Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 55500
per

Your estimated
City
free-cash

Valencia , Spain
₽11871
₽8831
₽8436
₽15967
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
unemployment
-
-
-
388
income
-
-
-
8 936
other
-
-
-
55
accident
-
-
-
500
pensions
-
-
-
15 707
total
-
-
-
25 586
Employee
28 881
-
42 083
-
unemployment
448
-
652
-
pensions
1 358
-
1 977
-
income
5 568
-
9 105
-
other
28
-
42
-
total
7 402
-
11 776
-
Employer
28 881
-
42 083
-
pensions
6 815
-
9 931
-
accident
572
-
833
-
unemployment
1 589
-
2 315
-
other
231
-
336
-
total
9 207
-
13 415
-
Corporate
17 412
55 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 612
8 326
-
-
total
2 612
8 326
-
-
Dividends
14 800
47 174
-
-
withholding
2 930
9 729
-
-
total
2 930
9 729
-
-
Income
55 500
55 500
55 500
55 500
Total tax
22 151
18 055
25 191
25 586
After tax
33 349
37 445
30 309
29 914
Living cost
21 478
21 478
21 478
21 478
Free-cash
11 871
15 967
8 831
8 436

Estimated living cost  is ₽21478 per week

₽14498
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2065
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽376
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4540
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽14689
₽11721
₽9238
₽19963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
13 321
income
-
-
-
7 049
other
-
-
-
2 637
health
-
-
-
2 443
total
-
-
-
25 450
Employee
28 360
-
44 329
-
health
397
-
621
-
unemployment
283
-
443
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 985
-
3 102
-
income
4 882
-
7 630
-
total
7 547
-
11 796
-
Employer
28 360
-
44 329
-
health
397
-
621
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 822
-
7 536
-
accident
227
-
354
-
unemployment
283
-
443
-
other
1 418
-
2 217
-
total
7 147
-
11 171
-
Corporate
19 993
55 500
-
-
income
4 199
11 655
-
-
total
4 199
11 655
-
-
Dividends
15 794
43 845
-
-
withholding
1 106
3 070
-
-
total
1 106
3 070
-
-
Income
55 500
55 500
55 500
55 500
Total tax
19 999
14 725
22 967
25 450
After tax
35 501
40 775
32 533
30 050
Living cost
20 812
20 812
20 812
20 812
Free-cash
14 689
19 963
11 721
9 238

Estimated living cost  is ₽20812 per week

₽14705
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽335
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽33572
₽30926
₽29636
₽37203
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 041
unemployment
-
-
-
109
income
-
-
-
8 325
health
-
-
-
3 140
total
-
-
-
15 615
Employee
13 571
-
50 143
-
health
624
-
1 256
-
accident

We are using the highest rate at 1.1%.

149
-
300
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 192
-
2 398
-
income
1 357
-
5 014
-
total
3 322
-
8 968
-
Employer
13 571
-
50 143
-
health
937
-
1 884
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 496
-
3 009
-
accident

We are using the highest rate at 1.1%.

149
-
300
-
unemployment
81
-
164
-
total
2 663
-
5 357
-
Corporate
39 266
55 500
-
-
income
3 927
5 550
-
-
total
3 927
5 550
-
-
Dividends
35 339
49 950
-
-
withholding
1 767
2 498
-
-
total
1 767
2 498
-
-
Income
55 500
55 500
55 500
55 500
Total tax
11 679
8 048
14 325
15 615
After tax
43 821
47 452
41 175
39 885
Living cost
10 249
10 249
10 249
10 249
Free-cash
33 572
37 203
30 926
29 636

Estimated living cost  is ₽10249 per week

₽5984
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽732
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽272
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3262
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽5863
₽6537
₽6296
₽1249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
income
-
-
-
3 015
other
-
-
-
1 721
health
-
-
-
480
social contributions
-
-
-
1 582
pensions
-
-
-
15 683
surtax
-
-
-
-
total
-
-
-
22 481
Employee
33 428
-
42 290
-
pensions
3 780
-
4 783
-
income
1 973
-
3 044
-
social contributions
953
-
1 205
-
surtax
-
-
-
-
total
6 706
-
9 032
-
Employer
33 428
-
42 290
-
health
2 340
-
2 960
-
social contributions
101
-
127
-
pensions
5 492
-
6 949
-
unemployment
1 353
-
1 713
-
other
1 153
-
1 459
-
total
10 439
-
13 208
-
Corporate
11 632
55 500
-
-
income
3 256
15 540
-
-
surtax
-
-
-
-
total
3 256
15 540
-
-
Dividends
8 376
39 960
-
-
social contributions
1 441
6 873
-
-
surtax
-
-
-
-
withholding
1 072
5 115
-
-
total
2 513
11 988
-
-
Income
55 500
55 500
55 500
55 500
Total tax
22 914
27 528
22 240
22 481
After tax
32 586
27 972
33 260
33 019
Living cost
26 723
26 723
26 723
26 723
Free-cash
5 863
1 249
6 537
6 296

Estimated living cost  is ₽26723 per week

₽16850
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2173
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽22061
-₽22061
-₽1090
-₽17676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
pensions
-
-
-
9 151
income
-
-
-
6 650
health
-
-
-
8 069
total
-
-
-
23 870
Employee
66 700
66 700
66 700
-
health
10 238
8 708
10 238
-
pensions
12 006
9 151
12 006
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

10 918
10 918
10 918
-
total
33 162
28 777
33 162
-
Employer
66 700
66 700
66 700
-
health
4 636
4 636
4 636
-
pensions
4 642
4 642
4 642
-
unemployment
2 401
2 401
2 401
-
total
11 679
11 679
11 679
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
55 500
55 500
55 500
55 500
Total tax
44 841
40 456
44 841
23 870
After tax
10 659
15 044
10 659
31 630
Living cost
32 720
32 720
32 720
32 720
Free-cash
-22 061
-17 676
-22 061
-1 090

Estimated living cost  is ₽32720 per week

₽23188
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6062
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽13109
₽17866
₽14844
₽4469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
55 500
trade
-
-
-
3 022
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 189
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 336
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
451
total
-
-
-
16 998
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

29 874
-
55 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 336
-
5 336
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

834
-
8 189
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

46
-
451
-
total
6 216
-
13 976
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 626
55 500
-
-
income
3 843
8 326
-
-
trade
4 036
8 741
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

212
458
-
-
chamber of commerce
156
199
-
-
total
8 247
17 724
-
-
Dividends
17 379
37 777
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
502
-
-
withholding
4 048
9 147
-
-
total
4 270
9 649
-
-
Income
55 500
55 500
55 500
55 500
Total tax
18 733
27 373
13 976
16 998
After tax
36 767
28 127
41 524
38 502
Living cost
23 658
23 658
23 658
23 658
Free-cash
13 109
4 469
17 866
14 844

Estimated living cost  is ₽23658 per week

₽14881
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽442
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽18422
₽21416
₽23841
₽19753
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
income
-
-
-
3 501
health
-
-
-
1 416
social contributions
-
-
-
8 658
total
-
-
-
13 575
Employee
60 060
60 060
60 060
-
health
465
1 021
857
-
income
6 540
5 560
5 849
-
social contributions
2 271
4 985
4 181
-
total
9 276
11 566
10 887
-
Employer
60 060
60 060
60 060
-
health
505
1 112
932
-
social contributions
2 271
4 985
4 181
-
total
2 776
6 097
5 113
-
Corporate
25 364
-
-
-
income
3 170
-
-
-
total
3 170
-
-
-
Dividends
22 194
-
-
-
withholding
3 772
-
-
-
total
3 772
-
-
-
Income
55 500
55 500
55 500
55 500
Total tax
18 994
17 663
16 000
13 575
After tax
36 506
37 837
39 500
41 925
Living cost
18 084
18 084
18 084
18 084
Free-cash
18 422
19 753
21 416
23 841

Estimated living cost  is ₽18084 per week

₽10838
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽400
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5072
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽6282
₽5107
₽7113
₽7069
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
55 500
income
-
-
-
4 601
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
19 287
surtax
-
-
-
-
total
-
-
-
23 888
Employee
35 923
-
44 849
-
income
7 472
-
10 310
-
social contributions
3 952
-
4 933
-
surtax
-
-
-
-
total
11 424
-
15 243
-
Employer
35 923
-
44 849
-
social contributions
8 532
-
10 651
-
total
8 532
-
10 651
-
Corporate
11 045
55 500
-
-
income
2 320
11 655
-
-
surtax
-
-
-
-
total
2 320
11 655
-
-
Dividends
8 726
43 845
-
-
withholding
2 443
12 277
-
-
total
2 443
12 277
-
-
Income
55 500
55 500
55 500
55 500
Total tax
24 719
23 932
25 894
23 888
After tax
30 781
31 568
29 606
31 612
Living cost
24 499
24 499
24 499
24 499
Free-cash
6 282
7 069
5 107
7 113

Estimated living cost  is ₽24499 per week

₽18331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1445
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4315
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽45789
₽38559
₽49104
₽46884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
55 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
555
total
-
-
-
555
Employee
7 301
-
55 500
-
income
1 460
-
11 100
-
total
1 460
-
11 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

48 199
55 500
-
-
total
-
-
-
-
Dividends
48 199
55 500
-
-
withholding
2 410
2 775
-
-
total
2 410
2 775
-
-
Income
55 500
55 500
55 500
55 500
Total tax
3 870
2 775
11 100
555
After tax
51 630
52 725
44 400
54 945
Living cost
5 841
5 841
5 841
5 841
Free-cash
45 789
46 884
38 559
49 104

Estimated living cost  is ₽5841 per week

₽3620
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽161
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽10729
₽7166
₽8758
₽17263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
55 500
pensions
-
-
-
10 135
unemployment
-
-
-
83
income
-
-
-
10 114
health
-
-
-
5 460
total
-
-
-
25 792
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 539
-
48 025
-
health
2 231
-
3 102
-
unemployment
49
-
67
-
pensions
5 354
-
7 444
-
income
5 956
-
9 296
-
total
13 590
-
19 909
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

34 539
-
48 025
-
health
2 300
-
3 197
-
pensions
3 056
-
4 250
-
unemployment
21
-
28
-
total
5 377
-
7 475
-
Corporate
15 584
55 500
-
-
income
2 961
10 544
-
-
total
2 961
10 544
-
-
Dividends
12 622
44 956
-
-
withholding
1 893
6 743
-
-
total
1 893
6 743
-
-
Income
55 500
55 500
55 500
55 500
Total tax
23 821
17 287
27 384
25 792
After tax
31 679
38 213
28 116
29 708
Living cost
20 950
20 950
20 950
20 950
Free-cash
10 729
17 263
7 166
8 758

Estimated living cost  is ₽20950 per week

₽14378
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4825
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽8119
₽12055
-₽75
₽3597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
55 500
income
-
-
-
22 233
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
4 989
total
-
-
-
27 222
Employee
35 831
-
51 907
-
social contributions
3 590
-
3 593
-
income
3 888
-
7 906
-
total
7 478
-
11 499
-
Employer
35 831
-
51 907
-
social contributions
3 590
-
3 593
-
total
3 590
-
3 593
-
Corporate
16 079
55 500
-
-
income
5 628
19 424
-
-
total
5 628
19 424
-
-
Dividends
10 451
36 076
-
-
social contributions
2 332
4 126
-
-
total
2 332
4 126
-
-
Income
55 500
55 500
55 500
55 500
Total tax
19 028
23 550
15 092
27 222
After tax
36 472
31 950
40 408
28 278
Living cost
28 353
28 353
28 353
28 353
Free-cash
8 119
3 597
12 055
-75

Estimated living cost  is ₽28353 per week

₽18676
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2235
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽434
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7006
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽17703
₽16313
₽19078
₽17298
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
income
-
-
-
8 326
health
-
-
-
3 875
social contributions
-
-
-
7 659
total
-
-
-
19 860
Employee
26 483
-
55 500
-
health
1 848
-
3 875
-
income
4 417
-
11 091
-
social contributions
3 655
-
7 659
-
total
9 920
-
22 625
-
Employer
26 483
-
55 500
-
total
-
-
-
-
Corporate
29 017
55 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 451
2 775
-
-
total
1 451
2 775
-
-
Dividends
27 566
52 725
-
-
social contributions
3 805
7 276
-
-
withholding
4 135
7 909
-
-
health
1 924
3 680
-
-
total
9 864
18 865
-
-
Income
55 500
55 500
55 500
55 500
Total tax
21 235
21 640
22 625
19 860
After tax
34 265
33 860
32 875
35 640
Living cost
16 562
16 562
16 562
16 562
Free-cash
17 703
17 298
16 313
19 078

Estimated living cost  is ₽16562 per week

₽11084
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1021
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4075
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽8519
₽6280
₽5147
₽16327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
income
-
-
-
4 770
health
-
-
-
7 492
social contributions
-
-
-
16 206
solidarity contribution
-
-
-
-
total
-
-
-
28 468
Employee
32 184
-
41 418
-
health
4 345
-
5 591
-
solidarity contribution
-
-
-
-
income
3 862
-
4 970
-
social contributions
2 092
-
2 692
-
total
10 299
-
13 253
-
Employer
32 184
-
41 418
-
health
2 897
-
3 728
-
social contributions
8 046
-
10 354
-
total
10 943
-
14 082
-
Corporate
12 374
55 500
-
-
income
2 351
10 545
-
-
total
2 351
10 545
-
-
Dividends
10 023
44 955
-
-
withholding
1 503
6 743
-
-
total
1 503
6 743
-
-
Income
55 500
55 500
55 500
55 500
Total tax
25 096
17 288
27 335
28 468
After tax
30 404
38 212
28 165
27 032
Living cost
21 885
21 885
21 885
21 885
Free-cash
8 519
16 327
6 280
5 147

Estimated living cost  is ₽21885 per week

₽16275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1212
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽379
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4019
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽41916
₽35298
₽45843
₽43623
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
55 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
555
total
-
-
-
555
Employee
11 377
-
55 500
-
income
2 276
-
11 100
-
total
2 276
-
11 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

44 123
55 500
-
-
total
-
-
-
-
Dividends
44 123
55 500
-
-
withholding
2 206
2 775
-
-
total
2 206
2 775
-
-
Income
55 500
55 500
55 500
55 500
Total tax
4 482
2 775
11 100
555
After tax
51 018
52 725
44 400
54 945
Living cost
9 102
9 102
9 102
9 102
Free-cash
41 916
43 623
35 298
45 843

Estimated living cost  is ₽9102 per week

₽6159
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽8697
-₽4464
-₽4705
-₽9752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
income
-
-
-
3 015
other
-
-
-
1 721
health
-
-
-
480
social contributions
-
-
-
1 582
pensions
-
-
-
15 683
surtax
-
-
-
-
total
-
-
-
22 481
Employee
48 920
-
42 290
-
pensions
5 533
-
4 783
-
income
4 268
-
3 044
-
social contributions
1 393
-
1 205
-
surtax
-
-
-
-
total
11 194
-
9 032
-
Employer
48 920
-
42 290
-
health
3 424
-
2 960
-
social contributions
147
-
127
-
pensions
8 038
-
6 949
-
unemployment
1 982
-
1 713
-
other
1 688
-
1 459
-
total
15 279
-
13 208
-
Corporate
-
55 500
-
-
income
-
15 540
-
-
surtax
-
-
-
-
total
-
15 540
-
-
Dividends
-
39 960
-
-
social contributions
-
6 873
-
-
surtax
-
-
-
-
withholding
-
5 115
-
-
total
-
11 988
-
-
Income
55 500
55 500
55 500
55 500
Total tax
26 473
27 528
22 240
22 481
After tax
29 027
27 972
33 260
33 019
Living cost
37 724
37 724
37 724
37 724
Free-cash
-8 697
-9 752
-4 464
-4 705

Estimated living cost  is ₽37724 per week

₽25531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽22815
₽15770
₽13700
₽26643
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
55 500
pensions
-
-
-
14 430
unemployment
-
-
-
832
income
-
-
-
7 366
health
-
-
-
5 716
total
-
-
-
28 344
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 291
-
47 074
-
health
1 045
-
2 424
-
unemployment
152
-
353
-
pensions
2 841
-
6 590
-
income
2 797
-
8 481
-
total
6 835
-
17 848
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

20 291
-
47 074
-
health
1 045
-
2 424
-
pensions
2 435
-
5 649
-
unemployment
152
-
353
-
total
3 632
-
8 426
-
Corporate
31 576
55 500
-
-
income
4 736
8 325
-
-
total
4 736
8 325
-
-
Dividends
26 840
47 175
-
-
withholding
4 026
7 076
-
-
total
4 026
7 076
-
-
Income
55 500
55 500
55 500
55 500
Total tax
19 229
15 401
26 274
28 344
After tax
36 271
40 099
29 226
27 156
Living cost
13 456
13 456
13 456
13 456
Free-cash
22 815
26 643
15 770
13 700

Estimated living cost  is ₽13456 per week

₽9060
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1041
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2966
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽13361
-₽9865
-₽7027
-₽28346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
pensions
-
-
-
5 105
city
-
-
-
585
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 109
health
-
-
-
175
regional
-
-
-
1 599
national
-
-
-
230
total
-
-
-
8 803
Employee
62 871
-
49 676
-
health
142
-
112
-
unemployment
-
-
-
-
city
675
-
534
-
pensions
5 282
-
4 173
-
regional
2 059
-
1 351
-
national
298
-
193
-
total
8 456
-
6 363
-
Employer
62 871
-
49 676
-
health
142
-
112
-
pensions
5 282
-
4 173
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 257
-
993
-
total
6 681
-
5 278
-
Corporate
-
55 500
-
-
regional
-
11 738
-
-
national
-
4 718
-
-
total
-
16 456
-
-
Dividends
-
39 044
-
-
withholding
-
13 666
-
-
total
-
13 666
-
-
Income
55 500
55 500
55 500
55 500
Total tax
15 137
30 122
11 641
8 803
After tax
40 363
25 378
43 859
46 697
Living cost
53 724
53 724
53 724
53 724
Free-cash
-13 361
-28 346
-9 865
-7 027

Estimated living cost  is ₽53724 per week

₽34936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4821
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽660
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13307
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽4602
₽3463
₽11575
₽7986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
55 500
municipal
-
-
-
9 895
health
-
-
-
529
national
-
-
-
3 514
total
-
-
-
13 938
Employee
41 093
-
46 690
-
health
307
-
393
-
unemployment
617
-
700
-
pensions
2 773
-
3 151
-
national
679
-
1 355
-
municipal
6 731
-
7 641
-
total
11 107
-
13 240
-
Employer
41 093
-
46 690
-
health
316
-
360
-
pensions
7 129
-
8 100
-
accident
42
-
46
-
unemployment
267
-
304
-
total
7 754
-
8 810
-
Corporate
6 653
55 500
-
-
income
1 331
11 100
-
-
total
1 331
11 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

3 992
33 300
-
-
municipal
719
5 994
-
-
national
-
433
-
-
total
719
6 427
-
-
Income
55 500
55 500
55 500
55 500
Total tax
20 911
17 527
22 050
13 938
After tax
34 589
37 973
33 450
41 562
Living cost
29 987
29 987
29 987
29 987
Free-cash
4 602
7 986
3 463
11 575

Estimated living cost  is ₽29987 per week

₽19587
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7039
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽16634
-₽5486
-₽249
₽2731
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 884
social contributions
-
-
-
7 438
national
-
-
-
16 948
total
-
-
-
27 270
Employee

The minimum management director salary is set at €45,000 per year.

55 870
-
42 984
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 625
-
2 019
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

2 914
-
2 243
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

486
-
374
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 190
-
3 224
-
national
17 177
-
12 136
-
total
27 392
-
19 996
-
Employer

The minimum management director salary is set at €45,000 per year.

55 870
-
42 984
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 436
-
2 643
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 951
-
3 808
-
surtax
6 335
-
4 874
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

726
-
559
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

815
-
627
-
total
16 263
-
12 511
-
Corporate
-
55 500
-
-
income
-
11 100
-
-
surtax
-
222
-
-
total
-
11 322
-
-
Dividends
-
44 177
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 968
-
-
total
-
12 968
-
-
Income
55 500
55 500
55 500
55 500
Total tax
43 655
24 290
32 507
27 270
After tax
11 845
31 210
22 993
28 230
Living cost
28 479
28 479
28 479
28 479
Free-cash
-16 634
2 731
-5 486
-249

Estimated living cost  is ₽28479 per week

₽18344
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽7543
-₽4027
-₽6001
-₽3363
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
unemployment
-
-
-
56
municipal
-
-
-
11 756
other
-
-
-
6 449
health
-
-
-
3 463
national
-
-
-
-
accident
-
-
-
111
pensions
-
-
-
6 000
total
-
-
-
27 835
Employee
47 971
-
42 231
-
national
-
-
-
-
municipal
14 305
-
12 593
-
total
14 305
-
12 593
-
Employer
47 971
-
42 231
-
health
2 950
-
2 597
-
pensions
5 186
-
4 565
-
accident
96
-
84
-
unemployment
1 266
-
1 115
-
other
5 574
-
4 907
-
total
15 072
-
13 268
-
Corporate
-
55 500
-
-
income
-
12 210
-
-
total
-
12 210
-
-
Dividends
-
43 290
-
-
withholding
-
12 987
-
-
total
-
12 987
-
-
Income
55 500
55 500
55 500
55 500
Total tax
29 377
25 197
25 861
27 835
After tax
26 123
30 303
29 639
27 665
Living cost
33 666
33 666
33 666
33 666
Free-cash
-7 543
-3 363
-4 027
-6 001

Estimated living cost  is ₽33666 per week

₽22312
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽72830
₽7041
₽1218
-₽3371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
income
-
-
-
10 818
social contributions
-
-
-
6 327
total
-
-
-
17 145
Employee
53 249
-
-
-
income
11 746
-
-
-
social contributions
4 366
-
622
-
total
16 112
-
622
-
Employer
53 249
-
-
-
social contributions
75 081
-
10 700
-
total
75 081
-
10 700
-
Corporate
-
55 500
-
-
income
-
12 210
-
-
total
-
12 210
-
-
Dividends
-
43 290
-
-
income
-
9 524
-
-
total
-
9 524
-
-
Income
55 500
55 500
55 500
55 500
Total tax
91 193
21 734
11 322
17 145
After tax
-35 693
33 766
44 178
38 355
Living cost
37 137
37 137
37 137
37 137
Free-cash
-72 830
-3 371
7 041
1 218

Estimated living cost  is ₽37137 per week

₽24096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3493
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9075
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽12183
₽14166
₽16591
₽12503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
income
-
-
-
3 501
health
-
-
-
1 416
social contributions
-
-
-
8 658
total
-
-
-
13 575
Employee
60 060
60 060
60 060
-
health
597
1 021
857
-
income
6 307
5 560
5 849
-
social contributions
2 918
4 985
4 181
-
total
9 822
11 566
10 887
-
Employer
60 060
60 060
60 060
-
health
651
1 112
932
-
social contributions
2 918
4 985
4 181
-
total
3 569
6 097
5 113
-
Corporate
16 774
-
-
-
income
2 097
-
-
-
total
2 097
-
-
-
Dividends
14 677
-
-
-
withholding
2 495
-
-
-
total
2 495
-
-
-
Income
55 500
55 500
55 500
55 500
Total tax
17 983
17 663
16 000
13 575
After tax
37 517
37 837
39 500
41 925
Living cost
25 334
25 334
25 334
25 334
Free-cash
12 183
12 503
14 166
16 591

Estimated living cost  is ₽25334 per week

₽17318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1979
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5612
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽9298
₽7374
₽13383
₽13554
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
income
-
-
-
10 353
pensions
-
-
-
3 736
total
-
-
-
14 089
Employee
38 473
-
49 198
-
health
502
-
721
-
pensions
2 936
-
4 224
-
income
7 006
-
8 851
-
total
10 444
-
13 796
-
Employer
38 473
-
49 198
-
health
731
-
936
-
pensions
3 887
-
5 366
-
total
4 618
-
6 302
-
Corporate
12 409
55 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

2 358
10 546
-
-
total
2 358
10 546
-
-
Dividends
10 051
44 954
-
-
withholding
754
3 372
-
-
total
754
3 372
-
-
Income
55 500
55 500
55 500
55 500
Total tax
18 174
13 918
20 098
14 089
After tax
37 326
41 582
35 402
41 411
Living cost
28 028
28 028
28 028
28 028
Free-cash
9 298
13 554
7 374
13 383

Estimated living cost  is ₽28028 per week

₽19227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽10319
-₽4486
-₽1406
-₽1882
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
municipal
-
-
-
371
regional
-
-
-
903
social contributions
-
-
-
14 275
national
-
-
-
10 241
total
-
-
-
25 790
Employee
65 817
-
55 500
-
social contributions
22 193
-
18 714
-
regional
994
-
782
-
national
11 123
-
9 043
-
municipal
393
-
331
-
total
34 703
-
28 870
-
Employer
65 817
-
55 500
-
total
-
-
-
-
Corporate
-
55 500
-
-
nationa
-
13 321
-
-
municipal
-
2 675
-
-
total
-
15 996
-
-
Dividends
-
39 504
-
-
withholding
-
10 270
-
-
total
-
10 270
-
-
Income
55 500
55 500
55 500
55 500
Total tax
34 703
26 266
28 870
25 790
After tax
20 797
29 234
26 630
29 710
Living cost
31 116
31 116
31 116
31 116
Free-cash
-10 319
-1 882
-4 486
-1 406

Estimated living cost  is ₽31116 per week

₽21857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2140
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6648
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽1908
₽11481
₽21359
-₽12372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
pensions
-
-
-
3 190
income
-
-
-
11 933
other
-
-
-
284
health
-
-
-
1 672
accident
-
-
-
194
total
-
-
-
17 273
Employee
26 534
-
46 104
-
health
3 038
-
5 279
-
pensions
2 988
-
5 191
-
income
3 640
-
7 285
-
total
9 666
-
17 755
-
Employer
26 534
-
46 104
-
pensions
4 315
-
7 496
-
accident
443
-
770
-
unemployment
650
-
1 130
-
total
5 408
-
9 396
-
Corporate
23 558
55 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

21 202
49 950
-
-
total
21 202
49 950
-
-
Dividends
2 356
5 550
-
-
withholding
448
1 054
-
-
total
448
1 054
-
-
Income
55 500
55 500
55 500
55 500
Total tax
36 724
51 004
27 151
17 273
After tax
18 776
4 496
28 349
38 227
Living cost
16 868
16 868
16 868
16 868
Free-cash
1 908
-12 372
11 481
21 359

Estimated living cost  is ₽16868 per week

₽12363
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽935
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽352
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3219
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽8760
₽11369
₽8617
-₽1458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
55 500
trade
-
-
-
2 752
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
8 189
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 336
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
451
total
-
-
-
16 728
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 863
-
55 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 336
-
5 336
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 196
-
8 189
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

176
-
451
-
total
8 708
-
13 976
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
16 637
55 500
-
-
income
2 496
8 326
-
-
trade
2 388
7 964
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

138
458
-
-
chamber of commerce
142
200
-
-
total
5 164
16 948
-
-
Dividends
11 473
38 552
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

141
514
-
-
withholding
2 572
9 341
-
-
total
2 713
9 855
-
-
Income
55 500
55 500
55 500
55 500
Total tax
16 585
26 803
13 976
16 728
After tax
38 915
28 697
41 524
38 772
Living cost
30 155
30 155
30 155
30 155
Free-cash
8 760
-1 458
11 369
8 617

Estimated living cost  is ₽30155 per week

₽20801
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3245
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽21744
₽15292
₽28466
₽28151
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
55 500
income
-
-
-
-
microenterprise
-
-
-
8 326
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 459
surtax
-
-
-
-
total
-
-
-
10 785
Employee
22 823
-
44 726
-
income
4 063
-
8 266
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 511
-
4 919
-
surtax
-
-
-
-
total
6 574
-
13 185
-
Employer
22 823
-
44 726
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 498
-
10 774
-
surtax
-
-
-
-
total
5 498
-
10 774
-
Corporate
27 179
55 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

5 435
11 100
-
-
total
5 435
11 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

21 744
44 400
-
-
total
-
-
-
-
Income
55 500
55 500
55 500
55 500
Total tax
17 507
11 100
23 959
10 785
After tax
37 993
44 400
31 541
44 715
Living cost
16 249
16 249
16 249
16 249
Free-cash
21 744
28 151
15 292
28 466

Estimated living cost  is ₽16249 per week

₽10367
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3966
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽23133
₽19697
₽20398
₽24755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
income
-
-
-
12 797
health
-
-
-
5 223
pensions
-
-
-
7 205
total
-
-
-
25 225
Employee
15 044
-
47 395
-
health
752
-
1 801
-
unemployment
150
-
360
-
pensions
1 354
-
3 242
-
income
2 910
-
12 419
-
total
5 166
-
17 822
-
Employer
15 044
-
47 395
-
health
1 429
-
3 422
-
pensions
1 655
-
3 962
-
unemployment
301
-
720
-
total
3 385
-
8 104
-
Corporate
37 071
55 500
-
-
income
8 156
12 210
-
-
total
8 156
12 210
-
-
Dividends
28 916
43 290
-
-
withholding
5 783
8 658
-
-
total
5 783
8 658
-
-
Income
55 500
55 500
55 500
55 500
Total tax
22 490
20 868
25 926
25 225
After tax
33 010
34 632
29 574
30 275
Living cost
9 877
9 877
9 877
9 877
Free-cash
23 133
24 755
19 697
20 398

Estimated living cost  is ₽9877 per week

₽5870
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽801
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽226
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2981
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽14882
₽11711
₽12932
₽17367
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
pensions
-
-
-
11 100
unemployment
-
-
-
178
income
-
-
-
9 013
other
-
-
-
-
health
-
-
-
3 940
surtax
-
-
-
793
total
-
-
-
25 024
Employee
26 303
-
45 849
-
health
671
-
1 169
-
unemployment
1 831
-
3 191
-
pensions
1 755
-
3 058
-
income
4 410
-
8 477
-
other
-
-
-
-
surtax
93
-
700
-
total
8 760
-
16 595
-
Employer
26 303
-
45 849
-
health
1 196
-
2 085
-
pensions
3 507
-
6 111
-
unemployment
834
-
1 454
-
other
-
-
-
-
total
5 537
-
9 650
-
Corporate
23 659
55 500
-
-
income
6 151
14 429
-
-
total
6 151
14 429
-
-
Dividends
17 508
41 071
-
-
withholding
2 626
6 160
-
-
total
2 626
6 160
-
-
Income
55 500
55 500
55 500
55 500
Total tax
23 074
20 589
26 245
25 024
After tax
32 426
34 911
29 255
30 476
Living cost
17 544
17 544
17 544
17 544
Free-cash
14 882
17 367
11 711
12 932

Estimated living cost  is ₽17544 per week

₽10592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1525
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5020
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽6269
-₽5265
₽5132
₽6655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 500
pensions
-
-
-
10 267
chamber of commerce
-
-
-
222
unemployment
-
-
-