Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 52000
per

Your estimated
City
free-cash

Valencia , Spain
₽8603
₽6413
₽6043
₽12848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
unemployment
-
-
-
364
income
-
-
-
8 102
other
-
-
-
52
accident
-
-
-
468
pensions
-
-
-
14 717
total
-
-
-
23 703
Employee
29 923
-
39 430
-
unemployment
464
-
611
-
pensions
1 407
-
1 854
-
income
5 769
-
8 260
-
other
29
-
40
-
total
7 669
-
10 765
-
Employer
29 923
-
39 430
-
pensions
7 061
-
9 305
-
accident
593
-
780
-
unemployment
1 646
-
2 168
-
other
240
-
315
-
total
9 540
-
12 568
-
Corporate
12 537
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 881
7 800
-
-
total
1 881
7 800
-
-
Dividends
10 656
44 200
-
-
withholding
2 053
9 098
-
-
total
2 053
9 098
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 143
16 898
23 333
23 703
After tax
30 857
35 102
28 667
28 297
Living cost
22 254
22 254
22 254
22 254
Free-cash
8 603
12 848
6 413
6 043

Estimated living cost  is ₽22254 per week

₽15021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2139
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4704
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽11175
₽8916
₽6594
₽16642
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 481
income
-
-
-
6 605
other
-
-
-
2 469
health
-
-
-
2 288
total
-
-
-
23 843
Employee
29 383
-
41 534
-
health
412
-
582
-
unemployment
293
-
415
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 056
-
2 907
-
income
5 059
-
7 150
-
total
7 820
-
11 054
-
Employer
29 383
-
41 534
-
health
412
-
582
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 996
-
7 060
-
accident
235
-
332
-
unemployment
293
-
415
-
other
1 470
-
2 078
-
total
7 406
-
10 467
-
Corporate
15 212
52 000
-
-
income
3 194
10 920
-
-
total
3 194
10 920
-
-
Dividends
12 017
41 080
-
-
withholding
842
2 875
-
-
total
842
2 875
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 262
13 795
21 521
23 843
After tax
32 738
38 205
30 479
28 157
Living cost
21 563
21 563
21 563
21 563
Free-cash
11 175
16 642
8 916
6 594

Estimated living cost  is ₽21563 per week

₽15236
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1456
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽347
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽30074
₽27083
₽26023
₽33838
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 188
unemployment
-
-
-
113
income
-
-
-
7 800
health
-
-
-
3 254
total
-
-
-
15 355
Employee
14 065
-
46 448
-
health
647
-
1 302
-
accident

We are using the highest rate at 1.1%.

155
-
311
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 235
-
2 485
-
income
1 406
-
4 645
-
total
3 443
-
8 743
-
Employer
14 065
-
46 448
-
health
971
-
1 953
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 550
-
3 118
-
accident

We are using the highest rate at 1.1%.

155
-
311
-
unemployment
84
-
170
-
total
2 760
-
5 552
-
Corporate
35 175
52 000
-
-
income
3 518
5 200
-
-
total
3 518
5 200
-
-
Dividends
31 657
46 800
-
-
withholding
1 583
2 340
-
-
total
1 583
2 340
-
-
Income
52 000
52 000
52 000
52 000
Total tax
11 304
7 540
14 295
15 355
After tax
40 696
44 460
37 705
36 645
Living cost
10 622
10 622
10 622
10 622
Free-cash
30 074
33 838
27 083
26 023

Estimated living cost  is ₽10622 per week

₽6201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽759
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽281
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽3303
₽3682
₽3353
-₽1479
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 603
other
-
-
-
1 612
health
-
-
-
450
social contributions
-
-
-
1 480
pensions
-
-
-
14 815
surtax
-
-
-
-
total
-
-
-
20 960
Employee
34 635
-
39 627
-
pensions
3 916
-
4 481
-
income
2 044
-
2 648
-
social contributions
987
-
1 129
-
surtax
-
-
-
-
total
6 947
-
8 258
-
Employer
34 635
-
39 627
-
health
2 425
-
2 773
-
social contributions
104
-
118
-
pensions
5 690
-
6 510
-
unemployment
1 402
-
1 605
-
other
1 195
-
1 367
-
total
10 816
-
12 373
-
Corporate
6 549
52 000
-
-
income
1 834
14 560
-
-
surtax
-
-
-
-
total
1 834
14 560
-
-
Dividends
4 716
37 440
-
-
social contributions
809
6 439
-
-
surtax
-
-
-
-
withholding
604
4 793
-
-
total
1 413
11 232
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 010
25 792
20 631
20 960
After tax
30 990
26 208
31 369
31 040
Living cost
27 687
27 687
27 687
27 687
Free-cash
3 303
-1 479
3 682
3 353

Estimated living cost  is ₽27687 per week

₽17458
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2251
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽28361
-₽28361
-₽4224
-₽23818
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
9 360
income
-
-
-
4 980
health
-
-
-
7 983
total
-
-
-
22 323
Employee
69 107
69 107
69 107
-
health
10 607
9 022
10 607
-
pensions
12 439
9 481
12 439
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 312
11 312
11 312
-
total
34 358
29 815
34 358
-
Employer
69 107
69 107
69 107
-
health
4 804
4 804
4 804
-
pensions
4 810
4 810
4 810
-
unemployment
2 488
2 488
2 488
-
total
12 102
12 102
12 102
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
46 460
41 917
46 460
22 323
After tax
5 540
10 083
5 540
29 677
Living cost
33 901
33 901
33 901
33 901
Free-cash
-28 361
-23 818
-28 361
-4 224

Estimated living cost  is ₽33901 per week

₽24025
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3056
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6281
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽10811
₽14844
₽12580
₽1863
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
trade
-
-
-
2 264
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 743
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 529
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
372
total
-
-
-
14 908
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

30 952
-
52 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 529
-
5 529
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

865
-
6 743
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
372
-
total
6 442
-
12 644
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
21 048
52 000
-
-
income
3 157
7 800
-
-
trade
3 316
8 190
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

174
428
-
-
chamber of commerce
154
198
-
-
total
6 801
16 616
-
-
Dividends
14 248
35 384
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

180
470
-
-
withholding
3 254
8 539
-
-
total
3 434
9 009
-
-
Income
52 000
52 000
52 000
52 000
Total tax
16 677
25 625
12 644
14 908
After tax
35 323
26 375
39 356
37 092
Living cost
24 512
24 512
24 512
24 512
Free-cash
10 811
1 863
14 844
12 580

Estimated living cost  is ₽24512 per week

₽15419
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5777
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽15089
₽17541
₽21304
₽14964
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 523
health
-
-
-
1 325
social contributions
-
-
-
8 112
total
-
-
-
11 960
Employee
62 228
62 228
62 228
-
health
482
1 058
803
-
income
6 776
5 760
6 210
-
social contributions
2 353
5 165
3 918
-
total
9 611
11 983
10 931
-
Employer
62 228
62 228
62 228
-
health
524
1 152
874
-
social contributions
2 353
5 165
3 918
-
total
2 877
6 317
4 792
-
Corporate
20 777
-
-
-
income
2 597
-
-
-
total
2 597
-
-
-
Dividends
18 180
-
-
-
withholding
3 090
-
-
-
total
3 090
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 175
18 300
15 723
11 960
After tax
33 825
33 700
36 277
40 040
Living cost
18 736
18 736
18 736
18 736
Free-cash
15 089
14 964
17 541
21 304

Estimated living cost  is ₽18736 per week

₽11229
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1838
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽3378
₽2777
₽4409
₽4194
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 000
income
-
-
-
4 136
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 071
surtax
-
-
-
-
total
-
-
-
22 207
Employee
37 219
-
42 019
-
income
7 742
-
9 238
-
social contributions
4 094
-
4 622
-
surtax
-
-
-
-
total
11 836
-
13 860
-
Employer
37 219
-
42 019
-
social contributions
8 840
-
9 979
-
total
8 840
-
9 979
-
Corporate
5 941
52 000
-
-
income
1 247
10 920
-
-
surtax
-
-
-
-
total
1 247
10 920
-
-
Dividends
4 694
41 080
-
-
withholding
1 315
11 502
-
-
total
1 315
11 502
-
-
Income
52 000
52 000
52 000
52 000
Total tax
23 238
22 422
23 839
22 207
After tax
28 762
29 578
28 161
29 793
Living cost
25 384
25 384
25 384
25 384
Free-cash
3 378
4 194
2 777
4 409

Estimated living cost  is ₽25384 per week

₽18992
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽42219
₽35553
₽45433
₽43353
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
520
total
-
-
-
520
Employee
7 559
-
52 000
-
income
1 512
-
10 400
-
total
1 512
-
10 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

44 441
52 000
-
-
total
-
-
-
-
Dividends
44 441
52 000
-
-
withholding
2 222
2 600
-
-
total
2 222
2 600
-
-
Income
52 000
52 000
52 000
52 000
Total tax
3 734
2 600
10 400
520
After tax
48 266
49 400
41 600
51 480
Living cost
6 047
6 047
6 047
6 047
Free-cash
42 219
43 353
35 553
45 433

Estimated living cost  is ₽6047 per week

₽3748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽7327
₽4976
₽6465
₽14095
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
52 000
pensions
-
-
-
9 497
unemployment
-
-
-
78
income
-
-
-
9 137
health
-
-
-
5 117
total
-
-
-
23 829
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

35 785
-
44 994
-
health
2 311
-
2 906
-
unemployment
51
-
63
-
pensions
5 547
-
6 974
-
income
6 171
-
8 369
-
total
14 080
-
18 312
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

35 785
-
44 994
-
health
2 383
-
2 996
-
pensions
3 167
-
3 982
-
unemployment
21
-
28
-
total
5 571
-
7 006
-
Corporate
10 643
52 000
-
-
income
2 023
9 881
-
-
total
2 023
9 881
-
-
Dividends
8 621
42 119
-
-
withholding
1 293
6 318
-
-
total
1 293
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 967
16 199
25 318
23 829
After tax
29 033
35 801
26 682
28 171
Living cost
21 706
21 706
21 706
21 706
Free-cash
7 327
14 095
4 976
6 465

Estimated living cost  is ₽21706 per week

₽14896
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1391
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽4837
₽8363
-₽5537
₽149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
52 000
income
-
-
-
23 036
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 125
total
-
-
-
28 161
Employee
37 124
-
48 277
-
social contributions
3 719
-
3 723
-
income
4 028
-
6 815
-
total
7 747
-
10 538
-
Employer
37 124
-
48 277
-
social contributions
3 719
-
3 723
-
total
3 719
-
3 723
-
Corporate
11 157
52 000
-
-
income
3 905
18 200
-
-
total
3 905
18 200
-
-
Dividends
7 251
33 800
-
-
social contributions
2 416
4 275
-
-
total
2 416
4 275
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 787
22 475
14 261
28 161
After tax
34 213
29 525
37 739
23 839
Living cost
29 376
29 376
29 376
29 376
Free-cash
4 837
149
8 363
-5 537

Estimated living cost  is ₽29376 per week

₽19350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2316
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7259
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽14984
₽13809
₽16235
₽14565
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 800
health
-
-
-
3 629
social contributions
-
-
-
7 176
total
-
-
-
18 605
Employee
27 438
-
52 000
-
health
1 915
-
3 629
-
income
4 576
-
10 226
-
social contributions
3 787
-
7 176
-
total
10 278
-
21 031
-
Employer
27 438
-
52 000
-
total
-
-
-
-
Corporate
24 562
52 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 229
2 600
-
-
total
1 229
2 600
-
-
Dividends
23 333
49 400
-
-
social contributions
3 220
6 817
-
-
withholding
3 500
7 410
-
-
health
1 629
3 448
-
-
total
8 349
17 675
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 856
20 275
21 031
18 605
After tax
32 144
31 725
30 969
33 395
Living cost
17 160
17 160
17 160
17 160
Free-cash
14 984
14 565
13 809
16 235

Estimated living cost  is ₽17160 per week

₽11484
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4222
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽5131
₽3782
₽2721
₽13196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 469
health
-
-
-
7 020
social contributions
-
-
-
15 184
solidarity contribution
-
-
-
-
total
-
-
-
26 673
Employee
33 244
-
38 806
-
health
4 488
-
5 239
-
solidarity contribution
-
-
-
-
income
3 989
-
4 657
-
social contributions
2 161
-
2 522
-
total
10 638
-
12 418
-
Employer
33 244
-
38 806
-
health
2 992
-
3 493
-
social contributions
8 311
-
9 701
-
total
11 303
-
13 194
-
Corporate
7 453
52 000
-
-
income
1 416
9 880
-
-
total
1 416
9 880
-
-
Dividends
6 037
42 120
-
-
withholding
906
6 318
-
-
total
906
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 263
16 198
25 612
26 673
After tax
27 737
35 802
26 388
25 327
Living cost
22 606
22 606
22 606
22 606
Free-cash
5 131
13 196
3 782
2 721

Estimated living cost  is ₽22606 per week

₽16811
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1252
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4151
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽38209
₽32176
₽42056
₽39976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
520
total
-
-
-
520
Employee
11 780
-
52 000
-
income
2 356
-
10 400
-
total
2 356
-
10 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

40 220
52 000
-
-
total
-
-
-
-
Dividends
40 220
52 000
-
-
withholding
2 011
2 600
-
-
total
2 011
2 600
-
-
Income
52 000
52 000
52 000
52 000
Total tax
4 367
2 600
10 400
520
After tax
47 633
49 400
41 600
51 480
Living cost
9 424
9 424
9 424
9 424
Free-cash
38 209
39 976
32 176
42 056

Estimated living cost  is ₽9424 per week

₽6377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽396
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽14514
-₽7717
-₽8046
-₽12878
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 603
other
-
-
-
1 612
health
-
-
-
450
social contributions
-
-
-
1 480
pensions
-
-
-
14 815
surtax
-
-
-
-
total
-
-
-
20 960
Employee
50 685
-
39 627
-
pensions
5 733
-
4 481
-
income
4 422
-
2 648
-
social contributions
1 444
-
1 129
-
surtax
-
-
-
-
total
11 599
-
8 258
-
Employer
50 685
-
39 627
-
health
3 547
-
2 773
-
social contributions
152
-
118
-
pensions
8 328
-
6 510
-
unemployment
2 053
-
1 605
-
other
1 749
-
1 367
-
total
15 829
-
12 373
-
Corporate
-
52 000
-
-
income
-
14 560
-
-
surtax
-
-
-
-
total
-
14 560
-
-
Dividends
-
37 440
-
-
social contributions
-
6 439
-
-
surtax
-
-
-
-
withholding
-
4 793
-
-
total
-
11 232
-
-
Income
52 000
52 000
52 000
52 000
Total tax
27 428
25 792
20 631
20 960
After tax
24 572
26 208
31 369
31 040
Living cost
39 086
39 086
39 086
39 086
Free-cash
-14 514
-12 878
-7 717
-8 046

Estimated living cost  is ₽39086 per week

₽26453
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3197
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8899
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽19659
₽13864
₽11626
₽23626
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
52 000
pensions
-
-
-
13 520
unemployment
-
-
-
780
income
-
-
-
6 774
health
-
-
-
5 356
total
-
-
-
26 430
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 027
-
44 105
-
health
1 083
-
2 271
-
unemployment
158
-
331
-
pensions
2 944
-
6 175
-
income
2 898
-
7 520
-
total
7 083
-
16 297
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 027
-
44 105
-
health
1 083
-
2 271
-
pensions
2 523
-
5 293
-
unemployment
158
-
331
-
total
3 764
-
7 895
-
Corporate
27 209
52 000
-
-
income
4 081
7 800
-
-
total
4 081
7 800
-
-
Dividends
23 128
44 200
-
-
withholding
3 469
6 630
-
-
total
3 469
6 630
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 397
14 430
24 192
26 430
After tax
33 603
37 570
27 808
25 570
Living cost
13 944
13 944
13 944
13 944
Free-cash
19 659
23 626
13 864
11 626

Estimated living cost  is ₽13944 per week

₽9389
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1079
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽403
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3073
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽20196
-₽15112
-₽12441
-₽32548
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
4 784
city
-
-
-
547
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 040
health
-
-
-
184
regional
-
-
-
1 366
national
-
-
-
193
total
-
-
-
8 114
Employee
65 917
-
46 545
-
health
149
-
104
-
unemployment
-
-
-
-
city
707
-
501
-
pensions
5 538
-
3 909
-
regional
2 158
-
1 166
-
national
312
-
162
-
total
8 864
-
5 842
-
Employer
65 917
-
46 545
-
health
149
-
104
-
pensions
5 538
-
3 909
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 318
-
930
-
total
7 005
-
4 943
-
Corporate
-
52 000
-
-
regional
-
10 998
-
-
national
-
4 420
-
-
total
-
15 418
-
-
Dividends
-
36 583
-
-
withholding
-
12 803
-
-
total
-
12 803
-
-
Income
52 000
52 000
52 000
52 000
Total tax
15 869
28 221
10 785
8 114
After tax
36 131
23 779
41 215
43 886
Living cost
56 327
56 327
56 327
56 327
Free-cash
-20 196
-32 548
-15 112
-12 441

Estimated living cost  is ₽56327 per week

₽36629
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5055
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽692
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13952
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽963
₽804
₽8483
₽4665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 000
municipal
-
-
-
9 277
health
-
-
-
464
national
-
-
-
2 707
total
-
-
-
12 448
Employee
42 576
-
43 747
-
health
318
-
336
-
unemployment
639
-
656
-
pensions
2 873
-
2 953
-
national
703
-
766
-
municipal
6 974
-
7 164
-
total
11 507
-
11 875
-
Employer
42 576
-
43 747
-
health
327
-
336
-
pensions
7 387
-
7 589
-
accident
43
-
43
-
unemployment
276
-
284
-
total
8 033
-
8 252
-
Corporate
1 390
52 000
-
-
income
278
10 400
-
-
total
278
10 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

834
31 200
-
-
municipal
150
5 616
-
-
national
-
250
-
-
total
150
5 866
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 968
16 266
20 127
12 448
After tax
32 032
35 734
31 873
39 552
Living cost
31 069
31 069
31 069
31 069
Free-cash
963
4 665
804
8 483

Estimated living cost  is ₽31069 per week

₽20294
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2988
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽22737
-₽7549
-₽2388
-₽236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 727
social contributions
-
-
-
6 550
national
-
-
-
15 605
total
-
-
-
24 882
Employee

The minimum management director salary is set at €45,000 per year.

57 886
-
40 275
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 720
-
1 894
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 019
-
2 101
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

504
-
350
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 341
-
3 021
-
national
17 797
-
10 952
-
total
28 381
-
18 318
-
Employer

The minimum management director salary is set at €45,000 per year.

57 886
-
40 275
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 560
-
2 477
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 129
-
3 569
-
surtax
6 564
-
4 567
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

752
-
524
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
588
-
total
16 850
-
11 725
-
Corporate
-
52 000
-
-
income
-
10 400
-
-
surtax
-
207
-
-
total
-
10 607
-
-
Dividends
-
41 393
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 123
-
-
total
-
12 123
-
-
Income
52 000
52 000
52 000
52 000
Total tax
45 231
22 730
30 043
24 882
After tax
6 769
29 270
21 957
27 118
Living cost
29 506
29 506
29 506
29 506
Free-cash
-22 737
-236
-7 549
-2 388

Estimated living cost  is ₽29506 per week

₽19006
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2580
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽13345
-₽7126
-₽8973
-₽6503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
unemployment
-
-
-
52
municipal
-
-
-
11 014
other
-
-
-
6 042
health
-
-
-
3 245
national
-
-
-
-
accident
-
-
-
104
pensions
-
-
-
5 621
total
-
-
-
26 078
Employee
49 722
-
39 568
-
national
-
-
-
-
municipal
14 827
-
11 799
-
total
14 827
-
11 799
-
Employer
49 722
-
39 568
-
health
3 058
-
2 433
-
pensions
5 375
-
4 277
-
accident
99
-
79
-
unemployment
1 313
-
1 045
-
other
5 778
-
4 598
-
total
15 623
-
12 432
-
Corporate
-
52 000
-
-
income
-
11 440
-
-
total
-
11 440
-
-
Dividends
-
40 560
-
-
withholding
-
12 168
-
-
total
-
12 168
-
-
Income
52 000
52 000
52 000
52 000
Total tax
30 450
23 608
24 231
26 078
After tax
21 550
28 392
27 769
25 922
Living cost
34 895
34 895
34 895
34 895
Free-cash
-13 345
-6 503
-7 126
-8 973

Estimated living cost  is ₽34895 per week

₽23127
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽80602
₽1928
-₽2437
-₽6736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
10 136
social contributions
-
-
-
5 928
total
-
-
-
16 064
Employee
55 021
-
-
-
income
12 137
-
-
-
social contributions
4 512
-
643
-
total
16 649
-
643
-
Employer
55 021
-
-
-
social contributions
77 580
-
11 056
-
total
77 580
-
11 056
-
Corporate
-
52 000
-
-
income
-
11 440
-
-
total
-
11 440
-
-
Dividends
-
40 560
-
-
income
-
8 923
-
-
total
-
8 923
-
-
Income
52 000
52 000
52 000
52 000
Total tax
94 229
20 363
11 699
16 064
After tax
-42 229
31 637
40 301
35 936
Living cost
38 373
38 373
38 373
38 373
Free-cash
-80 602
-6 736
1 928
-2 437

Estimated living cost  is ₽38373 per week

₽24898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9377
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽8626
₽10029
₽13792
₽7452
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 523
health
-
-
-
1 325
social contributions
-
-
-
8 112
total
-
-
-
11 960
Employee
62 228
62 228
62 228
-
health
619
1 058
803
-
income
6 534
5 760
6 210
-
social contributions
3 024
5 165
3 918
-
total
10 177
11 983
10 931
-
Employer
62 228
62 228
62 228
-
health
674
1 152
874
-
social contributions
3 024
5 165
3 918
-
total
3 698
6 317
4 792
-
Corporate
11 877
-
-
-
income
1 485
-
-
-
total
1 485
-
-
-
Dividends
10 392
-
-
-
withholding
1 766
-
-
-
total
1 766
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 126
18 300
15 723
11 960
After tax
34 874
33 700
36 277
40 040
Living cost
26 248
26 248
26 248
26 248
Free-cash
8 626
7 452
10 029
13 792

Estimated living cost  is ₽26248 per week

₽17943
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽5643
₽4475
₽9974
₽10039
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
9 723
pensions
-
-
-
3 380
total
-
-
-
13 103
Employee
39 701
-
46 212
-
health
518
-
652
-
pensions
3 030
-
3 812
-
income
7 230
-
8 350
-
total
10 778
-
12 814
-
Employer
39 701
-
46 212
-
health
755
-
878
-
pensions
4 011
-
4 910
-
total
4 766
-
5 788
-
Corporate
7 534
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 432
9 879
-
-
total
1 432
9 879
-
-
Dividends
6 102
42 121
-
-
withholding
458
3 159
-
-
total
458
3 159
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 434
13 038
18 602
13 103
After tax
34 566
38 962
33 398
38 897
Living cost
28 923
28 923
28 923
28 923
Free-cash
5 643
10 039
4 475
9 974

Estimated living cost  is ₽28923 per week

₽19841
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2660
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6059
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽16194
-₽7177
-₽4292
-₽4849
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
347
regional
-
-
-
824
social contributions
-
-
-
13 374
national
-
-
-
9 508
total
-
-
-
24 053
Employee
68 193
-
52 000
-
social contributions
22 994
-
17 535
-
regional
1 030
-
710
-
national
11 524
-
8 383
-
municipal
407
-
310
-
total
35 955
-
26 938
-
Employer
68 193
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
nationa
-
12 481
-
-
municipal
-
2 506
-
-
total
-
14 987
-
-
Dividends
-
37 013
-
-
withholding
-
9 623
-
-
total
-
9 623
-
-
Income
52 000
52 000
52 000
52 000
Total tax
35 955
24 610
26 938
24 053
After tax
16 045
27 390
25 062
27 947
Living cost
32 239
32 239
32 239
32 239
Free-cash
-16 194
-4 849
-7 177
-4 292

Estimated living cost  is ₽32239 per week

₽22646
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2218
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽1583
₽9749
₽18716
-₽12926
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
3 241
income
-
-
-
10 720
other
-
-
-
289
health
-
-
-
1 699
accident
-
-
-
197
total
-
-
-
16 146
Employee
26 959
-
43 197
-
health
3 087
-
4 946
-
pensions
3 036
-
4 864
-
income
3 699
-
6 500
-
total
9 822
-
16 310
-
Employer
26 959
-
43 197
-
pensions
4 384
-
7 024
-
accident
450
-
721
-
unemployment
660
-
1 058
-
total
5 494
-
8 803
-
Corporate
19 547
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

17 592
46 800
-
-
total
17 592
46 800
-
-
Dividends
1 955
5 200
-
-
withholding
371
988
-
-
total
371
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
33 279
47 788
25 113
16 146
After tax
18 721
4 212
26 887
35 854
Living cost
17 138
17 138
17 138
17 138
Free-cash
1 583
-12 926
9 749
18 716

Estimated living cost  is ₽17138 per week

₽12561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3270
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽6252
₽8113
₽6051
-₽4332
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
trade
-
-
-
2 062
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 743
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 529
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
372
total
-
-
-
14 706
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 265
-
52 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 529
-
5 529
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 311
-
6 743
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

183
-
372
-
total
9 023
-
12 644
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
11 735
52 000
-
-
income
1 760
7 800
-
-
trade
1 685
7 462
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

97
428
-
-
chamber of commerce
140
200
-
-
total
3 682
15 890
-
-
Dividends
8 054
36 110
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

94
479
-
-
withholding
1 706
8 720
-
-
total
1 800
9 199
-
-
Income
52 000
52 000
52 000
52 000
Total tax
14 505
25 089
12 644
14 706
After tax
37 495
26 911
39 356
37 294
Living cost
31 243
31 243
31 243
31 243
Free-cash
6 252
-4 332
8 113
6 051

Estimated living cost  is ₽31243 per week

₽21552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3362
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽18126
₽12803
₽24816
₽24764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
52 000
income
-
-
-
-
microenterprise
-
-
-
7 800
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 548
surtax
-
-
-
-
total
-
-
-
10 348
Employee
23 647
-
41 904
-
income
4 209
-
7 657
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 601
-
4 610
-
surtax
-
-
-
-
total
6 810
-
12 267
-
Employer
23 647
-
41 904
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 696
-
10 094
-
surtax
-
-
-
-
total
5 696
-
10 094
-
Corporate
22 657
52 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 532
10 400
-
-
total
4 532
10 400
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

18 125
41 600
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 038
10 400
22 361
10 348
After tax
34 962
41 600
29 639
41 652
Living cost
16 836
16 836
16 836
16 836
Free-cash
18 126
24 764
12 803
24 816

Estimated living cost  is ₽16836 per week

₽10741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4110
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽20878
₽17318
₽18024
₽22509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
11 531
health
-
-
-
5 256
pensions
-
-
-
7 250
total
-
-
-
24 037
Employee
15 138
-
43 844
-
health
757
-
1 812
-
unemployment
151
-
363
-
pensions
1 362
-
3 262
-
income
2 928
-
11 150
-
total
5 198
-
16 587
-
Employer
15 138
-
43 844
-
health
1 438
-
3 444
-
pensions
1 665
-
3 987
-
unemployment
303
-
725
-
total
3 406
-
8 156
-
Corporate
33 455
52 000
-
-
income
7 360
11 440
-
-
total
7 360
11 440
-
-
Dividends
26 095
40 560
-
-
withholding
5 219
8 112
-
-
total
5 219
8 112
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 183
19 552
24 743
24 037
After tax
30 817
32 448
27 257
27 963
Living cost
9 939
9 939
9 939
9 939
Free-cash
20 878
22 509
17 318
18 024

Estimated living cost  is ₽9939 per week

₽5906
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽806
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽228
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽11957
₽9617
₽10751
₽14532
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
10 400
unemployment
-
-
-
184
income
-
-
-
8 176
other
-
-
-
-
health
-
-
-
3 692
surtax
-
-
-
620
total
-
-
-
23 072
Employee
27 253
-
42 956
-
health
696
-
1 095
-
unemployment
1 897
-
2 990
-
pensions
1 818
-
2 866
-
income
4 569
-
7 677
-
other
-
-
-
-
surtax
97
-
534
-
total
9 077
-
15 162
-
Employer
27 253
-
42 956
-
health
1 239
-
1 955
-
pensions
3 633
-
5 727
-
unemployment
865
-
1 362
-
other
-
-
-
-
total
5 737
-
9 044
-
Corporate
19 010
52 000
-
-
income
4 942
13 520
-
-
total
4 942
13 520
-
-
Dividends
14 068
38 480
-
-
withholding
2 110
5 771
-
-
total
2 110
5 771
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 866
19 291
24 206
23 072
After tax
30 134
32 709
27 794
28 928
Living cost
18 177
18 177
18 177
18 177
Free-cash
11 957
14 532
9 617
10 751

Estimated living cost  is ₽18177 per week

₽10974
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1580
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽3505
-₽6664
₽2699
₽3907
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
9 620
chamber of commerce
-
-
-
207
unemployment
-
-
-
4 963