Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 60500
per

Your estimated
City
free-cash

Valencia , Spain
₽8650
₽8223
₽16302
₽11626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
9 601
accident
-
-
-
545
unemployment
-
-
-
423
pensions
-
-
-
17 121
other
-
-
-
61
total
-
-
-
27 751
Employee
32 978
-
45 873
-
other
32
-
46
-
income
6 358
-
9 784
-
unemployment
511
-
711
-
pensions
1 550
-
2 156
-
total
8 451
-
12 697
-
Employer
32 978
-
45 873
-
unemployment
1 814
-
2 524
-
pensions
7 782
-
10 827
-
other
264
-
367
-
accident
653
-
909
-
total
10 513
-
14 627
-
Corporate
17 008
60 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 551
9 075
-
-
total
2 551
9 075
-
-
Dividends
14 458
51 425
-
-
withholding
2 833
10 597
-
-
total
2 833
10 597
-
-
Income
60 500
60 500
60 500
60 500
Total tax
24 348
19 672
27 324
27 751
After tax
36 152
40 828
33 176
32 749
Living cost
24 526
24 526
24 526
24 526
Free-cash
11 626
16 302
8 650
8 223

Estimated living cost  is ₽24526 per week

₽16554
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽11695
₽8995
₽20683
₽14660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
7 684
health
-
-
-
2 662
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
14 520
other
-
-
-
2 874
total
-
-
-
27 740
Employee
32 383
-
48 322
-
income
5 575
-
8 319
-
health
454
-
677
-
unemployment
323
-
484
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 266
-
3 383
-
total
8 618
-
12 863
-
Employer
32 383
-
48 322
-
unemployment
323
-
484
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 506
-
8 215
-
other
1 620
-
2 415
-
accident
259
-
386
-
health
454
-
677
-
total
8 162
-
12 177
-
Corporate
19 956
60 500
-
-
income
4 191
12 706
-
-
total
4 191
12 706
-
-
Dividends
15 765
47 794
-
-
withholding
1 104
3 346
-
-
total
1 104
3 346
-
-
Income
60 500
60 500
60 500
60 500
Total tax
22 075
16 052
25 040
27 740
After tax
38 425
44 448
35 460
32 760
Living cost
23 765
23 765
23 765
23 765
Free-cash
14 660
20 683
11 695
8 995

Estimated living cost  is ₽23765 per week

₽16791
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4986
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽32778
₽31444
₽40051
₽35916
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
9 075
health
-
-
-
3 577
unemployment
-
-
-
124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 604
total
-
-
-
17 380
Employee
15 461
-
54 397
-
income
1 546
-
5 439
-
health
711
-
1 431
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 357
-
2 731
-
total
3 784
-
9 943
-
Employer
15 461
-
54 397
-
unemployment
92
-
187
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 704
-
3 428
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
health
1 067
-
2 146
-
total
3 033
-
6 103
-
Corporate
42 005
60 500
-
-
income
4 200
6 050
-
-
total
4 200
6 050
-
-
Dividends
37 805
54 450
-
-
withholding
1 891
2 723
-
-
total
1 891
2 723
-
-
Income
60 500
60 500
60 500
60 500
Total tax
12 908
8 773
16 046
17 380
After tax
47 592
51 727
44 454
43 120
Living cost
11 676
11 676
11 676
11 676
Free-cash
35 916
40 051
32 778
31 444

Estimated living cost  is ₽11676 per week

₽6817
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3716
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽5848
₽5531
-₽22
₽5247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
3 170
social contributions
-
-
-
1 725
health
-
-
-
525
surtax
-
-
-
-
pensions
-
-
-
17 160
other
-
-
-
1 875
total
-
-
-
24 455
Employee
38 171
-
46 100
-
income
2 253
-
3 211
-
social contributions
1 088
-
1 313
-
surtax
-
-
-
-
pensions
4 316
-
5 213
-
total
7 657
-
9 737
-
Employer
38 171
-
46 100
-
unemployment
1 545
-
1 867
-
social contributions
115
-
139
-
pensions
6 271
-
7 576
-
other
1 317
-
1 591
-
health
2 672
-
3 228
-
total
11 920
-
14 401
-
Corporate
10 409
60 500
-
-
income
2 914
16 940
-
-
surtax
-
-
-
-
total
2 914
16 940
-
-
Dividends
7 494
43 560
-
-
withholding
960
5 575
-
-
surtax
-
-
-
-
social contributions
1 288
7 493
-
-
total
2 248
13 068
-
-
Income
60 500
60 500
60 500
60 500
Total tax
24 739
30 008
24 138
24 455
After tax
35 761
30 492
36 362
36 045
Living cost
30 514
30 514
30 514
30 514
Free-cash
5 247
-22
5 848
5 531

Estimated living cost  is ₽30514 per week

₽19240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2481
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽28065
-₽2862
-₽23059
-₽28065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
6 499
health
-
-
-
9 051
pensions
-
-
-
10 450
total
-
-
-
26 000
Employee
76 163
76 163
76 163
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 467
12 467
12 467
-
health
11 690
9 943
11 690
-
pensions
13 709
10 450
13 709
-
total
37 866
32 860
37 866
-
Employer
76 163
76 163
76 163
-
unemployment
2 742
2 742
2 742
-
pensions
5 301
5 301
5 301
-
health
5 294
5 294
5 294
-
total
13 337
13 337
13 337
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
60 500
60 500
60 500
60 500
Total tax
51 203
46 197
51 203
26 000
After tax
9 297
14 303
9 297
34 500
Living cost
37 362
37 362
37 362
37 362
Free-cash
-28 065
-23 059
-28 065
-2 862

Estimated living cost  is ₽37362 per week

₽26477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3368
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽18499
₽15502
₽3658
₽13523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
60 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 430
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 093
trade
-
-
-
2 997
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
464
total
-
-
-
17 984
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 113
-
60 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

953
-
8 430
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 093
-
6 093
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
464
-
total
7 098
-
14 987
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
26 387
60 500
-
-
chamber of commerce
173
222
-
-
income
3 959
9 075
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

218
499
-
-
trade
4 157
9 529
-
-
total
8 507
19 325
-
-
Dividends
17 881
41 175
-
-
withholding
4 131
9 955
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

227
548
-
-
total
4 358
10 503
-
-
Income
60 500
60 500
60 500
60 500
Total tax
19 963
29 828
14 987
17 984
After tax
40 537
30 672
45 513
42 516
Living cost
27 014
27 014
27 014
27 014
Free-cash
13 523
3 658
18 499
15 502

Estimated living cost  is ₽27014 per week

₽16993
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽22025
₽25461
₽19683
₽18948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
3 409
social contributions
-
-
-
9 437
health
-
-
-
1 544
total
-
-
-
14 390
Employee
68 581
68 581
68 581
-
income
7 467
6 349
6 756
-
social contributions
2 593
5 692
4 560
-
health
531
1 166
934
-
total
10 591
13 207
12 250
-
Employer
68 581
68 581
68 581
-
social contributions
2 593
5 692
4 560
-
health
577
1 269
1 016
-
total
3 170
6 961
5 576
-
Corporate
26 089
-
-
-
income
3 261
-
-
-
total
3 261
-
-
-
Dividends
22 827
-
-
-
withholding
3 881
-
-
-
total
3 881
-
-
-
Income
60 500
60 500
60 500
60 500
Total tax
20 903
20 168
17 826
14 390
After tax
39 597
40 332
42 674
46 110
Living cost
20 649
20 649
20 649
20 649
Free-cash
18 948
19 683
22 025
25 461

Estimated living cost  is ₽20649 per week

₽12376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5792
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽4529
₽6577
₽6436
₽5539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
60 500
income
-
-
-
4 924
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
21 024
surtax
-
-
-
-
total
-
-
-
25 948
Employee
41 019
-
48 889
-
income
8 532
-
11 008
-
social contributions
4 512
-
5 377
-
surtax
-
-
-
-
total
13 044
-
16 385
-
Employer
41 019
-
48 889
-
social contributions
9 742
-
11 611
-
total
9 742
-
11 611
-
Corporate
9 739
60 500
-
-
income
2 045
12 706
-
-
surtax
-
-
-
-
total
2 045
12 706
-
-
Dividends
7 694
47 794
-
-
withholding
2 155
13 383
-
-
total
2 155
13 383
-
-
Income
60 500
60 500
60 500
60 500
Total tax
26 986
26 089
27 996
25 948
After tax
33 514
34 411
32 504
34 552
Living cost
27 975
27 975
27 975
27 975
Free-cash
5 539
6 436
4 529
6 577

Estimated living cost  is ₽27975 per week

₽20931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4927
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽42058
₽53553
₽51133
₽49945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
60 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
605
total
-
-
-
605
Employee
7 927
-
60 500
-
income
1 585
-
12 100
-
total
1 585
-
12 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

52 573
60 500
-
-
total
-
-
-
-
Dividends
52 573
60 500
-
-
withholding
2 628
3 025
-
-
total
2 628
3 025
-
-
Income
60 500
60 500
60 500
60 500
Total tax
4 213
3 025
12 100
605
After tax
56 287
57 475
48 400
59 895
Living cost
6 342
6 342
6 342
6 342
Free-cash
49 945
51 133
42 058
53 553

Estimated living cost  is ₽6342 per week

₽3930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1710
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽6903
₽8636
₽17732
₽10272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
60 500
income
-
-
-
10 848
health
-
-
-
5 954
unemployment
-
-
-
91
pensions
-
-
-
11 049
total
-
-
-
27 942
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 439
-
52 349
-
income
6 801
-
9 955
-
health
2 547
-
3 382
-
unemployment
56
-
73
-
pensions
6 113
-
8 114
-
total
15 517
-
21 524
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 439
-
52 349
-
unemployment
24
-
32
-
pensions
3 490
-
4 632
-
health
2 627
-
3 487
-
total
6 141
-
8 151
-
Corporate
14 921
60 500
-
-
income
2 835
11 495
-
-
total
2 835
11 495
-
-
Dividends
12 086
49 005
-
-
withholding
1 813
7 351
-
-
total
1 813
7 351
-
-
Income
60 500
60 500
60 500
60 500
Total tax
26 306
18 846
29 675
27 942
After tax
34 194
41 654
30 825
32 558
Living cost
23 922
23 922
23 922
23 922
Free-cash
10 272
17 732
6 903
8 636

Estimated living cost  is ₽23922 per week

₽16417
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1533
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽11611
-₽3041
₽2238
₽7405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
60 500
income
-
-
-
25 388
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 778
total
-
-
-
31 166
Employee
40 914
-
56 397
-
social contributions
4 099
-
4 103
-
income
4 439
-
8 308
-
total
8 538
-
12 411
-
Employer
40 914
-
56 397
-
social contributions
4 099
-
4 103
-
total
4 099
-
4 103
-
Corporate
15 487
60 500
-
-
income
5 421
21 175
-
-
total
5 421
21 175
-
-
Dividends
10 066
39 325
-
-
social contributions
2 662
4 712
-
-
total
2 662
4 712
-
-
Income
60 500
60 500
60 500
60 500
Total tax
20 720
25 887
16 514
31 166
After tax
39 780
34 613
43 986
29 334
Living cost
32 375
32 375
32 375
32 375
Free-cash
7 405
2 238
11 611
-3 041

Estimated living cost  is ₽32375 per week

₽21326
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽17011
₽19941
₽17999
₽18460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
9 075
social contributions
-
-
-
8 349
health
-
-
-
4 223
total
-
-
-
21 647
Employee
30 240
-
60 500
-
income
5 044
-
12 005
-
social contributions
4 174
-
8 349
-
health
2 111
-
4 223
-
total
11 329
-
24 577
-
Employer
30 240
-
60 500
-
total
-
-
-
-
Corporate
30 260
60 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 513
3 025
-
-
total
1 513
3 025
-
-
Dividends
28 747
57 475
-
-
withholding
4 312
8 622
-
-
health
2 007
4 011
-
-
social contributions
3 967
7 931
-
-
total
10 286
20 564
-
-
Income
60 500
60 500
60 500
60 500
Total tax
23 128
23 589
24 577
21 647
After tax
37 372
36 911
35 923
38 853
Living cost
18 912
18 912
18 912
18 912
Free-cash
18 460
17 999
17 011
19 941

Estimated living cost  is ₽18912 per week

₽12657
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1166
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽6378
₽5143
₽17330
₽8653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
5 200
social contributions
-
-
-
17 666
solidarity contribution
-
-
-
-
health
-
-
-
8 167
total
-
-
-
31 033
Employee
35 771
-
45 149
-
solidarity contribution
-
-
-
-
income
4 292
-
5 418
-
social contributions
2 325
-
2 935
-
health
4 829
-
6 095
-
total
11 446
-
14 448
-
Employer
35 771
-
45 149
-
social contributions
8 943
-
11 287
-
health
3 219
-
4 063
-
total
12 162
-
15 350
-
Corporate
12 567
60 500
-
-
income
2 388
11 495
-
-
total
2 388
11 495
-
-
Dividends
10 180
49 005
-
-
withholding
1 527
7 351
-
-
total
1 527
7 351
-
-
Income
60 500
60 500
60 500
60 500
Total tax
27 523
18 846
29 798
31 033
After tax
32 977
41 654
30 702
29 467
Living cost
24 324
24 324
24 324
24 324
Free-cash
8 653
17 330
6 378
5 143

Estimated living cost  is ₽24324 per week

₽18089
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1347
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4467
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽38517
₽50012
₽47592
₽45738
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
60 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
605
total
-
-
-
605
Employee
12 354
-
60 500
-
income
2 471
-
12 100
-
total
2 471
-
12 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

48 146
60 500
-
-
total
-
-
-
-
Dividends
48 146
60 500
-
-
withholding
2 408
3 025
-
-
total
2 408
3 025
-
-
Income
60 500
60 500
60 500
60 500
Total tax
4 879
3 025
12 100
605
After tax
55 621
57 475
48 400
59 895
Living cost
9 883
9 883
9 883
9 883
Free-cash
45 738
47 592
38 517
50 012

Estimated living cost  is ₽9883 per week

₽6688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽415
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽331
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽6714
-₽7031
-₽12584
-₽12806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
3 170
social contributions
-
-
-
1 725
health
-
-
-
525
surtax
-
-
-
-
pensions
-
-
-
17 160
other
-
-
-
1 875
total
-
-
-
24 455
Employee
55 860
-
46 100
-
income
4 874
-
3 211
-
social contributions
1 591
-
1 313
-
surtax
-
-
-
-
pensions
6 318
-
5 213
-
total
12 783
-
9 737
-
Employer
55 860
-
46 100
-
unemployment
2 263
-
1 867
-
social contributions
168
-
139
-
pensions
9 178
-
7 576
-
other
1 928
-
1 591
-
health
3 910
-
3 228
-
total
17 447
-
14 401
-
Corporate
-
60 500
-
-
income
-
16 940
-
-
surtax
-
-
-
-
total
-
16 940
-
-
Dividends
-
43 560
-
-
withholding
-
5 575
-
-
surtax
-
-
-
-
social contributions
-
7 493
-
-
total
-
13 068
-
-
Income
60 500
60 500
60 500
60 500
Total tax
30 230
30 008
24 138
24 455
After tax
30 270
30 492
36 362
36 045
Living cost
43 076
43 076
43 076
43 076
Free-cash
-12 806
-12 584
-6 714
-7 031

Estimated living cost  is ₽43076 per week

₽29153
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3524
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽591
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽16729
₽14294
₽28335
₽23962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
60 500
income
-
-
-
7 961
health
-
-
-
6 231
unemployment
-
-
-
908
pensions
-
-
-
15 730
total
-
-
-
30 830
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 186
-
51 315
-
income
3 196
-
8 997
-
health
1 194
-
2 643
-
unemployment
174
-
385
-
pensions
3 246
-
7 184
-
total
7 810
-
19 209
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 186
-
51 315
-
unemployment
174
-
385
-
pensions
2 782
-
6 158
-
health
1 194
-
2 643
-
total
4 150
-
9 186
-
Corporate
33 163
60 500
-
-
income
4 974
9 075
-
-
total
4 974
9 075
-
-
Dividends
28 189
51 425
-
-
withholding
4 228
7 714
-
-
total
4 228
7 714
-
-
Income
60 500
60 500
60 500
60 500
Total tax
21 162
16 789
28 395
30 830
After tax
39 338
43 711
32 105
29 670
Living cost
15 376
15 376
15 376
15 376
Free-cash
23 962
28 335
16 729
14 294

Estimated living cost  is ₽15376 per week

₽10353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3389
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽14365
-₽11255
-₽34584
-₽19287
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
regional
-
-
-
1 652
national
-
-
-
238
health
-
-
-
203
city
-
-
-
636
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 210
pensions
-
-
-
5 567
total
-
-
-
9 506
Employee
72 848
-
54 151
-
regional
2 385
-
1 412
-
city
782
-
582
-
health
165
-
122
-
unemployment
-
-
-
-
national
345
-
198
-
pensions
6 120
-
4 549
-
total
9 797
-
6 863
-
Employer
72 848
-
54 151
-
unemployment
-
-
-
-
pensions
6 120
-
4 549
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 456
-
1 082
-
health
165
-
122
-
total
7 741
-
5 753
-
Corporate
-
60 500
-
-
regional
-
12 795
-
-
national
-
5 142
-
-
total
-
17 937
-
-
Dividends
-
42 563
-
-
withholding
-
14 898
-
-
total
-
14 898
-
-
Income
60 500
60 500
60 500
60 500
Total tax
17 538
32 835
12 616
9 506
After tax
42 962
27 665
47 884
50 994
Living cost
62 249
62 249
62 249
62 249
Free-cash
-19 287
-34 584
-14 365
-11 255

Estimated living cost  is ₽62249 per week

₽40480
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5586
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽764
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15419
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽2541
₽11383
₽7232
₽3269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
60 500
municipal
-
-
-
10 790
national
-
-
-
3 525
health
-
-
-
560
total
-
-
-
14 875
Employee
46 923
-
50 897
-
health
350
-
411
-
unemployment
704
-
763
-
national
775
-
1 171
-
municipal
7 686
-
8 332
-
pensions
3 167
-
3 436
-
total
12 682
-
14 113
-
Employer
46 923
-
50 897
-
unemployment
305
-
330
-
pensions
8 141
-
8 830
-
accident
47
-
51
-
health
361
-
393
-
total
8 854
-
9 604
-
Corporate
4 723
60 500
-
-
income
944
12 100
-
-
total
944
12 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

2 834
36 300
-
-
national
-
391
-
-
municipal
509
6 535
-
-
total
509
6 926
-
-
Income
60 500
60 500
60 500
60 500
Total tax
22 989
19 026
23 717
14 875
After tax
37 511
41 474
36 783
45 625
Living cost
34 242
34 242
34 242
34 242
Free-cash
3 269
7 232
2 541
11 383

Estimated living cost  is ₽34242 per week

₽22366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽7215
-₽1397
₽1517
-₽21867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
national
-
-
-
18 332
social contributions
-
-
-
7 889
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 157
total
-
-
-
29 378
Employee

The minimum management director salary is set at €45,000 per year.

63 796
-
46 858
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 997
-
2 202
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 327
-
2 444
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

555
-
408
-
national
19 614
-
12 987
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 785
-
3 514
-
total
31 278
-
21 555
-
Employer

The minimum management director salary is set at €45,000 per year.

63 796
-
46 858
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

931
-
684
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 653
-
4 152
-
surtax
7 234
-
5 314
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

829
-
609
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 923
-
2 882
-
total
18 570
-
13 641
-
Corporate
-
60 500
-
-
income
-
12 100
-
-
surtax
-
242
-
-
total
-
12 342
-
-
Dividends
-
48 158
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
14 122
-
-
total
-
14 122
-
-
Income
60 500
60 500
60 500
60 500
Total tax
49 848
26 464
35 196
29 378
After tax
10 652
34 036
25 304
31 122
Living cost
32 519
32 519
32 519
32 519
Free-cash
-21 867
1 517
-7 215
-1 397

Estimated living cost  is ₽32519 per week

₽20946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽3841
-₽5992
-₽3117
-₽7196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
municipal
-
-
-
12 815
national
-
-
-
-
health
-
-
-
3 775
accident
-
-
-
121
unemployment
-
-
-
61
pensions
-
-
-
6 540
other
-
-
-
7 030
total
-
-
-
30 342
Employee
51 511
-
46 036
-
national
-
-
-
-
municipal
15 361
-
13 728
-
total
15 361
-
13 728
-
Employer
51 511
-
46 036
-
unemployment
1 360
-
1 215
-
pensions
5 568
-
4 976
-
other
5 986
-
5 349
-
accident
103
-
92
-
health
3 168
-
2 831
-
total
16 185
-
14 463
-
Corporate
-
60 500
-
-
income
-
13 310
-
-
total
-
13 310
-
-
Dividends
-
47 190
-
-
withholding
-
14 157
-
-
total
-
14 157
-
-
Income
60 500
60 500
60 500
60 500
Total tax
31 546
27 467
28 191
30 342
After tax
28 954
33 033
32 309
30 158
Living cost
36 150
36 150
36 150
36 150
Free-cash
-7 196
-3 117
-3 841
-5 992

Estimated living cost  is ₽36150 per week

₽23959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽9894
₽3028
-₽1974
-₽73514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
11 793
social contributions
-
-
-
6 897
total
-
-
-
18 690
Employee
55 607
-
-
-
income
12 266
-
-
-
social contributions
4 560
-
650
-
total
16 826
-
650
-
Employer
55 607
-
-
-
social contributions
78 406
-
11 174
-
total
78 406
-
11 174
-
Corporate
-
60 500
-
-
income
-
13 310
-
-
total
-
13 310
-
-
Dividends
-
47 190
-
-
income
-
10 382
-
-
total
-
10 382
-
-
Income
60 500
60 500
60 500
60 500
Total tax
95 232
23 692
11 824
18 690
After tax
-34 732
36 808
48 676
41 810
Living cost
38 782
38 782
38 782
38 782
Free-cash
-73 514
-1 974
9 894
3 028

Estimated living cost  is ₽38782 per week

₽25163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽13746
₽17182
₽11404
₽11823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
3 409
social contributions
-
-
-
9 437
health
-
-
-
1 544
total
-
-
-
14 390
Employee
68 581
68 581
68 581
-
income
7 202
6 349
6 756
-
social contributions
3 333
5 692
4 560
-
health
682
1 166
934
-
total
11 217
13 207
12 250
-
Employer
68 581
68 581
68 581
-
social contributions
3 333
5 692
4 560
-
health
743
1 269
1 016
-
total
4 076
6 961
5 576
-
Corporate
16 280
-
-
-
income
2 034
-
-
-
total
2 034
-
-
-
Dividends
14 246
-
-
-
withholding
2 422
-
-
-
total
2 422
-
-
-
Income
60 500
60 500
60 500
60 500
Total tax
19 749
20 168
17 826
14 390
After tax
40 751
40 332
42 674
46 110
Living cost
28 928
28 928
28 928
28 928
Free-cash
11 823
11 404
13 746
17 182

Estimated living cost  is ₽28928 per week

₽19775
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2259
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6408
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽6652
₽13124
₽13256
₽8386
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
11 300
pensions
-
-
-
4 003
total
-
-
-
15 303
Employee
44 025
-
53 696
-
income
8 017
-
9 681
-
health
574
-
772
-
pensions
3 360
-
4 522
-
total
11 951
-
14 975
-
Employer
44 025
-
53 696
-
pensions
4 448
-
5 781
-
health
837
-
1 019
-
total
5 285
-
6 800
-
Corporate
11 190
60 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 126
11 495
-
-
total
2 126
11 495
-
-
Dividends
9 064
49 005
-
-
withholding
679
3 676
-
-
total
679
3 676
-
-
Income
60 500
60 500
60 500
60 500
Total tax
20 041
15 171
21 775
15 303
After tax
40 459
45 329
38 725
45 197
Living cost
32 073
32 073
32 073
32 073
Free-cash
8 386
13 256
6 652
13 124

Estimated living cost  is ₽32073 per week

₽22002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2949
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6718
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽6443
-₽3086
-₽3662
-₽14657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
municipal
-
-
-
405
regional
-
-
-
972
national
-
-
-
11 118
social contributions
-
-
-
15 561
total
-
-
-
28 056
Employee
75 155
-
60 500
-
regional
1 135
-
840
-
social contributions
25 342
-
20 401
-
national
12 701
-
9 811
-
municipal
449
-
361
-
total
39 627
-
31 413
-
Employer
75 155
-
60 500
-
total
-
-
-
-
Corporate
-
60 500
-
-
nationa
-
14 520
-
-
municipal
-
2 916
-
-
total
-
17 436
-
-
Dividends
-
43 064
-
-
withholding
-
11 196
-
-
total
-
11 196
-
-
Income
60 500
60 500
60 500
60 500
Total tax
39 627
28 632
31 413
28 056
After tax
20 873
31 868
29 087
32 444
Living cost
35 530
35 530
35 530
35 530
Free-cash
-14 657
-3 662
-6 443
-3 086

Estimated living cost  is ₽35530 per week

₽24958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7591
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽12352
₽23072
-₽13704
₽2046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
12 933
health
-
-
-
1 844
accident
-
-
-
214
pensions
-
-
-
3 519
other
-
-
-
313
total
-
-
-
18 823
Employee
29 267
-
50 258
-
income
4 015
-
7 888
-
health
3 351
-
5 754
-
pensions
3 296
-
5 659
-
total
10 662
-
19 301
-
Employer
29 267
-
50 258
-
unemployment
717
-
1 231
-
pensions
4 759
-
8 172
-
accident
489
-
839
-
total
5 965
-
10 242
-
Corporate
25 269
60 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

22 742
54 450
-
-
total
22 742
54 450
-
-
Dividends
2 527
6 050
-
-
withholding
480
1 149
-
-
total
480
1 149
-
-
Income
60 500
60 500
60 500
60 500
Total tax
39 849
55 599
29 543
18 823
After tax
20 651
4 901
30 957
41 677
Living cost
18 605
18 605
18 605
18 605
Free-cash
2 046
-13 704
12 352
23 072

Estimated living cost  is ₽18605 per week

₽13636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1031
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3550
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽11080
₽8348
-₽3137
₽8528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
60 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 430
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 093
trade
-
-
-
2 732
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
464
total
-
-
-
17 719
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 376
-
60 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 649
-
8 430
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 093
-
6 093
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

201
-
464
-
total
9 943
-
14 987
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
16 124
60 500
-
-
chamber of commerce
159
223
-
-
income
2 419
9 075
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
499
-
-
trade
2 314
8 683
-
-
total
5 026
18 480
-
-
Dividends
11 099
42 020
-
-
withholding
2 436
10 165
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
559
-
-
total
2 570
10 724
-
-
Income
60 500
60 500
60 500
60 500
Total tax
17 539
29 204
14 987
17 719
After tax
42 961
31 296
45 513
42 781
Living cost
34 433
34 433
34 433
34 433
Free-cash
8 528
-3 137
11 080
8 348

Estimated living cost  is ₽34433 per week

₽23753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽15872
₽30062
₽29845
₽22529
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
60 500
microenterprise
-
-
-
9 075
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 808
surtax
-
-
-
-
total
-
-
-
11 883
Employee
26 061
-
48 754
-
income
4 639
-
8 965
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 867
-
5 364
-
surtax
-
-
-
-
total
7 506
-
14 329
-
Employer
26 061
-
48 754
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 277
-
11 744
-
surtax
-
-
-
-
total
6 277
-
11 744
-
Corporate
28 161
60 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

5 633
12 100
-
-
total
5 633
12 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

22 529
48 400
-
-
total
-
-
-
-
Income
60 500
60 500
60 500
60 500
Total tax
19 416
12 100
26 073
11 883
After tax
41 084
48 400
34 427
48 617
Living cost
18 555
18 555
18 555
18 555
Free-cash
22 529
29 845
15 872
30 062

Estimated living cost  is ₽18555 per week

₽11837
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1767
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4529
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽19916
₽20748
₽26048
₽24126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
13 322
health
-
-
-
6 189
pensions
-
-
-
8 537
total
-
-
-
28 048
Employee
17 826
-
50 896
-
income
3 448
-
12 873
-
health
891
-
2 134
-
unemployment
178
-
427
-
pensions
1 604
-
3 842
-
total
6 121
-
19 276
-
Employer
17 826
-
50 896
-
unemployment
357
-
854
-
pensions
1 961
-
4 695
-
health
1 694
-
4 055
-
total
4 012
-
9 604
-
Corporate
38 663
60 500
-
-
income
8 506
13 310
-
-
total
8 506
13 310
-
-
Dividends
30 157
47 190
-
-
withholding
6 031
9 438
-
-
total
6 031
9 438
-
-
Income
60 500
60 500
60 500
60 500
Total tax
24 670
22 748
28 880
28 048
After tax
35 830
37 752
31 620
32 452
Living cost
11 704
11 704
11 704
11 704
Free-cash
24 126
26 048
19 916
20 748

Estimated living cost  is ₽11704 per week

₽6955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽949
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3532
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽12057
₽13383
₽18021
₽15185
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
9 684
health
-
-
-
4 296
unemployment
-
-
-
203
surtax
-
-
-
801
pensions
-
-
-
12 100
other
-
-
-
-
total
-
-
-
27 084
Employee
30 035
-
49 979
-
other
-
-
-
-
income
5 035
-
9 102
-
health
767
-
1 274
-
unemployment
2 090
-
3 478
-
surtax
107
-
701
-
pensions
2 004
-
3 334
-
total
10 003
-
17 889
-
Employer
30 035
-
49 979
-
unemployment
953
-
1 584
-
pensions
4 004
-
6 662
-
other
-
-
-
-
health
1 366
-
2 275
-
total
6 323
-
10 521
-
Corporate
24 142
60 500
-
-
income
6 277
15 730
-
-
total
6 277
15 730
-
-
Dividends
17 864
44 770
-
-
withholding
2 679
6 716
-
-
total
2 679
6 716
-
-
Income
60 500
60 500
60 500
60 500
Total tax
25 282
22 446
28 410
27 084
After tax
35 218
38 054
32 090
33 416
Living cost
20 033
20 033
20 033
20 033
Free-cash
15 185
18 021
12 057
13 383

Estimated living cost  is ₽20033 per week

₽12095
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1742
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5733
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽6644
₽4490
₽6041
₽5596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
60 500
income
-
-
-
6 022
chamber of commerce
-
-
-
242
health
-
-