Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 57000
per

Your estimated
City
free-cash

Dresden , Germany
₽15406
₽1009
₽13178
₽11201
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 296
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 999
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
385
trade
-
-
-
2 228
total
-
-
-
15 908
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 249
-
57 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

54
-
385
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

985
-
6 999
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 296
-
6 296
-
total
7 335
-
13 680
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
21 751
57 000
-
-
chamber of commerce
171
222
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

180
470
-
-
trade
3 426
8 977
-
-
income
3 263
8 550
-
-
total
7 040
18 219
-
-
Dividends
14 710
38 780
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

184
514
-
-
withholding
3 326
9 344
-
-
total
3 510
9 858
-
-
Income
57 000
57 000
57 000
57 000
Total tax
17 885
28 077
13 680
15 908
After tax
39 115
28 923
43 320
41 092
Living cost
27 914
27 914
27 914
27 914
Free-cash
11 201
1 009
15 406
13 178

Estimated living cost  is ₽27914 per week

₽17559
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3255
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽12510
-₽13036
-₽12957
-₽25183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
613
pensions
-
-
-
6 840
national
-
-
-
8 448
municipal
-
-
-
5 452
total
-
-
-
21 353
Employee
75 345
-
49 276
-
municipal
9 306
-
5 673
-
national
14 421
-
8 790
-
pensions
3 014
-
1 971
-
total
26 741
-
16 434
-
Employer
75 345
-
49 276
-
pensions
6 028
-
3 942
-
social contributions
810
-
530
-
total
6 838
-
4 472
-
Corporate
-
57 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
11 400
-
-
total
-
11 400
-
-
Dividends
-
45 600
-
-
withholding
-
10 032
-
-
total
-
10 032
-
-
Income
57 000
57 000
57 000
57 000
Total tax
33 579
21 432
20 906
21 353
After tax
23 421
35 568
36 094
35 647
Living cost
48 604
48 604
48 604
48 604
Free-cash
-25 183
-13 036
-12 510
-12 957

Estimated living cost  is ₽48604 per week

₽33036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4518
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽727
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10323
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽13355
₽26428
₽26376
₽18866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
57 000
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 901
income
-
-
-
-
surtax
-
-
-
-
microenterprise
-
-
-
8 550
total
-
-
-
11 451
Employee
26 929
-
45 935
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 963
-
5 053
-
income
4 794
-
8 354
-
total
7 757
-
13 407
-
Employer
26 929
-
45 935
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 487
-
11 065
-
total
6 487
-
11 065
-
Corporate
23 584
57 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 717
11 399
-
-
total
4 717
11 399
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

18 867
45 601
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
18 961
11 399
24 472
11 451
After tax
38 039
45 601
32 528
45 549
Living cost
19 173
19 173
19 173
19 173
Free-cash
18 866
26 428
13 355
26 376

Estimated living cost  is ₽19173 per week

₽12232
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1826
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽34517
-₽29344
-₽6058
-₽34517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
8 750
income
-
-
-
5 440
pensions
-
-
-
10 261
total
-
-
-
24 451
Employee
78 700
78 700
78 700
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 882
12 882
12 882
-
pensions
14 166
10 798
14 166
-
health
12 080
10 275
12 080
-
total
39 128
33 955
39 128
-
Employer
78 700
78 700
78 700
-
unemployment
2 833
2 833
2 833
-
health
5 471
5 471
5 471
-
pensions
5 478
5 478
5 478
-
total
13 782
13 782
13 782
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
52 910
47 737
52 910
24 451
After tax
4 090
9 263
4 090
32 549
Living cost
38 607
38 607
38 607
38 607
Free-cash
-34 517
-29 344
-34 517
-6 058

Estimated living cost  is ₽38607 per week

₽27360
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽7302
-₽6618
-₽9326
-₽13673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
6 623
health
-
-
-
3 557
accident
-
-
-
114
pensions
-
-
-
6 162
national
-
-
-
-
unemployment
-
-
-
57
municipal
-
-
-
12 073
total
-
-
-
28 586
Employee
53 776
-
43 372
-
municipal
16 036
-
12 934
-
national
-
-
-
-
total
16 036
-
12 934
-
Employer
53 776
-
43 372
-
other
6 249
-
5 040
-
unemployment
1 420
-
1 145
-
health
3 307
-
2 667
-
accident
108
-
87
-
pensions
5 813
-
4 689
-
total
16 897
-
13 628
-
Corporate
-
57 000
-
-
income
-
12 540
-
-
total
-
12 540
-
-
Dividends
-
44 460
-
-
withholding
-
13 338
-
-
total
-
13 338
-
-
Income
57 000
57 000
57 000
57 000
Total tax
32 933
25 878
26 562
28 586
After tax
24 067
31 122
30 438
28 414
Living cost
37 740
37 740
37 740
37 740
Free-cash
-13 673
-6 618
-7 302
-9 326

Estimated living cost  is ₽37740 per week

₽25013
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽7116
-₽7575
₽4788
₽5377
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 296
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 999
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
385
trade
-
-
-
2 328
total
-
-
-
16 008
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 736
-
57 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

220
-
385
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 015
-
6 999
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 296
-
6 296
-
total
10 531
-
13 680
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
10 264
57 000
-
-
chamber of commerce
154
220
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

84
470
-
-
trade
1 688
9 376
-
-
income
1 539
8 550
-
-
total
3 465
18 616
-
-
Dividends
6 800
38 383
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

73
509
-
-
withholding
1 350
9 246
-
-
total
1 423
9 755
-
-
Income
57 000
57 000
57 000
57 000
Total tax
15 419
28 371
13 680
16 008
After tax
41 581
28 629
43 320
40 992
Living cost
36 204
36 204
36 204
36 204
Free-cash
5 377
-7 575
7 116
4 788

Estimated living cost  is ₽36204 per week

₽24213
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7632
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽9549
₽6267
₽14254
₽8210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
8 891
health
-
-
-
1 453
income
-
-
-
2 510
total
-
-
-
12 854
Employee
70 866
70 866
70 866
-
social contributions
3 444
5 882
4 295
-
income
7 442
6 560
7 132
-
health
705
1 205
880
-
total
11 591
13 647
12 307
-
Employer
70 866
70 866
70 866
-
health
768
1 312
957
-
social contributions
3 444
5 882
4 295
-
total
4 212
7 194
5 252
-
Corporate
11 307
-
-
-
income
1 413
-
-
-
total
1 413
-
-
-
Dividends
9 894
-
-
-
withholding
1 682
-
-
-
total
1 682
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
18 898
20 841
17 559
12 854
After tax
38 102
36 159
39 441
44 146
Living cost
29 892
29 892
29 892
29 892
Free-cash
8 210
6 267
9 549
14 254

Estimated living cost  is ₽29892 per week

₽20434
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2335
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽502
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6621
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽15736
₽14944
₽22179
₽15304
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
3 990
income
-
-
-
6 968
pensions
-
-
-
5 700
unemployment
-
-
-
855
total
-
-
-
17 513
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 985
9 944
47 699
-
income
3 054
1 216
5 831
-
pensions
2 499
994
4 770
-
health
1 749
696
3 339
-
unemployment
375
149
715
-
total
7 677
3 055
14 655
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 985
9 944
47 699
-
pensions
4 872
1 939
9 301
-
total
4 872
1 939
9 301
-
Corporate
27 143
45 117
-
-
income
2 443
4 061
-
-
total
2 443
4 061
-
-
Dividends
24 700
41 057
-
-
social contributions
4 703
7 892
-
-
withholding
4 693
7 801
-
-
total
9 396
15 693
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 388
24 748
23 956
17 513
After tax
32 612
32 252
33 044
39 487
Living cost
17 308
17 308
17 308
17 308
Free-cash
15 304
14 944
15 736
22 179

Estimated living cost  is ₽17308 per week

₽11812
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1416
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽346
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3735
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽10926
₽23341
₽8946
₽17615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
7 410
income
-
-
-
6 983
pensions
-
-
-
11 401
total
-
-
-
25 794
Employee
26 144
-
42 601
-
income
2 943
-
7 881
-
pensions
523
-
852
-
unemployment
418
-
682
-
total
3 884
-
9 415
-
Employer
26 144
-
42 601
-
unemployment
210
-
341
-
health
3 398
-
5 539
-
pensions
5 229
-
8 519
-
total
8 837
-
14 399
-
Corporate
22 019
57 000
-
-
income
4 404
11 399
-
-
total
4 404
11 399
-
-
Dividends
17 615
45 601
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
17 125
11 399
23 814
25 794
After tax
39 875
45 601
33 186
31 206
Living cost
22 260
22 260
22 260
22 260
Free-cash
17 615
23 341
10 926
8 946

Estimated living cost  is ₽22260 per week

₽15268
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5219
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽9435
-₽15823
₽18910
₽1481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
344
health
-
-
-
2 026
accident
-
-
-
235
income
-
-
-
11 179
pensions
-
-
-
3 866
total
-
-
-
17 650
Employee
32 153
-
47 350
-
income
4 411
-
6 721
-
pensions
3 621
-
5 332
-
health
3 682
-
5 422
-
total
11 714
-
17 475
-
Employer
32 153
-
47 350
-
unemployment
788
-
1 160
-
accident
537
-
791
-
pensions
5 228
-
7 699
-
total
6 553
-
9 650
-
Corporate
18 294
57 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

16 464
51 300
-
-
total
16 464
51 300
-
-
Dividends
1 830
5 700
-
-
withholding
348
1 083
-
-
total
348
1 083
-
-
Income
57 000
57 000
57 000
57 000
Total tax
35 079
52 383
27 125
17 650
After tax
21 921
4 617
29 875
39 350
Living cost
20 440
20 440
20 440
20 440
Free-cash
1 481
-15 823
9 435
18 910

Estimated living cost  is ₽20440 per week

₽14981
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1132
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3901
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽37943
₽46493
₽48773
₽45058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
570
total
-
-
-
570
Employee
9 571
-
57 000
-
income
1 914
-
11 400
-
total
1 914
-
11 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

47 429
57 000
-
-
total
-
-
-
-
Dividends
47 429
57 000
-
-
withholding
2 371
2 850
-
-
total
2 371
2 850
-
-
Income
57 000
57 000
57 000
57 000
Total tax
4 285
2 850
11 400
570
After tax
52 715
54 150
45 600
56 430
Living cost
7 657
7 657
7 657
7 657
Free-cash
45 058
46 493
37 943
48 773

Estimated living cost  is ₽7657 per week

₽4745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽636
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽210
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2065
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽8856
₽17322
₽6306
₽11095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
2 707
health
-
-
-
2 508
income
-
-
-
7 240
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
13 682
total
-
-
-
26 137
Employee
33 462
-
45 527
-
income
5 761
-
7 837
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 342
-
3 186
-
health
469
-
637
-
unemployment
334
-
455
-
total
8 906
-
12 115
-
Employer
33 462
-
45 527
-
other
1 674
-
2 277
-
unemployment
334
-
455
-
health
469
-
637
-
accident
268
-
364
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 689
-
7 739
-
total
8 434
-
11 472
-
Corporate
15 105
57 000
-
-
income
3 172
11 969
-
-
total
3 172
11 969
-
-
Dividends
11 932
45 031
-
-
withholding
836
3 152
-
-
total
836
3 152
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 348
15 121
23 587
26 137
After tax
35 652
41 879
33 413
30 863
Living cost
24 557
24 557
24 557
24 557
Free-cash
11 095
17 322
8 856
6 306

Estimated living cost  is ₽24557 per week

₽17351
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1658
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5152
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽24094
-₽18180
-₽18176
-₽40956
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
10 679
pensions
-
-
-
3 609
total
-
-
-
14 288
Employee
86 147
-
50 748
-
income
15 529
-
9 199
-
health
1 420
-
694
-
pensions
8 311
-
4 062
-
total
25 260
-
13 955
-
Employer
86 147
-
50 748
-
health
1 636
-
964
-
pensions
10 172
-
5 287
-
total
11 808
-
6 251
-
Corporate
-
57 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
10 829
-
-
total
-
10 829
-
-
Dividends
-
46 171
-
-
withholding
-
3 463
-
-
total
-
3 463
-
-
Income
57 000
57 000
57 000
57 000
Total tax
37 068
14 292
20 206
14 288
After tax
19 932
42 708
36 794
42 712
Living cost
60 888
60 888
60 888
60 888
Free-cash
-40 956
-18 180
-24 094
-18 176

Estimated living cost  is ₽60888 per week

₽45625
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽29169
₽36812
₽28046
₽32588
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
3 653
income
-
-
-
8 550
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 701
unemployment
-
-
-
127
total
-
-
-
17 031
Employee
15 787
-
50 768
-
income
1 578
-
5 077
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 386
-
2 789
-
health
726
-
1 461
-
total
3 864
-
9 676
-
Employer
15 787
-
50 768
-
unemployment
94
-
191
-
health
1 090
-
2 192
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 740
-
3 500
-
total
3 098
-
6 232
-
Corporate
38 115
57 000
-
-
income
3 812
5 700
-
-
total
3 812
5 700
-
-
Dividends
34 303
51 300
-
-
withholding
1 715
2 565
-
-
total
1 715
2 565
-
-
Income
57 000
57 000
57 000
57 000
Total tax
12 489
8 265
15 908
17 031
After tax
44 511
48 735
41 092
39 969
Living cost
11 923
11 923
11 923
11 923
Free-cash
32 588
36 812
29 169
28 046

Estimated living cost  is ₽11923 per week

₽6961
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3795
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽47014
-₽41841
-₽18555
-₽43403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
8 750
income
-
-
-
5 440
pensions
-
-
-
10 261
total
-
-
-
24 451
Employee
85 443
78 700
78 700
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 882
12 882
12 882
-
pensions
10 798
10 798
14 166
-
health
10 660
10 275
12 080
-
total
34 340
33 955
39 128
-
Employer
85 443
78 700
78 700
-
unemployment
3 076
2 833
2 833
-
health
5 937
5 471
5 471
-
pensions
5 946
5 478
5 478
-
total
14 959
13 782
13 782
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
49 299
47 737
52 910
24 451
After tax
7 701
9 263
4 090
32 549
Living cost
51 104
51 104
51 104
51 104
Free-cash
-43 403
-41 841
-47 014
-18 555

Estimated living cost  is ₽51104 per week

₽37697
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4565
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽6177
₽16495
₽5013
₽8380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
16 644
health
-
-
-
7 695
income
-
-
-
4 899
solidarity contribution
-
-
-
-
total
-
-
-
29 238
Employee
33 454
-
42 537
-
social contributions
2 175
-
2 765
-
solidarity contribution
-
-
-
-
income
4 014
-
5 104
-
health
4 516
-
5 743
-
total
10 705
-
13 612
-
Employer
33 454
-
42 537
-
health
3 011
-
3 828
-
social contributions
8 363
-
10 634
-
total
11 374
-
14 462
-
Corporate
12 172
57 000
-
-
income
2 313
10 830
-
-
total
2 313
10 830
-
-
Dividends
9 859
46 170
-
-
withholding
1 479
6 926
-
-
total
1 479
6 926
-
-
Income
57 000
57 000
57 000
57 000
Total tax
25 871
17 756
28 074
29 238
After tax
31 129
39 244
28 926
27 762
Living cost
22 749
22 749
22 749
22 749
Free-cash
8 380
16 495
6 177
5 013

Estimated living cost  is ₽22749 per week

₽15801
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1618
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4882
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽11068
-₽8477
-₽7847
-₽24906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
14 661
national
-
-
-
10 381
regional
-
-
-
578
municipal
-
-
-
339
total
-
-
-
25 959
Employee
81 905
-
57 000
-
social contributions
27 619
-
19 220
-
municipal
434
-
303
-
national
14 192
-
9 152
-
regional
773
-
505
-
total
43 018
-
29 180
-
Employer
81 905
-
57 000
-
total
-
-
-
-
Corporate
-
57 000
-
-
nationa
-
13 680
-
-
municipal
-
2 223
-
-
total
-
15 903
-
-
Dividends
-
41 097
-
-
withholding
-
10 686
-
-
total
-
10 686
-
-
Income
57 000
57 000
57 000
57 000
Total tax
43 018
26 589
29 180
25 959
After tax
13 982
30 411
27 820
31 041
Living cost
38 888
38 888
38 888
38 888
Free-cash
-24 906
-8 477
-11 068
-7 847

Estimated living cost  is ₽38888 per week

₽27108
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2550
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8633
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽10305
₽15517
₽11540
₽12650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
-
health
-
-
-
4 047
income
-
-
-
8 842
pensions
-
-
-
11 399
surtax
-
-
-
626
unemployment
-
-
-
210
total
-
-
-
25 124
Employee
30 477
-
47 087
-
surtax
100
-
532
-
income
5 109
-
8 297
-
other
-
-
-
-
pensions
2 032
-
3 141
-
health
778
-
1 201
-
unemployment
2 121
-
3 277
-
total
10 140
-
16 448
-
Employer
30 477
-
47 087
-
other
-
-
-
-
unemployment
965
-
1 492
-
health
1 387
-
2 142
-
pensions
4 063
-
6 277
-
total
6 415
-
9 911
-
Corporate
20 109
57 000
-
-
income
5 227
14 820
-
-
total
5 227
14 820
-
-
Dividends
14 881
42 180
-
-
withholding
2 232
6 327
-
-
total
2 232
6 327
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 014
21 147
26 359
25 124
After tax
32 986
35 853
30 641
31 876
Living cost
20 336
20 336
20 336
20 336
Free-cash
12 650
15 517
10 305
11 540

Estimated living cost  is ₽20336 per week

₽12435
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽4803
₽1111
₽1115
-₽8080
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
10 679
pensions
-
-
-
3 609
total
-
-
-
14 288
Employee
57 734
-
50 748
-
income
10 398
-
9 199
-
health
838
-
694
-
pensions
4 900
-
4 062
-
total
16 136
-
13 955
-
Employer
57 734
-
50 748
-
health
1 097
-
964
-
pensions
6 250
-
5 287
-
total
7 347
-
6 251
-
Corporate
-
57 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
10 829
-
-
total
-
10 829
-
-
Dividends
-
46 171
-
-
withholding
-
3 463
-
-
total
-
3 463
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 483
14 292
20 206
14 288
After tax
33 517
42 708
36 794
42 712
Living cost
41 597
41 597
41 597
41 597
Free-cash
-8 080
1 111
-4 803
1 115

Estimated living cost  is ₽41597 per week

₽31164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3118
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽28210
-₽47551
-₽25314
-₽37359
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 140
health
-
-
-
240
pensions
-
-
-
5 243
city
-
-
-
599
national
-
-
-
178
regional
-
-
-
1 297
total
-
-
-
8 697
Employee
86 151
-
51 018
-
national
408
-
144
-
city
925
-
548
-
pensions
7 238
-
4 284
-
health
195
-
115
-
regional
2 821
-
1 082
-
unemployment
-
-
-
-
total
11 587
-
6 173
-
Employer
86 151
-
51 018
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 722
-
1 021
-
unemployment
-
-
-
-
health
195
-
115
-
pensions
7 238
-
4 284
-
total
9 155
-
5 420
-
Corporate
-
57 000
-
-
regional
-
12 055
-
-
national
-
4 844
-
-
total
-
16 899
-
-
Dividends
-
40 100
-
-
withholding
-
14 035
-
-
total
-
14 035
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 742
30 934
11 593
8 697
After tax
36 258
26 066
45 407
48 303
Living cost
73 617
73 617
73 617
73 617
Free-cash
-37 359
-47 551
-28 210
-25 314

Estimated living cost  is ₽73617 per week

₽47872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6606
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽904
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
₽1101
-₽13884
-₽1326
₽940
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 296
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 999
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
385
trade
-
-
-
2 427
total
-
-
-
16 107
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 386
-
57 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

359
-
385
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 513
-
6 999
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 296
-
6 296
-
total
13 168
-
13 680
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 614
57 000
-
-
chamber of commerce
142
220
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

14
470
-
-
trade
276
9 776
-
-
income
241
8 550
-
-
total
673
19 016
-
-
Dividends
941
37 983
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
504
-
-
withholding
-
9 145
-
-
total
-
9 649
-
-
Income
57 000
57 000
57 000
57 000
Total tax
13 841
28 665
13 680
16 107
After tax
43 159
28 335
43 320
40 893
Living cost
42 219
42 219
42 219
42 219
Free-cash
940
-13 884
1 101
-1 326

Estimated living cost  is ₽42219 per week

₽30835
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3377
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽2944
-₽2804
₽2536
₽2638
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
1 766
social contributions
-
-
-
1 625
health
-
-
-
493
income
-
-
-
2 755
pensions
-
-
-
16 294
surtax
-
-
-
-
total
-
-
-
22 933
Employee
39 443
-
43 434
-
surtax
-
-
-
-
social contributions
1 125
-
1 238
-
income
2 328
-
2 810
-
pensions
4 460
-
4 913
-
total
7 913
-
8 961
-
Employer
39 443
-
43 434
-
other
1 361
-
1 499
-
unemployment
1 597
-
1 759
-
health
2 762
-
3 040
-
pensions
6 480
-
7 135
-
social contributions
119
-
131
-
total
12 319
-
13 564
-
Corporate
5 240
57 000
-
-
surtax
-
-
-
-
income
1 467
15 960
-
-
total
1 467
15 960
-
-
Dividends
3 773
41 040
-
-
social contributions
649
7 059
-
-
surtax
-
-
-
-
withholding
483
5 254
-
-
total
1 132
12 313
-
-
Income
57 000
57 000
57 000
57 000
Total tax
22 831
28 273
22 525
22 933
After tax
34 169
28 727
34 475
34 067
Living cost
31 531
31 531
31 531
31 531
Free-cash
2 638
-2 804
2 944
2 536

Estimated living cost  is ₽31531 per week

₽19881
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8550
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽6068
₽320
₽5660
₽5443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
1 766
social contributions
-
-
-
1 625
health
-
-
-
493
income
-
-
-
2 755
pensions
-
-
-
16 294
surtax
-
-
-
-
total
-
-
-
22 933
Employee
35 208
-
43 434
-
surtax
-
-
-
-
social contributions
1 004
-
1 238
-
income
1 815
-
2 810
-
pensions
3 982
-
4 913
-
total
6 801
-
8 961
-
Employer
35 208
-
43 434
-
other
1 215
-
1 499
-
unemployment
1 425
-
1 759
-
health
2 464
-
3 040
-
pensions
5 785
-
7 135
-
social contributions
105
-
131
-
total
10 994
-
13 564
-
Corporate
10 797
57 000
-
-
surtax
-
-
-
-
income
3 024
15 960
-
-
total
3 024
15 960
-
-
Dividends
7 773
41 040
-
-
social contributions
1 336
7 059
-
-
surtax
-
-
-
-
withholding
995
5 254
-
-
total
2 331
12 313
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 150
28 273
22 525
22 933
After tax
33 850
28 727
34 475
34 067
Living cost
28 407
28 407
28 407
28 407
Free-cash
5 443
320
6 068
5 660

Estimated living cost  is ₽28407 per week

₽16475
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2886
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽14477
₽15233
₽17062
₽15714
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
7 867
health
-
-
-
3 979
income
-
-
-
8 550
total
-
-
-
20 396
Employee
31 247
-
57 000
-
social contributions
4 313
-
7 867
-
income
5 212
-
11 135
-
health
2 181
-
3 979
-
total
11 706
-
22 981
-
Employer
31 247
-
57 000
-
total
-
-
-
-
Corporate
25 753
57 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 287
2 851
-
-
total
1 287
2 851
-
-
Dividends
24 465
54 149
-
-
social contributions
3 375
7 473
-
-
withholding
3 669
8 122
-
-
health
1 707
3 779
-
-
total
8 751
19 374
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 744
22 225
22 981
20 396
After tax
35 256
34 775
34 019
36 604
Living cost
19 542
19 542
19 542
19 542
Free-cash
15 714
15 233
14 477
17 062

Estimated living cost  is ₽19542 per week

₽13078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1205
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽11188
₽70
-₽1237
-₽3367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
4 360
income
-
-
-
4 797
chamber of commerce
-
-
-
227
pensions
-
-
-
10 546
surtax
-
-
-
182
unemployment
-
-
-
5 652
total
-
-
-
25 764
Employee
46 057
36 727
44 119
-
income
5 243
2 709
4 689
-
other
460
367
441
-
pensions
4 717
3 760
4 517
-
health
1 782
1 422
1 707
-
unemployment
1 382
1 102
1 324
-
total
13 584
9 360
12 678
-
Employer
46 057
36 727
44 119
-
other
2 188
1 744
2 095
-
unemployment
1 382
1 102
1 324
-
health
1 740
1 389
1 668
-
surtax
182
182
182
-
accident
598
477
574
-
pensions
5 780
4 610
5 537
-
payroll
1 382
1 102
1 324
-
chamber of commerce
184
147
177
-
total
13 436
10 753
12 881
-
Corporate
3 498
9 521
40 622
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

874
2 380
10 156
-
total
874
2 380
10 156
-
Dividends
-
7 141
-
-
withholding
-
1 964
-
-
total
-
1 964
-
-
Income
57 000
57 000
57 000
57 000
Total tax
27 894
24 457
35 715
25 764
After tax
29 106
32 543
21 285
31 236
Living cost
32 473
32 473
32 473
32 473
Free-cash
-3 367
70
-11 188
-1 237

Estimated living cost  is ₽32473 per week

₽21658
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7511
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽9401
-₽1504
-₽3578
-₽28111
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
6 994
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 001
national
-
-
-
16 981
total
-
-
-
26 976
Employee

The minimum management director salary is set at €45,000 per year.

65 922
-
44 149
-
national
20 267
-
11 876
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 944
-
3 311
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 097
-
2 074
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 438
-
2 303
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

574
-
385
-
total
32 320
-
19 949
-
Employer

The minimum management director salary is set at €45,000 per year.

65 922
-
44 149
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

962
-
645
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 054
-
2 714
-
surtax
7 475
-
5 005
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

857
-
574
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 841
-
3 912
-
total
19 189
-
12 850
-
Corporate
-
57 000
-
-
surtax
-
227
-
-
income
-
11 399
-
-
total
-
11 626
-
-
Dividends
-
45 373
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
13 276
-
-
total
-
13 276
-
-
Income
57 000
57 000
57 000
57 000
Total tax
51 509
24 902
32 799
26 976
After tax
5 491
32 098
24 201
30 024
Living cost
33 602
33 602
33 602
33 602
Free-cash
-28 111
-1 504
-9 401
-3 578

Estimated living cost  is ₽33602 per week

₽21644
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2938
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8494
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽1741
₽5202
-₽2145
-₽3499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
58
accident
-
-
-
512
income
-
-
-
8 761
pensions
-
-
-
16 132
unemployment
-
-
-
399
total
-
-
-
25 862
Employee
45 875
-
43 222
-
income
9 679
-
8 934
-
other
45
-
44
-
pensions
2 156
-
2 032
-
unemployment
712
-
670
-
total
12 592
-
11 680
-
Employer
45 875
-
43 222
-
other
366
-
345
-
unemployment
2 524
-
2 377
-
accident
908
-
855
-
pensions
10 826
-
10 201
-
total
14 624
-
13 778
-
Corporate
-
57 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
8 550
-
-
total
-
8 550
-
-
Dividends
-
48 450
-
-
withholding
-
9 965
-
-
total
-
9 965
-
-
Income
57 000
57 000
57 000
57 000
Total tax
27 216
18 515
25 458
25 862
After tax
29 784
38 485
31 542
31 138
Living cost
33 283
33 283
33 283
33 283
Free-cash
-3 499
5 202
-1 741
-2 145

Estimated living cost  is ₽33283 per week

₽24509
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2361
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5932
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽11592
-₽14403
-₽12703
-₽21128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
4 274
accident
-
-
-
512
income
-
-
-
2 697
pensions
-
-
-
9 120
communal
-
-
-
-
surtax
-
-
-
3 017
total
-
-
-
19 620
Employee
69 791
-
50 916
-
surtax
4 278
-
3 120
-
income
6 741
-
2 965
-
pensions
5 582
-
4 073
-
health
3 106
-
2 267
-
total
19 707
-
12 425
-
Employer
69 791
-
50 916
-
health
2 128
-
1 553
-
accident
628
-
458
-
pensions
5 582
-
4 073
-
total
8 338
-
6 084
-
Corporate
-
57 000
-
-
surtax
-
598
-
-
income
-
8 550
-
-
communal
-
3 848
-
-
total
-
12 996
-
-
Dividends
-
44 004
-
-
income
-
1 724
-
-
withholding
-
6 600
-
-
total
-
8 324
-
-
Income
57 000
57 000
57 000
57 000
Total tax
28 045
21 320
18 509
19 620
After tax
28 955
35 680
38 491
37 380
Living cost
50 083
50 083
50 083
50 083
Free-cash
-21 128
-14 403
-11 592
-12 703

Estimated living cost  is ₽50083 per week

₽37570
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3034
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8947
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽9941
₽15153
₽11176
₽12221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
-
health
-
-
-
4 047
income
-
-
-
8 842
pensions
-
-
-
11 399
surtax
-
-
-
626
unemployment
-
-
-
210
total
-
-
-
25 124
Employee
31 036
-
47 087
-
surtax
110
-
532
-
income
5 203
-
8 297
-
other
-
-
-
-
pensions
2 071
-
3 141
-
health
792
-
1 201
-
unemployment
2 160
-
3 277
-
total
10 336
-
16 448
-
Employer
31 036
-
47 087
-
other
-
-
-
-
unemployment
985
-
1 492
-
health
1 411
-
2 142
-
pensions
4 138
-
6 277
-
total
6 534
-
9 911
-
Corporate
19 430
57 000
-
-
income
5 053
14 820
-
-
total
5 053
14 820
-
-
Dividends
14 378
42 180
-
-
withholding
2 156
6 327
-
-
total
2 156
6 327
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 079
21 147
26 359
25 124
After tax
32 921
35 853
30 641
31 876
Living cost
20 700
20 700
20 700
20 700
Free-cash
12 221
15 153
9 941
11 176

Estimated living cost  is ₽20700 per week

₽12498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1800
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5924
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽2732
₽5134
₽5933
₽3088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
14 661
national
-
-
-
10 381
regional
-
-
-
860
municipal
-
-
-
339
total
-
-
-
26 241
Employee
51 122
-
57 000
-
social contributions
17 239
-
19 220
-
municipal
271
-
303
-
national
8 099
-
9 152
-
regional
688
-
767
-
total
26 297
-
29 442
-
Employer
51 122
-
57 000
-
total
-
-
-
-
Corporate
5 878
57 000
-
-
nationa
1 411
13 680
-
-
municipal
292
2 833
-
-
total
1 703
16 513
-
-
Dividends
4 175
40 487
-
-
withholding
1 086
10 527
-
-
total
1 086
10 527
-
-
Income
57 000
57 000
57 000
57 000
Total tax
29 086
27 040
29 442
26 241
After tax
27 914
29 960
27 558
30 759
Living cost
24 826
24 826
24 826
24 826
Free-cash
3 088
5 134
2 732
5 933

Estimated living cost  is ₽24826 per week

₽15439
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2515
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6446
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽894
₽11212
-₽270
₽1212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
16 644
health
-
-
-
7 695
income
-
-
-
4 899
solidarity contribution
-
-
-
-
total
-
-
-
29 238
Employee
41 224
-
42 537
-
social contributions
2 680
-
2 765
-
solidarity contribution
-
-
-
-
income
4 947
-
5 104
-
health
5 565
-
5 743
-
total
13 192
-
13 612
-
Employer
41 224
-
42 537
-
health
3 710
-
3 828
-
social contributions
10 306
-
10 634
-
total
14 016
-
14 462
-
Corporate
1 760
57 000
-
-
income
334
10 830
-
-
total
334
10 830
-
-
Dividends
1 426
46 170
-
-
withholding
214
6 926
-
-
total
214
6 926
-
-
Income
57 000
57 000
57 000
57 000
Total tax
27 756
17 756
28 074
29 238
After tax
29 244
39 244
28 926
27 762
Living cost
28 032
28 032
28 032
28 032
Free-cash
1 212
11 212
894
-270

Estimated living cost  is ₽28032 per week

₽20847
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1553
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5148
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽8072
₽3240
₽2016
₽2787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
4 360
income
-
-
-
4 797
chamber of commerce
-
-
-
227
pensions
-
-
-
10 546
surtax
-
-
-
-
unemployment
-
-
-
5 652
total
-
-
-
25 582
Employee
40 285
36 727
44 263
-
income
3 589
2 709
4 729
-
other
402
367
442
-
pensions
4 126
3 760
4 533
-
health
1 558
1 422
1 712
-
unemployment
1 208
1 102
1 327
-
total
10 883
9 360
12 743
-
Employer
40 285
36 727
44 263
-
other
1 913
1 744
2 102
-
unemployment
1 208
1 102
1 327
-
health
1 523
1 389
1 674
-
surtax
-
-
-
-
accident
523
477
575
-
pensions
5 056
4 610
5 554
-
payroll
1 208
1 102
1 327
-
chamber of commerce
161
147
177
-
total
11 592
10 571
12 736
-
Corporate
5 121
9 703
40 765
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

1 280
2 426
10 191
-
total
1 280
2 426
10 191
-
Dividends
3 841
7 277
-
-
withholding
1 056
2 001
-
-
total
1 056
2 001
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 811
24 358
35 670
25 582
After tax
32 189
32 642
21 330
31 418
Living cost
29 402
29 402
29 402
29 402
Free-cash
2 787
3 240
-8 072
2 016

Estimated living cost  is ₽29402 per week

₽17638
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3003
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8237
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽33668
₽42218
₽44498
₽39981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
570
total
-
-
-
570
Employee
14 915
-
57 000
-
income
2 983
-
11 400
-
total
2 983
-
11 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

42 085
57 000
-
-
total
-
-
-
-
Dividends
42 085
57 000
-
-
withholding
2 104
2 850
-
-
total
2 104
2 850
-
-
Income
57 000
57 000
57 000
57 000
Total tax
5 087
2 850
11 400
570
After tax
51 913
54 150
45 600
56 430
Living cost
11 932
11 932
11 932
11 932
Free-cash
39 981
42 218
33 668
44 498

Estimated living cost  is ₽11932 per week

₽8075
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽501
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽400
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽4682
₽14526
₽6312
₽6817
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
57 000
health
-
-
-
5 609
income
-
-
-
9 865
pensions
-
-
-
10 409
unemployment
-
-
-
86
total
-
-
-
25 969
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

40 753
-
49 321
-
income
7 028
-
9 022
-
pensions
6 317
-
7 644
-
health
2 632
-
3 186
-
unemployment
58
-
68
-
total
16 035
-
19 920
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

40 753
-
49 321
-
unemployment
24
-
30
-
health
2 714
-
3 284
-
pensions
3 606
-
4 365
-
total
6 344
-
7 679
-
Corporate
9 902
57 000
-
-
income
1 882
10 829
-
-
total
1 882
10 829
-
-
Dividends
8 020
46 171
-
-
withholding
1 203
6 926
-
-
total
1 203
6 926
-
-
Income
57 000
57 000
57 000
57 000
Total tax
25 464
17 755
27 599
25 969
After tax
31 536
39 245
29 401
31 031
Living cost
24 719
24 719
24 719
24 719
Free-cash
6 817
14 526
4 682
6 312

Estimated living cost  is ₽24719 per week

₽16964
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1584
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5693
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽2333
-₽7215
-₽2502
-₽87768
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
6 498
income
-
-
-
11 110
total
-
-
-
17 608
Employee
60 070
-
-
-
social contributions
4 926
-
702
-
income
13 250
-
-
-
total
18 176
-
702
-
Employer
60 070
-
-
-
social contributions
84 698
-
12 071
-
total
84 698
-
12 071
-
Corporate
-
57 000
-
-
income
-
12 540
-
-
total
-
12 540
-
-
Dividends
-
44 460
-
-
income
-
9 781
-
-
total
-
9 781
-
-
Income
57 000
57 000
57 000
57 000
Total tax
102 874
22 321
12 773
17 608
After tax
-45 874
34 679
44 227
39 392
Living cost
41 894
41 894
41 894
41 894
Free-cash
-87 768
-7 215
2 333
-2 502

Estimated living cost  is ₽41894 per week

₽27182
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3940
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10237
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽2125
₽3516
₽3830
₽2586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
57 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
19 808
income
-
-
-
4 455
surtax
-
-
-
-
total
-
-
-
24 263
Employee
42 386
-
46 061
-
surtax
-
-
-
-
social contributions
4 663
-
5 067
-
income
8 816
-
9 962
-
total
13 479
-
15 029
-
Employer
42 386
-
46 061
-
social contributions
10 067
-
10 939
-
total
10 067
-
10 939
-
Corporate
4 547
57 000
-
-
surtax
-
-
-
-
income
955
11 969
-
-
total
955
11 969
-
-
Dividends
3 592
45 031
-
-
withholding
1 006
12 608
-
-
total
1 006
12 608
-
-
Income
57 000
57 000
57 000
57 000
Total tax
25 507
24 577
25 968
24 263
After tax
31 493
32 423
31 032
32 737
Living cost
28 907
28 907
28 907
28 907
Free-cash
2 586
3 516
2 125
3 830

Estimated living cost  is ₽28907 per week

₽21629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5091
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽10037
-₽15785
-₽10445
-₽18748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
1 766
social contributions
-
-
-
1 625
health
-
-
-
493
income
-
-
-
2 755
pensions
-
-
-
16 294
surtax
-
-
-
-
total
-
-
-
22 933
Employee
57 721
-
43 434
-
surtax
-
-
-
-
social contributions
1 644
-
1 238
-
income
5 036
-
2 810
-
pensions
6 529
-
4 913
-
total
13 209
-
8 961
-
Employer
57 721
-
43 434
-
other
1 992
-
1 499
-
unemployment
2 338
-
1 759
-
health
4 040
-
3 040
-
pensions
9 484
-
7 135
-
social contributions
173
-
131
-
total
18 027
-
13 564
-
Corporate
-
57 000
-
-
surtax
-
-
-
-
income
-
15 960
-
-
total
-
15 960
-
-
Dividends
-
41 040
-
-
social contributions
-
7 059
-
-
surtax
-
-
-
-
withholding
-
5 254
-
-
total
-
12 313
-
-
Income
57 000
57 000
57 000
57 000
Total tax
31 236
28 273
22 525
22 933
After tax
25 764
28 727
34 475
34 067
Living cost
44 512
44 512
44 512
44 512
Free-cash
-18 748
-15 785
-10 037
-10 445

Estimated living cost  is ₽44512 per week

₽30125
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3641
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽610
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10135
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽18230
₽23597
₽16633
₽20501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
124
social contributions
-
-
-
12 540
total
-
-
-
12 664
Employee
29 628
-
49 350
-
income
-
-
208
-
social contributions
1 926
-
3 209
-
total
1 926
-
3 417
-
Employer
29 628
-
49 350
-
social contributions
4 593
-
7 650
-
total
4 593
-
7 650
-
Corporate
22 779
57 000
-
-
income
2 277
5 700
-
-
total
2 277
5 700
-
-
Dividends
20 502
51 300
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
8 796
5 700
11 067
12 664
After tax
48 204
51 300
45 933
44 336
Living cost
27 703
27 703
27 703
27 703
Free-cash
20 501
23 597
18 230
16 633

Estimated living cost  is ₽27703 per week

₽17912
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2088
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7181
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽143480
-₽143480
-₽7584
-₽143480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
labour market
-
-
-
4 496
pensions
-
-
-
798
national
-
-
-
5 512
municipal
-
-
-
9 463
total
-
-
-
20 269
Employee
187 041
187 041
187 041
-
labour market
14 942
14 942
14 942
-
municipal
39 829
39 829
39 829
-
national
22 850
22 850
22 850
-
pensions
266
266
266
-
total
77 887
77 887
77 887
-
Employer
187 041
187 041
187 041
-
national
22 890
22 890
22 890
-
labour market
14 963
14 963
14 963
-
pensions
532
532
532
-
municipal
39 893
39 893
39 893
-
total
78 278
78 278
78 278
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
156 165
156 165
156 165
20 269
After tax
-99 165
-99 165
-99 165
36 731
Living cost
44 315
44 315
44 315
44 315
Free-cash
-143 480
-143 480
-143 480
-7 584

Estimated living cost  is ₽44315 per week

₽30329
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3920
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽682
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9383
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽9736
-₽15522
₽19211
₽1528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
344
health
-
-
-
2 026
accident
-
-
-
235
income
-
-
-
11 179
pensions
-
-
-
3 866
total
-
-
-
17 650
Employee
31 679
-
47 350
-
income
4 346
-
6 721
-
pensions
3 567
-
5 332
-
health
3 628
-
5 422
-
total
11 541
-
17 475
-
Employer
31 679
-
47 350
-
unemployment
776
-
1 160
-
accident
529
-
791
-
pensions
5 151
-
7 699
-
total
6 456
-
9 650
-
Corporate
18 864
57 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

16 978
51 300
-
-
total
16 978
51 300
-
-
Dividends
1 886
5 700
-
-
withholding
358
1 083
-
-
total
358
1 083
-
-
Income
57 000
57 000
57 000
57 000
Total tax
35 333
52 383
27 125
17 650
After tax
21 667
4 617
29 875
39 350
Living cost
20 139
20 139
20 139
20 139
Free-cash
1 528
-15 522
9 736
19 211

Estimated living cost  is ₽20139 per week

₽14659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1148
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽378
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3954
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽364
₽3858
₽8247
-₽636
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
57 000
health
-
-
-
493
national
-
-
-
2 706
municipal
-
-
-
10 172
total
-
-
-
13 371
Employee
48 487
-
47 953
-
municipal
7 942
-
7 856
-
national
801
-
771
-
pensions
3 272
-
3 237
-
health
362
-
353
-
unemployment
728
-
719
-
total
13 105
-
12 936
-
Employer
48 487
-
47 953
-
unemployment
315
-
311
-
health
373
-
369
-
accident
49
-
47
-
pensions
8 412
-
8 319
-
total
9 149
-
9 046
-
Corporate
-
57 000
-
-
income
-
11 399
-
-
total
-
11 399
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
34 201
-
-
national
-
205
-
-
municipal
-
6 156
-
-
total
-
6 361
-
-
Income
57 000
57 000
57 000
57 000
Total tax
22 254
17 760
21 982
13 371
After tax
34 746
39 240
35 018
43 629
Living cost
35 382
35 382
35 382
35 382
Free-cash
-636
3 858
-364
8 247

Estimated living cost  is ₽35382 per week

₽23112
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8305
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽18104
₽14822
₽22809
₽15573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
8 891
health
-
-
-
1 453
income
-
-
-
2 510
total
-
-
-
12 854
Employee
70 866
70 866
70 866
-
social contributions
2 679
5 882
4 295
-
income
7 716
6 560
7 132
-
health
549
1 205
880
-
total
10 944
13 647
12 307
-
Employer
70 866
70 866
70 866
-
health
596
1 312
957
-
social contributions
2 679
5 882
4 295
-
total
3 275
7 194
5 252
-
Corporate
21 442
-
-
-
income
2 681
-
-
-
total
2 681
-
-
-
Dividends
18 761
-
-
-
withholding
3 190
-
-
-
total
3 190
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 090
20 841
17 559
12 854
After tax
36 910
36 159
39 441
44 146
Living cost
21 337
21 337
21 337
21 337
Free-cash
15 573
14 822
18 104
22 809

Estimated living cost  is ₽21337 per week

₽12788
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2093
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5985
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽20646
₽32570
₽28215
₽27881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
57 000
health
-
-
-
3 335
income
-
-
-
4 930
pensions
-
-
-
5 862
unemployment
-
-
-
26
total
-
-
-
14 153
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 154
-
51 676
-
income
1 446
-
3 995
-
pensions
3 172
-
7 751
-
health
1 798
-
4 393
-
unemployment
105
-
259
-
total
6 521
-
16 398
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 154
-
51 676
-
unemployment
105
-
259
-
health
909
-
2 223
-
pensions
1 163
-
2 842
-
total
2 177
-
5 324
-
Corporate
33 669
57 000
-
-
income
3 031
5 130
-
-
total
3 031
5 130
-
-
Dividends
30 638
51 870
-
-
withholding
2 758
4 668
-
-
total
2 758
4 668
-
-
Income
57 000
57 000
57 000
57 000
Total tax
14 487
9 798
21 722
14 153
After tax
42 513
47 202
35 278
42 847
Living cost
14 632
14 632
14 632
14 632
Free-cash
27 881
32 570
20 646
28 215

Estimated living cost  is ₽14632 per week

₽9336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3806
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽6199
₽13142
₽5795
₽8304
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
58
accident
-
-
-
512
income
-
-
-
8 761
pensions
-
-
-
16 132
unemployment
-
-
-
399
total
-
-
-
25 862
Employee
34 077
-
43 222
-
income
6 570
-
8 934
-
other
33
-
44
-
pensions
1 602
-
2 032
-
unemployment
528
-
670
-
total
8 733
-
11 680
-
Employer
34 077
-
43 222
-
other
273
-
345
-
unemployment
1 875
-
2 377
-
accident
675
-
855
-
pensions
8 041
-
10 201
-
total
10 864
-
13 778
-
Corporate
12 059
57 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 808
8 550
-
-
total
1 808
8 550
-
-
Dividends
10 251
48 450
-
-
withholding
1 948
9 965
-
-
total
1 948
9 965
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 353
18 515
25 458
25 862
After tax
33 647
38 485
31 542
31 138
Living cost
25 343
25 343
25 343
25 343
Free-cash
8 304
13 142
6 199
5 795

Estimated living cost  is ₽25343 per week

₽17106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽444
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽34241
₽33875
₽34363
₽33596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
895
income
-
-
-
18 814
pensions
-
-
-
1 235
total
-
-
-
20 944
Employee
2 579
-
55 610
-
income
499
-
18 749
-
pensions
232
-
556
-
health
129
-
309
-
unemployment
26
-
62
-
total
886
-
19 676
-
Employer
2 579
-
55 610
-
unemployment
52
-
124
-
health
245
-
587
-
pensions
284
-
679
-
total
581
-
1 390
-
Corporate
53 841
57 000
-
-
income
11 845
12 540
-
-
total
11 845
12 540
-
-
Dividends
41 996
44 460
-
-
withholding
8 399
8 892
-
-
total
8 399
8 892
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 711
21 432
21 066
20 944
After tax
35 289
35 568
35 934
36 056
Living cost
1 693
1 693
1 693
1 693
Free-cash
33 596
33 875
34 241
34 363

Estimated living cost  is ₽1693 per week

₽1006
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽137
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽39
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽511
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽14628
₽25271
₽12176
₽20743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
57 000
health
-
-
-
5 871
income
-
-
-
7 366
pensions
-
-
-
14 820
unemployment
-
-
-
855
total
-
-
-
28 912
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 995
-
48 346
-
income
3 308
-
8 184
-
pensions
3 359
-
6 768
-
health
1 236
-
2 490
-
unemployment
180
-
363
-
total
8 083
-
17 805
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

23 995
-
48 346
-
unemployment
180
-
363
-
health
1 236
-
2 490
-
pensions
2 879
-
5 802
-
total
4 295
-
8 655
-
Corporate
28 710
57 000
-
-
income
4 306
8 550
-
-
total
4 306
8 550
-
-
Dividends
24 403
48 450
-
-
withholding
3 661
7 267
-
-
total
3 661
7 267
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 345
15 817
26 460
28 912
After tax
36 655
41 183
30 540
28 088
Living cost
15 912
15 912
15 912
15 912
Free-cash
20 743
25 271
14 628
12 176

Estimated living cost  is ₽15912 per week

₽10714
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1231
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3507
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽6187
₽7578
₽7892
₽7246
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
57 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
19 808
income
-
-
-
4 455
surtax
-
-
-
-
total
-
-
-
24 263
Employee
35 769
-
46 061
-
surtax
-
-
-
-
social contributions
3 935
-
5 067
-
income
6 989
-
9 962
-
total
10 924
-
15 029
-
Employer
35 769
-
46 061
-
social contributions
8 494
-
10 939
-
total
8 494
-
10 939
-
Corporate
12 737
57 000
-
-
surtax
-
-
-
-
income
2 674
11 969
-
-
total
2 674
11 969
-
-
Dividends
10 063
45 031
-
-
withholding
2 817
12 608
-
-
total
2 817
12 608
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 909
24 577
25 968
24 263
After tax
32 091
32 423
31 032
32 737
Living cost
24 845
24 845
24 845
24 845
Free-cash
7 246
7 578
6 187
7 892

Estimated living cost  is ₽24845 per week

₽17597
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1726
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5082
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽847
₽6096
-₽1251
-₽1700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
58
accident
-
-
-
512
income
-
-
-
8 761
pensions
-
-
-
16 132
unemployment
-
-
-
399
total
-
-
-
25 862
Employee
44 509
-
43 222
-
income
9 296
-
8 934
-
other
44
-
44
-
pensions
2 092
-
2 032
-
unemployment
689
-
670
-
total
12 121
-
11 680
-
Employer
44 509
-
43 222
-
other
357
-
345
-
unemployment
2 448
-
2 377
-
accident
881
-
855
-
pensions
10 504
-
10 201
-
total
14 190
-
13 778
-
Corporate
-
57 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
8 550
-
-
total
-
8 550
-
-
Dividends
-
48 450
-
-
withholding
-
9 965
-
-
total
-
9 965
-
-
Income
57 000
57 000
57 000
57 000
Total tax
26 311
18 515
25 458
25 862
After tax
30 689
38 485
31 542
31 138
Living cost
32 389
32 389
32 389
32 389
Free-cash
-1 700
6 096
-847
-1 251

Estimated living cost  is ₽32389 per week

₽23260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2518
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6154
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽25449
₽33092
₽24326
₽27550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
3 653
income
-
-
-
8 550
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 701
unemployment
-
-
-
127
total
-
-
-
17 031
Employee
20 714
-
50 768
-
income
2 072
-
5 077
-
accident

We are using the highest rate at 1.1%.

228
-
349
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 818
-
2 789
-
health
953
-
1 461
-
total
5 071
-
9 676
-
Employer
20 714
-
50 768
-
unemployment
124
-
191
-
health
1 429
-
2 192
-
accident

We are using the highest rate at 1.1%.

228
-
349
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 283
-
3 500
-
total
4 064
-
6 232
-
Corporate
32 222
57 000
-
-
income
3 222
5 700
-
-
total
3 222
5 700
-
-
Dividends
29 000
51 300
-
-
withholding
1 450
2 565
-
-
total
1 450
2 565
-
-
Income
57 000
57 000
57 000
57 000
Total tax
13 807
8 265
15 908
17 031
After tax
43 193
48 735
41 092
39 969
Living cost
15 643
15 643
15 643
15 643
Free-cash
27 550
33 092
25 449
24 326

Estimated living cost  is ₽15643 per week

₽10346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽7740
-₽6073
₽5710
₽5983
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 296
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 999
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
385
trade
-
-
-
2 030
total
-
-
-
15 710
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 855
-
57 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

208
-
385
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 771
-
6 999
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 296
-
6 296
-
total
10 275
-
13 680
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
11 145
57 000
-
-
chamber of commerce
156
224
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

93
470
-
-
trade
1 598
8 180
-
-
income
1 672
8 550
-
-
total
3 519
17 424
-
-
Dividends
7 626
39 576
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

86
525
-
-
withholding
1 557
9 544
-
-
total
1 643
10 069
-
-
Income
57 000
57 000
57 000
57 000
Total tax
15 437
27 493
13 680
15 710
After tax
41 563
29 507
43 320
41 290
Living cost
35 580
35 580
35 580
35 580
Free-cash
5 983
-6 073
7 740
5 710

Estimated living cost  is ₽35580 per week

₽24544
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3828
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽516
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6691
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽8342
-₽12599
-₽8342
-₽15090
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
8 514
social contributions
-
-
-
4 330
total
-
-
-
12 844
Employee
72 089
-
57 000
-
income
13 603
-
8 514
-
social contributions
5 989
-
4 330
-
total
19 592
-
12 844
-
Employer
72 089
-
57 000
-
total
-
-
-
-
Corporate
-
57 000
-
-
income
-
7 125
-
-
total
-
7 125
-
-
Dividends
-
49 875
-
-
withholding
-
9 976
-
-
total
-
9 976
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 592
17 101
12 844
12 844
After tax
37 408
39 899
44 156
44 156
Living cost
52 498
52 498
52 498
52 498
Free-cash
-15 090
-12 599
-8 342
-8 342

Estimated living cost  is ₽52498 per week

₽39939
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽502
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽7861
-₽1273
-₽8360
₽4065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
57 000
income
-
-
-
26 233
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 673
total
-
-
-
31 906
Employee
42 277
-
52 761
-
income
4 587
-
7 207
-
social contributions
4 236
-
4 239
-
total
8 823
-
11 446
-
Employer
42 277
-
52 761
-
social contributions
4 236
-
4 239
-
total
4 236
-
4 239
-
Corporate
10 487
57 000
-
-
income
3 671
19 950
-
-
total
3 671
19 950
-
-
Dividends
6 816
37 050
-
-
social contributions
2 751
4 869
-
-
total
2 751
4 869
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 481
24 819
15 685
31 906
After tax
37 519
32 181
41 315
25 094
Living cost
33 454
33 454
33 454
33 454
Free-cash
4 065
-1 273
7 861
-8 360

Estimated living cost  is ₽33454 per week

₽22036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2637
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8267
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽2977
₽8891
₽8895
₽3752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
10 679
pensions
-
-
-
3 609
total
-
-
-
14 288
Employee
46 419
-
50 748
-
income
8 453
-
9 199
-
health
606
-
694
-
pensions
3 543
-
4 062
-
total
12 602
-
13 955
-
Employer
46 419
-
50 748
-
health
882
-
964
-
pensions
4 690
-
5 287
-
total
5 572
-
6 251
-
Corporate
5 009
57 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

952
10 829
-
-
total
952
10 829
-
-
Dividends
4 057
46 171
-
-
withholding
305
3 463
-
-
total
305
3 463
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 431
14 292
20 206
14 288
After tax
37 569
42 708
36 794
42 712
Living cost
33 817
33 817
33 817
33 817
Free-cash
3 752
8 891
2 977
8 895

Estimated living cost  is ₽33817 per week

₽23198
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3110
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽423
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7084
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽7743
-₽17515
₽17218
₽1223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
other
-
-
-
344
health
-
-
-
2 026
accident
-
-
-
235
income
-
-
-
11 179
pensions
-
-
-
3 866
total
-
-
-
17 650
Employee
34 815
-
47 350
-
income
4 776
-
6 721
-
pensions
3 920
-
5 332
-
health
3 986
-
5 422
-
total
12 682
-
17 475
-
Employer
34 815
-
47 350
-
unemployment
853
-
1 160
-
accident
581
-
791
-
pensions
5 661
-
7 699
-
total
7 095
-
9 650
-
Corporate
15 090
57 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

13 581
51 300
-
-
total
13 581
51 300
-
-
Dividends
1 509
5 700
-
-
withholding
287
1 083
-
-
total
287
1 083
-
-
Income
57 000
57 000
57 000
57 000
Total tax
33 645
52 383
27 125
17 650
After tax
23 355
4 617
29 875
39 350
Living cost
22 132
22 132
22 132
22 132
Free-cash
1 223
-17 515
7 743
17 218

Estimated living cost  is ₽22132 per week

₽16243
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4154
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽21083
₽36016
₽21083
₽31540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
57 000
income
-
-
-
7 808
health insurance
-
-
-
4 218
work injury
-
-
-
285
pensions
-
-
-
10 488
unemployment
-
-
-
684
total
-
-
-
23 483
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

19 895
-
57 000
-
income
1 989
-
7 808
-
work injury
99
-
285
-
health insurance
1 472
-
4 218
-
pensions
3 661
-
10 488
-
unemployment
239
-
684
-
total
7 460
-
23 483
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
37 105
57 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
37 105
57 000
-
-
withholding
5 566
8 550
-
-
total
5 566
8 550
-
-
Income
57 000
57 000
57 000
57 000
Total tax
13 026
8 550
23 483
23 483
After tax
43 974
48 450
33 517
33 517
Living cost
12 434
12 434
12 434
12 434
Free-cash
31 540
36 016
21 083
21 083

Estimated living cost  is ₽12434 per week

₽7703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽904
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽388
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3440
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽9194
-₽6691
-₽6030
-₽20659
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
14 661
national
-
-
-
10 381
regional
-
-
-
893
municipal
-
-
-
381
total
-
-
-
26 316
Employee
77 659
-
57 000
-
social contributions
26 186
-
19 220
-
municipal
463
-
339
-
national
13 124
-
9 152
-
regional
1 172
-
769
-
total
40 945
-
29 480
-
Employer
77 659
-
57 000
-
total
-
-
-
-
Corporate
-
57 000
-
-
nationa
-
13 680
-
-
municipal
-
2 748
-
-
total
-
16 428
-
-
Dividends
-
40 573
-
-
withholding
-
10 549
-
-
total
-
10 549
-
-
Income
57 000
57 000
57 000
57 000
Total tax
40 945
26 977
29 480
26 316
After tax
16 055
30 023
27 520
30 684
Living cost
36 714
36 714
36 714
36 714
Free-cash
-20 659
-6 691
-9 194
-6 030

Estimated living cost  is ₽36714 per week

₽25789
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2525
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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