Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 65500
per

Your estimated
City
free-cash

Valencia , Spain
₽11162
₽10697
₽19686
₽15014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
10 653
accident
-
-
-
590
unemployment
-
-
-
458
pensions
-
-
-
18 536
other
-
-
-
66
total
-
-
-
30 303
Employee
32 944
-
49 666
-
other
32
-
49
-
income
6 351
-
10 852
-
unemployment
511
-
769
-
pensions
1 549
-
2 335
-
total
8 443
-
14 005
-
Employer
32 944
-
49 666
-
unemployment
1 812
-
2 732
-
pensions
7 774
-
11 720
-
other
264
-
397
-
accident
653
-
984
-
total
10 503
-
15 833
-
Corporate
22 053
65 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 307
9 825
-
-
total
3 307
9 825
-
-
Dividends
18 746
55 675
-
-
withholding
3 733
11 489
-
-
total
3 733
11 489
-
-
Income
65 500
65 500
65 500
65 500
Total tax
25 986
21 314
29 838
30 303
After tax
39 514
44 186
35 662
35 197
Living cost
24 500
24 500
24 500
24 500
Free-cash
15 014
19 686
11 162
10 697

Estimated living cost  is ₽24500 per week

₽16537
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽14655
₽11727
₽24384
₽18365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
8 320
health
-
-
-
2 883
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
15 719
other
-
-
-
3 111
total
-
-
-
30 033
Employee
32 350
-
52 317
-
income
5 569
-
9 007
-
health
453
-
732
-
unemployment
323
-
522
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 264
-
3 662
-
total
8 609
-
13 923
-
Employer
32 350
-
52 317
-
unemployment
323
-
522
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 500
-
8 893
-
other
1 618
-
2 616
-
accident
259
-
419
-
health
453
-
732
-
total
8 153
-
13 182
-
Corporate
24 997
65 500
-
-
income
5 250
13 754
-
-
total
5 250
13 754
-
-
Dividends
19 748
51 746
-
-
withholding
1 383
3 622
-
-
total
1 383
3 622
-
-
Income
65 500
65 500
65 500
65 500
Total tax
23 395
17 376
27 105
30 033
After tax
42 105
48 124
38 395
35 467
Living cost
23 740
23 740
23 740
23 740
Free-cash
18 365
24 384
14 655
11 727

Estimated living cost  is ₽23740 per week

₽16774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4981
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽37292
₽35708
₽44334
₽40202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
9 825
health
-
-
-
3 575
unemployment
-
-
-
124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 600
total
-
-
-
18 124
Employee
15 449
-
59 402
-
income
1 545
-
5 940
-
health
711
-
1 430
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 356
-
2 729
-
total
3 782
-
10 441
-
Employer
15 449
-
59 402
-
unemployment
92
-
187
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 703
-
3 425
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
health
1 066
-
2 145
-
total
3 031
-
6 099
-
Corporate
47 019
65 500
-
-
income
4 702
6 550
-
-
total
4 702
6 550
-
-
Dividends
42 317
58 950
-
-
withholding
2 115
2 948
-
-
total
2 115
2 948
-
-
Income
65 500
65 500
65 500
65 500
Total tax
13 630
9 498
16 540
18 124
After tax
51 870
56 002
48 960
47 376
Living cost
11 668
11 668
11 668
11 668
Free-cash
40 202
44 334
37 292
35 708

Estimated living cost  is ₽11668 per week

₽6812
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3714
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽8690
₽8446
₽2530
₽7792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
3 647
social contributions
-
-
-
1 865
health
-
-
-
566
surtax
-
-
-
-
pensions
-
-
-
18 462
other
-
-
-
2 031
total
-
-
-
26 571
Employee
38 132
-
49 913
-
income
2 250
-
3 674
-
social contributions
1 087
-
1 422
-
surtax
-
-
-
-
pensions
4 311
-
5 645
-
total
7 648
-
10 741
-
Employer
38 132
-
49 913
-
unemployment
1 544
-
2 022
-
social contributions
115
-
150
-
pensions
6 264
-
8 200
-
other
1 315
-
1 721
-
health
2 670
-
3 493
-
total
11 908
-
15 586
-
Corporate
15 460
65 500
-
-
income
4 328
18 340
-
-
surtax
-
-
-
-
total
4 328
18 340
-
-
Dividends
11 132
47 160
-
-
withholding
1 425
6 036
-
-
surtax
-
-
-
-
social contributions
1 916
8 111
-
-
total
3 341
14 147
-
-
Income
65 500
65 500
65 500
65 500
Total tax
27 225
32 487
26 327
26 571
After tax
38 275
33 013
39 173
38 929
Living cost
30 483
30 483
30 483
30 483
Free-cash
7 792
2 530
8 690
8 446

Estimated living cost  is ₽30483 per week

₽19221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2479
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8266
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽22973
-₽14
-₽17972
-₽22973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
8 421
health
-
-
-
9 330
pensions
-
-
-
10 439
total
-
-
-
28 190
Employee
76 084
76 084
76 084
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 454
12 454
12 454
-
health
11 678
9 933
11 678
-
pensions
13 695
10 439
13 695
-
total
37 827
32 826
37 827
-
Employer
76 084
76 084
76 084
-
unemployment
2 739
2 739
2 739
-
pensions
5 295
5 295
5 295
-
health
5 289
5 289
5 289
-
total
13 323
13 323
13 323
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
65 500
65 500
65 500
65 500
Total tax
51 150
46 149
51 150
28 190
After tax
14 350
19 351
14 350
37 310
Living cost
37 324
37 324
37 324
37 324
Free-cash
-22 973
-17 972
-22 973
-14

Estimated living cost  is ₽37324 per week

₽26450
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3365
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6915
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽21816
₽18024
₽6199
₽16055
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
65 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 058
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 087
trade
-
-
-
3 792
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
553
total
-
-
-
20 490
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 077
-
65 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

952
-
10 058
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 087
-
6 087
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
553
-
total
7 091
-
16 698
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
31 423
65 500
-
-
chamber of commerce
181
230
-
-
income
4 714
9 825
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

259
541
-
-
trade
4 949
10 317
-
-
total
10 103
20 913
-
-
Dividends
21 320
44 587
-
-
withholding
4 991
10 807
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

274
595
-
-
total
5 265
11 402
-
-
Income
65 500
65 500
65 500
65 500
Total tax
22 459
32 315
16 698
20 490
After tax
43 041
33 185
48 802
45 010
Living cost
26 986
26 986
26 986
26 986
Free-cash
16 055
6 199
21 816
18 024

Estimated living cost  is ₽26986 per week

₽16975
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3147
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽26277
₽28543
₽24725
₽22605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
4 442
social contributions
-
-
-
10 217
health
-
-
-
1 670
total
-
-
-
16 329
Employee
68 510
68 510
68 510
-
income
7 460
6 342
6 613
-
social contributions
2 590
5 686
4 935
-
health
531
1 165
1 011
-
total
10 581
13 193
12 559
-
Employer
68 510
68 510
68 510
-
social contributions
2 590
5 686
4 935
-
health
577
1 268
1 101
-
total
3 167
6 954
6 036
-
Corporate
31 124
-
-
-
income
3 890
-
-
-
total
3 890
-
-
-
Dividends
27 234
-
-
-
withholding
4 629
-
-
-
total
4 629
-
-
-
Income
65 500
65 500
65 500
65 500
Total tax
22 267
20 147
18 595
16 329
After tax
43 233
45 353
46 905
49 171
Living cost
20 628
20 628
20 628
20 628
Free-cash
22 605
24 725
26 277
28 543

Estimated living cost  is ₽20628 per week

₽12363
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2024
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5786
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽6816
₽9294
₽9312
₽8413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
65 500
income
-
-
-
5 499
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
22 761
surtax
-
-
-
-
total
-
-
-
28 260
Employee
40 977
-
52 929
-
income
8 523
-
12 344
-
social contributions
4 508
-
5 823
-
surtax
-
-
-
-
total
13 031
-
18 167
-
Employer
40 977
-
52 929
-
social contributions
9 732
-
12 571
-
total
9 732
-
12 571
-
Corporate
14 791
65 500
-
-
income
3 106
13 754
-
-
surtax
-
-
-
-
total
3 106
13 754
-
-
Dividends
11 685
51 746
-
-
withholding
3 272
14 488
-
-
total
3 272
14 488
-
-
Income
65 500
65 500
65 500
65 500
Total tax
29 141
28 242
30 738
28 260
After tax
36 359
37 258
34 762
37 240
Living cost
27 946
27 946
27 946
27 946
Free-cash
8 413
9 312
6 816
9 294

Estimated living cost  is ₽27946 per week

₽20910
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽46069
₽58514
₽55894
₽54707
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
65 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
655
total
-
-
-
655
Employee
7 914
-
65 500
-
income
1 583
-
13 100
-
total
1 583
-
13 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

57 586
65 500
-
-
total
-
-
-
-
Dividends
57 586
65 500
-
-
withholding
2 879
3 275
-
-
total
2 879
3 275
-
-
Income
65 500
65 500
65 500
65 500
Total tax
4 462
3 275
13 100
655
After tax
61 038
62 225
52 400
64 845
Living cost
6 331
6 331
6 331
6 331
Free-cash
54 707
55 894
46 069
58 514

Estimated living cost  is ₽6331 per week

₽3924
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽526
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1707
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽9148
₽11027
₽21199
₽13747
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
65 500
income
-
-
-
12 071
health
-
-
-
6 445
unemployment
-
-
-
98
pensions
-
-
-
11 962
total
-
-
-
30 576
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 398
-
56 674
-
income
6 794
-
11 104
-
health
2 545
-
3 662
-
unemployment
56
-
79
-
pensions
6 107
-
8 785
-
total
15 502
-
23 630
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 398
-
56 674
-
unemployment
24
-
34
-
pensions
3 486
-
5 016
-
health
2 624
-
3 775
-
total
6 134
-
8 825
-
Corporate
19 968
65 500
-
-
income
3 794
12 446
-
-
total
3 794
12 446
-
-
Dividends
16 173
53 054
-
-
withholding
2 426
7 958
-
-
total
2 426
7 958
-
-
Income
65 500
65 500
65 500
65 500
Total tax
27 856
20 404
32 455
30 576
After tax
37 644
45 096
33 045
34 924
Living cost
23 897
23 897
23 897
23 897
Free-cash
13 747
21 199
9 148
11 027

Estimated living cost  is ₽23897 per week

₽16400
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1532
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5503
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽15396
₽2028
₽5526
₽10686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
65 500
income
-
-
-
25 361
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 769
total
-
-
-
31 130
Employee
40 872
-
61 402
-
social contributions
4 095
-
4 098
-
income
4 435
-
9 566
-
total
8 530
-
13 664
-
Employer
40 872
-
61 402
-
social contributions
4 095
-
4 098
-
total
4 095
-
4 098
-
Corporate
20 533
65 500
-
-
income
7 187
22 925
-
-
total
7 187
22 925
-
-
Dividends
13 346
42 575
-
-
social contributions
2 660
4 707
-
-
total
2 660
4 707
-
-
Income
65 500
65 500
65 500
65 500
Total tax
22 472
27 632
17 762
31 130
After tax
43 028
37 868
47 738
34 370
Living cost
32 342
32 342
32 342
32 342
Free-cash
10 686
5 526
15 396
2 028

Estimated living cost  is ₽32342 per week

₽21304
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2550
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽24508
₽23172
₽21069
₽21534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
9 825
social contributions
-
-
-
9 039
health
-
-
-
4 572
total
-
-
-
23 436
Employee
30 209
-
65 500
-
income
5 038
-
8 489
-
social contributions
4 169
-
9 039
-
health
2 108
-
4 572
-
total
11 315
-
22 100
-
Employer
30 209
-
65 500
-
total
-
-
-
-
Corporate
35 291
65 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 765
3 275
-
-
total
1 765
3 275
-
-
Dividends
33 526
62 225
-
-
withholding
5 028
9 333
-
-
health
2 340
4 344
-
-
social contributions
4 626
8 587
-
-
total
11 994
22 264
-
-
Income
65 500
65 500
65 500
65 500
Total tax
25 074
25 539
22 100
23 436
After tax
40 426
39 961
43 400
42 064
Living cost
18 892
18 892
18 892
18 892
Free-cash
21 534
21 069
24 508
23 172

Estimated living cost  is ₽18892 per week

₽12644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4648
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽8938
₽7600
₽20796
₽12128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
5 630
social contributions
-
-
-
19 126
solidarity contribution
-
-
-
-
health
-
-
-
8 843
total
-
-
-
33 599
Employee
35 737
-
48 881
-
solidarity contribution
-
-
-
-
income
4 288
-
5 866
-
social contributions
2 323
-
3 177
-
health
4 824
-
6 599
-
total
11 435
-
15 642
-
Employer
35 737
-
48 881
-
social contributions
8 934
-
12 220
-
health
3 216
-
4 399
-
total
12 150
-
16 619
-
Corporate
17 613
65 500
-
-
income
3 346
12 445
-
-
total
3 346
12 445
-
-
Dividends
14 267
53 055
-
-
withholding
2 140
7 958
-
-
total
2 140
7 958
-
-
Income
65 500
65 500
65 500
65 500
Total tax
29 071
20 403
32 261
33 599
After tax
36 429
45 097
33 239
31 901
Living cost
24 301
24 301
24 301
24 301
Free-cash
12 128
20 796
8 938
7 600

Estimated living cost  is ₽24301 per week

₽18072
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1346
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽42534
₽54979
₽52359
₽50509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
65 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
655
total
-
-
-
655
Employee
12 333
-
65 500
-
income
2 467
-
13 100
-
total
2 467
-
13 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

53 167
65 500
-
-
total
-
-
-
-
Dividends
53 167
65 500
-
-
withholding
2 658
3 275
-
-
total
2 658
3 275
-
-
Income
65 500
65 500
65 500
65 500
Total tax
5 125
3 275
13 100
655
After tax
60 375
62 225
52 400
64 845
Living cost
9 866
9 866
9 866
9 866
Free-cash
50 509
52 359
42 534
54 979

Estimated living cost  is ₽9866 per week

₽6676
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽414
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽331
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽3859
-₽4103
-₽10019
-₽7731
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
3 647
social contributions
-
-
-
1 865
health
-
-
-
566
surtax
-
-
-
-
pensions
-
-
-
18 462
other
-
-
-
2 031
total
-
-
-
26 571
Employee
55 802
-
49 913
-
income
4 869
-
3 674
-
social contributions
1 589
-
1 422
-
surtax
-
-
-
-
pensions
6 312
-
5 645
-
total
12 770
-
10 741
-
Employer
55 802
-
49 913
-
unemployment
2 261
-
2 022
-
social contributions
167
-
150
-
pensions
9 169
-
8 200
-
other
1 926
-
1 721
-
health
3 906
-
3 493
-
total
17 429
-
15 586
-
Corporate
-
65 500
-
-
income
-
18 340
-
-
surtax
-
-
-
-
total
-
18 340
-
-
Dividends
-
47 160
-
-
withholding
-
6 036
-
-
surtax
-
-
-
-
social contributions
-
8 111
-
-
total
-
14 147
-
-
Income
65 500
65 500
65 500
65 500
Total tax
30 199
32 487
26 327
26 571
After tax
35 301
33 013
39 173
38 929
Living cost
43 032
43 032
43 032
43 032
Free-cash
-7 731
-10 019
-3 859
-4 103

Estimated living cost  is ₽43032 per week

₽29123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3520
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9798
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽18944
₽16501
₽31958
₽27587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
65 500
income
-
-
-
8 874
health
-
-
-
6 747
unemployment
-
-
-
982
pensions
-
-
-
17 030
total
-
-
-
33 633
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 170
-
55 556
-
income
3 194
-
10 189
-
health
1 193
-
2 861
-
unemployment
174
-
417
-
pensions
3 244
-
7 778
-
total
7 805
-
21 245
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 170
-
55 556
-
unemployment
174
-
417
-
pensions
2 780
-
6 667
-
health
1 193
-
2 861
-
total
4 147
-
9 945
-
Corporate
38 182
65 500
-
-
income
5 727
9 825
-
-
total
5 727
9 825
-
-
Dividends
32 455
55 675
-
-
withholding
4 868
8 351
-
-
total
4 868
8 351
-
-
Income
65 500
65 500
65 500
65 500
Total tax
22 547
18 176
31 190
33 633
After tax
42 953
47 324
34 310
31 867
Living cost
15 366
15 366
15 366
15 366
Free-cash
27 587
31 958
18 944
16 501

Estimated living cost  is ₽15366 per week

₽10346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽10450
-₽7107
-₽32233
-₽14205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
regional
-
-
-
1 918
national
-
-
-
276
health
-
-
-
203
city
-
-
-
690
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 310
pensions
-
-
-
6 026
total
-
-
-
10 423
Employee
72 771
-
58 624
-
regional
2 383
-
1 616
-
city
781
-
629
-
health
165
-
133
-
unemployment
-
-
-
-
national
344
-
233
-
pensions
6 114
-
4 925
-
total
9 787
-
7 536
-
Employer
72 771
-
58 624
-
unemployment
-
-
-
-
pensions
6 114
-
4 925
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 455
-
1 172
-
health
165
-
133
-
total
7 734
-
6 230
-
Corporate
-
65 500
-
-
regional
-
13 853
-
-
national
-
5 568
-
-
total
-
19 421
-
-
Dividends
-
46 079
-
-
withholding
-
16 128
-
-
total
-
16 128
-
-
Income
65 500
65 500
65 500
65 500
Total tax
17 521
35 549
13 766
10 423
After tax
47 979
29 951
51 734
55 077
Living cost
62 184
62 184
62 184
62 184
Free-cash
-14 205
-32 233
-10 450
-7 107

Estimated living cost  is ₽62184 per week

₽40437
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5580
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽763
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽5028
₽14600
₽10547
₽6769
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
65 500
municipal
-
-
-
11 675
national
-
-
-
4 382
health
-
-
-
637
total
-
-
-
16 694
Employee
46 875
-
55 102
-
health
350
-
477
-
unemployment
703
-
827
-
national
774
-
1 831
-
municipal
7 678
-
9 013
-
pensions
3 163
-
3 720
-
total
12 668
-
15 868
-
Employer
46 875
-
55 102
-
unemployment
304
-
358
-
pensions
8 133
-
9 560
-
accident
47
-
56
-
health
360
-
424
-
total
8 844
-
10 398
-
Corporate
9 780
65 500
-
-
income
1 956
13 100
-
-
total
1 956
13 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

5 868
39 300
-
-
national
-
573
-
-
municipal
1 057
7 074
-
-
total
1 057
7 647
-
-
Income
65 500
65 500
65 500
65 500
Total tax
24 525
20 747
26 266
16 694
After tax
40 975
44 753
39 234
48 806
Living cost
34 206
34 206
34 206
34 206
Free-cash
6 769
10 547
5 028
14 600

Estimated living cost  is ₽34206 per week

₽22343
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽5536
₽566
₽4336
-₽16782
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
national
-
-
-
20 112
social contributions
-
-
-
8 944
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 393
total
-
-
-
32 449
Employee

The minimum management director salary is set at €45,000 per year.

63 731
-
50 733
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 994
-
2 384
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 324
-
2 646
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

555
-
441
-
national
19 593
-
14 509
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 780
-
3 804
-
total
31 246
-
23 784
-
Employer

The minimum management director salary is set at €45,000 per year.

63 731
-
50 733
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

930
-
741
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 647
-
4 496
-
surtax
7 226
-
5 752
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

828
-
659
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 919
-
3 119
-
total
18 550
-
14 767
-
Corporate
-
65 500
-
-
income
-
13 100
-
-
surtax
-
262
-
-
total
-
13 362
-
-
Dividends
-
52 138
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
15 317
-
-
total
-
15 317
-
-
Income
65 500
65 500
65 500
65 500
Total tax
49 796
28 679
38 551
32 449
After tax
15 704
36 821
26 949
33 051
Living cost
32 485
32 485
32 485
32 485
Free-cash
-16 782
4 336
-5 536
566

Estimated living cost  is ₽32485 per week

₽20925
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽1201
-₽3528
-₽416
-₽2249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
municipal
-
-
-
13 874
national
-
-
-
-
health
-
-
-
4 087
accident
-
-
-
131
unemployment
-
-
-
65
pensions
-
-
-
7 081
other
-
-
-
7 611
total
-
-
-
32 849
Employee
51 552
-
49 840
-
national
-
-
-
-
municipal
15 373
-
14 862
-
total
15 373
-
14 862
-
Employer
51 552
-
49 840
-
unemployment
1 361
-
1 316
-
pensions
5 573
-
5 388
-
other
5 990
-
5 791
-
accident
103
-
100
-
health
3 170
-
3 065
-
total
16 197
-
15 660
-
Corporate
-
65 500
-
-
income
-
14 410
-
-
total
-
14 410
-
-
Dividends
-
51 090
-
-
withholding
-
15 327
-
-
total
-
15 327
-
-
Income
65 500
65 500
65 500
65 500
Total tax
31 570
29 737
30 522
32 849
After tax
33 930
35 763
34 978
32 651
Living cost
36 179
36 179
36 179
36 179
Free-cash
-2 249
-416
-1 201
-3 528

Estimated living cost  is ₽36179 per week

₽23978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3550
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽14890
₽6481
₽1065
-₽68525
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
12 767
social contributions
-
-
-
7 467
total
-
-
-
20 234
Employee
55 612
-
-
-
income
12 267
-
-
-
social contributions
4 560
-
650
-
total
16 827
-
650
-
Employer
55 612
-
-
-
social contributions
78 413
-
11 175
-
total
78 413
-
11 175
-
Corporate
-
65 500
-
-
income
-
14 410
-
-
total
-
14 410
-
-
Dividends
-
51 090
-
-
income
-
11 240
-
-
total
-
11 240
-
-
Income
65 500
65 500
65 500
65 500
Total tax
95 240
25 650
11 825
20 234
After tax
-29 740
39 850
53 675
45 266
Living cost
38 785
38 785
38 785
38 785
Free-cash
-68 525
1 065
14 890
6 481

Estimated living cost  is ₽38785 per week

₽25165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽18007
₽20273
₽16455
₽15489
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
4 442
social contributions
-
-
-
10 217
health
-
-
-
1 670
total
-
-
-
16 329
Employee
68 510
68 510
68 510
-
income
7 194
6 342
6 613
-
social contributions
3 329
5 686
4 935
-
health
681
1 165
1 011
-
total
11 204
13 193
12 559
-
Employer
68 510
68 510
68 510
-
social contributions
3 329
5 686
4 935
-
health
742
1 268
1 101
-
total
4 071
6 954
6 036
-
Corporate
21 326
-
-
-
income
2 666
-
-
-
total
2 666
-
-
-
Dividends
18 659
-
-
-
withholding
3 172
-
-
-
total
3 172
-
-
-
Income
65 500
65 500
65 500
65 500
Total tax
21 113
20 147
18 595
16 329
After tax
44 387
45 353
46 905
49 171
Living cost
28 898
28 898
28 898
28 898
Free-cash
15 489
16 455
18 007
20 273

Estimated living cost  is ₽28898 per week

₽19755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2257
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6401
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽9654
₽16797
₽17037
₽12169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
12 209
pensions
-
-
-
4 455
total
-
-
-
16 664
Employee
43 978
-
58 017
-
income
8 009
-
10 423
-
health
574
-
861
-
pensions
3 357
-
5 042
-
total
11 940
-
16 326
-
Employer
43 978
-
58 017
-
pensions
4 443
-
6 379
-
health
836
-
1 102
-
total
5 279
-
7 481
-
Corporate
16 243
65 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

3 087
12 444
-
-
total
3 087
12 444
-
-
Dividends
13 156
53 056
-
-
withholding
986
3 980
-
-
total
986
3 980
-
-
Income
65 500
65 500
65 500
65 500
Total tax
21 292
16 424
23 807
16 664
After tax
44 208
49 076
41 693
48 836
Living cost
32 039
32 039
32 039
32 039
Free-cash
12 169
17 037
9 654
16 797

Estimated living cost  is ₽32039 per week

₽21979
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6711
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽4110
-₽635
-₽993
-₽9578
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
municipal
-
-
-
438
regional
-
-
-
1 090
national
-
-
-
12 266
social contributions
-
-
-
16 847
total
-
-
-
30 641
Employee
75 078
-
65 500
-
regional
1 133
-
931
-
social contributions
25 316
-
22 086
-
national
12 687
-
10 708
-
municipal
448
-
391
-
total
39 584
-
34 116
-
Employer
75 078
-
65 500
-
total
-
-
-
-
Corporate
-
65 500
-
-
nationa
-
15 721
-
-
municipal
-
3 157
-
-
total
-
18 878
-
-
Dividends
-
46 623
-
-
withholding
-
12 121
-
-
total
-
12 121
-
-
Income
65 500
65 500
65 500
65 500
Total tax
39 584
30 999
34 116
30 641
After tax
25 916
34 501
31 384
34 859
Living cost
35 494
35 494
35 494
35 494
Free-cash
-9 578
-993
-4 110
-635

Estimated living cost  is ₽35494 per week

₽24932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2441
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7583
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽14544
₽26485
-₽13287
₽2454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
14 538
health
-
-
-
1 843
accident
-
-
-
213
pensions
-
-
-
3 516
other
-
-
-
313
total
-
-
-
20 423
Employee
29 247
-
54 411
-
income
4 012
-
8 918
-
health
3 349
-
6 230
-
pensions
3 293
-
6 127
-
total
10 654
-
21 275
-
Employer
29 247
-
54 411
-
unemployment
717
-
1 333
-
pensions
4 756
-
8 847
-
accident
488
-
909
-
total
5 961
-
11 089
-
Corporate
30 293
65 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

27 263
58 950
-
-
total
27 263
58 950
-
-
Dividends
3 029
6 550
-
-
withholding
576
1 245
-
-
total
576
1 245
-
-
Income
65 500
65 500
65 500
65 500
Total tax
44 454
60 195
32 364
20 423
After tax
21 046
5 305
33 136
45 077
Living cost
18 592
18 592
18 592
18 592
Free-cash
2 454
-13 287
14 544
26 485

Estimated living cost  is ₽18592 per week

₽13627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1030
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3548
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽14405
₽10951
-₽538
₽11118
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
65 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 058
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 087
trade
-
-
-
3 454
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
553
total
-
-
-
20 152
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 331
-
65 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 645
-
10 058
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 087
-
6 087
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

201
-
553
-
total
9 933
-
16 698
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
21 169
65 500
-
-
chamber of commerce
166
232
-
-
income
3 175
9 825
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

174
541
-
-
trade
3 038
9 399
-
-
total
6 553
19 997
-
-
Dividends
14 616
45 503
-
-
withholding
3 316
11 037
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

183
607
-
-
total
3 499
11 644
-
-
Income
65 500
65 500
65 500
65 500
Total tax
19 985
31 641
16 698
20 152
After tax
45 515
33 859
48 802
45 348
Living cost
34 397
34 397
34 397
34 397
Free-cash
11 118
-538
14 405
10 951

Estimated living cost  is ₽34397 per week

₽23728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3701
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽18651
₽34334
₽33864
₽26555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
65 500
microenterprise
-
-
-
9 825
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 805
surtax
-
-
-
-
total
-
-
-
12 630
Employee
26 034
-
52 784
-
income
4 634
-
9 791
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 864
-
5 806
-
surtax
-
-
-
-
total
7 498
-
15 597
-
Employer
26 034
-
52 784
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 271
-
12 716
-
surtax
-
-
-
-
total
6 271
-
12 716
-
Corporate
33 195
65 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

6 640
13 100
-
-
total
6 640
13 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

26 555
52 400
-
-
total
-
-
-
-
Income
65 500
65 500
65 500
65 500
Total tax
20 409
13 100
28 313
12 630
After tax
45 091
52 400
37 187
52 870
Living cost
18 536
18 536
18 536
18 536
Free-cash
26 555
33 864
18 651
34 334

Estimated living cost  is ₽18536 per week

₽11825
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽23200
₽24031
₽29189
₽27271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
15 085
health
-
-
-
6 179
pensions
-
-
-
8 522
total
-
-
-
29 786
Employee
17 795
-
55 913
-
income
3 442
-
14 638
-
health
890
-
2 131
-
unemployment
178
-
426
-
pensions
1 601
-
3 835
-
total
6 111
-
21 030
-
Employer
17 795
-
55 913
-
unemployment
356
-
852
-
pensions
1 957
-
4 687
-
health
1 691
-
4 048
-
total
4 004
-
9 587
-
Corporate
43 701
65 500
-
-
income
9 614
14 410
-
-
total
9 614
14 410
-
-
Dividends
34 087
51 090
-
-
withholding
6 817
10 218
-
-
total
6 817
10 218
-
-
Income
65 500
65 500
65 500
65 500
Total tax
26 546
24 628
30 617
29 786
After tax
38 954
40 872
34 883
35 714
Living cost
11 683
11 683
11 683
11 683
Free-cash
27 271
29 189
23 200
24 031

Estimated living cost  is ₽11683 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽947
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽14361
₽15805
₽21189
₽18354
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
10 745
health
-
-
-
4 651
unemployment
-
-
-
203
surtax
-
-
-
984
pensions
-
-
-
13 100
other
-
-
-
-
total
-
-
-
29 683
Employee
30 004
-
54 109
-
other
-
-
-
-
income
5 030
-
10 109
-
health
766
-
1 380
-
unemployment
2 088
-
3 765
-
surtax
107
-
874
-
pensions
2 002
-
3 610
-
total
9 993
-
19 738
-
Employer
30 004
-
54 109
-
unemployment
952
-
1 714
-
pensions
4 000
-
7 213
-
other
-
-
-
-
health
1 364
-
2 462
-
total
6 316
-
11 389
-
Corporate
29 179
65 500
-
-
income
7 586
17 029
-
-
total
7 586
17 029
-
-
Dividends
21 593
48 471
-
-
withholding
3 239
7 270
-
-
total
3 239
7 270
-
-
Income
65 500
65 500
65 500
65 500
Total tax
27 134
24 299
31 127
29 683
After tax
38 366
41 201
34 373
35 817
Living cost
20 012
20 012
20 012
20 012
Free-cash
18 354
21 189
14 361
15 805

Estimated living cost  is ₽20012 per week

₽12082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5727
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽5526
₽6895
₽8785
₽8344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 500
income
-
-
-
7 324
chamber of commerce
-
-
-
262
health
-
-