Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 65500
per

Your estimated
City
free-cash

Andorra , Andorra
₽23533
₽28874
₽25372
₽31898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
social contributions
-
-
-
14 409
income
-
-
-
506
total
-
-
-
14 915
Employee
28 933
-
56 710
-
social contributions
1 880
-
3 686
-
income
-
-
601
-
total
1 880
-
4 287
-
Employer
28 933
-
56 710
-
social contributions
4 485
-
8 789
-
total
4 485
-
8 789
-
Corporate
32 082
65 500
-
-
income
3 209
6 550
-
-
total
3 209
6 550
-
-
Dividends
28 873
58 950
-
-
total
-
-
-
-
Income
65 500
65 500
65 500
65 500
Total tax
9 574
6 550
13 076
14 915
After tax
55 926
58 950
52 424
50 585
Living cost
27 052
27 052
27 052
27 052
Free-cash
28 874
31 898
25 372
23 533

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽6651
₽8070
-₽5724
₽8515
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
5 011
chamber of commerce
-
-
-
261
pensions
-
-
-
12 117
income
-
-
-
7 228
total
-
-
-
30 137
Employee
39 340
35 865
50 859
-
unemployment
1 180
1 076
1 525
-
other
393
359
509
-
income
3 504
2 645
6 807
-
pensions
4 029
3 672
5 207
-
health
1 522
1 388
1 967
-
total
10 628
9 140
16 015
-
Employer
39 340
35 865
50 859
-
pensions
4 937
4 502
6 382
-
surtax
-
-
-
-
payroll
1 180
1 076
1 525
-
other
1 868
1 703
2 415
-
health
1 488
1 356
1 923
-
accident
511
466
661
-
unemployment
1 180
1 076
1 525
-
chamber of commerce
157
143
203
-
total
11 321
10 322
14 634
-
Corporate
14 839
19 313
47 450
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

3 709
4 828
11 863
-
total
3 709
4 828
11 863
-
Dividends
11 129
14 485
-
-
withholding
3 060
3 983
-
-
total
3 060
3 983
-
-
Income
65 500
65 500
65 500
65 500
Total tax
28 718
28 273
42 512
30 137
After tax
36 782
37 227
22 988
35 363
Living cost
28 712
28 712
28 712
28 712
Free-cash
8 070
8 515
-5 724
6 651

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽3474
₽4028
-₽8766
₽5418
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
5 011
chamber of commerce
-
-
-
261
pensions
-
-
-
12 117
income
-
-
-
7 228
total
-
-
-
30 315
Employee
44 976
35 865
50 724
-
unemployment
1 349
1 076
1 522
-
other
449
359
507
-
income
5 120
2 645
6 768
-
pensions
4 606
3 672
5 194
-
health
1 740
1 388
1 962
-
total
13 264
9 140
15 953
-
Employer
44 976
35 865
50 724
-
pensions
5 644
4 502
6 365
-
surtax
178
178
178
-
payroll
1 349
1 076
1 522
-
other
2 137
1 703
2 408
-
health
1 699
1 356
1 918
-
accident
584
466
659
-
unemployment
1 349
1 076
1 522
-
chamber of commerce
179
143
203
-
total
13 119
10 500
14 775
-
Corporate
7 404
19 136
47 310
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

1 851
4 784
11 827
-
total
1 851
4 784
11 827
-
Dividends
5 553
14 352
-
-
withholding
1 527
3 947
-
-
total
1 527
3 947
-
-
Income
65 500
65 500
65 500
65 500
Total tax
29 761
28 371
42 555
30 315
After tax
35 739
37 129
22 945
35 185
Living cost
31 711
31 711
31 711
31 711
Free-cash
4 028
5 418
-8 766
3 474

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽313
-₽17614
-₽5812
₽4010
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
national
-
-
-
20 082
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 397
social contributions
-
-
-
8 894
total
-
-
-
32 373
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
50 732
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
441
-
national
19 791
-
14 454
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
2 645
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
3 805
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
2 386
-
total
31 562
-
23 731
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
50 732
-
surtax
7 299
-
5 752
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
4 495
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
3 120
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
659
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
741
-
total
18 738
-
14 767
-
Corporate
-
65 500
-
-
income
-
13 101
-
-
surtax
-
261
-
-
total
-
13 362
-
-
Dividends
-
52 138
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
15 314
-
-
total
-
15 314
-
-
Income
65 500
65 500
65 500
65 500
Total tax
50 300
28 676
38 498
32 373
After tax
15 200
36 824
27 002
33 127
Living cost
32 814
32 814
32 814
32 814
Free-cash
-17 614
4 010
-5 812
313

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽31809
₽35046
₽33375
₽40527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
9 825
total
-
-
-
18 216
Employee
20 491
-
59 335
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
income
2 049
-
5 934
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 799
-
2 759
-
health
943
-
1 445
-
total
5 016
-
10 484
-
Employer
20 491
-
59 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 258
-
3 463
-
health
1 414
-
2 168
-
accident

We are using the highest rate at 1.1%.

225
-
346
-
unemployment
123
-
189
-
total
4 020
-
6 166
-
Corporate
40 989
65 500
-
-
income
4 099
6 550
-
-
total
4 099
6 550
-
-
Dividends
36 890
58 950
-
-
withholding
1 844
2 948
-
-
total
1 844
2 948
-
-
Income
65 500
65 500
65 500
65 500
Total tax
14 979
9 498
16 650
18 216
After tax
50 521
56 002
48 850
47 284
Living cost
15 475
15 475
15 475
15 475
Free-cash
35 046
40 527
33 375
31 809

Estimated living cost  is ₽15475 per week

₽10235
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽35489
₽40029
₽37055
₽44207
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
unemployment
-
-
-
126
health
-
-
-
3 614
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 651
income
-
-
-
9 825
total
-
-
-
18 216
Employee
15 618
-
59 335
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
income
1 562
-
5 934
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 371
-
2 759
-
health
718
-
1 445
-
total
3 823
-
10 484
-
Employer
15 618
-
59 335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 721
-
3 463
-
health
1 078
-
2 168
-
accident

We are using the highest rate at 1.1%.

172
-
346
-
unemployment
93
-
189
-
total
3 064
-
6 166
-
Corporate
46 818
65 500
-
-
income
4 682
6 550
-
-
total
4 682
6 550
-
-
Dividends
42 136
58 950
-
-
withholding
2 107
2 948
-
-
total
2 107
2 948
-
-
Income
65 500
65 500
65 500
65 500
Total tax
13 676
9 498
16 650
18 216
After tax
51 824
56 002
48 850
47 284
Living cost
11 795
11 795
11 795
11 795
Free-cash
40 029
44 207
37 055
35 489

Estimated living cost  is ₽11795 per week

₽6886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽842
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽28423
₽22351
₽25982
₽24313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
health
-
-
-
1 670
social contributions
-
-
-
10 218
income
-
-
-
4 352
total
-
-
-
16 240
Employee
69 203
69 203
69 203
-
income
7 535
6 406
6 698
-
social contributions
2 616
5 743
4 936
-
health
536
1 177
1 011
-
total
10 687
13 326
12 645
-
Employer
69 203
69 203
69 203
-
social contributions
2 616
5 743
4 936
-
health
582
1 281
1 100
-
total
3 198
7 024
6 036
-
Corporate
30 777
-
-
-
income
3 848
-
-
-
total
3 848
-
-
-
Dividends
26 929
-
-
-
withholding
4 579
-
-
-
total
4 579
-
-
-
Income
65 500
65 500
65 500
65 500
Total tax
22 312
20 350
18 681
16 240
After tax
43 188
45 150
46 819
49 260
Living cost
20 837
20 837
20 837
20 837
Free-cash
22 351
24 313
25 982
28 423

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽20070
₽15162
₽17629
₽15960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
health
-
-
-
1 670
social contributions
-
-
-
10 218
income
-
-
-
4 352
total
-
-
-
16 240
Employee
69 203
69 203
69 203
-
income
7 267
6 406
6 698
-
social contributions
3 363
5 743
4 936
-
health
688
1 177
1 011
-
total
11 318
13 326
12 645
-
Employer
69 203
69 203
69 203
-
social contributions
3 363
5 743
4 936
-
health
750
1 281
1 100
-
total
4 113
7 024
6 036
-
Corporate
20 879
-
-
-
income
2 610
-
-
-
total
2 610
-
-
-
Dividends
18 270
-
-
-
withholding
3 107
-
-
-
total
3 107
-
-
-
Income
65 500
65 500
65 500
65 500
Total tax
21 148
20 350
18 681
16 240
After tax
44 352
45 150
46 819
49 260
Living cost
29 190
29 190
29 190
29 190
Free-cash
15 162
15 960
17 629
20 070

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽11129
₽16913
₽12467
₽24325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
health
-
-
-
8 843
social contributions
-
-
-
19 126
income
-
-
-
5 630
solidarity contribution
-
-
-
-
total
-
-
-
33 599
Employee
30 548
-
48 881
-
income
3 666
-
5 866
-
social contributions
1 986
-
3 177
-
health
4 124
-
6 599
-
solidarity contribution
-
-
-
-
total
9 776
-
15 642
-
Employer
30 548
-
48 881
-
social contributions
7 637
-
12 220
-
health
2 749
-
4 399
-
total
10 386
-
16 619
-
Corporate
24 566
65 500
-
-
income
4 668
12 445
-
-
total
4 668
12 445
-
-
Dividends
19 899
53 055
-
-
withholding
2 985
7 958
-
-
total
2 985
7 958
-
-
Income
65 500
65 500
65 500
65 500
Total tax
27 815
20 403
32 261
33 599
After tax
37 685
45 097
33 239
31 901
Living cost
20 772
20 772
20 772
20 772
Free-cash
16 913
24 325
12 467
11 129

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽6304
₽10367
₽7642
₽19500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
health
-
-
-
8 843
social contributions
-
-
-
19 126
income
-
-
-
5 630
solidarity contribution
-
-
-
-
total
-
-
-
33 599
Employee
37 643
-
48 881
-
income
4 517
-
5 866
-
social contributions
2 447
-
3 177
-
health
5 082
-
6 599
-
solidarity contribution
-
-
-
-
total
12 046
-
15 642
-
Employer
37 643
-
48 881
-
social contributions
9 411
-
12 220
-
health
3 388
-
4 399
-
total
12 799
-
16 619
-
Corporate
15 059
65 500
-
-
income
2 861
12 445
-
-
total
2 861
12 445
-
-
Dividends
12 198
53 055
-
-
withholding
1 830
7 958
-
-
total
1 830
7 958
-
-
Income
65 500
65 500
65 500
65 500
Total tax
29 536
20 403
32 261
33 599
After tax
35 964
45 097
33 239
31 901
Living cost
25 597
25 597
25 597
25 597
Free-cash
10 367
19 500
7 642
6 304

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽1834
-₽131172
-₽131172
-₽131172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
national
-
-
-
6 569
pensions
-
-
-
782
municipal
-
-
-
11 333
labour market
-
-
-
5 177
total
-
-
-
23 861
Employee
183 488
183 488
183 488
-
municipal
39 073
39 073
39 073
-
national
22 416
22 416
22 416
-
pensions
261
261
261
-
labour market
14 658
14 658
14 658
-
total
76 408
76 408
76 408
-
Employer
183 488
183 488
183 488
-
pensions
522
522
522
-
labour market
14 679
14 679
14 679
-
municipal
39 135
39 135
39 135
-
national
22 455
22 455
22 455
-
total
76 791
76 791
76 791
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
65 500
65 500
65 500
65 500
Total tax
153 199
153 199
153 199
23 861
After tax
-87 699
-87 699
-87 699
41 639
Living cost
43 473
43 473
43 473
43 473
Free-cash
-131 172
-131 172
-131 172
-1 834

Estimated living cost  is ₽43473 per week

₽29753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽13372
₽25073
₽16016
₽30662
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
health
-
-
-
8 515
pensions
-
-
-
13 099
income
-
-
-
8 777
total
-
-
-
30 391
Employee
25 530
-
48 954
-
unemployment
408
-
784
-
income
2 874
-
9 439
-
pensions
511
-
979
-
total
3 793
-
11 202
-
Employer
25 530
-
48 954
-
pensions
5 106
-
9 791
-
health
3 318
-
6 363
-
unemployment
205
-
391
-
total
8 629
-
16 545
-
Corporate
31 340
65 500
-
-
income
6 268
13 101
-
-
total
6 268
13 101
-
-
Dividends
25 072
52 399
-
-
total
-
-
-
-
Income
65 500
65 500
65 500
65 500
Total tax
18 690
13 101
27 747
30 391
After tax
46 810
52 399
37 753
35 109
Living cost
21 737
21 737
21 737
21 737
Free-cash
25 073
30 662
16 016
13 372

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽14323
₽6379
₽4750
₽10218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
65 500
national
-
-
-
4 314
health
-
-
-
634
municipal
-
-
-
11 677
total
-
-
-
16 625
Employee
47 349
-
55 103
-
unemployment
710
-
827
-
municipal
7 755
-
9 016
-
national
782
-
1 764
-
pensions
3 195
-
3 720
-
health
354
-
473
-
total
12 796
-
15 800
-
Employer
47 349
-
55 103
-
pensions
8 215
-
9 560
-
health
364
-
424
-
accident
48
-
55
-
unemployment
307
-
359
-
total
8 934
-
10 398
-
Corporate
9 218
65 500
-
-
income
1 843
13 101
-
-
total
1 843
13 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

5 531
39 299
-
-
municipal
996
7 074
-
-
national
-
555
-
-
total
996
7 629
-
-
Income
65 500
65 500
65 500
65 500
Total tax
24 569
20 730
26 198
16 625
After tax
40 931
44 770
39 302
48 875
Living cost
34 552
34 552
34 552
34 552
Free-cash
6 379
10 218
4 750
14 323

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽11200
₽10272
₽11454
₽5271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
surtax
-
-
-
-
health
-
-
-
567
pensions
-
-
-
18 476
social contributions
-
-
-
1 865
income
-
-
-
3 621
other
-
-
-
2 031
total
-
-
-
26 560
Employee
34 382
-
49 913
-
income
1 773
-
3 650
-
surtax
-
-
-
-
social contributions
980
-
1 423
-
pensions
3 889
-
5 646
-
total
6 642
-
10 719
-
Employer
34 382
-
49 913
-
pensions
5 650
-
8 199
-
social contributions
102
-
150
-
other
1 187
-
1 722
-
health
2 406
-
3 494
-
unemployment
1 392
-
2 022
-
total
10 737
-
15 587
-
Corporate
20 381
65 500
-
-
income
5 706
18 341
-
-
surtax
-
-
-
-
total
5 706
18 341
-
-
Dividends
14 675
47 159
-
-
withholding
1 879
6 037
-
-
social contributions
2 524
8 111
-
-
surtax
-
-
-
-
total
4 403
14 148
-
-
Income
65 500
65 500
65 500
65 500
Total tax
27 488
32 489
26 306
26 560
After tax
38 012
33 011
39 194
38 940
Living cost
27 740
27 740
27 740
27 740
Free-cash
10 272
5 271
11 454
11 200

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽8149
₽7535
₽8403
₽2220
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
surtax
-
-
-
-
health
-
-
-
567
pensions
-
-
-
18 476
social contributions
-
-
-
1 865
income
-
-
-
3 621
other
-
-
-
2 031
total
-
-
-
26 560
Employee
38 517
-
49 913
-
income
2 273
-
3 650
-
surtax
-
-
-
-
social contributions
1 098
-
1 423
-
pensions
4 355
-
5 646
-
total
7 726
-
10 719
-
Employer
38 517
-
49 913
-
pensions
6 328
-
8 199
-
social contributions
116
-
150
-
other
1 329
-
1 722
-
health
2 697
-
3 494
-
unemployment
1 559
-
2 022
-
total
12 029
-
15 587
-
Corporate
14 955
65 500
-
-
income
4 188
18 341
-
-
surtax
-
-
-
-
total
4 188
18 341
-
-
Dividends
10 767
47 159
-
-
withholding
1 378
6 037
-
-
social contributions
1 853
8 111
-
-
surtax
-
-
-
-
total
3 231
14 148
-
-
Income
65 500
65 500
65 500
65 500
Total tax
27 174
32 489
26 306
26 560
After tax
38 326
33 011
39 194
38 940
Living cost
30 791
30 791
30 791
30 791
Free-cash
7 535
2 220
8 403
8 149

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽4527
-₽8469
-₽4273
-₽10456
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
surtax
-
-
-
-
health
-
-
-
567
pensions
-
-
-
18 476
social contributions
-
-
-
1 865
income
-
-
-
3 621
other
-
-
-
2 031
total
-
-
-
26 560
Employee
56 366
-
49 913
-
income
4 918
-
3 650
-
surtax
-
-
-
-
social contributions
1 605
-
1 423
-
pensions
6 375
-
5 646
-
total
12 898
-
10 719
-
Employer
56 366
-
49 913
-
pensions
9 262
-
8 199
-
social contributions
169
-
150
-
other
1 945
-
1 722
-
health
3 945
-
3 494
-
unemployment
2 283
-
2 022
-
total
17 604
-
15 587
-
Corporate
-
65 500
-
-
income
-
18 341
-
-
surtax
-
-
-
-
total
-
18 341
-
-
Dividends
-
47 159
-
-
withholding
-
6 037
-
-
social contributions
-
8 111
-
-
surtax
-
-
-
-
total
-
14 148
-
-
Income
65 500
65 500
65 500
65 500
Total tax
30 502
32 489
26 306
26 560
After tax
34 998
33 011
39 194
38 940
Living cost
43 467
43 467
43 467
43 467
Free-cash
-8 469
-10 456
-4 273
-4 527

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽59022
₽55311
₽46577
₽56402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
65 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
655
total
-
-
-
655
Employee
7 278
-
65 500
-
income
1 455
-
13 100
-
total
1 455
-
13 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

58 222
65 500
-
-
total
-
-
-
-
Dividends
58 222
65 500
-
-
withholding
2 911
3 275
-
-
total
2 911
3 275
-
-
Income
65 500
65 500
65 500
65 500
Total tax
4 366
3 275
13 100
655
After tax
61 134
62 225
52 400
64 845
Living cost
5 823
5 823
5 823
5 823
Free-cash
55 311
56 402
46 577
59 022

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽55772
₽51451
₽43327
₽53152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
65 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
655
total
-
-
-
655
Employee
11 342
-
65 500
-
income
2 268
-
13 100
-
total
2 268
-
13 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

54 158
65 500
-
-
total
-
-
-
-
Dividends
54 158
65 500
-
-
withholding
2 708
3 275
-
-
total
2 708
3 275
-
-
Income
65 500
65 500
65 500
65 500
Total tax
4 976
3 275
13 100
655
After tax
60 524
62 225
52 400
64 845
Living cost
9 073
9 073
9 073
9 073
Free-cash
51 451
53 152
43 327
55 772

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽10722
₽10892
₽14117
-₽882
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
65 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
547
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 943
trade
-
-
-
3 395
total
-
-
-
20 033
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
65 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
9 943
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
547
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
16 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
20 721
65 500
-
-
trade
2 973
9 400
-
-
income
3 108
9 825
-
-
chamber of commerce
167
232
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

171
540
-
-
total
6 419
19 997
-
-
Dividends
14 302
45 503
-
-
withholding
3 233
11 034
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

178
606
-
-
total
3 411
11 640
-
-
Income
65 500
65 500
65 500
65 500
Total tax
19 863
31 637
16 638
20 033
After tax
45 637
33 863
48 862
45 467
Living cost
34 745
34 745
34 745
34 745
Free-cash
10 892
-882
14 117
10 722

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽17876
₽15883
₽21603
₽5928
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
65 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
547
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 943
trade
-
-
-
3 727
total
-
-
-
20 365
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
65 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
9 943
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
547
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
16 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
31 078
65 500
-
-
trade
4 895
10 317
-
-
income
4 662
9 825
-
-
chamber of commerce
181
231
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

256
540
-
-
total
9 994
20 913
-
-
Dividends
21 084
44 587
-
-
withholding
4 929
10 806
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

272
594
-
-
total
5 201
11 400
-
-
Income
65 500
65 500
65 500
65 500
Total tax
22 358
32 313
16 638
20 365
After tax
43 142
33 187
48 862
45 135
Living cost
27 259
27 259
27 259
27 259
Free-cash
15 883
5 928
21 603
17 876

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽9616
₽10143
₽13508
-₽2503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
65 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
547
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 943
trade
-
-
-
3 892
total
-
-
-
20 530
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
65 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
9 943
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
547
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
16 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 861
65 500
-
-
trade
3 267
10 775
-
-
income
2 978
9 825
-
-
chamber of commerce
166
231
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

164
540
-
-
total
6 575
21 371
-
-
Dividends
13 286
44 130
-
-
withholding
2 980
10 691
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

164
587
-
-
total
3 144
11 278
-
-
Income
65 500
65 500
65 500
65 500
Total tax
20 003
32 649
16 638
20 530
After tax
45 497
32 851
48 862
44 970
Living cost
35 354
35 354
35 354
35 354
Free-cash
10 143
-2 503
13 508
9 616

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽3576
₽5882
₽7634
-₽8713
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
65 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
547
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 943
trade
-
-
-
4 058
total
-
-
-
20 696
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
65 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
9 943
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
547
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
16 638
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
11 414
65 500
-
-
trade
1 957
11 232
-
-
income
1 713
9 825
-
-
chamber of commerce
152
229
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

94
540
-
-
total
3 916
21 826
-
-
Dividends
7 498
43 674
-
-
withholding
1 532
10 577
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

84
582
-
-
total
1 616
11 159
-
-
Income
65 500
65 500
65 500
65 500
Total tax
18 390
32 985
16 638
20 696
After tax
47 110
32 515
48 862
44 804
Living cost
41 228
41 228
41 228
41 228
Free-cash
5 882
-8 713
7 634
3 576

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽15647
₽18121
₽14202
₽20985
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
surtax
-
-
-
970
unemployment
-
-
-
205
health
-
-
-
4 650
pensions
-
-
-
13 101
income
-
-
-
10 713
other
-
-
-
-
total
-
-
-
29 639
Employee
30 307
-
54 110
-
unemployment
2 109
-
3 766
-
other
-
-
-
-
income
5 081
-
10 080
-
surtax
108
-
861
-
pensions
2 022
-
3 609
-
health
774
-
1 380
-
total
10 094
-
19 696
-
Employer
30 307
-
54 110
-
pensions
4 041
-
7 212
-
other
-
-
-
-
health
1 378
-
2 461
-
unemployment
962
-
1 715
-
total
6 381
-
11 388
-
Corporate
28 812
65 500
-
-
income
7 491
17 031
-
-
total
7 491
17 031
-
-
Dividends
21 321
48 469
-
-
withholding
3 199
7 270
-
-
total
3 199
7 270
-
-
Income
65 500
65 500
65 500
65 500
Total tax
27 165
24 301
31 084
29 639
After tax
38 335
41 199
34 416
35 861
Living cost
20 214
20 214
20 214
20 214
Free-cash
18 121
20 985
14 202
15 647

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽16002
₽18539
₽14557
₽21340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
surtax
-
-
-
970
unemployment
-
-
-
205
health
-
-
-
4 650
pensions
-
-
-
13 101
income
-
-
-
10 713
other
-
-
-
-
total
-
-
-
29 639
Employee
29 761
-
54 110
-
unemployment
2 072
-
3 766
-
other
-
-
-
-
income
4 989
-
10 080
-
surtax
97
-
861
-
pensions
1 985
-
3 609
-
health
760
-
1 380
-
total
9 903
-
19 696
-
Employer
29 761
-
54 110
-
pensions
3 967
-
7 212
-
other
-
-
-
-
health
1 354
-
2 461
-
unemployment
943
-
1 715
-
total
6 264
-
11 388
-
Corporate
29 475
65 500
-
-
income
7 663
17 031
-
-
total
7 663
17 031
-
-
Dividends
21 811
48 469
-
-
withholding
3 272
7 270
-
-
total
3 272
7 270
-
-
Income
65 500
65 500
65 500
65 500
Total tax
27 102
24 301
31 084
29 639
After tax
38 398
41 199
34 416
35 861
Living cost
19 859
19 859
19 859
19 859
Free-cash
18 539
21 340
14 557
16 002

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽27510
₽19527
₽20105
₽19156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
unemployment
-
-
-
982
health
-
-
-
4 585
pensions
-
-
-
6 550
income
-
-
-
8 007
total
-
-
-
20 124
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
54 812
-
unemployment
387
154
822
-
income
3 153
1 255
6 701
-
pensions
2 579
1 026
5 481
-
health
1 805
718
3 837
-
total
7 924
3 153
16 841
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
54 812
-
pensions
5 029
2 001
10 688
-
total
5 029
2 001
10 688
-
Corporate
34 682
53 235
-
-
income
3 121
4 791
-
-
total
3 121
4 791
-
-
Dividends
31 560
48 444
-
-
withholding
5 996
9 204
-
-
social contributions
6 037
9 329
-
-
total
12 033
18 533
-
-
Income
65 500
65 500
65 500
65 500
Total tax
28 107
28 478
27 529
20 124
After tax
37 393
37 022
37 971
45 376
Living cost
17 866
17 866
17 866
17 866
Free-cash
19 527
19 156
20 105
27 510

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽3378
-₽8173
-₽2865
-₽2699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
national
-
-
-
10 176
pensions
-
-
-
7 860
social contributions
-
-
-
704
municipal
-
-
-
6 567
total
-
-
-
25 307
Employee
67 543
-
56 624
-
municipal
8 343
-
6 821
-
national
12 928
-
10 569
-
pensions
2 702
-
2 265
-
total
23 973
-
19 655
-
Employer
67 543
-
56 624
-
pensions
5 403
-
4 530
-
social contributions
726
-
609
-
total
6 129
-
5 139
-
Corporate
-
65 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
13 100
-
-
total
-
13 100
-
-
Dividends
-
52 400
-
-
withholding
-
11 528
-
-
total
-
11 528
-
-
Income
65 500
65 500
65 500
65 500
Total tax
30 102
24 628
24 794
25 307
After tax
35 398
40 872
40 706
40 193
Living cost
43 571
43 571
43 571
43 571
Free-cash
-8 173
-2 699
-2 865
-3 378

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽2400
-₽4898
-₽2400
-₽5416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
social contributions
-
-
-
5 309
income
-
-
-
11 325
total
-
-
-
16 634
Employee
70 397
-
65 500
-
social contributions
5 848
-
5 309
-
income
13 284
-
11 325
-
total
19 132
-
16 634
-
Employer
70 397
-
65 500
-
total
-
-
-
-
Corporate
-
65 500
-
-
income
-
8 187
-
-
total
-
8 187
-
-
Dividends
-
57 313
-
-
withholding
-
11 463
-
-
total
-
11 463
-
-
Income
65 500
65 500
65 500
65 500
Total tax
19 132
19 650
16 634
16 634
After tax
46 368
45 850
48 866
48 866
Living cost
51 266
51 266
51 266
51 266
Free-cash
-4 898
-5 416
-2 400
-2 400

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽2594
-₽14483
-₽6203
-₽3029
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
national
-
-
-
12 204
regional
-
-
-
680
social contributions
-
-
-
16 846
municipal
-
-
-
389
total
-
-
-
30 119
Employee
79 983
-
65 500
-
municipal
424
-
347
-
national
13 859
-
10 698
-
social contributions
26 970
-
22 086
-
regional
755
-
597
-
total
42 008
-
33 728
-
Employer
79 983
-
65 500
-
total
-
-
-
-
Corporate
-
65 500
-
-
nationa
-
15 721
-
-
municipal
-
2 555
-
-
total
-
18 276
-
-
Dividends
-
47 224
-
-
withholding
-
12 278
-
-
total
-
12 278
-
-
Income
65 500
65 500
65 500
65 500
Total tax
42 008
30 554
33 728
30 119
After tax
23 492
34 946
31 772
35 381
Living cost
37 975
37 975
37 975
37 975
Free-cash
-14 483
-3 029
-6 203
-2 594

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽10830
₽8187
₽7244
₽10184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
national
-
-
-
12 204
regional
-
-
-
988
social contributions
-
-
-
16 846
municipal
-
-
-
389
total
-
-
-
30 427
Employee
49 922
-
65 500
-
municipal
265
-
347
-
national
7 909
-
10 698
-
social contributions
16 834
-
22 086
-
regional
672
-
882
-
total
25 680
-
34 013
-
Employer
49 922
-
65 500
-
total
-
-
-
-
Corporate
15 578
65 500
-
-
nationa
3 738
15 721
-
-
municipal