Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 68000
per

Your estimated
City
free-cash

Andorra , Andorra
₽36306
₽29288
₽27381
₽33524
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
social contributions
-
-
-
14 960
income
-
-
-
765
total
-
-
-
15 725
Employee
26 624
-
58 875
-
social contributions
1 730
-
3 827
-
income
-
-
866
-
total
1 730
-
4 693
-
Employer
26 624
-
58 875
-
social contributions
4 127
-
9 125
-
total
4 127
-
9 125
-
Corporate
37 249
68 000
-
-
income
3 725
6 800
-
-
total
3 725
6 800
-
-
Dividends
33 524
61 200
-
-
total
-
-
-
-
Income
68 000
68 000
68 000
68 000
Total tax
9 582
6 800
13 818
15 725
After tax
58 418
61 200
54 182
52 275
Living cost
24 894
24 894
24 894
24 894
Free-cash
33 524
36 306
29 288
27 381

Estimated living cost  is ₽24894 per week

₽16096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽12037
-₽3580
₽9798
₽11627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
chamber of commerce
-
-
-
272
unemployment
-
-
-
5 079
health
-
-
-
5 202
pensions
-
-
-
12 580
income
-
-
-
8 648
surtax
-
-
-
-
total
-
-
-
31 781
Employee
36 201
33 003
52 803
-
health
1 400
1 278
2 043
-
pensions
3 707
3 379
5 408
-
other
361
330
528
-
unemployment
1 086
990
1 584
-
income
3 225
2 434
7 984
-
total
9 779
8 411
17 547
-
Employer
36 201
33 003
52 803
-
pensions
4 543
4 143
6 627
-
accident
470
429
687
-
unemployment
1 086
990
1 584
-
surtax
-
-
-
-
payroll
1 086
990
1 584
-
chamber of commerce
145
132
211
-
health
1 369
1 248
1 996
-
other
1 719
1 567
2 508
-
total
10 418
9 499
15 197
-
Corporate
21 381
25 499
49 660
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 345
6 374
12 415
-
total
5 345
6 374
12 415
-
Dividends
16 036
19 124
-
-
withholding
4 410
5 258
-
-
total
4 410
5 258
-
-
Income
68 000
68 000
68 000
68 000
Total tax
29 952
29 542
45 159
31 781
After tax
38 048
38 458
22 841
36 219
Living cost
26 421
26 421
26 421
26 421
Free-cash
11 627
12 037
-3 580
9 798

Estimated living cost  is ₽26421 per week

₽15849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽9188
-₽6372
₽6875
₽7905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
chamber of commerce
-
-
-
272
unemployment
-
-
-
5 079
health
-
-
-
5 202
pensions
-
-
-
12 580
income
-
-
-
8 648
surtax
-
-
-
163
total
-
-
-
31 944
Employee
41 387
33 003
52 674
-
health
1 601
1 278
2 038
-
pensions
4 239
3 379
5 394
-
other
413
330
526
-
unemployment
1 242
990
1 581
-
income
4 712
2 434
7 946
-
total
12 207
8 411
17 485
-
Employer
41 387
33 003
52 674
-
pensions
5 194
4 143
6 610
-
accident
537
429
685
-
unemployment
1 242
990
1 581
-
surtax
163
163
163
-
payroll
1 242
990
1 581
-
chamber of commerce
165
132
211
-
health
1 564
1 248
1 991
-
other
1 966
1 567
2 502
-
total
12 073
9 662
15 324
-
Corporate
14 540
25 335
49 533
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 635
6 333
12 382
-
total
3 635
6 333
12 382
-
Dividends
10 905
19 002
-
-
withholding
2 999
5 225
-
-
total
2 999
5 225
-
-
Income
68 000
68 000
68 000
68 000
Total tax
30 914
29 631
45 191
31 944
After tax
37 086
38 369
22 809
36 056
Living cost
29 181
29 181
29 181
29 181
Free-cash
7 905
9 188
-6 372
6 875

Estimated living cost  is ₽29181 per week

₽19462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2489
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6750
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽7996
-₽2796
₽3280
-₽8481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
social contributions
-
-
-
9 808
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 492
national
-
-
-
21 225
total
-
-
-
34 525
Employee

The minimum management director salary is set at €45,000 per year.

59 238
-
52 668
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 783
-
2 475
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 443
-
3 949
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 090
-
2 747
-
national
18 212
-
15 641
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

515
-
459
-
total
29 043
-
25 271
-
Employer

The minimum management director salary is set at €45,000 per year.

59 238
-
52 668
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

770
-
685
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

864
-
768
-
surtax
6 717
-
5 972
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 643
-
3 239
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 249
-
4 666
-
total
17 243
-
15 330
-
Corporate
-
68 000
-
-
surtax
-
272
-
-
income
-
13 600
-
-
total
-
13 872
-
-
Dividends
-
54 128
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
15 937
-
-
total
-
15 937
-
-
Income
68 000
68 000
68 000
68 000
Total tax
46 286
29 809
40 601
34 525
After tax
21 714
38 191
27 399
33 475
Living cost
30 195
30 195
30 195
30 195
Free-cash
-8 481
7 996
-2 796
3 280

Estimated living cost  is ₽30195 per week

₽19450
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7633
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽43919
₽37700
₽35868
₽38883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
10 200
total
-
-
-
17 911
Employee
18 831
-
62 335
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
866
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 653
-
2 535
-
income
1 883
-
6 233
-
total
4 609
-
10 414
-
Employer
18 831
-
62 335
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 299
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 075
-
3 182
-
total
3 694
-
5 665
-
Corporate
45 475
68 000
-
-
income
4 547
6 800
-
-
total
4 547
6 800
-
-
Dividends
40 928
61 200
-
-
withholding
2 046
3 060
-
-
total
2 046
3 060
-
-
Income
68 000
68 000
68 000
68 000
Total tax
14 896
9 860
16 079
17 911
After tax
53 104
58 140
51 921
50 089
Living cost
14 221
14 221
14 221
14 221
Free-cash
38 883
43 919
37 700
35 868

Estimated living cost  is ₽14221 per week

₽9406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽339
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽47301
₽41082
₽39250
₽43460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
10 200
total
-
-
-
17 911
Employee
14 352
-
62 335
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
660
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 260
-
2 535
-
income
1 435
-
6 233
-
total
3 513
-
10 414
-
Employer
14 352
-
62 335
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
991
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 582
-
3 182
-
total
2 817
-
5 665
-
Corporate
50 832
68 000
-
-
income
5 083
6 800
-
-
total
5 083
6 800
-
-
Dividends
45 749
61 200
-
-
withholding
2 288
3 060
-
-
total
2 288
3 060
-
-
Income
68 000
68 000
68 000
68 000
Total tax
13 701
9 860
16 079
17 911
After tax
54 299
58 140
51 921
50 089
Living cost
10 839
10 839
10 839
10 839
Free-cash
43 460
47 301
41 082
39 250

Estimated living cost  is ₽10839 per week

₽6328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3450
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽30099
₽30434
₽30900
₽26179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
social contributions
-
-
-
10 608
health
-
-
-
1 733
income
-
-
-
5 585
total
-
-
-
17 926
Employee
63 681
63 681
63 681
-
health
493
1 083
1 050
-
social contributions
2 408
5 285
5 123
-
income
6 934
5 895
5 953
-
total
9 835
12 263
12 126
-
Employer
63 681
63 681
63 681
-
social contributions
2 408
5 285
5 123
-
health
536
1 179
1 143
-
total
2 944
6 464
6 266
-
Corporate
36 048
-
-
-
income
4 506
-
-
-
total
4 506
-
-
-
Dividends
31 542
-
-
-
withholding
5 362
-
-
-
total
5 362
-
-
-
Income
68 000
68 000
68 000
68 000
Total tax
22 647
18 727
18 392
17 926
After tax
45 353
49 273
49 608
50 074
Living cost
19 174
19 174
19 174
19 174
Free-cash
26 179
30 099
30 434
30 900

Estimated living cost  is ₽19174 per week

₽11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽22412
₽22747
₽23213
₽19566
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
social contributions
-
-
-
10 608
health
-
-
-
1 733
income
-
-
-
5 585
total
-
-
-
17 926
Employee
63 681
63 681
63 681
-
health
633
1 083
1 050
-
social contributions
3 094
5 285
5 123
-
income
6 687
5 895
5 953
-
total
10 414
12 263
12 126
-
Employer
63 681
63 681
63 681
-
social contributions
3 094
5 285
5 123
-
health
690
1 179
1 143
-
total
3 784
6 464
6 266
-
Corporate
26 940
-
-
-
income
3 368
-
-
-
total
3 368
-
-
-
Dividends
23 572
-
-
-
withholding
4 007
-
-
-
total
4 007
-
-
-
Income
68 000
68 000
68 000
68 000
Total tax
21 573
18 727
18 392
17 926
After tax
46 427
49 273
49 608
50 074
Living cost
26 861
26 861
26 861
26 861
Free-cash
19 566
22 412
22 747
23 213

Estimated living cost  is ₽26861 per week

₽18362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2098
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5950
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽27365
₽15054
₽13666
₽20425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
social contributions
-
-
-
19 856
health
-
-
-
9 180
solidarity contribution
-
-
-
-
income
-
-
-
5 845
total
-
-
-
34 881
Employee
28 608
-
50 746
-
health
3 862
-
6 851
-
social contributions
1 859
-
3 298
-
solidarity contribution
-
-
-
-
income
3 433
-
6 090
-
total
9 154
-
16 239
-
Employer
28 608
-
50 746
-
social contributions
7 152
-
12 687
-
health
2 575
-
4 567
-
total
9 727
-
17 254
-
Corporate
29 666
68 000
-
-
income
5 637
12 920
-
-
total
5 637
12 920
-
-
Dividends
24 029
55 080
-
-
withholding
3 604
8 262
-
-
total
3 604
8 262
-
-
Income
68 000
68 000
68 000
68 000
Total tax
28 122
21 182
33 493
34 881
After tax
39 878
46 818
34 507
33 119
Living cost
19 453
19 453
19 453
19 453
Free-cash
20 425
27 365
15 054
13 666

Estimated living cost  is ₽19453 per week

₽13512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽22847
₽10536
₽9148
₽14295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
social contributions
-
-
-
19 856
health
-
-
-
9 180
solidarity contribution
-
-
-
-
income
-
-
-
5 845
total
-
-
-
34 881
Employee
35 252
-
50 746
-
health
4 759
-
6 851
-
social contributions
2 291
-
3 298
-
solidarity contribution
-
-
-
-
income
4 230
-
6 090
-
total
11 280
-
16 239
-
Employer
35 252
-
50 746
-
social contributions
8 813
-
12 687
-
health
3 173
-
4 567
-
total
11 986
-
17 254
-
Corporate
20 762
68 000
-
-
income
3 945
12 920
-
-
total
3 945
12 920
-
-
Dividends
16 818
55 080
-
-
withholding
2 523
8 262
-
-
total
2 523
8 262
-
-
Income
68 000
68 000
68 000
68 000
Total tax
29 734
21 182
33 493
34 881
After tax
38 266
46 818
34 507
33 119
Living cost
23 971
23 971
23 971
23 971
Free-cash
14 295
22 847
10 536
9 148

Estimated living cost  is ₽23971 per week

₽17827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽112971
-₽112971
₽2831
-₽112971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
labour market
-
-
-
5 383
municipal
-
-
-
12 082
pensions
-
-
-
720
national
-
-
-
6 982
total
-
-
-
25 167
Employee
168 840
168 840
168 840
-
municipal
35 953
35 953
35 953
-
pensions
240
240
240
-
national
20 627
20 627
20 627
-
labour market
13 488
13 488
13 488
-
total
70 308
70 308
70 308
-
Employer
168 840
168 840
168 840
-
labour market
13 507
13 507
13 507
-
national
20 663
20 663
20 663
-
municipal
36 011
36 011
36 011
-
pensions
480
480
480
-
total
70 661
70 661
70 661
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
68 000
68 000
68 000
68 000
Total tax
140 969
140 969
140 969
25 167
After tax
-72 969
-72 969
-72 969
42 833
Living cost
40 002
40 002
40 002
40 002
Free-cash
-112 971
-112 971
-112 971
2 831

Estimated living cost  is ₽40002 per week

₽27378
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽34397
₽19190
₽16445
₽29252
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
health
-
-
-
8 840
pensions
-
-
-
13 600
income
-
-
-
9 112
total
-
-
-
31 552
Employee
23 493
-
50 821
-
pensions
470
-
1 017
-
unemployment
376
-
812
-
income
2 645
-
9 799
-
total
3 491
-
11 628
-
Employer
23 493
-
50 821
-
pensions
4 699
-
10 165
-
unemployment
189
-
407
-
health
3 054
-
6 607
-
total
7 942
-
17 179
-
Corporate
36 566
68 000
-
-
income
7 312
13 600
-
-
total
7 312
13 600
-
-
Dividends
29 253
54 400
-
-
total
-
-
-
-
Income
68 000
68 000
68 000
68 000
Total tax
18 745
13 600
28 807
31 552
After tax
49 255
54 400
39 193
36 448
Living cost
20 003
20 003
20 003
20 003
Free-cash
29 252
34 397
19 190
16 445

Estimated living cost  is ₽20003 per week

₽13720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽14472
₽8172
₽18108
₽11216
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
68 000
health
-
-
-
701
municipal
-
-
-
12 114
national
-
-
-
5 282
total
-
-
-
18 097
Employee
43 571
-
57 205
-
health
325
-
536
-
municipal
7 136
-
9 351
-
pensions
2 940
-
3 861
-
national
720
-
2 634
-
unemployment
654
-
858
-
total
11 775
-
17 240
-
Employer
43 571
-
57 205
-
accident
44
-
57
-
unemployment
283
-
372
-
health
335
-
440
-
pensions
7 559
-
9 924
-
total
8 221
-
10 793
-
Corporate
16 209
68 000
-
-
income
3 242
13 600
-
-
total
3 242
13 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

9 725
40 800
-
-
municipal
1 751
7 344
-
-
national
-
789
-
-
total
1 751
8 133
-
-
Income
68 000
68 000
68 000
68 000
Total tax
24 989
21 733
28 033
18 097
After tax
43 011
46 267
39 967
49 903
Living cost
31 795
31 795
31 795
31 795
Free-cash
11 216
14 472
8 172
18 108

Estimated living cost  is ₽31795 per week

₽20768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽8745
₽14441
₽13955
₽13347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
social contributions
-
-
-
1 938
health
-
-
-
588
pensions
-
-
-
19 547
other
-
-
-
2 107
income
-
-
-
4 339
surtax
-
-
-
-
total
-
-
-
28 519
Employee
31 638
-
51 819
-
income
1 631
-
4 513
-
social contributions
902
-
1 477
-
pensions
3 578
-
5 862
-
surtax
-
-
-
-
total
6 111
-
11 852
-
Employer
31 638
-
51 819
-
pensions
5 199
-
8 512
-
social contributions
94
-
156
-
unemployment
1 281
-
2 098
-
health
2 214
-
3 627
-
other
1 092
-
1 788
-
total
9 880
-
16 181
-
Corporate
26 481
68 000
-
-
surtax
-
-
-
-
income
7 415
19 040
-
-
total
7 415
19 040
-
-
Dividends
19 067
48 960
-
-
surtax
-
-
-
-
withholding
2 441
6 267
-
-
social contributions
3 280
8 422
-
-
total
5 721
14 689
-
-
Income
68 000
68 000
68 000
68 000
Total tax
29 127
33 729
28 033
28 519
After tax
38 873
34 271
39 967
39 481
Living cost
25 526
25 526
25 526
25 526
Free-cash
13 347
8 745
14 441
13 955

Estimated living cost  is ₽25526 per week

₽14804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽5937
₽11633
₽11147
₽10829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
social contributions
-
-
-
1 938
health
-
-
-
588
pensions
-
-
-
19 547
other
-
-
-
2 107
income
-
-
-
4 339
surtax
-
-
-
-
total
-
-
-
28 519
Employee
35 443
-
51 819
-
income
2 092
-
4 513
-
social contributions
1 011
-
1 477
-
pensions
4 007
-
5 862
-
surtax
-
-
-
-
total
7 110
-
11 852
-
Employer
35 443
-
51 819
-
pensions
5 823
-
8 512
-
social contributions
107
-
156
-
unemployment
1 435
-
2 098
-
health
2 482
-
3 627
-
other
1 223
-
1 788
-
total
11 070
-
16 181
-
Corporate
21 488
68 000
-
-
surtax
-
-
-
-
income
6 016
19 040
-
-
total
6 016
19 040
-
-
Dividends
15 472
48 960
-
-
surtax
-
-
-
-
withholding
1 980
6 267
-
-
social contributions
2 661
8 422
-
-
total
4 641
14 689
-
-
Income
68 000
68 000
68 000
68 000
Total tax
28 837
33 729
28 033
28 519
After tax
39 163
34 271
39 967
39 481
Living cost
28 334
28 334
28 334
28 334
Free-cash
10 829
5 937
11 633
11 147

Estimated living cost  is ₽28334 per week

₽17866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7683
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽5727
-₽31
-₽517
-₽68
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
social contributions
-
-
-
1 938
health
-
-
-
588
pensions
-
-
-
19 547
other
-
-
-
2 107
income
-
-
-
4 339
surtax
-
-
-
-
total
-
-
-
28 519
Employee
51 868
-
51 819
-
income
4 526
-
4 513
-
social contributions
1 477
-
1 477
-
pensions
5 867
-
5 862
-
surtax
-
-
-
-
total
11 870
-
11 852
-
Employer
51 868
-
51 819
-
pensions
8 523
-
8 512
-
social contributions
156
-
156
-
unemployment
2 101
-
2 098
-
health
3 630
-
3 627
-
other
1 790
-
1 788
-
total
16 200
-
16 181
-
Corporate
-
68 000
-
-
surtax
-
-
-
-
income
-
19 040
-
-
total
-
19 040
-
-
Dividends
-
48 960
-
-
surtax
-
-
-
-
withholding
-
6 267
-
-
social contributions
-
8 422
-
-
total
-
14 689
-
-
Income
68 000
68 000
68 000
68 000
Total tax
28 070
33 729
28 033
28 519
After tax
39 930
34 271
39 967
39 481
Living cost
39 998
39 998
39 998
39 998
Free-cash
-68
-5 727
-31
-517

Estimated living cost  is ₽39998 per week

₽27070
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽58766
₽48566
₽61486
₽57673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
68 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
680
total
-
-
-
680
Employee
7 292
-
68 000
-
income
1 458
-
13 600
-
total
1 458
-
13 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

60 708
68 000
-
-
total
-
-
-
-
Dividends
60 708
68 000
-
-
withholding
3 035
3 400
-
-
total
3 035
3 400
-
-
Income
68 000
68 000
68 000
68 000
Total tax
4 493
3 400
13 600
680
After tax
63 507
64 600
54 400
67 320
Living cost
5 834
5 834
5 834
5 834
Free-cash
57 673
58 766
48 566
61 486

Estimated living cost  is ₽5834 per week

₽3615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽55509
₽45309
₽58229
₽53804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
68 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
680
total
-
-
-
680
Employee
11 364
-
68 000
-
income
2 273
-
13 600
-
total
2 273
-
13 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

56 636
68 000
-
-
total
-
-
-
-
Dividends
56 636
68 000
-
-
withholding
2 832
3 400
-
-
total
2 832
3 400
-
-
Income
68 000
68 000
68 000
68 000
Total tax
5 105
3 400
13 600
680
After tax
62 895
64 600
54 400
67 320
Living cost
9 091
9 091
9 091
9 091
Free-cash
53 804
55 509
45 309
58 229

Estimated living cost  is ₽9091 per week

₽6152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽3153
₽17954
₽13722
₽13984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
68 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
4 232
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 768
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
647
total
-
-
-
22 305
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 205
-
68 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
647
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 388
-
11 768
-
total
9 233
-
18 073
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
26 795
68 000
-
-
trade
3 846
9 758
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
561
-
-
chamber of commerce
165
225
-
-
income
4 018
10 199
-
-
total
8 251
20 743
-
-
Dividends
18 544
47 257
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

237
632
-
-
withholding
4 322
11 499
-
-
total
4 559
12 131
-
-
Income
68 000
68 000
68 000
68 000
Total tax
22 043
32 874
18 073
22 305
After tax
45 957
35 126
49 927
45 695
Living cost
31 973
31 973
31 973
31 973
Free-cash
13 984
3 153
17 954
13 722

Estimated living cost  is ₽31973 per week

₽22055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽9342
₽24843
₽20197
₽18501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
68 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
4 646
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 768
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
647
total
-
-
-
22 719
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 675
-
68 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
647
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

885
-
11 768
-
total
6 592
-
18 073
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
36 325
68 000
-
-
trade
5 720
10 710
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

300
561
-
-
chamber of commerce
178
223
-
-
income
5 449
10 199
-
-
total
11 647
21 693
-
-
Dividends
24 678
46 306
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
619
-
-
withholding
5 854
11 262
-
-
total
6 176
11 881
-
-
Income
68 000
68 000
68 000
68 000
Total tax
24 415
33 574
18 073
22 719
After tax
43 585
34 426
49 927
45 281
Living cost
25 084
25 084
25 084
25 084
Free-cash
18 501
9 342
24 843
20 197

Estimated living cost  is ₽25084 per week

₽15779
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽1543
₽17394
₽12543
₽13176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
68 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
4 851
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 768
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
647
total
-
-
-
22 924
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 997
-
68 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
647
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 608
-
11 768
-
total
9 464
-
18 073
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
26 003
68 000
-
-
trade
4 278
11 186
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
561
-
-
chamber of commerce
163
223
-
-
income
3 901
10 199
-
-
total
8 557
22 169
-
-
Dividends
17 446
45 830
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

223
613
-
-
withholding
4 047
11 142
-
-
total
4 270
11 755
-
-
Income
68 000
68 000
68 000
68 000
Total tax
22 291
33 924
18 073
22 924
After tax
45 709
34 076
49 927
45 076
Living cost
32 533
32 533
32 533
32 533
Free-cash
13 176
1 543
17 394
12 543

Estimated living cost  is ₽32533 per week

₽21758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽4215
₽11989
₽6930
₽9215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
68 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
5 059
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 768
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
647
total
-
-
-
23 132
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 770
-
68 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
647
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 853
-
11 768
-
total
11 833
-
18 073
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 230
68 000
-
-
trade
3 126
11 663
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

151
561
-
-
chamber of commerce
151
222
-
-
income
2 735
10 199
-
-
total
6 163
22 645
-
-
Dividends
12 068
45 355
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

149
607
-
-
withholding
2 702
11 025
-
-
total
2 851
11 632
-
-
Income
68 000
68 000
68 000
68 000
Total tax
20 847
34 277
18 073
23 132
After tax
47 153
33 723
49 927
44 868
Living cost
37 938
37 938
37 938
37 938
Free-cash
9 215
-4 215
11 989
6 930

Estimated living cost  is ₽37938 per week

₽27708
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3035
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽24171
₽16598
₽17905
₽21537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
unemployment
-
-
-
189
health
-
-
-
4 828
pensions
-
-
-
13 600
other
-
-
-
-
income
-
-
-
11 670
surtax
-
-
-
1 207
total
-
-
-
31 494
Employee
27 889
-
56 176
-
health
712
-
1 433
-
pensions
1 861
-
3 747
-
surtax
99
-
1 059
-
other
-
-
-
-
unemployment
1 941
-
3 910
-
income
4 675
-
10 827
-
total
9 288
-
20 976
-
Employer
27 889
-
56 176
-
pensions
3 718
-
7 489
-
unemployment
885
-
1 781
-
health
1 268
-
2 555
-
other
-
-
-
-
total
5 871
-
11 825
-
Corporate
34 240
68 000
-
-
income
8 903
17 680
-
-
total
8 903
17 680
-
-
Dividends
25 337
50 320
-
-
withholding
3 800
7 548
-
-
total
3 800
7 548
-
-
Income
68 000
68 000
68 000
68 000
Total tax
27 862
25 228
32 801
31 494
After tax
40 138
42 772
35 199
36 506
Living cost
18 601
18 601
18 601
18 601
Free-cash
21 537
24 171
16 598
17 905

Estimated living cost  is ₽18601 per week

₽11230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5323
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽24498
₽16925
₽18232
₽21921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
unemployment
-
-
-
189
health
-
-
-
4 828
pensions
-
-
-
13 600
other
-
-
-
-
income
-
-
-
11 670
surtax
-
-
-
1 207
total
-
-
-
31 494
Employee
27 386
-
56 176
-
health
699
-
1 433
-
pensions
1 826
-
3 747
-
surtax
90
-
1 059
-
other
-
-
-
-
unemployment
1 906
-
3 910
-
income
4 591
-
10 827
-
total
9 112
-
20 976
-
Employer
27 386
-
56 176
-
pensions
3 651
-
7 489
-
unemployment
868
-
1 781
-
health
1 246
-
2 555
-
other
-
-
-
-
total
5 765
-
11 825
-
Corporate
34 849
68 000
-
-
income
9 060
17 680
-
-
total
9 060
17 680
-
-
Dividends
25 789
50 320
-
-
withholding
3 868
7 548
-
-
total
3 868
7 548
-
-
Income
68 000
68 000
68 000
68 000
Total tax
27 805
25 228
32 801
31 494
After tax
40 195
42 772
35 199
36 506
Living cost
18 274
18 274
18 274
18 274
Free-cash
21 921
24 498
16 925
18 232

Estimated living cost  is ₽18274 per week

₽11174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4993
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽21999
₽23030
₽30716
₽22340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
unemployment
-
-
-
1 020
health
-
-
-
4 760
pensions
-
-
-
6 800
income
-
-
-
8 313
total
-
-
-
20 893
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
56 904
-
health
1 656
659
3 983
-
pensions
2 366
942
5 690
-
unemployment
355
141
854
-
income
2 893
1 151
6 956
-
total
7 270
2 893
17 483
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
56 904
-
pensions
4 614
1 836
11 096
-
total
4 614
1 836
11 096
-
Corporate
39 725
56 747
-
-
income
3 575
5 107
-
-
total
3 575
5 107
-
-
Dividends
36 150
51 640
-
-
withholding
6 868
9 812
-
-
social contributions
6 942
9 962
-
-
total
13 810
19 774
-
-
Income
68 000
68 000
68 000
68 000
Total tax
29 269
29 610
28 579
20 893
After tax
38 731
38 390
39 421
47 107
Living cost
16 391
16 391
16 391
16 391
Free-cash
22 340
21 999
23 030
30 716

Estimated living cost  is ₽16391 per week

₽11186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽328
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₽502
₽123
-₽411
-₽2899
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
social contributions
-
-
-
731
municipal
-
-
-
6 899
pensions
-
-
-
8 160
national
-
-
-
10 691
total
-
-
-
26 481
Employee
65 000
-
58 785
-
municipal
8 029
-
7 162
-
pensions
2 600
-
2 351
-
national
12 441
-
11 099
-
total
23 070
-
20 612
-
Employer
65 000
-
58 785
-
social contributions
699
-
632
-
pensions
5 200
-
4 703
-
total
5 899
-
5 335
-
Corporate
-
68 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
13 600
-
-
total
-
13 600
-
-
Dividends
-
54 400
-
-
withholding
-
11 968
-
-
total
-
11 968
-
-
Income
68 000
68 000
68 000
68 000
Total tax
28 969
25 568
25 947
26 481
After tax
39 031
42 432
42 053
41 519
Living cost
41 930
41 930
41 930
41 930
Free-cash
-2 899
502
123
-411

Estimated living cost  is ₽41930 per week

₽28500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8905
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₽424
₽1577
₽1577
₽2253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
social contributions
-
-
-
5 736
income
-
-
-
13 512
total
-
-
-
19 248
Employee
64 780
-
68 000
-
social contributions
5 382
-
5 736
-
income
12 224
-
13 512
-
total
17 606
-
19 248
-
Employer
64 780
-
68 000
-
total
-
-
-
-
Corporate
3 220
68 000
-
-
income
402
8 501
-
-
total
402
8 501
-
-
Dividends
2 818
59 499
-
-
withholding
564
11 900
-
-
total
564
11 900
-
-
Income
68 000
68 000
68 000
68 000
Total tax
18 572
20 401
19 248
19 248
After tax
49 428
47 599
48 752
48 752
Living cost
47 175
47 175
47 175
47 175
Free-cash
2 253
424
1 577
1 577

Estimated living cost  is ₽47175 per week

₽35890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₽1336
-₽2210
₽1027
-₽5600
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
regional
-
-
-
724
social contributions
-
-
-
17 490
municipal
-
-
-
404
national
-
-
-
13 410
total
-
-
-
32 028
Employee
73 601
-
68 000
-
regional
694
-
632
-
municipal
390
-
360
-
social contributions
24 818
-
22 929
-
national
12 753
-
11 344
-
total
38 655
-
35 265
-
Employer
73 601
-
68 000
-
total
-
-
-
-
Corporate
-
68 000
-
-
nationa
-
16 321
-
-
municipal
-
2 651
-
-
total
-
18 972
-
-
Dividends
-
49 028
-
-
withholding
-
12 747
-
-
total
-
12 747
-
-
Income
68 000
68 000
68 000
68 000
Total tax
38 655
31 719
35 265
32 028
After tax
29 345
36 281
32 735
35 972
Living cost
34 945
34 945
34 945
34 945
Free-cash
-5 600
1 336
-2 210
1 027

Estimated living cost  is ₽34945 per week

₽24359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2291
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽13434
₽10144
₽13363
₽11596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
68 000
regional
-
-
-
1 025
social contributions
-
-
-
17 490
municipal
-
-
-
404
national
-
-
-
13 410
total
-
-
-
32 329
Employee
45 939
-
68 000
-
regional
618
-
915
-
municipal
244
-
360
-
social contributions
15 491
-
22 929
-
national
7 278
-
11 344
-
total
23 631
-
35 548
-
Employer
45 939
-
68 000
-
total
-
-
-
-
Corporate
22 061
68 000
-
-
nationa
5 295
16 321
-
-
municipal
1