Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 51500
per

Your estimated
City
free-cash

Valencia , Spain
₽8262
₽6161
₽5793
₽12508
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
unemployment
-
-
-
361
income
-
-
-
7 996
other
-
-
-
52
accident
-
-
-
464
pensions
-
-
-
14 575
total
-
-
-
23 448
Employee
29 931
-
39 050
-
unemployment
464
-
605
-
pensions
1 407
-
1 836
-
income
5 770
-
8 153
-
other
29
-
38
-
total
7 670
-
10 632
-
Employer
29 931
-
39 050
-
pensions
7 063
-
9 215
-
accident
593
-
773
-
unemployment
1 647
-
2 147
-
other
240
-
313
-
total
9 543
-
12 448
-
Corporate
12 027
51 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 803
7 725
-
-
total
1 803
7 725
-
-
Dividends
10 224
43 775
-
-
withholding
1 963
9 008
-
-
total
1 963
9 008
-
-
Income
51 500
51 500
51 500
51 500
Total tax
20 979
16 733
23 080
23 448
After tax
30 521
34 767
28 420
28 052
Living cost
22 259
22 259
22 259
22 259
Free-cash
8 262
12 508
6 161
5 793

Estimated living cost  is ₽22259 per week

₽15025
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2140
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽390
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4705
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽10801
₽8617
₽6318
₽16269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 361
income
-
-
-
6 541
other
-
-
-
2 445
health
-
-
-
2 266
total
-
-
-
23 613
Employee
29 391
-
41 134
-
health
412
-
576
-
unemployment
293
-
412
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 057
-
2 879
-
income
5 060
-
7 081
-
total
7 822
-
10 948
-
Employer
29 391
-
41 134
-
health
412
-
576
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

4 997
-
6 992
-
accident
235
-
329
-
unemployment
293
-
412
-
other
1 470
-
2 057
-
total
7 407
-
10 366
-
Corporate
14 702
51 500
-
-
income
3 088
10 814
-
-
total
3 088
10 814
-
-
Dividends
11 614
40 686
-
-
withholding
813
2 848
-
-
total
813
2 848
-
-
Income
51 500
51 500
51 500
51 500
Total tax
19 130
13 662
21 314
23 613
After tax
32 370
37 838
30 186
27 887
Living cost
21 569
21 569
21 569
21 569
Free-cash
10 801
16 269
8 617
6 318

Estimated living cost  is ₽21569 per week

₽15240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1456
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽347
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4525
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽29643
₽26630
₽25593
₽33408
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 189
unemployment
-
-
-
113
income
-
-
-
7 725
health
-
-
-
3 255
total
-
-
-
15 282
Employee
14 069
-
45 946
-
health
647
-
1 302
-
accident

We are using the highest rate at 1.1%.

155
-
311
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 235
-
2 485
-
income
1 407
-
4 594
-
total
3 444
-
8 692
-
Employer
14 069
-
45 946
-
health
971
-
1 953
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 551
-
3 119
-
accident

We are using the highest rate at 1.1%.

155
-
311
-
unemployment
84
-
170
-
total
2 761
-
5 553
-
Corporate
34 670
51 500
-
-
income
3 467
5 150
-
-
total
3 467
5 150
-
-
Dividends
31 204
46 350
-
-
withholding
1 560
2 317
-
-
total
1 560
2 317
-
-
Income
51 500
51 500
51 500
51 500
Total tax
11 232
7 467
14 245
15 282
After tax
40 268
44 033
37 255
36 218
Living cost
10 625
10 625
10 625
10 625
Free-cash
29 643
33 408
26 630
25 593

Estimated living cost  is ₽10625 per week

₽6203
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽759
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽281
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3382
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽3044
₽3392
₽3053
-₽1740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
income
-
-
-
2 555
other
-
-
-
1 596
health
-
-
-
445
social contributions
-
-
-
1 469
pensions
-
-
-
14 687
surtax
-
-
-
-
total
-
-
-
20 752
Employee
34 644
-
39 245
-
pensions
3 917
-
4 439
-
income
2 045
-
2 601
-
social contributions
988
-
1 118
-
surtax
-
-
-
-
total
6 950
-
8 158
-
Employer
34 644
-
39 245
-
health
2 426
-
2 747
-
social contributions
104
-
118
-
pensions
5 691
-
6 447
-
unemployment
1 402
-
1 590
-
other
1 195
-
1 353
-
total
10 818
-
12 255
-
Corporate
6 037
51 500
-
-
income
1 690
14 420
-
-
surtax
-
-
-
-
total
1 690
14 420
-
-
Dividends
4 348
37 080
-
-
social contributions
747
6 378
-
-
surtax
-
-
-
-
withholding
556
4 747
-
-
total
1 303
11 125
-
-
Income
51 500
51 500
51 500
51 500
Total tax
20 761
25 545
20 413
20 752
After tax
30 739
25 955
31 087
30 748
Living cost
27 695
27 695
27 695
27 695
Free-cash
3 044
-1 740
3 392
3 053

Estimated living cost  is ₽27695 per week

₽17463
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2252
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7510
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽28883
-₽28883
-₽4512
-₽24339
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
pensions
-
-
-
9 270
income
-
-
-
4 927
health
-
-
-
7 905
total
-
-
-
22 102
Employee
69 125
69 125
69 125
-
health
10 610
9 025
10 610
-
pensions
12 443
9 484
12 443
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 315
11 315
11 315
-
total
34 368
29 824
34 368
-
Employer
69 125
69 125
69 125
-
health
4 805
4 805
4 805
-
pensions
4 811
4 811
4 811
-
unemployment
2 489
2 489
2 489
-
total
12 105
12 105
12 105
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
51 500
51 500
51 500
51 500
Total tax
46 473
41 929
46 473
22 102
After tax
5 027
9 571
5 027
29 398
Living cost
33 910
33 910
33 910
33 910
Free-cash
-28 883
-24 339
-28 883
-4 512

Estimated living cost  is ₽33910 per week

₽24031
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽10561
₽14502
₽12318
₽1605
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
51 500
trade
-
-
-
2 184
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 587
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 530
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
363
total
-
-
-
14 664
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

30 961
-
51 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 530
-
5 530
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

865
-
6 587
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
363
-
total
6 443
-
12 480
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
20 539
51 500
-
-
income
3 081
7 725
-
-
trade
3 235
8 111
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

169
426
-
-
chamber of commerce
152
197
-
-
total
6 637
16 459
-
-
Dividends
13 902
35 042
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

174
465
-
-
withholding
3 167
8 453
-
-
total
3 341
8 918
-
-
Income
51 500
51 500
51 500
51 500
Total tax
16 421
25 377
12 480
14 664
After tax
35 079
26 123
39 020
36 836
Living cost
24 518
24 518
24 518
24 518
Free-cash
10 561
1 605
14 502
12 318

Estimated living cost  is ₽24518 per week

₽15423
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2859
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5779
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽14722
₽17114
₽20973
₽14455
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
income
-
-
-
2 439
health
-
-
-
1 313
social contributions
-
-
-
8 034
total
-
-
-
11 786
Employee
62 244
62 244
62 244
-
health
482
1 058
794
-
income
6 777
5 762
6 226
-
social contributions
2 353
5 166
3 880
-
total
9 612
11 986
10 900
-
Employer
62 244
62 244
62 244
-
health
524
1 152
865
-
social contributions
2 353
5 166
3 880
-
total
2 877
6 318
4 745
-
Corporate
20 268
-
-
-
income
2 533
-
-
-
total
2 533
-
-
-
Dividends
17 735
-
-
-
withholding
3 015
-
-
-
total
3 015
-
-
-
Income
51 500
51 500
51 500
51 500
Total tax
18 037
18 304
15 645
11 786
After tax
33 463
33 196
35 855
39 714
Living cost
18 741
18 741
18 741
18 741
Free-cash
14 722
14 455
17 114
20 973

Estimated living cost  is ₽18741 per week

₽11232
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1839
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽3088
₽2538
₽4137
₽3904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
51 500
income
-
-
-
4 077
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
17 896
surtax
-
-
-
-
total
-
-
-
21 973
Employee
37 229
-
41 617
-
income
7 744
-
9 111
-
social contributions
4 095
-
4 578
-
surtax
-
-
-
-
total
11 839
-
13 689
-
Employer
37 229
-
41 617
-
social contributions
8 842
-
9 883
-
total
8 842
-
9 883
-
Corporate
5 429
51 500
-
-
income
1 140
10 814
-
-
surtax
-
-
-
-
total
1 140
10 814
-
-
Dividends
4 289
40 686
-
-
withholding
1 201
11 392
-
-
total
1 201
11 392
-
-
Income
51 500
51 500
51 500
51 500
Total tax
23 022
22 206
23 572
21 973
After tax
28 478
29 294
27 928
29 527
Living cost
25 390
25 390
25 390
25 390
Free-cash
3 088
3 904
2 538
4 137

Estimated living cost  is ₽25390 per week

₽18997
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4472
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽41744
₽35153
₽44938
₽42878
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
51 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
515
total
-
-
-
515
Employee
7 559
-
51 500
-
income
1 512
-
10 300
-
total
1 512
-
10 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

43 941
51 500
-
-
total
-
-
-
-
Dividends
43 941
51 500
-
-
withholding
2 197
2 575
-
-
total
2 197
2 575
-
-
Income
51 500
51 500
51 500
51 500
Total tax
3 709
2 575
10 300
515
After tax
47 791
48 925
41 200
50 985
Living cost
6 047
6 047
6 047
6 047
Free-cash
41 744
42 878
35 153
44 938

Estimated living cost  is ₽6047 per week

₽3748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1631
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽6976
₽4748
₽6224
₽13746
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
51 500
pensions
-
-
-
9 406
unemployment
-
-
-
77
income
-
-
-
9 013
health
-
-
-
5 068
total
-
-
-
23 564
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

35 795
-
44 563
-
health
2 312
-
2 879
-
unemployment
51
-
63
-
pensions
5 548
-
6 908
-
income
6 173
-
8 253
-
total
14 084
-
18 103
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

35 795
-
44 563
-
health
2 384
-
2 968
-
pensions
3 167
-
3 943
-
unemployment
22
-
26
-
total
5 573
-
6 937
-
Corporate
10 132
51 500
-
-
income
1 925
9 785
-
-
total
1 925
9 785
-
-
Dividends
8 207
41 715
-
-
withholding
1 230
6 257
-
-
total
1 230
6 257
-
-
Income
51 500
51 500
51 500
51 500
Total tax
22 812
16 042
25 040
23 564
After tax
28 688
35 458
26 460
27 936
Living cost
21 712
21 712
21 712
21 712
Free-cash
6 976
13 746
4 748
6 224

Estimated living cost  is ₽21712 per week

₽14900
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1392
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5000
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽4504
₽7978
-₽6050
-₽186
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
51 500
income
-
-
-
23 042
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 124
total
-
-
-
28 166
Employee
37 134
-
47 776
-
social contributions
3 720
-
3 724
-
income
4 029
-
6 690
-
total
7 749
-
10 414
-
Employer
37 134
-
47 776
-
social contributions
3 720
-
3 724
-
total
3 720
-
3 724
-
Corporate
10 646
51 500
-
-
income
3 727
18 025
-
-
total
3 727
18 025
-
-
Dividends
6 919
33 475
-
-
social contributions
2 416
4 277
-
-
total
2 416
4 277
-
-
Income
51 500
51 500
51 500
51 500
Total tax
17 612
22 302
14 138
28 166
After tax
33 888
29 198
37 362
23 334
Living cost
29 384
29 384
29 384
29 384
Free-cash
4 504
-186
7 978
-6 050

Estimated living cost  is ₽29384 per week

₽19355
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2316
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽450
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7261
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽14676
₽13522
₽15908
₽14255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
income
-
-
-
7 725
health
-
-
-
3 595
social contributions
-
-
-
7 108
total
-
-
-
18 428
Employee
27 446
-
51 500
-
health
1 916
-
3 595
-
income
4 578
-
10 111
-
social contributions
3 788
-
7 108
-
total
10 282
-
20 814
-
Employer
27 446
-
51 500
-
total
-
-
-
-
Corporate
24 054
51 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 203
2 575
-
-
total
1 203
2 575
-
-
Dividends
22 852
48 925
-
-
social contributions
3 154
6 751
-
-
withholding
3 427
7 340
-
-
health
1 594
3 415
-
-
total
8 175
17 506
-
-
Income
51 500
51 500
51 500
51 500
Total tax
19 660
20 081
20 814
18 428
After tax
31 840
31 419
30 686
33 072
Living cost
17 164
17 164
17 164
17 164
Free-cash
14 676
14 255
13 522
15 908

Estimated living cost  is ₽17164 per week

₽11487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽4772
₽3517
₽2466
₽12840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
income
-
-
-
4 426
health
-
-
-
6 952
social contributions
-
-
-
15 038
solidarity contribution
-
-
-
-
total
-
-
-
26 416
Employee
33 261
-
38 433
-
health
4 490
-
5 188
-
solidarity contribution
-
-
-
-
income
3 991
-
4 612
-
social contributions
2 162
-
2 498
-
total
10 643
-
12 298
-
Employer
33 261
-
38 433
-
health
2 993
-
3 459
-
social contributions
8 315
-
9 608
-
total
11 308
-
13 067
-
Corporate
6 930
51 500
-
-
income
1 317
9 785
-
-
total
1 317
9 785
-
-
Dividends
5 613
41 715
-
-
withholding
842
6 257
-
-
total
842
6 257
-
-
Income
51 500
51 500
51 500
51 500
Total tax
24 110
16 042
25 365
26 416
After tax
27 390
35 458
26 135
25 084
Living cost
22 618
22 618
22 618
22 618
Free-cash
4 772
12 840
3 517
2 466

Estimated living cost  is ₽22618 per week

₽16820
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1253
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽37735
₽31777
₽41562
₽39502
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
51 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
515
total
-
-
-
515
Employee
11 779
-
51 500
-
income
2 356
-
10 300
-
total
2 356
-
10 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

39 721
51 500
-
-
total
-
-
-
-
Dividends
39 721
51 500
-
-
withholding
1 986
2 575
-
-
total
1 986
2 575
-
-
Income
51 500
51 500
51 500
51 500
Total tax
4 342
2 575
10 300
515
After tax
47 158
48 925
41 200
50 985
Living cost
9 423
9 423
9 423
9 423
Free-cash
37 735
39 502
31 777
41 562

Estimated living cost  is ₽9423 per week

₽6377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽396
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽15032
-₽8009
-₽8348
-₽13141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
income
-
-
-
2 555
other
-
-
-
1 596
health
-
-
-
445
social contributions
-
-
-
1 469
pensions
-
-
-
14 687
surtax
-
-
-
-
total
-
-
-
20 752
Employee
50 698
-
39 245
-
pensions
5 734
-
4 439
-
income
4 424
-
2 601
-
social contributions
1 444
-
1 118
-
surtax
-
-
-
-
total
11 602
-
8 158
-
Employer
50 698
-
39 245
-
health
3 548
-
2 747
-
social contributions
152
-
118
-
pensions
8 330
-
6 447
-
unemployment
2 054
-
1 590
-
other
1 750
-
1 353
-
total
15 834
-
12 255
-
Corporate
-
51 500
-
-
income
-
14 420
-
-
surtax
-
-
-
-
total
-
14 420
-
-
Dividends
-
37 080
-
-
social contributions
-
6 378
-
-
surtax
-
-
-
-
withholding
-
4 747
-
-
total
-
11 125
-
-
Income
51 500
51 500
51 500
51 500
Total tax
27 436
25 545
20 413
20 752
After tax
24 064
25 955
31 087
30 748
Living cost
39 096
39 096
39 096
39 096
Free-cash
-15 032
-13 141
-8 009
-8 348

Estimated living cost  is ₽39096 per week

₽26460
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3198
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8902
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽19293
₽13604
₽11388
₽23261
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
51 500
pensions
-
-
-
13 390
unemployment
-
-
-
773
income
-
-
-
6 696
health
-
-
-
5 305
total
-
-
-
26 164
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 032
-
43 681
-
health
1 083
-
2 250
-
unemployment
158
-
328
-
pensions
2 944
-
6 115
-
income
2 899
-
7 435
-
total
7 084
-
16 128
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 032
-
43 681
-
health
1 083
-
2 250
-
pensions
2 524
-
5 242
-
unemployment
158
-
328
-
total
3 765
-
7 820
-
Corporate
26 703
51 500
-
-
income
4 005
7 725
-
-
total
4 005
7 725
-
-
Dividends
22 698
43 775
-
-
withholding
3 405
6 566
-
-
total
3 405
6 566
-
-
Income
51 500
51 500
51 500
51 500
Total tax
18 259
14 291
23 948
26 164
After tax
33 241
37 209
27 552
25 336
Living cost
13 948
13 948
13 948
13 948
Free-cash
19 293
23 261
13 604
11 388

Estimated living cost  is ₽13948 per week

₽9391
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1079
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽404
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3074
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽20724
-₽15525
-₽12877
-₽32800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
pensions
-
-
-
4 738
city
-
-
-
543
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 030
health
-
-
-
184
regional
-
-
-
1 343
national
-
-
-
190
total
-
-
-
8 028
Employee
65 943
-
46 095
-
health
149
-
104
-
unemployment
-
-
-
-
city
708
-
495
-
pensions
5 540
-
3 873
-
regional
2 159
-
1 146
-
national
312
-
159
-
total
8 868
-
5 777
-
Employer
65 943
-
46 095
-
health
149
-
104
-
pensions
5 540
-
3 873
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 318
-
922
-
total
7 007
-
4 899
-
Corporate
-
51 500
-
-
regional
-
10 892
-
-
national
-
4 378
-
-
total
-
15 270
-
-
Dividends
-
36 230
-
-
withholding
-
12 681
-
-
total
-
12 681
-
-
Income
51 500
51 500
51 500
51 500
Total tax
15 875
27 951
10 676
8 028
After tax
35 625
23 549
40 824
43 472
Living cost
56 349
56 349
56 349
56 349
Free-cash
-20 724
-32 800
-15 525
-12 877

Estimated living cost  is ₽56349 per week

₽36643
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5057
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽692
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽13957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₽606
₽507
₽8159
₽4328
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
51 500
municipal
-
-
-
9 187
health
-
-
-
455
national
-
-
-
2 621
total
-
-
-
12 263
Employee
42 588
-
43 325
-
health
318
-
329
-
unemployment
639
-
650
-
pensions
2 874
-
2 925
-
national
704
-
743
-
municipal
6 975
-
7 095
-
total
11 510
-
11 742
-
Employer
42 588
-
43 325
-
health
327
-
333
-
pensions
7 389
-
7 516
-
accident
43
-
43
-
unemployment
277
-
281
-
total
8 036
-
8 173
-
Corporate
877
51 500
-
-
income
175
10 300
-
-
total
175
10 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

526
30 900
-
-
municipal
95
5 562
-
-
national
-
232
-
-
total
95
5 794
-
-
Income
51 500
51 500
51 500
51 500
Total tax
19 816
16 094
19 915
12 263
After tax
31 684
35 406
31 585
39 237
Living cost
31 078
31 078
31 078
31 078
Free-cash
606
4 328
507
8 159

Estimated living cost  is ₽31078 per week

₽20300
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2989
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽23257
-₽7737
-₽2588
-₽523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 704
social contributions
-
-
-
6 444
national
-
-
-
15 426
total
-
-
-
24 574
Employee

The minimum management director salary is set at €45,000 per year.

57 902
-
39 889
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 720
-
1 876
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 020
-
2 080
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

504
-
347
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 343
-
2 992
-
national
17 801
-
10 817
-
total
28 388
-
18 112
-
Employer

The minimum management director salary is set at €45,000 per year.

57 902
-
39 889
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 561
-
2 453
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 131
-
3 535
-
surtax
6 565
-
4 522
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

753
-
519
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
582
-
total
16 855
-
11 611
-
Corporate
-
51 500
-
-
income
-
10 300
-
-
surtax
-
206
-
-
total
-
10 506
-
-
Dividends
-
40 995
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
12 003
-
-
total
-
12 003
-
-
Income
51 500
51 500
51 500
51 500
Total tax
45 243
22 509
29 723
24 574
After tax
6 257
28 991
21 777
26 926
Living cost
29 514
29 514
29 514
29 514
Free-cash
-23 257
-523
-7 737
-2 588

Estimated living cost  is ₽29514 per week

₽19011
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2581
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7461
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽13868
-₽7406
-₽9235
-₽6788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
unemployment
-
-
-
52
municipal
-
-
-
10 908
other
-
-
-
5 984
health
-
-
-
3 214
national
-
-
-
-
accident
-
-
-
103
pensions
-
-
-
5 567
total
-
-
-
25 828
Employee
49 740
-
39 187
-
national
-
-
-
-
municipal
14 832
-
11 686
-
total
14 832
-
11 686
-
Employer
49 740
-
39 187
-
health
3 059
-
2 410
-
pensions
5 377
-
4 236
-
accident
100
-
78
-
unemployment
1 313
-
1 035
-
other
5 780
-
4 554
-
total
15 629
-
12 313
-
Corporate
-
51 500
-
-
income
-
11 330
-
-
total
-
11 330
-
-
Dividends
-
40 170
-
-
withholding
-
12 051
-
-
total
-
12 051
-
-
Income
51 500
51 500
51 500
51 500
Total tax
30 461
23 381
23 999
25 828
After tax
21 039
28 119
27 501
25 672
Living cost
34 908
34 908
34 908
34 908
Free-cash
-13 868
-6 788
-7 406
-9 235

Estimated living cost  is ₽34908 per week

₽23135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3425
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7817
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽81087
₽1433
-₽2778
-₽7036
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
income
-
-
-
10 038
social contributions
-
-
-
5 871
total
-
-
-
15 909
Employee
55 015
-
-
-
income
12 135
-
-
-
social contributions
4 511
-
643
-
total
16 646
-
643
-
Employer
55 015
-
-
-
social contributions
77 572
-
11 055
-
total
77 572
-
11 055
-
Corporate
-
51 500
-
-
income
-
11 330
-
-
total
-
11 330
-
-
Dividends
-
40 170
-
-
income
-
8 837
-
-
total
-
8 837
-
-
Income
51 500
51 500
51 500
51 500
Total tax
94 218
20 167
11 698
15 909
After tax
-42 718
31 333
39 802
35 591
Living cost
38 369
38 369
38 369
38 369
Free-cash
-81 087
-7 036
1 433
-2 778

Estimated living cost  is ₽38369 per week

₽24895
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽489
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9376
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽8254
₽9600
₽13459
₽6941
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
income
-
-
-
2 439
health
-
-
-
1 313
social contributions
-
-
-
8 034
total
-
-
-
11 786
Employee
62 244
62 244
62 244
-
health
619
1 058
794
-
income
6 536
5 762
6 226
-
social contributions
3 025
5 166
3 880
-
total
10 180
11 986
10 900
-
Employer
62 244
62 244
62 244
-
health
674
1 152
865
-
social contributions
3 025
5 166
3 880
-
total
3 699
6 318
4 745
-
Corporate
11 366
-
-
-
income
1 421
-
-
-
total
1 421
-
-
-
Dividends
9 945
-
-
-
withholding
1 691
-
-
-
total
1 691
-
-
-
Income
51 500
51 500
51 500
51 500
Total tax
16 991
18 304
15 645
11 786
After tax
34 509
33 196
35 855
39 714
Living cost
26 255
26 255
26 255
26 255
Free-cash
8 254
6 941
9 600
13 459

Estimated living cost  is ₽26255 per week

₽17948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5816
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽5258
₽4170
₽9598
₽9652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
income
-
-
-
9 633
pensions
-
-
-
3 335
total
-
-
-
12 968
Employee
39 716
-
45 782
-
health
518
-
642
-
pensions
3 031
-
3 760
-
income
7 233
-
8 276
-
total
10 782
-
12 678
-
Employer
39 716
-
45 782
-
health
755
-
870
-
pensions
4 013
-
4 848
-
total
4 768
-
5 718
-
Corporate
7 016
51 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 333
9 785
-
-
total
1 333
9 785
-
-
Dividends
5 683
41 715
-
-
withholding
425
3 129
-
-
total
425
3 129
-
-
Income
51 500
51 500
51 500
51 500
Total tax
17 308
12 914
18 396
12 968
After tax
34 192
38 586
33 104
38 532
Living cost
28 934
28 934
28 934
28 934
Free-cash
5 258
9 652
4 170
9 598

Estimated living cost  is ₽28934 per week

₽19849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2661
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6061
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽16711
-₽7416
-₽4557
-₽5121
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
municipal
-
-
-
344
regional
-
-
-
813
social contributions
-
-
-
13 246
national
-
-
-
9 407
total
-
-
-
23 810
Employee
68 211
-
51 500
-
social contributions
23 000
-
17 366
-
regional
1 030
-
701
-
national
11 527
-
8 295
-
municipal
407
-
307
-
total
35 964
-
26 669
-
Employer
68 211
-
51 500
-
total
-
-
-
-
Corporate
-
51 500
-
-
nationa
-
12 360
-
-
municipal
-
2 482
-
-
total
-
14 842
-
-
Dividends
-
36 658
-
-
withholding
-
9 532
-
-
total
-
9 532
-
-
Income
51 500
51 500
51 500
51 500
Total tax
35 964
24 374
26 669
23 810
After tax
15 536
27 126
24 831
27 690
Living cost
32 247
32 247
32 247
32 247
Free-cash
-16 711
-5 121
-7 416
-4 557

Estimated living cost  is ₽32247 per week

₽22652
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2218
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6889
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽1543
₽9529
₽18373
-₽12970
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
pensions
-
-
-
3 242
income
-
-
-
10 559
other
-
-
-
289
health
-
-
-
1 699
accident
-
-
-
197
total
-
-
-
15 986
Employee
26 964
-
42 781
-
health
3 087
-
4 898
-
pensions
3 036
-
4 817
-
income
3 699
-
6 397
-
total
9 822
-
16 112
-
Employer
26 964
-
42 781
-
pensions
4 384
-
6 956
-
accident
450
-
714
-
unemployment
661
-
1 048
-
total
5 495
-
8 718
-
Corporate
19 041
51 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

17 137
46 350
-
-
total
17 137
46 350
-
-
Dividends
1 904
5 150
-
-
withholding
362
979
-
-
total
362
979
-
-
Income
51 500
51 500
51 500
51 500
Total tax
32 816
47 329
24 830
15 986
After tax
18 684
4 171
26 670
35 514
Living cost
17 141
17 141
17 141
17 141
Free-cash
1 543
-12 970
9 529
18 373

Estimated living cost  is ₽17141 per week

₽12563
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽950
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3271
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽5992
₽7769
₽5780
-₽4598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
51 500
trade
-
-
-
1 989
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 587
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 530
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
363
total
-
-
-
14 469
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 276
-
51 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 530
-
5 530
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 312
-
6 587
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

183
-
363
-
total
9 025
-
12 480
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
11 224
51 500
-
-
income
1 684
7 725
-
-
trade
1 611
7 390
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

92
426
-
-
chamber of commerce
140
198
-
-
total
3 527
15 739
-
-
Dividends
7 697
35 761
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

89
475
-
-
withholding
1 616
8 633
-
-
total
1 705
9 108
-
-
Income
51 500
51 500
51 500
51 500
Total tax
14 257
24 847
12 480
14 469
After tax
37 243
26 653
39 020
37 031
Living cost
31 251
31 251
31 251
31 251
Free-cash
5 992
-4 598
7 769
5 780

Estimated living cost  is ₽31251 per week

₽21558
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5877
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽17721
₽12525
₽24387
₽24360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
51 500
income
-
-
-
-
microenterprise
-
-
-
7 725
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 548
surtax
-
-
-
-
total
-
-
-
10 273
Employee
23 653
-
41 501
-
income
4 210
-
7 573
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 602
-
4 565
-
surtax
-
-
-
-
total
6 812
-
12 138
-
Employer
23 653
-
41 501
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 697
-
9 997
-
surtax
-
-
-
-
total
5 697
-
9 997
-
Corporate
22 150
51 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 430
10 300
-
-
total
4 430
10 300
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

17 719
41 200
-
-
total
-
-
-
-
Income
51 500
51 500
51 500
51 500
Total tax
16 939
10 300
22 135
10 273
After tax
34 561
41 200
29 365
41 227
Living cost
16 840
16 840
16 840
16 840
Free-cash
17 721
24 360
12 525
24 387

Estimated living cost  is ₽16840 per week

₽10744
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1604
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽382
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽20565
₽16990
₽17699
₽22197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
income
-
-
-
11 356
health
-
-
-
5 256
pensions
-
-
-
7 250
total
-
-
-
23 862
Employee
15 139
-
43 344
-
health
757
-
1 813
-
unemployment
151
-
363
-
pensions
1 362
-
3 263
-
income
2 929
-
10 975
-
total
5 199
-
16 414
-
Employer
15 139
-
43 344
-
health
1 438
-
3 444
-
pensions
1 665
-
3 988
-
unemployment
303
-
725
-
total
3 406
-
8 157
-
Corporate
32 955
51 500
-
-
income
7 250
11 330
-
-
total
7 250
11 330
-
-
Dividends
25 705
40 170
-
-
withholding
5 141
8 034
-
-
total
5 141
8 034
-
-
Income
51 500
51 500
51 500
51 500
Total tax
20 996
19 364
24 571
23 862
After tax
30 504
32 136
26 929
27 638
Living cost
9 939
9 939
9 939
9 939
Free-cash
20 565
22 197
16 990
17 699

Estimated living cost  is ₽9939 per week

₽5907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽806
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽228
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2999
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽11636
₽9385
₽10507
₽14212
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
pensions
-
-
-
10 300
unemployment
-
-
-
184
income
-
-
-
8 069
other
-
-
-
-
health
-
-
-
3 656
surtax
-
-
-
602
total
-
-
-
22 811
Employee
27 260
-
42 544
-
health
696
-
1 084
-
unemployment
1 897
-
2 962
-
pensions
1 819
-
2 837
-
income
4 570
-
7 576
-
other
-
-
-
-
surtax
97
-
518
-
total
9 079
-
14 977
-
Employer
27 260
-
42 544
-
health
1 240
-
1 936
-
pensions
3 634
-
5 671
-
unemployment
865
-
1 349
-
other
-
-
-
-
total
5 739
-
8 956
-
Corporate
18 501
51 500
-
-
income
4 810
13 390
-
-
total
4 810
13 390
-
-
Dividends
13 692
38 110
-
-
withholding
2 054
5 716
-
-
total
2 054
5 716
-
-
Income
51 500
51 500
51 500
51 500
Total tax
21 682
19 106
23 933
22 811
After tax
29 818
32 394
27 567
28 689
Living cost
18 182
18 182
18 182
18 182
Free-cash
11 636
14 212
9 385
10 507

Estimated living cost  is ₽18182 per week

₽10977
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1581
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5203
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽3227
-₽6779
₽2452
₽3624
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
51 500
pensions
-
-
-
9 527
chamber of commerce
-
-
-
206
unemployment
-
-
-
4 965