Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 52500
per

Your estimated
City
free-cash

Dresden , Germany
₽9785
₽8968
-₽4134
₽7121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 685
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 952
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
257
trade
-
-
-
817
total
-
-
-
12 711
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 920
-
52 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 087
-
4 685
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

60
-
257
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 952
-
6 952
-
total
8 099
-
11 894
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
13 580
52 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

112
433
-
-
income
2 037
7 875
-
-
chamber of commerce
174
230
-
-
trade
2 140
8 269
-
-
total
4 463
16 807
-
-
Dividends
9 118
35 694
-
-
withholding
1 892
8 537
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

104
469
-
-
total
1 996
9 006
-
-
Income
52 500
52 500
52 500
52 500
Total tax
14 558
25 813
11 894
12 711
After tax
37 942
26 687
40 606
39 789
Living cost
30 821
30 821
30 821
30 821
Free-cash
7 121
-4 134
9 785
8 968

Estimated living cost  is ₽30821 per week

₽19387
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7264
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽21077
-₽21489
-₽22202
-₽40433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
564
national
-
-
-
7 392
pensions
-
-
-
6 300
municipal
-
-
-
4 771
total
-
-
-
19 027
Employee
85 201
-
45 386
-
municipal
10 524
-
4 974
-
national
16 307
-
7 707
-
pensions
3 408
-
1 815
-
total
30 239
-
14 496
-
Employer
85 201
-
45 386
-
pensions
6 816
-
3 631
-
social contributions
916
-
488
-
total
7 732
-
4 119
-
Corporate
-
52 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
10 500
-
-
total
-
10 500
-
-
Dividends
-
42 000
-
-
withholding
-
9 240
-
-
total
-
9 240
-
-
Income
52 500
52 500
52 500
52 500
Total tax
37 971
19 740
18 615
19 027
After tax
14 529
32 760
33 885
33 473
Living cost
54 962
54 962
54 962
54 962
Free-cash
-40 433
-22 202
-21 077
-21 489

Estimated living cost  is ₽54962 per week

₽37357
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽823
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11673
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽8953
₽20251
₽20829
₽12483
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
52 500
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
3 204
income
-
-
-
-
microenterprise
-
-
-
7 875
surtax
-
-
-
-
total
-
-
-
11 079
Employee
29 734
-
42 308
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 271
-
4 654
-
income
5 293
-
7 531
-
surtax
-
-
-
-
total
8 564
-
12 185
-
Employer
29 734
-
42 308
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 162
-
10 192
-
total
7 162
-
10 192
-
Corporate
15 604
52 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

3 121
10 501
-
-
total
3 121
10 501
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

12 484
41 999
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 847
10 501
22 377
11 079
After tax
33 653
41 999
30 123
41 421
Living cost
21 170
21 170
21 170
21 170
Free-cash
12 483
20 829
8 953
20 251

Estimated living cost  is ₽21170 per week

₽13506
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2016
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5167
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽48545
-₽12553
-₽42833
-₽48545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
4 916
health
-
-
-
8 060
pensions
-
-
-
9 450
total
-
-
-
22 426
Employee
86 896
86 896
86 896
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 223
14 223
14 223
-
health
13 338
11 345
13 338
-
pensions
15 641
11 922
15 641
-
total
43 202
37 490
43 202
-
Employer
86 896
86 896
86 896
-
unemployment
3 128
3 128
3 128
-
pensions
6 048
6 048
6 048
-
health
6 040
6 040
6 040
-
total
15 216
15 216
15 216
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
58 418
52 706
58 418
22 426
After tax
-5 918
-206
-5 918
30 074
Living cost
42 627
42 627
42 627
42 627
Free-cash
-48 545
-42 833
-48 545
-12 553

Estimated living cost  is ₽42627 per week

₽30209
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽678
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7898
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽12989
-₽14852
-₽12359
-₽24323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
accident
-
-
-
105
national
-
-
-
-
health
-
-
-
3 276
unemployment
-
-
-
52
other
-
-
-
6 100
pensions
-
-
-
5 675
municipal
-
-
-
11 120
total
-
-
-
26 328
Employee
58 456
-
39 948
-
municipal
17 432
-
11 913
-
national
-
-
-
-
total
17 432
-
11 913
-
Employer
58 456
-
39 948
-
other
6 793
-
4 642
-
unemployment
1 543
-
1 055
-
pensions
6 319
-
4 318
-
health
3 595
-
2 457
-
accident
117
-
80
-
total
18 367
-
12 552
-
Corporate
-
52 500
-
-
income
-
11 550
-
-
total
-
11 550
-
-
Dividends
-
40 950
-
-
withholding
-
12 285
-
-
total
-
12 285
-
-
Income
52 500
52 500
52 500
52 500
Total tax
35 799
23 835
24 465
26 328
After tax
16 701
28 665
28 035
26 172
Living cost
41 024
41 024
41 024
41 024
Free-cash
-24 323
-12 359
-12 989
-14 852

Estimated living cost  is ₽41024 per week

₽27189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽623
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽632
-₽222
-₽13556
₽451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 685
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 952
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
257
trade
-
-
-
854
total
-
-
-
12 748
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 603
-
52 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 434
-
4 685
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

243
-
257
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 952
-
6 952
-
total
11 629
-
11 894
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
897
52 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

8
433
-
-
income
135
7 875
-
-
chamber of commerce
156
230
-
-
trade
147
8 635
-
-
total
446
17 173
-
-
Dividends
451
35 327
-
-
withholding
-
8 444
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
465
-
-
total
-
8 909
-
-
Income
52 500
52 500
52 500
52 500
Total tax
12 075
26 082
11 894
12 748
After tax
40 425
26 418
40 606
39 752
Living cost
39 974
39 974
39 974
39 974
Free-cash
451
-13 556
632
-222

Estimated living cost  is ₽39974 per week

₽26735
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4215
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽597
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽1729
₽8904
-₽3514
₽1487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
8 189
income
-
-
-
1 064
health
-
-
-
1 338
total
-
-
-
10 591
Employee
78 246
78 246
78 246
-
social contributions
3 802
6 494
3 957
-
income
8 216
7 243
8 159
-
health
778
1 330
811
-
total
12 796
15 067
12 927
-
Employer
78 246
78 246
78 246
-
health
848
1 448
882
-
social contributions
3 802
6 494
3 957
-
total
4 650
7 942
4 839
-
Corporate
2 049
-
-
-
income
257
-
-
-
total
257
-
-
-
Dividends
1 792
-
-
-
withholding
305
-
-
-
total
305
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 008
23 009
17 766
10 591
After tax
34 492
29 491
34 734
41 909
Living cost
33 005
33 005
33 005
33 005
Free-cash
1 487
-3 514
1 729
8 904

Estimated living cost  is ₽33005 per week

₽22562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2578
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7311
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽10453
₽16387
₽9807
₽10221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
6 418
health
-
-
-
3 675
unemployment
-
-
-
788
pensions
-
-
-
5 250
total
-
-
-
16 131
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

28 844
11 479
43 933
-
income
3 526
1 403
5 371
-
health
2 019
804
3 075
-
pensions
2 884
1 148
4 393
-
unemployment
433
172
659
-
total
8 862
3 527
13 498
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

28 844
11 479
43 933
-
pensions
5 625
2 238
8 567
-
total
5 625
2 238
8 567
-
Corporate
18 032
38 782
-
-
income
1 623
3 490
-
-
total
1 623
3 490
-
-
Dividends
16 409
35 292
-
-
withholding
3 118
6 705
-
-
social contributions
3 069
6 751
-
-
total
6 187
13 456
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 297
22 711
22 065
16 131
After tax
30 203
29 789
30 435
36 369
Living cost
19 982
19 982
19 982
19 982
Free-cash
10 221
9 807
10 453
16 387

Estimated living cost  is ₽19982 per week

₽13636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽6886
₽5061
₽17421
₽11100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
5 536
health
-
-
-
6 824
pensions
-
-
-
10 501
total
-
-
-
22 861
Employee
28 867
-
39 236
-
income
3 250
-
6 361
-
pensions
577
-
784
-
unemployment
462
-
628
-
total
4 289
-
7 773
-
Employer
28 867
-
39 236
-
unemployment
232
-
315
-
pensions
5 774
-
7 848
-
health
3 752
-
5 100
-
total
9 758
-
13 263
-
Corporate
13 876
52 500
-
-
income
2 775
10 501
-
-
total
2 775
10 501
-
-
Dividends
11 101
41 999
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
16 822
10 501
21 036
22 861
After tax
35 678
41 999
31 464
29 639
Living cost
24 578
24 578
24 578
24 578
Free-cash
11 100
17 421
6 886
5 061

Estimated living cost  is ₽24578 per week

₽16858
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1464
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽5368
₽13988
-₽18104
₽822
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
accident
-
-
-
257
income
-
-
-
9 077
health
-
-
-
2 216
other
-
-
-
377
pensions
-
-
-
4 228
total
-
-
-
16 155
Employee
35 168
-
43 612
-
income
4 825
-
5 983
-
health
4 027
-
4 994
-
pensions
3 960
-
4 911
-
total
12 812
-
15 888
-
Employer
35 168
-
43 612
-
unemployment
862
-
1 068
-
pensions
5 719
-
7 091
-
accident
587
-
728
-
total
7 168
-
8 887
-
Corporate
10 165
52 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

9 148
47 250
-
-
total
9 148
47 250
-
-
Dividends
1 016
5 250
-
-
withholding
193
997
-
-
total
193
997
-
-
Income
52 500
52 500
52 500
52 500
Total tax
29 321
48 247
24 775
16 155
After tax
23 179
4 253
27 725
36 345
Living cost
22 357
22 357
22 357
22 357
Free-cash
822
-18 104
5 368
13 988

Estimated living cost  is ₽22357 per week

₽16385
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1239
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4266
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽33316
₽43291
₽41191
₽39562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
525
total
-
-
-
525
Employee
10 854
-
52 500
-
income
2 171
-
10 500
-
total
2 171
-
10 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

41 646
52 500
-
-
total
-
-
-
-
Dividends
41 646
52 500
-
-
withholding
2 083
2 625
-
-
total
2 083
2 625
-
-
Income
52 500
52 500
52 500
52 500
Total tax
4 254
2 625
10 500
525
After tax
48 246
49 875
42 000
51 975
Living cost
8 684
8 684
8 684
8 684
Free-cash
39 562
41 191
33 316
43 291

Estimated living cost  is ₽8684 per week

₽5382
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽722
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽239
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽3663
₽1316
₽11458
₽4583
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
6 668
health
-
-
-
2 309
other
-
-
-
2 493
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 600
total
-
-
-
24 070
Employee
36 947
-
41 932
-
income
6 361
-
7 218
-
health
518
-
587
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 586
-
2 935
-
unemployment
369
-
419
-
total
9 834
-
11 159
-
Employer
36 947
-
41 932
-
other
1 848
-
2 095
-
unemployment
369
-
419
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 282
-
7 127
-
health
518
-
587
-
accident
295
-
336
-
total
9 312
-
10 564
-
Corporate
6 242
52 500
-
-
income
1 311
11 024
-
-
total
1 311
11 024
-
-
Dividends
4 931
41 476
-
-
withholding
346
2 904
-
-
total
346
2 904
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 803
13 928
21 723
24 070
After tax
31 697
38 572
30 777
28 430
Living cost
27 114
27 114
27 114
27 114
Free-cash
4 583
11 458
3 663
1 316

Estimated living cost  is ₽27114 per week

₽19158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5689
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽33862
-₽28754
-₽29004
-₽57441
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
9 897
pensions
-
-
-
3 018
total
-
-
-
12 915
Employee
96 690
-
47 043
-
income
17 429
-
8 619
-
health
1 593
-
576
-
pensions
9 328
-
3 371
-
total
28 350
-
12 566
-
Employer
96 690
-
47 043
-
pensions
11 416
-
4 564
-
health
1 836
-
893
-
total
13 252
-
5 457
-
Corporate
-
52 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 976
-
-
total
-
9 976
-
-
Dividends
-
42 524
-
-
withholding
-
3 189
-
-
total
-
3 189
-
-
Income
52 500
52 500
52 500
52 500
Total tax
41 602
13 165
18 023
12 915
After tax
10 898
39 335
34 477
39 585
Living cost
68 339
68 339
68 339
68 339
Free-cash
-57 441
-29 004
-33 862
-28 754

Estimated living cost  is ₽68339 per week

₽51208
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽8029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽22667
₽21960
₽31643
₽26952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
7 875
health
-
-
-
4 058
unemployment
-
-
-
141
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 222
total
-
-
-
17 296
Employee
17 536
-
45 578
-
income
1 753
-
4 557
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
health
807
-
1 623
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 540
-
3 098
-
total
4 293
-
9 666
-
Employer
17 536
-
45 578
-
unemployment
105
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 933
-
3 888
-
health
1 210
-
2 435
-
accident

We are using the highest rate at 1.1%.

193
-
388
-
total
3 441
-
6 923
-
Corporate
31 523
52 500
-
-
income
3 152
5 250
-
-
total
3 152
5 250
-
-
Dividends
28 371
47 250
-
-
withholding
1 418
2 363
-
-
total
1 418
2 363
-
-
Income
52 500
52 500
52 500
52 500
Total tax
12 304
7 613
16 589
17 296
After tax
40 196
44 887
35 911
35 204
Living cost
13 244
13 244
13 244
13 244
Free-cash
26 952
31 643
22 667
21 960

Estimated living cost  is ₽13244 per week

₽7732
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽946
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4215
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽62343
-₽26351
-₽56631
-₽58358
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
4 916
health
-
-
-
8 060
pensions
-
-
-
9 450
total
-
-
-
22 426
Employee
94 341
86 896
86 896
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 223
14 223
14 223
-
health
11 770
11 345
13 338
-
pensions
11 922
11 922
15 641
-
total
37 915
37 490
43 202
-
Employer
94 341
86 896
86 896
-
unemployment
3 397
3 128
3 128
-
pensions
6 565
6 048
6 048
-
health
6 556
6 040
6 040
-
total
16 518
15 216
15 216
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
54 433
52 706
58 418
22 426
After tax
-1 933
-206
-5 918
30 074
Living cost
56 425
56 425
56 425
56 425
Free-cash
-58 358
-56 631
-62 343
-26 351

Estimated living cost  is ₽56425 per week

₽41623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽647
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9116
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽1224
₽153
₽10729
₽1662
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
15 330
income
-
-
-
4 512
health
-
-
-
7 088
solidarity contribution
-
-
-
-
total
-
-
-
26 930
Employee
37 378
-
39 179
-
social contributions
2 430
-
2 547
-
income
4 485
-
4 702
-
health
5 046
-
5 289
-
solidarity contribution
-
-
-
-
total
11 961
-
12 538
-
Employer
37 378
-
39 179
-
health
3 364
-
3 526
-
social contributions
9 344
-
9 795
-
total
12 708
-
13 321
-
Corporate
2 414
52 500
-
-
income
459
9 975
-
-
total
459
9 975
-
-
Dividends
1 955
42 525
-
-
withholding
293
6 379
-
-
total
293
6 379
-
-
Income
52 500
52 500
52 500
52 500
Total tax
25 421
16 354
25 859
26 930
After tax
27 079
36 146
26 641
25 570
Living cost
25 417
25 417
25 417
25 417
Free-cash
1 662
10 729
1 224
153

Estimated living cost  is ₽25417 per week

₽17655
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1808
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽17104
-₽14140
-₽14926
-₽37934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
13 504
national
-
-
-
9 371
regional
-
-
-
515
municipal
-
-
-
313
total
-
-
-
23 703
Employee
90 435
-
52 500
-
social contributions
30 495
-
17 704
-
municipal
479
-
278
-
regional
853
-
449
-
national
15 670
-
8 236
-
total
47 497
-
26 667
-
Employer
90 435
-
52 500
-
total
-
-
-
-
Corporate
-
52 500
-
-
nationa
-
12 600
-
-
municipal
-
2 047
-
-
total
-
14 647
-
-
Dividends
-
37 853
-
-
withholding
-
9 842
-
-
total
-
9 842
-
-
Income
52 500
52 500
52 500
52 500
Total tax
47 497
24 489
26 667
23 703
After tax
5 003
28 011
25 833
28 797
Living cost
42 937
42 937
42 937
42 937
Free-cash
-37 934
-14 926
-17 104
-14 140

Estimated living cost  is ₽42937 per week

₽29931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2815
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽6340
₽7650
₽10568
₽7404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
7 608
health
-
-
-
3 729
unemployment
-
-
-
232
other
-
-
-
-
pensions
-
-
-
10 501
surtax
-
-
-
326
total
-
-
-
22 396
Employee
33 650
-
43 370
-
income
5 640
-
7 270
-
surtax
110
-
290
-
health
859
-
1 106
-
pensions
2 244
-
2 893
-
unemployment
2 342
-
3 018
-
other
-
-
-
-
total
11 195
-
14 577
-
Employer
33 650
-
43 370
-
other
-
-
-
-
unemployment
1 066
-
1 375
-
pensions
4 486
-
5 781
-
health
1 531
-
1 973
-
total
7 083
-
9 129
-
Corporate
11 767
52 500
-
-
income
3 059
13 650
-
-
total
3 059
13 650
-
-
Dividends
8 708
38 850
-
-
withholding
1 305
5 828
-
-
total
1 305
5 828
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 642
19 478
23 706
22 396
After tax
29 858
33 022
28 794
30 104
Living cost
22 454
22 454
22 454
22 454
Free-cash
7 404
10 568
6 340
7 650

Estimated living cost  is ₽22454 per week

₽13730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6135
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽12211
-₽7103
-₽7353
-₽20546
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
9 897
pensions
-
-
-
3 018
total
-
-
-
12 915
Employee
64 799
-
47 043
-
income
11 671
-
8 619
-
health
941
-
576
-
pensions
5 500
-
3 371
-
total
18 112
-
12 566
-
Employer
64 799
-
47 043
-
pensions
7 015
-
4 564
-
health
1 231
-
893
-
total
8 246
-
5 457
-
Corporate
-
52 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 976
-
-
total
-
9 976
-
-
Dividends
-
42 524
-
-
withholding
-
3 189
-
-
total
-
3 189
-
-
Income
52 500
52 500
52 500
52 500
Total tax
26 358
13 165
18 023
12 915
After tax
26 142
39 335
34 477
39 585
Living cost
46 688
46 688
46 688
46 688
Free-cash
-20 546
-7 353
-12 211
-7 103

Estimated living cost  is ₽46688 per week

₽34978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽38070
-₽35173
-₽55833
-₽49834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
city
-
-
-
552
health
-
-
-
260
national
-
-
-
127
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 050
pensions
-
-
-
4 829
regional
-
-
-
1 015
total
-
-
-
7 833
Employee
93 434
-
46 875
-
regional
3 059
-
849
-
health
211
-
105
-
national
442
-
96
-
pensions
7 850
-
4 068
-
unemployment
-
-
-
-
city
1 003
-
502
-
total
12 565
-
5 620
-
Employer
93 434
-
46 875
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 868
-
937
-
unemployment
-
-
-
-
pensions
7 850
-
4 068
-
health
211
-
105
-
total
9 929
-
5 110
-
Corporate
-
52 500
-
-
regional
-
11 104
-
-
national
-
4 462
-
-
total
-
15 566
-
-
Dividends
-
36 934
-
-
withholding
-
12 927
-
-
total
-
12 927
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 494
28 493
10 730
7 833
After tax
30 006
24 007
41 770
44 667
Living cost
79 840
79 840
79 840
79 840
Free-cash
-49 834
-55 833
-38 070
-35 173

Estimated living cost  is ₽79840 per week

₽51919
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽980
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19776
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽6009
-₽6899
-₽20469
-₽8654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 685
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 952
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
257
trade
-
-
-
890
total
-
-
-
12 784
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

61 154
-
52 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 191
-
4 685
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

396
-
257
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 952
-
6 952
-
total
14 539
-
11 894
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
52 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
433
-
-
income
-
7 875
-
-
chamber of commerce
-
228
-
-
trade
-
9 004
-
-
total
-
17 540
-
-
Dividends
-
34 961
-
-
withholding
-
8 354
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
460
-
-
total
-
8 814
-
-
Income
52 500
52 500
52 500
52 500
Total tax
14 539
26 354
11 894
12 784
After tax
37 961
26 146
40 606
39 716
Living cost
46 615
46 615
46 615
46 615
Free-cash
-8 654
-20 469
-6 009
-6 899

Estimated living cost  is ₽46615 per week

₽34046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3729
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽606
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8236
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽2616
-₽3220
-₽8356
-₽4649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
1 497
income
-
-
-
2 053
health
-
-
-
456
other
-
-
-
1 628
pensions
-
-
-
15 272
surtax
-
-
-
-
total
-
-
-
20 906
Employee
43 550
-
40 006
-
social contributions
1 242
-
1 141
-
income
2 570
-
2 141
-
surtax
-
-
-
-
pensions
4 924
-
4 526
-
total
8 736
-
7 808
-
Employer
43 550
-
40 006
-
other
1 502
-
1 381
-
unemployment
1 763
-
1 620
-
pensions
7 154
-
6 573
-
health
3 049
-
2 800
-
social contributions
131
-
120
-
total
13 599
-
12 494
-
Corporate
-
52 500
-
-
surtax
-
-
-
-
income
-
14 701
-
-
total
-
14 701
-
-
Dividends
-
37 799
-
-
withholding
-
4 839
-
-
surtax
-
-
-
-
social contributions
-
6 502
-
-
total
-
11 341
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 335
26 042
20 302
20 906
After tax
30 165
26 458
32 198
31 594
Living cost
34 814
34 814
34 814
34 814
Free-cash
-4 649
-8 356
-2 616
-3 220

Estimated living cost  is ₽34814 per week

₽21952
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽593
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9441
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽833
₽229
-₽4907
₽748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
1 497
income
-
-
-
2 053
health
-
-
-
456
other
-
-
-
1 628
pensions
-
-
-
15 272
surtax
-
-
-
-
total
-
-
-
20 906
Employee
38 875
-
40 006
-
social contributions
1 108
-
1 141
-
income
2 004
-
2 141
-
surtax
-
-
-
-
pensions
4 397
-
4 526
-
total
7 509
-
7 808
-
Employer
38 875
-
40 006
-
other
1 342
-
1 381
-
unemployment
1 574
-
1 620
-
pensions
6 388
-
6 573
-
health
2 721
-
2 800
-
social contributions
116
-
120
-
total
12 141
-
12 494
-
Corporate
1 485
52 500
-
-
surtax
-
-
-
-
income
415
14 701
-
-
total
415
14 701
-
-
Dividends
1 070
37 799
-
-
withholding
137
4 839
-
-
surtax
-
-
-
-
social contributions
185
6 502
-
-
total
322
11 341
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 387
26 042
20 302
20 906
After tax
32 113
26 458
32 198
31 594
Living cost
31 365
31 365
31 365
31 365
Free-cash
748
-4 907
833
229

Estimated living cost  is ₽31365 per week

₽18190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3186
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽595
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9394
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽10118
₽12138
₽10454
₽10982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
7 245
income
-
-
-
7 875
health
-
-
-
3 665
total
-
-
-
18 785
Employee
34 501
-
52 500
-
social contributions
4 762
-
7 245
-
income
5 754
-
9 895
-
health
2 408
-
3 665
-
total
12 924
-
20 805
-
Employer
34 501
-
52 500
-
total
-
-
-
-
Corporate
17 999
52 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

900
2 624
-
-
total
900
2 624
-
-
Dividends
17 099
49 876
-
-
health
1 193
3 482
-
-
withholding
2 564
7 481
-
-
social contributions
2 360
6 882
-
-
total
6 117
17 845
-
-
Income
52 500
52 500
52 500
52 500
Total tax
19 941
20 469
20 805
18 785
After tax
32 559
32 031
31 695
33 715
Living cost
21 577
21 577
21 577
21 577
Free-cash
10 982
10 454
10 118
12 138

Estimated living cost  is ₽21577 per week

₽14440
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1330
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5308
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽14789
-₽6558
-₽6529
-₽14155
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
2 821
health
-
-
-
4 017
unemployment
-
-
-
6 241
pensions
-
-
-
9 713
surtax
-
-
-
201
chamber of commerce
-
-
-
210
total
-
-
-
23 203
Employee
50 853
40 551
40 613
-
income
5 789
2 991
3 005
-
health
1 968
1 570
1 572
-
pensions
5 208
4 152
4 159
-
unemployment
1 526
1 217
1 218
-
other
508
406
406
-
total
14 999
10 336
10 360
-
Employer
50 853
40 551
40 613
-
other
2 416
1 925
1 929
-
surtax
201
201
201
-
unemployment
1 526
1 217
1 218
-
pensions
6 382
5 090
5 096
-
payroll
1 526
1 217
1 218
-
health
1 921
1 533
1 535
-
accident
660
527
527
-
chamber of commerce
203
162
162
-
total
14 835
11 872
11 886
-
Corporate
3 862
3 862
36 751
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

966
966
9 188
-
total
966
966
9 188
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
30 800
23 174
31 434
23 203
After tax
21 700
29 326
21 066
29 297
Living cost
35 855
35 855
35 855
35 855
Free-cash
-14 155
-6 529
-14 789
-6 558

Estimated living cost  is ₽35855 per week

₽23914
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3059
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽589
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8294
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽14174
-₽7989
-₽7478
-₽41475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
5 530
national
-
-
-
15 040
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 817
total
-
-
-
23 387
Employee

The minimum management director salary is set at €45,000 per year.

72 787
-
40 663
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 796
-
2 120
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 420
-
1 912
-
national
22 378
-
10 301
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 459
-
3 049
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

633
-
353
-
total
35 686
-
17 735
-
Employer

The minimum management director salary is set at €45,000 per year.

72 787
-
40 663
-
surtax
8 253
-
4 611
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 062
-
593
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 450
-
3 603
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 476
-
2 501
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

946
-
529
-
total
21 187
-
11 837
-
Corporate
-
52 500
-
-
surtax
-
210
-
-
income
-
10 501
-
-
total
-
10 711
-
-
Dividends
-
41 789
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 165
-
-
total
-
12 165
-
-
Income
52 500
52 500
52 500
52 500
Total tax
56 873
22 876
29 572
23 387
After tax
-4 373
29 624
22 928
29 113
Living cost
37 102
37 102
37 102
37 102
Free-cash
-41 475
-7 478
-14 174
-7 989

Estimated living cost  is ₽37102 per week

₽23898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3244
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽581
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9379
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽7213
-₽7616
-₽1262
-₽14297
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
accident
-
-
-
473
income
-
-
-
7 619
unemployment
-
-
-
367
other
-
-
-
52
pensions
-
-
-
14 857
total
-
-
-
23 368
Employee
50 652
-
39 809
-
income
10 687
-
7 744
-
pensions
2 381
-
1 871
-
unemployment
786
-
618
-
other
50
-
41
-
total
13 904
-
10 274
-
Employer
50 652
-
39 809
-
other
404
-
319
-
unemployment
2 786
-
2 190
-
pensions
11 953
-
9 394
-
accident
1 002
-
788
-
total
16 145
-
12 691
-
Corporate
-
52 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 875
-
-
total
-
7 875
-
-
Dividends
-
44 625
-
-
withholding
-
9 139
-
-
total
-
9 139
-
-
Income
52 500
52 500
52 500
52 500
Total tax
30 049
17 014
22 965
23 368
After tax
22 451
35 486
29 535
29 132
Living cost
36 748
36 748
36 748
36 748
Free-cash
-14 297
-1 262
-7 213
-7 616

Estimated living cost  is ₽36748 per week

₽27061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2607
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6550
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽19389
-₽20180
-₽22264
-₽33764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
accident
-
-
-
473
income
-
-
-
1 791
health
-
-
-
3 939
communal
-
-
-
-
pensions
-
-
-
8 400
surtax
-
-
-
2 779
total
-
-
-
17 382
Employee
77 059
-
46 713
-
income
7 443
-
1 927
-
surtax
4 723
-
2 848
-
health
3 429
-
2 155
-
pensions
6 164
-
3 874
-
total
21 759
-
10 804
-
Employer
77 059
-
46 713
-
pensions
6 164
-
3 874
-
health
2 350
-
1 477
-
accident
693
-
436
-
total
9 207
-
5 787
-
Corporate
-
52 500
-
-
surtax
-
550
-
-
income
-
7 875
-
-
communal
-
3 543
-
-
total
-
11 968
-
-
Dividends
-
40 532
-
-
withholding
-
6 079
-
-
income
-
1 419
-
-
total
-
7 498
-
-
Income
52 500
52 500
52 500
52 500
Total tax
30 966
19 466
16 591
17 382
After tax
21 534
33 034
35 909
35 118
Living cost
55 298
55 298
55 298
55 298
Free-cash
-33 764
-22 264
-19 389
-20 180

Estimated living cost  is ₽55298 per week

₽41482
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3350
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽5938
₽7248
₽10166
₽6931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
7 608
health
-
-
-
3 729
unemployment
-
-
-
232
other
-
-
-
-
pensions
-
-
-
10 501
surtax
-
-
-
326
total
-
-
-
22 396
Employee
34 268
-
43 370
-
income
5 745
-
7 270
-
surtax
122
-
290
-
health
875
-
1 106
-
pensions
2 286
-
2 893
-
unemployment
2 385
-
3 018
-
other
-
-
-
-
total
11 413
-
14 577
-
Employer
34 268
-
43 370
-
other
-
-
-
-
unemployment
1 087
-
1 375
-
pensions
4 569
-
5 781
-
health
1 558
-
1 973
-
total
7 214
-
9 129
-
Corporate
11 018
52 500
-
-
income
2 864
13 650
-
-
total
2 864
13 650
-
-
Dividends
8 154
38 850
-
-
withholding
1 222
5 828
-
-
total
1 222
5 828
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 713
19 478
23 706
22 396
After tax
29 787
33 022
28 794
30 104
Living cost
22 856
22 856
22 856
22 856
Free-cash
6 931
10 166
5 938
7 248

Estimated living cost  is ₽22856 per week

₽13799
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6540
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽1835
₽1110
₽184
-₽3947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
13 504
national
-
-
-
9 371
regional
-
-
-
791
municipal
-
-
-
313
total
-
-
-
23 979
Employee
56 446
-
52 500
-
social contributions
19 034
-
17 704
-
municipal
299
-
278
-
regional
760
-
706
-
national
8 943
-
8 236
-
total
29 036
-
26 924
-
Employer
56 446
-
52 500
-
total
-
-
-
-
Corporate
-
52 500
-
-
nationa
-
12 600
-
-
municipal
-
2 609
-
-
total
-
15 209
-
-
Dividends
-
37 291
-
-
withholding
-
9 696
-
-
total
-
9 696
-
-
Income
52 500
52 500
52 500
52 500
Total tax
29 036
24 905
26 924
23 979
After tax
23 464
27 595
25 576
28 521
Living cost
27 411
27 411
27 411
27 411
Free-cash
-3 947
184
-1 835
1 110

Estimated living cost  is ₽27411 per week

₽17047
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2777
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽4679
-₽5750
₽4826
-₽9219
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
15 330
income
-
-
-
4 512
health
-
-
-
7 088
solidarity contribution
-
-
-
-
total
-
-
-
26 930
Employee
46 059
-
39 179
-
social contributions
2 994
-
2 547
-
income
5 527
-
4 702
-
health
6 218
-
5 289
-
solidarity contribution
-
-
-
-
total
14 739
-
12 538
-
Employer
46 059
-
39 179
-
health
4 145
-
3 526
-
social contributions
11 515
-
9 795
-
total
15 660
-
13 321
-
Corporate
-
52 500
-
-
income
-
9 975
-
-
total
-
9 975
-
-
Dividends
-
42 525
-
-
withholding
-
6 379
-
-
total
-
6 379
-
-
Income
52 500
52 500
52 500
52 500
Total tax
30 399
16 354
25 859
26 930
After tax
22 101
36 146
26 641
25 570
Living cost
31 320
31 320
31 320
31 320
Free-cash
-9 219
4 826
-4 679
-5 750

Estimated living cost  is ₽31320 per week

₽23292
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽11337
-₽2966
-₽2937
-₽5747
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
2 821
health
-
-
-
4 017
unemployment
-
-
-
6 241
pensions
-
-
-
9 713
surtax
-
-
-
-
chamber of commerce
-
-
-
210
total
-
-
-
23 002
Employee
44 481
40 551
40 771
-
income
3 962
2 991
3 037
-
health
1 721
1 570
1 578
-
pensions
4 555
4 152
4 175
-
unemployment
1 334
1 217
1 222
-
other
444
406
407
-
total
12 016
10 336
10 419
-
Employer
44 481
40 551
40 771
-
other
2 113
1 925
1 935
-
surtax
-
-
-
-
unemployment
1 334
1 217
1 222
-
pensions
5 583
5 090
5 117
-
payroll
1 334
1 217
1 222
-
health
1 682
1 533
1 541
-
accident
577
527
529
-
chamber of commerce
178
162
162
-
total
12 801
11 671
11 728
-
Corporate
3 862
3 862
36 909
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

966
966
9 226
-
total
966
966
9 226
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
25 783
22 973
31 373
23 002
After tax
26 717
29 527
21 127
29 498
Living cost
32 464
32 464
32 464
32 464
Free-cash
-5 747
-2 937
-11 337
-2 966

Estimated living cost  is ₽32464 per week

₽19474
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3316
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽579
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽28468
₽38443
₽36343
₽33806
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
525
total
-
-
-
525
Employee
16 915
-
52 500
-
income
3 383
-
10 500
-
total
3 383
-
10 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

35 585
52 500
-
-
total
-
-
-
-
Dividends
35 585
52 500
-
-
withholding
1 779
2 625
-
-
total
1 779
2 625
-
-
Income
52 500
52 500
52 500
52 500
Total tax
5 162
2 625
10 500
525
After tax
47 338
49 875
42 000
51 975
Living cost
13 532
13 532
13 532
13 532
Free-cash
33 806
36 343
28 468
38 443

Estimated living cost  is ₽13532 per week

₽9157
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽245
₽1910
₽8853
₽341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
52 500
income
-
-
-
8 466
health
-
-
-
5 165
unemployment
-
-
-
79
pensions
-
-
-
9 587
total
-
-
-
23 297
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 997
-
45 427
-
income
7 760
-
7 850
-
health
2 906
-
2 935
-
pensions
6 975
-
7 040
-
unemployment
64
-
64
-
total
17 705
-
17 889
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 997
-
45 427
-
unemployment
27
-
27
-
pensions
3 982
-
4 020
-
health
2 997
-
3 026
-
total
7 006
-
7 073
-
Corporate
497
52 500
-
-
income
95
9 976
-
-
total
95
9 976
-
-
Dividends
403
42 524
-
-
withholding
60
6 378
-
-
total
60
6 378
-
-
Income
52 500
52 500
52 500
52 500
Total tax
24 866
16 354
24 962
23 297
After tax
27 634
36 146
27 538
29 203
Living cost
27 293
27 293
27 293
27 293
Free-cash
341
8 853
245
1 910

Estimated living cost  is ₽27293 per week

₽18731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1749
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6285
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽10193
-₽11763
-₽16104
-₽113525
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
5 985
income
-
-
-
10 233
total
-
-
-
16 218
Employee
68 890
-
-
-
social contributions
5 649
-
805
-
income
15 196
-
-
-
total
20 845
-
805
-
Employer
68 890
-
-
-
social contributions
97 135
-
13 843
-
total
97 135
-
13 843
-
Corporate
-
52 500
-
-
income
-
11 550
-
-
total
-
11 550
-
-
Dividends
-
40 950
-
-
income
-
9 009
-
-
total
-
9 009
-
-
Income
52 500
52 500
52 500
52 500
Total tax
117 980
20 559
14 648
16 218
After tax
-65 480
31 941
37 852
36 282
Living cost
48 045
48 045
48 045
48 045
Free-cash
-113 525
-16 104
-10 193
-11 763

Estimated living cost  is ₽48045 per week

₽31174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽612
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽2621
-₽1384
-₽2055
-₽5416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 244
income
-
-
-
3 722
surtax
-
-
-
-
total
-
-
-
21 966
Employee
46 800
-
42 424
-
social contributions
5 148
-
4 667
-
income
9 735
-
8 460
-
surtax
-
-
-
-
total
14 883
-
13 127
-
Employer
46 800
-
42 424
-
social contributions
11 115
-
10 076
-
total
11 115
-
10 076
-
Corporate
-
52 500
-
-
surtax
-
-
-
-
income
-
11 024
-
-
total
-
11 024
-
-
Dividends
-
41 476
-
-
withholding
-
11 613
-
-
total
-
11 613
-
-
Income
52 500
52 500
52 500
52 500
Total tax
25 998
22 637
23 203
21 966
After tax
26 502
29 863
29 297
30 534
Living cost
31 918
31 918
31 918
31 918
Free-cash
-5 416
-2 055
-2 621
-1 384

Estimated living cost  is ₽31918 per week

₽23881
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1883
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5621
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽16949
-₽17553
-₽22689
-₽31136
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
1 497
income
-
-
-
2 053
health
-
-
-
456
other
-
-
-
1 628
pensions
-
-
-
15 272
surtax
-
-
-
-
total
-
-
-
20 906
Employee
63 732
-
40 006
-
social contributions
1 815
-
1 141
-
income
5 561
-
2 141
-
surtax
-
-
-
-
pensions
7 208
-
4 526
-
total
14 584
-
7 808
-
Employer
63 732
-
40 006
-
other
2 199
-
1 381
-
unemployment
2 582
-
1 620
-
pensions
10 472
-
6 573
-
health
4 461
-
2 800
-
social contributions
191
-
120
-
total
19 905
-
12 494
-
Corporate
-
52 500
-
-
surtax
-
-
-
-
income
-
14 701
-
-
total
-
14 701
-
-
Dividends
-
37 799
-
-
withholding
-
4 839
-
-
surtax
-
-
-
-
social contributions
-
6 502
-
-
total
-
11 341
-
-
Income
52 500
52 500
52 500
52 500
Total tax
34 489
26 042
20 302
20 906
After tax
18 011
26 458
32 198
31 594
Living cost
49 147
49 147
49 147
49 147
Free-cash
-31 136
-22 689
-16 949
-17 553

Estimated living cost  is ₽49147 per week

₽33262
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4020
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽674
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11190
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽11913
₽10362
₽16663
₽13245
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
-
social contributions
-
-
-
11 551
total
-
-
-
11 551
Employee
32 714
-
45 454
-
social contributions
2 126
-
2 954
-
income
-
-
-
-
total
2 126
-
2 954
-
Employer
32 714
-
45 454
-
social contributions
5 071
-
7 046
-
total
5 071
-
7 046
-
Corporate
14 716
52 500
-
-
income
1 471
5 250
-
-
total
1 471
5 250
-
-
Dividends
13 244
47 250
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
8 668
5 250
10 000
11 551
After tax
43 832
47 250
42 500
40 949
Living cost
30 587
30 587
30 587
30 587
Free-cash
13 245
16 663
11 913
10 362

Estimated living cost  is ₽30587 per week

₽19777
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2306
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7929
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽168787
-₽14461
-₽168787
-₽168787
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
national
-
-
-
4 820
pensions
-
-
-
880
labour market
-
-
-
4 130
municipal
-
-
-
8 217
total
-
-
-
18 047
Employee
206 455
206 455
206 455
-
municipal
43 963
43 963
43 963
-
national
25 222
25 222
25 222
-
pensions
293
293
293
-
labour market
16 493
16 493
16 493
-
total
85 971
85 971
85 971
-
Employer
206 455
206 455
206 455
-
national
25 266
25 266
25 266
-
pensions
587
587
587
-
labour market
16 516
16 516
16 516
-
municipal
44 033
44 033
44 033
-
total
86 402
86 402
86 402
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
172 373
172 373
172 373
18 047
After tax
-119 873
-119 873
-119 873
34 453
Living cost
48 914
48 914
48 914
48 914
Free-cash
-168 787
-168 787
-168 787
-14 461

Estimated living cost  is ₽48914 per week

₽33477
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4327
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽752
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽5698
₽14318
-₽17774
₽872
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
accident
-
-
-
257
income
-
-
-
9 077
health
-
-
-
2 216
other
-
-
-
377
pensions
-
-
-
4 228
total
-
-
-
16 155
Employee
34 650
-
43 612
-
income
4 754
-
5 983
-
health
3 968
-
4 994
-
pensions
3 902
-
4 911
-
total
12 624
-
15 888
-
Employer
34 650
-
43 612
-
unemployment
849
-
1 068
-
pensions
5 634
-
7 091
-
accident
579
-
728
-
total
7 062
-
8 887
-
Corporate
10 789
52 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

9 710
47 250
-
-
total
9 710
47 250
-
-
Dividends
1 079
5 250
-
-
withholding
205
997
-
-
total
205
997
-
-
Income
52 500
52 500
52 500
52 500
Total tax
29 601
48 247
24 775
16 155
After tax
22 899
4 253
27 725
36 345
Living cost
22 027
22 027
22 027
22 027
Free-cash
872
-17 774
5 698
14 318

Estimated living cost  is ₽22027 per week

₽16033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1256
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4325
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽6425
₽2451
-₽2737
-₽11137
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 500
national
-
-
-
1 217
health
-
-
-
384
municipal
-
-
-
9 381
total
-
-
-
10 982
Employee
53 536
-
44 166
-
municipal
8 769
-
7 249
-
health
400
-
255
-
national
884
-
377
-
pensions
3 613
-
2 981
-
unemployment
803
-
662
-
total
14 469
-
11 524
-
Employer
53 536
-
44 166
-
unemployment
348
-
288
-
pensions
9 288
-
7 662
-
health
411
-
340
-
accident
54
-
44
-
total
10 101
-
8 334
-
Corporate
-
52 500
-
-
income
-
10 501
-
-
total
-
10 501
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
31 499
-
-
municipal
-
5 669
-
-
national
-
-
-
-
total
-
5 669
-
-
Income
52 500
52 500
52 500
52 500
Total tax
24 570
16 170
19 858
10 982
After tax
27 930
36 330
32 642
41 518
Living cost
39 067
39 067
39 067
39 067
Free-cash
-11 137
-2 737
-6 425
2 451

Estimated living cost  is ₽39067 per week

₽25518
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽622
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9170
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽11175
₽18350
₽5932
₽9616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
8 189
income
-
-
-
1 064
health
-
-
-
1 338
total
-
-
-
10 591
Employee
78 246
78 246
78 246
-
social contributions
2 958
6 494
3 957
-
income
8 520
7 243
8 159
-
health
606
1 330
811
-
total
12 084
15 067
12 927
-
Employer
78 246
78 246
78 246
-
health
658
1 448
882
-
social contributions
2 958
6 494
3 957
-
total
3 616
7 942
4 839
-
Corporate
13 240
-
-
-
income
1 655
-
-
-
total
1 655
-
-
-
Dividends
11 585
-
-
-
withholding
1 970
-
-
-
total
1 970
-
-
-
Income
52 500
52 500
52 500
52 500
Total tax
19 325
23 009
17 766
10 591
After tax
33 175
29 491
34 734
41 909
Living cost
23 559
23 559
23 559
23 559
Free-cash
9 616
5 932
11 175
18 350

Estimated living cost  is ₽23559 per week

₽14120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6608
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽16400
₽21865
₽27319
₽22143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
52 500
income
-
-
-
4 295
health
-
-
-
3 682
unemployment
-
-
-
29
pensions
-
-
-
6 473
total
-
-
-
14 479
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 357
-
47 597
-
income
1 597
-
3 619
-
health
1 985
-
4 045
-
pensions
3 503
-
7 139
-
unemployment
116
-
238
-
total
7 201
-
15 041
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 357
-
47 597
-
unemployment
116
-
238
-
pensions
1 284
-
2 618
-
health
1 004
-
2 047
-
total
2 404
-
4 903
-
Corporate
26 739
52 500
-
-
income
2 406
4 725
-
-
total
2 406
4 725
-
-
Dividends
24 333
47 775
-
-
withholding
2 190
4 300
-
-
total
2 190
4 300
-
-
Income
52 500
52 500
52 500
52 500
Total tax
14 201
9 025
19 944
14 479
After tax
38 299
43 475
32 556
38 021
Living cost
16 156
16 156
16 156
16 156
Free-cash
22 143
27 319
16 400
21 865

Estimated living cost  is ₽16156 per week

₽10308
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1164
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4202
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽1553
₽1150
₽7504
₽1982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
accident
-
-
-
473
income
-
-
-
7 619
unemployment
-
-
-
367
other
-
-
-
52
pensions
-
-
-
14 857
total
-
-
-
23 368
Employee
37 625
-
39 809
-
income
7 254
-
7 744
-
pensions
1 769
-
1 871
-
unemployment
583
-
618
-
other
37
-
41
-
total
9 643
-
10 274
-
Employer
37 625
-
39 809
-
other
301
-
319
-
unemployment
2 070
-
2 190
-
pensions
8 879
-
9 394
-
accident
745
-
788
-
total
11 995
-
12 691
-
Corporate
2 879
52 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

433
7 875
-
-
total
433
7 875
-
-
Dividends
2 447
44 625
-
-
withholding
465
9 139
-
-
total
465
9 139
-
-
Income
52 500
52 500
52 500
52 500
Total tax
22 536
17 014
22 965
23 368
After tax
29 964
35 486
29 535
29 132
Living cost
27 982
27 982
27 982
27 982
Free-cash
1 982
7 504
1 553
1 150

Estimated living cost  is ₽27982 per week

₽18887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2690
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5915
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽31277
₽31398
₽31042
₽30759
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
17 222
health
-
-
-
909
pensions
-
-
-
1 253
total
-
-
-
19 384
Employee
2 617
-
51 090
-
income
506
-
17 156
-
health
131
-
313
-
pensions
236
-
564
-
unemployment
26
-
63
-
total
899
-
18 096
-
Employer
2 617
-
51 090
-
unemployment
52
-
125
-
pensions
288
-
689
-
health
249
-
595
-
total
589
-
1 409
-
Corporate
49 294
52 500
-
-
income
10 845
11 550
-
-
total
10 845
11 550
-
-
Dividends
38 449
40 950
-
-
withholding
7 690
8 190
-
-
total
7 690
8 190
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 023
19 740
19 505
19 384
After tax
32 477
32 760
32 995
33 116
Living cost
1 718
1 718
1 718
1 718
Free-cash
30 759
31 042
31 277
31 398

Estimated living cost  is ₽1718 per week

₽1021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽139
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽39
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽518
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽10836
₽8577
₽20363
₽15364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
52 500
income
-
-
-
6 510
health
-
-
-
5 408
unemployment
-
-
-
787
pensions
-
-
-
13 650
total
-
-
-
26 355
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 491
-
44 529
-
income
3 652
-
7 264
-
health
1 364
-
2 293
-
pensions
3 709
-
6 234
-
unemployment
199
-
334
-
total
8 924
-
16 125
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 491
-
44 529
-
unemployment
199
-
334
-
pensions
3 179
-
5 344
-
health
1 364
-
2 293
-
total
4 742
-
7 971
-
Corporate
21 267
52 500
-
-
income
3 190
7 875
-
-
total
3 190
7 875
-
-
Dividends
18 077
44 625
-
-
withholding
2 712
6 694
-
-
total
2 712
6 694
-
-
Income
52 500
52 500
52 500
52 500
Total tax
19 568
14 569
24 096
26 355
After tax
32 932
37 931
28 404
26 145
Living cost
17 568
17 568
17 568
17 568
Free-cash
15 364
20 363
10 836
8 577

Estimated living cost  is ₽17568 per week

₽11828
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1359
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3872
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽1864
₽3101
₽2430
₽2062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 500
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 244
income
-
-
-
3 722
surtax
-
-
-
-
total
-
-
-
21 966
Employee
39 494
-
42 424
-
social contributions
4 345
-
4 667
-
income
7 717
-
8 460
-
surtax
-
-
-
-
total
12 062
-
13 127
-
Employer
39 494
-
42 424
-
social contributions
9 379
-
10 076
-
total
9 379
-
10 076
-
Corporate
3 627
52 500
-
-
surtax
-
-
-
-
income
761
11 024
-
-
total
761
11 024
-
-
Dividends
2 866
41 476
-
-
withholding
803
11 613
-
-
total
803
11 613
-
-
Income
52 500
52 500
52 500
52 500
Total tax
23 005
22 637
23 203
21 966
After tax
29 495
29 863
29 297
30 534
Living cost
27 433
27 433
27 433
27 433
Free-cash
2 062
2 430
1 864
3 101

Estimated living cost  is ₽27433 per week

₽19430
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1906
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5612
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽6227
-₽6630
-₽276
-₽12312
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
accident
-
-
-
473
income
-
-
-
7 619
unemployment
-
-
-
367
other
-
-
-
52
pensions
-
-
-
14 857
total
-
-
-
23 368
Employee
49 144
-
39 809
-
income
10 264
-
7 744
-
pensions
2 309
-
1 871
-
unemployment
761
-
618
-
other
48
-
41
-
total
13 382
-
10 274
-
Employer
49 144
-
39 809
-
other
394
-
319
-
unemployment
2 703
-
2 190
-
pensions
11 598
-
9 394
-
accident
973
-
788
-
total
15 668
-
12 691
-
Corporate
-
52 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 875
-
-
total
-
7 875
-
-
Dividends
-
44 625
-
-
withholding
-
9 139
-
-
total
-
9 139
-
-
Income
52 500
52 500
52 500
52 500
Total tax
29 050
17 014
22 965
23 368
After tax
23 450
35 486
29 535
29 132
Living cost
35 762
35 762
35 762
35 762
Free-cash
-12 312
-276
-6 227
-6 630

Estimated living cost  is ₽35762 per week

₽25682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2781
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6795
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽18535
₽17828
₽27511
₽21356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
7 875
health
-
-
-
4 058
unemployment
-
-
-
141
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 222
total
-
-
-
17 296
Employee
23 008
-
45 578
-
income
2 301
-
4 557
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
health
1 058
-
1 623
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 020
-
3 098
-
total
5 632
-
9 666
-
Employer
23 008
-
45 578
-
unemployment
138
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 535
-
3 888
-
health
1 588
-
2 435
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
total
4 514
-
6 923
-
Corporate
24 977
52 500
-
-
income
2 498
5 250
-
-
total
2 498
5 250
-
-
Dividends
22 479
47 250
-
-
withholding
1 124
2 363
-
-
total
1 124
2 363
-
-
Income
52 500
52 500
52 500
52 500
Total tax
13 768
7 613
16 589
17 296
After tax
38 732
44 887
35 911
35 204
Living cost
17 376
17 376
17 376
17 376
Free-cash
21 356
27 511
18 535
17 828

Estimated living cost  is ₽17376 per week

₽11492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽995
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4475
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽1321
₽576
-₽12057
₽1151
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 685
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 952
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
257
trade
-
-
-
745
total
-
-
-
12 639
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 630
-
52 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 163
-
4 685
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

230
-
257
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 952
-
6 952
-
total
11 345
-
11 894
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 870
52 500
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

15
433
-
-
income
280
7 875
-
-
chamber of commerce
156
232
-
-
trade
268
7 533
-
-
total
719
16 073
-
-
Dividends
1 150
36 428
-
-
withholding
-
8 720
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
479
-
-
total
-
9 199
-
-
Income
52 500
52 500
52 500
52 500
Total tax
12 064
25 272
11 894
12 639
After tax
40 436
27 228
40 606
39 861
Living cost
39 285
39 285
39 285
39 285
Free-cash
1 151
-12 057
1 321
576

Estimated living cost  is ₽39285 per week

₽27100
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4227
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽570
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7388
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽16412
-₽16412
-₽21215
-₽27097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
7 315
social contributions
-
-
-
3 632
total
-
-
-
10 947
Employee
79 596
-
52 500
-
social contributions
6 613
-
3 632
-
income
15 019
-
7 315
-
total
21 632
-
10 947
-
Employer
79 596
-
52 500
-
total
-
-
-
-
Corporate
-
52 500
-
-
income
-
6 562
-
-
total
-
6 562
-
-
Dividends
-
45 938
-
-
withholding
-
9 188
-
-
total
-
9 188
-
-
Income
52 500
52 500
52 500
52 500
Total tax
21 632
15 750
10 947
10 947
After tax
30 868
36 750
41 553
41 553
Living cost
57 965
57 965
57 965
57 965
Free-cash
-27 097
-21 215
-16 412
-16 412

Estimated living cost  is ₽57965 per week

₽44099
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4723
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽851
-₽19658
-₽7933
-₽2294
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
52 500
income
-
-
-
28 965
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 255
total
-
-
-
35 220
Employee
46 680
-
47 819
-
social contributions
4 677
-
4 681
-
income
5 065
-
5 349
-
total
9 742
-
10 030
-
Employer
46 680
-
47 819
-
social contributions
4 677
-
4 681
-
total
4 677
-
4 681
-
Corporate
1 143
52 500
-
-
income
400
18 376
-
-
total
400
18 376
-
-
Dividends
744
34 124
-
-
social contributions
3 037
5 119
-
-
total
3 037
5 119
-
-
Income
52 500
52 500
52 500
52 500
Total tax
17 856
23 495
14 711
35 220
After tax
34 644
29 005
37 789
17 280
Living cost
36 938
36 938
36 938
36 938
Free-cash
-2 294
-7 933
851
-19 658

Estimated living cost  is ₽36938 per week

₽24331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2912
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9128
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽3478
₽1630
₽1380
-₽5853
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
income
-
-
-
9 897
pensions
-
-
-
3 018
total
-
-
-
12 915
Employee
52 099
-
47 043
-
income
9 488
-
8 619
-
health
680
-
576
-
pensions
3 976
-
3 371
-
total
14 144
-
12 566
-
Employer
52 099
-
47 043
-
pensions
5 264
-
4 564
-
health
990
-
893
-
total
6 254
-
5 457
-
Corporate
-
52 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 976
-
-
total
-
9 976
-
-
Dividends
-
42 524
-
-
withholding
-
3 189
-
-
total
-
3 189
-
-
Income
52 500
52 500
52 500
52 500
Total tax
20 398
13 165
18 023
12 915
After tax
32 102
39 335
34 477
39 585
Living cost
37 955
37 955
37 955
37 955
Free-cash
-5 853
1 380
-3 478
1 630

Estimated living cost  is ₽37955 per week

₽26037
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7951
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽3517
₽12137
-₽19955
₽539
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
accident
-
-
-
257
income
-
-
-
9 077
health
-
-
-
2 216
other
-
-
-
377
pensions
-
-
-
4 228
total
-
-
-
16 155
Employee
38 080
-
43 612
-
income
5 224
-
5 983
-
health
4 360
-
4 994
-
pensions
4 288
-
4 911
-
total
13 872
-
15 888
-
Employer
38 080
-
43 612
-
unemployment
933
-
1 068
-
pensions
6 191
-
7 091
-
accident
636
-
728
-
total
7 760
-
8 887
-
Corporate
6 660
52 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

5 994
47 250
-
-
total
5 994
47 250
-
-
Dividends
666
5 250
-
-
withholding
127
997
-
-
total
127
997
-
-
Income
52 500
52 500
52 500
52 500
Total tax
27 753
48 247
24 775
16 155
After tax
24 747
4 253
27 725
36 345
Living cost
24 208
24 208
24 208
24 208
Free-cash
539
-19 955
3 517
12 137

Estimated living cost  is ₽24208 per week

₽17766
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1411
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4544
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽17564
₽17564
₽30862
₽25907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
52 500
health insurance
-
-
-
3 885
income
-
-
-
6 735
work injury
-
-
-
263
unemployment
-
-
-
630
pensions
-
-
-
9 660
total
-
-
-
21 173
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

22 021
-
52 500
-
work injury
110
-
263
-
income
2 202
-
6 735
-
health insurance
1 630
-
3 885
-
pensions
4 052
-
9 660
-
unemployment
264
-
630
-
total
8 258
-
21 173
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
30 479
52 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
30 479
52 500
-
-
withholding
4 572
7 875
-
-
total
4 572
7 875
-
-
Income
52 500
52 500
52 500
52 500
Total tax
12 830
7 875
21 173
21 173
After tax
39 670
44 625
31 327
31 327
Living cost
13 763
13 763
13 763
13 763
Free-cash
25 907
30 862
17 564
17 564

Estimated living cost  is ₽13763 per week

₽8527
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1000
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽429
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3807
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽14949
-₽12038
-₽12884
-₽33247
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
social contributions
-
-
-
13 504
national
-
-
-
9 371
regional
-
-
-
775
municipal
-
-
-
351
total
-
-
-
24 001
Employee
85 746
-
52 500
-
social contributions
28 913
-
17 704
-
municipal
512
-
313
-
regional
1 295
-
659
-
national
14 490
-
8 236
-
total
45 210
-
26 912
-
Employer
85 746
-
52 500
-
total
-
-
-
-
Corporate
-
52 500
-
-
nationa
-
12 600
-
-
municipal
-
2 530
-
-
total
-
15 130
-
-
Dividends
-
37 371
-
-
withholding
-
9 717
-
-
total
-
9 717
-
-
Income
52 500
52 500
52 500
52 500
Total tax
45 210
24 847
26 912
24 001
After tax
7 290
27 653
25 588
28 499
Living cost
40 537
40 537
40 537
40 537
Free-cash
-33 247
-12 884
-14 949
-12 038

Estimated living cost  is ₽40537 per week

₽28475
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽612
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8661
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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