Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 57000
per

Your estimated
City
free-cash

Valencia , Spain
₽11656
₽8673
₽8269
₽15952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
unemployment
-
-
-
399
income
-
-
-
9 120
other
-
-
-
57
accident
-
-
-
513
pensions
-
-
-
16 131
total
-
-
-
26 220
Employee
30 269
-
43 221
-
unemployment
469
-
670
-
pensions
1 423
-
2 032
-
income
5 836
-
9 292
-
other
30
-
43
-
total
7 758
-
12 037
-
Employer
30 269
-
43 221
-
pensions
7 143
-
10 200
-
accident
600
-
856
-
unemployment
1 665
-
2 377
-
other
242
-
346
-
total
9 650
-
13 779
-
Corporate
17 080
57 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 562
8 550
-
-
total
2 562
8 550
-
-
Dividends
14 519
48 450
-
-
withholding
2 863
9 987
-
-
total
2 863
9 987
-
-
Income
57 000
57 000
57 000
57 000
Total tax
22 833
18 537
25 816
26 220
After tax
34 167
38 463
31 184
30 780
Living cost
22 511
22 511
22 511
22 511
Free-cash
11 656
15 952
8 673
8 269

Estimated living cost  is ₽22511 per week

₽15195
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2164
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4758
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽14535
₽11601
₽9053
₽20065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
13 678
income
-
-
-
7 241
other
-
-
-
2 708
health
-
-
-
2 507
total
-
-
-
26 134
Employee
29 723
-
45 529
-
health
416
-
637
-
unemployment
297
-
455
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 080
-
3 186
-
income
5 117
-
7 837
-
total
7 910
-
12 115
-
Employer
29 723
-
45 529
-
health
416
-
637
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 054
-
7 739
-
accident
238
-
364
-
unemployment
297
-
455
-
other
1 487
-
2 276
-
total
7 492
-
11 471
-
Corporate
19 786
57 000
-
-
income
4 156
11 970
-
-
total
4 156
11 970
-
-
Dividends
15 630
45 030
-
-
withholding
1 094
3 152
-
-
total
1 094
3 152
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 652
15 122
23 586
26 134
After tax
36 348
41 878
33 414
30 866
Living cost
21 813
21 813
21 813
21 813
Free-cash
14 535
20 065
11 601
9 053

Estimated living cost  is ₽21813 per week

₽15412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1473
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽34181
₽31353
₽30060
₽37989
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 237
unemployment
-
-
-
115
income
-
-
-
8 550
health
-
-
-
3 292
total
-
-
-
16 194
Employee
14 230
-
51 383
-
health
655
-
1 317
-
accident

We are using the highest rate at 1.1%.

157
-
315
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 249
-
2 514
-
income
1 423
-
5 138
-
total
3 484
-
9 284
-
Employer
14 230
-
51 383
-
health
982
-
1 975
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 568
-
3 155
-
accident

We are using the highest rate at 1.1%.

157
-
315
-
unemployment
85
-
172
-
total
2 792
-
5 617
-
Corporate
39 978
57 000
-
-
income
3 998
5 700
-
-
total
3 998
5 700
-
-
Dividends
35 980
51 300
-
-
withholding
1 799
2 565
-
-
total
1 799
2 565
-
-
Income
57 000
57 000
57 000
57 000
Total tax
12 073
8 265
14 901
16 194
After tax
44 927
48 735
42 099
40 806
Living cost
10 746
10 746
10 746
10 746
Free-cash
34 181
37 989
31 353
30 060

Estimated living cost  is ₽10746 per week

₽6274
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽767
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽285
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3420
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽5553
₽6196
₽5926
₽721
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
3 050
other
-
-
-
1 766
health
-
-
-
494
social contributions
-
-
-
1 623
pensions
-
-
-
16 133
surtax
-
-
-
-
total
-
-
-
23 066
Employee
35 036
-
43 435
-
pensions
3 961
-
4 912
-
income
2 068
-
3 082
-
social contributions
999
-
1 237
-
surtax
-
-
-
-
total
7 028
-
9 231
-
Employer
35 036
-
43 435
-
health
2 453
-
3 040
-
social contributions
106
-
130
-
pensions
5 756
-
7 137
-
unemployment
1 418
-
1 759
-
other
1 209
-
1 499
-
total
10 942
-
13 565
-
Corporate
11 023
57 000
-
-
income
3 087
15 961
-
-
surtax
-
-
-
-
total
3 087
15 961
-
-
Dividends
7 936
41 039
-
-
social contributions
1 366
7 058
-
-
surtax
-
-
-
-
withholding
1 016
5 252
-
-
total
2 382
12 310
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 439
28 271
22 796
23 066
After tax
33 561
28 729
34 204
33 934
Living cost
28 008
28 008
28 008
28 008
Free-cash
5 553
721
6 196
5 926

Estimated living cost  is ₽28008 per week

₽17660
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2277
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽24291
-₽24291
-₽1798
-₽19696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
pensions
-
-
-
9 591
income
-
-
-
6 524
health
-
-
-
8 390
total
-
-
-
24 505
Employee
69 907
69 907
69 907
-
health
10 730
9 127
10 730
-
pensions
12 583
9 591
12 583
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 443
11 443
11 443
-
total
34 756
30 161
34 756
-
Employer
69 907
69 907
69 907
-
health
4 859
4 859
4 859
-
pensions
4 866
4 866
4 866
-
unemployment
2 517
2 517
2 517
-
total
12 242
12 242
12 242
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
46 998
42 403
46 998
24 505
After tax
10 002
14 597
10 002
32 495
Living cost
34 293
34 293
34 293
34 293
Free-cash
-24 291
-19 696
-24 291
-1 798

Estimated living cost  is ₽34293 per week

₽24303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3091
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6354
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽13152
₽17954
₽14971
₽4095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
trade
-
-
-
2 983
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 206
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 593
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
452
total
-
-
-
17 234
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 311
-
57 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 593
-
5 593
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

875
-
8 206
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
452
-
total
6 516
-
14 251
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 689
57 000
-
-
income
3 853
8 550
-
-
trade
4 045
8 978
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

211
471
-
-
chamber of commerce
162
207
-
-
total
8 271
18 206
-
-
Dividends
17 418
38 795
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
516
-
-
withholding
4 044
9 388
-
-
total
4 266
9 904
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 053
28 110
14 251
17 234
After tax
37 947
28 890
42 749
39 766
Living cost
24 795
24 795
24 795
24 795
Free-cash
13 152
4 095
17 954
14 971

Estimated living cost  is ₽24795 per week

₽15597
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽18457
₽21458
₽24271
₽19537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
3 430
health
-
-
-
1 454
social contributions
-
-
-
8 892
total
-
-
-
13 776
Employee
62 948
62 948
62 948
-
health
488
1 070
879
-
income
6 854
5 827
6 163
-
social contributions
2 380
5 224
4 295
-
total
9 722
12 121
11 337
-
Employer
62 948
62 948
62 948
-
health
530
1 165
957
-
social contributions
2 380
5 224
4 295
-
total
2 910
6 389
5 252
-
Corporate
25 415
-
-
-
income
3 177
-
-
-
total
3 177
-
-
-
Dividends
22 238
-
-
-
withholding
3 781
-
-
-
total
3 781
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 590
18 510
16 589
13 776
After tax
37 410
38 490
40 411
43 224
Living cost
18 953
18 953
18 953
18 953
Free-cash
18 457
19 537
21 458
24 271

Estimated living cost  is ₽18953 per week

₽11359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1860
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽419
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽5919
₽4821
₽6826
₽6744
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
57 000
income
-
-
-
4 689
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
19 807
surtax
-
-
-
-
total
-
-
-
24 496
Employee
37 650
-
46 060
-
income
7 831
-
10 495
-
social contributions
4 142
-
5 066
-
surtax
-
-
-
-
total
11 973
-
15 561
-
Employer
37 650
-
46 060
-
social contributions
8 942
-
10 940
-
total
8 942
-
10 940
-
Corporate
10 408
57 000
-
-
income
2 186
11 970
-
-
surtax
-
-
-
-
total
2 186
11 970
-
-
Dividends
8 222
45 030
-
-
withholding
2 302
12 608
-
-
total
2 302
12 608
-
-
Income
57 000
57 000
57 000
57 000
Total tax
25 403
24 578
26 501
24 496
After tax
31 597
32 422
30 499
32 504
Living cost
25 678
25 678
25 678
25 678
Free-cash
5 919
6 744
4 821
6 826

Estimated living cost  is ₽25678 per week

₽19212
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4522
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽46910
₽39503
₽50333
₽48053
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
570
total
-
-
-
570
Employee
7 621
-
57 000
-
income
1 524
-
11 400
-
total
1 524
-
11 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

49 379
57 000
-
-
total
-
-
-
-
Dividends
49 379
57 000
-
-
withholding
2 469
2 850
-
-
total
2 469
2 850
-
-
Income
57 000
57 000
57 000
57 000
Total tax
3 993
2 850
11 400
570
After tax
53 007
54 150
45 600
56 430
Living cost
6 097
6 097
6 097
6 097
Free-cash
46 910
48 053
39 503
50 333

Estimated living cost  is ₽6097 per week

₽3778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽507
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1644
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽10440
₽6989
₽8624
₽17289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
57 000
pensions
-
-
-
10 410
unemployment
-
-
-
85
income
-
-
-
10 316
health
-
-
-
5 608
total
-
-
-
26 419
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 200
-
49 320
-
health
2 338
-
3 186
-
unemployment
51
-
68
-
pensions
5 611
-
7 645
-
income
6 243
-
9 474
-
total
14 243
-
20 373
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 200
-
49 320
-
health
2 411
-
3 286
-
pensions
3 203
-
4 365
-
unemployment
22
-
30
-
total
5 636
-
7 681
-
Corporate
15 164
57 000
-
-
income
2 882
10 829
-
-
total
2 882
10 829
-
-
Dividends
12 283
46 171
-
-
withholding
1 842
6 925
-
-
total
1 842
6 925
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 603
17 754
28 054
26 419
After tax
32 397
39 246
28 946
30 581
Living cost
21 957
21 957
21 957
21 957
Free-cash
10 440
17 289
6 989
8 624

Estimated living cost  is ₽21957 per week

₽15069
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1407
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5057
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽7749
₽11758
-₽1176
₽3009
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
57 000
income
-
-
-
23 302
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 158
total
-
-
-
28 460
Employee
37 554
-
53 234
-
social contributions
3 763
-
3 766
-
income
4 075
-
7 994
-
total
7 838
-
11 760
-
Employer
37 554
-
53 234
-
social contributions
3 763
-
3 766
-
total
3 763
-
3 766
-
Corporate
15 684
57 000
-
-
income
5 490
19 950
-
-
total
5 490
19 950
-
-
Dividends
10 194
37 050
-
-
social contributions
2 444
4 325
-
-
total
2 444
4 325
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 535
24 275
15 526
28 460
After tax
37 465
32 725
41 474
28 540
Living cost
29 716
29 716
29 716
29 716
Free-cash
7 749
3 009
11 758
-1 176

Estimated living cost  is ₽29716 per week

₽19574
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7343
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽17841
₽16442
₽19248
₽17416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
8 550
health
-
-
-
3 978
social contributions
-
-
-
7 865
total
-
-
-
20 393
Employee
27 756
-
57 000
-
health
1 937
-
3 978
-
income
4 629
-
11 356
-
social contributions
3 831
-
7 865
-
total
10 397
-
23 199
-
Employer
27 756
-
57 000
-
total
-
-
-
-
Corporate
29 244
57 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 462
2 851
-
-
total
1 462
2 851
-
-
Dividends
27 782
54 149
-
-
social contributions
3 834
7 472
-
-
withholding
4 168
8 122
-
-
health
1 939
3 780
-
-
total
9 941
19 374
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 800
22 225
23 199
20 393
After tax
35 200
34 775
33 801
36 607
Living cost
17 359
17 359
17 359
17 359
Free-cash
17 841
17 416
16 442
19 248

Estimated living cost  is ₽17359 per week

₽11617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1070
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽8213
₽6054
₽4890
₽16373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
4 899
health
-
-
-
7 695
social contributions
-
-
-
16 644
solidarity contribution
-
-
-
-
total
-
-
-
29 238
Employee
33 635
-
42 537
-
health
4 541
-
5 743
-
solidarity contribution
-
-
-
-
income
4 036
-
5 104
-
social contributions
2 186
-
2 765
-
total
10 763
-
13 612
-
Employer
33 635
-
42 537
-
health
3 027
-
3 828
-
social contributions
8 409
-
10 634
-
total
11 436
-
14 462
-
Corporate
11 930
57 000
-
-
income
2 267
10 830
-
-
total
2 267
10 830
-
-
Dividends
9 663
46 170
-
-
withholding
1 449
6 925
-
-
total
1 449
6 925
-
-
Income
57 000
57 000
57 000
57 000
Total tax
25 915
17 755
28 074
29 238
After tax
31 085
39 245
28 926
27 762
Living cost
22 872
22 872
22 872
22 872
Free-cash
8 213
16 373
6 054
4 890

Estimated living cost  is ₽22872 per week

₽17009
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽396
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽42868
₽36099
₽46929
₽44649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
570
total
-
-
-
570
Employee
11 876
-
57 000
-
income
2 375
-
11 400
-
total
2 375
-
11 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

45 124
57 000
-
-
total
-
-
-
-
Dividends
45 124
57 000
-
-
withholding
2 256
2 850
-
-
total
2 256
2 850
-
-
Income
57 000
57 000
57 000
57 000
Total tax
4 631
2 850
11 400
570
After tax
52 369
54 150
45 600
56 430
Living cost
9 501
9 501
9 501
9 501
Free-cash
42 868
44 649
36 099
46 929

Estimated living cost  is ₽9501 per week

₽6429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽319
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2354
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽10285
-₽5334
-₽5604
-₽10809
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
3 050
other
-
-
-
1 766
health
-
-
-
494
social contributions
-
-
-
1 623
pensions
-
-
-
16 133
surtax
-
-
-
-
total
-
-
-
23 066
Employee
51 272
-
43 435
-
pensions
5 799
-
4 912
-
income
4 474
-
3 082
-
social contributions
1 460
-
1 237
-
surtax
-
-
-
-
total
11 733
-
9 231
-
Employer
51 272
-
43 435
-
health
3 589
-
3 040
-
social contributions
154
-
130
-
pensions
8 425
-
7 137
-
unemployment
2 077
-
1 759
-
other
1 769
-
1 499
-
total
16 014
-
13 565
-
Corporate
-
57 000
-
-
income
-
15 961
-
-
surtax
-
-
-
-
total
-
15 961
-
-
Dividends
-
41 039
-
-
social contributions
-
7 058
-
-
surtax
-
-
-
-
withholding
-
5 252
-
-
total
-
12 310
-
-
Income
57 000
57 000
57 000
57 000
Total tax
27 747
28 271
22 796
23 066
After tax
29 253
28 729
34 204
33 934
Living cost
39 538
39 538
39 538
39 538
Free-cash
-10 285
-10 809
-5 334
-5 604

Estimated living cost  is ₽39538 per week

₽26759
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3234
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9002
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽23062
₽16008
₽13811
₽27076
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
57 000
pensions
-
-
-
14 820
unemployment
-
-
-
855
income
-
-
-
7 536
health
-
-
-
5 871
total
-
-
-
29 082
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 272
-
48 346
-
health
1 095
-
2 490
-
unemployment
160
-
363
-
pensions
2 978
-
6 768
-
income
2 932
-
8 609
-
total
7 165
-
18 230
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 272
-
48 346
-
health
1 095
-
2 490
-
pensions
2 553
-
5 802
-
unemployment
160
-
363
-
total
3 808
-
8 655
-
Corporate
31 921
57 000
-
-
income
4 788
8 550
-
-
total
4 788
8 550
-
-
Dividends
27 133
48 450
-
-
withholding
4 070
7 268
-
-
total
4 070
7 268
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 831
15 818
26 885
29 082
After tax
37 169
41 182
30 115
27 918
Living cost
14 107
14 107
14 107
14 107
Free-cash
23 062
27 076
16 008
13 811

Estimated living cost  is ₽14107 per week

₽9498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1091
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3109
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽15902
-₽11796
-₽8876
-₽30813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
pensions
-
-
-
5 243
city
-
-
-
600
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 139
health
-
-
-
186
regional
-
-
-
1 600
national
-
-
-
230
total
-
-
-
8 998
Employee
66 562
-
51 019
-
health
150
-
115
-
unemployment
-
-
-
-
city
714
-
548
-
pensions
5 592
-
4 285
-
regional
2 180
-
1 359
-
national
315
-
191
-
total
8 951
-
6 498
-
Employer
66 562
-
51 019
-
health
150
-
115
-
pensions
5 592
-
4 285
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 331
-
1 020
-
total
7 073
-
5 420
-
Corporate
-
57 000
-
-
regional
-
12 055
-
-
national
-
4 846
-
-
total
-
16 901
-
-
Dividends
-
40 099
-
-
withholding
-
14 034
-
-
total
-
14 034
-
-
Income
57 000
57 000
57 000
57 000
Total tax
16 024
30 935
11 918
8 998
After tax
40 976
26 065
45 082
48 002
Living cost
56 878
56 878
56 878
56 878
Free-cash
-15 902
-30 813
-11 796
-8 876

Estimated living cost  is ₽56878 per week

₽36987
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽698
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14088
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽4017
₽3057
₽11386
₽7603
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
57 000
municipal
-
-
-
10 163
health
-
-
-
536
national
-
-
-
3 486
total
-
-
-
14 185
Employee
43 069
-
47 951
-
health
322
-
396
-
unemployment
646
-
719
-
pensions
2 907
-
3 236
-
national
711
-
1 266
-
municipal
7 054
-
7 848
-
total
11 640
-
13 465
-
Employer
43 069
-
47 951
-
health
331
-
370
-
pensions
7 472
-
8 319
-
accident
43
-
48
-
unemployment
280
-
312
-
total
8 126
-
9 049
-
Corporate
5 804
57 000
-
-
income
1 160
11 400
-
-
total
1 160
11 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

3 483
34 200
-
-
municipal
628
6 156
-
-
national
-
412
-
-
total
628
6 568
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 554
17 968
22 514
14 185
After tax
35 446
39 032
34 486
42 815
Living cost
31 429
31 429
31 429
31 429
Free-cash
4 017
7 603
3 057
11 386

Estimated living cost  is ₽31429 per week

₽20529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3023
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽18603
-₽6137
-₽714
₽2211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 967
social contributions
-
-
-
7 550
national
-
-
-
17 349
total
-
-
-
27 866
Employee

The minimum management director salary is set at €45,000 per year.

58 557
-
44 150
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 751
-
2 075
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 054
-
2 302
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

510
-
384
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 392
-
3 310
-
national
18 003
-
12 367
-
total
28 710
-
20 438
-
Employer

The minimum management director salary is set at €45,000 per year.

58 557
-
44 150
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 601
-
2 716
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 189
-
3 912
-
surtax
6 640
-
5 005
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

761
-
573
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

854
-
645
-
total
17 045
-
12 851
-
Corporate
-
57 000
-
-
income
-
11 400
-
-
surtax
-
228
-
-
total
-
11 628
-
-
Dividends
-
45 372
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
13 313
-
-
total
-
13 313
-
-
Income
57 000
57 000
57 000
57 000
Total tax
45 755
24 941
33 289
27 866
After tax
11 245
32 059
23 711
29 134
Living cost
29 848
29 848
29 848
29 848
Free-cash
-18 603
2 211
-6 137
-714

Estimated living cost  is ₽29848 per week

₽19226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2610
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽9312
-₽4974
-₽6998
-₽4290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
unemployment
-
-
-
57
municipal
-
-
-
12 073
other
-
-
-
6 623
health
-
-
-
3 557
national
-
-
-
-
accident
-
-
-
114
pensions
-
-
-
6 162
total
-
-
-
28 586
Employee
50 458
-
43 372
-
national
-
-
-
-
municipal
15 047
-
12 934
-
total
15 047
-
12 934
-
Employer
50 458
-
43 372
-
health
3 103
-
2 667
-
pensions
5 454
-
4 689
-
accident
101
-
87
-
unemployment
1 332
-
1 145
-
other
5 863
-
5 040
-
total
15 853
-
13 628
-
Corporate
-
57 000
-
-
income
-
12 540
-
-
total
-
12 540
-
-
Dividends
-
44 460
-
-
withholding
-
13 338
-
-
total
-
13 338
-
-
Income
57 000
57 000
57 000
57 000
Total tax
30 900
25 878
26 562
28 586
After tax
26 100
31 122
30 438
28 414
Living cost
35 412
35 412
35 412
35 412
Free-cash
-9 312
-4 290
-4 974
-6 998

Estimated living cost  is ₽35412 per week

₽23469
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3475
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7930
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽78002
₽6020
₽324
-₽4389
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
11 110
social contributions
-
-
-
6 498
total
-
-
-
17 608
Employee
56 018
-
-
-
income
12 356
-
-
-
social contributions
4 593
-
655
-
total
16 949
-
655
-
Employer
56 018
-
-
-
social contributions
78 985
-
11 257
-
total
78 985
-
11 257
-
Corporate
-
57 000
-
-
income
-
12 540
-
-
total
-
12 540
-
-
Dividends
-
44 460
-
-
income
-
9 781
-
-
total
-
9 781
-
-
Income
57 000
57 000
57 000
57 000
Total tax
95 934
22 321
11 912
17 608
After tax
-38 934
34 679
45 088
39 392
Living cost
39 068
39 068
39 068
39 068
Free-cash
-78 002
-4 389
6 020
324

Estimated living cost  is ₽39068 per week

₽25349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3674
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽11919
₽13859
₽16672
₽11938
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
3 430
health
-
-
-
1 454
social contributions
-
-
-
8 892
total
-
-
-
13 776
Employee
62 948
62 948
62 948
-
health
626
1 070
879
-
income
6 610
5 827
6 163
-
social contributions
3 059
5 224
4 295
-
total
10 295
12 121
11 337
-
Employer
62 948
62 948
62 948
-
health
682
1 165
957
-
social contributions
3 059
5 224
4 295
-
total
3 741
6 389
5 252
-
Corporate
16 412
-
-
-
income
2 052
-
-
-
total
2 052
-
-
-
Dividends
14 360
-
-
-
withholding
2 441
-
-
-
total
2 441
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
18 529
18 510
16 589
13 776
After tax
38 471
38 490
40 411
43 224
Living cost
26 552
26 552
26 552
26 552
Free-cash
11 919
11 938
13 859
16 672

Estimated living cost  is ₽26552 per week

₽18151
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2074
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5882
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽9133
₽7244
₽13399
₽13561
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
10 636
pensions
-
-
-
3 819
total
-
-
-
14 455
Employee
40 007
-
50 544
-
health
522
-
738
-
pensions
3 054
-
4 318
-
income
7 286
-
9 098
-
total
10 862
-
14 154
-
Employer
40 007
-
50 544
-
health
760
-
961
-
pensions
4 042
-
5 495
-
total
4 802
-
6 456
-
Corporate
12 191
57 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 316
10 830
-
-
total
2 316
10 830
-
-
Dividends
9 875
46 170
-
-
withholding
741
3 463
-
-
total
741
3 463
-
-
Income
57 000
57 000
57 000
57 000
Total tax
18 721
14 293
20 610
14 455
After tax
38 279
42 707
36 390
42 545
Living cost
29 146
29 146
29 146
29 146
Free-cash
9 133
13 561
7 244
13 399

Estimated living cost  is ₽29146 per week

₽19994
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2680
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽365
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6105
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽11982
-₽5238
-₽2077
-₽2588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
municipal
-
-
-
381
regional
-
-
-
924
social contributions
-
-
-
14 660
national
-
-
-
10 500
total
-
-
-
26 465
Employee
68 982
-
57 000
-
social contributions
23 260
-
19 220
-
regional
1 041
-
798
-
national
11 657
-
9 268
-
municipal
412
-
340
-
total
36 370
-
29 626
-
Employer
68 982
-
57 000
-
total
-
-
-
-
Corporate
-
57 000
-
-
nationa
-
13 680
-
-
municipal
-
2 748
-
-
total
-
16 428
-
-
Dividends
-
40 572
-
-
withholding
-
10 548
-
-
total
-
10 548
-
-
Income
57 000
57 000
57 000
57 000
Total tax
36 370
26 976
29 626
26 465
After tax
20 630
30 024
27 374
30 535
Living cost
32 612
32 612
32 612
32 612
Free-cash
-11 982
-2 588
-5 238
-2 077

Estimated living cost  is ₽32612 per week

₽22908
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2243
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6967
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽1958
₽11784
₽21927
-₽12716
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
pensions
-
-
-
3 278
income
-
-
-
12 253
other
-
-
-
292
health
-
-
-
1 718
accident
-
-
-
199
total
-
-
-
17 740
Employee
27 266
-
47 350
-
health
3 122
-
5 421
-
pensions
3 070
-
5 332
-
income
3 741
-
7 480
-
total
9 933
-
18 233
-
Employer
27 266
-
47 350
-
pensions
4 434
-
7 699
-
accident
455
-
791
-
unemployment
668
-
1 160
-
total
5 557
-
9 650
-
Corporate
24 178
57 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

21 760
51 300
-
-
total
21 760
51 300
-
-
Dividends
2 418
5 700
-
-
withholding
459
1 083
-
-
total
459
1 083
-
-
Income
57 000
57 000
57 000
57 000
Total tax
37 709
52 383
27 883
17 740
After tax
19 291
4 617
29 117
39 260
Living cost
17 333
17 333
17 333
17 333
Free-cash
1 958
-12 716
11 784
21 927

Estimated living cost  is ₽17333 per week

₽12704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3308
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽8581
₽11144
₽8427
-₽2127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
trade
-
-
-
2 717
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 206
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 593
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
452
total
-
-
-
16 968
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 732
-
57 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 593
-
5 593
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 349
-
8 206
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

185
-
452
-
total
9 127
-
14 251
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
16 268
57 000
-
-
income
2 441
8 550
-
-
trade
2 335
8 179
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
471
-
-
chamber of commerce
148
208
-
-
total
5 058
17 408
-
-
Dividends
11 212
39 592
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

137
527
-
-
withholding
2 492
9 587
-
-
total
2 629
10 114
-
-
Income
57 000
57 000
57 000
57 000
Total tax
16 814
27 522
14 251
16 968
After tax
40 186
29 478
42 749
40 032
Living cost
31 605
31 605
31 605
31 605
Free-cash
8 581
-2 127
11 144
8 427

Estimated living cost  is ₽31605 per week

₽21802
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3401
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5944
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽21853
₽15378
₽28842
₽28569
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
57 000
income
-
-
-
-
microenterprise
-
-
-
8 550
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 577
surtax
-
-
-
-
total
-
-
-
11 127
Employee
23 921
-
45 934
-
income
4 258
-
8 471
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 632
-
5 054
-
surtax
-
-
-
-
total
6 890
-
13 525
-
Employer
23 921
-
45 934
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 762
-
11 066
-
surtax
-
-
-
-
total
5 762
-
11 066
-
Corporate
27 318
57 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

5 464
11 400
-
-
total
5 464
11 400
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

21 854
45 600
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
18 116
11 400
24 591
11 127
After tax
38 884
45 600
32 409
45 873
Living cost
17 031
17 031
17 031
17 031
Free-cash
21 853
28 569
15 378
28 842

Estimated living cost  is ₽17031 per week

₽10865
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1622
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4157
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽23915
₽20450
₽21161
₽25558
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
13 233
health
-
-
-
5 294
pensions
-
-
-
7 302
total
-
-
-
25 829
Employee
15 246
-
48 786
-
health
762
-
1 825
-
unemployment
153
-
365
-
pensions
1 372
-
3 286
-
income
2 949
-
12 850
-
total
5 236
-
18 326
-
Employer
15 246
-
48 786
-
health
1 448
-
3 468
-
pensions
1 677
-
4 016
-
unemployment
305
-
730
-
total
3 430
-
8 214
-
Corporate
38 323
57 000
-
-
income
8 431
12 540
-
-
total
8 431
12 540
-
-
Dividends
29 892
44 460
-
-
withholding
5 978
8 892
-
-
total
5 978
8 892
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 075
21 432
26 540
25 829
After tax
33 925
35 568
30 460
31 171
Living cost
10 010
10 010
10 010
10 010
Free-cash
23 915
25 558
20 450
21 161

Estimated living cost  is ₽10010 per week

₽5949
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽229
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3021
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽14861
₽11739
₽12992
₽17466
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
pensions
-
-
-
11 400
unemployment
-
-
-
186
income
-
-
-
9 200
other
-
-
-
-
health
-
-
-
4 047
surtax
-
-
-
788
total
-
-
-
25 621
Employee
27 568
-
47 087
-
health
704
-
1 201
-
unemployment
1 919
-
3 278
-
pensions
1 839
-
3 141
-
income
4 622
-
8 650
-
other
-
-
-
-
surtax
98
-
693
-
total
9 182
-
16 963
-
Employer
27 568
-
47 087
-
health
1 254
-
2 142
-
pensions
3 676
-
6 276
-
unemployment
875
-
1 493
-
other
-
-
-
-
total
5 805
-
9 911
-
Corporate
23 628
57 000
-
-
income
6 143
14 820
-
-
total
6 143
14 820
-
-
Dividends
17 485
42 180
-
-
withholding
2 622
6 327
-
-
total
2 622
6 327
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 752
21 147
26 874
25 621
After tax
33 248
35 853
30 126
31 379
Living cost
18 387
18 387
18 387
18 387
Free-cash
14 861
17 466
11 739
12 992

Estimated living cost  is ₽18387 per week

₽11101
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1599
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5262
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽5939
-₽5778
₽4820
₽6342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
pensions
-
-
-
10 545
chamber of commerce
-
-
-
228
unemployment
-
-
-