Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 63500
per

Your estimated
City
free-cash

Valencia , Spain
₽10558
₽10110
₽18790
₽14201
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
10 291
accident
-
-
-
571
unemployment
-
-
-
445
pensions
-
-
-
17 970
other
-
-
-
63
total
-
-
-
29 340
Employee
32 339
-
48 149
-
other
32
-
48
-
income
6 235
-
10 482
-
unemployment
501
-
747
-
pensions
1 520
-
2 264
-
total
8 288
-
13 541
-
Employer
32 339
-
48 149
-
unemployment
1 779
-
2 649
-
pensions
7 631
-
11 364
-
other
259
-
385
-
accident
641
-
953
-
total
10 310
-
15 351
-
Corporate
20 851
63 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 127
9 525
-
-
total
3 127
9 525
-
-
Dividends
17 724
53 975
-
-
withholding
3 524
11 135
-
-
total
3 524
11 135
-
-
Income
63 500
63 500
63 500
63 500
Total tax
25 249
20 660
28 892
29 340
After tax
38 251
42 840
34 608
34 160
Living cost
24 050
24 050
24 050
24 050
Free-cash
14 201
18 790
10 558
10 110

Estimated living cost  is ₽24050 per week

₽16234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2312
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽13917
₽11080
₽23348
₽17443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
8 066
health
-
-
-
2 793
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
15 241
other
-
-
-
3 016
total
-
-
-
29 116
Employee
31 756
-
50 719
-
income
5 467
-
8 730
-
health
445
-
710
-
unemployment
317
-
508
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 222
-
3 550
-
total
8 451
-
13 498
-
Employer
31 756
-
50 719
-
unemployment
317
-
508
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 399
-
8 622
-
other
1 588
-
2 536
-
accident
254
-
405
-
health
445
-
710
-
total
8 003
-
12 781
-
Corporate
23 741
63 500
-
-
income
4 986
13 336
-
-
total
4 986
13 336
-
-
Dividends
18 755
50 164
-
-
withholding
1 313
3 512
-
-
total
1 313
3 512
-
-
Income
63 500
63 500
63 500
63 500
Total tax
22 753
16 848
26 279
29 116
After tax
40 747
46 652
37 221
34 384
Living cost
23 304
23 304
23 304
23 304
Free-cash
17 443
23 348
13 917
11 080

Estimated living cost  is ₽23304 per week

₽16466
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1573
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽375
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4890
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽35868
₽34353
₽42826
₽38764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
9 525
health
-
-
-
3 513
unemployment
-
-
-
122
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 521
total
-
-
-
17 681
Employee
15 182
-
57 507
-
income
1 518
-
5 750
-
health
698
-
1 405
-
accident

We are using the highest rate at 1.1%.

167
-
336
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 333
-
2 682
-
total
3 716
-
10 173
-
Employer
15 182
-
57 507
-
unemployment
91
-
183
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 673
-
3 366
-
accident

We are using the highest rate at 1.1%.

167
-
336
-
health
1 048
-
2 108
-
total
2 979
-
5 993
-
Corporate
45 339
63 500
-
-
income
4 534
6 350
-
-
total
4 534
6 350
-
-
Dividends
40 805
57 150
-
-
withholding
2 041
2 858
-
-
total
2 041
2 858
-
-
Income
63 500
63 500
63 500
63 500
Total tax
13 270
9 208
16 166
17 681
After tax
50 230
54 292
47 334
45 819
Living cost
11 466
11 466
11 466
11 466
Free-cash
38 764
42 826
35 868
34 353

Estimated living cost  is ₽11466 per week

₽6694
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽819
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3649
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽8080
₽7832
₽2081
₽7249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
3 505
social contributions
-
-
-
1 809
health
-
-
-
549
surtax
-
-
-
-
pensions
-
-
-
17 914
other
-
-
-
1 968
total
-
-
-
25 745
Employee
37 431
-
48 388
-
income
2 209
-
3 534
-
social contributions
1 067
-
1 378
-
surtax
-
-
-
-
pensions
4 232
-
5 474
-
total
7 508
-
10 386
-
Employer
37 431
-
48 388
-
unemployment
1 515
-
1 960
-
social contributions
113
-
144
-
pensions
6 149
-
7 950
-
other
1 291
-
1 670
-
health
2 621
-
3 387
-
total
11 689
-
15 111
-
Corporate
14 379
63 500
-
-
income
4 026
17 780
-
-
surtax
-
-
-
-
total
4 026
17 780
-
-
Dividends
10 353
45 720
-
-
withholding
1 324
5 852
-
-
surtax
-
-
-
-
social contributions
1 781
7 864
-
-
total
3 105
13 716
-
-
Income
63 500
63 500
63 500
63 500
Total tax
26 328
31 496
25 497
25 745
After tax
37 172
32 004
38 003
37 755
Living cost
29 923
29 923
29 923
29 923
Free-cash
7 249
2 081
8 080
7 832

Estimated living cost  is ₽29923 per week

₽18868
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽23350
-₽461
-₽18440
-₽23350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
7 963
health
-
-
-
9 113
pensions
-
-
-
10 247
total
-
-
-
27 323
Employee
74 687
74 687
74 687
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 225
12 225
12 225
-
health
11 464
9 751
11 464
-
pensions
13 444
10 247
13 444
-
total
37 133
32 223
37 133
-
Employer
74 687
74 687
74 687
-
unemployment
2 689
2 689
2 689
-
pensions
5 198
5 198
5 198
-
health
5 192
5 192
5 192
-
total
13 079
13 079
13 079
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
63 500
63 500
63 500
63 500
Total tax
50 212
45 302
50 212
27 323
After tax
13 288
18 198
13 288
36 177
Living cost
36 638
36 638
36 638
36 638
Free-cash
-23 350
-18 440
-23 350
-461

Estimated living cost  is ₽36638 per week

₽25965
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3303
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6788
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽20894
₽17297
₽5685
₽15361
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
63 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 611
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 975
trade
-
-
-
3 597
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
529
total
-
-
-
19 712
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

33 452
-
63 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

934
-
9 611
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 975
-
5 975
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

51
-
529
-
total
6 960
-
16 115
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
30 048
63 500
-
-
chamber of commerce
176
224
-
-
income
4 508
9 525
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

247
524
-
-
trade
4 732
10 001
-
-
total
9 663
20 274
-
-
Dividends
20 386
43 225
-
-
withholding
4 763
10 474
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

262
576
-
-
total
5 025
11 050
-
-
Income
63 500
63 500
63 500
63 500
Total tax
21 648
31 324
16 115
19 712
After tax
41 852
32 176
47 385
43 788
Living cost
26 491
26 491
26 491
26 491
Free-cash
15 361
5 685
20 894
17 297

Estimated living cost  is ₽26491 per week

₽16663
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6244
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽25122
₽27527
₽23472
₽21610
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
4 197
social contributions
-
-
-
9 907
health
-
-
-
1 620
total
-
-
-
15 724
Employee
67 252
67 252
67 252
-
income
7 323
6 226
6 513
-
social contributions
2 543
5 582
4 785
-
health
521
1 144
979
-
total
10 387
12 952
12 277
-
Employer
67 252
67 252
67 252
-
social contributions
2 543
5 582
4 785
-
health
566
1 245
1 067
-
total
3 109
6 827
5 852
-
Corporate
29 756
-
-
-
income
3 719
-
-
-
total
3 719
-
-
-
Dividends
26 036
-
-
-
withholding
4 426
-
-
-
total
4 426
-
-
-
Income
63 500
63 500
63 500
63 500
Total tax
21 641
19 779
18 129
15 724
After tax
41 859
43 721
45 371
47 776
Living cost
20 249
20 249
20 249
20 249
Free-cash
21 610
23 472
25 122
27 527

Estimated living cost  is ₽20249 per week

₽12136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽6330
₽8694
₽8685
₽7805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
63 500
income
-
-
-
5 307
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
22 066
surtax
-
-
-
-
total
-
-
-
27 373
Employee
40 225
-
51 313
-
income
8 367
-
11 905
-
social contributions
4 425
-
5 645
-
surtax
-
-
-
-
total
12 792
-
17 550
-
Employer
40 225
-
51 313
-
social contributions
9 553
-
12 187
-
total
9 553
-
12 187
-
Corporate
13 722
63 500
-
-
income
2 881
13 336
-
-
surtax
-
-
-
-
total
2 881
13 336
-
-
Dividends
10 841
50 164
-
-
withholding
3 036
14 046
-
-
total
3 036
14 046
-
-
Income
63 500
63 500
63 500
63 500
Total tax
28 262
27 382
29 737
27 373
After tax
35 238
36 118
33 763
36 127
Living cost
27 433
27 433
27 433
27 433
Free-cash
7 805
8 685
6 330
8 694

Estimated living cost  is ₽27433 per week

₽20526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1618
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4831
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽44516
₽56581
₽54041
₽52863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
63 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
635
total
-
-
-
635
Employee
7 855
-
63 500
-
income
1 571
-
12 700
-
total
1 571
-
12 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

55 645
63 500
-
-
total
-
-
-
-
Dividends
55 645
63 500
-
-
withholding
2 782
3 175
-
-
total
2 782
3 175
-
-
Income
63 500
63 500
63 500
63 500
Total tax
4 353
3 175
12 700
635
After tax
59 147
60 325
50 800
62 865
Living cost
6 284
6 284
6 284
6 284
Free-cash
52 863
54 041
44 516
56 581

Estimated living cost  is ₽6284 per week

₽3894
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽173
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1695
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽8627
₽10446
₽20261
₽12946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
63 500
income
-
-
-
11 657
health
-
-
-
6 247
unemployment
-
-
-
95
pensions
-
-
-
11 596
total
-
-
-
29 595
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 675
-
54 944
-
income
6 669
-
10 718
-
health
2 498
-
3 548
-
unemployment
55
-
76
-
pensions
5 995
-
8 516
-
total
15 217
-
22 858
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 675
-
54 944
-
unemployment
23
-
33
-
pensions
3 422
-
4 863
-
health
2 576
-
3 660
-
total
6 021
-
8 556
-
Corporate
18 804
63 500
-
-
income
3 573
12 064
-
-
total
3 573
12 064
-
-
Dividends
15 230
51 436
-
-
withholding
2 284
7 716
-
-
total
2 284
7 716
-
-
Income
63 500
63 500
63 500
63 500
Total tax
27 095
19 780
31 414
29 595
After tax
36 405
43 720
32 086
33 905
Living cost
23 459
23 459
23 459
23 459
Free-cash
12 946
20 261
8 627
10 446

Estimated living cost  is ₽23459 per week

₽16099
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽14515
₽1148
₽4906
₽9973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
63 500
income
-
-
-
24 896
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 708
total
-
-
-
30 604
Employee
40 121
-
59 477
-
social contributions
4 020
-
4 023
-
income
4 353
-
9 191
-
total
8 373
-
13 214
-
Employer
40 121
-
59 477
-
social contributions
4 020
-
4 023
-
total
4 020
-
4 023
-
Corporate
19 359
63 500
-
-
income
6 775
22 225
-
-
total
6 775
22 225
-
-
Dividends
12 584
41 275
-
-
social contributions
2 611
4 621
-
-
total
2 611
4 621
-
-
Income
63 500
63 500
63 500
63 500
Total tax
21 779
26 846
17 237
30 604
After tax
41 721
36 654
46 263
32 896
Living cost
31 748
31 748
31 748
31 748
Free-cash
9 973
4 906
14 515
1 148

Estimated living cost  is ₽31748 per week

₽20912
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7845
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽23584
₽22233
₽20194
₽20649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
9 525
social contributions
-
-
-
8 763
health
-
-
-
4 433
total
-
-
-
22 721
Employee
29 654
-
63 500
-
income
4 946
-
8 174
-
social contributions
4 093
-
8 763
-
health
2 070
-
4 433
-
total
11 109
-
21 370
-
Employer
29 654
-
63 500
-
total
-
-
-
-
Corporate
33 846
63 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 693
3 175
-
-
total
1 693
3 175
-
-
Dividends
32 153
60 325
-
-
withholding
4 823
9 049
-
-
health
2 244
4 211
-
-
social contributions
4 436
8 325
-
-
total
11 503
21 585
-
-
Income
63 500
63 500
63 500
63 500
Total tax
24 305
24 760
21 370
22 721
After tax
39 195
38 740
42 130
40 779
Living cost
18 546
18 546
18 546
18 546
Free-cash
20 649
20 194
23 584
22 233

Estimated living cost  is ₽18546 per week

₽12411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1144
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4563
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽8503
₽7207
₽19999
₽11537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
5 458
social contributions
-
-
-
18 542
solidarity contribution
-
-
-
-
health
-
-
-
8 572
total
-
-
-
32 572
Employee
34 883
-
47 388
-
solidarity contribution
-
-
-
-
income
4 186
-
5 687
-
social contributions
2 267
-
3 080
-
health
4 709
-
6 397
-
total
11 162
-
15 164
-
Employer
34 883
-
47 388
-
social contributions
8 721
-
11 847
-
health
3 139
-
4 265
-
total
11 860
-
16 112
-
Corporate
16 757
63 500
-
-
income
3 184
12 065
-
-
total
3 184
12 065
-
-
Dividends
13 573
51 435
-
-
withholding
2 036
7 715
-
-
total
2 036
7 715
-
-
Income
63 500
63 500
63 500
63 500
Total tax
28 242
19 780
31 276
32 572
After tax
35 258
43 720
32 224
30 928
Living cost
23 721
23 721
23 721
23 721
Free-cash
11 537
19 999
8 503
7 207

Estimated living cost  is ₽23721 per week

₽17640
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1314
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4356
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽41007
₽53072
₽50532
₽48696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
63 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
635
total
-
-
-
635
Employee
12 241
-
63 500
-
income
2 448
-
12 700
-
total
2 448
-
12 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

51 259
63 500
-
-
total
-
-
-
-
Dividends
51 259
63 500
-
-
withholding
2 563
3 175
-
-
total
2 563
3 175
-
-
Income
63 500
63 500
63 500
63 500
Total tax
5 011
3 175
12 700
635
After tax
58 489
60 325
50 800
62 865
Living cost
9 793
9 793
9 793
9 793
Free-cash
48 696
50 532
41 007
53 072

Estimated living cost  is ₽9793 per week

₽6627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽411
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽328
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽4239
-₽4487
-₽10238
-₽8385
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
3 505
social contributions
-
-
-
1 809
health
-
-
-
549
surtax
-
-
-
-
pensions
-
-
-
17 914
other
-
-
-
1 968
total
-
-
-
25 745
Employee
54 778
-
48 388
-
income
4 779
-
3 534
-
social contributions
1 560
-
1 378
-
surtax
-
-
-
-
pensions
6 196
-
5 474
-
total
12 535
-
10 386
-
Employer
54 778
-
48 388
-
unemployment
2 219
-
1 960
-
social contributions
164
-
144
-
pensions
9 001
-
7 950
-
other
1 890
-
1 670
-
health
3 834
-
3 387
-
total
17 108
-
15 111
-
Corporate
-
63 500
-
-
income
-
17 780
-
-
surtax
-
-
-
-
total
-
17 780
-
-
Dividends
-
45 720
-
-
withholding
-
5 852
-
-
surtax
-
-
-
-
social contributions
-
7 864
-
-
total
-
13 716
-
-
Income
63 500
63 500
63 500
63 500
Total tax
29 643
31 496
25 497
25 745
After tax
33 857
32 004
38 003
37 755
Living cost
42 242
42 242
42 242
42 242
Free-cash
-8 385
-10 238
-4 239
-4 487

Estimated living cost  is ₽42242 per week

₽28589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3456
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽579
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9618
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽18247
₽15878
₽30798
₽26506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
63 500
income
-
-
-
8 538
health
-
-
-
6 541
unemployment
-
-
-
952
pensions
-
-
-
16 510
total
-
-
-
32 541
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 741
-
53 859
-
income
3 135
-
9 813
-
health
1 171
-
2 774
-
unemployment
171
-
404
-
pensions
3 184
-
7 540
-
total
7 661
-
20 531
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 741
-
53 859
-
unemployment
171
-
404
-
pensions
2 729
-
6 463
-
health
1 171
-
2 774
-
total
4 071
-
9 641
-
Corporate
36 688
63 500
-
-
income
5 503
9 525
-
-
total
5 503
9 525
-
-
Dividends
31 185
53 975
-
-
withholding
4 678
8 096
-
-
total
4 678
8 096
-
-
Income
63 500
63 500
63 500
63 500
Total tax
21 913
17 621
30 172
32 541
After tax
41 587
45 879
33 328
30 959
Living cost
15 081
15 081
15 081
15 081
Free-cash
26 506
30 798
18 247
15 878

Estimated living cost  is ₽15081 per week

₽10154
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1167
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽10862
-₽7619
-₽31996
-₽14729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
regional
-
-
-
1 842
national
-
-
-
264
health
-
-
-
199
city
-
-
-
669
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 270
pensions
-
-
-
5 842
total
-
-
-
10 086
Employee
71 424
-
56 835
-
regional
2 339
-
1 553
-
city
767
-
610
-
health
161
-
129
-
unemployment
-
-
-
-
national
338
-
222
-
pensions
6 001
-
4 775
-
total
9 606
-
7 289
-
Employer
71 424
-
56 835
-
unemployment
-
-
-
-
pensions
6 001
-
4 775
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 428
-
1 136
-
health
161
-
129
-
total
7 590
-
6 040
-
Corporate
-
63 500
-
-
regional
-
13 431
-
-
national
-
5 397
-
-
total
-
18 828
-
-
Dividends
-
44 672
-
-
withholding
-
15 635
-
-
total
-
15 635
-
-
Income
63 500
63 500
63 500
63 500
Total tax
17 196
34 463
13 329
10 086
After tax
46 304
29 037
50 171
53 414
Living cost
61 033
61 033
61 033
61 033
Free-cash
-14 729
-31 996
-10 862
-7 619

Estimated living cost  is ₽61033 per week

₽39689
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5477
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽749
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15117
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽4542
₽13825
₽9831
₽6092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
63 500
municipal
-
-
-
11 319
national
-
-
-
4 166
health
-
-
-
612
total
-
-
-
16 097
Employee
46 014
-
53 421
-
health
344
-
458
-
unemployment
690
-
802
-
national
760
-
1 693
-
municipal
7 537
-
8 740
-
pensions
3 105
-
3 607
-
total
12 436
-
15 300
-
Employer
46 014
-
53 421
-
unemployment
299
-
347
-
pensions
7 983
-
9 268
-
accident
46
-
53
-
health
354
-
412
-
total
8 682
-
10 080
-
Corporate
8 804
63 500
-
-
income
1 761
12 700
-
-
total
1 761
12 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

5 282
38 100
-
-
national
-
533
-
-
municipal
951
6 858
-
-
total
951
7 391
-
-
Income
63 500
63 500
63 500
63 500
Total tax
23 830
20 091
25 380
16 097
After tax
39 670
43 409
38 120
47 403
Living cost
33 578
33 578
33 578
33 578
Free-cash
6 092
9 831
4 542
13 825

Estimated living cost  is ₽33578 per week

₽21933
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3230
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7882
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽5701
₽247
₽3813
-₽17271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
national
-
-
-
19 459
social contributions
-
-
-
8 612
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 293
total
-
-
-
31 364
Employee

The minimum management director salary is set at €45,000 per year.

62 560
-
49 183
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 939
-
2 312
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 263
-
2 566
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

544
-
428
-
national
19 234
-
13 999
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 692
-
3 690
-
total
30 672
-
22 995
-
Employer

The minimum management director salary is set at €45,000 per year.

62 560
-
49 183
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

913
-
719
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 543
-
4 358
-
surtax
7 094
-
5 577
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

813
-
639
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 847
-
3 024
-
total
18 210
-
14 317
-
Corporate
-
63 500
-
-
income
-
12 700
-
-
surtax
-
254
-
-
total
-
12 954
-
-
Dividends
-
50 546
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
14 844
-
-
total
-
14 844
-
-
Income
63 500
63 500
63 500
63 500
Total tax
48 882
27 798
37 312
31 364
After tax
14 618
35 702
26 188
32 136
Living cost
31 889
31 889
31 889
31 889
Free-cash
-17 271
3 813
-5 701
247

Estimated living cost  is ₽31889 per week

₽20541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8061
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽1930
-₽4184
-₽1168
-₽3612
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
municipal
-
-
-
13 450
national
-
-
-
-
health
-
-
-
3 962
accident
-
-
-
127
unemployment
-
-
-
63
pensions
-
-
-
6 864
other
-
-
-
7 379
total
-
-
-
31 845
Employee
51 067
-
48 318
-
national
-
-
-
-
municipal
15 228
-
14 409
-
total
15 228
-
14 409
-
Employer
51 067
-
48 318
-
unemployment
1 348
-
1 276
-
pensions
5 520
-
5 223
-
other
5 934
-
5 615
-
accident
102
-
97
-
health
3 141
-
2 971
-
total
16 045
-
15 182
-
Corporate
-
63 500
-
-
income
-
13 970
-
-
total
-
13 970
-
-
Dividends
-
49 530
-
-
withholding
-
14 859
-
-
total
-
14 859
-
-
Income
63 500
63 500
63 500
63 500
Total tax
31 273
28 829
29 591
31 845
After tax
32 227
34 671
33 909
31 655
Living cost
35 839
35 839
35 839
35 839
Free-cash
-3 612
-1 168
-1 930
-4 184

Estimated living cost  is ₽35839 per week

₽23752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8025
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽12728
₽4975
-₽276
-₽70953
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
12 377
social contributions
-
-
-
7 239
total
-
-
-
19 616
Employee
55 789
-
-
-
income
12 306
-
-
-
social contributions
4 575
-
652
-
total
16 881
-
652
-
Employer
55 789
-
-
-
social contributions
78 663
-
11 211
-
total
78 663
-
11 211
-
Corporate
-
63 500
-
-
income
-
13 970
-
-
total
-
13 970
-
-
Dividends
-
49 530
-
-
income
-
10 897
-
-
total
-
10 897
-
-
Income
63 500
63 500
63 500
63 500
Total tax
95 544
24 867
11 863
19 616
After tax
-32 044
38 633
51 637
43 884
Living cost
38 909
38 909
38 909
38 909
Free-cash
-70 953
-276
12 728
4 975

Estimated living cost  is ₽38909 per week

₽25245
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3659
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽17003
₽19408
₽15354
₽14623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
4 197
social contributions
-
-
-
9 907
health
-
-
-
1 620
total
-
-
-
15 724
Employee
67 252
67 252
67 252
-
income
7 062
6 226
6 513
-
social contributions
3 268
5 582
4 785
-
health
669
1 144
979
-
total
10 999
12 952
12 277
-
Employer
67 252
67 252
67 252
-
social contributions
3 268
5 582
4 785
-
health
729
1 245
1 067
-
total
3 997
6 827
5 852
-
Corporate
20 137
-
-
-
income
2 518
-
-
-
total
2 518
-
-
-
Dividends
17 619
-
-
-
withholding
2 996
-
-
-
total
2 996
-
-
-
Income
63 500
63 500
63 500
63 500
Total tax
20 510
19 779
18 129
15 724
After tax
42 990
43 721
45 371
47 776
Living cost
28 367
28 367
28 367
28 367
Free-cash
14 623
15 354
17 003
19 408

Estimated living cost  is ₽28367 per week

₽19392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽8767
₽15661
₽15869
₽11053
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
11 842
pensions
-
-
-
4 290
total
-
-
-
16 132
Employee
43 523
-
56 273
-
income
7 926
-
10 118
-
health
568
-
829
-
pensions
3 322
-
4 852
-
total
11 816
-
15 799
-
Employer
43 523
-
56 273
-
pensions
4 397
-
6 157
-
health
827
-
1 070
-
total
5 224
-
7 227
-
Corporate
14 753
63 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 803
12 066
-
-
total
2 803
12 066
-
-
Dividends
11 950
51 434
-
-
withholding
897
3 858
-
-
total
897
3 858
-
-
Income
63 500
63 500
63 500
63 500
Total tax
20 740
15 924
23 026
16 132
After tax
42 760
47 576
40 474
47 368
Living cost
31 707
31 707
31 707
31 707
Free-cash
11 053
15 869
8 767
15 661

Estimated living cost  is ₽31707 per week

₽21751
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2916
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽397
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6642
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽4400
-₽960
-₽1394
-₽10200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
municipal
-
-
-
425
regional
-
-
-
1 046
national
-
-
-
11 815
social contributions
-
-
-
16 332
total
-
-
-
29 618
Employee
73 699
-
63 500
-
regional
1 113
-
900
-
social contributions
24 851
-
21 412
-
national
12 454
-
10 368
-
municipal
440
-
378
-
total
38 858
-
33 058
-
Employer
73 699
-
63 500
-
total
-
-
-
-
Corporate
-
63 500
-
-
nationa
-
15 239
-
-
municipal
-
3 061
-
-
total
-
18 300
-
-
Dividends
-
45 200
-
-
withholding
-
11 752
-
-
total
-
11 752
-
-
Income
63 500
63 500
63 500
63 500
Total tax
38 858
30 052
33 058
29 618
After tax
24 642
33 448
30 442
33 882
Living cost
34 842
34 842
34 842
34 842
Free-cash
-10 200
-1 394
-4 400
-960

Estimated living cost  is ₽34842 per week

₽24474
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽14118
₽25697
-₽12859
₽2382
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
14 101
health
-
-
-
1 785
accident
-
-
-
207
pensions
-
-
-
3 405
other
-
-
-
303
total
-
-
-
19 801
Employee
28 318
-
52 749
-
income
3 885
-
8 651
-
health
3 242
-
6 040
-
pensions
3 189
-
5 939
-
total
10 316
-
20 630
-
Employer
28 318
-
52 749
-
unemployment
694
-
1 292
-
pensions
4 605
-
8 577
-
accident
473
-
881
-
total
5 772
-
10 750
-
Corporate
29 410
63 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

26 469
57 150
-
-
total
26 469
57 150
-
-
Dividends
2 941
6 350
-
-
withholding
559
1 207
-
-
total
559
1 207
-
-
Income
63 500
63 500
63 500
63 500
Total tax
43 116
58 357
31 380
19 801
After tax
20 384
5 143
32 120
43 699
Living cost
18 002
18 002
18 002
18 002
Free-cash
2 382
-12 859
14 118
25 697

Estimated living cost  is ₽18002 per week

₽13194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽997
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽376
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3435
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽13619
₽10341
-₽936
₽10505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
63 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 611
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 975
trade
-
-
-
3 278
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
529
total
-
-
-
19 393
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

43 517
-
63 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 578
-
9 611
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 975
-
5 975
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
529
-
total
9 751
-
16 115
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 983
63 500
-
-
chamber of commerce
163
226
-
-
income
2 997
9 525
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

164
524
-
-
trade
2 868
9 112
-
-
total
6 192
19 387
-
-
Dividends
13 791
44 113
-
-
withholding
3 115
10 695
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

171
588
-
-
total
3 286
11 283
-
-
Income
63 500
63 500
63 500
63 500
Total tax
19 229
30 670
16 115
19 393
After tax
44 271
32 830
47 385
44 107
Living cost
33 766
33 766
33 766
33 766
Free-cash
10 505
-936
13 619
10 341

Estimated living cost  is ₽33766 per week

₽23292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3633
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽17872
₽33027
₽32605
₽25430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
63 500
microenterprise
-
-
-
9 525
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 753
surtax
-
-
-
-
total
-
-
-
12 278
Employee
25 556
-
51 172
-
income
4 549
-
9 478
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 812
-
5 628
-
surtax
-
-
-
-
total
7 361
-
15 106
-
Employer
25 556
-
51 172
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 156
-
12 327
-
surtax
-
-
-
-
total
6 156
-
12 327
-
Corporate
31 788
63 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

6 358
12 700
-
-
total
6 358
12 700
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

25 430
50 800
-
-
total
-
-
-
-
Income
63 500
63 500
63 500
63 500
Total tax
19 875
12 700
27 433
12 278
After tax
43 625
50 800
36 067
51 222
Living cost
18 195
18 195
18 195
18 195
Free-cash
25 430
32 605
17 872
33 027

Estimated living cost  is ₽18195 per week

₽11608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1733
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4441
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽22482
₽23288
₽28292
₽26430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
14 621
health
-
-
-
5 993
pensions
-
-
-
8 266
total
-
-
-
28 880
Employee
17 260
-
54 201
-
income
3 339
-
14 187
-
health
863
-
2 067
-
unemployment
173
-
413
-
pensions
1 553
-
3 720
-
total
5 928
-
20 387
-
Employer
17 260
-
54 201
-
unemployment
345
-
827
-
pensions
1 899
-
4 546
-
health
1 640
-
3 926
-
total
3 884
-
9 299
-
Corporate
42 356
63 500
-
-
income
9 318
13 970
-
-
total
9 318
13 970
-
-
Dividends
33 038
49 530
-
-
withholding
6 608
9 906
-
-
total
6 608
9 906
-
-
Income
63 500
63 500
63 500
63 500
Total tax
25 738
23 876
29 686
28 880
After tax
37 762
39 624
33 814
34 620
Living cost
11 332
11 332
11 332
11 332
Free-cash
26 430
28 292
22 482
23 288

Estimated living cost  is ₽11332 per week

₽6734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽260
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3420
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽13730
₽15130
₽20296
₽17516
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
10 380
health
-
-
-
4 509
unemployment
-
-
-
199
surtax
-
-
-
938
pensions
-
-
-
12 700
other
-
-
-
-
total
-
-
-
28 726
Employee
29 453
-
52 458
-
other
-
-
-
-
income
4 938
-
9 764
-
health
752
-
1 338
-
unemployment
2 050
-
3 651
-
surtax
105
-
832
-
pensions
1 965
-
3 499
-
total
9 810
-
19 084
-
Employer
29 453
-
52 458
-
unemployment
934
-
1 663
-
pensions
3 927
-
6 992
-
other
-
-
-
-
health
1 339
-
2 387
-
total
6 200
-
11 042
-
Corporate
27 846
63 500
-
-
income
7 240
16 511
-
-
total
7 240
16 511
-
-
Dividends
20 606
46 989
-
-
withholding
3 090
7 049
-
-
total
3 090
7 049
-
-
Income
63 500
63 500
63 500
63 500
Total tax
26 340
23 560
30 126
28 726
After tax
37 160
39 940
33 374
34 774
Living cost
19 644
19 644
19 644
19 644
Free-cash
17 516
20 296
13 730
15 130

Estimated living cost  is ₽19644 per week

₽11860
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5621
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽5603
₽6390
₽8189
₽7755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
income
-
-
-
6 984
chamber of commerce
-
-
-
254
health
-
-