Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 52000
per

Your estimated
City
free-cash

Dresden , Germany
-₽4339
₽6897
₽8724
₽9474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
trade
-
-
-
750
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 558
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 941
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
251
total
-
-
-
12 500
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 862
-
52 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 941
-
6 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

60
-
251
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 086
-
4 558
-
total
8 087
-
11 750
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
13 138
52 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

108
428
-
-
income
1 971
7 799
-
-
trade
2 069
8 191
-
-
chamber of commerce
174
229
-
-
total
4 322
16 647
-
-
Dividends
8 817
35 352
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

100
465
-
-
withholding
1 818
8 451
-
-
total
1 918
8 916
-
-
Income
52 000
52 000
52 000
52 000
Total tax
14 327
25 563
11 750
12 500
After tax
37 673
26 437
40 250
39 500
Living cost
30 776
30 776
30 776
30 776
Free-cash
6 897
-4 339
9 474
8 724

Estimated living cost  is ₽30776 per week

₽19359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3588
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽18819
-₽34685
-₽18312
-₽17903
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
4 803
pensions
-
-
-
6 240
national
-
-
-
7 443
social contributions
-
-
-
559
total
-
-
-
19 045
Employee
79 474
-
44 954
-
municipal
9 816
-
5 004
-
pensions
3 179
-
1 798
-
national
15 211
-
7 755
-
total
28 206
-
14 557
-
Employer
79 474
-
44 954
-
social contributions
854
-
483
-
pensions
6 358
-
3 596
-
total
7 212
-
4 079
-
Corporate
-
52 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
10 400
-
-
total
-
10 400
-
-
Dividends
-
41 600
-
-
withholding
-
9 152
-
-
total
-
9 152
-
-
Income
52 000
52 000
52 000
52 000
Total tax
35 418
19 552
18 636
19 045
After tax
16 582
32 448
33 364
32 955
Living cost
51 267
51 267
51 267
51 267
Free-cash
-34 685
-18 819
-17 903
-18 312

Estimated living cost  is ₽51267 per week

₽34846
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4766
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽767
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽20461
₽12128
₽19864
₽8700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
52 000
microenterprise
-
-
-
7 799
income
-
-
-
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
3 199
total
-
-
-
10 998
Employee
29 690
-
41 904
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 266
-
4 610
-
surtax
-
-
-
-
income
5 285
-
7 458
-
total
8 551
-
12 068
-
Employer
29 690
-
41 904
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 152
-
10 094
-
surtax
-
-
-
-
total
7 152
-
10 094
-
Corporate
15 159
52 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

3 031
10 401
-
-
total
3 031
10 401
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

12 127
41 599
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 734
10 401
22 162
10 998
After tax
33 266
41 599
29 838
41 002
Living cost
21 138
21 138
21 138
21 138
Free-cash
12 128
20 461
8 700
19 864

Estimated living cost  is ₽21138 per week

₽13486
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2013
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5160
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽43193
-₽48896
-₽12768
-₽48896
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 864
pensions
-
-
-
9 359
health
-
-
-
7 981
total
-
-
-
22 204
Employee
86 768
86 768
86 768
-
health
13 318
11 328
13 318
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 202
14 202
14 202
-
pensions
15 618
11 905
15 618
-
total
43 138
37 435
43 138
-
Employer
86 768
86 768
86 768
-
unemployment
3 124
3 124
3 124
-
pensions
6 039
6 039
6 039
-
health
6 031
6 031
6 031
-
total
15 194
15 194
15 194
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
58 332
52 629
58 332
22 204
After tax
-6 332
-629
-6 332
29 796
Living cost
42 564
42 564
42 564
42 564
Free-cash
-48 896
-43 193
-48 896
-12 768

Estimated living cost  is ₽42564 per week

₽30164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3837
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽677
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽10750
-₽21298
-₽13220
-₽11373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
11 014
accident
-
-
-
104
pensions
-
-
-
5 621
other
-
-
-
6 042
unemployment
-
-
-
52
health
-
-
-
3 245
national
-
-
-
-
total
-
-
-
26 078
Employee
55 773
-
39 568
-
municipal
16 632
-
11 799
-
national
-
-
-
-
total
16 632
-
11 799
-
Employer
55 773
-
39 568
-
accident
112
-
79
-
other
6 481
-
4 598
-
unemployment
1 472
-
1 045
-
pensions
6 029
-
4 277
-
health
3 430
-
2 433
-
total
17 524
-
12 432
-
Corporate
-
52 000
-
-
income
-
11 440
-
-
total
-
11 440
-
-
Dividends
-
40 560
-
-
withholding
-
12 168
-
-
total
-
12 168
-
-
Income
52 000
52 000
52 000
52 000
Total tax
34 156
23 608
24 231
26 078
After tax
17 844
28 392
27 769
25 922
Living cost
39 142
39 142
39 142
39 142
Free-cash
-21 298
-10 750
-11 373
-13 220

Estimated living cost  is ₽39142 per week

₽25941
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8765
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽13746
₽168
-₽448
₽335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
trade
-
-
-
783
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 558
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 941
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
251
total
-
-
-
12 533
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 527
-
52 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 941
-
6 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

243
-
251
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 427
-
4 558
-
total
11 611
-
11 750
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
473
52 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

4
428
-
-
income
71
7 799
-
-
trade
77
8 553
-
-
chamber of commerce
154
228
-
-
total
306
17 008
-
-
Dividends
167
34 992
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
461
-
-
withholding
-
8 362
-
-
total
-
8 823
-
-
Income
52 000
52 000
52 000
52 000
Total tax
11 917
25 831
11 750
12 533
After tax
40 083
26 169
40 250
39 467
Living cost
39 915
39 915
39 915
39 915
Free-cash
168
-13 746
335
-448

Estimated living cost  is ₽39915 per week

₽26696
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4209
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8415
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽3932
₽1180
₽8612
₽1373
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
993
health
-
-
-
1 327
social contributions
-
-
-
8 112
total
-
-
-
10 432
Employee
78 130
78 130
78 130
-
social contributions
3 797
6 484
3 918
-
health
777
1 329
802
-
income
8 204
7 233
8 160
-
total
12 778
15 046
12 880
-
Employer
78 130
78 130
78 130
-
social contributions
3 797
6 484
3 918
-
health
846
1 446
873
-
total
4 643
7 930
4 791
-
Corporate
1 623
-
-
-
income
202
-
-
-
total
202
-
-
-
Dividends
1 421
-
-
-
withholding
241
-
-
-
total
241
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 864
22 976
17 671
10 432
After tax
34 136
29 024
34 329
41 568
Living cost
32 956
32 956
32 956
32 956
Free-cash
1 180
-3 932
1 373
8 612

Estimated living cost  is ₽32956 per week

₽22529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2574
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽11074
₽11459
₽17621
₽11743
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
6 357
pensions
-
-
-
5 200
unemployment
-
-
-
780
health
-
-
-
3 640
total
-
-
-
15 977
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 564
10 572
43 515
-
health
1 859
740
3 046
-
income
3 247
1 292
5 320
-
pensions
2 656
1 057
4 351
-
unemployment
398
159
653
-
total
8 160
3 248
13 370
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 564
10 572
43 515
-
pensions
5 180
2 062
8 485
-
total
5 180
2 062
8 485
-
Corporate
20 256
39 366
-
-
income
1 823
3 543
-
-
total
1 823
3 543
-
-
Dividends
18 433
35 823
-
-
social contributions
3 474
6 865
-
-
withholding
3 502
6 806
-
-
total
6 976
13 671
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 139
22 524
21 855
15 977
After tax
29 861
29 476
30 145
36 023
Living cost
18 402
18 402
18 402
18 402
Free-cash
11 459
11 074
11 743
17 621

Estimated living cost  is ₽18402 per week

₽12558
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽368
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3971
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽17057
₽10747
₽4858
₽6667
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
5 439
pensions
-
-
-
10 401
health
-
-
-
6 760
total
-
-
-
22 600
Employee
28 824
-
38 865
-
income
3 245
-
6 257
-
pensions
577
-
777
-
unemployment
461
-
623
-
total
4 283
-
7 657
-
Employer
28 824
-
38 865
-
unemployment
231
-
310
-
pensions
5 765
-
7 772
-
health
3 746
-
5 052
-
total
9 742
-
13 134
-
Corporate
13 433
52 000
-
-
income
2 686
10 401
-
-
total
2 686
10 401
-
-
Dividends
10 747
41 599
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
16 711
10 401
20 791
22 600
After tax
35 289
41 599
31 209
29 400
Living cost
24 542
24 542
24 542
24 542
Free-cash
10 747
17 057
6 667
4 858

Estimated living cost  is ₽24542 per week

₽16833
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5754
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽17978
₽807
₽13809
₽5272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
255
income
-
-
-
8 975
pensions
-
-
-
4 197
other
-
-
-
374
health
-
-
-
2 200
total
-
-
-
16 001
Employee
34 905
-
43 196
-
health
3 997
-
4 946
-
income
4 789
-
5 926
-
pensions
3 930
-
4 864
-
total
12 716
-
15 736
-
Employer
34 905
-
43 196
-
accident
583
-
721
-
unemployment
855
-
1 058
-
pensions
5 676
-
7 023
-
total
7 114
-
8 802
-
Corporate
9 981
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

8 983
46 800
-
-
total
8 983
46 800
-
-
Dividends
998
5 200
-
-
withholding
190
988
-
-
total
190
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
29 003
47 788
24 538
16 001
After tax
22 997
4 212
27 462
35 999
Living cost
22 190
22 190
22 190
22 190
Free-cash
807
-17 978
5 272
13 809

Estimated living cost  is ₽22190 per week

₽16263
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1229
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽40138
₽38402
₽42218
₽32338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
520
total
-
-
-
520
Employee
11 577
-
52 000
-
income
2 315
-
10 400
-
total
2 315
-
10 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

40 423
52 000
-
-
total
-
-
-
-
Dividends
40 423
52 000
-
-
withholding
2 021
2 600
-
-
total
2 021
2 600
-
-
Income
52 000
52 000
52 000
52 000
Total tax
4 336
2 600
10 400
520
After tax
47 664
49 400
41 600
51 480
Living cost
9 262
9 262
9 262
9 262
Free-cash
38 402
40 138
32 338
42 218

Estimated living cost  is ₽9262 per week

₽5740
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽770
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽255
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽11132
₽4268
₽1084
₽3404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
6 604
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 479
other
-
-
-
2 470
health
-
-
-
2 289
total
-
-
-
23 842
Employee
36 892
-
41 534
-
health
517
-
582
-
income
6 351
-
7 150
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 582
-
2 908
-
unemployment
368
-
415
-
total
9 818
-
11 055
-
Employer
36 892
-
41 534
-
accident
295
-
332
-
other
1 845
-
2 077
-
unemployment
368
-
415
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 272
-
7 061
-
health
517
-
582
-
total
9 297
-
10 467
-
Corporate
5 810
52 000
-
-
income
1 221
10 919
-
-
total
1 221
10 919
-
-
Dividends
4 590
41 081
-
-
withholding
322
2 875
-
-
total
322
2 875
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 658
13 794
21 522
23 842
After tax
31 342
38 206
30 478
28 158
Living cost
27 074
27 074
27 074
27 074
Free-cash
4 268
11 132
3 404
1 084

Estimated living cost  is ₽27074 per week

₽19129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1828
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5680
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽29438
-₽58036
-₽29176
-₽34215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
9 806
pensions
-
-
-
2 973
total
-
-
-
12 779
Employee
96 771
-
46 610
-
health
1 595
-
568
-
income
17 444
-
8 545
-
pensions
9 336
-
3 315
-
total
28 375
-
12 428
-
Employer
96 771
-
46 610
-
pensions
11 426
-
4 505
-
health
1 838
-
885
-
total
13 264
-
5 390
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 881
-
-
total
-
9 881
-
-
Dividends
-
42 119
-
-
withholding
-
3 160
-
-
total
-
3 160
-
-
Income
52 000
52 000
52 000
52 000
Total tax
41 639
13 041
17 818
12 779
After tax
10 361
38 959
34 182
39 221
Living cost
68 397
68 397
68 397
68 397
Free-cash
-58 036
-29 438
-34 215
-29 176

Estimated living cost  is ₽68397 per week

₽51251
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽8036
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8554
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽31138
₽26419
₽21401
₽22072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 800
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 253
unemployment
-
-
-
142
health
-
-
-
4 082
total
-
-
-
17 277
Employee
17 640
-
45 037
-
health
811
-
1 633
-
accident

We are using the highest rate at 1.1%.

194
-
390
-
income
1 764
-
4 504
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 549
-
3 116
-
total
4 318
-
9 643
-
Employer
17 640
-
45 037
-
accident

We are using the highest rate at 1.1%.

194
-
390
-
unemployment
105
-
213
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 944
-
3 911
-
health
1 218
-
2 449
-
total
3 461
-
6 963
-
Corporate
30 898
52 000
-
-
income
3 090
5 200
-
-
total
3 090
5 200
-
-
Dividends
27 808
46 800
-
-
withholding
1 390
2 340
-
-
total
1 390
2 340
-
-
Income
52 000
52 000
52 000
52 000
Total tax
12 259
7 540
16 606
17 277
After tax
39 741
44 460
35 394
34 723
Living cost
13 322
13 322
13 322
13 322
Free-cash
26 419
31 138
22 072
21 401

Estimated living cost  is ₽13322 per week

₽7778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽951
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽353
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽56971
-₽58695
-₽26546
-₽62674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 864
pensions
-
-
-
9 359
health
-
-
-
7 981
total
-
-
-
22 204
Employee
94 202
86 768
86 768
-
health
11 752
11 328
13 318
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 202
14 202
14 202
-
pensions
11 905
11 905
15 618
-
total
37 859
37 435
43 138
-
Employer
94 202
86 768
86 768
-
unemployment
3 392
3 124
3 124
-
pensions
6 556
6 039
6 039
-
health
6 546
6 031
6 031
-
total
16 494
15 194
15 194
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
54 353
52 629
58 332
22 204
After tax
-2 353
-629
-6 332
29 796
Living cost
56 342
56 342
56 342
56 342
Free-cash
-58 695
-56 971
-62 674
-26 546

Estimated living cost  is ₽56342 per week

₽41562
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5033
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽646
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽11528
₽2868
₽1053
₽2114
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 469
health
-
-
-
7 020
solidarity contribution
-
-
-
-
social contributions
-
-
-
15 184
total
-
-
-
26 673
Employee
35 696
-
38 806
-
social contributions
2 320
-
2 522
-
health
4 819
-
5 239
-
solidarity contribution
-
-
-
-
income
4 284
-
4 657
-
total
11 423
-
12 418
-
Employer
35 696
-
38 806
-
social contributions
8 924
-
9 701
-
health
3 213
-
3 493
-
total
12 137
-
13 194
-
Corporate
4 167
52 000
-
-
income
792
9 880
-
-
total
792
9 880
-
-
Dividends
3 375
42 120
-
-
withholding
506
6 318
-
-
total
506
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 858
16 198
25 612
26 673
After tax
27 142
35 802
26 388
25 327
Living cost
24 274
24 274
24 274
24 274
Free-cash
2 868
11 528
2 114
1 053

Estimated living cost  is ₽24274 per week

₽16861
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1727
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽477
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽15130
-₽38301
-₽14340
-₽17276
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
309
regional
-
-
-
510
national
-
-
-
9 273
social contributions
-
-
-
13 374
total
-
-
-
23 466
Employee
90 301
-
52 000
-
social contributions
30 450
-
17 535
-
regional
852
-
443
-
municipal
478
-
276
-
national
15 647
-
8 148
-
total
47 427
-
26 402
-
Employer
90 301
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
nationa
-
12 479
-
-
municipal
-
2 028
-
-
total
-
14 507
-
-
Dividends
-
37 492
-
-
withholding
-
9 749
-
-
total
-
9 749
-
-
Income
52 000
52 000
52 000
52 000
Total tax
47 427
24 256
26 402
23 466
After tax
4 573
27 744
25 598
28 534
Living cost
42 874
42 874
42 874
42 874
Free-cash
-38 301
-15 130
-17 276
-14 340

Estimated living cost  is ₽42874 per week

₽29887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2811
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽658
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9517
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽10288
₽7126
₽7401
₽6100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 535
pensions
-
-
-
10 401
other
-
-
-
-
unemployment
-
-
-
231
health
-
-
-
3 691
surtax
-
-
-
320
total
-
-
-
22 178
Employee
33 601
-
42 957
-
other
-
-
-
-
health
858
-
1 095
-
surtax
110
-
283
-
income
5 632
-
7 202
-
pensions
2 241
-
2 865
-
unemployment
2 339
-
2 991
-
total
11 180
-
14 436
-
Employer
33 601
-
42 957
-
other
-
-
-
-
unemployment
1 064
-
1 361
-
pensions
4 479
-
5 727
-
health
1 529
-
1 955
-
total
7 072
-
9 043
-
Corporate
11 327
52 000
-
-
income
2 944
13 520
-
-
total
2 944
13 520
-
-
Dividends
8 383
38 480
-
-
withholding
1 257
5 771
-
-
total
1 257
5 771
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 453
19 291
23 479
22 178
After tax
29 547
32 709
28 521
29 822
Living cost
22 421
22 421
22 421
22 421
Free-cash
7 126
10 288
6 100
7 401

Estimated living cost  is ₽22421 per week

₽13709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2069
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6126
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽7768
-₽21105
-₽7506
-₽12545
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
9 806
pensions
-
-
-
2 973
total
-
-
-
12 779
Employee
64 853
-
46 610
-
health
941
-
568
-
income
11 680
-
8 545
-
pensions
5 505
-
3 315
-
total
18 126
-
12 428
-
Employer
64 853
-
46 610
-
pensions
7 020
-
4 505
-
health
1 232
-
885
-
total
8 252
-
5 390
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 881
-
-
total
-
9 881
-
-
Dividends
-
42 119
-
-
withholding
-
3 160
-
-
total
-
3 160
-
-
Income
52 000
52 000
52 000
52 000
Total tax
26 378
13 041
17 818
12 779
After tax
25 622
38 959
34 182
39 221
Living cost
46 727
46 727
46 727
46 727
Free-cash
-21 105
-7 768
-12 545
-7 506

Estimated living cost  is ₽46727 per week

₽35007
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3502
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7728
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽53847
-₽47496
-₽33402
-₽36218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
city
-
-
-
546
pensions
-
-
-
4 783
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 041
regional
-
-
-
1 021
health
-
-
-
253
national
-
-
-
132
total
-
-
-
7 776
Employee
90 843
-
46 457
-
city
975
-
498
-
regional
2 975
-
859
-
health
205
-
104
-
pensions
7 632
-
3 999
-
unemployment
-
-
-
-
national
430
-
100
-
total
12 217
-
5 560
-
Employer
90 843
-
46 457
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 816
-
929
-
unemployment
-
-
-
-
pensions
7 632
-
3 999
-
health
205
-
104
-
total
9 653
-
5 032
-
Corporate
-
52 000
-
-
regional
-
10 997
-
-
national
-
4 420
-
-
total
-
15 417
-
-
Dividends
-
36 582
-
-
withholding
-
12 804
-
-
total
-
12 804
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 870
28 221
10 592
7 776
After tax
30 130
23 779
41 408
44 224
Living cost
77 626
77 626
77 626
77 626
Free-cash
-47 496
-53 847
-36 218
-33 402

Estimated living cost  is ₽77626 per week

₽50479
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6966
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽953
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽20644
-₽9063
-₽7112
-₽6296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
trade
-
-
-
816
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 558
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 941
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
251
total
-
-
-
12 566
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

61 064
-
52 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 941
-
6 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

395
-
251
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 181
-
4 558
-
total
14 517
-
11 750
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
52 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
428
-
-
income
-
7 799
-
-
trade
-
8 918
-
-
chamber of commerce
-
228
-
-
total
-
17 373
-
-
Dividends
-
34 627
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
455
-
-
withholding
-
8 270
-
-
total
-
8 725
-
-
Income
52 000
52 000
52 000
52 000
Total tax
14 517
26 098
11 750
12 566
After tax
37 483
25 902
40 250
39 434
Living cost
46 546
46 546
46 546
46 546
Free-cash
-9 063
-20 644
-6 296
-7 112

Estimated living cost  is ₽46546 per week

₽33996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3723
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽605
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽8553
-₽5066
-₽3458
-₽2850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 009
pensions
-
-
-
15 142
other
-
-
-
1 612
health
-
-
-
451
surtax
-
-
-
-
social contributions
-
-
-
1 481
total
-
-
-
20 695
Employee
43 486
-
39 625
-
social contributions
1 240
-
1 130
-
surtax
-
-
-
-
income
2 566
-
2 100
-
pensions
4 917
-
4 481
-
total
8 723
-
7 711
-
Employer
43 486
-
39 625
-
other
1 500
-
1 367
-
social contributions
131
-
120
-
unemployment
1 760
-
1 604
-
pensions
7 144
-
6 510
-
health
3 045
-
2 775
-
total
13 580
-
12 376
-
Corporate
-
52 000
-
-
surtax
-
-
-
-
income
-
14 560
-
-
total
-
14 560
-
-
Dividends
-
37 440
-
-
surtax
-
-
-
-
social contributions
-
6 438
-
-
withholding
-
4 792
-
-
total
-
11 230
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 303
25 790
20 087
20 695
After tax
29 697
26 210
31 913
31 305
Living cost
34 763
34 763
34 763
34 763
Free-cash
-5 066
-8 553
-2 850
-3 458

Estimated living cost  is ₽34763 per week

₽21919
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2827
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽592
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽5109
₽535
-₽14
₽594
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 009
pensions
-
-
-
15 142
other
-
-
-
1 612
health
-
-
-
451
surtax
-
-
-
-
social contributions
-
-
-
1 481
total
-
-
-
20 695
Employee
38 817
-
39 625
-
social contributions
1 107
-
1 130
-
surtax
-
-
-
-
income
2 001
-
2 100
-
pensions
4 390
-
4 481
-
total
7 498
-
7 711
-
Employer
38 817
-
39 625
-
other
1 340
-
1 367
-
social contributions
116
-
120
-
unemployment
1 571
-
1 604
-
pensions
6 378
-
6 510
-
health
2 717
-
2 775
-
total
12 122
-
12 376
-
Corporate
1 060
52 000
-
-
surtax
-
-
-
-
income
297
14 560
-
-
total
297
14 560
-
-
Dividends
763
37 440
-
-
surtax
-
-
-
-
social contributions
131
6 438
-
-
withholding
98
4 792
-
-
total
229
11 230
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 146
25 790
20 087
20 695
After tax
31 854
26 210
31 913
31 305
Living cost
31 319
31 319
31 319
31 319
Free-cash
535
-5 109
594
-14

Estimated living cost  is ₽31319 per week

₽18163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9381
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽10180
₽10707
₽11850
₽9865
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 799
health
-
-
-
3 629
social contributions
-
-
-
7 177
total
-
-
-
18 605
Employee
34 451
-
52 000
-
social contributions
4 755
-
7 177
-
health
2 404
-
3 629
-
income
5 746
-
9 784
-
total
12 905
-
20 590
-
Employer
34 451
-
52 000
-
total
-
-
-
-
Corporate
17 549
52 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

877
2 599
-
-
total
877
2 599
-
-
Dividends
16 672
49 401
-
-
health
1 165
3 448
-
-
social contributions
2 300
6 818
-
-
withholding
2 501
7 410
-
-
total
5 966
17 676
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 748
20 275
20 590
18 605
After tax
32 252
31 725
31 410
33 395
Living cost
21 545
21 545
21 545
21 545
Free-cash
10 707
10 180
9 865
11 850

Estimated living cost  is ₽21545 per week

₽14419
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1329
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5301
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽6942
-₽14554
-₽6781
-₽14965
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
chamber of commerce
-
-
-
208
income
-
-
-
2 740
pensions
-
-
-
9 620
unemployment
-
-
-
6 232
health
-
-
-
3 978
surtax
-
-
-
201
total
-
-
-
22 979
Employee
50 778
40 492
40 492
-
other
507
405
403
-
health
1 965
1 568
1 556
-
income
5 781
2 987
3 000
-
pensions
5 200
4 146
4 117
-
unemployment
1 523
1 215
1 207
-
total
14 976
10 321
10 283
-
Employer
50 778
40 492
40 492
-
accident
659
526
523
-
other
2 412
1 922
1 920
-
chamber of commerce
202
162
162
-
unemployment
1 523
1 215
1 207
-
surtax
201
201
201
-
pensions
6 373
5 083
5 046
-
payroll
1 523
1 215
1 215
-
health
1 919
1 531
1 519
-
total
14 812
11 855
11 793
-
Corporate
3 856
3 856
36 351
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

964
964
9 087
-
total
964
964
9 087
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
30 752
23 140
31 163
22 979
After tax
21 248
28 860
20 837
29 021
Living cost
35 802
35 802
35 802
35 802
Free-cash
-14 554
-6 942
-14 965
-6 781

Estimated living cost  is ₽35802 per week

₽23878
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3054
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8281
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽7703
-₽41837
-₽8142
-₽14309
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
national
-
-
-
14 867
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 794
social contributions
-
-
-
5 434
total
-
-
-
23 095
Employee

The minimum management director salary is set at €45,000 per year.

72 680
-
40 275
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 791
-
2 100
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 415
-
1 893
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 451
-
3 021
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

632
-
351
-
national
22 345
-
10 172
-
total
35 634
-
17 537
-
Employer

The minimum management director salary is set at €45,000 per year.

72 680
-
40 275
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

945
-
524
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 060
-
588
-
surtax
8 241
-
4 566
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 440
-
3 569
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 470
-
2 478
-
total
21 156
-
11 725
-
Corporate
-
52 000
-
-
surtax
-
208
-
-
income
-
10 401
-
-
total
-
10 609
-
-
Dividends
-
41 391
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 047
-
-
total
-
12 047
-
-
Income
52 000
52 000
52 000
52 000
Total tax
56 790
22 656
29 262
23 095
After tax
-4 790
29 344
22 738
28 905
Living cost
37 047
37 047
37 047
37 047
Free-cash
-41 837
-7 703
-14 309
-8 142

Estimated living cost  is ₽37047 per week

₽23863
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3239
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9365
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽1544
-₽14698
-₽7831
-₽7430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
469
income
-
-
-
7 536
pensions
-
-
-
14 716
other
-
-
-
52
unemployment
-
-
-
364
total
-
-
-
23 137
Employee
50 577
-
39 428
-
other
50
-
39
-
income
10 671
-
7 662
-
pensions
2 377
-
1 853
-
unemployment
785
-
611
-
total
13 883
-
10 165
-
Employer
50 577
-
39 428
-
accident
1 001
-
781
-
other
403
-
316
-
unemployment
2 782
-
2 169
-
pensions
11 935
-
9 305
-
total
16 121
-
12 571
-
Corporate
-
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 799
-
-
total
-
7 799
-
-
Dividends
-
44 201
-
-
withholding
-
9 051
-
-
total
-
9 051
-
-
Income
52 000
52 000
52 000
52 000
Total tax
30 004
16 850
22 736
23 137
After tax
21 996
35 150
29 264
28 863
Living cost
36 694
36 694
36 694
36 694
Free-cash
-14 698
-1 544
-7 430
-7 831

Estimated living cost  is ₽36694 per week

₽27021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6540
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽22499
-₽34138
-₽20408
-₽19693
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
469
income
-
-
-
1 749
pensions
-
-
-
8 320
health
-
-
-
3 901
surtax
-
-
-
2 752
communal
-
-
-
-
total
-
-
-
17 191
Employee
76 946
-
46 221
-
health
3 424
-
2 152
-
surtax
4 716
-
2 813
-
income
7 432
-
1 864
-
pensions
6 155
-
3 868
-
total
21 727
-
10 697
-
Employer
76 946
-
46 221
-
accident
692
-
436
-
pensions
6 155
-
3 868
-
health
2 347
-
1 475
-
total
9 194
-
5 779
-
Corporate
-
52 000
-
-
surtax
-
546
-
-
communal
-
3 509
-
-
income
-
7 799
-
-
total
-
11 854
-
-
Dividends
-
40 146
-
-
income
-
1 406
-
-
withholding
-
6 022
-
-
total
-
7 428
-
-
Income
52 000
52 000
52 000
52 000
Total tax
30 921
19 282
16 476
17 191
After tax
21 079
32 718
35 524
34 809
Living cost
55 217
55 217
55 217
55 217
Free-cash
-34 138
-22 499
-19 693
-20 408

Estimated living cost  is ₽55217 per week

₽41421
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3345
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽9887
₽6656
₽7000
₽5699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 535
pensions
-
-
-
10 401
other
-
-
-
-
unemployment
-
-
-
231
health
-
-
-
3 691
surtax
-
-
-
320
total
-
-
-
22 178
Employee
34 217
-
42 957
-
other
-
-
-
-
health
873
-
1 095
-
surtax
121
-
283
-
income
5 736
-
7 202
-
pensions
2 283
-
2 865
-
unemployment
2 381
-
2 991
-
total
11 394
-
14 436
-
Employer
34 217
-
42 957
-
other
-
-
-
-
unemployment
1 086
-
1 361
-
pensions
4 562
-
5 727
-
health
1 556
-
1 955
-
total
7 204
-
9 043
-
Corporate
10 579
52 000
-
-
income
2 750
13 520
-
-
total
2 750
13 520
-
-
Dividends
7 829
38 480
-
-
withholding
1 174
5 771
-
-
total
1 174
5 771
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 522
19 291
23 479
22 178
After tax
29 478
32 709
28 521
29 822
Living cost
22 822
22 822
22 822
22 822
Free-cash
6 656
9 887
5 699
7 000

Estimated living cost  is ₽22822 per week

₽13779
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1984
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽38
-₽4364
₽889
-₽2029
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
309
regional
-
-
-
784
national
-
-
-
9 273
social contributions
-
-
-
13 374
total
-
-
-
23 740
Employee
56 363
-
52 000
-
social contributions
19 006
-
17 535
-
regional
759
-
699
-
municipal
299
-
276
-
national
8 929
-
8 148
-
total
28 993
-
26 658
-
Employer
56 363
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
nationa
-
12 479
-
-
municipal
-
2 584
-
-
total
-
15 063
-
-
Dividends
-
36 937
-
-
withholding
-
9 604
-
-
total
-
9 604
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 993
24 667
26 658
23 740
After tax
23 007
27 333
25 342
28 260
Living cost
27 371
27 371
27 371
27 371
Free-cash
-4 364
-38
-2 029
889

Estimated living cost  is ₽27371 per week

₽17022
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽5891
-₽6942
-₽4584
-₽3523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 469
health
-
-
-
7 020
solidarity contribution
-
-
-
-
social contributions
-
-
-
15 184
total
-
-
-
26 673
Employee
43 987
-
38 806
-
social contributions
2 859
-
2 522
-
health
5 938
-
5 239
-
solidarity contribution
-
-
-
-
income
5 278
-
4 657
-
total
14 075
-
12 418
-
Employer
43 987
-
38 806
-
social contributions
10 997
-
9 701
-
health
3 959
-
3 493
-
total
14 956
-
13 194
-
Corporate
-
52 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
42 120
-
-
withholding
-
6 318
-
-
total
-
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
29 031
16 198
25 612
26 673
After tax
22 969
35 802
26 388
25 327
Living cost
29 911
29 911
29 911
29 911
Free-cash
-6 942
5 891
-3 523
-4 584

Estimated living cost  is ₽29911 per week

₽22244
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1657
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽3355
-₽6159
-₽3194
-₽11475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
chamber of commerce
-
-
-
208
income
-
-
-
2 740
pensions
-
-
-
9 620
unemployment
-
-
-
6 232
health
-
-
-
3 978
surtax
-
-
-
-
total
-
-
-
22 778
Employee
44 415
40 492
40 492
-
other
443
405
403
-
health
1 718
1 568
1 562
-
income
3 957
2 987
2 993
-
pensions
4 549
4 146
4 134
-
unemployment
1 332
1 215
1 211
-
total
11 999
10 321
10 303
-
Employer
44 415
40 492
40 492
-
accident
577
526
524
-
other
2 109
1 922
1 922
-
chamber of commerce
177
162
162
-
unemployment
1 332
1 215
1 211
-
surtax
-
-
-
-
pensions
5 574
5 083
5 067
-
payroll
1 332
1 215
1 215
-
health
1 679
1 531
1 525
-
total
12 780
11 654
11 626
-
Corporate
3 856
3 856
36 517
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

964
964
9 130
-
total
964
964
9 130
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
25 743
22 939
31 059
22 778
After tax
26 257
29 061
20 941
29 222
Living cost
32 416
32 416
32 416
32 416
Free-cash
-6 159
-3 355
-11 475
-3 194

Estimated living cost  is ₽32416 per week

₽19446
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9082
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽34967
₽32261
₽37047
₽27167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
520
total
-
-
-
520
Employee
18 041
-
52 000
-
income
3 608
-
10 400
-
total
3 608
-
10 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

33 959
52 000
-
-
total
-
-
-
-
Dividends
33 959
52 000
-
-
withholding
1 698
2 600
-
-
total
1 698
2 600
-
-
Income
52 000
52 000
52 000
52 000
Total tax
5 306
2 600
10 400
520
After tax
46 694
49 400
41 600
51 480
Living cost
14 433
14 433
14 433
14 433
Free-cash
32 261
34 967
27 167
37 047

Estimated living cost  is ₽14433 per week

₽9767
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽606
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3576
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽8548
₽49
₽1686
₽36
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
52 000
income
-
-
-
8 373
pensions
-
-
-
9 496
unemployment
-
-
-
77
health
-
-
-
5 115
total
-
-
-
23 061
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 931
-
44 995
-
health
2 902
-
2 906
-
income
7 748
-
7 762
-
pensions
6 965
-
6 974
-
unemployment
64
-
64
-
total
17 679
-
17 706
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 931
-
44 995
-
unemployment
27
-
27
-
pensions
3 976
-
3 982
-
health
2 993
-
2 996
-
total
6 996
-
7 005
-
Corporate
74
52 000
-
-
income
13
9 880
-
-
total
13
9 880
-
-
Dividends
61
42 120
-
-
withholding
10
6 319
-
-
total
10
6 319
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 698
16 199
24 711
23 061
After tax
27 302
35 801
27 289
28 939
Living cost
27 253
27 253
27 253
27 253
Free-cash
49
8 548
36
1 686

Estimated living cost  is ₽27253 per week

₽18703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1747
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6276
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽12256
-₽99677
-₽7957
-₽5275
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
10 136
social contributions
-
-
-
5 928
total
-
-
-
16 064
Employee
62 937
-
-
-
social contributions
5 161
-
735
-
income
13 883
-
-
-
total
19 044
-
735
-
Employer
62 937
-
-
-
social contributions
88 740
-
12 647
-
total
88 740
-
12 647
-
Corporate
-
52 000
-
-
income
-
11 440
-
-
total
-
11 440
-
-
Dividends
-
40 560
-
-
income
-
8 923
-
-
total
-
8 923
-
-
Income
52 000
52 000
52 000
52 000
Total tax
107 784
20 363
13 382
16 064
After tax
-55 784
31 637
38 618
35 936
Living cost
43 893
43 893
43 893
43 893
Free-cash
-99 677
-12 256
-5 275
-7 957

Estimated living cost  is ₽43893 per week

₽28480
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4128
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽2293
-₽5831
-₽1610
-₽2834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 000
income
-
-
-
3 668
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 071
total
-
-
-
21 739
Employee
46 731
-
42 020
-
social contributions
5 141
-
4 622
-
surtax
-
-
-
-
income
9 720
-
8 361
-
total
14 861
-
12 983
-
Employer
46 731
-
42 020
-
social contributions
11 099
-
9 980
-
total
11 099
-
9 980
-
Corporate
-
52 000
-
-
surtax
-
-
-
-
income
-
10 919
-
-
total
-
10 919
-
-
Dividends
-
41 081
-
-
withholding
-
11 503
-
-
total
-
11 503
-
-
Income
52 000
52 000
52 000
52 000
Total tax
25 960
22 422
22 963
21 739
After tax
26 040
29 578
29 037
30 261
Living cost
31 871
31 871
31 871
31 871
Free-cash
-5 831
-2 293
-2 834
-1 610

Estimated living cost  is ₽31871 per week

₽23846
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5613
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽22864
-₽31512
-₽17770
-₽17162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 009
pensions
-
-
-
15 142
other
-
-
-
1 612
health
-
-
-
451
surtax
-
-
-
-
social contributions
-
-
-
1 481
total
-
-
-
20 695
Employee
63 638
-
39 625
-
social contributions
1 812
-
1 130
-
surtax
-
-
-
-
income
5 553
-
2 100
-
pensions
7 198
-
4 481
-
total
14 563
-
7 711
-
Employer
63 638
-
39 625
-
other
2 196
-
1 367
-
social contributions
191
-
120
-
unemployment
2 578
-
1 604
-
pensions
10 456
-
6 510
-
health
4 454
-
2 775
-
total
19 875
-
12 376
-
Corporate
-
52 000
-
-
surtax
-
-
-
-
income
-
14 560
-
-
total
-
14 560
-
-
Dividends
-
37 440
-
-
surtax
-
-
-
-
social contributions
-
6 438
-
-
withholding
-
4 792
-
-
total
-
11 230
-
-
Income
52 000
52 000
52 000
52 000
Total tax
34 438
25 790
20 087
20 695
After tax
17 562
26 210
31 913
31 305
Living cost
49 074
49 074
49 074
49 074
Free-cash
-31 512
-22 864
-17 162
-17 770

Estimated living cost  is ₽49074 per week

₽33213
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4014
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽673
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽16258
₽12845
₽10018
₽11555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
-
social contributions
-
-
-
11 440
total
-
-
-
11 440
Employee
32 665
-
45 022
-
income
-
-
-
-
social contributions
2 123
-
2 925
-
total
2 123
-
2 925
-
Employer
32 665
-
45 022
-
social contributions
5 063
-
6 978
-
total
5 063
-
6 978
-
Corporate
14 271
52 000
-
-
income
1 427
5 200
-
-
total
1 427
5 200
-
-
Dividends
12 844
46 800
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
8 613
5 200
9 903
11 440
After tax
43 387
46 800
42 097
40 560
Living cost
30 542
30 542
30 542
30 542
Free-cash
12 845
16 258
11 555
10 018

Estimated living cost  is ₽30542 per week

₽19748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽575
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7917
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽169352
-₽169352
-₽14766
-₽169352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
8 109
pensions
-
-
-
881
national
-
-
-
4 759
labour market
-
-
-
4 089
total
-
-
-
17 838
Employee
206 514
206 514
206 514
-
labour market
16 498
16 498
16 498
-
national
25 229
25 229
25 229
-
municipal
43 976
43 976
43 976
-
pensions
294
294
294
-
total
85 997
85 997
85 997
-
Employer
206 514
206 514
206 514
-
labour market
16 521
16 521
16 521
-
municipal
44 046
44 046
44 046
-
pensions
587
587
587
-
national
25 273
25 273
25 273
-
total
86 427
86 427
86 427
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
172 424
172 424
172 424
17 838
After tax
-120 424
-120 424
-120 424
34 162
Living cost
48 928
48 928
48 928
48 928
Free-cash
-169 352
-169 352
-169 352
-14 766

Estimated living cost  is ₽48928 per week

₽33487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽752
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10360
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽17650
₽858
₽14137
₽5600
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
255
income
-
-
-
8 975
pensions
-
-
-
4 197
other
-
-
-
374
health
-
-
-
2 200
total
-
-
-
16 001
Employee
34 391
-
43 196
-
health
3 938
-
4 946
-
income
4 718
-
5 926
-
pensions
3 873
-
4 864
-
total
12 529
-
15 736
-
Employer
34 391
-
43 196
-
accident
574
-
721
-
unemployment
843
-
1 058
-
pensions
5 592
-
7 023
-
total
7 009
-
8 802
-
Corporate
10 600
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

9 541
46 800
-
-
total
9 541
46 800
-
-
Dividends
1 060
5 200
-
-
withholding
201
988
-
-
total
201
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
29 280
47 788
24 538
16 001
After tax
22 720
4 212
27 462
35 999
Living cost
21 862
21 862
21 862
21 862
Free-cash
858
-17 650
5 600
14 137

Estimated living cost  is ₽21862 per week

₽15913
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1246
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4292
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽3027
-₽11544
₽2182
-₽6657
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 000
municipal
-
-
-
9 292
health
-
-
-
376
national
-
-
-
1 141
total
-
-
-
10 809
Employee
53 457
-
43 745
-
health
399
-
249
-
municipal
8 756
-
7 181
-
pensions
3 608
-
2 952
-
unemployment
802
-
656
-
national
883
-
357
-
total
14 448
-
11 395
-
Employer
53 457
-
43 745
-
accident
54
-
44
-
unemployment
347
-
283
-
pensions
9 275
-
7 589
-
health
411
-
337
-
total
10 087
-
8 253
-
Corporate
-
52 000
-
-
income
-
10 401
-
-
total
-
10 401
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
31 200
-
-
national
-
-
-
-
municipal
-
5 617
-
-
total
-
5 617
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 535
16 018
19 648
10 809
After tax
27 465
35 982
32 352
41 191
Living cost
39 009
39 009
39 009
39 009
Free-cash
-11 544
-3 027
-6 657
2 182

Estimated living cost  is ₽39009 per week

₽25481
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3752
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽621
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9157
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽5499
₽9294
₽18043
₽10804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
993
health
-
-
-
1 327
social contributions
-
-
-
8 112
total
-
-
-
10 432
Employee
78 130
78 130
78 130
-
social contributions
2 954
6 484
3 918
-
health
605
1 329
802
-
income
8 507
7 233
8 160
-
total
12 066
15 046
12 880
-
Employer
78 130
78 130
78 130
-
social contributions
2 954
6 484
3 918
-
health
658
1 446
873
-
total
3 612
7 930
4 791
-
Corporate
12 797
-
-
-
income
1 600
-
-
-
total
1 600
-
-
-
Dividends
11 197
-
-
-
withholding
1 903
-
-
-
total
1 903
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 181
22 976
17 671
10 432
After tax
32 819
29 024
34 329
41 568
Living cost
23 525
23 525
23 525
23 525
Free-cash
9 294
5 499
10 804
18 043

Estimated living cost  is ₽23525 per week

₽14099
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2308
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽26929
₽21758
₽21457
₽16115
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
52 000
income
-
-
-
4 242
pensions
-
-
-
6 463
unemployment
-
-
-
29
health
-
-
-
3 677
total
-
-
-
14 411
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 322
-
47 145
-
health
1 982
-
4 007
-
income
1 595
-
3 583
-
pensions
3 498
-
7 073
-
unemployment
116
-
235
-
total
7 191
-
14 898
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 322
-
47 145
-
unemployment
116
-
235
-
pensions
1 282
-
2 593
-
health
1 003
-
2 027
-
total
2 401
-
4 855
-
Corporate
26 277
52 000
-
-
income
2 366
4 680
-
-
total
2 366
4 680
-
-
Dividends
23 911
47 320
-
-
withholding
2 152
4 259
-
-
total
2 152
4 259
-
-
Income
52 000
52 000
52 000
52 000
Total tax
14 110
8 939
19 753
14 411
After tax
37 890
43 061
32 247
37 589
Living cost
16 132
16 132
16 132
16 132
Free-cash
21 758
26 929
16 115
21 457

Estimated living cost  is ₽16132 per week

₽10293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1163
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4196
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽7209
₽1690
₽922
₽1323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
469
income
-
-
-
7 536
pensions
-
-
-
14 716
other
-
-
-
52
unemployment
-
-
-
364
total
-
-
-
23 137
Employee
37 570
-
39 428
-
other
37
-
39
-
income
7 243
-
7 662
-
pensions
1 766
-
1 853
-
unemployment
582
-
611
-
total
9 628
-
10 165
-
Employer
37 570
-
39 428
-
accident
744
-
781
-
other
301
-
316
-
unemployment
2 067
-
2 169
-
pensions
8 866
-
9 305
-
total
11 978
-
12 571
-
Corporate
2 452
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

368
7 799
-
-
total
368
7 799
-
-
Dividends
2 084
44 201
-
-
withholding
395
9 051
-
-
total
395
9 051
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 369
16 850
22 736
23 137
After tax
29 631
35 150
29 264
28 863
Living cost
27 941
27 941
27 941
27 941
Free-cash
1 690
7 209
1 323
922

Estimated living cost  is ₽27941 per week

₽18859
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5906
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽29667
₽29211
₽29385
₽29188
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
16 334
pensions
-
-
-
2 029
health
-
-
-
1 471
total
-
-
-
19 834
Employee
4 236
-
49 718
-
health
212
-
507
-
income
820
-
16 227
-
pensions
381
-
913
-
unemployment
42
-
101
-
total
1 455
-
17 748
-
Employer
4 236
-
49 718
-
unemployment
85
-
203
-
pensions
466
-
1 116
-
health
402
-
964
-
total
953
-
2 283
-
Corporate
46 810
52 000
-
-
income
10 298
11 440
-
-
total
10 298
11 440
-
-
Dividends
36 512
40 560
-
-
withholding
7 302
8 112
-
-
total
7 302
8 112
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 008
19 552
20 031
19 834
After tax
31 992
32 448
31 969
32 166
Living cost
2 781
2 781
2 781
2 781
Free-cash
29 211
29 667
29 188
29 385

Estimated living cost  is ₽2781 per week

₽1653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽64
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽839
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽20012
₽15014
₽8352
₽10590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
52 000
income
-
-
-
6 434
pensions
-
-
-
13 520
unemployment
-
-
-
780
health
-
-
-
5 356
total
-
-
-
26 090
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 477
-
44 105
-
health
1 364
-
2 271
-
income
3 650
-
7 180
-
pensions
3 707
-
6 175
-
unemployment
199
-
331
-
total
8 920
-
15 957
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 477
-
44 105
-
unemployment
199
-
331
-
pensions
3 177
-
5 293
-
health
1 364
-
2 271
-
total
4 740
-
7 895
-
Corporate
20 784
52 000
-
-
income
3 118
7 800
-
-
total
3 118
7 800
-
-
Dividends
17 666
44 200
-
-
withholding
2 650
6 630
-
-
total
2 650
6 630
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 428
14 430
23 852
26 090
After tax
32 572
37 570
28 148
25 910
Living cost
17 558
17 558
17 558
17 558
Free-cash
15 014
20 012
10 590
8 352

Estimated living cost  is ₽17558 per week

₽11822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3870
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽2186
₽1821
₽2869
₽1645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 000
income
-
-
-
3 668
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 071
total
-
-
-
21 739
Employee
39 436
-
42 020
-
social contributions
4 338
-
4 622
-
surtax
-
-
-
-
income
7 705
-
8 361
-
total
12 043
-
12 983
-
Employer
39 436
-
42 020
-
social contributions
9 365
-
9 980
-
total
9 365
-
9 980
-
Corporate
3 199
52 000
-
-
surtax
-
-
-
-
income
671
10 919
-
-
total
671
10 919
-
-
Dividends
2 528
41 081
-
-
withholding
708
11 503
-
-
total
708
11 503
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 787
22 422
22 963
21 739
After tax
29 213
29 578
29 037
30 261
Living cost
27 392
27 392
27 392
27 392
Free-cash
1 821
2 186
1 645
2 869

Estimated living cost  is ₽27392 per week

₽19401
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1903
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽559
-₽12717
-₽6846
-₽6445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
469
income
-
-
-
7 536
pensions
-
-
-
14 716
other
-
-
-
52
unemployment
-
-
-
364
total
-
-
-
23 137
Employee
49 071
-
39 428
-
other
48
-
39
-
income
10 249
-
7 662
-
pensions
2 306
-
1 853
-
unemployment
760
-
611
-
total
13 363
-
10 165
-
Employer
49 071
-
39 428
-
accident
972
-
781
-
other
393
-
316
-
unemployment
2 699
-
2 169
-
pensions
11 581
-
9 305
-
total
15 645
-
12 571
-
Corporate
-
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 799
-
-
total
-
7 799
-
-
Dividends
-
44 201
-
-
withholding
-
9 051
-
-
total
-
9 051
-
-
Income
52 000
52 000
52 000
52 000
Total tax
29 008
16 850
22 736
23 137
After tax
22 992
35 150
29 264
28 863
Living cost
35 709
35 709
35 709
35 709
Free-cash
-12 717
-559
-6 445
-6 846

Estimated living cost  is ₽35709 per week

₽25645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2777
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6785
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽26981
₽20789
₽17244
₽17915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 800
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 253
unemployment
-
-
-
142
health
-
-
-
4 082
total
-
-
-
17 277
Employee
23 145
-
45 037
-
health
1 065
-
1 633
-
accident

We are using the highest rate at 1.1%.

254
-
390
-
income
2 315
-
4 504
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 032
-
3 116
-
total
5 666
-
9 643
-
Employer
23 145
-
45 037
-
accident

We are using the highest rate at 1.1%.

254
-
390
-
unemployment
139
-
213
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 551
-
3 911
-
health
1 597
-
2 449
-
total
4 541
-
6 963
-
Corporate
24 314
52 000
-
-
income
2 431
5 200
-
-
total
2 431
5 200
-
-
Dividends
21 883
46 800
-
-
withholding
1 094
2 340
-
-
total
1 094
2 340
-
-
Income
52 000
52 000
52 000
52 000
Total tax
13 732
7 540
16 606
17 277
After tax
38 268
44 460
35 394
34 723
Living cost
17 479
17 479
17 479
17 479
Free-cash
20 789
26 981
17 915
17 244

Estimated living cost  is ₽17479 per week

₽11561
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1001
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽417
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4502
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽12255
₽854
₽340
₽1023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
trade
-
-
-
683
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 558
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 941
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
251
total
-
-
-
12 433
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 555
-
52 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 941
-
6 941
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

229
-
251
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 157
-
4 558
-
total
11 327
-
11 750
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 445
52 000
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

12
428
-
-
income
216
7 799
-
-
trade
208
7 462
-
-
chamber of commerce
156
231
-
-
total
592
15 920
-
-
Dividends
853
36 079
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
474
-
-
withholding
-
8 634
-
-
total
-
9 108
-
-
Income
52 000
52 000
52 000
52 000
Total tax
11 919
25 028
11 750
12 433
After tax
40 081
26 972
40 250
39 567
Living cost
39 227
39 227
39 227
39 227
Free-cash
854
-12 255
1 023
340

Estimated living cost  is ₽39227 per week

₽27060
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4221
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7377
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽21480
-₽27479
-₽16679
-₽16679
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 219
social contributions
-
-
-
3 581
total
-
-
-
10 800
Employee
79 479
-
52 000
-
income
14 997
-
7 219
-
social contributions
6 603
-
3 581
-
total
21 600
-
10 800
-
Employer
79 479
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
income
-
6 500
-
-
total
-
6 500
-
-
Dividends
-
45 500
-
-
withholding
-
9 101
-
-
total
-
9 101
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 600
15 601
10 800
10 800
After tax
30 400
36 399
41 200
41 200
Living cost
57 879
57 879
57 879
57 879
Free-cash
-27 479
-21 480
-16 679
-16 679

Estimated living cost  is ₽57879 per week

₽44034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8577
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽8152
-₽2567
-₽20618
₽534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
52 000
income
-
-
-
28 923
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 812
total
-
-
-
35 735
Employee
46 611
-
47 326
-
income
5 058
-
5 235
-
social contributions
4 670
-
4 674
-
total
9 728
-
9 909
-
Employer
46 611
-
47 326
-
social contributions
4 670
-
4 674
-
total
4 670
-
4 674
-
Corporate
719
52 000
-
-
income
253
18 200
-
-
total
253
18 200
-
-
Dividends
466
33 800
-
-
social contributions
3 033
5 069
-
-
total
3 033
5 069
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 684
23 269
14 583
35 735
After tax
34 316
28 731
37 417
16 265
Living cost
36 883
36 883
36 883
36 883
Free-cash
-2 567
-8 152
534
-20 618

Estimated living cost  is ₽36883 per week

₽24295
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽565
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽972
-₽6402
₽1234
-₽3805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
9 806
pensions
-
-
-
2 973
total
-
-
-
12 779
Employee
52 143
-
46 610
-
health
680
-
568
-
income
9 496
-
8 545
-
pensions
3 980
-
3 315
-
total
14 156
-
12 428
-
Employer
52 143
-
46 610
-
pensions
5 268
-
4 505
-
health
991
-
885
-
total
6 259
-
5 390
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 881
-
-
total
-
9 881
-
-
Dividends
-
42 119
-
-
withholding
-
3 160
-
-
total
-
3 160
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 415
13 041
17 818
12 779
After tax
31 585
38 959
34 182
39 221
Living cost
37 987
37 987
37 987
37 987
Free-cash
-6 402
972
-3 805
1 234

Estimated living cost  is ₽37987 per week

₽26059
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3493
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽19815
₽527
₽11972
₽3435
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
255
income
-
-
-
8 975
pensions
-
-
-
4 197
other
-
-
-
374
health
-
-
-
2 200
total
-
-
-
16 001
Employee
37 795
-
43 196
-
health
4 327
-
4 946
-
income
5 185
-
5 926
-
pensions
4 256
-
4 864
-
total
13 768
-
15 736
-
Employer
37 795
-
43 196
-
accident
631
-
721
-
unemployment
926
-
1 058
-
pensions
6 145
-
7 023
-
total
7 702
-
8 802
-
Corporate
6 503
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

5 852
46 800
-
-
total
5 852
46 800
-
-
Dividends
650
5 200
-
-
withholding
124
988
-
-
total
124
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
27 446
47 788
24 538
16 001
After tax
24 554
4 212
27 462
35 999
Living cost
24 027
24 027
24 027
24 027
Free-cash
527
-19 815
3 435
11 972

Estimated living cost  is ₽24027 per week

₽17633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1400
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽30505
₽25575
₽17346
₽17346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
52 000
work injury
-
-
-
260
health insurance
-
-
-
3 848
income
-
-
-
6 659
pensions
-
-
-
9 568
unemployment
-
-
-
624
total
-
-
-
20 959
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 911
-
52 000
-
work injury
110
-
260
-
income
2 191
-
6 659
-
pensions
4 032
-
9 568
-
health insurance
1 621
-
3 848
-
unemployment
263
-
624
-
total
8 217
-
20 959
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
30 089
52 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
30 089
52 000
-
-
withholding
4 513
7 800
-
-
total
4 513
7 800
-
-
Income
52 000
52 000
52 000
52 000
Total tax
12 730
7 800
20 959
20 959
After tax
39 270
44 200
31 041
31 041
Living cost
13 695
13 695
13 695
13 695
Free-cash
25 575
30 505
17 346
17 346

Estimated living cost  is ₽13695 per week

₽8484
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽995
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3788
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽13088
-₽33622
-₽12237
-₽15122
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
347
regional
-
-
-
765
national
-
-
-
9 273
social contributions
-
-
-
13 374
total
-
-
-
23 759
Employee
85 620
-
52 000
-
social contributions
28 871
-
17 535
-
regional
1 293
-
651
-
municipal
511
-
310
-
national
14 469
-
8 148
-
total
45 144
-
26 644
-
Employer
85 620
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
nationa
-
12 479
-
-
municipal
-
2 507
-
-
total
-
14 986
-
-
Dividends
-
37 014
-
-
withholding
-
9 624
-
-
total
-
9 624
-
-
Income
52 000
52 000
52 000
52 000
Total tax
45 144
24 610
26 644
23 759
After tax
6 856
27 390
25 356
28 241
Living cost
40 478
40 478
40 478
40 478
Free-cash
-33 622
-13 088
-15 122
-12 237

Estimated living cost  is ₽40478 per week

₽28433
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2784
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽611
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8648
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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