Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 65500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₽19918
-₽23270
-₽30973
-₽45316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 311
health
-
-
-
246
city
-
-
-
690
national
-
-
-
230
regional
-
-
-
1 647
pensions
-
-
-
6 026
total
-
-
-
10 150
Employee
88 083
-
58 626
-
pensions
7 400
-
4 924
-
national
417
-
191
-
unemployment
-
-
-
-
city
945
-
630
-
health
199
-
131
-
regional
2 884
-
1 398
-
total
11 845
-
7 274
-
Employer
88 083
-
58 626
-
pensions
7 400
-
4 924
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 761
-
1 173
-
health
199
-
131
-
unemployment
-
-
-
-
total
9 360
-
6 228
-
Corporate
-
65 500
-
-
regional
-
13 853
-
-
national
-
5 567
-
-
total
-
19 420
-
-
Dividends
-
46 080
-
-
withholding
-
16 128
-
-
total
-
16 128
-
-
Income
65 500
65 500
65 500
65 500
Total tax
21 205
35 548
13 502
10 150
After tax
44 295
29 952
51 998
55 350
Living cost
75 268
75 268
75 268
75 268
Free-cash
-30 973
-45 316
-23 270
-19 918

Estimated living cost  is ₽75268 per week

₽48946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6754
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽924
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18643
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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