Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 50500
per

Your estimated
City
free-cash

Valencia , Spain
₽7342
₽5482
₽5125
₽11631
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
unemployment
-
-
-
353
income
-
-
-
7 760
other
-
-
-
51
accident
-
-
-
454
pensions
-
-
-
14 291
total
-
-
-
22 909
Employee
30 208
-
38 292
-
unemployment
468
-
594
-
pensions
1 420
-
1 800
-
income
5 824
-
7 914
-
other
29
-
39
-
total
7 741
-
10 347
-
Employer
30 208
-
38 292
-
pensions
7 129
-
9 037
-
accident
598
-
758
-
unemployment
1 662
-
2 105
-
other
242
-
305
-
total
9 631
-
12 205
-
Corporate
10 661
50 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

1 598
7 575
-
-
total
1 598
7 575
-
-
Dividends
9 062
42 925
-
-
withholding
1 722
8 828
-
-
total
1 722
8 828
-
-
Income
50 500
50 500
50 500
50 500
Total tax
20 692
16 403
22 552
22 909
After tax
29 808
34 097
27 948
27 591
Living cost
22 466
22 466
22 466
22 466
Free-cash
7 342
11 631
5 482
5 125

Estimated living cost  is ₽22466 per week

₽15164
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2160
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4749
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₽9816
₽7835
₽5578
₽15335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 119
income
-
-
-
6 414
other
-
-
-
2 398
health
-
-
-
2 222
total
-
-
-
23 153
Employee
29 663
-
40 334
-
health
415
-
564
-
unemployment
296
-
403
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 076
-
2 823
-
income
5 107
-
6 944
-
total
7 894
-
10 734
-
Employer
29 663
-
40 334
-
health
415
-
564
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

5 043
-
6 856
-
accident
237
-
322
-
unemployment
296
-
403
-
other
1 484
-
2 017
-
total
7 475
-
10 162
-
Corporate
13 361
50 500
-
-
income
2 806
10 604
-
-
total
2 806
10 604
-
-
Dividends
10 555
39 896
-
-
withholding
740
2 792
-
-
total
740
2 792
-
-
Income
50 500
50 500
50 500
50 500
Total tax
18 915
13 396
20 896
23 153
After tax
31 585
37 104
29 604
27 347
Living cost
21 769
21 769
21 769
21 769
Free-cash
9 816
15 335
7 835
5 578

Estimated living cost  is ₽21769 per week

₽15381
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1470
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽350
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4567
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽28681
₽25580
₽24608
₽32473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 220
unemployment
-
-
-
114
income
-
-
-
7 575
health
-
-
-
3 279
total
-
-
-
15 188
Employee
14 173
-
44 905
-
health
652
-
1 312
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 244
-
2 504
-
income
1 417
-
4 491
-
total
3 469
-
8 621
-
Employer
14 173
-
44 905
-
health
978
-
1 968
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 562
-
3 142
-
accident

We are using the highest rate at 1.1%.

156
-
314
-
unemployment
85
-
171
-
total
2 781
-
5 595
-
Corporate
33 545
50 500
-
-
income
3 355
5 050
-
-
total
3 355
5 050
-
-
Dividends
30 191
45 450
-
-
withholding
1 510
2 273
-
-
total
1 510
2 273
-
-
Income
50 500
50 500
50 500
50 500
Total tax
11 115
7 323
14 216
15 188
After tax
39 385
43 177
36 284
35 312
Living cost
10 704
10 704
10 704
10 704
Free-cash
28 681
32 473
25 580
24 608

Estimated living cost  is ₽10704 per week

₽6249
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽764
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽284
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₽2327
₽2596
₽2231
-₽2498
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
2 439
other
-
-
-
1 566
health
-
-
-
437
social contributions
-
-
-
1 439
pensions
-
-
-
14 437
surtax
-
-
-
-
total
-
-
-
20 318
Employee
34 965
-
38 482
-
pensions
3 953
-
4 352
-
income
2 064
-
2 488
-
social contributions
997
-
1 096
-
surtax
-
-
-
-
total
7 014
-
7 936
-
Employer
34 965
-
38 482
-
health
2 448
-
2 693
-
social contributions
105
-
115
-
pensions
5 744
-
6 324
-
unemployment
1 415
-
1 558
-
other
1 206
-
1 327
-
total
10 918
-
12 017
-
Corporate
4 616
50 500
-
-
income
1 293
14 139
-
-
surtax
-
-
-
-
total
1 293
14 139
-
-
Dividends
3 323
36 361
-
-
social contributions
572
6 254
-
-
surtax
-
-
-
-
withholding
425
4 654
-
-
total
997
10 908
-
-
Income
50 500
50 500
50 500
50 500
Total tax
20 222
25 047
19 953
20 318
After tax
30 278
25 453
30 547
30 182
Living cost
27 951
27 951
27 951
27 951
Free-cash
2 327
-2 498
2 596
2 231

Estimated living cost  is ₽27951 per week

₽17624
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2273
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7580
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
-₽30628
-₽30628
-₽5386
-₽26042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
pensions
-
-
-
9 091
income
-
-
-
4 819
health
-
-
-
7 752
total
-
-
-
21 662
Employee
69 766
69 766
69 766
-
health
10 708
9 108
10 708
-
pensions
12 558
9 572
12 558
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

11 420
11 420
11 420
-
total
34 686
30 100
34 686
-
Employer
69 766
69 766
69 766
-
health
4 850
4 850
4 850
-
pensions
4 856
4 856
4 856
-
unemployment
2 512
2 512
2 512
-
total
12 218
12 218
12 218
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
46 904
42 318
46 904
21 662
After tax
3 596
8 182
3 596
28 838
Living cost
34 224
34 224
34 224
34 224
Free-cash
-30 628
-26 042
-30 628
-5 386

Estimated living cost  is ₽34224 per week

₽24254
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3085
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6341
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₽9915
₽13638
₽11666
₽878
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
50 500
trade
-
-
-
1 972
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 195
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 581
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
341
total
-
-
-
14 089
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 248
-
50 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 581
-
5 581
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

873
-
6 195
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
-
341
-
total
6 502
-
12 117
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
19 252
50 500
-
-
income
2 888
7 575
-
-
trade
3 033
7 953
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

158
417
-
-
chamber of commerce
152
197
-
-
total
6 231
16 142
-
-
Dividends
13 022
34 358
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

161
456
-
-
withholding
2 946
8 279
-
-
total
3 107
8 735
-
-
Income
50 500
50 500
50 500
50 500
Total tax
15 840
24 877
12 117
14 089
After tax
34 660
25 623
38 383
36 411
Living cost
24 745
24 745
24 745
24 745
Free-cash
9 915
878
13 638
11 666

Estimated living cost  is ₽24745 per week

₽15566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5832
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₽13784
₽16023
₽20200
₽13111
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
2 220
health
-
-
-
1 288
social contributions
-
-
-
7 877
total
-
-
-
11 385
Employee
62 821
62 821
62 821
-
health
487
1 068
780
-
income
6 840
5 815
6 324
-
social contributions
2 375
5 214
3 805
-
total
9 702
12 097
10 909
-
Employer
62 821
62 821
62 821
-
health
529
1 163
848
-
social contributions
2 375
5 214
3 805
-
total
2 904
6 377
4 653
-
Corporate
18 979
-
-
-
income
2 372
-
-
-
total
2 372
-
-
-
Dividends
16 607
-
-
-
withholding
2 823
-
-
-
total
2 823
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
17 801
18 474
15 562
11 385
After tax
32 699
32 026
34 938
39 115
Living cost
18 915
18 915
18 915
18 915
Free-cash
13 784
13 111
16 023
20 200

Estimated living cost  is ₽18915 per week

₽11336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1856
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽419
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5305
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₽2276
₽1872
₽3379
₽3100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
50 500
income
-
-
-
3 946
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
17 549
surtax
-
-
-
-
total
-
-
-
21 495
Employee
37 574
-
40 807
-
income
7 816
-
8 823
-
social contributions
4 133
-
4 488
-
surtax
-
-
-
-
total
11 949
-
13 311
-
Employer
37 574
-
40 807
-
social contributions
8 924
-
9 691
-
total
8 924
-
9 691
-
Corporate
4 002
50 500
-
-
income
840
10 604
-
-
surtax
-
-
-
-
total
840
10 604
-
-
Dividends
3 161
39 896
-
-
withholding
885
11 170
-
-
total
885
11 170
-
-
Income
50 500
50 500
50 500
50 500
Total tax
22 598
21 774
23 002
21 495
After tax
27 902
28 726
27 498
29 005
Living cost
25 626
25 626
25 626
25 626
Free-cash
2 276
3 100
1 872
3 379

Estimated living cost  is ₽25626 per week

₽19173
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1512
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽428
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4513
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽40735
₽34303
₽43898
₽41878
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
50 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
505
total
-
-
-
505
Employee
7 621
-
50 500
-
income
1 524
-
10 100
-
total
1 524
-
10 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

42 879
50 500
-
-
total
-
-
-
-
Dividends
42 879
50 500
-
-
withholding
2 144
2 525
-
-
total
2 144
2 525
-
-
Income
50 500
50 500
50 500
50 500
Total tax
3 668
2 525
10 100
505
After tax
46 832
47 975
40 400
49 995
Living cost
6 097
6 097
6 097
6 097
Free-cash
40 735
41 878
34 303
43 898

Estimated living cost  is ₽6097 per week

₽3778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽507
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1644
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₽6022
₽4135
₽5582
₽12856
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
50 500
pensions
-
-
-
9 223
unemployment
-
-
-
76
income
-
-
-
8 737
health
-
-
-
4 969
total
-
-
-
23 005
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 127
-
43 697
-
health
2 333
-
2 823
-
unemployment
51
-
60
-
pensions
5 600
-
6 774
-
income
6 230
-
7 992
-
total
14 214
-
17 649
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

36 127
-
43 697
-
health
2 406
-
2 910
-
pensions
3 197
-
3 867
-
unemployment
22
-
26
-
total
5 625
-
6 803
-
Corporate
8 749
50 500
-
-
income
1 662
9 595
-
-
total
1 662
9 595
-
-
Dividends
7 087
40 905
-
-
withholding
1 064
6 136
-
-
total
1 064
6 136
-
-
Income
50 500
50 500
50 500
50 500
Total tax
22 565
15 731
24 452
23 005
After tax
27 935
34 769
26 048
27 495
Living cost
21 913
21 913
21 913
21 913
Free-cash
6 022
12 856
4 135
5 582

Estimated living cost  is ₽21913 per week

₽15038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1405
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽425
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₽3585
₽6947
-₽7586
-₽1148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
50 500
income
-
-
-
23 255
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
5 175
total
-
-
-
28 430
Employee
37 478
-
46 742
-
social contributions
3 755
-
3 758
-
income
4 067
-
6 381
-
total
7 822
-
10 139
-
Employer
37 478
-
46 742
-
social contributions
3 755
-
3 758
-
total
3 755
-
3 758
-
Corporate
9 267
50 500
-
-
income
3 243
17 676
-
-
total
3 243
17 676
-
-
Dividends
6 024
32 824
-
-
social contributions
2 439
4 316
-
-
total
2 439
4 316
-
-
Income
50 500
50 500
50 500
50 500
Total tax
17 259
21 992
13 897
28 430
After tax
33 241
28 508
36 603
22 070
Living cost
29 656
29 656
29 656
29 656
Free-cash
3 585
-1 148
6 947
-7 586

Estimated living cost  is ₽29656 per week

₽19535
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2338
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7329
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₽13909
₽12816
₽15106
₽13484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
7 575
health
-
-
-
3 526
social contributions
-
-
-
6 969
total
-
-
-
18 070
Employee
27 700
-
50 500
-
health
1 933
-
3 526
-
income
4 620
-
9 865
-
social contributions
3 823
-
6 969
-
total
10 376
-
20 360
-
Employer
27 700
-
50 500
-
total
-
-
-
-
Corporate
22 800
50 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

1 140
2 526
-
-
total
1 140
2 526
-
-
Dividends
21 660
47 974
-
-
social contributions
2 989
6 620
-
-
withholding
3 250
7 197
-
-
health
1 512
3 349
-
-
total
7 751
17 166
-
-
Income
50 500
50 500
50 500
50 500
Total tax
19 267
19 692
20 360
18 070
After tax
31 233
30 808
30 140
32 430
Living cost
17 324
17 324
17 324
17 324
Free-cash
13 909
13 484
12 816
15 106

Estimated living cost  is ₽17324 per week

₽11594
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1068
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4262
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽3871
₽2852
₽1823
₽11995
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
4 340
health
-
-
-
6 817
social contributions
-
-
-
14 746
solidarity contribution
-
-
-
-
total
-
-
-
25 903
Employee
33 490
-
37 687
-
health
4 521
-
5 088
-
solidarity contribution
-
-
-
-
income
4 019
-
4 522
-
social contributions
2 177
-
2 450
-
total
10 717
-
12 060
-
Employer
33 490
-
37 687
-
health
3 014
-
3 392
-
social contributions
8 373
-
9 422
-
total
11 387
-
12 814
-
Corporate
5 623
50 500
-
-
income
1 068
9 595
-
-
total
1 068
9 595
-
-
Dividends
4 554
40 905
-
-
withholding
683
6 136
-
-
total
683
6 136
-
-
Income
50 500
50 500
50 500
50 500
Total tax
23 855
15 731
24 874
25 903
After tax
26 645
34 769
25 626
24 597
Living cost
22 774
22 774
22 774
22 774
Free-cash
3 871
11 995
2 852
1 823

Estimated living cost  is ₽22774 per week

₽16936
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1262
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽394
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4182
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₽36693
₽30899
₽40494
₽38474
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
50 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
505
total
-
-
-
505
Employee
11 876
-
50 500
-
income
2 375
-
10 100
-
total
2 375
-
10 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

38 624
50 500
-
-
total
-
-
-
-
Dividends
38 624
50 500
-
-
withholding
1 931
2 525
-
-
total
1 931
2 525
-
-
Income
50 500
50 500
50 500
50 500
Total tax
4 306
2 525
10 100
505
After tax
46 194
47 975
40 400
49 995
Living cost
9 501
9 501
9 501
9 501
Free-cash
36 693
38 474
30 899
40 494

Estimated living cost  is ₽9501 per week

₽6429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽319
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2354
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
-₽16649
-₽8912
-₽9277
-₽14006
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
2 439
other
-
-
-
1 566
health
-
-
-
437
social contributions
-
-
-
1 439
pensions
-
-
-
14 437
surtax
-
-
-
-
total
-
-
-
20 318
Employee
51 169
-
38 482
-
pensions
5 787
-
4 352
-
income
4 465
-
2 488
-
social contributions
1 457
-
1 096
-
surtax
-
-
-
-
total
11 709
-
7 936
-
Employer
51 169
-
38 482
-
health
3 581
-
2 693
-
social contributions
153
-
115
-
pensions
8 408
-
6 324
-
unemployment
2 073
-
1 558
-
other
1 766
-
1 327
-
total
15 981
-
12 017
-
Corporate
-
50 500
-
-
income
-
14 139
-
-
surtax
-
-
-
-
total
-
14 139
-
-
Dividends
-
36 361
-
-
social contributions
-
6 254
-
-
surtax
-
-
-
-
withholding
-
4 654
-
-
total
-
10 908
-
-
Income
50 500
50 500
50 500
50 500
Total tax
27 690
25 047
19 953
20 318
After tax
22 810
25 453
30 547
30 182
Living cost
39 459
39 459
39 459
39 459
Free-cash
-16 649
-14 006
-8 912
-9 277

Estimated living cost  is ₽39459 per week

₽26705
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8984
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₽18405
₽12979
₽10807
₽22409
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
50 500
pensions
-
-
-
13 130
unemployment
-
-
-
757
income
-
-
-
6 528
health
-
-
-
5 201
total
-
-
-
25 616
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 227
-
42 833
-
health
1 093
-
2 206
-
unemployment
159
-
321
-
pensions
2 972
-
5 997
-
income
2 926
-
7 253
-
total
7 150
-
15 777
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

21 227
-
42 833
-
health
1 093
-
2 206
-
pensions
2 547
-
5 140
-
unemployment
159
-
321
-
total
3 799
-
7 667
-
Corporate
25 474
50 500
-
-
income
3 821
7 575
-
-
total
3 821
7 575
-
-
Dividends
21 653
42 925
-
-
withholding
3 248
6 439
-
-
total
3 248
6 439
-
-
Income
50 500
50 500
50 500
50 500
Total tax
18 018
14 014
23 444
25 616
After tax
32 482
36 486
27 056
24 884
Living cost
14 077
14 077
14 077
14 077
Free-cash
18 405
22 409
12 979
10 807

Estimated living cost  is ₽14077 per week

₽9478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽407
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3103
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
-₽22292
-₽16729
-₽14135
-₽33700
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
pensions
-
-
-
4 647
city
-
-
-
531
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 009
health
-
-
-
185
regional
-
-
-
1 291
national
-
-
-
181
total
-
-
-
7 844
Employee
66 461
-
45 199
-
health
150
-
102
-
unemployment
-
-
-
-
city
713
-
486
-
pensions
5 584
-
3 797
-
regional
2 176
-
1 098
-
national
315
-
152
-
total
8 938
-
5 635
-
Employer
66 461
-
45 199
-
health
150
-
102
-
pensions
5 584
-
3 797
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 329
-
904
-
total
7 063
-
4 803
-
Corporate
-
50 500
-
-
regional
-
10 681
-
-
national
-
4 293
-
-
total
-
14 974
-
-
Dividends
-
35 526
-
-
withholding
-
12 435
-
-
total
-
12 435
-
-
Income
50 500
50 500
50 500
50 500
Total tax
16 001
27 409
10 438
7 844
After tax
34 499
23 091
40 062
42 656
Living cost
56 791
56 791
56 791
56 791
Free-cash
-22 292
-33 700
-16 729
-14 135

Estimated living cost  is ₽56791 per week

₽36931
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽5096
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽697
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽14067
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
-₽592
-₽341
₽7292
₽3398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
50 500
municipal
-
-
-
9 011
health
-
-
-
437
national
-
-
-
2 394
total
-
-
-
11 842
Employee
42 983
-
42 485
-
health
321
-
313
-
unemployment
645
-
637
-
pensions
2 901
-
2 868
-
national
710
-
682
-
municipal
7 040
-
6 960
-
total
11 617
-
11 460
-
Employer
42 983
-
42 485
-
health
330
-
327
-
pensions
7 457
-
7 370
-
accident
43
-
42
-
unemployment
279
-
276
-
total
8 109
-
8 015
-
Corporate
-
50 500
-
-
income
-
10 101
-
-
total
-
10 101
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
30 300
-
-
municipal
-
5 454
-
-
national
-
181
-
-
total
-
5 635
-
-
Income
50 500
50 500
50 500
50 500
Total tax
19 726
15 736
19 475
11 842
After tax
30 774
34 764
31 025
38 658
Living cost
31 366
31 366
31 366
31 366
Free-cash
-592
3 398
-341
7 292

Estimated living cost  is ₽31366 per week

₽20488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3017
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽499
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7363
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
-₽24951
-₽8343
-₽3185
-₽1352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 659
social contributions
-
-
-
6 194
national
-
-
-
15 044
total
-
-
-
23 897
Employee

The minimum management director salary is set at €45,000 per year.

58 439
-
39 113
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 746
-
1 839
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 048
-
2 040
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

509
-
340
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 383
-
2 933
-
national
17 966
-
10 518
-
total
28 652
-
17 670
-
Employer

The minimum management director salary is set at €45,000 per year.

58 439
-
39 113
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 594
-
2 406
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 178
-
3 465
-
surtax
6 626
-
4 434
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

760
-
509
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

853
-
571
-
total
17 011
-
11 385
-
Corporate
-
50 500
-
-
income
-
10 101
-
-
surtax
-
202
-
-
total
-
10 303
-
-
Dividends
-
40 198
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
11 761
-
-
total
-
11 761
-
-
Income
50 500
50 500
50 500
50 500
Total tax
45 663
22 064
29 055
23 897
After tax
4 837
28 436
21 445
26 603
Living cost
29 788
29 788
29 788
29 788
Free-cash
-24 951
-1 352
-8 343
-3 185

Estimated living cost  is ₽29788 per week

₽19187
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽467
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7530
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
-₽15465
-₽8258
-₽10052
-₽7653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
unemployment
-
-
-
51
municipal
-
-
-
10 696
other
-
-
-
5 868
health
-
-
-
3 151
national
-
-
-
-
accident
-
-
-
101
pensions
-
-
-
5 459
total
-
-
-
25 326
Employee
50 194
-
38 426
-
national
-
-
-
-
municipal
14 968
-
11 459
-
total
14 968
-
11 459
-
Employer
50 194
-
38 426
-
health
3 087
-
2 363
-
pensions
5 426
-
4 154
-
accident
100
-
77
-
unemployment
1 325
-
1 014
-
other
5 833
-
4 465
-
total
15 771
-
12 073
-
Corporate
-
50 500
-
-
income
-
11 110
-
-
total
-
11 110
-
-
Dividends
-
39 390
-
-
withholding
-
11 817
-
-
total
-
11 817
-
-
Income
50 500
50 500
50 500
50 500
Total tax
30 739
22 927
23 532
25 326
After tax
19 761
27 573
26 968
25 174
Living cost
35 226
35 226
35 226
35 226
Free-cash
-15 465
-7 653
-8 258
-10 052

Estimated living cost  is ₽35226 per week

₽23347
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3457
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽535
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
-₽83488
-₽96
-₽3874
-₽8050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
9 843
social contributions
-
-
-
5 757
total
-
-
-
15 600
Employee
55 597
-
-
-
income
12 264
-
-
-
social contributions
4 559
-
650
-
total
16 823
-
650
-
Employer
55 597
-
-
-
social contributions
78 391
-
11 172
-
total
78 391
-
11 172
-
Corporate
-
50 500
-
-
income
-
11 110
-
-
total
-
11 110
-
-
Dividends
-
39 390
-
-
income
-
8 666
-
-
total
-
8 666
-
-
Income
50 500
50 500
50 500
50 500
Total tax
95 214
19 776
11 822
15 600
After tax
-44 714
30 724
38 678
34 900
Living cost
38 774
38 774
38 774
38 774
Free-cash
-83 488
-8 050
-96
-3 874

Estimated living cost  is ₽38774 per week

₽25158
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3647
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9475
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽7256
₽8440
₽12617
₽5528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
2 220
health
-
-
-
1 288
social contributions
-
-
-
7 877
total
-
-
-
11 385
Employee
62 821
62 821
62 821
-
health
625
1 068
780
-
income
6 597
5 815
6 324
-
social contributions
3 053
5 214
3 805
-
total
10 275
12 097
10 909
-
Employer
62 821
62 821
62 821
-
health
681
1 163
848
-
social contributions
3 053
5 214
3 805
-
total
3 734
6 377
4 653
-
Corporate
9 994
-
-
-
income
1 250
-
-
-
total
1 250
-
-
-
Dividends
8 744
-
-
-
withholding
1 487
-
-
-
total
1 487
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
16 746
18 474
15 562
11 385
After tax
33 754
32 026
34 938
39 115
Living cost
26 498
26 498
26 498
26 498
Free-cash
7 256
5 528
8 440
12 617

Estimated living cost  is ₽26498 per week

₽18114
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2070
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽445
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5870
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₽4290
₽3403
₽8688
₽8712
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
9 452
pensions
-
-
-
3 236
total
-
-
-
12 688
Employee
39 976
-
44 926
-
health
521
-
623
-
pensions
3 051
-
3 645
-
income
7 280
-
8 131
-
total
10 852
-
12 399
-
Employer
39 976
-
44 926
-
health
760
-
853
-
pensions
4 039
-
4 721
-
total
4 799
-
5 574
-
Corporate
5 725
50 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

1 088
9 596
-
-
total
1 088
9 596
-
-
Dividends
4 637
40 904
-
-
withholding
347
3 068
-
-
total
347
3 068
-
-
Income
50 500
50 500
50 500
50 500
Total tax
17 086
12 664
17 973
12 688
After tax
33 414
37 836
32 527
37 812
Living cost
29 124
29 124
29 124
29 124
Free-cash
4 290
8 712
3 403
8 688

Estimated living cost  is ₽29124 per week

₽19979
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2678
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
-₽18344
-₽8164
-₽5362
-₽5947
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
municipal
-
-
-
338
regional
-
-
-
791
social contributions
-
-
-
12 989
national
-
-
-
9 198
total
-
-
-
23 316
Employee
68 843
-
50 500
-
social contributions
23 214
-
17 029
-
regional
1 039
-
681
-
national
11 634
-
8 107
-
municipal
411
-
301
-
total
36 298
-
26 118
-
Employer
68 843
-
50 500
-
total
-
-
-
-
Corporate
-
50 500
-
-
nationa
-
12 121
-
-
municipal
-
2 434
-
-
total
-
14 555
-
-
Dividends
-
35 945
-
-
withholding
-
9 346
-
-
total
-
9 346
-
-
Income
50 500
50 500
50 500
50 500
Total tax
36 298
23 901
26 118
23 316
After tax
14 202
26 599
24 382
27 184
Living cost
32 546
32 546
32 546
32 546
Free-cash
-18 344
-5 947
-8 164
-5 362

Estimated living cost  is ₽32546 per week

₽22862
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2239
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽491
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₽1438
₽8974
₽17542
-₽13206
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
pensions
-
-
-
3 271
income
-
-
-
10 185
other
-
-
-
291
health
-
-
-
1 715
accident
-
-
-
199
total
-
-
-
15 661
Employee
27 209
-
41 950
-
health
3 115
-
4 803
-
pensions
3 064
-
4 723
-
income
3 733
-
6 153
-
total
9 912
-
15 679
-
Employer
27 209
-
41 950
-
pensions
4 424
-
6 821
-
accident
454
-
701
-
unemployment
667
-
1 028
-
total
5 545
-
8 550
-
Corporate
17 746
50 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

15 971
45 450
-
-
total
15 971
45 450
-
-
Dividends
1 775
5 050
-
-
withholding
337
959
-
-
total
337
959
-
-
Income
50 500
50 500
50 500
50 500
Total tax
31 765
46 409
24 229
15 661
After tax
18 735
4 091
26 271
34 839
Living cost
17 297
17 297
17 297
17 297
Free-cash
1 438
-13 206
8 974
17 542

Estimated living cost  is ₽17297 per week

₽12677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽958
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3301
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₽5290
₽6842
₽5047
-₽5398
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
50 500
trade
-
-
-
1 795
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
6 195
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 581
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
341
total
-
-
-
13 912
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

40 649
-
50 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 581
-
5 581
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 343
-
6 195
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

184
-
341
-
total
9 108
-
12 117
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
9 851
50 500
-
-
income
1 477
7 575
-
-
trade
1 414
7 246
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

81
417
-
-
chamber of commerce
138
198
-
-
total
3 110
15 436
-
-
Dividends
6 741
35 063
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

76
465
-
-
withholding
1 375
8 456
-
-
total
1 451
8 921
-
-
Income
50 500
50 500
50 500
50 500
Total tax
13 669
24 357
12 117
13 912
After tax
36 831
26 143
38 383
36 588
Living cost
31 541
31 541
31 541
31 541
Free-cash
5 290
-5 398
6 842
5 047

Estimated living cost  is ₽31541 per week

₽21758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3394
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽457
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5932
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₽16703
₽11825
₽23357
₽23403
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
50 500
income
-
-
-
-
microenterprise
-
-
-
7 575
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
2 572
surtax
-
-
-
-
total
-
-
-
10 147
Employee
23 872
-
40 696
-
income
4 250
-
7 400
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 626
-
4 476
-
surtax
-
-
-
-
total
6 876
-
11 876
-
Employer
23 872
-
40 696
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

5 750
-
9 803
-
surtax
-
-
-
-
total
5 750
-
9 803
-
Corporate
20 877
50 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

4 175
10 101
-
-
total
4 175
10 101
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

16 702
40 399
-
-
total
-
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
16 801
10 101
21 679
10 147
After tax
33 699
40 399
28 821
40 353
Living cost
16 996
16 996
16 996
16 996
Free-cash
16 703
23 403
11 825
23 357

Estimated living cost  is ₽16996 per week

₽10843
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1619
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽386
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4149
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₽19822
₽16174
₽16888
₽21471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
10 937
health
-
-
-
5 310
pensions
-
-
-
7 324
total
-
-
-
23 571
Employee
15 294
-
42 260
-
health
765
-
1 831
-
unemployment
153
-
366
-
pensions
1 376
-
3 296
-
income
2 959
-
10 553
-
total
5 253
-
16 046
-
Employer
15 294
-
42 260
-
health
1 453
-
3 479
-
pensions
1 682
-
4 028
-
unemployment
306
-
732
-
total
3 441
-
8 239
-
Corporate
31 765
50 500
-
-
income
6 988
11 110
-
-
total
6 988
11 110
-
-
Dividends
24 777
39 390
-
-
withholding
4 955
7 878
-
-
total
4 955
7 878
-
-
Income
50 500
50 500
50 500
50 500
Total tax
20 637
18 988
24 285
23 571
After tax
29 863
31 512
26 215
26 929
Living cost
10 041
10 041
10 041
10 041
Free-cash
19 822
21 471
16 174
16 888

Estimated living cost  is ₽10041 per week

₽5967
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₽10816
₽8796
₽9893
₽13414
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
pensions
-
-
-
10 101
unemployment
-
-
-
186
income
-
-
-
7 831
other
-
-
-
-
health
-
-
-
3 586
surtax
-
-
-
553
total
-
-
-
22 257
Employee
27 513
-
41 719
-
health
702
-
1 065
-
unemployment
1 915
-
2 904
-
pensions
1 836
-
2 783
-
income
4 612
-
7 350
-
other
-
-
-
-
surtax
98
-
471
-
total
9 163
-
14 573
-
Employer
27 513
-
41 719
-
health
1 251
-
1 898
-
pensions
3 668
-
5 561
-
unemployment
873
-
1 322
-
other
-
-
-
-
total
5 792
-
8 781
-
Corporate
17 195
50 500
-
-
income
4 471
13 130
-
-
total
4 471
13 130
-
-
Dividends
12 724
37 370
-
-
withholding
1 908
5 606
-
-
total
1 908
5 606
-
-
Income
50 500
50 500
50 500
50 500
Total tax
21 334
18 736
23 354
22 257
After tax
29 166
31 764
27 146
28 243
Living cost
18 350
18 350
18 350
18 350
Free-cash
10 816
13 414
8 796
9 893

Estimated living cost  is ₽18350 per week

₽11079
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1595
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₽2455
-₽7167
₽1773
₽2857
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
pensions
-
-
-
9 342
chamber of commerce
-
-
-
202
unemployment
-
-
-
5 011