Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 52000
per

Your estimated
City
free-cash

Valencia , Spain
₽4815
₽4445
₽11037
₽6401
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 872
accident
-
-
-
469
unemployment
-
-
-
364
pensions
-
-
-
14 716
other
-
-
-
52
total
-
-
-
23 473
Employee
32 381
-
39 429
-
other
32
-
40
-
income
6 243
-
8 029
-
unemployment
502
-
612
-
pensions
1 522
-
1 853
-
total
8 299
-
10 534
-
Employer
32 381
-
39 429
-
unemployment
1 782
-
2 169
-
pensions
7 641
-
9 305
-
other
259
-
314
-
accident
641
-
781
-
total
10 323
-
12 569
-
Corporate
9 295
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 394
7 799
-
-
total
1 394
7 799
-
-
Dividends
7 901
44 201
-
-
withholding
1 501
9 082
-
-
total
1 501
9 082
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 517
16 881
23 103
23 473
After tax
30 483
35 119
28 897
28 527
Living cost
24 082
24 082
24 082
24 082
Free-cash
6 401
11 037
4 815
4 445

Estimated living cost  is ₽24082 per week

₽16255
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2315
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5090
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽7145
₽4824
₽14870
₽8958
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
6 604
health
-
-
-
2 288
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 479
other
-
-
-
2 470
total
-
-
-
23 841
Employee
31 797
-
41 533
-
income
5 474
-
7 149
-
health
445
-
582
-
unemployment
317
-
415
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 225
-
2 908
-
total
8 461
-
11 054
-
Employer
31 797
-
41 533
-
unemployment
317
-
415
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 406
-
7 061
-
other
1 590
-
2 076
-
accident
254
-
332
-
health
445
-
582
-
total
8 012
-
10 466
-
Corporate
12 189
52 000
-
-
income
2 559
10 920
-
-
total
2 559
10 920
-
-
Dividends
9 630
41 080
-
-
withholding
675
2 875
-
-
total
675
2 875
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 707
13 795
21 520
23 841
After tax
32 293
38 205
30 480
28 159
Living cost
23 335
23 335
23 335
23 335
Free-cash
8 958
14 870
7 145
4 824

Estimated living cost  is ₽23335 per week

₽16488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1575
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽376
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4896
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽25567
₽24625
₽33021
₽28967
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 800
health
-
-
-
3 504
unemployment
-
-
-
122
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 510
total
-
-
-
15 936
Employee
15 146
-
46 021
-
income
1 514
-
4 602
-
health
697
-
1 402
-
accident

We are using the highest rate at 1.1%.

167
-
335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 330
-
2 676
-
total
3 708
-
9 015
-
Employer
15 146
-
46 021
-
unemployment
91
-
183
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 669
-
3 358
-
accident

We are using the highest rate at 1.1%.

167
-
335
-
health
1 045
-
2 103
-
total
2 972
-
5 979
-
Corporate
33 882
52 000
-
-
income
3 389
5 200
-
-
total
3 389
5 200
-
-
Dividends
30 493
46 800
-
-
withholding
1 525
2 340
-
-
total
1 525
2 340
-
-
Income
52 000
52 000
52 000
52 000
Total tax
11 594
7 540
14 994
15 936
After tax
40 406
44 460
37 006
36 064
Living cost
11 439
11 439
11 439
11 439
Free-cash
28 967
33 021
25 567
24 625

Estimated living cost  is ₽11439 per week

₽6678
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽817
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽303
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3641
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽1582
₽1161
-₽3756
₽1421
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 413
social contributions
-
-
-
1 482
health
-
-
-
450
surtax
-
-
-
-
pensions
-
-
-
14 920
other
-
-
-
1 612
total
-
-
-
20 877
Employee
37 480
-
39 624
-
income
2 212
-
2 471
-
social contributions
1 069
-
1 128
-
surtax
-
-
-
-
pensions
4 238
-
4 480
-
total
7 519
-
8 079
-
Employer
37 480
-
39 624
-
unemployment
1 517
-
1 605
-
social contributions
113
-
120
-
pensions
6 157
-
6 510
-
other
1 293
-
1 368
-
health
2 624
-
2 774
-
total
11 704
-
12 377
-
Corporate
2 815
52 000
-
-
income
788
14 560
-
-
surtax
-
-
-
-
total
788
14 560
-
-
Dividends
2 027
37 440
-
-
withholding
259
4 793
-
-
surtax
-
-
-
-
social contributions
347
6 441
-
-
total
606
11 234
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 617
25 794
20 456
20 877
After tax
31 383
26 206
31 544
31 123
Living cost
29 962
29 962
29 962
29 962
Free-cash
1 421
-3 756
1 582
1 161

Estimated living cost  is ₽29962 per week

₽18892
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽34962
-₽6971
-₽30046
-₽34962
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 943
health
-
-
-
7 982
pensions
-
-
-
9 360
total
-
-
-
22 285
Employee
74 785
74 785
74 785
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

12 241
12 241
12 241
-
health
11 479
9 764
11 479
-
pensions
13 461
10 260
13 461
-
total
37 181
32 265
37 181
-
Employer
74 785
74 785
74 785
-
unemployment
2 692
2 692
2 692
-
pensions
5 205
5 205
5 205
-
health
5 198
5 198
5 198
-
total
13 095
13 095
13 095
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
50 276
45 360
50 276
22 285
After tax
1 724
6 640
1 724
29 715
Living cost
36 686
36 686
36 686
36 686
Free-cash
-34 962
-30 046
-34 962
-6 971

Estimated living cost  is ₽36686 per week

₽25999
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6797
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽13159
₽11382
-₽132
₽9555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 001
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 983
trade
-
-
-
1 777
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
331
total
-
-
-
14 092
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

33 495
-
52 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

936
-
6 001
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 983
-
5 983
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

52
-
331
-
total
6 971
-
12 315
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 505
52 000
-
-
chamber of commerce
160
208
-
-
income
2 775
7 799
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

153
429
-
-
trade
2 915
8 190
-
-
total
6 003
16 626
-
-
Dividends
12 502
35 374
-
-
withholding
2 792
8 511
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

153
469
-
-
total
2 945
8 980
-
-
Income
52 000
52 000
52 000
52 000
Total tax
15 919
25 606
12 315
14 092
After tax
36 081
26 394
39 685
37 908
Living cost
26 526
26 526
26 526
26 526
Free-cash
9 555
-132
13 159
11 382

Estimated living cost  is ₽26526 per week

₽16685
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3093
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽15372
₽20255
₽11921
₽13225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 031
social contributions
-
-
-
8 112
health
-
-
-
1 326
total
-
-
-
11 469
Employee
67 340
67 340
67 340
-
income
7 332
6 234
6 837
-
social contributions
2 546
5 589
3 919
-
health
522
1 145
803
-
total
10 400
12 968
11 559
-
Employer
67 340
67 340
67 340
-
social contributions
2 546
5 589
3 919
-
health
567
1 246
874
-
total
3 113
6 835
4 793
-
Corporate
18 211
-
-
-
income
2 277
-
-
-
total
2 277
-
-
-
Dividends
15 935
-
-
-
withholding
2 709
-
-
-
total
2 709
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 499
19 803
16 352
11 469
After tax
33 501
32 197
35 648
40 531
Living cost
20 276
20 276
20 276
20 276
Free-cash
13 225
11 921
15 372
20 255

Estimated living cost  is ₽20276 per week

₽12152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1989
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5687
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽1008
₽2475
₽2109
₽1225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 000
income
-
-
-
3 986
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 070
surtax
-
-
-
-
total
-
-
-
22 056
Employee
40 277
-
42 020
-
income
8 378
-
8 921
-
social contributions
4 431
-
4 622
-
surtax
-
-
-
-
total
12 809
-
13 543
-
Employer
40 277
-
42 020
-
social contributions
9 566
-
9 980
-
total
9 566
-
9 980
-
Corporate
2 157
52 000
-
-
income
454
10 920
-
-
surtax
-
-
-
-
total
454
10 920
-
-
Dividends
1 703
41 080
-
-
withholding
477
11 502
-
-
total
477
11 502
-
-
Income
52 000
52 000
52 000
52 000
Total tax
23 306
22 422
23 523
22 056
After tax
28 694
29 578
28 477
29 944
Living cost
27 469
27 469
27 469
27 469
Free-cash
1 225
2 109
1 008
2 475

Estimated living cost  is ₽27469 per week

₽20553
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1620
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽35313
₽45193
₽43113
₽41934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
520
total
-
-
-
520
Employee
7 859
-
52 000
-
income
1 572
-
10 400
-
total
1 572
-
10 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

44 141
52 000
-
-
total
-
-
-
-
Dividends
44 141
52 000
-
-
withholding
2 207
2 600
-
-
total
2 207
2 600
-
-
Income
52 000
52 000
52 000
52 000
Total tax
3 779
2 600
10 400
520
After tax
48 221
49 400
41 600
51 480
Living cost
6 288
6 288
6 288
6 288
Free-cash
41 934
43 113
35 313
45 193

Estimated living cost  is ₽6288 per week

₽3896
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽173
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1695
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽3483
₽4974
₽12313
₽4988
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
52 000
income
-
-
-
8 846
health
-
-
-
5 117
unemployment
-
-
-
78
pensions
-
-
-
9 496
total
-
-
-
23 537
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 726
-
44 995
-
income
6 678
-
8 078
-
health
2 501
-
2 907
-
unemployment
55
-
63
-
pensions
6 003
-
6 975
-
total
15 237
-
18 023
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

38 726
-
44 995
-
unemployment
23
-
27
-
pensions
3 427
-
3 982
-
health
2 579
-
2 996
-
total
6 029
-
7 005
-
Corporate
7 245
52 000
-
-
income
1 376
9 880
-
-
total
1 376
9 880
-
-
Dividends
5 869
42 120
-
-
withholding
881
6 318
-
-
total
881
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
23 523
16 198
25 028
23 537
After tax
28 477
35 802
26 972
28 463
Living cost
23 489
23 489
23 489
23 489
Free-cash
4 988
12 313
3 483
4 974

Estimated living cost  is ₽23489 per week

₽16120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5409
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽5847
-₽10428
-₽2616
₽2457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
52 000
income
-
-
-
24 928
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 710
total
-
-
-
30 638
Employee
40 174
-
47 972
-
social contributions
4 025
-
4 028
-
income
4 359
-
6 307
-
total
8 384
-
10 335
-
Employer
40 174
-
47 972
-
social contributions
4 025
-
4 028
-
total
4 025
-
4 028
-
Corporate
7 801
52 000
-
-
income
2 730
18 199
-
-
total
2 730
18 199
-
-
Dividends
5 071
33 801
-
-
social contributions
2 614
4 627
-
-
total
2 614
4 627
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 753
22 826
14 363
30 638
After tax
34 247
29 174
37 637
21 362
Living cost
31 790
31 790
31 790
31 790
Free-cash
2 457
-2 616
5 847
-10 428

Estimated living cost  is ₽31790 per week

₽20940
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽12540
₽14825
₽13156
₽13610
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 799
social contributions
-
-
-
7 176
health
-
-
-
3 630
total
-
-
-
18 605
Employee
29 693
-
52 000
-
income
4 952
-
10 084
-
social contributions
4 098
-
7 176
-
health
2 072
-
3 630
-
total
11 122
-
20 890
-
Employer
29 693
-
52 000
-
total
-
-
-
-
Corporate
22 307
52 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 115
2 599
-
-
total
1 115
2 599
-
-
Dividends
21 192
49 401
-
-
withholding
3 179
7 410
-
-
health
1 479
3 448
-
-
social contributions
2 925
6 817
-
-
total
7 583
17 675
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 820
20 274
20 890
18 605
After tax
32 180
31 726
31 110
33 395
Living cost
18 570
18 570
18 570
18 570
Free-cash
13 610
13 156
12 540
14 825

Estimated living cost  is ₽18570 per week

₽12428
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4569
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽2682
₽1621
₽12096
₽3640
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 469
social contributions
-
-
-
15 184
solidarity contribution
-
-
-
-
health
-
-
-
7 020
total
-
-
-
26 673
Employee
34 862
-
38 806
-
solidarity contribution
-
-
-
-
income
4 183
-
4 657
-
social contributions
2 266
-
2 522
-
health
4 706
-
5 239
-
total
11 155
-
12 418
-
Employer
34 862
-
38 806
-
social contributions
8 715
-
9 701
-
health
3 138
-
3 493
-
total
11 853
-
13 194
-
Corporate
5 285
52 000
-
-
income
1 004
9 880
-
-
total
1 004
9 880
-
-
Dividends
4 281
42 120
-
-
withholding
642
6 318
-
-
total
642
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 654
16 198
25 612
26 673
After tax
27 346
35 802
26 388
25 327
Living cost
23 706
23 706
23 706
23 706
Free-cash
3 640
12 096
2 682
1 621

Estimated living cost  is ₽23706 per week

₽17629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1313
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4353
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽31802
₽41682
₽39602
₽37764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
520
total
-
-
-
520
Employee
12 248
-
52 000
-
income
2 450
-
10 400
-
total
2 450
-
10 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

39 752
52 000
-
-
total
-
-
-
-
Dividends
39 752
52 000
-
-
withholding
1 988
2 600
-
-
total
1 988
2 600
-
-
Income
52 000
52 000
52 000
52 000
Total tax
4 438
2 600
10 400
520
After tax
47 562
49 400
41 600
51 480
Living cost
9 798
9 798
9 798
9 798
Free-cash
37 764
39 602
31 802
41 682

Estimated living cost  is ₽9798 per week

₽6630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽411
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽329
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽10753
-₽11174
-₽16091
-₽19980
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 413
social contributions
-
-
-
1 482
health
-
-
-
450
surtax
-
-
-
-
pensions
-
-
-
14 920
other
-
-
-
1 612
total
-
-
-
20 877
Employee
54 849
-
39 624
-
income
4 786
-
2 471
-
social contributions
1 562
-
1 128
-
surtax
-
-
-
-
pensions
6 204
-
4 480
-
total
12 552
-
8 079
-
Employer
54 849
-
39 624
-
unemployment
2 222
-
1 605
-
social contributions
165
-
120
-
pensions
9 012
-
6 510
-
other
1 893
-
1 368
-
health
3 839
-
2 774
-
total
17 131
-
12 377
-
Corporate
-
52 000
-
-
income
-
14 560
-
-
surtax
-
-
-
-
total
-
14 560
-
-
Dividends
-
37 440
-
-
withholding
-
4 793
-
-
surtax
-
-
-
-
social contributions
-
6 441
-
-
total
-
11 234
-
-
Income
52 000
52 000
52 000
52 000
Total tax
29 683
25 794
20 456
20 877
After tax
22 317
26 206
31 544
31 123
Living cost
42 297
42 297
42 297
42 297
Free-cash
-19 980
-16 091
-10 753
-11 174

Estimated living cost  is ₽42297 per week

₽28626
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3460
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽12815
₽10577
₽22468
₽18170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
52 000
income
-
-
-
6 665
health
-
-
-
5 356
unemployment
-
-
-
780
pensions
-
-
-
13 520
total
-
-
-
26 321
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 773
-
44 105
-
income
3 139
-
7 411
-
health
1 173
-
2 271
-
unemployment
171
-
331
-
pensions
3 188
-
6 175
-
total
7 671
-
16 188
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

22 773
-
44 105
-
unemployment
171
-
331
-
pensions
2 733
-
5 293
-
health
1 173
-
2 271
-
total
4 077
-
7 895
-
Corporate
25 151
52 000
-
-
income
3 773
7 800
-
-
total
3 773
7 800
-
-
Dividends
21 378
44 200
-
-
withholding
3 207
6 630
-
-
total
3 207
6 630
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 728
14 430
24 083
26 321
After tax
33 272
37 570
27 917
25 679
Living cost
15 102
15 102
15 102
15 102
Free-cash
18 170
22 468
12 815
10 577

Estimated living cost  is ₽15102 per week

₽10168
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽19881
-₽17221
-₽37408
-₽26427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
regional
-
-
-
1 284
national
-
-
-
179
health
-
-
-
200
city
-
-
-
547
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 040
pensions
-
-
-
4 784
total
-
-
-
8 034
Employee
71 605
-
46 542
-
regional
2 345
-
1 086
-
city
768
-
500
-
health
162
-
105
-
unemployment
-
-
-
-
national
339
-
148
-
pensions
6 016
-
3 910
-
total
9 630
-
5 749
-
Employer
71 605
-
46 542
-
unemployment
-
-
-
-
pensions
6 016
-
3 910
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 432
-
930
-
health
162
-
105
-
total
7 610
-
4 945
-
Corporate
-
52 000
-
-
regional
-
10 997
-
-
national
-
4 421
-
-
total
-
15 418
-
-
Dividends
-
36 582
-
-
withholding
-
12 803
-
-
total
-
12 803
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 240
28 221
10 694
8 034
After tax
34 760
23 779
41 306
43 966
Living cost
61 187
61 187
61 187
61 187
Free-cash
-26 427
-37 408
-19 881
-17 221

Estimated living cost  is ₽61187 per week

₽39789
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5491
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽751
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽15156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
-₽1596
₽6457
₽2246
-₽2768
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 000
municipal
-
-
-
9 282
national
-
-
-
2 204
health
-
-
-
435
total
-
-
-
11 921
Employee
46 075
-
43 745
-
health
344
-
307
-
unemployment
691
-
656
-
national
761
-
635
-
municipal
7 547
-
7 169
-
pensions
3 109
-
2 953
-
total
12 452
-
11 720
-
Employer
46 075
-
43 745
-
unemployment
299
-
284
-
pensions
7 994
-
7 590
-
accident
47
-
43
-
health
354
-
337
-
total
8 694
-
8 254
-
Corporate
-
52 000
-
-
income
-
10 400
-
-
total
-
10 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
31 200
-
-
national
-
116
-
-
municipal
-
5 616
-
-
total
-
5 732
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 146
16 132
19 974
11 921
After tax
30 854
35 868
32 026
40 079
Living cost
33 622
33 622
33 622
33 622
Free-cash
-2 768
2 246
-1 596
6 457

Estimated living cost  is ₽33622 per week

₽21962
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3234
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7892
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽9723
-₽4239
-₽2638
-₽28877
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
national
-
-
-
15 368
social contributions
-
-
-
6 191
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 749
total
-
-
-
24 308
Employee

The minimum management director salary is set at €45,000 per year.

62 642
-
40 275
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 943
-
1 893
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 267
-
2 101
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

545
-
351
-
national
19 259
-
10 702
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 698
-
3 021
-
total
30 712
-
18 068
-
Employer

The minimum management director salary is set at €45,000 per year.

62 642
-
40 275
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

914
-
588
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 551
-
3 568
-
surtax
7 103
-
4 567
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

814
-
523
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 852
-
2 478
-
total
18 234
-
11 724
-
Corporate
-
52 000
-
-
income
-
10 400
-
-
surtax
-
208
-
-
total
-
10 608
-
-
Dividends
-
41 392
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 099
-
-
total
-
12 099
-
-
Income
52 000
52 000
52 000
52 000
Total tax
48 946
22 707
29 792
24 308
After tax
3 054
29 293
22 208
27 692
Living cost
31 931
31 931
31 931
31 931
Free-cash
-28 877
-2 638
-9 723
-4 239

Estimated living cost  is ₽31931 per week

₽20568
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8072
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽8105
-₽9952
-₽7482
-₽15178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
11 014
national
-
-
-
-
health
-
-
-
3 245
accident
-
-
-
104
unemployment
-
-
-
52
pensions
-
-
-
5 621
other
-
-
-
6 042
total
-
-
-
26 078
Employee
51 118
-
39 568
-
national
-
-
-
-
municipal
15 243
-
11 799
-
total
15 243
-
11 799
-
Employer
51 118
-
39 568
-
unemployment
1 349
-
1 045
-
pensions
5 526
-
4 277
-
other
5 940
-
4 598
-
accident
102
-
79
-
health
3 144
-
2 433
-
total
16 061
-
12 432
-
Corporate
-
52 000
-
-
income
-
11 440
-
-
total
-
11 440
-
-
Dividends
-
40 560
-
-
withholding
-
12 168
-
-
total
-
12 168
-
-
Income
52 000
52 000
52 000
52 000
Total tax
31 304
23 608
24 231
26 078
After tax
20 696
28 392
27 769
25 922
Living cost
35 874
35 874
35 874
35 874
Free-cash
-15 178
-7 482
-8 105
-9 952

Estimated living cost  is ₽35874 per week

₽23776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3520
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽545
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8033
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽1463
-₽2793
-₽7092
-₽81833
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
10 136
social contributions
-
-
-
5 928
total
-
-
-
16 064
Employee
55 532
-
-
-
income
12 249
-
-
-
social contributions
4 554
-
649
-
total
16 803
-
649
-
Employer
55 532
-
-
-
social contributions
78 301
-
11 159
-
total
78 301
-
11 159
-
Corporate
-
52 000
-
-
income
-
11 440
-
-
total
-
11 440
-
-
Dividends
-
40 560
-
-
income
-
8 923
-
-
total
-
8 923
-
-
Income
52 000
52 000
52 000
52 000
Total tax
95 104
20 363
11 808
16 064
After tax
-43 104
31 637
40 192
35 936
Living cost
38 729
38 729
38 729
38 729
Free-cash
-81 833
-7 092
1 463
-2 793

Estimated living cost  is ₽38729 per week

₽25129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3642
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽7243
₽12126
₽3792
₽6232
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 031
social contributions
-
-
-
8 112
health
-
-
-
1 326
total
-
-
-
11 469
Employee
67 340
67 340
67 340
-
income
7 071
6 234
6 837
-
social contributions
3 272
5 589
3 919
-
health
670
1 145
803
-
total
11 013
12 968
11 559
-
Employer
67 340
67 340
67 340
-
social contributions
3 272
5 589
3 919
-
health
730
1 246
874
-
total
4 002
6 835
4 793
-
Corporate
8 580
-
-
-
income
1 072
-
-
-
total
1 072
-
-
-
Dividends
7 508
-
-
-
withholding
1 276
-
-
-
total
1 276
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 363
19 803
16 352
11 469
After tax
34 637
32 197
35 648
40 531
Living cost
28 405
28 405
28 405
28 405
Free-cash
6 232
3 792
7 243
12 126

Estimated living cost  is ₽28405 per week

₽19417
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2219
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6292
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽1937
₽7293
₽7257
₽2444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
9 748
pensions
-
-
-
3 256
total
-
-
-
13 004
Employee
43 517
-
46 335
-
income
7 925
-
8 410
-
health
568
-
626
-
pensions
3 321
-
3 660
-
total
11 814
-
12 696
-
Employer
43 517
-
46 335
-
pensions
4 397
-
4 784
-
health
827
-
880
-
total
5 224
-
5 664
-
Corporate
3 260
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

618
9 880
-
-
total
618
9 880
-
-
Dividends
2 641
42 120
-
-
withholding
197
3 160
-
-
total
197
3 160
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 853
13 040
18 360
13 004
After tax
34 147
38 960
33 640
38 996
Living cost
31 703
31 703
31 703
31 703
Free-cash
2 444
7 257
1 937
7 293

Estimated living cost  is ₽31703 per week

₽21748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽397
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6641
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽9734
-₽6845
-₽7499
-₽21795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
347
regional
-
-
-
805
national
-
-
-
9 431
social contributions
-
-
-
13 375
total
-
-
-
23 958
Employee
73 796
-
52 000
-
regional
1 114
-
692
-
social contributions
24 883
-
17 535
-
national
12 471
-
8 308
-
municipal
440
-
311
-
total
38 908
-
26 846
-
Employer
73 796
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
nationa
-
12 481
-
-
municipal
-
2 506
-
-
total
-
14 987
-
-
Dividends
-
37 013
-
-
withholding
-
9 624
-
-
total
-
9 624
-
-
Income
52 000
52 000
52 000
52 000
Total tax
38 908
24 611
26 846
23 958
After tax
13 092
27 389
25 154
28 042
Living cost
34 888
34 888
34 888
34 888
Free-cash
-21 795
-7 499
-9 734
-6 845

Estimated living cost  is ₽34888 per week

₽24506
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2400
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7454
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽9063
₽17835
-₽13833
₽1444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
10 407
health
-
-
-
1 789
accident
-
-
-
207
pensions
-
-
-
3 413
other
-
-
-
304
total
-
-
-
16 120
Employee
28 385
-
43 197
-
income
3 894
-
6 279
-
health
3 250
-
4 946
-
pensions
3 196
-
4 864
-
total
10 340
-
16 089
-
Employer
28 385
-
43 197
-
unemployment
695
-
1 058
-
pensions
4 616
-
7 024
-
accident
474
-
721
-
total
5 785
-
8 803
-
Corporate
17 830
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

16 047
46 800
-
-
total
16 047
46 800
-
-
Dividends
1 783
5 200
-
-
withholding
339
988
-
-
total
339
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
32 511
47 788
24 892
16 120
After tax
19 489
4 212
27 108
35 880
Living cost
18 045
18 045
18 045
18 045
Free-cash
1 444
-13 833
9 063
17 835

Estimated living cost  is ₽18045 per week

₽13225
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1000
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽377
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3443
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽5875
₽4256
-₽6880
₽4574
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 001
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 983
trade
-
-
-
1 619
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
331
total
-
-
-
13 934
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

43 574
-
52 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 583
-
6 001
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 983
-
5 983
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
331
-
total
9 764
-
12 315
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
8 426
52 000
-
-
chamber of commerce
145
209
-
-
income
1 265
7 799
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

70
429
-
-
trade
1 210
7 462
-
-
total
2 690
15 899
-
-
Dividends
5 737
36 101
-
-
withholding
1 102
8 692
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

60
479
-
-
total
1 162
9 171
-
-
Income
52 000
52 000
52 000
52 000
Total tax
13 616
25 070
12 315
13 934
After tax
38 384
26 930
39 685
38 066
Living cost
33 810
33 810
33 810
33 810
Free-cash
4 574
-6 880
5 875
4 256

Estimated living cost  is ₽33810 per week

₽23323
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3638
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6358
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽11496
₽23225
₽23381
₽16197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
52 000
microenterprise
-
-
-
7 799
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 757
surtax
-
-
-
-
total
-
-
-
10 556
Employee
25 590
-
41 906
-
income
4 555
-
7 581
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 815
-
4 610
-
surtax
-
-
-
-
total
7 370
-
12 191
-
Employer
25 590
-
41 906
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 164
-
10 094
-
surtax
-
-
-
-
total
6 164
-
10 094
-
Corporate
20 246
52 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 050
10 400
-
-
total
4 050
10 400
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

16 196
41 600
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 584
10 400
22 285
10 556
After tax
34 416
41 600
29 715
41 444
Living cost
18 219
18 219
18 219
18 219
Free-cash
16 197
23 381
11 496
23 225

Estimated living cost  is ₽18219 per week

₽11623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1735
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽14986
₽15792
₽21103
₽19238
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
10 588
health
-
-
-
6 000
pensions
-
-
-
8 275
total
-
-
-
24 863
Employee
17 279
-
42 691
-
income
3 343
-
10 153
-
health
864
-
2 069
-
unemployment
173
-
414
-
pensions
1 555
-
3 724
-
total
5 935
-
16 360
-
Employer
17 279
-
42 691
-
unemployment
346
-
827
-
pensions
1 901
-
4 551
-
health
1 642
-
3 931
-
total
3 889
-
9 309
-
Corporate
30 833
52 000
-
-
income
6 783
11 440
-
-
total
6 783
11 440
-
-
Dividends
24 049
40 560
-
-
withholding
4 810
8 112
-
-
total
4 810
8 112
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 417
19 552
25 669
24 863
After tax
30 583
32 448
26 331
27 137
Living cost
11 345
11 345
11 345
11 345
Free-cash
19 238
21 103
14 986
15 792

Estimated living cost  is ₽11345 per week

₽6742
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽920
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽260
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3423
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽8458
₽9579
₽13039
₽10251
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 944
health
-
-
-
3 691
unemployment
-
-
-
199
surtax
-
-
-
517
pensions
-
-
-
10 400
other
-
-
-
-
total
-
-
-
22 751
Employee
29 492
-
42 958
-
other
-
-
-
-
income
4 944
-
7 450
-
health
753
-
1 095
-
unemployment
2 052
-
2 990
-
surtax
105
-
430
-
pensions
1 968
-
2 865
-
total
9 822
-
14 830
-
Employer
29 492
-
42 958
-
unemployment
936
-
1 361
-
pensions
3 932
-
5 727
-
other
-
-
-
-
health
1 341
-
1 954
-
total
6 209
-
9 042
-
Corporate
16 299
52 000
-
-
income
4 238
13 519
-
-
total
4 238
13 519
-
-
Dividends
12 061
38 481
-
-
withholding
1 810
5 772
-
-
total
1 810
5 772
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 079
19 291
23 872
22 751
After tax
29 921
32 709
28 128
29 249
Living cost
19 670
19 670
19 670
19 670
Free-cash
10 251
13 039
8 458
9 579

Estimated living cost  is ₽19670 per week

₽11876
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1710
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽8149
₽884
₽1902
₽1357
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
3 998
chamber of commerce
-
-
-
208
health
-
-
-
3 979 </