Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 52000
per

Your estimated
City
free-cash

Dresden , Germany
₽9975
-₽2390
₽8131
₽11200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
trade
-
-
-
1 225
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 497
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
287
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 209
total
-
-
-
13 218
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 376
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
287
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 016
-
5 209
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 497
-
6 497
-
total
7 569
-
11 993
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
15 624
52 000
-
-
trade
2 460
8 190
-
-
income
2 344
7 800
-
-
chamber of commerce
166
218
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

128
430
-
-
total
5 098
16 638
-
-
Dividends
10 525
35 361
-
-
withholding
2 270
8 479
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

125
466
-
-
total
2 395
8 945
-
-
Income
52 000
52 000
52 000
52 000
Total tax
15 062
25 583
11 993
13 218
After tax
36 938
26 417
40 007
38 782
Living cost
28 807
28 807
28 807
28 807
Free-cash
8 131
-2 390
11 200
9 975

Estimated living cost  is ₽28807 per week

₽18120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3359
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6790
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽17473
-₽17924
-₽33171
-₽17065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
4 825
pensions
-
-
-
6 240
social contributions
-
-
-
559
national
-
-
-
7 477
total
-
-
-
19 101
Employee
78 085
-
44 954
-
municipal
9 645
-
5 027
-
national
14 945
-
7 789
-
pensions
3 123
-
1 798
-
total
27 713
-
14 614
-
Employer
78 085
-
44 954
-
pensions
6 247
-
3 596
-
social contributions
839
-
483
-
total
7 086
-
4 079
-
Corporate
-
52 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
10 400
-
-
total
-
10 400
-
-
Dividends
-
41 600
-
-
withholding
-
9 152
-
-
total
-
9 152
-
-
Income
52 000
52 000
52 000
52 000
Total tax
34 799
19 552
18 693
19 101
After tax
17 201
32 448
33 307
32 899
Living cost
50 372
50 372
50 372
50 372
Free-cash
-33 171
-17 924
-17 065
-17 473

Estimated living cost  is ₽50372 per week

₽34237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4682
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽754
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽21420
₽21815
₽14013
₽10016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
52 000
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 994
income
-
-
-
-
microenterprise
-
-
-
7 800
total
-
-
-
10 794
Employee
27 790
-
41 906
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 057
-
4 609
-
surtax
-
-
-
-
income
4 947
-
7 495
-
total
8 004
-
12 104
-
Employer
27 790
-
41 906
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 694
-
10 094
-
total
6 694
-
10 094
-
Corporate
17 516
52 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

3 503
10 399
-
-
total
3 503
10 399
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

14 013
41 601
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 201
10 399
22 198
10 794
After tax
33 799
41 601
29 802
41 206
Living cost
19 786
19 786
19 786
19 786
Free-cash
14 013
21 815
10 016
21 420

Estimated living cost  is ₽19786 per week

₽12623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4830
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽10083
-₽37103
-₽42442
-₽42442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
9 360
health
-
-
-
7 981
income
-
-
-
4 901
total
-
-
-
22 242
Employee
81 216
81 216
81 216
-
pensions
14 619
11 143
14 619
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 294
13 294
13 294
-
health
12 466
10 603
12 466
-
total
40 379
35 040
40 379
-
Employer
81 216
81 216
81 216
-
pensions
5 653
5 653
5 653
-
unemployment
2 924
2 924
2 924
-
health
5 645
5 645
5 645
-
total
14 222
14 222
14 222
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
54 601
49 262
54 601
22 242
After tax
-2 601
2 738
-2 601
29 758
Living cost
39 841
39 841
39 841
39 841
Free-cash
-42 442
-37 103
-42 442
-10 083

Estimated living cost  is ₽39841 per week

₽28234
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3592
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽633
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7382
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽13247
-₽10777
-₽21347
-₽11400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
11 014
pensions
-
-
-
5 621
health
-
-
-
3 245
other
-
-
-
6 042
unemployment
-
-
-
52
accident
-
-
-
104
national
-
-
-
-
total
-
-
-
26 078
Employee
55 812
-
39 568
-
municipal
16 643
-
11 799
-
national
-
-
-
-
total
16 643
-
11 799
-
Employer
55 812
-
39 568
-
pensions
6 033
-
4 277
-
other
6 485
-
4 598
-
unemployment
1 473
-
1 045
-
accident
112
-
79
-
health
3 432
-
2 433
-
total
17 535
-
12 432
-
Corporate
-
52 000
-
-
income
-
11 440
-
-
total
-
11 440
-
-
Dividends
-
40 560
-
-
withholding
-
12 168
-
-
total
-
12 168
-
-
Income
52 000
52 000
52 000
52 000
Total tax
34 178
23 608
24 231
26 078
After tax
17 822
28 392
27 769
25 922
Living cost
39 169
39 169
39 169
39 169
Free-cash
-21 347
-10 777
-11 400
-13 247

Estimated living cost  is ₽39169 per week

₽25960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽595
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽1366
-₽11213
₽2151
₽2646
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
trade
-
-
-
1 280
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 497
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
287
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 209
total
-
-
-
13 273
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

48 230
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

227
-
287
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 144
-
5 209
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 497
-
6 497
-
total
10 868
-
11 993
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 770
52 000
-
-
trade
621
8 555
-
-
income
565
7 800
-
-
chamber of commerce
150
218
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

31
430
-
-
total
1 367
17 003
-
-
Dividends
2 404
34 997
-
-
withholding
240
8 387
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

13
462
-
-
total
253
8 849
-
-
Income
52 000
52 000
52 000
52 000
Total tax
12 488
25 852
11 993
13 273
After tax
39 512
26 148
40 007
38 727
Living cost
37 361
37 361
37 361
37 361
Free-cash
2 151
-11 213
2 646
1 366

Estimated living cost  is ₽37361 per week

₽24988
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3940
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽10240
-₽355
₽3521
₽4094
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
1 327
social contributions
-
-
-
8 113
income
-
-
-
1 473
total
-
-
-
10 913
Employee
73 132
73 132
73 132
-
social contributions
3 554
6 070
3 918
-
income
7 679
6 770
7 546
-
health
727
1 244
803
-
total
11 960
14 084
12 267
-
Employer
73 132
73 132
73 132
-
social contributions
3 554
6 070
3 918
-
health
792
1 354
874
-
total
4 346
7 424
4 792
-
Corporate
4 846
-
-
-
income
606
-
-
-
total
606
-
-
-
Dividends
4 240
-
-
-
withholding
720
-
-
-
total
720
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 632
21 508
17 059
10 913
After tax
34 368
30 492
34 941
41 087
Living cost
30 847
30 847
30 847
30 847
Free-cash
3 521
-355
4 094
10 240

Estimated living cost  is ₽30847 per week

₽21087
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2409
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6833
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽18578
₽12012
₽12373
₽12700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
5 200
health
-
-
-
3 640
unemployment
-
-
-
780
income
-
-
-
6 357
total
-
-
-
15 977
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 182
10 022
43 515
-
pensions
2 518
1 002
4 351
-
unemployment
378
150
653
-
income
3 079
1 225
5 320
-
health
1 763
702
3 046
-
total
7 738
3 079
13 370
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 182
10 022
43 515
-
pensions
4 911
1 954
8 485
-
total
4 911
1 954
8 485
-
Corporate
21 907
40 024
-
-
income
1 972
3 602
-
-
total
1 972
3 602
-
-
Dividends
19 936
36 421
-
-
withholding
3 788
6 920
-
-
social contributions
3 773
6 988
-
-
total
7 561
13 908
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 182
22 543
21 855
15 977
After tax
29 818
29 457
30 145
36 023
Living cost
17 445
17 445
17 445
17 445
Free-cash
12 373
12 012
12 700
18 578

Estimated living cost  is ₽17445 per week

₽11905
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1427
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽349
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3764
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽6082
₽18629
₽12720
₽7891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
10 399
health
-
-
-
6 761
income
-
-
-
5 786
total
-
-
-
22 946
Employee
26 980
-
38 863
-
pensions
540
-
778
-
unemployment
431
-
623
-
income
3 037
-
6 602
-
total
4 008
-
8 003
-
Employer
26 980
-
38 863
-
pensions
5 396
-
7 772
-
unemployment
217
-
310
-
health
3 507
-
5 052
-
total
9 120
-
13 134
-
Corporate
15 900
52 000
-
-
income
3 180
10 399
-
-
total
3 180
10 399
-
-
Dividends
12 720
41 601
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
16 308
10 399
21 137
22 946
After tax
35 692
41 601
30 863
29 054
Living cost
22 972
22 972
22 972
22 972
Free-cash
12 720
18 629
7 891
6 082

Estimated living cost  is ₽22972 per week

₽15756
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1368
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽14734
-₽17026
₽955
₽6223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
4 017
health
-
-
-
2 105
other
-
-
-
358
accident
-
-
-
244
income
-
-
-
9 304
total
-
-
-
16 028
Employee
33 409
-
43 197
-
pensions
3 762
-
4 864
-
income
4 583
-
5 926
-
health
3 825
-
4 946
-
total
12 170
-
15 736
-
Employer
33 409
-
43 197
-
pensions
5 433
-
7 024
-
unemployment
818
-
1 058
-
accident
558
-
721
-
total
6 809
-
8 803
-
Corporate
11 783
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

10 604
46 800
-
-
total
10 604
46 800
-
-
Dividends
1 178
5 200
-
-
withholding
224
988
-
-
total
224
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
29 807
47 788
24 539
16 028
After tax
22 193
4 212
27 461
35 972
Living cost
21 238
21 238
21 238
21 238
Free-cash
955
-17 026
6 223
14 734

Estimated living cost  is ₽21238 per week

₽15566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4053
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽43701
₽41621
₽40162
₽33821
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
520
total
-
-
-
520
Employee
9 724
-
52 000
-
income
1 945
-
10 400
-
total
1 945
-
10 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

42 276
52 000
-
-
total
-
-
-
-
Dividends
42 276
52 000
-
-
withholding
2 114
2 600
-
-
total
2 114
2 600
-
-
Income
52 000
52 000
52 000
52 000
Total tax
4 059
2 600
10 400
520
After tax
47 941
49 400
41 600
51 480
Living cost
7 779
7 779
7 779
7 779
Free-cash
40 162
41 621
33 821
43 701

Estimated living cost  is ₽7779 per week

₽4821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽214
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2098
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽2815
₽12862
₽6438
₽5140
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 480
health
-
-
-
2 288
other
-
-
-
2 471
income
-
-
-
6 604
total
-
-
-
23 843
Employee
34 532
-
41 534
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 417
-
2 908
-
unemployment
345
-
415
-
income
5 945
-
7 149
-
health
484
-
581
-
total
9 191
-
11 053
-
Employer
34 532
-
41 534
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 871
-
7 060
-
other
1 727
-
2 077
-
unemployment
345
-
415
-
accident
276
-
332
-
health
484
-
581
-
total
8 703
-
10 465
-
Corporate
8 765
52 000
-
-
income
1 841
10 921
-
-
total
1 841
10 921
-
-
Dividends
6 924
41 079
-
-
withholding
485
2 875
-
-
total
485
2 875
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 220
13 796
21 518
23 843
After tax
31 780
38 204
30 482
28 157
Living cost
25 342
25 342
25 342
25 342
Free-cash
6 438
12 862
5 140
2 815

Estimated living cost  is ₽25342 per week

₽17905
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1711
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽408
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5317
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽24011
-₽24169
-₽49559
-₽29200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
3 104
income
-
-
-
9 779
total
-
-
-
12 883
Employee
89 316
-
46 483
-
pensions
8 617
-
3 476
-
income
16 100
-
8 484
-
health
1 472
-
595
-
total
26 189
-
12 555
-
Employer
89 316
-
46 483
-
pensions
10 546
-
4 634
-
health
1 696
-
883
-
total
12 242
-
5 517
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 881
-
-
total
-
9 881
-
-
Dividends
-
42 119
-
-
withholding
-
3 160
-
-
total
-
3 160
-
-
Income
52 000
52 000
52 000
52 000
Total tax
38 431
13 041
18 072
12 883
After tax
13 569
38 959
33 928
39 117
Living cost
63 128
63 128
63 128
63 128
Free-cash
-49 559
-24 169
-29 200
-24 011

Estimated living cost  is ₽63128 per week

₽47303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7417
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽513
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽22860
₽31990
₽27570
₽23655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 917
health
-
-
-
3 820
unemployment
-
-
-
133
income
-
-
-
7 800
total
-
-
-
16 670
Employee
16 511
-
45 482
-
accident

We are using the highest rate at 1.1%.

182
-
365
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 450
-
2 917
-
income
1 651
-
4 548
-
health
759
-
1 528
-
total
4 042
-
9 358
-
Employer
16 511
-
45 482
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 820
-
3 661
-
unemployment
99
-
199
-
accident

We are using the highest rate at 1.1%.

182
-
365
-
health
1 140
-
2 292
-
total
3 241
-
6 517
-
Corporate
32 249
52 000
-
-
income
3 225
5 200
-
-
total
3 225
5 200
-
-
Dividends
29 023
46 800
-
-
withholding
1 452
2 340
-
-
total
1 452
2 340
-
-
Income
52 000
52 000
52 000
52 000
Total tax
11 960
7 540
15 875
16 670
After tax
40 040
44 460
36 125
35 330
Living cost
12 470
12 470
12 470
12 470
Free-cash
27 570
31 990
23 655
22 860

Estimated living cost  is ₽12470 per week

₽7280
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽890
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽330
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽22979
-₽49999
-₽51612
-₽55338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
9 360
health
-
-
-
7 981
income
-
-
-
4 901
total
-
-
-
22 242
Employee
88 175
81 216
81 216
-
pensions
11 143
11 143
14 619
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 294
13 294
13 294
-
health
11 000
10 603
12 466
-
total
35 437
35 040
40 379
-
Employer
88 175
81 216
81 216
-
pensions
6 136
5 653
5 653
-
unemployment
3 175
2 924
2 924
-
health
6 127
5 645
5 645
-
total
15 438
14 222
14 222
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
50 875
49 262
54 601
22 242
After tax
1 125
2 738
-2 601
29 758
Living cost
52 737
52 737
52 737
52 737
Free-cash
-51 612
-49 999
-55 338
-22 979

Estimated living cost  is ₽52737 per week

₽38903
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4711
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽605
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8520
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽1690
₽12165
₽3733
₽2750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
7 020
social contributions
-
-
-
15 184
solidarity contribution
-
-
-
-
income
-
-
-
4 469
total
-
-
-
26 673
Employee
34 760
-
38 806
-
social contributions
2 259
-
2 522
-
income
4 171
-
4 657
-
solidarity contribution
-
-
-
-
health
4 693
-
5 239
-
total
11 123
-
12 418
-
Employer
34 760
-
38 806
-
social contributions
8 690
-
9 702
-
health
3 128
-
3 493
-
total
11 818
-
13 195
-
Corporate
5 421
52 000
-
-
income
1 030
9 880
-
-
total
1 030
9 880
-
-
Dividends
4 391
42 120
-
-
withholding
659
6 318
-
-
total
659
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 630
16 198
25 613
26 673
After tax
27 370
35 802
26 387
25 327
Living cost
23 637
23 637
23 637
23 637
Free-cash
3 733
12 165
2 750
1 690

Estimated living cost  is ₽23637 per week

₽16418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1682
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5072
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽11676
-₽12388
-₽32525
-₽14614
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
309
regional
-
-
-
515
social contributions
-
-
-
13 374
national
-
-
-
9 347
total
-
-
-
23 545
Employee
84 524
-
52 000
-
social contributions
28 502
-
17 534
-
municipal
448
-
276
-
regional
798
-
450
-
national
14 646
-
8 223
-
total
44 394
-
26 483
-
Employer
84 524
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
nationa
-
12 480
-
-
municipal
-
2 029
-
-
total
-
14 509
-
-
Dividends
-
37 491
-
-
withholding
-
9 748
-
-
total
-
9 748
-
-
Income
52 000
52 000
52 000
52 000
Total tax
44 394
24 257
26 483
23 545
After tax
7 606
27 743
25 517
28 455
Living cost
40 131
40 131
40 131
40 131
Free-cash
-32 525
-12 388
-14 614
-11 676

Estimated living cost  is ₽40131 per week

₽27975
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2631
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8909
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽8626
₽11721
₽8760
₽7506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
10 399
health
-
-
-
3 691
surtax
-
-
-
397
other
-
-
-
-
unemployment
-
-
-
217
income
-
-
-
7 683
total
-
-
-
22 387
Employee
31 451
-
42 954
-
surtax
103
-
316
-
pensions
2 097
-
2 864
-
other
-
-
-
-
unemployment
2 189
-
2 989
-
income
5 272
-
7 201
-
health
803
-
1 096
-
total
10 464
-
14 466
-
Employer
31 451
-
42 954
-
pensions
4 193
-
5 727
-
other
-
-
-
-
unemployment
996
-
1 361
-
health
1 431
-
1 953
-
total
6 620
-
9 041
-
Corporate
13 929
52 000
-
-
income
3 622
13 520
-
-
total
3 622
13 520
-
-
Dividends
10 307
38 480
-
-
withholding
1 547
5 772
-
-
total
1 547
5 772
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 253
19 292
23 507
22 387
After tax
29 747
32 708
28 493
29 613
Living cost
20 987
20 987
20 987
20 987
Free-cash
8 760
11 721
7 506
8 626

Estimated living cost  is ₽20987 per week

₽12832
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1937
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5734
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽4010
-₽4168
-₽15475
-₽9199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
3 104
income
-
-
-
9 779
total
-
-
-
12 883
Employee
59 857
-
46 483
-
pensions
5 081
-
3 476
-
income
10 781
-
8 484
-
health
869
-
595
-
total
16 731
-
12 555
-
Employer
59 857
-
46 483
-
pensions
6 480
-
4 634
-
health
1 137
-
883
-
total
7 617
-
5 517
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 881
-
-
total
-
9 881
-
-
Dividends
-
42 119
-
-
withholding
-
3 160
-
-
total
-
3 160
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 348
13 041
18 072
12 883
After tax
27 652
38 959
33 928
39 117
Living cost
43 127
43 127
43 127
43 127
Free-cash
-15 475
-4 168
-9 199
-4 010

Estimated living cost  is ₽43127 per week

₽32311
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3233
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7132
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽32233
-₽52664
-₽45980
-₽35003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
regional
-
-
-
1 035
city
-
-
-
546
pensions
-
-
-
4 785
health
-
-
-
249
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 041
national
-
-
-
134
total
-
-
-
7 790
Employee
89 458
-
46 481
-
regional
2 929
-
872
-
national
423
-
104
-
pensions
7 516
-
3 974
-
unemployment
-
-
-
-
city
960
-
499
-
health
202
-
104
-
total
12 030
-
5 553
-
Employer
89 458
-
46 481
-
pensions
7 516
-
3 974
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 789
-
929
-
unemployment
-
-
-
-
health
202
-
104
-
total
9 507
-
5 007
-
Corporate
-
52 000
-
-
regional
-
10 999
-
-
national
-
4 419
-
-
total
-
15 418
-
-
Dividends
-
36 582
-
-
withholding
-
12 803
-
-
total
-
12 803
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 537
28 221
10 560
7 790
After tax
30 463
23 779
41 440
44 210
Living cost
76 443
76 443
76 443
76 443
Free-cash
-45 980
-52 664
-35 003
-32 233

Estimated living cost  is ₽76443 per week

₽49710
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6860
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽938
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽4895
-₽17688
-₽5156
-₽3561
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
trade
-
-
-
1 334
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 497
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
287
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 209
total
-
-
-
13 327
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

57 157
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

370
-
287
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 721
-
5 209
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 497
-
6 497
-
total
13 588
-
11 993
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
52 000
-
-
trade
-
8 918
-
-
income
-
7 800
-
-
chamber of commerce
-
218
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
430
-
-
total
-
17 366
-
-
Dividends
-
34 634
-
-
withholding
-
8 297
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
457
-
-
total
-
8 754
-
-
Income
52 000
52 000
52 000
52 000
Total tax
13 588
26 120
11 993
13 327
After tax
38 412
25 880
40 007
38 673
Living cost
43 568
43 568
43 568
43 568
Free-cash
-5 156
-17 688
-3 561
-4 895

Estimated living cost  is ₽43568 per week

₽31821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽1319
-₽6331
-₽1415
-₽797
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
15 039
health
-
-
-
451
surtax
-
-
-
-
other
-
-
-
1 612
social contributions
-
-
-
1 482
income
-
-
-
2 196
total
-
-
-
20 780
Employee
40 704
-
39 626
-
social contributions
1 160
-
1 130
-
surtax
-
-
-
-
pensions
4 602
-
4 483
-
income
2 402
-
2 272
-
total
8 164
-
7 885
-
Employer
40 704
-
39 626
-
pensions
6 687
-
6 510
-
social contributions
123
-
119
-
other
1 404
-
1 366
-
unemployment
1 648
-
1 604
-
health
2 850
-
2 774
-
total
12 712
-
12 373
-
Corporate
-
52 000
-
-
income
-
14 559
-
-
surtax
-
-
-
-
total
-
14 559
-
-
Dividends
-
37 441
-
-
withholding
-
4 792
-
-
surtax
-
-
-
-
social contributions
-
6 441
-
-
total
-
11 233
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 876
25 792
20 258
20 780
After tax
31 124
26 208
31 742
31 220
Living cost
32 539
32 539
32 539
32 539
Free-cash
-1 415
-6 331
-797
-1 319

Estimated living cost  is ₽32539 per week

₽20517
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2646
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽1905
-₽3107
₽2176
₽2427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
15 039
health
-
-
-
451
surtax
-
-
-
-
other
-
-
-
1 612
social contributions
-
-
-
1 482
income
-
-
-
2 196
total
-
-
-
20 780
Employee
36 334
-
39 626
-
social contributions
1 036
-
1 130
-
surtax
-
-
-
-
pensions
4 110
-
4 483
-
income
1 873
-
2 272
-
total
7 019
-
7 885
-
Employer
36 334
-
39 626
-
pensions
5 970
-
6 510
-
social contributions
108
-
119
-
other
1 254
-
1 366
-
unemployment
1 471
-
1 604
-
health
2 543
-
2 774
-
total
11 346
-
12 373
-
Corporate
4 319
52 000
-
-
income
1 209
14 559
-
-
surtax
-
-
-
-
total
1 209
14 559
-
-
Dividends
3 110
37 441
-
-
withholding
399
4 792
-
-
surtax
-
-
-
-
social contributions
536
6 441
-
-
total
935
11 233
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 509
25 792
20 258
20 780
After tax
31 491
26 208
31 742
31 220
Living cost
29 315
29 315
29 315
29 315
Free-cash
2 176
-3 107
2 427
1 905

Estimated living cost  is ₽29315 per week

₽17001
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2978
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8780
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽13228
₽11557
₽12051
₽11105
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
3 629
social contributions
-
-
-
7 176
income
-
-
-
7 800
total
-
-
-
18 605
Employee
32 246
-
52 000
-
social contributions
4 451
-
7 176
-
income
5 378
-
9 923
-
health
2 251
-
3 629
-
total
12 080
-
20 728
-
Employer
32 246
-
52 000
-
total
-
-
-
-
Corporate
19 754
52 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

987
2 601
-
-
total
987
2 601
-
-
Dividends
18 766
49 399
-
-
withholding
2 815
7 411
-
-
social contributions
2 590
6 817
-
-
health
1 310
3 447
-
-
total
6 715
17 675
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 782
20 276
20 728
18 605
After tax
32 218
31 724
31 272
33 395
Living cost
20 167
20 167
20 167
20 167
Free-cash
12 051
11 557
11 105
13 228

Estimated living cost  is ₽20167 per week

₽13496
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1244
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4961
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽4526
-₽3747
-₽10299
-₽13040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
9 620
health
-
-
-
3 978
surtax
-
-
-
188
unemployment
-
-
-
5 833
income
-
-
-
3 187
chamber of commerce
-
-
-
208
total
-
-
-
23 014
Employee
47 529
37 901
40 233
-
pensions
4 868
3 880
4 120
-
other
475
379
402
-
unemployment
1 426
1 137
1 207
-
income
5 411
2 796
3 319
-
health
1 839
1 467
1 558
-
total
14 019
9 659
10 606
-
Employer
47 529
37 901
40 233
-
payroll
1 426
1 137
1 207
-
chamber of commerce
190
152
161
-
pensions
5 965
4 757
5 050
-
surtax
188
188
188
-
other
2 258
1 799
1 909
-
unemployment
1 426
1 137
1 207
-
accident
617
493
523
-
health
1 796
1 433
1 521
-
total
13 866
11 096
11 766
-
Corporate
3 610
3 610
36 623
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

902
902
9 156
-
total
902
902
9 156
-
Dividends
-
2 101
-
-
withholding
-
578
-
-
total
-
578
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 787
22 235
31 528
23 014
After tax
23 213
29 765
20 472
28 986
Living cost
33 512
33 512
33 512
33 512
Free-cash
-10 299
-3 747
-13 040
-4 526

Estimated living cost  is ₽33512 per week

₽22351
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽6333
-₽5355
-₽35833
-₽12181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
5 784
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 772
national
-
-
-
15 100
total
-
-
-
23 656
Employee

The minimum management director salary is set at €45,000 per year.

68 030
-
40 278
-
national
20 915
-
10 418
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 102
-
3 021
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

592
-
350
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 548
-
2 101
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 196
-
1 893
-
total
33 353
-
17 783
-
Employer

The minimum management director salary is set at €45,000 per year.

68 030
-
40 278
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 028
-
3 568
-
surtax
7 714
-
4 566
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

993
-
588
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

884
-
523
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 184
-
2 476
-
total
19 803
-
11 721
-
Corporate
-
52 000
-
-
income
-
10 399
-
-
surtax
-
208
-
-
total
-
10 607
-
-
Dividends
-
41 393
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 071
-
-
total
-
12 071
-
-
Income
52 000
52 000
52 000
52 000
Total tax
53 156
22 678
29 504
23 656
After tax
-1 156
29 322
22 496
28 344
Living cost
34 677
34 677
34 677
34 677
Free-cash
-35 833
-5 355
-12 181
-6 333

Estimated living cost  is ₽34677 per week

₽22336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3032
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8766
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽5559
₽787
-₽10433
-₽5190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
14 716
other
-
-
-
52
unemployment
-
-
-
365
accident
-
-
-
467
income
-
-
-
7 612
total
-
-
-
23 212
Employee
47 341
-
39 428
-
pensions
2 225
-
1 854
-
other
47
-
40
-
unemployment
735
-
612
-
income
9 989
-
7 765
-
total
12 996
-
10 271
-
Employer
47 341
-
39 428
-
pensions
11 172
-
9 306
-
other
377
-
316
-
unemployment
2 604
-
2 169
-
accident
937
-
781
-
total
15 090
-
12 572
-
Corporate
-
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 800
-
-
total
-
7 800
-
-
Dividends
-
44 200
-
-
withholding
-
9 066
-
-
total
-
9 066
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 086
16 866
22 843
23 212
After tax
23 914
35 134
29 157
28 788
Living cost
34 347
34 347
34 347
34 347
Free-cash
-10 433
787
-5 190
-5 559

Estimated living cost  is ₽34347 per week

₽25293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6122
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽17103
-₽18966
-₽28627
-₽16036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
8 320
health
-
-
-
3 898
surtax
-
-
-
2 752
accident
-
-
-
467
communal
-
-
-
-
income
-
-
-
1 982
total
-
-
-
17 419
Employee
72 023
-
46 448
-
surtax
4 415
-
2 846
-
pensions
5 761
-
3 716
-
income
6 957
-
2 171
-
health
3 205
-
2 067
-
total
20 338
-
10 800
-
Employer
72 023
-
46 448
-
pensions
5 761
-
3 716
-
accident
648
-
419
-
health
2 196
-
1 417
-
total
8 605
-
5 552
-
Corporate
-
52 000
-
-
communal
-
3 510
-
-
income
-
7 800
-
-
surtax
-
547
-
-
total
-
11 857
-
-
Dividends
-
40 142
-
-
withholding
-
6 021
-
-
income
-
1 404
-
-
total
-
7 425
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 943
19 282
16 352
17 419
After tax
23 057
32 718
35 648
34 581
Living cost
51 684
51 684
51 684
51 684
Free-cash
-28 627
-18 966
-16 036
-17 103

Estimated living cost  is ₽51684 per week

₽38771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3131
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9233
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽8251
₽11346
₽8320
₽7131
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
10 399
health
-
-
-
3 691
surtax
-
-
-
397
other
-
-
-
-
unemployment
-
-
-
217
income
-
-
-
7 683
total
-
-
-
22 387
Employee
32 028
-
42 954
-
surtax
114
-
316
-
pensions
2 137
-
2 864
-
other
-
-
-
-
unemployment
2 229
-
2 989
-
income
5 369
-
7 201
-
health
818
-
1 096
-
total
10 667
-
14 466
-
Employer
32 028
-
42 954
-
pensions
4 270
-
5 727
-
other
-
-
-
-
unemployment
1 016
-
1 361
-
health
1 456
-
1 953
-
total
6 742
-
9 041
-
Corporate
13 229
52 000
-
-
income
3 440
13 520
-
-
total
3 440
13 520
-
-
Dividends
9 789
38 480
-
-
withholding
1 469
5 772
-
-
total
1 469
5 772
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 318
19 292
23 507
22 387
After tax
29 682
32 708
28 493
29 613
Living cost
21 362
21 362
21 362
21 362
Free-cash
8 320
11 346
7 131
8 251

Estimated living cost  is ₽21362 per week

₽12897
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽496
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6113
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽2567
₽1714
-₽757
-₽351
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
309
regional
-
-
-
784
social contributions
-
-
-
13 374
national
-
-
-
9 347
total
-
-
-
23 814
Employee
52 756
-
52 000
-
social contributions
17 790
-
17 534
-
municipal
280
-
276
-
regional
710
-
699
-
national
8 358
-
8 223
-
total
27 138
-
26 732
-
Employer
52 756
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
nationa
-
12 480
-
-
municipal
-
2 584
-
-
total
-
15 064
-
-
Dividends
-
36 935
-
-
withholding
-
9 603
-
-
total
-
9 603
-
-
Income
52 000
52 000
52 000
52 000
Total tax
27 138
24 667
26 732
23 814
After tax
24 862
27 333
25 268
28 186
Living cost
25 619
25 619
25 619
25 619
Free-cash
-757
1 714
-351
2 567

Estimated living cost  is ₽25619 per week

₽15933
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6653
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽3800
₽6675
-₽5397
-₽2740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
7 020
social contributions
-
-
-
15 184
solidarity contribution
-
-
-
-
income
-
-
-
4 469
total
-
-
-
26 673
Employee
42 834
-
38 806
-
social contributions
2 784
-
2 522
-
income
5 140
-
4 657
-
solidarity contribution
-
-
-
-
health
5 783
-
5 239
-
total
13 707
-
12 418
-
Employer
42 834
-
38 806
-
social contributions
10 708
-
9 702
-
health
3 855
-
3 493
-
total
14 563
-
13 195
-
Corporate
-
52 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
42 120
-
-
withholding
-
6 318
-
-
total
-
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 270
16 198
25 613
26 673
After tax
23 730
35 802
26 387
25 327
Living cost
29 127
29 127
29 127
29 127
Free-cash
-5 397
6 675
-2 740
-3 800

Estimated living cost  is ₽29127 per week

₽21661
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5349
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽1168
-₽441
-₽2439
-₽9830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
9 620
health
-
-
-
3 978
surtax
-
-
-
-
unemployment
-
-
-
5 833
income
-
-
-
3 187
chamber of commerce
-
-
-
208
total
-
-
-
22 826
Employee
41 573
37 901
40 379
-
pensions
4 258
3 880
4 135
-
other
415
379
404
-
unemployment
1 247
1 137
1 211
-
income
3 703
2 796
3 361
-
health
1 608
1 467
1 563
-
total
11 231
9 659
10 674
-
Employer
41 573
37 901
40 379
-
payroll
1 247
1 137
1 211
-
chamber of commerce
166
152
161
-
pensions
5 218
4 757
5 068
-
surtax
-
-
-
-
other
1 974
1 799
1 919
-
unemployment
1 247
1 137
1 211
-
accident
540
493
525
-
health
1 572
1 433
1 527
-
total
11 964
10 908
11 622
-
Corporate
3 610
3 610
36 769
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

902
902
9 192
-
total
902
902
9 192
-
Dividends
-
2 288
-
-
withholding
-
630
-
-
total
-
630
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 097
22 099
31 488
22 826
After tax
27 903
29 901
20 512
29 174
Living cost
30 342
30 342
30 342
30 342
Free-cash
-2 439
-441
-9 830
-1 168

Estimated living cost  is ₽30342 per week

₽18201
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3099
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8501
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽39357
₽37277
₽35004
₽29477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
520
total
-
-
-
520
Employee
15 153
-
52 000
-
income
3 031
-
10 400
-
total
3 031
-
10 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

36 847
52 000
-
-
total
-
-
-
-
Dividends
36 847
52 000
-
-
withholding
1 842
2 600
-
-
total
1 842
2 600
-
-
Income
52 000
52 000
52 000
52 000
Total tax
4 873
2 600
10 400
520
After tax
47 127
49 400
41 600
51 480
Living cost
12 123
12 123
12 123
12 123
Free-cash
35 004
37 277
29 477
39 357

Estimated living cost  is ₽12123 per week

₽8203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽509
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽3285
₽10292
₽2337
₽1670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
52 000
pensions
-
-
-
9 497
health
-
-
-
5 117
unemployment
-
-
-
78
income
-
-
-
8 514
total
-
-
-
23 206
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 056
-
44 996
-
pensions
6 519
-
6 974
-
unemployment
60
-
63
-
income
7 252
-
7 872
-
health
2 716
-
2 908
-
total
16 547
-
17 817
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

42 056
-
44 996
-
pensions
3 722
-
3 981
-
unemployment
25
-
27
-
health
2 801
-
2 996
-
total
6 548
-
7 004
-
Corporate
3 396
52 000
-
-
income
646
9 880
-
-
total
646
9 880
-
-
Dividends
2 750
42 120
-
-
withholding
413
6 319
-
-
total
413
6 319
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 154
16 199
24 821
23 206
After tax
27 846
35 801
27 179
28 794
Living cost
25 509
25 509
25 509
25 509
Free-cash
2 337
10 292
1 670
3 285

Estimated living cost  is ₽25509 per week

₽17507
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1635
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5875
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽5499
-₽9798
-₽91183
-₽2068
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
5 928
income
-
-
-
10 136
total
-
-
-
16 064
Employee
59 412
-
-
-
social contributions
4 872
-
694
-
income
13 105
-
-
-
total
17 977
-
694
-
Employer
59 412
-
-
-
social contributions
83 771
-
11 939
-
total
83 771
-
11 939
-
Corporate
-
52 000
-
-
income
-
11 440
-
-
total
-
11 440
-
-
Dividends
-
40 560
-
-
income
-
8 923
-
-
total
-
8 923
-
-
Income
52 000
52 000
52 000
52 000
Total tax
101 748
20 363
12 633
16 064
After tax
-49 748
31 637
39 367
35 936
Living cost
41 435
41 435
41 435
41 435
Free-cash
-91 183
-9 798
-2 068
-5 499

Estimated living cost  is ₽41435 per week

₽26885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3897
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
₽282
-₽255
-₽2130
-₽995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 000
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 070
income
-
-
-
3 816
total
-
-
-
21 886
Employee
43 741
-
42 019
-
social contributions
4 812
-
4 622
-
surtax
-
-
-
-
income
9 098
-
8 562
-
total
13 910
-
13 184
-
Employer
43 741
-
42 019
-
social contributions
10 388
-
9 979
-
total
10 388
-
9 979
-
Corporate
-
52 000
-
-
income
-
10 921
-
-
surtax
-
-
-
-
total
-
10 921
-
-
Dividends
-
41 079
-
-
withholding
-
11 502
-
-
total
-
11 502
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 298
22 423
23 163
21 886
After tax
27 702
29 577
28 837
30 114
Living cost
29 832
29 832
29 832
29 832
Free-cash
-2 130
-255
-995
282

Estimated living cost  is ₽29832 per week

₽22320
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1760
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽14715
-₽19727
-₽26170
-₽14193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
15 039
health
-
-
-
451
surtax
-
-
-
-
other
-
-
-
1 612
social contributions
-
-
-
1 482
income
-
-
-
2 196
total
-
-
-
20 780
Employee
59 566
-
39 626
-
social contributions
1 697
-
1 130
-
surtax
-
-
-
-
pensions
6 737
-
4 483
-
income
5 197
-
2 272
-
total
13 631
-
7 885
-
Employer
59 566
-
39 626
-
pensions
9 787
-
6 510
-
social contributions
179
-
119
-
other
2 056
-
1 366
-
unemployment
2 413
-
1 604
-
health
4 169
-
2 774
-
total
18 604
-
12 373
-
Corporate
-
52 000
-
-
income
-
14 559
-
-
surtax
-
-
-
-
total
-
14 559
-
-
Dividends
-
37 441
-
-
withholding
-
4 792
-
-
surtax
-
-
-
-
social contributions
-
6 441
-
-
total
-
11 233
-
-
Income
52 000
52 000
52 000
52 000
Total tax
32 235
25 792
20 258
20 780
After tax
19 765
26 208
31 742
31 220
Living cost
45 935
45 935
45 935
45 935
Free-cash
-26 170
-19 727
-14 193
-14 715

Estimated living cost  is ₽45935 per week

₽31088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3758
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽630
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10459
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽11973
₽18212
₽15018
₽13509
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
11 439
income
-
-
-
-
total
-
-
-
11 439
Employee
30 575
-
45 023
-
social contributions
1 987
-
2 926
-
income
-
-
-
-
total
1 987
-
2 926
-
Employer
30 575
-
45 023
-
social contributions
4 739
-
6 977
-
total
4 739
-
6 977
-
Corporate
16 685
52 000
-
-
income
1 668
5 200
-
-
total
1 668
5 200
-
-
Dividends
15 017
46 800
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
8 394
5 200
9 903
11 439
After tax
43 606
46 800
42 097
40 561
Living cost
28 588
28 588
28 588
28 588
Free-cash
15 018
18 212
13 509
11 973

Estimated living cost  is ₽28588 per week

₽18485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2155
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7411
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽11819
-₽154917
-₽154917
-₽154917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
8 305
pensions
-
-
-
823
labour market
-
-
-
4 094
national
-
-
-
4 860
total
-
-
-
18 082
Employee
193 047
193 047
193 047
-
municipal
41 108
41 108
41 108
-
national
23 584
23 584
23 584
-
pensions
274
274
274
-
labour market
15 422
15 422
15 422
-
total
80 388
80 388
80 388
-
Employer
193 047
193 047
193 047
-
labour market
15 444
15 444
15 444
-
pensions
549
549
549
-
municipal
41 174
41 174
41 174
-
national
23 625
23 625
23 625
-
total
80 792
80 792
80 792
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
161 180
161 180
161 180
18 082
After tax
-109 180
-109 180
-109 180
33 918
Living cost
45 737
45 737
45 737
45 737
Free-cash
-154 917
-154 917
-154 917
-11 819

Estimated living cost  is ₽45737 per week

₽31303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4046
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽703
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9685
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽15047
-₽16713
₽1001
₽6536
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
4 017
health
-
-
-
2 105
other
-
-
-
358
accident
-
-
-
244
income
-
-
-
9 304
total
-
-
-
16 028
Employee
32 916
-
43 197
-
pensions
3 707
-
4 864
-
income
4 516
-
5 926
-
health
3 769
-
4 946
-
total
11 992
-
15 736
-
Employer
32 916
-
43 197
-
pensions
5 352
-
7 024
-
unemployment
807
-
1 058
-
accident
550
-
721
-
total
6 709
-
8 803
-
Corporate
12 375
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

11 138
46 800
-
-
total
11 138
46 800
-
-
Dividends
1 238
5 200
-
-
withholding
235
988
-
-
total
235
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
30 074
47 788
24 539
16 028
After tax
21 926
4 212
27 461
35 972
Living cost
20 925
20 925
20 925
20 925
Free-cash
1 001
-16 713
6 536
15 047

Estimated living cost  is ₽20925 per week

₽15231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1193
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
₽4161
-₽530
-₽7480
-₽4313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 000
municipal
-
-
-
9 288
health
-
-
-
404
national
-
-
-
1 633
total
-
-
-
11 325
Employee
50 037
-
43 745
-
municipal
8 196
-
7 174
-
national
827
-
485
-
pensions
3 377
-
2 953
-
unemployment
751
-
657
-
health
374
-
276
-
total
13 525
-
11 545
-
Employer
50 037
-
43 745
-
pensions
8 681
-
7 589
-
unemployment
325
-
285
-
accident
51
-
43
-
health
384
-
337
-
total
9 441
-
8 254
-
Corporate
-
52 000
-
-
income
-
10 399
-
-
total
-
10 399
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
31 201
-
-
municipal
-
5 617
-
-
national
-
-
-
-
total
-
5 617
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 966
16 016
19 799
11 325
After tax
29 034
35 984
32 201
40 675
Living cost
36 514
36 514
36 514
36 514
Free-cash
-7 480
-530
-4 313
4 161

Estimated living cost  is ₽36514 per week

₽23851
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3512
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽581
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8571
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽19067
₽8472
₽11116
₽12921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
1 327
social contributions
-
-
-
8 113
income
-
-
-
1 473
total
-
-
-
10 913
Employee
73 132
73 132
73 132
-
social contributions
2 765
6 070
3 918
-
income
7 963
6 770
7 546
-
health
567
1 244
803
-
total
11 295
14 084
12 267
-
Employer
73 132
73 132
73 132
-
social contributions
2 765
6 070
3 918
-
health
615
1 354
874
-
total
3 380
7 424
4 792
-
Corporate
15 306
-
-
-
income
1 913
-
-
-
total
1 913
-
-
-
Dividends
13 392
-
-
-
withholding
2 276
-
-
-
total
2 276
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 864
21 508
17 059
10 913
After tax
33 136
30 492
34 941
41 087
Living cost
22 020
22 020
22 020
22 020
Free-cash
11 116
8 472
12 921
19 067

Estimated living cost  is ₽22020 per week

₽13197
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6176
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽23044
₽27961
₽23125
₽17125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
52 000
pensions
-
-
-
6 050
health
-
-
-
3 442
unemployment
-
-
-
27
income
-
-
-
4 337
total
-
-
-
13 856
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 830
-
47 143
-
pensions
3 274
-
7 071
-
unemployment
108
-
236
-
income
1 493
-
3 604
-
health
1 855
-
4 007
-
total
6 730
-
14 918
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 830
-
47 143
-
pensions
1 200
-
2 594
-
unemployment
108
-
236
-
health
938
-
2 027
-
total
2 246
-
4 857
-
Corporate
27 923
52 000
-
-
income
2 512
4 680
-
-
total
2 512
4 680
-
-
Dividends
25 411
47 320
-
-
withholding
2 287
4 259
-
-
total
2 287
4 259
-
-
Income
52 000
52 000
52 000
52 000
Total tax
13 775
8 939
19 775
13 856
After tax
38 225
43 061
32 225
38 144
Living cost
15 100
15 100
15 100
15 100
Free-cash
23 125
27 961
17 125
23 044

Estimated living cost  is ₽15100 per week

₽9634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1088
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3927
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽2635
₽8981
₽3871
₽3004
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
14 716
other
-
-
-
52
unemployment
-
-
-
365
accident
-
-
-
467
income
-
-
-
7 612
total
-
-
-
23 212
Employee
35 166
-
39 428
-
pensions
1 653
-
1 854
-
other
34
-
40
-
unemployment
545
-
612
-
income
6 780
-
7 765
-
total
9 012
-
10 271
-
Employer
35 166
-
39 428
-
pensions
8 299
-
9 306
-
other
282
-
316
-
unemployment
1 935
-
2 169
-
accident
697
-
781
-
total
11 213
-
12 572
-
Corporate
5 622
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

843
7 800
-
-
total
843
7 800
-
-
Dividends
4 780
44 200
-
-
withholding
908
9 066
-
-
total
908
9 066
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 976
16 866
22 843
23 212
After tax
30 024
35 134
29 157
28 788
Living cost
26 153
26 153
26 153
26 153
Free-cash
3 871
8 981
3 004
2 635

Estimated living cost  is ₽26153 per week

₽17653
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽30858
₽30594
₽30291
₽30726
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
1 352
health
-
-
-
980
income
-
-
-
16 956
total
-
-
-
19 288
Employee
2 823
-
50 479
-
pensions
254
-
608
-
unemployment
28
-
68
-
income
546
-
16 885
-
health
141
-
338
-
total
969
-
17 899
-
Employer
2 823
-
50 479
-
pensions
311
-
744
-
unemployment
56
-
135
-
health
268
-
642
-
total
635
-
1 521
-
Corporate
48 541
52 000
-
-
income
10 679
11 440
-
-
total
10 679
11 440
-
-
Dividends
37 862
40 560
-
-
withholding
7 572
8 112
-
-
total
7 572
8 112
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 855
19 552
19 420
19 288
After tax
32 145
32 448
32 580
32 712
Living cost
1 854
1 854
1 854
1 854
Free-cash
30 291
30 594
30 726
30 858

Estimated living cost  is ₽1854 per week

₽1102
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽42
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽9368
₽21133
₽16457
₽11606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
52 000
pensions
-
-
-
13 520
health
-
-
-
5 356
unemployment
-
-
-
780
income
-
-
-
6 539
total
-
-
-
26 195
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 786
-
44 105
-
pensions
3 470
-
6 175
-
unemployment
186
-
331
-
income
3 417
-
7 285
-
health
1 276
-
2 271
-
total
8 349
-
16 062
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 786
-
44 105
-
pensions
2 974
-
5 293
-
unemployment
186
-
331
-
health
1 276
-
2 271
-
total
4 436
-
7 895
-
Corporate
22 777
52 000
-
-
income
3 417
7 800
-
-
total
3 417
7 800
-
-
Dividends
19 360
44 200
-
-
withholding
2 904
6 630
-
-
total
2 904
6 630
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 106
14 430
23 957
26 195
After tax
32 894
37 570
28 043
25 805
Living cost
16 437
16 437
16 437
16 437
Free-cash
16 457
21 133
11 606
9 368

Estimated living cost  is ₽16437 per week

₽11067
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1271
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3623
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽4474
₽3937
₽3594
₽3197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 000
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 070
income
-
-
-
3 816
total
-
-
-
21 886
Employee
36 913
-
42 019
-
social contributions
4 061
-
4 622
-
surtax
-
-
-
-
income
7 212
-
8 562
-
total
11 273
-
13 184
-
Employer
36 913
-
42 019
-
social contributions
8 766
-
9 979
-
total
8 766
-
9 979
-
Corporate
6 321
52 000
-
-
income
1 328
10 921
-
-
surtax
-
-
-
-
total
1 328
10 921
-
-
Dividends
4 993
41 079
-
-
withholding
1 399
11 502
-
-
total
1 399
11 502
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 766
22 423
23 163
21 886
After tax
29 234
29 577
28 837
30 114
Living cost
25 640
25 640
25 640
25 640
Free-cash
3 594
3 937
3 197
4 474

Estimated living cost  is ₽25640 per week

₽18160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1781
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽455
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5245
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽4636
₽1710
-₽8577
-₽4267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
14 716
other
-
-
-
52
unemployment
-
-
-
365
accident
-
-
-
467
income
-
-
-
7 612
total
-
-
-
23 212
Employee
45 932
-
39 428
-
pensions
2 159
-
1 854
-
other
45
-
40
-
unemployment
711
-
612
-
income
9 593
-
7 765
-
total
12 508
-
10 271
-
Employer
45 932
-
39 428
-
pensions
10 840
-
9 306
-
other
368
-
316
-
unemployment
2 527
-
2 169
-
accident
910
-
781
-
total
14 645
-
12 572
-
Corporate
-
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 800
-
-
total
-
7 800
-
-
Dividends
-
44 200
-
-
withholding
-
9 066
-
-
total
-
9 066
-
-
Income
52 000
52 000
52 000
52 000
Total tax
27 153
16 866
22 843
23 212
After tax
24 847
35 134
29 157
28 788
Living cost
33 424
33 424
33 424
33 424
Free-cash
-8 577
1 710
-4 267
-4 636

Estimated living cost  is ₽33424 per week

₽24004
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2599
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6351
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽18970
₽28100
₽22302
₽19764
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 917
health
-
-
-
3 820
unemployment
-
-
-
133
income
-
-
-
7 800
total
-
-
-
16 670
Employee
21 664
-
45 482
-
accident

We are using the highest rate at 1.1%.

238
-
365
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 902
-
2 917
-
income
2 167
-
4 548
-
health
997
-
1 528
-
total
5 304
-
9 358
-
Employer
21 664
-
45 482
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 387
-
3 661
-
unemployment
130
-
199
-
accident

We are using the highest rate at 1.1%.

238
-
365
-
health
1 495
-
2 292
-
total
4 250
-
6 517
-
Corporate
26 086
52 000
-
-
income
2 609
5 200
-
-
total
2 609
5 200
-
-
Dividends
23 477
46 800
-
-
withholding
1 174
2 340
-
-
total
1 174
2 340
-
-
Income
52 000
52 000
52 000
52 000
Total tax
13 337
7 540
15 875
16 670
After tax
38 663
44 460
36 125
35 330
Living cost
16 361
16 361
16 361
16 361
Free-cash
22 302
28 100
19 764
18 970

Estimated living cost  is ₽16361 per week

₽10821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽937
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4213
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽2172
-₽9766
₽2676
₽3289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
trade
-
-
-
1 117
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 497
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
287
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 209
total
-
-
-
13 110
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 321
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
287
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 891
-
5 209
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 497
-
6 497
-
total
10 603
-
11 993
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
4 679
52 000
-
-
trade
671
7 463
-
-
income
702
7 800
-
-
chamber of commerce
152
220
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

38
430
-
-
total
1 563
15 913
-
-
Dividends
3 116
36 087
-
-
withholding
417
8 659
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

23
476
-
-
total
440
9 135
-
-
Income
52 000
52 000
52 000
52 000
Total tax
12 606
25 048
11 993
13 110
After tax
39 394
26 952
40 007
38 890
Living cost
36 718
36 718
36 718
36 718
Free-cash
2 676
-9 766
3 289
2 172

Estimated living cost  is ₽36718 per week

₽25329
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3951
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽532
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6905
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽13314
-₽17775
-₽22395
-₽13314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
3 717
income
-
-
-
7 421
total
-
-
-
11 138
Employee
74 394
-
52 000
-
social contributions
6 181
-
3 717
-
income
14 038
-
7 421
-
total
20 219
-
11 138
-
Employer
74 394
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
income
-
6 499
-
-
total
-
6 499
-
-
Dividends
-
45 501
-
-
withholding
-
9 100
-
-
total
-
9 100
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 219
15 599
11 138
11 138
After tax
31 781
36 401
40 862
40 862
Living cost
54 176
54 176
54 176
54 176
Free-cash
-22 395
-17 775
-13 314
-13 314

Estimated living cost  is ₽54176 per week

₽41216
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4415
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8028
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽15436
-₽5749
-₽240
₽2994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
52 000
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 840
income
-
-
-
27 072
total
-
-
-
32 912
Employee
43 629
-
47 625
-
social contributions
4 371
-
4 375
-
income
4 734
-
5 732
-
total
9 105
-
10 107
-
Employer
43 629
-
47 625
-
social contributions
4 371
-
4 375
-
total
4 371
-
4 375
-
Corporate
4 000
52 000
-
-
income
1 401
18 200
-
-
total
1 401
18 200
-
-
Dividends
2 599
33 800
-
-
social contributions
2 839
5 025
-
-
total
2 839
5 025
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 716
23 225
14 482
32 912
After tax
34 284
28 775
37 518
19 088
Living cost
34 524
34 524
34 524
34 524
Free-cash
-240
-5 749
2 994
-15 436

Estimated living cost  is ₽34524 per week

₽22741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2722
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽4056
₽3898
-₽1903
-₽1133
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
3 104
income
-
-
-
9 779
total
-
-
-
12 883
Employee
48 126
-
46 483
-
pensions
3 673
-
3 476
-
income
8 764
-
8 484
-
health
628
-
595
-
total
13 065
-
12 555
-
Employer
48 126
-
46 483
-
pensions
4 862
-
4 634
-
health
915
-
883
-
total
5 777
-
5 517
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 881
-
-
total
-
9 881
-
-
Dividends
-
42 119
-
-
withholding
-
3 160
-
-
total
-
3 160
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 842
13 041
18 072
12 883
After tax
33 158
38 959
33 928
39 117
Living cost
35 061
35 061
35 061
35 061
Free-cash
-1 903
3 898
-1 133
4 056

Estimated living cost  is ₽35061 per week

₽24052
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3224
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽12975
-₽18785
₽684
₽4464
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
pensions
-
-
-
4 017
health
-
-
-
2 105
other
-
-
-
358
accident
-
-
-
244
income
-
-
-
9 304
total
-
-
-
16 028
Employee
36 175
-
43 197
-
pensions
4 073
-
4 864
-
income
4 963
-
5 926
-
health
4 142
-
4 946
-
total
13 178
-
15 736
-
Employer
36 175
-
43 197
-
pensions
5 882
-
7 024
-
unemployment
886
-
1 058
-
accident
604
-
721
-
total
7 372
-
8 803
-
Corporate
8 453
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

7 608
46 800
-
-
total
7 608
46 800
-
-
Dividends
845
5 200
-
-
withholding
161
988
-
-
total
161
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 319
47 788
24 539
16 028
After tax
23 681
4 212
27 461
35 972
Living cost
22 997
22 997
22 997
22 997
Free-cash
684
-18 785
4 464
12 975

Estimated living cost  is ₽22997 per week

₽16877
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1340
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4316
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽18041
₽31371
₽26752
₽18041
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
52 000
pensions
-
-
-
9 568
health insurance
-
-
-
3 848
work injury
-
-
-
260
unemployment
-
-
-
624
income
-
-
-
6 830
total
-
-
-
21 130
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 527
-
52 000
-
pensions
3 777
-
9 568
-
health insurance
1 519
-
3 848
-
unemployment
246
-
624
-
income
2 053
-
6 830
-
work injury
103
-
260
-
total
7 698
-
21 130
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
31 473
52 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
31 473
52 000
-
-
withholding
4 721
7 800
-
-
total
4 721
7 800
-
-
Income
52 000
52 000
52 000
52 000
Total tax
12 419
7 800
21 130
21 130
After tax
39 581
44 200
30 870
30 870
Living cost
12 829
12 829
12 829
12 829
Free-cash
26 752
31 371
18 041
18 041

Estimated living cost  is ₽12829 per week

₽7948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽400
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽9741
-₽10498
-₽28142
-₽12625
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
municipal
-
-
-
348
regional
-
-
-
784
social contributions
-
-
-
13 374
national
-
-
-
9 347
total
-
-
-
23 853
Employee
80 142
-
52 000
-
social contributions
27 023
-
17 534
-
municipal
478
-
310
-
regional
1 210
-
670
-
national
13 543
-
8 223
-
total
42 254
-
26 737
-
Employer
80 142
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
nationa
-
12 480
-
-
municipal
-
2 507
-
-
total
-
14 987
-
-
Dividends
-
37 013
-
-
withholding
-
9 623
-
-
total
-
9 623
-
-
Income
52 000
52 000
52 000
52 000
Total tax
42 254
24 610
26 737
23 853
After tax
9 746
27 390
25 263
28 147
Living cost
37 888
37 888
37 888
37 888
Free-cash
-28 142
-10 498
-12 625
-9 741

Estimated living cost  is ₽37888 per week

₽26614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2606
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽572
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8095
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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