Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 57500
per

Your estimated
City
free-cash

Valencia , Spain
₽8722
₽8313
₽16061
₽11722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
9 196
accident
-
-
-
518
unemployment
-
-
-
403
pensions
-
-
-
16 273
other
-
-
-
58
total
-
-
-
26 448
Employee
30 575
-
43 600
-
other
30
-
44
-
income
5 895
-
9 370
-
unemployment
474
-
676
-
pensions
1 437
-
2 049
-
total
7 836
-
12 139
-
Employer
30 575
-
43 600
-
unemployment
1 682
-
2 398
-
pensions
7 215
-
10 289
-
other
245
-
350
-
accident
606
-
863
-
total
9 748
-
13 900
-
Corporate
17 177
57 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 577
8 624
-
-
total
2 577
8 624
-
-
Dividends
14 600
48 876
-
-
withholding
2 878
10 076
-
-
total
2 878
10 076
-
-
Income
57 500
57 500
57 500
57 500
Total tax
23 039
18 700
26 039
26 448
After tax
34 461
38 800
31 461
31 052
Living cost
22 739
22 739
22 739
22 739
Free-cash
11 722
16 061
8 722
8 313

Estimated living cost  is ₽22739 per week

₽15348
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2186
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4806
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽11669
₽9100
₽20212
₽14625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
7 303
health
-
-
-
2 530
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
13 801
other
-
-
-
2 732
total
-
-
-
26 366
Employee
30 024
-
45 926
-
income
5 169
-
7 906
-
health
421
-
643
-
unemployment
300
-
460
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 101
-
3 215
-
total
7 991
-
12 224
-
Employer
30 024
-
45 926
-
unemployment
300
-
460
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 105
-
7 807
-
other
1 502
-
2 296
-
accident
240
-
367
-
health
421
-
643
-
total
7 568
-
11 573
-
Corporate
19 909
57 500
-
-
income
4 180
12 075
-
-
total
4 180
12 075
-
-
Dividends
15 729
45 425
-
-
withholding
1 102
3 179
-
-
total
1 102
3 179
-
-
Income
57 500
57 500
57 500
57 500
Total tax
20 841
15 254
23 797
26 366
After tax
36 659
42 246
33 703
31 134
Living cost
22 034
22 034
22 034
22 034
Free-cash
14 625
20 212
11 669
9 100

Estimated living cost  is ₽22034 per week

₽15568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽355
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4623
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽31666
₽30359
₽38343
₽34509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
8 625
health
-
-
-
3 315
unemployment
-
-
-
115
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 266
total
-
-
-
16 321
Employee
14 327
-
51 845
-
income
1 432
-
5 185
-
health
659
-
1 326
-
accident

We are using the highest rate at 1.1%.

158
-
317
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 258
-
2 531
-
total
3 507
-
9 359
-
Employer
14 327
-
51 845
-
unemployment
86
-
173
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 579
-
3 176
-
accident

We are using the highest rate at 1.1%.

158
-
317
-
health
989
-
1 989
-
total
2 812
-
5 655
-
Corporate
40 362
57 500
-
-
income
4 036
5 750
-
-
total
4 036
5 750
-
-
Dividends
36 325
51 750
-
-
withholding
1 816
2 587
-
-
total
1 816
2 587
-
-
Income
57 500
57 500
57 500
57 500
Total tax
12 171
8 337
15 014
16 321
After tax
45 329
49 163
42 486
41 179
Living cost
10 820
10 820
10 820
10 820
Free-cash
34 509
38 343
31 666
30 359

Estimated living cost  is ₽10820 per week

₽6317
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽6212
₽5941
₽689
₽5573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
3 074
social contributions
-
-
-
1 638
health
-
-
-
497
surtax
-
-
-
-
pensions
-
-
-
16 276
other
-
-
-
1 783
total
-
-
-
23 268
Employee
35 390
-
43 815
-
income
2 089
-
3 107
-
social contributions
1 009
-
1 248
-
surtax
-
-
-
-
pensions
4 001
-
4 957
-
total
7 099
-
9 312
-
Employer
35 390
-
43 815
-
unemployment
1 433
-
1 775
-
social contributions
107
-
132
-
pensions
5 814
-
7 199
-
other
1 221
-
1 511
-
health
2 478
-
3 068
-
total
11 053
-
13 685
-
Corporate
11 058
57 500
-
-
income
3 096
16 100
-
-
surtax
-
-
-
-
total
3 096
16 100
-
-
Dividends
7 962
41 400
-
-
withholding
1 018
5 299
-
-
surtax
-
-
-
-
social contributions
1 370
7 121
-
-
total
2 388
12 420
-
-
Income
57 500
57 500
57 500
57 500
Total tax
23 636
28 520
22 997
23 268
After tax
33 864
28 980
34 503
34 232
Living cost
28 291
28 291
28 291
28 291
Free-cash
5 573
689
6 212
5 941

Estimated living cost  is ₽28291 per week

₽17839
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2300
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7672
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽24612
-₽1862
-₽19970
-₽24612
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
6 562
health
-
-
-
8 472
pensions
-
-
-
9 688
total
-
-
-
24 722
Employee
70 614
70 614
70 614
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 558
11 558
11 558
-
health
10 838
9 219
10 838
-
pensions
12 711
9 688
12 711
-
total
35 107
30 465
35 107
-
Employer
70 614
70 614
70 614
-
unemployment
2 542
2 542
2 542
-
pensions
4 915
4 915
4 915
-
health
4 908
4 908
4 908
-
total
12 365
12 365
12 365
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
57 500
57 500
57 500
57 500
Total tax
47 472
42 830
47 472
24 722
After tax
10 028
14 670
10 028
32 778
Living cost
34 640
34 640
34 640
34 640
Free-cash
-24 612
-19 970
-24 612
-1 862

Estimated living cost  is ₽34640 per week

₽24549
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3123
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽18085
₽15083
₽4100
₽13246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 265
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 649
trade
-
-
-
3 002
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
455
total
-
-
-
17 371
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 627
-
57 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

883
-
8 265
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 649
-
5 649
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
455
-
total
6 581
-
14 369
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 873
57 500
-
-
chamber of commerce
163
209
-
-
income
3 881
8 624
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

213
474
-
-
trade
4 075
9 056
-
-
total
8 332
18 363
-
-
Dividends
17 540
39 137
-
-
withholding
4 071
9 470
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

224
521
-
-
total
4 295
9 991
-
-
Income
57 500
57 500
57 500
57 500
Total tax
19 208
28 354
14 369
17 371
After tax
38 292
29 146
43 131
40 129
Living cost
25 046
25 046
25 046
25 046
Free-cash
13 246
4 100
18 085
15 083

Estimated living cost  is ₽25046 per week

₽15755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2920
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5903
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽21609
₽24470
₽19657
₽18589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
3 449
social contributions
-
-
-
8 970
health
-
-
-
1 466
total
-
-
-
13 885
Employee
63 585
63 585
63 585
-
income
6 923
5 886
6 227
-
social contributions
2 404
5 277
4 333
-
health
493
1 081
888
-
total
9 820
12 244
11 448
-
Employer
63 585
63 585
63 585
-
social contributions
2 404
5 277
4 333
-
health
535
1 177
965
-
total
2 939
6 454
5 298
-
Corporate
25 596
-
-
-
income
3 200
-
-
-
total
3 200
-
-
-
Dividends
22 396
-
-
-
withholding
3 807
-
-
-
total
3 807
-
-
-
Income
57 500
57 500
57 500
57 500
Total tax
19 766
18 698
16 746
13 885
After tax
37 734
38 802
40 754
43 615
Living cost
19 145
19 145
19 145
19 145
Free-cash
18 589
19 657
21 609
24 470

Estimated living cost  is ₽19145 per week

₽11474
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1878
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5370
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽4836
₽6855
₽6770
₽5937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
57 500
income
-
-
-
4 727
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
19 981
surtax
-
-
-
-
total
-
-
-
24 708
Employee
38 031
-
46 464
-
income
7 911
-
10 581
-
social contributions
4 183
-
5 111
-
surtax
-
-
-
-
total
12 094
-
15 692
-
Employer
38 031
-
46 464
-
social contributions
9 032
-
11 035
-
total
9 032
-
11 035
-
Corporate
10 437
57 500
-
-
income
2 192
12 075
-
-
surtax
-
-
-
-
total
2 192
12 075
-
-
Dividends
8 245
45 425
-
-
withholding
2 308
12 718
-
-
total
2 308
12 718
-
-
Income
57 500
57 500
57 500
57 500
Total tax
25 626
24 793
26 727
24 708
After tax
31 874
32 707
30 773
32 792
Living cost
25 937
25 937
25 937
25 937
Free-cash
5 937
6 770
4 836
6 855

Estimated living cost  is ₽25937 per week

₽19406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1530
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽39814
₽50739
₽48439
₽47280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
575
total
-
-
-
575
Employee
7 732
-
57 500
-
income
1 546
-
11 500
-
total
1 546
-
11 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

49 768
57 500
-
-
total
-
-
-
-
Dividends
49 768
57 500
-
-
withholding
2 488
2 875
-
-
total
2 488
2 875
-
-
Income
57 500
57 500
57 500
57 500
Total tax
4 034
2 875
11 500
575
After tax
53 466
54 625
46 000
56 925
Living cost
6 186
6 186
6 186
6 186
Free-cash
47 280
48 439
39 814
50 739

Estimated living cost  is ₽6186 per week

₽3833
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽7027
₽8673
₽17410
₽10493
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
57 500
income
-
-
-
10 402
health
-
-
-
5 659
unemployment
-
-
-
86
pensions
-
-
-
10 501
total
-
-
-
26 648
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 566
-
49 753
-
income
6 306
-
9 553
-
health
2 362
-
3 214
-
unemployment
52
-
69
-
pensions
5 668
-
7 711
-
total
14 388
-
20 547
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 566
-
49 753
-
unemployment
22
-
30
-
pensions
3 236
-
4 403
-
health
2 435
-
3 314
-
total
5 693
-
7 747
-
Corporate
15 241
57 500
-
-
income
2 895
10 925
-
-
total
2 895
10 925
-
-
Dividends
12 346
46 575
-
-
withholding
1 852
6 986
-
-
total
1 852
6 986
-
-
Income
57 500
57 500
57 500
57 500
Total tax
24 828
17 911
28 294
26 648
After tax
32 672
39 589
29 206
30 852
Living cost
22 179
22 179
22 179
22 179
Free-cash
10 493
17 410
7 027
8 673

Estimated living cost  is ₽22179 per week

₽15221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1422
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽11819
-₽1486
₽2989
₽7778
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
57 500
income
-
-
-
23 538
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 431
total
-
-
-
28 969
Employee
37 933
-
53 696
-
social contributions
3 801
-
3 804
-
income
4 116
-
8 056
-
total
7 917
-
11 860
-
Employer
37 933
-
53 696
-
social contributions
3 801
-
3 804
-
total
3 801
-
3 804
-
Corporate
15 766
57 500
-
-
income
5 519
20 125
-
-
total
5 519
20 125
-
-
Dividends
10 247
37 375
-
-
social contributions
2 468
4 369
-
-
total
2 468
4 369
-
-
Income
57 500
57 500
57 500
57 500
Total tax
19 705
24 494
15 664
28 969
After tax
37 795
33 006
41 836
28 531
Living cost
30 017
30 017
30 017
30 017
Free-cash
7 778
2 989
11 819
-1 486

Estimated living cost  is ₽30017 per week

₽19772
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2366
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7418
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽16563
₽19393
₽17546
₽17975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
8 624
social contributions
-
-
-
7 935
health
-
-
-
4 014
total
-
-
-
20 573
Employee
28 037
-
57 500
-
income
4 676
-
11 454
-
social contributions
3 870
-
7 935
-
health
1 957
-
4 014
-
total
10 503
-
23 403
-
Employer
28 037
-
57 500
-
total
-
-
-
-
Corporate
29 463
57 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 473
2 875
-
-
total
1 473
2 875
-
-
Dividends
27 990
54 625
-
-
withholding
4 199
8 194
-
-
health
1 954
3 813
-
-
social contributions
3 862
7 538
-
-
total
10 015
19 545
-
-
Income
57 500
57 500
57 500
57 500
Total tax
21 991
22 420
23 403
20 573
After tax
35 509
35 080
34 097
36 927
Living cost
17 534
17 534
17 534
17 534
Free-cash
17 975
17 546
16 563
19 393

Estimated living cost  is ₽17534 per week

₽11734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1081
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4314
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽6514
₽5340
₽16924
₽8836
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
4 942
social contributions
-
-
-
16 790
solidarity contribution
-
-
-
-
health
-
-
-
7 763
total
-
-
-
29 495
Employee
33 331
-
42 910
-
solidarity contribution
-
-
-
-
income
4 000
-
5 149
-
social contributions
2 167
-
2 789
-
health
4 500
-
5 793
-
total
10 667
-
13 731
-
Employer
33 331
-
42 910
-
social contributions
8 333
-
10 728
-
health
3 000
-
3 862
-
total
11 333
-
14 590
-
Corporate
12 836
57 500
-
-
income
2 439
10 925
-
-
total
2 439
10 925
-
-
Dividends
10 397
46 575
-
-
withholding
1 560
6 986
-
-
total
1 560
6 986
-
-
Income
57 500
57 500
57 500
57 500
Total tax
25 999
17 911
28 321
29 495
After tax
31 501
39 589
29 179
28 005
Living cost
22 665
22 665
22 665
22 665
Free-cash
8 836
16 924
6 514
5 340

Estimated living cost  is ₽22665 per week

₽16855
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽392
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4162
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽36361
₽47286
₽44986
₽43178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
575
total
-
-
-
575
Employee
12 049
-
57 500
-
income
2 410
-
11 500
-
total
2 410
-
11 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

45 451
57 500
-
-
total
-
-
-
-
Dividends
45 451
57 500
-
-
withholding
2 273
2 875
-
-
total
2 273
2 875
-
-
Income
57 500
57 500
57 500
57 500
Total tax
4 683
2 875
11 500
575
After tax
52 817
54 625
46 000
56 925
Living cost
9 639
9 639
9 639
9 639
Free-cash
43 178
44 986
36 361
47 286

Estimated living cost  is ₽9639 per week

₽6523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽5435
-₽5706
-₽10958
-₽10465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
3 074
social contributions
-
-
-
1 638
health
-
-
-
497
surtax
-
-
-
-
pensions
-
-
-
16 276
other
-
-
-
1 783
total
-
-
-
23 268
Employee
51 790
-
43 815
-
income
4 519
-
3 107
-
social contributions
1 475
-
1 248
-
surtax
-
-
-
-
pensions
5 858
-
4 957
-
total
11 852
-
9 312
-
Employer
51 790
-
43 815
-
unemployment
2 098
-
1 775
-
social contributions
155
-
132
-
pensions
8 510
-
7 199
-
other
1 787
-
1 511
-
health
3 625
-
3 068
-
total
16 175
-
13 685
-
Corporate
-
57 500
-
-
income
-
16 100
-
-
surtax
-
-
-
-
total
-
16 100
-
-
Dividends
-
41 400
-
-
withholding
-
5 299
-
-
surtax
-
-
-
-
social contributions
-
7 121
-
-
total
-
12 420
-
-
Income
57 500
57 500
57 500
57 500
Total tax
28 027
28 520
22 997
23 268
After tax
29 473
28 980
34 503
34 232
Living cost
39 938
39 938
39 938
39 938
Free-cash
-10 465
-10 958
-5 435
-5 706

Estimated living cost  is ₽39938 per week

₽27029
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9094
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽16136
₽13916
₽27294
₽23239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
57 500
income
-
-
-
7 600
health
-
-
-
5 922
unemployment
-
-
-
862
pensions
-
-
-
14 950
total
-
-
-
29 334
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 488
-
48 770
-
income
2 962
-
8 678
-
health
1 107
-
2 512
-
unemployment
161
-
366
-
pensions
3 008
-
6 828
-
total
7 238
-
18 384
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 488
-
48 770
-
unemployment
161
-
366
-
pensions
2 579
-
5 852
-
health
1 107
-
2 512
-
total
3 847
-
8 730
-
Corporate
32 166
57 500
-
-
income
4 825
8 625
-
-
total
4 825
8 625
-
-
Dividends
27 341
48 875
-
-
withholding
4 101
7 331
-
-
total
4 101
7 331
-
-
Income
57 500
57 500
57 500
57 500
Total tax
20 011
15 956
27 114
29 334
After tax
37 489
41 544
30 386
28 166
Living cost
14 250
14 250
14 250
14 250
Free-cash
23 239
27 294
16 136
13 916

Estimated living cost  is ₽14250 per week

₽9595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1102
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽12382
-₽9435
-₽31574
-₽16671
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
regional
-
-
-
1 602
national
-
-
-
230
health
-
-
-
189
city
-
-
-
605
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 150
pensions
-
-
-
5 291
total
-
-
-
9 067
Employee
67 720
-
51 466
-
regional
2 217
-
1 363
-
city
727
-
553
-
health
153
-
116
-
unemployment
-
-
-
-
national
321
-
192
-
pensions
5 689
-
4 322
-
total
9 107
-
6 546
-
Employer
67 720
-
51 466
-
unemployment
-
-
-
-
pensions
5 689
-
4 322
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 354
-
1 030
-
health
153
-
116
-
total
7 196
-
5 468
-
Corporate
-
57 500
-
-
regional
-
12 161
-
-
national
-
4 887
-
-
total
-
17 048
-
-
Dividends
-
40 453
-
-
withholding
-
14 158
-
-
total
-
14 158
-
-
Income
57 500
57 500
57 500
57 500
Total tax
16 303
31 206
12 014
9 067
After tax
41 197
26 294
45 486
48 433
Living cost
57 868
57 868
57 868
57 868
Free-cash
-16 671
-31 574
-12 382
-9 435

Estimated living cost  is ₽57868 per week

₽37631
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽710
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽3049
₽11451
₽7630
₽4003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
57 500
municipal
-
-
-
10 253
national
-
-
-
3 509
health
-
-
-
540
total
-
-
-
14 302
Employee
43 505
-
48 374
-
health
325
-
400
-
unemployment
653
-
725
-
national
719
-
1 269
-
municipal
7 126
-
7 917
-
pensions
2 936
-
3 266
-
total
11 759
-
13 577
-
Employer
43 505
-
48 374
-
unemployment
282
-
314
-
pensions
7 548
-
8 392
-
accident
44
-
49
-
health
334
-
372
-
total
8 208
-
9 127
-
Corporate
5 787
57 500
-
-
income
1 158
11 501
-
-
total
1 158
11 501
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

3 471
34 500
-
-
national
-
413
-
-
municipal
625
6 209
-
-
total
625
6 622
-
-
Income
57 500
57 500
57 500
57 500
Total tax
21 750
18 123
22 704
14 302
After tax
35 750
39 377
34 796
43 198
Living cost
31 747
31 747
31 747
31 747
Free-cash
4 003
7 630
3 049
11 451

Estimated living cost  is ₽31747 per week

₽20737
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7452
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽6225
-₽750
₽2189
-₽18867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
national
-
-
-
17 497
social contributions
-
-
-
7 609
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 994
total
-
-
-
28 100
Employee

The minimum management director salary is set at €45,000 per year.

59 149
-
44 535
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 779
-
2 093
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 085
-
2 322
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

515
-
388
-
national
18 185
-
12 467
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 436
-
3 341
-
total
29 000
-
20 611
-
Employer

The minimum management director salary is set at €45,000 per year.

59 149
-
44 535
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
650
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 241
-
3 947
-
surtax
6 707
-
5 050
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

769
-
579
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 637
-
2 738
-
total
17 217
-
12 964
-
Corporate
-
57 500
-
-
income
-
11 501
-
-
surtax
-
231
-
-
total
-
11 732
-
-
Dividends
-
45 769
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
13 429
-
-
total
-
13 429
-
-
Income
57 500
57 500
57 500
57 500
Total tax
46 217
25 161
33 575
28 100
After tax
11 283
32 339
23 925
29 400
Living cost
30 150
30 150
30 150
30 150
Free-cash
-18 867
2 189
-6 225
-750

Estimated living cost  is ₽30150 per week

₽19420
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2636
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7622
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽3301
-₽5345
-₽2612
-₽6182
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
municipal
-
-
-
12 179
national
-
-
-
-
health
-
-
-
3 588
accident
-
-
-
115
unemployment
-
-
-
58
pensions
-
-
-
6 216
other
-
-
-
6 682
total
-
-
-
28 838
Employee
48 457
-
43 753
-
national
-
-
-
-
municipal
14 450
-
13 047
-
total
14 450
-
13 047
-
Employer
48 457
-
43 753
-
unemployment
1 279
-
1 155
-
pensions
5 238
-
4 730
-
other
5 631
-
5 084
-
accident
97
-
87
-
health
2 980
-
2 691
-
total
15 225
-
13 747
-
Corporate
-
57 500
-
-
income
-
12 650
-
-
total
-
12 650
-
-
Dividends
-
44 850
-
-
withholding
-
13 455
-
-
total
-
13 455
-
-
Income
57 500
57 500
57 500
57 500
Total tax
29 675
26 105
26 794
28 838
After tax
27 825
31 395
30 706
28 662
Living cost
34 007
34 007
34 007
34 007
Free-cash
-6 182
-2 612
-3 301
-5 345

Estimated living cost  is ₽34007 per week

₽22538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽8307
₽2038
-₽2716
-₽72773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
11 208
social contributions
-
-
-
6 555
total
-
-
-
17 763
Employee
54 055
-
-
-
income
11 923
-
-
-
social contributions
4 433
-
632
-
total
16 356
-
632
-
Employer
54 055
-
-
-
social contributions
76 218
-
10 862
-
total
76 218
-
10 862
-
Corporate
-
57 500
-
-
income
-
12 650
-
-
total
-
12 650
-
-
Dividends
-
44 850
-
-
income
-
9 867
-
-
total
-
9 867
-
-
Income
57 500
57 500
57 500
57 500
Total tax
92 574
22 517
11 494
17 763
After tax
-35 074
34 983
46 006
39 737
Living cost
37 699
37 699
37 699
37 699
Free-cash
-72 773
-2 716
8 307
2 038

Estimated living cost  is ₽37699 per week

₽24461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽13933
₽16794
₽11981
₽11984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
3 449
social contributions
-
-
-
8 970
health
-
-
-
1 466
total
-
-
-
13 885
Employee
63 585
63 585
63 585
-
income
6 677
5 886
6 227
-
social contributions
3 090
5 277
4 333
-
health
632
1 081
888
-
total
10 399
12 244
11 448
-
Employer
63 585
63 585
63 585
-
social contributions
3 090
5 277
4 333
-
health
689
1 177
965
-
total
3 779
6 454
5 298
-
Corporate
16 502
-
-
-
income
2 063
-
-
-
total
2 063
-
-
-
Dividends
14 438
-
-
-
withholding
2 454
-
-
-
total
2 454
-
-
-
Income
57 500
57 500
57 500
57 500
Total tax
18 695
18 698
16 746
13 885
After tax
38 805
38 802
40 754
43 615
Living cost
26 820
26 820
26 820
26 820
Free-cash
11 984
11 981
13 933
16 794

Estimated living cost  is ₽26820 per week

₽18335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2095
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5941
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽6556
₽12723
₽12859
₽8267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
10 736
pensions
-
-
-
3 817
total
-
-
-
14 553
Employee
41 487
-
51 024
-
income
7 555
-
9 195
-
health
541
-
737
-
pensions
3 166
-
4 312
-
total
11 262
-
14 244
-
Employer
41 487
-
51 024
-
pensions
4 192
-
5 507
-
health
788
-
969
-
total
4 980
-
6 476
-
Corporate
11 033
57 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 097
10 924
-
-
total
2 097
10 924
-
-
Dividends
8 936
46 576
-
-
withholding
670
3 493
-
-
total
670
3 493
-
-
Income
57 500
57 500
57 500
57 500
Total tax
19 009
14 417
20 720
14 553
After tax
38 491
43 083
36 780
42 947
Living cost
30 224
30 224
30 224
30 224
Free-cash
8 267
12 859
6 556
12 723

Estimated living cost  is ₽30224 per week

₽20734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2779
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6331
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽5329
-₽2138
-₽2655
-₽12181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
municipal
-
-
-
384
regional
-
-
-
931
national
-
-
-
10 591
social contributions
-
-
-
14 790
total
-
-
-
26 696
Employee
69 680
-
57 500
-
regional
1 052
-
806
-
social contributions
23 496
-
19 389
-
national
11 775
-
9 348
-
municipal
416
-
344
-
total
36 739
-
29 887
-
Employer
69 680
-
57 500
-
total
-
-
-
-
Corporate
-
57 500
-
-
nationa
-
13 800
-
-
municipal
-
2 771
-
-
total
-
16 571
-
-
Dividends
-
40 929
-
-
withholding
-
10 642
-
-
total
-
10 642
-
-
Income
57 500
57 500
57 500
57 500
Total tax
36 739
27 213
29 887
26 696
After tax
20 761
30 287
27 613
30 804
Living cost
32 942
32 942
32 942
32 942
Free-cash
-12 181
-2 655
-5 329
-2 138

Estimated living cost  is ₽32942 per week

₽23139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2266
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7038
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽12034
₽22307
-₽12636
₽2006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
12 426
health
-
-
-
1 714
accident
-
-
-
198
pensions
-
-
-
3 271
other
-
-
-
291
total
-
-
-
17 900
Employee
27 203
-
47 765
-
income
3 732
-
7 592
-
health
3 115
-
5 469
-
pensions
3 063
-
5 378
-
total
9 910
-
18 439
-
Employer
27 203
-
47 765
-
unemployment
666
-
1 170
-
pensions
4 423
-
7 766
-
accident
454
-
798
-
total
5 543
-
9 734
-
Corporate
24 753
57 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

22 278
51 750
-
-
total
22 278
51 750
-
-
Dividends
2 475
5 750
-
-
withholding
470
1 093
-
-
total
470
1 093
-
-
Income
57 500
57 500
57 500
57 500
Total tax
38 201
52 843
28 173
17 900
After tax
19 299
4 657
29 327
39 600
Living cost
17 293
17 293
17 293
17 293
Free-cash
2 006
-12 636
12 034
22 307

Estimated living cost  is ₽17293 per week

₽12674
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽11207
₽8472
-₽2186
₽8630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 265
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 649
trade
-
-
-
2 735
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
455
total
-
-
-
17 104
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 143
-
57 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 383
-
8 265
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 649
-
5 649
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
455
-
total
9 219
-
14 369
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
16 357
57 500
-
-
chamber of commerce
149
210
-
-
income
2 454
8 624
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
474
-
-
trade
2 348
8 251
-
-
total
5 086
17 559
-
-
Dividends
11 271
39 941
-
-
withholding
2 503
9 671
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

138
532
-
-
total
2 641
10 203
-
-
Income
57 500
57 500
57 500
57 500
Total tax
16 946
27 762
14 369
17 104
After tax
40 554
29 738
43 131
40 396
Living cost
31 924
31 924
31 924
31 924
Free-cash
8 630
-2 186
11 207
8 472

Estimated living cost  is ₽31924 per week

₽22022
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3435
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6004
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽15493
₽29070
₽28796
₽22015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
57 500
microenterprise
-
-
-
8 624
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 603
surtax
-
-
-
-
total
-
-
-
11 227
Employee
24 162
-
46 337
-
income
4 301
-
8 544
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 658
-
5 097
-
surtax
-
-
-
-
total
6 959
-
13 641
-
Employer
24 162
-
46 337
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 820
-
11 163
-
surtax
-
-
-
-
total
5 820
-
11 163
-
Corporate
27 517
57 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

5 503
11 501
-
-
total
5 503
11 501
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

22 014
45 999
-
-
total
-
-
-
-
Income
57 500
57 500
57 500
57 500
Total tax
18 282
11 501
24 804
11 227
After tax
39 218
45 999
32 696
46 273
Living cost
17 203
17 203
17 203
17 203
Free-cash
22 015
28 796
15 493
29 070

Estimated living cost  is ₽17203 per week

₽10975
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1638
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽19665
₽20425
₽25201
₽23447
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
12 960
health
-
-
-
5 647
pensions
-
-
-
7 789
total
-
-
-
26 396
Employee
16 264
-
48 737
-
income
3 146
-
12 551
-
health
813
-
1 947
-
unemployment
163
-
390
-
pensions
1 464
-
3 505
-
total
5 586
-
18 393
-
Employer
16 264
-
48 737
-
unemployment
325
-
779
-
pensions
1 789
-
4 284
-
health
1 545
-
3 700
-
total
3 659
-
8 763
-
Corporate
37 576
57 500
-
-
income
8 267
12 650
-
-
total
8 267
12 650
-
-
Dividends
29 309
44 850
-
-
withholding
5 862
8 970
-
-
total
5 862
8 970
-
-
Income
57 500
57 500
57 500
57 500
Total tax
23 374
21 620
27 156
26 396
After tax
34 126
35 880
30 344
31 104
Living cost
10 679
10 679
10 679
10 679
Free-cash
23 447
25 201
19 665
20 425

Estimated living cost  is ₽10679 per week

₽6346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽245
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3222
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽11822
₽13086
₽17595
₽14964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
9 277
health
-
-
-
4 081
unemployment
-
-
-
188
surtax
-
-
-
794
pensions
-
-
-
11 501
other
-
-
-
-
total
-
-
-
25 841
Employee
27 847
-
47 499
-
other
-
-
-
-
income
4 668
-
8 722
-
health
711
-
1 211
-
unemployment
1 938
-
3 306
-
surtax
99
-
698
-
pensions
1 858
-
3 168
-
total
9 274
-
17 105
-
Employer
27 847
-
47 499
-
unemployment
883
-
1 506
-
pensions
3 713
-
6 332
-
other
-
-
-
-
health
1 266
-
2 162
-
total
5 862
-
10 000
-
Corporate
23 790
57 500
-
-
income
6 186
14 950
-
-
total
6 186
14 950
-
-
Dividends
17 605
42 550
-
-
withholding
2 641
6 382
-
-
total
2 641
6 382
-
-
Income
57 500
57 500
57 500
57 500
Total tax
23 963
21 332
27 105
25 841
After tax
33 537
36 168
30 395
31 659
Living cost
18 573
18 573
18 573
18 573
Free-cash
14 964
17 595
11 822
13 086

Estimated living cost  is ₽18573 per week

₽11213
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1615
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5315
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽5854
₽4833
₽6362
₽5956
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 500
income
-
-
-
5 947
chamber of commerce
-
-
-
231
health
-
-
-