Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 52000
per

Your estimated
City
free-cash

Dresden , Germany
-₽2010
₽11536
₽10217
₽8372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 340
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
294
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 410
trade
-
-
-
1 319
total
-
-
-
13 363
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 888
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
294
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 002
-
5 340
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 410
-
6 410
-
total
7 467
-
12 044
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
16 112
52 000
-
-
income
2 416
7 801
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
429
-
-
chamber of commerce
166
217
-
-
trade
2 537
8 191
-
-
total
5 253
16 638
-
-
Dividends
10 859
35 362
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

130
467
-
-
withholding
2 358
8 485
-
-
total
2 488
8 952
-
-
Income
52 000
52 000
52 000
52 000
Total tax
15 208
25 590
12 044
13 363
After tax
36 792
26 410
39 956
38 637
Living cost
28 420
28 420
28 420
28 420
Free-cash
8 372
-2 010
11 536
10 217

Estimated living cost  is ₽28420 per week

₽17877
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3314
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6699
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽17508
-₽16675
-₽17083
-₽32468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
559
municipal
-
-
-
4 835
national
-
-
-
7 493
pensions
-
-
-
6 240
total
-
-
-
19 127
Employee
77 442
-
44 954
-
municipal
9 565
-
5 037
-
pensions
3 098
-
1 798
-
national
14 822
-
7 805
-
total
27 485
-
14 640
-
Employer
77 442
-
44 954
-
pensions
6 195
-
3 596
-
social contributions
832
-
483
-
total
7 027
-
4 079
-
Corporate
-
52 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
10 400
-
-
total
-
10 400
-
-
Dividends
-
41 600
-
-
withholding
-
9 152
-
-
total
-
9 152
-
-
Income
52 000
52 000
52 000
52 000
Total tax
34 512
19 552
18 719
19 127
After tax
17 488
32 448
33 281
32 873
Living cost
49 956
49 956
49 956
49 956
Free-cash
-32 468
-17 508
-16 675
-17 083

Estimated living cost  is ₽49956 per week

₽33955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4644
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽748
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10610
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽22078
₽10265
₽21724
₽14383
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
52 000
income
-
-
-
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 954
microenterprise
-
-
-
7 801
total
-
-
-
10 755
Employee
27 418
-
41 906
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 016
-
4 610
-
income
4 881
-
7 510
-
total
7 897
-
12 120
-
Employer
27 418
-
41 906
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 604
-
10 094
-
surtax
-
-
-
-
total
6 604
-
10 094
-
Corporate
17 978
52 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

3 595
10 401
-
-
total
3 595
10 401
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

14 383
41 599
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 096
10 401
22 214
10 755
After tax
33 904
41 599
29 786
41 245
Living cost
19 521
19 521
19 521
19 521
Free-cash
14 383
22 078
10 265
21 724

Estimated living cost  is ₽19521 per week

₽12454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4765
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽35909
-₽41177
-₽9556
-₽41177
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 908
health
-
-
-
7 982
pensions
-
-
-
9 359
total
-
-
-
22 249
Employee
80 127
80 127
80 127
-
pensions
14 423
10 993
14 423
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 116
13 116
13 116
-
health
12 299
10 461
12 299
-
total
39 838
34 570
39 838
-
Employer
80 127
80 127
80 127
-
health
5 570
5 570
5 570
-
pensions
5 577
5 577
5 577
-
unemployment
2 885
2 885
2 885
-
total
14 032
14 032
14 032
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
53 870
48 602
53 870
22 249
After tax
-1 870
3 398
-1 870
29 751
Living cost
39 307
39 307
39 307
39 307
Free-cash
-41 177
-35 909
-41 177
-9 556

Estimated living cost  is ₽39307 per week

₽27856
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3543
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽625
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽9092
-₽9715
-₽11562
-₽18193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
104
other
-
-
-
6 042
unemployment
-
-
-
52
health
-
-
-
3 245
municipal
-
-
-
11 014
national
-
-
-
-
pensions
-
-
-
5 621
total
-
-
-
26 078
Employee
53 411
-
39 568
-
municipal
15 927
-
11 799
-
national
-
-
-
-
total
15 927
-
11 799
-
Employer
53 411
-
39 568
-
health
3 285
-
2 433
-
pensions
5 774
-
4 277
-
accident
107
-
79
-
unemployment
1 410
-
1 045
-
other
6 206
-
4 598
-
total
16 782
-
12 432
-
Corporate
-
52 000
-
-
income
-
11 440
-
-
total
-
11 440
-
-
Dividends
-
40 560
-
-
withholding
-
12 168
-
-
total
-
12 168
-
-
Income
52 000
52 000
52 000
52 000
Total tax
32 709
23 608
24 231
26 078
After tax
19 291
28 392
27 769
25 922
Living cost
37 484
37 484
37 484
37 484
Free-cash
-18 193
-9 092
-9 715
-11 562

Estimated living cost  is ₽37484 per week

₽24843
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3678
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8394
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽10716
₽3095
₽1717
₽2469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 340
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
294
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 410
trade
-
-
-
1 378
total
-
-
-
13 422
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 583
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

224
-
294
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 088
-
5 340
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 410
-
6 410
-
total
10 722
-
12 044
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
4 417
52 000
-
-
income
662
7 801
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

36
429
-
-
chamber of commerce
150
217
-
-
trade
726
8 554
-
-
total
1 574
17 001
-
-
Dividends
2 843
34 999
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
461
-
-
withholding
354
8 394
-
-
total
374
8 855
-
-
Income
52 000
52 000
52 000
52 000
Total tax
12 670
25 856
12 044
13 422
After tax
39 330
26 144
39 956
38 578
Living cost
36 860
36 860
36 860
36 860
Free-cash
2 469
-10 716
3 095
1 717

Estimated living cost  is ₽36860 per week

₽24653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3887
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽349
₽4626
₽10560
₽3976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
1 567
social contributions
-
-
-
8 112
health
-
-
-
1 327
total
-
-
-
11 006
Employee
72 151
72 151
72 151
-
social contributions
3 506
5 988
3 919
-
income
7 576
6 679
7 427
-
health
718
1 227
803
-
total
11 800
13 894
12 149
-
Employer
72 151
72 151
72 151
-
health
782
1 335
872
-
social contributions
3 506
5 988
3 919
-
total
4 288
7 323
4 791
-
Corporate
5 478
-
-
-
income
686
-
-
-
total
686
-
-
-
Dividends
4 793
-
-
-
withholding
816
-
-
-
total
816
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 590
21 217
16 940
11 006
After tax
34 410
30 783
35 060
40 994
Living cost
30 434
30 434
30 434
30 434
Free-cash
3 976
349
4 626
10 560

Estimated living cost  is ₽30434 per week

₽20805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2377
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6741
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽12627
₽13328
₽19206
₽12977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
6 357
unemployment
-
-
-
780
health
-
-
-
3 640
pensions
-
-
-
5 200
total
-
-
-
15 977
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 275
9 661
43 515
-
unemployment
364
145
653
-
pensions
2 428
966
4 351
-
income
2 968
1 181
5 320
-
health
1 699
676
3 046
-
total
7 459
2 968
13 370
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

24 275
9 661
43 515
-
pensions
4 734
1 884
8 485
-
total
4 734
1 884
8 485
-
Corporate
22 991
40 455
-
-
income
2 069
3 641
-
-
total
2 069
3 641
-
-
Dividends
20 922
36 814
-
-
social contributions
3 969
7 068
-
-
withholding
3 975
6 995
-
-
total
7 944
14 063
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 206
22 556
21 855
15 977
After tax
29 794
29 444
30 145
36 023
Living cost
16 817
16 817
16 817
16 817
Free-cash
12 977
12 627
13 328
19 206

Estimated living cost  is ₽16817 per week

₽11476
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1376
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽336
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽18935
₽8131
₽6323
₽13107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
5 853
health
-
-
-
6 759
pensions
-
-
-
10 401
total
-
-
-
23 013
Employee
26 618
-
38 864
-
unemployment
426
-
621
-
pensions
532
-
778
-
income
2 997
-
6 670
-
total
3 955
-
8 069
-
Employer
26 618
-
38 864
-
health
3 460
-
5 052
-
pensions
5 324
-
7 772
-
unemployment
214
-
312
-
total
8 998
-
13 136
-
Corporate
16 384
52 000
-
-
income
3 276
10 401
-
-
total
3 276
10 401
-
-
Dividends
13 108
41 599
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
16 229
10 401
21 205
23 013
After tax
35 771
41 599
30 795
28 987
Living cost
22 664
22 664
22 664
22 664
Free-cash
13 107
18 935
8 131
6 323

Estimated living cost  is ₽22664 per week

₽15545
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1350
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽456
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽16736
₽6513
₽15016
₽1000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
240
income
-
-
-
9 404
other
-
-
-
353
health
-
-
-
2 077
pensions
-
-
-
3 962
total
-
-
-
16 036
Employee
32 952
-
43 196
-
pensions
3 710
-
4 864
-
income
4 521
-
5 926
-
health
3 773
-
4 946
-
total
12 004
-
15 736
-
Employer
32 952
-
43 196
-
pensions
5 358
-
7 024
-
accident
550
-
721
-
unemployment
807
-
1 058
-
total
6 715
-
8 803
-
Corporate
12 332
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

11 099
46 800
-
-
total
11 099
46 800
-
-
Dividends
1 233
5 200
-
-
withholding
234
988
-
-
total
234
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
30 052
47 788
24 539
16 036
After tax
21 948
4 212
27 461
35 964
Living cost
20 948
20 948
20 948
20 948
Free-cash
1 000
-16 736
6 513
15 016

Estimated living cost  is ₽20948 per week

₽15353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1161
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3997
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽41839
₽34039
₽43919
₽40421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
520
total
-
-
-
520
Employee
9 450
-
52 000
-
income
1 890
-
10 400
-
total
1 890
-
10 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

42 550
52 000
-
-
total
-
-
-
-
Dividends
42 550
52 000
-
-
withholding
2 128
2 600
-
-
total
2 128
2 600
-
-
Income
52 000
52 000
52 000
52 000
Total tax
4 018
2 600
10 400
520
After tax
47 982
49 400
41 600
51 480
Living cost
7 561
7 561
7 561
7 561
Free-cash
40 421
41 839
34 039
43 919

Estimated living cost  is ₽7561 per week

₽4685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽628
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽208
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2039
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽13202
₽5478
₽3156
₽6869
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
6 604
other
-
-
-
2 470
health
-
-
-
2 288
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 480
total
-
-
-
23 842
Employee
34 069
-
41 532
-
unemployment
340
-
415
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 384
-
2 908
-
income
5 865
-
7 149
-
health
477
-
582
-
total
9 066
-
11 054
-
Employer
34 069
-
41 532
-
health
477
-
582
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 792
-
7 060
-
accident
272
-
333
-
unemployment
340
-
415
-
other
1 704
-
2 076
-
total
8 585
-
10 466
-
Corporate
9 345
52 000
-
-
income
1 962
10 920
-
-
total
1 962
10 920
-
-
Dividends
7 383
41 080
-
-
withholding
516
2 876
-
-
total
516
2 876
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 129
13 796
21 520
23 842
After tax
31 871
38 204
30 480
28 158
Living cost
25 002
25 002
25 002
25 002
Free-cash
6 869
13 202
5 478
3 156

Estimated living cost  is ₽25002 per week

₽17665
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1688
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5246
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽23723
-₽28780
-₽23577
-₽48846
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
9 776
pensions
-
-
-
3 115
total
-
-
-
12 891
Employee
88 691
-
46 472
-
pensions
8 556
-
3 491
-
income
15 987
-
8 478
-
health
1 461
-
597
-
total
26 004
-
12 566
-
Employer
88 691
-
46 472
-
health
1 684
-
883
-
pensions
10 472
-
4 645
-
total
12 156
-
5 528
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 879
-
-
total
-
9 879
-
-
Dividends
-
42 121
-
-
withholding
-
3 158
-
-
total
-
3 158
-
-
Income
52 000
52 000
52 000
52 000
Total tax
38 160
13 037
18 094
12 891
After tax
13 840
38 963
33 906
39 109
Living cost
62 686
62 686
62 686
62 686
Free-cash
-48 846
-23 723
-28 780
-23 577

Estimated living cost  is ₽62686 per week

₽46972
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7365
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7840
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽32161
₽23971
₽23152
₽27804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 800
unemployment
-
-
-
131
health
-
-
-
3 768
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 850
total
-
-
-
16 549
Employee
16 286
-
45 571
-
accident

We are using the highest rate at 1.1%.

179
-
360
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 430
-
2 877
-
income
1 628
-
4 557
-
health
749
-
1 507
-
total
3 986
-
9 301
-
Employer
16 286
-
45 571
-
health
1 124
-
2 261
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 795
-
3 611
-
accident

We are using the highest rate at 1.1%.

179
-
360
-
unemployment
97
-
197
-
total
3 195
-
6 429
-
Corporate
32 518
52 000
-
-
income
3 252
5 200
-
-
total
3 252
5 200
-
-
Dividends
29 266
46 800
-
-
withholding
1 464
2 340
-
-
total
1 464
2 340
-
-
Income
52 000
52 000
52 000
52 000
Total tax
11 897
7 540
15 730
16 549
After tax
40 103
44 460
36 270
35 451
Living cost
12 299
12 299
12 299
12 299
Free-cash
27 804
32 161
23 971
23 152

Estimated living cost  is ₽12299 per week

₽7181
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽878
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽326
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3915
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽48632
-₽53900
-₽22279
-₽50223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 908
health
-
-
-
7 982
pensions
-
-
-
9 359
total
-
-
-
22 249
Employee
86 993
80 127
80 127
-
pensions
10 993
10 993
14 423
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 116
13 116
13 116
-
health
10 853
10 461
12 299
-
total
34 962
34 570
39 838
-
Employer
86 993
80 127
80 127
-
health
6 045
5 570
5 570
-
pensions
6 054
5 577
5 577
-
unemployment
3 132
2 885
2 885
-
total
15 231
14 032
14 032
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
50 193
48 602
53 870
22 249
After tax
1 807
3 398
-1 870
29 751
Living cost
52 030
52 030
52 030
52 030
Free-cash
-50 223
-48 632
-53 900
-22 279

Estimated living cost  is ₽52030 per week

₽38381
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽597
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8406
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽12791
₽3377
₽2316
₽4581
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 469
social contributions
-
-
-
15 184
solidarity contribution
-
-
-
-
health
-
-
-
7 020
total
-
-
-
26 673
Employee
33 839
-
38 806
-
solidarity contribution
-
-
-
-
social contributions
2 200
-
2 522
-
income
4 061
-
4 657
-
health
4 568
-
5 239
-
total
10 829
-
12 418
-
Employer
33 839
-
38 806
-
health
3 045
-
3 493
-
social contributions
8 460
-
9 701
-
total
11 505
-
13 194
-
Corporate
6 656
52 000
-
-
income
1 265
9 880
-
-
total
1 265
9 880
-
-
Dividends
5 391
42 120
-
-
withholding
809
6 318
-
-
total
809
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 408
16 198
25 612
26 673
After tax
27 592
35 802
26 388
25 327
Living cost
23 011
23 011
23 011
23 011
Free-cash
4 581
12 791
3 377
2 316

Estimated living cost  is ₽23011 per week

₽15983
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1637
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4938
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽11848
-₽14091
-₽11155
-₽31391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
13 374
regional
-
-
-
517
municipal
-
-
-
310
national
-
-
-
9 361
total
-
-
-
23 562
Employee
83 391
-
52 000
-
municipal
442
-
276
-
national
14 450
-
8 237
-
regional
787
-
451
-
social contributions
28 119
-
17 534
-
total
43 798
-
26 498
-
Employer
83 391
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
municipal
-
2 028
-
-
nationa
-
12 480
-
-
total
-
14 508
-
-
Dividends
-
37 492
-
-
withholding
-
9 747
-
-
total
-
9 747
-
-
Income
52 000
52 000
52 000
52 000
Total tax
43 798
24 255
26 498
23 562
After tax
8 202
27 745
25 502
28 438
Living cost
39 593
39 593
39 593
39 593
Free-cash
-31 391
-11 848
-14 091
-11 155

Estimated living cost  is ₽39593 per week

₽27599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2596
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8789
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽12002
₽7733
₽8844
₽9084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 726
other
-
-
-
-
surtax
-
-
-
417
unemployment
-
-
-
214
health
-
-
-
3 693
pensions
-
-
-
10 401
total
-
-
-
22 451
Employee
31 029
-
42 958
-
other
-
-
-
-
unemployment
2 160
-
2 990
-
pensions
2 069
-
2 865
-
surtax
101
-
333
-
income
5 201
-
7 236
-
health
792
-
1 097
-
total
10 323
-
14 521
-
Employer
31 029
-
42 958
-
health
1 412
-
1 953
-
pensions
4 136
-
5 726
-
unemployment
983
-
1 362
-
other
-
-
-
-
total
6 531
-
9 041
-
Corporate
14 440
52 000
-
-
income
3 754
13 520
-
-
total
3 754
13 520
-
-
Dividends
10 686
38 480
-
-
withholding
1 603
5 773
-
-
total
1 603
5 773
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 211
19 293
23 562
22 451
After tax
29 789
32 707
28 438
29 549
Living cost
20 705
20 705
20 705
20 705
Free-cash
9 084
12 002
7 733
8 844

Estimated living cost  is ₽20705 per week

₽12660
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5657
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽3862
-₽8919
-₽3716
-₽15001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
9 776
pensions
-
-
-
3 115
total
-
-
-
12 891
Employee
59 438
-
46 472
-
pensions
5 045
-
3 491
-
income
10 705
-
8 478
-
health
863
-
597
-
total
16 613
-
12 566
-
Employer
59 438
-
46 472
-
health
1 129
-
883
-
pensions
6 434
-
4 645
-
total
7 563
-
5 528
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 879
-
-
total
-
9 879
-
-
Dividends
-
42 121
-
-
withholding
-
3 158
-
-
total
-
3 158
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 176
13 037
18 094
12 891
After tax
27 824
38 963
33 906
39 109
Living cost
42 825
42 825
42 825
42 825
Free-cash
-15 001
-3 862
-8 919
-3 716

Estimated living cost  is ₽42825 per week

₽32084
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3210
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7082
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽50308
-₽32586
-₽29909
-₽42958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 041
regional
-
-
-
1 067
health
-
-
-
242
city
-
-
-
546
national
-
-
-
141
pensions
-
-
-
4 786
total
-
-
-
7 823
Employee
86 700
-
46 529
-
unemployment
-
-
-
-
pensions
7 284
-
3 924
-
national
410
-
110
-
regional
2 839
-
902
-
city
930
-
500
-
health
196
-
105
-
total
11 659
-
5 541
-
Employer
86 700
-
46 529
-
health
196
-
105
-
pensions
7 284
-
3 924
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 733
-
930
-
total
9 213
-
4 959
-
Corporate
-
52 000
-
-
regional
-
10 998
-
-
national
-
4 420
-
-
total
-
15 418
-
-
Dividends
-
36 582
-
-
withholding
-
12 804
-
-
total
-
12 804
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 872
28 222
10 500
7 823
After tax
31 128
23 778
41 500
44 177
Living cost
74 086
74 086
74 086
74 086
Free-cash
-42 958
-50 308
-32 586
-29 909

Estimated living cost  is ₽74086 per week

₽48177
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽910
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18351
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽17105
-₽3028
-₽4465
-₽4390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 340
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
294
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 410
trade
-
-
-
1 437
total
-
-
-
13 481
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

56 390
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

365
-
294
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 631
-
5 340
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 410
-
6 410
-
total
13 406
-
12 044
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
52 000
-
-
income
-
7 801
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
429
-
-
chamber of commerce
-
215
-
-
trade
-
8 917
-
-
total
-
17 362
-
-
Dividends
-
34 637
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
456
-
-
withholding
-
8 303
-
-
total
-
8 759
-
-
Income
52 000
52 000
52 000
52 000
Total tax
13 406
26 121
12 044
13 481
After tax
38 594
25 879
39 956
38 519
Living cost
42 984
42 984
42 984
42 984
Free-cash
-4 390
-17 105
-3 028
-4 465

Estimated living cost  is ₽42984 per week

₽31394
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3438
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽5894
-₽393
-₽897
-₽700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 233
other
-
-
-
1 611
surtax
-
-
-
-
social contributions
-
-
-
1 481
health
-
-
-
450
pensions
-
-
-
15 019
total
-
-
-
20 794
Employee
40 158
-
39 625
-
pensions
4 541
-
4 480
-
surtax
-
-
-
-
social contributions
1 145
-
1 129
-
income
2 370
-
2 306
-
total
8 056
-
7 915
-
Employer
40 158
-
39 625
-
health
2 812
-
2 774
-
pensions
6 597
-
6 510
-
unemployment
1 626
-
1 604
-
social contributions
121
-
119
-
other
1 385
-
1 368
-
total
12 541
-
12 375
-
Corporate
-
52 000
-
-
income
-
14 560
-
-
surtax
-
-
-
-
total
-
14 560
-
-
Dividends
-
37 440
-
-
surtax
-
-
-
-
social contributions
-
6 439
-
-
withholding
-
4 792
-
-
total
-
11 231
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 597
25 791
20 290
20 794
After tax
31 403
26 209
31 710
31 206
Living cost
32 103
32 103
32 103
32 103
Free-cash
-700
-5 894
-393
-897

Estimated living cost  is ₽32103 per week

₽20242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2610
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8705
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽2713
₽2788
₽2284
₽2499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 233
other
-
-
-
1 611
surtax
-
-
-
-
social contributions
-
-
-
1 481
health
-
-
-
450
pensions
-
-
-
15 019
total
-
-
-
20 794
Employee
35 847
-
39 625
-
pensions
4 054
-
4 480
-
surtax
-
-
-
-
social contributions
1 022
-
1 129
-
income
1 848
-
2 306
-
total
6 924
-
7 915
-
Employer
35 847
-
39 625
-
health
2 509
-
2 774
-
pensions
5 890
-
6 510
-
unemployment
1 451
-
1 604
-
social contributions
107
-
119
-
other
1 238
-
1 368
-
total
11 195
-
12 375
-
Corporate
4 959
52 000
-
-
income
1 389
14 560
-
-
surtax
-
-
-
-
total
1 389
14 560
-
-
Dividends
3 570
37 440
-
-
surtax
-
-
-
-
social contributions
613
6 439
-
-
withholding
458
4 792
-
-
total
1 071
11 231
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 579
25 791
20 290
20 794
After tax
31 421
26 209
31 710
31 206
Living cost
28 922
28 922
28 922
28 922
Free-cash
2 499
-2 713
2 788
2 284

Estimated living cost  is ₽28922 per week

₽16773
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2938
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8663
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽11828
₽11349
₽13498
₽12316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 801
social contributions
-
-
-
7 176
health
-
-
-
3 629
total
-
-
-
18 606
Employee
31 814
-
52 000
-
social contributions
4 391
-
7 176
-
income
5 306
-
9 950
-
health
2 220
-
3 629
-
total
11 917
-
20 755
-
Employer
31 814
-
52 000
-
total
-
-
-
-
Corporate
20 186
52 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 010
2 600
-
-
total
1 010
2 600
-
-
Dividends
19 176
49 400
-
-
social contributions
2 646
6 818
-
-
withholding
2 876
7 411
-
-
health
1 339
3 447
-
-
total
6 861
17 676
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 788
20 276
20 755
18 606
After tax
32 212
31 724
31 245
33 394
Living cost
19 896
19 896
19 896
19 896
Free-cash
12 316
11 828
11 349
13 498

Estimated living cost  is ₽19896 per week

₽13315
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1227
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽3210
-₽12710
-₽4133
-₽9461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
3 324
surtax
-
-
-
185
unemployment
-
-
-
5 755
chamber of commerce
-
-
-
208
health
-
-
-
3 978
pensions
-
-
-
9 621
total
-
-
-
23 071
Employee
46 892
37 393
40 236
-
other
468
374
402
-
unemployment
1 407
1 122
1 207
-
pensions
4 802
3 828
4 120
-
income
5 338
2 758
3 431
-
health
1 814
1 448
1 556
-
total
13 829
9 530
10 716
-
Employer
46 892
37 393
40 236
-
chamber of commerce
187
150
160
-
health
1 772
1 414
1 521
-
pensions
5 885
4 694
5 050
-
accident
609
486
523
-
unemployment
1 407
1 122
1 207
-
surtax
185
185
185
-
payroll
1 407
1 122
1 207
-
other
2 228
1 775
1 911
-
total
13 680
10 948
11 764
-
Corporate
3 561
3 660
36 674
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

890
915
9 168
-
total
890
915
9 168
-
Dividends
-
2 745
-
-
withholding
-
755
-
-
total
-
755
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 399
22 148
31 648
23 071
After tax
23 601
29 852
20 352
28 929
Living cost
33 062
33 062
33 062
33 062
Free-cash
-9 461
-3 210
-12 710
-4 133

Estimated living cost  is ₽33062 per week

₽22051
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2820
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7648
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽4897
-₽11764
-₽5979
-₽34654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 769
social contributions
-
-
-
5 853
national
-
-
-
15 145
total
-
-
-
23 767
Employee

The minimum management director salary is set at €45,000 per year.

67 117
-
40 273
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

584
-
351
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 501
-
2 101
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 034
-
3 020
-
national
20 635
-
10 466
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 153
-
1 893
-
total
32 907
-
17 831
-
Employer

The minimum management director salary is set at €45,000 per year.

67 117
-
40 273
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 127
-
2 477
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 947
-
3 568
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

872
-
523
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

979
-
588
-
surtax
7 610
-
4 565
-
total
19 535
-
11 721
-
Corporate
-
52 000
-
-
income
-
10 401
-
-
surtax
-
208
-
-
total
-
10 609
-
-
Dividends
-
41 391
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 076
-
-
total
-
12 076
-
-
Income
52 000
52 000
52 000
52 000
Total tax
52 442
22 685
29 552
23 767
After tax
-442
29 315
22 448
28 233
Living cost
34 212
34 212
34 212
34 212
Free-cash
-34 654
-4 897
-11 764
-5 979

Estimated living cost  is ₽34212 per week

₽22037
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8648
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
₽1244
-₽4771
-₽5140
-₽9594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
468
income
-
-
-
7 654
other
-
-
-
52
unemployment
-
-
-
363
pensions
-
-
-
14 717
total
-
-
-
23 254
Employee
46 707
-
39 431
-
other
46
-
39
-
unemployment
725
-
611
-
pensions
2 195
-
1 854
-
income
9 855
-
7 812
-
total
12 821
-
10 316
-
Employer
46 707
-
39 431
-
pensions
11 022
-
9 305
-
accident
924
-
780
-
unemployment
2 569
-
2 169
-
other
372
-
315
-
total
14 887
-
12 569
-
Corporate
-
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 801
-
-
total
-
7 801
-
-
Dividends
-
44 199
-
-
withholding
-
9 069
-
-
total
-
9 069
-
-
Income
52 000
52 000
52 000
52 000
Total tax
27 708
16 870
22 885
23 254
After tax
24 292
35 130
29 115
28 746
Living cost
33 886
33 886
33 886
33 886
Free-cash
-9 594
1 244
-4 771
-5 140

Estimated living cost  is ₽33886 per week

₽24953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2404
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6040
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽18276
-₽15398
-₽16459
-₽27545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
communal
-
-
-
-
accident
-
-
-
468
income
-
-
-
2 028
surtax
-
-
-
2 751
health
-
-
-
3 900
pensions
-
-
-
8 321
total
-
-
-
17 468
Employee
71 057
-
46 450
-
pensions
5 684
-
3 716
-
surtax
4 355
-
2 847
-
income
6 863
-
2 228
-
health
3 162
-
2 066
-
total
20 064
-
10 857
-
Employer
71 057
-
46 450
-
health
2 167
-
1 416
-
pensions
5 684
-
3 716
-
accident
639
-
418
-
total
8 490
-
5 550
-
Corporate
-
52 000
-
-
communal
-
3 510
-
-
income
-
7 801
-
-
surtax
-
547
-
-
total
-
11 858
-
-
Dividends
-
40 143
-
-
income
-
1 405
-
-
withholding
-
6 022
-
-
total
-
7 427
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 554
19 285
16 407
17 468
After tax
23 446
32 715
35 593
34 532
Living cost
50 991
50 991
50 991
50 991
Free-cash
-27 545
-18 276
-15 398
-16 459

Estimated living cost  is ₽50991 per week

₽38251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9110
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽11632
₽7363
₽8474
₽8649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 726
other
-
-
-
-
surtax
-
-
-
417
unemployment
-
-
-
214
health
-
-
-
3 693
pensions
-
-
-
10 401
total
-
-
-
22 451
Employee
31 599
-
42 958
-
other
-
-
-
-
unemployment
2 199
-
2 990
-
pensions
2 108
-
2 865
-
surtax
112
-
333
-
income
5 297
-
7 236
-
health
807
-
1 097
-
total
10 523
-
14 521
-
Employer
31 599
-
42 958
-
health
1 437
-
1 953
-
pensions
4 213
-
5 726
-
unemployment
1 002
-
1 362
-
other
-
-
-
-
total
6 652
-
9 041
-
Corporate
13 749
52 000
-
-
income
3 575
13 520
-
-
total
3 575
13 520
-
-
Dividends
10 173
38 480
-
-
withholding
1 526
5 773
-
-
total
1 526
5 773
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 276
19 293
23 562
22 451
After tax
29 724
32 707
28 438
29 549
Living cost
21 075
21 075
21 075
21 075
Free-cash
8 649
11 632
7 363
8 474

Estimated living cost  is ₽21075 per week

₽12724
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1832
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6031
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽2057
-₽22
₽2895
-₽50
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
13 374
regional
-
-
-
784
municipal
-
-
-
310
national
-
-
-
9 361
total
-
-
-
23 829
Employee
52 049
-
52 000
-
municipal
276
-
276
-
national
8 246
-
8 237
-
regional
701
-
699
-
social contributions
17 551
-
17 534
-
total
26 774
-
26 746
-
Employer
52 049
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
municipal
-
2 584
-
-
nationa
-
12 480
-
-
total
-
15 064
-
-
Dividends
-
36 936
-
-
withholding
-
9 603
-
-
total
-
9 603
-
-
Income
52 000
52 000
52 000
52 000
Total tax
26 774
24 667
26 746
23 829
After tax
25 226
27 333
25 254
28 171
Living cost
25 276
25 276
25 276
25 276
Free-cash
-50
2 057
-22
2 895

Estimated living cost  is ₽25276 per week

₽15719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽433
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6563
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽7447
-₽1967
-₽3028
-₽3876
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 469
social contributions
-
-
-
15 184
solidarity contribution
-
-
-
-
health
-
-
-
7 020
total
-
-
-
26 673
Employee
41 699
-
38 806
-
solidarity contribution
-
-
-
-
social contributions
2 710
-
2 522
-
income
5 004
-
4 657
-
health
5 629
-
5 239
-
total
13 343
-
12 418
-
Employer
41 699
-
38 806
-
health
3 753
-
3 493
-
social contributions
10 425
-
9 701
-
total
14 178
-
13 194
-
Corporate
-
52 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
42 120
-
-
withholding
-
6 318
-
-
total
-
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
27 521
16 198
25 612
26 673
After tax
24 479
35 802
26 388
25 327
Living cost
28 355
28 355
28 355
28 355
Free-cash
-3 876
7 447
-1 967
-3 028

Estimated living cost  is ₽28355 per week

₽21087
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5207
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
₽18
-₽9545
-₽821
-₽1709
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
3 324
surtax
-
-
-
-
unemployment
-
-
-
5 755
chamber of commerce
-
-
-
208
health
-
-
-
3 978
pensions
-
-
-
9 621
total
-
-
-
22 886
Employee
41 016
37 393
40 380
-
other
410
374
404
-
unemployment
1 230
1 122
1 211
-
pensions
4 200
3 828
4 135
-
income
3 654
2 758
3 472
-
health
1 587
1 448
1 563
-
total
11 081
9 530
10 785
-
Employer
41 016
37 393
40 380
-
chamber of commerce
164
150
162
-
health
1 551
1 414
1 526
-
pensions
5 148
4 694
5 068
-
accident
532
486
525
-
unemployment
1 230
1 122
1 211
-
surtax
-
-
-
-
payroll
1 230
1 122
1 211
-
other
1 948
1 775
1 918
-
total
11 803
10 763
11 621
-
Corporate
3 561
3 845
36 819
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

890
962
9 204
-
total
890
962
9 204
-
Dividends
-
2 884
-
-
withholding
-
792
-
-
total
-
792
-
-
Income
52 000
52 000
52 000
52 000
Total tax
23 774
22 047
31 610
22 886
After tax
28 226
29 953
20 390
29 114
Living cost
29 935
29 935
29 935
29 935
Free-cash
-1 709
18
-9 545
-821

Estimated living cost  is ₽29935 per week

₽17957
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽37618
₽29818
₽39698
₽35408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
520
total
-
-
-
520
Employee
14 727
-
52 000
-
income
2 946
-
10 400
-
total
2 946
-
10 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

37 273
52 000
-
-
total
-
-
-
-
Dividends
37 273
52 000
-
-
withholding
1 864
2 600
-
-
total
1 864
2 600
-
-
Income
52 000
52 000
52 000
52 000
Total tax
4 810
2 600
10 400
520
After tax
47 190
49 400
41 600
51 480
Living cost
11 782
11 782
11 782
11 782
Free-cash
35 408
37 618
29 818
39 698

Estimated living cost  is ₽11782 per week

₽7973
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2919
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽10634
₽1993
₽3571
₽2786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
52 000
income
-
-
-
8 571
unemployment
-
-
-
78
health
-
-
-
5 117
pensions
-
-
-
9 496
total
-
-
-
23 262
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 492
-
44 995
-
unemployment
59
-
62
-
pensions
6 432
-
6 975
-
income
7 155
-
7 892
-
health
2 680
-
2 906
-
total
16 326
-
17 835
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 492
-
44 995
-
health
2 764
-
2 997
-
pensions
3 672
-
3 981
-
unemployment
25
-
27
-
total
6 461
-
7 005
-
Corporate
4 048
52 000
-
-
income
769
9 881
-
-
total
769
9 881
-
-
Dividends
3 279
42 119
-
-
withholding
491
6 318
-
-
total
491
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 047
16 199
24 840
23 262
After tax
27 953
35 801
27 160
28 738
Living cost
25 167
25 167
25 167
25 167
Free-cash
2 786
10 634
1 993
3 571

Estimated living cost  is ₽25167 per week

₽17272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1613
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽8443
-₽300
-₽4144
-₽86499
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
10 136
social contributions
-
-
-
5 928
total
-
-
-
16 064
Employee
57 469
-
-
-
social contributions
4 712
-
672
-
income
12 676
-
-
-
total
17 388
-
672
-
Employer
57 469
-
-
-
social contributions
81 031
-
11 548
-
total
81 031
-
11 548
-
Corporate
-
52 000
-
-
income
-
11 440
-
-
total
-
11 440
-
-
Dividends
-
40 560
-
-
income
-
8 923
-
-
total
-
8 923
-
-
Income
52 000
52 000
52 000
52 000
Total tax
98 419
20 363
12 220
16 064
After tax
-46 419
31 637
39 780
35 936
Living cost
40 080
40 080
40 080
40 080
Free-cash
-86 499
-8 443
-300
-4 144

Estimated living cost  is ₽40080 per week

₽26005
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3769
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9794
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽145
-₽658
₽653
-₽1404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 000
income
-
-
-
3 845
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 070
total
-
-
-
21 915
Employee
43 155
-
42 020
-
surtax
-
-
-
-
social contributions
4 747
-
4 622
-
income
8 976
-
8 624
-
total
13 723
-
13 246
-
Employer
43 155
-
42 020
-
social contributions
10 249
-
9 980
-
total
10 249
-
9 980
-
Corporate
-
52 000
-
-
income
-
10 920
-
-
surtax
-
-
-
-
total
-
10 920
-
-
Dividends
-
41 080
-
-
withholding
-
11 503
-
-
total
-
11 503
-
-
Income
52 000
52 000
52 000
52 000
Total tax
23 972
22 423
23 226
21 915
After tax
28 028
29 577
28 774
30 085
Living cost
29 432
29 432
29 432
29 432
Free-cash
-1 404
145
-658
653

Estimated living cost  is ₽29432 per week

₽22021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1736
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5183
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽19110
-₽13609
-₽14113
-₽25122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 233
other
-
-
-
1 611
surtax
-
-
-
-
social contributions
-
-
-
1 481
health
-
-
-
450
pensions
-
-
-
15 019
total
-
-
-
20 794
Employee
58 768
-
39 625
-
pensions
6 647
-
4 480
-
surtax
-
-
-
-
social contributions
1 674
-
1 129
-
income
5 128
-
2 306
-
total
13 449
-
7 915
-
Employer
58 768
-
39 625
-
health
4 113
-
2 774
-
pensions
9 656
-
6 510
-
unemployment
2 381
-
1 604
-
social contributions
176
-
119
-
other
2 028
-
1 368
-
total
18 354
-
12 375
-
Corporate
-
52 000
-
-
income
-
14 560
-
-
surtax
-
-
-
-
total
-
14 560
-
-
Dividends
-
37 440
-
-
surtax
-
-
-
-
social contributions
-
6 439
-
-
withholding
-
4 792
-
-
total
-
11 231
-
-
Income
52 000
52 000
52 000
52 000
Total tax
31 803
25 791
20 290
20 794
After tax
20 197
26 209
31 710
31 206
Living cost
45 319
45 319
45 319
45 319
Free-cash
-25 122
-19 110
-13 609
-14 113

Estimated living cost  is ₽45319 per week

₽30671
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3707
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽621
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10319
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽18596
₽13890
₽12356
₽15442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
-
social contributions
-
-
-
11 439
total
-
-
-
11 439
Employee
30 166
-
45 022
-
income
-
-
-
-
social contributions
1 960
-
2 927
-
total
1 960
-
2 927
-
Employer
30 166
-
45 022
-
social contributions
4 676
-
6 978
-
total
4 676
-
6 978
-
Corporate
17 159
52 000
-
-
income
1 717
5 199
-
-
total
1 717
5 199
-
-
Dividends
15 442
46 801
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
8 353
5 199
9 905
11 439
After tax
43 647
46 801
42 095
40 561
Living cost
28 205
28 205
28 205
28 205
Free-cash
15 442
18 596
13 890
12 356

Estimated living cost  is ₽28205 per week

₽18237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2126
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7311
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽152426
-₽152426
-₽11311
-₽152426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
labour market
-
-
-
4 095
municipal
-
-
-
8 339
national
-
-
-
4 877
pensions
-
-
-
813
total
-
-
-
18 124
Employee
190 722
190 722
190 722
-
municipal
40 613
40 613
40 613
-
labour market
15 236
15 236
15 236
-
pensions
271
271
271
-
national
23 300
23 300
23 300
-
total
79 420
79 420
79 420
-
Employer
190 722
190 722
190 722
-
national
23 341
23 341
23 341
-
labour market
15 258
15 258
15 258
-
pensions
542
542
542
-
municipal
40 678
40 678
40 678
-
total
79 819
79 819
79 819
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
159 239
159 239
159 239
18 124
After tax
-107 239
-107 239
-107 239
33 876
Living cost
45 187
45 187
45 187
45 187
Free-cash
-152 426
-152 426
-152 426
-11 311

Estimated living cost  is ₽45187 per week

₽30926
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3997
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽695
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽16427
₽6822
₽15325
₽1046
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
240
income
-
-
-
9 404
other
-
-
-
353
health
-
-
-
2 077
pensions
-
-
-
3 962
total
-
-
-
16 036
Employee
32 466
-
43 196
-
pensions
3 656
-
4 864
-
income
4 454
-
5 926
-
health
3 718
-
4 946
-
total
11 828
-
15 736
-
Employer
32 466
-
43 196
-
pensions
5 279
-
7 024
-
accident
542
-
721
-
unemployment
796
-
1 058
-
total
6 617
-
8 803
-
Corporate
12 917
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

11 625
46 800
-
-
total
11 625
46 800
-
-
Dividends
1 292
5 200
-
-
withholding
245
988
-
-
total
245
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
30 315
47 788
24 539
16 036
After tax
21 685
4 212
27 461
35 964
Living cost
20 639
20 639
20 639
20 639
Free-cash
1 046
-16 427
6 822
15 325

Estimated living cost  is ₽20639 per week

₽15023
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽387
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4052
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽41
-₽3855
₽4549
-₽6683
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 000
health
-
-
-
410
municipal
-
-
-
9 286
national
-
-
-
1 731
total
-
-
-
11 427
Employee
49 366
-
43 745
-
municipal
8 086
-
7 174
-
unemployment
741
-
657
-
pensions
3 332
-
2 952
-
national
816
-
511
-
health
369
-
281
-
total
13 344
-
11 575
-
Employer
49 366
-
43 745
-
health
379
-
337
-
pensions
8 565
-
7 589
-
accident
50
-
45
-
unemployment
321
-
285
-
total
9 315
-
8 256
-
Corporate
-
52 000
-
-
income
-
10 401
-
-
total
-
10 401
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
31 200
-
-
municipal
-
5 616
-
-
national
-
-
-
-
total
-
5 616
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 659
16 017
19 831
11 427
After tax
29 341
35 983
32 169
40 573
Living cost
36 024
36 024
36 024
36 024
Free-cash
-6 683
-41
-3 855
4 549

Estimated living cost  is ₽36024 per week

₽23531
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3465
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8456
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽9059
₽13336
₽19270
₽11473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
1 567
social contributions
-
-
-
8 112
health
-
-
-
1 327
total
-
-
-
11 006
Employee
72 151
72 151
72 151
-
social contributions
2 728
5 988
3 919
-
income
7 856
6 679
7 427
-
health
559
1 227
803
-
total
11 143
13 894
12 149
-
Employer
72 151
72 151
72 151
-
health
607
1 335
872
-
social contributions
2 728
5 988
3 919
-
total
3 335
7 323
4 791
-
Corporate
15 798
-
-
-
income
1 975
-
-
-
total
1 975
-
-
-
Dividends
13 823
-
-
-
withholding
2 350
-
-
-
total
2 350
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 803
21 217
16 940
11 006
After tax
33 197
30 783
35 060
40 994
Living cost
21 724
21 724
21 724
21 724
Free-cash
11 473
9 059
13 336
19 270

Estimated living cost  is ₽21724 per week

₽13020
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2131
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6093
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽28165
₽17326
₽23355
₽23390
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
52 000
income
-
-
-
4 356
unemployment
-
-
-
27
health
-
-
-
3 396
pensions
-
-
-
5 969
total
-
-
-
13 748
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 537
-
47 144
-
unemployment
107
-
235
-
pensions
3 230
-
7 071
-
income
1 473
-
3 609
-
health
1 830
-
4 008
-
total
6 640
-
14 923
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 537
-
47 144
-
health
926
-
2 026
-
pensions
1 184
-
2 593
-
unemployment
107
-
235
-
total
2 217
-
4 854
-
Corporate
28 246
52 000
-
-
income
2 543
4 679
-
-
total
2 543
4 679
-
-
Dividends
25 703
47 321
-
-
withholding
2 313
4 259
-
-
total
2 313
4 259
-
-
Income
52 000
52 000
52 000
52 000
Total tax
13 713
8 938
19 777
13 748
After tax
38 287
43 062
32 223
38 252
Living cost
14 897
14 897
14 897
14 897
Free-cash
23 390
28 165
17 326
23 355

Estimated living cost  is ₽14897 per week

₽9505
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1074
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3875
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽9328
₽3313
₽2944
₽4300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
468
income
-
-
-
7 654
other
-
-
-
52
unemployment
-
-
-
363
pensions
-
-
-
14 717
total
-
-
-
23 254
Employee
34 695
-
39 431
-
other
34
-
39
-
unemployment
538
-
611
-
pensions
1 631
-
1 854
-
income
6 689
-
7 812
-
total
8 892
-
10 316
-
Employer
34 695
-
39 431
-
pensions
8 187
-
9 305
-
accident
687
-
780
-
unemployment
1 909
-
2 169
-
other
278
-
315
-
total
11 061
-
12 569
-
Corporate
6 244
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

937
7 801
-
-
total
937
7 801
-
-
Dividends
5 308
44 199
-
-
withholding
1 008
9 069
-
-
total
1 008
9 069
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 898
16 870
22 885
23 254
After tax
30 102
35 130
29 115
28 746
Living cost
25 802
25 802
25 802
25 802
Free-cash
4 300
9 328
3 313
2 944

Estimated living cost  is ₽25802 per week

₽17416
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2480
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽30548
₽30649
₽30784
₽30236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
16 925
health
-
-
-
1 005
pensions
-
-
-
1 386
total
-
-
-
19 316
Employee
2 894
-
50 441
-
unemployment
29
-
69
-
pensions
260
-
624
-
income
560
-
16 852
-
health
145
-
347
-
total
994
-
17 892
-
Employer
2 894
-
50 441
-
health
275
-
658
-
pensions
318
-
762
-
unemployment
58
-
139
-
total
651
-
1 559
-
Corporate
48 454
52 000
-
-
income
10 660
11 440
-
-
total
10 660
11 440
-
-
Dividends
37 794
40 560
-
-
withholding
7 559
8 112
-
-
total
7 559
8 112
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 864
19 552
19 451
19 316
After tax
32 136
32 448
32 549
32 684
Living cost
1 900
1 900
1 900
1 900
Free-cash
30 236
30 548
30 649
30 784

Estimated living cost  is ₽1900 per week

₽1129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽44
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽21374
₽11824
₽9586
₽16765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
52 000
income
-
-
-
6 562
unemployment
-
-
-
780
health
-
-
-
5 356
pensions
-
-
-
13 520
total
-
-
-
26 218
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 423
-
44 105
-
unemployment
183
-
331
-
pensions
3 419
-
6 175
-
income
3 367
-
7 308
-
health
1 258
-
2 271
-
total
8 227
-
16 085
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 423
-
44 105
-
health
1 258
-
2 271
-
pensions
2 931
-
5 293
-
unemployment
183
-
331
-
total
4 372
-
7 895
-
Corporate
23 205
52 000
-
-
income
3 481
7 800
-
-
total
3 481
7 800
-
-
Dividends
19 724
44 200
-
-
withholding
2 959
6 630
-
-
total
2 959
6 630
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 039
14 430
23 980
26 218
After tax
32 961
37 570
28 020
25 782
Living cost
16 196
16 196
16 196
16 196
Free-cash
16 765
21 374
11 824
9 586

Estimated living cost  is ₽16196 per week

₽10905
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1253
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽4281
₽3478
₽4789
₽3944
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 000
income
-
-
-
3 845
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 070
total
-
-
-
21 915
Employee
36 418
-
42 020
-
surtax
-
-
-
-
social contributions
4 006
-
4 622
-
income
7 116
-
8 624
-
total
11 122
-
13 246
-
Employer
36 418
-
42 020
-
social contributions
8 648
-
9 980
-
total
8 648
-
9 980
-
Corporate
6 934
52 000
-
-
income
1 457
10 920
-
-
surtax
-
-
-
-
total
1 457
10 920
-
-
Dividends
5 477
41 080
-
-
withholding
1 533
11 503
-
-
total
1 533
11 503
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 760
22 423
23 226
21 915
After tax
29 240
29 577
28 774
30 085
Living cost
25 296
25 296
25 296
25 296
Free-cash
3 944
4 281
3 478
4 789

Estimated living cost  is ₽25296 per week

₽17916
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
₽2154
-₽3861
-₽4230
-₽7765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
468
income
-
-
-
7 654
other
-
-
-
52
unemployment
-
-
-
363
pensions
-
-
-
14 717
total
-
-
-
23 254
Employee
45 316
-
39 431
-
other
45
-
39
-
unemployment
702
-
611
-
pensions
2 130
-
1 854
-
income
9 465
-
7 812
-
total
12 342
-
10 316
-
Employer
45 316
-
39 431
-
pensions
10 694
-
9 305
-
accident
897
-
780
-
unemployment
2 493
-
2 169
-
other
363
-
315
-
total
14 447
-
12 569
-
Corporate
-
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 801
-
-
total
-
7 801
-
-
Dividends
-
44 199
-
-
withholding
-
9 069
-
-
total
-
9 069
-
-
Income
52 000
52 000
52 000
52 000
Total tax
26 789
16 870
22 885
23 254
After tax
25 211
35 130
29 115
28 746
Living cost
32 976
32 976
32 976
32 976
Free-cash
-7 765
2 154
-3 861
-4 230

Estimated living cost  is ₽32976 per week

₽23682
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2564
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6266
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽28323
₽20133
₽19314
₽22605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 800
unemployment
-
-
-
131
health
-
-
-
3 768
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 850
total
-
-
-
16 549
Employee
21 368
-
45 571
-
accident

We are using the highest rate at 1.1%.

235
-
360
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 876
-
2 877
-
income
2 137
-
4 557
-
health
983
-
1 507
-
total
5 231
-
9 301
-
Employer
21 368
-
45 571
-
health
1 475
-
2 261
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 355
-
3 611
-
accident

We are using the highest rate at 1.1%.

235
-
360
-
unemployment
128
-
197
-
total
4 193
-
6 429
-
Corporate
26 440
52 000
-
-
income
2 644
5 200
-
-
total
2 644
5 200
-
-
Dividends
23 795
46 800
-
-
withholding
1 190
2 340
-
-
total
1 190
2 340
-
-
Income
52 000
52 000
52 000
52 000
Total tax
13 258
7 540
15 730
16 549
After tax
38 742
44 460
36 270
35 451
Living cost
16 137
16 137
16 137
16 137
Free-cash
22 605
28 323
20 133
19 314

Estimated living cost  is ₽16137 per week

₽10673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽924
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽9280
₽3731
₽2529
₽2997
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 340
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
294
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 410
trade
-
-
-
1 202
total
-
-
-
13 246
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 686
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

212
-
294
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 839
-
5 340
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 410
-
6 410
-
total
10 461
-
12 044
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 314
52 000
-
-
income
798
7 801
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

45
429
-
-
chamber of commerce
150
219
-
-
trade
762
7 463
-
-
total
1 755
15 912
-
-
Dividends
3 560
36 088
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

28
477
-
-
withholding
534
8 666
-
-
total
562
9 143
-
-
Income
52 000
52 000
52 000
52 000
Total tax
12 778
25 055
12 044
13 246
After tax
39 222
26 945
39 956
38 754
Living cost
36 225
36 225
36 225
36 225
Free-cash
2 997
-9 280
3 731
2 529

Estimated living cost  is ₽36225 per week

₽24989
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6813
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽17050
-₽12656
-₽12656
-₽21398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 463
social contributions
-
-
-
3 743
total
-
-
-
11 206
Employee
73 396
-
52 000
-
income
13 850
-
7 463
-
social contributions
6 098
-
3 743
-
total
19 948
-
11 206
-
Employer
73 396
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
income
-
6 499
-
-
total
-
6 499
-
-
Dividends
-
45 501
-
-
withholding
-
9 101
-
-
total
-
9 101
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 948
15 600
11 206
11 206
After tax
32 052
36 400
40 794
40 794
Living cost
53 450
53 450
53 450
53 450
Free-cash
-21 398
-17 050
-12 656
-12 656

Estimated living cost  is ₽53450 per week

₽40664
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4355
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽511
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7920
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽5218
₽3477
-₽14457
₽215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
52 000
income
-
-
-
26 709
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 687
total
-
-
-
32 396
Employee
43 044
-
47 684
-
income
4 671
-
5 830
-
social contributions
4 313
-
4 316
-
total
8 984
-
10 146
-
Employer
43 044
-
47 684
-
social contributions
4 313
-
4 316
-
total
4 313
-
4 316
-
Corporate
4 643
52 000
-
-
income
1 626
18 200
-
-
total
1 626
18 200
-
-
Dividends
3 018
33 800
-
-
social contributions
2 801
4 957
-
-
total
2 801
4 957
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 724
23 157
14 462
32 396
After tax
34 276
28 843
37 538
19 604
Living cost
34 061
34 061
34 061
34 061
Free-cash
215
-5 218
3 477
-14 457

Estimated living cost  is ₽34061 per week

₽22436
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2685
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8417
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽4148
-₽909
₽4294
-₽1525
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
9 776
pensions
-
-
-
3 115
total
-
-
-
12 891
Employee
47 789
-
46 472
-
pensions
3 648
-
3 491
-
income
8 703
-
8 478
-
health
623
-
597
-
total
12 974
-
12 566
-
Employer
47 789
-
46 472
-
health
908
-
883
-
pensions
4 828
-
4 645
-
total
5 736
-
5 528
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 879
-
-
total
-
9 879
-
-
Dividends
-
42 121
-
-
withholding
-
3 158
-
-
total
-
3 158
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 710
13 037
18 094
12 891
After tax
33 290
38 963
33 906
39 109
Living cost
34 815
34 815
34 815
34 815
Free-cash
-1 525
4 148
-909
4 294

Estimated living cost  is ₽34815 per week

₽23883
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽18470
₽4779
₽13282
₽733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
240
income
-
-
-
9 404
other
-
-
-
353
health
-
-
-
2 077
pensions
-
-
-
3 962
total
-
-
-
16 036
Employee
35 680
-
43 196
-
pensions
4 018
-
4 864
-
income
4 895
-
5 926
-
health
4 085
-
4 946
-
total
12 998
-
15 736
-
Employer
35 680
-
43 196
-
pensions
5 801
-
7 024
-
accident
596
-
721
-
unemployment
874
-
1 058
-
total
7 271
-
8 803
-
Corporate
9 049
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

8 144
46 800
-
-
total
8 144
46 800
-
-
Dividends
905
5 200
-
-
withholding
172
988
-
-
total
172
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 585
47 788
24 539
16 036
After tax
23 415
4 212
27 461
35 964
Living cost
22 682
22 682
22 682
22 682
Free-cash
733
-18 470
4 779
13 282

Estimated living cost  is ₽22682 per week

₽16646
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1322
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽31523
₽18163
₽18163
₽26960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
52 000
income
-
-
-
6 860
unemployment
-
-
-
624
work injury
-
-
-
260
health insurance
-
-
-
3 848
pensions
-
-
-
9 568
total
-
-
-
21 160
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 283
-
52 000
-
health insurance
1 501
-
3 848
-
unemployment
243
-
624
-
work injury
101
-
260
-
pensions
3 732
-
9 568
-
income
2 028
-
6 860
-
total
7 605
-
21 160
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
31 717
52 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
31 717
52 000
-
-
withholding
4 758
7 800
-
-
total
4 758
7 800
-
-
Income
52 000
52 000
52 000
52 000
Total tax
12 363
7 800
21 160
21 160
After tax
39 637
44 200
30 840
30 840
Living cost
12 677
12 677
12 677
12 677
Free-cash
26 960
31 523
18 163
18 163

Estimated living cost  is ₽12677 per week

₽7853
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽921
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3507
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽9989
-₽12135
-₽9250
-₽27069
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
13 374
regional
-
-
-
788
municipal
-
-
-
347
national
-
-
-
9 361
total
-
-
-
23 870
Employee
79 067
-
52 000
-
municipal
472
-
310
-
national
13 362
-
8 237
-
regional
1 194
-
674
-
social contributions
26 661
-
17 534
-
total
41 689
-
26 755
-
Employer
79 067
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
municipal
-
2 507
-
-
nationa
-
12 480
-
-
total
-
14 987
-
-
Dividends
-
37 013
-
-
withholding
-
9 622
-
-
total
-
9 622
-
-
Income
52 000
52 000
52 000
52 000
Total tax
41 689
24 609
26 755
23 870
After tax
10 311
27 391
25 245
28 130
Living cost
37 380
37 380
37 380
37 380
Free-cash
-27 069
-9 989
-12 135
-9 250

Estimated living cost  is ₽37380 per week

₽26257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2571
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽564
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7986
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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