Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 52500
per

Your estimated
City
free-cash

Valencia , Spain
₽5067
₽4696
₽11375
₽6748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
7 977
accident
-
-
-
472
unemployment
-
-
-
367
pensions
-
-
-
14 857
other
-
-
-
53
total
-
-
-
23 726
Employee
32 377
-
39 808
-
other
32
-
40
-
income
6 242
-
8 136
-
unemployment
502
-
616
-
pensions
1 522
-
1 871
-
total
8 298
-
10 663
-
Employer
32 377
-
39 808
-
unemployment
1 781
-
2 190
-
pensions
7 640
-
9 395
-
other
259
-
319
-
accident
641
-
788
-
total
10 321
-
12 692
-
Corporate
9 801
52 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 471
7 875
-
-
total
1 471
7 875
-
-
Dividends
8 331
44 625
-
-
withholding
1 584
9 172
-
-
total
1 584
9 172
-
-
Income
52 500
52 500
52 500
52 500
Total tax
21 674
17 047
23 355
23 726
After tax
30 826
35 453
29 145
28 774
Living cost
24 078
24 078
24 078
24 078
Free-cash
6 748
11 375
5 067
4 696

Estimated living cost  is ₽24078 per week

₽16253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2315
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5090
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽7443
₽5096
₽15240
₽9329
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
6 668
health
-
-
-
2 310
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 600
other
-
-
-
2 494
total
-
-
-
24 072
Employee
31 793
-
41 934
-
income
5 473
-
7 218
-
health
445
-
587
-
unemployment
317
-
419
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 225
-
2 934
-
total
8 460
-
11 158
-
Employer
31 793
-
41 934
-
unemployment
317
-
419
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 405
-
7 128
-
other
1 590
-
2 097
-
accident
254
-
336
-
health
445
-
587
-
total
8 011
-
10 567
-
Corporate
12 695
52 500
-
-
income
2 665
11 025
-
-
total
2 665
11 025
-
-
Dividends
10 030
41 475
-
-
withholding
703
2 903
-
-
total
703
2 903
-
-
Income
52 500
52 500
52 500
52 500
Total tax
19 839
13 928
21 725
24 072
After tax
32 661
38 572
30 775
28 428
Living cost
23 332
23 332
23 332
23 332
Free-cash
9 329
15 240
7 443
5 096

Estimated living cost  is ₽23332 per week

₽16485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1575
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽376
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽25940
₽24978
₽33406
₽29340
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
7 875
health
-
-
-
3 517
unemployment
-
-
-
122
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 527
total
-
-
-
16 041
Employee
15 202
-
46 499
-
income
1 520
-
4 650
-
health
699
-
1 407
-
accident

We are using the highest rate at 1.1%.

167
-
336
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 335
-
2 686
-
total
3 721
-
9 079
-
Employer
15 202
-
46 499
-
unemployment
91
-
184
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 675
-
3 370
-
accident

We are using the highest rate at 1.1%.

167
-
336
-
health
1 049
-
2 110
-
total
2 982
-
6 000
-
Corporate
34 315
52 500
-
-
income
3 432
5 250
-
-
total
3 432
5 250
-
-
Dividends
30 883
47 250
-
-
withholding
1 544
2 363
-
-
total
1 544
2 363
-
-
Income
52 500
52 500
52 500
52 500
Total tax
11 679
7 613
15 079
16 041
After tax
40 821
44 887
37 421
36 459
Living cost
11 481
11 481
11 481
11 481
Free-cash
29 340
33 406
25 940
24 978

Estimated living cost  is ₽11481 per week

₽6703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽820
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3654
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽1869
₽1453
-₽3500
₽1675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
2 461
social contributions
-
-
-
1 495
health
-
-
-
455
surtax
-
-
-
-
pensions
-
-
-
15 051
other
-
-
-
1 627
total
-
-
-
21 089
Employee
37 475
-
40 008
-
income
2 212
-
2 517
-
social contributions
1 068
-
1 140
-
surtax
-
-
-
-
pensions
4 237
-
4 523
-
total
7 517
-
8 180
-
Employer
37 475
-
40 008
-
unemployment
1 517
-
1 620
-
social contributions
113
-
120
-
pensions
6 156
-
6 572
-
other
1 293
-
1 381
-
health
2 624
-
2 800
-
total
11 703
-
12 493
-
Corporate
3 322
52 500
-
-
income
931
14 701
-
-
surtax
-
-
-
-
total
931
14 701
-
-
Dividends
2 391
37 799
-
-
withholding
306
4 839
-
-
surtax
-
-
-
-
social contributions
410
6 502
-
-
total
716
11 341
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 867
26 042
20 673
21 089
After tax
31 633
26 458
31 827
31 411
Living cost
29 958
29 958
29 958
29 958
Free-cash
1 675
-3 500
1 869
1 453

Estimated living cost  is ₽29958 per week

₽18890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽34450
-₽6687
-₽29535
-₽34450
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
4 996
health
-
-
-
8 059
pensions
-
-
-
9 451
total
-
-
-
22 506
Employee
74 774
74 774
74 774
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 239
12 239
12 239
-
health
11 477
9 762
11 477
-
pensions
13 459
10 259
13 459
-
total
37 175
32 260
37 175
-
Employer
74 774
74 774
74 774
-
unemployment
2 692
2 692
2 692
-
pensions
5 204
5 204
5 204
-
health
5 198
5 198
5 198
-
total
13 094
13 094
13 094
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
50 269
45 354
50 269
22 506
After tax
2 231
7 146
2 231
29 994
Living cost
36 681
36 681
36 681
36 681
Free-cash
-34 450
-29 535
-34 450
-6 687

Estimated living cost  is ₽36681 per week

₽25995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽13506
₽11650
₽123
₽9809
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 151
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 982
trade
-
-
-
1 856
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
339
total
-
-
-
14 328
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

33 491
-
52 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

936
-
6 151
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 982
-
5 982
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
339
-
total
6 970
-
12 472
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 009
52 500
-
-
chamber of commerce
160
208
-
-
income
2 851
7 875
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

156
434
-
-
trade
2 994
8 268
-
-
total
6 161
16 785
-
-
Dividends
12 848
35 716
-
-
withholding
2 880
8 596
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

158
474
-
-
total
3 038
9 070
-
-
Income
52 500
52 500
52 500
52 500
Total tax
16 169
25 855
12 472
14 328
After tax
36 331
26 645
40 028
38 172
Living cost
26 522
26 522
26 522
26 522
Free-cash
9 809
123
13 506
11 650

Estimated living cost  is ₽26522 per week

₽16683
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3092
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽15801
₽20584
₽12427
₽13592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
2 114
social contributions
-
-
-
8 190
health
-
-
-
1 339
total
-
-
-
11 643
Employee
67 331
67 331
67 331
-
income
7 331
6 233
6 821
-
social contributions
2 546
5 588
3 956
-
health
522
1 145
811
-
total
10 399
12 966
11 588
-
Employer
67 331
67 331
67 331
-
social contributions
2 546
5 588
3 956
-
health
567
1 246
882
-
total
3 113
6 834
4 838
-
Corporate
18 716
-
-
-
income
2 340
-
-
-
total
2 340
-
-
-
Dividends
16 377
-
-
-
withholding
2 783
-
-
-
total
2 783
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 635
19 800
16 426
11 643
After tax
33 865
32 700
36 074
40 857
Living cost
20 273
20 273
20 273
20 273
Free-cash
13 592
12 427
15 801
20 584

Estimated living cost  is ₽20273 per week

₽12150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1989
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5686
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽1245
₽2749
₽2397
₽1514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 500
income
-
-
-
4 043
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 243
surtax
-
-
-
-
total
-
-
-
22 286
Employee
40 272
-
42 424
-
income
8 377
-
9 048
-
social contributions
4 430
-
4 666
-
surtax
-
-
-
-
total
12 807
-
13 714
-
Employer
40 272
-
42 424
-
social contributions
9 564
-
10 076
-
total
9 564
-
10 076
-
Corporate
2 664
52 500
-
-
income
560
11 025
-
-
surtax
-
-
-
-
total
560
11 025
-
-
Dividends
2 104
41 475
-
-
withholding
590
11 613
-
-
total
590
11 613
-
-
Income
52 500
52 500
52 500
52 500
Total tax
23 521
22 638
23 790
22 286
After tax
28 979
29 862
28 710
30 214
Living cost
27 465
27 465
27 465
27 465
Free-cash
1 514
2 397
1 245
2 749

Estimated living cost  is ₽27465 per week

₽20550
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4837
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽35713
₽45688
₽43588
₽42409
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
525
total
-
-
-
525
Employee
7 859
-
52 500
-
income
1 572
-
10 500
-
total
1 572
-
10 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

44 641
52 500
-
-
total
-
-
-
-
Dividends
44 641
52 500
-
-
withholding
2 232
2 625
-
-
total
2 232
2 625
-
-
Income
52 500
52 500
52 500
52 500
Total tax
3 804
2 625
10 500
525
After tax
48 696
49 875
42 000
51 975
Living cost
6 287
6 287
6 287
6 287
Free-cash
42 409
43 588
35 713
45 688

Estimated living cost  is ₽6287 per week

₽3896
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽173
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1695
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽3713
₽5213
₽12660
₽5337
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
52 500
income
-
-
-
8 969
health
-
-
-
5 166
unemployment
-
-
-
78
pensions
-
-
-
9 588
total
-
-
-
23 801
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 720
-
45 426
-
income
6 677
-
8 193
-
health
2 501
-
2 934
-
unemployment
55
-
63
-
pensions
6 002
-
7 040
-
total
15 235
-
18 230
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 720
-
45 426
-
unemployment
23
-
27
-
pensions
3 426
-
4 020
-
health
2 579
-
3 024
-
total
6 028
-
7 071
-
Corporate
7 752
52 500
-
-
income
1 472
9 975
-
-
total
1 472
9 975
-
-
Dividends
6 279
42 525
-
-
withholding
942
6 379
-
-
total
942
6 379
-
-
Income
52 500
52 500
52 500
52 500
Total tax
23 677
16 354
25 301
23 801
After tax
28 823
36 146
27 199
28 699
Living cost
23 486
23 486
23 486
23 486
Free-cash
5 337
12 660
3 713
5 213

Estimated living cost  is ₽23486 per week

₽16118
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5409
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽6225
-₽9921
-₽2285
₽2785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
52 500
income
-
-
-
24 925
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 711
total
-
-
-
30 636
Employee
40 168
-
48 472
-
social contributions
4 025
-
4 028
-
income
4 358
-
6 434
-
total
8 383
-
10 462
-
Employer
40 168
-
48 472
-
social contributions
4 025
-
4 028
-
total
4 025
-
4 028
-
Corporate
8 307
52 500
-
-
income
2 908
18 374
-
-
total
2 908
18 374
-
-
Dividends
5 400
34 126
-
-
social contributions
2 614
4 626
-
-
total
2 614
4 626
-
-
Income
52 500
52 500
52 500
52 500
Total tax
17 930
23 000
14 490
30 636
After tax
34 570
29 500
38 010
21 864
Living cost
31 785
31 785
31 785
31 785
Free-cash
2 785
-2 285
6 225
-9 921

Estimated living cost  is ₽31785 per week

₽20937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽12825
₽15149
₽13463
₽13918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
7 875
social contributions
-
-
-
7 245
health
-
-
-
3 664
total
-
-
-
18 784
Employee
29 689
-
52 500
-
income
4 952
-
10 199
-
social contributions
4 098
-
7 245
-
health
2 072
-
3 664
-
total
11 122
-
21 108
-
Employer
29 689
-
52 500
-
total
-
-
-
-
Corporate
22 811
52 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 140
2 625
-
-
total
1 140
2 625
-
-
Dividends
21 672
49 875
-
-
withholding
3 250
7 481
-
-
health
1 512
3 481
-
-
social contributions
2 991
6 883
-
-
total
7 753
17 845
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 015
20 470
21 108
18 784
After tax
32 485
32 030
31 392
33 716
Living cost
18 567
18 567
18 567
18 567
Free-cash
13 918
13 463
12 825
15 149

Estimated living cost  is ₽18567 per week

₽12426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽2909
₽1837
₽12413
₽3946
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
4 512
social contributions
-
-
-
15 330
solidarity contribution
-
-
-
-
health
-
-
-
7 088
total
-
-
-
26 930
Employee
34 901
-
39 179
-
solidarity contribution
-
-
-
-
income
4 188
-
4 701
-
social contributions
2 269
-
2 547
-
health
4 712
-
5 289
-
total
11 169
-
12 537
-
Employer
34 901
-
39 179
-
social contributions
8 725
-
9 795
-
health
3 141
-
3 526
-
total
11 866
-
13 321
-
Corporate
5 733
52 500
-
-
income
1 089
9 975
-
-
total
1 089
9 975
-
-
Dividends
4 644
42 525
-
-
withholding
697
6 379
-
-
total
697
6 379
-
-
Income
52 500
52 500
52 500
52 500
Total tax
24 821
16 354
25 858
26 930
After tax
27 679
36 146
26 642
25 570
Living cost
23 733
23 733
23 733
23 733
Free-cash
3 946
12 413
2 909
1 837

Estimated living cost  is ₽23733 per week

₽17649
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1315
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽32203
₽42178
₽40078
₽38241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
525
total
-
-
-
525
Employee
12 247
-
52 500
-
income
2 449
-
10 500
-
total
2 449
-
10 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

40 253
52 500
-
-
total
-
-
-
-
Dividends
40 253
52 500
-
-
withholding
2 013
2 625
-
-
total
2 013
2 625
-
-
Income
52 500
52 500
52 500
52 500
Total tax
4 462
2 625
10 500
525
After tax
48 038
49 875
42 000
51 975
Living cost
9 797
9 797
9 797
9 797
Free-cash
38 241
40 078
32 203
42 178

Estimated living cost  is ₽9797 per week

₽6630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽411
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽329
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽10464
-₽10880
-₽15833
-₽19470
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
2 461
social contributions
-
-
-
1 495
health
-
-
-
455
surtax
-
-
-
-
pensions
-
-
-
15 051
other
-
-
-
1 627
total
-
-
-
21 089
Employee
54 842
-
40 008
-
income
4 785
-
2 517
-
social contributions
1 562
-
1 140
-
surtax
-
-
-
-
pensions
6 203
-
4 523
-
total
12 550
-
8 180
-
Employer
54 842
-
40 008
-
unemployment
2 222
-
1 620
-
social contributions
165
-
120
-
pensions
9 011
-
6 572
-
other
1 893
-
1 381
-
health
3 838
-
2 800
-
total
17 129
-
12 493
-
Corporate
-
52 500
-
-
income
-
14 701
-
-
surtax
-
-
-
-
total
-
14 701
-
-
Dividends
-
37 799
-
-
withholding
-
4 839
-
-
surtax
-
-
-
-
social contributions
-
6 502
-
-
total
-
11 341
-
-
Income
52 500
52 500
52 500
52 500
Total tax
29 679
26 042
20 673
21 089
After tax
22 821
26 458
31 827
31 411
Living cost
42 291
42 291
42 291
42 291
Free-cash
-19 470
-15 833
-10 464
-10 880

Estimated living cost  is ₽42291 per week

₽28622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3460
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽13068
₽10808
₽22826
₽18528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
52 500
income
-
-
-
6 742
health
-
-
-
5 408
unemployment
-
-
-
787
pensions
-
-
-
13 650
total
-
-
-
26 587
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 777
-
44 529
-
income
3 140
-
7 495
-
health
1 173
-
2 293
-
unemployment
171
-
334
-
pensions
3 189
-
6 234
-
total
7 673
-
16 356
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 777
-
44 529
-
unemployment
171
-
334
-
pensions
2 733
-
5 344
-
health
1 173
-
2 293
-
total
4 077
-
7 971
-
Corporate
25 646
52 500
-
-
income
3 847
7 875
-
-
total
3 847
7 875
-
-
Dividends
21 799
44 625
-
-
withholding
3 270
6 694
-
-
total
3 270
6 694
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 867
14 569
24 327
26 587
After tax
33 633
37 931
28 173
25 913
Living cost
15 105
15 105
15 105
15 105
Free-cash
18 528
22 826
13 068
10 808

Estimated living cost  is ₽15105 per week

₽10170
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽19411
-₽16720
-₽37094
-₽25815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
regional
-
-
-
1 307
national
-
-
-
182
health
-
-
-
199
city
-
-
-
552
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 050
pensions
-
-
-
4 829
total
-
-
-
8 119
Employee
71 504
-
46 990
-
regional
2 341
-
1 108
-
city
767
-
505
-
health
162
-
105
-
unemployment
-
-
-
-
national
338
-
151
-
pensions
6 007
-
3 948
-
total
9 615
-
5 817
-
Employer
71 504
-
46 990
-
unemployment
-
-
-
-
pensions
6 007
-
3 948
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 430
-
940
-
health
162
-
105
-
total
7 599
-
4 993
-
Corporate
-
52 500
-
-
regional
-
11 104
-
-
national
-
4 463
-
-
total
-
15 567
-
-
Dividends
-
36 933
-
-
withholding
-
12 926
-
-
total
-
12 926
-
-
Income
52 500
52 500
52 500
52 500
Total tax
17 214
28 493
10 810
8 119
After tax
35 286
24 007
41 690
44 381
Living cost
61 101
61 101
61 101
61 101
Free-cash
-25 815
-37 094
-19 411
-16 720

Estimated living cost  is ₽61101 per week

₽39733
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5483
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽750
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15134
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
-₽1304
₽6779
₽2578
-₽2261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 500
municipal
-
-
-
9 370
national
-
-
-
2 290
health
-
-
-
444
total
-
-
-
12 104
Employee
46 068
-
44 165
-
health
344
-
314
-
unemployment
691
-
663
-
national
761
-
658
-
municipal
7 546
-
7 236
-
pensions
3 109
-
2 981
-
total
12 451
-
11 852
-
Employer
46 068
-
44 165
-
unemployment
299
-
287
-
pensions
7 993
-
7 662
-
accident
47
-
45
-
health
354
-
341
-
total
8 693
-
8 335
-
Corporate
-
52 500
-
-
income
-
10 500
-
-
total
-
10 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
31 500
-
-
national
-
135
-
-
municipal
-
5 670
-
-
total
-
5 805
-
-
Income
52 500
52 500
52 500
52 500
Total tax
21 144
16 305
20 187
12 104
After tax
31 356
36 195
32 313
40 396
Living cost
33 617
33 617
33 617
33 617
Free-cash
-2 261
2 578
-1 304
6 779

Estimated living cost  is ₽33617 per week

₽21959
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3234
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7891
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽9533
-₽4040
-₽2353
-₽28366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
national
-
-
-
15 546
social contributions
-
-
-
6 296
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 772
total
-
-
-
24 614
Employee

The minimum management director salary is set at €45,000 per year.

62 633
-
40 662
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 943
-
1 911
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 267
-
2 120
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

545
-
354
-
national
19 256
-
10 836
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 697
-
3 049
-
total
30 708
-
18 270
-
Employer

The minimum management director salary is set at €45,000 per year.

62 633
-
40 662
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

914
-
593
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 550
-
3 602
-
surtax
7 102
-
4 613
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

814
-
528
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 852
-
2 501
-
total
18 232
-
11 837
-
Corporate
-
52 500
-
-
income
-
10 500
-
-
surtax
-
209
-
-
total
-
10 709
-
-
Dividends
-
41 791
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 218
-
-
total
-
12 218
-
-
Income
52 500
52 500
52 500
52 500
Total tax
48 940
22 927
30 107
24 614
After tax
3 560
29 573
22 393
27 886
Living cost
31 926
31 926
31 926
31 926
Free-cash
-28 366
-2 353
-9 533
-4 040

Estimated living cost  is ₽31926 per week

₽20565
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8071
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽7898
-₽9761
-₽7268
-₽14789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
municipal
-
-
-
11 120
national
-
-
-
-
health
-
-
-
3 276
accident
-
-
-
105
unemployment
-
-
-
52
pensions
-
-
-
5 675
other
-
-
-
6 100
total
-
-
-
26 328
Employee
51 201
-
39 948
-
national
-
-
-
-
municipal
15 268
-
11 913
-
total
15 268
-
11 913
-
Employer
51 201
-
39 948
-
unemployment
1 352
-
1 055
-
pensions
5 535
-
4 318
-
other
5 950
-
4 642
-
accident
102
-
80
-
health
3 149
-
2 457
-
total
16 088
-
12 552
-
Corporate
-
52 500
-
-
income
-
11 550
-
-
total
-
11 550
-
-
Dividends
-
40 950
-
-
withholding
-
12 285
-
-
total
-
12 285
-
-
Income
52 500
52 500
52 500
52 500
Total tax
31 356
23 835
24 465
26 328
After tax
21 144
28 665
28 035
26 172
Living cost
35 933
35 933
35 933
35 933
Free-cash
-14 789
-7 268
-7 898
-9 761

Estimated living cost  is ₽35933 per week

₽23815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3526
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽1368
-₽2903
-₽7244
-₽82906
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
10 233
social contributions
-
-
-
5 985
total
-
-
-
16 218
Employee
56 185
-
-
-
income
12 393
-
-
-
social contributions
4 607
-
657
-
total
17 000
-
657
-
Employer
56 185
-
-
-
social contributions
79 221
-
11 290
-
total
79 221
-
11 290
-
Corporate
-
52 500
-
-
income
-
11 550
-
-
total
-
11 550
-
-
Dividends
-
40 950
-
-
income
-
9 009
-
-
total
-
9 009
-
-
Income
52 500
52 500
52 500
52 500
Total tax
96 221
20 559
11 947
16 218
After tax
-43 721
31 941
40 553
36 282
Living cost
39 185
39 185
39 185
39 185
Free-cash
-82 906
-7 244
1 368
-2 903

Estimated living cost  is ₽39185 per week

₽25425
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3685
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9575
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽7673
₽12456
₽4299
₽6598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
2 114
social contributions
-
-
-
8 190
health
-
-
-
1 339
total
-
-
-
11 643
Employee
67 331
67 331
67 331
-
income
7 070
6 233
6 821
-
social contributions
3 272
5 588
3 956
-
health
670
1 145
811
-
total
11 012
12 966
11 588
-
Employer
67 331
67 331
67 331
-
social contributions
3 272
5 588
3 956
-
health
729
1 246
882
-
total
4 001
6 834
4 838
-
Corporate
9 086
-
-
-
income
1 137
-
-
-
total
1 137
-
-
-
Dividends
7 950
-
-
-
withholding
1 351
-
-
-
total
1 351
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
17 501
19 800
16 426
11 643
After tax
34 999
32 700
36 074
40 857
Living cost
28 401
28 401
28 401
28 401
Free-cash
6 598
4 299
7 673
12 456

Estimated living cost  is ₽28401 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2218
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6291
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽2183
₽7601
₽7574
₽2751
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
9 841
pensions
-
-
-
3 297
total
-
-
-
13 138
Employee
43 596
-
46 770
-
income
7 939
-
8 485
-
health
569
-
633
-
pensions
3 327
-
3 708
-
total
11 835
-
12 826
-
Employer
43 596
-
46 770
-
pensions
4 405
-
4 841
-
health
829
-
889
-
total
5 234
-
5 730
-
Corporate
3 671
52 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

697
9 975
-
-
total
697
9 975
-
-
Dividends
2 974
42 525
-
-
withholding
222
3 190
-
-
total
222
3 190
-
-
Income
52 500
52 500
52 500
52 500
Total tax
17 988
13 165
18 556
13 138
After tax
34 512
39 335
33 944
39 362
Living cost
31 761
31 761
31 761
31 761
Free-cash
2 751
7 574
2 183
7 601

Estimated living cost  is ₽31761 per week

₽21788
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2921
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽397
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽9495
-₽6584
-₽7229
-₽21285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
municipal
-
-
-
351
regional
-
-
-
815
national
-
-
-
9 533
social contributions
-
-
-
13 503
total
-
-
-
24 202
Employee
73 785
-
52 500
-
regional
1 114
-
700
-
social contributions
24 880
-
17 703
-
national
12 469
-
8 398
-
municipal
440
-
312
-
total
38 903
-
27 113
-
Employer
73 785
-
52 500
-
total
-
-
-
-
Corporate
-
52 500
-
-
nationa
-
12 600
-
-
municipal
-
2 531
-
-
total
-
15 131
-
-
Dividends
-
37 369
-
-
withholding
-
9 716
-
-
total
-
9 716
-
-
Income
52 500
52 500
52 500
52 500
Total tax
38 903
24 847
27 113
24 202
After tax
13 597
27 653
25 387
28 298
Living cost
34 882
34 882
34 882
34 882
Free-cash
-21 285
-7 229
-9 495
-6 584

Estimated living cost  is ₽34882 per week

₽24503
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7452
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽9300
₽18198
-₽13769
₽1488
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
10 575
health
-
-
-
1 786
accident
-
-
-
207
pensions
-
-
-
3 408
other
-
-
-
304
total
-
-
-
16 280
Employee
28 349
-
43 612
-
income
3 889
-
6 387
-
health
3 246
-
4 993
-
pensions
3 192
-
4 910
-
total
10 327
-
16 290
-
Employer
28 349
-
43 612
-
unemployment
695
-
1 069
-
pensions
4 610
-
7 091
-
accident
473
-
728
-
total
5 778
-
8 888
-
Corporate
18 374
52 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

16 536
47 250
-
-
total
16 536
47 250
-
-
Dividends
1 837
5 250
-
-
withholding
349
997
-
-
total
349
997
-
-
Income
52 500
52 500
52 500
52 500
Total tax
32 990
48 247
25 178
16 280
After tax
19 510
4 253
27 322
36 220
Living cost
18 022
18 022
18 022
18 022
Free-cash
1 488
-13 769
9 300
18 198

Estimated living cost  is ₽18022 per week

₽13208
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽998
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽376
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3439
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽6223
₽4531
-₽6621
₽4838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 151
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 982
trade
-
-
-
1 692
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
339
total
-
-
-
14 164
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

43 567
-
52 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 583
-
6 151
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 982
-
5 982
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
339
-
total
9 763
-
12 472
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
8 933
52 500
-
-
chamber of commerce
146
209
-
-
income
1 339
7 875
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

73
434
-
-
trade
1 281
7 534
-
-
total
2 839
16 052
-
-
Dividends
6 093
36 448
-
-
withholding
1 190
8 780
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

65
484
-
-
total
1 255
9 264
-
-
Income
52 500
52 500
52 500
52 500
Total tax
13 857
25 316
12 472
14 164
After tax
38 643
27 184
40 028
38 336
Living cost
33 805
33 805
33 805
33 805
Free-cash
4 838
-6 621
6 223
4 531

Estimated living cost  is ₽33805 per week

₽23320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3637
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽11773
₽23651
₽23783
₽16599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
52 500
microenterprise
-
-
-
7 875
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 757
surtax
-
-
-
-
total
-
-
-
10 632
Employee
25 586
-
42 307
-
income
4 555
-
7 663
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 815
-
4 654
-
surtax
-
-
-
-
total
7 370
-
12 317
-
Employer
25 586
-
42 307
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 163
-
10 193
-
surtax
-
-
-
-
total
6 163
-
10 193
-
Corporate
20 751
52 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 151
10 500
-
-
total
4 151
10 500
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

16 600
42 000
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
17 684
10 500
22 510
10 632
After tax
34 816
42 000
29 990
41 868
Living cost
18 217
18 217
18 217
18 217
Free-cash
16 599
23 783
11 773
23 651

Estimated living cost  is ₽18217 per week

₽11622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽15173
₽15986
₽21332
₽19455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
10 707
health
-
-
-
6 043
pensions
-
-
-
8 336
total
-
-
-
25 086
Employee
17 406
-
43 122
-
income
3 367
-
10 269
-
health
870
-
2 084
-
unemployment
174
-
417
-
pensions
1 566
-
3 751
-
total
5 977
-
16 521
-
Employer
17 406
-
43 122
-
unemployment
348
-
834
-
pensions
1 915
-
4 585
-
health
1 654
-
3 959
-
total
3 917
-
9 378
-
Corporate
31 178
52 500
-
-
income
6 859
11 550
-
-
total
6 859
11 550
-
-
Dividends
24 319
40 950
-
-
withholding
4 864
8 190
-
-
total
4 864
8 190
-
-
Income
52 500
52 500
52 500
52 500
Total tax
21 617
19 740
25 899
25 086
After tax
30 883
32 760
26 601
27 414
Living cost
11 428
11 428
11 428
11 428
Free-cash
19 455
21 332
15 173
15 986

Estimated living cost  is ₽11428 per week

₽6791
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽926
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽262
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3449
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽8688
₽9821
₽13356
₽10571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
8 051
health
-
-
-
3 727
unemployment
-
-
-
199
surtax
-
-
-
535
pensions
-
-
-
10 500
other
-
-
-
-
total
-
-
-
23 012
Employee
29 488
-
43 373
-
other
-
-
-
-
income
4 943
-
7 552
-
health
753
-
1 105
-
unemployment
2 052
-
3 019
-
surtax
105
-
449
-
pensions
1 967
-
2 893
-
total
9 820
-
15 018
-
Employer
29 488
-
43 373
-
unemployment
936
-
1 374
-
pensions
3 931
-
5 781
-
other
-
-
-
-
health
1 341
-
1 972
-
total
6 208
-
9 127
-
Corporate
16 804
52 500
-
-
income
4 368
13 650
-
-
total
4 368
13 650
-
-
Dividends
12 436
38 850
-
-
withholding
1 866
5 827
-
-
total
1 866
5 827
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 262
19 477
24 145
23 012
After tax
30 238
33 023
28 355
29 488
Living cost
19 667
19 667
19 667
19 667
Free-cash
10 571
13 356
8 688
9 821

Estimated living cost  is ₽19667 per week

₽11874
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1710
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5628
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽8034
₽1129
₽2176
₽1723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
4 129
chamber of commerce
-
-
-
209
health
-
-
-
4 016