Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 50500
per

Your estimated
City
free-cash

Valencia , Spain
₽5129
₽4768
₽11231
₽6847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
7 709
accident
-
-
-
455
unemployment
-
-
-
354
pensions
-
-
-
14 292
other
-
-
-
51
total
-
-
-
22 861
Employee
30 753
-
38 292
-
other
30
-
38
-
income
5 929
-
7 862
-
unemployment
477
-
593
-
pensions
1 446
-
1 799
-
total
7 882
-
10 292
-
Employer
30 753
-
38 292
-
unemployment
1 692
-
2 105
-
pensions
7 257
-
9 037
-
other
246
-
308
-
accident
609
-
758
-
total
9 804
-
12 208
-
Corporate
9 943
50 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 491
7 574
-
-
total
1 491
7 574
-
-
Dividends
8 451
42 926
-
-
withholding
1 605
8 824
-
-
total
1 605
8 824
-
-
Income
50 500
50 500
50 500
50 500
Total tax
20 782
16 398
22 500
22 861
After tax
29 718
34 102
28 000
27 639
Living cost
22 871
22 871
22 871
22 871
Free-cash
6 847
11 231
5 129
4 768

Estimated living cost  is ₽22871 per week

₽15437
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2199
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽401
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽7437
₽5184
₽14942
₽9326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
6 414
health
-
-
-
2 222
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 120
other
-
-
-
2 399
total
-
-
-
23 155
Employee
30 198
-
40 334
-
income
5 199
-
6 943
-
health
423
-
565
-
unemployment
301
-
404
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 113
-
2 824
-
total
8 036
-
10 736
-
Employer
30 198
-
40 334
-
unemployment
301
-
404
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 134
-
6 858
-
other
1 510
-
2 017
-
accident
241
-
322
-
health
423
-
565
-
total
7 609
-
10 166
-
Corporate
12 691
50 500
-
-
income
2 666
10 605
-
-
total
2 666
10 605
-
-
Dividends
10 026
39 895
-
-
withholding
702
2 792
-
-
total
702
2 792
-
-
Income
50 500
50 500
50 500
50 500
Total tax
19 013
13 397
20 902
23 155
After tax
31 487
37 103
29 598
27 345
Living cost
22 161
22 161
22 161
22 161
Free-cash
9 326
14 942
7 437
5 184

Estimated living cost  is ₽22161 per week

₽15658
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4650
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽25197
₽24253
₽32266
₽28402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
7 575
health
-
-
-
3 343
unemployment
-
-
-
116
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 302
total
-
-
-
15 336
Employee
14 447
-
44 797
-
income
1 444
-
4 480
-
health
665
-
1 337
-
accident

We are using the highest rate at 1.1%.

159
-
320
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 268
-
2 552
-
total
3 536
-
8 689
-
Employer
14 447
-
44 797
-
unemployment
86
-
174
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 592
-
3 203
-
accident

We are using the highest rate at 1.1%.

159
-
320
-
health
997
-
2 006
-
total
2 834
-
5 703
-
Corporate
33 218
50 500
-
-
income
3 322
5 050
-
-
total
3 322
5 050
-
-
Dividends
29 896
45 450
-
-
withholding
1 495
2 273
-
-
total
1 495
2 273
-
-
Income
50 500
50 500
50 500
50 500
Total tax
11 187
7 323
14 392
15 336
After tax
39 313
43 177
36 108
35 164
Living cost
10 911
10 911
10 911
10 911
Free-cash
28 402
32 266
25 197
24 253

Estimated living cost  is ₽10911 per week

₽6370
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽779
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽289
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3473
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽2128
₽1747
-₽3002
₽1908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
2 397
social contributions
-
-
-
1 438
health
-
-
-
437
surtax
-
-
-
-
pensions
-
-
-
14 460
other
-
-
-
1 566
total
-
-
-
20 298
Employee
35 595
-
38 483
-
income
2 101
-
2 450
-
social contributions
1 015
-
1 097
-
surtax
-
-
-
-
pensions
4 025
-
4 353
-
total
7 141
-
7 900
-
Employer
35 595
-
38 483
-
unemployment
1 441
-
1 558
-
social contributions
107
-
115
-
pensions
5 848
-
6 323
-
other
1 228
-
1 327
-
health
2 492
-
2 694
-
total
11 116
-
12 017
-
Corporate
3 789
50 500
-
-
income
1 061
14 140
-
-
surtax
-
-
-
-
total
1 061
14 140
-
-
Dividends
2 728
36 360
-
-
withholding
349
4 654
-
-
surtax
-
-
-
-
social contributions
470
6 253
-
-
total
819
10 907
-
-
Income
50 500
50 500
50 500
50 500
Total tax
20 137
25 047
19 917
20 298
After tax
30 363
25 453
30 583
30 202
Living cost
28 455
28 455
28 455
28 455
Free-cash
1 908
-3 002
2 128
1 747

Estimated living cost  is ₽28455 per week

₽17942
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2314
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7716
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽32088
-₽5993
-₽27420
-₽32088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
4 810
health
-
-
-
7 753
pensions
-
-
-
9 089
total
-
-
-
21 652
Employee
71 024
71 024
71 024
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 625
11 625
11 625
-
health
10 901
9 273
10 901
-
pensions
12 784
9 744
12 784
-
total
35 310
30 642
35 310
-
Employer
71 024
71 024
71 024
-
unemployment
2 557
2 557
2 557
-
pensions
4 943
4 943
4 943
-
health
4 937
4 937
4 937
-
total
12 437
12 437
12 437
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
47 747
43 079
47 747
21 652
After tax
2 753
7 421
2 753
28 848
Living cost
34 841
34 841
34 841
34 841
Free-cash
-32 088
-27 420
-32 088
-5 993

Estimated living cost  is ₽34841 per week

₽24691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3141
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6455
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽13264
₽11400
₽438
₽9635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
50 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 032
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 682
trade
-
-
-
1 864
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
331
total
-
-
-
13 909
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 811
-
50 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

889
-
6 032
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 682
-
5 682
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
331
-
total
6 620
-
12 045
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
18 689
50 500
-
-
chamber of commerce
153
199
-
-
income
2 803
7 574
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

155
417
-
-
trade
2 944
7 953
-
-
total
6 055
16 143
-
-
Dividends
12 635
34 357
-
-
withholding
2 843
8 273
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

156
455
-
-
total
2 999
8 728
-
-
Income
50 500
50 500
50 500
50 500
Total tax
15 674
24 871
12 045
13 909
After tax
34 826
25 629
38 455
36 591
Living cost
25 191
25 191
25 191
25 191
Free-cash
9 635
438
13 264
11 400

Estimated living cost  is ₽25191 per week

₽15846
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2937
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5938
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽15543
₽19967
₽12437
₽13372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
2 112
social contributions
-
-
-
7 877
health
-
-
-
1 288
total
-
-
-
11 277
Employee
63 954
63 954
63 954
-
income
6 963
5 920
6 463
-
social contributions
2 418
5 308
3 805
-
health
496
1 087
780
-
total
9 877
12 315
11 048
-
Employer
63 954
63 954
63 954
-
social contributions
2 418
5 308
3 805
-
health
538
1 184
848
-
total
2 956
6 492
4 653
-
Corporate
18 411
-
-
-
income
2 301
-
-
-
total
2 301
-
-
-
Dividends
16 110
-
-
-
withholding
2 738
-
-
-
total
2 738
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
17 872
18 807
15 701
11 277
After tax
32 628
31 693
34 799
39 223
Living cost
19 256
19 256
19 256
19 256
Free-cash
13 372
12 437
15 543
19 967

Estimated living cost  is ₽19256 per week

₽11541
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1889
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5401
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽1477
₽2950
₽2636
₽1800
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
50 500
income
-
-
-
3 913
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
17 549
surtax
-
-
-
-
total
-
-
-
21 462
Employee
38 252
-
40 808
-
income
7 956
-
8 754
-
social contributions
4 208
-
4 489
-
surtax
-
-
-
-
total
12 164
-
13 243
-
Employer
38 252
-
40 808
-
social contributions
9 085
-
9 692
-
total
9 085
-
9 692
-
Corporate
3 164
50 500
-
-
income
664
10 605
-
-
surtax
-
-
-
-
total
664
10 605
-
-
Dividends
2 499
39 895
-
-
withholding
699
11 171
-
-
total
699
11 171
-
-
Income
50 500
50 500
50 500
50 500
Total tax
22 612
21 776
22 935
21 462
After tax
27 888
28 724
27 565
29 038
Living cost
26 088
26 088
26 088
26 088
Free-cash
1 800
2 636
1 477
2 950

Estimated living cost  is ₽26088 per week

₽19519
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽34182
₽43777
₽41757
₽40591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
50 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
505
total
-
-
-
505
Employee
7 773
-
50 500
-
income
1 554
-
10 100
-
total
1 554
-
10 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

42 727
50 500
-
-
total
-
-
-
-
Dividends
42 727
50 500
-
-
withholding
2 137
2 525
-
-
total
2 137
2 525
-
-
Income
50 500
50 500
50 500
50 500
Total tax
3 691
2 525
10 100
505
After tax
46 809
47 975
40 400
49 995
Living cost
6 218
6 218
6 218
6 218
Free-cash
40 591
41 757
34 182
43 777

Estimated living cost  is ₽6218 per week

₽3854
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽3803
₽5252
₽12461
₽5505
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
50 500
income
-
-
-
8 674
health
-
-
-
4 968
unemployment
-
-
-
76
pensions
-
-
-
9 222
total
-
-
-
22 940
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 778
-
43 696
-
income
6 342
-
7 927
-
health
2 375
-
2 824
-
unemployment
52
-
62
-
pensions
5 701
-
6 772
-
total
14 470
-
17 585
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 778
-
43 696
-
unemployment
22
-
27
-
pensions
3 254
-
3 867
-
health
2 450
-
2 910
-
total
5 726
-
6 804
-
Corporate
7 996
50 500
-
-
income
1 520
9 595
-
-
total
1 520
9 595
-
-
Dividends
6 476
40 905
-
-
withholding
971
6 136
-
-
total
971
6 136
-
-
Income
50 500
50 500
50 500
50 500
Total tax
22 687
15 731
24 389
22 940
After tax
27 813
34 769
26 111
27 560
Living cost
22 308
22 308
22 308
22 308
Free-cash
5 505
12 461
3 803
5 252

Estimated living cost  is ₽22308 per week

₽15310
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1430
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5137
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽6388
-₽8825
-₽1760
₽3057
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
50 500
income
-
-
-
23 675
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 459
total
-
-
-
29 134
Employee
38 153
-
46 674
-
social contributions
3 823
-
3 826
-
income
4 140
-
6 269
-
total
7 963
-
10 095
-
Employer
38 153
-
46 674
-
social contributions
3 823
-
3 826
-
total
3 823
-
3 826
-
Corporate
8 524
50 500
-
-
income
2 983
17 675
-
-
total
2 983
17 675
-
-
Dividends
5 541
32 825
-
-
social contributions
2 483
4 394
-
-
total
2 483
4 394
-
-
Income
50 500
50 500
50 500
50 500
Total tax
17 252
22 069
13 921
29 134
After tax
33 248
28 431
36 579
21 366
Living cost
30 191
30 191
30 191
30 191
Free-cash
3 057
-1 760
6 388
-8 825

Estimated living cost  is ₽30191 per week

₽19887
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2380
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7461
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽12537
₽14796
₽13174
₽13606
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
7 574
social contributions
-
-
-
6 970
health
-
-
-
3 524
total
-
-
-
18 068
Employee
28 199
-
50 500
-
income
4 703
-
9 833
-
social contributions
3 892
-
6 970
-
health
1 968
-
3 524
-
total
10 563
-
20 327
-
Employer
28 199
-
50 500
-
total
-
-
-
-
Corporate
22 301
50 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 114
2 525
-
-
total
1 114
2 525
-
-
Dividends
21 186
47 975
-
-
withholding
3 179
7 195
-
-
health
1 479
3 349
-
-
social contributions
2 923
6 621
-
-
total
7 581
17 165
-
-
Income
50 500
50 500
50 500
50 500
Total tax
19 258
19 690
20 327
18 068
After tax
31 242
30 810
30 173
32 432
Living cost
17 636
17 636
17 636
17 636
Free-cash
13 606
13 174
12 537
14 796

Estimated living cost  is ₽17636 per week

₽11803
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1087
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽406
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4339
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽2822
₽1792
₽11965
₽3830
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
4 340
social contributions
-
-
-
14 746
solidarity contribution
-
-
-
-
health
-
-
-
6 818
total
-
-
-
25 904
Employee
33 535
-
37 687
-
solidarity contribution
-
-
-
-
income
4 024
-
4 522
-
social contributions
2 180
-
2 450
-
health
4 527
-
5 088
-
total
10 731
-
12 060
-
Employer
33 535
-
37 687
-
social contributions
8 384
-
9 422
-
health
3 018
-
3 392
-
total
11 402
-
12 814
-
Corporate
5 563
50 500
-
-
income
1 057
9 595
-
-
total
1 057
9 595
-
-
Dividends
4 506
40 905
-
-
withholding
676
6 136
-
-
total
676
6 136
-
-
Income
50 500
50 500
50 500
50 500
Total tax
23 866
15 731
24 874
25 904
After tax
26 634
34 769
25 626
24 596
Living cost
22 804
22 804
22 804
22 804
Free-cash
3 830
11 965
2 822
1 792

Estimated living cost  is ₽22804 per week

₽16958
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽395
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4188
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽30710
₽40305
₽38285
₽36468
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
50 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
505
total
-
-
-
505
Employee
12 113
-
50 500
-
income
2 423
-
10 100
-
total
2 423
-
10 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

38 387
50 500
-
-
total
-
-
-
-
Dividends
38 387
50 500
-
-
withholding
1 919
2 525
-
-
total
1 919
2 525
-
-
Income
50 500
50 500
50 500
50 500
Total tax
4 342
2 525
10 100
505
After tax
46 158
47 975
40 400
49 995
Living cost
9 690
9 690
9 690
9 690
Free-cash
36 468
38 285
30 710
40 305

Estimated living cost  is ₽9690 per week

₽6557
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽407
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽325
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2401
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽9587
-₽9968
-₽14717
-₽17860
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
2 397
social contributions
-
-
-
1 438
health
-
-
-
437
surtax
-
-
-
-
pensions
-
-
-
14 460
other
-
-
-
1 566
total
-
-
-
20 298
Employee
52 091
-
38 483
-
income
4 545
-
2 450
-
social contributions
1 484
-
1 097
-
surtax
-
-
-
-
pensions
5 892
-
4 353
-
total
11 921
-
7 900
-
Employer
52 091
-
38 483
-
unemployment
2 110
-
1 558
-
social contributions
156
-
115
-
pensions
8 559
-
6 323
-
other
1 798
-
1 327
-
health
3 646
-
2 694
-
total
16 269
-
12 017
-
Corporate
-
50 500
-
-
income
-
14 140
-
-
surtax
-
-
-
-
total
-
14 140
-
-
Dividends
-
36 360
-
-
withholding
-
4 654
-
-
surtax
-
-
-
-
social contributions
-
6 253
-
-
total
-
10 907
-
-
Income
50 500
50 500
50 500
50 500
Total tax
28 190
25 047
19 917
20 298
After tax
22 310
25 453
30 583
30 202
Living cost
40 170
40 170
40 170
40 170
Free-cash
-17 860
-14 717
-9 587
-9 968

Estimated living cost  is ₽40170 per week

₽27186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3286
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽551
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9146
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽12746
₽10571
₽22151
₽18074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
50 500
income
-
-
-
6 504
health
-
-
-
5 202
unemployment
-
-
-
758
pensions
-
-
-
13 130
total
-
-
-
25 594
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 617
-
42 833
-
income
2 980
-
7 228
-
health
1 113
-
2 206
-
unemployment
162
-
321
-
pensions
3 026
-
5 997
-
total
7 281
-
15 752
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 617
-
42 833
-
unemployment
162
-
321
-
pensions
2 594
-
5 140
-
health
1 113
-
2 206
-
total
3 869
-
7 667
-
Corporate
25 014
50 500
-
-
income
3 752
7 575
-
-
total
3 752
7 575
-
-
Dividends
21 262
42 925
-
-
withholding
3 189
6 439
-
-
total
3 189
6 439
-
-
Income
50 500
50 500
50 500
50 500
Total tax
18 091
14 014
23 419
25 594
After tax
32 409
36 486
27 081
24 906
Living cost
14 335
14 335
14 335
14 335
Free-cash
18 074
22 151
12 746
10 571

Estimated living cost  is ₽14335 per week

₽9652
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3160
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽17973
-₽15383
-₽34968
-₽23921
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
regional
-
-
-
1 269
national
-
-
-
177
health
-
-
-
189
city
-
-
-
531
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 010
pensions
-
-
-
4 645
total
-
-
-
7 821
Employee
67 947
-
45 202
-
regional
2 225
-
1 077
-
city
729
-
486
-
health
154
-
101
-
unemployment
-
-
-
-
national
322
-
148
-
pensions
5 708
-
3 797
-
total
9 138
-
5 609
-
Employer
67 947
-
45 202
-
unemployment
-
-
-
-
pensions
5 708
-
3 797
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 359
-
904
-
health
154
-
101
-
total
7 221
-
4 802
-
Corporate
-
50 500
-
-
regional
-
10 680
-
-
national
-
4 292
-
-
total
-
14 972
-
-
Dividends
-
35 528
-
-
withholding
-
12 434
-
-
total
-
12 434
-
-
Income
50 500
50 500
50 500
50 500
Total tax
16 359
27 406
10 411
7 821
After tax
34 141
23 094
40 089
42 679
Living cost
58 062
58 062
58 062
58 062
Free-cash
-23 921
-34 968
-17 973
-15 383

Estimated living cost  is ₽58062 per week

₽37757
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5210
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽713
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14382
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
-₽875
₽6844
₽2862
-₽1514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
50 500
municipal
-
-
-
9 012
national
-
-
-
2 282
health
-
-
-
431
total
-
-
-
11 725
Employee
43 757
-
42 484
-
health
327
-
308
-
unemployment
657
-
638
-
national
723
-
653
-
municipal
7 167
-
6 960
-
pensions
2 953
-
2 868
-
total
11 827
-
11 427
-
Employer
43 757
-
42 484
-
unemployment
284
-
276
-
pensions
7 592
-
7 371
-
accident
44
-
43
-
health
336
-
327
-
total
8 256
-
8 017
-
Corporate
-
50 500
-
-
income
-
10 100
-
-
total
-
10 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
30 300
-
-
national
-
152
-
-
municipal
-
5 455
-
-
total
-
5 607
-
-
Income
50 500
50 500
50 500
50 500
Total tax
20 083
15 707
19 444
11 725
After tax
30 417
34 793
31 056
38 775
Living cost
31 931
31 931
31 931
31 931
Free-cash
-1 514
2 862
-875
6 844

Estimated living cost  is ₽31931 per week

₽20857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3071
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽8828
-₽3594
-₽1884
-₽26311
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
national
-
-
-
14 992
social contributions
-
-
-
6 114
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 663
total
-
-
-
23 769
Employee

The minimum management director salary is set at €45,000 per year.

59 492
-
39 114
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 795
-
1 839
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 103
-
2 041
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

518
-
341
-
national
18 290
-
10 463
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 462
-
2 934
-
total
29 168
-
17 618
-
Employer

The minimum management director salary is set at €45,000 per year.

59 492
-
39 114
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

868
-
571
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 272
-
3 466
-
surtax
6 746
-
4 435
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

773
-
508
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 659
-
2 405
-
total
17 318
-
11 385
-
Corporate
-
50 500
-
-
income
-
10 100
-
-
surtax
-
202
-
-
total
-
10 302
-
-
Dividends
-
40 198
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
11 757
-
-
total
-
11 757
-
-
Income
50 500
50 500
50 500
50 500
Total tax
46 486
22 059
29 003
23 769
After tax
4 014
28 441
21 497
26 731
Living cost
30 325
30 325
30 325
30 325
Free-cash
-26 311
-1 884
-8 828
-3 594

Estimated living cost  is ₽30325 per week

₽19533
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2652
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽475
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽7415
-₽9208
-₽6810
-₽13886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
municipal
-
-
-
10 696
national
-
-
-
-
health
-
-
-
3 151
accident
-
-
-
101
unemployment
-
-
-
50
pensions
-
-
-
5 459
other
-
-
-
5 868
total
-
-
-
25 325
Employee
48 993
-
38 426
-
national
-
-
-
-
municipal
14 610
-
11 459
-
total
14 610
-
11 459
-
Employer
48 993
-
38 426
-
unemployment
1 293
-
1 014
-
pensions
5 296
-
4 154
-
other
5 693
-
4 465
-
accident
98
-
77
-
health
3 013
-
2 363
-
total
15 393
-
12 073
-
Corporate
-
50 500
-
-
income
-
11 110
-
-
total
-
11 110
-
-
Dividends
-
39 390
-
-
withholding
-
11 817
-
-
total
-
11 817
-
-
Income
50 500
50 500
50 500
50 500
Total tax
30 003
22 927
23 532
25 325
After tax
20 497
27 573
26 968
25 175
Living cost
34 383
34 383
34 383
34 383
Free-cash
-13 886
-6 810
-7 415
-9 208

Estimated living cost  is ₽34383 per week

₽22788
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3374
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7699
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₽848
-₽3151
-₽7326
-₽80987
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
9 844
social contributions
-
-
-
5 757
total
-
-
-
15 601
Employee
54 559
-
-
-
income
12 035
-
-
-
social contributions
4 474
-
638
-
total
16 509
-
638
-
Employer
54 559
-
-
-
social contributions
76 928
-
10 964
-
total
76 928
-
10 964
-
Corporate
-
50 500
-
-
income
-
11 110
-
-
total
-
11 110
-
-
Dividends
-
39 390
-
-
income
-
8 666
-
-
total
-
8 666
-
-
Income
50 500
50 500
50 500
50 500
Total tax
93 437
19 776
11 602
15 601
After tax
-42 937
30 724
38 898
34 899
Living cost
38 050
38 050
38 050
38 050
Free-cash
-80 987
-7 326
848
-3 151

Estimated living cost  is ₽38050 per week

₽24689
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3579
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9298
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽7823
₽12247
₽4717
₽6727
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
2 112
social contributions
-
-
-
7 877
health
-
-
-
1 288
total
-
-
-
11 277
Employee
63 954
63 954
63 954
-
income
6 716
5 920
6 463
-
social contributions
3 108
5 308
3 805
-
health
636
1 087
780
-
total
10 460
12 315
11 048
-
Employer
63 954
63 954
63 954
-
social contributions
3 108
5 308
3 805
-
health
693
1 184
848
-
total
3 801
6 492
4 653
-
Corporate
9 264
-
-
-
income
1 158
-
-
-
total
1 158
-
-
-
Dividends
8 105
-
-
-
withholding
1 378
-
-
-
total
1 378
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
16 797
18 807
15 701
11 277
After tax
33 703
31 693
34 799
39 223
Living cost
26 976
26 976
26 976
26 976
Free-cash
6 727
4 717
7 823
12 247

Estimated living cost  is ₽26976 per week

₽18441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2107
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽453
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5975
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽2508
₽7743
₽7733
₽3160
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
9 462
pensions
-
-
-
3 191
total
-
-
-
12 653
Employee
41 322
-
44 967
-
income
7 525
-
8 152
-
health
539
-
614
-
pensions
3 154
-
3 591
-
total
11 218
-
12 357
-
Employer
41 322
-
44 967
-
pensions
4 175
-
4 676
-
health
785
-
855
-
total
4 960
-
5 531
-
Corporate
4 218
50 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

801
9 595
-
-
total
801
9 595
-
-
Dividends
3 417
40 905
-
-
withholding
257
3 068
-
-
total
257
3 068
-
-
Income
50 500
50 500
50 500
50 500
Total tax
17 236
12 663
17 888
12 653
After tax
33 264
37 837
32 612
37 847
Living cost
30 104
30 104
30 104
30 104
Free-cash
3 160
7 733
2 508
7 743

Estimated living cost  is ₽30104 per week

₽20651
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽377
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6306
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽8728
-₽5927
-₽6534
-₽19585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
municipal
-
-
-
338
regional
-
-
-
787
national
-
-
-
9 181
social contributions
-
-
-
12 988
total
-
-
-
23 294
Employee
70 084
-
50 500
-
regional
1 058
-
676
-
social contributions
23 632
-
17 028
-
national
11 844
-
8 090
-
municipal
418
-
301
-
total
36 952
-
26 095
-
Employer
70 084
-
50 500
-
total
-
-
-
-
Corporate
-
50 500
-
-
nationa
-
12 120
-
-
municipal
-
2 434
-
-
total
-
14 554
-
-
Dividends
-
35 946
-
-
withholding
-
9 347
-
-
total
-
9 347
-
-
Income
50 500
50 500
50 500
50 500
Total tax
36 952
23 901
26 095
23 294
After tax
13 548
26 599
24 405
27 206
Living cost
33 133
33 133
33 133
33 133
Free-cash
-19 585
-6 534
-8 728
-5 927

Estimated living cost  is ₽33133 per week

₽23274
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽500
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽8924
₽17479
-₽13273
₽1428
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
10 162
health
-
-
-
1 721
accident
-
-
-
199
pensions
-
-
-
3 284
other
-
-
-
292
total
-
-
-
15 658
Employee
27 313
-
41 951
-
income
3 747
-
6 137
-
health
3 127
-
4 803
-
pensions
3 075
-
4 724
-
total
9 949
-
15 664
-
Employer
27 313
-
41 951
-
unemployment
669
-
1 028
-
pensions
4 441
-
6 821
-
accident
456
-
700
-
total
5 566
-
8 549
-
Corporate
17 621
50 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

15 859
45 450
-
-
total
15 859
45 450
-
-
Dividends
1 762
5 050
-
-
withholding
335
960
-
-
total
335
960
-
-
Income
50 500
50 500
50 500
50 500
Total tax
31 709
46 410
24 213
15 658
After tax
18 791
4 090
26 287
34 842
Living cost
17 363
17 363
17 363
17 363
Free-cash
1 428
-13 273
8 924
17 479

Estimated living cost  is ₽17363 per week

₽12726
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽362
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3313
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽6345
₽4647
-₽5961
₽4917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
50 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 032
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 682
trade
-
-
-
1 698
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
331
total
-
-
-
13 743
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 382
-
50 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 403
-
6 032
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 682
-
5 682
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

188
-
331
-
total
9 273
-
12 045
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 118
50 500
-
-
chamber of commerce
139
200
-
-
income
1 368
7 574
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

76
417
-
-
trade
1 308
7 246
-
-
total
2 891
15 437
-
-
Dividends
6 226
35 063
-
-
withholding
1 241
8 450
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

68
464
-
-
total
1 309
8 914
-
-
Income
50 500
50 500
50 500
50 500
Total tax
13 473
24 351
12 045
13 743
After tax
37 027
26 149
38 455
36 757
Living cost
32 110
32 110
32 110
32 110
Free-cash
4 917
-5 961
6 345
4 647

Estimated living cost  is ₽32110 per week

₽22150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3455
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6039
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽11535
₽23005
₽23097
₽16274
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
50 500
microenterprise
-
-
-
7 574
income
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 618
surtax
-
-
-
-
total
-
-
-
10 192
Employee
24 303
-
40 696
-
income
4 326
-
7 383
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 674
-
4 476
-
surtax
-
-
-
-
total
7 000
-
11 859
-
Employer
24 303
-
40 696
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 854
-
9 803
-
surtax
-
-
-
-
total
5 854
-
9 803
-
Corporate
20 343
50 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 069
10 100
-
-
total
4 069
10 100
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

16 275
40 400
-
-
total
-
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
16 923
10 100
21 662
10 192
After tax
33 577
40 400
28 838
40 308
Living cost
17 303
17 303
17 303
17 303
Free-cash
16 274
23 097
11 535
23 005

Estimated living cost  is ₽17303 per week

₽11039
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1648
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽393
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽15007
₽15771
₽20768
₽19002
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
10 466
health
-
-
-
5 682
pensions
-
-
-
7 837
total
-
-
-
23 985
Employee
16 364
-
41 683
-
income
3 166
-
10 054
-
health
818
-
1 959
-
unemployment
164
-
392
-
pensions
1 473
-
3 527
-
total
5 621
-
15 932
-
Employer
16 364
-
41 683
-
unemployment
327
-
784
-
pensions
1 800
-
4 310
-
health
1 555
-
3 723
-
total
3 682
-
8 817
-
Corporate
30 453
50 500
-
-
income
6 700
11 110
-
-
total
6 700
11 110
-
-
Dividends
23 754
39 390
-
-
withholding
4 751
7 878
-
-
total
4 751
7 878
-
-
Income
50 500
50 500
50 500
50 500
Total tax
20 754
18 988
24 749
23 985
After tax
29 746
31 512
25 751
26 515
Living cost
10 744
10 744
10 744
10 744
Free-cash
19 002
20 768
15 007
15 771

Estimated living cost  is ₽10744 per week

₽6385
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽246
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3242
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽8538
₽9633
₽13083
₽10438
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
7 781
health
-
-
-
3 586
unemployment
-
-
-
189
surtax
-
-
-
530
pensions
-
-
-
10 100
other
-
-
-
-
total
-
-
-
22 186
Employee
28 009
-
41 718
-
other
-
-
-
-
income
4 695
-
7 300
-
health
715
-
1 064
-
unemployment
1 949
-
2 904
-
surtax
99
-
448
-
pensions
1 869
-
2 783
-
total
9 327
-
14 499
-
Employer
28 009
-
41 718
-
unemployment
889
-
1 323
-
pensions
3 734
-
5 560
-
other
-
-
-
-
health
1 274
-
1 899
-
total
5 897
-
8 782
-
Corporate
16 595
50 500
-
-
income
4 315
13 130
-
-
total
4 315
13 130
-
-
Dividends
12 280
37 370
-
-
withholding
1 842
5 606
-
-
total
1 842
5 606
-
-
Income
50 500
50 500
50 500
50 500
Total tax
21 381
18 736
23 281
22 186
After tax
29 119
31 764
27 219
28 314
Living cost
18 681
18 681
18 681
18 681
Free-cash
10 438
13 083
8 538
9 633

Estimated living cost  is ₽18681 per week

₽11279
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1624
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽434
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
-₽7491
₽1371
₽2416
₽2001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
4 086
chamber of commerce
-
-
-
202
health
-
-
-
3 864