Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 57000
per

Your estimated
City
free-cash

Valencia , Spain
₽6936
₽6531
₽13978
₽9305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
8 869
accident
-
-
-
512
unemployment
-
-
-
399
pensions
-
-
-
16 132
other
-
-
-
57
total
-
-
-
25 969
Employee
32 944
-
43 222
-
other
32
-
44
-
income
6 351
-
9 041
-
unemployment
511
-
670
-
pensions
1 549
-
2 031
-
total
8 443
-
11 786
-
Employer
32 944
-
43 222
-
unemployment
1 812
-
2 377
-
pensions
7 774
-
10 200
-
other
264
-
345
-
accident
653
-
856
-
total
10 503
-
13 778
-
Corporate
13 553
57 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 032
8 550
-
-
total
2 032
8 550
-
-
Dividends
11 521
48 450
-
-
withholding
2 217
9 972
-
-
total
2 217
9 972
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 195
18 522
25 564
25 969
After tax
33 805
38 478
31 436
31 031
Living cost
24 500
24 500
24 500
24 500
Free-cash
9 305
13 978
6 936
6 531

Estimated living cost  is ₽24500 per week

₽16537
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽9672
₽7126
₽18137
₽12121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
7 240
health
-
-
-
2 507
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
13 680
other
-
-
-
2 707
total
-
-
-
26 134
Employee
32 350
-
45 528
-
income
5 569
-
7 837
-
health
453
-
637
-
unemployment
323
-
455
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 264
-
3 187
-
total
8 609
-
12 116
-
Employer
32 350
-
45 528
-
unemployment
323
-
455
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 500
-
7 740
-
other
1 618
-
2 276
-
accident
259
-
364
-
health
453
-
637
-
total
8 153
-
11 472
-
Corporate
16 497
57 000
-
-
income
3 464
11 971
-
-
total
3 464
11 971
-
-
Dividends
13 033
45 029
-
-
withholding
913
3 152
-
-
total
913
3 152
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 139
15 123
23 588
26 134
After tax
35 861
41 877
33 412
30 866
Living cost
23 740
23 740
23 740
23 740
Free-cash
12 121
18 137
9 672
7 126

Estimated living cost  is ₽23740 per week

₽16774
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4981
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽29642
₽28483
₽37067
₽32933
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
8 550
health
-
-
-
3 575
unemployment
-
-
-
124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 600
total
-
-
-
16 849
Employee
15 449
-
50 902
-
income
1 545
-
5 090
-
health
711
-
1 430
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 356
-
2 729
-
total
3 782
-
9 591
-
Employer
15 449
-
50 902
-
unemployment
92
-
187
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 703
-
3 425
-
accident

We are using the highest rate at 1.1%.

170
-
342
-
health
1 066
-
2 145
-
total
3 031
-
6 099
-
Corporate
38 519
57 000
-
-
income
3 852
5 700
-
-
total
3 852
5 700
-
-
Dividends
34 667
51 300
-
-
withholding
1 734
2 565
-
-
total
1 734
2 565
-
-
Income
57 000
57 000
57 000
57 000
Total tax
12 399
8 265
15 690
16 849
After tax
44 601
48 735
41 310
40 151
Living cost
11 668
11 668
11 668
11 668
Free-cash
32 933
37 067
29 642
28 483

Estimated living cost  is ₽11668 per week

₽6812
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽309
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3714
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽3912
₽3542
-₽1754
₽3509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
2 842
social contributions
-
-
-
1 625
health
-
-
-
494
surtax
-
-
-
-
pensions
-
-
-
16 247
other
-
-
-
1 767
total
-
-
-
22 975
Employee
38 132
-
43 435
-
income
2 250
-
2 891
-
social contributions
1 087
-
1 238
-
surtax
-
-
-
-
pensions
4 311
-
4 913
-
total
7 648
-
9 042
-
Employer
38 132
-
43 435
-
unemployment
1 544
-
1 758
-
social contributions
115
-
130
-
pensions
6 264
-
7 137
-
other
1 315
-
1 498
-
health
2 670
-
3 040
-
total
11 908
-
13 563
-
Corporate
6 960
57 000
-
-
income
1 949
15 961
-
-
surtax
-
-
-
-
total
1 949
15 961
-
-
Dividends
5 011
41 039
-
-
withholding
641
5 253
-
-
surtax
-
-
-
-
social contributions
862
7 057
-
-
total
1 503
12 310
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 008
28 271
22 605
22 975
After tax
33 992
28 729
34 395
34 025
Living cost
30 483
30 483
30 483
30 483
Free-cash
3 509
-1 754
3 912
3 542

Estimated living cost  is ₽30483 per week

₽19221
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2479
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8266
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽31473
-₽4791
-₽26472
-₽31473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
5 457
health
-
-
-
8 750
pensions
-
-
-
10 261
total
-
-
-
24 468
Employee
76 084
76 084
76 084
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 454
12 454
12 454
-
health
11 678
9 933
11 678
-
pensions
13 695
10 439
13 695
-
total
37 827
32 826
37 827
-
Employer
76 084
76 084
76 084
-
unemployment
2 739
2 739
2 739
-
pensions
5 295
5 295
5 295
-
health
5 289
5 289
5 289
-
total
13 323
13 323
13 323
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
51 150
46 149
51 150
24 468
After tax
5 850
10 851
5 850
32 532
Living cost
37 324
37 324
37 324
37 324
Free-cash
-31 473
-26 472
-31 473
-4 791

Estimated living cost  is ₽37324 per week

₽26450
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3365
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6915
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽16177
₽13724
₽1928
₽11784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
7 346
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 087
trade
-
-
-
2 453
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
404
total
-
-
-
16 290
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 077
-
57 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

952
-
7 346
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 087
-
6 087
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
404
-
total
7 091
-
13 837
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
22 923
57 000
-
-
chamber of commerce
167
216
-
-
income
3 439
8 550
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

189
470
-
-
trade
3 610
8 978
-
-
total
7 405
18 214
-
-
Dividends
15 517
38 785
-
-
withholding
3 540
9 358
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

194
514
-
-
total
3 734
9 872
-
-
Income
57 000
57 000
57 000
57 000
Total tax
18 230
28 086
13 837
16 290
After tax
38 770
28 914
43 163
40 710
Living cost
26 986
26 986
26 986
26 986
Free-cash
11 784
1 928
16 177
13 724

Estimated living cost  is ₽26986 per week

₽16975
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3147
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6361
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽19102
₽23289
₽16225
₽16430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
2 737
social contributions
-
-
-
8 892
health
-
-
-
1 454
total
-
-
-
13 083
Employee
68 510
68 510
68 510
-
income
7 460
6 342
6 844
-
social contributions
2 590
5 686
4 295
-
health
531
1 165
879
-
total
10 581
13 193
12 018
-
Employer
68 510
68 510
68 510
-
social contributions
2 590
5 686
4 295
-
health
577
1 268
957
-
total
3 167
6 954
5 252
-
Corporate
22 624
-
-
-
income
2 829
-
-
-
total
2 829
-
-
-
Dividends
19 796
-
-
-
withholding
3 365
-
-
-
total
3 365
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 942
20 147
17 270
13 083
After tax
37 058
36 853
39 730
43 917
Living cost
20 628
20 628
20 628
20 628
Free-cash
16 430
16 225
19 102
23 289

Estimated living cost  is ₽20628 per week

₽12363
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2024
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5786
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽2940
₽4722
₽4475
₽3580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
57 000
income
-
-
-
4 525
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
19 807
surtax
-
-
-
-
total
-
-
-
24 332
Employee
40 977
-
46 061
-
income
8 523
-
10 108
-
social contributions
4 508
-
5 067
-
surtax
-
-
-
-
total
13 031
-
15 175
-
Employer
40 977
-
46 061
-
social contributions
9 732
-
10 939
-
total
9 732
-
10 939
-
Corporate
6 291
57 000
-
-
income
1 320
11 971
-
-
surtax
-
-
-
-
total
1 320
11 971
-
-
Dividends
4 970
45 029
-
-
withholding
1 391
12 608
-
-
total
1 391
12 608
-
-
Income
57 000
57 000
57 000
57 000
Total tax
25 474
24 579
26 114
24 332
After tax
31 526
32 421
30 886
32 668
Living cost
27 946
27 946
27 946
27 946
Free-cash
3 580
4 475
2 940
4 722

Estimated living cost  is ₽27946 per week

₽20910
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4922
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽39269
₽50099
₽47819
₽46632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
570
total
-
-
-
570
Employee
7 914
-
57 000
-
income
1 583
-
11 400
-
total
1 583
-
11 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

49 086
57 000
-
-
total
-
-
-
-
Dividends
49 086
57 000
-
-
withholding
2 454
2 850
-
-
total
2 454
2 850
-
-
Income
57 000
57 000
57 000
57 000
Total tax
4 037
2 850
11 400
570
After tax
52 963
54 150
45 600
56 430
Living cost
6 331
6 331
6 331
6 331
Free-cash
46 632
47 819
39 269
50 099

Estimated living cost  is ₽6331 per week

₽3924
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽526
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1707
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽5367
₽7000
₽15349
₽7895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
57 000
income
-
-
-
9 997
health
-
-
-
5 610
unemployment
-
-
-
86
pensions
-
-
-
10 410
total
-
-
-
26 103
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 398
-
49 319
-
income
6 794
-
9 157
-
health
2 545
-
3 185
-
unemployment
56
-
69
-
pensions
6 107
-
7 644
-
total
15 502
-
20 055
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

39 398
-
49 319
-
unemployment
24
-
30
-
pensions
3 486
-
4 366
-
health
2 624
-
3 285
-
total
6 134
-
7 681
-
Corporate
11 468
57 000
-
-
income
2 179
10 829
-
-
total
2 179
10 829
-
-
Dividends
9 288
46 171
-
-
withholding
1 393
6 925
-
-
total
1 393
6 925
-
-
Income
57 000
57 000
57 000
57 000
Total tax
25 208
17 754
27 736
26 103
After tax
31 792
39 246
29 264
30 897
Living cost
23 897
23 897
23 897
23 897
Free-cash
7 895
15 349
5 367
7 000

Estimated living cost  is ₽23897 per week

₽16400
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1532
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5503
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽9021
-₽6472
₽2
₽5161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
57 000
income
-
-
-
25 361
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 769
total
-
-
-
31 130
Employee
40 872
-
52 902
-
social contributions
4 095
-
4 098
-
income
4 435
-
7 441
-
total
8 530
-
11 539
-
Employer
40 872
-
52 902
-
social contributions
4 095
-
4 098
-
total
4 095
-
4 098
-
Corporate
12 033
57 000
-
-
income
4 212
19 949
-
-
total
4 212
19 949
-
-
Dividends
7 821
37 051
-
-
social contributions
2 660
4 707
-
-
total
2 660
4 707
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 497
24 656
15 637
31 130
After tax
37 503
32 344
41 363
25 870
Living cost
32 342
32 342
32 342
32 342
Free-cash
5 161
2
9 021
-6 472

Estimated living cost  is ₽32342 per week

₽21304
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2550
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7992
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽15064
₽17715
₽15883
₽16347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
8 550
social contributions
-
-
-
7 865
health
-
-
-
3 978
total
-
-
-
20 393
Employee
30 209
-
57 000
-
income
5 038
-
11 201
-
social contributions
4 169
-
7 865
-
health
2 108
-
3 978
-
total
11 315
-
23 044
-
Employer
30 209
-
57 000
-
total
-
-
-
-
Corporate
26 791
57 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 339
2 851
-
-
total
1 339
2 851
-
-
Dividends
25 452
54 149
-
-
withholding
3 818
8 122
-
-
health
1 777
3 779
-
-
social contributions
3 512
7 473
-
-
total
9 107
19 374
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 761
22 225
23 044
20 393
After tax
35 239
34 775
33 956
36 607
Living cost
18 892
18 892
18 892
18 892
Free-cash
16 347
15 883
15 064
17 715

Estimated living cost  is ₽18892 per week

₽12644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4648
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽4625
₽3461
₽14943
₽6276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
4 899
social contributions
-
-
-
16 644
solidarity contribution
-
-
-
-
health
-
-
-
7 695
total
-
-
-
29 238
Employee
35 737
-
42 537
-
solidarity contribution
-
-
-
-
income
4 288
-
5 104
-
social contributions
2 323
-
2 765
-
health
4 824
-
5 743
-
total
11 435
-
13 612
-
Employer
35 737
-
42 537
-
social contributions
8 934
-
10 634
-
health
3 216
-
3 828
-
total
12 150
-
14 462
-
Corporate
9 113
57 000
-
-
income
1 731
10 830
-
-
total
1 731
10 830
-
-
Dividends
7 382
46 170
-
-
withholding
1 107
6 926
-
-
total
1 107
6 926
-
-
Income
57 000
57 000
57 000
57 000
Total tax
26 423
17 756
28 074
29 238
After tax
30 577
39 244
28 926
27 762
Living cost
24 301
24 301
24 301
24 301
Free-cash
6 276
14 943
4 625
3 461

Estimated living cost  is ₽24301 per week

₽18072
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1346
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽35734
₽46564
₽44284
₽42433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
570
total
-
-
-
570
Employee
12 333
-
57 000
-
income
2 467
-
11 400
-
total
2 467
-
11 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

44 667
57 000
-
-
total
-
-
-
-
Dividends
44 667
57 000
-
-
withholding
2 234
2 850
-
-
total
2 234
2 850
-
-
Income
57 000
57 000
57 000
57 000
Total tax
4 701
2 850
11 400
570
After tax
52 299
54 150
45 600
56 430
Living cost
9 866
9 866
9 866
9 866
Free-cash
42 433
44 284
35 734
46 564

Estimated living cost  is ₽9866 per week

₽6676
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽414
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽331
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽8637
-₽9007
-₽14303
-₽16231
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
2 842
social contributions
-
-
-
1 625
health
-
-
-
494
surtax
-
-
-
-
pensions
-
-
-
16 247
other
-
-
-
1 767
total
-
-
-
22 975
Employee
55 802
-
43 435
-
income
4 869
-
2 891
-
social contributions
1 589
-
1 238
-
surtax
-
-
-
-
pensions
6 312
-
4 913
-
total
12 770
-
9 042
-
Employer
55 802
-
43 435
-
unemployment
2 261
-
1 758
-
social contributions
167
-
130
-
pensions
9 169
-
7 137
-
other
1 926
-
1 498
-
health
3 906
-
3 040
-
total
17 429
-
13 563
-
Corporate
-
57 000
-
-
income
-
15 961
-
-
surtax
-
-
-
-
total
-
15 961
-
-
Dividends
-
41 039
-
-
withholding
-
5 253
-
-
surtax
-
-
-
-
social contributions
-
7 057
-
-
total
-
12 310
-
-
Income
57 000
57 000
57 000
57 000
Total tax
30 199
28 271
22 605
22 975
After tax
26 801
28 729
34 395
34 025
Living cost
43 032
43 032
43 032
43 032
Free-cash
-16 231
-14 303
-8 637
-9 007

Estimated living cost  is ₽43032 per week

₽29123
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3520
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9798
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽15123
₽12671
₽25816
₽21446
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
57 000
income
-
-
-
7 417
health
-
-
-
5 871
unemployment
-
-
-
855
pensions
-
-
-
14 820
total
-
-
-
28 963
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 170
-
48 346
-
income
3 194
-
8 235
-
health
1 193
-
2 490
-
unemployment
174
-
363
-
pensions
3 244
-
6 768
-
total
7 805
-
17 856
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 170
-
48 346
-
unemployment
174
-
363
-
pensions
2 780
-
5 802
-
health
1 193
-
2 490
-
total
4 147
-
8 655
-
Corporate
29 682
57 000
-
-
income
4 452
8 550
-
-
total
4 452
8 550
-
-
Dividends
25 230
48 450
-
-
withholding
3 784
7 268
-
-
total
3 784
7 268
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 188
15 818
26 511
28 963
After tax
36 812
41 182
30 489
28 037
Living cost
15 366
15 366
15 366
15 366
Free-cash
21 446
25 816
15 123
12 671

Estimated living cost  is ₽15366 per week

₽10346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽17004
-₽14071
-₽36120
-₽22705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
regional
-
-
-
1 489
national
-
-
-
209
health
-
-
-
203
city
-
-
-
601
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 140
pensions
-
-
-
5 245
total
-
-
-
8 887
Employee
72 771
-
51 017
-
regional
2 383
-
1 271
-
city
781
-
548
-
health
165
-
115
-
unemployment
-
-
-
-
national
344
-
176
-
pensions
6 114
-
4 287
-
total
9 787
-
6 397
-
Employer
72 771
-
51 017
-
unemployment
-
-
-
-
pensions
6 114
-
4 287
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 455
-
1 021
-
health
165
-
115
-
total
7 734
-
5 423
-
Corporate
-
57 000
-
-
regional
-
12 055
-
-
national
-
4 846
-
-
total
-
16 901
-
-
Dividends
-
40 099
-
-
withholding
-
14 035
-
-
total
-
14 035
-
-
Income
57 000
57 000
57 000
57 000
Total tax
17 521
30 936
11 820
8 887
After tax
39 479
26 064
45 180
48 113
Living cost
62 184
62 184
62 184
62 184
Free-cash
-22 705
-36 120
-17 004
-14 071

Estimated living cost  is ₽62184 per week

₽40437
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5580
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽763
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽739
₽9181
₽4970
₽888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
57 000
municipal
-
-
-
10 168
national
-
-
-
2 939
health
-
-
-
506
total
-
-
-
13 613
Employee
46 875
-
47 953
-
health
350
-
367
-
unemployment
703
-
719
-
national
774
-
832
-
municipal
7 678
-
7 854
-
pensions
3 163
-
3 236
-
total
12 668
-
13 008
-
Employer
46 875
-
47 953
-
unemployment
304
-
311
-
pensions
8 133
-
8 320
-
accident
47
-
47
-
health
360
-
369
-
total
8 844
-
9 047
-
Corporate
1 280
57 000
-
-
income
255
11 401
-
-
total
255
11 401
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

769
34 199
-
-
national
-
267
-
-
municipal
139
6 156
-
-
total
139
6 423
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 906
17 824
22 055
13 613
After tax
35 094
39 176
34 945
43 387
Living cost
34 206
34 206
34 206
34 206
Free-cash
888
4 970
739
9 181

Estimated living cost  is ₽34206 per week

₽22343
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽8396
-₽2726
-₽400
-₽25281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
national
-
-
-
17 091
social contributions
-
-
-
7 159
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 991
total
-
-
-
27 241
Employee

The minimum management director salary is set at €45,000 per year.

63 731
-
44 147
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 994
-
2 075
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 324
-
2 303
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

555
-
384
-
national
19 593
-
11 990
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 780
-
3 311
-
total
31 246
-
20 063
-
Employer

The minimum management director salary is set at €45,000 per year.

63 731
-
44 147
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

930
-
644
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 647
-
3 911
-
surtax
7 226
-
5 005
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

828
-
573
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 919
-
2 715
-
total
18 550
-
12 848
-
Corporate
-
57 000
-
-
income
-
11 401
-
-
surtax
-
228
-
-
total
-
11 629
-
-
Dividends
-
45 371
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
13 286
-
-
total
-
13 286
-
-
Income
57 000
57 000
57 000
57 000
Total tax
49 796
24 915
32 911
27 241
After tax
7 204
32 085
24 089
29 759
Living cost
32 485
32 485
32 485
32 485
Free-cash
-25 281
-400
-8 396
-2 726

Estimated living cost  is ₽32485 per week

₽20925
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2840
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽5741
-₽7765
-₽5057
-₽10749
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
municipal
-
-
-
12 073
national
-
-
-
-
health
-
-
-
3 557
accident
-
-
-
114
unemployment
-
-
-
57
pensions
-
-
-
6 162
other
-
-
-
6 623
total
-
-
-
28 586
Employee
51 552
-
43 372
-
national
-
-
-
-
municipal
15 373
-
12 934
-
total
15 373
-
12 934
-
Employer
51 552
-
43 372
-
unemployment
1 361
-
1 145
-
pensions
5 573
-
4 689
-
other
5 990
-
5 040
-
accident
103
-
87
-
health
3 170
-
2 667
-
total
16 197
-
13 628
-
Corporate
-
57 000
-
-
income
-
12 540
-
-
total
-
12 540
-
-
Dividends
-
44 460
-
-
withholding
-
13 338
-
-
total
-
13 338
-
-
Income
57 000
57 000
57 000
57 000
Total tax
31 570
25 878
26 562
28 586
After tax
25 430
31 122
30 438
28 414
Living cost
36 179
36 179
36 179
36 179
Free-cash
-10 749
-5 057
-5 741
-7 765

Estimated living cost  is ₽36179 per week

₽23978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3550
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽6390
₽607
-₽4106
-₽77025
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
11 110
social contributions
-
-
-
6 498
total
-
-
-
17 608
Employee
55 612
-
-
-
income
12 267
-
-
-
social contributions
4 560
-
650
-
total
16 827
-
650
-
Employer
55 612
-
-
-
social contributions
78 413
-
11 175
-
total
78 413
-
11 175
-
Corporate
-
57 000
-
-
income
-
12 540
-
-
total
-
12 540
-
-
Dividends
-
44 460
-
-
income
-
9 781
-
-
total
-
9 781
-
-
Income
57 000
57 000
57 000
57 000
Total tax
95 240
22 321
11 825
17 608
After tax
-38 240
34 679
45 175
39 392
Living cost
38 785
38 785
38 785
38 785
Free-cash
-77 025
-4 106
6 390
607

Estimated living cost  is ₽38785 per week

₽25165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽10832
₽15019
₽7955
₽9317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
2 737
social contributions
-
-
-
8 892
health
-
-
-
1 454
total
-
-
-
13 083
Employee
68 510
68 510
68 510
-
income
7 194
6 342
6 844
-
social contributions
3 329
5 686
4 295
-
health
681
1 165
879
-
total
11 204
13 193
12 018
-
Employer
68 510
68 510
68 510
-
social contributions
3 329
5 686
4 295
-
health
742
1 268
957
-
total
4 071
6 954
5 252
-
Corporate
12 826
-
-
-
income
1 603
-
-
-
total
1 603
-
-
-
Dividends
11 223
-
-
-
withholding
1 907
-
-
-
total
1 907
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
18 785
20 147
17 270
13 083
After tax
38 215
36 853
39 730
43 917
Living cost
28 898
28 898
28 898
28 898
Free-cash
9 317
7 955
10 832
15 019

Estimated living cost  is ₽28898 per week

₽19755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2257
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6401
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽4602
₽10609
₽10668
₽5801
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
10 663
pensions
-
-
-
3 689
total
-
-
-
14 352
Employee
43 978
-
50 670
-
income
8 009
-
9 160
-
health
574
-
710
-
pensions
3 357
-
4 160
-
total
11 940
-
14 030
-
Employer
43 978
-
50 670
-
pensions
4 443
-
5 366
-
health
836
-
963
-
total
5 279
-
6 329
-
Corporate
7 743
57 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 470
10 830
-
-
total
1 470
10 830
-
-
Dividends
6 272
46 170
-
-
withholding
471
3 463
-
-
total
471
3 463
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 160
14 293
20 359
14 352
After tax
37 840
42 707
36 641
42 648
Living cost
32 039
32 039
32 039
32 039
Free-cash
5 801
10 668
4 602
10 609

Estimated living cost  is ₽32039 per week

₽21979
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6711
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽8020
-₽4854
-₽5470
-₽18078
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
municipal
-
-
-
380
regional
-
-
-
902
national
-
-
-
10 417
social contributions
-
-
-
14 661
total
-
-
-
26 360
Employee
75 078
-
57 000
-
regional
1 133
-
779
-
social contributions
25 316
-
19 221
-
national
12 687
-
9 186
-
municipal
448
-
340
-
total
39 584
-
29 526
-
Employer
75 078
-
57 000
-
total
-
-
-
-
Corporate
-
57 000
-
-
nationa
-
13 680
-
-
municipal
-
2 747
-
-
total
-
16 427
-
-
Dividends
-
40 573
-
-
withholding
-
10 549
-
-
total
-
10 549
-
-
Income
57 000
57 000
57 000
57 000
Total tax
39 584
26 976
29 526
26 360
After tax
17 416
30 024
27 474
30 640
Living cost
35 494
35 494
35 494
35 494
Free-cash
-18 078
-5 470
-8 020
-4 854

Estimated living cost  is ₽35494 per week

₽24932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2441
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7583
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽10833
₽20705
-₽13975
₽1765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
11 818
health
-
-
-
1 843
accident
-
-
-
213
pensions
-
-
-
3 516
other
-
-
-
313
total
-
-
-
17 703
Employee
29 247
-
47 350
-
income
4 012
-
7 172
-
health
3 349
-
5 422
-
pensions
3 293
-
5 331
-
total
10 654
-
17 925
-
Employer
29 247
-
47 350
-
unemployment
717
-
1 160
-
pensions
4 756
-
7 699
-
accident
488
-
791
-
total
5 961
-
9 650
-
Corporate
21 793
57 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

19 614
51 300
-
-
total
19 614
51 300
-
-
Dividends
2 179
5 700
-
-
withholding
414
1 083
-
-
total
414
1 083
-
-
Income
57 000
57 000
57 000
57 000
Total tax
36 643
52 383
27 575
17 703
After tax
20 357
4 617
29 425
39 297
Living cost
18 592
18 592
18 592
18 592
Free-cash
1 765
-13 975
10 833
20 705

Estimated living cost  is ₽18592 per week

₽13627
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1030
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3548
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽8766
₽6531
-₽4897
₽6758
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
7 346
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 087
trade
-
-
-
2 235
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
404
total
-
-
-
16 072
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 331
-
57 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 645
-
7 346
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 087
-
6 087
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

201
-
404
-
total
9 933
-
13 837
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
12 669
57 000
-
-
chamber of commerce
154
218
-
-
income
1 900
8 550
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

105
470
-
-
trade
1 818
8 180
-
-
total
3 977
17 418
-
-
Dividends
8 693
39 582
-
-
withholding
1 834
9 556
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

101
526
-
-
total
1 935
10 082
-
-
Income
57 000
57 000
57 000
57 000
Total tax
15 845
27 500
13 837
16 072
After tax
41 155
29 500
43 163
40 928
Living cost
34 397
34 397
34 397
34 397
Free-cash
6 758
-4 897
8 766
6 531

Estimated living cost  is ₽34397 per week

₽23728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3701
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽13958
₽27109
₽27063
₽19756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
57 000
microenterprise
-
-
-
8 550
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 805
surtax
-
-
-
-
total
-
-
-
11 355
Employee
26 034
-
45 934
-
income
4 634
-
8 388
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 864
-
5 052
-
surtax
-
-
-
-
total
7 498
-
13 440
-
Employer
26 034
-
45 934
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 271
-
11 066
-
surtax
-
-
-
-
total
6 271
-
11 066
-
Corporate
24 695
57 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 939
11 401
-
-
total
4 939
11 401
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

19 756
45 599
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
18 708
11 401
24 506
11 355
After tax
38 292
45 599
32 494
45 645
Living cost
18 536
18 536
18 536
18 536
Free-cash
19 756
27 063
13 958
27 109

Estimated living cost  is ₽18536 per week

₽11825
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1765
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽17675
₽18506
₽23885
₽21967
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
12 110
health
-
-
-
6 179
pensions
-
-
-
8 522
total
-
-
-
26 811
Employee
17 795
-
47 413
-
income
3 442
-
11 663
-
health
890
-
2 131
-
unemployment
178
-
426
-
pensions
1 601
-
3 835
-
total
6 111
-
18 055
-
Employer
17 795
-
47 413
-
unemployment
356
-
852
-
pensions
1 957
-
4 687
-
health
1 691
-
4 048
-
total
4 004
-
9 587
-
Corporate
35 201
57 000
-
-
income
7 744
12 540
-
-
total
7 744
12 540
-
-
Dividends
27 457
44 460
-
-
withholding
5 491
8 892
-
-
total
5 491
8 892
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 350
21 432
27 642
26 811
After tax
33 650
35 568
29 358
30 189
Living cost
11 683
11 683
11 683
11 683
Free-cash
21 967
23 885
17 675
18 506

Estimated living cost  is ₽11683 per week

₽6943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽947
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽10474
₽11715
₽15841
₽13006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
8 948
health
-
-
-
4 046
unemployment
-
-
-
203
surtax
-
-
-
675
pensions
-
-
-
11 401
other
-
-
-
-
total
-
-
-
25 273
Employee
30 004
-
47 087
-
other
-
-
-
-
income
5 030
-
8 403
-
health
766
-
1 200
-
unemployment
2 088
-
3 277
-
surtax
107
-
580
-
pensions
2 002
-
3 141
-
total
9 993
-
16 601
-
Employer
30 004
-
47 087
-
unemployment
952
-
1 493
-
pensions
4 000
-
6 276
-
other
-
-
-
-
health
1 364
-
2 144
-
total
6 316
-
9 913
-
Corporate
20 679
57 000
-
-
income
5 377
14 820
-
-
total
5 377
14 820
-
-
Dividends
15 302
42 180
-
-
withholding
2 296
6 327
-
-
total
2 296
6 327
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 982
21 147
26 514
25 273
After tax
33 018
35 853
30 486
31 727
Living cost
20 012
20 012
20 012
20 012
Free-cash
13 006
15 841
10 474
11 715

Estimated living cost  is ₽20012 per week

₽12082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1740
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5727
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽7393
₽2849
₽4164
₽3722
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
5 128
chamber of commerce
-
-
-
228
health
-
-
-