Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 65000
per

Your estimated
City
free-cash

Madrid , Spain
₽4422
₽11537
₽3193
₽2732
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
other
-
-
-
65
unemployment
-
-
-
455
income
-
-
-
10 449
pensions
-
-
-
18 394
accident
-
-
-
585
total
-
-
-
29 948
Employee
44 414
-
49 290
-
unemployment
688
-
764
-
other
44
-
49
-
pensions
2 087
-
2 316
-
income
9 277
-
10 647
-
total
12 096
-
13 776
-
Employer
44 414
-
49 290
-
other
356
-
393
-
accident
880
-
976
-
pensions
10 482
-
11 632
-
unemployment
2 443
-
2 710
-
total
14 161
-
15 711
-
Corporate
6 425
65 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

963
9 750
-
-
total
963
9 750
-
-
Dividends
5 462
55 250
-
-
withholding
1 038
11 393
-
-
total
1 038
11 393
-
-
Income
65 000
65 000
65 000
65 000
Total tax
28 258
21 143
29 487
29 948
After tax
36 742
43 857
35 513
35 052
Living cost
32 320
32 320
32 320
32 320
Free-cash
4 422
11 537
3 193
2 732

Estimated living cost  is ₽32320 per week

₽23211
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close