Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 57000
per

Your estimated
City
free-cash

Dresden , Germany
₽15122
₽674
₽12975
₽10990
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
379
trade
-
-
-
2 147
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 875
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 372
total
-
-
-
15 773
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 675
-
57 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 372
-
6 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
379
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

997
-
6 875
-
total
7 424
-
13 626
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
21 325
57 000
-
-
chamber of commerce
172
223
-
-
trade
3 360
8 978
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

175
471
-
-
income
3 198
8 549
-
-
total
6 905
18 221
-
-
Dividends
14 420
38 779
-
-
withholding
3 250
9 340
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

179
513
-
-
total
3 429
9 853
-
-
Income
57 000
57 000
57 000
57 000
Total tax
17 758
28 074
13 626
15 773
After tax
39 242
28 926
43 374
41 227
Living cost
28 252
28 252
28 252
28 252
Free-cash
10 990
674
15 122
12 975

Estimated living cost  is ₽28252 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6659
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽13572
-₽14169
-₽14019
-₽27098
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
municipal
-
-
-
5 424
social contributions
-
-
-
613
national
-
-
-
8 405
pensions
-
-
-
6 840
total
-
-
-
21 282
Employee
77 101
-
49 276
-
pensions
3 084
-
1 971
-
national
14 757
-
8 747
-
municipal
9 523
-
5 645
-
total
27 364
-
16 363
-
Employer
77 101
-
49 276
-
pensions
6 168
-
3 942
-
social contributions
829
-
530
-
total
6 997
-
4 472
-
Corporate
-
57 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
11 400
-
-
total
-
11 400
-
-
Dividends
-
45 600
-
-
withholding
-
10 032
-
-
total
-
10 032
-
-
Income
57 000
57 000
57 000
57 000
Total tax
34 361
21 432
20 835
21 282
After tax
22 639
35 568
36 165
35 718
Living cost
49 737
49 737
49 737
49 737
Free-cash
-27 098
-14 169
-13 572
-14 019

Estimated living cost  is ₽49737 per week

₽33806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4623
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽744
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10563
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽13136
₽26194
₽26110
₽18544
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
57 000
microenterprise
-
-
-
8 549
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 936
income
-
-
-
-
total
-
-
-
11 485
Employee
27 255
-
45 934
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 998
-
5 053
-
surtax
-
-
-
-
income
4 852
-
8 340
-
total
7 850
-
13 393
-
Employer
27 255
-
45 934
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 565
-
11 066
-
total
6 565
-
11 066
-
Corporate
23 180
57 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 636
11 401
-
-
total
4 636
11 401
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

18 544
45 599
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 051
11 401
24 459
11 485
After tax
37 949
45 599
32 541
45 515
Living cost
19 405
19 405
19 405
19 405
Free-cash
18 544
26 194
13 136
26 110

Estimated living cost  is ₽19405 per week

₽12380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽35622
-₽30386
-₽6516
-₽35622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
5 433
pensions
-
-
-
10 259
health
-
-
-
8 751
total
-
-
-
24 443
Employee
79 651
79 651
79 651
-
health
12 226
10 399
12 226
-
pensions
14 337
10 928
14 337
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 038
13 038
13 038
-
total
39 601
34 365
39 601
-
Employer
79 651
79 651
79 651
-
unemployment
2 867
2 867
2 867
-
health
5 537
5 537
5 537
-
pensions
5 544
5 544
5 544
-
total
13 948
13 948
13 948
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
53 549
48 313
53 549
24 443
After tax
3 451
8 687
3 451
32 557
Living cost
39 073
39 073
39 073
39 073
Free-cash
-35 622
-30 386
-35 622
-6 516

Estimated living cost  is ₽39073 per week

₽27690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽621
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7239
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽7246
-₽6562
-₽9270
-₽13567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
municipal
-
-
-
12 073
other
-
-
-
6 623
unemployment
-
-
-
57
national
-
-
-
-
pensions
-
-
-
6 162
accident
-
-
-
114
health
-
-
-
3 557
total
-
-
-
28 586
Employee
53 696
-
43 372
-
national
-
-
-
-
municipal
16 012
-
12 934
-
total
16 012
-
12 934
-
Employer
53 696
-
43 372
-
unemployment
1 418
-
1 145
-
accident
107
-
87
-
health
3 302
-
2 667
-
pensions
5 804
-
4 689
-
other
6 240
-
5 040
-
total
16 871
-
13 628
-
Corporate
-
57 000
-
-
income
-
12 540
-
-
total
-
12 540
-
-
Dividends
-
44 460
-
-
withholding
-
13 338
-
-
total
-
13 338
-
-
Income
57 000
57 000
57 000
57 000
Total tax
32 883
25 878
26 562
28 586
After tax
24 117
31 122
30 438
28 414
Living cost
37 684
37 684
37 684
37 684
Free-cash
-13 567
-6 562
-7 246
-9 270

Estimated living cost  is ₽37684 per week

₽24976
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽572
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8439
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽6732
-₽8010
₽4489
₽5094
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
379
trade
-
-
-
2 243
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 875
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 372
total
-
-
-
15 869
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 301
-
57 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 372
-
6 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

223
-
379
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 064
-
6 875
-
total
10 659
-
13 626
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 699
57 000
-
-
chamber of commerce
156
223
-
-
trade
1 595
9 376
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

80
471
-
-
income
1 455
8 549
-
-
total
3 286
18 619
-
-
Dividends
6 414
38 381
-
-
withholding
1 250
9 241
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
508
-
-
total
1 319
9 749
-
-
Income
57 000
57 000
57 000
57 000
Total tax
15 264
28 368
13 626
15 869
After tax
41 736
28 632
43 374
41 131
Living cost
36 642
36 642
36 642
36 642
Free-cash
5 094
-8 010
6 732
4 489

Estimated living cost  is ₽36642 per week

₽24506
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3864
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7724
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽9083
₽5654
₽13973
₽7813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
8 893
income
-
-
-
2 428
health
-
-
-
1 453
total
-
-
-
12 774
Employee
71 723
71 723
71 723
-
health
713
1 220
880
-
social contributions
3 485
5 953
4 294
-
income
7 531
6 639
7 238
-
total
11 729
13 812
12 412
-
Employer
71 723
71 723
71 723
-
health
777
1 328
958
-
social contributions
3 485
5 953
4 294
-
total
4 262
7 281
5 252
-
Corporate
10 755
-
-
-
income
1 343
-
-
-
total
1 343
-
-
-
Dividends
9 411
-
-
-
withholding
1 600
-
-
-
total
1 600
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
18 934
21 093
17 664
12 774
After tax
38 066
35 907
39 336
44 226
Living cost
30 253
30 253
30 253
30 253
Free-cash
7 813
5 654
9 083
13 973

Estimated living cost  is ₽30253 per week

₽20681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽16341
₽15536
₽22784
₽15883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
unemployment
-
-
-
855
income
-
-
-
6 968
pensions
-
-
-
5 700
health
-
-
-
3 990
total
-
-
-
17 513
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 110
9 596
47 699
-
health
1 688
672
3 339
-
pensions
2 411
960
4 770
-
unemployment
362
144
715
-
income
2 948
1 173
5 831
-
total
7 409
2 949
14 655
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 110
9 596
47 699
-
pensions
4 702
1 871
9 301
-
total
4 702
1 871
9 301
-
Corporate
28 188
45 533
-
-
income
2 537
4 098
-
-
total
2 537
4 098
-
-
Dividends
25 651
41 435
-
-
withholding
4 874
7 873
-
-
social contributions
4 892
7 970
-
-
total
9 766
15 843
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 414
24 761
23 956
17 513
After tax
32 586
32 239
33 044
39 487
Living cost
16 703
16 703
16 703
16 703
Free-cash
15 883
15 536
16 341
22 784

Estimated living cost  is ₽16703 per week

₽11398
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1367
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽334
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽10718
₽23070
₽8737
₽17278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
6 926
pensions
-
-
-
11 399
health
-
-
-
7 409
total
-
-
-
25 734
Employee
26 460
-
42 599
-
unemployment
423
-
681
-
pensions
529
-
851
-
income
2 979
-
7 820
-
total
3 931
-
9 352
-
Employer
26 460
-
42 599
-
unemployment
212
-
342
-
health
3 439
-
5 538
-
pensions
5 292
-
8 521
-
total
8 943
-
14 401
-
Corporate
21 596
57 000
-
-
income
4 319
11 401
-
-
total
4 319
11 401
-
-
Dividends
17 277
45 599
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
17 193
11 401
23 753
25 734
After tax
39 807
45 599
33 247
31 266
Living cost
22 529
22 529
22 529
22 529
Free-cash
17 278
23 070
10 718
8 737

Estimated living cost  is ₽22529 per week

₽15452
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5282
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽9142
-₽16212
₽18532
₽1422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
351
income
-
-
-
11 045
pensions
-
-
-
3 939
accident
-
-
-
239
health
-
-
-
2 065
total
-
-
-
17 639
Employee
32 765
-
47 350
-
health
3 752
-
5 421
-
pensions
3 689
-
5 332
-
income
4 495
-
6 626
-
total
11 936
-
17 379
-
Employer
32 765
-
47 350
-
unemployment
803
-
1 160
-
accident
547
-
791
-
pensions
5 328
-
7 699
-
total
6 678
-
9 650
-
Corporate
17 557
57 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

15 801
51 300
-
-
total
15 801
51 300
-
-
Dividends
1 756
5 700
-
-
withholding
334
1 083
-
-
total
334
1 083
-
-
Income
57 000
57 000
57 000
57 000
Total tax
34 749
52 383
27 029
17 639
After tax
22 251
4 617
29 971
39 361
Living cost
20 829
20 829
20 829
20 829
Free-cash
1 422
-16 212
9 142
18 532

Estimated living cost  is ₽20829 per week

₽15266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3975
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽38046
₽46596
₽48876
₽45180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
570
total
-
-
-
570
Employee
9 443
-
57 000
-
income
1 888
-
11 400
-
total
1 888
-
11 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

47 557
57 000
-
-
total
-
-
-
-
Dividends
47 557
57 000
-
-
withholding
2 378
2 850
-
-
total
2 378
2 850
-
-
Income
57 000
57 000
57 000
57 000
Total tax
4 266
2 850
11 400
570
After tax
52 734
54 150
45 600
56 430
Living cost
7 554
7 554
7 554
7 554
Free-cash
45 180
46 596
38 046
48 876

Estimated living cost  is ₽7554 per week

₽4682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽628
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽208
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽8556
₽17024
₽6011
₽10727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
2 708
income
-
-
-
7 239
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
13 681
health
-
-
-
2 508
total
-
-
-
26 136
Employee
33 866
-
45 527
-
health
474
-
637
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 370
-
3 188
-
unemployment
338
-
455
-
income
5 830
-
7 838
-
total
9 012
-
12 118
-
Employer
33 866
-
45 527
-
unemployment
338
-
455
-
accident
271
-
365
-
health
474
-
637
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 758
-
7 740
-
other
1 694
-
2 276
-
total
8 535
-
11 473
-
Corporate
14 598
57 000
-
-
income
3 066
11 971
-
-
total
3 066
11 971
-
-
Dividends
11 533
45 029
-
-
withholding
807
3 152
-
-
total
807
3 152
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 420
15 123
23 591
26 136
After tax
35 580
41 877
33 409
30 864
Living cost
24 853
24 853
24 853
24 853
Free-cash
10 727
17 024
8 556
6 011

Estimated living cost  is ₽24853 per week

₽17560
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1678
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽400
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5215
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽25922
-₽20097
-₽20055
-₽44041
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
10 688
pensions
-
-
-
3 561
total
-
-
-
14 249
Employee
88 860
-
50 795
-
health
1 464
-
685
-
pensions
8 573
-
4 004
-
income
16 018
-
9 222
-
total
26 055
-
13 911
-
Employer
88 860
-
50 795
-
health
1 688
-
966
-
pensions
10 492
-
5 239
-
total
12 180
-
6 205
-
Corporate
-
57 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
10 829
-
-
total
-
10 829
-
-
Dividends
-
46 171
-
-
withholding
-
3 462
-
-
total
-
3 462
-
-
Income
57 000
57 000
57 000
57 000
Total tax
38 235
14 291
20 116
14 249
After tax
18 765
42 709
36 884
42 751
Living cost
62 806
62 806
62 806
62 806
Free-cash
-44 041
-20 097
-25 922
-20 055

Estimated living cost  is ₽62806 per week

₽47061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7379
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽28590
₽36501
₽27514
₽32168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
unemployment
-
-
-
130
income
-
-
-
8 550
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 824
health
-
-
-
3 748
total
-
-
-
17 252
Employee
16 200
-
50 605
-
health
745
-
1 499
-
accident

We are using the highest rate at 1.1%.

178
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 422
-
2 862
-
income
1 620
-
5 060
-
total
3 965
-
9 780
-
Employer
16 200
-
50 605
-
unemployment
97
-
196
-
accident

We are using the highest rate at 1.1%.

178
-
359
-
health
1 118
-
2 249
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 785
-
3 592
-
total
3 178
-
6 396
-
Corporate
37 621
57 000
-
-
income
3 762
5 700
-
-
total
3 762
5 700
-
-
Dividends
33 859
51 300
-
-
withholding
1 693
2 565
-
-
total
1 693
2 565
-
-
Income
57 000
57 000
57 000
57 000
Total tax
12 598
8 265
16 176
17 252
After tax
44 402
48 735
40 824
39 748
Living cost
12 234
12 234
12 234
12 234
Free-cash
32 168
36 501
28 590
27 514

Estimated living cost  is ₽12234 per week

₽7143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽324
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽48270
-₽43034
-₽19164
-₽44615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
5 433
pensions
-
-
-
10 259
health
-
-
-
8 751
total
-
-
-
24 443
Employee
86 476
79 651
79 651
-
health
10 788
10 399
12 226
-
pensions
10 928
10 928
14 337
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 038
13 038
13 038
-
total
34 754
34 365
39 601
-
Employer
86 476
79 651
79 651
-
unemployment
3 113
2 867
2 867
-
health
6 009
5 537
5 537
-
pensions
6 018
5 544
5 544
-
total
15 140
13 948
13 948
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
49 894
48 313
53 549
24 443
After tax
7 106
8 687
3 451
32 557
Living cost
51 721
51 721
51 721
51 721
Free-cash
-44 615
-43 034
-48 270
-19 164

Estimated living cost  is ₽51721 per week

₽38153
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8356
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽6135
₽16453
₽4971
₽8321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
solidarity contribution
-
-
-
-
social contributions
-
-
-
16 644
income
-
-
-
4 899
health
-
-
-
7 695
total
-
-
-
29 238
Employee
33 517
-
42 537
-
health
4 525
-
5 743
-
social contributions
2 179
-
2 765
-
solidarity contribution
-
-
-
-
income
4 022
-
5 104
-
total
10 726
-
13 612
-
Employer
33 517
-
42 537
-
health
3 017
-
3 828
-
social contributions
8 379
-
10 634
-
total
11 396
-
14 462
-
Corporate
12 088
57 000
-
-
income
2 297
10 830
-
-
total
2 297
10 830
-
-
Dividends
9 791
46 170
-
-
withholding
1 469
6 926
-
-
total
1 469
6 926
-
-
Income
57 000
57 000
57 000
57 000
Total tax
25 888
17 756
28 074
29 238
After tax
31 112
39 244
28 926
27 762
Living cost
22 791
22 791
22 791
22 791
Free-cash
8 321
16 453
6 135
4 971

Estimated living cost  is ₽22791 per week

₽15831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1621
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽11525
-₽8948
-₽8302
-₽25895
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
municipal
-
-
-
338
social contributions
-
-
-
14 661
national
-
-
-
10 369
regional
-
-
-
576
total
-
-
-
25 944
Employee
82 895
-
57 000
-
social contributions
27 952
-
19 221
-
national
14 364
-
9 139
-
regional
782
-
504
-
municipal
439
-
303
-
total
43 537
-
29 167
-
Employer
82 895
-
57 000
-
total
-
-
-
-
Corporate
-
57 000
-
-
municipal
-
2 223
-
-
nationa
-
13 681
-
-
total
-
15 904
-
-
Dividends
-
41 096
-
-
withholding
-
10 686
-
-
total
-
10 686
-
-
Income
57 000
57 000
57 000
57 000
Total tax
43 537
26 590
29 167
25 944
After tax
13 463
30 410
27 833
31 056
Living cost
39 358
39 358
39 358
39 358
Free-cash
-25 895
-8 948
-11 525
-8 302

Estimated living cost  is ₽39358 per week

₽27436
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2581
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽604
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽10111
₽15272
₽11348
₽12368
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
surtax
-
-
-
609
other
-
-
-
-
unemployment
-
-
-
212
income
-
-
-
8 802
pensions
-
-
-
11 401
health
-
-
-
4 046
total
-
-
-
25 070
Employee
30 845
-
47 088
-
health
788
-
1 200
-
pensions
2 057
-
3 140
-
unemployment
2 147
-
3 278
-
surtax
101
-
515
-
other
-
-
-
-
income
5 170
-
8 261
-
total
10 263
-
16 394
-
Employer
30 845
-
47 088
-
unemployment
977
-
1 492
-
health
1 404
-
2 144
-
pensions
4 112
-
6 277
-
other
-
-
-
-
total
6 493
-
9 913
-
Corporate
19 663
57 000
-
-
income
5 112
14 820
-
-
total
5 112
14 820
-
-
Dividends
14 551
42 180
-
-
withholding
2 182
6 326
-
-
total
2 182
6 326
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 050
21 146
26 307
25 070
After tax
32 950
35 854
30 693
31 930
Living cost
20 582
20 582
20 582
20 582
Free-cash
12 368
15 272
10 111
11 348

Estimated living cost  is ₽20582 per week

₽12585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1899
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5623
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽6023
-₽198
-₽156
-₽10130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
10 688
pensions
-
-
-
3 561
total
-
-
-
14 249
Employee
59 552
-
50 795
-
health
864
-
685
-
pensions
5 055
-
4 004
-
income
10 726
-
9 222
-
total
16 645
-
13 911
-
Employer
59 552
-
50 795
-
health
1 131
-
966
-
pensions
6 447
-
5 239
-
total
7 578
-
6 205
-
Corporate
-
57 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
10 829
-
-
total
-
10 829
-
-
Dividends
-
46 171
-
-
withholding
-
3 462
-
-
total
-
3 462
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 223
14 291
20 116
14 249
After tax
32 777
42 709
36 884
42 751
Living cost
42 907
42 907
42 907
42 907
Free-cash
-10 130
-198
-6 023
-156

Estimated living cost  is ₽42907 per week

₽32146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽28362
-₽47706
-₽25467
-₽37556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
city
-
-
-
599
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 141
national
-
-
-
176
pensions
-
-
-
5 245
regional
-
-
-
1 294
health
-
-
-
241
total
-
-
-
8 696
Employee
86 331
-
51 018
-
health
195
-
116
-
pensions
7 253
-
4 284
-
unemployment
-
-
-
-
city
927
-
548
-
national
409
-
144
-
regional
2 827
-
1 078
-
total
11 611
-
6 170
-
Employer
86 331
-
51 018
-
unemployment
-
-
-
-
health
195
-
116
-
pensions
7 253
-
4 284
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 726
-
1 021
-
total
9 174
-
5 421
-
Corporate
-
57 000
-
-
regional
-
12 056
-
-
national
-
4 845
-
-
total
-
16 901
-
-
Dividends
-
40 099
-
-
withholding
-
14 034
-
-
total
-
14 034
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 785
30 935
11 591
8 696
After tax
36 215
26 065
45 409
48 304
Living cost
73 771
73 771
73 771
73 771
Free-cash
-37 556
-47 706
-28 362
-25 467

Estimated living cost  is ₽73771 per week

₽47972
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽906
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18273
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽645
-₽14389
-₽1693
₽489
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
379
trade
-
-
-
2 338
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 875
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 372
total
-
-
-
15 964
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

56 055
-
57 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 372
-
6 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

363
-
379
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 592
-
6 875
-
total
13 327
-
13 626
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
945
57 000
-
-
chamber of commerce
143
221
-
-
trade
163
9 776
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

7
471
-
-
income
142
8 549
-
-
total
455
19 017
-
-
Dividends
490
37 983
-
-
withholding
-
9 140
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
503
-
-
total
-
9 643
-
-
Income
57 000
57 000
57 000
57 000
Total tax
13 782
28 660
13 626
15 964
After tax
43 218
28 340
43 374
41 036
Living cost
42 729
42 729
42 729
42 729
Free-cash
489
-14 389
645
-1 693

Estimated living cost  is ₽42729 per week

₽31207
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽2591
-₽3184
₽2170
₽2325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
surtax
-
-
-
-
other
-
-
-
1 766
social contributions
-
-
-
1 623
income
-
-
-
2 722
pensions
-
-
-
16 313
health
-
-
-
494
total
-
-
-
22 918
Employee
39 919
-
43 434
-
social contributions
1 138
-
1 239
-
pensions
4 514
-
4 912
-
surtax
-
-
-
-
income
2 356
-
2 781
-
total
8 008
-
8 932
-
Employer
39 919
-
43 434
-
unemployment
1 616
-
1 759
-
health
2 795
-
3 041
-
pensions
6 558
-
7 135
-
other
1 377
-
1 499
-
social contributions
120
-
131
-
total
12 466
-
13 565
-
Corporate
4 614
57 000
-
-
surtax
-
-
-
-
income
1 292
15 960
-
-
total
1 292
15 960
-
-
Dividends
3 322
41 040
-
-
withholding
425
5 253
-
-
surtax
-
-
-
-
social contributions
572
7 059
-
-
total
997
12 312
-
-
Income
57 000
57 000
57 000
57 000
Total tax
22 763
28 272
22 497
22 918
After tax
34 237
28 728
34 503
34 082
Living cost
31 912
31 912
31 912
31 912
Free-cash
2 325
-3 184
2 591
2 170

Estimated living cost  is ₽31912 per week

₽20122
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8654
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽5753
-₽22
₽5332
₽5162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
surtax
-
-
-
-
other
-
-
-
1 766
social contributions
-
-
-
1 623
income
-
-
-
2 722
pensions
-
-
-
16 313
health
-
-
-
494
total
-
-
-
22 918
Employee
35 634
-
43 434
-
social contributions
1 016
-
1 239
-
pensions
4 030
-
4 912
-
surtax
-
-
-
-
income
1 837
-
2 781
-
total
6 883
-
8 932
-
Employer
35 634
-
43 434
-
unemployment
1 443
-
1 759
-
health
2 494
-
3 041
-
pensions
5 855
-
7 135
-
other
1 230
-
1 499
-
social contributions
106
-
131
-
total
11 128
-
13 565
-
Corporate
10 238
57 000
-
-
surtax
-
-
-
-
income
2 867
15 960
-
-
total
2 867
15 960
-
-
Dividends
7 371
41 040
-
-
withholding
943
5 253
-
-
surtax
-
-
-
-
social contributions
1 267
7 059
-
-
total
2 210
12 312
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 088
28 272
22 497
22 918
After tax
33 912
28 728
34 503
34 082
Living cost
28 750
28 750
28 750
28 750
Free-cash
5 162
-22
5 753
5 332

Estimated living cost  is ₽28750 per week

₽16674
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2921
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8611
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽14265
₽14997
₽16828
₽15481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
7 866
income
-
-
-
8 549
health
-
-
-
3 979
total
-
-
-
20 394
Employee
31 625
-
57 000
-
health
2 207
-
3 979
-
social contributions
4 365
-
7 866
-
income
5 275
-
11 112
-
total
11 847
-
22 957
-
Employer
31 625
-
57 000
-
total
-
-
-
-
Corporate
25 375
57 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 269
2 850
-
-
total
1 269
2 850
-
-
Dividends
24 106
54 150
-
-
withholding
3 616
8 123
-
-
health
1 683
3 779
-
-
social contributions
3 326
7 473
-
-
total
8 625
19 375
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 741
22 225
22 957
20 394
After tax
35 259
34 775
34 043
36 606
Living cost
19 778
19 778
19 778
19 778
Free-cash
15 481
14 997
14 265
16 828

Estimated living cost  is ₽19778 per week

₽13236
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1220
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽11473
-₽303
-₽1582
-₽4096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
surtax
-
-
-
184
chamber of commerce
-
-
-
228
unemployment
-
-
-
5 721
income
-
-
-
4 676
pensions
-
-
-
10 546
health
-
-
-
4 361
total
-
-
-
25 716
Employee
46 614
37 171
44 118
-
health
1 804
1 439
1 708
-
pensions
4 774
3 806
4 517
-
unemployment
1 398
1 115
1 324
-
other
466
372
441
-
income
5 307
2 742
4 591
-
total
13 749
9 474
12 581
-
Employer
46 614
37 171
44 118
-
unemployment
1 398
1 115
1 324
-
payroll
1 398
1 115
1 324
-
accident
605
483
573
-
health
1 761
1 405
1 667
-
pensions
5 850
4 666
5 537
-
other
2 214
1 765
2 096
-
surtax
184
184
184
-
chamber of commerce
186
149
177
-
total
13 596
10 882
12 882
-
Corporate
3 540
8 947
40 578
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

885
2 237
10 144
-
total
885
2 237
10 144
-
Dividends
-
6 710
-
-
withholding
-
1 844
-
-
total
-
1 844
-
-
Income
57 000
57 000
57 000
57 000
Total tax
28 230
24 437
35 607
25 716
After tax
28 770
32 563
21 393
31 284
Living cost
32 866
32 866
32 866
32 866
Free-cash
-4 096
-303
-11 473
-1 582

Estimated living cost  is ₽32866 per week

₽21920
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽9766
-₽1910
-₽3888
-₽29142
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
6 933
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 004
national
-
-
-
16 942
total
-
-
-
26 879
Employee

The minimum management director salary is set at €45,000 per year.

66 719
-
44 150
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 135
-
2 074
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 004
-
3 312
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

581
-
384
-
national
20 512
-
11 834
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 480
-
2 303
-
total
32 712
-
19 907
-
Employer

The minimum management director salary is set at €45,000 per year.

66 719
-
44 150
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

974
-
644
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

867
-
573
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 103
-
2 715
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 912
-
3 912
-
surtax
7 565
-
5 006
-
total
19 421
-
12 850
-
Corporate
-
57 000
-
-
surtax
-
228
-
-
income
-
11 401
-
-
total
-
11 629
-
-
Dividends
-
45 371
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
13 272
-
-
total
-
13 272
-
-
Income
57 000
57 000
57 000
57 000
Total tax
52 133
24 901
32 757
26 879
After tax
4 867
32 099
24 243
30 121
Living cost
34 009
34 009
34 009
34 009
Free-cash
-29 142
-1 910
-9 766
-3 888

Estimated living cost  is ₽34009 per week

₽21906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽2103
₽4804
-₽2507
-₽4229
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
57
unemployment
-
-
-
398
income
-
-
-
8 724
pensions
-
-
-
16 130
accident
-
-
-
513
total
-
-
-
25 822
Employee
46 429
-
43 220
-
pensions
2 182
-
2 032
-
unemployment
720
-
669
-
other
46
-
42
-
income
9 796
-
8 895
-
total
12 744
-
11 638
-
Employer
46 429
-
43 220
-
unemployment
2 554
-
2 377
-
accident
919
-
855
-
pensions
10 957
-
10 201
-
other
370
-
347
-
total
14 800
-
13 780
-
Corporate
-
57 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
8 549
-
-
total
-
8 549
-
-
Dividends
-
48 451
-
-
withholding
-
9 962
-
-
total
-
9 962
-
-
Income
57 000
57 000
57 000
57 000
Total tax
27 544
18 511
25 418
25 822
After tax
29 456
38 489
31 582
31 178
Living cost
33 685
33 685
33 685
33 685
Free-cash
-4 229
4 804
-2 103
-2 507

Estimated living cost  is ₽33685 per week

₽24805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2390
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6004
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽12134
-₽14988
-₽13252
-₽22073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
surtax
-
-
-
3 016
income
-
-
-
2 641
communal
-
-
-
-
pensions
-
-
-
9 119
accident
-
-
-
513
health
-
-
-
4 275
total
-
-
-
19 564
Employee
70 635
-
50 916
-
health
3 144
-
2 266
-
pensions
5 650
-
4 073
-
surtax
4 329
-
3 121
-
income
6 823
-
2 903
-
total
19 946
-
12 363
-
Employer
70 635
-
50 916
-
accident
635
-
458
-
health
2 154
-
1 552
-
pensions
5 650
-
4 073
-
total
8 439
-
6 083
-
Corporate
-
57 000
-
-
communal
-
3 848
-
-
surtax
-
598
-
-
income
-
8 549
-
-
total
-
12 995
-
-
Dividends
-
44 004
-
-
withholding
-
6 600
-
-
income
-
1 705
-
-
total
-
8 305
-
-
Income
57 000
57 000
57 000
57 000
Total tax
28 385
21 300
18 446
19 564
After tax
28 615
35 700
38 554
37 436
Living cost
50 688
50 688
50 688
50 688
Free-cash
-22 073
-14 988
-12 134
-13 252

Estimated living cost  is ₽50688 per week

₽38024
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3071
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9055
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽9743
₽14904
₽10980
₽11936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
surtax
-
-
-
609
other
-
-
-
-
unemployment
-
-
-
212
income
-
-
-
8 802
pensions
-
-
-
11 401
health
-
-
-
4 046
total
-
-
-
25 070
Employee
31 411
-
47 088
-
health
802
-
1 200
-
pensions
2 096
-
3 140
-
unemployment
2 186
-
3 278
-
surtax
112
-
515
-
other
-
-
-
-
income
5 266
-
8 261
-
total
10 462
-
16 394
-
Employer
31 411
-
47 088
-
unemployment
997
-
1 492
-
health
1 428
-
2 144
-
pensions
4 188
-
6 277
-
other
-
-
-
-
total
6 613
-
9 913
-
Corporate
18 976
57 000
-
-
income
4 933
14 820
-
-
total
4 933
14 820
-
-
Dividends
14 043
42 180
-
-
withholding
2 106
6 326
-
-
total
2 106
6 326
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 114
21 146
26 307
25 070
After tax
32 886
35 854
30 693
31 930
Living cost
20 950
20 950
20 950
20 950
Free-cash
11 936
14 904
9 743
10 980

Estimated living cost  is ₽20950 per week

₽12649
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1821
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5995
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽2444
₽4835
₽5647
₽2763
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
municipal
-
-
-
338
social contributions
-
-
-
14 661
national
-
-
-
10 369
regional
-
-
-
859
total
-
-
-
26 227
Employee
51 740
-
57 000
-
social contributions
17 447
-
19 221
-
national
8 197
-
9 139
-
regional
697
-
767
-
municipal
274
-
303
-
total
26 615
-
29 430
-
Employer
51 740
-
57 000
-
total
-
-
-
-
Corporate
5 260
57 000
-
-
municipal
262
2 832
-
-
nationa
1 262
13 681
-
-
total
1 524
16 513
-
-
Dividends
3 736
40 487
-
-
withholding
972
10 526
-
-
total
972
10 526
-
-
Income
57 000
57 000
57 000
57 000
Total tax
29 111
27 039
29 430
26 227
After tax
27 889
29 961
27 570
30 773
Living cost
25 126
25 126
25 126
25 126
Free-cash
2 763
4 835
2 444
5 647

Estimated living cost  is ₽25126 per week

₽15626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2545
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽841
₽11159
-₽323
₽1140
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
solidarity contribution
-
-
-
-
social contributions
-
-
-
16 644
income
-
-
-
4 899
health
-
-
-
7 695
total
-
-
-
29 238
Employee
41 301
-
42 537
-
health
5 576
-
5 743
-
social contributions
2 685
-
2 765
-
solidarity contribution
-
-
-
-
income
4 956
-
5 104
-
total
13 217
-
13 612
-
Employer
41 301
-
42 537
-
health
3 717
-
3 828
-
social contributions
10 325
-
10 634
-
total
14 042
-
14 462
-
Corporate
1 656
57 000
-
-
income
315
10 830
-
-
total
315
10 830
-
-
Dividends
1 342
46 170
-
-
withholding
201
6 926
-
-
total
201
6 926
-
-
Income
57 000
57 000
57 000
57 000
Total tax
27 775
17 756
28 074
29 238
After tax
29 225
39 244
28 926
27 762
Living cost
28 085
28 085
28 085
28 085
Free-cash
1 140
11 159
841
-323

Estimated living cost  is ₽28085 per week

₽20886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5157
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽8325
₽2905
₽1711
₽2444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
surtax
-
-
-
-
chamber of commerce
-
-
-
228
unemployment
-
-
-
5 721
income
-
-
-
4 676
pensions
-
-
-
10 546
health
-
-
-
4 361
total
-
-
-
25 532
Employee
40 772
37 171
44 263
-
health
1 577
1 439
1 713
-
pensions
4 176
3 806
4 533
-
unemployment
1 223
1 115
1 328
-
other
407
372
443
-
income
3 632
2 742
4 632
-
total
11 015
9 474
12 649
-
Employer
40 772
37 171
44 263
-
unemployment
1 223
1 115
1 328
-
payroll
1 223
1 115
1 328
-
accident
529
483
575
-
health
1 542
1 405
1 673
-
pensions
5 117
4 666
5 554
-
other
1 936
1 765
2 103
-
surtax
-
-
-
-
chamber of commerce
163
149
177
-
total
11 733
10 698
12 738
-
Corporate
4 494
9 131
40 723
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

1 124
2 283
10 181
-
total
1 124
2 283
10 181
-
Dividends
3 370
6 848
-
-
withholding
927
1 883
-
-
total
927
1 883
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 799
24 338
35 568
25 532
After tax
32 201
32 662
21 432
31 468
Living cost
29 757
29 757
29 757
29 757
Free-cash
2 444
2 905
-8 325
1 711

Estimated living cost  is ₽29757 per week

₽17851
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8337
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽33828
₽42378
₽44658
₽40171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
570
total
-
-
-
570
Employee
14 715
-
57 000
-
income
2 943
-
11 400
-
total
2 943
-
11 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

42 285
57 000
-
-
total
-
-
-
-
Dividends
42 285
57 000
-
-
withholding
2 114
2 850
-
-
total
2 114
2 850
-
-
Income
57 000
57 000
57 000
57 000
Total tax
5 057
2 850
11 400
570
After tax
51 943
54 150
45 600
56 430
Living cost
11 772
11 772
11 772
11 772
Free-cash
40 171
42 378
33 828
44 658

Estimated living cost  is ₽11772 per week

₽7966
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2917
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽4429
₽14225
₽6064
₽6423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
57 000
unemployment
-
-
-
85
income
-
-
-
9 816
pensions
-
-
-
10 410
health
-
-
-
5 607
total
-
-
-
25 918
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 246
-
49 320
-
health
2 664
-
3 186
-
pensions
6 393
-
7 645
-
unemployment
58
-
69
-
income
7 113
-
8 973
-
total
16 228
-
19 873
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 246
-
49 320
-
unemployment
25
-
30
-
health
2 747
-
3 285
-
pensions
3 650
-
4 365
-
total
6 422
-
7 680
-
Corporate
9 333
57 000
-
-
income
1 774
10 831
-
-
total
1 774
10 831
-
-
Dividends
7 559
46 169
-
-
withholding
1 135
6 926
-
-
total
1 135
6 926
-
-
Income
57 000
57 000
57 000
57 000
Total tax
25 559
17 757
27 553
25 918
After tax
31 441
39 243
29 447
31 082
Living cost
25 018
25 018
25 018
25 018
Free-cash
6 423
14 225
4 429
6 064

Estimated living cost  is ₽25018 per week

₽17169
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽4793
-₽5330
-₽617
-₽81255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
6 498
income
-
-
-
11 110
total
-
-
-
17 608
Employee
57 367
-
-
-
social contributions
4 704
-
670
-
income
12 654
-
-
-
total
17 358
-
670
-
Employer
57 367
-
-
-
social contributions
80 888
-
11 528
-
total
80 888
-
11 528
-
Corporate
-
57 000
-
-
income
-
12 540
-
-
total
-
12 540
-
-
Dividends
-
44 460
-
-
income
-
9 781
-
-
total
-
9 781
-
-
Income
57 000
57 000
57 000
57 000
Total tax
98 246
22 321
12 198
17 608
After tax
-41 246
34 679
44 802
39 392
Living cost
40 009
40 009
40 009
40 009
Free-cash
-81 255
-5 330
4 793
-617

Estimated living cost  is ₽40009 per week

₽25959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽1827
₽3164
₽3505
₽2226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
57 000
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
19 807
income
-
-
-
4 431
total
-
-
-
24 238
Employee
42 898
-
46 061
-
social contributions
4 719
-
5 068
-
surtax
-
-
-
-
income
8 923
-
9 909
-
total
13 642
-
14 977
-
Employer
42 898
-
46 061
-
social contributions
10 188
-
10 939
-
total
10 188
-
10 939
-
Corporate
3 913
57 000
-
-
surtax
-
-
-
-
income
821
11 971
-
-
total
821
11 971
-
-
Dividends
3 092
45 029
-
-
withholding
866
12 608
-
-
total
866
12 608
-
-
Income
57 000
57 000
57 000
57 000
Total tax
25 517
24 579
25 916
24 238
After tax
31 483
32 421
31 084
32 762
Living cost
29 257
29 257
29 257
29 257
Free-cash
2 226
3 164
1 827
3 505

Estimated living cost  is ₽29257 per week

₽21890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1726
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽10547
-₽16322
-₽10968
-₽19665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
surtax
-
-
-
-
other
-
-
-
1 766
social contributions
-
-
-
1 623
income
-
-
-
2 722
pensions
-
-
-
16 313
health
-
-
-
494
total
-
-
-
22 918
Employee
58 419
-
43 434
-
social contributions
1 664
-
1 239
-
pensions
6 608
-
4 912
-
surtax
-
-
-
-
income
5 097
-
2 781
-
total
13 369
-
8 932
-
Employer
58 419
-
43 434
-
unemployment
2 367
-
1 759
-
health
4 089
-
3 041
-
pensions
9 599
-
7 135
-
other
2 016
-
1 499
-
social contributions
175
-
131
-
total
18 246
-
13 565
-
Corporate
-
57 000
-
-
surtax
-
-
-
-
income
-
15 960
-
-
total
-
15 960
-
-
Dividends
-
41 040
-
-
withholding
-
5 253
-
-
surtax
-
-
-
-
social contributions
-
7 059
-
-
total
-
12 312
-
-
Income
57 000
57 000
57 000
57 000
Total tax
31 615
28 272
22 497
22 918
After tax
25 385
28 728
34 503
34 082
Living cost
45 050
45 050
45 050
45 050
Free-cash
-19 665
-16 322
-10 547
-10 968

Estimated living cost  is ₽45050 per week

₽30489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3685
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽618
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽17923
₽23262
₽16324
₽20128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
99
social contributions
-
-
-
12 539
total
-
-
-
12 638
Employee
29 986
-
49 350
-
social contributions
1 949
-
3 207
-
income
-
-
182
-
total
1 949
-
3 389
-
Employer
29 986
-
49 350
-
social contributions
4 648
-
7 650
-
total
4 648
-
7 650
-
Corporate
22 366
57 000
-
-
income
2 237
5 700
-
-
total
2 237
5 700
-
-
Dividends
20 128
51 300
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
8 834
5 700
11 039
12 638
After tax
48 166
51 300
45 961
44 362
Living cost
28 038
28 038
28 038
28 038
Free-cash
20 128
23 262
17 923
16 324

Estimated living cost  is ₽28038 per week

₽18129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2113
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽146226
-₽146226
-₽8143
-₽146226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
municipal
-
-
-
9 426
labour market
-
-
-
4 495
national
-
-
-
5 492
pensions
-
-
-
809
total
-
-
-
20 222
Employee
189 602
189 602
189 602
-
pensions
270
270
270
-
national
23 163
23 163
23 163
-
labour market
15 147
15 147
15 147
-
municipal
40 375
40 375
40 375
-
total
78 955
78 955
78 955
-
Employer
189 602
189 602
189 602
-
pensions
539
539
539
-
national
23 204
23 204
23 204
-
labour market
15 168
15 168
15 168
-
municipal
40 439
40 439
40 439
-
total
79 350
79 350
79 350
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
158 305
158 305
158 305
20 222
After tax
-101 305
-101 305
-101 305
36 778
Living cost
44 921
44 921
44 921
44 921
Free-cash
-146 226
-146 226
-146 226
-8 143

Estimated living cost  is ₽44921 per week

₽30745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽691
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽9449
-₽15905
₽18839
₽1468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
351
income
-
-
-
11 045
pensions
-
-
-
3 939
accident
-
-
-
239
health
-
-
-
2 065
total
-
-
-
17 639
Employee
32 282
-
47 350
-
health
3 697
-
5 421
-
pensions
3 635
-
5 332
-
income
4 429
-
6 626
-
total
11 761
-
17 379
-
Employer
32 282
-
47 350
-
unemployment
791
-
1 160
-
accident
539
-
791
-
pensions
5 249
-
7 699
-
total
6 579
-
9 650
-
Corporate
18 138
57 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

16 325
51 300
-
-
total
16 325
51 300
-
-
Dividends
1 814
5 700
-
-
withholding
345
1 083
-
-
total
345
1 083
-
-
Income
57 000
57 000
57 000
57 000
Total tax
35 010
52 383
27 029
17 639
After tax
21 990
4 617
29 971
39 361
Living cost
20 522
20 522
20 522
20 522
Free-cash
1 468
-15 905
9 449
18 839

Estimated living cost  is ₽20522 per week

₽14938
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1170
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽771
₽3451
₽7908
-₽1333
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
57 000
municipal
-
-
-
10 172
national
-
-
-
2 621
health
-
-
-
489
total
-
-
-
13 282
Employee
49 073
-
47 952
-
health
366
-
349
-
pensions
3 312
-
3 237
-
unemployment
736
-
719
-
national
811
-
750
-
municipal
8 038
-
7 857
-
total
13 263
-
12 912
-
Employer
49 073
-
47 952
-
unemployment
319
-
312
-
accident
50
-
48
-
health
377
-
370
-
pensions
8 514
-
8 319
-
total
9 260
-
9 049
-
Corporate
-
57 000
-
-
income
-
11 401
-
-
total
-
11 401
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
34 199
-
-
national
-
182
-
-
municipal
-
6 156
-
-
total
-
6 338
-
-
Income
57 000
57 000
57 000
57 000
Total tax
22 523
17 739
21 961
13 282
After tax
34 477
39 261
35 039
43 718
Living cost
35 810
35 810
35 810
35 810
Free-cash
-1 333
3 451
-771
7 908

Estimated living cost  is ₽35810 per week

₽23391
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽570
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8406
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽17741
₽14312
₽22631
₽15259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
8 893
income
-
-
-
2 428
health
-
-
-
1 453
total
-
-
-
12 774
Employee
71 723
71 723
71 723
-
health
556
1 220
880
-
social contributions
2 712
5 953
4 294
-
income
7 809
6 639
7 238
-
total
11 077
13 812
12 412
-
Employer
71 723
71 723
71 723
-
health
604
1 328
958
-
social contributions
2 712
5 953
4 294
-
total
3 316
7 281
5 252
-
Corporate
21 013
-
-
-
income
2 627
-
-
-
total
2 627
-
-
-
Dividends
18 386
-
-
-
withholding
3 126
-
-
-
total
3 126
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 146
21 093
17 664
12 774
After tax
36 854
35 907
39 336
44 226
Living cost
21 595
21 595
21 595
21 595
Free-cash
15 259
14 312
17 741
22 631

Estimated living cost  is ₽21595 per week

₽12942
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2119
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6057
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽20477
₽32393
₽27942
₽27646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
57 000
unemployment
-
-
-
27
income
-
-
-
4 914
pensions
-
-
-
5 933
health
-
-
-
3 375
total
-
-
-
14 249
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 409
-
51 678
-
health
1 820
-
4 393
-
pensions
3 211
-
7 751
-
unemployment
106
-
258
-
income
1 464
-
3 990
-
total
6 601
-
16 392
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 409
-
51 678
-
unemployment
106
-
258
-
health
920
-
2 221
-
pensions
1 177
-
2 843
-
total
2 203
-
5 322
-
Corporate
33 387
57 000
-
-
income
3 006
5 130
-
-
total
3 006
5 130
-
-
Dividends
30 381
51 870
-
-
withholding
2 735
4 668
-
-
total
2 735
4 668
-
-
Income
57 000
57 000
57 000
57 000
Total tax
14 545
9 798
21 714
14 249
After tax
42 455
47 202
35 286
42 751
Living cost
14 809
14 809
14 809
14 809
Free-cash
27 646
32 393
20 477
27 942

Estimated living cost  is ₽14809 per week

₽9448
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1067
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3852
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽5933
₽12840
₽5529
₽7929
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
57
unemployment
-
-
-
398
income
-
-
-
8 724
pensions
-
-
-
16 130
accident
-
-
-
513
total
-
-
-
25 822
Employee
34 489
-
43 220
-
pensions
1 621
-
2 032
-
unemployment
535
-
669
-
other
34
-
42
-
income
6 649
-
8 895
-
total
8 839
-
11 638
-
Employer
34 489
-
43 220
-
unemployment
1 897
-
2 377
-
accident
683
-
855
-
pensions
8 139
-
10 201
-
other
276
-
347
-
total
10 995
-
13 780
-
Corporate
11 516
57 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 728
8 549
-
-
total
1 728
8 549
-
-
Dividends
9 788
48 451
-
-
withholding
1 860
9 962
-
-
total
1 860
9 962
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 422
18 511
25 418
25 822
After tax
33 578
38 489
31 582
31 178
Living cost
25 649
25 649
25 649
25 649
Free-cash
7 929
12 840
5 933
5 529

Estimated living cost  is ₽25649 per week

₽17313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5422
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽33901
₽33669
₽34036
₽33357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
18 676
pensions
-
-
-
1 385
health
-
-
-
1 004
total
-
-
-
21 065
Employee
2 893
-
55 441
-
health
145
-
346
-
pensions
260
-
623
-
unemployment
29
-
69
-
income
560
-
18 603
-
total
994
-
19 641
-
Employer
2 893
-
55 441
-
unemployment
58
-
139
-
health
275
-
658
-
pensions
318
-
762
-
total
651
-
1 559
-
Corporate
53 456
57 000
-
-
income
11 760
12 540
-
-
total
11 760
12 540
-
-
Dividends
41 696
44 460
-
-
withholding
8 339
8 892
-
-
total
8 339
8 892
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 744
21 432
21 200
21 065
After tax
35 256
35 568
35 800
35 935
Living cost
1 899
1 899
1 899
1 899
Free-cash
33 357
33 669
33 901
34 036

Estimated living cost  is ₽1899 per week

₽1129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽43
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽14428
₽25050
₽11976
₽20461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
57 000
unemployment
-
-
-
855
income
-
-
-
7 345
pensions
-
-
-
14 820
health
-
-
-
5 871
total
-
-
-
28 891
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 328
-
48 346
-
health
1 253
-
2 490
-
pensions
3 406
-
6 768
-
unemployment
182
-
363
-
income
3 353
-
8 163
-
total
8 194
-
17 784
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 328
-
48 346
-
unemployment
182
-
363
-
health
1 253
-
2 490
-
pensions
2 919
-
5 802
-
total
4 354
-
8 655
-
Corporate
28 317
57 000
-
-
income
4 248
8 550
-
-
total
4 248
8 550
-
-
Dividends
24 070
48 450
-
-
withholding
3 610
7 267
-
-
total
3 610
7 267
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 406
15 817
26 439
28 891
After tax
36 594
41 183
30 561
28 109
Living cost
16 133
16 133
16 133
16 133
Free-cash
20 461
25 050
14 428
11 976

Estimated living cost  is ₽16133 per week

₽10863
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1248
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽5938
₽7275
₽7616
₽6938
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
57 000
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
19 807
income
-
-
-
4 431
total
-
-
-
24 238
Employee
36 201
-
46 061
-
social contributions
3 983
-
5 068
-
surtax
-
-
-
-
income
7 074
-
9 909
-
total
11 057
-
14 977
-
Employer
36 201
-
46 061
-
social contributions
8 597
-
10 939
-
total
8 597
-
10 939
-
Corporate
12 202
57 000
-
-
surtax
-
-
-
-
income
2 563
11 971
-
-
total
2 563
11 971
-
-
Dividends
9 639
45 029
-
-
withholding
2 699
12 608
-
-
total
2 699
12 608
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 916
24 579
25 916
24 238
After tax
32 084
32 421
31 084
32 762
Living cost
25 146
25 146
25 146
25 146
Free-cash
6 938
7 275
5 938
7 616

Estimated living cost  is ₽25146 per week

₽17810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1747
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽1198
₽5709
-₽1602
-₽2409
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
57
unemployment
-
-
-
398
income
-
-
-
8 724
pensions
-
-
-
16 130
accident
-
-
-
513
total
-
-
-
25 822
Employee
45 047
-
43 220
-
pensions
2 117
-
2 032
-
unemployment
697
-
669
-
other
44
-
42
-
income
9 409
-
8 895
-
total
12 267
-
11 638
-
Employer
45 047
-
43 220
-
unemployment
2 478
-
2 377
-
accident
892
-
855
-
pensions
10 631
-
10 201
-
other
361
-
347
-
total
14 362
-
13 780
-
Corporate
-
57 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
8 549
-
-
total
-
8 549
-
-
Dividends
-
48 451
-
-
withholding
-
9 962
-
-
total
-
9 962
-
-
Income
57 000
57 000
57 000
57 000
Total tax
26 629
18 511
25 418
25 822
After tax
30 371
38 489
31 582
31 178
Living cost
32 780
32 780
32 780
32 780
Free-cash
-2 409
5 709
-1 198
-1 602

Estimated living cost  is ₽32780 per week

₽23541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6229
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽24772
₽32683
₽23696
₽26995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
unemployment
-
-
-
130
income
-
-
-
8 550
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 824
health
-
-
-
3 748
total
-
-
-
17 252
Employee
21 255
-
50 605
-
health
978
-
1 499
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 866
-
2 862
-
income
2 126
-
5 060
-
total
5 204
-
9 780
-
Employer
21 255
-
50 605
-
unemployment
128
-
196
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
health
1 467
-
2 249
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 342
-
3 592
-
total
4 171
-
6 396
-
Corporate
31 575
57 000
-
-
income
3 157
5 700
-
-
total
3 157
5 700
-
-
Dividends
28 417
51 300
-
-
withholding
1 421
2 565
-
-
total
1 421
2 565
-
-
Income
57 000
57 000
57 000
57 000
Total tax
13 953
8 265
16 176
17 252
After tax
43 047
48 735
40 824
39 748
Living cost
16 052
16 052
16 052
16 052
Free-cash
26 995
32 683
24 772
23 696

Estimated living cost  is ₽16052 per week

₽10617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4134
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽7364
-₽6497
₽5408
₽5702
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
379
trade
-
-
-
1 956
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 875
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 372
total
-
-
-
15 582
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 409
-
57 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 372
-
6 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

211
-
379
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 816
-
6 875
-
total
10 399
-
13 626
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
10 591
57 000
-
-
chamber of commerce
158
225
-
-
trade
1 520
8 179
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

87
471
-
-
income
1 589
8 549
-
-
total
3 354
17 424
-
-
Dividends
7 237
39 576
-
-
withholding
1 455
9 539
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

80
524
-
-
total
1 535
10 063
-
-
Income
57 000
57 000
57 000
57 000
Total tax
15 288
27 487
13 626
15 582
After tax
41 712
29 513
43 374
41 418
Living cost
36 010
36 010
36 010
36 010
Free-cash
5 702
-6 497
7 364
5 408

Estimated living cost  is ₽36010 per week

₽24841
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3875
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽8917
-₽13232
-₽8917
-₽15960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
8 480
social contributions
-
-
-
4 305
total
-
-
-
12 785
Employee
72 960
-
57 000
-
social contributions
6 061
-
4 305
-
income
13 767
-
8 480
-
total
19 828
-
12 785
-
Employer
72 960
-
57 000
-
total
-
-
-
-
Corporate
-
57 000
-
-
income
-
7 124
-
-
total
-
7 124
-
-
Dividends
-
49 876
-
-
withholding
-
9 976
-
-
total
-
9 976
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 828
17 100
12 785
12 785
After tax
37 172
39 900
44 215
44 215
Living cost
53 132
53 132
53 132
53 132
Free-cash
-15 960
-13 232
-8 917
-8 917

Estimated living cost  is ₽53132 per week

₽40422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7873
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽7437
-₽1736
-₽9090
₽3668
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
57 000
income
-
-
-
26 550
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 682
total
-
-
-
32 232
Employee
42 788
-
52 709
-
social contributions
4 287
-
4 291
-
income
4 643
-
7 123
-
total
8 930
-
11 414
-
Employer
42 788
-
52 709
-
social contributions
4 287
-
4 291
-
total
4 287
-
4 291
-
Corporate
9 925
57 000
-
-
income
3 473
19 950
-
-
total
3 473
19 950
-
-
Dividends
6 452
37 050
-
-
social contributions
2 784
4 928
-
-
total
2 784
4 928
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 474
24 878
15 705
32 232
After tax
37 526
32 122
41 295
24 768
Living cost
33 858
33 858
33 858
33 858
Free-cash
3 668
-1 736
7 437
-9 090

Estimated living cost  is ₽33858 per week

₽22302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽2002
₽7827
₽7869
₽2527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
10 688
pensions
-
-
-
3 561
total
-
-
-
14 249
Employee
47 881
-
50 795
-
health
625
-
685
-
pensions
3 654
-
4 004
-
income
8 719
-
9 222
-
total
12 998
-
13 911
-
Employer
47 881
-
50 795
-
health
910
-
966
-
pensions
4 837
-
5 239
-
total
5 747
-
6 205
-
Corporate
3 372
57 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

641
10 829
-
-
total
641
10 829
-
-
Dividends
2 731
46 171
-
-
withholding
205
3 462
-
-
total
205
3 462
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 591
14 291
20 116
14 249
After tax
37 409
42 709
36 884
42 751
Living cost
34 882
34 882
34 882
34 882
Free-cash
2 527
7 827
2 002
7 869

Estimated living cost  is ₽34882 per week

₽23929
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7307
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽7417
-₽17937
₽16807
₽1158
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
351
income
-
-
-
11 045
pensions
-
-
-
3 939
accident
-
-
-
239
health
-
-
-
2 065
total
-
-
-
17 639
Employee
35 478
-
47 350
-
health
4 062
-
5 421
-
pensions
3 995
-
5 332
-
income
4 867
-
6 626
-
total
12 924
-
17 379
-
Employer
35 478
-
47 350
-
unemployment
869
-
1 160
-
accident
592
-
791
-
pensions
5 768
-
7 699
-
total
7 229
-
9 650
-
Corporate
14 292
57 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

12 863
51 300
-
-
total
12 863
51 300
-
-
Dividends
1 429
5 700
-
-
withholding
272
1 083
-
-
total
272
1 083
-
-
Income
57 000
57 000
57 000
57 000
Total tax
33 288
52 383
27 029
17 639
After tax
23 712
4 617
29 971
39 361
Living cost
22 554
22 554
22 554
22 554
Free-cash
1 158
-17 937
7 417
16 807

Estimated living cost  is ₽22554 per week

₽16552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1314
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4233
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽20945
₽35843
₽20945
₽31304
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
57 000
unemployment
-
-
-
684
health insurance
-
-
-
4 218
income
-
-
-
7 773
pensions
-
-
-
10 488
work injury
-
-
-
285
total
-
-
-
23 448
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 172
-
57 000
-
pensions
3 712
-
10 488
-
unemployment
242
-
684
-
work injury
101
-
285
-
health insurance
1 493
-
4 218
-
income
2 017
-
7 773
-
total
7 565
-
23 448
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
36 828
57 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
36 828
57 000
-
-
withholding
5 524
8 550
-
-
total
5 524
8 550
-
-
Income
57 000
57 000
57 000
57 000
Total tax
13 089
8 550
23 448
23 448
After tax
43 911
48 450
33 552
33 552
Living cost
12 607
12 607
12 607
12 607
Free-cash
31 304
35 843
20 945
20 945

Estimated living cost  is ₽12607 per week

₽7810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽916
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
-₽9624
-₽7135
-₽6460
-₽21599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
municipal
-
-
-
381
social contributions
-
-
-
14 661
national
-
-
-
10 369
regional
-
-
-
891
total
-
-
-
26 302
Employee
78 598
-
57 000
-
social contributions
26 503
-
19 221
-
national
13 282
-
9 139
-
regional
1 187
-
766
-
municipal
469
-
340
-
total
41 441
-
29 466
-
Employer
78 598
-
57 000
-
total
-
-
-
-
Corporate
-
57 000
-
-
municipal
-
2 747
-
-
nationa
-
13 681
-
-
total
-
16 428
-
-
Dividends
-
40 572
-
-
withholding
-
10 549
-
-
total
-
10 549
-
-
Income
57 000
57 000
57 000
57 000
Total tax
41 441
26 977
29 466
26 302
After tax
15 559
30 023
27 534
30 698
Living cost
37 158
37 158
37 158
37 158
Free-cash
-21 599
-7 135
-9 624
-6 460

Estimated living cost  is ₽37158 per week

₽26101
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7939
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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