Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 57500
per

Your estimated
City
free-cash

Valencia , Spain
₽10046
₽7485
₽7076
₽14652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
unemployment
-
-
-
402
income
-
-
-
9 017
other
-
-
-
57
accident
-
-
-
517
pensions
-
-
-
16 273
total
-
-
-
26 266
Employee
32 483
-
43 601
-
unemployment
503
-
675
-
pensions
1 527
-
2 049
-
income
6 262
-
9 192
-
other
32
-
43
-
total
8 324
-
11 959
-
Employer
32 483
-
43 601
-
pensions
7 665
-
10 289
-
accident
644
-
864
-
unemployment
1 787
-
2 397
-
other
260
-
348
-
total
10 356
-
13 898
-
Corporate
14 661
57 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 199
8 626
-
-
total
2 199
8 626
-
-
Dividends
12 462
48 874
-
-
withholding
2 417
10 064
-
-
total
2 417
10 064
-
-
Income
57 500
57 500
57 500
57 500
Total tax
23 296
18 690
25 857
26 266
After tax
34 204
38 810
31 643
31 234
Living cost
24 158
24 158
24 158
24 158
Free-cash
10 046
14 652
7 485
7 076

Estimated living cost  is ₽24158 per week

₽16306
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2322
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5106
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽12906
₽10298
₽7727
₽18838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
13 799
income
-
-
-
7 304
other
-
-
-
2 731
health
-
-
-
2 531
total
-
-
-
26 365
Employee
31 897
-
45 927
-
health
447
-
644
-
unemployment
318
-
458
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 232
-
3 214
-
income
5 491
-
7 905
-
total
8 488
-
12 221
-
Employer
31 897
-
45 927
-
health
447
-
644
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 423
-
7 807
-
accident
255
-
367
-
unemployment
318
-
458
-
other
1 595
-
2 297
-
total
8 038
-
11 573
-
Corporate
17 564
57 500
-
-
income
3 688
12 075
-
-
total
3 688
12 075
-
-
Dividends
13 876
45 425
-
-
withholding
972
3 179
-
-
total
972
3 179
-
-
Income
57 500
57 500
57 500
57 500
Total tax
21 186
15 254
23 794
26 365
After tax
36 314
42 246
33 706
31 135
Living cost
23 408
23 408
23 408
23 408
Free-cash
12 906
18 838
10 298
7 727

Estimated living cost  is ₽23408 per week

₽16539
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1580
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽377
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4911
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽33551
₽30351
₽29147
₽37635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 545
unemployment
-
-
-
123
income
-
-
-
8 625
health
-
-
-
3 532
total
-
-
-
16 825
Employee
15 264
-
51 475
-
health
702
-
1 413
-
accident

We are using the highest rate at 1.1%.

168
-
338
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 340
-
2 697
-
income
1 526
-
5 148
-
total
3 736
-
9 596
-
Employer
15 264
-
51 475
-
health
1 054
-
2 119
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 682
-
3 384
-
accident

We are using the highest rate at 1.1%.

168
-
338
-
unemployment
91
-
184
-
total
2 995
-
6 025
-
Corporate
39 241
57 500
-
-
income
3 924
5 750
-
-
total
3 924
5 750
-
-
Dividends
35 317
51 750
-
-
withholding
1 766
2 587
-
-
total
1 766
2 587
-
-
Income
57 500
57 500
57 500
57 500
Total tax
12 421
8 337
15 621
16 825
After tax
45 079
49 163
41 879
40 675
Living cost
11 528
11 528
11 528
11 528
Free-cash
33 551
37 635
30 351
29 147

Estimated living cost  is ₽11528 per week

₽6730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽823
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3669
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽4113
₽4584
₽4246
-₽1077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
2 926
other
-
-
-
1 782
health
-
-
-
497
social contributions
-
-
-
1 637
pensions
-
-
-
16 356
surtax
-
-
-
-
total
-
-
-
23 198
Employee
37 598
-
43 816
-
pensions
4 251
-
4 956
-
income
2 219
-
2 971
-
social contributions
1 072
-
1 249
-
surtax
-
-
-
-
total
7 542
-
9 176
-
Employer
37 598
-
43 816
-
health
2 632
-
3 067
-
social contributions
113
-
132
-
pensions
6 177
-
7 199
-
unemployment
1 522
-
1 774
-
other
1 297
-
1 512
-
total
11 741
-
13 684
-
Corporate
8 160
57 500
-
-
income
2 286
16 099
-
-
surtax
-
-
-
-
total
2 286
16 099
-
-
Dividends
5 875
41 401
-
-
social contributions
1 010
7 122
-
-
surtax
-
-
-
-
withholding
752
5 300
-
-
total
1 762
12 422
-
-
Income
57 500
57 500
57 500
57 500
Total tax
23 331
28 521
22 860
23 198
After tax
34 169
28 979
34 640
34 302
Living cost
30 056
30 056
30 056
30 056
Free-cash
4 113
-1 077
4 584
4 246

Estimated living cost  is ₽30056 per week

₽18952
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8150
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽29737
-₽29737
-₽3994
-₽24805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
pensions
-
-
-
10 293
income
-
-
-
5 604
health
-
-
-
8 796
total
-
-
-
24 693
Employee
75 020
75 020
75 020
-
health
11 515
9 794
11 515
-
pensions
13 504
10 293
13 504
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 280
12 280
12 280
-
total
37 299
32 367
37 299
-
Employer
75 020
75 020
75 020
-
health
5 215
5 215
5 215
-
pensions
5 221
5 221
5 221
-
unemployment
2 701
2 701
2 701
-
total
13 137
13 137
13 137
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
57 500
57 500
57 500
57 500
Total tax
50 436
45 504
50 436
24 693
After tax
7 064
11 996
7 064
32 807
Living cost
36 801
36 801
36 801
36 801
Free-cash
-29 737
-24 805
-29 737
-3 994

Estimated living cost  is ₽36801 per week

₽26080
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3318
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽12269
₽16824
₽14200
₽2550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 500
trade
-
-
-
2 624
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
7 645
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 002
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
420
total
-
-
-
16 691
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

33 601
-
57 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 002
-
6 002
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

939
-
7 645
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
420
-
total
6 993
-
14 067
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
23 899
57 500
-
-
income
3 584
8 626
-
-
trade
3 764
9 056
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

197
475
-
-
chamber of commerce
168
217
-
-
total
7 713
18 374
-
-
Dividends
16 186
39 127
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
520
-
-
withholding
3 713
9 447
-
-
total
3 916
9 967
-
-
Income
57 500
57 500
57 500
57 500
Total tax
18 622
28 341
14 067
16 691
After tax
38 878
29 159
43 433
40 809
Living cost
26 609
26 609
26 609
26 609
Free-cash
12 269
2 550
16 824
14 200

Estimated living cost  is ₽26609 per week

₽16738
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6272
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽17144
₽19929
₽23793
₽17296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
2 929
health
-
-
-
1 467
social contributions
-
-
-
8 971
total
-
-
-
13 367
Employee
67 552
67 552
67 552
-
health
523
1 149
887
-
income
7 355
6 253
6 713
-
social contributions
2 554
5 606
4 333
-
total
10 432
13 008
11 933
-
Employer
67 552
67 552
67 552
-
health
568
1 250
965
-
social contributions
2 554
5 606
4 333
-
total
3 122
6 856
5 298
-
Corporate
23 605
-
-
-
income
2 951
-
-
-
total
2 951
-
-
-
Dividends
20 654
-
-
-
withholding
3 511
-
-
-
total
3 511
-
-
-
Income
57 500
57 500
57 500
57 500
Total tax
20 016
19 864
17 231
13 367
After tax
37 484
37 636
40 269
44 133
Living cost
20 340
20 340
20 340
20 340
Free-cash
17 144
17 296
19 929
23 793

Estimated living cost  is ₽20340 per week

₽12190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1996
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5705
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽4266
₽3508
₽5353
₽5152
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
57 500
income
-
-
-
4 610
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
19 982
surtax
-
-
-
-
total
-
-
-
24 592
Employee
40 404
-
46 464
-
income
8 404
-
10 291
-
social contributions
4 445
-
5 111
-
surtax
-
-
-
-
total
12 849
-
15 402
-
Employer
40 404
-
46 464
-
social contributions
9 596
-
11 035
-
total
9 596
-
11 035
-
Corporate
7 500
57 500
-
-
income
1 575
12 075
-
-
surtax
-
-
-
-
total
1 575
12 075
-
-
Dividends
5 925
45 425
-
-
withholding
1 659
12 718
-
-
total
1 659
12 718
-
-
Income
57 500
57 500
57 500
57 500
Total tax
25 679
24 793
26 437
24 592
After tax
31 821
32 707
31 063
32 908
Living cost
27 555
27 555
27 555
27 555
Free-cash
4 266
5 152
3 508
5 353

Estimated living cost  is ₽27555 per week

₽20617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1625
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4853
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽47200
₽39747
₽50672
₽48372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
575
total
-
-
-
575
Employee
7 816
-
57 500
-
income
1 563
-
11 500
-
total
1 563
-
11 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

49 684
57 500
-
-
total
-
-
-
-
Dividends
49 684
57 500
-
-
withholding
2 484
2 875
-
-
total
2 484
2 875
-
-
Income
57 500
57 500
57 500
57 500
Total tax
4 047
2 875
11 500
575
After tax
53 453
54 625
46 000
56 925
Living cost
6 253
6 253
6 253
6 253
Free-cash
47 200
48 372
39 747
50 672

Estimated living cost  is ₽6253 per week

₽3875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽520
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1686
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽8676
₽5869
₽7516
₽16025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
57 500
pensions
-
-
-
10 501
unemployment
-
-
-
87
income
-
-
-
10 175
health
-
-
-
5 658
total
-
-
-
26 421
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 847
-
49 753
-
health
2 509
-
3 214
-
unemployment
55
-
70
-
pensions
6 022
-
7 712
-
income
6 699
-
9 325
-
total
15 285
-
20 321
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 847
-
49 753
-
health
2 587
-
3 314
-
pensions
3 438
-
4 403
-
unemployment
23
-
30
-
total
6 048
-
7 747
-
Corporate
12 605
57 500
-
-
income
2 396
10 925
-
-
total
2 396
10 925
-
-
Dividends
10 209
46 575
-
-
withholding
1 532
6 987
-
-
total
1 532
6 987
-
-
Income
57 500
57 500
57 500
57 500
Total tax
25 261
17 912
28 068
26 421
After tax
32 239
39 588
29 432
31 079
Living cost
23 563
23 563
23 563
23 563
Free-cash
8 676
16 025
5 869
7 516

Estimated living cost  is ₽23563 per week

₽16171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1510
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽5933
₽9866
-₽4730
₽844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
57 500
income
-
-
-
25 007
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 333
total
-
-
-
30 340
Employee
40 300
-
53 459
-
social contributions
4 038
-
4 041
-
income
4 373
-
7 662
-
total
8 411
-
11 703
-
Employer
40 300
-
53 459
-
social contributions
4 038
-
4 041
-
total
4 038
-
4 041
-
Corporate
13 162
57 500
-
-
income
4 606
20 125
-
-
total
4 606
20 125
-
-
Dividends
8 556
37 375
-
-
social contributions
2 622
4 641
-
-
total
2 622
4 641
-
-
Income
57 500
57 500
57 500
57 500
Total tax
19 677
24 766
15 744
30 340
After tax
37 823
32 734
41 756
27 160
Living cost
31 890
31 890
31 890
31 890
Free-cash
5 933
844
9 866
-4 730

Estimated living cost  is ₽31890 per week

₽21006
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7880
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽16910
₽15581
₽18298
₽16450
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
8 626
health
-
-
-
4 013
social contributions
-
-
-
7 935
total
-
-
-
20 574
Employee
29 786
-
57 500
-
health
2 079
-
4 013
-
income
4 968
-
11 343
-
social contributions
4 111
-
7 935
-
total
11 158
-
23 291
-
Employer
29 786
-
57 500
-
total
-
-
-
-
Corporate
27 714
57 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 385
2 876
-
-
total
1 385
2 876
-
-
Dividends
26 329
54 624
-
-
social contributions
3 633
7 539
-
-
withholding
3 949
8 194
-
-
health
1 837
3 813
-
-
total
9 419
19 546
-
-
Income
57 500
57 500
57 500
57 500
Total tax
21 962
22 422
23 291
20 574
After tax
35 538
35 078
34 209
36 926
Living cost
18 628
18 628
18 628
18 628
Free-cash
16 910
16 450
15 581
18 298

Estimated living cost  is ₽18628 per week

₽12467
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4583
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽5720
₽4215
₽3042
₽14625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
4 942
health
-
-
-
7 762
social contributions
-
-
-
16 790
solidarity contribution
-
-
-
-
total
-
-
-
29 494
Employee
36 712
-
42 910
-
health
4 956
-
5 793
-
solidarity contribution
-
-
-
-
income
4 405
-
5 149
-
social contributions
2 386
-
2 789
-
total
11 747
-
13 731
-
Employer
36 712
-
42 910
-
health
3 304
-
3 862
-
social contributions
9 178
-
10 728
-
total
12 482
-
14 590
-
Corporate
8 306
57 500
-
-
income
1 578
10 925
-
-
total
1 578
10 925
-
-
Dividends
6 728
46 575
-
-
withholding
1 009
6 986
-
-
total
1 009
6 986
-
-
Income
57 500
57 500
57 500
57 500
Total tax
26 816
17 911
28 321
29 494
After tax
30 684
39 589
29 179
28 006
Living cost
24 964
24 964
24 964
24 964
Free-cash
5 720
14 625
4 215
3 042

Estimated living cost  is ₽24964 per week

₽18565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4584
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽43054
₽36256
₽47181
₽44881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
575
total
-
-
-
575
Employee
12 180
-
57 500
-
income
2 436
-
11 500
-
total
2 436
-
11 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

45 320
57 500
-
-
total
-
-
-
-
Dividends
45 320
57 500
-
-
withholding
2 266
2 875
-
-
total
2 266
2 875
-
-
Income
57 500
57 500
57 500
57 500
Total tax
4 702
2 875
11 500
575
After tax
52 798
54 625
46 000
56 925
Living cost
9 744
9 744
9 744
9 744
Free-cash
43 054
44 881
36 256
47 181

Estimated living cost  is ₽9744 per week

₽6594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽409
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽327
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2414
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽14706
-₽7790
-₽8128
-₽13451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
2 926
other
-
-
-
1 782
health
-
-
-
497
social contributions
-
-
-
1 637
pensions
-
-
-
16 356
surtax
-
-
-
-
total
-
-
-
23 198
Employee
55 022
-
43 816
-
pensions
6 223
-
4 956
-
income
4 801
-
2 971
-
social contributions
1 567
-
1 249
-
surtax
-
-
-
-
total
12 591
-
9 176
-
Employer
55 022
-
43 816
-
health
3 851
-
3 067
-
social contributions
165
-
132
-
pensions
9 041
-
7 199
-
unemployment
2 229
-
1 774
-
other
1 899
-
1 512
-
total
17 185
-
13 684
-
Corporate
-
57 500
-
-
income
-
16 099
-
-
surtax
-
-
-
-
total
-
16 099
-
-
Dividends
-
41 401
-
-
social contributions
-
7 122
-
-
surtax
-
-
-
-
withholding
-
5 300
-
-
total
-
12 422
-
-
Income
57 500
57 500
57 500
57 500
Total tax
29 776
28 521
22 860
23 198
After tax
27 724
28 979
34 640
34 302
Living cost
42 430
42 430
42 430
42 430
Free-cash
-14 706
-13 451
-7 790
-8 128

Estimated living cost  is ₽42430 per week

₽28716
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3471
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9661
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽22100
₽15560
₽13112
₽26407
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
57 500
pensions
-
-
-
14 950
unemployment
-
-
-
862
income
-
-
-
7 517
health
-
-
-
5 922
total
-
-
-
29 251
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 826
-
48 770
-
health
1 176
-
2 512
-
unemployment
171
-
366
-
pensions
3 196
-
6 828
-
income
3 146
-
8 367
-
total
7 689
-
18 073
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 826
-
48 770
-
health
1 176
-
2 512
-
pensions
2 739
-
5 852
-
unemployment
171
-
366
-
total
4 086
-
8 730
-
Corporate
30 589
57 500
-
-
income
4 588
8 625
-
-
total
4 588
8 625
-
-
Dividends
26 000
48 875
-
-
withholding
3 900
7 331
-
-
total
3 900
7 331
-
-
Income
57 500
57 500
57 500
57 500
Total tax
20 263
15 956
26 803
29 251
After tax
37 237
41 544
30 697
28 249
Living cost
15 137
15 137
15 137
15 137
Free-cash
22 100
26 407
15 560
13 112

Estimated living cost  is ₽15137 per week

₽10192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1171
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽19781
-₽14762
-₽11799
-₽33999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
pensions
-
-
-
5 290
city
-
-
-
605
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 151
health
-
-
-
197
regional
-
-
-
1 542
national
-
-
-
221
total
-
-
-
9 006
Employee
70 559
-
51 464
-
health
160
-
116
-
unemployment
-
-
-
-
city
757
-
553
-
pensions
5 928
-
4 324
-
regional
2 310
-
1 322
-
national
334
-
184
-
total
9 489
-
6 499
-
Employer
70 559
-
51 464
-
health
160
-
116
-
pensions
5 928
-
4 324
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 411
-
1 030
-
total
7 499
-
5 470
-
Corporate
-
57 500
-
-
regional
-
12 161
-
-
national
-
4 887
-
-
total
-
17 048
-
-
Dividends
-
40 452
-
-
withholding
-
14 158
-
-
total
-
14 158
-
-
Income
57 500
57 500
57 500
57 500
Total tax
16 988
31 206
11 969
9 006
After tax
40 512
26 294
45 531
48 494
Living cost
60 293
60 293
60 293
60 293
Free-cash
-19 781
-33 999
-14 762
-11 799

Estimated living cost  is ₽60293 per week

₽39208
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5411
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽740
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14934
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽1770
₽1476
₽9881
₽5752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
57 500
municipal
-
-
-
10 256
health
-
-
-
518
national
-
-
-
3 117
total
-
-
-
13 891
Employee
46 219
-
48 373
-
health
345
-
378
-
unemployment
694
-
725
-
pensions
3 119
-
3 266
-
national
764
-
880
-
municipal
7 570
-
7 920
-
total
12 492
-
13 169
-
Employer
46 219
-
48 373
-
health
355
-
372
-
pensions
8 019
-
8 392
-
accident
47
-
48
-
unemployment
300
-
315
-
total
8 721
-
9 127
-
Corporate
2 560
57 500
-
-
income
512
11 500
-
-
total
512
11 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

1 536
34 500
-
-
municipal
277
6 210
-
-
national
-
310
-
-
total
277
6 520
-
-
Income
57 500
57 500
57 500
57 500
Total tax
22 002
18 020
22 296
13 891
After tax
35 498
39 480
35 204
43 609
Living cost
33 728
33 728
33 728
33 728
Free-cash
1 770
5 752
1 476
9 881

Estimated living cost  is ₽33728 per week

₽22031
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3244
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7917
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽23631
-₽7809
-₽2186
₽329
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 011
social contributions
-
-
-
7 330
national
-
-
-
17 314
total
-
-
-
27 655
Employee

The minimum management director salary is set at €45,000 per year.

62 839
-
44 535
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 952
-
2 092
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 278
-
2 322
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

547
-
387
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 713
-
3 341
-
national
19 319
-
12 172
-
total
30 809
-
20 314
-
Employer

The minimum management director salary is set at €45,000 per year.

62 839
-
44 535
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 864
-
2 739
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 568
-
3 946
-
surtax
7 125
-
5 051
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

817
-
578
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

917
-
650
-
total
18 291
-
12 964
-
Corporate
-
57 500
-
-
income
-
11 500
-
-
surtax
-
230
-
-
total
-
11 730
-
-
Dividends
-
45 770
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
13 410
-
-
total
-
13 410
-
-
Income
57 500
57 500
57 500
57 500
Total tax
49 100
25 140
33 278
27 655
After tax
8 400
32 360
24 222
29 845
Living cost
32 031
32 031
32 031
32 031
Free-cash
-23 631
329
-7 809
-2 186

Estimated living cost  is ₽32031 per week

₽20632
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2801
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽502
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8097
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽14377
-₽7679
-₽9721
-₽6989
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
unemployment
-
-
-
57
municipal
-
-
-
12 179
other
-
-
-
6 682
health
-
-
-
3 588
national
-
-
-
-
accident
-
-
-
115
pensions
-
-
-
6 216
total
-
-
-
28 837
Employee
54 693
-
43 753
-
national
-
-
-
-
municipal
16 309
-
13 047
-
total
16 309
-
13 047
-
Employer
54 693
-
43 753
-
health
3 364
-
2 691
-
pensions
5 912
-
4 730
-
accident
109
-
88
-
unemployment
1 444
-
1 155
-
other
6 355
-
5 084
-
total
17 184
-
13 748
-
Corporate
-
57 500
-
-
income
-
12 650
-
-
total
-
12 650
-
-
Dividends
-
44 850
-
-
withholding
-
13 455
-
-
total
-
13 455
-
-
Income
57 500
57 500
57 500
57 500
Total tax
33 493
26 105
26 795
28 837
After tax
24 007
31 395
30 705
28 663
Living cost
38 384
38 384
38 384
38 384
Free-cash
-14 377
-6 989
-7 679
-9 721

Estimated living cost  is ₽38384 per week

₽25439
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3767
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽85658
₽3441
-₽1691
-₽6445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
11 208
social contributions
-
-
-
6 555
total
-
-
-
17 763
Employee
59 402
-
-
-
income
13 103
-
-
-
social contributions
4 871
-
694
-
total
17 974
-
694
-
Employer
59 402
-
-
-
social contributions
83 756
-
11 937
-
total
83 756
-
11 937
-
Corporate
-
57 500
-
-
income
-
12 650
-
-
total
-
12 650
-
-
Dividends
-
44 850
-
-
income
-
9 867
-
-
total
-
9 867
-
-
Income
57 500
57 500
57 500
57 500
Total tax
101 730
22 517
12 631
17 763
After tax
-44 230
34 983
44 869
39 737
Living cost
41 428
41 428
41 428
41 428
Free-cash
-85 658
-6 445
3 441
-1 691

Estimated living cost  is ₽41428 per week

₽26880
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10123
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽10124
₽11775
₽15639
₽9142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
2 929
health
-
-
-
1 467
social contributions
-
-
-
8 971
total
-
-
-
13 367
Employee
67 552
67 552
67 552
-
health
672
1 149
887
-
income
7 094
6 253
6 713
-
social contributions
3 283
5 606
4 333
-
total
11 049
13 008
11 933
-
Employer
67 552
67 552
67 552
-
health
732
1 250
965
-
social contributions
3 283
5 606
4 333
-
total
4 015
6 856
5 298
-
Corporate
13 944
-
-
-
income
1 744
-
-
-
total
1 744
-
-
-
Dividends
12 200
-
-
-
withholding
2 074
-
-
-
total
2 074
-
-
-
Income
57 500
57 500
57 500
57 500
Total tax
18 882
19 864
17 231
13 367
After tax
38 618
37 636
40 269
44 133
Living cost
28 494
28 494
28 494
28 494
Free-cash
10 124
9 142
11 775
15 639

Estimated living cost  is ₽28494 per week

₽19478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2226
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽7211
₽5723
₽11839
₽11942
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
10 745
pensions
-
-
-
3 776
total
-
-
-
14 521
Employee
42 744
-
51 062
-
health
558
-
727
-
pensions
3 262
-
4 261
-
income
7 784
-
9 215
-
total
11 604
-
14 203
-
Employer
42 744
-
51 062
-
health
812
-
969
-
pensions
4 318
-
5 465
-
total
5 130
-
6 434
-
Corporate
9 625
57 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 830
10 925
-
-
total
1 830
10 925
-
-
Dividends
7 796
46 575
-
-
withholding
585
3 493
-
-
total
585
3 493
-
-
Income
57 500
57 500
57 500
57 500
Total tax
19 149
14 418
20 637
14 521
After tax
38 351
43 082
36 863
42 979
Living cost
31 140
31 140
31 140
31 140
Free-cash
7 211
11 942
5 723
11 839

Estimated living cost  is ₽31140 per week

₽21362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2864
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽16529
-₽7308
-₽4118
-₽4709
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
municipal
-
-
-
385
regional
-
-
-
916
social contributions
-
-
-
14 789
national
-
-
-
10 531
total
-
-
-
26 621
Employee
74 027
-
57 500
-
social contributions
24 962
-
19 388
-
regional
1 118
-
791
-
national
12 510
-
9 289
-
municipal
442
-
343
-
total
39 032
-
29 811
-
Employer
74 027
-
57 500
-
total
-
-
-
-
Corporate
-
57 500
-
-
nationa
-
13 800
-
-
municipal
-
2 771
-
-
total
-
16 571
-
-
Dividends
-
40 929
-
-
withholding
-
10 641
-
-
total
-
10 641
-
-
Income
57 500
57 500
57 500
57 500
Total tax
39 032
27 212
29 811
26 621
After tax
18 468
30 288
27 689
30 879
Living cost
34 997
34 997
34 997
34 997
Free-cash
-16 529
-4 709
-7 308
-4 118

Estimated living cost  is ₽34997 per week

₽24583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2407
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽1762
₽10831
₽20760
-₽14226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
pensions
-
-
-
3 572
income
-
-
-
11 877
other
-
-
-
318
health
-
-
-
1 872
accident
-
-
-
217
total
-
-
-
17 856
Employee
29 706
-
47 765
-
health
3 401
-
5 469
-
pensions
3 345
-
5 378
-
income
4 075
-
7 204
-
total
10 821
-
18 051
-
Employer
29 706
-
47 765
-
pensions
4 830
-
7 766
-
accident
496
-
798
-
unemployment
728
-
1 170
-
total
6 054
-
9 734
-
Corporate
21 740
57 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

19 566
51 750
-
-
total
19 566
51 750
-
-
Dividends
2 174
5 750
-
-
withholding
413
1 092
-
-
total
413
1 092
-
-
Income
57 500
57 500
57 500
57 500
Total tax
36 854
52 842
27 785
17 856
After tax
20 646
4 658
29 715
39 644
Living cost
18 884
18 884
18 884
18 884
Free-cash
1 762
-14 226
10 831
20 760

Estimated living cost  is ₽18884 per week

₽13841
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1046
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽7328
₽9517
₽7126
-₽4165
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 500
trade
-
-
-
2 391
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
7 645
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 002
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
420
total
-
-
-
16 458
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

43 710
-
57 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 002
-
6 002
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 594
-
7 645
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
420
-
total
9 794
-
14 067
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
13 790
57 500
-
-
income
2 069
8 626
-
-
trade
1 979
8 251
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

113
475
-
-
chamber of commerce
153
218
-
-
total
4 314
17 570
-
-
Dividends
9 475
39 930
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

112
530
-
-
withholding
2 036
9 649
-
-
total
2 148
10 179
-
-
Income
57 500
57 500
57 500
57 500
Total tax
16 256
27 749
14 067
16 458
After tax
41 244
29 751
43 433
41 042
Living cost
33 916
33 916
33 916
33 916
Free-cash
7 328
-4 165
9 517
7 126

Estimated living cost  is ₽33916 per week

₽23396
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3649
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽20517
₽14480
₽27832
₽27724
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
57 500
income
-
-
-
-
microenterprise
-
-
-
8 626
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 766
surtax
-
-
-
-
total
-
-
-
11 392
Employee
25 670
-
46 337
-
income
4 570
-
8 485
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 824
-
5 096
-
surtax
-
-
-
-
total
7 394
-
13 581
-
Employer
25 670
-
46 337
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 183
-
11 163
-
surtax
-
-
-
-
total
6 183
-
11 163
-
Corporate
25 647
57 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

5 130
11 500
-
-
total
5 130
11 500
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

20 517
46 000
-
-
total
-
-
-
-
Income
57 500
57 500
57 500
57 500
Total tax
18 707
11 500
24 744
11 392
After tax
38 793
46 000
32 756
46 108
Living cost
18 276
18 276
18 276
18 276
Free-cash
20 517
27 724
14 480
27 832

Estimated living cost  is ₽18276 per week

₽11660
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4461
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽24021
₽20482
₽21207
₽25694
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
13 290
health
-
-
-
5 387
pensions
-
-
-
7 430
total
-
-
-
26 107
Employee
15 514
-
49 141
-
health
776
-
1 858
-
unemployment
155
-
372
-
pensions
1 396
-
3 344
-
income
3 001
-
12 900
-
total
5 328
-
18 474
-
Employer
15 514
-
49 141
-
health
1 474
-
3 529
-
pensions
1 707
-
4 086
-
unemployment
310
-
743
-
total
3 491
-
8 358
-
Corporate
38 495
57 500
-
-
income
8 469
12 650
-
-
total
8 469
12 650
-
-
Dividends
30 026
44 850
-
-
withholding
6 005
8 970
-
-
total
6 005
8 970
-
-
Income
57 500
57 500
57 500
57 500
Total tax
23 293
21 620
26 832
26 107
After tax
34 207
35 880
30 668
31 393
Living cost
10 186
10 186
10 186
10 186
Free-cash
24 021
25 694
20 482
21 207

Estimated living cost  is ₽10186 per week

₽6053
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽826
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽233
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3074
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽13642
₽10920
₽12176
₽16435
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
pensions
-
-
-
11 500
unemployment
-
-
-
200
income
-
-
-
9 097
other
-
-
-
-
health
-
-
-
4 083
surtax
-
-
-
712
total
-
-
-
25 592
Employee
29 585
-
47 502
-
health
755
-
1 212
-
unemployment
2 059
-
3 306
-
pensions
1 974
-
3 169
-
income
4 960
-
8 546
-
other
-
-
-
-
surtax
105
-
617
-
total
9 853
-
16 850
-
Employer
29 585
-
47 502
-
health
1 345
-
2 161
-
pensions
3 944
-
6 332
-
unemployment
939
-
1 505
-
other
-
-
-
-
total
6 228
-
9 998
-
Corporate
21 687
57 500
-
-
income
5 638
14 951
-
-
total
5 638
14 951
-
-
Dividends
16 049
42 549
-
-
withholding
2 407
6 382
-
-
total
2 407
6 382
-
-
Income
57 500
57 500
57 500
57 500
Total tax
24 126
21 333
26 848
25 592
After tax
33 374
36 167
30 652
31 908
Living cost
19 732
19 732
19 732
19 732
Free-cash
13 642
16 435
10 920
12 176

Estimated living cost  is ₽19732 per week

₽11913
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1715
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽4376
-₽6998
₽3427
₽4812
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
pensions
-
-
-
10 638
chamber of commerce
-
-
-
230
unemployment
-
-
-
<