Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 57000
per

Your estimated
City
free-cash

Dresden , Germany
₽10673
₽14699
₽177
₽12672
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 486
trade
-
-
-
2 027
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 693
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
368
total
-
-
-
15 574
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 310
-
57 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 486
-
6 486
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 014
-
6 693
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
368
-
total
7 556
-
13 547
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
20 690
57 000
-
-
income
3 104
8 550
-
-
chamber of commerce
175
225
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

171
470
-
-
trade
3 259
8 977
-
-
total
6 709
18 222
-
-
Dividends
13 981
38 778
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

173
513
-
-
withholding
3 135
9 334
-
-
total
3 308
9 847
-
-
Income
57 000
57 000
57 000
57 000
Total tax
17 573
28 069
13 547
15 574
After tax
39 427
28 931
43 453
41 426
Living cost
28 754
28 754
28 754
28 754
Free-cash
10 673
177
14 699
12 672

Estimated living cost  is ₽28754 per week

₽18087
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3353
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽26254
-₽13103
-₽13669
-₽13550
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
613
municipal
-
-
-
5 436
pensions
-
-
-
6 840
national
-
-
-
8 424
total
-
-
-
21 313
Employee
76 326
-
49 276
-
pensions
3 053
-
1 971
-
municipal
9 428
-
5 657
-
national
14 609
-
8 766
-
total
27 090
-
16 394
-
Employer
76 326
-
49 276
-
pensions
6 106
-
3 942
-
social contributions
821
-
530
-
total
6 927
-
4 472
-
Corporate
-
57 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
11 400
-
-
total
-
11 400
-
-
Dividends
-
45 600
-
-
withholding
-
10 032
-
-
total
-
10 032
-
-
Income
57 000
57 000
57 000
57 000
Total tax
34 017
21 432
20 866
21 313
After tax
22 983
35 568
36 134
35 687
Living cost
49 237
49 237
49 237
49 237
Free-cash
-26 254
-13 669
-13 103
-13 550

Estimated living cost  is ₽49237 per week

₽33466
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽737
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽18062
₽12811
₽25850
₽25711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
57 000
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 989
income
-
-
-
-
surtax
-
-
-
-
microenterprise
-
-
-
8 550
total
-
-
-
11 539
Employee
27 740
-
45 935
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 052
-
5 053
-
income
4 938
-
8 321
-
surtax
-
-
-
-
total
7 990
-
13 374
-
Employer
27 740
-
45 935
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 682
-
11 065
-
total
6 682
-
11 065
-
Corporate
22 578
57 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 516
11 400
-
-
total
4 516
11 400
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

18 062
45 600
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 188
11 400
24 439
11 539
After tax
37 812
45 600
32 561
45 461
Living cost
19 750
19 750
19 750
19 750
Free-cash
18 062
25 850
12 811
25 711

Estimated living cost  is ₽19750 per week

₽12600
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4821
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽37269
-₽37269
-₽31941
-₽7203
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
8 748
income
-
-
-
5 424
pensions
-
-
-
10 262
total
-
-
-
24 434
Employee
81 069
81 069
81 069
-
pensions
14 592
11 123
14 592
-
health
12 443
10 584
12 443
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 270
13 270
13 270
-
total
40 305
34 977
40 305
-
Employer
81 069
81 069
81 069
-
pensions
5 642
5 642
5 642
-
health
5 635
5 635
5 635
-
unemployment
2 918
2 918
2 918
-
total
14 195
14 195
14 195
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
54 500
49 172
54 500
24 434
After tax
2 500
7 828
2 500
32 566
Living cost
39 769
39 769
39 769
39 769
Free-cash
-37 269
-31 941
-37 269
-7 203

Estimated living cost  is ₽39769 per week

₽28183
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3585
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽632
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽15413
-₽8231
-₽7547
-₽10255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
accident
-
-
-
114
health
-
-
-
3 557
municipal
-
-
-
12 073
pensions
-
-
-
6 162
other
-
-
-
6 623
unemployment
-
-
-
57
national
-
-
-
-
total
-
-
-
28 586
Employee
55 100
-
43 372
-
municipal
16 431
-
12 934
-
national
-
-
-
-
total
16 431
-
12 934
-
Employer
55 100
-
43 372
-
pensions
5 956
-
4 689
-
other
6 403
-
5 040
-
health
3 389
-
2 667
-
unemployment
1 455
-
1 145
-
accident
110
-
87
-
total
17 313
-
13 628
-
Corporate
-
57 000
-
-
income
-
12 540
-
-
total
-
12 540
-
-
Dividends
-
44 460
-
-
withholding
-
13 338
-
-
total
-
13 338
-
-
Income
57 000
57 000
57 000
57 000
Total tax
33 744
25 878
26 562
28 586
After tax
23 256
31 122
30 438
28 414
Living cost
38 669
38 669
38 669
38 669
Free-cash
-15 413
-7 547
-8 231
-10 255

Estimated living cost  is ₽38669 per week

₽25628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3795
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8659
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽4679
₽6159
-₽8657
₽4044
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 486
trade
-
-
-
2 115
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 693
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
368
total
-
-
-
15 662
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

48 142
-
57 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 486
-
6 486
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 136
-
6 693
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

227
-
368
-
total
10 849
-
13 547
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
8 858
57 000
-
-
income
1 330
8 550
-
-
chamber of commerce
157
225
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

74
470
-
-
trade
1 457
9 377
-
-
total
3 018
18 622
-
-
Dividends
5 840
38 378
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

61
508
-
-
withholding
1 099
9 233
-
-
total
1 160
9 741
-
-
Income
57 000
57 000
57 000
57 000
Total tax
15 027
28 363
13 547
15 662
After tax
41 973
28 637
43 453
41 338
Living cost
37 294
37 294
37 294
37 294
Free-cash
4 679
-8 657
6 159
4 044

Estimated living cost  is ₽37294 per week

₽24942
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽7214
₽8388
₽4741
₽13559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
8 892
health
-
-
-
1 454
income
-
-
-
2 304
total
-
-
-
12 650
Employee
72 999
72 999
72 999
-
health
726
1 241
879
-
social contributions
3 547
6 059
4 295
-
income
7 666
6 758
7 395
-
total
11 939
14 058
12 569
-
Employer
72 999
72 999
72 999
-
health
791
1 351
957
-
social contributions
3 547
6 059
4 295
-
total
4 338
7 410
5 252
-
Corporate
9 932
-
-
-
income
1 241
-
-
-
total
1 241
-
-
-
Dividends
8 690
-
-
-
withholding
1 477
-
-
-
total
1 477
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
18 995
21 468
17 821
12 650
After tax
38 005
35 532
39 179
44 350
Living cost
30 791
30 791
30 791
30 791
Free-cash
7 214
4 741
8 388
13 559

Estimated living cost  is ₽30791 per week

₽21049
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6821
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽15008
₽15426
₽14641
₽21869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
3 990
income
-
-
-
6 968
pensions
-
-
-
5 700
unemployment
-
-
-
855
total
-
-
-
17 513
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 431
10 121
47 699
-
unemployment
381
152
715
-
pensions
2 543
1 012
4 770
-
health
1 780
708
3 339
-
income
3 109
1 237
5 831
-
total
7 813
3 109
14 655
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 431
10 121
47 699
-
pensions
4 959
1 974
9 301
-
total
4 959
1 974
9 301
-
Corporate
26 610
44 905
-
-
income
2 395
4 041
-
-
total
2 395
4 041
-
-
Dividends
24 215
40 864
-
-
social contributions
4 606
7 853
-
-
withholding
4 601
7 764
-
-
total
9 207
15 617
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 374
24 741
23 956
17 513
After tax
32 626
32 259
33 044
39 487
Living cost
17 618
17 618
17 618
17 618
Free-cash
15 008
14 641
15 426
21 869

Estimated living cost  is ₽17618 per week

₽12022
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1441
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3802
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽16771
₽10408
₽22670
₽8423
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
7 410
income
-
-
-
6 837
pensions
-
-
-
11 400
total
-
-
-
25 647
Employee
26 931
-
42 600
-
unemployment
431
-
681
-
pensions
539
-
852
-
income
3 032
-
7 732
-
total
4 002
-
9 265
-
Employer
26 931
-
42 600
-
pensions
5 387
-
8 519
-
health
3 500
-
5 538
-
unemployment
216
-
340
-
total
9 103
-
14 397
-
Corporate
20 966
57 000
-
-
income
4 194
11 400
-
-
total
4 194
11 400
-
-
Dividends
16 772
45 600
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
17 299
11 400
23 662
25 647
After tax
39 701
45 600
33 338
31 353
Living cost
22 930
22 930
22 930
22 930
Free-cash
16 771
22 670
10 408
8 423

Estimated living cost  is ₽22930 per week

₽15727
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1366
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5376
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽1370
₽8882
-₽16555
₽18198
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
accident
-
-
-
243
health
-
-
-
2 099
income
-
-
-
10 927
pensions
-
-
-
4 004
other
-
-
-
357
total
-
-
-
17 630
Employee
33 305
-
47 350
-
pensions
3 750
-
5 332
-
health
3 813
-
5 422
-
income
4 569
-
6 542
-
total
12 132
-
17 296
-
Employer
33 305
-
47 350
-
pensions
5 416
-
7 699
-
unemployment
816
-
1 160
-
accident
556
-
791
-
total
6 788
-
9 650
-
Corporate
16 908
57 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

15 217
51 300
-
-
total
15 217
51 300
-
-
Dividends
1 691
5 700
-
-
withholding
321
1 083
-
-
total
321
1 083
-
-
Income
57 000
57 000
57 000
57 000
Total tax
34 458
52 383
26 946
17 630
After tax
22 542
4 617
30 054
39 370
Living cost
21 172
21 172
21 172
21 172
Free-cash
1 370
-16 555
8 882
18 198

Estimated living cost  is ₽21172 per week

₽15517
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1173
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽44847
₽37765
₽46315
₽48595
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
570
total
-
-
-
570
Employee
9 793
-
57 000
-
income
1 958
-
11 400
-
total
1 958
-
11 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

47 207
57 000
-
-
total
-
-
-
-
Dividends
47 207
57 000
-
-
withholding
2 360
2 850
-
-
total
2 360
2 850
-
-
Income
57 000
57 000
57 000
57 000
Total tax
4 318
2 850
11 400
570
After tax
52 682
54 150
45 600
56 430
Living cost
7 835
7 835
7 835
7 835
Free-cash
44 847
46 315
37 765
48 595

Estimated living cost  is ₽7835 per week

₽4855
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽651
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽215
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2113
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽10170
₽8114
₽16582
₽5569
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
2 508
income
-
-
-
7 240
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
13 679
other
-
-
-
2 708
total
-
-
-
26 135
Employee
34 469
-
45 528
-
unemployment
344
-
456
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 412
-
3 187
-
health
483
-
638
-
income
5 934
-
7 837
-
total
9 173
-
12 118
-
Employer
34 469
-
45 528
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 860
-
7 739
-
other
1 724
-
2 275
-
health
483
-
638
-
unemployment
344
-
456
-
accident
276
-
364
-
total
8 687
-
11 472
-
Corporate
13 844
57 000
-
-
income
2 908
11 969
-
-
total
2 908
11 969
-
-
Dividends
10 936
45 031
-
-
withholding
766
3 153
-
-
total
766
3 153
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 534
15 122
23 590
26 135
After tax
35 466
41 878
33 410
30 865
Living cost
25 296
25 296
25 296
25 296
Free-cash
10 170
16 582
8 114
5 569

Estimated living cost  is ₽25296 per week

₽17873
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5307
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽42880
-₽25233
-₽19377
-₽19349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
10 684
pensions
-
-
-
3 580
total
-
-
-
14 264
Employee
87 841
-
50 779
-
pensions
8 474
-
4 028
-
health
1 447
-
687
-
income
15 834
-
9 212
-
total
25 755
-
13 927
-
Employer
87 841
-
50 779
-
pensions
10 372
-
5 256
-
health
1 668
-
965
-
total
12 040
-
6 221
-
Corporate
-
57 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
10 829
-
-
total
-
10 829
-
-
Dividends
-
46 171
-
-
withholding
-
3 463
-
-
total
-
3 463
-
-
Income
57 000
57 000
57 000
57 000
Total tax
37 795
14 292
20 148
14 264
After tax
19 205
42 708
36 852
42 736
Living cost
62 085
62 085
62 085
62 085
Free-cash
-42 880
-19 377
-25 233
-19 349

Estimated living cost  is ₽62085 per week

₽46522
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7765
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽31891
₽28211
₽36297
₽27164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
3 811
income
-
-
-
8 550
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 904
unemployment
-
-
-
133
total
-
-
-
17 398
Employee
16 470
-
50 499
-
accident

We are using the highest rate at 1.1%.

181
-
365
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 446
-
2 910
-
health
758
-
1 524
-
income
1 647
-
5 050
-
total
4 032
-
9 849
-
Employer
16 470
-
50 499
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 815
-
3 652
-
health
1 137
-
2 286
-
unemployment
98
-
199
-
accident

We are using the highest rate at 1.1%.

181
-
365
-
total
3 231
-
6 502
-
Corporate
37 298
57 000
-
-
income
3 730
5 700
-
-
total
3 730
5 700
-
-
Dividends
33 568
51 300
-
-
withholding
1 678
2 565
-
-
total
1 678
2 565
-
-
Income
57 000
57 000
57 000
57 000
Total tax
12 671
8 265
16 351
17 398
After tax
44 329
48 735
40 649
39 602
Living cost
12 438
12 438
12 438
12 438
Free-cash
31 891
36 297
28 211
27 164

Estimated living cost  is ₽12438 per week

₽7262
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽888
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽330
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3959
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽46425
-₽50142
-₽44814
-₽20076
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
8 748
income
-
-
-
5 424
pensions
-
-
-
10 262
total
-
-
-
24 434
Employee
88 015
81 069
81 069
-
pensions
11 123
11 123
14 592
-
health
10 980
10 584
12 443
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 270
13 270
13 270
-
total
35 373
34 977
40 305
-
Employer
88 015
81 069
81 069
-
pensions
6 125
5 642
5 642
-
health
6 116
5 635
5 635
-
unemployment
3 169
2 918
2 918
-
total
15 410
14 195
14 195
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
50 783
49 172
54 500
24 434
After tax
6 217
7 828
2 500
32 566
Living cost
52 642
52 642
52 642
52 642
Free-cash
-46 425
-44 814
-50 142
-20 076

Estimated living cost  is ₽52642 per week

₽38832
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4702
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽604
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽7256
₽5349
₽15668
₽4185
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
16 644
health
-
-
-
7 695
income
-
-
-
4 899
solidarity contribution
-
-
-
-
total
-
-
-
29 238
Employee
34 672
-
42 537
-
solidarity contribution
-
-
-
-
health
4 681
-
5 743
-
social contributions
2 254
-
2 765
-
income
4 161
-
5 104
-
total
11 096
-
13 612
-
Employer
34 672
-
42 537
-
health
3 120
-
3 828
-
social contributions
8 668
-
10 634
-
total
11 788
-
14 462
-
Corporate
10 539
57 000
-
-
income
2 002
10 830
-
-
total
2 002
10 830
-
-
Dividends
8 537
46 170
-
-
withholding
1 281
6 925
-
-
total
1 281
6 925
-
-
Income
57 000
57 000
57 000
57 000
Total tax
26 167
17 755
28 074
29 238
After tax
30 833
39 245
28 926
27 762
Living cost
23 577
23 577
23 577
23 577
Free-cash
7 256
15 668
5 349
4 185

Estimated living cost  is ₽23577 per week

₽16377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽27370
-₽12203
-₽9647
-₽8982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
14 661
municipal
-
-
-
339
regional
-
-
-
574
national
-
-
-
10 350
total
-
-
-
25 924
Employee
84 370
-
57 000
-
regional
796
-
502
-
municipal
447
-
303
-
national
14 619
-
9 119
-
social contributions
28 450
-
19 221
-
total
44 312
-
29 145
-
Employer
84 370
-
57 000
-
total
-
-
-
-
Corporate
-
57 000
-
-
municipal
-
2 223
-
-
nationa
-
13 681
-
-
total
-
15 904
-
-
Dividends
-
41 096
-
-
withholding
-
10 685
-
-
total
-
10 685
-
-
Income
57 000
57 000
57 000
57 000
Total tax
44 312
26 589
29 145
25 924
After tax
12 688
30 411
27 855
31 076
Living cost
40 058
40 058
40 058
40 058
Free-cash
-27 370
-9 647
-12 203
-8 982

Estimated living cost  is ₽40058 per week

₽27924
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2627
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽11949
₽9829
₽14906
₽11061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
4 048
income
-
-
-
8 745
surtax
-
-
-
582
pensions
-
-
-
11 400
other
-
-
-
-
unemployment
-
-
-
216
total
-
-
-
24 991
Employee
31 394
-
47 088
-
unemployment
2 185
-
3 277
-
pensions
2 093
-
3 140
-
health
802
-
1 202
-
income
5 262
-
8 204
-
other
-
-
-
-
surtax
103
-
488
-
total
10 445
-
16 311
-
Employer
31 394
-
47 088
-
pensions
4 185
-
6 277
-
other
-
-
-
-
health
1 429
-
2 142
-
unemployment
994
-
1 493
-
total
6 608
-
9 912
-
Corporate
18 998
57 000
-
-
income
4 940
14 819
-
-
total
4 940
14 819
-
-
Dividends
14 058
42 181
-
-
withholding
2 110
6 327
-
-
total
2 110
6 327
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 103
21 146
26 223
24 991
After tax
32 897
35 854
30 777
32 009
Living cost
20 948
20 948
20 948
20 948
Free-cash
11 949
14 906
9 829
11 061

Estimated living cost  is ₽20948 per week

₽12809
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5723
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽9361
-₽5563
₽293
₽321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
10 684
pensions
-
-
-
3 580
total
-
-
-
14 264
Employee
58 869
-
50 779
-
pensions
4 997
-
4 028
-
health
855
-
687
-
income
10 603
-
9 212
-
total
16 455
-
13 927
-
Employer
58 869
-
50 779
-
pensions
6 373
-
5 256
-
health
1 118
-
965
-
total
7 491
-
6 221
-
Corporate
-
57 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
10 829
-
-
total
-
10 829
-
-
Dividends
-
46 171
-
-
withholding
-
3 463
-
-
total
-
3 463
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 946
14 292
20 148
14 264
After tax
33 054
42 708
36 852
42 736
Living cost
42 415
42 415
42 415
42 415
Free-cash
-9 361
293
-5 563
321

Estimated living cost  is ₽42415 per week

₽31777
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3179
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽444
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7015
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽39574
-₽29907
-₽49283
-₽27015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
246
pensions
-
-
-
5 242
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 140
regional
-
-
-
1 268
city
-
-
-
600
national
-
-
-
172
total
-
-
-
8 668
Employee
88 176
-
51 018
-
unemployment
-
-
-
-
pensions
7 408
-
4 286
-
regional
2 887
-
1 053
-
national
417
-
139
-
health
199
-
114
-
city
946
-
548
-
total
11 857
-
6 140
-
Employer
88 176
-
51 018
-
pensions
7 408
-
4 286
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 763
-
1 020
-
health
199
-
114
-
unemployment
-
-
-
-
total
9 370
-
5 420
-
Corporate
-
57 000
-
-
regional
-
12 056
-
-
national
-
4 846
-
-
total
-
16 902
-
-
Dividends
-
40 098
-
-
withholding
-
14 034
-
-
total
-
14 034
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 227
30 936
11 560
8 668
After tax
35 773
26 064
45 440
48 332
Living cost
75 347
75 347
75 347
75 347
Free-cash
-39 574
-49 283
-29 907
-27 015

Estimated living cost  is ₽75347 per week

₽48997
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6762
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽925
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18663
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽53
-₽36
-₽15146
-₽2241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 486
trade
-
-
-
2 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 693
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
368
total
-
-
-
15 752
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

57 053
-
57 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 486
-
6 486
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 709
-
6 693
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

369
-
368
-
total
13 564
-
13 547
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
57 000
-
-
income
-
8 550
-
-
chamber of commerce
-
225
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
470
-
-
trade
-
9 775
-
-
total
-
19 020
-
-
Dividends
-
37 979
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
503
-
-
withholding
-
9 134
-
-
total
-
9 637
-
-
Income
57 000
57 000
57 000
57 000
Total tax
13 564
28 657
13 547
15 752
After tax
43 436
28 343
43 453
41 248
Living cost
43 489
43 489
43 489
43 489
Free-cash
-53
-15 146
-36
-2 241

Estimated living cost  is ₽43489 per week

₽31763
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3479
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7684
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽1857
₽2070
-₽3753
₽1623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
1 623
health
-
-
-
494
income
-
-
-
2 675
surtax
-
-
-
-
pensions
-
-
-
16 338
other
-
-
-
1 767
total
-
-
-
22 897
Employee
40 630
-
43 436
-
pensions
4 594
-
4 911
-
social contributions
1 158
-
1 238
-
income
2 398
-
2 737
-
surtax
-
-
-
-
total
8 150
-
8 886
-
Employer
40 630
-
43 436
-
pensions
6 675
-
7 136
-
other
1 402
-
1 499
-
health
2 845
-
3 041
-
unemployment
1 645
-
1 758
-
social contributions
123
-
130
-
total
12 690
-
13 564
-
Corporate
3 682
57 000
-
-
income
1 030
15 960
-
-
surtax
-
-
-
-
total
1 030
15 960
-
-
Dividends
2 652
41 040
-
-
surtax
-
-
-
-
social contributions
454
7 060
-
-
withholding
339
5 253
-
-
total
793
12 313
-
-
Income
57 000
57 000
57 000
57 000
Total tax
22 663
28 273
22 450
22 897
After tax
34 337
28 727
34 550
34 103
Living cost
32 480
32 480
32 480
32 480
Free-cash
1 857
-3 753
2 070
1 623

Estimated living cost  is ₽32480 per week

₽20480
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2641
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽4740
₽5288
-₽535
₽4841
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
1 623
health
-
-
-
494
income
-
-
-
2 675
surtax
-
-
-
-
pensions
-
-
-
16 338
other
-
-
-
1 767
total
-
-
-
22 897
Employee
36 268
-
43 436
-
pensions
4 102
-
4 911
-
social contributions
1 034
-
1 238
-
income
1 870
-
2 737
-
surtax
-
-
-
-
total
7 006
-
8 886
-
Employer
36 268
-
43 436
-
pensions
5 959
-
7 136
-
other
1 252
-
1 499
-
health
2 538
-
3 041
-
unemployment
1 468
-
1 758
-
social contributions
108
-
130
-
total
11 325
-
13 564
-
Corporate
9 406
57 000
-
-
income
2 634
15 960
-
-
surtax
-
-
-
-
total
2 634
15 960
-
-
Dividends
6 772
41 040
-
-
surtax
-
-
-
-
social contributions
1 166
7 060
-
-
withholding
867
5 253
-
-
total
2 033
12 313
-
-
Income
57 000
57 000
57 000
57 000
Total tax
22 998
28 273
22 450
22 897
After tax
34 002
28 727
34 550
34 103
Living cost
29 262
29 262
29 262
29 262
Free-cash
4 740
-535
5 288
4 841

Estimated living cost  is ₽29262 per week

₽16970
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2973
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8764
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽15135
₽13951
₽14644
₽16477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
7 865
health
-
-
-
3 978
income
-
-
-
8 550
total
-
-
-
20 393
Employee
32 188
-
57 000
-
health
2 247
-
3 978
-
social contributions
4 443
-
7 865
-
income
5 369
-
11 076
-
total
12 059
-
22 919
-
Employer
32 188
-
57 000
-
total
-
-
-
-
Corporate
24 812
57 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 241
2 850
-
-
total
1 241
2 850
-
-
Dividends
23 571
54 150
-
-
health
1 645
3 780
-
-
social contributions
3 254
7 473
-
-
withholding
3 536
8 123
-
-
total
8 435
19 376
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 735
22 226
22 919
20 393
After tax
35 265
34 774
34 081
36 607
Living cost
20 130
20 130
20 130
20 130
Free-cash
15 135
14 644
13 951
16 477

Estimated living cost  is ₽20130 per week

₽13472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1241
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4952
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽5184
-₽11900
-₽859
-₽2092
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
4 360
surtax
-
-
-
187
income
-
-
-
4 498
chamber of commerce
-
-
-
229
pensions
-
-
-
10 544
unemployment
-
-
-
5 823
total
-
-
-
25 641
Employee
47 443
37 832
44 115
-
unemployment
1 423
1 135
1 324
-
pensions
4 859
3 873
4 518
-
health
1 836
1 465
1 708
-
income
5 401
2 791
4 446
-
other
474
378
441
-
total
13 993
9 642
12 437
-
Employer
47 443
37 832
44 115
-
chamber of commerce
189
151
177
-
pensions
5 954
4 749
5 536
-
other
2 254
1 796
2 095
-
health
1 793
1 430
1 668
-
unemployment
1 423
1 135
1 324
-
accident
616
492
573
-
surtax
187
187
187
-
payroll
1 423
1 135
1 324
-
total
13 839
11 075
12 884
-
Corporate
3 603
8 092
40 512
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

901
2 023
10 128
-
total
901
2 023
10 128
-
Dividends
-
6 069
-
-
withholding
-
1 668
-
-
total
-
1 668
-
-
Income
57 000
57 000
57 000
57 000
Total tax
28 733
24 408
35 449
25 641
After tax
28 267
32 592
21 551
31 359
Living cost
33 451
33 451
33 451
33 451
Free-cash
-5 184
-859
-11 900
-2 092

Estimated living cost  is ₽33451 per week

₽22310
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7738
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽30675
-₽10307
-₽2508
-₽4350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
6 844
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 009
national
-
-
-
16 883
total
-
-
-
26 736
Employee

The minimum management director salary is set at €45,000 per year.

67 906
-
44 146
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

591
-
384
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 093
-
3 311
-
national
20 877
-
11 770
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 191
-
2 075
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 542
-
2 302
-
total
33 294
-
19 842
-
Employer

The minimum management director salary is set at €45,000 per year.

67 906
-
44 146
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 017
-
3 911
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 176
-
2 715
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

991
-
645
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

883
-
575
-
surtax
7 700
-
5 005
-
total
19 767
-
12 851
-
Corporate
-
57 000
-
-
income
-
11 400
-
-
surtax
-
229
-
-
total
-
11 629
-
-
Dividends
-
45 371
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
13 265
-
-
total
-
13 265
-
-
Income
57 000
57 000
57 000
57 000
Total tax
53 061
24 894
32 693
26 736
After tax
3 939
32 106
24 307
30 264
Living cost
34 614
34 614
34 614
34 614
Free-cash
-30 675
-2 508
-10 307
-4 350

Estimated living cost  is ₽34614 per week

₽22296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3027
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8750
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽5319
-₽2644
₽4207
-₽3048
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
accident
-
-
-
513
income
-
-
-
8 664
pensions
-
-
-
16 131
other
-
-
-
58
unemployment
-
-
-
398
total
-
-
-
25 764
Employee
47 255
-
43 220
-
unemployment
733
-
670
-
pensions
2 221
-
2 032
-
income
9 971
-
8 837
-
other
47
-
43
-
total
12 972
-
11 582
-
Employer
47 255
-
43 220
-
pensions
11 151
-
10 200
-
other
377
-
346
-
unemployment
2 600
-
2 376
-
accident
935
-
856
-
total
15 063
-
13 778
-
Corporate
-
57 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
8 550
-
-
total
-
8 550
-
-
Dividends
-
48 450
-
-
withholding
-
9 959
-
-
total
-
9 959
-
-
Income
57 000
57 000
57 000
57 000
Total tax
28 035
18 509
25 360
25 764
After tax
28 965
38 491
31 640
31 236
Living cost
34 284
34 284
34 284
34 284
Free-cash
-5 319
4 207
-2 644
-3 048

Estimated living cost  is ₽34284 per week

₽25247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2432
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽23480
-₽12945
-₽15864
-₽14079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
accident
-
-
-
513
health
-
-
-
4 275
income
-
-
-
2 566
surtax
-
-
-
3 016
pensions
-
-
-
9 119
communal
-
-
-
-
total
-
-
-
19 489
Employee
71 892
-
50 916
-
pensions
5 750
-
4 073
-
health
3 200
-
2 266
-
income
6 944
-
2 812
-
surtax
4 407
-
3 120
-
total
20 301
-
12 271
-
Employer
71 892
-
50 916
-
pensions
5 750
-
4 073
-
health
2 192
-
1 553
-
accident
647
-
458
-
total
8 589
-
6 084
-
Corporate
-
57 000
-
-
income
-
8 550
-
-
communal
-
3 848
-
-
surtax
-
598
-
-
total
-
12 996
-
-
Dividends
-
44 004
-
-
income
-
1 677
-
-
withholding
-
6 601
-
-
total
-
8 278
-
-
Income
57 000
57 000
57 000
57 000
Total tax
28 890
21 274
18 355
19 489
After tax
28 110
35 726
38 645
37 511
Living cost
51 590
51 590
51 590
51 590
Free-cash
-23 480
-15 864
-12 945
-14 079

Estimated living cost  is ₽51590 per week

₽38700
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3126
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9217
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽11510
₽9454
₽14531
₽10686
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
4 048
income
-
-
-
8 745
surtax
-
-
-
582
pensions
-
-
-
11 400
other
-
-
-
-
unemployment
-
-
-
216
total
-
-
-
24 991
Employee
31 970
-
47 088
-
unemployment
2 225
-
3 277
-
pensions
2 133
-
3 140
-
health
816
-
1 202
-
income
5 360
-
8 204
-
other
-
-
-
-
surtax
113
-
488
-
total
10 647
-
16 311
-
Employer
31 970
-
47 088
-
pensions
4 262
-
6 277
-
other
-
-
-
-
health
1 454
-
2 142
-
unemployment
1 014
-
1 493
-
total
6 730
-
9 912
-
Corporate
18 299
57 000
-
-
income
4 758
14 819
-
-
total
4 758
14 819
-
-
Dividends
13 542
42 181
-
-
withholding
2 032
6 327
-
-
total
2 032
6 327
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 167
21 146
26 223
24 991
After tax
32 833
35 854
30 777
32 009
Living cost
21 323
21 323
21 323
21 323
Free-cash
11 510
14 531
9 454
10 686

Estimated living cost  is ₽21323 per week

₽12874
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6102
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽2279
₽2017
₽4388
₽5217
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
14 661
municipal
-
-
-
339
regional
-
-
-
860
national
-
-
-
10 350
total
-
-
-
26 210
Employee
52 661
-
57 000
-
regional
709
-
767
-
municipal
279
-
303
-
national
8 343
-
9 119
-
social contributions
17 758
-
19 221
-
total
27 089
-
29 410
-
Employer
52 661
-
57 000
-
total
-
-
-
-
Corporate
4 339
57 000
-
-
municipal
216
2 832
-
-
nationa
1 041
13 681
-
-
total
1 257
16 513
-
-
Dividends
3 082
40 487
-
-
withholding
802
10 526
-
-
total
802
10 526
-
-
Income
57 000
57 000
57 000
57 000
Total tax
29 148
27 039
29 410
26 210
After tax
27 852
29 961
27 590
30 790
Living cost
25 573
25 573
25 573
25 573
Free-cash
2 279
4 388
2 017
5 217

Estimated living cost  is ₽25573 per week

₽15904
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2591
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6640
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽251
-₽127
₽10192
-₽1291
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
16 644
health
-
-
-
7 695
income
-
-
-
4 899
solidarity contribution
-
-
-
-
total
-
-
-
29 238
Employee
42 725
-
42 537
-
solidarity contribution
-
-
-
-
health
5 768
-
5 743
-
social contributions
2 777
-
2 765
-
income
5 127
-
5 104
-
total
13 672
-
13 612
-
Employer
42 725
-
42 537
-
health
3 845
-
3 828
-
social contributions
10 681
-
10 634
-
total
14 526
-
14 462
-
Corporate
-
57 000
-
-
income
-
10 830
-
-
total
-
10 830
-
-
Dividends
-
46 170
-
-
withholding
-
6 925
-
-
total
-
6 925
-
-
Income
57 000
57 000
57 000
57 000
Total tax
28 198
17 755
28 074
29 238
After tax
28 802
39 245
28 926
27 762
Living cost
29 053
29 053
29 053
29 053
Free-cash
-251
10 192
-127
-1 291

Estimated living cost  is ₽29053 per week

₽21606
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽1927
-₽8695
₽2405
₽1259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
4 360
surtax
-
-
-
-
income
-
-
-
4 498
chamber of commerce
-
-
-
229
pensions
-
-
-
10 544
unemployment
-
-
-
5 823
total
-
-
-
25 454
Employee
41 498
37 832
44 261
-
unemployment
1 245
1 135
1 328
-
pensions
4 250
3 873
4 533
-
health
1 605
1 465
1 713
-
income
3 697
2 791
4 489
-
other
414
378
443
-
total
11 211
9 642
12 506
-
Employer
41 498
37 832
44 261
-
chamber of commerce
166
151
177
-
pensions
5 208
4 749
5 554
-
other
1 971
1 796
2 102
-
health
1 569
1 430
1 674
-
unemployment
1 245
1 135
1 328
-
accident
539
492
575
-
surtax
-
-
-
-
payroll
1 245
1 135
1 328
-
total
11 943
10 888
12 738
-
Corporate
3 603
8 279
40 660
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

901
2 070
10 164
-
total
901
2 070
10 164
-
Dividends
2 659
6 209
-
-
withholding
731
1 708
-
-
total
731
1 708
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 786
24 308
35 408
25 454
After tax
32 214
32 692
21 592
31 546
Living cost
30 287
30 287
30 287
30 287
Free-cash
1 927
2 405
-8 695
1 259

Estimated living cost  is ₽30287 per week

₽18168
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3093
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8485
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽39651
₽33391
₽41941
₽44221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
570
total
-
-
-
570
Employee
15 262
-
57 000
-
income
3 053
-
11 400
-
total
3 053
-
11 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

41 738
57 000
-
-
total
-
-
-
-
Dividends
41 738
57 000
-
-
withholding
2 087
2 850
-
-
total
2 087
2 850
-
-
Income
57 000
57 000
57 000
57 000
Total tax
5 140
2 850
11 400
570
After tax
51 860
54 150
45 600
56 430
Living cost
12 209
12 209
12 209
12 209
Free-cash
39 651
41 941
33 391
44 221

Estimated living cost  is ₽12209 per week

₽8262
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽512
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3025
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽5843
₽4059
₽13781
₽5691
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
57 000
health
-
-
-
5 608
income
-
-
-
9 744
pensions
-
-
-
10 409
unemployment
-
-
-
85
total
-
-
-
25 846
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 980
-
49 322
-
unemployment
59
-
68
-
pensions
6 507
-
7 646
-
health
2 711
-
3 185
-
income
7 239
-
8 901
-
total
16 516
-
19 800
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 980
-
49 322
-
pensions
3 715
-
4 365
-
health
2 796
-
3 284
-
unemployment
25
-
29
-
total
6 536
-
7 678
-
Corporate
8 484
57 000
-
-
income
1 612
10 831
-
-
total
1 612
10 831
-
-
Dividends
6 872
46 169
-
-
withholding
1 030
6 925
-
-
total
1 030
6 925
-
-
Income
57 000
57 000
57 000
57 000
Total tax
25 694
17 756
27 478
25 846
After tax
31 306
39 244
29 522
31 154
Living cost
25 463
25 463
25 463
25 463
Free-cash
5 843
13 781
4 059
5 691

Estimated living cost  is ₽25463 per week

₽17475
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1632
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5864
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽84338
₽3629
-₽6222
-₽1509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
6 498
income
-
-
-
11 110
total
-
-
-
17 608
Employee
58 647
-
-
-
social contributions
4 809
-
685
-
income
12 936
-
-
-
total
17 745
-
685
-
Employer
58 647
-
-
-
social contributions
82 692
-
11 785
-
total
82 692
-
11 785
-
Corporate
-
57 000
-
-
income
-
12 540
-
-
total
-
12 540
-
-
Dividends
-
44 460
-
-
income
-
9 781
-
-
total
-
9 781
-
-
Income
57 000
57 000
57 000
57 000
Total tax
100 437
22 321
12 470
17 608
After tax
-43 437
34 679
44 530
39 392
Living cost
40 901
40 901
40 901
40 901
Free-cash
-84 338
-6 222
3 629
-1 509

Estimated living cost  is ₽40901 per week

₽26538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9995
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽1687
₽1389
₽2645
₽3022
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
57 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
19 808
income
-
-
-
4 393
surtax
-
-
-
-
total
-
-
-
24 201
Employee
43 662
-
46 061
-
social contributions
4 803
-
5 066
-
income
9 082
-
9 829
-
surtax
-
-
-
-
total
13 885
-
14 895
-
Employer
43 662
-
46 061
-
social contributions
10 370
-
10 939
-
total
10 370
-
10 939
-
Corporate
2 969
57 000
-
-
income
623
11 969
-
-
surtax
-
-
-
-
total
623
11 969
-
-
Dividends
2 345
45 031
-
-
withholding
658
12 609
-
-
total
658
12 609
-
-
Income
57 000
57 000
57 000
57 000
Total tax
25 536
24 578
25 834
24 201
After tax
31 464
32 422
31 166
32 799
Living cost
29 777
29 777
29 777
29 777
Free-cash
1 687
2 645
1 389
3 022

Estimated living cost  is ₽29777 per week

₽22280
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5244
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽21028
-₽11301
-₽17124
-₽11748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
1 623
health
-
-
-
494
income
-
-
-
2 675
surtax
-
-
-
-
pensions
-
-
-
16 338
other
-
-
-
1 767
total
-
-
-
22 897
Employee
59 458
-
43 436
-
pensions
6 725
-
4 911
-
social contributions
1 693
-
1 238
-
income
5 188
-
2 737
-
surtax
-
-
-
-
total
13 606
-
8 886
-
Employer
59 458
-
43 436
-
pensions
9 770
-
7 136
-
other
2 052
-
1 499
-
health
4 162
-
3 041
-
unemployment
2 409
-
1 758
-
social contributions
178
-
130
-
total
18 571
-
13 564
-
Corporate
-
57 000
-
-
income
-
15 960
-
-
surtax
-
-
-
-
total
-
15 960
-
-
Dividends
-
41 040
-
-
surtax
-
-
-
-
social contributions
-
7 060
-
-
withholding
-
5 253
-
-
total
-
12 313
-
-
Income
57 000
57 000
57 000
57 000
Total tax
32 177
28 273
22 450
22 897
After tax
24 823
28 727
34 550
34 103
Living cost
45 851
45 851
45 851
45 851
Free-cash
-21 028
-17 124
-11 301
-11 748

Estimated living cost  is ₽45851 per week

₽31031
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽629
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10440
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽19576
₽17462
₽22764
₽15863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
12 540
income
-
-
-
61
total
-
-
-
12 601
Employee
30 520
-
49 349
-
social contributions
1 983
-
3 209
-
income
-
-
146
-
total
1 983
-
3 355
-
Employer
30 520
-
49 349
-
social contributions
4 731
-
7 647
-
total
4 731
-
7 647
-
Corporate
21 749
57 000
-
-
income
2 174
5 700
-
-
total
2 174
5 700
-
-
Dividends
19 575
51 300
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
8 888
5 700
11 002
12 601
After tax
48 112
51 300
45 998
44 399
Living cost
28 536
28 536
28 536
28 536
Free-cash
19 576
22 764
17 462
15 863

Estimated living cost  is ₽28536 per week

₽18451
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2151
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7397
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽149689
-₽149689
-₽149689
-₽8849
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
municipal
-
-
-
9 378
pensions
-
-
-
822
labour market
-
-
-
4 494
national
-
-
-
5 468
total
-
-
-
20 162
Employee
192 833
192 833
192 833
-
pensions
274
274
274
-
municipal
41 063
41 063
41 063
-
national
23 558
23 558
23 558
-
labour market
15 405
15 405
15 405
-
total
80 300
80 300
80 300
-
Employer
192 833
192 833
192 833
-
municipal
41 128
41 128
41 128
-
pensions
548
548
548
-
national
23 599
23 599
23 599
-
labour market
15 427
15 427
15 427
-
total
80 702
80 702
80 702
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
161 002
161 002
161 002
20 162
After tax
-104 002
-104 002
-104 002
36 838
Living cost
45 687
45 687
45 687
45 687
Free-cash
-149 689
-149 689
-149 689
-8 849

Estimated living cost  is ₽45687 per week

₽31269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4041
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽703
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9674
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽1418
₽9194
-₽16243
₽18510
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
accident
-
-
-
243
health
-
-
-
2 099
income
-
-
-
10 927
pensions
-
-
-
4 004
other
-
-
-
357
total
-
-
-
17 630
Employee
32 814
-
47 350
-
pensions
3 695
-
5 332
-
health
3 757
-
5 422
-
income
4 502
-
6 542
-
total
11 954
-
17 296
-
Employer
32 814
-
47 350
-
pensions
5 335
-
7 699
-
unemployment
804
-
1 160
-
accident
548
-
791
-
total
6 687
-
9 650
-
Corporate
17 499
57 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

15 749
51 300
-
-
total
15 749
51 300
-
-
Dividends
1 750
5 700
-
-
withholding
332
1 083
-
-
total
332
1 083
-
-
Income
57 000
57 000
57 000
57 000
Total tax
34 722
52 383
26 946
17 630
After tax
22 278
4 617
30 054
39 370
Living cost
20 860
20 860
20 860
20 860
Free-cash
1 418
-16 243
9 194
18 510

Estimated living cost  is ₽20860 per week

₽15184
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1189
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽2369
-₽1369
₽2847
₽7402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
57 000
health
-
-
-
481
municipal
-
-
-
10 173
national
-
-
-
2 497
total
-
-
-
13 151
Employee
49 946
-
47 951
-
unemployment
749
-
719
-
pensions
3 371
-
3 237
-
municipal
8 181
-
7 858
-
national
825
-
717
-
health
373
-
342
-
total
13 499
-
12 873
-
Employer
49 946
-
47 951
-
pensions
8 665
-
8 319
-
health
384
-
369
-
unemployment
324
-
312
-
accident
50
-
49
-
total
9 423
-
9 049
-
Corporate
-
57 000
-
-
income
-
11 400
-
-
total
-
11 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
34 200
-
-
national
-
150
-
-
municipal
-
6 156
-
-
total
-
6 306
-
-
Income
57 000
57 000
57 000
57 000
Total tax
22 922
17 706
21 922
13 151
After tax
34 078
39 294
35 078
43 849
Living cost
36 447
36 447
36 447
36 447
Free-cash
-2 369
2 847
-1 369
7 402

Estimated living cost  is ₽36447 per week

₽23807
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽14795
₽17199
₽13552
₽22370
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
8 892
health
-
-
-
1 454
income
-
-
-
2 304
total
-
-
-
12 650
Employee
72 999
72 999
72 999
-
health
566
1 241
879
-
social contributions
2 760
6 059
4 295
-
income
7 948
6 758
7 395
-
total
11 274
14 058
12 569
-
Employer
72 999
72 999
72 999
-
health
614
1 351
957
-
social contributions
2 760
6 059
4 295
-
total
3 374
7 410
5 252
-
Corporate
20 372
-
-
-
income
2 547
-
-
-
total
2 547
-
-
-
Dividends
17 825
-
-
-
withholding
3 030
-
-
-
total
3 030
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 225
21 468
17 821
12 650
After tax
36 775
35 532
39 179
44 350
Living cost
21 980
21 980
21 980
21 980
Free-cash
14 795
13 552
17 199
22 370

Estimated living cost  is ₽21980 per week

₽13173
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2156
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6165
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽27300
₽20219
₽32129
₽27537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
57 000
health
-
-
-
3 436
income
-
-
-
4 889
pensions
-
-
-
6 039
unemployment
-
-
-
27
total
-
-
-
14 391
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 790
-
51 678
-
unemployment
108
-
258
-
pensions
3 268
-
7 752
-
health
1 852
-
4 392
-
income
1 490
-
3 985
-
total
6 718
-
16 387
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 790
-
51 678
-
pensions
1 198
-
2 843
-
health
937
-
2 221
-
unemployment
108
-
258
-
total
2 243
-
5 322
-
Corporate
32 967
57 000
-
-
income
2 967
5 131
-
-
total
2 967
5 131
-
-
Dividends
30 000
51 869
-
-
withholding
2 700
4 668
-
-
total
2 700
4 668
-
-
Income
57 000
57 000
57 000
57 000
Total tax
14 628
9 799
21 709
14 391
After tax
42 372
47 201
35 291
42 609
Living cost
15 072
15 072
15 072
15 072
Free-cash
27 300
32 129
20 219
27 537

Estimated living cost  is ₽15072 per week

₽9617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3920
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽7376
₽5535
₽12386
₽5131
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
accident
-
-
-
513
income
-
-
-
8 664
pensions
-
-
-
16 131
other
-
-
-
58
unemployment
-
-
-
398
total
-
-
-
25 764
Employee
35 102
-
43 220
-
unemployment
544
-
670
-
pensions
1 650
-
2 032
-
income
6 767
-
8 837
-
other
34
-
43
-
total
8 995
-
11 582
-
Employer
35 102
-
43 220
-
pensions
8 283
-
10 200
-
other
281
-
346
-
unemployment
1 931
-
2 376
-
accident
695
-
856
-
total
11 190
-
13 778
-
Corporate
10 707
57 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 605
8 550
-
-
total
1 605
8 550
-
-
Dividends
9 101
48 450
-
-
withholding
1 729
9 959
-
-
total
1 729
9 959
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 519
18 509
25 360
25 764
After tax
33 481
38 491
31 640
31 236
Living cost
26 105
26 105
26 105
26 105
Free-cash
7 376
12 386
5 535
5 131

Estimated living cost  is ₽26105 per week

₽17621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2510
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5518
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽33418
₽33986
₽33720
₽34117
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
977
income
-
-
-
18 710
pensions
-
-
-
1 348
total
-
-
-
21 035
Employee
2 815
-
55 484
-
unemployment
28
-
67
-
pensions
253
-
607
-
health
141
-
337
-
income
544
-
18 639
-
total
966
-
19 650
-
Employer
2 815
-
55 484
-
pensions
310
-
741
-
health
267
-
640
-
unemployment
56
-
135
-
total
633
-
1 516
-
Corporate
53 552
57 000
-
-
income
11 781
12 540
-
-
total
11 781
12 540
-
-
Dividends
41 771
44 460
-
-
withholding
8 354
8 892
-
-
total
8 354
8 892
-
-
Income
57 000
57 000
57 000
57 000
Total tax
21 734
21 432
21 166
21 035
After tax
35 266
35 568
35 834
35 965
Living cost
1 848
1 848
1 848
1 848
Free-cash
33 418
33 720
33 986
34 117

Estimated living cost  is ₽1848 per week

₽1098
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽42
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽558
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽20104
₽14177
₽24773
₽11725
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
57 000
health
-
-
-
5 871
income
-
-
-
7 319
pensions
-
-
-
14 820
unemployment
-
-
-
855
total
-
-
-
28 865
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 745
-
48 346
-
unemployment
186
-
363
-
pensions
3 464
-
6 768
-
health
1 274
-
2 490
-
income
3 411
-
8 137
-
total
8 335
-
17 758
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 745
-
48 346
-
pensions
2 969
-
5 802
-
health
1 274
-
2 490
-
unemployment
186
-
363
-
total
4 429
-
8 655
-
Corporate
27 826
57 000
-
-
income
4 174
8 550
-
-
total
4 174
8 550
-
-
Dividends
23 652
48 450
-
-
withholding
3 548
7 267
-
-
total
3 548
7 267
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 486
15 817
26 413
28 865
After tax
36 514
41 183
30 587
28 135
Living cost
16 410
16 410
16 410
16 410
Free-cash
20 104
24 773
14 177
11 725

Estimated living cost  is ₽16410 per week

₽11049
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1269
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3617
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽6489
₽5573
₽6829
₽7206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
57 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
19 808
income
-
-
-
4 393
surtax
-
-
-
-
total
-
-
-
24 201
Employee
36 846
-
46 061
-
social contributions
4 053
-
5 066
-
income
7 199
-
9 829
-
surtax
-
-
-
-
total
11 252
-
14 895
-
Employer
36 846
-
46 061
-
social contributions
8 750
-
10 939
-
total
8 750
-
10 939
-
Corporate
11 404
57 000
-
-
income
2 394
11 969
-
-
surtax
-
-
-
-
total
2 394
11 969
-
-
Dividends
9 010
45 031
-
-
withholding
2 522
12 609
-
-
total
2 522
12 609
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 918
24 578
25 834
24 201
After tax
32 082
32 422
31 166
32 799
Living cost
25 593
25 593
25 593
25 593
Free-cash
6 489
6 829
5 573
7 206

Estimated living cost  is ₽25593 per week

₽18127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽3468
-₽1724
₽5127
-₽2128
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
accident
-
-
-
513
income
-
-
-
8 664
pensions
-
-
-
16 131
other
-
-
-
58
unemployment
-
-
-
398
total
-
-
-
25 764
Employee
45 848
-
43 220
-
unemployment
710
-
670
-
pensions
2 155
-
2 032
-
income
9 576
-
8 837
-
other
45
-
43
-
total
12 486
-
11 582
-
Employer
45 848
-
43 220
-
pensions
10 820
-
10 200
-
other
368
-
346
-
unemployment
2 522
-
2 376
-
accident
908
-
856
-
total
14 618
-
13 778
-
Corporate
-
57 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
8 550
-
-
total
-
8 550
-
-
Dividends
-
48 450
-
-
withholding
-
9 959
-
-
total
-
9 959
-
-
Income
57 000
57 000
57 000
57 000
Total tax
27 104
18 509
25 360
25 764
After tax
29 896
38 491
31 640
31 236
Living cost
33 364
33 364
33 364
33 364
Free-cash
-3 468
5 127
-1 724
-2 128

Estimated living cost  is ₽33364 per week

₽23960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6340
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽26635
₽24329
₽32415
₽23282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
health
-
-
-
3 811
income
-
-
-
8 550
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 904
unemployment
-
-
-
133
total
-
-
-
17 398
Employee
21 610
-
50 499
-
accident

We are using the highest rate at 1.1%.

237
-
365
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 897
-
2 910
-
health
994
-
1 524
-
income
2 161
-
5 050
-
total
5 289
-
9 849
-
Employer
21 610
-
50 499
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 381
-
3 652
-
health
1 491
-
2 286
-
unemployment
130
-
199
-
accident

We are using the highest rate at 1.1%.

237
-
365
-
total
4 239
-
6 502
-
Corporate
31 151
57 000
-
-
income
3 115
5 700
-
-
total
3 115
5 700
-
-
Dividends
28 036
51 300
-
-
withholding
1 402
2 565
-
-
total
1 402
2 565
-
-
Income
57 000
57 000
57 000
57 000
Total tax
14 045
8 265
16 351
17 398
After tax
42 955
48 735
40 649
39 602
Living cost
16 320
16 320
16 320
16 320
Free-cash
26 635
32 415
24 329
23 282

Estimated living cost  is ₽16320 per week

₽10794
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽934
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4203
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽5282
₽6802
-₽7133
₽4955
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 486
trade
-
-
-
1 847
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 693
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
368
total
-
-
-
15 394
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 235
-
57 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 486
-
6 486
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 884
-
6 693
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

214
-
368
-
total
10 584
-
13 547
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 765
57 000
-
-
income
1 465
8 550
-
-
chamber of commerce
159
227
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

81
470
-
-
trade
1 402
8 179
-
-
total
3 107
17 426
-
-
Dividends
6 659
39 574
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

72
524
-
-
withholding
1 304
9 532
-
-
total
1 376
10 056
-
-
Income
57 000
57 000
57 000
57 000
Total tax
15 067
27 482
13 547
15 394
After tax
41 933
29 518
43 453
41 606
Living cost
36 651
36 651
36 651
36 651
Free-cash
5 282
-7 133
6 802
4 955

Estimated living cost  is ₽36651 per week

₽25283
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6893
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽17259
-₽9777
-₽14178
-₽9777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
4 271
income
-
-
-
8 428
total
-
-
-
12 699
Employee
74 259
-
57 000
-
social contributions
6 169
-
4 271
-
income
14 012
-
8 428
-
total
20 181
-
12 699
-
Employer
74 259
-
57 000
-
total
-
-
-
-
Corporate
-
57 000
-
-
income
-
7 125
-
-
total
-
7 125
-
-
Dividends
-
49 875
-
-
withholding
-
9 975
-
-
total
-
9 975
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 181
17 100
12 699
12 699
After tax
36 819
39 900
44 301
44 301
Living cost
54 078
54 078
54 078
54 078
Free-cash
-17 259
-14 178
-9 777
-9 777

Estimated living cost  is ₽54078 per week

₽41142
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4407
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽3074
₽6810
-₽2426
-₽10344
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
57 000
income
-
-
-
27 023
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 860
total
-
-
-
32 883
Employee
43 550
-
52 633
-
social contributions
4 363
-
4 367
-
income
4 725
-
6 995
-
total
9 088
-
11 362
-
Employer
43 550
-
52 633
-
social contributions
4 363
-
4 367
-
total
4 363
-
4 367
-
Corporate
9 087
57 000
-
-
income
3 180
19 950
-
-
total
3 180
19 950
-
-
Dividends
5 907
37 050
-
-
social contributions
2 834
5 015
-
-
total
2 834
5 015
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 465
24 965
15 729
32 883
After tax
37 535
32 035
41 271
24 117
Living cost
34 461
34 461
34 461
34 461
Free-cash
3 074
-2 426
6 810
-10 344

Estimated living cost  is ₽34461 per week

₽22699
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2717
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽2988
₽2370
₽8226
₽8254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
10 684
pensions
-
-
-
3 580
total
-
-
-
14 264
Employee
47 331
-
50 779
-
pensions
3 613
-
4 028
-
health
617
-
687
-
income
8 619
-
9 212
-
total
12 849
-
13 927
-
Employer
47 331
-
50 779
-
pensions
4 782
-
5 256
-
health
900
-
965
-
total
5 682
-
6 221
-
Corporate
3 987
57 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

758
10 829
-
-
total
758
10 829
-
-
Dividends
3 229
46 171
-
-
withholding
241
3 463
-
-
total
241
3 463
-
-
Income
57 000
57 000
57 000
57 000
Total tax
19 530
14 292
20 148
14 264
After tax
37 470
42 708
36 852
42 736
Living cost
34 482
34 482
34 482
34 482
Free-cash
2 988
8 226
2 370
8 254

Estimated living cost  is ₽34482 per week

₽23654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3171
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽1102
₽7129
-₽18308
₽16445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
accident
-
-
-
243
health
-
-
-
2 099
income
-
-
-
10 927
pensions
-
-
-
4 004
other
-
-
-
357
total
-
-
-
17 630
Employee
36 062
-
47 350
-
pensions
4 061
-
5 332
-
health
4 129
-
5 422
-
income
4 947
-
6 542
-
total
13 137
-
17 296
-
Employer
36 062
-
47 350
-
pensions
5 863
-
7 699
-
unemployment
883
-
1 160
-
accident
602
-
791
-
total
7 348
-
9 650
-
Corporate
13 589
57 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

12 230
51 300
-
-
total
12 230
51 300
-
-
Dividends
1 359
5 700
-
-
withholding
258
1 083
-
-
total
258
1 083
-
-
Income
57 000
57 000
57 000
57 000
Total tax
32 973
52 383
26 946
17 630
After tax
24 027
4 617
30 054
39 370
Living cost
22 925
22 925
22 925
22 925
Free-cash
1 102
-18 308
7 129
16 445

Estimated living cost  is ₽22925 per week

₽16824
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4303
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽31010
₽20770
₽35626
₽20770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
57 000
income
-
-
-
7 731
health insurance
-
-
-
4 218
pensions
-
-
-
10 488
unemployment
-
-
-
684
work injury
-
-
-
285
total
-
-
-
23 406
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 519
-
57 000
-
unemployment
246
-
684
-
pensions
3 775
-
10 488
-
work injury
103
-
285
-
income
2 052
-
7 731
-
health insurance
1 518
-
4 218
-
total
7 694
-
23 406
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
36 481
57 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
36 481
57 000
-
-
withholding
5 472
8 550
-
-
total
5 472
8 550
-
-
Income
57 000
57 000
57 000
57 000
Total tax
13 166
8 550
23 406
23 406
After tax
43 834
48 450
33 594
33 594
Living cost
12 824
12 824
12 824
12 824
Free-cash
31 010
35 626
20 770
20 770

Estimated living cost  is ₽12824 per week

₽7945
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽400
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

Close
Rome , Italy
-₽22997
-₽10260
-₽7795
-₽7097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
social contributions
-
-
-
14 661
municipal
-
-
-
382
regional
-
-
-
885
national
-
-
-
10 350
total
-
-
-
26 278
Employee
79 996
-
57 000
-
regional
1 208
-
761
-
municipal
477
-
340
-
national
13 519
-
9 119
-
social contributions
26 974
-
19 221
-
total
42 178
-
29 441
-
Employer
79 996
-
57 000
-
total
-
-
-
-
Corporate
-
57 000
-
-
municipal
-
2 747
-
-
nationa
-
13 681
-
-
total
-
16 428
-
-
Dividends
-
40 572
-
-
withholding
-
10 548
-
-
total
-
10 548
-
-
Income
57 000
57 000
57 000
57 000
Total tax
42 178
26 976
29 441
26 278
After tax
14 822
30 024
27 559
30 722
Living cost
37 819
37 819
37 819
37 819
Free-cash
-22 997
-7 795
-10 260
-7 097

Estimated living cost  is ₽37819 per week

₽26565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8080
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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