Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 63500
per

Your estimated
City
free-cash

Andorra , Andorra
₽32210
₽25785
₽24003
₽29423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
social contributions
-
-
-
13 970
income
-
-
-
587
total
-
-
-
14 557
Employee
26 673
-
54 979
-
social contributions
1 733
-
3 574
-
income
-
-
680
-
total
1 733
-
4 254
-
Employer
26 673
-
54 979
-
social contributions
4 135
-
8 521
-
total
4 135
-
8 521
-
Corporate
32 692
63 500
-
-
income
3 269
6 350
-
-
total
3 269
6 350
-
-
Dividends
29 424
57 150
-
-
total
-
-
-
-
Income
63 500
63 500
63 500
63 500
Total tax
9 137
6 350
12 775
14 557
After tax
54 363
57 150
50 725
48 943
Living cost
24 940
24 940
24 940
24 940
Free-cash
29 423
32 210
25 785
24 003

Estimated living cost  is ₽24940 per week

₽16126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽9544
-₽4600
₽7616
₽9133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
chamber of commerce
-
-
-
253
unemployment
-
-
-
5 089
health
-
-
-
4 857
pensions
-
-
-
11 747
income
-
-
-
7 469
surtax
-
-
-
-
total
-
-
-
29 415
Employee
36 267
33 064
49 309
-
health
1 403
1 280
1 908
-
pensions
3 714
3 385
5 049
-
other
362
331
493
-
unemployment
1 088
992
1 480
-
income
3 231
2 439
6 969
-
total
9 798
8 427
15 899
-
Employer
36 267
33 064
49 309
-
pensions
4 552
4 150
6 188
-
accident
471
430
641
-
unemployment
1 088
992
1 480
-
surtax
-
-
-
-
payroll
1 088
992
1 480
-
chamber of commerce
145
132
197
-
health
1 371
1 250
1 864
-
other
1 722
1 570
2 341
-
total
10 437
9 516
14 191
-
Corporate
16 796
20 920
46 161
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

4 199
5 230
11 541
-
total
4 199
5 230
11 541
-
Dividends
12 597
15 690
-
-
withholding
3 464
4 314
-
-
total
3 464
4 314
-
-
Income
63 500
63 500
63 500
63 500
Total tax
27 898
27 487
41 631
29 415
After tax
35 602
36 013
21 869
34 085
Living cost
26 469
26 469
26 469
26 469
Free-cash
9 133
9 544
-4 600
7 616

Estimated living cost  is ₽26469 per week

₽15878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽6689
-₽7398
₽4687
₽5406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
chamber of commerce
-
-
-
253
unemployment
-
-
-
5 089
health
-
-
-
4 857
pensions
-
-
-
11 747
income
-
-
-
7 469
surtax
-
-
-
164
total
-
-
-
29 579
Employee
41 463
33 064
49 182
-
health
1 604
1 280
1 904
-
pensions
4 246
3 385
5 037
-
other
414
331
491
-
unemployment
1 244
992
1 475
-
income
4 720
2 439
6 932
-
total
12 228
8 427
15 839
-
Employer
41 463
33 064
49 182
-
pensions
5 204
4 150
6 172
-
accident
538
430
639
-
unemployment
1 244
992
1 475
-
surtax
164
164
164
-
payroll
1 244
992
1 475
-
chamber of commerce
165
132
197
-
health
1 567
1 250
1 859
-
other
1 970
1 570
2 336
-
total
12 096
9 680
14 317
-
Corporate
9 942
20 757
46 033
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

2 486
5 189
11 508
-
total
2 486
5 189
11 508
-
Dividends
7 456
15 567
-
-
withholding
2 050
4 281
-
-
total
2 050
4 281
-
-
Income
63 500
63 500
63 500
63 500
Total tax
28 860
27 577
41 664
29 579
After tax
34 640
35 923
21 836
33 921
Living cost
29 234
29 234
29 234
29 234
Free-cash
5 406
6 689
-7 398
4 687

Estimated living cost  is ₽29234 per week

₽19498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₽5435
-₽4330
₽1496
-₽13122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
social contributions
-
-
-
8 855
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 278
national
-
-
-
19 620
total
-
-
-
31 753
Employee

The minimum management director salary is set at €45,000 per year.

59 347
-
49 183
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 788
-
2 311
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 451
-
3 689
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 095
-
2 565
-
national
18 246
-
14 269
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

516
-
428
-
total
29 096
-
23 262
-
Employer

The minimum management director salary is set at €45,000 per year.

59 347
-
49 183
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

771
-
639
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

866
-
718
-
surtax
6 729
-
5 577
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 650
-
3 025
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 259
-
4 358
-
total
17 275
-
14 317
-
Corporate
-
63 500
-
-
surtax
-
253
-
-
income
-
12 700
-
-
total
-
12 953
-
-
Dividends
-
50 547
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
14 861
-
-
total
-
14 861
-
-
Income
63 500
63 500
63 500
63 500
Total tax
46 371
27 814
37 579
31 753
After tax
17 129
35 686
25 921
31 747
Living cost
30 251
30 251
30 251
30 251
Free-cash
-13 122
5 435
-4 330
1 496

Estimated living cost  is ₽30251 per week

₽19485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2645
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7647
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽40029
₽33578
₽31979
₽34976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
9 525
total
-
-
-
17 258
Employee
18 887
-
57 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
health
869
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 658
-
2 543
-
income
1 889
-
5 782
-
total
4 624
-
9 976
-
Employer
18 887
-
57 818
-
accident

We are using the highest rate at 1.1%.

208
-
319
-
unemployment
113
-
174
-
health
1 303
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 081
-
3 192
-
total
3 705
-
5 683
-
Corporate
40 907
63 500
-
-
income
4 091
6 350
-
-
total
4 091
6 350
-
-
Dividends
36 816
57 150
-
-
withholding
1 841
2 858
-
-
total
1 841
2 858
-
-
Income
63 500
63 500
63 500
63 500
Total tax
14 261
9 208
15 659
17 258
After tax
49 239
54 292
47 841
46 242
Living cost
14 263
14 263
14 263
14 263
Free-cash
34 976
40 029
33 578
31 979

Estimated living cost  is ₽14263 per week

₽9434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽43421
₽36970
₽35371
₽39570
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
unemployment
-
-
-
116
health
-
-
-
3 331
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 286
income
-
-
-
9 525
total
-
-
-
17 258
Employee
14 395
-
57 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
health
662
-
1 332
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 264
-
2 543
-
income
1 439
-
5 782
-
total
3 523
-
9 976
-
Employer
14 395
-
57 818
-
accident

We are using the highest rate at 1.1%.

158
-
319
-
unemployment
86
-
174
-
health
994
-
1 998
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 587
-
3 192
-
total
2 825
-
5 683
-
Corporate
46 280
63 500
-
-
income
4 628
6 350
-
-
total
4 628
6 350
-
-
Dividends
41 652
57 150
-
-
withholding
2 083
2 858
-
-
total
2 083
2 858
-
-
Income
63 500
63 500
63 500
63 500
Total tax
13 059
9 208
15 659
17 258
After tax
50 441
54 292
47 841
46 242
Living cost
10 871
10 871
10 871
10 871
Free-cash
39 570
43 421
36 970
35 371

Estimated living cost  is ₽10871 per week

₽6347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽776
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽288
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3460
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽25529
₽26586
₽28117
₽22869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
social contributions
-
-
-
9 906
health
-
-
-
1 619
income
-
-
-
4 649
total
-
-
-
16 174
Employee
63 798
63 798
63 798
-
health
494
1 085
979
-
social contributions
2 412
5 295
4 785
-
income
6 947
5 906
6 090
-
total
9 853
12 286
11 854
-
Employer
63 798
63 798
63 798
-
social contributions
2 412
5 295
4 785
-
health
537
1 181
1 066
-
total
2 949
6 476
5 851
-
Corporate
31 489
-
-
-
income
3 936
-
-
-
total
3 936
-
-
-
Dividends
27 553
-
-
-
withholding
4 684
-
-
-
total
4 684
-
-
-
Income
63 500
63 500
63 500
63 500
Total tax
21 422
18 762
17 705
16 174
After tax
42 078
44 738
45 795
47 326
Living cost
19 209
19 209
19 209
19 209
Free-cash
22 869
25 529
26 586
28 117

Estimated living cost  is ₽19209 per week

₽11512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽17828
₽18885
₽20416
₽16242
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
social contributions
-
-
-
9 906
health
-
-
-
1 619
income
-
-
-
4 649
total
-
-
-
16 174
Employee
63 798
63 798
63 798
-
health
635
1 085
979
-
social contributions
3 100
5 295
4 785
-
income
6 699
5 906
6 090
-
total
10 434
12 286
11 854
-
Employer
63 798
63 798
63 798
-
social contributions
3 100
5 295
4 785
-
health
691
1 181
1 066
-
total
3 791
6 476
5 851
-
Corporate
22 364
-
-
-
income
2 796
-
-
-
total
2 796
-
-
-
Dividends
19 568
-
-
-
withholding
3 327
-
-
-
total
3 327
-
-
-
Income
63 500
63 500
63 500
63 500
Total tax
20 348
18 762
17 705
16 174
After tax
43 152
44 738
45 795
47 326
Living cost
26 910
26 910
26 910
26 910
Free-cash
16 242
17 828
18 885
20 416

Estimated living cost  is ₽26910 per week

₽18396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽24197
₽12701
₽11405
₽17232
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
social contributions
-
-
-
18 542
health
-
-
-
8 572
solidarity contribution
-
-
-
-
income
-
-
-
5 458
total
-
-
-
32 572
Employee
28 710
-
47 388
-
health
3 876
-
6 397
-
social contributions
1 866
-
3 080
-
solidarity contribution
-
-
-
-
income
3 445
-
5 687
-
total
9 187
-
15 164
-
Employer
28 710
-
47 388
-
social contributions
7 178
-
11 847
-
health
2 584
-
4 265
-
total
9 762
-
16 112
-
Corporate
25 028
63 500
-
-
income
4 755
12 065
-
-
total
4 755
12 065
-
-
Dividends
20 273
51 435
-
-
withholding
3 041
7 715
-
-
total
3 041
7 715
-
-
Income
63 500
63 500
63 500
63 500
Total tax
26 745
19 780
31 276
32 572
After tax
36 755
43 720
32 224
30 928
Living cost
19 523
19 523
19 523
19 523
Free-cash
17 232
24 197
12 701
11 405

Estimated living cost  is ₽19523 per week

₽13561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽384
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽19663
₽8167
₽6871
₽11080
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
social contributions
-
-
-
18 542
health
-
-
-
8 572
solidarity contribution
-
-
-
-
income
-
-
-
5 458
total
-
-
-
32 572
Employee
35 378
-
47 388
-
health
4 776
-
6 397
-
social contributions
2 300
-
3 080
-
solidarity contribution
-
-
-
-
income
4 245
-
5 687
-
total
11 321
-
15 164
-
Employer
35 378
-
47 388
-
social contributions
8 845
-
11 847
-
health
3 184
-
4 265
-
total
12 029
-
16 112
-
Corporate
16 093
63 500
-
-
income
3 058
12 065
-
-
total
3 058
12 065
-
-
Dividends
13 035
51 435
-
-
withholding
1 955
7 715
-
-
total
1 955
7 715
-
-
Income
63 500
63 500
63 500
63 500
Total tax
28 363
19 780
31 276
32 572
After tax
35 137
43 720
32 224
30 928
Living cost
24 057
24 057
24 057
24 057
Free-cash
11 080
19 663
8 167
6 871

Estimated living cost  is ₽24057 per week

₽17891
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1333
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽416
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽117754
-₽117754
₽142
-₽117754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
labour market
-
-
-
5 022
municipal
-
-
-
11 116
pensions
-
-
-
721
national
-
-
-
6 434
total
-
-
-
23 293
Employee
169 104
169 104
169 104
-
municipal
36 010
36 010
36 010
-
pensions
240
240
240
-
national
20 659
20 659
20 659
-
labour market
13 509
13 509
13 509
-
total
70 418
70 418
70 418
-
Employer
169 104
169 104
169 104
-
labour market
13 528
13 528
13 528
-
national
20 695
20 695
20 695
-
municipal
36 067
36 067
36 067
-
pensions
481
481
481
-
total
70 771
70 771
70 771
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
63 500
63 500
63 500
63 500
Total tax
141 189
141 189
141 189
23 293
After tax
-77 689
-77 689
-77 689
40 207
Living cost
40 065
40 065
40 065
40 065
Free-cash
-117 754
-117 754
-117 754
142

Estimated living cost  is ₽40065 per week

₽27421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3544
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽30760
₽16562
₽13997
₽25605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
health
-
-
-
8 255
pensions
-
-
-
12 700
income
-
-
-
8 508
total
-
-
-
29 463
Employee
23 536
-
47 458
-
pensions
471
-
949
-
unemployment
376
-
759
-
income
2 650
-
9 149
-
total
3 497
-
10 857
-
Employer
23 536
-
47 458
-
pensions
4 708
-
9 492
-
unemployment
189
-
379
-
health
3 059
-
6 170
-
total
7 956
-
16 041
-
Corporate
32 008
63 500
-
-
income
6 402
12 700
-
-
total
6 402
12 700
-
-
Dividends
25 606
50 800
-
-
total
-
-
-
-
Income
63 500
63 500
63 500
63 500
Total tax
17 855
12 700
26 898
29 463
After tax
45 645
50 800
36 602
34 037
Living cost
20 040
20 040
20 040
20 040
Free-cash
25 605
30 760
16 562
13 997

Estimated living cost  is ₽20040 per week

₽13745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽11466
₽5910
₽15194
₽8037
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
63 500
health
-
-
-
631
municipal
-
-
-
11 316
national
-
-
-
4 506
total
-
-
-
16 453
Employee
43 651
-
53 419
-
health
326
-
477
-
municipal
7 150
-
8 737
-
pensions
2 946
-
3 606
-
national
721
-
2 034
-
unemployment
655
-
801
-
total
11 798
-
15 655
-
Employer
43 651
-
53 419
-
accident
44
-
54
-
unemployment
283
-
348
-
health
335
-
411
-
pensions
7 573
-
9 269
-
total
8 235
-
10 082
-
Corporate
11 613
63 500
-
-
income
2 322
12 700
-
-
total
2 322
12 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

6 968
38 100
-
-
municipal
1 255
6 858
-
-
national
-
623
-
-
total
1 255
7 481
-
-
Income
63 500
63 500
63 500
63 500
Total tax
23 610
20 181
25 737
16 453
After tax
39 890
43 319
37 763
47 047
Living cost
31 853
31 853
31 853
31 853
Free-cash
8 037
11 466
5 910
15 194

Estimated living cost  is ₽31853 per week

₽20806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽6431
₽12310
₽12123
₽11042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
social contributions
-
-
-
1 809
health
-
-
-
549
pensions
-
-
-
17 844
other
-
-
-
1 968
income
-
-
-
3 634
surtax
-
-
-
-
total
-
-
-
25 804
Employee
31 696
-
48 388
-
income
1 634
-
3 653
-
social contributions
904
-
1 379
-
pensions
3 585
-
5 473
-
surtax
-
-
-
-
total
6 123
-
10 505
-
Employer
31 696
-
48 388
-
pensions
5 208
-
7 951
-
social contributions
94
-
145
-
unemployment
1 283
-
1 960
-
health
2 218
-
3 387
-
other
1 094
-
1 669
-
total
9 897
-
15 112
-
Corporate
21 905
63 500
-
-
surtax
-
-
-
-
income
6 134
17 780
-
-
total
6 134
17 780
-
-
Dividends
15 771
45 720
-
-
surtax
-
-
-
-
withholding
2 018
5 852
-
-
social contributions
2 713
7 864
-
-
total
4 731
13 716
-
-
Income
63 500
63 500
63 500
63 500
Total tax
26 885
31 496
25 617
25 804
After tax
36 615
32 004
37 883
37 696
Living cost
25 573
25 573
25 573
25 573
Free-cash
11 042
6 431
12 310
12 123

Estimated living cost  is ₽25573 per week

₽14831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7660
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽3618
₽9497
₽9310
₽8519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
social contributions
-
-
-
1 809
health
-
-
-
549
pensions
-
-
-
17 844
other
-
-
-
1 968
income
-
-
-
3 634
surtax
-
-
-
-
total
-
-
-
25 804
Employee
35 509
-
48 388
-
income
2 096
-
3 653
-
social contributions
1 012
-
1 379
-
pensions
4 015
-
5 473
-
surtax
-
-
-
-
total
7 123
-
10 505
-
Employer
35 509
-
48 388
-
pensions
5 833
-
7 951
-
social contributions
107
-
145
-
unemployment
1 437
-
1 960
-
health
2 486
-
3 387
-
other
1 225
-
1 669
-
total
11 088
-
15 112
-
Corporate
16 902
63 500
-
-
surtax
-
-
-
-
income
4 733
17 780
-
-
total
4 733
17 780
-
-
Dividends
12 170
45 720
-
-
surtax
-
-
-
-
withholding
1 557
5 852
-
-
social contributions
2 094
7 864
-
-
total
3 651
13 716
-
-
Income
63 500
63 500
63 500
63 500
Total tax
26 595
31 496
25 617
25 804
After tax
36 905
32 004
37 883
37 696
Living cost
28 386
28 386
28 386
28 386
Free-cash
8 519
3 618
9 497
9 310

Estimated living cost  is ₽28386 per week

₽17898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽8068
-₽2189
-₽2376
-₽4692
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
social contributions
-
-
-
1 809
health
-
-
-
549
pensions
-
-
-
17 844
other
-
-
-
1 968
income
-
-
-
3 634
surtax
-
-
-
-
total
-
-
-
25 804
Employee
51 964
-
48 388
-
income
4 534
-
3 653
-
social contributions
1 480
-
1 379
-
pensions
5 877
-
5 473
-
surtax
-
-
-
-
total
11 891
-
10 505
-
Employer
51 964
-
48 388
-
pensions
8 538
-
7 951
-
social contributions
156
-
145
-
unemployment
2 105
-
1 960
-
health
3 637
-
3 387
-
other
1 793
-
1 669
-
total
16 229
-
15 112
-
Corporate
-
63 500
-
-
surtax
-
-
-
-
income
-
17 780
-
-
total
-
17 780
-
-
Dividends
-
45 720
-
-
surtax
-
-
-
-
withholding
-
5 852
-
-
social contributions
-
7 864
-
-
total
-
13 716
-
-
Income
63 500
63 500
63 500
63 500
Total tax
28 120
31 496
25 617
25 804
After tax
35 380
32 004
37 883
37 696
Living cost
40 072
40 072
40 072
40 072
Free-cash
-4 692
-8 068
-2 189
-2 376

Estimated living cost  is ₽40072 per week

₽27120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽54468
₽44943
₽57008
₽53370
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
63 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
635
total
-
-
-
635
Employee
7 321
-
63 500
-
income
1 464
-
12 700
-
total
1 464
-
12 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

56 179
63 500
-
-
total
-
-
-
-
Dividends
56 179
63 500
-
-
withholding
2 809
3 175
-
-
total
2 809
3 175
-
-
Income
63 500
63 500
63 500
63 500
Total tax
4 273
3 175
12 700
635
After tax
59 227
60 325
50 800
62 865
Living cost
5 857
5 857
5 857
5 857
Free-cash
53 370
54 468
44 943
57 008

Estimated living cost  is ₽5857 per week

₽3630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽51198
₽41673
₽53738
₽49486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
63 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
635
total
-
-
-
635
Employee
11 409
-
63 500
-
income
2 282
-
12 700
-
total
2 282
-
12 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

52 091
63 500
-
-
total
-
-
-
-
Dividends
52 091
63 500
-
-
withholding
2 605
3 175
-
-
total
2 605
3 175
-
-
Income
63 500
63 500
63 500
63 500
Total tax
4 887
3 175
12 700
635
After tax
58 613
60 325
50 800
62 865
Living cost
9 127
9 127
9 127
9 127
Free-cash
49 486
51 198
41 673
53 738

Estimated living cost  is ₽9127 per week

₽6176
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽785
₽15038
₽11461
₽11638
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
63 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
3 577
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 202
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
561
total
-
-
-
20 008
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 281
-
63 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
561
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 395
-
10 202
-
total
9 250
-
16 431
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
22 219
63 500
-
-
trade
3 188
9 113
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

183
524
-
-
chamber of commerce
159
219
-
-
income
3 333
9 525
-
-
total
6 863
19 381
-
-
Dividends
15 356
44 118
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

194
589
-
-
withholding
3 524
10 714
-
-
total
3 718
11 303
-
-
Income
63 500
63 500
63 500
63 500
Total tax
19 831
30 684
16 431
20 008
After tax
43 669
32 816
47 069
43 492
Living cost
32 031
32 031
32 031
32 031
Free-cash
11 638
785
15 038
11 461

Estimated living cost  is ₽32031 per week

₽22096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6024
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽7033
₽21939
₽18014
₽16211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
63 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
3 925
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 202
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
561
total
-
-
-
20 356
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 733
-
63 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
561
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

886
-
10 202
-
total
6 603
-
16 431
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
31 767
63 500
-
-
trade
5 004
10 001
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

261
524
-
-
chamber of commerce
172
217
-
-
income
4 764
9 525
-
-
total
10 201
20 267
-
-
Dividends
21 566
43 232
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

279
578
-
-
withholding
5 076
10 492
-
-
total
5 355
11 070
-
-
Income
63 500
63 500
63 500
63 500
Total tax
22 159
31 337
16 431
20 356
After tax
41 341
32 163
47 069
43 144
Living cost
25 130
25 130
25 130
25 130
Free-cash
16 211
7 033
21 939
18 014

Estimated living cost  is ₽25130 per week

₽15808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽759
₽14476
₽10376
₽10904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
63 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
4 100
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 202
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
561
total
-
-
-
20 531
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

42 074
-
63 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
561
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 615
-
10 202
-
total
9 481
-
16 431
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
21 426
63 500
-
-
trade
3 525
10 447
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

176
524
-
-
chamber of commerce
156
216
-
-
income
3 213
9 525
-
-
total
7 070
20 712
-
-
Dividends
14 355
42 788
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

179
572
-
-
withholding
3 273
10 382
-
-
total
3 452
10 954
-
-
Income
63 500
63 500
63 500
63 500
Total tax
20 003
31 666
16 431
20 531
After tax
43 497
31 834
47 069
42 969
Living cost
32 593
32 593
32 593
32 593
Free-cash
10 904
-759
14 476
10 376

Estimated living cost  is ₽32593 per week

₽21798
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽6499
₽9061
₽4786
₽6956
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
63 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 668
trade
-
-
-
4 275
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
10 202
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
561
total
-
-
-
20 706
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 862
-
63 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 668
-
5 668
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

323
-
561
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 863
-
10 202
-
total
11 854
-
16 431
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
13 638
63 500
-
-
trade
2 340
10 891
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

112
524
-
-
chamber of commerce
145
216
-
-
income
2 045
9 525
-
-
total
4 642
21 156
-
-
Dividends
8 997
42 344
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

107
565
-
-
withholding
1 933
10 270
-
-
total
2 040
10 835
-
-
Income
63 500
63 500
63 500
63 500
Total tax
18 536
31 991
16 431
20 706
After tax
44 964
31 509
47 069
42 794
Living cost
38 008
38 008
38 008
38 008
Free-cash
6 956
-6 499
9 061
4 786

Estimated living cost  is ₽38008 per week

₽27759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽21306
₽14518
₽15924
₽18669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
unemployment
-
-
-
189
health
-
-
-
4 508
pensions
-
-
-
12 700
other
-
-
-
-
income
-
-
-
10 536
surtax
-
-
-
1 008
total
-
-
-
28 941
Employee
27 940
-
52 458
-
health
713
-
1 337
-
pensions
1 864
-
3 498
-
surtax
99
-
901
-
other
-
-
-
-
unemployment
1 944
-
3 651
-
income
4 684
-
9 918
-
total
9 304
-
19 305
-
Employer
27 940
-
52 458
-
pensions
3 725
-
6 992
-
unemployment
886
-
1 663
-
health
1 271
-
2 387
-
other
-
-
-
-
total
5 882
-
11 042
-
Corporate
29 677
63 500
-
-
income
7 716
16 510
-
-
total
7 716
16 510
-
-
Dividends
21 961
46 990
-
-
withholding
3 294
7 049
-
-
total
3 294
7 049
-
-
Income
63 500
63 500
63 500
63 500
Total tax
26 196
23 559
30 347
28 941
After tax
37 304
39 941
33 153
34 559
Living cost
18 635
18 635
18 635
18 635
Free-cash
18 669
21 306
14 518
15 924

Estimated living cost  is ₽18635 per week

₽11251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽21633
₽14845
₽16251
₽19051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
unemployment
-
-
-
189
health
-
-
-
4 508
pensions
-
-
-
12 700
other
-
-
-
-
income
-
-
-
10 536
surtax
-
-
-
1 008
total
-
-
-
28 941
Employee
27 437
-
52 458
-
health
701
-
1 337
-
pensions
1 830
-
3 498
-
surtax
90
-
901
-
other
-
-
-
-
unemployment
1 910
-
3 651
-
income
4 599
-
9 918
-
total
9 130
-
19 305
-
Employer
27 437
-
52 458
-
pensions
3 657
-
6 992
-
unemployment
869
-
1 663
-
health
1 249
-
2 387
-
other
-
-
-
-
total
5 775
-
11 042
-
Corporate
30 288
63 500
-
-
income
7 875
16 510
-
-
total
7 875
16 510
-
-
Dividends
22 413
46 990
-
-
withholding
3 361
7 049
-
-
total
3 361
7 049
-
-
Income
63 500
63 500
63 500
63 500
Total tax
26 141
23 559
30 347
28 941
After tax
37 359
39 941
33 153
34 559
Living cost
18 308
18 308
18 308
18 308
Free-cash
19 051
21 633
14 845
16 251

Estimated living cost  is ₽18308 per week

₽11194
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽19595
₽20538
₽27717
₽19934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
unemployment
-
-
-
952
health
-
-
-
4 445
pensions
-
-
-
6 350
income
-
-
-
7 763
total
-
-
-
19 510
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
53 138
-
health
1 644
654
3 720
-
pensions
2 349
935
5 314
-
unemployment
352
140
797
-
income
2 872
1 143
6 496
-
total
7 217
2 872
16 327
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 491
9 349
53 138
-
pensions
4 581
1 823
10 362
-
total
4 581
1 823
10 362
-
Corporate
35 429
52 328
-
-
income
3 189
4 710
-
-
total
3 189
4 710
-
-
Dividends
32 240
47 618
-
-
withholding
6 126
9 048
-
-
social contributions
6 180
9 179
-
-
total
12 306
18 227
-
-
Income
63 500
63 500
63 500
63 500
Total tax
27 293
27 632
26 689
19 510
After tax
36 207
35 868
36 811
43 990
Living cost
16 273
16 273
16 273
16 273
Free-cash
19 934
19 595
20 538
27 717

Estimated living cost  is ₽16273 per week

₽11105
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1331
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽2259
-₽2442
-₽2940
-₽7319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
social contributions
-
-
-
683
municipal
-
-
-
6 375
pensions
-
-
-
7 620
national
-
-
-
9 879
total
-
-
-
24 557
Employee
64 927
-
54 895
-
municipal
8 020
-
6 621
-
pensions
2 597
-
2 196
-
national
12 427
-
10 260
-
total
23 044
-
19 077
-
Employer
64 927
-
54 895
-
social contributions
698
-
590
-
pensions
5 194
-
4 392
-
total
5 892
-
4 982
-
Corporate
-
63 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
12 700
-
-
total
-
12 700
-
-
Dividends
-
50 800
-
-
withholding
-
11 176
-
-
total
-
11 176
-
-
Income
63 500
63 500
63 500
63 500
Total tax
28 936
23 876
24 059
24 557
After tax
34 564
39 624
39 441
38 943
Living cost
41 883
41 883
41 883
41 883
Free-cash
-7 319
-2 259
-2 442
-2 940

Estimated living cost  is ₽41883 per week

₽28468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽627
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽2812
-₽686
-₽686
-₽1400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
social contributions
-
-
-
5 237
income
-
-
-
11 687
total
-
-
-
16 924
Employee
64 899
-
63 500
-
social contributions
5 392
-
5 237
-
income
12 246
-
11 687
-
total
17 638
-
16 924
-
Employer
64 899
-
63 500
-
total
-
-
-
-
Corporate
-
63 500
-
-
income
-
7 937
-
-
total
-
7 937
-
-
Dividends
-
55 563
-
-
withholding
-
11 113
-
-
total
-
11 113
-
-
Income
63 500
63 500
63 500
63 500
Total tax
17 638
19 050
16 924
16 924
After tax
45 862
44 450
46 576
46 576
Living cost
47 262
47 262
47 262
47 262
Free-cash
-1 400
-2 812
-686
-686

Estimated living cost  is ₽47262 per week

₽35956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽1130
-₽4259
-₽1016
-₽10236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
regional
-
-
-
667
social contributions
-
-
-
16 332
municipal
-
-
-
378
national
-
-
-
12 130
total
-
-
-
29 507
Employee
73 736
-
63 500
-
regional
696
-
582
-
municipal
390
-
337
-
social contributions
24 864
-
21 413
-
national
12 777
-
10 418
-
total
38 727
-
32 750
-
Employer
73 736
-
63 500
-
total
-
-
-
-
Corporate
-
63 500
-
-
nationa
-
15 241
-
-
municipal
-
2 477
-
-
total
-
17 718
-
-
Dividends
-
45 783
-
-
withholding
-
11 903
-
-
total
-
11 903
-
-
Income
63 500
63 500
63 500
63 500
Total tax
38 727
29 621
32 750
29 507
After tax
24 773
33 879
30 750
33 993
Living cost
35 009
35 009
35 009
35 009
Free-cash
-10 236
-1 130
-4 259
-1 016

Estimated living cost  is ₽35009 per week

₽24404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽11027
₽8128
₽11352
₽9185
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 500
regional
-
-
-
958
social contributions
-
-
-
16 332
municipal
-
-
-
378
national
-
-
-
12 130
total
-
-
-
29 798
Employee
46 023
-
63 500
-
regional
620
-
854
-
municipal
244
-
337
-
social contributions
15 519
-
21 413
-
national
7 291
-
10 418
-
total
23 674
-
33 022
-
Employer
46 023
-
63 500
-
total
-
-
-
-
Corporate
17 477
63 500
-
-
nationa
4 194
15 241
-
-
municipal