Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 68000
per

Your estimated
City
free-cash

Andorra , Andorra
₽24590
₽30169
₽26498
₽33288
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
social contributions
-
-
-
14 961
income
-
-
-
537
total
-
-
-
15 498
Employee
29 853
-
58 874
-
social contributions
1 940
-
3 826
-
income
-
-
638
-
total
1 940
-
4 464
-
Employer
29 853
-
58 874
-
social contributions
4 627
-
9 126
-
total
4 627
-
9 126
-
Corporate
33 520
68 000
-
-
income
3 352
6 800
-
-
total
3 352
6 800
-
-
Dividends
30 169
61 200
-
-
total
-
-
-
-
Income
68 000
68 000
68 000
68 000
Total tax
9 919
6 800
13 590
15 498
After tax
58 081
61 200
54 410
52 502
Living cost
27 912
27 912
27 912
27 912
Free-cash
30 169
33 288
26 498
24 590

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽7062
₽8552
-₽5820
₽9011
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
5 202
chamber of commerce
-
-
-
271
pensions
-
-
-
12 580
income
-
-
-
7 565
total
-
-
-
31 313
Employee
40 590
37 005
52 800
-
unemployment
1 218
1 110
1 584
-
other
405
370
529
-
income
3 616
2 730
7 116
-
pensions
4 157
3 789
5 406
-
health
1 570
1 433
2 044
-
total
10 966
9 432
16 679
-
Employer
40 590
37 005
52 800
-
pensions
5 094
4 645
6 626
-
surtax
-
-
-
-
payroll
1 218
1 110
1 584
-
other
1 928
1 757
2 509
-
health
1 535
1 399
1 996
-
accident
527
481
687
-
unemployment
1 218
1 110
1 584
-
chamber of commerce
162
148
211
-
total
11 682
10 650
15 197
-
Corporate
15 728
20 345
49 277
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 931
5 086
12 319
-
total
3 931
5 086
12 319
-
Dividends
11 797
15 259
-
-
withholding
3 244
4 196
-
-
total
3 244
4 196
-
-
Income
68 000
68 000
68 000
68 000
Total tax
29 823
29 364
44 195
31 313
After tax
38 177
38 636
23 805
36 687
Living cost
29 625
29 625
29 625
29 625
Free-cash
8 552
9 011
-5 820
7 062

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽3785
₽4383
-₽8950
₽5817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
5 202
chamber of commerce
-
-
-
271
pensions
-
-
-
12 580
income
-
-
-
7 565
total
-
-
-
31 496
Employee
46 406
37 005
52 655
-
unemployment
1 392
1 110
1 579
-
other
463
370
527
-
income
5 283
2 730
7 075
-
pensions
4 752
3 789
5 392
-
health
1 796
1 433
2 037
-
total
13 686
9 432
16 610
-
Employer
46 406
37 005
52 655
-
pensions
5 824
4 645
6 608
-
surtax
183
183
183
-
payroll
1 392
1 110
1 579
-
other
2 204
1 757
2 500
-
health
1 753
1 399
1 991
-
accident
603
481
684
-
unemployment
1 392
1 110
1 579
-
chamber of commerce
185
148
211
-
total
13 536
10 833
15 335
-
Corporate
8 058
20 162
49 140
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

2 014
5 040
12 286
-
total
2 014
5 040
12 286
-
Dividends
6 043
15 122
-
-
withholding
1 662
4 159
-
-
total
1 662
4 159
-
-
Income
68 000
68 000
68 000
68 000
Total tax
30 898
29 464
44 231
31 496
After tax
37 102
38 536
23 769
36 504
Living cost
32 719
32 719
32 719
32 719
Free-cash
4 383
5 817
-8 950
3 785

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽486
-₽17756
-₽5860
₽4372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
national
-
-
-
20 868
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 524
social contributions
-
-
-
9 265
total
-
-
-
33 657
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
52 668
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
458
-
national
20 420
-
15 039
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
2 747
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
3 951
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
2 476
-
total
32 565
-
24 671
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
52 668
-
surtax
7 531
-
5 974
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
4 666
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
3 239
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
685
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
768
-
total
19 334
-
15 332
-
Corporate
-
68 000
-
-
income
-
13 600
-
-
surtax
-
271
-
-
total
-
13 871
-
-
Dividends
-
54 128
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
15 900
-
-
total
-
15 900
-
-
Income
68 000
68 000
68 000
68 000
Total tax
51 899
29 771
40 003
33 657
After tax
16 101
38 229
27 997
34 343
Living cost
33 857
33 857
33 857
33 857
Free-cash
-17 756
4 372
-5 860
486

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽33162
₽36506
₽34798
₽42164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
10 200
total
-
-
-
18 862
Employee
21 155
-
61 635
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
6 164
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
10 861
-
Employer
21 155
-
61 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
42 695
68 000
-
-
income
4 269
6 800
-
-
total
4 269
6 800
-
-
Dividends
38 425
61 200
-
-
withholding
1 921
3 060
-
-
total
1 921
3 060
-
-
Income
68 000
68 000
68 000
68 000
Total tax
15 518
9 860
17 226
18 862
After tax
52 482
58 140
50 774
49 138
Living cost
15 976
15 976
15 976
15 976
Free-cash
36 506
42 164
34 798
33 162

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽36962
₽41648
₽38597
₽45964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
10 200
total
-
-
-
18 862
Employee
16 123
-
61 635
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
6 164
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
10 861
-
Employer
16 123
-
61 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
48 713
68 000
-
-
income
4 871
6 800
-
-
total
4 871
6 800
-
-
Dividends
43 841
61 200
-
-
withholding
2 192
3 060
-
-
total
2 192
3 060
-
-
Income
68 000
68 000
68 000
68 000
Total tax
14 175
9 860
17 226
18 862
After tax
53 825
58 140
50 774
49 138
Living cost
12 176
12 176
12 176
12 176
Free-cash
41 648
45 964
38 597
36 962

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽29584
₽23365
₽27162
₽25503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
health
-
-
-
1 734
social contributions
-
-
-
10 608
income
-
-
-
4 575
total
-
-
-
16 917
Employee
71 403
71 403
71 403
-
income
7 775
6 610
6 899
-
social contributions
2 700
5 926
5 124
-
health
553
1 214
1 050
-
total
11 028
13 750
13 073
-
Employer
71 403
71 403
71 403
-
social contributions
2 700
5 926
5 124
-
health
601
1 322
1 142
-
total
3 301
7 248
6 266
-
Corporate
32 173
-
-
-
income
4 021
-
-
-
total
4 021
-
-
-
Dividends
28 152
-
-
-
withholding
4 786
-
-
-
total
4 786
-
-
-
Income
68 000
68 000
68 000
68 000
Total tax
23 136
20 998
19 339
16 917
After tax
44 864
47 002
48 661
51 083
Living cost
21 499
21 499
21 499
21 499
Free-cash
23 365
25 503
27 162
29 584

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽20965
₽15948
₽18543
₽16884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
health
-
-
-
1 734
social contributions
-
-
-
10 608
income
-
-
-
4 575
total
-
-
-
16 917
Employee
71 403
71 403
71 403
-
income
7 498
6 610
6 899
-
social contributions
3 470
5 926
5 124
-
health
710
1 214
1 050
-
total
11 678
13 750
13 073
-
Employer
71 403
71 403
71 403
-
social contributions
3 470
5 926
5 124
-
health
774
1 322
1 142
-
total
4 244
7 248
6 266
-
Corporate
21 961
-
-
-
income
2 745
-
-
-
total
2 745
-
-
-
Dividends
19 216
-
-
-
withholding
3 267
-
-
-
total
3 267
-
-
-
Income
68 000
68 000
68 000
68 000
Total tax
21 934
20 998
19 339
16 917
After tax
46 066
47 002
48 661
51 083
Living cost
30 118
30 118
30 118
30 118
Free-cash
15 948
16 884
18 543
20 965

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽11642
₽17679
₽13030
₽25341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
health
-
-
-
9 180
social contributions
-
-
-
19 856
income
-
-
-
5 845
solidarity contribution
-
-
-
-
total
-
-
-
34 881
Employee
31 583
-
50 746
-
income
3 790
-
6 090
-
social contributions
2 053
-
3 298
-
health
4 264
-
6 851
-
solidarity contribution
-
-
-
-
total
10 107
-
16 239
-
Employer
31 583
-
50 746
-
social contributions
7 896
-
12 687
-
health
2 842
-
4 567
-
total
10 738
-
17 254
-
Corporate
25 679
68 000
-
-
income
4 879
12 920
-
-
total
4 879
12 920
-
-
Dividends
20 800
55 080
-
-
withholding
3 120
8 262
-
-
total
3 120
8 262
-
-
Income
68 000
68 000
68 000
68 000
Total tax
28 844
21 182
33 493
34 881
After tax
39 156
46 818
34 507
33 119
Living cost
21 477
21 477
21 477
21 477
Free-cash
17 679
25 341
13 030
11 642

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽6654
₽10911
₽8042
₽20353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
health
-
-
-
9 180
social contributions
-
-
-
19 856
income
-
-
-
5 845
solidarity contribution
-
-
-
-
total
-
-
-
34 881
Employee
38 919
-
50 746
-
income
4 670
-
6 090
-
social contributions
2 530
-
3 298
-
health
5 254
-
6 851
-
solidarity contribution
-
-
-
-
total
12 454
-
16 239
-
Employer
38 919
-
50 746
-
social contributions
9 730
-
12 687
-
health
3 503
-
4 567
-
total
13 233
-
17 254
-
Corporate
15 849
68 000
-
-
income
3 011
12 920
-
-
total
3 011
12 920
-
-
Dividends
12 838
55 080
-
-
withholding
1 926
8 262
-
-
total
1 926
8 262
-
-
Income
68 000
68 000
68 000
68 000
Total tax
30 624
21 182
33 493
34 881
After tax
37 376
46 818
34 507
33 119
Living cost
26 465
26 465
26 465
26 465
Free-cash
10 911
20 353
8 042
6 654

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽1637
-₽134866
-₽134866
-₽134866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
national
-
-
-
6 829
pensions
-
-
-
807
municipal
-
-
-
11 784
labour market
-
-
-
5 375
total
-
-
-
24 795
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
68 000
68 000
68 000
68 000
Total tax
158 024
158 024
158 024
24 795
After tax
-90 024
-90 024
-90 024
43 205
Living cost
44 842
44 842
44 842
44 842
Free-cash
-134 866
-134 866
-134 866
-1 637

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽14019
₽26202
₽16767
₽31972
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
health
-
-
-
8 841
pensions
-
-
-
13 600
income
-
-
-
9 112
total
-
-
-
31 553
Employee
26 342
-
50 821
-
unemployment
421
-
812
-
income
2 966
-
9 799
-
pensions
527
-
1 017
-
total
3 914
-
11 628
-
Employer
26 342
-
50 821
-
pensions
5 269
-
10 164
-
health
3 424
-
6 606
-
unemployment
211
-
407
-
total
8 904
-
17 177
-
Corporate
32 754
68 000
-
-
income
6 552
13 600
-
-
total
6 552
13 600
-
-
Dividends
26 202
54 400
-
-
total
-
-
-
-
Income
68 000
68 000
68 000
68 000
Total tax
19 370
13 600
28 805
31 553
After tax
48 630
54 400
39 195
36 447
Living cost
22 428
22 428
22 428
22 428
Free-cash
26 202
31 972
16 767
14 019

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽15047
₽6872
₽5111
₽10818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
68 000
national
-
-
-
4 522
health
-
-
-
659
municipal
-
-
-
12 122
total
-
-
-
17 303
Employee
48 854
-
57 205
-
unemployment
733
-
858
-
municipal
8 002
-
9 359
-
national
807
-
1 875
-
pensions
3 297
-
3 861
-
health
365
-
493
-
total
13 204
-
16 446
-
Employer
48 854
-
57 205
-
pensions
8 476
-
9 924
-
health
375
-
441
-
accident
49
-
56
-
unemployment
317
-
372
-
total
9 217
-
10 793
-
Corporate
9 928
68 000
-
-
income
1 986
13 600
-
-
total
1 986
13 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

5 957
40 800
-
-
municipal
1 071
7 345
-
-
national
-
587
-
-
total
1 071
7 932
-
-
Income
68 000
68 000
68 000
68 000
Total tax
25 478
21 532
27 239
17 303
After tax
42 522
46 468
40 761
50 697
Living cost
35 650
35 650
35 650
35 650
Free-cash
6 872
10 818
5 111
15 047

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽11795
₽10809
₽12058
₽5651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
surtax
-
-
-
-
health
-
-
-
589
pensions
-
-
-
19 172
social contributions
-
-
-
1 938
income
-
-
-
3 776
other
-
-
-
2 108
total
-
-
-
27 583
Employee
35 475
-
51 815
-
income
1 829
-
3 804
-
surtax
-
-
-
-
social contributions
1 011
-
1 475
-
pensions
4 012
-
5 861
-
total
6 852
-
11 140
-
Employer
35 475
-
51 815
-
pensions
5 829
-
8 513
-
social contributions
106
-
155
-
other
1 225
-
1 787
-
health
2 483
-
3 626
-
unemployment
1 436
-
2 099
-
total
11 079
-
16 180
-
Corporate
21 447
68 000
-
-
income
6 005
19 040
-
-
surtax
-
-
-
-
total
6 005
19 040
-
-
Dividends
15 441
48 960
-
-
withholding
1 977
6 266
-
-
social contributions
2 656
8 421
-
-
surtax
-
-
-
-
total
4 633
14 687
-
-
Income
68 000
68 000
68 000
68 000
Total tax
28 569
33 727
27 320
27 583
After tax
39 431
34 273
40 680
40 417
Living cost
28 622
28 622
28 622
28 622
Free-cash
10 809
5 651
12 058
11 795

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽8648
₽7988
₽8911
₽2504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
surtax
-
-
-
-
health
-
-
-
589
pensions
-
-
-
19 172
social contributions
-
-
-
1 938
income
-
-
-
3 776
other
-
-
-
2 108
total
-
-
-
27 583
Employee
39 741
-
51 815
-
income
2 345
-
3 804
-
surtax
-
-
-
-
social contributions
1 133
-
1 475
-
pensions
4 493
-
5 861
-
total
7 971
-
11 140
-
Employer
39 741
-
51 815
-
pensions
6 529
-
8 513
-
social contributions
120
-
155
-
other
1 371
-
1 787
-
health
2 782
-
3 626
-
unemployment
1 609
-
2 099
-
total
12 411
-
16 180
-
Corporate
15 848
68 000
-
-
income
4 437
19 040
-
-
surtax
-
-
-
-
total
4 437
19 040
-
-
Dividends
11 411
48 960
-
-
withholding
1 461
6 266
-
-
social contributions
1 963
8 421
-
-
surtax
-
-
-
-
total
3 424
14 687
-
-
Income
68 000
68 000
68 000
68 000
Total tax
28 243
33 727
27 320
27 583
After tax
39 757
34 273
40 680
40 417
Living cost
31 769
31 769
31 769
31 769
Free-cash
7 988
2 504
8 911
8 648

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽4432
-₽8321
-₽4169
-₽10576
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
surtax
-
-
-
-
health
-
-
-
589
pensions
-
-
-
19 172
social contributions
-
-
-
1 938
income
-
-
-
3 776
other
-
-
-
2 108
total
-
-
-
27 583
Employee
58 158
-
51 815
-
income
5 074
-
3 804
-
surtax
-
-
-
-
social contributions
1 656
-
1 475
-
pensions
6 578
-
5 861
-
total
13 308
-
11 140
-
Employer
58 158
-
51 815
-
pensions
9 556
-
8 513
-
social contributions
174
-
155
-
other
2 007
-
1 787
-
health
4 071
-
3 626
-
unemployment
2 356
-
2 099
-
total
18 164
-
16 180
-
Corporate
-
68 000
-
-
income
-
19 040
-
-
surtax
-
-
-
-
total
-
19 040
-
-
Dividends
-
48 960
-
-
withholding
-
6 266
-
-
social contributions
-
8 421
-
-
surtax
-
-
-
-
total
-
14 687
-
-
Income
68 000
68 000
68 000
68 000
Total tax
31 472
33 727
27 320
27 583
After tax
36 528
34 273
40 680
40 417
Living cost
44 849
44 849
44 849
44 849
Free-cash
-8 321
-10 576
-4 169
-4 432

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽61371
₽57536
₽48451
₽58651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
68 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
680
total
-
-
-
680
Employee
7 436
-
68 000
-
income
1 487
-
13 600
-
total
1 487
-
13 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

60 564
68 000
-
-
total
-
-
-
-
Dividends
60 564
68 000
-
-
withholding
3 028
3 400
-
-
total
3 028
3 400
-
-
Income
68 000
68 000
68 000
68 000
Total tax
4 515
3 400
13 600
680
After tax
63 485
64 600
54 400
67 320
Living cost
5 949
5 949
5 949
5 949
Free-cash
57 536
58 651
48 451
61 371

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽58050
₽53591
₽45130
₽55330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
68 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
680
total
-
-
-
680
Employee
11 588
-
68 000
-
income
2 318
-
13 600
-
total
2 318
-
13 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

56 412
68 000
-
-
total
-
-
-
-
Dividends
56 412
68 000
-
-
withholding
2 821
3 400
-
-
total
2 821
3 400
-
-
Income
68 000
68 000
68 000
68 000
Total tax
5 139
3 400
13 600
680
After tax
62 861
64 600
54 400
67 320
Living cost
9 270
9 270
9 270
9 270
Free-cash
53 591
55 330
45 130
58 050

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽11275
₽11448
₽14838
-₽697
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
68 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
571
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 397
trade
-
-
-
3 563
total
-
-
-
20 875
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
68 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
10 397
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
571
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
17 312
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
21 798
68 000
-
-
trade
3 128
9 759
-
-
income
3 271
10 199
-
-
chamber of commerce
173
241
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

180
560
-
-
total
6 752
20 759
-
-
Dividends
15 047
47 240
-
-
withholding
3 410
11 457
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
631
-
-
total
3 597
12 088
-
-
Income
68 000
68 000
68 000
68 000
Total tax
20 702
32 847
17 312
20 875
After tax
47 298
35 153
50 688
47 125
Living cost
35 850
35 850
35 850
35 850
Free-cash
11 448
-697
14 838
11 275

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽18652
₽16599
₽22562
₽6330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
68 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
571
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 397
trade
-
-
-
3 910
total
-
-
-
21 222
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
68 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
10 397
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
571
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
17 312
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 484
68 000
-
-
trade
5 115
10 710
-
-
income
4 872
10 199
-
-
chamber of commerce
187
238
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

268
560
-
-
total
10 442
21 707
-
-
Dividends
22 042
46 292
-
-
withholding
5 158
11 220
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

284
617
-
-
total
5 442
11 837
-
-
Income
68 000
68 000
68 000
68 000
Total tax
23 275
33 544
17 312
21 222
After tax
44 725
34 456
50 688
46 778
Living cost
28 126
28 126
28 126
28 126
Free-cash
16 599
6 330
22 562
18 652

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽10125
₽10671
₽14210
-₽2372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
68 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
571
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 397
trade
-
-
-
4 085
total
-
-
-
21 397
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
68 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
10 397
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
571
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
17 312
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
20 910
68 000
-
-
trade
3 440
11 186
-
-
income
3 137
10 199
-
-
chamber of commerce
171
238
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

173
560
-
-
total
6 921
22 183
-
-
Dividends
13 990
45 816
-
-
withholding
3 145
11 101
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

173
610
-
-
total
3 318
11 711
-
-
Income
68 000
68 000
68 000
68 000
Total tax
20 851
33 894
17 312
21 397
After tax
47 149
34 106
50 688
46 603
Living cost
36 478
36 478
36 478
36 478
Free-cash
10 671
-2 372
14 210
10 125

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽3893
₽6272
₽8150
-₽8782
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
68 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
571
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 397
trade
-
-
-
4 257
total
-
-
-
21 569
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
68 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
10 397
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
571
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
17 312
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
12 195
68 000
-
-
trade
2 092
11 662
-
-
income
1 829
10 199
-
-
chamber of commerce
159
236
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

100
560
-
-
total
4 180
22 657
-
-
Dividends
8 015
45 342
-
-
withholding
1 651
10 983
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

92
604
-
-
total
1 743
11 587
-
-
Income
68 000
68 000
68 000
68 000
Total tax
19 190
34 244
17 312
21 569
After tax
48 810
33 756
50 688
46 431
Living cost
42 538
42 538
42 538
42 538
Free-cash
6 272
-8 782
8 150
3 893

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽16345
₽18963
₽14843
₽21917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
surtax
-
-
-
1 017
unemployment
-
-
-
211
health
-
-
-
4 828
pensions
-
-
-
13 600
income
-
-
-
11 142
other
-
-
-
-
total
-
-
-
30 798
Employee
31 271
-
56 174
-
unemployment
2 176
-
3 910
-
other
-
-
-
-
income
5 242
-
10 483
-
surtax
111
-
902
-
pensions
2 086
-
3 746
-
health
798
-
1 433
-
total
10 413
-
20 474
-
Employer
31 271
-
56 174
-
pensions
4 169
-
7 487
-
other
-
-
-
-
health
1 422
-
2 557
-
unemployment
992
-
1 782
-
total
6 583
-
11 826
-
Corporate
30 146
68 000
-
-
income
7 838
17 679
-
-
total
7 838
17 679
-
-
Dividends
22 308
50 321
-
-
withholding
3 346
7 547
-
-
total
3 346
7 547
-
-
Income
68 000
68 000
68 000
68 000
Total tax
28 180
25 226
32 300
30 798
After tax
39 820
42 774
35 700
37 202
Living cost
20 857
20 857
20 857
20 857
Free-cash
18 963
21 917
14 843
16 345

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽16712
₽19393
₽15210
₽22284
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
surtax
-
-
-
1 017
unemployment
-
-
-
211
health
-
-
-
4 828
pensions
-
-
-
13 600
income
-
-
-
11 142
other
-
-
-
-
total
-
-
-
30 798
Employee
30 707
-
56 174
-
unemployment
2 137
-
3 910
-
other
-
-
-
-
income
5 147
-
10 483
-
surtax
100
-
902
-
pensions
2 048
-
3 746
-
health
784
-
1 433
-
total
10 216
-
20 474
-
Employer
30 707
-
56 174
-
pensions
4 093
-
7 487
-
other
-
-
-
-
health
1 397
-
2 557
-
unemployment
973
-
1 782
-
total
6 463
-
11 826
-
Corporate
30 829
68 000
-
-
income
8 016
17 679
-
-
total
8 016
17 679
-
-
Dividends
22 813
50 321
-
-
withholding
3 422
7 547
-
-
total
3 422
7 547
-
-
Income
68 000
68 000
68 000
68 000
Total tax
28 117
25 226
32 300
30 798
After tax
39 883
42 774
35 700
37 202
Living cost
20 490
20 490
20 490
20 490
Free-cash
19 393
22 284
15 210
16 712

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽28537
₽20250
₽20852
₽19864
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
unemployment
-
-
-
1 020
health
-
-
-
4 760
pensions
-
-
-
6 800
income
-
-
-
8 313
total
-
-
-
20 893
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
56 904
-
unemployment
402
160
854
-
income
3 277
1 304
6 956
-
pensions
2 681
1 067
5 690
-
health
1 876
747
3 983
-
total
8 236
3 278
17 483
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
56 904
-
pensions
5 227
2 080
11 096
-
total
5 227
2 080
11 096
-
Corporate
35 967
55 252
-
-
income
3 237
4 973
-
-
total
3 237
4 973
-
-
Dividends
32 730
50 279
-
-
withholding
6 219
9 553
-
-
social contributions
6 261
9 682
-
-
total
12 480
19 235
-
-
Income
68 000
68 000
68 000
68 000
Total tax
29 180
29 566
28 579
20 893
After tax
38 820
38 434
39 421
47 107
Living cost
18 570
18 570
18 570
18 570
Free-cash
20 250
19 864
20 852
28 537

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽3139
-₽7819
-₽2606
-₽2409
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
national
-
-
-
10 580
pensions
-
-
-
8 160
social contributions
-
-
-
731
municipal
-
-
-
6 827
total
-
-
-
26 298
Employee
69 511
-
58 785
-
municipal
8 586
-
7 091
-
national
13 304
-
10 988
-
pensions
2 780
-
2 351
-
total
24 670
-
20 430
-
Employer
69 511
-
58 785
-
pensions
5 561
-
4 703
-
social contributions
747
-
632
-
total
6 308
-
5 335
-
Corporate
-
68 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
13 600
-
-
total
-
13 600
-
-
Dividends
-
54 400
-
-
withholding
-
11 968
-
-
total
-
11 968
-
-
Income
68 000
68 000
68 000
68 000
Total tax
30 978
25 568
25 765
26 298
After tax
37 022
42 432
42 235
41 702
Living cost
44 841
44 841
44 841
44 841
Free-cash
-7 819
-2 409
-2 606
-3 139

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽2273
-₽4635
-₽2273
-₽5296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
social contributions
-
-
-
5 526
income
-
-
-
11 852
total
-
-
-
17 378
Employee
72 635
-
68 000
-
social contributions
6 034
-
5 526
-
income
13 706
-
11 852
-
total
19 740
-
17 378
-
Employer
72 635
-
68 000
-
total
-
-
-
-
Corporate
-
68 000
-
-
income
-
8 501
-
-
total
-
8 501
-
-
Dividends
-
59 499
-
-
withholding
-
11 900
-
-
total
-
11 900
-
-
Income
68 000
68 000
68 000
68 000
Total tax
19 740
20 401
17 378
17 378
After tax
48 260
47 599
50 622
50 622
Living cost
52 895
52 895
52 895
52 895
Free-cash
-4 635
-5 296
-2 273
-2 273

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽2491
-₽14526
-₽6203
-₽2900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
national
-
-
-
12 710
regional
-
-
-
706
social contributions
-
-
-
17 489
municipal
-
-
-
404
total
-
-
-
31 309
Employee
82 526
-
68 000
-
municipal
437
-
361
-
national
14 300
-
11 112
-
social contributions
27 828
-
22 929
-
regional
779
-
619
-
total
43 344
-
35 021
-
Employer
82 526
-
68 000
-
total
-
-
-
-
Corporate
-
68 000
-
-
nationa
-
16 319
-
-
municipal
-
2 652
-
-
total
-
18 971
-
-
Dividends
-
49 029
-
-
withholding
-
12 747
-
-
total
-
12 747
-
-
Income
68 000
68 000
68 000
68 000
Total tax
43 344
31 718
35 021
31 309
After tax
24 656
36 282
32 979
36 691
Living cost
39 182
39 182
39 182
39 182
Free-cash
-14 526
-2 900
-6 203
-2 491

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽11358
₽8669
₽7669
₽10728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
national
-
-
-
12 710
regional
-
-
-
1 025
social contributions
-
-
-
17 489
municipal
-
-
-
404
total
-
-
-
31 628
Employee
51 509
-
68 000
-
municipal
273
-
361
-
national
8 160
-
11 112
-
social contributions
17 369
-
22 929
-
regional
693
-
915
-
total
26 495
-
35 317
-
Employer
51 509
-
68 000
-
total
-
-
-
-
Corporate
16 491
68 000
-
-
nationa
3 958
16 319
-
-