Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 52500
per

Your estimated
City
free-cash

Dresden , Germany
₽10656
-₽1488
₽8793
₽12120
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 348
trade
-
-
-
1 464
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
307
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 578
total
-
-
-
13 697
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 543
-
52 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 348
-
6 348
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
307
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

993
-
5 578
-
total
7 396
-
12 233
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
16 957
52 500
-
-
trade
2 672
8 269
-
-
chamber of commerce
166
217
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

139
434
-
-
income
2 543
7 876
-
-
total
5 520
16 796
-
-
Dividends
11 438
35 705
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

138
471
-
-
withholding
2 506
8 574
-
-
total
2 644
9 045
-
-
Income
52 500
52 500
52 500
52 500
Total tax
15 560
25 841
12 233
13 697
After tax
36 940
26 659
40 267
38 803
Living cost
28 147
28 147
28 147
28 147
Free-cash
8 793
-1 488
12 120
10 656

Estimated living cost  is ₽28147 per week

₽17705
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3282
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6634
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽15720
-₽16047
-₽30025
-₽15308
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
municipal
-
-
-
4 922
social contributions
-
-
-
564
national
-
-
-
7 627
pensions
-
-
-
6 300
total
-
-
-
19 413
Employee
75 660
-
45 386
-
pensions
3 026
-
1 815
-
national
14 481
-
7 942
-
municipal
9 345
-
5 125
-
total
26 852
-
14 882
-
Employer
75 660
-
45 386
-
pensions
6 053
-
3 631
-
social contributions
813
-
488
-
total
6 866
-
4 119
-
Corporate
-
52 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
10 500
-
-
total
-
10 500
-
-
Dividends
-
42 000
-
-
withholding
-
9 240
-
-
total
-
9 240
-
-
Income
52 500
52 500
52 500
52 500
Total tax
33 718
19 740
19 001
19 413
After tax
18 782
32 760
33 499
33 087
Living cost
48 807
48 807
48 807
48 807
Free-cash
-30 025
-16 047
-15 308
-15 720

Estimated living cost  is ₽48807 per week

₽33174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4537
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽731
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10366
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽22365
₽22667
₽15044
₽10720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
52 500
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 926
income
-
-
-
-
microenterprise
-
-
-
7 876
surtax
-
-
-
-
total
-
-
-
10 802
Employee
27 154
-
42 307
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 987
-
4 654
-
income
4 834
-
7 602
-
total
7 821
-
12 256
-
Employer
27 154
-
42 307
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 541
-
10 191
-
total
6 541
-
10 191
-
Corporate
18 806
52 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

3 761
10 500
-
-
total
3 761
10 500
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

15 044
42 000
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 123
10 500
22 447
10 802
After tax
34 377
42 000
30 053
41 698
Living cost
19 333
19 333
19 333
19 333
Free-cash
15 044
22 667
10 720
22 365

Estimated living cost  is ₽19333 per week

₽12334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4719
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽8902
-₽34561
-₽39777
-₽39777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
8 059
pensions
-
-
-
9 450
income
-
-
-
4 965
total
-
-
-
22 474
Employee
79 356
79 356
79 356
-
health
12 180
10 360
12 180
-
pensions
14 284
10 888
14 284
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 989
12 989
12 989
-
total
39 453
34 237
39 453
-
Employer
79 356
79 356
79 356
-
health
5 516
5 516
5 516
-
pensions
5 523
5 523
5 523
-
unemployment
2 857
2 857
2 857
-
total
13 896
13 896
13 896
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
53 349
48 133
53 349
22 474
After tax
-849
4 367
-849
30 026
Living cost
38 928
38 928
38 928
38 928
Free-cash
-39 777
-34 561
-39 777
-8 902

Estimated living cost  is ₽38928 per week

₽27588
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3509
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽619
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7213
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽12677
-₽10184
-₽20248
-₽10814
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
3 276
accident
-
-
-
105
other
-
-
-
6 100
municipal
-
-
-
11 120
pensions
-
-
-
5 675
national
-
-
-
-
unemployment
-
-
-
52
total
-
-
-
26 328
Employee
55 356
-
39 948
-
national
-
-
-
-
municipal
16 507
-
11 913
-
total
16 507
-
11 913
-
Employer
55 356
-
39 948
-
health
3 404
-
2 457
-
accident
111
-
80
-
pensions
5 984
-
4 318
-
other
6 432
-
4 642
-
unemployment
1 461
-
1 055
-
total
17 392
-
12 552
-
Corporate
-
52 500
-
-
income
-
11 550
-
-
total
-
11 550
-
-
Dividends
-
40 950
-
-
withholding
-
12 285
-
-
total
-
12 285
-
-
Income
52 500
52 500
52 500
52 500
Total tax
33 899
23 835
24 465
26 328
After tax
18 601
28 665
28 035
26 172
Living cost
38 849
38 849
38 849
38 849
Free-cash
-20 248
-10 184
-10 814
-12 677

Estimated living cost  is ₽38849 per week

₽25747
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3812
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8699
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽2232
-₽10116
₽2946
₽3761
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 348
trade
-
-
-
1 529
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
307
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 578
total
-
-
-
13 762
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 125
-
52 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 348
-
6 348
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
307
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 049
-
5 578
-
total
10 619
-
12 233
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 375
52 500
-
-
trade
883
8 636
-
-
chamber of commerce
148
215
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

44
434
-
-
income
806
7 876
-
-
total
1 881
17 161
-
-
Dividends
3 493
35 340
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

28
467
-
-
withholding
520
8 482
-
-
total
548
8 949
-
-
Income
52 500
52 500
52 500
52 500
Total tax
13 048
26 110
12 233
13 762
After tax
39 452
26 390
40 267
38 738
Living cost
36 506
36 506
36 506
36 506
Free-cash
2 946
-10 116
3 761
2 232

Estimated living cost  is ₽36506 per week

₽24415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7696
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽11113
₽1344
₽4666
₽5429
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
1 338
social contributions
-
-
-
8 190
income
-
-
-
1 718
total
-
-
-
11 246
Employee
71 456
71 456
71 456
-
health
711
1 215
809
-
social contributions
3 472
5 931
3 955
-
income
7 504
6 615
7 329
-
total
11 687
13 761
12 093
-
Employer
71 456
71 456
71 456
-
health
774
1 323
882
-
social contributions
3 472
5 931
3 955
-
total
4 246
7 254
4 837
-
Corporate
6 426
-
-
-
income
804
-
-
-
total
804
-
-
-
Dividends
5 622
-
-
-
withholding
956
-
-
-
total
956
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
17 693
21 015
16 930
11 246
After tax
34 807
31 485
35 570
41 254
Living cost
30 141
30 141
30 141
30 141
Free-cash
4 666
1 344
5 429
11 113

Estimated living cost  is ₽30141 per week

₽20604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6676
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽19329
₽12688
₽13042
₽13395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
3 675
pensions
-
-
-
5 250
unemployment
-
-
-
788
income
-
-
-
6 418
total
-
-
-
16 131
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 598
9 790
43 933
-
health
1 722
685
3 075
-
pensions
2 460
979
4 393
-
unemployment
369
147
659
-
income
3 007
1 197
5 371
-
total
7 558
3 008
13 498
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 598
9 790
43 933
-
pensions
4 797
1 909
8 567
-
total
4 797
1 909
8 567
-
Corporate
23 106
40 802
-
-
income
2 080
3 672
-
-
total
2 080
3 672
-
-
Dividends
21 026
37 129
-
-
social contributions
3 988
7 128
-
-
withholding
3 995
7 055
-
-
total
7 983
14 183
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 418
22 772
22 065
16 131
After tax
30 082
29 728
30 435
36 369
Living cost
17 040
17 040
17 040
17 040
Free-cash
13 042
12 688
13 395
19 329

Estimated living cost  is ₽17040 per week

₽11628
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1394
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽340
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽6724
₽19555
₽13782
₽8549
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
6 825
pensions
-
-
-
10 500
income
-
-
-
6 006
total
-
-
-
23 331
Employee
26 362
-
39 237
-
pensions
527
-
785
-
unemployment
421
-
628
-
income
2 968
-
6 830
-
total
3 916
-
8 243
-
Employer
26 362
-
39 237
-
health
3 426
-
5 102
-
pensions
5 273
-
7 847
-
unemployment
212
-
314
-
total
8 911
-
13 263
-
Corporate
17 227
52 500
-
-
income
3 446
10 500
-
-
total
3 446
10 500
-
-
Dividends
13 782
42 000
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
16 273
10 500
21 506
23 331
After tax
36 227
42 000
30 994
29 169
Living cost
22 445
22 445
22 445
22 445
Free-cash
13 782
19 555
8 549
6 724

Estimated living cost  is ₽22445 per week

₽15395
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1337
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5262
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽15678
-₽16363
₽1091
₽7111
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
2 044
accident
-
-
-
237
other
-
-
-
347
pensions
-
-
-
3 899
income
-
-
-
9 679
total
-
-
-
16 206
Employee
32 431
-
43 612
-
health
3 713
-
4 993
-
pensions
3 652
-
4 910
-
income
4 449
-
5 983
-
total
11 814
-
15 886
-
Employer
32 431
-
43 612
-
accident
541
-
728
-
pensions
5 273
-
7 091
-
unemployment
795
-
1 068
-
total
6 609
-
8 887
-
Corporate
13 460
52 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

12 114
47 250
-
-
total
12 114
47 250
-
-
Dividends
1 346
5 250
-
-
withholding
256
997
-
-
total
256
997
-
-
Income
52 500
52 500
52 500
52 500
Total tax
30 793
48 247
24 773
16 206
After tax
21 707
4 253
27 727
36 294
Living cost
20 616
20 616
20 616
20 616
Free-cash
1 091
-16 363
7 111
15 678

Estimated living cost  is ₽20616 per week

₽15110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1142
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽430
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3934
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽44299
₽42199
₽40759
₽34324
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
525
total
-
-
-
525
Employee
9 595
-
52 500
-
income
1 919
-
10 500
-
total
1 919
-
10 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

42 905
52 500
-
-
total
-
-
-
-
Dividends
42 905
52 500
-
-
withholding
2 146
2 625
-
-
total
2 146
2 625
-
-
Income
52 500
52 500
52 500
52 500
Total tax
4 065
2 625
10 500
525
After tax
48 435
49 875
42 000
51 975
Living cost
7 676
7 676
7 676
7 676
Free-cash
40 759
42 199
34 324
44 299

Estimated living cost  is ₽7676 per week

₽4757
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽638
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2070
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽3667
₽13811
₽7533
₽6013
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
2 310
other
-
-
-
2 494
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 600
income
-
-
-
6 668
total
-
-
-
24 072
Employee
33 741
-
41 933
-
health
473
-
587
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 361
-
2 934
-
unemployment
337
-
420
-
income
5 809
-
7 218
-
total
8 980
-
11 159
-
Employer
33 741
-
41 933
-
health
473
-
587
-
accident
270
-
335
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 737
-
7 128
-
other
1 688
-
2 097
-
unemployment
337
-
420
-
total
8 505
-
10 567
-
Corporate
10 256
52 500
-
-
income
2 153
11 025
-
-
total
2 153
11 025
-
-
Dividends
8 103
41 475
-
-
withholding
568
2 903
-
-
total
568
2 903
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 206
13 928
21 726
24 072
After tax
32 294
38 572
30 774
28 428
Living cost
24 761
24 761
24 761
24 761
Free-cash
7 533
13 811
6 013
3 667

Estimated living cost  is ₽24761 per week

₽17495
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1672
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽22602
-₽22726
-₽47343
-₽27887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
pensions
-
-
-
3 176
income
-
-
-
9 865
total
-
-
-
13 041
Employee
87 807
-
46 888
-
health
1 447
-
609
-
pensions
8 471
-
3 560
-
income
15 828
-
8 545
-
total
25 746
-
12 714
-
Employer
87 807
-
46 888
-
health
1 668
-
891
-
pensions
10 368
-
4 721
-
total
12 036
-
5 612
-
Corporate
-
52 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 975
-
-
total
-
9 975
-
-
Dividends
-
42 525
-
-
withholding
-
3 190
-
-
total
-
3 190
-
-
Income
52 500
52 500
52 500
52 500
Total tax
37 782
13 165
18 326
13 041
After tax
14 718
39 335
34 174
39 459
Living cost
62 061
62 061
62 061
62 061
Free-cash
-47 343
-22 726
-27 887
-22 602

Estimated living cost  is ₽62061 per week

₽46504
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7292
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽23127
₽32326
₽27877
₽23933
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
3 849
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 953
unemployment
-
-
-
134
income
-
-
-
7 875
total
-
-
-
16 811
Employee
16 634
-
45 934
-
health
765
-
1 539
-
accident

We are using the highest rate at 1.1%.

183
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 460
-
2 939
-
income
1 663
-
4 593
-
total
4 071
-
9 439
-
Employer
16 634
-
45 934
-
health
1 148
-
2 309
-
accident

We are using the highest rate at 1.1%.

183
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 833
-
3 688
-
unemployment
99
-
201
-
total
3 263
-
6 566
-
Corporate
32 602
52 500
-
-
income
3 260
5 250
-
-
total
3 260
5 250
-
-
Dividends
29 342
47 250
-
-
withholding
1 467
2 362
-
-
total
1 467
2 362
-
-
Income
52 500
52 500
52 500
52 500
Total tax
12 061
7 612
16 005
16 811
After tax
40 439
44 888
36 495
35 689
Living cost
12 562
12 562
12 562
12 562
Free-cash
27 877
32 326
23 933
23 127

Estimated living cost  is ₽12562 per week

₽7334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽897
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽333
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3998
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽21503
-₽47162
-₽48739
-₽52378
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
8 059
pensions
-
-
-
9 450
income
-
-
-
4 965
total
-
-
-
22 474
Employee
86 155
79 356
79 356
-
health
10 748
10 360
12 180
-
pensions
10 888
10 888
14 284
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 989
12 989
12 989
-
total
34 625
34 237
39 453
-
Employer
86 155
79 356
79 356
-
health
5 987
5 516
5 516
-
pensions
5 996
5 523
5 523
-
unemployment
3 102
2 857
2 857
-
total
15 085
13 896
13 896
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
49 710
48 133
53 349
22 474
After tax
2 790
4 367
-849
30 026
Living cost
51 529
51 529
51 529
51 529
Free-cash
-48 739
-47 162
-52 378
-21 503

Estimated living cost  is ₽51529 per week

₽38011
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽591
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8325
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽2585
₽13161
₽4963
₽3657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
7 088
social contributions
-
-
-
15 330
solidarity contribution
-
-
-
-
income
-
-
-
4 512
total
-
-
-
26 930
Employee
33 802
-
39 179
-
health
4 563
-
5 289
-
solidarity contribution
-
-
-
-
social contributions
2 197
-
2 547
-
income
4 056
-
4 701
-
total
10 816
-
12 537
-
Employer
33 802
-
39 179
-
health
3 042
-
3 526
-
social contributions
8 450
-
9 795
-
total
11 492
-
13 321
-
Corporate
7 206
52 500
-
-
income
1 369
9 975
-
-
total
1 369
9 975
-
-
Dividends
5 836
42 525
-
-
withholding
875
6 379
-
-
total
875
6 379
-
-
Income
52 500
52 500
52 500
52 500
Total tax
24 552
16 354
25 858
26 930
After tax
27 948
36 146
26 642
25 570
Living cost
22 985
22 985
22 985
22 985
Free-cash
4 963
13 161
3 657
2 585

Estimated living cost  is ₽22985 per week

₽15966
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4932
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽10522
-₽11201
-₽30087
-₽13490
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
regional
-
-
-
523
municipal
-
-
-
312
social contributions
-
-
-
13 503
national
-
-
-
9 472
total
-
-
-
23 810
Employee
82 588
-
52 500
-
regional
779
-
458
-
national
14 310
-
8 338
-
social contributions
27 849
-
17 703
-
municipal
437
-
279
-
total
43 375
-
26 778
-
Employer
82 588
-
52 500
-
total
-
-
-
-
Corporate
-
52 500
-
-
nationa
-
12 600
-
-
municipal
-
2 047
-
-
total
-
14 647
-
-
Dividends
-
37 853
-
-
withholding
-
9 842
-
-
total
-
9 842
-
-
Income
52 500
52 500
52 500
52 500
Total tax
43 375
24 489
26 778
23 810
After tax
9 125
28 011
25 722
28 690
Living cost
39 212
39 212
39 212
39 212
Free-cash
-30 087
-11 201
-13 490
-10 522

Estimated living cost  is ₽39212 per week

₽27334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8704
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽9241
₽12517
₽9625
₽8116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
3 728
other
-
-
-
-
pensions
-
-
-
10 500
unemployment
-
-
-
212
income
-
-
-
7 863
surtax
-
-
-
450
total
-
-
-
22 753
Employee
30 730
-
43 369
-
health
785
-
1 106
-
pensions
2 049
-
2 892
-
unemployment
2 139
-
3 019
-
surtax
101
-
365
-
income
5 151
-
7 368
-
other
-
-
-
-
total
10 225
-
14 750
-
Employer
30 730
-
43 369
-
health
1 398
-
1 972
-
pensions
4 097
-
5 781
-
other
-
-
-
-
unemployment
973
-
1 375
-
total
6 468
-
9 128
-
Corporate
15 301
52 500
-
-
income
3 978
13 649
-
-
total
3 978
13 649
-
-
Dividends
11 323
38 851
-
-
withholding
1 698
5 828
-
-
total
1 698
5 828
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 369
19 477
23 878
22 753
After tax
30 131
33 023
28 622
29 747
Living cost
20 506
20 506
20 506
20 506
Free-cash
9 625
12 517
8 116
9 241

Estimated living cost  is ₽20506 per week

₽12538
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1892
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽2940
-₽3064
-₽13834
-₽8225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
pensions
-
-
-
3 176
income
-
-
-
9 865
total
-
-
-
13 041
Employee
58 846
-
46 888
-
health
854
-
609
-
pensions
4 995
-
3 560
-
income
10 598
-
8 545
-
total
16 447
-
12 714
-
Employer
58 846
-
46 888
-
health
1 118
-
891
-
pensions
6 370
-
4 721
-
total
7 488
-
5 612
-
Corporate
-
52 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 975
-
-
total
-
9 975
-
-
Dividends
-
42 525
-
-
withholding
-
3 190
-
-
total
-
3 190
-
-
Income
52 500
52 500
52 500
52 500
Total tax
23 935
13 165
18 326
13 041
After tax
28 565
39 335
34 174
39 459
Living cost
42 399
42 399
42 399
42 399
Free-cash
-13 834
-3 064
-8 225
-2 940

Estimated living cost  is ₽42399 per week

₽31765
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽31364
-₽51981
-₽44896
-₽34113
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
248
city
-
-
-
552
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 050
regional
-
-
-
1 058
pensions
-
-
-
4 830
national
-
-
-
139
total
-
-
-
7 877
Employee
88 924
-
46 954
-
health
201
-
105
-
regional
2 912
-
896
-
pensions
7 471
-
3 985
-
unemployment
-
-
-
-
national
421
-
107
-
city
954
-
504
-
total
11 959
-
5 597
-
Employer
88 924
-
46 954
-
health
201
-
105
-
pensions
7 471
-
3 985
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 778
-
939
-
unemployment
-
-
-
-
total
9 450
-
5 029
-
Corporate
-
52 500
-
-
national
-
4 463
-
-
regional
-
11 105
-
-
total
-
15 568
-
-
Dividends
-
36 932
-
-
withholding
-
12 926
-
-
total
-
12 926
-
-
Income
52 500
52 500
52 500
52 500
Total tax
21 409
28 494
10 626
7 877
After tax
31 091
24 006
41 874
44 623
Living cost
75 987
75 987
75 987
75 987
Free-cash
-44 896
-51 981
-34 113
-31 364

Estimated living cost  is ₽75987 per week

₽49413
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6819
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽933
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18821
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽3897
-₽16452
-₽3347
-₽2303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 348
trade
-
-
-
1 594
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
307
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 578
total
-
-
-
13 827
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 847
-
52 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 348
-
6 348
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

362
-
307
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 567
-
5 578
-
total
13 277
-
12 233
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
52 500
-
-
trade
-
9 004
-
-
chamber of commerce
-
215
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
434
-
-
income
-
7 876
-
-
total
-
17 529
-
-
Dividends
-
34 971
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
462
-
-
withholding
-
8 391
-
-
total
-
8 853
-
-
Income
52 500
52 500
52 500
52 500
Total tax
13 277
26 382
12 233
13 827
After tax
39 223
26 118
40 267
38 673
Living cost
42 570
42 570
42 570
42 570
Free-cash
-3 347
-16 452
-2 303
-3 897

Estimated living cost  is ₽42570 per week

₽31092
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7521
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽312
-₽5334
₽155
₽172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
455
other
-
-
-
1 628
pensions
-
-
-
15 134
social contributions
-
-
-
1 495
income
-
-
-
2 307
surtax
-
-
-
-
total
-
-
-
21 019
Employee
39 771
-
40 004
-
pensions
4 497
-
4 525
-
surtax
-
-
-
-
social contributions
1 134
-
1 139
-
income
2 347
-
2 375
-
total
7 978
-
8 039
-
Employer
39 771
-
40 004
-
health
2 785
-
2 800
-
pensions
6 534
-
6 574
-
other
1 372
-
1 381
-
social contributions
120
-
120
-
unemployment
1 610
-
1 621
-
total
12 421
-
12 496
-
Corporate
309
52 500
-
-
surtax
-
-
-
-
income
86
14 700
-
-
total
86
14 700
-
-
Dividends
222
37 800
-
-
social contributions
39
6 502
-
-
surtax
-
-
-
-
withholding
28
4 839
-
-
total
67
11 341
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 552
26 041
20 535
21 019
After tax
31 948
26 459
31 965
31 481
Living cost
31 793
31 793
31 793
31 793
Free-cash
155
-5 334
172
-312

Estimated living cost  is ₽31793 per week

₽20047
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2585
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8622
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽2838
-₽2184
₽2979
₽3322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
455
other
-
-
-
1 628
pensions
-
-
-
15 134
social contributions
-
-
-
1 495
income
-
-
-
2 307
surtax
-
-
-
-
total
-
-
-
21 019
Employee
35 501
-
40 004
-
pensions
4 015
-
4 525
-
surtax
-
-
-
-
social contributions
1 012
-
1 139
-
income
1 830
-
2 375
-
total
6 857
-
8 039
-
Employer
35 501
-
40 004
-
health
2 485
-
2 800
-
pensions
5 834
-
6 574
-
other
1 226
-
1 381
-
social contributions
106
-
120
-
unemployment
1 437
-
1 621
-
total
11 088
-
12 496
-
Corporate
5 912
52 500
-
-
surtax
-
-
-
-
income
1 656
14 700
-
-
total
1 656
14 700
-
-
Dividends
4 256
37 800
-
-
social contributions
732
6 502
-
-
surtax
-
-
-
-
withholding
545
4 839
-
-
total
1 277
11 341
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 878
26 041
20 535
21 019
After tax
31 622
26 459
31 965
31 481
Living cost
28 643
28 643
28 643
28 643
Free-cash
2 979
-2 184
3 322
2 838

Estimated living cost  is ₽28643 per week

₽16612
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2910
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8579
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽14011
₽12324
₽12808
₽11804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
3 664
social contributions
-
-
-
7 244
income
-
-
-
7 876
total
-
-
-
18 784
Employee
31 508
-
52 500
-
health
2 199
-
3 664
-
social contributions
4 349
-
7 244
-
income
5 255
-
10 083
-
total
11 803
-
20 991
-
Employer
31 508
-
52 500
-
total
-
-
-
-
Corporate
20 992
52 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 049
2 626
-
-
total
1 049
2 626
-
-
Dividends
19 943
49 874
-
-
social contributions
2 753
6 883
-
-
health
1 391
3 481
-
-
withholding
2 991
7 481
-
-
total
7 135
17 845
-
-
Income
52 500
52 500
52 500
52 500
Total tax
19 987
20 471
20 991
18 784
After tax
32 513
32 029
31 509
33 716
Living cost
19 705
19 705
19 705
19 705
Free-cash
12 808
12 324
11 804
14 011

Estimated living cost  is ₽19705 per week

₽13187
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4848
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽3617
-₽2633
-₽8369
-₽12371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
4 015
pensions
-
-
-
9 713
unemployment
-
-
-
5 700
income
-
-
-
3 552
chamber of commerce
-
-
-
210
surtax
-
-
-
183
total
-
-
-
23 373
Employee
46 441
37 033
40 627
-
health
1 797
1 434
1 573
-
pensions
4 756
3 791
4 160
-
unemployment
1 393
1 111
1 219
-
income
5 287
2 732
3 620
-
other
464
370
406
-
total
13 697
9 438
10 978
-
Employer
46 441
37 033
40 627
-
payroll
1 393
1 111
1 219
-
health
1 755
1 400
1 536
-
surtax
183
183
183
-
accident
603
481
527
-
pensions
5 828
4 648
5 098
-
chamber of commerce
185
148
162
-
other
2 206
1 758
1 929
-
unemployment
1 393
1 111
1 219
-
total
13 546
10 840
11 873
-
Corporate
3 527
4 626
37 100
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

882
1 157
9 276
-
total
882
1 157
9 276
-
Dividends
-
3 469
-
-
withholding
-
954
-
-
total
-
954
-
-
Income
52 500
52 500
52 500
52 500
Total tax
28 125
22 389
32 127
23 373
After tax
24 375
30 111
20 373
29 127
Living cost
32 744
32 744
32 744
32 744
Free-cash
-8 369
-2 633
-12 371
-3 617

Estimated living cost  is ₽32744 per week

₽21839
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2793
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7574
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽5533
-₽4290
-₽33320
-₽11290
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
6 006
national
-
-
-
15 355
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 790
total
-
-
-
24 151
Employee

The minimum management director salary is set at €45,000 per year.

66 471
-
40 664
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 123
-
1 912
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 985
-
3 049
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
354
-
national
20 436
-
10 635
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 467
-
2 121
-
total
32 589
-
18 071
-
Employer

The minimum management director salary is set at €45,000 per year.

66 471
-
40 664
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 088
-
2 501
-
surtax
7 537
-
4 610
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

864
-
529
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 890
-
3 603
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

970
-
594
-
total
19 349
-
11 837
-
Corporate
-
52 500
-
-
surtax
-
210
-
-
income
-
10 500
-
-
total
-
10 710
-
-
Dividends
-
41 791
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 198
-
-
total
-
12 198
-
-
Income
52 500
52 500
52 500
52 500
Total tax
51 938
22 908
29 908
24 151
After tax
562
29 592
22 592
28 349
Living cost
33 882
33 882
33 882
33 882
Free-cash
-33 320
-4 290
-11 290
-5 533

Estimated living cost  is ₽33882 per week

₽21825
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2963
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8565
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽4600
₽1905
-₽8503
-₽4227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
accident
-
-
-
473
other
-
-
-
53
pensions
-
-
-
14 857
unemployment
-
-
-
367
income
-
-
-
7 790
total
-
-
-
23 540
Employee
46 257
-
39 808
-
pensions
2 174
-
1 871
-
unemployment
718
-
617
-
other
46
-
41
-
income
9 760
-
7 949
-
total
12 698
-
10 478
-
Employer
46 257
-
39 808
-
accident
915
-
788
-
pensions
10 916
-
9 394
-
other
369
-
317
-
unemployment
2 545
-
2 190
-
total
14 745
-
12 689
-
Corporate
-
52 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 876
-
-
total
-
7 876
-
-
Dividends
-
44 624
-
-
withholding
-
9 159
-
-
total
-
9 159
-
-
Income
52 500
52 500
52 500
52 500
Total tax
27 443
17 035
23 167
23 540
After tax
25 057
35 465
29 333
28 960
Living cost
33 560
33 560
33 560
33 560
Free-cash
-8 503
1 905
-4 227
-4 600

Estimated living cost  is ₽33560 per week

₽24713
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5982
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽15701
-₽17502
-₽26279
-₽14644
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
3 938
accident
-
-
-
473
pensions
-
-
-
8 399
communal
-
-
-
-
income
-
-
-
2 114
surtax
-
-
-
2 777
total
-
-
-
17 701
Employee
70 373
-
46 896
-
health
3 132
-
2 086
-
pensions
5 629
-
3 751
-
surtax
4 313
-
2 874
-
income
6 797
-
2 331
-
total
19 871
-
11 042
-
Employer
70 373
-
46 896
-
health
2 146
-
1 430
-
accident
633
-
421
-
pensions
5 629
-
3 751
-
total
8 408
-
5 602
-
Corporate
-
52 500
-
-
communal
-
3 545
-
-
surtax
-
552
-
-
income
-
7 876
-
-
total
-
11 973
-
-
Dividends
-
40 528
-
-
income
-
1 450
-
-
withholding
-
6 079
-
-
total
-
7 529
-
-
Income
52 500
52 500
52 500
52 500
Total tax
28 279
19 502
16 644
17 701
After tax
24 221
32 998
35 856
34 799
Living cost
50 500
50 500
50 500
50 500
Free-cash
-26 279
-17 502
-14 644
-15 701

Estimated living cost  is ₽50500 per week

₽37883
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3060
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9022
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽8875
₽12151
₽9196
₽7750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
3 728
other
-
-
-
-
pensions
-
-
-
10 500
unemployment
-
-
-
212
income
-
-
-
7 863
surtax
-
-
-
450
total
-
-
-
22 753
Employee
31 294
-
43 369
-
health
799
-
1 106
-
pensions
2 088
-
2 892
-
unemployment
2 178
-
3 019
-
surtax
111
-
365
-
income
5 246
-
7 368
-
other
-
-
-
-
total
10 422
-
14 750
-
Employer
31 294
-
43 369
-
health
1 423
-
1 972
-
pensions
4 172
-
5 781
-
other
-
-
-
-
unemployment
993
-
1 375
-
total
6 588
-
9 128
-
Corporate
14 617
52 500
-
-
income
3 800
13 649
-
-
total
3 800
13 649
-
-
Dividends
10 817
38 851
-
-
withholding
1 622
5 828
-
-
total
1 622
5 828
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 432
19 477
23 878
22 753
After tax
30 068
33 023
28 622
29 747
Living cost
20 872
20 872
20 872
20 872
Free-cash
9 196
12 151
7 750
8 875

Estimated living cost  is ₽20872 per week

₽12602
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5973
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽3390
₽2562
₽499
₽442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
regional
-
-
-
791
municipal
-
-
-
312
social contributions
-
-
-
13 503
national
-
-
-
9 472
total
-
-
-
24 078
Employee
51 548
-
52 500
-
regional
694
-
706
-
national
8 167
-
8 338
-
social contributions
17 382
-
17 703
-
municipal
273
-
279
-
total
26 516
-
27 026
-
Employer
51 548
-
52 500
-
total
-
-
-
-
Corporate
952
52 500
-
-
nationa
229
12 600
-
-
municipal
48
2 610
-
-
total
277
15 210
-
-
Dividends
675
37 290
-
-
withholding
176
9 696
-
-
total
176
9 696
-
-
Income
52 500
52 500
52 500
52 500
Total tax
26 969
24 906
27 026
24 078
After tax
25 531
27 594
25 474
28 422
Living cost
25 032
25 032
25 032
25 032
Free-cash
499
2 562
442
3 390

Estimated living cost  is ₽25032 per week

₽15568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2536
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽2754
₽7822
-₽3314
-₽1682
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
7 088
social contributions
-
-
-
15 330
solidarity contribution
-
-
-
-
income
-
-
-
4 512
total
-
-
-
26 930
Employee
41 653
-
39 179
-
health
5 623
-
5 289
-
solidarity contribution
-
-
-
-
social contributions
2 707
-
2 547
-
income
4 998
-
4 701
-
total
13 328
-
12 537
-
Employer
41 653
-
39 179
-
health
3 749
-
3 526
-
social contributions
10 413
-
9 795
-
total
14 162
-
13 321
-
Corporate
-
52 500
-
-
income
-
9 975
-
-
total
-
9 975
-
-
Dividends
-
42 525
-
-
withholding
-
6 379
-
-
total
-
6 379
-
-
Income
52 500
52 500
52 500
52 500
Total tax
27 490
16 354
25 858
26 930
After tax
25 010
36 146
26 642
25 570
Living cost
28 324
28 324
28 324
28 324
Free-cash
-3 314
7 822
-1 682
-2 754

Estimated living cost  is ₽28324 per week

₽21063
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽337
₽564
-₽694
-₽9225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
4 015
pensions
-
-
-
9 713
unemployment
-
-
-
5 700
income
-
-
-
3 552
chamber of commerce
-
-
-
210
surtax
-
-
-
-
total
-
-
-
23 190
Employee
40 621
37 033
40 762
-
health
1 571
1 434
1 578
-
pensions
4 160
3 791
4 174
-
unemployment
1 219
1 111
1 222
-
income
3 619
2 732
3 659
-
other
406
370
407
-
total
10 975
9 438
11 040
-
Employer
40 621
37 033
40 762
-
payroll
1 219
1 111
1 222
-
health
1 536
1 400
1 541
-
surtax
-
-
-
-
accident
527
481
529
-
pensions
5 098
4 648
5 116
-
chamber of commerce
162
148
162
-
other
1 929
1 758
1 935
-
unemployment
1 219
1 111
1 222
-
total
11 690
10 657
11 727
-
Corporate
3 527
4 809
37 246
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

882
1 203
9 311
-
total
882
1 203
9 311
-
Dividends
-
3 606
-
-
withholding
-
991
-
-
total
-
991
-
-
Income
52 500
52 500
52 500
52 500
Total tax
23 547
22 289
32 078
23 190
After tax
28 953
30 211
20 422
29 310
Living cost
29 647
29 647
29 647
29 647
Free-cash
-694
564
-9 225
-337

Estimated living cost  is ₽29647 per week

₽17785
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3028
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8306
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽40013
₽37913
₽35669
₽30038
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
525
total
-
-
-
525
Employee
14 952
-
52 500
-
income
2 991
-
10 500
-
total
2 991
-
10 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

37 548
52 500
-
-
total
-
-
-
-
Dividends
37 548
52 500
-
-
withholding
1 878
2 625
-
-
total
1 878
2 625
-
-
Income
52 500
52 500
52 500
52 500
Total tax
4 869
2 625
10 500
525
After tax
47 631
49 875
42 000
51 975
Living cost
11 962
11 962
11 962
11 962
Free-cash
35 669
37 913
30 038
40 013

Estimated living cost  is ₽11962 per week

₽8095
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽502
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2964
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽4009
₽11223
₽3449
₽2465
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
52 500
health
-
-
-
5 167
pensions
-
-
-
9 588
unemployment
-
-
-
79
income
-
-
-
8 732
total
-
-
-
23 566
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 092
-
45 427
-
health
2 654
-
2 934
-
pensions
6 370
-
7 042
-
unemployment
58
-
63
-
income
7 086
-
7 998
-
total
16 168
-
18 037
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 092
-
45 427
-
health
2 737
-
3 026
-
pensions
3 636
-
4 021
-
unemployment
25
-
26
-
total
6 398
-
7 073
-
Corporate
5 010
52 500
-
-
income
952
9 974
-
-
total
952
9 974
-
-
Dividends
4 057
42 526
-
-
withholding
608
6 378
-
-
total
608
6 378
-
-
Income
52 500
52 500
52 500
52 500
Total tax
24 126
16 352
25 110
23 566
After tax
28 374
36 148
27 390
28 934
Living cost
24 925
24 925
24 925
24 925
Free-cash
3 449
11 223
2 465
4 009

Estimated living cost  is ₽24925 per week

₽17106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1598
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5740
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽5987
-₽10328
-₽93565
-₽2656
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
5 985
income
-
-
-
10 233
total
-
-
-
16 218
Employee
60 608
-
-
-
social contributions
4 970
-
708
-
income
13 369
-
-
-
total
18 339
-
708
-
Employer
60 608
-
-
-
social contributions
85 457
-
12 179
-
total
85 457
-
12 179
-
Corporate
-
52 500
-
-
income
-
11 550
-
-
total
-
11 550
-
-
Dividends
-
40 950
-
-
income
-
9 009
-
-
total
-
9 009
-
-
Income
52 500
52 500
52 500
52 500
Total tax
103 796
20 559
12 887
16 218
After tax
-51 296
31 941
39 613
36 282
Living cost
42 269
42 269
42 269
42 269
Free-cash
-93 565
-10 328
-2 656
-5 987

Estimated living cost  is ₽42269 per week

₽27426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3975
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽1187
₽715
-₽389
-₽183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 243
income
-
-
-
3 922
surtax
-
-
-
-
total
-
-
-
22 165
Employee
42 739
-
42 424
-
surtax
-
-
-
-
social contributions
4 701
-
4 666
-
income
8 890
-
8 793
-
total
13 591
-
13 459
-
Employer
42 739
-
42 424
-
social contributions
10 150
-
10 076
-
total
10 150
-
10 076
-
Corporate
-
52 500
-
-
surtax
-
-
-
-
income
-
11 025
-
-
total
-
11 025
-
-
Dividends
-
41 475
-
-
withholding
-
11 612
-
-
total
-
11 612
-
-
Income
52 500
52 500
52 500
52 500
Total tax
23 741
22 637
23 535
22 165
After tax
28 759
29 863
28 965
30 335
Living cost
29 148
29 148
29 148
29 148
Free-cash
-389
715
-183
1 187

Estimated living cost  is ₽29148 per week

₽21809
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1719
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽13401
-₽18423
-₽23880
-₽12917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
455
other
-
-
-
1 628
pensions
-
-
-
15 134
social contributions
-
-
-
1 495
income
-
-
-
2 307
surtax
-
-
-
-
total
-
-
-
21 019
Employee
58 202
-
40 004
-
pensions
6 583
-
4 525
-
surtax
-
-
-
-
social contributions
1 658
-
1 139
-
income
5 078
-
2 375
-
total
13 319
-
8 039
-
Employer
58 202
-
40 004
-
health
4 074
-
2 800
-
pensions
9 563
-
6 574
-
other
2 009
-
1 381
-
social contributions
175
-
120
-
unemployment
2 358
-
1 621
-
total
18 179
-
12 496
-
Corporate
-
52 500
-
-
surtax
-
-
-
-
income
-
14 700
-
-
total
-
14 700
-
-
Dividends
-
37 800
-
-
social contributions
-
6 502
-
-
surtax
-
-
-
-
withholding
-
4 839
-
-
total
-
11 341
-
-
Income
52 500
52 500
52 500
52 500
Total tax
31 498
26 041
20 535
21 019
After tax
21 002
26 459
31 965
31 481
Living cost
44 882
44 882
44 882
44 882
Free-cash
-23 880
-18 423
-12 917
-13 401

Estimated living cost  is ₽44882 per week

₽30376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3672
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10219
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽13016
₽19317
₽16195
₽14559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
-
social contributions
-
-
-
11 551
total
-
-
-
11 551
Employee
29 875
-
45 455
-
social contributions
1 942
-
2 954
-
income
-
-
9
-
total
1 942
-
2 963
-
Employer
29 875
-
45 455
-
social contributions
4 631
-
7 045
-
total
4 631
-
7 045
-
Corporate
17 994
52 500
-
-
income
1 799
5 250
-
-
total
1 799
5 250
-
-
Dividends
16 195
47 250
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
8 372
5 250
10 008
11 551
After tax
44 128
47 250
42 492
40 949
Living cost
27 933
27 933
27 933
27 933
Free-cash
16 195
19 317
14 559
13 016

Estimated living cost  is ₽27933 per week

₽18061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2106
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7241
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽10557
-₽149660
-₽149660
-₽149660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
municipal
-
-
-
8 477
labour market
-
-
-
4 136
national
-
-
-
4 954
pensions
-
-
-
804
total
-
-
-
18 371
Employee
188 608
188 608
188 608
-
pensions
268
268
268
-
labour market
15 067
15 067
15 067
-
national
23 042
23 042
23 042
-
municipal
40 163
40 163
40 163
-
total
78 540
78 540
78 540
-
Employer
188 608
188 608
188 608
-
municipal
40 227
40 227
40 227
-
labour market
15 089
15 089
15 089
-
national
23 082
23 082
23 082
-
pensions
536
536
536
-
total
78 934
78 934
78 934
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
157 474
157 474
157 474
18 371
After tax
-104 974
-104 974
-104 974
34 129
Living cost
44 686
44 686
44 686
44 686
Free-cash
-149 660
-149 660
-149 660
-10 557

Estimated living cost  is ₽44686 per week

₽30583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽687
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽15982
-₽16059
₽1136
₽7415
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
2 044
accident
-
-
-
237
other
-
-
-
347
pensions
-
-
-
3 899
income
-
-
-
9 679
total
-
-
-
16 206
Employee
31 953
-
43 612
-
health
3 659
-
4 993
-
pensions
3 598
-
4 910
-
income
4 384
-
5 983
-
total
11 641
-
15 886
-
Employer
31 953
-
43 612
-
accident
534
-
728
-
pensions
5 195
-
7 091
-
unemployment
783
-
1 068
-
total
6 512
-
8 887
-
Corporate
14 035
52 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

12 632
47 250
-
-
total
12 632
47 250
-
-
Dividends
1 403
5 250
-
-
withholding
267
997
-
-
total
267
997
-
-
Income
52 500
52 500
52 500
52 500
Total tax
31 052
48 247
24 773
16 206
After tax
21 448
4 253
27 727
36 294
Living cost
20 312
20 312
20 312
20 312
Free-cash
1 136
-16 059
7 415
15 982

Estimated living cost  is ₽20312 per week

₽14785
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1158
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3988
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽5144
₽625
-₽5615
-₽3241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 500
health
-
-
-
421
municipal
-
-
-
9 375
national
-
-
-
1 883
total
-
-
-
11 679
Employee
48 891
-
44 166
-
health
365
-
293
-
pensions
3 299
-
2 982
-
unemployment
734
-
663
-
national
808
-
552
-
municipal
8 008
-
7 241
-
total
13 214
-
11 731
-
Employer
48 891
-
44 166
-
health
376
-
340
-
accident
49
-
44
-
pensions
8 482
-
7 662
-
unemployment
317
-
287
-
total
9 224
-
8 333
-
Corporate
-
52 500
-
-
income
-
10 500
-
-
total
-
10 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
31 500
-
-
national
-
28
-
-
municipal
-
5 670
-
-
total
-
5 698
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 438
16 198
20 064
11 679
After tax
30 062
36 302
32 436
40 821
Living cost
35 677
35 677
35 677
35 677
Free-cash
-5 615
625
-3 241
5 144

Estimated living cost  is ₽35677 per week

₽23304
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3432
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽568
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8375
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽19739
₽9970
₽12089
₽14055
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
1 338
social contributions
-
-
-
8 190
income
-
-
-
1 718
total
-
-
-
11 246
Employee
71 456
71 456
71 456
-
health
554
1 215
809
-
social contributions
2 702
5 931
3 955
-
income
7 780
6 615
7 329
-
total
11 036
13 761
12 093
-
Employer
71 456
71 456
71 456
-
health
601
1 323
882
-
social contributions
2 702
5 931
3 955
-
total
3 303
7 254
4 837
-
Corporate
16 646
-
-
-
income
2 081
-
-
-
total
2 081
-
-
-
Dividends
14 565
-
-
-
withholding
2 476
-
-
-
total
2 476
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 896
21 015
16 930
11 246
After tax
33 604
31 485
35 570
41 254
Living cost
21 515
21 515
21 515
21 515
Free-cash
12 089
9 970
14 055
19 739

Estimated living cost  is ₽21515 per week

₽12894
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2111
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6035
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽24023
₽28723
₽23992
₽17770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
52 500
health
-
-
-
3 363
pensions
-
-
-
5 911
unemployment
-
-
-
26
income
-
-
-
4 423
total
-
-
-
13 723
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 330
-
47 596
-
health
1 813
-
4 045
-
pensions
3 199
-
7 140
-
unemployment
106
-
238
-
income
1 458
-
3 651
-
total
6 576
-
15 074
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 330
-
47 596
-
health
917
-
2 047
-
pensions
1 173
-
2 617
-
unemployment
106
-
238
-
total
2 196
-
4 902
-
Corporate
28 975
52 500
-
-
income
2 608
4 724
-
-
total
2 608
4 724
-
-
Dividends
26 366
47 776
-
-
withholding
2 374
4 299
-
-
total
2 374
4 299
-
-
Income
52 500
52 500
52 500
52 500
Total tax
13 754
9 023
19 976
13 723
After tax
38 746
43 477
32 524
38 777
Living cost
14 754
14 754
14 754
14 754
Free-cash
23 992
28 723
17 770
24 023

Estimated living cost  is ₽14754 per week

₽9413
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3837
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽3406
₽9911
₽4949
₽3779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
accident
-
-
-
473
other
-
-
-
53
pensions
-
-
-
14 857
unemployment
-
-
-
367
income
-
-
-
7 790
total
-
-
-
23 540
Employee
34 361
-
39 808
-
pensions
1 615
-
1 871
-
unemployment
533
-
617
-
other
34
-
41
-
income
6 624
-
7 949
-
total
8 806
-
10 478
-
Employer
34 361
-
39 808
-
accident
681
-
788
-
pensions
8 108
-
9 394
-
other
275
-
317
-
unemployment
1 890
-
2 190
-
total
10 954
-
12 689
-
Corporate
7 185
52 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 077
7 876
-
-
total
1 077
7 876
-
-
Dividends
6 107
44 624
-
-
withholding
1 160
9 159
-
-
total
1 160
9 159
-
-
Income
52 500
52 500
52 500
52 500
Total tax
21 997
17 035
23 167
23 540
After tax
30 503
35 465
29 333
28 960
Living cost
25 554
25 554
25 554
25 554
Free-cash
4 949
9 911
3 779
3 406

Estimated living cost  is ₽25554 per week

₽17248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2457
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5401
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽31365
₽31021
₽30737
₽31241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
920
pensions
-
-
-
1 268
income
-
-
-
17 208
total
-
-
-
19 396
Employee
2 648
-
51 073
-
health
132
-
317
-
pensions
238
-
571
-
unemployment
26
-
63
-
income
512
-
17 142
-
total
908
-
18 093
-
Employer
2 648
-
51 073
-
health
252
-
602
-
pensions
291
-
698
-
unemployment
53
-
127
-
total
596
-
1 427
-
Corporate
49 256
52 500
-
-
income
10 836
11 550
-
-
total
10 836
11 550
-
-
Dividends
38 419
40 950
-
-
withholding
7 684
8 190
-
-
total
7 684
8 190
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 024
19 740
19 520
19 396
After tax
32 476
32 760
32 980
33 104
Living cost
1 739
1 739
1 739
1 739
Free-cash
30 737
31 021
31 241
31 365

Estimated living cost  is ₽1739 per week

₽1033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽141
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽40
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽525
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽9964
₽21896
₽17335
₽12225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
52 500
health
-
-
-
5 408
pensions
-
-
-
13 650
unemployment
-
-
-
788
income
-
-
-
6 655
total
-
-
-
26 501
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 180
-
44 529
-
health
1 245
-
2 293
-
pensions
3 385
-
6 234
-
unemployment
181
-
334
-
income
3 333
-
7 408
-
total
8 144
-
16 269
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 180
-
44 529
-
health
1 245
-
2 293
-
pensions
2 902
-
5 344
-
unemployment
181
-
334
-
total
4 328
-
7 971
-
Corporate
23 992
52 500
-
-
income
3 599
7 875
-
-
total
3 599
7 875
-
-
Dividends
20 393
44 625
-
-
withholding
3 059
6 694
-
-
total
3 059
6 694
-
-
Income
52 500
52 500
52 500
52 500
Total tax
19 130
14 569
24 240
26 501
After tax
33 370
37 931
28 260
25 999
Living cost
16 035
16 035
16 035
16 035
Free-cash
17 335
21 896
12 225
9 964

Estimated living cost  is ₽16035 per week

₽10796
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1240
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽5283
₽4811
₽4475
₽3913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 243
income
-
-
-
3 922
surtax
-
-
-
-
total
-
-
-
22 165
Employee
36 067
-
42 424
-
surtax
-
-
-
-
social contributions
3 968
-
4 666
-
income
7 047
-
8 793
-
total
11 015
-
13 459
-
Employer
36 067
-
42 424
-
social contributions
8 565
-
10 076
-
total
8 565
-
10 076
-
Corporate
7 868
52 500
-
-
surtax
-
-
-
-
income
1 652
11 025
-
-
total
1 652
11 025
-
-
Dividends
6 216
41 475
-
-
withholding
1 741
11 612
-
-
total
1 741
11 612
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 973
22 637
23 535
22 165
After tax
29 527
29 863
28 965
30 335
Living cost
25 052
25 052
25 052
25 052
Free-cash
4 475
4 811
3 913
5 283

Estimated living cost  is ₽25052 per week

₽17744
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1741
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽444
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽3699
₽2806
-₽6690
-₽3326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
accident
-
-
-
473
other
-
-
-
53
pensions
-
-
-
14 857
unemployment
-
-
-
367
income
-
-
-
7 790
total
-
-
-
23 540
Employee
44 879
-
39 808
-
pensions
2 109
-
1 871
-
unemployment
695
-
617
-
other
44
-
41
-
income
9 374
-
7 949
-
total
12 222
-
10 478
-
Employer
44 879
-
39 808
-
accident
889
-
788
-
pensions
10 591
-
9 394
-
other
360
-
317
-
unemployment
2 469
-
2 190
-
total
14 309
-
12 689
-
Corporate
-
52 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 876
-
-
total
-
7 876
-
-
Dividends
-
44 624
-
-
withholding
-
9 159
-
-
total
-
9 159
-
-
Income
52 500
52 500
52 500
52 500
Total tax
26 531
17 035
23 167
23 540
After tax
25 969
35 465
29 333
28 960
Living cost
32 659
32 659
32 659
32 659
Free-cash
-6 690
2 806
-3 326
-3 699

Estimated living cost  is ₽32659 per week

₽23454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽460
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽19207
₽28406
₽22566
₽20013
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
3 849
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 953
unemployment
-
-
-
134
income
-
-
-
7 875
total
-
-
-
16 811
Employee
21 824
-
45 934
-
health
1 004
-
1 539
-
accident

We are using the highest rate at 1.1%.

240
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 916
-
2 939
-
income
2 183
-
4 593
-
total
5 343
-
9 439
-
Employer
21 824
-
45 934
-
health
1 506
-
2 309
-
accident

We are using the highest rate at 1.1%.

240
-
368
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 405
-
3 688
-
unemployment
131
-
201
-
total
4 282
-
6 566
-
Corporate
26 394
52 500
-
-
income
2 639
5 250
-
-
total
2 639
5 250
-
-
Dividends
23 755
47 250
-
-
withholding
1 188
2 362
-
-
total
1 188
2 362
-
-
Income
52 500
52 500
52 500
52 500
Total tax
13 452
7 612
16 005
16 811
After tax
39 048
44 888
36 495
35 689
Living cost
16 482
16 482
16 482
16 482
Free-cash
22 566
28 406
20 013
19 207

Estimated living cost  is ₽16482 per week

₽10901
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽944
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4245
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽3057
-₽8678
₽3482
₽4390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 348
trade
-
-
-
1 333
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
307
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 578
total
-
-
-
13 566
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 237
-
52 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 348
-
6 348
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
307
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 802
-
5 578
-
total
10 360
-
12 233
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
6 263
52 500
-
-
trade
899
7 534
-
-
chamber of commerce
150
219
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

51
434
-
-
income
940
7 876
-
-
total
2 040
16 063
-
-
Dividends
4 223
36 438
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

39
481
-
-
withholding
702
8 757
-
-
total
741
9 238
-
-
Income
52 500
52 500
52 500
52 500
Total tax
13 141
25 301
12 233
13 566
After tax
39 359
27 199
40 267
38 934
Living cost
35 877
35 877
35 877
35 877
Free-cash
3 482
-8 678
4 390
3 057

Estimated living cost  is ₽35877 per week

₽24748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3860
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6747
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽11843
-₽16185
-₽20190
-₽11843
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
7 590
social contributions
-
-
-
3 818
total
-
-
-
11 408
Employee
72 689
-
52 500
-
social contributions
6 039
-
3 818
-
income
13 716
-
7 590
-
total
19 755
-
11 408
-
Employer
72 689
-
52 500
-
total
-
-
-
-
Corporate
-
52 500
-
-
income
-
6 562
-
-
total
-
6 562
-
-
Dividends
-
45 938
-
-
withholding
-
9 188
-
-
total
-
9 188
-
-
Income
52 500
52 500
52 500
52 500
Total tax
19 755
15 750
11 408
11 408
After tax
32 745
36 750
41 092
41 092
Living cost
52 935
52 935
52 935
52 935
Free-cash
-20 190
-16 185
-11 843
-11 843

Estimated living cost  is ₽52935 per week

₽40272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽13448
-₽4517
₽866
₽4193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
52 500
income
-
-
-
26 452
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 763
total
-
-
-
32 215
Employee
42 629
-
48 225
-
social contributions
4 271
-
4 275
-
income
4 626
-
6 024
-
total
8 897
-
10 299
-
Employer
42 629
-
48 225
-
social contributions
4 271
-
4 275
-
total
4 271
-
4 275
-
Corporate
5 600
52 500
-
-
income
1 959
18 375
-
-
total
1 959
18 375
-
-
Dividends
3 640
34 125
-
-
social contributions
2 774
4 909
-
-
total
2 774
4 909
-
-
Income
52 500
52 500
52 500
52 500
Total tax
17 901
23 284
14 574
32 215
After tax
34 599
29 216
37 926
20 285
Living cost
33 733
33 733
33 733
33 733
Free-cash
866
-4 517
4 193
-13 448

Estimated living cost  is ₽33733 per week

₽22220
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2659
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽4990
₽4866
-₽492
-₽295
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
pensions
-
-
-
3 176
income
-
-
-
9 865
total
-
-
-
13 041
Employee
47 313
-
46 888
-
health
617
-
609
-
pensions
3 611
-
3 560
-
income
8 616
-
8 545
-
total
12 844
-
12 714
-
Employer
47 313
-
46 888
-
health
899
-
891
-
pensions
4 780
-
4 721
-
total
5 679
-
5 612
-
Corporate
-
52 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 975
-
-
total
-
9 975
-
-
Dividends
-
42 525
-
-
withholding
-
3 190
-
-
total
-
3 190
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 523
13 165
18 326
13 041
After tax
33 977
39 335
34 174
39 459
Living cost
34 469
34 469
34 469
34 469
Free-cash
-492
4 866
-295
4 990

Estimated living cost  is ₽34469 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3170
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7220
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽13971
-₽18070
₽827
₽5404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
2 044
accident
-
-
-
237
other
-
-
-
347
pensions
-
-
-
3 899
income
-
-
-
9 679
total
-
-
-
16 206
Employee
35 116
-
43 612
-
health
4 021
-
4 993
-
pensions
3 954
-
4 910
-
income
4 818
-
5 983
-
total
12 793
-
15 886
-
Employer
35 116
-
43 612
-
accident
586
-
728
-
pensions
5 710
-
7 091
-
unemployment
860
-
1 068
-
total
7 156
-
8 887
-
Corporate
10 228
52 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

9 206
47 250
-
-
total
9 206
47 250
-
-
Dividends
1 023
5 250
-
-
withholding
195
997
-
-
total
195
997
-
-
Income
52 500
52 500
52 500
52 500
Total tax
29 350
48 247
24 773
16 206
After tax
23 150
4 253
27 727
36 294
Living cost
22 323
22 323
22 323
22 323
Free-cash
827
-18 070
5 404
13 971

Estimated living cost  is ₽22323 per week

₽16383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4190
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽18546
₽32085
₽27571
₽18546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
52 500
health insurance
-
-
-
3 885
work injury
-
-
-
262
pensions
-
-
-
9 660
unemployment
-
-
-
630
income
-
-
-
6 977
total
-
-
-
21 414
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 063
-
52 500
-
pensions
3 692
-
9 660
-
work injury
100
-
262
-
unemployment
241
-
630
-
health insurance
1 485
-
3 885
-
income
2 006
-
6 977
-
total
7 524
-
21 414
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 437
52 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
32 437
52 500
-
-
withholding
4 865
7 875
-
-
total
4 865
7 875
-
-
Income
52 500
52 500
52 500
52 500
Total tax
12 389
7 875
21 414
21 414
After tax
40 111
44 625
31 086
31 086
Living cost
12 540
12 540
12 540
12 540
Free-cash
27 571
32 085
18 546
18 546

Estimated living cost  is ₽12540 per week

₽7768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3469
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽8646
-₽9368
-₽25806
-₽11560
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
regional
-
-
-
800
municipal
-
-
-
351
social contributions
-
-
-
13 503
national
-
-
-
9 472
total
-
-
-
24 126
Employee
78 306
-
52 500
-
regional
1 182
-
685
-
national
13 233
-
8 338
-
social contributions
26 404
-
17 703
-
municipal
467
-
314
-
total
41 286
-
27 040
-
Employer
78 306
-
52 500
-
total
-
-
-
-
Corporate
-
52 500
-
-
nationa
-
12 600
-
-
municipal
-
2 531
-
-
total
-
15 131
-
-
Dividends
-
37 370
-
-
withholding
-
9 717
-
-
total
-
9 717
-
-
Income
52 500
52 500
52 500
52 500
Total tax
41 286
24 848
27 040
24 126
After tax
11 214
27 652
25 460
28 374
Living cost
37 020
37 020
37 020
37 020
Free-cash
-25 806
-9 368
-11 560
-8 646

Estimated living cost  is ₽37020 per week

₽26004
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7909
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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