Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 52000
per

Your estimated
City
free-cash

Dresden , Germany
₽11254
-₽2330
₽10013
₽8166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 483
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 230
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
288
trade
-
-
-
1 241
total
-
-
-
13 242
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

36 298
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

56
-
288
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 014
-
5 230
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 483
-
6 483
-
total
7 553
-
12 001
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
15 702
52 000
-
-
chamber of commerce
167
218
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

130
429
-
-
trade
2 473
8 191
-
-
income
2 356
7 800
-
-
total
5 126
16 638
-
-
Dividends
10 576
35 363
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

126
466
-
-
withholding
2 284
8 481
-
-
total
2 410
8 947
-
-
Income
52 000
52 000
52 000
52 000
Total tax
15 089
25 585
12 001
13 242
After tax
36 911
26 415
39 999
38 758
Living cost
28 745
28 745
28 745
28 745
Free-cash
8 166
-2 330
11 254
10 013

Estimated living cost  is ₽28745 per week

₽18082
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6775
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽16964
-₽17817
-₽17373
-₽32992
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
559
pensions
-
-
-
6 240
national
-
-
-
7 481
municipal
-
-
-
4 828
total
-
-
-
19 108
Employee
77 919
-
44 954
-
municipal
9 624
-
5 029
-
national
14 914
-
7 793
-
pensions
3 117
-
1 798
-
total
27 655
-
14 620
-
Employer
77 919
-
44 954
-
pensions
6 234
-
3 596
-
social contributions
838
-
483
-
total
7 072
-
4 079
-
Corporate
-
52 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
10 400
-
-
total
-
10 400
-
-
Dividends
-
41 600
-
-
withholding
-
9 152
-
-
total
-
9 152
-
-
Income
52 000
52 000
52 000
52 000
Total tax
34 727
19 552
18 699
19 108
After tax
17 273
32 448
33 301
32 892
Living cost
50 265
50 265
50 265
50 265
Free-cash
-32 992
-17 817
-16 964
-17 373

Estimated living cost  is ₽50265 per week

₽34164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4672
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽752
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽10055
₽21855
₽21468
₽14072
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
52 000
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 988
income
-
-
-
-
surtax
-
-
-
-
microenterprise
-
-
-
7 800
total
-
-
-
10 788
Employee
27 731
-
41 906
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 051
-
4 610
-
income
4 936
-
7 497
-
total
7 987
-
12 107
-
Employer
27 731
-
41 906
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

6 680
-
10 094
-
total
6 680
-
10 094
-
Corporate
17 589
52 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

3 517
10 401
-
-
total
3 517
10 401
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

14 072
41 599
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 184
10 401
22 201
10 788
After tax
33 816
41 599
29 799
41 212
Living cost
19 744
19 744
19 744
19 744
Free-cash
14 072
21 855
10 055
21 468

Estimated living cost  is ₽19744 per week

₽12596
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1880
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4819
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽42240
-₽36913
-₽9999
-₽42240
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
7 982
income
-
-
-
4 901
pensions
-
-
-
9 360
total
-
-
-
22 243
Employee
81 043
81 043
81 043
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 265
13 265
13 265
-
pensions
14 588
11 119
14 588
-
health
12 439
10 581
12 439
-
total
40 292
34 965
40 292
-
Employer
81 043
81 043
81 043
-
unemployment
2 918
2 918
2 918
-
health
5 633
5 633
5 633
-
pensions
5 641
5 641
5 641
-
total
14 192
14 192
14 192
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
54 484
49 157
54 484
22 243
After tax
-2 484
2 843
-2 484
29 757
Living cost
39 756
39 756
39 756
39 756
Free-cash
-42 240
-36 913
-42 240
-9 999

Estimated living cost  is ₽39756 per week

₽28174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3584
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽632
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7366
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽11741
-₽11117
-₽13587
-₽21986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other
-
-
-
6 042
health
-
-
-
3 245
accident
-
-
-
104
pensions
-
-
-
5 621
national
-
-
-
-
unemployment
-
-
-
52
municipal
-
-
-
11 014
total
-
-
-
26 078
Employee
56 296
-
39 568
-
municipal
16 788
-
11 799
-
national
-
-
-
-
total
16 788
-
11 799
-
Employer
56 296
-
39 568
-
other
6 542
-
4 598
-
unemployment
1 486
-
1 045
-
health
3 462
-
2 434
-
accident
113
-
79
-
pensions
6 086
-
4 277
-
total
17 689
-
12 433
-
Corporate
-
52 000
-
-
income
-
11 440
-
-
total
-
11 440
-
-
Dividends
-
40 560
-
-
withholding
-
12 168
-
-
total
-
12 168
-
-
Income
52 000
52 000
52 000
52 000
Total tax
34 477
23 608
24 232
26 078
After tax
17 523
28 392
27 768
25 922
Living cost
39 509
39 509
39 509
39 509
Free-cash
-21 986
-11 117
-11 741
-13 587

Estimated living cost  is ₽39509 per week

₽26185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽600
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8847
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
₽2717
-₽11134
₽1422
₽2200
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 483
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 230
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
288
trade
-
-
-
1 295
total
-
-
-
13 296
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

48 127
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

227
-
288
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 135
-
5 230
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 483
-
6 483
-
total
10 845
-
12 001
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
3 873
52 000
-
-
chamber of commerce
149
218
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

32
429
-
-
trade
638
8 555
-
-
income
582
7 800
-
-
total
1 401
17 002
-
-
Dividends
2 472
34 999
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

14
461
-
-
withholding
258
8 389
-
-
total
272
8 850
-
-
Income
52 000
52 000
52 000
52 000
Total tax
12 518
25 852
12 001
13 296
After tax
39 482
26 148
39 999
38 704
Living cost
37 282
37 282
37 282
37 282
Free-cash
2 200
-11 134
2 717
1 422

Estimated living cost  is ₽37282 per week

₽24934
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3931
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽556
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7859
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
₽4176
-₽243
₽10291
₽3591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
8 112
health
-
-
-
1 326
income
-
-
-
1 489
total
-
-
-
10 927
Employee
72 976
72 976
72 976
-
social contributions
3 546
6 057
3 919
-
income
7 663
6 755
7 528
-
health
726
1 241
803
-
total
11 935
14 053
12 250
-
Employer
72 976
72 976
72 976
-
health
791
1 351
873
-
social contributions
3 546
6 057
3 919
-
total
4 337
7 408
4 792
-
Corporate
4 947
-
-
-
income
618
-
-
-
total
618
-
-
-
Dividends
4 329
-
-
-
withholding
737
-
-
-
total
737
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 627
21 461
17 042
10 927
After tax
34 373
30 539
34 958
41 073
Living cost
30 782
30 782
30 782
30 782
Free-cash
3 591
-243
4 176
10 291

Estimated living cost  is ₽30782 per week

₽21042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2404
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽12600
₽11913
₽18478
₽12278
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
3 640
income
-
-
-
6 357
pensions
-
-
-
5 200
unemployment
-
-
-
780
total
-
-
-
15 977
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 327
10 080
43 515
-
income
3 096
1 232
5 320
-
pensions
2 533
1 008
4 351
-
health
1 773
706
3 046
-
unemployment
380
151
653
-
total
7 782
3 097
13 370
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 327
10 080
43 515
-
pensions
4 939
1 966
8 485
-
total
4 939
1 966
8 485
-
Corporate
21 735
39 955
-
-
income
1 956
3 596
-
-
total
1 956
3 596
-
-
Dividends
19 778
36 359
-
-
social contributions
3 742
6 975
-
-
withholding
3 758
6 908
-
-
total
7 500
13 883
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 177
22 542
21 855
15 977
After tax
29 823
29 458
30 145
36 023
Living cost
17 545
17 545
17 545
17 545
Free-cash
12 278
11 913
12 600
18 478

Estimated living cost  is ₽17545 per week

₽11973
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽351
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3786
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽7928
₽18676
₽6120
₽12783
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
6 761
income
-
-
-
5 795
pensions
-
-
-
10 401
total
-
-
-
22 957
Employee
26 922
-
38 864
-
income
3 031
-
6 613
-
pensions
538
-
778
-
unemployment
430
-
621
-
total
3 999
-
8 012
-
Employer
26 922
-
38 864
-
unemployment
216
-
312
-
health
3 499
-
5 052
-
pensions
5 385
-
7 773
-
total
9 100
-
13 137
-
Corporate
15 977
52 000
-
-
income
3 195
10 401
-
-
total
3 195
10 401
-
-
Dividends
12 782
41 599
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
16 294
10 401
21 149
22 957
After tax
35 706
41 599
30 851
29 043
Living cost
22 923
22 923
22 923
22 923
Free-cash
12 783
18 676
7 928
6 120

Estimated living cost  is ₽22923 per week

₽15722
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1365
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5374
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
₽6434
-₽16815
₽14941
₽986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other
-
-
-
354
health
-
-
-
2 084
accident
-
-
-
241
income
-
-
-
9 376
pensions
-
-
-
3 977
total
-
-
-
16 032
Employee
33 077
-
43 196
-
income
4 538
-
5 926
-
pensions
3 725
-
4 864
-
health
3 787
-
4 946
-
total
12 050
-
15 736
-
Employer
33 077
-
43 196
-
unemployment
810
-
1 058
-
accident
552
-
721
-
pensions
5 379
-
7 024
-
total
6 741
-
8 803
-
Corporate
12 182
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

10 964
46 800
-
-
total
10 964
46 800
-
-
Dividends
1 218
5 200
-
-
withholding
232
988
-
-
total
232
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
29 987
47 788
24 539
16 032
After tax
22 013
4 212
27 461
35 968
Living cost
21 027
21 027
21 027
21 027
Free-cash
986
-16 815
6 434
14 941

Estimated living cost  is ₽21027 per week

₽15411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1165
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽33736
₽41536
₽43616
₽40061
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
520
total
-
-
-
520
Employee
9 830
-
52 000
-
income
1 966
-
10 400
-
total
1 966
-
10 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

42 170
52 000
-
-
total
-
-
-
-
Dividends
42 170
52 000
-
-
withholding
2 109
2 600
-
-
total
2 109
2 600
-
-
Income
52 000
52 000
52 000
52 000
Total tax
4 075
2 600
10 400
520
After tax
47 925
49 400
41 600
51 480
Living cost
7 864
7 864
7 864
7 864
Free-cash
40 061
41 536
33 736
43 616

Estimated living cost  is ₽7864 per week

₽4874
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽654
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽216
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2121
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽5189
₽12917
₽2871
₽6506
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other
-
-
-
2 469
health
-
-
-
2 287
income
-
-
-
6 606
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 479
total
-
-
-
23 841
Employee
34 458
-
41 533
-
income
5 932
-
7 150
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 411
-
2 907
-
health
483
-
582
-
unemployment
344
-
416
-
total
9 170
-
11 055
-
Employer
34 458
-
41 533
-
other
1 724
-
2 077
-
unemployment
344
-
416
-
health
483
-
582
-
accident
276
-
331
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 859
-
7 062
-
total
8 686
-
10 468
-
Corporate
8 858
52 000
-
-
income
1 860
10 919
-
-
total
1 860
10 919
-
-
Dividends
6 997
41 081
-
-
withholding
490
2 876
-
-
total
490
2 876
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 206
13 795
21 523
23 841
After tax
31 794
38 205
30 477
28 159
Living cost
25 288
25 288
25 288
25 288
Free-cash
6 506
12 917
5 189
2 871

Estimated living cost  is ₽25288 per week

₽17867
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1707
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5306
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽29286
-₽24258
-₽24102
-₽49707
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
9 780
pensions
-
-
-
3 102
total
-
-
-
12 882
Employee
89 447
-
46 485
-
income
16 124
-
8 483
-
health
1 474
-
593
-
pensions
8 629
-
3 475
-
total
26 227
-
12 551
-
Employer
89 447
-
46 485
-
health
1 699
-
883
-
pensions
10 561
-
4 632
-
total
12 260
-
5 515
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 880
-
-
total
-
9 880
-
-
Dividends
-
42 120
-
-
withholding
-
3 158
-
-
total
-
3 158
-
-
Income
52 000
52 000
52 000
52 000
Total tax
38 487
13 038
18 066
12 882
After tax
13 513
38 962
33 934
39 118
Living cost
63 220
63 220
63 220
63 220
Free-cash
-49 707
-24 258
-29 286
-24 102

Estimated living cost  is ₽63220 per week

₽47372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7428
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7907
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽23941
₽32146
₽23127
₽27781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
3 773
income
-
-
-
7 800
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 855
unemployment
-
-
-
131
total
-
-
-
16 559
Employee
16 306
-
45 563
-
income
1 630
-
4 557
-
accident

We are using the highest rate at 1.1%.

180
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 432
-
2 881
-
health
750
-
1 509
-
total
3 992
-
9 308
-
Employer
16 306
-
45 563
-
unemployment
98
-
197
-
health
1 125
-
2 264
-
accident

We are using the highest rate at 1.1%.

180
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 797
-
3 615
-
total
3 200
-
6 437
-
Corporate
32 495
52 000
-
-
income
3 250
5 200
-
-
total
3 250
5 200
-
-
Dividends
29 245
46 800
-
-
withholding
1 463
2 340
-
-
total
1 463
2 340
-
-
Income
52 000
52 000
52 000
52 000
Total tax
11 905
7 540
15 745
16 559
After tax
40 095
44 460
36 255
35 441
Living cost
12 314
12 314
12 314
12 314
Free-cash
27 781
32 146
23 941
23 127

Estimated living cost  is ₽12314 per week

₽7189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽326
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3920
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽55109
-₽49782
-₽22868
-₽51391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
7 982
income
-
-
-
4 901
pensions
-
-
-
9 360
total
-
-
-
22 243
Employee
87 987
81 043
81 043
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 265
13 265
13 265
-
pensions
11 119
11 119
14 588
-
health
10 977
10 581
12 439
-
total
35 361
34 965
40 292
-
Employer
87 987
81 043
81 043
-
unemployment
3 168
2 918
2 918
-
health
6 114
5 633
5 633
-
pensions
6 123
5 641
5 641
-
total
15 405
14 192
14 192
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
50 766
49 157
54 484
22 243
After tax
1 234
2 843
-2 484
29 757
Living cost
52 625
52 625
52 625
52 625
Free-cash
-51 391
-49 782
-55 109
-22 868

Estimated living cost  is ₽52625 per week

₽38820
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4701
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽603
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8502
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽2945
₽12359
₽1884
₽3995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
15 184
health
-
-
-
7 020
income
-
-
-
4 469
solidarity contribution
-
-
-
-
total
-
-
-
26 673
Employee
34 475
-
38 806
-
social contributions
2 241
-
2 522
-
solidarity contribution
-
-
-
-
income
4 137
-
4 657
-
health
4 654
-
5 239
-
total
11 032
-
12 418
-
Employer
34 475
-
38 806
-
health
3 103
-
3 493
-
social contributions
8 619
-
9 701
-
total
11 722
-
13 194
-
Corporate
5 804
52 000
-
-
income
1 103
9 880
-
-
total
1 103
9 880
-
-
Dividends
4 701
42 120
-
-
withholding
705
6 318
-
-
total
705
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 562
16 198
25 612
26 673
After tax
27 438
35 802
26 388
25 327
Living cost
23 443
23 443
23 443
23 443
Free-cash
3 995
12 359
2 945
1 884

Estimated living cost  is ₽23443 per week

₽16284
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5031
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽14530
-₽12304
-₽11595
-₽32345
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
13 374
national
-
-
-
9 349
regional
-
-
-
516
municipal
-
-
-
310
total
-
-
-
23 549
Employee
84 344
-
52 000
-
social contributions
28 441
-
17 534
-
municipal
447
-
276
-
national
14 615
-
8 225
-
regional
796
-
449
-
total
44 299
-
26 484
-
Employer
84 344
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
nationa
-
12 481
-
-
municipal
-
2 028
-
-
total
-
14 509
-
-
Dividends
-
37 491
-
-
withholding
-
9 749
-
-
total
-
9 749
-
-
Income
52 000
52 000
52 000
52 000
Total tax
44 299
24 258
26 484
23 549
After tax
7 701
27 742
25 516
28 451
Living cost
40 046
40 046
40 046
40 046
Free-cash
-32 345
-12 304
-14 530
-11 595

Estimated living cost  is ₽40046 per week

₽27915
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2626
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽614
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8890
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽7548
₽11766
₽8661
₽8812
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other
-
-
-
-
health
-
-
-
3 692
income
-
-
-
7 688
pensions
-
-
-
10 401
surtax
-
-
-
400
unemployment
-
-
-
216
total
-
-
-
22 397
Employee
31 384
-
42 956
-
surtax
103
-
317
-
income
5 261
-
7 200
-
other
-
-
-
-
pensions
2 093
-
2 865
-
health
801
-
1 095
-
unemployment
2 185
-
2 990
-
total
10 443
-
14 467
-
Employer
31 384
-
42 956
-
other
-
-
-
-
unemployment
994
-
1 362
-
health
1 428
-
1 956
-
pensions
4 184
-
5 725
-
total
6 606
-
9 043
-
Corporate
14 010
52 000
-
-
income
3 643
13 520
-
-
total
3 643
13 520
-
-
Dividends
10 367
38 480
-
-
withholding
1 554
5 772
-
-
total
1 554
5 772
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 246
19 292
23 510
22 397
After tax
29 754
32 708
28 490
29 603
Living cost
20 942
20 942
20 942
20 942
Free-cash
8 812
11 766
7 548
8 661

Estimated living cost  is ₽20942 per week

₽12805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽9256
-₽4228
-₽4072
-₽15572
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
9 780
pensions
-
-
-
3 102
total
-
-
-
12 882
Employee
59 945
-
46 485
-
income
10 796
-
8 483
-
health
870
-
593
-
pensions
5 088
-
3 475
-
total
16 754
-
12 551
-
Employer
59 945
-
46 485
-
health
1 139
-
883
-
pensions
6 489
-
4 632
-
total
7 628
-
5 515
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 880
-
-
total
-
9 880
-
-
Dividends
-
42 120
-
-
withholding
-
3 158
-
-
total
-
3 158
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 382
13 038
18 066
12 882
After tax
27 618
38 962
33 934
39 118
Living cost
43 190
43 190
43 190
43 190
Free-cash
-15 572
-4 228
-9 256
-4 072

Estimated living cost  is ₽43190 per week

₽32358
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3237
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽452
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽35140
-₽52798
-₽32364
-₽46153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 040
health
-
-
-
250
pensions
-
-
-
4 783
city
-
-
-
547
national
-
-
-
134
regional
-
-
-
1 033
total
-
-
-
7 787
Employee
89 615
-
46 477
-
national
424
-
102
-
city
962
-
498
-
pensions
7 529
-
3 977
-
health
203
-
104
-
regional
2 934
-
871
-
unemployment
-
-
-
-
total
12 052
-
5 552
-
Employer
89 615
-
46 477
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 792
-
930
-
unemployment
-
-
-
-
health
203
-
104
-
pensions
7 529
-
3 977
-
total
9 524
-
5 011
-
Corporate
-
52 000
-
-
regional
-
10 998
-
-
national
-
4 419
-
-
total
-
15 417
-
-
Dividends
-
36 582
-
-
withholding
-
12 804
-
-
total
-
12 804
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 576
28 221
10 563
7 787
After tax
30 424
23 779
41 437
44 213
Living cost
76 577
76 577
76 577
76 577
Free-cash
-46 153
-52 798
-35 140
-32 364

Estimated living cost  is ₽76577 per week

₽49797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽6872
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽940
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽18968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽3476
-₽17595
-₽4827
-₽5034
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 483
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 230
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
288
trade
-
-
-
1 351
total
-
-
-
13 352
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

57 035
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

369
-
288
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 707
-
5 230
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 483
-
6 483
-
total
13 559
-
12 001
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
52 000
-
-
chamber of commerce
-
218
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
429
-
-
trade
-
8 918
-
-
income
-
7 800
-
-
total
-
17 365
-
-
Dividends
-
34 635
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
456
-
-
withholding
-
8 299
-
-
total
-
8 755
-
-
Income
52 000
52 000
52 000
52 000
Total tax
13 559
26 120
12 001
13 352
After tax
38 441
25 880
39 999
38 648
Living cost
43 475
43 475
43 475
43 475
Free-cash
-5 034
-17 595
-3 476
-4 827

Estimated living cost  is ₽43475 per week

₽31753
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽566
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽729
-₽6262
-₽1250
-₽1300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other
-
-
-
1 612
social contributions
-
-
-
1 482
health
-
-
-
450
income
-
-
-
2 203
pensions
-
-
-
15 034
surtax
-
-
-
-
total
-
-
-
20 781
Employee
40 617
-
39 626
-
surtax
-
-
-
-
social contributions
1 158
-
1 129
-
income
2 397
-
2 276
-
pensions
4 592
-
4 481
-
total
8 147
-
7 886
-
Employer
40 617
-
39 626
-
other
1 401
-
1 367
-
unemployment
1 644
-
1 605
-
health
2 844
-
2 773
-
pensions
6 673
-
6 510
-
social contributions
122
-
119
-
total
12 684
-
12 374
-
Corporate
-
52 000
-
-
surtax
-
-
-
-
income
-
14 561
-
-
total
-
14 561
-
-
Dividends
-
37 439
-
-
social contributions
-
6 440
-
-
surtax
-
-
-
-
withholding
-
4 792
-
-
total
-
11 232
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 831
25 793
20 260
20 781
After tax
31 169
26 207
31 740
31 219
Living cost
32 469
32 469
32 469
32 469
Free-cash
-1 300
-6 262
-729
-1 250

Estimated living cost  is ₽32469 per week

₽20473
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8805
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
₽2488
-₽3045
₽1967
₽2227
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other
-
-
-
1 612
social contributions
-
-
-
1 482
health
-
-
-
450
income
-
-
-
2 203
pensions
-
-
-
15 034
surtax
-
-
-
-
total
-
-
-
20 781
Employee
36 256
-
39 626
-
surtax
-
-
-
-
social contributions
1 034
-
1 129
-
income
1 869
-
2 276
-
pensions
4 101
-
4 481
-
total
7 004
-
7 886
-
Employer
36 256
-
39 626
-
other
1 252
-
1 367
-
unemployment
1 468
-
1 605
-
health
2 538
-
2 773
-
pensions
5 958
-
6 510
-
social contributions
108
-
119
-
total
11 324
-
12 374
-
Corporate
4 421
52 000
-
-
surtax
-
-
-
-
income
1 237
14 561
-
-
total
1 237
14 561
-
-
Dividends
3 184
37 439
-
-
social contributions
549
6 440
-
-
surtax
-
-
-
-
withholding
407
4 792
-
-
total
956
11 232
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 521
25 793
20 260
20 781
After tax
31 479
26 207
31 740
31 219
Living cost
29 252
29 252
29 252
29 252
Free-cash
2 227
-3 045
2 488
1 967

Estimated living cost  is ₽29252 per week

₽16965
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2972
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8762
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽11143
₽11600
₽13270
₽12093
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
7 177
health
-
-
-
3 629
income
-
-
-
7 800
total
-
-
-
18 606
Employee
32 178
-
52 000
-
social contributions
4 441
-
7 177
-
income
5 367
-
9 927
-
health
2 246
-
3 629
-
total
12 054
-
20 733
-
Employer
32 178
-
52 000
-
total
-
-
-
-
Corporate
19 822
52 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

991
2 601
-
-
total
991
2 601
-
-
Dividends
18 832
49 399
-
-
social contributions
2 599
6 817
-
-
withholding
2 824
7 409
-
-
health
1 315
3 449
-
-
total
6 738
17 675
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 783
20 276
20 733
18 606
After tax
32 217
31 724
31 267
33 394
Living cost
20 124
20 124
20 124
20 124
Free-cash
12 093
11 600
11 143
13 270

Estimated living cost  is ₽20124 per week

₽13468
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1241
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4951
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽12987
-₽3659
-₽4463
-₽10163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
3 978
income
-
-
-
3 209
chamber of commerce
-
-
-
207
pensions
-
-
-
9 621
surtax
-
-
-
187
unemployment
-
-
-
5 821
total
-
-
-
23 023
Employee
47 428
37 820
40 234
-
income
5 399
2 790
3 337
-
other
474
378
402
-
pensions
4 857
3 872
4 121
-
health
1 835
1 464
1 558
-
unemployment
1 423
1 135
1 207
-
total
13 988
9 639
10 625
-
Employer
47 428
37 820
40 234
-
other
2 253
1 796
1 911
-
unemployment
1 423
1 135
1 207
-
health
1 792
1 430
1 520
-
surtax
187
187
187
-
accident
616
492
522
-
pensions
5 952
4 747
5 050
-
payroll
1 423
1 135
1 207
-
chamber of commerce
189
151
160
-
total
13 835
11 073
11 764
-
Corporate
3 602
3 602
36 634
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

900
900
9 158
-
total
900
900
9 158
-
Dividends
-
2 207
-
-
withholding
-
607
-
-
total
-
607
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 723
22 219
31 547
23 023
After tax
23 277
29 781
20 453
28 977
Living cost
33 440
33 440
33 440
33 440
Free-cash
-10 163
-3 659
-12 987
-4 463

Estimated living cost  is ₽33440 per week

₽22303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2853
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7735
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽12116
-₽5285
-₽6276
-₽35645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
5 795
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 772
national
-
-
-
15 106
total
-
-
-
23 673
Employee

The minimum management director salary is set at €45,000 per year.

67 885
-
40 274
-
national
20 870
-
10 425
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 091
-
3 020
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 189
-
1 893
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 541
-
2 100
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

591
-
351
-
total
33 282
-
17 789
-
Employer

The minimum management director salary is set at €45,000 per year.

67 885
-
40 274
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

991
-
587
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 175
-
2 478
-
surtax
7 697
-
4 567
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

882
-
524
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 015
-
3 568
-
total
19 760
-
11 724
-
Corporate
-
52 000
-
-
surtax
-
209
-
-
income
-
10 401
-
-
total
-
10 610
-
-
Dividends
-
41 391
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 072
-
-
total
-
12 072
-
-
Income
52 000
52 000
52 000
52 000
Total tax
53 042
22 682
29 513
23 673
After tax
-1 042
29 318
22 487
28 327
Living cost
34 603
34 603
34 603
34 603
Free-cash
-35 645
-5 285
-12 116
-6 276

Estimated living cost  is ₽34603 per week

₽22289
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8747
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽5120
₽861
-₽5488
-₽10299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other
-
-
-
52
accident
-
-
-
468
income
-
-
-
7 615
pensions
-
-
-
14 716
unemployment
-
-
-
364
total
-
-
-
23 215
Employee
47 240
-
39 429
-
income
9 967
-
7 774
-
other
47
-
40
-
pensions
2 221
-
1 853
-
unemployment
733
-
611
-
total
12 968
-
10 278
-
Employer
47 240
-
39 429
-
other
376
-
315
-
unemployment
2 599
-
2 168
-
accident
935
-
780
-
pensions
11 148
-
9 306
-
total
15 058
-
12 569
-
Corporate
-
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 800
-
-
total
-
7 800
-
-
Dividends
-
44 200
-
-
withholding
-
9 066
-
-
total
-
9 066
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 026
16 866
22 847
23 215
After tax
23 974
35 134
29 153
28 785
Living cost
34 273
34 273
34 273
34 273
Free-cash
-10 299
861
-5 120
-5 488

Estimated living cost  is ₽34273 per week

₽25239
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6109
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽15930
-₽18857
-₽17001
-₽28457
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
3 899
accident
-
-
-
468
income
-
-
-
1 988
pensions
-
-
-
8 320
communal
-
-
-
-
surtax
-
-
-
2 752
total
-
-
-
17 427
Employee
71 869
-
46 451
-
surtax
4 405
-
2 847
-
income
6 942
-
2 179
-
pensions
5 749
-
3 715
-
health
3 199
-
2 066
-
total
20 295
-
10 807
-
Employer
71 869
-
46 451
-
health
2 192
-
1 416
-
accident
647
-
418
-
pensions
5 749
-
3 715
-
total
8 588
-
5 549
-
Corporate
-
52 000
-
-
surtax
-
546
-
-
income
-
7 800
-
-
communal
-
3 510
-
-
total
-
11 856
-
-
Dividends
-
40 144
-
-
income
-
1 405
-
-
withholding
-
6 022
-
-
total
-
7 427
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 883
19 283
16 356
17 427
After tax
23 117
32 717
35 644
34 573
Living cost
51 574
51 574
51 574
51 574
Free-cash
-28 457
-18 857
-15 930
-17 001

Estimated living cost  is ₽51574 per week

₽38688
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3125
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽7174
₽11392
₽8287
₽8375
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other
-
-
-
-
health
-
-
-
3 692
income
-
-
-
7 688
pensions
-
-
-
10 401
surtax
-
-
-
400
unemployment
-
-
-
216
total
-
-
-
22 397
Employee
31 960
-
42 956
-
surtax
113
-
317
-
income
5 358
-
7 200
-
other
-
-
-
-
pensions
2 132
-
2 865
-
health
816
-
1 095
-
unemployment
2 224
-
2 990
-
total
10 643
-
14 467
-
Employer
31 960
-
42 956
-
other
-
-
-
-
unemployment
1 014
-
1 362
-
health
1 453
-
1 956
-
pensions
4 261
-
5 725
-
total
6 728
-
9 043
-
Corporate
13 312
52 000
-
-
income
3 461
13 520
-
-
total
3 461
13 520
-
-
Dividends
9 850
38 480
-
-
withholding
1 477
5 772
-
-
total
1 477
5 772
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 309
19 292
23 510
22 397
After tax
29 691
32 708
28 490
29 603
Living cost
21 316
21 316
21 316
21 316
Free-cash
8 375
11 392
7 174
8 287

Estimated living cost  is ₽21316 per week

₽12870
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1853
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6100
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽300
₽1767
₽2618
-₽645
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
13 374
national
-
-
-
9 349
regional
-
-
-
784
municipal
-
-
-
310
total
-
-
-
23 817
Employee
52 644
-
52 000
-
social contributions
17 752
-
17 534
-
municipal
279
-
276
-
national
8 340
-
8 225
-
regional
709
-
700
-
total
27 080
-
26 735
-
Employer
52 644
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
nationa
-
12 481
-
-
municipal
-
2 584
-
-
total
-
15 065
-
-
Dividends
-
36 935
-
-
withholding
-
9 603
-
-
total
-
9 603
-
-
Income
52 000
52 000
52 000
52 000
Total tax
27 080
24 668
26 735
23 817
After tax
24 920
27 332
25 265
28 183
Living cost
25 565
25 565
25 565
25 565
Free-cash
-645
1 767
-300
2 618

Estimated living cost  is ₽25565 per week

₽15899
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2590
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6638
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
-₽2500
₽6914
-₽3561
-₽4925
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
15 184
health
-
-
-
7 020
income
-
-
-
4 469
solidarity contribution
-
-
-
-
total
-
-
-
26 673
Employee
42 482
-
38 806
-
social contributions
2 761
-
2 522
-
solidarity contribution
-
-
-
-
income
5 098
-
4 657
-
health
5 735
-
5 239
-
total
13 594
-
12 418
-
Employer
42 482
-
38 806
-
health
3 823
-
3 493
-
social contributions
10 620
-
9 701
-
total
14 443
-
13 194
-
Corporate
-
52 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
42 120
-
-
withholding
-
6 318
-
-
total
-
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 037
16 198
25 612
26 673
After tax
23 963
35 802
26 388
25 327
Living cost
28 888
28 888
28 888
28 888
Free-cash
-4 925
6 914
-2 500
-3 561

Estimated living cost  is ₽28888 per week

₽21483
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1600
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5305
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽9784
-₽361
-₽1113
-₽2322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
3 978
income
-
-
-
3 209
chamber of commerce
-
-
-
207
pensions
-
-
-
9 621
surtax
-
-
-
-
unemployment
-
-
-
5 821
total
-
-
-
22 836
Employee
41 485
37 820
40 378
-
income
3 696
2 790
3 379
-
other
414
378
403
-
pensions
4 248
3 872
4 135
-
health
1 605
1 464
1 563
-
unemployment
1 244
1 135
1 212
-
total
11 207
9 639
10 692
-
Employer
41 485
37 820
40 378
-
other
1 970
1 796
1 918
-
unemployment
1 244
1 135
1 212
-
health
1 569
1 430
1 525
-
surtax
-
-
-
-
accident
538
492
524
-
pensions
5 207
4 747
5 068
-
payroll
1 244
1 135
1 212
-
chamber of commerce
166
151
162
-
total
11 938
10 886
11 621
-
Corporate
3 602
3 602
36 776
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

900
900
9 194
-
total
900
900
9 194
-
Dividends
-
2 394
-
-
withholding
-
659
-
-
total
-
659
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 045
22 084
31 507
22 836
After tax
27 955
29 916
20 493
29 164
Living cost
30 277
30 277
30 277
30 277
Free-cash
-2 322
-361
-9 784
-1 113

Estimated living cost  is ₽30277 per week

₽18163
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3092
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽540
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8483
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽29345
₽37145
₽39225
₽34847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
520
total
-
-
-
520
Employee
15 319
-
52 000
-
income
3 064
-
10 400
-
total
3 064
-
10 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

36 681
52 000
-
-
total
-
-
-
-
Dividends
36 681
52 000
-
-
withholding
1 834
2 600
-
-
total
1 834
2 600
-
-
Income
52 000
52 000
52 000
52 000
Total tax
4 898
2 600
10 400
520
After tax
47 102
49 400
41 600
51 480
Living cost
12 255
12 255
12 255
12 255
Free-cash
34 847
37 145
29 345
39 225

Estimated living cost  is ₽12255 per week

₽8293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽514
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽411
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3036
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽1721
₽10347
₽3330
₽2410
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
52 000
health
-
-
-
5 117
income
-
-
-
8 525
pensions
-
-
-
9 496
unemployment
-
-
-
77
total
-
-
-
23 215
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 966
-
44 994
-
income
7 237
-
7 875
-
pensions
6 505
-
6 973
-
health
2 710
-
2 907
-
unemployment
59
-
63
-
total
16 511
-
17 818
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

41 966
-
44 994
-
unemployment
25
-
27
-
health
2 795
-
2 997
-
pensions
3 714
-
3 982
-
total
6 534
-
7 006
-
Corporate
3 500
52 000
-
-
income
665
9 880
-
-
total
665
9 880
-
-
Dividends
2 835
42 120
-
-
withholding
425
6 318
-
-
total
425
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 135
16 198
24 824
23 215
After tax
27 865
35 802
27 176
28 785
Living cost
25 455
25 455
25 455
25 455
Free-cash
2 410
10 347
1 721
3 330

Estimated living cost  is ₽25455 per week

₽17469
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1632
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽3921
-₽11218
-₽6919
-₽96089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
5 928
income
-
-
-
10 136
total
-
-
-
16 064
Employee
61 448
-
-
-
social contributions
5 039
-
718
-
income
13 554
-
-
-
total
18 593
-
718
-
Employer
61 448
-
-
-
social contributions
86 641
-
12 348
-
total
86 641
-
12 348
-
Corporate
-
52 000
-
-
income
-
11 440
-
-
total
-
11 440
-
-
Dividends
-
40 560
-
-
income
-
8 923
-
-
total
-
8 923
-
-
Income
52 000
52 000
52 000
52 000
Total tax
105 234
20 363
13 066
16 064
After tax
-53 234
31 637
38 934
35 936
Living cost
42 855
42 855
42 855
42 855
Free-cash
-96 089
-11 218
-3 921
-6 919

Estimated living cost  is ₽42855 per week

₽27806
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4030
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10472
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽943
-₽190
₽341
-₽2014
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 071
income
-
-
-
3 820
surtax
-
-
-
-
total
-
-
-
21 891
Employee
43 648
-
42 021
-
surtax
-
-
-
-
social contributions
4 801
-
4 623
-
income
9 079
-
8 573
-
total
13 880
-
13 196
-
Employer
43 648
-
42 021
-
social contributions
10 366
-
9 979
-
total
10 366
-
9 979
-
Corporate
-
52 000
-
-
surtax
-
-
-
-
income
-
10 919
-
-
total
-
10 919
-
-
Dividends
-
41 081
-
-
withholding
-
11 503
-
-
total
-
11 503
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 246
22 422
23 175
21 891
After tax
27 754
29 578
28 825
30 109
Living cost
29 768
29 768
29 768
29 768
Free-cash
-2 014
-190
-943
341

Estimated living cost  is ₽29768 per week

₽22272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽497
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5243
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽14097
-₽19630
-₽14618
-₽26003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other
-
-
-
1 612
social contributions
-
-
-
1 482
health
-
-
-
450
income
-
-
-
2 203
pensions
-
-
-
15 034
surtax
-
-
-
-
total
-
-
-
20 781
Employee
59 439
-
39 626
-
surtax
-
-
-
-
social contributions
1 693
-
1 129
-
income
5 186
-
2 276
-
pensions
6 723
-
4 481
-
total
13 602
-
7 886
-
Employer
59 439
-
39 626
-
other
2 051
-
1 367
-
unemployment
2 408
-
1 605
-
health
4 160
-
2 773
-
pensions
9 767
-
6 510
-
social contributions
178
-
119
-
total
18 564
-
12 374
-
Corporate
-
52 000
-
-
surtax
-
-
-
-
income
-
14 561
-
-
total
-
14 561
-
-
Dividends
-
37 439
-
-
social contributions
-
6 440
-
-
surtax
-
-
-
-
withholding
-
4 792
-
-
total
-
11 232
-
-
Income
52 000
52 000
52 000
52 000
Total tax
32 166
25 793
20 260
20 781
After tax
19 834
26 207
31 740
31 219
Living cost
45 837
45 837
45 837
45 837
Free-cash
-26 003
-19 630
-14 097
-14 618

Estimated living cost  is ₽45837 per week

₽31022
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3750
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽629
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10437
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽13567
₽18274
₽12033
₽15084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
-
social contributions
-
-
-
11 440
total
-
-
-
11 440
Employee
30 510
-
45 021
-
income
-
-
-
-
social contributions
1 983
-
2 927
-
total
1 983
-
2 927
-
Employer
30 510
-
45 021
-
social contributions
4 729
-
6 979
-
total
4 729
-
6 979
-
Corporate
16 760
52 000
-
-
income
1 677
5 199
-
-
total
1 677
5 199
-
-
Dividends
15 084
46 801
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
8 389
5 199
9 906
11 440
After tax
43 611
46 801
42 094
40 560
Living cost
28 527
28 527
28 527
28 527
Free-cash
15 084
18 274
13 567
12 033

Estimated living cost  is ₽28527 per week

₽18445
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7395
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽154436
-₽154436
-₽11721
-₽154436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
labour market
-
-
-
4 094
pensions
-
-
-
821
national
-
-
-
4 863
municipal
-
-
-
8 312
total
-
-
-
18 090
Employee
192 597
192 597
192 597
-
labour market
15 386
15 386
15 386
-
municipal
41 012
41 012
41 012
-
national
23 529
23 529
23 529
-
pensions
274
274
274
-
total
80 201
80 201
80 201
-
Employer
192 597
192 597
192 597
-
national
23 570
23 570
23 570
-
labour market
15 408
15 408
15 408
-
pensions
548
548
548
-
municipal
41 078
41 078
41 078
-
total
80 604
80 604
80 604
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
160 805
160 805
160 805
18 090
After tax
-108 805
-108 805
-108 805
33 910
Living cost
45 631
45 631
45 631
45 631
Free-cash
-154 436
-154 436
-154 436
-11 721

Estimated living cost  is ₽45631 per week

₽31230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽702
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
₽6744
-₽16505
₽15251
₽1033
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other
-
-
-
354
health
-
-
-
2 084
accident
-
-
-
241
income
-
-
-
9 376
pensions
-
-
-
3 977
total
-
-
-
16 032
Employee
32 589
-
43 196
-
income
4 471
-
5 926
-
pensions
3 670
-
4 864
-
health
3 732
-
4 946
-
total
11 873
-
15 736
-
Employer
32 589
-
43 196
-
unemployment
799
-
1 058
-
accident
544
-
721
-
pensions
5 299
-
7 024
-
total
6 642
-
8 803
-
Corporate
12 769
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

11 492
46 800
-
-
total
11 492
46 800
-
-
Dividends
1 277
5 200
-
-
withholding
243
988
-
-
total
243
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
30 250
47 788
24 539
16 032
After tax
21 750
4 212
27 461
35 968
Living cost
20 717
20 717
20 717
20 717
Free-cash
1 033
-16 505
6 744
15 251

Estimated living cost  is ₽20717 per week

₽15080
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1181
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽389
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4067
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽4242
-₽452
₽4221
-₽7352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 000
health
-
-
-
405
national
-
-
-
1 650
municipal
-
-
-
9 288
total
-
-
-
11 343
Employee
49 930
-
43 746
-
municipal
8 178
-
7 175
-
national
825
-
490
-
pensions
3 370
-
2 954
-
health
373
-
277
-
unemployment
749
-
656
-
total
13 495
-
11 552
-
Employer
49 930
-
43 746
-
unemployment
324
-
285
-
health
384
-
337
-
accident
50
-
43
-
pensions
8 663
-
7 589
-
total
9 421
-
8 254
-
Corporate
-
52 000
-
-
income
-
10 401
-
-
total
-
10 401
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
31 200
-
-
national
-
-
-
-
municipal
-
5 615
-
-
total
-
5 615
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 916
16 016
19 806
11 343
After tax
29 084
35 984
32 194
40 657
Living cost
36 436
36 436
36 436
36 436
Free-cash
-7 352
-452
-4 242
4 221

Estimated living cost  is ₽36436 per week

₽23800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3505
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8553
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽12985
₽8566
₽19100
₽11171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
8 112
health
-
-
-
1 326
income
-
-
-
1 489
total
-
-
-
10 927
Employee
72 976
72 976
72 976
-
social contributions
2 759
6 057
3 919
-
income
7 946
6 755
7 528
-
health
566
1 241
803
-
total
11 271
14 053
12 250
-
Employer
72 976
72 976
72 976
-
health
614
1 351
873
-
social contributions
2 759
6 057
3 919
-
total
3 373
7 408
4 792
-
Corporate
15 384
-
-
-
income
1 923
-
-
-
total
1 923
-
-
-
Dividends
13 460
-
-
-
withholding
2 289
-
-
-
total
2 289
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 856
21 461
17 042
10 927
After tax
33 144
30 539
34 958
41 073
Living cost
21 973
21 973
21 973
21 973
Free-cash
11 171
8 566
12 985
19 100

Estimated living cost  is ₽21973 per week

₽13169
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2156
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6163
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽17155
₽27992
₽23094
₽23166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
52 000
health
-
-
-
3 434
income
-
-
-
4 340
pensions
-
-
-
6 037
unemployment
-
-
-
27
total
-
-
-
13 838
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 783
-
47 143
-
income
1 489
-
3 606
-
pensions
3 267
-
7 071
-
health
1 851
-
4 007
-
unemployment
108
-
236
-
total
6 715
-
14 920
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

21 783
-
47 143
-
unemployment
108
-
236
-
health
936
-
2 028
-
pensions
1 198
-
2 593
-
total
2 242
-
4 857
-
Corporate
27 974
52 000
-
-
income
2 518
4 681
-
-
total
2 518
4 681
-
-
Dividends
25 457
47 319
-
-
withholding
2 291
4 259
-
-
total
2 291
4 259
-
-
Income
52 000
52 000
52 000
52 000
Total tax
13 766
8 940
19 777
13 838
After tax
38 234
43 060
32 223
38 162
Living cost
15 068
15 068
15 068
15 068
Free-cash
23 166
27 992
17 155
23 094

Estimated living cost  is ₽15068 per week

₽9614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽448
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3919
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽3056
₽9037
₽2688
₽3939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other
-
-
-
52
accident
-
-
-
468
income
-
-
-
7 615
pensions
-
-
-
14 716
unemployment
-
-
-
364
total
-
-
-
23 215
Employee
35 091
-
39 429
-
income
6 765
-
7 774
-
other
34
-
40
-
pensions
1 650
-
1 853
-
unemployment
544
-
611
-
total
8 993
-
10 278
-
Employer
35 091
-
39 429
-
other
281
-
315
-
unemployment
1 931
-
2 168
-
accident
695
-
780
-
pensions
8 281
-
9 306
-
total
11 188
-
12 569
-
Corporate
5 721
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

859
7 800
-
-
total
859
7 800
-
-
Dividends
4 862
44 200
-
-
withholding
924
9 066
-
-
total
924
9 066
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 964
16 866
22 847
23 215
After tax
30 036
35 134
29 153
28 785
Living cost
26 097
26 097
26 097
26 097
Free-cash
3 939
9 037
3 056
2 688

Estimated living cost  is ₽26097 per week

₽17615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2509
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽30881
₽30688
₽31006
₽30398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
931
income
-
-
-
17 019
pensions
-
-
-
1 284
total
-
-
-
19 234
Employee
2 680
-
50 556
-
income
518
-
16 952
-
pensions
241
-
578
-
health
134
-
321
-
unemployment
27
-
64
-
total
920
-
17 915
-
Employer
2 680
-
50 556
-
unemployment
54
-
128
-
health
255
-
610
-
pensions
295
-
706
-
total
604
-
1 444
-
Corporate
48 717
52 000
-
-
income
10 718
11 440
-
-
total
10 718
11 440
-
-
Dividends
37 999
40 560
-
-
withholding
7 600
8 112
-
-
total
7 600
8 112
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 842
19 552
19 359
19 234
After tax
32 158
32 448
32 641
32 766
Living cost
1 760
1 760
1 760
1 760
Free-cash
30 398
30 688
30 881
31 006

Estimated living cost  is ₽1760 per week

₽1046
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽40
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽11660
₽21193
₽9422
₽16534
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
52 000
health
-
-
-
5 356
income
-
-
-
6 545
pensions
-
-
-
13 520
unemployment
-
-
-
780
total
-
-
-
26 201
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 695
-
44 105
-
income
3 404
-
7 291
-
pensions
3 457
-
6 175
-
health
1 272
-
2 271
-
unemployment
185
-
331
-
total
8 318
-
16 068
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

24 695
-
44 105
-
unemployment
185
-
331
-
health
1 272
-
2 271
-
pensions
2 963
-
5 293
-
total
4 420
-
7 895
-
Corporate
22 885
52 000
-
-
income
3 433
7 800
-
-
total
3 433
7 800
-
-
Dividends
19 452
44 200
-
-
withholding
2 918
6 630
-
-
total
2 918
6 630
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 089
14 430
23 963
26 201
After tax
32 911
37 570
28 037
25 799
Living cost
16 377
16 377
16 377
16 377
Free-cash
16 534
21 193
11 660
9 422

Estimated living cost  is ₽16377 per week

₽11026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1267
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3610
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽3240
₽3993
₽4524
₽3651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 000
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 071
income
-
-
-
3 820
surtax
-
-
-
-
total
-
-
-
21 891
Employee
36 834
-
42 021
-
surtax
-
-
-
-
social contributions
4 052
-
4 623
-
income
7 197
-
8 573
-
total
11 249
-
13 196
-
Employer
36 834
-
42 021
-
social contributions
8 747
-
9 979
-
total
8 747
-
9 979
-
Corporate
6 419
52 000
-
-
surtax
-
-
-
-
income
1 347
10 919
-
-
total
1 347
10 919
-
-
Dividends
5 072
41 081
-
-
withholding
1 421
11 503
-
-
total
1 421
11 503
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 764
22 422
23 175
21 891
After tax
29 236
29 578
28 825
30 109
Living cost
25 585
25 585
25 585
25 585
Free-cash
3 651
3 993
3 240
4 524

Estimated living cost  is ₽25585 per week

₽18121
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽4200
₽1781
-₽4568
-₽8448
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other
-
-
-
52
accident
-
-
-
468
income
-
-
-
7 615
pensions
-
-
-
14 716
unemployment
-
-
-
364
total
-
-
-
23 215
Employee
45 834
-
39 429
-
income
9 573
-
7 774
-
other
45
-
40
-
pensions
2 154
-
1 853
-
unemployment
710
-
611
-
total
12 482
-
10 278
-
Employer
45 834
-
39 429
-
other
367
-
315
-
unemployment
2 521
-
2 168
-
accident
908
-
780
-
pensions
10 817
-
9 306
-
total
14 613
-
12 569
-
Corporate
-
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 800
-
-
total
-
7 800
-
-
Dividends
-
44 200
-
-
withholding
-
9 066
-
-
total
-
9 066
-
-
Income
52 000
52 000
52 000
52 000
Total tax
27 095
16 866
22 847
23 215
After tax
24 905
35 134
29 153
28 785
Living cost
33 353
33 353
33 353
33 353
Free-cash
-8 448
1 781
-4 200
-4 568

Estimated living cost  is ₽33353 per week

₽23953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6338
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽20098
₽28303
₽19284
₽22580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
health
-
-
-
3 773
income
-
-
-
7 800
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 855
unemployment
-
-
-
131
total
-
-
-
16 559
Employee
21 394
-
45 563
-
income
2 140
-
4 557
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 878
-
2 881
-
health
984
-
1 509
-
total
5 237
-
9 308
-
Employer
21 394
-
45 563
-
unemployment
128
-
197
-
health
1 476
-
2 264
-
accident

We are using the highest rate at 1.1%.

235
-
361
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 358
-
3 615
-
total
4 197
-
6 437
-
Corporate
26 409
52 000
-
-
income
2 641
5 200
-
-
total
2 641
5 200
-
-
Dividends
23 768
46 800
-
-
withholding
1 188
2 340
-
-
total
1 188
2 340
-
-
Income
52 000
52 000
52 000
52 000
Total tax
13 263
7 540
15 745
16 559
After tax
38 737
44 460
36 255
35 441
Living cost
16 157
16 157
16 157
16 157
Free-cash
22 580
28 303
20 098
19 284

Estimated living cost  is ₽16157 per week

₽10686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽385
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4161
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
₽3360
-₽9689
₽2229
₽2728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 483
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 230
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
288
trade
-
-
-
1 131
total
-
-
-
13 132
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 220
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

214
-
288
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 883
-
5 230
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 483
-
6 483
-
total
10 580
-
12 001
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
4 780
52 000
-
-
chamber of commerce
151
220
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

40
429
-
-
trade
686
7 461
-
-
income
717
7 800
-
-
total
1 594
15 910
-
-
Dividends
3 186
36 090
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

23
477
-
-
withholding
436
8 663
-
-
total
459
9 140
-
-
Income
52 000
52 000
52 000
52 000
Total tax
12 633
25 050
12 001
13 132
After tax
39 367
26 950
39 999
38 868
Living cost
36 639
36 639
36 639
36 639
Free-cash
2 728
-9 689
3 360
2 229

Estimated living cost  is ₽36639 per week

₽25275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3942
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6890
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽13210
-₽17661
-₽13210
-₽22236
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 429
social contributions
-
-
-
3 720
total
-
-
-
11 149
Employee
74 235
-
52 000
-
income
14 008
-
7 429
-
social contributions
6 167
-
3 720
-
total
20 175
-
11 149
-
Employer
74 235
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
income
-
6 500
-
-
total
-
6 500
-
-
Dividends
-
45 500
-
-
withholding
-
9 100
-
-
total
-
9 100
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 175
15 600
11 149
11 149
After tax
31 825
36 400
40 851
40 851
Living cost
54 061
54 061
54 061
54 061
Free-cash
-22 236
-17 661
-13 210
-13 210

Estimated living cost  is ₽54061 per week

₽41129
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8011
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
₽3071
-₽5664
-₽15324
-₽166
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
52 000
income
-
-
-
27 014
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 860
total
-
-
-
32 874
Employee
43 536
-
47 634
-
income
4 724
-
5 747
-
social contributions
4 362
-
4 366
-
total
9 086
-
10 113
-
Employer
43 536
-
47 634
-
social contributions
4 362
-
4 366
-
total
4 362
-
4 366
-
Corporate
4 102
52 000
-
-
income
1 435
18 200
-
-
total
1 435
18 200
-
-
Dividends
2 667
33 800
-
-
social contributions
2 833
5 014
-
-
total
2 833
5 014
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 716
23 214
14 479
32 874
After tax
34 284
28 786
37 521
19 126
Living cost
34 450
34 450
34 450
34 450
Free-cash
-166
-5 664
3 071
-15 324

Estimated living cost  is ₽34450 per week

₽22692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2716
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8513
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
-₽1178
₽3850
₽4006
-₽1982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
9 780
pensions
-
-
-
3 102
total
-
-
-
12 882
Employee
48 196
-
46 485
-
income
8 777
-
8 483
-
health
629
-
593
-
pensions
3 679
-
3 475
-
total
13 085
-
12 551
-
Employer
48 196
-
46 485
-
health
916
-
883
-
pensions
4 869
-
4 632
-
total
5 785
-
5 515
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 880
-
-
total
-
9 880
-
-
Dividends
-
42 120
-
-
withholding
-
3 158
-
-
total
-
3 158
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 870
13 038
18 066
12 882
After tax
33 130
38 962
33 934
39 118
Living cost
35 112
35 112
35 112
35 112
Free-cash
-1 982
3 850
-1 178
4 006

Estimated living cost  is ₽35112 per week

₽24087
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3229
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽439
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7355
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
₽4693
-₽18556
₽13200
₽720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other
-
-
-
354
health
-
-
-
2 084
accident
-
-
-
241
income
-
-
-
9 376
pensions
-
-
-
3 977
total
-
-
-
16 032
Employee
35 815
-
43 196
-
income
4 914
-
5 926
-
pensions
4 033
-
4 864
-
health
4 101
-
4 946
-
total
13 048
-
15 736
-
Employer
35 815
-
43 196
-
unemployment
877
-
1 058
-
accident
598
-
721
-
pensions
5 823
-
7 024
-
total
7 298
-
8 803
-
Corporate
8 886
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

7 997
46 800
-
-
total
7 997
46 800
-
-
Dividends
889
5 200
-
-
withholding
169
988
-
-
total
169
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 512
47 788
24 539
16 032
After tax
23 488
4 212
27 461
35 968
Living cost
22 768
22 768
22 768
22 768
Free-cash
720
-18 556
4 693
13 200

Estimated living cost  is ₽22768 per week

₽16709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1327
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4273
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽18065
₽31400
₽18065
₽26792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
52 000
income
-
-
-
6 835
health insurance
-
-
-
3 848
work injury
-
-
-
260
pensions
-
-
-
9 568
unemployment
-
-
-
624
total
-
-
-
21 135
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

20 480
-
52 000
-
income
2 048
-
6 835
-
work injury
102
-
260
-
health insurance
1 516
-
3 848
-
pensions
3 768
-
9 568
-
unemployment
246
-
624
-
total
7 680
-
21 135
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
31 520
52 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
31 520
52 000
-
-
withholding
4 728
7 800
-
-
total
4 728
7 800
-
-
Income
52 000
52 000
52 000
52 000
Total tax
12 408
7 800
21 135
21 135
After tax
39 592
44 200
30 865
30 865
Living cost
12 800
12 800
12 800
12 800
Free-cash
26 792
31 400
18 065
18 065

Estimated living cost  is ₽12800 per week

₽7930
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽930
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽12547
-₽10418
-₽9662
-₽27971
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
13 374
national
-
-
-
9 349
regional
-
-
-
784
municipal
-
-
-
348
total
-
-
-
23 855
Employee
79 971
-
52 000
-
social contributions
26 966
-
17 534
-
municipal
477
-
310
-
national
13 514
-
8 225
-
regional
1 207
-
671
-
total
42 164
-
26 740
-
Employer
79 971
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
nationa
-
12 481
-
-
municipal
-
2 507
-
-
total
-
14 988
-
-
Dividends
-
37 012
-
-
withholding
-
9 623
-
-
total
-
9 623
-
-
Income
52 000
52 000
52 000
52 000
Total tax
42 164
24 611
26 740
23 855
After tax
9 836
27 389
25 260
28 145
Living cost
37 807
37 807
37 807
37 807
Free-cash
-27 971
-10 418
-12 547
-9 662

Estimated living cost  is ₽37807 per week

₽26557
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽571
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8077
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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