Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 69000
per

Your estimated
City
free-cash

Dresden , Germany
₽17741
₽21184
₽15488
₽4274
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 000
trade
-
-
-
3 443
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 925
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 655
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
531
total
-
-
-
20 554
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 773
-
69 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

60
-
531
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 083
-
9 655
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 925
-
6 925
-
total
8 068
-
17 111
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
30 227
69 000
-
-
trade
4 761
10 867
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

250
569
-
-
income
4 534
10 350
-
-
chamber of commerce
198
254
-
-
total
9 743
22 040
-
-
Dividends
20 484
46 960
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

260
625
-
-
withholding
4 736
11 356
-
-
total
4 996
11 981
-
-
Income
69 000
69 000
69 000
69 000
Total tax
22 807
34 021
17 111
20 554
After tax
46 193
34 979
51 889
48 446
Living cost
30 705
30 705
30 705
30 705
Free-cash
15 488
4 274
21 184
17 741

Estimated living cost  is ₽30705 per week

₽19314
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3580
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7237
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽8471
-₽7929
-₽17470
-₽8084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
742
municipal
-
-
-
6 789
national
-
-
-
10 520
pensions
-
-
-
8 280
total
-
-
-
26 331
Employee
79 276
-
59 650
-
pensions
3 171
-
2 386
-
national
15 173
-
10 934
-
municipal
9 792
-
7 056
-
total
28 136
-
20 376
-
Employer
79 276
-
59 650
-
pensions
6 342
-
4 772
-
social contributions
852
-
641
-
total
7 194
-
5 413
-
Corporate
-
69 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
13 800
-
-
total
-
13 800
-
-
Dividends
-
55 200
-
-
withholding
-
12 144
-
-
total
-
12 144
-
-
Income
69 000
69 000
69 000
69 000
Total tax
35 330
25 944
25 789
26 331
After tax
33 670
43 056
43 211
42 669
Living cost
51 140
51 140
51 140
51 140
Free-cash
-17 470
-8 084
-7 929
-8 471

Estimated living cost  is ₽51140 per week

₽34759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽765
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10861
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽34369
₽18170
₽25795
₽34109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
69 000
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
3 191
income
-
-
-
-
microenterprise
-
-
-
10 350
surtax
-
-
-
-
total
-
-
-
13 541
Employee
29 621
-
55 605
-
income
5 273
-
10 228
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 259
-
6 117
-
surtax
-
-
-
-
total
8 532
-
16 345
-
Employer
29 621
-
55 605
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 135
-
13 395
-
surtax
-
-
-
-
total
7 135
-
13 395
-
Corporate
32 244
69 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

6 448
13 801
-
-
total
6 448
13 801
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

25 795
55 199
-
-
total
-
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
22 115
13 801
29 740
13 541
After tax
46 885
55 199
39 260
55 459
Living cost
21 090
21 090
21 090
21 090
Free-cash
25 795
34 109
18 170
34 369

Estimated living cost  is ₽21090 per week

₽13454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2008
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽3118
-₽31663
-₽31663
-₽25973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
health
-
-
-
10 300
income
-
-
-
7 475
pensions
-
-
-
11 877
total
-
-
-
29 652
Employee
86 567
86 567
86 567
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 170
14 170
14 170
-
pensions
15 582
11 877
15 582
-
health
13 287
11 302
13 287
-
total
43 039
37 349
43 039
-
Employer
86 567
86 567
86 567
-
pensions
6 025
6 025
6 025
-
health
6 017
6 017
6 017
-
unemployment
3 116
3 116
3 116
-
total
15 158
15 158
15 158
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
58 197
52 507
58 197
29 652
After tax
10 803
16 493
10 803
39 348
Living cost
42 466
42 466
42 466
42 466
Free-cash
-31 663
-25 973
-31 663
-3 118

Estimated living cost  is ₽42466 per week

₽30095
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3828
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7868
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽4481
-₽2031
-₽3801
-₽1203
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
other
-
-
-
8 018
unemployment
-
-
-
69
accident
-
-
-
138
municipal
-
-
-
14 615
health
-
-
-
4 305
national
-
-
-
-
pensions
-
-
-
7 459
total
-
-
-
34 604
Employee
55 397
-
52 504
-
national
-
-
-
-
municipal
16 519
-
15 657
-
total
16 519
-
15 657
-
Employer
55 397
-
52 504
-
pensions
5 988
-
5 676
-
other
6 437
-
6 101
-
accident
111
-
105
-
health
3 407
-
3 229
-
unemployment
1 462
-
1 386
-
total
17 405
-
16 497
-
Corporate
-
69 000
-
-
income
-
15 180
-
-
total
-
15 180
-
-
Dividends
-
53 820
-
-
withholding
-
16 146
-
-
total
-
16 146
-
-
Income
69 000
69 000
69 000
69 000
Total tax
33 924
31 326
32 154
34 604
After tax
35 076
37 674
36 846
34 396
Living cost
38 877
38 877
38 877
38 877
Free-cash
-3 801
-1 203
-2 031
-4 481

Estimated living cost  is ₽38877 per week

₽25766
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8706
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽8469
₽12066
₽9049
-₽5196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 000
trade
-
-
-
3 597
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 925
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 655
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
531
total
-
-
-
20 708
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 408
-
69 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

242
-
531
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 417
-
9 655
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 925
-
6 925
-
total
11 584
-
17 111
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
17 592
69 000
-
-
trade
2 893
11 350
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

144
569
-
-
income
2 639
10 350
-
-
chamber of commerce
179
252
-
-
total
5 855
22 521
-
-
Dividends
11 737
46 479
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

140
618
-
-
withholding
2 549
11 234
-
-
total
2 689
11 852
-
-
Income
69 000
69 000
69 000
69 000
Total tax
20 128
34 373
17 111
20 708
After tax
48 872
34 627
51 889
48 292
Living cost
39 823
39 823
39 823
39 823
Free-cash
9 049
-5 196
12 066
8 469

Estimated living cost  is ₽39823 per week

₽26634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4199
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8395
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽19673
₽15822
₽13609
₽13198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
10 763
health
-
-
-
1 760
income
-
-
-
3 924
total
-
-
-
16 447
Employee
77 950
77 950
77 950
-
income
8 185
7 216
7 674
-
social contributions
3 788
6 469
5 200
-
health
775
1 325
1 066
-
total
12 748
15 010
13 940
-
Employer
77 950
77 950
77 950
-
health
845
1 443
1 158
-
social contributions
3 788
6 469
5 200
-
total
4 633
7 912
6 358
-
Corporate
18 739
-
-
-
income
2 343
-
-
-
total
2 343
-
-
-
Dividends
16 396
-
-
-
withholding
2 787
-
-
-
total
2 787
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
22 511
22 922
20 298
16 447
After tax
46 489
46 078
48 702
52 553
Living cost
32 880
32 880
32 880
32 880
Free-cash
13 609
13 198
15 822
19 673

Estimated living cost  is ₽32880 per week

₽22477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽29255
₽21455
₽20833
₽20448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
unemployment
-
-
-
1 035
health
-
-
-
4 830
income
-
-
-
8 435
pensions
-
-
-
6 900
total
-
-
-
21 200
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 771
10 654
57 741
-
income
3 273
1 302
7 059
-
pensions
2 677
1 065
5 774
-
unemployment
402
160
866
-
health
1 874
746
4 042
-
total
8 226
3 273
17 741
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 771
10 654
57 741
-
pensions
5 220
2 078
11 259
-
total
5 220
2 078
11 259
-
Corporate
37 009
56 268
-
-
income
3 331
5 064
-
-
total
3 331
5 064
-
-
Dividends
33 678
51 204
-
-
social contributions
6 446
9 863
-
-
withholding
6 399
9 729
-
-
total
12 845
19 592
-
-
Income
69 000
69 000
69 000
69 000
Total tax
29 622
30 007
29 000
21 200
After tax
39 378
38 993
40 000
47 800
Living cost
18 545
18 545
18 545
18 545
Free-cash
20 833
20 448
21 455
29 255

Estimated living cost  is ₽18545 per week

₽12656
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽12749
₽15286
₽24417
₽30714
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
health
-
-
-
8 970
income
-
-
-
8 995
pensions
-
-
-
13 801
total
-
-
-
31 766
Employee
28 758
-
51 571
-
income
3 238
-
9 944
-
pensions
575
-
1 031
-
unemployment
460
-
825
-
total
4 273
-
11 800
-
Employer
28 758
-
51 571
-
pensions
5 752
-
10 313
-
health
3 738
-
6 704
-
unemployment
231
-
412
-
total
9 721
-
17 429
-
Corporate
30 522
69 000
-
-
income
6 104
13 801
-
-
total
6 104
13 801
-
-
Dividends
24 418
55 199
-
-
total
-
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
20 098
13 801
29 229
31 766
After tax
48 902
55 199
39 771
37 234
Living cost
24 485
24 485
24 485
24 485
Free-cash
24 417
30 714
15 286
12 749

Estimated living cost  is ₽24485 per week

₽16794
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1458
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5740
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽25319
₽13312
₽2177
-₽16654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
other
-
-
-
375
accident
-
-
-
255
health
-
-
-
2 205
income
-
-
-
14 396
pensions
-
-
-
4 207
total
-
-
-
21 438
Employee
34 990
-
57 319
-
income
4 800
-
8 747
-
pensions
3 940
-
6 454
-
health
4 006
-
6 563
-
total
12 746
-
21 764
-
Employer
34 990
-
57 319
-
pensions
5 690
-
9 320
-
accident
584
-
957
-
unemployment
857
-
1 404
-
total
7 131
-
11 681
-
Corporate
26 879
69 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

24 192
62 100
-
-
total
24 192
62 100
-
-
Dividends
2 688
6 900
-
-
withholding
511
1 311
-
-
total
511
1 311
-
-
Income
69 000
69 000
69 000
69 000
Total tax
44 580
63 411
33 445
21 438
After tax
24 420
5 589
35 555
47 562
Living cost
22 243
22 243
22 243
22 243
Free-cash
2 177
-16 654
13 312
25 319

Estimated living cost  is ₽22243 per week

₽16302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1232
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4245
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽59205
₽46095
₽54738
₽56445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
69 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
690
total
-
-
-
690
Employee
11 381
-
69 000
-
income
2 276
-
13 800
-
total
2 276
-
13 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

57 619
69 000
-
-
total
-
-
-
-
Dividends
57 619
69 000
-
-
withholding
2 881
3 450
-
-
total
2 881
3 450
-
-
Income
69 000
69 000
69 000
69 000
Total tax
5 157
3 450
13 800
690
After tax
63 843
65 550
55 200
68 310
Living cost
9 105
9 105
9 105
9 105
Free-cash
54 738
56 445
46 095
59 205

Estimated living cost  is ₽9105 per week

₽5643
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2455
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽10352
₽13436
₽16836
₽23683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
other
-
-
-
3 278
health
-
-
-
3 036
income
-
-
-
8 764
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
16 559
total
-
-
-
31 637
Employee
36 807
-
55 113
-
income
6 337
-
9 488
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 576
-
3 857
-
unemployment
367
-
550
-
health
516
-
771
-
total
9 796
-
14 666
-
Employer
36 807
-
55 113
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 258
-
9 368
-
other
1 841
-
2 757
-
accident
294
-
441
-
health
516
-
771
-
unemployment
367
-
550
-
total
9 276
-
13 887
-
Corporate
22 917
69 000
-
-
income
4 813
14 489
-
-
total
4 813
14 489
-
-
Dividends
18 104
54 511
-
-
withholding
1 268
3 817
-
-
total
1 268
3 817
-
-
Income
69 000
69 000
69 000
69 000
Total tax
25 153
18 306
28 553
31 637
After tax
43 847
50 694
40 447
37 363
Living cost
27 011
27 011
27 011
27 011
Free-cash
16 836
23 683
13 436
10 352

Estimated living cost  is ₽27011 per week

₽19085
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1824
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽16780
-₽24091
-₽41003
-₽16679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
income
-
-
-
12 900
pensions
-
-
-
4 503
total
-
-
-
17 403
Employee
96 743
-
61 304
-
income
17 439
-
11 071
-
pensions
9 333
-
5 080
-
health
1 594
-
867
-
total
28 366
-
17 018
-
Employer
96 743
-
61 304
-
pensions
11 423
-
6 532
-
health
1 837
-
1 164
-
total
13 260
-
7 696
-
Corporate
-
69 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
13 109
-
-
total
-
13 109
-
-
Dividends
-
55 891
-
-
withholding
-
4 193
-
-
total
-
4 193
-
-
Income
69 000
69 000
69 000
69 000
Total tax
41 626
17 302
24 714
17 403
After tax
27 374
51 698
44 286
51 597
Living cost
68 377
68 377
68 377
68 377
Free-cash
-41 003
-16 679
-24 091
-16 780

Estimated living cost  is ₽68377 per week

₽51236
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽8034
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8552
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽35916
₽37443
₽41004
₽45711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
unemployment
-
-
-
142
health
-
-
-
4 070
income
-
-
-
10 350
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 238
total
-
-
-
19 800
Employee
17 590
-
62 057
-
income
1 759
-
6 206
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 544
-
3 107
-
health
809
-
1 628
-
accident

We are using the highest rate at 1.1%.

194
-
389
-
total
4 306
-
11 330
-
Employer
17 590
-
62 057
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 939
-
3 900
-
accident

We are using the highest rate at 1.1%.

194
-
389
-
health
1 214
-
2 442
-
unemployment
105
-
212
-
total
3 452
-
6 943
-
Corporate
47 959
69 000
-
-
income
4 796
6 900
-
-
total
4 796
6 900
-
-
Dividends
43 162
62 100
-
-
withholding
2 158
3 105
-
-
total
2 158
3 105
-
-
Income
69 000
69 000
69 000
69 000
Total tax
14 712
10 005
18 273
19 800
After tax
54 288
58 995
50 727
49 200
Living cost
13 284
13 284
13 284
13 284
Free-cash
41 004
45 711
37 443
35 916

Estimated living cost  is ₽13284 per week

₽7755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽949
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽16864
-₽45409
-₽41440
-₽39719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
health
-
-
-
10 300
income
-
-
-
7 475
pensions
-
-
-
11 877
total
-
-
-
29 652
Employee
93 984
86 567
86 567
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 170
14 170
14 170
-
pensions
11 877
11 877
15 582
-
health
11 725
11 302
13 287
-
total
37 772
37 349
43 039
-
Employer
93 984
86 567
86 567
-
pensions
6 541
6 025
6 025
-
health
6 531
6 017
6 017
-
unemployment
3 384
3 116
3 116
-
total
16 456
15 158
15 158
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
54 228
52 507
58 197
29 652
After tax
14 772
16 493
10 803
39 348
Living cost
56 212
56 212
56 212
56 212
Free-cash
-41 440
-39 719
-45 409
-16 864

Estimated living cost  is ₽56212 per week

₽41466
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5021
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽644
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9082
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽9254
₽10664
₽14467
₽23154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
20 148
health
-
-
-
9 315
income
-
-
-
5 931
solidarity contribution
-
-
-
-
total
-
-
-
35 394
Employee
35 812
-
51 493
-
income
4 297
-
6 179
-
solidarity contribution
-
-
-
-
social contributions
2 328
-
3 347
-
health
4 835
-
6 951
-
total
11 460
-
16 477
-
Employer
35 812
-
51 493
-
health
3 223
-
4 634
-
social contributions
8 953
-
12 873
-
total
12 176
-
17 507
-
Corporate
21 012
69 000
-
-
income
3 992
13 110
-
-
total
3 992
13 110
-
-
Dividends
17 020
55 890
-
-
withholding
2 553
8 384
-
-
total
2 553
8 384
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 181
21 494
33 984
35 394
After tax
38 819
47 506
35 016
33 606
Living cost
24 352
24 352
24 352
24 352
Free-cash
14 467
23 154
10 664
9 254

Estimated living cost  is ₽24352 per week

₽16915
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1732
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽5325
-₽9224
-₽21092
-₽5960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
17 746
municipal
-
-
-
410
national
-
-
-
12 685
regional
-
-
-
709
total
-
-
-
31 550
Employee
90 093
-
69 000
-
national
15 611
-
11 194
-
social contributions
30 379
-
23 267
-
municipal
477
-
366
-
regional
850
-
622
-
total
47 317
-
35 449
-
Employer
90 093
-
69 000
-
total
-
-
-
-
Corporate
-
69 000
-
-
nationa
-
16 559
-
-
municipal
-
2 691
-
-
total
-
19 250
-
-
Dividends
-
49 749
-
-
withholding
-
12 935
-
-
total
-
12 935
-
-
Income
69 000
69 000
69 000
69 000
Total tax
47 317
32 185
35 449
31 550
After tax
21 683
36 815
33 551
37 450
Living cost
42 775
42 775
42 775
42 775
Free-cash
-21 092
-5 960
-9 224
-5 325

Estimated living cost  is ₽42775 per week

₽29818
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2805
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽15725
₽14213
₽17877
₽21032
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
other
-
-
-
-
unemployment
-
-
-
231
health
-
-
-
4 898
income
-
-
-
11 058
surtax
-
-
-
918
pensions
-
-
-
13 801
total
-
-
-
30 906
Employee
33 523
-
57 002
-
income
5 619
-
10 394
-
pensions
2 235
-
3 801
-
unemployment
2 333
-
3 967
-
health
856
-
1 454
-
other
-
-
-
-
surtax
110
-
804
-
total
11 153
-
20 420
-
Employer
33 523
-
57 002
-
pensions
4 469
-
7 599
-
other
-
-
-
-
health
1 526
-
2 593
-
unemployment
1 062
-
1 806
-
total
7 057
-
11 998
-
Corporate
28 421
69 000
-
-
income
7 389
17 941
-
-
total
7 389
17 941
-
-
Dividends
21 032
51 059
-
-
withholding
3 155
7 658
-
-
total
3 155
7 658
-
-
Income
69 000
69 000
69 000
69 000
Total tax
28 754
25 599
32 418
30 906
After tax
40 246
43 401
36 582
38 094
Living cost
22 369
22 369
22 369
22 369
Free-cash
17 877
21 032
14 213
15 725

Estimated living cost  is ₽22369 per week

₽13678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6112
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
₽4884
-₽2427
-₽4084
₽4985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
income
-
-
-
12 900
pensions
-
-
-
4 503
total
-
-
-
17 403
Employee
64 834
-
61 304
-
income
11 677
-
11 071
-
pensions
5 503
-
5 080
-
health
941
-
867
-
total
18 121
-
17 018
-
Employer
64 834
-
61 304
-
pensions
7 018
-
6 532
-
health
1 232
-
1 164
-
total
8 250
-
7 696
-
Corporate
-
69 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
13 109
-
-
total
-
13 109
-
-
Dividends
-
55 891
-
-
withholding
-
4 193
-
-
total
-
4 193
-
-
Income
69 000
69 000
69 000
69 000
Total tax
26 371
17 302
24 714
17 403
After tax
42 629
51 698
44 286
51 597
Living cost
46 713
46 713
46 713
46 713
Free-cash
-4 084
4 985
-2 427
4 884

Estimated living cost  is ₽46713 per week

₽34997
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3501
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7725
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽18367
-₽21914
-₽29224
-₽45082
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 380
health
-
-
-
250
city
-
-
-
726
national
-
-
-
250
regional
-
-
-
1 779
pensions
-
-
-
6 348
total
-
-
-
10 733
Employee
89 682
-
61 757
-
pensions
7 534
-
5 188
-
national
424
-
209
-
unemployment
-
-
-
-
city
962
-
663
-
health
203
-
140
-
regional
2 937
-
1 516
-
total
12 060
-
7 716
-
Employer
89 682
-
61 757
-
pensions
7 534
-
5 188
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 793
-
1 236
-
health
203
-
140
-
unemployment
-
-
-
-
total
9 530
-
6 564
-
Corporate
-
69 000
-
-
regional
-
14 593
-
-
national
-
5 865
-
-
total
-
20 458
-
-
Dividends
-
48 542
-
-
withholding
-
16 990
-
-
total
-
16 990
-
-
Income
69 000
69 000
69 000
69 000
Total tax
21 590
37 448
14 280
10 733
After tax
47 410
31 552
54 720
58 267
Living cost
76 634
76 634
76 634
76 634
Free-cash
-29 224
-45 082
-21 914
-18 367

Estimated living cost  is ₽76634 per week

₽49834
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽941
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18982
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽1699
₽5450
₽4270
-₽12168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 000
trade
-
-
-
3 751
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 925
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 655
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
531
total
-
-
-
20 862
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 922
-
69 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

394
-
531
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 164
-
9 655
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 925
-
6 925
-
total
14 483
-
17 111
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
8 078
69 000
-
-
trade
1 385
11 833
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

67
569
-
-
income
1 212
10 350
-
-
chamber of commerce
165
250
-
-
total
2 829
23 002
-
-
Dividends
5 248
45 998
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
612
-
-
withholding
927
11 115
-
-
total
979
11 727
-
-
Income
69 000
69 000
69 000
69 000
Total tax
18 291
34 729
17 111
20 862
After tax
50 709
34 271
51 889
48 138
Living cost
46 439
46 439
46 439
46 439
Free-cash
4 270
-12 168
5 450
1 699

Estimated living cost  is ₽46439 per week

₽33917
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3715
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽604
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽6422
₽6781
₽6081
₽92
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
other
-
-
-
2 139
social contributions
-
-
-
1 966
health
-
-
-
598
income
-
-
-
3 626
surtax
-
-
-
-
pensions
-
-
-
19 566
total
-
-
-
27 895
Employee
43 385
-
52 581
-
income
2 560
-
3 672
-
pensions
4 905
-
5 946
-
social contributions
1 237
-
1 499
-
surtax
-
-
-
-
total
8 702
-
11 117
-
Employer
43 385
-
52 581
-
pensions
7 127
-
8 637
-
other
1 497
-
1 814
-
health
3 038
-
3 680
-
unemployment
1 756
-
2 130
-
social contributions
131
-
158
-
total
13 549
-
16 419
-
Corporate
12 066
69 000
-
-
surtax
-
-
-
-
income
3 378
19 320
-
-
total
3 378
19 320
-
-
Dividends
8 688
49 680
-
-
surtax
-
-
-
-
social contributions
1 495
8 545
-
-
withholding
1 112
6 360
-
-
total
2 607
14 905
-
-
Income
69 000
69 000
69 000
69 000
Total tax
28 236
34 225
27 536
27 895
After tax
40 764
34 775
41 464
41 105
Living cost
34 683
34 683
34 683
34 683
Free-cash
6 081
92
6 781
6 422

Estimated living cost  is ₽34683 per week

₽21869
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2820
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽591
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9405
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽9859
₽10218
₽9161
₽3529
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
other
-
-
-
2 139
social contributions
-
-
-
1 966
health
-
-
-
598
income
-
-
-
3 626
surtax
-
-
-
-
pensions
-
-
-
19 566
total
-
-
-
27 895
Employee
38 728
-
52 581
-
income
1 997
-
3 672
-
pensions
4 380
-
5 946
-
social contributions
1 104
-
1 499
-
surtax
-
-
-
-
total
7 481
-
11 117
-
Employer
38 728
-
52 581
-
pensions
6 364
-
8 637
-
other
1 337
-
1 814
-
health
2 711
-
3 680
-
unemployment
1 568
-
2 130
-
social contributions
115
-
158
-
total
12 095
-
16 419
-
Corporate
18 178
69 000
-
-
surtax
-
-
-
-
income
5 090
19 320
-
-
total
5 090
19 320
-
-
Dividends
13 088
49 680
-
-
surtax
-
-
-
-
social contributions
2 251
8 545
-
-
withholding
1 676
6 360
-
-
total
3 927
14 905
-
-
Income
69 000
69 000
69 000
69 000
Total tax
28 593
34 225
27 536
27 895
After tax
40 407
34 775
41 464
41 105
Living cost
31 246
31 246
31 246
31 246
Free-cash
9 161
3 529
10 218
9 859

Estimated living cost  is ₽31246 per week

₽18121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3174
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9359
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽22815
₽19466
₽21126
₽20603
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
9 522
health
-
-
-
4 817
income
-
-
-
10 350
total
-
-
-
24 689
Employee
34 371
-
69 000
-
income
5 733
-
13 699
-
social contributions
4 744
-
9 522
-
health
2 399
-
4 817
-
total
12 876
-
28 038
-
Employer
34 371
-
69 000
-
total
-
-
-
-
Corporate
34 629
69 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 731
3 449
-
-
total
1 731
3 449
-
-
Dividends
32 898
65 551
-
-
social contributions
4 540
9 045
-
-
health
2 297
4 575
-
-
withholding
4 934
9 832
-
-
total
11 771
23 452
-
-
Income
69 000
69 000
69 000
69 000
Total tax
26 378
26 901
28 038
24 689
After tax
42 622
42 099
40 962
44 311
Living cost
21 496
21 496
21 496
21 496
Free-cash
21 126
20 603
19 466
22 815

Estimated living cost  is ₽21496 per week

₽14386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1325
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
₽1638
-₽10922
₽1883
₽3503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
chamber of commerce
-
-
-
275
unemployment
-
-
-
6 217
health
-
-
-
5 279
income
-
-
-
6 906
surtax
-
-
-
200
pensions
-
-
-
12 766
total
-
-
-
31 643
Employee
50 661
40 398
53 426
-
income
5 767
2 980
6 560
-
pensions
5 188
4 136
5 471
-
unemployment
1 520
1 212
1 602
-
health
1 960
1 564
2 068
-
other
506
404
535
-
total
14 941
10 296
16 236
-
Employer
50 661
40 398
53 426
-
pensions
6 358
5 071
6 704
-
other
2 407
1 918
2 537
-
accident
658
525
694
-
health
1 914
1 527
2 020
-
payroll
1 520
1 212
1 602
-
chamber of commerce
202
162
214
-
unemployment
1 520
1 212
1 602
-
surtax
200
200
200
-
total
14 779
11 827
15 573
-
Corporate
3 847
16 775
49 578
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

962
4 194
12 394
-
total
962
4 194
12 394
-
Dividends
2 599
12 581
-
-
withholding
716
3 461
-
-
total
716
3 461
-
-
Income
69 000
69 000
69 000
69 000
Total tax
31 398
29 778
44 203
31 643
After tax
37 602
39 222
24 797
37 357
Living cost
35 719
35 719
35 719
35 719
Free-cash
1 883
3 503
-10 922
1 638

Estimated living cost  is ₽35719 per week

₽23823
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3047
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8262
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽1495
-₽8123
-₽24619
₽1856
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
9 016
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 599
national
-
-
-
20 919
total
-
-
-
33 534
Employee

The minimum management director salary is set at €45,000 per year.

72 512
-
53 443
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 438
-
4 009
-
national
22 293
-
14 833
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

631
-
466
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 782
-
2 787
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 407
-
2 510
-
total
35 551
-
24 605
-
Employer

The minimum management director salary is set at €45,000 per year.

72 512
-
53 443
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 425
-
4 734
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

943
-
694
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 459
-
3 288
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 058
-
781
-
surtax
8 222
-
6 060
-
total
21 107
-
15 557
-
Corporate
-
69 000
-
-
surtax
-
275
-
-
income
-
13 801
-
-
total
-
14 076
-
-
Dividends
-
54 924
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
16 107
-
-
total
-
16 107
-
-
Income
69 000
69 000
69 000
69 000
Total tax
56 658
30 183
40 162
33 534
After tax
12 342
38 817
28 838
35 466
Living cost
36 961
36 961
36 961
36 961
Free-cash
-24 619
1 856
-8 123
-1 495

Estimated living cost  is ₽36961 per week

₽23808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3232
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽579
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9343
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽729
₽1217
₽1692
₽9953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
other
-
-
-
69
unemployment
-
-
-
483
accident
-
-
-
621
income
-
-
-
10 960
pensions
-
-
-
19 528
total
-
-
-
31 661
Employee
50 460
-
52 319
-
income
10 647
-
11 170
-
pensions
2 372
-
2 459
-
unemployment
783
-
812
-
other
50
-
52
-
total
13 852
-
14 493
-
Employer
50 460
-
52 319
-
pensions
11 908
-
12 348
-
other
402
-
417
-
accident
998
-
1 037
-
unemployment
2 776
-
2 878
-
total
16 084
-
16 680
-
Corporate
2 456
69 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

367
10 350
-
-
total
367
10 350
-
-
Dividends
2 088
58 650
-
-
withholding
396
12 087
-
-
total
396
12 087
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 699
22 437
31 173
31 661
After tax
38 301
46 563
37 827
37 339
Living cost
36 610
36 610
36 610
36 610
Free-cash
1 692
9 953
1 217
729

Estimated living cost  is ₽36610 per week

₽26959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2597
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6525
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽10425
-₽9112
-₽16938
-₽12087
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
accident
-
-
-
621
health
-
-
-
5 175
income
-
-
-
3 849
communal
-
-
-
-
surtax
-
-
-
3 651
pensions
-
-
-
11 040
total
-
-
-
24 336
Employee
76 768
-
61 636
-
income
7 415
-
4 209
-
pensions
6 140
-
4 930
-
health
3 417
-
2 743
-
surtax
4 705
-
3 778
-
total
21 677
-
15 660
-
Employer
76 768
-
61 636
-
pensions
6 140
-
4 930
-
accident
691
-
554
-
health
2 341
-
1 879
-
total
9 172
-
7 363
-
Corporate
-
69 000
-
-
communal
-
4 657
-
-
surtax
-
725
-
-
income
-
10 350
-
-
total
-
15 732
-
-
Dividends
-
53 268
-
-
withholding
-
7 991
-
-
income
-
2 275
-
-
total
-
10 266
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 849
25 998
23 023
24 336
After tax
38 151
43 002
45 977
44 664
Living cost
55 089
55 089
55 089
55 089
Free-cash
-16 938
-12 087
-9 112
-10 425

Estimated living cost  is ₽55089 per week

₽41325
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9842
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽15325
₽13813
₽17408
₽20632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
other
-
-
-
-
unemployment
-
-
-
231
health
-
-
-
4 898
income
-
-
-
11 058
surtax
-
-
-
918
pensions
-
-
-
13 801
total
-
-
-
30 906
Employee
34 138
-
57 002
-
income
5 723
-
10 394
-
pensions
2 278
-
3 801
-
unemployment
2 376
-
3 967
-
health
871
-
1 454
-
other
-
-
-
-
surtax
121
-
804
-
total
11 369
-
20 420
-
Employer
34 138
-
57 002
-
pensions
4 552
-
7 599
-
other
-
-
-
-
health
1 552
-
2 593
-
unemployment
1 083
-
1 806
-
total
7 187
-
11 998
-
Corporate
27 675
69 000
-
-
income
7 195
17 941
-
-
total
7 195
17 941
-
-
Dividends
20 480
51 059
-
-
withholding
3 072
7 658
-
-
total
3 072
7 658
-
-
Income
69 000
69 000
69 000
69 000
Total tax
28 823
25 599
32 418
30 906
After tax
40 177
43 401
36 582
38 094
Living cost
22 769
22 769
22 769
22 769
Free-cash
17 408
20 632
13 813
15 325

Estimated living cost  is ₽22769 per week

₽13747
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1980
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽9812
₽5938
₽6710
₽8961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
17 746
municipal
-
-
-
410
national
-
-
-
12 685
regional
-
-
-
1 040
total
-
-
-
31 881
Employee
56 232
-
69 000
-
national
8 909
-
11 194
-
social contributions
18 962
-
23 267
-
municipal
298
-
366
-
regional
757
-
928
-
total
28 926
-
35 755
-
Employer
56 232
-
69 000
-
total
-
-
-
-
Corporate
12 768
69 000
-
-
nationa
3 064
16 559
-
-
municipal
635
3 430
-
-
total
3 699
19 989
-
-
Dividends
9 068
49 011
-
-
withholding
2 358
12 743
-
-
total
2 358
12 743
-
-
Income
69 000
69 000
69 000
69 000
Total tax
34 983
32 732
35 755
31 881
After tax
34 017
36 268
33 245
37 119
Living cost
27 307
27 307
27 307
27 307
Free-cash
6 710
8 961
5 938
9 812

Estimated living cost  is ₽27307 per week

₽16983
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2766
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7091
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽3598
₽5008
₽6794
₽17498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
20 148
health
-
-
-
9 315
income
-
-
-
5 931
solidarity contribution
-
-
-
-
total
-
-
-
35 394
Employee
44 129
-
51 493
-
income
5 295
-
6 179
-
solidarity contribution
-
-
-
-
social contributions
2 868
-
3 347
-
health
5 957
-
6 951
-
total
14 120
-
16 477
-
Employer
44 129
-
51 493
-
health
3 972
-
4 634
-
social contributions
11 032
-
12 873
-
total
15 004
-
17 507
-
Corporate
9 867
69 000
-
-
income
1 875
13 110
-
-
total
1 875
13 110
-
-
Dividends
7 992
55 890
-
-
withholding
1 199
8 384
-
-
total
1 199
8 384
-
-
Income
69 000
69 000
69 000
69 000
Total tax
32 198
21 494
33 984
35 394
After tax
36 802
47 506
35 016
33 606
Living cost
30 008
30 008
30 008
30 008
Free-cash
6 794
17 498
5 008
3 598

Estimated living cost  is ₽30008 per week

₽22316
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1662
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5511
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽5216
-₽7501
₽6491
₽6991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
chamber of commerce
-
-
-
275
unemployment
-
-
-
6 217
health
-
-
-
5 279
income
-
-
-
6 906
surtax
-
-
-
-
pensions
-
-
-
12 766
total
-
-
-
31 443
Employee
44 312
40 398
53 579
-
income
3 947
2 980
6 602
-
pensions
4 538
4 136
5 486
-
unemployment
1 329
1 212
1 608
-
health
1 714
1 564
2 074
-
other
442
404
537
-
total
11 970
10 296
16 307
-
Employer
44 312
40 398
53 579
-
pensions
5 561
5 071
6 723
-
other
2 105
1 918
2 545
-
accident
575
525
696
-
health
1 676
1 527
2 026
-
payroll
1 329
1 212
1 608
-
chamber of commerce
177
162
214
-
unemployment
1 329
1 212
1 608
-
surtax
-
-
-
-
total
12 752
11 627
15 420
-
Corporate
11 935
16 975
49 732
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

2 984
4 244
12 433
-
total
2 984
4 244
12 433
-
Dividends
8 952
12 731
-
-
withholding
2 462
3 501
-
-
total
2 462
3 501
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 168
29 668
44 160
31 443
After tax
38 832
39 332
24 840
37 557
Living cost
32 341
32 341
32 341
32 341
Free-cash
6 491
6 991
-7 501
5 216

Estimated living cost  is ₽32341 per week

₽19401
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3303
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽577
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9061
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽54122
₽41012
₽48702
₽51362
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
69 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
690
total
-
-
-
690
Employee
17 736
-
69 000
-
income
3 547
-
13 800
-
total
3 547
-
13 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

51 264
69 000
-
-
total
-
-
-
-
Dividends
51 264
69 000
-
-
withholding
2 563
3 450
-
-
total
2 563
3 450
-
-
Income
69 000
69 000
69 000
69 000
Total tax
6 110
3 450
13 800
690
After tax
62 890
65 550
55 200
68 310
Living cost
14 188
14 188
14 188
14 188
Free-cash
48 702
51 362
41 012
54 122

Estimated living cost  is ₽14188 per week

₽9601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽596
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3515
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽9927
₽7952
₽11839
₽20316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
69 000
unemployment
-
-
-
104
health
-
-
-
6 791
income
-
-
-
12 388
pensions
-
-
-
12 600
total
-
-
-
31 883
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 827
-
59 703
-
income
7 730
-
11 368
-
pensions
6 948
-
9 253
-
unemployment
63
-
83
-
health
2 895
-
3 857
-
total
17 636
-
24 561
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 827
-
59 703
-
pensions
3 967
-
5 284
-
health
2 986
-
3 976
-
unemployment
27
-
37
-
total
6 980
-
9 297
-
Corporate
17 194
69 000
-
-
income
3 266
13 110
-
-
total
3 266
13 110
-
-
Dividends
13 928
55 890
-
-
withholding
2 089
8 384
-
-
total
2 089
8 384
-
-
Income
69 000
69 000
69 000
69 000
Total tax
29 971
21 494
33 858
31 883
After tax
39 029
47 506
35 142
37 117
Living cost
27 190
27 190
27 190
27 190
Free-cash
11 839
20 316
7 952
9 927

Estimated living cost  is ₽27190 per week

₽18660
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1743
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6262
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽4103
₽12131
-₽81602
-₽1602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
7 866
income
-
-
-
13 449
total
-
-
-
21 315
Employee
62 490
-
-
-
income
13 784
-
-
-
social contributions
5 124
-
730
-
total
18 908
-
730
-
Employer
62 490
-
-
-
social contributions
88 112
-
12 557
-
total
88 112
-
12 557
-
Corporate
-
69 000
-
-
income
-
15 180
-
-
total
-
15 180
-
-
Dividends
-
53 820
-
-
income
-
11 840
-
-
total
-
11 840
-
-
Income
69 000
69 000
69 000
69 000
Total tax
107 020
27 020
13 287
21 315
After tax
-38 020
41 980
55 713
47 685
Living cost
43 582
43 582
43 582
43 582
Free-cash
-81 602
-1 602
12 131
4 103

Estimated living cost  is ₽43582 per week

₽28278
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10650
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽7602
₽5252
₽6428
₽7451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
69 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
23 977
income
-
-
-
5 624
surtax
-
-
-
-
total
-
-
-
29 601
Employee
46 623
-
55 757
-
income
9 698
-
12 575
-
social contributions
5 129
-
6 133
-
surtax
-
-
-
-
total
14 827
-
18 708
-
Employer
46 623
-
55 757
-
social contributions
11 073
-
13 243
-
total
11 073
-
13 243
-
Corporate
11 304
69 000
-
-
surtax
-
-
-
-
income
2 374
14 489
-
-
total
2 374
14 489
-
-
Dividends
8 930
54 511
-
-
withholding
2 501
15 263
-
-
total
2 501
15 263
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 775
29 752
31 951
29 601
After tax
38 225
39 248
37 049
39 399
Living cost
31 797
31 797
31 797
31 797
Free-cash
6 428
7 451
5 252
7 602

Estimated living cost  is ₽31797 per week

₽23791
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5600
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽7856
-₽7497
-₽14319
-₽14186
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
other
-
-
-
2 139
social contributions
-
-
-
1 966
health
-
-
-
598
income
-
-
-
3 626
surtax
-
-
-
-
pensions
-
-
-
19 566
total
-
-
-
27 895
Employee
63 491
-
52 581
-
income
5 540
-
3 672
-
pensions
7 181
-
5 946
-
social contributions
1 808
-
1 499
-
surtax
-
-
-
-
total
14 529
-
11 117
-
Employer
63 491
-
52 581
-
pensions
10 432
-
8 637
-
other
2 191
-
1 814
-
health
4 444
-
3 680
-
unemployment
2 572
-
2 130
-
social contributions
190
-
158
-
total
19 829
-
16 419
-
Corporate
-
69 000
-
-
surtax
-
-
-
-
income
-
19 320
-
-
total
-
19 320
-
-
Dividends
-
49 680
-
-
surtax
-
-
-
-
social contributions
-
8 545
-
-
withholding
-
6 360
-
-
total
-
14 905
-
-
Income
69 000
69 000
69 000
69 000
Total tax
34 358
34 225
27 536
27 895
After tax
34 642
34 775
41 464
41 105
Living cost
48 961
48 961
48 961
48 961
Free-cash
-14 319
-14 186
-7 497
-7 856

Estimated living cost  is ₽48961 per week

₽33136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽22965
₽24898
₽28222
₽31628
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
15 180
income
-
-
-
383
total
-
-
-
15 563
Employee
32 590
-
59 739
-
social contributions
2 118
-
3 884
-
income
-
-
485
-
total
2 118
-
4 369
-
Employer
32 590
-
59 739
-
social contributions
5 052
-
9 261
-
total
5 052
-
9 261
-
Corporate
31 358
69 000
-
-
income
3 136
6 900
-
-
total
3 136
6 900
-
-
Dividends
28 223
62 100
-
-
total
-
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
10 306
6 900
13 630
15 563
After tax
58 694
62 100
55 370
53 437
Living cost
30 472
30 472
30 472
30 472
Free-cash
28 222
31 628
24 898
22 965

Estimated living cost  is ₽30472 per week

₽19703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2297
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽4736
-₽151913
-₽151913
-₽151913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
municipal
-
-
-
11 752
national
-
-
-
6 824
labour market
-
-
-
5 450
pensions
-
-
-
879
total
-
-
-
24 905
Employee
206 104
206 104
206 104
-
labour market
16 465
16 465
16 465
-
pensions
293
293
293
-
national
25 179
25 179
25 179
-
municipal
43 889
43 889
43 889
-
total
85 826
85 826
85 826
-
Employer
206 104
206 104
206 104
-
pensions
586
586
586
-
municipal
43 959
43 959
43 959
-
national
25 223
25 223
25 223
-
labour market
16 488
16 488
16 488
-
total
86 256
86 256
86 256
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
172 082
172 082
172 082
24 905
After tax
-103 082
-103 082
-103 082
44 095
Living cost
48 831
48 831
48 831
48 831
Free-cash
-151 913
-151 913
-151 913
-4 736

Estimated living cost  is ₽48831 per week

₽33421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4320
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽751
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10340
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽25647
₽13640
₽2228
-₽16326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
other
-
-
-
375
accident
-
-
-
255
health
-
-
-
2 205
income
-
-
-
14 396
pensions
-
-
-
4 207
total
-
-
-
21 438
Employee
34 474
-
57 319
-
income
4 729
-
8 747
-
pensions
3 882
-
6 454
-
health
3 947
-
6 563
-
total
12 558
-
21 764
-
Employer
34 474
-
57 319
-
pensions
5 605
-
9 320
-
accident
576
-
957
-
unemployment
845
-
1 404
-
total
7 026
-
11 681
-
Corporate
27 500
69 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

24 750
62 100
-
-
total
24 750
62 100
-
-
Dividends
2 750
6 900
-
-
withholding
523
1 311
-
-
total
523
1 311
-
-
Income
69 000
69 000
69 000
69 000
Total tax
44 857
63 411
33 445
21 438
After tax
24 143
5 589
35 555
47 562
Living cost
21 915
21 915
21 915
21 915
Free-cash
2 228
-16 326
13 640
25 647

Estimated living cost  is ₽21915 per week

₽15952
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1249
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4303
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽13091
₽3007
₽3876
₽8376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
69 000
municipal
-
-
-
12 304
health
-
-
-
639
national
-
-
-
4 047
total
-
-
-
16 990
Employee
53 334
-
58 048
-
pensions
3 599
-
3 919
-
national
881
-
1 360
-
municipal
8 736
-
9 501
-
unemployment
800
-
871
-
health
398
-
471
-
total
14 414
-
16 122
-
Employer
53 334
-
58 048
-
pensions
9 253
-
10 071
-
accident
54
-
58
-
health
410
-
446
-
unemployment
346
-
377
-
total
10 063
-
10 952
-
Corporate
5 603
69 000
-
-
income
1 122
13 801
-
-
total
1 122
13 801
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

3 361
41 399
-
-
municipal
606
7 452
-
-
national
-
452
-
-
total
606
7 904
-
-
Income
69 000
69 000
69 000
69 000
Total tax
26 205
21 705
27 074
16 990
After tax
42 795
47 295
41 926
52 010
Living cost
38 919
38 919
38 919
38 919
Free-cash
3 876
8 376
3 007
13 091

Estimated living cost  is ₽38919 per week

₽25422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3744
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽619
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9136
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽29083
₽25232
₽21707
₽22608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
10 763
health
-
-
-
1 760
income
-
-
-
3 924
total
-
-
-
16 447
Employee
77 950
77 950
77 950
-
income
8 487
7 216
7 674
-
social contributions
2 947
6 469
5 200
-
health
604
1 325
1 066
-
total
12 038
15 010
13 940
-
Employer
77 950
77 950
77 950
-
health
656
1 443
1 158
-
social contributions
2 947
6 469
5 200
-
total
3 603
7 912
6 358
-
Corporate
29 888
-
-
-
income
3 736
-
-
-
total
3 736
-
-
-
Dividends
26 152
-
-
-
withholding
4 446
-
-
-
total
4 446
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
23 823
22 922
20 298
16 447
After tax
45 177
46 078
48 702
52 553
Living cost
23 470
23 470
23 470
23 470
Free-cash
21 707
22 608
25 232
29 083

Estimated living cost  is ₽23470 per week

₽14066
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2303
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6583
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽36643
₽26576
₽35889
₽41043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
69 000
unemployment
-
-
-
29
health
-
-
-
3 669
income
-
-
-
6 116
pensions
-
-
-
6 448
total
-
-
-
16 262
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 268
-
62 556
-
income
1 591
-
4 871
-
pensions
3 490
-
9 384
-
unemployment
115
-
314
-
health
1 978
-
5 317
-
total
7 174
-
19 886
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 268
-
62 556
-
pensions
1 279
-
3 440
-
health
1 000
-
2 689
-
unemployment
115
-
314
-
total
2 394
-
6 443
-
Corporate
43 337
69 000
-
-
income
3 899
6 210
-
-
total
3 899
6 210
-
-
Dividends
39 437
62 790
-
-
withholding
3 549
5 652
-
-
total
3 549
5 652
-
-
Income
69 000
69 000
69 000
69 000
Total tax
17 016
11 862
26 329
16 262
After tax
51 984
57 138
42 671
52 738
Living cost
16 095
16 095
16 095
16 095
Free-cash
35 889
41 043
26 576
36 643

Estimated living cost  is ₽16095 per week

₽10269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽9463
₽9951
₽13369
₽18687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
other
-
-
-
69
unemployment
-
-
-
483
accident
-
-
-
621
income
-
-
-
10 960
pensions
-
-
-
19 528
total
-
-
-
31 661
Employee
37 483
-
52 319
-
income
7 226
-
11 170
-
pensions
1 762
-
2 459
-
unemployment
581
-
812
-
other
37
-
52
-
total
9 606
-
14 493
-
Employer
37 483
-
52 319
-
pensions
8 845
-
12 348
-
other
300
-
417
-
accident
743
-
1 037
-
unemployment
2 062
-
2 878
-
total
11 950
-
16 680
-
Corporate
19 567
69 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 936
10 350
-
-
total
2 936
10 350
-
-
Dividends
16 631
58 650
-
-
withholding
3 263
12 087
-
-
total
3 263
12 087
-
-
Income
69 000
69 000
69 000
69 000
Total tax
27 755
22 437
31 173
31 661
After tax
41 245
46 563
37 827
37 339
Living cost
27 876
27 876
27 876
27 876
Free-cash
13 369
18 687
9 951
9 463

Estimated living cost  is ₽27876 per week

₽18816
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2680
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽40438
₽40241
₽39819
₽40276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
health
-
-
-
1 470
income
-
-
-
22 285
pensions
-
-
-
2 027
total
-
-
-
25 782
Employee
4 234
-
66 719
-
income
819
-
22 178
-
pensions
381
-
912
-
unemployment
42
-
101
-
health
212
-
507
-
total
1 454
-
23 698
-
Employer
4 234
-
66 719
-
pensions
466
-
1 115
-
health
402
-
963
-
unemployment
85
-
203
-
total
953
-
2 281
-
Corporate
63 814
69 000
-
-
income
14 039
15 180
-
-
total
14 039
15 180
-
-
Dividends
49 775
53 820
-
-
withholding
9 955
10 764
-
-
total
9 955
10 764
-
-
Income
69 000
69 000
69 000
69 000
Total tax
26 401
25 944
25 979
25 782
After tax
42 599
43 056
43 021
43 218
Living cost
2 780
2 780
2 780
2 780
Free-cash
39 819
40 276
40 241
40 438

Estimated living cost  is ₽2780 per week

₽1652
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽64
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽16302
₽19081
₽27328
₽32316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
69 000
unemployment
-
-
-
1 035
health
-
-
-
7 107
income
-
-
-
9 079
pensions
-
-
-
17 940
total
-
-
-
35 161
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 445
-
58 524
-
income
3 645
-
10 260
-
pensions
3 702
-
8 193
-
unemployment
198
-
439
-
health
1 362
-
3 014
-
total
8 907
-
21 906
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 445
-
58 524
-
pensions
3 173
-
7 023
-
health
1 362
-
3 014
-
unemployment
198
-
439
-
total
4 733
-
10 476
-
Corporate
37 821
69 000
-
-
income
5 673
10 350
-
-
total
5 673
10 350
-
-
Dividends
32 148
58 650
-
-
withholding
4 822
8 797
-
-
total
4 822
8 797
-
-
Income
69 000
69 000
69 000
69 000
Total tax
24 135
19 147
32 382
35 161
After tax
44 865
49 853
36 618
33 839
Living cost
17 537
17 537
17 537
17 537
Free-cash
27 328
32 316
19 081
16 302

Estimated living cost  is ₽17537 per week

₽11808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1357
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽12070
₽9720
₽11553
₽11919
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
69 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
23 977
income
-
-
-
5 624
surtax
-
-
-
-
total
-
-
-
29 601
Employee
39 345
-
55 757
-
income
7 688
-
12 575
-
social contributions
4 328
-
6 133
-
surtax
-
-
-
-
total
12 016
-
18 708
-
Employer
39 345
-
55 757
-
social contributions
9 343
-
13 243
-
total
9 343
-
13 243
-
Corporate
20 312
69 000
-
-
surtax
-
-
-
-
income
4 265
14 489
-
-
total
4 265
14 489
-
-
Dividends
16 047
54 511
-
-
withholding
4 494
15 263
-
-
total
4 494
15 263
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 118
29 752
31 951
29 601
After tax
38 882
39 248
37 049
39 399
Living cost
27 329
27 329
27 329
27 329
Free-cash
11 553
11 919
9 720
12 070

Estimated living cost  is ₽27329 per week

₽19356
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1899
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽1713
₽2201
₽3050
₽10937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
other
-
-
-
69
unemployment
-
-
-
483
accident
-
-
-
621
income
-
-
-
10 960
pensions
-
-
-
19 528
total
-
-
-
31 661
Employee
48 958
-
52 319
-
income
10 226
-
11 170
-
pensions
2 301
-
2 459
-
unemployment
758
-
812
-
other
48
-
52
-
total
13 333
-
14 493
-
Employer
48 958
-
52 319
-
pensions
11 554
-
12 348
-
other
392
-
417
-
accident
970
-
1 037
-
unemployment
2 693
-
2 878
-
total
15 609
-
16 680
-
Corporate
4 433
69 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

666
10 350
-
-
total
666
10 350
-
-
Dividends
3 768
58 650
-
-
withholding
716
12 087
-
-
total
716
12 087
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 324
22 437
31 173
31 661
After tax
38 676
46 563
37 827
37 339
Living cost
35 626
35 626
35 626
35 626
Free-cash
3 050
10 937
2 201
1 713

Estimated living cost  is ₽35626 per week

₽25585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽502
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6770
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽31771
₽33298
₽35389
₽41566
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
unemployment
-
-
-
142
health
-
-
-
4 070
income
-
-
-
10 350
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 238
total
-
-
-
19 800
Employee
23 079
-
62 057
-
income
2 308
-
6 206
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 026
-
3 107
-
health
1 062
-
1 628
-
accident

We are using the highest rate at 1.1%.

254
-
389
-
total
5 650
-
11 330
-
Employer
23 079
-
62 057
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 543
-
3 900
-
accident

We are using the highest rate at 1.1%.

254
-
389
-
health
1 593
-
2 442
-
unemployment
139
-
212
-
total
4 529
-
6 943
-
Corporate
41 394
69 000
-
-
income
4 140
6 900
-
-
total
4 140
6 900
-
-
Dividends
37 254
62 100
-
-
withholding
1 863
3 105
-
-
total
1 863
3 105
-
-
Income
69 000
69 000
69 000
69 000
Total tax
16 182
10 005
18 273
19 800
After tax
52 818
58 995
50 727
49 200
Living cost
17 429
17 429
17 429
17 429
Free-cash
35 389
41 566
33 298
31 771

Estimated living cost  is ₽17429 per week

₽11527
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽998
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽9614
₽12752
₽9815
-₽3448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 000
trade
-
-
-
3 138
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 925
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 655
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
531
total
-
-
-
20 249
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 439
-
69 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

229
-
531
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 148
-
9 655
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 925
-
6 925
-
total
11 302
-
17 111
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 561
69 000
-
-
trade
2 664
9 901
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

154
569
-
-
income
2 784
10 350
-
-
chamber of commerce
181
256
-
-
total
5 783
21 076
-
-
Dividends
12 779
47 924
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

154
639
-
-
withholding
2 809
11 596
-
-
total
2 963
12 235
-
-
Income
69 000
69 000
69 000
69 000
Total tax
20 048
33 311
17 111
20 249
After tax
48 952
35 689
51 889
48 751
Living cost
39 137
39 137
39 137
39 137
Free-cash
9 815
-3 448
12 752
9 614

Estimated living cost  is ₽39137 per week

₽26997
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4211
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7360
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽5045
-₽5045
-₽10297
-₽9447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
5 455
income
-
-
-
10 844
total
-
-
-
16 299
Employee
79 295
-
69 000
-
social contributions
6 588
-
5 455
-
income
14 963
-
10 844
-
total
21 551
-
16 299
-
Employer
79 295
-
69 000
-
total
-
-
-
-
Corporate
-
69 000
-
-
income
-
8 626
-
-
total
-
8 626
-
-
Dividends
-
60 374
-
-
withholding
-
12 075
-
-
total
-
12 075
-
-
Income
69 000
69 000
69 000
69 000
Total tax
21 551
20 701
16 299
16 299
After tax
47 449
48 299
52 701
52 701
Living cost
57 746
57 746
57 746
57 746
Free-cash
-10 297
-9 447
-5 045
-5 045

Estimated living cost  is ₽57746 per week

₽43932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8557
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽3414
₽13373
₽8570
₽2696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
69 000
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 760
income
-
-
-
28 856
total
-
-
-
35 616
Employee
46 503
-
64 337
-
social contributions
4 659
-
4 663
-
income
5 046
-
9 503
-
total
9 705
-
14 166
-
Employer
46 503
-
64 337
-
social contributions
4 659
-
4 663
-
total
4 659
-
4 663
-
Corporate
17 838
69 000
-
-
income
6 242
24 150
-
-
total
6 242
24 150
-
-
Dividends
11 595
44 850
-
-
social contributions
3 026
5 356
-
-
total
3 026
5 356
-
-
Income
69 000
69 000
69 000
69 000
Total tax
23 632
29 506
18 829
35 616
After tax
45 368
39 494
50 171
33 384
Living cost
36 798
36 798
36 798
36 798
Free-cash
8 570
2 696
13 373
-3 414

Estimated living cost  is ₽36798 per week

₽24239
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2901
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽564
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9093
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽13621
₽6310
₽7953
₽13722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
income
-
-
-
12 900
pensions
-
-
-
4 503
total
-
-
-
17 403
Employee
52 128
-
61 304
-
income
9 493
-
11 071
-
pensions
3 979
-
5 080
-
health
680
-
867
-
total
14 152
-
17 018
-
Employer
52 128
-
61 304
-
pensions
5 267
-
6 532
-
health
991
-
1 164
-
total
6 258
-
7 696
-
Corporate
10 615
69 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 017
13 109
-
-
total
2 017
13 109
-
-
Dividends
8 598
55 891
-
-
withholding
644
4 193
-
-
total
644
4 193
-
-
Income
69 000
69 000
69 000
69 000
Total tax
23 071
17 302
24 714
17 403
After tax
45 929
51 698
44 286
51 597
Living cost
37 976
37 976
37 976
37 976
Free-cash
7 953
13 722
6 310
13 621

Estimated living cost  is ₽37976 per week

₽26051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7955
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽23477
₽11470
₽1893
-₽18496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
other
-
-
-
375
accident
-
-
-
255
health
-
-
-
2 205
income
-
-
-
14 396
pensions
-
-
-
4 207
total
-
-
-
21 438
Employee
37 886
-
57 319
-
income
5 198
-
8 747
-
pensions
4 266
-
6 454
-
health
4 338
-
6 563
-
total
13 802
-
21 764
-
Employer
37 886
-
57 319
-
pensions
6 160
-
9 320
-
accident
633
-
957
-
unemployment
928
-
1 404
-
total
7 721
-
11 681
-
Corporate
23 393
69 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

21 054
62 100
-
-
total
21 054
62 100
-
-
Dividends
2 339
6 900
-
-
withholding
445
1 311
-
-
total
445
1 311
-
-
Income
69 000
69 000
69 000
69 000
Total tax
43 022
63 411
33 445
21 438
After tax
25 978
5 589
35 555
47 562
Living cost
24 085
24 085
24 085
24 085
Free-cash
1 893
-18 496
11 470
23 477

Estimated living cost  is ₽24085 per week

₽17676
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4520
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽26616
₽26616
₽40033
₽44961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
69 000
work injury
-
-
-
345
unemployment
-
-
-
828
income
-
-
-
9 720
health insurance
-
-
-
5 106
pensions
-
-
-
12 696
total
-
-
-
28 695
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 902
-
69 000
-
income
2 190
-
9 720
-
work injury
109
-
345
-
pensions
4 030
-
12 696
-
unemployment
263
-
828
-
health insurance
1 621
-
5 106
-
total
8 213
-
28 695
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
47 098
69 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
47 098
69 000
-
-
withholding
7 065
10 350
-
-
total
7 065
10 350
-
-
Income
69 000
69 000
69 000
69 000
Total tax
15 278
10 350
28 695
28 695
After tax
53 722
58 650
40 305
40 305
Living cost
13 689
13 689
13 689
13 689
Free-cash
40 033
44 961
26 616
26 616

Estimated living cost  is ₽13689 per week

₽8480
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽995
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3787
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
-₽3388
-₽7218
-₽16424
-₽4039
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
social contributions
-
-
-
17 746
municipal
-
-
-
462
national
-
-
-
12 685
regional
-
-
-
1 111
total
-
-
-
32 004
Employee
85 422
-
69 000
-
national
14 436
-
11 194
-
social contributions
28 804
-
23 267
-
municipal
510
-
412
-
regional
1 290
-
961
-
total
45 040
-
35 834
-
Employer
85 422
-
69 000
-
total
-
-
-
-
Corporate
-
69 000
-
-
nationa
-
16 559
-
-
municipal
-
3 326
-
-
total
-
19 885
-
-
Dividends
-
49 115
-
-
withholding
-
12 770
-
-
total
-
12 770
-
-
Income
69 000
69 000
69 000
69 000
Total tax
45 040
32 655
35 834
32 004
After tax
23 960
36 345
33 166
36 996
Living cost
40 384
40 384
40 384
40 384
Free-cash
-16 424
-4 039
-7 218
-3 388

Estimated living cost  is ₽40384 per week

₽28367
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽610
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8628
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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