Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 60500
per

Your estimated
City
free-cash

Valencia , Spain
₽14017
₽10421
₽9990
₽18309
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
unemployment
-
-
-
424
income
-
-
-
9 856
other
-
-
-
61
accident
-
-
-
545
pensions
-
-
-
17 121
total
-
-
-
28 007
Employee
30 259
-
45 874
-
unemployment
469
-
711
-
pensions
1 423
-
2 155
-
income
5 834
-
10 039
-
other
30
-
47
-
total
7 756
-
12 952
-
Employer
30 259
-
45 874
-
pensions
7 140
-
10 826
-
accident
599
-
908
-
unemployment
1 665
-
2 524
-
other
242
-
366
-
total
9 646
-
14 624
-
Corporate
20 594
60 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

3 089
9 075
-
-
total
3 089
9 075
-
-
Dividends
17 505
51 425
-
-
withholding
3 489
10 613
-
-
total
3 489
10 613
-
-
Income
60 500
60 500
60 500
60 500
Total tax
23 980
19 688
27 576
28 007
After tax
36 520
40 812
32 924
32 493
Living cost
22 503
22 503
22 503
22 503
Free-cash
14 017
18 309
10 421
9 990

Estimated living cost  is ₽22503 per week

₽15189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2163
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽17117
₽13658
₽10955
₽22645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
14 519
income
-
-
-
7 684
other
-
-
-
2 875
health
-
-
-
2 662
total
-
-
-
27 740
Employee
29 713
-
48 322
-
health
416
-
677
-
unemployment
297
-
483
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 079
-
3 382
-
income
5 115
-
8 318
-
total
7 907
-
12 860
-
Employer
29 713
-
48 322
-
health
416
-
677
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 052
-
8 214
-
accident
238
-
387
-
unemployment
297
-
483
-
other
1 486
-
2 416
-
total
7 489
-
12 177
-
Corporate
23 299
60 500
-
-
income
4 893
12 705
-
-
total
4 893
12 705
-
-
Dividends
18 405
47 795
-
-
withholding
1 289
3 345
-
-
total
1 289
3 345
-
-
Income
60 500
60 500
60 500
60 500
Total tax
21 578
16 050
25 037
27 740
After tax
38 922
44 450
35 463
32 760
Living cost
21 805
21 805
21 805
21 805
Free-cash
17 117
22 645
13 658
10 955

Estimated living cost  is ₽21805 per week

₽15407
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽37198
₽34535
₽33065
₽40998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 230
unemployment
-
-
-
114
income
-
-
-
9 075
health
-
-
-
3 287
total
-
-
-
16 706
Employee
14 206
-
54 892
-
health
653
-
1 315
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 247
-
2 510
-
income
1 420
-
5 490
-
total
3 476
-
9 629
-
Employer
14 206
-
54 892
-
health
981
-
1 972
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 566
-
3 150
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
unemployment
85
-
171
-
total
2 788
-
5 607
-
Corporate
43 506
60 500
-
-
income
4 351
6 050
-
-
total
4 351
6 050
-
-
Dividends
39 155
54 450
-
-
withholding
1 958
2 723
-
-
total
1 958
2 723
-
-
Income
60 500
60 500
60 500
60 500
Total tax
12 573
8 773
15 236
16 706
After tax
47 927
51 727
45 264
43 794
Living cost
10 729
10 729
10 729
10 729
Free-cash
37 198
40 998
34 535
33 065

Estimated living cost  is ₽10729 per week

₽6264
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽766
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽7327
₽8173
₽7953
₽2494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
3 382
other
-
-
-
1 876
health
-
-
-
523
social contributions
-
-
-
1 724
pensions
-
-
-
17 044
surtax
-
-
-
-
total
-
-
-
24 549
Employee
35 024
-
46 104
-
pensions
3 960
-
5 213
-
income
2 067
-
3 406
-
social contributions
999
-
1 314
-
surtax
-
-
-
-
total
7 026
-
9 933
-
Employer
35 024
-
46 104
-
health
2 452
-
3 227
-
social contributions
106
-
138
-
pensions
5 754
-
7 574
-
unemployment
1 418
-
1 867
-
other
1 208
-
1 590
-
total
10 938
-
14 396
-
Corporate
14 539
60 500
-
-
income
4 070
16 940
-
-
surtax
-
-
-
-
total
4 070
16 940
-
-
Dividends
10 469
43 560
-
-
social contributions
1 801
7 493
-
-
surtax
-
-
-
-
withholding
1 340
5 575
-
-
total
3 141
13 068
-
-
Income
60 500
60 500
60 500
60 500
Total tax
25 175
30 008
24 329
24 549
After tax
35 325
30 492
36 171
35 951
Living cost
27 998
27 998
27 998
27 998
Free-cash
7 327
2 494
8 173
7 953

Estimated living cost  is ₽27998 per week

₽17654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2277
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7592
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽20763
-₽20763
₽178
-₽16170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
pensions
-
-
-
9 588
income
-
-
-
7 864
health
-
-
-
8 589
total
-
-
-
26 041
Employee
69 883
69 883
69 883
-
health
10 726
9 124
10 726
-
pensions
12 579
9 588
12 579
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 439
11 439
11 439
-
total
34 744
30 151
34 744
-
Employer
69 883
69 883
69 883
-
health
4 858
4 858
4 858
-
pensions
4 864
4 864
4 864
-
unemployment
2 516
2 516
2 516
-
total
12 238
12 238
12 238
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
60 500
60 500
60 500
60 500
Total tax
46 982
42 389
46 982
26 041
After tax
13 518
18 111
13 518
34 459
Living cost
34 281
34 281
34 281
34 281
Free-cash
-20 763
-16 170
-20 763
178

Estimated living cost  is ₽34281 per week

₽24294
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3090
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽14918
₽20258
₽16722
₽5865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
60 500
trade
-
-
-
3 536
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 350
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 591
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
514
total
-
-
-
18 991
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 300
-
60 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 591
-
5 591
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

874
-
9 350
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
514
-
total
6 513
-
15 455
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
29 200
60 500
-
-
income
4 379
9 075
-
-
trade
4 598
9 529
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

241
498
-
-
chamber of commerce
166
211
-
-
total
9 384
19 313
-
-
Dividends
19 816
41 186
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

255
550
-
-
withholding
4 643
9 985
-
-
total
4 898
10 535
-
-
Income
60 500
60 500
60 500
60 500
Total tax
20 795
29 848
15 455
18 991
After tax
39 705
30 652
45 045
41 509
Living cost
24 787
24 787
24 787
24 787
Free-cash
14 918
5 865
20 258
16 722

Estimated living cost  is ₽24787 per week

₽15592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5842
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽21007
₽24422
₽26425
₽23047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
4 149
health
-
-
-
1 542
social contributions
-
-
-
9 437
total
-
-
-
15 128
Employee
62 926
62 926
62 926
-
health
488
1 070
933
-
income
6 852
5 825
6 064
-
social contributions
2 379
5 223
4 559
-
total
9 719
12 118
11 556
-
Employer
62 926
62 926
62 926
-
health
530
1 165
1 016
-
social contributions
2 379
5 223
4 559
-
total
2 909
6 388
5 575
-
Corporate
28 926
-
-
-
income
3 615
-
-
-
total
3 615
-
-
-
Dividends
25 311
-
-
-
withholding
4 303
-
-
-
total
4 303
-
-
-
Income
60 500
60 500
60 500
60 500
Total tax
20 546
18 506
17 131
15 128
After tax
39 954
41 994
43 369
45 372
Living cost
18 947
18 947
18 947
18 947
Free-cash
21 007
23 047
24 422
26 425

Estimated living cost  is ₽18947 per week

₽11355
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽419
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5314
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽7919
₽6414
₽8718
₽8743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
60 500
income
-
-
-
5 089
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
21 024
surtax
-
-
-
-
total
-
-
-
26 113
Employee
37 637
-
48 889
-
income
7 829
-
11 428
-
social contributions
4 140
-
5 378
-
surtax
-
-
-
-
total
11 969
-
16 806
-
Employer
37 637
-
48 889
-
social contributions
8 939
-
11 611
-
total
8 939
-
11 611
-
Corporate
13 924
60 500
-
-
income
2 924
12 705
-
-
surtax
-
-
-
-
total
2 924
12 705
-
-
Dividends
11 000
47 795
-
-
withholding
3 080
13 383
-
-
total
3 080
13 383
-
-
Income
60 500
60 500
60 500
60 500
Total tax
26 912
26 088
28 417
26 113
After tax
33 588
34 412
32 083
34 387
Living cost
25 669
25 669
25 669
25 669
Free-cash
7 919
8 743
6 414
8 718

Estimated living cost  is ₽25669 per week

₽19205
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4521
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽50242
₽42309
₽53804
₽51384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
60 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
605
total
-
-
-
605
Employee
7 614
-
60 500
-
income
1 523
-
12 100
-
total
1 523
-
12 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

52 886
60 500
-
-
total
-
-
-
-
Dividends
52 886
60 500
-
-
withholding
2 644
3 025
-
-
total
2 644
3 025
-
-
Income
60 500
60 500
60 500
60 500
Total tax
4 167
3 025
12 100
605
After tax
56 333
57 475
48 400
59 895
Living cost
6 091
6 091
6 091
6 091
Free-cash
50 242
51 384
42 309
53 804

Estimated living cost  is ₽6091 per week

₽3775
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽167
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1643
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽12862
₽8555
₽10288
₽19705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
60 500
pensions
-
-
-
11 049
unemployment
-
-
-
90
income
-
-
-
11 171
health
-
-
-
5 952
total
-
-
-
28 262
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 187
-
52 350
-
health
2 337
-
3 382
-
unemployment
51
-
73
-
pensions
5 609
-
8 114
-
income
6 240
-
10 277
-
total
14 237
-
21 846
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 187
-
52 350
-
health
2 410
-
3 486
-
pensions
3 202
-
4 632
-
unemployment
22
-
31
-
total
5 634
-
8 149
-
Corporate
18 679
60 500
-
-
income
3 548
11 495
-
-
total
3 548
11 495
-
-
Dividends
15 130
49 005
-
-
withholding
2 269
7 350
-
-
total
2 269
7 350
-
-
Income
60 500
60 500
60 500
60 500
Total tax
25 688
18 845
29 995
28 262
After tax
34 812
41 655
30 505
32 238
Living cost
21 950
21 950
21 950
21 950
Free-cash
12 862
19 705
8 555
10 288

Estimated living cost  is ₽21950 per week

₽15064
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1407
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5055
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽10036
₽14394
₽2346
₽5296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
60 500
income
-
-
-
23 294
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 154
total
-
-
-
28 448
Employee
37 541
-
56 736
-
social contributions
3 761
-
3 764
-
income
4 073
-
8 872
-
total
7 834
-
12 636
-
Employer
37 541
-
56 736
-
social contributions
3 761
-
3 764
-
total
3 761
-
3 764
-
Corporate
19 198
60 500
-
-
income
6 720
21 175
-
-
total
6 720
21 175
-
-
Dividends
12 479
39 325
-
-
social contributions
2 443
4 323
-
-
total
2 443
4 323
-
-
Income
60 500
60 500
60 500
60 500
Total tax
20 758
25 498
16 400
28 448
After tax
39 742
35 002
44 100
32 052
Living cost
29 706
29 706
29 706
29 706
Free-cash
10 036
5 296
14 394
2 346

Estimated living cost  is ₽29706 per week

₽19567
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7341
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽19980
₽22710
₽21501
₽19558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
9 075
health
-
-
-
4 222
social contributions
-
-
-
8 349
total
-
-
-
21 646
Employee
27 747
-
60 500
-
health
1 937
-
4 222
-
income
4 628
-
7 866
-
social contributions
3 830
-
8 349
-
total
10 395
-
20 437
-
Employer
27 747
-
60 500
-
total
-
-
-
-
Corporate
32 753
60 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 638
3 025
-
-
total
1 638
3 025
-
-
Dividends
31 115
57 475
-
-
social contributions
4 294
7 931
-
-
withholding
4 667
8 622
-
-
health
2 173
4 011
-
-
total
11 134
20 564
-
-
Income
60 500
60 500
60 500
60 500
Total tax
23 167
23 589
20 437
21 646
After tax
37 333
36 911
40 063
38 854
Living cost
17 353
17 353
17 353
17 353
Free-cash
19 980
19 558
22 710
21 501

Estimated living cost  is ₽17353 per week

₽11613
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1070
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽10623
₽7831
₽6596
₽18783
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
5 200
health
-
-
-
8 167
social contributions
-
-
-
17 666
solidarity contribution
-
-
-
-
total
-
-
-
31 033
Employee
33 634
-
45 149
-
health
4 541
-
6 095
-
solidarity contribution
-
-
-
-
income
4 036
-
5 418
-
social contributions
2 186
-
2 935
-
total
10 763
-
14 448
-
Employer
33 634
-
45 149
-
health
3 027
-
4 063
-
social contributions
8 409
-
11 287
-
total
11 436
-
15 350
-
Corporate
15 430
60 500
-
-
income
2 932
11 495
-
-
total
2 932
11 495
-
-
Dividends
12 498
49 005
-
-
withholding
1 875
7 351
-
-
total
1 875
7 351
-
-
Income
60 500
60 500
60 500
60 500
Total tax
27 006
18 846
29 798
31 033
After tax
33 494
41 654
30 702
29 467
Living cost
22 871
22 871
22 871
22 871
Free-cash
10 623
18 783
7 831
6 596

Estimated living cost  is ₽22871 per week

₽17009
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽396
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽46203
₽38908
₽50403
₽47983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
60 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
605
total
-
-
-
605
Employee
11 865
-
60 500
-
income
2 373
-
12 100
-
total
2 373
-
12 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

48 635
60 500
-
-
total
-
-
-
-
Dividends
48 635
60 500
-
-
withholding
2 432
3 025
-
-
total
2 432
3 025
-
-
Income
60 500
60 500
60 500
60 500
Total tax
4 805
3 025
12 100
605
After tax
55 695
57 475
48 400
59 895
Living cost
9 492
9 492
9 492
9 492
Free-cash
46 203
47 983
38 908
50 403

Estimated living cost  is ₽9492 per week

₽6423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽318
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2352
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽6762
-₽3354
-₽3574
-₽9033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
3 382
other
-
-
-
1 876
health
-
-
-
523
social contributions
-
-
-
1 724
pensions
-
-
-
17 044
surtax
-
-
-
-
total
-
-
-
24 549
Employee
51 254
-
46 104
-
pensions
5 797
-
5 213
-
income
4 472
-
3 406
-
social contributions
1 460
-
1 314
-
surtax
-
-
-
-
total
11 729
-
9 933
-
Employer
51 254
-
46 104
-
health
3 587
-
3 227
-
social contributions
154
-
138
-
pensions
8 422
-
7 574
-
unemployment
2 076
-
1 867
-
other
1 769
-
1 590
-
total
16 008
-
14 396
-
Corporate
-
60 500
-
-
income
-
16 940
-
-
surtax
-
-
-
-
total
-
16 940
-
-
Dividends
-
43 560
-
-
social contributions
-
7 493
-
-
surtax
-
-
-
-
withholding
-
5 575
-
-
total
-
13 068
-
-
Income
60 500
60 500
60 500
60 500
Total tax
27 737
30 008
24 329
24 549
After tax
32 763
30 492
36 171
35 951
Living cost
39 525
39 525
39 525
39 525
Free-cash
-6 762
-9 033
-3 354
-3 574

Estimated living cost  is ₽39525 per week

₽26750
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3233
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽25596
₽17556
₽15357
₽29608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
60 500
pensions
-
-
-
15 670
unemployment
-
-
-
904
income
-
-
-
8 258
health
-
-
-
6 208
total
-
-
-
31 040
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 267
-
51 315
-
health
1 095
-
2 643
-
unemployment
160
-
385
-
pensions
2 977
-
7 184
-
income
2 931
-
9 443
-
total
7 163
-
19 655
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 267
-
51 315
-
health
1 095
-
2 643
-
pensions
2 552
-
6 158
-
unemployment
160
-
385
-
total
3 807
-
9 186
-
Corporate
35 427
60 500
-
-
income
5 314
9 075
-
-
total
5 314
9 075
-
-
Dividends
30 113
51 425
-
-
withholding
4 517
7 714
-
-
total
4 517
7 714
-
-
Income
60 500
60 500
60 500
60 500
Total tax
20 801
16 789
28 841
31 040
After tax
39 699
43 711
31 659
29 460
Living cost
14 103
14 103
14 103
14 103
Free-cash
25 596
29 608
17 556
15 357

Estimated living cost  is ₽14103 per week

₽9496
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1091
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽12353
-₽9069
-₽5982
-₽29175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
pensions
-
-
-
5 565
city
-
-
-
637
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 210
health
-
-
-
185
regional
-
-
-
1 787
national
-
-
-
258
total
-
-
-
9 642
Employee
66 517
-
54 151
-
health
150
-
121
-
unemployment
-
-
-
-
city
714
-
581
-
pensions
5 588
-
4 549
-
regional
2 178
-
1 508
-
national
315
-
217
-
total
8 945
-
6 976
-
Employer
66 517
-
54 151
-
health
150
-
121
-
pensions
5 588
-
4 549
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 330
-
1 083
-
total
7 068
-
5 753
-
Corporate
-
60 500
-
-
regional
-
12 796
-
-
national
-
5 143
-
-
total
-
17 939
-
-
Dividends
-
42 561
-
-
withholding
-
14 896
-
-
total
-
14 896
-
-
Income
60 500
60 500
60 500
60 500
Total tax
16 013
32 835
12 729
9 642
After tax
44 487
27 665
47 771
50 858
Living cost
56 840
56 840
56 840
56 840
Free-cash
-12 353
-29 175
-9 069
-5 982

Estimated living cost  is ₽56840 per week

₽36962
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5101
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽698
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽6451
₽4785
₽13625
₽9911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
60 500
municipal
-
-
-
10 784
health
-
-
-
590
national
-
-
-
4 083
total
-
-
-
15 457
Employee
43 055
-
50 897
-
health
321
-
443
-
unemployment
646
-
764
-
pensions
2 906
-
3 435
-
national
711
-
1 727
-
municipal
7 052
-
8 325
-
total
11 636
-
14 694
-
Employer
43 055
-
50 897
-
health
331
-
391
-
pensions
7 470
-
8 830
-
accident
43
-
51
-
unemployment
280
-
331
-
total
8 124
-
9 603
-
Corporate
9 322
60 500
-
-
income
1 865
12 101
-
-
total
1 865
12 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

5 593
36 300
-
-
municipal
1 006
6 533
-
-
national
-
537
-
-
total
1 006
7 070
-
-
Income
60 500
60 500
60 500
60 500
Total tax
22 631
19 171
24 297
15 457
After tax
37 869
41 329
36 203
45 043
Living cost
31 418
31 418
31 418
31 418
Free-cash
6 451
9 911
4 785
13 625

Estimated living cost  is ₽31418 per week

₽20522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3022
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7375
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽15075
-₽4976
₽650
₽4170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 132
social contributions
-
-
-
8 287
national
-
-
-
18 593
total
-
-
-
30 012
Employee

The minimum management director salary is set at €45,000 per year.

58 536
-
46 857
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 750
-
2 202
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 053
-
2 444
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

509
-
408
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 390
-
3 514
-
national
17 996
-
13 428
-
total
28 698
-
21 996
-
Employer

The minimum management director salary is set at €45,000 per year.

58 536
-
46 857
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 600
-
2 882
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 187
-
4 151
-
surtax
6 637
-
5 314
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

761
-
610
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

854
-
685
-
total
17 039
-
13 642
-
Corporate
-
60 500
-
-
income
-
12 101
-
-
surtax
-
242
-
-
total
-
12 343
-
-
Dividends
-
48 157
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
14 149
-
-
total
-
14 149
-
-
Income
60 500
60 500
60 500
60 500
Total tax
45 737
26 492
35 638
30 012
After tax
14 763
34 008
24 862
30 488
Living cost
29 838
29 838
29 838
29 838
Free-cash
-15 075
4 170
-4 976
650

Estimated living cost  is ₽29838 per week

₽19219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7543
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽5796
-₽3095
-₽5244
-₽2370
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
unemployment
-
-
-
60
municipal
-
-
-
12 815
other
-
-
-
7 030
health
-
-
-
3 775
national
-
-
-
-
accident
-
-
-
121
pensions
-
-
-
6 540
total
-
-
-
30 341
Employee
50 445
-
46 036
-
national
-
-
-
-
municipal
15 043
-
13 728
-
total
15 043
-
13 728
-
Employer
50 445
-
46 036
-
health
3 102
-
2 831
-
pensions
5 453
-
4 977
-
accident
101
-
92
-
unemployment
1 332
-
1 215
-
other
5 862
-
5 349
-
total
15 850
-
14 464
-
Corporate
-
60 500
-
-
income
-
13 310
-
-
total
-
13 310
-
-
Dividends
-
47 190
-
-
withholding
-
14 157
-
-
total
-
14 157
-
-
Income
60 500
60 500
60 500
60 500
Total tax
30 893
27 467
28 192
30 341
After tax
29 607
33 033
32 308
30 159
Living cost
35 403
35 403
35 403
35 403
Free-cash
-5 796
-2 370
-3 095
-5 244

Estimated living cost  is ₽35403 per week

₽23463
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3474
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7928
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽74569
₽9496
₽2723
-₽2279
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
11 793
social contributions
-
-
-
6 897
total
-
-
-
18 690
Employee
56 045
-
-
-
income
12 362
-
-
-
social contributions
4 596
-
655
-
total
16 958
-
655
-
Employer
56 045
-
-
-
social contributions
79 024
-
11 262
-
total
79 024
-
11 262
-
Corporate
-
60 500
-
-
income
-
13 310
-
-
total
-
13 310
-
-
Dividends
-
47 190
-
-
income
-
10 382
-
-
total
-
10 382
-
-
Income
60 500
60 500
60 500
60 500
Total tax
95 982
23 692
11 917
18 690
After tax
-35 482
36 808
48 583
41 810
Living cost
39 087
39 087
39 087
39 087
Free-cash
-74 569
-2 279
9 496
2 723

Estimated living cost  is ₽39087 per week

₽25361
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3676
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9551
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽14469
₽16826
₽18829
₽15451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
4 149
health
-
-
-
1 542
social contributions
-
-
-
9 437
total
-
-
-
15 128
Employee
62 926
62 926
62 926
-
health
626
1 070
933
-
income
6 608
5 825
6 064
-
social contributions
3 058
5 223
4 559
-
total
10 292
12 118
11 556
-
Employer
62 926
62 926
62 926
-
health
682
1 165
1 016
-
social contributions
3 058
5 223
4 559
-
total
3 740
6 388
5 575
-
Corporate
19 926
-
-
-
income
2 491
-
-
-
total
2 491
-
-
-
Dividends
17 435
-
-
-
withholding
2 965
-
-
-
total
2 965
-
-
-
Income
60 500
60 500
60 500
60 500
Total tax
19 488
18 506
17 131
15 128
After tax
41 012
41 994
43 369
45 372
Living cost
26 543
26 543
26 543
26 543
Free-cash
14 469
15 451
16 826
18 829

Estimated living cost  is ₽26543 per week

₽18145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽11755
₽9323
₽15943
₽16182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
11 273
pensions
-
-
-
4 136
total
-
-
-
15 409
Employee
40 009
-
53 570
-
health
522
-
800
-
pensions
3 054
-
4 682
-
income
7 286
-
9 617
-
total
10 862
-
15 099
-
Employer
40 009
-
53 570
-
health
760
-
1 018
-
pensions
4 042
-
5 912
-
total
4 802
-
6 930
-
Corporate
15 688
60 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 981
11 494
-
-
total
2 981
11 494
-
-
Dividends
12 707
49 006
-
-
withholding
952
3 676
-
-
total
952
3 676
-
-
Income
60 500
60 500
60 500
60 500
Total tax
19 597
15 170
22 029
15 409
After tax
40 903
45 330
38 471
45 091
Living cost
29 148
29 148
29 148
29 148
Free-cash
11 755
16 182
9 323
15 943

Estimated living cost  is ₽29148 per week

₽19995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2680
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽365
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6106
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽8459
-₽3618
-₽439
-₽734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
municipal
-
-
-
404
regional
-
-
-
1 012
social contributions
-
-
-
15 561
national
-
-
-
11 361
total
-
-
-
28 338
Employee
68 958
-
60 500
-
social contributions
23 252
-
20 401
-
regional
1 041
-
861
-
national
11 653
-
9 895
-
municipal
412
-
360
-
total
36 358
-
31 517
-
Employer
68 958
-
60 500
-
total
-
-
-
-
Corporate
-
60 500
-
-
nationa
-
14 520
-
-
municipal
-
2 916
-
-
total
-
17 436
-
-
Dividends
-
43 063
-
-
withholding
-
11 197
-
-
total
-
11 197
-
-
Income
60 500
60 500
60 500
60 500
Total tax
36 358
28 633
31 517
28 338
After tax
24 142
31 867
28 983
32 162
Living cost
32 601
32 601
32 601
32 601
Free-cash
-8 459
-734
-3 618
-439

Estimated living cost  is ₽32601 per week

₽22900
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2242
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽2242
₽13319
₽24313
-₽12425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
pensions
-
-
-
3 277
income
-
-
-
13 375
other
-
-
-
292
health
-
-
-
1 718
accident
-
-
-
199
total
-
-
-
18 861
Employee
27 254
-
50 258
-
health
3 121
-
5 754
-
pensions
3 069
-
5 659
-
income
3 739
-
8 200
-
total
9 929
-
19 613
-
Employer
27 254
-
50 258
-
pensions
4 432
-
8 172
-
accident
455
-
839
-
unemployment
668
-
1 231
-
total
5 555
-
10 242
-
Corporate
27 691
60 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

24 922
54 450
-
-
total
24 922
54 450
-
-
Dividends
2 769
6 050
-
-
withholding
526
1 149
-
-
total
526
1 149
-
-
Income
60 500
60 500
60 500
60 500
Total tax
40 932
55 599
29 855
18 861
After tax
19 568
4 901
30 645
41 639
Living cost
17 326
17 326
17 326
17 326
Free-cash
2 242
-12 425
13 319
24 313

Estimated living cost  is ₽17326 per week

₽12698
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3306
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽10383
₽13451
₽10229
-₽319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
60 500
trade
-
-
-
3 222
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
9 350
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 591
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
514
total
-
-
-
18 677
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 717
-
60 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 591
-
5 591
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 348
-
9 350
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

185
-
514
-
total
9 124
-
15 455
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 783
60 500
-
-
income
2 968
9 075
-
-
trade
2 839
8 681
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

163
498
-
-
chamber of commerce
154
213
-
-
total
6 124
18 467
-
-
Dividends
13 659
42 032
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

171
561
-
-
withholding
3 104
10 197
-
-
total
3 275
10 758
-
-
Income
60 500
60 500
60 500
60 500
Total tax
18 523
29 225
15 455
18 677
After tax
41 977
31 275
45 045
41 823
Living cost
31 594
31 594
31 594
31 594
Free-cash
10 383
-319
13 451
10 229

Estimated living cost  is ₽31594 per week

₽21794
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5942
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽24662
₽17319
₽31824
₽31374
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
60 500
income
-
-
-
-
microenterprise
-
-
-
9 075
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 576
surtax
-
-
-
-
total
-
-
-
11 651
Employee
23 912
-
48 755
-
income
4 257
-
9 049
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 631
-
5 362
-
surtax
-
-
-
-
total
6 888
-
14 411
-
Employer
23 912
-
48 755
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 760
-
11 745
-
surtax
-
-
-
-
total
5 760
-
11 745
-
Corporate
30 828
60 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

6 165
12 101
-
-
total
6 165
12 101
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

24 663
48 399
-
-
total
-
-
-
-
Income
60 500
60 500
60 500
60 500
Total tax
18 813
12 101
26 156
11 651
After tax
41 687
48 399
34 344
48 849
Living cost
17 025
17 025
17 025
17 025
Free-cash
24 662
31 374
17 319
31 824

Estimated living cost  is ₽17025 per week

₽10861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1621
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽26107
₽22737
₽23449
₽27750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
14 463
health
-
-
-
5 290
pensions
-
-
-
7 296
total
-
-
-
27 049
Employee
15 234
-
52 292
-
health
762
-
1 824
-
unemployment
152
-
365
-
pensions
1 371
-
3 283
-
income
2 947
-
14 080
-
total
5 232
-
19 552
-
Employer
15 234
-
52 292
-
health
1 447
-
3 466
-
pensions
1 676
-
4 013
-
unemployment
305
-
730
-
total
3 428
-
8 209
-
Corporate
41 838
60 500
-
-
income
9 204
13 310
-
-
total
9 204
13 310
-
-
Dividends
32 633
47 190
-
-
withholding
6 527
9 438
-
-
total
6 527
9 438
-
-
Income
60 500
60 500
60 500
60 500
Total tax
24 391
22 748
27 761
27 049
After tax
36 109
37 752
32 739
33 451
Living cost
10 002
10 002
10 002
10 002
Free-cash
26 107
27 750
22 737
23 449

Estimated living cost  is ₽10002 per week

₽5944
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽229
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3018
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽17070
₽13343
₽14681
₽19674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
pensions
-
-
-
12 101
unemployment
-
-
-
186
income
-
-
-
9 940
other
-
-
-
-
health
-
-
-
4 295
surtax
-
-
-
916
total
-
-
-
27 438
Employee
27 559
-
49 980
-
health
703
-
1 275
-
unemployment
1 918
-
3 479
-
pensions
1 839
-
3 334
-
income
4 620
-
9 353
-
other
-
-
-
-
surtax
98
-
815
-
total
9 178
-
18 256
-
Employer
27 559
-
49 980
-
health
1 253
-
2 274
-
pensions
3 674
-
6 662
-
unemployment
874
-
1 584
-
other
-
-
-
-
total
5 801
-
10 520
-
Corporate
27 139
60 500
-
-
income
7 057
15 730
-
-
total
7 057
15 730
-
-
Dividends
20 083
44 770
-
-
withholding
3 013
6 715
-
-
total
3 013
6 715
-
-
Income
60 500
60 500
60 500
60 500
Total tax
25 049
22 445
28 776
27 438
After tax
35 451
38 055
31 724
33 062
Living cost
18 381
18 381
18 381
18 381
Free-cash
17 070
19 674
13 343
14 681

Estimated living cost  is ₽18381 per week

₽11097
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5260
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽7847
-₽5006
₽6495
₽8253
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
pensions
-
-
-
11 192
chamber of commerce
-
-
-
242
unemployment
-
-