Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 52000
per

Your estimated
City
free-cash

Dresden , Germany
-₽4032
₽9749
₽8924
₽7091
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 661
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
256
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 871
trade
-
-
-
825
total
-
-
-
12 613
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 468
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
256
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 075
-
4 661
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 871
-
6 871
-
total
8 005
-
11 788
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
13 532
52 000
-
-
income
2 031
7 800
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

113
429
-
-
chamber of commerce
172
227
-
-
trade
2 132
8 190
-
-
total
4 448
16 646
-
-
Dividends
9 085
35 353
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

103
466
-
-
withholding
1 890
8 457
-
-
total
1 993
8 923
-
-
Income
52 000
52 000
52 000
52 000
Total tax
14 446
25 569
11 788
12 613
After tax
37 554
26 431
40 212
39 387
Living cost
30 463
30 463
30 463
30 463
Free-cash
7 091
-4 032
9 749
8 924

Estimated living cost  is ₽30463 per week

₽19162
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7180
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽20963
-₽19913
-₽20321
-₽38311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
559
municipal
-
-
-
4 750
national
-
-
-
7 361
pensions
-
-
-
6 240
total
-
-
-
18 910
Employee
82 797
-
44 954
-
municipal
10 227
-
4 952
-
pensions
3 312
-
1 798
-
national
15 847
-
7 673
-
total
29 386
-
14 423
-
Employer
82 797
-
44 954
-
pensions
6 624
-
3 596
-
social contributions
890
-
483
-
total
7 514
-
4 079
-
Corporate
-
52 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
10 400
-
-
total
-
10 400
-
-
Dividends
-
41 600
-
-
withholding
-
9 152
-
-
total
-
9 152
-
-
Income
52 000
52 000
52 000
52 000
Total tax
36 900
19 552
18 502
18 910
After tax
15 100
32 448
33 498
33 090
Living cost
53 411
53 411
53 411
53 411
Free-cash
-38 311
-20 963
-19 913
-20 321

Estimated living cost  is ₽53411 per week

₽36303
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽799
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11344
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽20676
₽8913
₽20110
₽12426
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
52 000
income
-
-
-
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
3 166
microenterprise
-
-
-
7 800
total
-
-
-
10 966
Employee
29 388
-
41 905
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 233
-
4 609
-
income
5 231
-
7 459
-
total
8 464
-
12 068
-
Employer
29 388
-
41 905
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 079
-
10 095
-
surtax
-
-
-
-
total
7 079
-
10 095
-
Corporate
15 533
52 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

3 107
10 400
-
-
total
3 107
10 400
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

12 425
41 600
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
18 650
10 400
22 163
10 966
After tax
33 350
41 600
29 837
41 034
Living cost
20 924
20 924
20 924
20 924
Free-cash
12 426
20 676
8 913
20 110

Estimated living cost  is ₽20924 per week

₽13349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1993
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽42227
-₽47873
-₽12344
-₽47873
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 870
health
-
-
-
7 982
pensions
-
-
-
9 360
total
-
-
-
22 212
Employee
85 887
85 887
85 887
-
pensions
15 460
11 784
15 460
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 058
14 058
14 058
-
health
13 183
11 213
13 183
-
total
42 701
37 055
42 701
-
Employer
85 887
85 887
85 887
-
health
5 970
5 970
5 970
-
pensions
5 978
5 978
5 978
-
unemployment
3 092
3 092
3 092
-
total
15 040
15 040
15 040
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
57 741
52 095
57 741
22 212
After tax
-5 741
-95
-5 741
29 788
Living cost
42 132
42 132
42 132
42 132
Free-cash
-47 873
-42 227
-47 873
-12 344

Estimated living cost  is ₽42132 per week

₽29858
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3798
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽670
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7806
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽12814
-₽13437
-₽15284
-₽25163
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
104
other
-
-
-
6 042
unemployment
-
-
-
52
health
-
-
-
3 245
municipal
-
-
-
11 014
national
-
-
-
-
pensions
-
-
-
5 621
total
-
-
-
26 078
Employee
58 715
-
39 568
-
municipal
17 509
-
11 799
-
national
-
-
-
-
total
17 509
-
11 799
-
Employer
58 715
-
39 568
-
health
3 611
-
2 433
-
pensions
6 347
-
4 277
-
accident
117
-
79
-
unemployment
1 550
-
1 045
-
other
6 823
-
4 598
-
total
18 448
-
12 432
-
Corporate
-
52 000
-
-
income
-
11 440
-
-
total
-
11 440
-
-
Dividends
-
40 560
-
-
withholding
-
12 168
-
-
total
-
12 168
-
-
Income
52 000
52 000
52 000
52 000
Total tax
35 957
23 608
24 231
26 078
After tax
16 043
28 392
27 769
25 922
Living cost
41 206
41 206
41 206
41 206
Free-cash
-25 163
-12 814
-13 437
-15 284

Estimated living cost  is ₽41206 per week

₽27310
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4043
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽626
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9227
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽13345
₽702
-₽161
₽521
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 661
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
256
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 871
trade
-
-
-
863
total
-
-
-
12 651
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

51 004
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

240
-
256
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 382
-
4 661
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 871
-
6 871
-
total
11 493
-
11 788
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
996
52 000
-
-
income
149
7 800
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

8
429
-
-
chamber of commerce
155
227
-
-
trade
164
8 554
-
-
total
476
17 010
-
-
Dividends
521
34 989
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
460
-
-
withholding
-
8 365
-
-
total
-
8 825
-
-
Income
52 000
52 000
52 000
52 000
Total tax
11 969
25 835
11 788
12 651
After tax
40 031
26 165
40 212
39 349
Living cost
39 510
39 510
39 510
39 510
Free-cash
521
-13 345
702
-161

Estimated living cost  is ₽39510 per week

₽26424
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4166
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽590
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽3364
₽1805
₽8872
₽1551
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
1 069
social contributions
-
-
-
8 112
health
-
-
-
1 326
total
-
-
-
10 507
Employee
77 337
77 337
77 337
-
social contributions
3 758
6 419
3 918
-
income
8 121
7 159
8 062
-
health
769
1 315
802
-
total
12 648
14 893
12 782
-
Employer
77 337
77 337
77 337
-
health
838
1 431
874
-
social contributions
3 758
6 419
3 918
-
total
4 596
7 850
4 792
-
Corporate
2 134
-
-
-
income
267
-
-
-
total
267
-
-
-
Dividends
1 867
-
-
-
withholding
317
-
-
-
total
317
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 828
22 743
17 574
10 507
After tax
34 172
29 257
34 426
41 493
Living cost
32 621
32 621
32 621
32 621
Free-cash
1 551
-3 364
1 805
8 872

Estimated living cost  is ₽32621 per week

₽22300
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2548
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽11022
₽11690
₽17568
₽11406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
6 357
unemployment
-
-
-
780
health
-
-
-
3 640
pensions
-
-
-
5 200
total
-
-
-
15 977
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 641
10 603
43 515
-
unemployment
400
159
653
-
pensions
2 664
1 060
4 351
-
income
3 257
1 296
5 320
-
health
1 865
742
3 046
-
total
8 186
3 257
13 370
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 641
10 603
43 515
-
pensions
5 195
2 068
8 485
-
total
5 195
2 068
8 485
-
Corporate
20 164
39 330
-
-
income
1 815
3 540
-
-
total
1 815
3 540
-
-
Dividends
18 350
35 790
-
-
social contributions
3 457
6 858
-
-
withholding
3 486
6 800
-
-
total
6 943
13 658
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 139
22 523
21 855
15 977
After tax
29 861
29 477
30 145
36 023
Living cost
18 455
18 455
18 455
18 455
Free-cash
11 406
11 022
11 690
17 568

Estimated living cost  is ₽18455 per week

₽12594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1510
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3982
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽17308
₽6861
₽5053
₽11058
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
5 495
health
-
-
-
6 760
pensions
-
-
-
10 400
total
-
-
-
22 655
Employee
28 531
-
38 863
-
unemployment
456
-
622
-
pensions
571
-
777
-
income
3 212
-
6 312
-
total
4 239
-
7 711
-
Employer
28 531
-
38 863
-
health
3 708
-
5 052
-
pensions
5 707
-
7 772
-
unemployment
229
-
311
-
total
9 644
-
13 135
-
Corporate
13 824
52 000
-
-
income
2 766
10 400
-
-
total
2 766
10 400
-
-
Dividends
11 059
41 600
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
16 649
10 400
20 846
22 655
After tax
35 351
41 600
31 154
29 345
Living cost
24 292
24 292
24 292
24 292
Free-cash
11 058
17 308
6 861
5 053

Estimated living cost  is ₽24292 per week

₽16662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1447
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5695
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽18188
₽5061
₽13607
₽776
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
257
income
-
-
-
8 902
other
-
-
-
377
health
-
-
-
2 221
pensions
-
-
-
4 236
total
-
-
-
15 993
Employee
35 237
-
43 196
-
pensions
3 968
-
4 864
-
income
4 834
-
5 926
-
health
4 035
-
4 946
-
total
12 837
-
15 736
-
Employer
35 237
-
43 196
-
pensions
5 730
-
7 024
-
accident
588
-
721
-
unemployment
863
-
1 058
-
total
7 181
-
8 803
-
Corporate
9 582
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

8 624
46 800
-
-
total
8 624
46 800
-
-
Dividends
958
5 200
-
-
withholding
182
988
-
-
total
182
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 824
47 788
24 539
15 993
After tax
23 176
4 212
27 461
36 007
Living cost
22 400
22 400
22 400
22 400
Free-cash
776
-18 188
5 061
13 607

Estimated living cost  is ₽22400 per week

₽16417
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1241
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4275
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽41260
₽33460
₽43340
₽39734
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
520
total
-
-
-
520
Employee
10 174
-
52 000
-
income
2 035
-
10 400
-
total
2 035
-
10 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

41 826
52 000
-
-
total
-
-
-
-
Dividends
41 826
52 000
-
-
withholding
2 091
2 600
-
-
total
2 091
2 600
-
-
Income
52 000
52 000
52 000
52 000
Total tax
4 126
2 600
10 400
520
After tax
47 874
49 400
41 600
51 480
Living cost
8 140
8 140
8 140
8 140
Free-cash
39 734
41 260
33 460
43 340

Estimated living cost  is ₽8140 per week

₽5044
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽11406
₽3679
₽1357
₽4610
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
6 606
other
-
-
-
2 470
health
-
-
-
2 288
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 480
total
-
-
-
23 844
Employee
36 518
-
41 531
-
unemployment
365
-
416
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 556
-
2 907
-
income
6 287
-
7 150
-
health
512
-
582
-
total
9 720
-
11 055
-
Employer
36 518
-
41 531
-
health
512
-
582
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 209
-
7 060
-
accident
292
-
332
-
unemployment
365
-
416
-
other
1 827
-
2 077
-
total
9 205
-
10 467
-
Corporate
6 279
52 000
-
-
income
1 319
10 919
-
-
total
1 319
10 919
-
-
Dividends
4 960
41 081
-
-
withholding
347
2 876
-
-
total
347
2 876
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 591
13 795
21 522
23 844
After tax
31 409
38 205
30 478
28 156
Living cost
26 799
26 799
26 799
26 799
Free-cash
4 610
11 406
3 679
1 357

Estimated living cost  is ₽26799 per week

₽18935
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1809
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽431
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5623
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽27899
-₽32752
-₽27668
-₽55562
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
9 797
pensions
-
-
-
3 012
total
-
-
-
12 809
Employee
94 595
-
46 573
-
pensions
9 126
-
3 364
-
income
17 052
-
8 527
-
health
1 559
-
575
-
total
27 737
-
12 466
-
Employer
94 595
-
46 573
-
health
1 797
-
885
-
pensions
11 169
-
4 542
-
total
12 966
-
5 427
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 881
-
-
total
-
9 881
-
-
Dividends
-
42 119
-
-
withholding
-
3 159
-
-
total
-
3 159
-
-
Income
52 000
52 000
52 000
52 000
Total tax
40 703
13 040
17 893
12 809
After tax
11 297
38 960
34 107
39 191
Living cost
66 859
66 859
66 859
66 859
Free-cash
-55 562
-27 899
-32 752
-27 668

Estimated living cost  is ₽66859 per week

₽50099
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽31255
₽22289
₽21602
₽26577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 800
unemployment
-
-
-
141
health
-
-
-
4 046
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 206
total
-
-
-
17 193
Employee
17 485
-
45 098
-
accident

We are using the highest rate at 1.1%.

193
-
387
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 535
-
3 089
-
income
1 748
-
4 510
-
health
804
-
1 618
-
total
4 280
-
9 604
-
Employer
17 485
-
45 098
-
health
1 207
-
2 427
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 927
-
3 877
-
accident

We are using the highest rate at 1.1%.

193
-
387
-
unemployment
105
-
211
-
total
3 432
-
6 902
-
Corporate
31 084
52 000
-
-
income
3 108
5 200
-
-
total
3 108
5 200
-
-
Dividends
27 976
46 800
-
-
withholding
1 398
2 340
-
-
total
1 398
2 340
-
-
Income
52 000
52 000
52 000
52 000
Total tax
12 218
7 540
16 506
17 193
After tax
39 782
44 460
35 494
34 807
Living cost
13 205
13 205
13 205
13 205
Free-cash
26 577
31 255
22 289
21 602

Estimated living cost  is ₽13205 per week

₽7709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽943
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4203
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽55865
-₽61511
-₽25982
-₽57571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 870
health
-
-
-
7 982
pensions
-
-
-
9 360
total
-
-
-
22 212
Employee
93 245
85 887
85 887
-
pensions
11 784
11 784
15 460
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

14 058
14 058
14 058
-
health
11 633
11 213
13 183
-
total
37 475
37 055
42 701
-
Employer
93 245
85 887
85 887
-
health
6 480
5 970
5 970
-
pensions
6 489
5 978
5 978
-
unemployment
3 357
3 092
3 092
-
total
16 326
15 040
15 040
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
53 801
52 095
57 741
22 212
After tax
-1 801
-95
-5 741
29 788
Living cost
55 770
55 770
55 770
55 770
Free-cash
-57 571
-55 865
-61 511
-25 982

Estimated living cost  is ₽55770 per week

₽41140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽639
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9010
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽10809
₽1395
₽334
₽1892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 469
social contributions
-
-
-
15 184
solidarity contribution
-
-
-
-
health
-
-
-
7 020
total
-
-
-
26 673
Employee
36 754
-
38 806
-
solidarity contribution
-
-
-
-
social contributions
2 389
-
2 522
-
income
4 411
-
4 657
-
health
4 962
-
5 239
-
total
11 762
-
12 418
-
Employer
36 754
-
38 806
-
health
3 308
-
3 493
-
social contributions
9 189
-
9 701
-
total
12 497
-
13 194
-
Corporate
2 749
52 000
-
-
income
522
9 880
-
-
total
522
9 880
-
-
Dividends
2 227
42 120
-
-
withholding
334
6 318
-
-
total
334
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
25 115
16 198
25 612
26 673
After tax
26 885
35 802
26 388
25 327
Living cost
24 993
24 993
24 993
24 993
Free-cash
1 892
10 809
1 395
334

Estimated living cost  is ₽24993 per week

₽17360
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1778
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽492
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽14695
-₽16853
-₽13916
-₽37384
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
13 374
regional
-
-
-
511
municipal
-
-
-
309
national
-
-
-
9 283
total
-
-
-
23 477
Employee
89 385
-
52 000
-
municipal
473
-
275
-
national
15 488
-
8 161
-
regional
843
-
444
-
social contributions
30 141
-
17 534
-
total
46 945
-
26 414
-
Employer
89 385
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
municipal
-
2 029
-
-
nationa
-
12 480
-
-
total
-
14 509
-
-
Dividends
-
37 491
-
-
withholding
-
9 747
-
-
total
-
9 747
-
-
Income
52 000
52 000
52 000
52 000
Total tax
46 945
24 256
26 414
23 477
After tax
5 055
27 744
25 586
28 523
Living cost
42 439
42 439
42 439
42 439
Free-cash
-37 384
-14 695
-16 853
-13 916

Estimated living cost  is ₽42439 per week

₽29583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽651
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9421
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽10515
₽6327
₽7628
₽7383
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 535
other
-
-
-
-
surtax
-
-
-
324
unemployment
-
-
-
229
health
-
-
-
3 691
pensions
-
-
-
10 400
total
-
-
-
22 179
Employee
33 259
-
42 957
-
other
-
-
-
-
unemployment
2 315
-
2 989
-
pensions
2 218
-
2 865
-
surtax
109
-
288
-
income
5 575
-
7 201
-
health
849
-
1 096
-
total
11 066
-
14 439
-
Employer
33 259
-
42 957
-
health
1 514
-
1 954
-
pensions
4 434
-
5 726
-
unemployment
1 054
-
1 361
-
other
-
-
-
-
total
7 002
-
9 041
-
Corporate
11 740
52 000
-
-
income
3 052
13 520
-
-
total
3 052
13 520
-
-
Dividends
8 688
38 480
-
-
withholding
1 304
5 772
-
-
total
1 304
5 772
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 424
19 292
23 480
22 179
After tax
29 576
32 708
28 520
29 821
Living cost
22 193
22 193
22 193
22 193
Free-cash
7 383
10 515
6 327
7 628

Estimated living cost  is ₽22193 per week

₽13570
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2048
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6064
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽6716
-₽11569
-₽6485
-₽19462
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
9 797
pensions
-
-
-
3 012
total
-
-
-
12 809
Employee
63 395
-
46 573
-
pensions
5 381
-
3 364
-
income
11 418
-
8 527
-
health
920
-
575
-
total
17 719
-
12 466
-
Employer
63 395
-
46 573
-
health
1 204
-
885
-
pensions
6 863
-
4 542
-
total
8 067
-
5 427
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 881
-
-
total
-
9 881
-
-
Dividends
-
42 119
-
-
withholding
-
3 159
-
-
total
-
3 159
-
-
Income
52 000
52 000
52 000
52 000
Total tax
25 786
13 040
17 893
12 809
After tax
26 214
38 960
34 107
39 191
Living cost
45 676
45 676
45 676
45 676
Free-cash
-19 462
-6 716
-11 569
-6 485

Estimated living cost  is ₽45676 per week

₽34220
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7554
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽55967
-₽38393
-₽35498
-₽50213
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 040
regional
-
-
-
999
health
-
-
-
260
city
-
-
-
547
national
-
-
-
125
pensions
-
-
-
4 782
total
-
-
-
7 753
Employee
93 322
-
46 413
-
unemployment
-
-
-
-
pensions
7 840
-
4 045
-
national
442
-
92
-
regional
3 056
-
832
-
city
1 002
-
498
-
health
211
-
104
-
total
12 551
-
5 571
-
Employer
93 322
-
46 413
-
health
211
-
104
-
pensions
7 840
-
4 045
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 866
-
928
-
total
9 917
-
5 077
-
Corporate
-
52 000
-
-
regional
-
10 999
-
-
national
-
4 420
-
-
total
-
15 419
-
-
Dividends
-
36 582
-
-
withholding
-
12 803
-
-
total
-
12 803
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 468
28 222
10 648
7 753
After tax
29 532
23 778
41 352
44 247
Living cost
79 745
79 745
79 745
79 745
Free-cash
-50 213
-55 967
-38 393
-35 498

Estimated living cost  is ₽79745 per week

₽51857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7156
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽979
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19752
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽20175
-₽5862
-₽6761
-₽8444
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 661
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
256
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 871
trade
-
-
-
899
total
-
-
-
12 687
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

60 444
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

391
-
256
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 108
-
4 661
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 871
-
6 871
-
total
14 370
-
11 788
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
52 000
-
-
income
-
7 800
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
429
-
-
chamber of commerce
-
225
-
-
trade
-
8 919
-
-
total
-
17 373
-
-
Dividends
-
34 626
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
454
-
-
withholding
-
8 274
-
-
total
-
8 728
-
-
Income
52 000
52 000
52 000
52 000
Total tax
14 370
26 101
11 788
12 687
After tax
37 630
25 899
40 212
39 313
Living cost
46 074
46 074
46 074
46 074
Free-cash
-8 444
-20 175
-5 862
-6 761

Estimated living cost  is ₽46074 per week

₽33650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3685
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8140
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽8203
-₽2522
-₽3120
-₽4487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 040
other
-
-
-
1 613
surtax
-
-
-
-
social contributions
-
-
-
1 481
health
-
-
-
452
pensions
-
-
-
15 124
total
-
-
-
20 710
Employee
43 044
-
39 627
-
pensions
4 867
-
4 483
-
surtax
-
-
-
-
social contributions
1 227
-
1 130
-
income
2 540
-
2 126
-
total
8 634
-
7 739
-
Employer
43 044
-
39 627
-
health
3 014
-
2 773
-
pensions
7 071
-
6 510
-
unemployment
1 743
-
1 605
-
social contributions
130
-
118
-
other
1 485
-
1 367
-
total
13 443
-
12 373
-
Corporate
-
52 000
-
-
income
-
14 561
-
-
surtax
-
-
-
-
total
-
14 561
-
-
Dividends
-
37 439
-
-
surtax
-
-
-
-
social contributions
-
6 440
-
-
withholding
-
4 792
-
-
total
-
11 232
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 077
25 793
20 112
20 710
After tax
29 923
26 207
31 888
31 290
Living cost
34 410
34 410
34 410
34 410
Free-cash
-4 487
-8 203
-2 522
-3 120

Estimated living cost  is ₽34410 per week

₽21697
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2798
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽586
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9331
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽4794
₽887
₽289
₽793
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 040
other
-
-
-
1 613
surtax
-
-
-
-
social contributions
-
-
-
1 481
health
-
-
-
452
pensions
-
-
-
15 124
total
-
-
-
20 710
Employee
38 423
-
39 627
-
pensions
4 346
-
4 483
-
surtax
-
-
-
-
social contributions
1 096
-
1 130
-
income
1 981
-
2 126
-
total
7 423
-
7 739
-
Employer
38 423
-
39 627
-
health
2 689
-
2 773
-
pensions
6 314
-
6 510
-
unemployment
1 556
-
1 605
-
social contributions
115
-
118
-
other
1 326
-
1 367
-
total
12 000
-
12 373
-
Corporate
1 577
52 000
-
-
income
441
14 561
-
-
surtax
-
-
-
-
total
441
14 561
-
-
Dividends
1 137
37 439
-
-
surtax
-
-
-
-
social contributions
197
6 440
-
-
withholding
145
4 792
-
-
total
342
11 232
-
-
Income
52 000
52 000
52 000
52 000
Total tax
20 206
25 793
20 112
20 710
After tax
31 794
26 207
31 888
31 290
Living cost
31 001
31 001
31 001
31 001
Free-cash
793
-4 794
887
289

Estimated living cost  is ₽31001 per week

₽17979
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9285
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽10397
₽10063
₽12067
₽10920
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 800
social contributions
-
-
-
7 176
health
-
-
-
3 630
total
-
-
-
18 606
Employee
34 101
-
52 000
-
social contributions
4 707
-
7 176
-
income
5 688
-
9 804
-
health
2 380
-
3 630
-
total
12 775
-
20 610
-
Employer
34 101
-
52 000
-
total
-
-
-
-
Corporate
17 899
52 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

895
2 600
-
-
total
895
2 600
-
-
Dividends
17 004
49 400
-
-
social contributions
2 346
6 818
-
-
withholding
2 550
7 409
-
-
health
1 187
3 449
-
-
total
6 083
17 676
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 753
20 276
20 610
18 606
After tax
32 247
31 724
31 390
33 394
Living cost
21 327
21 327
21 327
21 327
Free-cash
10 920
10 397
10 063
12 067

Estimated living cost  is ₽21327 per week

₽14272
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1315
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽6339
-₽14586
-₽6420
-₽13879
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 809
surtax
-
-
-
198
unemployment
-
-
-
6 169
chamber of commerce
-
-
-
208
health
-
-
-
3 978
pensions
-
-
-
9 619
total
-
-
-
22 981
Employee
50 263
40 080
40 226
-
other
502
401
403
-
unemployment
1 508
1 202
1 206
-
pensions
5 147
4 103
4 119
-
income
5 722
2 956
2 987
-
health
1 945
1 552
1 557
-
total
14 824
10 214
10 272
-
Employer
50 263
40 080
40 226
-
chamber of commerce
200
160
160
-
health
1 899
1 515
1 521
-
pensions
6 308
5 031
5 048
-
accident
653
521
523
-
unemployment
1 508
1 202
1 206
-
surtax
198
198
198
-
payroll
1 508
1 202
1 206
-
other
2 388
1 903
1 911
-
total
14 662
11 732
11 773
-
Corporate
3 817
3 817
36 409
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

954
954
9 102
-
total
954
954
9 102
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
30 440
22 900
31 147
22 981
After tax
21 560
29 100
20 853
29 019
Living cost
35 439
35 439
35 439
35 439
Free-cash
-13 879
-6 339
-14 586
-6 420

Estimated living cost  is ₽35439 per week

₽23636
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3023
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8197
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽7330
-₽13969
-₽7855
-₽40884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 790
social contributions
-
-
-
5 489
national
-
-
-
14 905
total
-
-
-
23 184
Employee

The minimum management director salary is set at €45,000 per year.

71 942
-
40 274
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

626
-
351
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 752
-
2 101
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 396
-
3 021
-
national
22 118
-
10 210
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 380
-
1 893
-
total
35 272
-
17 576
-
Employer

The minimum management director salary is set at €45,000 per year.

71 942
-
40 274
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 424
-
2 477
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 375
-
3 569
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

935
-
523
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 050
-
588
-
surtax
8 157
-
4 565
-
total
20 941
-
11 722
-
Corporate
-
52 000
-
-
income
-
10 400
-
-
surtax
-
208
-
-
total
-
10 608
-
-
Dividends
-
41 392
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 051
-
-
total
-
12 051
-
-
Income
52 000
52 000
52 000
52 000
Total tax
56 213
22 659
29 298
23 184
After tax
-4 213
29 341
22 702
28 816
Living cost
36 671
36 671
36 671
36 671
Free-cash
-40 884
-7 330
-13 969
-7 855

Estimated living cost  is ₽36671 per week

₽23621
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3206
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽574
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9270
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽1174
-₽7070
-₽7470
-₽14023
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
468
income
-
-
-
7 548
other
-
-
-
52
unemployment
-
-
-
365
pensions
-
-
-
14 715
total
-
-
-
23 148
Employee
50 064
-
39 430
-
other
50
-
40
-
unemployment
777
-
611
-
pensions
2 353
-
1 853
-
income
10 563
-
7 674
-
total
13 743
-
10 178
-
Employer
50 064
-
39 430
-
pensions
11 814
-
9 306
-
accident
991
-
781
-
unemployment
2 754
-
2 168
-
other
399
-
315
-
total
15 958
-
12 570
-
Corporate
-
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 800
-
-
total
-
7 800
-
-
Dividends
-
44 200
-
-
withholding
-
9 052
-
-
total
-
9 052
-
-
Income
52 000
52 000
52 000
52 000
Total tax
29 701
16 852
22 748
23 148
After tax
22 299
35 148
29 252
28 852
Living cost
36 322
36 322
36 322
36 322
Free-cash
-14 023
-1 174
-7 070
-7 470

Estimated living cost  is ₽36322 per week

₽26747
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2577
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6474
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽21939
-₽19078
-₽19874
-₽33263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
communal
-
-
-
-
accident
-
-
-
468
income
-
-
-
1 779
surtax
-
-
-
2 752
health
-
-
-
3 899
pensions
-
-
-
8 320
total
-
-
-
17 218
Employee
76 164
-
46 280
-
pensions
6 092
-
3 829
-
surtax
4 668
-
2 823
-
income
7 357
-
1 920
-
health
3 390
-
2 130
-
total
21 507
-
10 702
-
Employer
76 164
-
46 280
-
health
2 323
-
1 460
-
pensions
6 092
-
3 829
-
accident
685
-
431
-
total
9 100
-
5 720
-
Corporate
-
52 000
-
-
communal
-
3 510
-
-
income
-
7 800
-
-
surtax
-
546
-
-
total
-
11 856
-
-
Dividends
-
40 144
-
-
income
-
1 405
-
-
withholding
-
6 022
-
-
total
-
7 427
-
-
Income
52 000
52 000
52 000
52 000
Total tax
30 607
19 283
16 422
17 218
After tax
21 393
32 717
35 578
34 782
Living cost
54 656
54 656
54 656
54 656
Free-cash
-33 263
-21 939
-19 078
-19 874

Estimated living cost  is ₽54656 per week

₽41000
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽578
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9764
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽10118
₽5930
₽7231
₽6918
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 535
other
-
-
-
-
surtax
-
-
-
324
unemployment
-
-
-
229
health
-
-
-
3 691
pensions
-
-
-
10 400
total
-
-
-
22 179
Employee
33 870
-
42 957
-
other
-
-
-
-
unemployment
2 357
-
2 989
-
pensions
2 260
-
2 865
-
surtax
120
-
288
-
income
5 678
-
7 201
-
health
865
-
1 096
-
total
11 280
-
14 439
-
Employer
33 870
-
42 957
-
health
1 540
-
1 954
-
pensions
4 516
-
5 726
-
unemployment
1 075
-
1 361
-
other
-
-
-
-
total
7 131
-
9 041
-
Corporate
10 999
52 000
-
-
income
2 859
13 520
-
-
total
2 859
13 520
-
-
Dividends
8 140
38 480
-
-
withholding
1 222
5 772
-
-
total
1 222
5 772
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 492
19 292
23 480
22 179
After tax
29 508
32 708
28 520
29 821
Living cost
22 590
22 590
22 590
22 590
Free-cash
6 918
10 118
5 930
7 231

Estimated living cost  is ₽22590 per week

₽13639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1964
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
₽239
-₽1763
₽1158
-₽3792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
13 374
regional
-
-
-
783
municipal
-
-
-
309
national
-
-
-
9 283
total
-
-
-
23 749
Employee
55 790
-
52 000
-
municipal
296
-
275
-
national
8 839
-
8 161
-
regional
751
-
700
-
social contributions
18 813
-
17 534
-
total
28 699
-
26 670
-
Employer
55 790
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
municipal
-
2 584
-
-
nationa
-
12 480
-
-
total
-
15 064
-
-
Dividends
-
36 935
-
-
withholding
-
9 604
-
-
total
-
9 604
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 699
24 668
26 670
23 749
After tax
23 301
27 332
25 330
28 251
Living cost
27 093
27 093
27 093
27 093
Free-cash
-3 792
239
-1 763
1 158

Estimated living cost  is ₽27093 per week

₽16849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2745
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7035
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽5004
-₽4410
-₽5471
-₽8690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
4 469
social contributions
-
-
-
15 184
solidarity contribution
-
-
-
-
health
-
-
-
7 020
total
-
-
-
26 673
Employee
45 291
-
38 806
-
solidarity contribution
-
-
-
-
social contributions
2 944
-
2 522
-
income
5 435
-
4 657
-
health
6 114
-
5 239
-
total
14 493
-
12 418
-
Employer
45 291
-
38 806
-
health
4 076
-
3 493
-
social contributions
11 323
-
9 701
-
total
15 399
-
13 194
-
Corporate
-
52 000
-
-
income
-
9 880
-
-
total
-
9 880
-
-
Dividends
-
42 120
-
-
withholding
-
6 318
-
-
total
-
6 318
-
-
Income
52 000
52 000
52 000
52 000
Total tax
29 892
16 198
25 612
26 673
After tax
22 108
35 802
26 388
25 327
Living cost
30 798
30 798
30 798
30 798
Free-cash
-8 690
5 004
-4 410
-5 471

Estimated living cost  is ₽30798 per week

₽22903
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1706
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5656
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽2789
-₽11181
-₽2870
-₽5571
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 809
surtax
-
-
-
-
unemployment
-
-
-
6 169
chamber of commerce
-
-
-
208
health
-
-
-
3 978
pensions
-
-
-
9 619
total
-
-
-
22 783
Employee
43 964
40 080
40 377
-
other
439
401
405
-
unemployment
1 319
1 202
1 212
-
pensions
4 502
4 103
4 134
-
income
3 916
2 956
3 017
-
health
1 701
1 552
1 563
-
total
11 877
10 214
10 331
-
Employer
43 964
40 080
40 377
-
chamber of commerce
176
160
162
-
health
1 662
1 515
1 527
-
pensions
5 518
5 031
5 067
-
accident
571
521
525
-
unemployment
1 319
1 202
1 212
-
surtax
-
-
-
-
payroll
1 319
1 202
1 212
-
other
2 088
1 903
1 918
-
total
12 653
11 534
11 623
-
Corporate
3 817
3 817
36 559
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

954
954
9 140
-
total
954
954
9 140
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
25 484
22 702
31 094
22 783
After tax
26 516
29 298
20 906
29 217
Living cost
32 087
32 087
32 087
32 087
Free-cash
-5 571
-2 789
-11 181
-2 870

Estimated living cost  is ₽32087 per week

₽19248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3277
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽36716
₽28916
₽38796
₽34338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
52 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
520
total
-
-
-
520
Employee
15 855
-
52 000
-
income
3 171
-
10 400
-
total
3 171
-
10 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

36 145
52 000
-
-
total
-
-
-
-
Dividends
36 145
52 000
-
-
withholding
1 807
2 600
-
-
total
1 807
2 600
-
-
Income
52 000
52 000
52 000
52 000
Total tax
4 978
2 600
10 400
520
After tax
47 022
49 400
41 600
51 480
Living cost
12 684
12 684
12 684
12 684
Free-cash
34 338
36 716
28 916
38 796

Estimated living cost  is ₽12684 per week

₽8583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽532
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3142
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽8826
₽296
₽1943
₽412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
52 000
income
-
-
-
8 389
unemployment
-
-
-
78
health
-
-
-
5 117
pensions
-
-
-
9 497
total
-
-
-
23 081
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 474
-
44 994
-
unemployment
63
-
63
-
pensions
6 894
-
6 974
-
income
7 670
-
7 780
-
health
2 872
-
2 907
-
total
17 499
-
17 724
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 474
-
44 994
-
health
2 962
-
2 996
-
pensions
3 936
-
3 981
-
unemployment
27
-
27
-
total
6 925
-
7 004
-
Corporate
601
52 000
-
-
income
115
9 881
-
-
total
115
9 881
-
-
Dividends
487
42 119
-
-
withholding
73
6 317
-
-
total
73
6 317
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 612
16 198
24 728
23 081
After tax
27 388
35 802
27 272
28 919
Living cost
26 976
26 976
26 976
26 976
Free-cash
412
8 826
296
1 943

Estimated living cost  is ₽26976 per week

₽18513
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1729
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽523
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽12366
-₽5419
-₽8067
-₽100057
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
10 136
social contributions
-
-
-
5 928
total
-
-
-
16 064
Employee
63 094
-
-
-
social contributions
5 174
-
737
-
income
13 917
-
-
-
total
19 091
-
737
-
Employer
63 094
-
-
-
social contributions
88 963
-
12 679
-
total
88 963
-
12 679
-
Corporate
-
52 000
-
-
income
-
11 440
-
-
total
-
11 440
-
-
Dividends
-
40 560
-
-
income
-
8 923
-
-
total
-
8 923
-
-
Income
52 000
52 000
52 000
52 000
Total tax
108 054
20 363
13 416
16 064
After tax
-56 054
31 637
38 584
35 936
Living cost
44 003
44 003
44 003
44 003
Free-cash
-100 057
-12 366
-5 419
-8 067

Estimated living cost  is ₽44003 per week

₽28551
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4138
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽561
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10753
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽1969
-₽2535
-₽1310
-₽5243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 000
income
-
-
-
3 692
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 071
total
-
-
-
21 763
Employee
46 257
-
42 020
-
surtax
-
-
-
-
social contributions
5 088
-
4 623
-
income
9 622
-
8 385
-
total
14 710
-
13 008
-
Employer
46 257
-
42 020
-
social contributions
10 986
-
9 980
-
total
10 986
-
9 980
-
Corporate
-
52 000
-
-
income
-
10 919
-
-
surtax
-
-
-
-
total
-
10 919
-
-
Dividends
-
41 081
-
-
withholding
-
11 503
-
-
total
-
11 503
-
-
Income
52 000
52 000
52 000
52 000
Total tax
25 696
22 422
22 988
21 763
After tax
26 304
29 578
29 012
30 237
Living cost
31 547
31 547
31 547
31 547
Free-cash
-5 243
-1 969
-2 535
-1 310

Estimated living cost  is ₽31547 per week

₽23604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1861
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽22369
-₽16688
-₽17286
-₽30665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
2 040
other
-
-
-
1 613
surtax
-
-
-
-
social contributions
-
-
-
1 481
health
-
-
-
452
pensions
-
-
-
15 124
total
-
-
-
20 710
Employee
62 992
-
39 627
-
pensions
7 125
-
4 483
-
surtax
-
-
-
-
social contributions
1 794
-
1 130
-
income
5 496
-
2 126
-
total
14 415
-
7 739
-
Employer
62 992
-
39 627
-
health
4 409
-
2 773
-
pensions
10 350
-
6 510
-
unemployment
2 552
-
1 605
-
social contributions
189
-
118
-
other
2 174
-
1 367
-
total
19 674
-
12 373
-
Corporate
-
52 000
-
-
income
-
14 561
-
-
surtax
-
-
-
-
total
-
14 561
-
-
Dividends
-
37 439
-
-
surtax
-
-
-
-
social contributions
-
6 440
-
-
withholding
-
4 792
-
-
total
-
11 232
-
-
Income
52 000
52 000
52 000
52 000
Total tax
34 089
25 793
20 112
20 710
After tax
17 911
26 207
31 888
31 290
Living cost
48 576
48 576
48 576
48 576
Free-cash
-30 665
-22 369
-16 688
-17 286

Estimated living cost  is ₽48576 per week

₽32876
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3974
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽666
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11060
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽16567
₽11862
₽10328
₽13189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
-
social contributions
-
-
-
11 440
total
-
-
-
11 440
Employee
32 334
-
45 022
-
income
-
-
-
-
social contributions
2 101
-
2 928
-
total
2 101
-
2 928
-
Employer
32 334
-
45 022
-
social contributions
5 012
-
6 978
-
total
5 012
-
6 978
-
Corporate
14 654
52 000
-
-
income
1 466
5 201
-
-
total
1 466
5 201
-
-
Dividends
13 189
46 799
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
8 579
5 201
9 906
11 440
After tax
43 421
46 799
42 094
40 560
Living cost
30 232
30 232
30 232
30 232
Free-cash
13 189
16 567
11 862
10 328

Estimated living cost  is ₽30232 per week

₽19548
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7837
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽167026
-₽167026
-₽14290
-₽167026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
labour market
-
-
-
4 090
municipal
-
-
-
8 140
national
-
-
-
4 775
pensions
-
-
-
871
total
-
-
-
17 876
Employee
204 345
204 345
204 345
-
municipal
43 514
43 514
43 514
-
labour market
16 324
16 324
16 324
-
pensions
290
290
290
-
national
24 964
24 964
24 964
-
total
85 092
85 092
85 092
-
Employer
204 345
204 345
204 345
-
national
25 008
25 008
25 008
-
labour market
16 348
16 348
16 348
-
pensions
581
581
581
-
municipal
43 583
43 583
43 583
-
total
85 520
85 520
85 520
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
170 612
170 612
170 612
17 876
After tax
-118 612
-118 612
-118 612
34 124
Living cost
48 414
48 414
48 414
48 414
Free-cash
-167 026
-167 026
-167 026
-14 290

Estimated living cost  is ₽48414 per week

₽33135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4283
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽745
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽17858
₽5391
₽13937
₽826
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
257
income
-
-
-
8 902
other
-
-
-
377
health
-
-
-
2 221
pensions
-
-
-
4 236
total
-
-
-
15 993
Employee
34 717
-
43 196
-
pensions
3 909
-
4 864
-
income
4 763
-
5 926
-
health
3 975
-
4 946
-
total
12 647
-
15 736
-
Employer
34 717
-
43 196
-
pensions
5 645
-
7 024
-
accident
580
-
721
-
unemployment
851
-
1 058
-
total
7 076
-
8 803
-
Corporate
10 207
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

9 187
46 800
-
-
total
9 187
46 800
-
-
Dividends
1 021
5 200
-
-
withholding
194
988
-
-
total
194
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
29 104
47 788
24 539
15 993
After tax
22 896
4 212
27 461
36 007
Living cost
22 070
22 070
22 070
22 070
Free-cash
826
-17 858
5 391
13 937

Estimated living cost  is ₽22070 per week

₽16064
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1258
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4333
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽2628
-₽6287
₽2494
-₽10898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 000
health
-
-
-
382
municipal
-
-
-
9 291
national
-
-
-
1 220
total
-
-
-
10 893
Employee
52 914
-
43 745
-
municipal
8 667
-
7 178
-
unemployment
794
-
657
-
pensions
3 571
-
2 953
-
national
874
-
378
-
health
395
-
254
-
total
14 301
-
11 420
-
Employer
52 914
-
43 745
-
health
407
-
336
-
pensions
9 180
-
7 590
-
accident
53
-
44
-
unemployment
344
-
284
-
total
9 984
-
8 254
-
Corporate
-
52 000
-
-
income
-
10 400
-
-
total
-
10 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
31 200
-
-
municipal
-
5 615
-
-
national
-
-
-
-
total
-
5 615
-
-
Income
52 000
52 000
52 000
52 000
Total tax
24 285
16 015
19 674
10 893
After tax
27 715
35 985
32 326
41 107
Living cost
38 613
38 613
38 613
38 613
Free-cash
-10 898
-2 628
-6 287
2 494

Estimated living cost  is ₽38613 per week

₽25222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3714
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9064
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽5971
₽11140
₽18207
₽9584
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
1 069
social contributions
-
-
-
8 112
health
-
-
-
1 326
total
-
-
-
10 507
Employee
77 337
77 337
77 337
-
social contributions
2 924
6 419
3 918
-
income
8 421
7 159
8 062
-
health
599
1 315
802
-
total
11 944
14 893
12 782
-
Employer
77 337
77 337
77 337
-
health
651
1 431
874
-
social contributions
2 924
6 419
3 918
-
total
3 575
7 850
4 792
-
Corporate
13 195
-
-
-
income
1 649
-
-
-
total
1 649
-
-
-
Dividends
11 546
-
-
-
withholding
1 962
-
-
-
total
1 962
-
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 130
22 743
17 574
10 507
After tax
32 870
29 257
34 426
41 493
Living cost
23 286
23 286
23 286
23 286
Free-cash
9 584
5 971
11 140
18 207

Estimated living cost  is ₽23286 per week

₽13956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6531
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽27094
₽16272
₽21707
₽21977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
52 000
income
-
-
-
4 258
unemployment
-
-
-
29
health
-
-
-
3 640
pensions
-
-
-
6 398
total
-
-
-
14 325
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 085
-
47 143
-
unemployment
115
-
237
-
pensions
3 462
-
7 071
-
income
1 578
-
3 586
-
health
1 962
-
4 008
-
total
7 117
-
14 902
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

23 085
-
47 143
-
health
992
-
2 027
-
pensions
1 269
-
2 594
-
unemployment
115
-
237
-
total
2 376
-
4 858
-
Corporate
26 538
52 000
-
-
income
2 388
4 680
-
-
total
2 388
4 680
-
-
Dividends
24 151
47 320
-
-
withholding
2 174
4 258
-
-
total
2 174
4 258
-
-
Income
52 000
52 000
52 000
52 000
Total tax
14 055
8 938
19 760
14 325
After tax
37 945
43 062
32 240
37 675
Living cost
15 968
15 968
15 968
15 968
Free-cash
21 977
27 094
16 272
21 707

Estimated living cost  is ₽15968 per week

₽10188
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1151
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽7491
₽1595
₽1195
₽2036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
468
income
-
-
-
7 548
other
-
-
-
52
unemployment
-
-
-
365
pensions
-
-
-
14 715
total
-
-
-
23 148
Employee
37 188
-
39 430
-
other
36
-
40
-
unemployment
576
-
611
-
pensions
1 748
-
1 853
-
income
7 170
-
7 674
-
total
9 530
-
10 178
-
Employer
37 188
-
39 430
-
pensions
8 776
-
9 306
-
accident
737
-
781
-
unemployment
2 046
-
2 168
-
other
298
-
315
-
total
11 857
-
12 570
-
Corporate
2 955
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

443
7 800
-
-
total
443
7 800
-
-
Dividends
2 513
44 200
-
-
withholding
477
9 052
-
-
total
477
9 052
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 307
16 852
22 748
23 148
After tax
29 693
35 148
29 252
28 852
Living cost
27 657
27 657
27 657
27 657
Free-cash
2 036
7 491
1 595
1 195

Estimated living cost  is ₽27657 per week

₽18668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2659
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5846
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽30489
₽30551
₽30690
₽30168
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
16 886
health
-
-
-
1 036
pensions
-
-
-
1 429
total
-
-
-
19 351
Employee
2 983
-
50 393
-
unemployment
30
-
71
-
pensions
268
-
643
-
income
577
-
16 811
-
health
149
-
357
-
total
1 024
-
17 882
-
Employer
2 983
-
50 393
-
health
283
-
679
-
pensions
328
-
786
-
unemployment
60
-
143
-
total
671
-
1 608
-
Corporate
48 346
52 000
-
-
income
10 636
11 440
-
-
total
10 636
11 440
-
-
Dividends
37 710
40 560
-
-
withholding
7 542
8 112
-
-
total
7 542
8 112
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 873
19 552
19 490
19 351
After tax
32 127
32 448
32 510
32 649
Living cost
1 959
1 959
1 959
1 959
Free-cash
30 168
30 489
30 551
30 690

Estimated living cost  is ₽1959 per week

₽1164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽159
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽45
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽591
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽20177
₽10740
₽8502
₽15228
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
52 000
income
-
-
-
6 449
unemployment
-
-
-
780
health
-
-
-
5 356
pensions
-
-
-
13 520
total
-
-
-
26 105
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 227
-
44 105
-
unemployment
197
-
331
-
pensions
3 672
-
6 175
-
income
3 615
-
7 195
-
health
1 351
-
2 271
-
total
8 835
-
15 972
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

26 227
-
44 105
-
health
1 351
-
2 271
-
pensions
3 147
-
5 293
-
unemployment
197
-
331
-
total
4 695
-
7 895
-
Corporate
21 078
52 000
-
-
income
3 162
7 800
-
-
total
3 162
7 800
-
-
Dividends
17 916
44 200
-
-
withholding
2 687
6 630
-
-
total
2 687
6 630
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 379
14 430
23 867
26 105
After tax
32 621
37 570
28 133
25 895
Living cost
17 393
17 393
17 393
17 393
Free-cash
15 228
20 177
10 740
8 502

Estimated living cost  is ₽17393 per week

₽11711
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1345
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽503
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽2464
₽1898
₽3123
₽2101
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
52 000
income
-
-
-
3 692
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
18 071
total
-
-
-
21 763
Employee
39 035
-
42 020
-
surtax
-
-
-
-
social contributions
4 294
-
4 623
-
income
7 627
-
8 385
-
total
11 921
-
13 008
-
Employer
39 035
-
42 020
-
social contributions
9 270
-
9 980
-
total
9 270
-
9 980
-
Corporate
3 695
52 000
-
-
income
777
10 919
-
-
surtax
-
-
-
-
total
777
10 919
-
-
Dividends
2 918
41 081
-
-
withholding
817
11 503
-
-
total
817
11 503
-
-
Income
52 000
52 000
52 000
52 000
Total tax
22 785
22 422
22 988
21 763
After tax
29 215
29 578
29 012
30 237
Living cost
27 114
27 114
27 114
27 114
Free-cash
2 101
2 464
1 898
3 123

Estimated living cost  is ₽27114 per week

₽19204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1884
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5546
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽198
-₽6094
-₽6494
-₽12060
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
468
income
-
-
-
7 548
other
-
-
-
52
unemployment
-
-
-
365
pensions
-
-
-
14 715
total
-
-
-
23 148
Employee
48 573
-
39 430
-
other
48
-
40
-
unemployment
752
-
611
-
pensions
2 283
-
1 853
-
income
10 145
-
7 674
-
total
13 228
-
10 178
-
Employer
48 573
-
39 430
-
pensions
11 463
-
9 306
-
accident
962
-
781
-
unemployment
2 672
-
2 168
-
other
389
-
315
-
total
15 486
-
12 570
-
Corporate
-
52 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 800
-
-
total
-
7 800
-
-
Dividends
-
44 200
-
-
withholding
-
9 052
-
-
total
-
9 052
-
-
Income
52 000
52 000
52 000
52 000
Total tax
28 714
16 852
22 748
23 148
After tax
23 286
35 148
29 252
28 852
Living cost
35 346
35 346
35 346
35 346
Free-cash
-12 060
-198
-6 094
-6 494

Estimated living cost  is ₽35346 per week

₽25384
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2748
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6716
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽27135
₽18169
₽17482
₽20998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 800
unemployment
-
-
-
141
health
-
-
-
4 046
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 206
total
-
-
-
17 193
Employee
22 941
-
45 098
-
accident

We are using the highest rate at 1.1%.

252
-
387
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 014
-
3 089
-
income
2 294
-
4 510
-
health
1 055
-
1 618
-
total
5 615
-
9 604
-
Employer
22 941
-
45 098
-
health
1 583
-
2 427
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 528
-
3 877
-
accident

We are using the highest rate at 1.1%.

252
-
387
-
unemployment
138
-
211
-
total
4 501
-
6 902
-
Corporate
24 558
52 000
-
-
income
2 456
5 200
-
-
total
2 456
5 200
-
-
Dividends
22 103
46 800
-
-
withholding
1 105
2 340
-
-
total
1 105
2 340
-
-
Income
52 000
52 000
52 000
52 000
Total tax
13 677
7 540
16 506
17 193
After tax
38 323
44 460
35 494
34 807
Living cost
17 325
17 325
17 325
17 325
Free-cash
20 998
27 135
18 169
17 482

Estimated living cost  is ₽17325 per week

₽11459
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽992
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽413
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽11863
₽1383
₽631
₽1211
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
52 000
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 661
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
256
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 871
trade
-
-
-
752
total
-
-
-
12 540
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 042
-
52 000
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

227
-
256
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 115
-
4 661
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 871
-
6 871
-
total
11 213
-
11 788
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 958
52 000
-
-
income
294
7 800
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

15
429
-
-
chamber of commerce
157
229
-
-
trade
281
7 463
-
-
total
747
15 921
-
-
Dividends
1 212
36 079
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
475
-
-
withholding
-
8 638
-
-
total
-
9 113
-
-
Income
52 000
52 000
52 000
52 000
Total tax
11 960
25 034
11 788
12 540
After tax
40 040
26 966
40 212
39 460
Living cost
38 829
38 829
38 829
38 829
Free-cash
1 211
-11 863
1 383
631

Estimated living cost  is ₽38829 per week

₽26785
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7302
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽20893
-₽16145
-₽16145
-₽26673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
7 251
social contributions
-
-
-
3 602
total
-
-
-
10 853
Employee
78 672
-
52 000
-
income
14 845
-
7 251
-
social contributions
6 536
-
3 602
-
total
21 381
-
10 853
-
Employer
78 672
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
income
-
6 501
-
-
total
-
6 501
-
-
Dividends
-
45 499
-
-
withholding
-
9 100
-
-
total
-
9 100
-
-
Income
52 000
52 000
52 000
52 000
Total tax
21 381
15 601
10 853
10 853
After tax
30 619
36 399
41 147
41 147
Living cost
57 292
57 292
57 292
57 292
Free-cash
-26 673
-20 893
-16 145
-16 145

Estimated living cost  is ₽57292 per week

₽43587
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4668
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8489
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽7778
₽925
-₽19215
-₽2196
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
52 000
income
-
-
-
28 629
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 077
total
-
-
-
34 706
Employee
46 138
-
47 374
-
income
5 006
-
5 314
-
social contributions
4 623
-
4 626
-
total
9 629
-
9 940
-
Employer
46 138
-
47 374
-
social contributions
4 623
-
4 626
-
total
4 623
-
4 626
-
Corporate
1 240
52 000
-
-
income
433
18 200
-
-
total
433
18 200
-
-
Dividends
806
33 800
-
-
social contributions
3 002
5 069
-
-
total
3 002
5 069
-
-
Income
52 000
52 000
52 000
52 000
Total tax
17 687
23 269
14 566
34 706
After tax
34 313
28 731
37 434
17 294
Living cost
36 509
36 509
36 509
36 509
Free-cash
-2 196
-7 778
925
-19 215

Estimated living cost  is ₽36509 per week

₽24048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2878
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽559
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9022
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽1827
-₽3026
₽2058
-₽5089
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
income
-
-
-
9 797
pensions
-
-
-
3 012
total
-
-
-
12 809
Employee
50 971
-
46 573
-
pensions
3 890
-
3 364
-
income
9 282
-
8 527
-
health
665
-
575
-
total
13 837
-
12 466
-
Employer
50 971
-
46 573
-
health
969
-
885
-
pensions
5 150
-
4 542
-
total
6 119
-
5 427
-
Corporate
-
52 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 881
-
-
total
-
9 881
-
-
Dividends
-
42 119
-
-
withholding
-
3 159
-
-
total
-
3 159
-
-
Income
52 000
52 000
52 000
52 000
Total tax
19 956
13 040
17 893
12 809
After tax
32 044
38 960
34 107
39 191
Living cost
37 133
37 133
37 133
37 133
Free-cash
-5 089
1 827
-3 026
2 058

Estimated living cost  is ₽37133 per week

₽25473
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3415
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7778
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽20043
₽3206
₽11752
₽492
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
accident
-
-
-
257
income
-
-
-
8 902
other
-
-
-
377
health
-
-
-
2 221
pensions
-
-
-
4 236
total
-
-
-
15 993
Employee
38 154
-
43 196
-
pensions
4 296
-
4 864
-
income
5 234
-
5 926
-
health
4 368
-
4 946
-
total
13 898
-
15 736
-
Employer
38 154
-
43 196
-
pensions
6 204
-
7 024
-
accident
637
-
721
-
unemployment
935
-
1 058
-
total
7 776
-
8 803
-
Corporate
6 071
52 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

5 464
46 800
-
-
total
5 464
46 800
-
-
Dividends
607
5 200
-
-
withholding
115
988
-
-
total
115
988
-
-
Income
52 000
52 000
52 000
52 000
Total tax
27 253
47 788
24 539
15 993
After tax
24 747
4 212
27 461
36 007
Living cost
24 255
24 255
24 255
24 255
Free-cash
492
-20 043
3 206
11 752

Estimated living cost  is ₽24255 per week

₽17800
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1413
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4552
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽30611
₽17431
₽17431
₽25719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
52 000
income
-
-
-
6 680
unemployment
-
-
-
624
work injury
-
-
-
260
health insurance
-
-
-
3 848
pensions
-
-
-
9 568
total
-
-
-
20 980
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 742
-
52 000
-
health insurance
1 609
-
3 848
-
unemployment
261
-
624
-
work injury
109
-
260
-
pensions
4 000
-
9 568
-
income
2 174
-
6 680
-
total
8 153
-
20 980
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
30 258
52 000
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
30 258
52 000
-
-
withholding
4 539
7 800
-
-
total
4 539
7 800
-
-
Income
52 000
52 000
52 000
52 000
Total tax
12 692
7 800
20 980
20 980
After tax
39 308
44 200
31 020
31 020
Living cost
13 589
13 589
13 589
13 589
Free-cash
25 719
30 611
17 431
17 431

Estimated living cost  is ₽13589 per week

₽8418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽987
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3759
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽12676
-₽14727
-₽11839
-₽32752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 000
social contributions
-
-
-
13 374
regional
-
-
-
768
municipal
-
-
-
347
national
-
-
-
9 283
total
-
-
-
23 772
Employee
84 751
-
52 000
-
municipal
506
-
311
-
national
14 322
-
8 161
-
regional
1 280
-
654
-
social contributions
28 577
-
17 534
-
total
44 685
-
26 660
-
Employer
84 751
-
52 000
-
total
-
-
-
-
Corporate
-
52 000
-
-
municipal
-
2 506
-
-
nationa
-
12 480
-
-
total
-
14 986
-
-
Dividends
-
37 014
-
-
withholding
-
9 623
-
-
total
-
9 623
-
-
Income
52 000
52 000
52 000
52 000
Total tax
44 685
24 609
26 660
23 772
After tax
7 315
27 391
25 340
28 228
Living cost
40 067
40 067
40 067
40 067
Free-cash
-32 752
-12 676
-14 727
-11 839

Estimated living cost  is ₽40067 per week

₽28144
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽605
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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