Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 52500
per

Your estimated
City
free-cash

Valencia , Spain
₽8940
₽6661
₽6288
₽13184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
unemployment
-
-
-
367
income
-
-
-
8 208
other
-
-
-
52
accident
-
-
-
473
pensions
-
-
-
14 858
total
-
-
-
23 958
Employee
29 923
-
39 807
-
unemployment
464
-
617
-
pensions
1 407
-
1 870
-
income
5 769
-
8 367
-
other
29
-
40
-
total
7 669
-
10 894
-
Employer
29 923
-
39 807
-
pensions
7 061
-
9 394
-
accident
593
-
788
-
unemployment
1 646
-
2 190
-
other
240
-
319
-
total
9 540
-
12 691
-
Corporate
13 037
52 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 955
7 875
-
-
total
1 955
7 875
-
-
Dividends
11 082
44 625
-
-
withholding
2 142
9 187
-
-
total
2 142
9 187
-
-
Income
52 500
52 500
52 500
52 500
Total tax
21 306
17 062
23 585
23 958
After tax
31 194
35 438
28 915
28 542
Living cost
22 254
22 254
22 254
22 254
Free-cash
8 940
13 184
6 661
6 288

Estimated living cost  is ₽22254 per week

₽15021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2139
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4704
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽11543
₽9211
₽6865
₽17008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 600
income
-
-
-
6 668
other
-
-
-
2 494
health
-
-
-
2 310
total
-
-
-
24 072
Employee
29 383
-
41 934
-
health
412
-
587
-
unemployment
293
-
419
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 056
-
2 935
-
income
5 059
-
7 219
-
total
7 820
-
11 160
-
Employer
29 383
-
41 934
-
health
412
-
587
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 996
-
7 129
-
accident
235
-
335
-
unemployment
293
-
419
-
other
1 470
-
2 096
-
total
7 406
-
10 566
-
Corporate
15 712
52 500
-
-
income
3 299
11 025
-
-
total
3 299
11 025
-
-
Dividends
12 413
41 475
-
-
withholding
869
2 904
-
-
total
869
2 904
-
-
Income
52 500
52 500
52 500
52 500
Total tax
19 394
13 929
21 726
24 072
After tax
33 106
38 571
30 774
28 428
Living cost
21 563
21 563
21 563
21 563
Free-cash
11 543
17 008
9 211
6 865

Estimated living cost  is ₽21563 per week

₽15236
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1456
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽347
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽30503
₽27533
₽26448
₽34266
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 188
unemployment
-
-
-
113
income
-
-
-
7 875
health
-
-
-
3 254
total
-
-
-
15 430
Employee
14 065
-
46 948
-
health
647
-
1 302
-
accident

We are using the highest rate at 1.1%.

155
-
311
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 235
-
2 485
-
income
1 406
-
4 695
-
total
3 443
-
8 793
-
Employer
14 065
-
46 948
-
health
971
-
1 953
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 550
-
3 118
-
accident

We are using the highest rate at 1.1%.

155
-
311
-
unemployment
84
-
170
-
total
2 760
-
5 552
-
Corporate
35 675
52 500
-
-
income
3 567
5 250
-
-
total
3 567
5 250
-
-
Dividends
32 107
47 250
-
-
withholding
1 605
2 362
-
-
total
1 605
2 362
-
-
Income
52 500
52 500
52 500
52 500
Total tax
11 375
7 612
14 345
15 430
After tax
41 125
44 888
38 155
37 070
Living cost
10 622
10 622
10 622
10 622
Free-cash
30 503
34 266
27 533
26 448

Estimated living cost  is ₽10622 per week

₽6201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽759
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽281
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽3553
₽3961
₽3637
-₽1228
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
2 651
other
-
-
-
1 628
health
-
-
-
455
social contributions
-
-
-
1 496
pensions
-
-
-
14 946
surtax
-
-
-
-
total
-
-
-
21 176
Employee
34 635
-
40 005
-
pensions
3 916
-
4 524
-
income
2 044
-
2 694
-
social contributions
987
-
1 139
-
surtax
-
-
-
-
total
6 947
-
8 357
-
Employer
34 635
-
40 005
-
health
2 425
-
2 801
-
social contributions
104
-
120
-
pensions
5 690
-
6 573
-
unemployment
1 402
-
1 620
-
other
1 195
-
1 381
-
total
10 816
-
12 495
-
Corporate
7 049
52 500
-
-
income
1 973
14 700
-
-
surtax
-
-
-
-
total
1 973
14 700
-
-
Dividends
5 076
37 800
-
-
social contributions
874
6 502
-
-
surtax
-
-
-
-
withholding
650
4 839
-
-
total
1 524
11 341
-
-
Income
52 500
52 500
52 500
52 500
Total tax
21 260
26 041
20 852
21 176
After tax
31 240
26 459
31 648
31 324
Living cost
27 687
27 687
27 687
27 687
Free-cash
3 553
-1 228
3 961
3 637

Estimated living cost  is ₽27687 per week

₽17458
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2251
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽27861
-₽27861
-₽3941
-₽23318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
pensions
-
-
-
9 449
income
-
-
-
5 032
health
-
-
-
8 059
total
-
-
-
22 540
Employee
69 107
69 107
69 107
-
health
10 607
9 022
10 607
-
pensions
12 439
9 481
12 439
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 312
11 312
11 312
-
total
34 358
29 815
34 358
-
Employer
69 107
69 107
69 107
-
health
4 804
4 804
4 804
-
pensions
4 810
4 810
4 810
-
unemployment
2 488
2 488
2 488
-
total
12 102
12 102
12 102
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
46 460
41 917
46 460
22 540
After tax
6 040
10 583
6 040
29 960
Living cost
33 901
33 901
33 901
33 901
Free-cash
-27 861
-23 318
-27 861
-3 941

Estimated living cost  is ₽33901 per week

₽24025
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3056
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6281
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽11063
₽15183
₽12840
₽2114
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
trade
-
-
-
2 343
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 897
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 529
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
379
total
-
-
-
15 148
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

30 952
-
52 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 529
-
5 529
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

865
-
6 897
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
379
-
total
6 442
-
12 805
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
21 548
52 500
-
-
income
3 233
7 875
-
-
trade
3 394
8 268
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

178
433
-
-
chamber of commerce
154
198
-
-
total
6 959
16 774
-
-
Dividends
14 589
35 725
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

184
475
-
-
withholding
3 340
8 625
-
-
total
3 524
9 100
-
-
Income
52 500
52 500
52 500
52 500
Total tax
16 925
25 874
12 805
15 148
After tax
35 575
26 626
39 695
37 352
Living cost
24 512
24 512
24 512
24 512
Free-cash
11 063
2 114
15 183
12 840

Estimated living cost  is ₽24512 per week

₽15419
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽15451
₽17963
₽21630
₽15464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
2 605
health
-
-
-
1 339
social contributions
-
-
-
8 190
total
-
-
-
12 134
Employee
62 228
62 228
62 228
-
health
482
1 058
811
-
income
6 776
5 760
6 197
-
social contributions
2 353
5 165
3 956
-
total
9 611
11 983
10 964
-
Employer
62 228
62 228
62 228
-
health
524
1 152
881
-
social contributions
2 353
5 165
3 956
-
total
2 877
6 317
4 837
-
Corporate
21 277
-
-
-
income
2 660
-
-
-
total
2 660
-
-
-
Dividends
18 617
-
-
-
withholding
3 165
-
-
-
total
3 165
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 313
18 300
15 801
12 134
After tax
34 187
34 200
36 699
40 366
Living cost
18 736
18 736
18 736
18 736
Free-cash
15 451
15 464
17 963
21 630

Estimated living cost  is ₽18736 per week

₽11229
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽3662
₽3010
₽4679
₽4478
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 500
income
-
-
-
4 193
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 244
surtax
-
-
-
-
total
-
-
-
22 437
Employee
37 219
-
42 424
-
income
7 742
-
9 363
-
social contributions
4 094
-
4 667
-
surtax
-
-
-
-
total
11 836
-
14 030
-
Employer
37 219
-
42 424
-
social contributions
8 840
-
10 076
-
total
8 840
-
10 076
-
Corporate
6 441
52 500
-
-
income
1 353
11 025
-
-
surtax
-
-
-
-
total
1 353
11 025
-
-
Dividends
5 088
41 475
-
-
withholding
1 425
11 613
-
-
total
1 425
11 613
-
-
Income
52 500
52 500
52 500
52 500
Total tax
23 454
22 638
24 106
22 437
After tax
29 046
29 862
28 394
30 063
Living cost
25 384
25 384
25 384
25 384
Free-cash
3 662
4 478
3 010
4 679

Estimated living cost  is ₽25384 per week

₽18992
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽42694
₽35953
₽45928
₽43828
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
525
total
-
-
-
525
Employee
7 559
-
52 500
-
income
1 512
-
10 500
-
total
1 512
-
10 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

44 941
52 500
-
-
total
-
-
-
-
Dividends
44 941
52 500
-
-
withholding
2 247
2 625
-
-
total
2 247
2 625
-
-
Income
52 500
52 500
52 500
52 500
Total tax
3 759
2 625
10 500
525
After tax
48 741
49 875
42 000
51 975
Living cost
6 047
6 047
6 047
6 047
Free-cash
42 694
43 828
35 953
45 928

Estimated living cost  is ₽6047 per week

₽3748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽7671
₽5198
₽6703
₽14441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
52 500
pensions
-
-
-
9 587
unemployment
-
-
-
78
income
-
-
-
9 260
health
-
-
-
5 166
total
-
-
-
24 091
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

35 785
-
45 427
-
health
2 311
-
2 935
-
unemployment
51
-
63
-
pensions
5 547
-
7 041
-
income
6 171
-
8 484
-
total
14 080
-
18 523
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

35 785
-
45 427
-
health
2 383
-
3 025
-
pensions
3 167
-
4 020
-
unemployment
21
-
28
-
total
5 571
-
7 073
-
Corporate
11 143
52 500
-
-
income
2 118
9 974
-
-
total
2 118
9 974
-
-
Dividends
9 025
42 526
-
-
withholding
1 354
6 379
-
-
total
1 354
6 379
-
-
Income
52 500
52 500
52 500
52 500
Total tax
23 123
16 353
25 596
24 091
After tax
29 377
36 147
26 904
28 409
Living cost
21 706
21 706
21 706
21 706
Free-cash
7 671
14 441
5 198
6 703

Estimated living cost  is ₽21706 per week

₽14896
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1391
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽5162
₽8737
-₽5037
₽474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
52 500
income
-
-
-
23 036
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 125
total
-
-
-
28 161
Employee
37 124
-
48 777
-
social contributions
3 719
-
3 723
-
income
4 028
-
6 941
-
total
7 747
-
10 664
-
Employer
37 124
-
48 777
-
social contributions
3 719
-
3 723
-
total
3 719
-
3 723
-
Corporate
11 657
52 500
-
-
income
4 080
18 375
-
-
total
4 080
18 375
-
-
Dividends
7 576
34 125
-
-
social contributions
2 416
4 275
-
-
total
2 416
4 275
-
-
Income
52 500
52 500
52 500
52 500
Total tax
17 962
22 650
14 387
28 161
After tax
34 538
29 850
38 113
24 339
Living cost
29 376
29 376
29 376
29 376
Free-cash
5 162
474
8 737
-5 037

Estimated living cost  is ₽29376 per week

₽19350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2316
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽15291
₽14090
₽16556
₽14869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
7 875
health
-
-
-
3 664
social contributions
-
-
-
7 245
total
-
-
-
18 784
Employee
27 438
-
52 500
-
health
1 915
-
3 664
-
income
4 576
-
10 341
-
social contributions
3 787
-
7 245
-
total
10 278
-
21 250
-
Employer
27 438
-
52 500
-
total
-
-
-
-
Corporate
25 062
52 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 253
2 625
-
-
total
1 253
2 625
-
-
Dividends
23 808
49 875
-
-
social contributions
3 285
6 883
-
-
withholding
3 571
7 482
-
-
health
1 662
3 481
-
-
total
8 518
17 846
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 049
20 471
21 250
18 784
After tax
32 451
32 029
31 250
33 716
Living cost
17 160
17 160
17 160
17 160
Free-cash
15 291
14 869
14 090
16 556

Estimated living cost  is ₽17160 per week

₽11484
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4222
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽5476
₽4036
₽2965
₽13540
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
4 512
health
-
-
-
7 087
social contributions
-
-
-
15 330
solidarity contribution
-
-
-
-
total
-
-
-
26 929
Employee
33 244
-
39 179
-
health
4 488
-
5 289
-
solidarity contribution
-
-
-
-
income
3 989
-
4 701
-
social contributions
2 161
-
2 547
-
total
10 638
-
12 537
-
Employer
33 244
-
39 179
-
health
2 992
-
3 526
-
social contributions
8 311
-
9 795
-
total
11 303
-
13 321
-
Corporate
7 953
52 500
-
-
income
1 511
9 975
-
-
total
1 511
9 975
-
-
Dividends
6 442
42 525
-
-
withholding
966
6 379
-
-
total
966
6 379
-
-
Income
52 500
52 500
52 500
52 500
Total tax
24 418
16 354
25 858
26 929
After tax
28 082
36 146
26 642
25 571
Living cost
22 606
22 606
22 606
22 606
Free-cash
5 476
13 540
4 036
2 965

Estimated living cost  is ₽22606 per week

₽16811
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1252
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4151
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽38684
₽32576
₽42551
₽40451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
525
total
-
-
-
525
Employee
11 780
-
52 500
-
income
2 356
-
10 500
-
total
2 356
-
10 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

40 720
52 500
-
-
total
-
-
-
-
Dividends
40 720
52 500
-
-
withholding
2 036
2 625
-
-
total
2 036
2 625
-
-
Income
52 500
52 500
52 500
52 500
Total tax
4 392
2 625
10 500
525
After tax
48 108
49 875
42 000
51 975
Living cost
9 424
9 424
9 424
9 424
Free-cash
38 684
40 451
32 576
42 551

Estimated living cost  is ₽9424 per week

₽6377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽396
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽14014
-₽7438
-₽7762
-₽12627
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
2 651
other
-
-
-
1 628
health
-
-
-
455
social contributions
-
-
-
1 496
pensions
-
-
-
14 946
surtax
-
-
-
-
total
-
-
-
21 176
Employee
50 685
-
40 005
-
pensions
5 733
-
4 524
-
income
4 422
-
2 694
-
social contributions
1 444
-
1 139
-
surtax
-
-
-
-
total
11 599
-
8 357
-
Employer
50 685
-
40 005
-
health
3 547
-
2 801
-
social contributions
152
-
120
-
pensions
8 328
-
6 573
-
unemployment
2 053
-
1 620
-
other
1 749
-
1 381
-
total
15 829
-
12 495
-
Corporate
-
52 500
-
-
income
-
14 700
-
-
surtax
-
-
-
-
total
-
14 700
-
-
Dividends
-
37 800
-
-
social contributions
-
6 502
-
-
surtax
-
-
-
-
withholding
-
4 839
-
-
total
-
11 341
-
-
Income
52 500
52 500
52 500
52 500
Total tax
27 428
26 041
20 852
21 176
After tax
25 072
26 459
31 648
31 324
Living cost
39 086
39 086
39 086
39 086
Free-cash
-14 014
-12 627
-7 438
-7 762

Estimated living cost  is ₽39086 per week

₽26453
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽20020
₽14119
₽11859
₽23987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
52 500
pensions
-
-
-
13 650
unemployment
-
-
-
788
income
-
-
-
6 851
health
-
-
-
5 408
total
-
-
-
26 697
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 027
-
44 529
-
health
1 083
-
2 293
-
unemployment
158
-
334
-
pensions
2 944
-
6 234
-
income
2 898
-
7 605
-
total
7 083
-
16 466
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 027
-
44 529
-
health
1 083
-
2 293
-
pensions
2 523
-
5 344
-
unemployment
158
-
334
-
total
3 764
-
7 971
-
Corporate
27 709
52 500
-
-
income
4 156
7 875
-
-
total
4 156
7 875
-
-
Dividends
23 553
44 625
-
-
withholding
3 533
6 694
-
-
total
3 533
6 694
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 536
14 569
24 437
26 697
After tax
33 964
37 931
28 063
25 803
Living cost
13 944
13 944
13 944
13 944
Free-cash
20 020
23 987
14 119
11 859

Estimated living cost  is ₽13944 per week

₽9389
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1079
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3073
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽19696
-₽14729
-₽12028
-₽32319
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
pensions
-
-
-
4 831
city
-
-
-
553
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 050
health
-
-
-
184
regional
-
-
-
1 387
national
-
-
-
196
total
-
-
-
8 201
Employee
65 917
-
46 991
-
health
149
-
106
-
unemployment
-
-
-
-
city
707
-
505
-
pensions
5 538
-
3 947
-
regional
2 158
-
1 186
-
national
312
-
165
-
total
8 864
-
5 909
-
Employer
65 917
-
46 991
-
health
149
-
106
-
pensions
5 538
-
3 947
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 318
-
940
-
total
7 005
-
4 993
-
Corporate
-
52 500
-
-
regional
-
11 103
-
-
national
-
4 463
-
-
total
-
15 566
-
-
Dividends
-
36 934
-
-
withholding
-
12 926
-
-
total
-
12 926
-
-
Income
52 500
52 500
52 500
52 500
Total tax
15 869
28 492
10 902
8 201
After tax
36 631
24 008
41 598
44 299
Living cost
56 327
56 327
56 327
56 327
Free-cash
-19 696
-32 319
-14 729
-12 028

Estimated living cost  is ₽56327 per week

₽36629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽692
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13952
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽1309
₽1090
₽8803
₽4992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 500
municipal
-
-
-
9 365
health
-
-
-
471
national
-
-
-
2 792
total
-
-
-
12 628
Employee
42 576
-
44 166
-
health
318
-
342
-
unemployment
639
-
662
-
pensions
2 873
-
2 981
-
national
703
-
789
-
municipal
6 974
-
7 233
-
total
11 507
-
12 007
-
Employer
42 576
-
44 166
-
health
327
-
339
-
pensions
7 387
-
7 663
-
accident
43
-
45
-
unemployment
276
-
287
-
total
8 033
-
8 334
-
Corporate
1 890
52 500
-
-
income
378
10 500
-
-
total
378
10 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

1 134
31 500
-
-
municipal
204
5 670
-
-
national
-
269
-
-
total
204
5 939
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 122
16 439
20 341
12 628
After tax
32 378
36 061
32 159
39 872
Living cost
31 069
31 069
31 069
31 069
Free-cash
1 309
4 992
1 090
8 803

Estimated living cost  is ₽31069 per week

₽20294
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2988
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽22237
-₽7364
-₽2192
₽41
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 750
social contributions
-
-
-
6 654
national
-
-
-
15 782
total
-
-
-
25 186
Employee

The minimum management director salary is set at €45,000 per year.

57 886
-
40 664
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 720
-
1 912
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 019
-
2 121
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

504
-
353
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 341
-
3 050
-
national
17 797
-
11 087
-
total
28 381
-
18 523
-
Employer

The minimum management director salary is set at €45,000 per year.

57 886
-
40 664
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 560
-
2 500
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 129
-
3 603
-
surtax
6 564
-
4 610
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

752
-
528
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
594
-
total
16 850
-
11 835
-
Corporate
-
52 500
-
-
income
-
10 500
-
-
surtax
-
210
-
-
total
-
10 710
-
-
Dividends
-
41 790
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 243
-
-
total
-
12 243
-
-
Income
52 500
52 500
52 500
52 500
Total tax
45 231
22 953
30 358
25 186
After tax
7 269
29 547
22 142
27 314
Living cost
29 506
29 506
29 506
29 506
Free-cash
-22 237
41
-7 364
-2 192

Estimated living cost  is ₽29506 per week

₽19006
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2580
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽12845
-₽6860
-₽8725
-₽6230
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
unemployment
-
-
-
53
municipal
-
-
-
11 120
other
-
-
-
6 101
health
-
-
-
3 276
national
-
-
-
-
accident
-
-
-
105
pensions
-
-
-
5 675
total
-
-
-
26 330
Employee
49 722
-
39 948
-
national
-
-
-
-
municipal
14 827
-
11 913
-
total
14 827
-
11 913
-
Employer
49 722
-
39 948
-
health
3 058
-
2 457
-
pensions
5 375
-
4 318
-
accident
99
-
80
-
unemployment
1 313
-
1 055
-
other
5 778
-
4 642
-
total
15 623
-
12 552
-
Corporate
-
52 500
-
-
income
-
11 550
-
-
total
-
11 550
-
-
Dividends
-
40 950
-
-
withholding
-
12 285
-
-
total
-
12 285
-
-
Income
52 500
52 500
52 500
52 500
Total tax
30 450
23 835
24 465
26 330
After tax
22 050
28 665
28 035
26 170
Living cost
34 895
34 895
34 895
34 895
Free-cash
-12 845
-6 230
-6 860
-8 725

Estimated living cost  is ₽34895 per week

₽23127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽80102
₽2428
-₽2091
-₽6432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
10 233
social contributions
-
-
-
5 985
total
-
-
-
16 218
Employee
55 021
-
-
-
income
12 137
-
-
-
social contributions
4 512
-
643
-
total
16 649
-
643
-
Employer
55 021
-
-
-
social contributions
77 580
-
11 056
-
total
77 580
-
11 056
-
Corporate
-
52 500
-
-
income
-
11 550
-
-
total
-
11 550
-
-
Dividends
-
40 950
-
-
income
-
9 009
-
-
total
-
9 009
-
-
Income
52 500
52 500
52 500
52 500
Total tax
94 229
20 559
11 699
16 218
After tax
-41 729
31 941
40 801
36 282
Living cost
38 373
38 373
38 373
38 373
Free-cash
-80 102
-6 432
2 428
-2 091

Estimated living cost  is ₽38373 per week

₽24898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9377
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽8990
₽10451
₽14118
₽7952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
2 605
health
-
-
-
1 339
social contributions
-
-
-
8 190
total
-
-
-
12 134
Employee
62 228
62 228
62 228
-
health
619
1 058
811
-
income
6 534
5 760
6 197
-
social contributions
3 024
5 165
3 956
-
total
10 177
11 983
10 964
-
Employer
62 228
62 228
62 228
-
health
674
1 152
881
-
social contributions
3 024
5 165
3 956
-
total
3 698
6 317
4 837
-
Corporate
12 377
-
-
-
income
1 546
-
-
-
total
1 546
-
-
-
Dividends
10 830
-
-
-
withholding
1 841
-
-
-
total
1 841
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
17 262
18 300
15 801
12 134
After tax
35 238
34 200
36 699
40 366
Living cost
26 248
26 248
26 248
26 248
Free-cash
8 990
7 952
10 451
14 118

Estimated living cost  is ₽26248 per week

₽17943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽6018
₽4773
₽10336
₽10412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
9 816
pensions
-
-
-
3 425
total
-
-
-
13 241
Employee
39 701
-
46 645
-
health
518
-
660
-
pensions
3 030
-
3 864
-
income
7 230
-
8 425
-
total
10 778
-
12 949
-
Employer
39 701
-
46 645
-
health
755
-
887
-
pensions
4 011
-
4 968
-
total
4 766
-
5 855
-
Corporate
8 034
52 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 526
9 975
-
-
total
1 526
9 975
-
-
Dividends
6 507
42 525
-
-
withholding
489
3 190
-
-
total
489
3 190
-
-
Income
52 500
52 500
52 500
52 500
Total tax
17 559
13 165
18 804
13 241
After tax
34 941
39 335
33 696
39 259
Living cost
28 923
28 923
28 923
28 923
Free-cash
6 018
10 412
4 773
10 336

Estimated living cost  is ₽28923 per week

₽19841
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2660
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽15694
-₽6949
-₽4036
-₽4586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
municipal
-
-
-
352
regional
-
-
-
835
social contributions
-
-
-
13 503
national
-
-
-
9 607
total
-
-
-
24 297
Employee
68 193
-
52 500
-
social contributions
22 994
-
17 704
-
regional
1 030
-
719
-
national
11 524
-
8 474
-
municipal
407
-
313
-
total
35 955
-
27 210
-
Employer
68 193
-
52 500
-
total
-
-
-
-
Corporate
-
52 500
-
-
nationa
-
12 600
-
-
municipal
-
2 531
-
-
total
-
15 131
-
-
Dividends
-
37 369
-
-
withholding
-
9 716
-
-
total
-
9 716
-
-
Income
52 500
52 500
52 500
52 500
Total tax
35 955
24 847
27 210
24 297
After tax
16 545
27 653
25 290
28 203
Living cost
32 239
32 239
32 239
32 239
Free-cash
-15 694
-4 586
-6 949
-4 036

Estimated living cost  is ₽32239 per week

₽22646
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2218
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽1623
₽9967
₽19056
-₽12886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
pensions
-
-
-
3 241
income
-
-
-
10 880
other
-
-
-
289
health
-
-
-
1 699
accident
-
-
-
197
total
-
-
-
16 306
Employee
26 959
-
43 612
-
health
3 087
-
4 994
-
pensions
3 036
-
4 911
-
income
3 699
-
6 602
-
total
9 822
-
16 507
-
Employer
26 959
-
43 612
-
pensions
4 384
-
7 091
-
accident
450
-
728
-
unemployment
660
-
1 069
-
total
5 494
-
8 888
-
Corporate
20 047
52 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

18 042
47 250
-
-
total
18 042
47 250
-
-
Dividends
2 005
5 250
-
-
withholding
381
998
-
-
total
381
998
-
-
Income
52 500
52 500
52 500
52 500
Total tax
33 739
48 248
25 395
16 306
After tax
18 761
4 252
27 105
36 194
Living cost
17 138
17 138
17 138
17 138
Free-cash
1 623
-12 886
9 967
19 056

Estimated living cost  is ₽17138 per week

₽12561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3270
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽6512
₽8452
₽6317
-₽4076
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
trade
-
-
-
2 135
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 897
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 529
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
379
total
-
-
-
14 940
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 265
-
52 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 529
-
5 529
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 311
-
6 897
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

183
-
379
-
total
9 023
-
12 805
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
12 235
52 500
-
-
income
1 835
7 875
-
-
trade
1 755
7 534
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

101
433
-
-
chamber of commerce
141
200
-
-
total
3 832
16 042
-
-
Dividends
8 402
36 458
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

98
484
-
-
withholding
1 792
8 807
-
-
total
1 890
9 291
-
-
Income
52 500
52 500
52 500
52 500
Total tax
14 745
25 333
12 805
14 940
After tax
37 755
27 167
39 695
37 560
Living cost
31 243
31 243
31 243
31 243
Free-cash
6 512
-4 076
8 452
6 317

Estimated living cost  is ₽31243 per week

₽21552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3362
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽18526
₽13080
₽25241
₽25164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
52 500
income
-
-
-
-
microenterprise
-
-
-
7 875
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 548
surtax
-
-
-
-
total
-
-
-
10 423
Employee
23 647
-
42 307
-
income
4 209
-
7 738
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 601
-
4 653
-
surtax
-
-
-
-
total
6 810
-
12 391
-
Employer
23 647
-
42 307
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 696
-
10 193
-
surtax
-
-
-
-
total
5 696
-
10 193
-
Corporate
23 157
52 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 632
10 500
-
-
total
4 632
10 500
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

18 526
42 000
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
17 138
10 500
22 584
10 423
After tax
35 362
42 000
29 916
42 077
Living cost
16 836
16 836
16 836
16 836
Free-cash
18 526
25 164
13 080
25 241

Estimated living cost  is ₽16836 per week

₽10741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4110
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽21190
₽17643
₽18349
₽22821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
11 706
health
-
-
-
5 256
pensions
-
-
-
7 250
total
-
-
-
24 212
Employee
15 138
-
44 344
-
health
757
-
1 812
-
unemployment
151
-
363
-
pensions
1 362
-
3 262
-
income
2 928
-
11 325
-
total
5 198
-
16 762
-
Employer
15 138
-
44 344
-
health
1 438
-
3 444
-
pensions
1 665
-
3 987
-
unemployment
303
-
725
-
total
3 406
-
8 156
-
Corporate
33 955
52 500
-
-
income
7 470
11 550
-
-
total
7 470
11 550
-
-
Dividends
26 485
40 950
-
-
withholding
5 297
8 190
-
-
total
5 297
8 190
-
-
Income
52 500
52 500
52 500
52 500
Total tax
21 371
19 740
24 918
24 212
After tax
31 129
32 760
27 582
28 288
Living cost
9 939
9 939
9 939
9 939
Free-cash
21 190
22 821
17 643
18 349

Estimated living cost  is ₽9939 per week

₽5906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽806
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽228
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽12272
₽9845
₽10991
₽14846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
pensions
-
-
-
10 500
unemployment
-
-
-
184
income
-
-
-
8 282
other
-
-
-
-
health
-
-
-
3 727
surtax
-
-
-
639
total
-
-
-
23 332
Employee
27 253
-
43 370
-
health
696
-
1 106
-
unemployment
1 897
-
3 019
-
pensions
1 818
-
2 893
-
income
4 569
-
7 778
-
other
-
-
-
-
surtax
97
-
553
-
total
9 077
-
15 349
-
Employer
27 253
-
43 370
-
health
1 239
-
1 973
-
pensions
3 633
-
5 782
-
unemployment
865
-
1 374
-
other
-
-
-
-
total
5 737
-
9 129
-
Corporate
19 510
52 500
-
-
income
5 072
13 649
-
-
total
5 072
13 649
-
-
Dividends
14 437
38 851
-
-
withholding
2 165
5 828
-
-
total
2 165
5 828
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 051
19 477
24 478
23 332
After tax
30 449
33 023
28 022
29 168
Living cost
18 177
18 177
18 177
18 177
Free-cash
12 272
14 846
9 845
10 991

Estimated living cost  is ₽18177 per week

₽10974
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1580
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽3776
-₽6552
₽2936
₽4178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
pensions
-
-
-
9 712
chamber of commerce
-
-
-
210
unemployment
-
-
-
4 963