Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 69500
per

Your estimated
City
free-cash

Valencia , Spain
₽14480
₽13985
₽23882
₽19497
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
11 686
accident
-
-
-
625
unemployment
-
-
-
487
pensions
-
-
-
19 669
other
-
-
-
70
total
-
-
-
32 537
Employee
30 897
-
52 700
-
other
30
-
52
-
income
5 957
-
11 897
-
unemployment
479
-
817
-
pensions
1 453
-
2 477
-
total
7 919
-
15 243
-
Employer
30 897
-
52 700
-
unemployment
1 700
-
2 899
-
pensions
7 291
-
12 437
-
other
247
-
420
-
accident
612
-
1 043
-
total
9 850
-
16 799
-
Corporate
28 753
69 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

4 313
10 424
-
-
total
4 313
10 424
-
-
Dividends
24 440
59 076
-
-
withholding
4 943
12 216
-
-
total
4 943
12 216
-
-
Income
69 500
69 500
69 500
69 500
Total tax
27 025
22 640
32 042
32 537
After tax
42 475
46 860
37 458
36 963
Living cost
22 978
22 978
22 978
22 978
Free-cash
19 497
23 882
14 480
13 985

Estimated living cost  is ₽22978 per week

₽15510
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2209
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4857
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽18473
₽15369
₽28796
₽23152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
8 828
health
-
-
-
3 057
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
16 680
other
-
-
-
3 301
total
-
-
-
31 866
Employee
30 340
-
55 511
-
income
5 223
-
9 555
-
health
425
-
777
-
unemployment
303
-
555
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 123
-
3 885
-
total
8 074
-
14 772
-
Employer
30 340
-
55 511
-
unemployment
303
-
555
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 158
-
9 437
-
other
1 518
-
2 777
-
accident
243
-
444
-
health
425
-
777
-
total
7 647
-
13 990
-
Corporate
31 514
69 500
-
-
income
6 619
14 595
-
-
total
6 619
14 595
-
-
Dividends
24 895
54 905
-
-
withholding
1 743
3 844
-
-
total
1 743
3 844
-
-
Income
69 500
69 500
69 500
69 500
Total tax
24 083
18 439
28 762
31 866
After tax
45 417
51 061
40 738
37 634
Living cost
22 265
22 265
22 265
22 265
Free-cash
23 152
28 796
18 473
15 369

Estimated living cost  is ₽22265 per week

₽15732
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽42256
₽40364
₽48490
₽44617
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
10 425
health
-
-
-
3 350
unemployment
-
-
-
117
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 311
total
-
-
-
18 203
Employee
14 477
-
63 785
-
income
1 447
-
6 378
-
health
666
-
1 340
-
accident

We are using the highest rate at 1.1%.

159
-
320
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 271
-
2 558
-
total
3 543
-
10 596
-
Employer
14 477
-
63 785
-
unemployment
87
-
175
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 596
-
3 210
-
accident

We are using the highest rate at 1.1%.

159
-
320
-
health
999
-
2 010
-
total
2 841
-
5 715
-
Corporate
52 182
69 500
-
-
income
5 218
6 950
-
-
total
5 218
6 950
-
-
Dividends
46 964
62 550
-
-
withholding
2 348
3 127
-
-
total
2 348
3 127
-
-
Income
69 500
69 500
69 500
69 500
Total tax
13 950
10 077
16 311
18 203
After tax
55 550
59 423
53 189
51 297
Living cost
10 933
10 933
10 933
10 933
Free-cash
44 617
48 490
42 256
40 364

Estimated living cost  is ₽10933 per week

₽6383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽781
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽290
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3480
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽12144
₽11774
₽6439
₽11372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
4 604
social contributions
-
-
-
1 979
health
-
-
-
601
surtax
-
-
-
-
pensions
-
-
-
19 798
other
-
-
-
2 155
total
-
-
-
29 137
Employee
35 762
-
52 960
-
income
2 111
-
4 728
-
social contributions
1 020
-
1 510
-
surtax
-
-
-
-
pensions
4 044
-
5 989
-
total
7 175
-
12 227
-
Employer
35 762
-
52 960
-
unemployment
1 448
-
2 145
-
social contributions
108
-
159
-
pensions
5 875
-
8 702
-
other
1 234
-
1 827
-
health
2 504
-
3 707
-
total
11 169
-
16 540
-
Corporate
22 570
69 500
-
-
income
6 319
19 460
-
-
surtax
-
-
-
-
total
6 319
19 460
-
-
Dividends
16 251
50 040
-
-
withholding
2 080
6 405
-
-
surtax
-
-
-
-
social contributions
2 796
8 607
-
-
total
4 876
15 012
-
-
Income
69 500
69 500
69 500
69 500
Total tax
29 539
34 472
28 767
29 137
After tax
39 961
35 028
40 733
40 363
Living cost
28 589
28 589
28 589
28 589
Free-cash
11 372
6 439
12 144
11 774

Estimated living cost  is ₽28589 per week

₽18026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2325
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽13475
₽4523
-₽8785
-₽13475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
10 973
health
-
-
-
9 210
pensions
-
-
-
9 790
total
-
-
-
29 973
Employee
71 357
71 357
71 357
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 680
11 680
11 680
-
health
10 952
9 316
10 952
-
pensions
12 844
9 790
12 844
-
total
35 476
30 786
35 476
-
Employer
71 357
71 357
71 357
-
unemployment
2 569
2 569
2 569
-
pensions
4 966
4 966
4 966
-
health
4 960
4 960
4 960
-
total
12 495
12 495
12 495
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
69 500
69 500
69 500
69 500
Total tax
47 971
43 281
47 971
29 973
After tax
21 529
26 219
21 529
39 527
Living cost
35 004
35 004
35 004
35 004
Free-cash
-13 475
-8 785
-13 475
4 523

Estimated living cost  is ₽35004 per week

₽24807
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3156
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽25624
₽20797
₽9871
₽19113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 186
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 709
trade
-
-
-
4 827
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
671
total
-
-
-
23 393
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 960
-
69 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

893
-
12 186
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 709
-
5 709
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
671
-
total
6 651
-
18 566
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
37 540
69 500
-
-
chamber of commerce
181
227
-
-
income
5 631
10 424
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

309
574
-
-
trade
5 913
10 946
-
-
total
12 034
22 171
-
-
Dividends
25 506
47 329
-
-
withholding
6 059
11 515
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

333
633
-
-
total
6 392
12 148
-
-
Income
69 500
69 500
69 500
69 500
Total tax
25 077
34 319
18 566
23 393
After tax
44 423
35 181
50 934
46 107
Living cost
25 310
25 310
25 310
25 310
Free-cash
19 113
9 871
25 624
20 797

Estimated living cost  is ₽25310 per week

₽15920
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2951
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽31458
₽31722
₽31258
₽27062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
5 818
social contributions
-
-
-
10 841
health
-
-
-
1 773
total
-
-
-
18 432
Employee
64 253
64 253
64 253
-
income
6 996
5 948
5 981
-
social contributions
2 429
5 333
5 238
-
health
498
1 093
1 072
-
total
9 923
12 374
12 291
-
Employer
64 253
64 253
64 253
-
social contributions
2 429
5 333
5 238
-
health
541
1 189
1 167
-
total
2 970
6 522
6 405
-
Corporate
37 260
-
-
-
income
4 657
-
-
-
total
4 657
-
-
-
Dividends
32 603
-
-
-
withholding
5 542
-
-
-
total
5 542
-
-
-
Income
69 500
69 500
69 500
69 500
Total tax
23 092
18 896
18 696
18 432
After tax
46 408
50 604
50 804
51 068
Living cost
19 346
19 346
19 346
19 346
Free-cash
27 062
31 258
31 458
31 722

Estimated living cost  is ₽19346 per week

₽11595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽10049
₽13055
₽13322
₽12480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
69 500
income
-
-
-
6 083
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
24 152
surtax
-
-
-
-
total
-
-
-
30 235
Employee
38 431
-
56 161
-
income
7 994
-
13 724
-
social contributions
4 227
-
6 178
-
surtax
-
-
-
-
total
12 221
-
19 902
-
Employer
38 431
-
56 161
-
social contributions
9 127
-
13 339
-
total
9 127
-
13 339
-
Corporate
21 942
69 500
-
-
income
4 608
14 595
-
-
surtax
-
-
-
-
total
4 608
14 595
-
-
Dividends
17 334
54 905
-
-
withholding
4 854
15 373
-
-
total
4 854
15 373
-
-
Income
69 500
69 500
69 500
69 500
Total tax
30 810
29 968
33 241
30 235
After tax
38 690
39 532
36 259
39 265
Living cost
26 210
26 210
26 210
26 210
Free-cash
12 480
13 322
10 049
13 055

Estimated living cost  is ₽26210 per week

₽19610
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4616
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽49371
₽62576
₽59796
₽58628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
69 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
695
total
-
-
-
695
Employee
7 786
-
69 500
-
income
1 557
-
13 900
-
total
1 557
-
13 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

61 714
69 500
-
-
total
-
-
-
-
Dividends
61 714
69 500
-
-
withholding
3 086
3 475
-
-
total
3 086
3 475
-
-
Income
69 500
69 500
69 500
69 500
Total tax
4 643
3 475
13 900
695
After tax
64 857
66 025
55 600
68 805
Living cost
6 229
6 229
6 229
6 229
Free-cash
58 628
59 796
49 371
62 576

Estimated living cost  is ₽6229 per week

₽3860
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽518
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽12169
₽14160
₽25437
₽18449
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
69 500
income
-
-
-
13 291
health
-
-
-
6 839
unemployment
-
-
-
105
pensions
-
-
-
12 692
total
-
-
-
32 927
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 950
-
60 136
-
income
6 372
-
12 265
-
health
2 386
-
3 885
-
unemployment
52
-
84
-
pensions
5 728
-
9 321
-
total
14 538
-
25 555
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 950
-
60 136
-
unemployment
22
-
36
-
pensions
3 270
-
5 322
-
health
2 461
-
4 005
-
total
5 753
-
9 363
-
Corporate
26 797
69 500
-
-
income
5 092
13 206
-
-
total
5 092
13 206
-
-
Dividends
21 705
56 294
-
-
withholding
3 255
8 444
-
-
total
3 255
8 444
-
-
Income
69 500
69 500
69 500
69 500
Total tax
28 638
21 650
34 918
32 927
After tax
40 862
47 850
34 582
36 573
Living cost
22 413
22 413
22 413
22 413
Free-cash
18 449
25 437
12 169
14 160

Estimated living cost  is ₽22413 per week

₽15381
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽434
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5161
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽20491
₽9915
₽10428
₽15098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
69 500
income
-
-
-
23 786
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 467
total
-
-
-
29 253
Employee
38 332
-
65 656
-
social contributions
3 841
-
3 844
-
income
4 159
-
10 989
-
total
8 000
-
14 833
-
Employer
38 332
-
65 656
-
social contributions
3 841
-
3 844
-
total
3 841
-
3 844
-
Corporate
27 327
69 500
-
-
income
9 565
24 325
-
-
total
9 565
24 325
-
-
Dividends
17 762
45 175
-
-
social contributions
2 664
4 415
-
-
total
2 664
4 415
-
-
Income
69 500
69 500
69 500
69 500
Total tax
24 070
28 740
18 677
29 253
After tax
45 430
40 760
50 823
40 247
Living cost
30 332
30 332
30 332
30 332
Free-cash
15 098
10 428
20 491
9 915

Estimated living cost  is ₽30332 per week

₽19980
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2391
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽27764
₽26916
₽24684
₽25115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
10 424
social contributions
-
-
-
9 590
health
-
-
-
4 851
total
-
-
-
24 865
Employee
28 332
-
69 500
-
income
4 725
-
9 576
-
social contributions
3 910
-
9 590
-
health
1 977
-
4 851
-
total
10 612
-
24 017
-
Employer
28 332
-
69 500
-
total
-
-
-
-
Corporate
41 168
69 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 058
3 474
-
-
total
2 058
3 474
-
-
Dividends
39 110
66 026
-
-
withholding
5 867
9 904
-
-
health
2 731
4 608
-
-
social contributions
5 398
9 111
-
-
total
13 996
23 623
-
-
Income
69 500
69 500
69 500
69 500
Total tax
26 666
27 097
24 017
24 865
After tax
42 834
42 403
45 483
44 635
Living cost
17 719
17 719
17 719
17 719
Free-cash
25 115
24 684
27 764
26 916

Estimated living cost  is ₽17719 per week

₽11858
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1093
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4359
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽12388
₽10968
₽24970
₽16808
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
5 974
social contributions
-
-
-
20 294
solidarity contribution
-
-
-
-
health
-
-
-
9 383
total
-
-
-
35 651
Employee
33 648
-
51 866
-
solidarity contribution
-
-
-
-
income
4 038
-
6 224
-
social contributions
2 187
-
3 371
-
health
4 542
-
7 002
-
total
10 767
-
16 597
-
Employer
33 648
-
51 866
-
social contributions
8 412
-
12 966
-
health
3 028
-
4 668
-
total
11 440
-
17 634
-
Corporate
24 412
69 500
-
-
income
4 638
13 205
-
-
total
4 638
13 205
-
-
Dividends
19 773
56 295
-
-
withholding
2 966
8 444
-
-
total
2 966
8 444
-
-
Income
69 500
69 500
69 500
69 500
Total tax
29 811
21 649
34 231
35 651
After tax
39 689
47 851
35 269
33 849
Living cost
22 881
22 881
22 881
22 881
Free-cash
16 808
24 970
12 388
10 968

Estimated living cost  is ₽22881 per week

₽17016
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1268
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽396
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4202
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽45893
₽59098
₽56318
₽54498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
69 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
695
total
-
-
-
695
Employee
12 134
-
69 500
-
income
2 427
-
13 900
-
total
2 427
-
13 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

57 366
69 500
-
-
total
-
-
-
-
Dividends
57 366
69 500
-
-
withholding
2 868
3 475
-
-
total
2 868
3 475
-
-
Income
69 500
69 500
69 500
69 500
Total tax
5 295
3 475
13 900
695
After tax
64 205
66 025
55 600
68 805
Living cost
9 707
9 707
9 707
9 707
Free-cash
54 498
56 318
45 893
59 098

Estimated living cost  is ₽9707 per week

₽6569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽407
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽326
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2405
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₽375
₽5
-₽5330
₽414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
4 604
social contributions
-
-
-
1 979
health
-
-
-
601
surtax
-
-
-
-
pensions
-
-
-
19 798
other
-
-
-
2 155
total
-
-
-
29 137
Employee
52 335
-
52 960
-
income
4 566
-
4 728
-
social contributions
1 491
-
1 510
-
surtax
-
-
-
-
pensions
5 919
-
5 989
-
total
11 976
-
12 227
-
Employer
52 335
-
52 960
-
unemployment
2 120
-
2 145
-
social contributions
157
-
159
-
pensions
8 599
-
8 702
-
other
1 806
-
1 827
-
health
3 663
-
3 707
-
total
16 345
-
16 540
-
Corporate
820
69 500
-
-
income
230
19 460
-
-
surtax
-
-
-
-
total
230
19 460
-
-
Dividends
590
50 040
-
-
withholding
76
6 405
-
-
surtax
-
-
-
-
social contributions
101
8 607
-
-
total
177
15 012
-
-
Income
69 500
69 500
69 500
69 500
Total tax
28 728
34 472
28 767
29 137
After tax
40 772
35 028
40 733
40 363
Living cost
40 358
40 358
40 358
40 358
Free-cash
414
-5 330
375
5

Estimated living cost  is ₽40358 per week

₽27314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽21336
₽20698
₽35811
₽31714
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
69 500
income
-
-
-
11 134
health
-
-
-
6 339
unemployment
-
-
-
923
pensions
-
-
-
16 003
total
-
-
-
34 399
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 718
-
58 948
-
income
2 994
-
11 478
-
health
1 118
-
3 036
-
unemployment
163
-
442
-
pensions
3 041
-
8 253
-
total
7 316
-
23 209
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 718
-
58 948
-
unemployment
163
-
442
-
pensions
2 606
-
7 074
-
health
1 118
-
3 036
-
total
3 887
-
10 552
-
Corporate
43 894
69 500
-
-
income
6 584
10 425
-
-
total
6 584
10 425
-
-
Dividends
37 310
59 075
-
-
withholding
5 596
8 861
-
-
total
5 596
8 861
-
-
Income
69 500
69 500
69 500
69 500
Total tax
23 383
19 286
33 761
34 399
After tax
46 117
50 214
35 739
35 101
Living cost
14 403
14 403
14 403
14 403
Free-cash
31 714
35 811
21 336
20 698

Estimated living cost  is ₽14403 per week

₽9697
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1114
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽417
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3175
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽3649
-₽87
-₽26546
-₽5262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
regional
-
-
-
2 229
national
-
-
-
322
health
-
-
-
190
city
-
-
-
733
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 390
pensions
-
-
-
6 395
total
-
-
-
11 259
Employee
68 258
-
62 207
-
regional
2 235
-
1 907
-
city
733
-
668
-
health
154
-
139
-
unemployment
-
-
-
-
national
323
-
275
-
pensions
5 735
-
5 225
-
total
9 180
-
8 214
-
Employer
68 258
-
62 207
-
unemployment
-
-
-
-
pensions
5 735
-
5 225
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 365
-
1 243
-
health
154
-
139
-
total
7 254
-
6 607
-
Corporate
-
69 500
-
-
regional
-
14 699
-
-
national
-
5 907
-
-
total
-
20 606
-
-
Dividends
-
48 894
-
-
withholding
-
17 112
-
-
total
-
17 112
-
-
Income
69 500
69 500
69 500
69 500
Total tax
16 434
37 718
14 821
11 259
After tax
53 066
31 782
54 679
58 241
Living cost
58 328
58 328
58 328
58 328
Free-cash
-5 262
-26 546
-3 649
-87

Estimated living cost  is ₽58328 per week

₽37930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5234
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽716
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽8677
₽18838
₽15184
₽11932
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
69 500
municipal
-
-
-
12 380
national
-
-
-
5 480
health
-
-
-
721
total
-
-
-
18 581
Employee
43 962
-
58 467
-
health
328
-
552
-
unemployment
660
-
877
-
national
726
-
2 775
-
municipal
7 201
-
9 557
-
pensions
2 967
-
3 947
-
total
11 882
-
17 708
-
Employer
43 962
-
58 467
-
unemployment
285
-
381
-
pensions
7 627
-
10 144
-
accident
44
-
59
-
health
338
-
450
-
total
8 294
-
11 034
-
Corporate
17 243
69 500
-
-
income
3 449
13 900
-
-
total
3 449
13 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

10 345
41 700
-
-
national
-
828
-
-
municipal
1 862
7 507
-
-
total
1 862
8 335
-
-
Income
69 500
69 500
69 500
69 500
Total tax
25 487
22 235
28 742
18 581
After tax
44 013
47 265
40 758
50 919
Living cost
32 081
32 081
32 081
32 081
Free-cash
11 932
15 184
8 677
18 838

Estimated living cost  is ₽32081 per week

₽20955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7530
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽2532
₽3654
₽8565
-₽7669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
national
-
-
-
21 731
social contributions
-
-
-
10 083
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 565
total
-
-
-
35 379
Employee

The minimum management director salary is set at €45,000 per year.

59 771
-
53 829
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 808
-
2 529
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 117
-
2 808
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

520
-
468
-
national
18 376
-
16 051
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 483
-
4 037
-
total
29 304
-
25 893
-
Employer

The minimum management director salary is set at €45,000 per year.

59 771
-
53 829
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

872
-
787
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 296
-
4 770
-
surtax
6 777
-
6 105
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

777
-
699
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 676
-
3 311
-
total
17 398
-
15 672
-
Corporate
-
69 500
-
-
income
-
13 900
-
-
surtax
-
277
-
-
total
-
14 177
-
-
Dividends
-
55 322
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
16 291
-
-
total
-
16 291
-
-
Income
69 500
69 500
69 500
69 500
Total tax
46 702
30 468
41 565
35 379
After tax
22 798
39 032
27 935
34 121
Living cost
30 467
30 467
30 467
30 467
Free-cash
-7 669
8 565
-2 532
3 654

Estimated living cost  is ₽30467 per week

₽19625
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2664
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7702
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽2519
₽50
₽3352
₽2574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
municipal
-
-
-
14 721
national
-
-
-
-
health
-
-
-
4 337
accident
-
-
-
139
unemployment
-
-
-
69
pensions
-
-
-
7 513
other
-
-
-
8 076
total
-
-
-
34 855
Employee
49 295
-
52 884
-
national
-
-
-
-
municipal
14 700
-
15 770
-
total
14 700
-
15 770
-
Employer
49 295
-
52 884
-
unemployment
1 301
-
1 396
-
pensions
5 329
-
5 717
-
other
5 728
-
6 145
-
accident
99
-
106
-
health
3 032
-
3 252
-
total
15 489
-
16 616
-
Corporate
4 716
69 500
-
-
income
1 038
15 290
-
-
total
1 038
15 290
-
-
Dividends
3 679
54 210
-
-
withholding
1 104
16 263
-
-
total
1 104
16 263
-
-
Income
69 500
69 500
69 500
69 500
Total tax
32 331
31 553
32 386
34 855
After tax
37 169
37 947
37 114
34 645
Living cost
34 595
34 595
34 595
34 595
Free-cash
2 574
3 352
2 519
50

Estimated living cost  is ₽34595 per week

₽22928
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3395
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7747
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽19664
₽9838
₽4092
-₽62476
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
13 547
social contributions
-
-
-
7 923
total
-
-
-
21 470
Employee
54 762
-
-
-
income
12 079
-
-
-
social contributions
4 491
-
640
-
total
16 570
-
640
-
Employer
54 762
-
-
-
social contributions
77 214
-
11 004
-
total
77 214
-
11 004
-
Corporate
-
69 500
-
-
income
-
15 290
-
-
total
-
15 290
-
-
Dividends
-
54 210
-
-
income
-
11 926
-
-
total
-
11 926
-
-
Income
69 500
69 500
69 500
69 500
Total tax
93 784
27 216
11 644
21 470
After tax
-24 284
42 284
57 856
48 030
Living cost
38 192
38 192
38 192
38 192
Free-cash
-62 476
4 092
19 664
9 838

Estimated living cost  is ₽38192 per week

₽24780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3592
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽23701
₽23965
₽23501
₽20387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
5 818
social contributions
-
-
-
10 841
health
-
-
-
1 773
total
-
-
-
18 432
Employee
64 253
64 253
64 253
-
income
6 747
5 948
5 981
-
social contributions
3 122
5 333
5 238
-
health
639
1 093
1 072
-
total
10 508
12 374
12 291
-
Employer
64 253
64 253
64 253
-
social contributions
3 122
5 333
5 238
-
health
696
1 189
1 167
-
total
3 818
6 522
6 405
-
Corporate
28 071
-
-
-
income
3 509
-
-
-
total
3 509
-
-
-
Dividends
24 562
-
-
-
withholding
4 175
-
-
-
total
4 175
-
-
-
Income
69 500
69 500
69 500
69 500
Total tax
22 010
18 896
18 696
18 432
After tax
47 490
50 604
50 804
51 068
Living cost
27 103
27 103
27 103
27 103
Free-cash
20 387
23 501
23 701
23 965

Estimated living cost  is ₽27103 per week

₽18527
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2117
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽13610
₽21377
₽21765
₽17161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
12 921
pensions
-
-
-
4 893
total
-
-
-
17 814
Employee
41 604
-
61 399
-
income
7 576
-
10 980
-
health
543
-
949
-
pensions
3 175
-
5 551
-
total
11 294
-
17 480
-
Employer
41 604
-
61 399
-
pensions
4 203
-
6 935
-
health
791
-
1 166
-
total
4 994
-
8 101
-
Corporate
22 902
69 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

4 351
13 205
-
-
total
4 351
13 205
-
-
Dividends
18 551
56 295
-
-
withholding
1 391
4 221
-
-
total
1 391
4 221
-
-
Income
69 500
69 500
69 500
69 500
Total tax
22 030
17 426
25 581
17 814
After tax
47 470
52 074
43 919
51 686
Living cost
30 309
30 309
30 309
30 309
Free-cash
17 161
21 765
13 610
21 377

Estimated living cost  is ₽30309 per week

₽20792
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2787
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽379
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6349
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽345
₽2832
₽3319
-₽913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
municipal
-
-
-
465
regional
-
-
-
1 258
national
-
-
-
13 781
social contributions
-
-
-
17 876
total
-
-
-
33 380
Employee
70 413
-
69 500
-
regional
1 063
-
1 039
-
social contributions
23 743
-
23 435
-
national
11 899
-
11 669
-
municipal
420
-
414
-
total
37 125
-
36 557
-
Employer
70 413
-
69 500
-
total
-
-
-
-
Corporate
-
69 500
-
-
nationa
-
16 680
-
-
municipal
-
3 351
-
-
total
-
20 031
-
-
Dividends
-
49 469
-
-
withholding
-
12 862
-
-
total
-
12 862
-
-
Income
69 500
69 500
69 500
69 500
Total tax
37 125
32 893
36 557
33 380
After tax
32 375
36 607
32 943
36 120
Living cost
33 288
33 288
33 288
33 288
Free-cash
-913
3 319
-345
2 832

Estimated living cost  is ₽33288 per week

₽23383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7112
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽17790
₽30279
-₽11855
₽2949
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
16 200
health
-
-
-
1 733
accident
-
-
-
201
pensions
-
-
-
3 307
other
-
-
-
295
total
-
-
-
21 736
Employee
27 504
-
58 340
-
income
3 773
-
10 322
-
health
3 149
-
6 680
-
pensions
3 097
-
6 064
-
total
10 019
-
23 066
-
Employer
27 504
-
58 340
-
unemployment
674
-
1 429
-
pensions
4 472
-
8 756
-
accident
459
-
974
-
total
5 605
-
11 159
-
Corporate
36 390
69 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

32 751
62 550
-
-
total
32 751
62 550
-
-
Dividends
3 639
6 950
-
-
withholding
691
1 320
-
-
total
691
1 320
-
-
Income
69 500
69 500
69 500
69 500
Total tax
49 066
63 870
34 225
21 736
After tax
20 434
5 630
35 275
47 764
Living cost
17 485
17 485
17 485
17 485
Free-cash
2 949
-11 855
17 790
30 279

Estimated living cost  is ₽17485 per week

₽12815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽969
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽365
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3337
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽18674
₽14275
₽3637
₽14567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 186
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 709
trade
-
-
-
4 399
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
671
total
-
-
-
22 965
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 576
-
69 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 419
-
12 186
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 709
-
5 709
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

189
-
671
-
total
9 317
-
18 566
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
27 924
69 500
-
-
chamber of commerce
168
228
-
-
income
4 188
10 424
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

230
574
-
-
trade
4 007
9 972
-
-
total
8 593
21 198
-
-
Dividends
19 331
48 301
-
-
withholding
4 514
11 758
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

249
647
-
-
total
4 763
12 405
-
-
Income
69 500
69 500
69 500
69 500
Total tax
22 673
33 603
18 566
22 965
After tax
46 827
35 897
50 934
46 535
Living cost
32 260
32 260
32 260
32 260
Free-cash
14 567
3 637
18 674
14 275

Estimated living cost  is ₽32260 per week

₽22254
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3471
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6067
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽21950
₽19878
₽38216
₽31363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
69 500
microenterprise
-
-
-
-
income
-
-
-
9 894
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
22 344
surtax
-
-
-
-
total
-
-
-
32 238
Employee
24 417
-
56 007
-
income
4 346
-
10 513
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 686
-
6 160
-
surtax
-
-
-
-
total
7 032
-
16 673
-
Employer
24 417
-
56 007
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 881
-
13 493
-
surtax
-
-
-
-
total
5 881
-
13 493
-
Corporate
39 202
69 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

7 840
13 900
-
-
total
7 840
13 900
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

31 362
55 600
-
-
total
-
-
-
-
Income
69 500
69 500
69 500
69 500
Total tax
20 753
13 900
30 166
32 238
After tax
48 747
55 600
39 334
37 262
Living cost
17 384
17 384
17 384
17 384
Free-cash
31 363
38 216
21 950
19 878

Estimated living cost  is ₽17384 per week

₽11090
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1655
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽27260
₽28029
₽32566
₽30790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
17 077
health
-
-
-
5 713
pensions
-
-
-
7 879
total
-
-
-
30 669
Employee
16 453
-
60 636
-
income
3 183
-
16 663
-
health
823
-
1 970
-
unemployment
165
-
394
-
pensions
1 481
-
3 546
-
total
5 652
-
22 573
-
Employer
16 453
-
60 636
-
unemployment
329
-
788
-
pensions
1 810
-
4 334
-
health
1 563
-
3 743
-
total
3 702
-
8 865
-
Corporate
49 345
69 500
-
-
income
10 856
15 290
-
-
total
10 856
15 290
-
-
Dividends
38 489
54 210
-
-
withholding
7 698
10 842
-
-
total
7 698
10 842
-
-
Income
69 500
69 500
69 500
69 500
Total tax
27 908
26 132
31 438
30 669
After tax
41 592
43 368
38 062
38 831
Living cost
10 802
10 802
10 802
10 802
Free-cash
30 790
32 566
27 260
28 029

Estimated living cost  is ₽10802 per week

₽6419
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽247
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3260
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽17103
₽18430
₽24947
₽22290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
12 016
health
-
-
-
4 935
unemployment
-
-
-
190
surtax
-
-
-
1 261
pensions
-
-
-
13 900
other
-
-
-
-
total
-
-
-
32 302
Employee
28 140
-
57 414
-
other
-
-
-
-
income
4 717
-
11 146
-
health
718
-
1 464
-
unemployment
1 958
-
3 996
-
surtax
100
-
1 108
-
pensions
1 877
-
3 829
-
total
9 370
-
21 543
-
Employer
28 140
-
57 414
-
unemployment
893
-
1 820
-
pensions
3 752
-
7 653
-
other
-
-
-
-
health
1 280
-
2 613
-
total
5 925
-
12 086
-
Corporate
35 436
69 500
-
-
income
9 213
18 071
-
-
total
9 213
18 071
-
-
Dividends
26 223
51 429
-
-
withholding
3 934
7 714
-
-
total
3 934
7 714
-
-
Income
69 500
69 500
69 500
69 500
Total tax
28 442
25 785
33 629
32 302
After tax
41 058
43 715
35 871
37 198
Living cost
18 768
18 768
18 768
18 768
Free-cash
22 290
24 947
17 103
18 430

Estimated living cost  is ₽18768 per week

₽11331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1632
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5371
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽3414
₽10309
₽12627
₽12213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 500
income
-
-
-
8 956
chamber of commerce
-
-
-
277
health
-
-
-