Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 63000
per

Your estimated
City
free-cash

Andorra , Andorra
₽21500
₽26407
₽23269
₽29452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
social contributions
-
-
-
13 861
income
-
-
-
392
total
-
-
-
14 253
Employee
29 140
-
54 546
-
social contributions
1 894
-
3 545
-
income
-
-
485
-
total
1 894
-
4 030
-
Employer
29 140
-
54 546
-
social contributions
4 517
-
8 454
-
total
4 517
-
8 454
-
Corporate
29 343
63 000
-
-
income
2 935
6 301
-
-
total
2 935
6 301
-
-
Dividends
26 408
56 699
-
-
total
-
-
-
-
Income
63 000
63 000
63 000
63 000
Total tax
9 346
6 301
12 484
14 253
After tax
53 654
56 699
50 516
48 747
Living cost
27 247
27 247
27 247
27 247
Free-cash
26 407
29 452
23 269
21 500

Estimated living cost  is ₽27247 per week

₽17617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7063
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽5284
₽6510
-₽6421
₽6961
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
surtax
-
-
-
-
unemployment
-
-
-
5 559
health
-
-
-
4 820
chamber of commerce
-
-
-
253
pensions
-
-
-
11 655
income
-
-
-
6 511
total
-
-
-
28 798
Employee
39 622
36 122
48 921
-
unemployment
1 189
1 084
1 467
-
other
396
361
489
-
income
3 530
2 664
6 196
-
pensions
4 058
3 698
5 009
-
health
1 533
1 398
1 894
-
total
10 706
9 205
15 055
-
Employer
39 622
36 122
48 921
-
pensions
4 973
4 534
6 139
-
surtax
-
-
-
-
payroll
1 189
1 084
1 467
-
other
1 882
1 715
2 324
-
health
1 498
1 366
1 849
-
accident
514
470
636
-
unemployment
1 189
1 084
1 467
-
chamber of commerce
158
144
196
-
total
11 403
10 397
14 078
-
Corporate
11 975
16 481
45 481
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

2 993
4 120
11 370
-
total
2 993
4 120
11 370
-
Dividends
8 982
12 362
-
-
withholding
2 470
3 399
-
-
total
2 470
3 399
-
-
Income
63 000
63 000
63 000
63 000
Total tax
27 572
27 121
40 503
28 798
After tax
35 428
35 879
22 497
34 202
Living cost
28 918
28 918
28 918
28 918
Free-cash
6 510
6 961
-6 421
5 284

Estimated living cost  is ₽28918 per week

₽17347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₽2084
₽2439
-₽9485
₽3842
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
surtax
-
-
-
179
unemployment
-
-
-
5 559
health
-
-
-
4 820
chamber of commerce
-
-
-
253
pensions
-
-
-
11 655
income
-
-
-
6 511
total
-
-
-
28 977
Employee
45 299
36 122
48 782
-
unemployment
1 359
1 084
1 464
-
other
452
361
489
-
income
5 157
2 664
6 155
-
pensions
4 639
3 698
4 995
-
health
1 753
1 398
1 889
-
total
13 360
9 205
14 992
-
Employer
45 299
36 122
48 782
-
pensions
5 685
4 534
6 122
-
surtax
179
179
179
-
payroll
1 359
1 084
1 464
-
other
2 152
1 715
2 317
-
health
1 712
1 366
1 844
-
accident
588
470
635
-
unemployment
1 359
1 084
1 464
-
chamber of commerce
181
144
194
-
total
13 215
10 576
14 219
-
Corporate
4 487
16 303
45 341
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

1 122
4 075
11 335
-
total
1 122
4 075
11 335
-
Dividends
3 366
12 228
-
-
withholding
925
3 363
-
-
total
925
3 363
-
-
Income
63 000
63 000
63 000
63 000
Total tax
28 622
27 219
40 546
28 977
After tax
34 378
35 781
22 454
34 023
Living cost
31 939
31 939
31 939
31 939
Free-cash
2 439
3 842
-9 485
2 084

Estimated living cost  is ₽31939 per week

₽21302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2725
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽833
-₽20710
-₽6833
₽2386
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
national
-
-
-
19 168
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 280
social contributions
-
-
-
8 336
total
-
-
-
30 784
Employee

The minimum management director salary is set at €45,000 per year.

64 837
-
48 794
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

564
-
425
-
national
19 933
-
13 657
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 382
-
2 546
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 863
-
3 659
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 046
-
2 293
-
total
31 788
-
22 580
-
Employer

The minimum management director salary is set at €45,000 per year.

64 837
-
48 794
-
surtax
7 352
-
5 532
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 745
-
4 323
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 987
-
3 002
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

843
-
635
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

946
-
712
-
total
18 873
-
14 204
-
Corporate
-
63 000
-
-
income
-
12 600
-
-
surtax
-
251
-
-
total
-
12 851
-
-
Dividends
-
50 149
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
14 714
-
-
total
-
14 714
-
-
Income
63 000
63 000
63 000
63 000
Total tax
50 661
27 565
36 784
30 784
After tax
12 339
35 435
26 216
32 216
Living cost
33 049
33 049
33 049
33 049
Free-cash
-20 710
2 386
-6 833
-833

Estimated living cost  is ₽33049 per week

₽21288
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽29504
₽32748
₽30933
₽38273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
9 450
total
-
-
-
17 904
Employee
20 646
-
56 789
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
income
2 065
-
5 679
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 813
-
2 780
-
health
950
-
1 456
-
total
5 055
-
10 263
-
Employer
20 646
-
56 789
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 275
-
3 489
-
health
1 425
-
2 185
-
accident

We are using the highest rate at 1.1%.

227
-
348
-
unemployment
124
-
190
-
total
4 051
-
6 212
-
Corporate
38 303
63 000
-
-
income
3 830
6 300
-
-
total
3 830
6 300
-
-
Dividends
34 473
56 700
-
-
withholding
1 724
2 835
-
-
total
1 724
2 835
-
-
Income
63 000
63 000
63 000
63 000
Total tax
14 660
9 135
16 475
17 904
After tax
48 340
53 865
46 525
45 096
Living cost
15 592
15 592
15 592
15 592
Free-cash
32 748
38 273
30 933
29 504

Estimated living cost  is ₽15592 per week

₽10312
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽893
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽372
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽33212
₽37772
₽34641
₽41981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
unemployment
-
-
-
127
health
-
-
-
3 641
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 686
income
-
-
-
9 450
total
-
-
-
17 904
Employee
15 736
-
56 789
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
income
1 573
-
5 679
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 382
-
2 780
-
health
724
-
1 456
-
total
3 852
-
10 263
-
Employer
15 736
-
56 789
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 734
-
3 489
-
health
1 086
-
2 185
-
accident

We are using the highest rate at 1.1%.

173
-
348
-
unemployment
94
-
190
-
total
3 087
-
6 212
-
Corporate
44 177
63 000
-
-
income
4 417
6 300
-
-
total
4 417
6 300
-
-
Dividends
39 759
56 700
-
-
withholding
1 988
2 835
-
-
total
1 988
2 835
-
-
Income
63 000
63 000
63 000
63 000
Total tax
13 344
9 135
16 475
17 904
After tax
49 656
53 865
46 525
45 096
Living cost
11 884
11 884
11 884
11 884
Free-cash
37 772
41 981
34 641
33 212

Estimated living cost  is ₽11884 per week

₽6938
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽315
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3782
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽26804
₽20354
₽23663
₽21517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
health
-
-
-
1 607
social contributions
-
-
-
9 829
income
-
-
-
3 774
total
-
-
-
15 210
Employee
69 700
69 700
69 700
-
income
7 589
6 452
6 827
-
social contributions
2 635
5 785
4 747
-
health
540
1 185
972
-
total
10 764
13 422
12 546
-
Employer
69 700
69 700
69 700
-
social contributions
2 635
5 785
4 747
-
health
587
1 290
1 058
-
total
3 222
7 075
5 805
-
Corporate
28 028
-
-
-
income
3 504
-
-
-
total
3 504
-
-
-
Dividends
24 524
-
-
-
withholding
4 170
-
-
-
total
4 170
-
-
-
Income
63 000
63 000
63 000
63 000
Total tax
21 660
20 497
18 351
15 210
After tax
41 340
42 503
44 649
47 790
Living cost
20 986
20 986
20 986
20 986
Free-cash
20 354
21 517
23 663
26 804

Estimated living cost  is ₽20986 per week

₽12577
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2059
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽18390
₽13115
₽15249
₽13103
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
health
-
-
-
1 607
social contributions
-
-
-
9 829
income
-
-
-
3 774
total
-
-
-
15 210
Employee
69 700
69 700
69 700
-
income
7 319
6 452
6 827
-
social contributions
3 387
5 785
4 747
-
health
693
1 185
972
-
total
11 399
13 422
12 546
-
Employer
69 700
69 700
69 700
-
social contributions
3 387
5 785
4 747
-
health
755
1 290
1 058
-
total
4 142
7 075
5 805
-
Corporate
18 059
-
-
-
income
2 257
-
-
-
total
2 257
-
-
-
Dividends
15 802
-
-
-
withholding
2 687
-
-
-
total
2 687
-
-
-
Income
63 000
63 000
63 000
63 000
Total tax
20 485
20 497
18 351
15 210
After tax
42 515
42 503
44 649
47 790
Living cost
29 400
29 400
29 400
29 400
Free-cash
13 115
13 103
15 249
18 390

Estimated living cost  is ₽29400 per week

₽20098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽9750
₽14974
₽11036
₽22442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
health
-
-
-
8 505
social contributions
-
-
-
18 396
income
-
-
-
5 415
solidarity contribution
-
-
-
-
total
-
-
-
32 316
Employee
30 786
-
47 015
-
income
3 694
-
5 642
-
social contributions
2 001
-
3 056
-
health
4 156
-
6 347
-
solidarity contribution
-
-
-
-
total
9 851
-
15 045
-
Employer
30 786
-
47 015
-
social contributions
7 696
-
11 754
-
health
2 771
-
4 231
-
total
10 467
-
15 985
-
Corporate
21 747
63 000
-
-
income
4 132
11 970
-
-
total
4 132
11 970
-
-
Dividends
17 615
51 030
-
-
withholding
2 642
7 654
-
-
total
2 642
7 654
-
-
Income
63 000
63 000
63 000
63 000
Total tax
27 092
19 624
31 030
32 316
After tax
35 908
43 376
31 970
30 684
Living cost
20 934
20 934
20 934
20 934
Free-cash
14 974
22 442
11 036
9 750

Estimated living cost  is ₽20934 per week

₽14541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1489
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽4888
₽8377
₽6174
₽17580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
health
-
-
-
8 505
social contributions
-
-
-
18 396
income
-
-
-
5 415
solidarity contribution
-
-
-
-
total
-
-
-
32 316
Employee
37 936
-
47 015
-
income
4 552
-
5 642
-
social contributions
2 466
-
3 056
-
health
5 121
-
6 347
-
solidarity contribution
-
-
-
-
total
12 139
-
15 045
-
Employer
37 936
-
47 015
-
social contributions
9 484
-
11 754
-
health
3 414
-
4 231
-
total
12 898
-
15 985
-
Corporate
12 166
63 000
-
-
income
2 312
11 970
-
-
total
2 312
11 970
-
-
Dividends
9 854
51 030
-
-
withholding
1 478
7 654
-
-
total
1 478
7 654
-
-
Income
63 000
63 000
63 000
63 000
Total tax
28 827
19 624
31 030
32 316
After tax
34 173
43 376
31 970
30 684
Living cost
25 796
25 796
25 796
25 796
Free-cash
8 377
17 580
6 174
4 888

Estimated living cost  is ₽25796 per week

₽19184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽3585
-₽135079
-₽135079
-₽135079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
national
-
-
-
6 256
pensions
-
-
-
788
municipal
-
-
-
10 780
labour market
-
-
-
4 977
total
-
-
-
22 801
Employee
184 800
184 800
184 800
-
municipal
39 352
39 352
39 352
-
national
22 577
22 577
22 577
-
pensions
263
263
263
-
labour market
14 763
14 763
14 763
-
total
76 955
76 955
76 955
-
Employer
184 800
184 800
184 800
-
pensions
525
525
525
-
labour market
14 784
14 784
14 784
-
municipal
39 415
39 415
39 415
-
national
22 616
22 616
22 616
-
total
77 340
77 340
77 340
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
63 000
63 000
63 000
63 000
Total tax
154 295
154 295
154 295
22 801
After tax
-91 295
-91 295
-91 295
40 199
Living cost
43 784
43 784
43 784
43 784
Free-cash
-135 079
-135 079
-135 079
-3 585

Estimated living cost  is ₽43784 per week

₽29966
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3873
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽12001
₽22877
₽14419
₽28507
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
health
-
-
-
8 189
pensions
-
-
-
12 600
income
-
-
-
8 317
total
-
-
-
29 106
Employee
25 714
-
47 084
-
unemployment
411
-
753
-
income
2 895
-
9 079
-
pensions
514
-
941
-
total
3 820
-
10 773
-
Employer
25 714
-
47 084
-
pensions
5 143
-
9 418
-
health
3 342
-
6 120
-
unemployment
206
-
377
-
total
8 691
-
15 915
-
Corporate
28 595
63 000
-
-
income
5 719
12 600
-
-
total
5 719
12 600
-
-
Dividends
22 875
50 400
-
-
total
-
-
-
-
Income
63 000
63 000
63 000
63 000
Total tax
18 230
12 600
26 688
29 106
After tax
44 770
50 400
36 312
33 894
Living cost
21 893
21 893
21 893
21 893
Free-cash
22 877
28 507
14 419
12 001

Estimated living cost  is ₽21893 per week

₽15017
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽12533
₽4369
₽3325
₽8343
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
63 000
national
-
-
-
3 841
health
-
-
-
592
municipal
-
-
-
11 234
total
-
-
-
15 667
Employee
47 689
-
52 999
-
unemployment
716
-
795
-
municipal
7 811
-
8 674
-
national
788
-
1 388
-
pensions
3 218
-
3 578
-
health
356
-
439
-
total
12 889
-
14 874
-
Employer
47 689
-
52 999
-
pensions
8 274
-
9 196
-
health
366
-
408
-
accident
48
-
53
-
unemployment
310
-
344
-
total
8 998
-
10 001
-
Corporate
6 313
63 000
-
-
income
1 263
12 600
-
-
total
1 263
12 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

3 788
37 800
-
-
municipal
681
6 805
-
-
national
-
452
-
-
total
681
7 257
-
-
Income
63 000
63 000
63 000
63 000
Total tax
23 831
19 857
24 875
15 667
After tax
39 169
43 143
38 125
47 333
Living cost
34 800
34 800
34 800
34 800
Free-cash
4 369
8 343
3 325
12 533

Estimated living cost  is ₽34800 per week

₽22731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8169
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽9568
₽8849
₽9870
₽3814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
surtax
-
-
-
-
health
-
-
-
545
pensions
-
-
-
17 834
social contributions
-
-
-
1 796
income
-
-
-
3 366
other
-
-
-
1 952
total
-
-
-
25 493
Employee
34 629
-
48 008
-
income
1 785
-
3 402
-
surtax
-
-
-
-
social contributions
987
-
1 367
-
pensions
3 917
-
5 430
-
total
6 689
-
10 199
-
Employer
34 629
-
48 008
-
pensions
5 690
-
7 887
-
social contributions
103
-
144
-
other
1 195
-
1 656
-
health
2 424
-
3 361
-
unemployment
1 402
-
1 944
-
total
10 814
-
14 992
-
Corporate
17 557
63 000
-
-
income
4 916
17 640
-
-
surtax
-
-
-
-
total
4 916
17 640
-
-
Dividends
12 641
45 360
-
-
withholding
1 619
5 805
-
-
social contributions
2 174
7 802
-
-
surtax
-
-
-
-
total
3 793
13 607
-
-
Income
63 000
63 000
63 000
63 000
Total tax
26 212
31 247
25 191
25 493
After tax
36 788
31 753
37 809
37 507
Living cost
27 939
27 939
27 939
27 939
Free-cash
8 849
3 814
9 870
9 568

Estimated living cost  is ₽27939 per week

₽16203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽6495
₽6095
₽6797
₽741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
surtax
-
-
-
-
health
-
-
-
545
pensions
-
-
-
17 834
social contributions
-
-
-
1 796
income
-
-
-
3 366
other
-
-
-
1 952
total
-
-
-
25 493
Employee
38 793
-
48 008
-
income
2 289
-
3 402
-
surtax
-
-
-
-
social contributions
1 106
-
1 367
-
pensions
4 386
-
5 430
-
total
7 781
-
10 199
-
Employer
38 793
-
48 008
-
pensions
6 373
-
7 887
-
social contributions
117
-
144
-
other
1 338
-
1 656
-
health
2 716
-
3 361
-
unemployment
1 570
-
1 944
-
total
12 114
-
14 992
-
Corporate
12 092
63 000
-
-
income
3 385
17 640
-
-
surtax
-
-
-
-
total
3 385
17 640
-
-
Dividends
8 707
45 360
-
-
withholding
1 115
5 805
-
-
social contributions
1 498
7 802
-
-
surtax
-
-
-
-
total
2 613
13 607
-
-
Income
63 000
63 000
63 000
63 000
Total tax
25 893
31 247
25 191
25 493
After tax
37 107
31 753
37 809
37 507
Living cost
31 012
31 012
31 012
31 012
Free-cash
6 095
741
6 797
6 495

Estimated living cost  is ₽31012 per week

₽19554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽6272
-₽11500
-₽5970
-₽12026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
surtax
-
-
-
-
health
-
-
-
545
pensions
-
-
-
17 834
social contributions
-
-
-
1 796
income
-
-
-
3 366
other
-
-
-
1 952
total
-
-
-
25 493
Employee
56 771
-
48 008
-
income
4 953
-
3 402
-
surtax
-
-
-
-
social contributions
1 617
-
1 367
-
pensions
6 421
-
5 430
-
total
12 991
-
10 199
-
Employer
56 771
-
48 008
-
pensions
9 328
-
7 887
-
social contributions
170
-
144
-
other
1 959
-
1 656
-
health
3 973
-
3 361
-
unemployment
2 300
-
1 944
-
total
17 730
-
14 992
-
Corporate
-
63 000
-
-
income
-
17 640
-
-
surtax
-
-
-
-
total
-
17 640
-
-
Dividends
-
45 360
-
-
withholding
-
5 805
-
-
social contributions
-
7 802
-
-
surtax
-
-
-
-
total
-
13 607
-
-
Income
63 000
63 000
63 000
63 000
Total tax
30 721
31 247
25 191
25 493
After tax
32 279
31 753
37 809
37 507
Living cost
43 779
43 779
43 779
43 779
Free-cash
-11 500
-12 026
-5 970
-6 272

Estimated living cost  is ₽43779 per week

₽29629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3581
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽56543
₽52930
₽44573
₽54023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
63 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
630
total
-
-
-
630
Employee
7 284
-
63 000
-
income
1 457
-
12 600
-
total
1 457
-
12 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

55 716
63 000
-
-
total
-
-
-
-
Dividends
55 716
63 000
-
-
withholding
2 786
3 150
-
-
total
2 786
3 150
-
-
Income
63 000
63 000
63 000
63 000
Total tax
4 243
3 150
12 600
630
After tax
58 757
59 850
50 400
62 370
Living cost
5 827
5 827
5 827
5 827
Free-cash
52 930
54 023
44 573
56 543

Estimated living cost  is ₽5827 per week

₽3611
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1571
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽53290
₽49068
₽41320
₽50770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
63 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
630
total
-
-
-
630
Employee
11 351
-
63 000
-
income
2 270
-
12 600
-
total
2 270
-
12 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

51 649
63 000
-
-
total
-
-
-
-
Dividends
51 649
63 000
-
-
withholding
2 582
3 150
-
-
total
2 582
3 150
-
-
Income
63 000
63 000
63 000
63 000
Total tax
4 852
3 150
12 600
630
After tax
58 148
59 850
50 400
62 370
Living cost
9 080
9 080
9 080
9 080
Free-cash
49 068
50 770
41 320
53 290

Estimated living cost  is ₽9080 per week

₽6145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽9275
₽9445
₽12268
-₽2413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
63 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
497
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 049
trade
-
-
-
2 993
total
-
-
-
18 731
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 100
-
63 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 709
-
9 049
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
497
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
10 106
-
15 738
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
17 900
63 000
-
-
trade
2 568
9 041
-
-
income
2 685
9 450
-
-
chamber of commerce
163
230
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

148
519
-
-
total
5 564
19 240
-
-
Dividends
12 335
43 759
-
-
withholding
2 740
10 596
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

151
583
-
-
total
2 891
11 179
-
-
Income
63 000
63 000
63 000
63 000
Total tax
18 561
30 419
15 738
18 731
After tax
44 439
32 581
47 262
44 269
Living cost
34 994
34 994
34 994
34 994
Free-cash
9 445
-2 413
12 268
9 275

Estimated living cost  is ₽34994 per week

₽24140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6581
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽16522
₽14504
₽19807
₽4477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
63 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
497
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 049
trade
-
-
-
3 285
total
-
-
-
19 023
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 669
-
63 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

968
-
9 049
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
497
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
7 213
-
15 738
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
28 331
63 000
-
-
trade
4 462
9 923
-
-
income
4 250
9 450
-
-
chamber of commerce
179
229
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

234
519
-
-
total
9 125
20 121
-
-
Dividends
19 206
42 878
-
-
withholding
4 457
10 376
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

246
571
-
-
total
4 703
10 947
-
-
Income
63 000
63 000
63 000
63 000
Total tax
21 041
31 068
15 738
19 023
After tax
41 959
31 932
47 262
43 977
Living cost
27 455
27 455
27 455
27 455
Free-cash
14 504
4 477
19 807
16 522

Estimated living cost  is ₽27455 per week

₽17270
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3201
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6471
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽8222
₽8738
₽11654
-₽3998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
63 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
497
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 049
trade
-
-
-
3 432
total
-
-
-
19 170
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 966
-
63 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 949
-
9 049
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
497
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
10 358
-
15 738
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
17 034
63 000
-
-
trade
2 802
10 364
-
-
income
2 554
9 450
-
-
chamber of commerce
162
227
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

141
519
-
-
total
5 659
20 560
-
-
Dividends
11 374
42 440
-
-
withholding
2 499
10 266
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

138
564
-
-
total
2 637
10 830
-
-
Income
63 000
63 000
63 000
63 000
Total tax
18 654
31 390
15 738
19 170
After tax
44 346
31 610
47 262
43 830
Living cost
35 608
35 608
35 608
35 608
Free-cash
8 738
-3 998
11 654
8 222

Estimated living cost  is ₽35608 per week

₽23815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3755
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7507
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₽2160
₽4459
₽5738
-₽10239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
63 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
497
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 192
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 049
trade
-
-
-
3 578
total
-
-
-
19 316
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 474
-
63 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 406
-
9 049
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
497
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 192
-
6 192
-
total
12 951
-
15 738
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
8 526
63 000
-
-
trade
1 462
10 804
-
-
income
1 278
9 450
-
-
chamber of commerce
150
227
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

71
519
-
-
total
2 961
21 000
-
-
Dividends
5 565
41 999
-
-
withholding
1 048
10 156
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

57
559
-
-
total
1 105
10 715
-
-
Income
63 000
63 000
63 000
63 000
Total tax
17 017
31 715
15 738
19 316
After tax
45 983
31 285
47 262
43 684
Living cost
41 524
41 524
41 524
41 524
Free-cash
4 459
-10 239
5 738
2 160

Estimated living cost  is ₽41524 per week

₽30327
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3322
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽14332
₽16387
₽12944
₽19268
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
surtax
-
-
-
869
unemployment
-
-
-
206
health
-
-
-
4 472
pensions
-
-
-
12 600
income
-
-
-
10 162
other
-
-
-
-
total
-
-
-
28 309
Employee
30 525
-
52 045
-
unemployment
2 124
-
3 623
-
other
-
-
-
-
income
5 117
-
9 555
-
surtax
108
-
764
-
pensions
2 037
-
3 471
-
health
779
-
1 328
-
total
10 165
-
18 741
-
Employer
30 525
-
52 045
-
pensions
4 070
-
6 937
-
other
-
-
-
-
health
1 388
-
2 369
-
unemployment
968
-
1 650
-
total
6 426
-
10 956
-
Corporate
26 049
63 000
-
-
income
6 772
16 381
-
-
total
6 772
16 381
-
-
Dividends
19 277
46 619
-
-
withholding
2 891
6 992
-
-
total
2 891
6 992
-
-
Income
63 000
63 000
63 000
63 000
Total tax
26 254
23 373
29 697
28 309
After tax
36 746
39 627
33 303
34 691
Living cost
20 359
20 359
20 359
20 359
Free-cash
16 387
19 268
12 944
14 332

Estimated living cost  is ₽20359 per week

₽12292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5826
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽14689
₽16806
₽13301
₽19625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
surtax
-
-
-
869
unemployment
-
-
-
206
health
-
-
-
4 472
pensions
-
-
-
12 600
income
-
-
-
10 162
other
-
-
-
-
total
-
-
-
28 309
Employee
29 975
-
52 045
-
unemployment
2 086
-
3 623
-
other
-
-
-
-
income
5 024
-
9 555
-
surtax
98
-
764
-
pensions
1 999
-
3 471
-
health
765
-
1 328
-
total
9 972
-
18 741
-
Employer
29 975
-
52 045
-
pensions
3 996
-
6 937
-
other
-
-
-
-
health
1 364
-
2 369
-
unemployment
949
-
1 650
-
total
6 309
-
10 956
-
Corporate
26 716
63 000
-
-
income
6 946
16 381
-
-
total
6 946
16 381
-
-
Dividends
19 770
46 619
-
-
withholding
2 965
6 992
-
-
total
2 965
6 992
-
-
Income
63 000
63 000
63 000
63 000
Total tax
26 192
23 373
29 697
28 309
After tax
36 808
39 627
33 303
34 691
Living cost
20 002
20 002
20 002
20 002
Free-cash
16 806
19 625
13 301
14 689

Estimated living cost  is ₽20002 per week

₽12230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5465
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽25559
₽17920
₽18438
₽17541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
unemployment
-
-
-
945
health
-
-
-
4 410
pensions
-
-
-
6 300
income
-
-
-
7 702
total
-
-
-
19 357
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
52 720
-
unemployment
392
156
791
-
income
3 191
1 270
6 445
-
pensions
2 610
1 039
5 272
-
health
1 827
727
3 690
-
total
8 020
3 192
16 198
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 104
10 389
52 720
-
pensions
5 090
2 026
10 280
-
total
5 090
2 026
10 280
-
Corporate
31 805
50 585
-
-
income
2 862
4 553
-
-
total
2 862
4 553
-
-
Dividends
28 943
46 032
-
-
withholding
5 499
8 746
-
-
social contributions
5 525
8 858
-
-
total
11 024
17 604
-
-
Income
63 000
63 000
63 000
63 000
Total tax
26 996
27 375
26 478
19 357
After tax
36 004
35 625
36 522
43 643
Living cost
18 084
18 084
18 084
18 084
Free-cash
17 920
17 541
18 438
25 559

Estimated living cost  is ₽18084 per week

₽12341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽5063
-₽11133
-₽4569
-₽4531
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
national
-
-
-
9 714
pensions
-
-
-
7 560
social contributions
-
-
-
677
municipal
-
-
-
6 269
total
-
-
-
24 220
Employee
67 965
-
54 463
-
municipal
8 395
-
6 513
-
national
13 008
-
10 092
-
pensions
2 719
-
2 179
-
total
24 122
-
18 784
-
Employer
67 965
-
54 463
-
pensions
5 437
-
4 357
-
social contributions
731
-
585
-
total
6 168
-
4 942
-
Corporate
-
63 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
12 600
-
-
total
-
12 600
-
-
Dividends
-
50 400
-
-
withholding
-
11 088
-
-
total
-
11 088
-
-
Income
63 000
63 000
63 000
63 000
Total tax
30 290
23 688
23 726
24 220
After tax
32 710
39 312
39 274
38 780
Living cost
43 843
43 843
43 843
43 843
Free-cash
-11 133
-4 531
-4 569
-5 063

Estimated living cost  is ₽43843 per week

₽29800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4076
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽656
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽3871
-₽7903
-₽3871
-₽7535
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
social contributions
-
-
-
5 020
income
-
-
-
10 217
total
-
-
-
15 237
Employee
70 902
-
63 000
-
social contributions
5 890
-
5 020
-
income
13 379
-
10 217
-
total
19 269
-
15 237
-
Employer
70 902
-
63 000
-
total
-
-
-
-
Corporate
-
63 000
-
-
income
-
7 875
-
-
total
-
7 875
-
-
Dividends
-
55 125
-
-
withholding
-
11 026
-
-
total
-
11 026
-
-
Income
63 000
63 000
63 000
63 000
Total tax
19 269
18 901
15 237
15 237
After tax
43 731
44 099
47 763
47 763
Living cost
51 634
51 634
51 634
51 634
Free-cash
-7 903
-7 535
-3 871
-3 871

Estimated living cost  is ₽51634 per week

₽39282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4207
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽4079
-₽17558
-₽7637
-₽4634
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
national
-
-
-
11 604
regional
-
-
-
649
social contributions
-
-
-
16 203
municipal
-
-
-
375
total
-
-
-
28 831
Employee
80 557
-
63 000
-
municipal
427
-
334
-
national
13 959
-
10 242
-
social contributions
27 164
-
21 243
-
regional
760
-
570
-
total
42 310
-
32 389
-
Employer
80 557
-
63 000
-
total
-
-
-
-
Corporate
-
63 000
-
-
nationa
-
15 120
-
-
municipal
-
2 456
-
-
total
-
17 576
-
-
Dividends
-
45 424
-
-
withholding
-
11 810
-
-
total
-
11 810
-
-
Income
63 000
63 000
63 000
63 000
Total tax
42 310
29 386
32 389
28 831
After tax
20 690
33 614
30 611
34 169
Living cost
38 248
38 248
38 248
38 248
Free-cash
-17 558
-4 634
-7 637
-4 079

Estimated living cost  is ₽38248 per week

₽26662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2508
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8490
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽9451
₽6684
₽5917
₽8697
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
63 000
national
-
-
-
11 604
regional
-
-
-
950
social contributions
-
-
-
16 203
municipal
-
-
-
375
total
-
-
-
29 132
Employee
50 281
-
63 000
-
municipal
267
-
334
-
national
7 966
-
10 242
-
social contributions
16 955
-
21 243
-
regional
677
-
847
-
total
25 865
-
32 666
-
Employer
50 281
-
63 000
-
total
-
-
-
-
Corporate
12 719
63 000
-
-
nationa
3 053
15 120
-
-
municipal