Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 69000
per

Your estimated
City
free-cash

Andorra , Andorra
₽26027
₽31905
₽27963
₽34940
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
15 180
income
-
-
-
633
total
-
-
-
15 813
Employee
29 048
-
59 739
-
social contributions
1 888
-
3 882
-
income
-
-
736
-
total
1 888
-
4 618
-
Employer
29 048
-
59 739
-
social contributions
4 503
-
9 259
-
total
4 503
-
9 259
-
Corporate
35 449
69 000
-
-
income
3 544
6 900
-
-
total
3 544
6 900
-
-
Dividends
31 905
62 100
-
-
total
-
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
9 935
6 900
13 877
15 813
After tax
59 065
62 100
55 123
53 187
Living cost
27 160
27 160
27 160
27 160
Free-cash
31 905
34 940
27 963
26 027

Estimated living cost  is ₽27160 per week

₽17562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽8219
₽9862
-₽5042
₽10310
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
surtax
-
-
-
-
unemployment
-
-
-
5 542
health
-
-
-
5 278
chamber of commerce
-
-
-
276
pensions
-
-
-
12 766
income
-
-
-
8 093
total
-
-
-
31 955
Employee
39 497
36 008
53 580
-
unemployment
1 185
1 080
1 607
-
other
394
360
535
-
income
3 518
2 656
7 556
-
pensions
4 045
3 687
5 487
-
health
1 528
1 394
2 073
-
total
10 670
9 177
17 258
-
Employer
39 497
36 008
53 580
-
pensions
4 957
4 520
6 725
-
surtax
-
-
-
-
payroll
1 185
1 080
1 607
-
other
1 876
1 710
2 546
-
health
1 493
1 361
2 025
-
accident
513
468
696
-
unemployment
1 185
1 080
1 607
-
chamber of commerce
158
144
214
-
total
11 367
10 363
15 420
-
Corporate
18 137
22 629
50 151
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 534
5 657
12 538
-
total
4 534
5 657
12 538
-
Dividends
13 603
16 972
-
-
withholding
3 741
4 667
-
-
total
3 741
4 667
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 312
29 864
45 216
31 955
After tax
38 688
39 136
23 784
37 045
Living cost
28 826
28 826
28 826
28 826
Free-cash
9 862
10 310
-5 042
8 219

Estimated living cost  is ₽28826 per week

₽17292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8076
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽5029
₽5802
-₽8089
₽7201
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
surtax
-
-
-
178
unemployment
-
-
-
5 542
health
-
-
-
5 278
chamber of commerce
-
-
-
276
pensions
-
-
-
12 766
income
-
-
-
8 093
total
-
-
-
32 133
Employee
45 155
36 008
53 439
-
unemployment
1 355
1 080
1 603
-
other
451
360
535
-
income
5 141
2 656
7 515
-
pensions
4 624
3 687
5 471
-
health
1 747
1 394
2 068
-
total
13 318
9 177
17 192
-
Employer
45 155
36 008
53 439
-
pensions
5 667
4 520
6 706
-
surtax
178
178
178
-
payroll
1 355
1 080
1 603
-
other
2 145
1 710
2 538
-
health
1 706
1 361
2 020
-
accident
586
468
694
-
unemployment
1 355
1 080
1 603
-
chamber of commerce
180
144
214
-
total
13 172
10 541
15 556
-
Corporate
10 673
22 450
50 014
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

2 668
5 612
12 503
-
total
2 668
5 612
12 503
-
Dividends
8 005
16 838
-
-
withholding
2 202
4 631
-
-
total
2 202
4 631
-
-
Income
69 000
69 000
69 000
69 000
Total tax
31 360
29 961
45 251
32 133
After tax
37 640
39 039
23 749
36 867
Living cost
31 838
31 838
31 838
31 838
Free-cash
5 802
7 201
-8 089
5 029

Estimated living cost  is ₽31838 per week

₽21234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7364
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽1569
-₽14445
-₽4767
₽5830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
national
-
-
-
21 312
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 563
social contributions
-
-
-
9 611
total
-
-
-
34 486
Employee

The minimum management director salary is set at €45,000 per year.

64 632
-
53 443
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

562
-
465
-
national
19 870
-
15 493
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 371
-
2 788
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 847
-
4 009
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 037
-
2 510
-
total
31 687
-
25 265
-
Employer

The minimum management director salary is set at €45,000 per year.

64 632
-
53 443
-
surtax
7 328
-
6 060
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 727
-
4 736
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 975
-
3 285
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

840
-
696
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

943
-
780
-
total
18 813
-
15 557
-
Corporate
-
69 000
-
-
income
-
13 800
-
-
surtax
-
276
-
-
total
-
14 076
-
-
Dividends
-
54 924
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
16 149
-
-
total
-
16 149
-
-
Income
69 000
69 000
69 000
69 000
Total tax
50 500
30 225
40 822
34 486
After tax
18 500
38 775
28 178
34 514
Living cost
32 945
32 945
32 945
32 945
Free-cash
-14 445
5 830
-4 767
1 569

Estimated living cost  is ₽32945 per week

₽21221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽34626
₽37897
₽36355
₽43417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
10 350
total
-
-
-
18 796
Employee
20 627
-
62 794
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 063
-
6 280
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 811
-
2 777
-
health
949
-
1 455
-
total
5 050
-
10 860
-
Employer
20 627
-
62 794
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 273
-
3 486
-
health
1 423
-
2 183
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 047
-
6 207
-
Corporate
44 326
69 000
-
-
income
4 433
6 900
-
-
total
4 433
6 900
-
-
Dividends
39 893
62 100
-
-
withholding
1 995
3 105
-
-
total
1 995
3 105
-
-
Income
69 000
69 000
69 000
69 000
Total tax
15 525
10 005
17 067
18 796
After tax
53 475
58 995
51 933
50 204
Living cost
15 578
15 578
15 578
15 578
Free-cash
37 897
43 417
36 355
34 626

Estimated living cost  is ₽15578 per week

₽10303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽38331
₽42915
₽40060
₽47122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
unemployment
-
-
-
127
health
-
-
-
3 638
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 681
income
-
-
-
10 350
total
-
-
-
18 796
Employee
15 721
-
62 794
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 572
-
6 280
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 380
-
2 777
-
health
723
-
1 455
-
total
3 848
-
10 860
-
Employer
15 721
-
62 794
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 733
-
3 486
-
health
1 085
-
2 183
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 085
-
6 207
-
Corporate
50 194
69 000
-
-
income
5 020
6 900
-
-
total
5 020
6 900
-
-
Dividends
45 174
62 100
-
-
withholding
2 259
3 105
-
-
total
2 259
3 105
-
-
Income
69 000
69 000
69 000
69 000
Total tax
14 212
10 005
17 067
18 796
After tax
54 788
58 995
51 933
50 204
Living cost
11 873
11 873
11 873
11 873
Free-cash
42 915
47 122
40 060
38 331

Estimated living cost  is ₽11873 per week

₽6932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽30525
₽24791
₽28822
₽27649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
health
-
-
-
1 759
social contributions
-
-
-
10 765
income
-
-
-
5 031
total
-
-
-
17 555
Employee
69 479
69 479
69 479
-
income
7 565
6 432
6 636
-
social contributions
2 627
5 766
5 199
-
health
538
1 181
1 065
-
total
10 730
13 379
12 900
-
Employer
69 479
69 479
69 479
-
social contributions
2 627
5 766
5 199
-
health
585
1 286
1 159
-
total
3 212
7 052
6 358
-
Corporate
34 138
-
-
-
income
4 268
-
-
-
total
4 268
-
-
-
Dividends
29 871
-
-
-
withholding
5 079
-
-
-
total
5 079
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
23 289
20 431
19 258
17 555
After tax
45 711
48 569
49 742
51 445
Living cost
20 920
20 920
20 920
20 920
Free-cash
24 791
27 649
28 822
30 525

Estimated living cost  is ₽20920 per week

₽12538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽22138
₽17575
₽20435
₽19262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
health
-
-
-
1 759
social contributions
-
-
-
10 765
income
-
-
-
5 031
total
-
-
-
17 555
Employee
69 479
69 479
69 479
-
income
7 296
6 432
6 636
-
social contributions
3 376
5 766
5 199
-
health
691
1 181
1 065
-
total
11 363
13 379
12 900
-
Employer
69 479
69 479
69 479
-
social contributions
3 376
5 766
5 199
-
health
753
1 286
1 159
-
total
4 129
7 052
6 358
-
Corporate
24 201
-
-
-
income
3 025
-
-
-
total
3 025
-
-
-
Dividends
21 177
-
-
-
withholding
3 601
-
-
-
total
3 601
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
22 118
20 431
19 258
17 555
After tax
46 882
48 569
49 742
51 445
Living cost
29 307
29 307
29 307
29 307
Free-cash
17 575
19 262
20 435
22 138

Estimated living cost  is ₽29307 per week

₽20034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽12725
₽19176
₽14135
₽26625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
health
-
-
-
9 315
social contributions
-
-
-
20 148
income
-
-
-
5 931
solidarity contribution
-
-
-
-
total
-
-
-
35 394
Employee
30 707
-
51 493
-
income
3 685
-
6 179
-
social contributions
1 996
-
3 347
-
health
4 145
-
6 951
-
solidarity contribution
-
-
-
-
total
9 826
-
16 477
-
Employer
30 707
-
51 493
-
social contributions
7 677
-
12 873
-
health
2 764
-
4 634
-
total
10 441
-
17 507
-
Corporate
27 852
69 000
-
-
income
5 292
13 110
-
-
total
5 292
13 110
-
-
Dividends
22 560
55 890
-
-
withholding
3 384
8 384
-
-
total
3 384
8 384
-
-
Income
69 000
69 000
69 000
69 000
Total tax
28 943
21 494
33 984
35 394
After tax
40 057
47 506
35 016
33 606
Living cost
20 881
20 881
20 881
20 881
Free-cash
19 176
26 625
14 135
12 725

Estimated living cost  is ₽20881 per week

₽14504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4481
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽7875
₽12595
₽9285
₽21775
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
health
-
-
-
9 315
social contributions
-
-
-
20 148
income
-
-
-
5 931
solidarity contribution
-
-
-
-
total
-
-
-
35 394
Employee
37 839
-
51 493
-
income
4 541
-
6 179
-
social contributions
2 460
-
3 347
-
health
5 108
-
6 951
-
solidarity contribution
-
-
-
-
total
12 109
-
16 477
-
Employer
37 839
-
51 493
-
social contributions
9 460
-
12 873
-
health
3 406
-
4 634
-
total
12 866
-
17 507
-
Corporate
18 295
69 000
-
-
income
3 476
13 110
-
-
total
3 476
13 110
-
-
Dividends
14 819
55 890
-
-
withholding
2 223
8 384
-
-
total
2 223
8 384
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 674
21 494
33 984
35 394
After tax
38 326
47 506
35 016
33 606
Living cost
25 731
25 731
25 731
25 731
Free-cash
12 595
21 775
9 285
7 875

Estimated living cost  is ₽25731 per week

₽19135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₽47
-₽128475
-₽128475
-₽128475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
national
-
-
-
6 988
pensions
-
-
-
786
municipal
-
-
-
12 072
labour market
-
-
-
5 457
total
-
-
-
25 303
Employee
184 237
184 237
184 237
-
municipal
39 232
39 232
39 232
-
national
22 508
22 508
22 508
-
pensions
262
262
262
-
labour market
14 718
14 718
14 718
-
total
76 720
76 720
76 720
-
Employer
184 237
184 237
184 237
-
pensions
524
524
524
-
labour market
14 739
14 739
14 739
-
municipal
39 295
39 295
39 295
-
national
22 547
22 547
22 547
-
total
77 105
77 105
77 105
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
153 825
153 825
153 825
25 303
After tax
-84 825
-84 825
-84 825
43 697
Living cost
43 650
43 650
43 650
43 650
Free-cash
-128 475
-128 475
-128 475
47

Estimated living cost  is ₽43650 per week

₽29875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽15161
₽27761
₽17946
₽33376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
health
-
-
-
8 969
pensions
-
-
-
13 801
income
-
-
-
9 245
total
-
-
-
32 015
Employee
25 632
-
51 569
-
unemployment
410
-
825
-
income
2 886
-
9 942
-
pensions
513
-
1 032
-
total
3 809
-
11 799
-
Employer
25 632
-
51 569
-
pensions
5 127
-
10 314
-
health
3 332
-
6 704
-
unemployment
206
-
413
-
total
8 665
-
17 431
-
Corporate
34 704
69 000
-
-
income
6 941
13 800
-
-
total
6 941
13 800
-
-
Dividends
27 763
55 200
-
-
total
-
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
19 415
13 800
29 230
32 015
After tax
49 585
55 200
39 770
36 985
Living cost
21 824
21 824
21 824
21 824
Free-cash
27 761
33 376
17 946
15 161

Estimated living cost  is ₽21824 per week

₽14969
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽16446
₽8647
₽6365
₽12384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
69 000
national
-
-
-
4 882
health
-
-
-
686
municipal
-
-
-
12 296
total
-
-
-
17 864
Employee
47 538
-
58 045
-
unemployment
713
-
871
-
municipal
7 786
-
9 492
-
national
785
-
2 195
-
pensions
3 208
-
3 918
-
health
355
-
516
-
total
12 847
-
16 992
-
Employer
47 538
-
58 045
-
pensions
8 247
-
10 070
-
health
365
-
448
-
accident
48
-
58
-
unemployment
309
-
377
-
total
8 969
-
10 953
-
Corporate
12 493
69 000
-
-
income
2 498
13 800
-
-
total
2 498
13 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

7 496
41 400
-
-
municipal
1 349
7 452
-
-
national
-
674
-
-
total
1 349
8 126
-
-
Income
69 000
69 000
69 000
69 000
Total tax
25 663
21 926
27 945
17 864
After tax
43 337
47 074
41 055
51 136
Living cost
34 690
34 690
34 690
34 690
Free-cash
8 647
12 384
6 365
16 446

Estimated living cost  is ₽34690 per week

₽22659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽13112
₽11946
₽13318
₽6922
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
surtax
-
-
-
-
health
-
-
-
597
pensions
-
-
-
19 393
social contributions
-
-
-
1 967
income
-
-
-
3 942
other
-
-
-
2 138
total
-
-
-
28 037
Employee
34 519
-
52 579
-
income
1 780
-
3 963
-
surtax
-
-
-
-
social contributions
984
-
1 499
-
pensions
3 904
-
5 948
-
total
6 668
-
11 410
-
Employer
34 519
-
52 579
-
pensions
5 672
-
8 638
-
social contributions
103
-
158
-
other
1 192
-
1 814
-
health
2 416
-
3 681
-
unemployment
1 397
-
2 130
-
total
10 780
-
16 421
-
Corporate
23 701
69 000
-
-
income
6 636
19 321
-
-
surtax
-
-
-
-
total
6 636
19 321
-
-
Dividends
17 065
49 679
-
-
withholding
2 184
6 360
-
-
social contributions
2 935
8 546
-
-
surtax
-
-
-
-
total
5 119
14 906
-
-
Income
69 000
69 000
69 000
69 000
Total tax
29 203
34 227
27 831
28 037
After tax
39 797
34 773
41 169
40 963
Living cost
27 851
27 851
27 851
27 851
Free-cash
11 946
6 922
13 318
13 112

Estimated living cost  is ₽27851 per week

₽16152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2829
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽10050
₽9201
₽10256
₽3860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
surtax
-
-
-
-
health
-
-
-
597
pensions
-
-
-
19 393
social contributions
-
-
-
1 967
income
-
-
-
3 942
other
-
-
-
2 138
total
-
-
-
28 037
Employee
38 671
-
52 579
-
income
2 282
-
3 963
-
surtax
-
-
-
-
social contributions
1 103
-
1 499
-
pensions
4 372
-
5 948
-
total
7 757
-
11 410
-
Employer
38 671
-
52 579
-
pensions
6 353
-
8 638
-
social contributions
117
-
158
-
other
1 334
-
1 814
-
health
2 707
-
3 681
-
unemployment
1 565
-
2 130
-
total
12 076
-
16 421
-
Corporate
18 253
69 000
-
-
income
5 111
19 321
-
-
surtax
-
-
-
-
total
5 111
19 321
-
-
Dividends
13 142
49 679
-
-
withholding
1 682
6 360
-
-
social contributions
2 260
8 546
-
-
surtax
-
-
-
-
total
3 942
14 906
-
-
Income
69 000
69 000
69 000
69 000
Total tax
28 886
34 227
27 831
28 037
After tax
40 114
34 773
41 169
40 963
Living cost
30 913
30 913
30 913
30 913
Free-cash
9 201
3 860
10 256
10 050

Estimated living cost  is ₽30913 per week

₽19492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8383
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽2677
-₽5266
-₽2471
-₽8867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
surtax
-
-
-
-
health
-
-
-
597
pensions
-
-
-
19 393
social contributions
-
-
-
1 967
income
-
-
-
3 942
other
-
-
-
2 138
total
-
-
-
28 037
Employee
56 591
-
52 579
-
income
4 938
-
3 963
-
surtax
-
-
-
-
social contributions
1 612
-
1 499
-
pensions
6 401
-
5 948
-
total
12 951
-
11 410
-
Employer
56 591
-
52 579
-
pensions
9 299
-
8 638
-
social contributions
170
-
158
-
other
1 953
-
1 814
-
health
3 961
-
3 681
-
unemployment
2 292
-
2 130
-
total
17 675
-
16 421
-
Corporate
-
69 000
-
-
income
-
19 321
-
-
surtax
-
-
-
-
total
-
19 321
-
-
Dividends
-
49 679
-
-
withholding
-
6 360
-
-
social contributions
-
8 546
-
-
surtax
-
-
-
-
total
-
14 906
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 626
34 227
27 831
28 037
After tax
38 374
34 773
41 169
40 963
Living cost
43 640
43 640
43 640
43 640
Free-cash
-5 266
-8 867
-2 471
-2 677

Estimated living cost  is ₽43640 per week

₽29535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽598
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9936
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽62481
₽58628
₽49371
₽59721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
69 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
690
total
-
-
-
690
Employee
7 285
-
69 000
-
income
1 457
-
13 800
-
total
1 457
-
13 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

61 715
69 000
-
-
total
-
-
-
-
Dividends
61 715
69 000
-
-
withholding
3 086
3 450
-
-
total
3 086
3 450
-
-
Income
69 000
69 000
69 000
69 000
Total tax
4 543
3 450
13 800
690
After tax
64 457
65 550
55 200
68 310
Living cost
5 829
5 829
5 829
5 829
Free-cash
58 628
59 721
49 371
62 481

Estimated living cost  is ₽5829 per week

₽3612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1572
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽59227
₽54764
₽46117
₽56467
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
69 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
690
total
-
-
-
690
Employee
11 354
-
69 000
-
income
2 271
-
13 800
-
total
2 271
-
13 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

57 646
69 000
-
-
total
-
-
-
-
Dividends
57 646
69 000
-
-
withholding
2 882
3 450
-
-
total
2 882
3 450
-
-
Income
69 000
69 000
69 000
69 000
Total tax
5 153
3 450
13 800
690
After tax
63 847
65 550
55 200
68 310
Living cost
9 083
9 083
9 083
9 083
Free-cash
54 764
56 467
46 117
59 227

Estimated living cost  is ₽9083 per week

₽6146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽12401
₽12595
₽16274
₽774
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
609
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 060
trade
-
-
-
3 873
total
-
-
-
21 715
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 957
-
69 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 697
-
11 060
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
-
609
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 074
-
17 842
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
24 043
69 000
-
-
trade
3 450
9 902
-
-
income
3 606
10 350
-
-
chamber of commerce
173
238
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

199
569
-
-
total
7 428
21 059
-
-
Dividends
16 615
47 941
-
-
withholding
3 810
11 643
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
640
-
-
total
4 019
12 283
-
-
Income
69 000
69 000
69 000
69 000
Total tax
21 521
33 342
17 842
21 715
After tax
47 479
35 658
51 158
47 285
Living cost
34 884
34 884
34 884
34 884
Free-cash
12 595
774
16 274
12 401

Estimated living cost  is ₽34884 per week

₽24063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3753
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽19539
₽17575
₽23790
₽7580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
609
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 060
trade
-
-
-
4 251
total
-
-
-
22 093
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 559
-
69 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

965
-
11 060
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
609
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
7 191
-
17 842
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 441
69 000
-
-
trade
5 425
10 867
-
-
income
5 166
10 350
-
-
chamber of commerce
187
237
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

285
569
-
-
total
11 063
22 023
-
-
Dividends
23 378
46 977
-
-
withholding
5 501
11 401
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

302
628
-
-
total
5 803
12 029
-
-
Income
69 000
69 000
69 000
69 000
Total tax
24 057
34 052
17 842
22 093
After tax
44 943
34 948
51 158
46 907
Living cost
27 368
27 368
27 368
27 368
Free-cash
17 575
7 580
23 790
19 539

Estimated living cost  is ₽27368 per week

₽17215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽11224
₽11793
₽15663
-₽902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
609
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 060
trade
-
-
-
4 439
total
-
-
-
22 281
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 821
-
69 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 937
-
11 060
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
-
609
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
10 326
-
17 842
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
23 179
69 000
-
-
trade
3 813
11 351
-
-
income
3 477
10 350
-
-
chamber of commerce
170
235
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

192
569
-
-
total
7 652
22 505
-
-
Dividends
15 527
46 495
-
-
withholding
3 539
11 281
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

195
621
-
-
total
3 734
11 902
-
-
Income
69 000
69 000
69 000
69 000
Total tax
21 712
34 407
17 842
22 281
After tax
47 288
34 593
51 158
46 719
Living cost
35 495
35 495
35 495
35 495
Free-cash
11 793
-902
15 663
11 224

Estimated living cost  is ₽35495 per week

₽23739
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽5136
₽7497
₽9766
-₽7154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
609
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 173
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 060
trade
-
-
-
4 630
total
-
-
-
22 472
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 302
-
69 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 385
-
11 060
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

352
-
609
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 173
-
6 173
-
total
12 910
-
17 842
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
14 698
69 000
-
-
trade
2 521
11 833
-
-
income
2 205
10 350
-
-
chamber of commerce
158
235
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

122
569
-
-
total
5 006
22 987
-
-
Dividends
9 693
46 013
-
-
withholding
2 080
11 161
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

115
614
-
-
total
2 195
11 775
-
-
Income
69 000
69 000
69 000
69 000
Total tax
20 111
34 762
17 842
22 472
After tax
48 889
34 238
51 158
46 528
Living cost
41 392
41 392
41 392
41 392
Free-cash
7 497
-7 154
9 766
5 136

Estimated living cost  is ₽41392 per week

₽30231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽17267
₽20233
₽15738
₽23106
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
surtax
-
-
-
1 092
unemployment
-
-
-
206
health
-
-
-
4 900
pensions
-
-
-
13 800
income
-
-
-
11 440
other
-
-
-
-
total
-
-
-
31 438
Employee
30 428
-
57 001
-
unemployment
2 118
-
3 968
-
other
-
-
-
-
income
5 101
-
10 770
-
surtax
108
-
976
-
pensions
2 030
-
3 801
-
health
777
-
1 454
-
total
10 134
-
20 969
-
Employer
30 428
-
57 001
-
pensions
4 057
-
7 598
-
other
-
-
-
-
health
1 384
-
2 593
-
unemployment
965
-
1 807
-
total
6 406
-
11 998
-
Corporate
32 166
69 000
-
-
income
8 362
17 940
-
-
total
8 362
17 940
-
-
Dividends
23 803
51 060
-
-
withholding
3 570
7 659
-
-
total
3 570
7 659
-
-
Income
69 000
69 000
69 000
69 000
Total tax
28 472
25 599
32 967
31 438
After tax
40 528
43 401
36 033
37 562
Living cost
20 295
20 295
20 295
20 295
Free-cash
20 233
23 106
15 738
17 267

Estimated living cost  is ₽20295 per week

₽12253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽17624
₽20651
₽16095
₽23463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
surtax
-
-
-
1 092
unemployment
-
-
-
206
health
-
-
-
4 900
pensions
-
-
-
13 800
income
-
-
-
11 440
other
-
-
-
-
total
-
-
-
31 438
Employee
29 880
-
57 001
-
unemployment
2 080
-
3 968
-
other
-
-
-
-
income
5 009
-
10 770
-
surtax
98
-
976
-
pensions
1 992
-
3 801
-
health
763
-
1 454
-
total
9 942
-
20 969
-
Employer
29 880
-
57 001
-
pensions
3 983
-
7 598
-
other
-
-
-
-
health
1 360
-
2 593
-
unemployment
946
-
1 807
-
total
6 289
-
11 998
-
Corporate
32 831
69 000
-
-
income
8 536
17 940
-
-
total
8 536
17 940
-
-
Dividends
24 295
51 060
-
-
withholding
3 644
7 659
-
-
total
3 644
7 659
-
-
Income
69 000
69 000
69 000
69 000
Total tax
28 411
25 599
32 967
31 438
After tax
40 589
43 401
36 033
37 562
Living cost
19 938
19 938
19 938
19 938
Free-cash
20 651
23 463
16 095
17 624

Estimated living cost  is ₽19938 per week

₽12191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽29716
₽21277
₽21916
₽20899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
unemployment
-
-
-
1 035
health
-
-
-
4 830
pensions
-
-
-
6 900
income
-
-
-
8 435
total
-
-
-
21 200
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
57 741
-
unemployment
392
156
866
-
income
3 191
1 270
7 059
-
pensions
2 610
1 039
5 774
-
health
1 827
727
4 042
-
total
8 020
3 192
17 741
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
57 741
-
pensions
5 090
2 026
11 259
-
total
5 090
2 026
11 259
-
Corporate
37 805
56 585
-
-
income
3 402
5 093
-
-
total
3 402
5 093
-
-
Dividends
34 403
51 492
-
-
withholding
6 537
9 784
-
-
social contributions
6 590
9 922
-
-
total
13 127
19 706
-
-
Income
69 000
69 000
69 000
69 000
Total tax
29 639
30 017
29 000
21 200
After tax
39 361
38 983
40 000
47 800
Living cost
18 084
18 084
18 084
18 084
Free-cash
21 277
20 899
21 916
29 716

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽1395
-₽4704
-₽853
-₽534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
national
-
-
-
10 808
pensions
-
-
-
8 280
social contributions
-
-
-
742
municipal
-
-
-
6 975
total
-
-
-
26 805
Employee
67 573
-
59 650
-
municipal
8 346
-
7 242
-
national
12 933
-
11 222
-
pensions
2 703
-
2 386
-
total
23 982
-
20 850
-
Employer
67 573
-
59 650
-
pensions
5 406
-
4 772
-
social contributions
726
-
641
-
total
6 132
-
5 413
-
Corporate
-
69 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
13 800
-
-
total
-
13 800
-
-
Dividends
-
55 200
-
-
withholding
-
12 144
-
-
total
-
12 144
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 114
25 944
26 263
26 805
After tax
38 886
43 056
42 737
42 195
Living cost
43 590
43 590
43 590
43 590
Free-cash
-4 704
-534
-853
-1 395

Estimated living cost  is ₽43590 per week

₽29628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4052
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽824
-₽1679
-₽824
-₽3170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
5 688
income
-
-
-
12 666
total
-
-
-
18 354
Employee
70 678
-
69 000
-
social contributions
5 872
-
5 688
-
income
13 337
-
12 666
-
total
19 209
-
18 354
-
Employer
70 678
-
69 000
-
total
-
-
-
-
Corporate
-
69 000
-
-
income
-
8 625
-
-
total
-
8 625
-
-
Dividends
-
60 375
-
-
withholding
-
12 075
-
-
total
-
12 075
-
-
Income
69 000
69 000
69 000
69 000
Total tax
19 209
20 700
18 354
18 354
After tax
49 791
48 300
50 646
50 646
Living cost
51 470
51 470
51 470
51 470
Free-cash
-1 679
-3 170
-824
-824

Estimated living cost  is ₽51470 per week

₽39158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4194
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7627
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽1176
-₽11302
-₽4710
-₽1312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
national
-
-
-
13 167
regional
-
-
-
725
social contributions
-
-
-
17 747
municipal
-
-
-
410
total
-
-
-
32 049
Employee
80 302
-
69 000
-
municipal
425
-
365
-
national
13 914
-
11 320
-
social contributions
27 078
-
23 266
-
regional
758
-
632
-
total
42 175
-
35 583
-
Employer
80 302
-
69 000
-
total
-
-
-
-
Corporate
-
69 000
-
-
nationa
-
16 560
-
-
municipal
-
2 690
-
-
total
-
19 250
-
-
Dividends
-
49 750
-
-
withholding
-
12 935
-
-
total
-
12 935
-
-
Income
69 000
69 000
69 000
69 000
Total tax
42 175
32 185
35 583
32 049
After tax
26 825
36 815
33 417
36 951
Living cost
38 127
38 127
38 127
38 127
Free-cash
-11 302
-1 312
-4 710
-1 176

Estimated living cost  is ₽38127 per week

₽26577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽12296
₽9921
₽8781
₽11928
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
national
-
-
-
13 167
regional
-
-
-
1 040
social contributions
-
-
-
17 747
municipal
-
-
-
410
total
-
-
-
32 364
Employee
50 121
-
69 000
-
municipal
266
-
365
-
national
7 941
-
11 320
-
social contributions
16 901
-
23 266
-
regional
675
-
928
-
total
25 783
-
35 879
-
Employer
50 121
-
69 000
-
total
-
-
-
-
Corporate
18 879
69 000
-
-
nationa
4 530
16 560
-
-