Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 52500
per

Your estimated
City
free-cash

Dresden , Germany
₽12030
-₽1592
₽10591
₽8728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
304
trade
-
-
-
1 439
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 542
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 372
total
-
-
-
13 657
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 675
-
52 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 372
-
6 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
304
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

997
-
5 542
-
total
7 424
-
12 218
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
16 825
52 500
-
-
chamber of commerce
166
218
-
-
trade
2 650
8 270
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

138
434
-
-
income
2 524
7 875
-
-
total
5 478
16 797
-
-
Dividends
11 347
35 704
-
-
withholding
2 482
8 572
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

136
471
-
-
total
2 618
9 043
-
-
Income
52 500
52 500
52 500
52 500
Total tax
15 520
25 840
12 218
13 657
After tax
36 980
26 660
40 282
38 843
Living cost
28 252
28 252
28 252
28 252
Free-cash
8 728
-1 592
12 030
10 591

Estimated living cost  is ₽28252 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6659
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽16180
-₽16977
-₽16592
-₽31598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
municipal
-
-
-
4 899
social contributions
-
-
-
564
national
-
-
-
7 592
pensions
-
-
-
6 300
total
-
-
-
19 355
Employee
77 101
-
45 386
-
pensions
3 084
-
1 815
-
national
14 757
-
7 907
-
municipal
9 523
-
5 102
-
total
27 364
-
14 824
-
Employer
77 101
-
45 386
-
pensions
6 168
-
3 631
-
social contributions
829
-
488
-
total
6 997
-
4 119
-
Corporate
-
52 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
10 500
-
-
total
-
10 500
-
-
Dividends
-
42 000
-
-
withholding
-
9 240
-
-
total
-
9 240
-
-
Income
52 500
52 500
52 500
52 500
Total tax
34 361
19 740
18 943
19 355
After tax
18 139
32 760
33 557
33 145
Living cost
49 737
49 737
49 737
49 737
Free-cash
-31 598
-16 977
-16 180
-16 592

Estimated living cost  is ₽49737 per week

₽33806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4623
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽744
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10563
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽10652
₽22595
₽22284
₽14943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
52 500
microenterprise
-
-
-
7 875
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 936
income
-
-
-
-
total
-
-
-
10 811
Employee
27 255
-
42 308
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 998
-
4 653
-
surtax
-
-
-
-
income
4 852
-
7 598
-
total
7 850
-
12 251
-
Employer
27 255
-
42 308
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 565
-
10 192
-
total
6 565
-
10 192
-
Corporate
18 680
52 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

3 737
10 500
-
-
total
3 737
10 500
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

14 944
42 000
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 152
10 500
22 443
10 811
After tax
34 348
42 000
30 057
41 689
Living cost
19 405
19 405
19 405
19 405
Free-cash
14 943
22 595
10 652
22 284

Estimated living cost  is ₽19405 per week

₽12380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1848
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽40122
-₽34886
-₽9044
-₽40122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
4 962
pensions
-
-
-
9 450
health
-
-
-
8 059
total
-
-
-
22 471
Employee
79 651
79 651
79 651
-
health
12 226
10 399
12 226
-
pensions
14 337
10 928
14 337
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 038
13 038
13 038
-
total
39 601
34 365
39 601
-
Employer
79 651
79 651
79 651
-
unemployment
2 867
2 867
2 867
-
health
5 537
5 537
5 537
-
pensions
5 544
5 544
5 544
-
total
13 948
13 948
13 948
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
53 549
48 313
53 549
22 471
After tax
-1 049
4 187
-1 049
30 029
Living cost
39 073
39 073
39 073
39 073
Free-cash
-40 122
-34 886
-40 122
-9 044

Estimated living cost  is ₽39073 per week

₽27690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽621
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7239
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽9648
-₽9019
-₽11513
-₽18067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
municipal
-
-
-
11 120
other
-
-
-
6 101
unemployment
-
-
-
52
national
-
-
-
-
pensions
-
-
-
5 675
accident
-
-
-
105
health
-
-
-
3 276
total
-
-
-
26 329
Employee
53 696
-
39 948
-
national
-
-
-
-
municipal
16 012
-
11 912
-
total
16 012
-
11 912
-
Employer
53 696
-
39 948
-
unemployment
1 418
-
1 055
-
accident
107
-
80
-
health
3 302
-
2 457
-
pensions
5 804
-
4 318
-
other
6 240
-
4 642
-
total
16 871
-
12 552
-
Corporate
-
52 500
-
-
income
-
11 550
-
-
total
-
11 550
-
-
Dividends
-
40 950
-
-
withholding
-
12 285
-
-
total
-
12 285
-
-
Income
52 500
52 500
52 500
52 500
Total tax
32 883
23 835
24 464
26 329
After tax
19 617
28 665
28 036
26 171
Living cost
37 684
37 684
37 684
37 684
Free-cash
-18 067
-9 019
-9 648
-11 513

Estimated living cost  is ₽37684 per week

₽24976
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽572
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8439
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽3640
-₽10250
₽2137
₽2856
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
304
trade
-
-
-
1 503
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 542
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 372
total
-
-
-
13 721
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 301
-
52 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 372
-
6 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

223
-
304
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 064
-
5 542
-
total
10 659
-
12 218
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 199
52 500
-
-
chamber of commerce
149
216
-
-
trade
855
8 636
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

42
434
-
-
income
781
7 875
-
-
total
1 827
17 161
-
-
Dividends
3 373
35 340
-
-
withholding
489
8 480
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

27
467
-
-
total
516
8 947
-
-
Income
52 500
52 500
52 500
52 500
Total tax
13 002
26 108
12 218
13 721
After tax
39 498
26 392
40 282
38 779
Living cost
36 642
36 642
36 642
36 642
Free-cash
2 856
-10 250
3 640
2 137

Estimated living cost  is ₽36642 per week

₽24506
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3864
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7724
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽5283
₽1154
₽11029
₽4543
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
8 190
income
-
-
-
1 690
health
-
-
-
1 338
total
-
-
-
11 218
Employee
71 723
71 723
71 723
-
health
713
1 220
811
-
social contributions
3 485
5 953
3 956
-
income
7 531
6 639
7 360
-
total
11 729
13 812
12 127
-
Employer
71 723
71 723
71 723
-
health
777
1 328
881
-
social contributions
3 485
5 953
3 956
-
total
4 262
7 281
4 837
-
Corporate
6 255
-
-
-
income
782
-
-
-
total
782
-
-
-
Dividends
5 472
-
-
-
withholding
931
-
-
-
total
931
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
17 704
21 093
16 964
11 218
After tax
34 796
31 407
35 536
41 282
Living cost
30 253
30 253
30 253
30 253
Free-cash
4 543
1 154
5 283
11 029

Estimated living cost  is ₽30253 per week

₽20681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽13732
₽13017
₽19666
₽13364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
unemployment
-
-
-
788
income
-
-
-
6 418
pensions
-
-
-
5 250
health
-
-
-
3 675
total
-
-
-
16 131
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 110
9 596
43 933
-
health
1 688
672
3 075
-
pensions
2 411
960
4 393
-
unemployment
362
144
659
-
income
2 948
1 173
5 371
-
total
7 409
2 949
13 498
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 110
9 596
43 933
-
pensions
4 702
1 871
8 567
-
total
4 702
1 871
8 567
-
Corporate
23 688
41 033
-
-
income
2 132
3 693
-
-
total
2 132
3 693
-
-
Dividends
21 556
37 340
-
-
withholding
4 096
7 095
-
-
social contributions
4 094
7 172
-
-
total
8 190
14 267
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 433
22 780
22 065
16 131
After tax
30 067
29 720
30 435
36 369
Living cost
16 703
16 703
16 703
16 703
Free-cash
13 364
13 017
13 732
19 666

Estimated living cost  is ₽16703 per week

₽11398
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1367
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽334
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽8486
₽19471
₽6658
₽13677
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
5 988
pensions
-
-
-
10 500
health
-
-
-
6 825
total
-
-
-
23 313
Employee
26 460
-
39 237
-
unemployment
423
-
628
-
pensions
529
-
784
-
income
2 979
-
6 811
-
total
3 931
-
8 223
-
Employer
26 460
-
39 237
-
unemployment
212
-
313
-
health
3 439
-
5 101
-
pensions
5 292
-
7 848
-
total
8 943
-
13 262
-
Corporate
17 096
52 500
-
-
income
3 420
10 500
-
-
total
3 420
10 500
-
-
Dividends
13 676
42 000
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
16 294
10 500
21 485
23 313
After tax
36 206
42 000
31 015
29 187
Living cost
22 529
22 529
22 529
22 529
Free-cash
13 677
19 471
8 486
6 658

Estimated living cost  is ₽22529 per week

₽15452
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5282
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽6896
-₽16577
₽15472
₽1058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
other
-
-
-
351
income
-
-
-
9 605
pensions
-
-
-
3 939
accident
-
-
-
239
health
-
-
-
2 065
total
-
-
-
16 199
Employee
32 765
-
43 612
-
health
3 752
-
4 994
-
pensions
3 689
-
4 911
-
income
4 495
-
5 983
-
total
11 936
-
15 888
-
Employer
32 765
-
43 612
-
unemployment
803
-
1 068
-
accident
547
-
728
-
pensions
5 328
-
7 091
-
total
6 678
-
8 887
-
Corporate
13 057
52 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

11 751
47 250
-
-
total
11 751
47 250
-
-
Dividends
1 306
5 250
-
-
withholding
248
998
-
-
total
248
998
-
-
Income
52 500
52 500
52 500
52 500
Total tax
30 613
48 248
24 775
16 199
After tax
21 887
4 252
27 725
36 301
Living cost
20 829
20 829
20 829
20 829
Free-cash
1 058
-16 577
6 896
15 472

Estimated living cost  is ₽20829 per week

₽15266
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽435
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3975
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽34446
₽42321
₽44421
₽40905
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
525
total
-
-
-
525
Employee
9 443
-
52 500
-
income
1 888
-
10 500
-
total
1 888
-
10 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

43 057
52 500
-
-
total
-
-
-
-
Dividends
43 057
52 500
-
-
withholding
2 153
2 625
-
-
total
2 153
2 625
-
-
Income
52 500
52 500
52 500
52 500
Total tax
4 041
2 625
10 500
525
After tax
48 459
49 875
42 000
51 975
Living cost
7 554
7 554
7 554
7 554
Free-cash
40 905
42 321
34 446
44 421

Estimated living cost  is ₽7554 per week

₽4682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽628
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽208
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽5917
₽13718
₽3574
₽7421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
other
-
-
-
2 494
income
-
-
-
6 668
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 601
health
-
-
-
2 310
total
-
-
-
24 073
Employee
33 866
-
41 931
-
health
474
-
588
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 370
-
2 936
-
unemployment
338
-
419
-
income
5 830
-
7 218
-
total
9 012
-
11 161
-
Employer
33 866
-
41 931
-
unemployment
338
-
419
-
accident
271
-
336
-
health
474
-
588
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 758
-
7 130
-
other
1 694
-
2 096
-
total
8 535
-
10 569
-
Corporate
10 098
52 500
-
-
income
2 120
11 026
-
-
total
2 120
11 026
-
-
Dividends
7 978
41 474
-
-
withholding
559
2 903
-
-
total
559
2 903
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 226
13 929
21 730
24 073
After tax
32 274
38 571
30 770
28 427
Living cost
24 853
24 853
24 853
24 853
Free-cash
7 421
13 718
5 917
3 574

Estimated living cost  is ₽24853 per week

₽17560
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1678
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽400
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5215
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽28595
-₽23470
-₽23331
-₽48541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
9 869
pensions
-
-
-
3 156
total
-
-
-
13 025
Employee
88 860
-
46 906
-
health
1 464
-
604
-
pensions
8 573
-
3 539
-
income
16 018
-
8 552
-
total
26 055
-
12 695
-
Employer
88 860
-
46 906
-
health
1 688
-
891
-
pensions
10 492
-
4 703
-
total
12 180
-
5 594
-
Corporate
-
52 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 975
-
-
total
-
9 975
-
-
Dividends
-
42 525
-
-
withholding
-
3 189
-
-
total
-
3 189
-
-
Income
52 500
52 500
52 500
52 500
Total tax
38 235
13 164
18 289
13 025
After tax
14 265
39 336
34 211
39 475
Living cost
62 806
62 806
62 806
62 806
Free-cash
-48 541
-23 470
-28 595
-23 331

Estimated living cost  is ₽62806 per week

₽47061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7379
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽24540
₽32654
₽23689
₽28321
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
unemployment
-
-
-
130
income
-
-
-
7 875
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 824
health
-
-
-
3 748
total
-
-
-
16 577
Employee
16 200
-
46 105
-
health
745
-
1 499
-
accident

We are using the highest rate at 1.1%.

178
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 422
-
2 862
-
income
1 620
-
4 610
-
total
3 965
-
9 330
-
Employer
16 200
-
46 105
-
unemployment
97
-
196
-
accident

We are using the highest rate at 1.1%.

178
-
359
-
health
1 118
-
2 249
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 785
-
3 592
-
total
3 178
-
6 396
-
Corporate
33 121
52 500
-
-
income
3 312
5 250
-
-
total
3 312
5 250
-
-
Dividends
29 809
47 250
-
-
withholding
1 490
2 362
-
-
total
1 490
2 362
-
-
Income
52 500
52 500
52 500
52 500
Total tax
11 945
7 612
15 726
16 577
After tax
40 555
44 888
36 774
35 923
Living cost
12 234
12 234
12 234
12 234
Free-cash
28 321
32 654
24 540
23 689

Estimated living cost  is ₽12234 per week

₽7143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽324
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3894
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽52770
-₽47534
-₽21692
-₽49115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
4 962
pensions
-
-
-
9 450
health
-
-
-
8 059
total
-
-
-
22 471
Employee
86 476
79 651
79 651
-
health
10 788
10 399
12 226
-
pensions
10 928
10 928
14 337
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 038
13 038
13 038
-
total
34 754
34 365
39 601
-
Employer
86 476
79 651
79 651
-
unemployment
3 113
2 867
2 867
-
health
6 009
5 537
5 537
-
pensions
6 018
5 544
5 544
-
total
15 140
13 948
13 948
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
49 894
48 313
53 549
22 471
After tax
2 606
4 187
-1 049
30 029
Living cost
51 721
51 721
51 721
51 721
Free-cash
-49 115
-47 534
-52 770
-21 692

Estimated living cost  is ₽51721 per week

₽38153
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8356
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽3850
₽13355
₽2779
₽5223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
solidarity contribution
-
-
-
-
social contributions
-
-
-
15 330
income
-
-
-
4 512
health
-
-
-
7 088
total
-
-
-
26 930
Employee
33 517
-
39 179
-
health
4 525
-
5 289
-
social contributions
2 179
-
2 547
-
solidarity contribution
-
-
-
-
income
4 022
-
4 702
-
total
10 726
-
12 538
-
Employer
33 517
-
39 179
-
health
3 017
-
3 526
-
social contributions
8 379
-
9 795
-
total
11 396
-
13 321
-
Corporate
7 588
52 500
-
-
income
1 442
9 975
-
-
total
1 442
9 975
-
-
Dividends
6 146
42 525
-
-
withholding
922
6 379
-
-
total
922
6 379
-
-
Income
52 500
52 500
52 500
52 500
Total tax
24 486
16 354
25 859
26 930
After tax
28 014
36 146
26 641
25 570
Living cost
22 791
22 791
22 791
22 791
Free-cash
5 223
13 355
3 850
2 779

Estimated living cost  is ₽22791 per week

₽15831
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1621
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽13631
-₽11348
-₽10663
-₽30395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
municipal
-
-
-
312
social contributions
-
-
-
13 504
national
-
-
-
9 466
regional
-
-
-
523
total
-
-
-
23 805
Employee
82 895
-
52 500
-
social contributions
27 952
-
17 704
-
national
14 364
-
8 333
-
regional
782
-
458
-
municipal
439
-
278
-
total
43 537
-
26 773
-
Employer
82 895
-
52 500
-
total
-
-
-
-
Corporate
-
52 500
-
-
municipal
-
2 048
-
-
nationa
-
12 601
-
-
total
-
14 649
-
-
Dividends
-
37 851
-
-
withholding
-
9 841
-
-
total
-
9 841
-
-
Income
52 500
52 500
52 500
52 500
Total tax
43 537
24 490
26 773
23 805
After tax
8 963
28 010
25 727
28 695
Living cost
39 358
39 358
39 358
39 358
Free-cash
-30 395
-11 348
-13 631
-10 663

Estimated living cost  is ₽39358 per week

₽27436
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2581
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽604
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8737
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽8057
₽12441
₽9182
₽9537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
surtax
-
-
-
444
other
-
-
-
-
unemployment
-
-
-
212
income
-
-
-
7 852
pensions
-
-
-
10 500
health
-
-
-
3 728
total
-
-
-
22 736
Employee
30 845
-
43 370
-
health
788
-
1 106
-
pensions
2 057
-
2 892
-
unemployment
2 147
-
3 018
-
surtax
101
-
359
-
other
-
-
-
-
income
5 170
-
7 356
-
total
10 263
-
14 731
-
Employer
30 845
-
43 370
-
unemployment
977
-
1 375
-
health
1 404
-
1 974
-
pensions
4 112
-
5 781
-
other
-
-
-
-
total
6 493
-
9 130
-
Corporate
15 163
52 500
-
-
income
3 942
13 650
-
-
total
3 942
13 650
-
-
Dividends
11 221
38 850
-
-
withholding
1 683
5 827
-
-
total
1 683
5 827
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 381
19 477
23 861
22 736
After tax
30 119
33 023
28 639
29 764
Living cost
20 582
20 582
20 582
20 582
Free-cash
9 537
12 441
8 057
9 182

Estimated living cost  is ₽20582 per week

₽12585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1899
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5623
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽8696
-₽3571
-₽3432
-₽14630
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
9 869
pensions
-
-
-
3 156
total
-
-
-
13 025
Employee
59 552
-
46 906
-
health
864
-
604
-
pensions
5 055
-
3 539
-
income
10 726
-
8 552
-
total
16 645
-
12 695
-
Employer
59 552
-
46 906
-
health
1 131
-
891
-
pensions
6 447
-
4 703
-
total
7 578
-
5 594
-
Corporate
-
52 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 975
-
-
total
-
9 975
-
-
Dividends
-
42 525
-
-
withholding
-
3 189
-
-
total
-
3 189
-
-
Income
52 500
52 500
52 500
52 500
Total tax
24 223
13 164
18 289
13 025
After tax
28 277
39 336
34 211
39 475
Living cost
42 907
42 907
42 907
42 907
Free-cash
-14 630
-3 571
-8 696
-3 432

Estimated living cost  is ₽42907 per week

₽32146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽31862
-₽49764
-₽29184
-₽42056
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
city
-
-
-
551
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 050
national
-
-
-
146
pensions
-
-
-
4 830
regional
-
-
-
1 095
health
-
-
-
241
total
-
-
-
7 913
Employee
86 331
-
46 988
-
health
195
-
106
-
pensions
7 253
-
3 949
-
unemployment
-
-
-
-
city
927
-
504
-
national
409
-
116
-
regional
2 827
-
921
-
total
11 611
-
5 596
-
Employer
86 331
-
46 988
-
unemployment
-
-
-
-
health
195
-
106
-
pensions
7 253
-
3 949
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 726
-
940
-
total
9 174
-
4 995
-
Corporate
-
52 500
-
-
regional
-
11 103
-
-
national
-
4 462
-
-
total
-
15 565
-
-
Dividends
-
36 935
-
-
withholding
-
12 928
-
-
total
-
12 928
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 785
28 493
10 591
7 913
After tax
31 715
24 007
41 909
44 587
Living cost
73 771
73 771
73 771
73 771
Free-cash
-42 056
-49 764
-31 862
-29 184

Estimated living cost  is ₽73771 per week

₽47972
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽906
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18273
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽2447
-₽16608
-₽4013
-₽3556
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
304
trade
-
-
-
1 566
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 542
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 372
total
-
-
-
13 784
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

56 055
-
52 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 372
-
6 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

363
-
304
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 592
-
5 542
-
total
13 327
-
12 218
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
52 500
-
-
chamber of commerce
-
216
-
-
trade
-
9 004
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
434
-
-
income
-
7 875
-
-
total
-
17 529
-
-
Dividends
-
34 971
-
-
withholding
-
8 388
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
462
-
-
total
-
8 850
-
-
Income
52 500
52 500
52 500
52 500
Total tax
13 327
26 379
12 218
13 784
After tax
39 173
26 121
40 282
38 716
Living cost
42 729
42 729
42 729
42 729
Free-cash
-3 556
-16 608
-2 447
-4 013

Estimated living cost  is ₽42729 per week

₽31207
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
₽64
-₽5454
-₽427
₽59
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
surtax
-
-
-
-
other
-
-
-
1 627
social contributions
-
-
-
1 496
income
-
-
-
2 296
pensions
-
-
-
15 141
health
-
-
-
455
total
-
-
-
21 015
Employee
39 919
-
40 005
-
social contributions
1 138
-
1 140
-
pensions
4 514
-
4 524
-
surtax
-
-
-
-
income
2 356
-
2 367
-
total
8 008
-
8 031
-
Employer
39 919
-
40 005
-
unemployment
1 616
-
1 620
-
health
2 795
-
2 800
-
pensions
6 558
-
6 572
-
other
1 377
-
1 381
-
social contributions
120
-
120
-
total
12 466
-
12 493
-
Corporate
114
52 500
-
-
surtax
-
-
-
-
income
32
14 700
-
-
total
32
14 700
-
-
Dividends
82
37 800
-
-
withholding
11
4 839
-
-
surtax
-
-
-
-
social contributions
12
6 503
-
-
total
23
11 342
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 529
26 042
20 524
21 015
After tax
31 971
26 458
31 976
31 485
Living cost
31 912
31 912
31 912
31 912
Free-cash
59
-5 454
64
-427

Estimated living cost  is ₽31912 per week

₽20122
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8654
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽3226
-₽2292
₽2735
₽2891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
surtax
-
-
-
-
other
-
-
-
1 627
social contributions
-
-
-
1 496
income
-
-
-
2 296
pensions
-
-
-
15 141
health
-
-
-
455
total
-
-
-
21 015
Employee
35 634
-
40 005
-
social contributions
1 016
-
1 140
-
pensions
4 030
-
4 524
-
surtax
-
-
-
-
income
1 837
-
2 367
-
total
6 883
-
8 031
-
Employer
35 634
-
40 005
-
unemployment
1 443
-
1 620
-
health
2 494
-
2 800
-
pensions
5 855
-
6 572
-
other
1 230
-
1 381
-
social contributions
106
-
120
-
total
11 128
-
12 493
-
Corporate
5 738
52 500
-
-
surtax
-
-
-
-
income
1 607
14 700
-
-
total
1 607
14 700
-
-
Dividends
4 131
37 800
-
-
withholding
529
4 839
-
-
surtax
-
-
-
-
social contributions
712
6 503
-
-
total
1 241
11 342
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 859
26 042
20 524
21 015
After tax
31 641
26 458
31 976
31 485
Living cost
28 750
28 750
28 750
28 750
Free-cash
2 891
-2 292
3 226
2 735

Estimated living cost  is ₽28750 per week

₽16674
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2921
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8611
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽11736
₽12251
₽13938
₽12736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
7 245
income
-
-
-
7 875
health
-
-
-
3 664
total
-
-
-
18 784
Employee
31 625
-
52 500
-
health
2 207
-
3 664
-
social contributions
4 365
-
7 245
-
income
5 275
-
10 077
-
total
11 847
-
20 986
-
Employer
31 625
-
52 500
-
total
-
-
-
-
Corporate
20 875
52 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 044
2 625
-
-
total
1 044
2 625
-
-
Dividends
19 831
49 875
-
-
withholding
2 975
7 482
-
-
health
1 384
3 482
-
-
social contributions
2 736
6 882
-
-
total
7 095
17 846
-
-
Income
52 500
52 500
52 500
52 500
Total tax
19 986
20 471
20 986
18 784
After tax
32 514
32 029
31 514
33 716
Living cost
19 778
19 778
19 778
19 778
Free-cash
12 736
12 251
11 736
13 938

Estimated living cost  is ₽19778 per week

₽13236
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1220
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4866
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽12454
-₽2751
-₽3724
-₽8596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
surtax
-
-
-
184
chamber of commerce
-
-
-
211
unemployment
-
-
-
5 721
income
-
-
-
3 514
pensions
-
-
-
9 712
health
-
-
-
4 016
total
-
-
-
23 358
Employee
46 614
37 171
40 621
-
health
1 804
1 439
1 572
-
pensions
4 774
3 806
4 160
-
unemployment
1 398
1 115
1 218
-
other
466
372
405
-
income
5 307
2 742
3 590
-
total
13 749
9 474
10 945
-
Employer
46 614
37 171
40 621
-
unemployment
1 398
1 115
1 218
-
payroll
1 398
1 115
1 218
-
accident
605
483
527
-
health
1 761
1 405
1 535
-
pensions
5 850
4 666
5 098
-
other
2 214
1 765
1 929
-
surtax
184
184
184
-
chamber of commerce
186
149
163
-
total
13 596
10 882
11 872
-
Corporate
3 540
4 447
37 088
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

885
1 112
9 271
-
total
885
1 112
9 271
-
Dividends
-
3 336
-
-
withholding
-
917
-
-
total
-
917
-
-
Income
52 500
52 500
52 500
52 500
Total tax
28 230
22 385
32 088
23 358
After tax
24 270
30 115
20 412
29 142
Living cost
32 866
32 866
32 866
32 866
Free-cash
-8 596
-2 751
-12 454
-3 724

Estimated living cost  is ₽32866 per week

₽21920
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽11398
-₽4417
-₽5630
-₽33642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
5 988
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 791
national
-
-
-
15 342
total
-
-
-
24 121
Employee

The minimum management director salary is set at €45,000 per year.

66 719
-
40 660
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 135
-
1 910
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 004
-
3 050
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

581
-
354
-
national
20 512
-
10 621
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 480
-
2 120
-
total
32 712
-
18 055
-
Employer

The minimum management director salary is set at €45,000 per year.

66 719
-
40 660
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

974
-
593
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

867
-
529
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 103
-
2 501
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 912
-
3 602
-
surtax
7 565
-
4 609
-
total
19 421
-
11 834
-
Corporate
-
52 500
-
-
surtax
-
211
-
-
income
-
10 500
-
-
total
-
10 711
-
-
Dividends
-
41 790
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 197
-
-
total
-
12 197
-
-
Income
52 500
52 500
52 500
52 500
Total tax
52 133
22 908
29 889
24 121
After tax
367
29 592
22 611
28 379
Living cost
34 009
34 009
34 009
34 009
Free-cash
-33 642
-4 417
-11 398
-5 630

Estimated living cost  is ₽34009 per week

₽21906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽4343
₽1782
-₽4714
-₽8729
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
other
-
-
-
53
unemployment
-
-
-
368
income
-
-
-
7 777
pensions
-
-
-
14 858
accident
-
-
-
473
total
-
-
-
23 529
Employee
46 429
-
39 809
-
pensions
2 182
-
1 871
-
unemployment
720
-
618
-
other
46
-
39
-
income
9 796
-
7 938
-
total
12 744
-
10 466
-
Employer
46 429
-
39 809
-
unemployment
2 554
-
2 190
-
accident
919
-
788
-
pensions
10 957
-
9 395
-
other
370
-
319
-
total
14 800
-
12 692
-
Corporate
-
52 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 875
-
-
total
-
7 875
-
-
Dividends
-
44 625
-
-
withholding
-
9 158
-
-
total
-
9 158
-
-
Income
52 500
52 500
52 500
52 500
Total tax
27 544
17 033
23 158
23 529
After tax
24 956
35 467
29 342
28 971
Living cost
33 685
33 685
33 685
33 685
Free-cash
-8 729
1 782
-4 343
-4 714

Estimated living cost  is ₽33685 per week

₽24805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2390
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6004
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽14820
-₽17681
-₽15881
-₽26573
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
surtax
-
-
-
2 779
income
-
-
-
2 103
communal
-
-
-
-
pensions
-
-
-
8 401
accident
-
-
-
473
health
-
-
-
3 937
total
-
-
-
17 693
Employee
70 635
-
46 896
-
health
3 144
-
2 087
-
pensions
5 650
-
3 752
-
surtax
4 329
-
2 875
-
income
6 823
-
2 315
-
total
19 946
-
11 029
-
Employer
70 635
-
46 896
-
accident
635
-
421
-
health
2 154
-
1 430
-
pensions
5 650
-
3 752
-
total
8 439
-
5 603
-
Corporate
-
52 500
-
-
communal
-
3 544
-
-
surtax
-
550
-
-
income
-
7 875
-
-
total
-
11 969
-
-
Dividends
-
40 531
-
-
withholding
-
6 080
-
-
income
-
1 444
-
-
total
-
7 524
-
-
Income
52 500
52 500
52 500
52 500
Total tax
28 385
19 493
16 632
17 693
After tax
24 115
33 007
35 868
34 807
Living cost
50 688
50 688
50 688
50 688
Free-cash
-26 573
-17 681
-14 820
-15 881

Estimated living cost  is ₽50688 per week

₽38024
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3071
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9055
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽7689
₽12073
₽8814
₽9105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
surtax
-
-
-
444
other
-
-
-
-
unemployment
-
-
-
212
income
-
-
-
7 852
pensions
-
-
-
10 500
health
-
-
-
3 728
total
-
-
-
22 736
Employee
31 411
-
43 370
-
health
802
-
1 106
-
pensions
2 096
-
2 892
-
unemployment
2 186
-
3 018
-
surtax
112
-
359
-
other
-
-
-
-
income
5 266
-
7 356
-
total
10 462
-
14 731
-
Employer
31 411
-
43 370
-
unemployment
997
-
1 375
-
health
1 428
-
1 974
-
pensions
4 188
-
5 781
-
other
-
-
-
-
total
6 613
-
9 130
-
Corporate
14 476
52 500
-
-
income
3 763
13 650
-
-
total
3 763
13 650
-
-
Dividends
10 713
38 850
-
-
withholding
1 607
5 827
-
-
total
1 607
5 827
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 445
19 477
23 861
22 736
After tax
30 055
33 023
28 639
29 764
Living cost
20 950
20 950
20 950
20 950
Free-cash
9 105
12 073
7 689
8 814

Estimated living cost  is ₽20950 per week

₽12649
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1821
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5995
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽352
₽2468
₽3300
₽400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
municipal
-
-
-
312
social contributions
-
-
-
13 504
national
-
-
-
9 466
regional
-
-
-
792
total
-
-
-
24 074
Employee
51 740
-
52 500
-
social contributions
17 447
-
17 704
-
national
8 197
-
8 333
-
regional
697
-
707
-
municipal
274
-
278
-
total
26 615
-
27 022
-
Employer
51 740
-
52 500
-
total
-
-
-
-
Corporate
760
52 500
-
-
municipal
37
2 609
-
-
nationa
182
12 601
-
-
total
219
15 210
-
-
Dividends
541
37 290
-
-
withholding
140
9 696
-
-
total
140
9 696
-
-
Income
52 500
52 500
52 500
52 500
Total tax
26 974
24 906
27 022
24 074
After tax
25 526
27 594
25 478
28 426
Living cost
25 126
25 126
25 126
25 126
Free-cash
400
2 468
352
3 300

Estimated living cost  is ₽25126 per week

₽15626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2545
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽1444
₽8061
-₽2515
-₽2844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
solidarity contribution
-
-
-
-
social contributions
-
-
-
15 330
income
-
-
-
4 512
health
-
-
-
7 088
total
-
-
-
26 930
Employee
41 301
-
39 179
-
health
5 576
-
5 289
-
social contributions
2 685
-
2 547
-
solidarity contribution
-
-
-
-
income
4 956
-
4 702
-
total
13 217
-
12 538
-
Employer
41 301
-
39 179
-
health
3 717
-
3 526
-
social contributions
10 325
-
9 795
-
total
14 042
-
13 321
-
Corporate
-
52 500
-
-
income
-
9 975
-
-
total
-
9 975
-
-
Dividends
-
42 525
-
-
withholding
-
6 379
-
-
total
-
6 379
-
-
Income
52 500
52 500
52 500
52 500
Total tax
27 259
16 354
25 859
26 930
After tax
25 241
36 146
26 641
25 570
Living cost
28 085
28 085
28 085
28 085
Free-cash
-2 844
8 061
-1 444
-2 515

Estimated living cost  is ₽28085 per week

₽20886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5157
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽9308
₽457
-₽431
-₽890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
surtax
-
-
-
-
chamber of commerce
-
-
-
211
unemployment
-
-
-
5 721
income
-
-
-
3 514
pensions
-
-
-
9 712
health
-
-
-
4 016
total
-
-
-
23 174
Employee
40 772
37 171
40 766
-
health
1 577
1 439
1 577
-
pensions
4 176
3 806
4 174
-
unemployment
1 223
1 115
1 223
-
other
407
372
407
-
income
3 632
2 742
3 632
-
total
11 015
9 474
11 013
-
Employer
40 772
37 171
40 766
-
unemployment
1 223
1 115
1 223
-
payroll
1 223
1 115
1 223
-
accident
529
483
529
-
health
1 542
1 405
1 542
-
pensions
5 117
4 666
5 115
-
other
1 936
1 765
1 936
-
surtax
-
-
-
-
chamber of commerce
163
149
163
-
total
11 733
10 698
11 731
-
Corporate
3 540
4 631
37 228
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

885
1 158
9 307
-
total
885
1 158
9 307
-
Dividends
-
3 474
-
-
withholding
-
956
-
-
total
-
956
-
-
Income
52 500
52 500
52 500
52 500
Total tax
23 633
22 286
32 051
23 174
After tax
28 867
30 214
20 449
29 326
Living cost
29 757
29 757
29 757
29 757
Free-cash
-890
457
-9 308
-431

Estimated living cost  is ₽29757 per week

₽17851
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8337
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽30228
₽38103
₽40203
₽35896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
525
total
-
-
-
525
Employee
14 715
-
52 500
-
income
2 943
-
10 500
-
total
2 943
-
10 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

37 785
52 500
-
-
total
-
-
-
-
Dividends
37 785
52 500
-
-
withholding
1 889
2 625
-
-
total
1 889
2 625
-
-
Income
52 500
52 500
52 500
52 500
Total tax
4 832
2 625
10 500
525
After tax
47 668
49 875
42 000
51 975
Living cost
11 772
11 772
11 772
11 772
Free-cash
35 896
38 103
30 228
40 203

Estimated living cost  is ₽11772 per week

₽7966
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽494
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2917
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽2376
₽11129
₽3932
₽3325
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
52 500
unemployment
-
-
-
78
income
-
-
-
8 719
pensions
-
-
-
9 588
health
-
-
-
5 165
total
-
-
-
23 550
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 246
-
45 427
-
health
2 664
-
2 935
-
pensions
6 393
-
7 041
-
unemployment
58
-
64
-
income
7 113
-
7 992
-
total
16 228
-
18 032
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 246
-
45 427
-
unemployment
25
-
27
-
health
2 747
-
3 027
-
pensions
3 650
-
4 020
-
total
6 422
-
7 074
-
Corporate
4 833
52 500
-
-
income
919
9 974
-
-
total
919
9 974
-
-
Dividends
3 914
42 526
-
-
withholding
588
6 379
-
-
total
588
6 379
-
-
Income
52 500
52 500
52 500
52 500
Total tax
24 157
16 353
25 106
23 550
After tax
28 343
36 147
27 394
28 950
Living cost
25 018
25 018
25 018
25 018
Free-cash
3 325
11 129
2 376
3 932

Estimated living cost  is ₽25018 per week

₽17169
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
₽293
-₽8068
-₽3727
-₽85755
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
5 985
income
-
-
-
10 233
total
-
-
-
16 218
Employee
57 367
-
-
-
social contributions
4 704
-
670
-
income
12 654
-
-
-
total
17 358
-
670
-
Employer
57 367
-
-
-
social contributions
80 888
-
11 528
-
total
80 888
-
11 528
-
Corporate
-
52 500
-
-
income
-
11 550
-
-
total
-
11 550
-
-
Dividends
-
40 950
-
-
income
-
9 009
-
-
total
-
9 009
-
-
Income
52 500
52 500
52 500
52 500
Total tax
98 246
20 559
12 198
16 218
After tax
-45 746
31 941
40 302
36 282
Living cost
40 009
40 009
40 009
40 009
Free-cash
-85 755
-8 068
293
-3 727

Estimated living cost  is ₽40009 per week

₽25959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽274
₽604
₽1085
-₽587
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 500
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 244
income
-
-
-
3 914
total
-
-
-
22 158
Employee
42 898
-
42 423
-
social contributions
4 719
-
4 666
-
surtax
-
-
-
-
income
8 923
-
8 776
-
total
13 642
-
13 442
-
Employer
42 898
-
42 423
-
social contributions
10 188
-
10 075
-
total
10 188
-
10 075
-
Corporate
-
52 500
-
-
surtax
-
-
-
-
income
-
11 026
-
-
total
-
11 026
-
-
Dividends
-
41 474
-
-
withholding
-
11 613
-
-
total
-
11 613
-
-
Income
52 500
52 500
52 500
52 500
Total tax
23 830
22 639
23 517
22 158
After tax
28 670
29 861
28 983
30 342
Living cost
29 257
29 257
29 257
29 257
Free-cash
-587
604
-274
1 085

Estimated living cost  is ₽29257 per week

₽21890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1726
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽13074
-₽18592
-₽13565
-₽24165
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
surtax
-
-
-
-
other
-
-
-
1 627
social contributions
-
-
-
1 496
income
-
-
-
2 296
pensions
-
-
-
15 141
health
-
-
-
455
total
-
-
-
21 015
Employee
58 419
-
40 005
-
social contributions
1 664
-
1 140
-
pensions
6 608
-
4 524
-
surtax
-
-
-
-
income
5 097
-
2 367
-
total
13 369
-
8 031
-
Employer
58 419
-
40 005
-
unemployment
2 367
-
1 620
-
health
4 089
-
2 800
-
pensions
9 599
-
6 572
-
other
2 016
-
1 381
-
social contributions
175
-
120
-
total
18 246
-
12 493
-
Corporate
-
52 500
-
-
surtax
-
-
-
-
income
-
14 700
-
-
total
-
14 700
-
-
Dividends
-
37 800
-
-
withholding
-
4 839
-
-
surtax
-
-
-
-
social contributions
-
6 503
-
-
total
-
11 342
-
-
Income
52 500
52 500
52 500
52 500
Total tax
31 615
26 042
20 524
21 015
After tax
20 885
26 458
31 976
31 485
Living cost
45 050
45 050
45 050
45 050
Free-cash
-24 165
-18 592
-13 074
-13 565

Estimated living cost  is ₽45050 per week

₽30489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3685
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽618
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽14459
₽19212
₽12913
₽16079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
-
social contributions
-
-
-
11 549
total
-
-
-
11 549
Employee
29 986
-
45 453
-
social contributions
1 949
-
2 954
-
income
-
-
2
-
total
1 949
-
2 956
-
Employer
29 986
-
45 453
-
social contributions
4 648
-
7 047
-
total
4 648
-
7 047
-
Corporate
17 866
52 500
-
-
income
1 786
5 250
-
-
total
1 786
5 250
-
-
Dividends
16 080
47 250
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
8 383
5 250
10 003
11 549
After tax
44 117
47 250
42 497
40 951
Living cost
28 038
28 038
28 038
28 038
Free-cash
16 079
19 212
14 459
12 913

Estimated living cost  is ₽28038 per week

₽18129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2113
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽150726
-₽150726
-₽10774
-₽150726
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
municipal
-
-
-
8 463
labour market
-
-
-
4 135
national
-
-
-
4 946
pensions
-
-
-
809
total
-
-
-
18 353
Employee
189 602
189 602
189 602
-
pensions
270
270
270
-
national
23 163
23 163
23 163
-
labour market
15 147
15 147
15 147
-
municipal
40 375
40 375
40 375
-
total
78 955
78 955
78 955
-
Employer
189 602
189 602
189 602
-
pensions
539
539
539
-
national
23 204
23 204
23 204
-
labour market
15 168
15 168
15 168
-
municipal
40 439
40 439
40 439
-
total
79 350
79 350
79 350
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
158 305
158 305
158 305
18 353
After tax
-105 805
-105 805
-105 805
34 147
Living cost
44 921
44 921
44 921
44 921
Free-cash
-150 726
-150 726
-150 726
-10 774

Estimated living cost  is ₽44921 per week

₽30745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽691
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽7203
-₽16270
₽15779
₽1104
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
other
-
-
-
351
income
-
-
-
9 605
pensions
-
-
-
3 939
accident
-
-
-
239
health
-
-
-
2 065
total
-
-
-
16 199
Employee
32 282
-
43 612
-
health
3 697
-
4 994
-
pensions
3 635
-
4 911
-
income
4 429
-
5 983
-
total
11 761
-
15 888
-
Employer
32 282
-
43 612
-
unemployment
791
-
1 068
-
accident
539
-
728
-
pensions
5 249
-
7 091
-
total
6 579
-
8 887
-
Corporate
13 638
52 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

12 275
47 250
-
-
total
12 275
47 250
-
-
Dividends
1 364
5 250
-
-
withholding
259
998
-
-
total
259
998
-
-
Income
52 500
52 500
52 500
52 500
Total tax
30 874
48 248
24 775
16 199
After tax
21 626
4 252
27 725
36 301
Living cost
20 522
20 522
20 522
20 522
Free-cash
1 104
-16 270
7 203
15 779

Estimated living cost  is ₽20522 per week

₽14938
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1170
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽3362
₽500
₽5038
-₽5833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 500
municipal
-
-
-
9 374
national
-
-
-
1 859
health
-
-
-
419
total
-
-
-
11 652
Employee
49 073
-
44 167
-
health
366
-
290
-
pensions
3 312
-
2 981
-
unemployment
736
-
662
-
national
811
-
545
-
municipal
8 038
-
7 241
-
total
13 263
-
11 719
-
Employer
49 073
-
44 167
-
unemployment
319
-
287
-
accident
50
-
44
-
health
377
-
340
-
pensions
8 514
-
7 662
-
total
9 260
-
8 333
-
Corporate
-
52 500
-
-
income
-
10 500
-
-
total
-
10 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
31 500
-
-
national
-
21
-
-
municipal
-
5 669
-
-
total
-
5 690
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 523
16 190
20 052
11 652
After tax
29 977
36 310
32 448
40 848
Living cost
35 810
35 810
35 810
35 810
Free-cash
-5 833
500
-3 362
5 038

Estimated living cost  is ₽35810 per week

₽23391
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽570
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8406
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽13941
₽9812
₽19687
₽11991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
8 190
income
-
-
-
1 690
health
-
-
-
1 338
total
-
-
-
11 218
Employee
71 723
71 723
71 723
-
health
556
1 220
811
-
social contributions
2 712
5 953
3 956
-
income
7 809
6 639
7 360
-
total
11 077
13 812
12 127
-
Employer
71 723
71 723
71 723
-
health
604
1 328
881
-
social contributions
2 712
5 953
3 956
-
total
3 316
7 281
4 837
-
Corporate
16 513
-
-
-
income
2 064
-
-
-
total
2 064
-
-
-
Dividends
14 449
-
-
-
withholding
2 457
-
-
-
total
2 457
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 914
21 093
16 964
11 218
After tax
33 586
31 407
35 536
41 282
Living cost
21 595
21 595
21 595
21 595
Free-cash
11 991
9 812
13 941
19 687

Estimated living cost  is ₽21595 per week

₽12942
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2119
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6057
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽17717
₽28668
₽23938
₽23920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
52 500
unemployment
-
-
-
27
income
-
-
-
4 418
pensions
-
-
-
5 933
health
-
-
-
3 375
total
-
-
-
13 753
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 409
-
47 599
-
health
1 820
-
4 046
-
pensions
3 211
-
7 140
-
unemployment
106
-
237
-
income
1 464
-
3 650
-
total
6 601
-
15 073
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 409
-
47 599
-
unemployment
106
-
237
-
health
920
-
2 046
-
pensions
1 177
-
2 618
-
total
2 203
-
4 901
-
Corporate
28 887
52 500
-
-
income
2 600
4 724
-
-
total
2 600
4 724
-
-
Dividends
26 287
47 776
-
-
withholding
2 367
4 299
-
-
total
2 367
4 299
-
-
Income
52 500
52 500
52 500
52 500
Total tax
13 771
9 023
19 974
13 753
After tax
38 729
43 477
32 526
38 747
Living cost
14 809
14 809
14 809
14 809
Free-cash
23 920
28 668
17 717
23 938

Estimated living cost  is ₽14809 per week

₽9448
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1067
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3852
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽3693
₽9818
₽3322
₽4831
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
other
-
-
-
53
unemployment
-
-
-
368
income
-
-
-
7 777
pensions
-
-
-
14 858
accident
-
-
-
473
total
-
-
-
23 529
Employee
34 489
-
39 809
-
pensions
1 621
-
1 871
-
unemployment
535
-
618
-
other
34
-
39
-
income
6 649
-
7 938
-
total
8 839
-
10 466
-
Employer
34 489
-
39 809
-
unemployment
1 897
-
2 190
-
accident
683
-
788
-
pensions
8 139
-
9 395
-
other
276
-
319
-
total
10 995
-
12 692
-
Corporate
7 016
52 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 053
7 875
-
-
total
1 053
7 875
-
-
Dividends
5 963
44 625
-
-
withholding
1 133
9 158
-
-
total
1 133
9 158
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 020
17 033
23 158
23 529
After tax
30 480
35 467
29 342
28 971
Living cost
25 649
25 649
25 649
25 649
Free-cash
4 831
9 818
3 693
3 322

Estimated living cost  is ₽25649 per week

₽17313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5422
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽30976
₽30861
₽31111
₽30549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
17 101
pensions
-
-
-
1 385
health
-
-
-
1 004
total
-
-
-
19 490
Employee
2 893
-
50 941
-
health
145
-
346
-
pensions
260
-
623
-
unemployment
29
-
69
-
income
560
-
17 028
-
total
994
-
18 066
-
Employer
2 893
-
50 941
-
unemployment
58
-
139
-
health
275
-
658
-
pensions
318
-
762
-
total
651
-
1 559
-
Corporate
48 956
52 500
-
-
income
10 770
11 550
-
-
total
10 770
11 550
-
-
Dividends
38 186
40 950
-
-
withholding
7 637
8 190
-
-
total
7 637
8 190
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 052
19 740
19 625
19 490
After tax
32 448
32 760
32 875
33 010
Living cost
1 899
1 899
1 899
1 899
Free-cash
30 549
30 861
30 976
31 111

Estimated living cost  is ₽1899 per week

₽1129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽43
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽12136
₽21798
₽9877
₽17209
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
52 500
unemployment
-
-
-
787
income
-
-
-
6 645
pensions
-
-
-
13 650
health
-
-
-
5 408
total
-
-
-
26 490
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 328
-
44 529
-
health
1 253
-
2 293
-
pensions
3 406
-
6 234
-
unemployment
182
-
334
-
income
3 353
-
7 399
-
total
8 194
-
16 260
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 328
-
44 529
-
unemployment
182
-
334
-
health
1 253
-
2 293
-
pensions
2 919
-
5 344
-
total
4 354
-
7 971
-
Corporate
23 817
52 500
-
-
income
3 573
7 875
-
-
total
3 573
7 875
-
-
Dividends
20 245
44 625
-
-
withholding
3 037
6 694
-
-
total
3 037
6 694
-
-
Income
52 500
52 500
52 500
52 500
Total tax
19 158
14 569
24 231
26 490
After tax
33 342
37 931
28 269
26 010
Living cost
16 133
16 133
16 133
16 133
Free-cash
17 209
21 798
12 136
9 877

Estimated living cost  is ₽16133 per week

₽10863
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1248
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽3837
₽4715
₽5196
₽4379
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 500
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 244
income
-
-
-
3 914
total
-
-
-
22 158
Employee
36 201
-
42 423
-
social contributions
3 983
-
4 666
-
surtax
-
-
-
-
income
7 074
-
8 776
-
total
11 057
-
13 442
-
Employer
36 201
-
42 423
-
social contributions
8 597
-
10 075
-
total
8 597
-
10 075
-
Corporate
7 702
52 500
-
-
surtax
-
-
-
-
income
1 618
11 026
-
-
total
1 618
11 026
-
-
Dividends
6 084
41 474
-
-
withholding
1 703
11 613
-
-
total
1 703
11 613
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 975
22 639
23 517
22 158
After tax
29 525
29 861
28 983
30 342
Living cost
25 146
25 146
25 146
25 146
Free-cash
4 379
4 715
3 837
5 196

Estimated living cost  is ₽25146 per week

₽17810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1747
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽446
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5144
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽3438
₽2687
-₽3809
-₽6909
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
other
-
-
-
53
unemployment
-
-
-
368
income
-
-
-
7 777
pensions
-
-
-
14 858
accident
-
-
-
473
total
-
-
-
23 529
Employee
45 047
-
39 809
-
pensions
2 117
-
1 871
-
unemployment
697
-
618
-
other
44
-
39
-
income
9 409
-
7 938
-
total
12 267
-
10 466
-
Employer
45 047
-
39 809
-
unemployment
2 478
-
2 190
-
accident
892
-
788
-
pensions
10 631
-
9 395
-
other
361
-
319
-
total
14 362
-
12 692
-
Corporate
-
52 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 875
-
-
total
-
7 875
-
-
Dividends
-
44 625
-
-
withholding
-
9 158
-
-
total
-
9 158
-
-
Income
52 500
52 500
52 500
52 500
Total tax
26 629
17 033
23 158
23 529
After tax
25 871
35 467
29 342
28 971
Living cost
32 780
32 780
32 780
32 780
Free-cash
-6 909
2 687
-3 438
-3 809

Estimated living cost  is ₽32780 per week

₽23541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6229
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽20722
₽28836
₽19871
₽23147
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
unemployment
-
-
-
130
income
-
-
-
7 875
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 824
health
-
-
-
3 748
total
-
-
-
16 577
Employee
21 255
-
46 105
-
health
978
-
1 499
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 866
-
2 862
-
income
2 126
-
4 610
-
total
5 204
-
9 330
-
Employer
21 255
-
46 105
-
unemployment
128
-
196
-
accident

We are using the highest rate at 1.1%.

234
-
359
-
health
1 467
-
2 249
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 342
-
3 592
-
total
4 171
-
6 396
-
Corporate
27 075
52 500
-
-
income
2 707
5 250
-
-
total
2 707
5 250
-
-
Dividends
24 367
47 250
-
-
withholding
1 219
2 362
-
-
total
1 219
2 362
-
-
Income
52 500
52 500
52 500
52 500
Total tax
13 301
7 612
15 726
16 577
After tax
39 199
44 888
36 774
35 923
Living cost
16 052
16 052
16 052
16 052
Free-cash
23 147
28 836
20 722
19 871

Estimated living cost  is ₽16052 per week

₽10617
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽919
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4134
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽4272
-₽8807
₽2960
₽3396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
304
trade
-
-
-
1 312
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 542
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 372
total
-
-
-
13 530
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 409
-
52 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 372
-
6 372
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

211
-
304
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 816
-
5 542
-
total
10 399
-
12 218
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
6 091
52 500
-
-
chamber of commerce
150
218
-
-
trade
874
7 533
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

50
434
-
-
income
913
7 875
-
-
total
1 987
16 060
-
-
Dividends
4 103
36 440
-
-
withholding
671
8 756
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

37
481
-
-
total
708
9 237
-
-
Income
52 500
52 500
52 500
52 500
Total tax
13 094
25 297
12 218
13 530
After tax
39 406
27 203
40 282
38 970
Living cost
36 010
36 010
36 010
36 010
Free-cash
3 396
-8 807
4 272
2 960

Estimated living cost  is ₽36010 per week

₽24841
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3875
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6772
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽12021
-₽16381
-₽12021
-₽20460
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
7 579
social contributions
-
-
-
3 810
total
-
-
-
11 389
Employee
72 960
-
52 500
-
social contributions
6 061
-
3 810
-
income
13 767
-
7 579
-
total
19 828
-
11 389
-
Employer
72 960
-
52 500
-
total
-
-
-
-
Corporate
-
52 500
-
-
income
-
6 563
-
-
total
-
6 563
-
-
Dividends
-
45 937
-
-
withholding
-
9 186
-
-
total
-
9 186
-
-
Income
52 500
52 500
52 500
52 500
Total tax
19 828
15 749
11 389
11 389
After tax
32 672
36 751
41 111
41 111
Living cost
53 132
53 132
53 132
53 132
Free-cash
-20 460
-16 381
-12 021
-12 021

Estimated living cost  is ₽53132 per week

₽40422
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7873
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽4063
-₽4661
-₽13590
₽742
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
52 500
income
-
-
-
26 550
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 682
total
-
-
-
32 232
Employee
42 788
-
48 209
-
social contributions
4 287
-
4 291
-
income
4 643
-
5 997
-
total
8 930
-
10 288
-
Employer
42 788
-
48 209
-
social contributions
4 287
-
4 291
-
total
4 287
-
4 291
-
Corporate
5 425
52 500
-
-
income
1 899
18 375
-
-
total
1 899
18 375
-
-
Dividends
3 526
34 125
-
-
social contributions
2 784
4 928
-
-
total
2 784
4 928
-
-
Income
52 500
52 500
52 500
52 500
Total tax
17 900
23 303
14 579
32 232
After tax
34 600
29 197
37 921
20 268
Living cost
33 858
33 858
33 858
33 858
Free-cash
742
-4 661
4 063
-13 590

Estimated living cost  is ₽33858 per week

₽22302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8367
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽671
₽4454
₽4593
-₽1127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
9 869
pensions
-
-
-
3 156
total
-
-
-
13 025
Employee
47 881
-
46 906
-
health
625
-
604
-
pensions
3 654
-
3 539
-
income
8 719
-
8 552
-
total
12 998
-
12 695
-
Employer
47 881
-
46 906
-
health
910
-
891
-
pensions
4 837
-
4 703
-
total
5 747
-
5 594
-
Corporate
-
52 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 975
-
-
total
-
9 975
-
-
Dividends
-
42 525
-
-
withholding
-
3 189
-
-
total
-
3 189
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 745
13 164
18 289
13 025
After tax
33 755
39 336
34 211
39 475
Living cost
34 882
34 882
34 882
34 882
Free-cash
-1 127
4 454
-671
4 593

Estimated living cost  is ₽34882 per week

₽23929
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7307
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽5171
-₽18302
₽13747
₽794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
other
-
-
-
351
income
-
-
-
9 605
pensions
-
-
-
3 939
accident
-
-
-
239
health
-
-
-
2 065
total
-
-
-
16 199
Employee
35 478
-
43 612
-
health
4 062
-
4 994
-
pensions
3 995
-
4 911
-
income
4 867
-
5 983
-
total
12 924
-
15 888
-
Employer
35 478
-
43 612
-
unemployment
869
-
1 068
-
accident
592
-
728
-
pensions
5 768
-
7 091
-
total
7 229
-
8 887
-
Corporate
9 792
52 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

8 813
47 250
-
-
total
8 813
47 250
-
-
Dividends
979
5 250
-
-
withholding
186
998
-
-
total
186
998
-
-
Income
52 500
52 500
52 500
52 500
Total tax
29 152
48 248
24 775
16 199
After tax
23 348
4 252
27 725
36 301
Living cost
22 554
22 554
22 554
22 554
Free-cash
794
-18 302
5 171
13 747

Estimated living cost  is ₽22554 per week

₽16552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1314
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4233
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽18493
₽32018
₽18493
₽27479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
52 500
unemployment
-
-
-
630
health insurance
-
-
-
3 885
income
-
-
-
6 963
pensions
-
-
-
9 660
work injury
-
-
-
262
total
-
-
-
21 400
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 172
-
52 500
-
pensions
3 712
-
9 660
-
unemployment
242
-
630
-
work injury
101
-
262
-
health insurance
1 493
-
3 885
-
income
2 017
-
6 963
-
total
7 565
-
21 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 328
52 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
32 328
52 500
-
-
withholding
4 849
7 875
-
-
total
4 849
7 875
-
-
Income
52 500
52 500
52 500
52 500
Total tax
12 414
7 875
21 400
21 400
After tax
40 086
44 625
31 100
31 100
Living cost
12 607
12 607
12 607
12 607
Free-cash
27 479
32 018
18 493
18 493

Estimated living cost  is ₽12607 per week

₽7810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽916
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3487
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽11692
-₽9506
-₽8777
-₽26099
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
municipal
-
-
-
350
social contributions
-
-
-
13 504
national
-
-
-
9 466
regional
-
-
-
799
total
-
-
-
24 119
Employee
78 598
-
52 500
-
social contributions
26 503
-
17 704
-
national
13 282
-
8 333
-
regional
1 187
-
684
-
municipal
469
-
313
-
total
41 441
-
27 034
-
Employer
78 598
-
52 500
-
total
-
-
-
-
Corporate
-
52 500
-
-
municipal
-
2 531
-
-
nationa
-
12 601
-
-
total
-
15 132
-
-
Dividends
-
37 368
-
-
withholding
-
9 716
-
-
total
-
9 716
-
-
Income
52 500
52 500
52 500
52 500
Total tax
41 441
24 848
27 034
24 119
After tax
11 059
27 652
25 466
28 381
Living cost
37 158
37 158
37 158
37 158
Free-cash
-26 099
-9 506
-11 692
-8 777

Estimated living cost  is ₽37158 per week

₽26101
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7939
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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