Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 69000
per

Your estimated
City
free-cash

Andorra , Andorra
₽37161
₽30014
₽28080
₽34372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
15 179
income
-
-
-
801
total
-
-
-
15 980
Employee
26 673
-
59 741
-
social contributions
1 733
-
3 883
-
income
-
-
904
-
total
1 733
-
4 787
-
Employer
26 673
-
59 741
-
social contributions
4 135
-
9 259
-
total
4 135
-
9 259
-
Corporate
38 192
69 000
-
-
income
3 820
6 899
-
-
total
3 820
6 899
-
-
Dividends
34 373
62 101
-
-
total
-
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
9 688
6 899
14 046
15 980
After tax
59 312
62 101
54 954
53 020
Living cost
24 940
24 940
24 940
24 940
Free-cash
34 372
37 161
30 014
28 080

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽12534
-₽3394
₽10232
₽12123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
chamber of commerce
-
-
-
276
unemployment
-
-
-
5 089
health
-
-
-
5 279
pensions
-
-
-
12 766
income
-
-
-
8 889
surtax
-
-
-
-
total
-
-
-
32 299
Employee
36 267
33 064
53 581
-
health
1 403
1 280
2 074
-
pensions
3 714
3 385
5 487
-
other
362
331
535
-
unemployment
1 088
992
1 608
-
income
3 231
2 439
8 193
-
total
9 798
8 427
17 897
-
Employer
36 267
33 064
53 581
-
pensions
4 552
4 150
6 725
-
accident
471
430
696
-
unemployment
1 088
992
1 608
-
surtax
-
-
-
-
payroll
1 088
992
1 608
-
chamber of commerce
145
132
214
-
health
1 371
1 250
2 025
-
other
1 722
1 570
2 544
-
total
10 437
9 516
15 420
-
Corporate
22 296
26 420
50 432
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 574
6 605
12 608
-
total
5 574
6 605
12 608
-
Dividends
16 722
19 816
-
-
withholding
4 599
5 449
-
-
total
4 599
5 449
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 408
29 997
45 925
32 299
After tax
38 592
39 003
23 075
36 701
Living cost
26 469
26 469
26 469
26 469
Free-cash
12 123
12 534
-3 394
10 232

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽9679
-₽6194
₽7303
₽8396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
chamber of commerce
-
-
-
276
unemployment
-
-
-
5 089
health
-
-
-
5 279
pensions
-
-
-
12 766
income
-
-
-
8 889
surtax
-
-
-
164
total
-
-
-
32 463
Employee
41 463
33 064
53 451
-
health
1 604
1 280
2 069
-
pensions
4 246
3 385
5 473
-
other
414
331
534
-
unemployment
1 244
992
1 603
-
income
4 720
2 439
8 157
-
total
12 228
8 427
17 836
-
Employer
41 463
33 064
53 451
-
pensions
5 204
4 150
6 709
-
accident
538
430
694
-
unemployment
1 244
992
1 603
-
surtax
164
164
164
-
payroll
1 244
992
1 603
-
chamber of commerce
165
132
214
-
health
1 567
1 250
2 020
-
other
1 970
1 570
2 540
-
total
12 096
9 680
15 547
-
Corporate
15 442
26 257
50 305
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 861
6 564
12 577
-
total
3 861
6 564
12 577
-
Dividends
11 581
19 693
-
-
withholding
3 185
5 416
-
-
total
3 185
5 416
-
-
Income
69 000
69 000
69 000
69 000
Total tax
31 370
30 087
45 960
32 463
After tax
37 630
38 913
23 040
36 537
Living cost
29 234
29 234
29 234
29 234
Free-cash
8 396
9 679
-6 194
7 303

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽8499
-₽2514
₽3626
-₽7622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
10 010
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 539
national
-
-
-
21 574
total
-
-
-
35 123
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
53 441
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
2 511
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
4 009
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
2 787
-
national
18 246
-
15 934
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
464
-
total
29 096
-
25 705
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
53 441
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
694
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
781
-
surtax
6 729
-
6 062
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
3 287
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
4 734
-
total
17 275
-
15 558
-
Corporate
-
69 000
-
-
surtax
-
276
-
-
income
-
13 800
-
-
total
-
14 076
-
-
Dividends
-
54 924
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
16 174
-
-
total
-
16 174
-
-
Income
69 000
69 000
69 000
69 000
Total tax
46 371
30 250
41 263
35 123
After tax
22 629
38 750
27 737
33 877
Living cost
30 251
30 251
30 251
30 251
Free-cash
-7 622
8 499
-2 514
3 626

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽44732
₽38528
₽36654
₽39679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
10 350
total
-
-
-
18 083
Employee
18 887
-
63 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
6 332
-
total
4 624
-
10 526
-
Employer
18 887
-
63 318
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
46 407
69 000
-
-
income
4 640
6 900
-
-
total
4 640
6 900
-
-
Dividends
41 767
62 100
-
-
withholding
2 089
3 105
-
-
total
2 089
3 105
-
-
Income
69 000
69 000
69 000
69 000
Total tax
15 058
10 005
16 209
18 083
After tax
53 942
58 995
52 791
50 917
Living cost
14 263
14 263
14 263
14 263
Free-cash
39 679
44 732
38 528
36 654

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽48124
₽41920
₽40046
₽44273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
10 350
total
-
-
-
18 083
Employee
14 395
-
63 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
6 332
-
total
3 523
-
10 526
-
Employer
14 395
-
63 318
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
51 780
69 000
-
-
income
5 178
6 900
-
-
total
5 178
6 900
-
-
Dividends
46 602
62 100
-
-
withholding
2 330
3 105
-
-
total
2 330
3 105
-
-
Income
69 000
69 000
69 000
69 000
Total tax
13 856
10 005
16 209
18 083
After tax
55 144
58 995
52 791
50 917
Living cost
10 871
10 871
10 871
10 871
Free-cash
44 273
48 124
41 920
40 046

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽31029
₽31230
₽31492
₽26862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
10 765
health
-
-
-
1 760
income
-
-
-
5 774
total
-
-
-
18 299
Employee
63 798
63 798
63 798
-
health
494
1 085
1 064
-
social contributions
2 412
5 295
5 199
-
income
6 947
5 906
5 940
-
total
9 853
12 286
12 203
-
Employer
63 798
63 798
63 798
-
social contributions
2 412
5 295
5 199
-
health
537
1 181
1 159
-
total
2 949
6 476
6 358
-
Corporate
36 989
-
-
-
income
4 624
-
-
-
total
4 624
-
-
-
Dividends
32 365
-
-
-
withholding
5 503
-
-
-
total
5 503
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
22 929
18 762
18 561
18 299
After tax
46 071
50 238
50 439
50 701
Living cost
19 209
19 209
19 209
19 209
Free-cash
26 862
31 029
31 230
31 492

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽23328
₽23529
₽23791
₽20236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
10 765
health
-
-
-
1 760
income
-
-
-
5 774
total
-
-
-
18 299
Employee
63 798
63 798
63 798
-
health
635
1 085
1 064
-
social contributions
3 100
5 295
5 199
-
income
6 699
5 906
5 940
-
total
10 434
12 286
12 203
-
Employer
63 798
63 798
63 798
-
social contributions
3 100
5 295
5 199
-
health
691
1 181
1 159
-
total
3 791
6 476
6 358
-
Corporate
27 864
-
-
-
income
3 483
-
-
-
total
3 483
-
-
-
Dividends
24 382
-
-
-
withholding
4 146
-
-
-
total
4 146
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
21 854
18 762
18 561
18 299
After tax
47 146
50 238
50 439
50 701
Living cost
26 910
26 910
26 910
26 910
Free-cash
20 236
23 328
23 529
23 791

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽27984
₽15493
₽14083
₽21019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
20 148
health
-
-
-
9 315
solidarity contribution
-
-
-
-
income
-
-
-
5 931
total
-
-
-
35 394
Employee
28 710
-
51 493
-
health
3 876
-
6 951
-
social contributions
1 866
-
3 347
-
solidarity contribution
-
-
-
-
income
3 445
-
6 179
-
total
9 187
-
16 477
-
Employer
28 710
-
51 493
-
social contributions
7 178
-
12 873
-
health
2 584
-
4 634
-
total
9 762
-
17 507
-
Corporate
30 528
69 000
-
-
income
5 800
13 110
-
-
total
5 800
13 110
-
-
Dividends
24 728
55 890
-
-
withholding
3 709
8 383
-
-
total
3 709
8 383
-
-
Income
69 000
69 000
69 000
69 000
Total tax
28 458
21 493
33 984
35 394
After tax
40 542
47 507
35 016
33 606
Living cost
19 523
19 523
19 523
19 523
Free-cash
21 019
27 984
15 493
14 083

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽23450
₽10959
₽9549
₽14866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
20 148
health
-
-
-
9 315
solidarity contribution
-
-
-
-
income
-
-
-
5 931
total
-
-
-
35 394
Employee
35 378
-
51 493
-
health
4 776
-
6 951
-
social contributions
2 300
-
3 347
-
solidarity contribution
-
-
-
-
income
4 245
-
6 179
-
total
11 321
-
16 477
-
Employer
35 378
-
51 493
-
social contributions
8 845
-
12 873
-
health
3 184
-
4 634
-
total
12 029
-
17 507
-
Corporate
21 593
69 000
-
-
income
4 103
13 110
-
-
total
4 103
13 110
-
-
Dividends
17 490
55 890
-
-
withholding
2 624
8 383
-
-
total
2 624
8 383
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 077
21 493
33 984
35 394
After tax
38 923
47 507
35 016
33 606
Living cost
24 057
24 057
24 057
24 057
Free-cash
14 866
23 450
10 959
9 549

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽112254
-₽112254
₽3357
-₽112254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
labour market
-
-
-
5 462
municipal
-
-
-
12 293
pensions
-
-
-
721
national
-
-
-
7 102
total
-
-
-
25 578
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
141 189
141 189
141 189
25 578
After tax
-72 189
-72 189
-72 189
43 422
Living cost
40 065
40 065
40 065
40 065
Free-cash
-112 254
-112 254
-112 254
3 357

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽35160
₽19730
₽16943
₽30005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
health
-
-
-
8 970
pensions
-
-
-
13 800
income
-
-
-
9 247
total
-
-
-
32 017
Employee
23 536
-
51 569
-
pensions
471
-
1 031
-
unemployment
376
-
825
-
income
2 650
-
9 943
-
total
3 497
-
11 799
-
Employer
23 536
-
51 569
-
pensions
4 708
-
10 314
-
unemployment
189
-
413
-
health
3 059
-
6 704
-
total
7 956
-
17 431
-
Corporate
37 508
69 000
-
-
income
7 502
13 800
-
-
total
7 502
13 800
-
-
Dividends
30 006
55 200
-
-
total
-
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
18 955
13 800
29 230
32 017
After tax
50 045
55 200
39 770
36 983
Living cost
20 040
20 040
20 040
20 040
Free-cash
30 005
35 160
19 730
16 943

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽15073
₽8616
₽18699
₽11843
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
69 000
health
-
-
-
716
municipal
-
-
-
12 292
national
-
-
-
5 440
total
-
-
-
18 448
Employee
43 651
-
58 045
-
health
326
-
548
-
municipal
7 150
-
9 488
-
pensions
2 946
-
3 917
-
national
721
-
2 754
-
unemployment
655
-
871
-
total
11 798
-
17 578
-
Employer
43 651
-
58 045
-
accident
44
-
58
-
unemployment
283
-
378
-
health
335
-
447
-
pensions
7 573
-
10 070
-
total
8 235
-
10 953
-
Corporate
17 113
69 000
-
-
income
3 423
13 800
-
-
total
3 423
13 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

10 268
41 400
-
-
municipal
1 848
7 452
-
-
national
-
822
-
-
total
1 848
8 274
-
-
Income
69 000
69 000
69 000
69 000
Total tax
25 304
22 074
28 531
18 448
After tax
43 696
46 926
40 469
50 552
Living cost
31 853
31 853
31 853
31 853
Free-cash
11 843
15 073
8 616
18 699

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽9202
₽14867
₽14498
₽13813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
1 965
health
-
-
-
597
pensions
-
-
-
19 657
other
-
-
-
2 140
income
-
-
-
4 570
surtax
-
-
-
-
total
-
-
-
28 929
Employee
31 696
-
52 582
-
income
1 634
-
4 695
-
social contributions
904
-
1 497
-
pensions
3 585
-
5 947
-
surtax
-
-
-
-
total
6 123
-
12 139
-
Employer
31 696
-
52 582
-
pensions
5 208
-
8 639
-
social contributions
94
-
157
-
unemployment
1 283
-
2 130
-
health
2 218
-
3 681
-
other
1 094
-
1 814
-
total
9 897
-
16 421
-
Corporate
27 405
69 000
-
-
surtax
-
-
-
-
income
7 674
19 320
-
-
total
7 674
19 320
-
-
Dividends
19 731
49 680
-
-
surtax
-
-
-
-
withholding
2 525
6 359
-
-
social contributions
3 395
8 546
-
-
total
5 920
14 905
-
-
Income
69 000
69 000
69 000
69 000
Total tax
29 614
34 225
28 560
28 929
After tax
39 386
34 775
40 440
40 071
Living cost
25 573
25 573
25 573
25 573
Free-cash
13 813
9 202
14 867
14 498

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽6389
₽12054
₽11685
₽11292
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
1 965
health
-
-
-
597
pensions
-
-
-
19 657
other
-
-
-
2 140
income
-
-
-
4 570
surtax
-
-
-
-
total
-
-
-
28 929
Employee
35 509
-
52 582
-
income
2 096
-
4 695
-
social contributions
1 012
-
1 497
-
pensions
4 015
-
5 947
-
surtax
-
-
-
-
total
7 123
-
12 139
-
Employer
35 509
-
52 582
-
pensions
5 833
-
8 639
-
social contributions
107
-
157
-
unemployment
1 437
-
2 130
-
health
2 486
-
3 681
-
other
1 225
-
1 814
-
total
11 088
-
16 421
-
Corporate
22 402
69 000
-
-
surtax
-
-
-
-
income
6 273
19 320
-
-
total
6 273
19 320
-
-
Dividends
16 130
49 680
-
-
surtax
-
-
-
-
withholding
2 064
6 359
-
-
social contributions
2 774
8 546
-
-
total
4 838
14 905
-
-
Income
69 000
69 000
69 000
69 000
Total tax
29 322
34 225
28 560
28 929
After tax
39 678
34 775
40 440
40 071
Living cost
28 386
28 386
28 386
28 386
Free-cash
11 292
6 389
12 054
11 685

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽5297
₽368
-₽1
₽408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
1 965
health
-
-
-
597
pensions
-
-
-
19 657
other
-
-
-
2 140
income
-
-
-
4 570
surtax
-
-
-
-
total
-
-
-
28 929
Employee
51 964
-
52 582
-
income
4 534
-
4 695
-
social contributions
1 480
-
1 497
-
pensions
5 877
-
5 947
-
surtax
-
-
-
-
total
11 891
-
12 139
-
Employer
51 964
-
52 582
-
pensions
8 538
-
8 639
-
social contributions
156
-
157
-
unemployment
2 105
-
2 130
-
health
3 637
-
3 681
-
other
1 793
-
1 814
-
total
16 229
-
16 421
-
Corporate
807
69 000
-
-
surtax
-
-
-
-
income
225
19 320
-
-
total
225
19 320
-
-
Dividends
581
49 680
-
-
surtax
-
-
-
-
withholding
74
6 359
-
-
social contributions
101
8 546
-
-
total
175
14 905
-
-
Income
69 000
69 000
69 000
69 000
Total tax
28 520
34 225
28 560
28 929
After tax
40 480
34 775
40 440
40 071
Living cost
40 072
40 072
40 072
40 072
Free-cash
408
-5 297
368
-1

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽59693
₽49343
₽62453
₽58595
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
69 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
690
total
-
-
-
690
Employee
7 321
-
69 000
-
income
1 464
-
13 800
-
total
1 464
-
13 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

61 679
69 000
-
-
total
-
-
-
-
Dividends
61 679
69 000
-
-
withholding
3 084
3 450
-
-
total
3 084
3 450
-
-
Income
69 000
69 000
69 000
69 000
Total tax
4 548
3 450
13 800
690
After tax
64 452
65 550
55 200
68 310
Living cost
5 857
5 857
5 857
5 857
Free-cash
58 595
59 693
49 343
62 453

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽56423
₽46073
₽59183
₽54712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
69 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
690
total
-
-
-
690
Employee
11 409
-
69 000
-
income
2 282
-
13 800
-
total
2 282
-
13 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

57 591
69 000
-
-
total
-
-
-
-
Dividends
57 591
69 000
-
-
withholding
2 879
3 450
-
-
total
2 879
3 450
-
-
Income
69 000
69 000
69 000
69 000
Total tax
5 161
3 450
13 800
690
After tax
63 839
65 550
55 200
68 310
Living cost
9 127
9 127
9 127
9 127
Free-cash
54 712
56 423
46 073
59 183

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽3605
₽18538
₽14172
₽14460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
4 366
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 097
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
666
total
-
-
-
22 797
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
69 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
666
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
12 097
-
total
9 250
-
18 431
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
27 719
69 000
-
-
trade
3 977
9 902
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

228
570
-
-
chamber of commerce
167
227
-
-
income
4 158
10 350
-
-
total
8 530
21 049
-
-
Dividends
19 188
47 951
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

247
642
-
-
withholding
4 482
11 673
-
-
total
4 729
12 315
-
-
Income
69 000
69 000
69 000
69 000
Total tax
22 509
33 364
18 431
22 797
After tax
46 491
35 636
50 569
46 203
Living cost
32 031
32 031
32 031
32 031
Free-cash
14 460
3 605
18 538
14 172

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽9798
₽25439
₽20646
₽18977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
4 793
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 097
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
666
total
-
-
-
23 224
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
69 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
666
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
12 097
-
total
6 603
-
18 431
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
37 267
69 000
-
-
trade
5 870
10 867
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

307
570
-
-
chamber of commerce
179
225
-
-
income
5 589
10 350
-
-
total
11 945
22 012
-
-
Dividends
25 321
46 988
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

331
628
-
-
withholding
6 014
11 432
-
-
total
6 345
12 060
-
-
Income
69 000
69 000
69 000
69 000
Total tax
24 893
34 072
18 431
23 224
After tax
44 107
34 928
50 569
45 776
Living cost
25 130
25 130
25 130
25 130
Free-cash
18 977
9 798
25 439
20 646

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽1980
₽17976
₽12971
₽13640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
5 005
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 097
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
666
total
-
-
-
23 436
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
69 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
666
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
12 097
-
total
9 481
-
18 431
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
26 926
69 000
-
-
trade
4 429
11 350
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
570
-
-
chamber of commerce
164
224
-
-
income
4 038
10 350
-
-
total
8 853
22 494
-
-
Dividends
18 073
46 506
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

231
622
-
-
withholding
4 202
11 311
-
-
total
4 433
11 933
-
-
Income
69 000
69 000
69 000
69 000
Total tax
22 767
34 427
18 431
23 436
After tax
46 233
34 573
50 569
45 564
Living cost
32 593
32 593
32 593
32 593
Free-cash
13 640
1 980
17 976
12 971

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽3792
₽12561
₽7343
₽9665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
5 218
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 097
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
666
total
-
-
-
23 649
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
69 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
666
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
12 097
-
total
11 854
-
18 431
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 138
69 000
-
-
trade
3 283
11 834
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

157
570
-
-
chamber of commerce
153
224
-
-
income
2 870
10 350
-
-
total
6 463
22 978
-
-
Dividends
12 675
46 022
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

157
616
-
-
withholding
2 853
11 190
-
-
total
3 010
11 806
-
-
Income
69 000
69 000
69 000
69 000
Total tax
21 327
34 784
18 431
23 649
After tax
47 673
34 216
50 569
45 351
Living cost
38 008
38 008
38 008
38 008
Free-cash
9 665
-3 792
12 561
7 343

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽24766
₽16978
₽18296
₽22128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
unemployment
-
-
-
189
health
-
-
-
4 900
pensions
-
-
-
13 800
other
-
-
-
-
income
-
-
-
11 928
surtax
-
-
-
1 252
total
-
-
-
32 069
Employee
27 940
-
56 999
-
health
713
-
1 453
-
pensions
1 864
-
3 802
-
surtax
99
-
1 099
-
other
-
-
-
-
unemployment
1 944
-
3 968
-
income
4 684
-
11 065
-
total
9 304
-
21 387
-
Employer
27 940
-
56 999
-
pensions
3 725
-
7 598
-
unemployment
886
-
1 807
-
health
1 271
-
2 595
-
other
-
-
-
-
total
5 882
-
12 000
-
Corporate
35 177
69 000
-
-
income
9 146
17 939
-
-
total
9 146
17 939
-
-
Dividends
26 031
51 061
-
-
withholding
3 905
7 660
-
-
total
3 905
7 660
-
-
Income
69 000
69 000
69 000
69 000
Total tax
28 237
25 599
33 387
32 069
After tax
40 763
43 401
35 613
36 931
Living cost
18 635
18 635
18 635
18 635
Free-cash
22 128
24 766
16 978
18 296

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽25093
₽17305
₽18623
₽22510
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
unemployment
-
-
-
189
health
-
-
-
4 900
pensions
-
-
-
13 800
other
-
-
-
-
income
-
-
-
11 928
surtax
-
-
-
1 252
total
-
-
-
32 069
Employee
27 437
-
56 999
-
health
701
-
1 453
-
pensions
1 830
-
3 802
-
surtax
90
-
1 099
-
other
-
-
-
-
unemployment
1 910
-
3 968
-
income
4 599
-
11 065
-
total
9 130
-
21 387
-
Employer
27 437
-
56 999
-
pensions
3 657
-
7 598
-
unemployment
869
-
1 807
-
health
1 249
-
2 595
-
other
-
-
-
-
total
5 775
-
12 000
-
Corporate
35 788
69 000
-
-
income
9 305
17 939
-
-
total
9 305
17 939
-
-
Dividends
26 483
51 061
-
-
withholding
3 972
7 660
-
-
total
3 972
7 660
-
-
Income
69 000
69 000
69 000
69 000
Total tax
28 182
25 599
33 387
32 069
After tax
40 818
43 401
35 613
36 931
Living cost
18 308
18 308
18 308
18 308
Free-cash
22 510
25 093
17 305
18 623

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽22674
₽23727
₽31527
₽23012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
unemployment
-
-
-
1 035
health
-
-
-
4 830
pensions
-
-
-
6 900
income
-
-
-
8 435
total
-
-
-
21 200
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
57 741
-
health
1 644
654
4 042
-
pensions
2 349
935
5 774
-
unemployment
352
140
866
-
income
2 872
1 143
7 059
-
total
7 217
2 872
17 741
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
57 741
-
pensions
4 581
1 823
11 259
-
total
4 581
1 823
11 259
-
Corporate
40 929
57 828
-
-
income
3 684
5 205
-
-
total
3 684
5 205
-
-
Dividends
37 245
52 623
-
-
withholding
7 077
9 998
-
-
social contributions
7 156
10 155
-
-
total
14 233
20 153
-
-
Income
69 000
69 000
69 000
69 000
Total tax
29 715
30 053
29 000
21 200
After tax
39 285
38 947
40 000
47 800
Living cost
16 273
16 273
16 273
16 273
Free-cash
23 012
22 674
23 727
31 527

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽1173
₽747
₽205
-₽1819
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
742
municipal
-
-
-
7 017
pensions
-
-
-
8 280
national
-
-
-
10 873
total
-
-
-
26 912
Employee
64 927
-
59 650
-
municipal
8 020
-
7 284
-
pensions
2 597
-
2 386
-
national
12 427
-
11 287
-
total
23 044
-
20 957
-
Employer
64 927
-
59 650
-
social contributions
698
-
641
-
pensions
5 194
-
4 772
-
total
5 892
-
5 413
-
Corporate
-
69 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
13 800
-
-
total
-
13 800
-
-
Dividends
-
55 200
-
-
withholding
-
12 144
-
-
total
-
12 144
-
-
Income
69 000
69 000
69 000
69 000
Total tax
28 936
25 944
26 370
26 912
After tax
40 064
43 056
42 630
42 088
Living cost
41 883
41 883
41 883
41 883
Free-cash
-1 819
1 173
747
205

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽1038
₽2009
₽2009
₽2869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
5 842
income
-
-
-
13 887
total
-
-
-
19 729
Employee
64 899
-
69 000
-
social contributions
5 392
-
5 842
-
income
12 246
-
13 887
-
total
17 638
-
19 729
-
Employer
64 899
-
69 000
-
total
-
-
-
-
Corporate
4 101
69 000
-
-
income
513
8 625
-
-
total
513
8 625
-
-
Dividends
3 588
60 375
-
-
withholding
718
12 075
-
-
total
718
12 075
-
-
Income
69 000
69 000
69 000
69 000
Total tax
18 869
20 700
19 729
19 729
After tax
50 131
48 300
49 271
49 271
Living cost
47 262
47 262
47 262
47 262
Free-cash
2 869
1 038
2 009
2 009

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽1806
-₽1868
₽1416
-₽4736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
regional
-
-
-
737
social contributions
-
-
-
17 747
municipal
-
-
-
409
national
-
-
-
13 682
total
-
-
-
32 575
Employee
73 736
-
69 000
-
regional
696
-
642
-
municipal
390
-
365
-
social contributions
24 864
-
23 267
-
national
12 777
-
11 585
-
total
38 727
-
35 859
-
Employer
73 736
-
69 000
-
total
-
-
-
-
Corporate
-
69 000
-
-
nationa
-
16 560
-
-
municipal
-
2 691
-
-
total
-
19 251
-
-
Dividends
-
49 749
-
-
withholding
-
12 934
-
-
total
-
12 934
-
-
Income
69 000
69 000
69 000
69 000
Total tax
38 727
32 185
35 859
32 575
After tax
30 273
36 815
33 141
36 425
Living cost
35 009
35 009
35 009
35 009
Free-cash
-4 736
1 806
-1 868
1 416

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽13919
₽10505
₽13772
₽12078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
regional
-
-
-
1 040
social contributions
-
-
-
17 747
municipal
-
-
-
409
national
-
-
-
13 682
total
-
-
-
32 878
Employee
46 023
-
69 000
-
regional
620
-
928
-
municipal
244
-
365
-
social contributions
15 519
-
23 267
-
national
7 291
-
11 585
-
total
23 674
-
36 145
-
Employer
46 023
-
69 000
-
total
-
-
-
-
Corporate
22 977
69 000
-
-
nationa
5 514
16 560
-
-
municipal
1 141