Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 66000
per

Your estimated
City
free-cash

Valencia , Spain
₽12823
₽12355
₽21629
₽17267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
10 964
accident
-
-
-
594
unemployment
-
-
-
463
pensions
-
-
-
18 678
other
-
-
-
66
total
-
-
-
30 765
Employee
30 766
-
50 046
-
other
30
-
51
-
income
5 931
-
11 164
-
unemployment
477
-
775
-
pensions
1 446
-
2 353
-
total
7 884
-
14 343
-
Employer
30 766
-
50 046
-
unemployment
1 693
-
2 752
-
pensions
7 260
-
11 811
-
other
246
-
399
-
accident
609
-
992
-
total
9 808
-
15 954
-
Corporate
25 426
66 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 813
9 900
-
-
total
3 813
9 900
-
-
Dividends
21 613
56 100
-
-
withholding
4 348
11 591
-
-
total
4 348
11 591
-
-
Income
66 000
66 000
66 000
66 000
Total tax
25 853
21 491
30 297
30 765
After tax
40 147
44 509
35 703
35 235
Living cost
22 880
22 880
22 880
22 880
Free-cash
17 267
21 629
12 823
12 355

Estimated living cost  is ₽22880 per week

₽15444
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2199
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4836
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽16518
₽13568
₽26318
₽20701
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
8 383
health
-
-
-
2 904
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
15 840
other
-
-
-
3 134
total
-
-
-
30 261
Employee
30 211
-
52 716
-
income
5 201
-
9 074
-
health
423
-
737
-
unemployment
302
-
527
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 114
-
3 690
-
total
8 040
-
14 028
-
Employer
30 211
-
52 716
-
unemployment
302
-
527
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 136
-
8 962
-
other
1 511
-
2 635
-
accident
242
-
422
-
health
423
-
737
-
total
7 614
-
13 283
-
Corporate
28 176
66 000
-
-
income
5 916
13 860
-
-
total
5 916
13 860
-
-
Dividends
22 259
52 140
-
-
withholding
1 558
3 651
-
-
total
1 558
3 651
-
-
Income
66 000
66 000
66 000
66 000
Total tax
23 128
17 511
27 311
30 261
After tax
42 872
48 489
38 689
35 739
Living cost
22 171
22 171
22 171
22 171
Free-cash
20 701
26 318
16 518
13 568

Estimated living cost  is ₽22171 per week

₽15665
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4652
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽39182
₽37460
₽45538
₽41680
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
9 900
health
-
-
-
3 337
unemployment
-
-
-
116
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 295
total
-
-
-
17 648
Employee
14 422
-
60 307
-
income
1 442
-
6 031
-
health
663
-
1 335
-
accident

We are using the highest rate at 1.1%.

159
-
319
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 266
-
2 548
-
total
3 530
-
10 233
-
Employer
14 422
-
60 307
-
unemployment
86
-
174
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 590
-
3 198
-
accident

We are using the highest rate at 1.1%.

159
-
319
-
health
995
-
2 002
-
total
2 830
-
5 693
-
Corporate
48 748
66 000
-
-
income
4 875
6 600
-
-
total
4 875
6 600
-
-
Dividends
43 873
59 400
-
-
withholding
2 193
2 970
-
-
total
2 193
2 970
-
-
Income
66 000
66 000
66 000
66 000
Total tax
13 428
9 570
15 926
17 648
After tax
52 572
56 430
50 074
48 352
Living cost
10 892
10 892
10 892
10 892
Free-cash
41 680
45 538
39 182
37 460

Estimated living cost  is ₽10892 per week

₽6359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽289
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3467
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽10636
₽9858
₽4798
₽9713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
3 731
social contributions
-
-
-
1 881
health
-
-
-
570
surtax
-
-
-
-
pensions
-
-
-
19 447
other
-
-
-
2 046
total
-
-
-
27 675
Employee
35 610
-
50 294
-
income
2 102
-
4 072
-
social contributions
1 015
-
1 432
-
surtax
-
-
-
-
pensions
4 026
-
5 687
-
total
7 143
-
11 191
-
Employer
35 610
-
50 294
-
unemployment
1 442
-
2 037
-
social contributions
107
-
152
-
pensions
5 850
-
8 261
-
other
1 228
-
1 735
-
health
2 493
-
3 521
-
total
11 120
-
15 706
-
Corporate
19 269
66 000
-
-
income
5 395
18 480
-
-
surtax
-
-
-
-
total
5 395
18 480
-
-
Dividends
13 874
47 520
-
-
withholding
1 776
6 082
-
-
surtax
-
-
-
-
social contributions
2 386
8 173
-
-
total
4 162
14 255
-
-
Income
66 000
66 000
66 000
66 000
Total tax
27 820
32 735
26 897
27 675
After tax
38 180
33 265
39 103
38 325
Living cost
28 467
28 467
28 467
28 467
Free-cash
9 713
4 798
10 636
9 858

Estimated living cost  is ₽28467 per week

₽17950
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2315
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7720
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽16624
₽2702
-₽11953
-₽16624
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
9 704
health
-
-
-
8 989
pensions
-
-
-
9 749
total
-
-
-
28 442
Employee
71 053
71 053
71 053
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 630
11 630
11 630
-
health
10 906
9 276
10 906
-
pensions
12 790
9 749
12 790
-
total
35 326
30 655
35 326
-
Employer
71 053
71 053
71 053
-
unemployment
2 558
2 558
2 558
-
pensions
4 945
4 945
4 945
-
health
4 939
4 939
4 939
-
total
12 442
12 442
12 442
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
66 000
66 000
66 000
66 000
Total tax
47 768
43 097
47 768
28 442
After tax
18 232
22 903
18 232
37 558
Living cost
34 856
34 856
34 856
34 856
Free-cash
-16 624
-11 953
-16 624
2 702

Estimated living cost  is ₽34856 per week

₽24701
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3142
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6458
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽23488
₽19185
₽8219
₽17421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
66 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 020
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 684
trade
-
-
-
4 303
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
606
total
-
-
-
21 613
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 824
-
66 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

889
-
11 020
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 684
-
5 684
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
606
-
total
6 622
-
17 310
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
34 176
66 000
-
-
chamber of commerce
175
221
-
-
income
5 127
9 900
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

283
545
-
-
trade
5 383
10 394
-
-
total
10 968
21 060
-
-
Dividends
23 208
44 940
-
-
withholding
5 485
10 919
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

302
600
-
-
total
5 787
11 519
-
-
Income
66 000
66 000
66 000
66 000
Total tax
23 377
32 579
17 310
21 613
After tax
42 623
33 421
48 690
44 387
Living cost
25 202
25 202
25 202
25 202
Free-cash
17 421
8 219
23 488
19 185

Estimated living cost  is ₽25202 per week

₽15853
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2938
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5940
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽28618
₽29621
₽27921
₽24618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
5 136
social contributions
-
-
-
10 296
health
-
-
-
1 683
total
-
-
-
17 115
Employee
63 980
63 980
63 980
-
income
6 966
5 923
6 044
-
social contributions
2 419
5 310
4 974
-
health
496
1 088
1 018
-
total
9 881
12 321
12 036
-
Employer
63 980
63 980
63 980
-
social contributions
2 419
5 310
4 974
-
health
538
1 184
1 108
-
total
2 957
6 494
6 082
-
Corporate
33 897
-
-
-
income
4 238
-
-
-
total
4 238
-
-
-
Dividends
29 659
-
-
-
withholding
5 042
-
-
-
total
5 042
-
-
-
Income
66 000
66 000
66 000
66 000
Total tax
22 118
18 815
18 118
17 115
After tax
43 882
47 185
47 882
48 885
Living cost
19 264
19 264
19 264
19 264
Free-cash
24 618
27 921
28 618
29 621

Estimated living cost  is ₽19264 per week

₽11545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽8555
₽11276
₽11442
₽10602
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
66 000
income
-
-
-
5 691
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
22 934
surtax
-
-
-
-
total
-
-
-
28 625
Employee
38 268
-
53 334
-
income
7 960
-
12 813
-
social contributions
4 210
-
5 867
-
surtax
-
-
-
-
total
12 170
-
18 680
-
Employer
38 268
-
53 334
-
social contributions
9 089
-
12 666
-
total
9 089
-
12 666
-
Corporate
18 644
66 000
-
-
income
3 916
13 860
-
-
surtax
-
-
-
-
total
3 916
13 860
-
-
Dividends
14 728
52 140
-
-
withholding
4 124
14 599
-
-
total
4 124
14 599
-
-
Income
66 000
66 000
66 000
66 000
Total tax
29 299
28 459
31 346
28 625
After tax
36 701
37 541
34 654
37 375
Living cost
26 099
26 099
26 099
26 099
Free-cash
10 602
11 442
8 555
11 276

Estimated living cost  is ₽26099 per week

₽19527
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽46583
₽59123
₽56483
₽55317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
66 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
660
total
-
-
-
660
Employee
7 771
-
66 000
-
income
1 554
-
13 200
-
total
1 554
-
13 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

58 229
66 000
-
-
total
-
-
-
-
Dividends
58 229
66 000
-
-
withholding
2 912
3 300
-
-
total
2 912
3 300
-
-
Income
66 000
66 000
66 000
66 000
Total tax
4 466
3 300
13 200
660
After tax
61 534
62 700
52 800
65 340
Living cost
6 217
6 217
6 217
6 217
Free-cash
55 317
56 483
46 583
59 123

Estimated living cost  is ₽6217 per week

₽3853
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽10692
₽12585
₽23123
₽16164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
66 000
income
-
-
-
12 451
health
-
-
-
6 494
unemployment
-
-
-
99
pensions
-
-
-
12 054
total
-
-
-
31 098
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 793
-
57 107
-
income
6 345
-
11 477
-
health
2 376
-
3 688
-
unemployment
52
-
81
-
pensions
5 703
-
8 852
-
total
14 476
-
24 098
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 793
-
57 107
-
unemployment
22
-
35
-
pensions
3 256
-
5 054
-
health
2 451
-
3 804
-
total
5 729
-
8 893
-
Corporate
23 478
66 000
-
-
income
4 461
12 540
-
-
total
4 461
12 540
-
-
Dividends
19 018
53 460
-
-
withholding
2 853
8 020
-
-
total
2 853
8 020
-
-
Income
66 000
66 000
66 000
66 000
Total tax
27 519
20 560
32 991
31 098
After tax
38 481
45 440
33 009
34 902
Living cost
22 317
22 317
22 317
22 317
Free-cash
16 164
23 123
10 692
12 585

Estimated living cost  is ₽22317 per week

₽15316
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5140
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽18001
₽6655
₽8301
₽13121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
66 000
income
-
-
-
23 684
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 458
total
-
-
-
29 142
Employee
38 169
-
62 173
-
social contributions
3 824
-
3 827
-
income
4 142
-
10 142
-
total
7 966
-
13 969
-
Employer
38 169
-
62 173
-
social contributions
3 824
-
3 827
-
total
3 824
-
3 827
-
Corporate
24 006
66 000
-
-
income
8 402
23 100
-
-
total
8 402
23 100
-
-
Dividends
15 605
42 900
-
-
social contributions
2 484
4 396
-
-
total
2 484
4 396
-
-
Income
66 000
66 000
66 000
66 000
Total tax
22 676
27 496
17 796
29 142
After tax
43 324
38 504
48 204
36 858
Living cost
30 203
30 203
30 203
30 203
Free-cash
13 121
8 301
18 001
6 655

Estimated living cost  is ₽30203 per week

₽19895
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽25749
₽24743
₽22623
₽23054
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
9 900
social contributions
-
-
-
9 107
health
-
-
-
4 607
total
-
-
-
23 614
Employee
28 211
-
66 000
-
income
4 705
-
8 894
-
social contributions
3 894
-
9 107
-
health
1 969
-
4 607
-
total
10 568
-
22 608
-
Employer
28 211
-
66 000
-
total
-
-
-
-
Corporate
37 789
66 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 890
3 300
-
-
total
1 890
3 300
-
-
Dividends
35 899
62 700
-
-
withholding
5 384
9 404
-
-
health
2 506
4 377
-
-
social contributions
4 955
8 653
-
-
total
12 845
22 434
-
-
Income
66 000
66 000
66 000
66 000
Total tax
25 303
25 734
22 608
23 614
After tax
40 697
40 266
43 392
42 386
Living cost
17 643
17 643
17 643
17 643
Free-cash
23 054
22 623
25 749
24 743

Estimated living cost  is ₽17643 per week

₽11807
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1088
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4341
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽10686
₽9337
₽22633
₽14496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
5 673
social contributions
-
-
-
19 272
solidarity contribution
-
-
-
-
health
-
-
-
8 910
total
-
-
-
33 855
Employee
33 541
-
49 254
-
solidarity contribution
-
-
-
-
income
4 025
-
5 910
-
social contributions
2 180
-
3 201
-
health
4 528
-
6 649
-
total
10 733
-
15 760
-
Employer
33 541
-
49 254
-
social contributions
8 385
-
12 313
-
health
3 019
-
4 433
-
total
11 404
-
16 746
-
Corporate
21 055
66 000
-
-
income
4 001
12 540
-
-
total
4 001
12 540
-
-
Dividends
17 055
53 460
-
-
withholding
2 558
8 019
-
-
total
2 558
8 019
-
-
Income
66 000
66 000
66 000
66 000
Total tax
28 696
20 559
32 506
33 855
After tax
37 304
45 441
33 494
32 145
Living cost
22 808
22 808
22 808
22 808
Free-cash
14 496
22 633
10 686
9 337

Estimated living cost  is ₽22808 per week

₽16961
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4188
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽43112
₽55652
₽53012
₽51195
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
66 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
660
total
-
-
-
660
Employee
12 111
-
66 000
-
income
2 422
-
13 200
-
total
2 422
-
13 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

53 889
66 000
-
-
total
-
-
-
-
Dividends
53 889
66 000
-
-
withholding
2 695
3 300
-
-
total
2 695
3 300
-
-
Income
66 000
66 000
66 000
66 000
Total tax
5 117
3 300
13 200
660
After tax
60 883
62 700
52 800
65 340
Living cost
9 688
9 688
9 688
9 688
Free-cash
51 195
53 012
43 112
55 652

Estimated living cost  is ₽9688 per week

₽6556
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽407
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2400
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽1084
-₽1862
-₽6922
-₽2387
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
3 731
social contributions
-
-
-
1 881
health
-
-
-
570
surtax
-
-
-
-
pensions
-
-
-
19 447
other
-
-
-
2 046
total
-
-
-
27 675
Employee
52 113
-
50 294
-
income
4 547
-
4 072
-
social contributions
1 484
-
1 432
-
surtax
-
-
-
-
pensions
5 894
-
5 687
-
total
11 925
-
11 191
-
Employer
52 113
-
50 294
-
unemployment
2 111
-
2 037
-
social contributions
156
-
152
-
pensions
8 563
-
8 261
-
other
1 798
-
1 735
-
health
3 647
-
3 521
-
total
16 275
-
15 706
-
Corporate
-
66 000
-
-
income
-
18 480
-
-
surtax
-
-
-
-
total
-
18 480
-
-
Dividends
-
47 520
-
-
withholding
-
6 082
-
-
surtax
-
-
-
-
social contributions
-
8 173
-
-
total
-
14 255
-
-
Income
66 000
66 000
66 000
66 000
Total tax
28 200
32 735
26 897
27 675
After tax
37 800
33 265
39 103
38 325
Living cost
40 187
40 187
40 187
40 187
Free-cash
-2 387
-6 922
-1 084
-1 862

Estimated living cost  is ₽40187 per week

₽27198
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3287
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9150
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽19830
₽18526
₽33343
₽29263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
66 000
income
-
-
-
9 965
health
-
-
-
6 313
unemployment
-
-
-
919
pensions
-
-
-
15 935
total
-
-
-
33 132
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 627
-
55 980
-
income
2 981
-
10 667
-
health
1 114
-
2 883
-
unemployment
162
-
420
-
pensions
3 028
-
7 837
-
total
7 285
-
21 807
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 627
-
55 980
-
unemployment
162
-
420
-
pensions
2 595
-
6 718
-
health
1 114
-
2 883
-
total
3 871
-
10 021
-
Corporate
40 502
66 000
-
-
income
6 075
9 900
-
-
total
6 075
9 900
-
-
Dividends
34 427
56 100
-
-
withholding
5 164
8 415
-
-
total
5 164
8 415
-
-
Income
66 000
66 000
66 000
66 000
Total tax
22 395
18 315
31 828
33 132
After tax
43 605
47 685
34 172
32 868
Living cost
14 342
14 342
14 342
14 342
Free-cash
29 263
33 343
19 830
18 526

Estimated living cost  is ₽14342 per week

₽9656
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3161
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽6072
-₽2693
-₽27892
-₽8436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
regional
-
-
-
2 049
national
-
-
-
296
health
-
-
-
189
city
-
-
-
695
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 320
pensions
-
-
-
6 071
total
-
-
-
10 620
Employee
67 961
-
59 075
-
regional
2 225
-
1 744
-
city
729
-
634
-
health
154
-
133
-
unemployment
-
-
-
-
national
322
-
252
-
pensions
5 710
-
4 961
-
total
9 140
-
7 724
-
Employer
67 961
-
59 075
-
unemployment
-
-
-
-
pensions
5 710
-
4 961
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 359
-
1 181
-
health
154
-
133
-
total
7 223
-
6 275
-
Corporate
-
66 000
-
-
regional
-
13 959
-
-
national
-
5 610
-
-
total
-
19 569
-
-
Dividends
-
46 431
-
-
withholding
-
16 250
-
-
total
-
16 250
-
-
Income
66 000
66 000
66 000
66 000
Total tax
16 363
35 819
13 999
10 620
After tax
49 637
30 181
52 001
55 380
Living cost
58 073
58 073
58 073
58 073
Free-cash
-8 436
-27 892
-6 072
-2 693

Estimated living cost  is ₽58073 per week

₽37764
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5211
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽713
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14384
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽7070
₽16715
₽13020
₽9665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
66 000
municipal
-
-
-
11 760
national
-
-
-
4 912
health
-
-
-
669
total
-
-
-
17 341
Employee
43 776
-
55 522
-
health
327
-
508
-
unemployment
657
-
832
-
national
723
-
2 343
-
municipal
7 170
-
9 077
-
pensions
2 954
-
3 748
-
total
11 831
-
16 508
-
Employer
43 776
-
55 522
-
unemployment
284
-
362
-
pensions
7 595
-
9 633
-
accident
44
-
55
-
health
336
-
428
-
total
8 259
-
10 478
-
Corporate
13 965
66 000
-
-
income
2 793
13 200
-
-
total
2 793
13 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

8 379
39 600
-
-
national
-
709
-
-
municipal
1 508
7 127
-
-
total
1 508
7 836
-
-
Income
66 000
66 000
66 000
66 000
Total tax
24 391
21 036
26 986
17 341
After tax
41 609
44 964
39 014
48 659
Living cost
31 944
31 944
31 944
31 944
Free-cash
9 665
13 020
7 070
16 715

Estimated living cost  is ₽31944 per week

₽20866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽3580
₽2399
₽6740
-₽10842
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
national
-
-
-
20 500
social contributions
-
-
-
9 366
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 398
total
-
-
-
33 264
Employee

The minimum management director salary is set at €45,000 per year.

59 517
-
51 118
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 796
-
2 402
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 104
-
2 667
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

518
-
445
-
national
18 298
-
15 012
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 464
-
3 834
-
total
29 180
-
24 360
-
Employer

The minimum management director salary is set at €45,000 per year.

59 517
-
51 118
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

868
-
747
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 274
-
4 528
-
surtax
6 748
-
5 798
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

774
-
665
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 660
-
3 144
-
total
17 324
-
14 882
-
Corporate
-
66 000
-
-
income
-
13 200
-
-
surtax
-
264
-
-
total
-
13 464
-
-
Dividends
-
52 536
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
15 458
-
-
total
-
15 458
-
-
Income
66 000
66 000
66 000
66 000
Total tax
46 504
28 922
39 242
33 264
After tax
19 496
37 078
26 758
32 736
Living cost
30 337
30 337
30 337
30 337
Free-cash
-10 842
6 740
-3 580
2 399

Estimated living cost  is ₽30337 per week

₽19541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2653
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7669
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₽893
-₽1450
₽1685
₽914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
municipal
-
-
-
13 979
national
-
-
-
-
health
-
-
-
4 118
accident
-
-
-
132
unemployment
-
-
-
66
pensions
-
-
-
7 135
other
-
-
-
7 669
total
-
-
-
33 099
Employee
48 947
-
50 221
-
national
-
-
-
-
municipal
14 596
-
14 976
-
total
14 596
-
14 976
-
Employer
48 947
-
50 221
-
unemployment
1 292
-
1 326
-
pensions
5 291
-
5 429
-
other
5 688
-
5 836
-
accident
98
-
100
-
health
3 010
-
3 089
-
total
15 379
-
15 780
-
Corporate
1 674
66 000
-
-
income
368
14 520
-
-
total
368
14 520
-
-
Dividends
1 306
51 480
-
-
withholding
392
15 444
-
-
total
392
15 444
-
-
Income
66 000
66 000
66 000
66 000
Total tax
30 735
29 964
30 756
33 099
After tax
35 265
36 036
35 244
32 901
Living cost
34 351
34 351
34 351
34 351
Free-cash
914
1 685
893
-1 450

Estimated living cost  is ₽34351 per week

₽22766
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3371
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7692
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽16400
₽7600
₽2143
-₽65349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
12 865
social contributions
-
-
-
7 524
total
-
-
-
20 389
Employee
54 502
-
-
-
income
12 022
-
-
-
social contributions
4 469
-
637
-
total
16 491
-
637
-
Employer
54 502
-
-
-
social contributions
76 847
-
10 952
-
total
76 847
-
10 952
-
Corporate
-
66 000
-
-
income
-
14 520
-
-
total
-
14 520
-
-
Dividends
-
51 480
-
-
income
-
11 326
-
-
total
-
11 326
-
-
Income
66 000
66 000
66 000
66 000
Total tax
93 338
25 846
11 589
20 389
After tax
-27 338
40 154
54 411
45 611
Living cost
38 011
38 011
38 011
38 011
Free-cash
-65 349
2 143
16 400
7 600

Estimated living cost  is ₽38011 per week

₽24663
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3575
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽20895
₽21898
₽20198
₽17974
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
5 136
social contributions
-
-
-
10 296
health
-
-
-
1 683
total
-
-
-
17 115
Employee
63 980
63 980
63 980
-
income
6 718
5 923
6 044
-
social contributions
3 109
5 310
4 974
-
health
636
1 088
1 018
-
total
10 463
12 321
12 036
-
Employer
63 980
63 980
63 980
-
social contributions
3 109
5 310
4 974
-
health
693
1 184
1 108
-
total
3 802
6 494
6 082
-
Corporate
24 747
-
-
-
income
3 093
-
-
-
total
3 093
-
-
-
Dividends
21 653
-
-
-
withholding
3 681
-
-
-
total
3 681
-
-
-
Income
66 000
66 000
66 000
66 000
Total tax
21 039
18 815
18 118
17 115
After tax
44 961
47 185
47 882
48 885
Living cost
26 987
26 987
26 987
26 987
Free-cash
17 974
20 198
20 895
21 898

Estimated living cost  is ₽26987 per week

₽18449
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5978
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽11702
₽19009
₽19327
₽14750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
12 282
pensions
-
-
-
4 586
total
-
-
-
16 868
Employee
41 348
-
58 365
-
income
7 530
-
10 455
-
health
539
-
888
-
pensions
3 156
-
5 199
-
total
11 225
-
16 542
-
Employer
41 348
-
58 365
-
pensions
4 177
-
6 524
-
health
786
-
1 109
-
total
4 963
-
7 633
-
Corporate
19 689
66 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

3 742
12 540
-
-
total
3 742
12 540
-
-
Dividends
15 947
53 460
-
-
withholding
1 197
4 010
-
-
total
1 197
4 010
-
-
Income
66 000
66 000
66 000
66 000
Total tax
21 127
16 550
24 175
16 868
After tax
44 873
49 450
41 825
49 132
Living cost
30 123
30 123
30 123
30 123
Free-cash
14 750
19 327
11 702
19 009

Estimated living cost  is ₽30123 per week

₽20664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽377
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6310
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽1616
₽1459
₽1616
-₽4115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
municipal
-
-
-
441
regional
-
-
-
1 160
national
-
-
-
12 818
social contributions
-
-
-
16 975
total
-
-
-
31 394
Employee
70 113
-
66 000
-
regional
1 059
-
958
-
social contributions
23 642
-
22 255
-
national
11 849
-
10 863
-
municipal
418
-
393
-
total
36 968
-
34 469
-
Employer
70 113
-
66 000
-
total
-
-
-
-
Corporate
-
66 000
-
-
nationa
-
15 840
-
-
municipal
-
3 182
-
-
total
-
19 022
-
-
Dividends
-
46 978
-
-
withholding
-
12 215
-
-
total
-
12 215
-
-
Income
66 000
66 000
66 000
66 000
Total tax
36 968
31 237
34 469
31 394
After tax
29 032
34 763
31 531
34 606
Living cost
33 147
33 147
33 147
33 147
Free-cash
-4 115
1 616
-1 616
1 459

Estimated living cost  is ₽33147 per week

₽23283
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽501
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7082
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽15908
₽28007
-₽12028
₽2682
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
15 119
health
-
-
-
1 722
accident
-
-
-
199
pensions
-
-
-
3 286
other
-
-
-
293
total
-
-
-
20 619
Employee
27 330
-
55 032
-
income
3 749
-
9 424
-
health
3 129
-
6 301
-
pensions
3 077
-
6 025
-
total
9 955
-
21 750
-
Employer
27 330
-
55 032
-
unemployment
670
-
1 348
-
pensions
4 444
-
8 701
-
accident
456
-
919
-
total
5 570
-
10 968
-
Corporate
33 100
66 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

29 790
59 400
-
-
total
29 790
59 400
-
-
Dividends
3 310
6 600
-
-
withholding
629
1 254
-
-
total
629
1 254
-
-
Income
66 000
66 000
66 000
66 000
Total tax
45 944
60 654
32 718
20 619
After tax
20 056
5 346
33 282
45 381
Living cost
17 374
17 374
17 374
17 374
Free-cash
2 682
-12 028
15 908
28 007

Estimated living cost  is ₽17374 per week

₽12734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽963
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3315
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽16567
₽12648
₽1976
₽12859
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
66 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 020
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 684
trade
-
-
-
3 919
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
606
total
-
-
-
21 229
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 399
-
66 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 404
-
11 020
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 684
-
5 684
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

188
-
606
-
total
9 276
-
17 310
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
24 601
66 000
-
-
chamber of commerce
163
223
-
-
income
3 690
9 900
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

204
545
-
-
trade
3 531
9 471
-
-
total
7 588
20 139
-
-
Dividends
17 014
45 862
-
-
withholding
3 938
11 149
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

216
613
-
-
total
4 154
11 762
-
-
Income
66 000
66 000
66 000
66 000
Total tax
21 018
31 901
17 310
21 229
After tax
44 982
34 099
48 690
44 771
Living cost
32 123
32 123
32 123
32 123
Free-cash
12 859
1 976
16 567
12 648

Estimated living cost  is ₽32123 per week

₽22159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3456
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6041
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽20088
₽18118
₽35490
₽28664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
66 000
microenterprise
-
-
-
-
income
-
-
-
9 352
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
21 220
surtax
-
-
-
-
total
-
-
-
30 572
Employee
24 313
-
53 187
-
income
4 328
-
9 939
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 675
-
5 850
-
surtax
-
-
-
-
total
7 003
-
15 789
-
Employer
24 313
-
53 187
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 856
-
12 813
-
surtax
-
-
-
-
total
5 856
-
12 813
-
Corporate
35 831
66 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

7 167
13 200
-
-
total
7 167
13 200
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

28 664
52 800
-
-
total
-
-
-
-
Income
66 000
66 000
66 000
66 000
Total tax
20 026
13 200
28 602
30 572
After tax
45 974
52 800
37 398
35 428
Living cost
17 310
17 310
17 310
17 310
Free-cash
28 664
35 490
20 088
18 118

Estimated living cost  is ₽17310 per week

₽11043
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4225
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽25050
₽25815
₽30420
₽28652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
15 878
health
-
-
-
5 692
pensions
-
-
-
7 851
total
-
-
-
29 421
Employee
16 394
-
57 167
-
income
3 171
-
15 465
-
health
820
-
1 963
-
unemployment
164
-
393
-
pensions
1 475
-
3 533
-
total
5 630
-
21 354
-
Employer
16 394
-
57 167
-
unemployment
328
-
785
-
pensions
1 803
-
4 318
-
health
1 558
-
3 729
-
total
3 689
-
8 832
-
Corporate
45 917
66 000
-
-
income
10 102
14 520
-
-
total
10 102
14 520
-
-
Dividends
35 815
51 480
-
-
withholding
7 163
10 296
-
-
total
7 163
10 296
-
-
Income
66 000
66 000
66 000
66 000
Total tax
26 584
24 816
30 186
29 421
After tax
39 416
41 184
35 814
36 579
Living cost
10 764
10 764
10 764
10 764
Free-cash
28 652
30 420
25 050
25 815

Estimated living cost  is ₽10764 per week

₽6396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽247
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽15618
₽17032
₽22825
₽20179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
11 100
health
-
-
-
4 686
unemployment
-
-
-
189
surtax
-
-
-
1 104
pensions
-
-
-
13 200
other
-
-
-
-
total
-
-
-
30 279
Employee
28 020
-
54 523
-
other
-
-
-
-
income
4 697
-
10 412
-
health
715
-
1 389
-
unemployment
1 950
-
3 794
-
surtax
99
-
984
-
pensions
1 869
-
3 636
-
total
9 330
-
20 215
-
Employer
28 020
-
54 523
-
unemployment
889
-
1 729
-
pensions
3 736
-
7 268
-
other
-
-
-
-
health
1 274
-
2 481
-
total
5 899
-
11 478
-
Corporate
32 081
66 000
-
-
income
8 342
17 160
-
-
total
8 342
17 160
-
-
Dividends
23 739
48 840
-
-
withholding
3 561
7 326
-
-
total
3 561
7 326
-
-
Income
66 000
66 000
66 000
66 000
Total tax
27 132
24 486
31 693
30 279
After tax
38 868
41 514
34 307
35 721
Living cost
18 689
18 689
18 689
18 689
Free-cash
20 179
22 825
15 618
17 032

Estimated living cost  is ₽18689 per week

₽11283
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1625
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽434
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5348
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽4102
₽8739
₽10829
₽10420
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
66 000
income
-
-
-
8 089
chamber of commerce
-
-
-
264
health
-
-