Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 50500
per

Your estimated
City
free-cash

Dresden , Germany
-₽4495
₽8952
₽8292
₽6523
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
50 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 336
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
238
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 805
trade
-
-
-
660
total
-
-
-
12 039
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

38 096
-
50 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

59
-
238
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 064
-
4 336
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 805
-
6 805
-
total
7 928
-
11 379
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
12 404
50 500
-
-
income
1 860
7 576
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

102
416
-
-
chamber of commerce
168
223
-
-
trade
1 954
7 954
-
-
total
4 084
16 169
-
-
Dividends
8 319
34 332
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

95
452
-
-
withholding
1 701
8 205
-
-
total
1 796
8 657
-
-
Income
50 500
50 500
50 500
50 500
Total tax
13 808
24 826
11 379
12 039
After tax
36 692
25 674
39 121
38 461
Living cost
30 169
30 169
30 169
30 169
Free-cash
6 523
-4 495
8 952
8 292

Estimated living cost  is ₽30169 per week

₽18977
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3518
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Reykjavik , Iceland
-₽21226
-₽20153
-₽20549
-₽38673
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
social contributions
-
-
-
543
municipal
-
-
-
4 592
national
-
-
-
7 116
pensions
-
-
-
6 060
total
-
-
-
18 311
Employee
81 754
-
43 657
-
municipal
10 098
-
4 788
-
pensions
3 270
-
1 746
-
national
15 648
-
7 419
-
total
29 016
-
13 953
-
Employer
81 754
-
43 657
-
pensions
6 540
-
3 493
-
social contributions
879
-
469
-
total
7 419
-
3 962
-
Corporate
-
50 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
10 100
-
-
total
-
10 100
-
-
Dividends
-
40 400
-
-
withholding
-
8 888
-
-
total
-
8 888
-
-
Income
50 500
50 500
50 500
50 500
Total tax
36 435
18 988
17 915
18 311
After tax
14 065
31 512
32 585
32 189
Living cost
52 738
52 738
52 738
52 738
Free-cash
-38 673
-21 226
-20 153
-20 549

Estimated living cost  is ₽52738 per week

₽35846
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4902
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽789
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11201
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Riga , Latvia
₽19679
₽8255
₽19066
₽11507
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
50 500
income
-
-
-
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
3 136
microenterprise
-
-
-
7 576
total
-
-
-
10 712
Employee
29 104
-
40 696
-
surtax
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

3 202
-
4 476
-
income
5 181
-
7 243
-
total
8 383
-
11 719
-
Employer
29 104
-
40 696
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

7 011
-
9 804
-
surtax
-
-
-
-
total
7 011
-
9 804
-
Corporate
14 385
50 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

2 877
10 099
-
-
total
2 877
10 099
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

11 508
40 401
-
-
total
-
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
18 271
10 099
21 523
10 712
After tax
32 229
40 401
28 977
39 788
Living cost
20 722
20 722
20 722
20 722
Free-cash
11 507
19 679
8 255
19 066

Estimated living cost  is ₽20722 per week

₽13220
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1973
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5058
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Riga model

Close
Rotterdam , Netherlands
-₽42816
-₽48406
-₽12786
-₽48406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
4 719
health
-
-
-
7 752
pensions
-
-
-
9 090
total
-
-
-
21 561
Employee
85 057
85 057
85 057
-
pensions
15 310
11 670
15 310
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 922
13 922
13 922
-
health
13 055
11 105
13 055
-
total
42 287
36 697
42 287
-
Employer
85 057
85 057
85 057
-
health
5 912
5 912
5 912
-
pensions
5 920
5 920
5 920
-
unemployment
3 062
3 062
3 062
-
total
14 894
14 894
14 894
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
57 181
51 591
57 181
21 561
After tax
-6 681
-1 091
-6 681
28 939
Living cost
41 725
41 725
41 725
41 725
Free-cash
-48 406
-42 816
-48 406
-12 786

Estimated living cost  is ₽41725 per week

₽29570
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽663
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7731
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rotterdam model

Close
Stockholm , Sweden
-₽13420
-₽14025
-₽15819
-₽26263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
accident
-
-
-
101
other
-
-
-
5 868
unemployment
-
-
-
50
health
-
-
-
3 151
municipal
-
-
-
10 697
national
-
-
-
-
pensions
-
-
-
5 459
total
-
-
-
25 326
Employee
58 411
-
38 426
-
municipal
17 418
-
11 459
-
national
-
-
-
-
total
17 418
-
11 459
-
Employer
58 411
-
38 426
-
health
3 592
-
2 363
-
pensions
6 314
-
4 154
-
accident
117
-
77
-
unemployment
1 542
-
1 014
-
other
6 787
-
4 465
-
total
18 352
-
12 073
-
Corporate
-
50 500
-
-
income
-
11 110
-
-
total
-
11 110
-
-
Dividends
-
39 390
-
-
withholding
-
11 817
-
-
total
-
11 817
-
-
Income
50 500
50 500
50 500
50 500
Total tax
35 770
22 927
23 532
25 326
After tax
14 730
27 573
26 968
25 174
Living cost
40 993
40 993
40 993
40 993
Free-cash
-26 263
-13 420
-14 025
-15 819

Estimated living cost  is ₽40993 per week

₽27168
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4023
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽623
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Stockholm model

Close
Hamburg , Germany
-₽13712
-₽7
-₽697
-₽11
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
50 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 336
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
238
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 805
trade
-
-
-
690
total
-
-
-
12 069
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

50 511
-
50 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

238
-
238
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 340
-
4 336
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 805
-
6 805
-
total
11 383
-
11 379
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
50 500
-
-
income
-
7 576
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
416
-
-
chamber of commerce
-
223
-
-
trade
-
8 307
-
-
total
-
16 522
-
-
Dividends
-
33 978
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
446
-
-
withholding
-
8 116
-
-
total
-
8 562
-
-
Income
50 500
50 500
50 500
50 500
Total tax
11 383
25 084
11 379
12 069
After tax
39 117
25 416
39 121
38 431
Living cost
39 128
39 128
39 128
39 128
Free-cash
-11
-13 712
-7
-697

Estimated living cost  is ₽39128 per week

₽26169
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4126
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽584
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8249
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Limassol , Cyprus
-₽4330
₽944
₽8133
₽809
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
896
social contributions
-
-
-
7 878
health
-
-
-
1 287
total
-
-
-
10 061
Employee
76 590
76 590
76 590
-
social contributions
3 722
6 357
3 805
-
income
8 043
7 090
8 012
-
health
762
1 302
779
-
total
12 527
14 749
12 596
-
Employer
76 590
76 590
76 590
-
health
830
1 418
849
-
social contributions
3 722
6 357
3 805
-
total
4 552
7 775
4 654
-
Corporate
1 116
-
-
-
income
140
-
-
-
total
140
-
-
-
Dividends
976
-
-
-
withholding
166
-
-
-
total
166
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
17 385
22 524
17 250
10 061
After tax
33 115
27 976
33 250
40 439
Living cost
32 306
32 306
32 306
32 306
Free-cash
809
-4 330
944
8 133

Estimated living cost  is ₽32306 per week

₽22085
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Budapest , Hungary
₽10403
₽11044
₽16753
₽10781
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
6 174
unemployment
-
-
-
757
health
-
-
-
3 535
pensions
-
-
-
5 050
total
-
-
-
15 516
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 317
10 474
42 259
-
unemployment
395
157
634
-
pensions
2 632
1 047
4 226
-
income
3 217
1 280
5 166
-
health
1 842
733
2 958
-
total
8 086
3 217
12 984
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 317
10 474
42 259
-
pensions
5 132
2 042
8 241
-
total
5 132
2 042
8 241
-
Corporate
19 051
37 984
-
-
income
1 715
3 419
-
-
total
1 715
3 419
-
-
Dividends
17 337
34 565
-
-
social contributions
3 261
6 621
-
-
withholding
3 294
6 567
-
-
total
6 555
13 188
-
-
Income
50 500
50 500
50 500
50 500
Total tax
21 488
21 866
21 225
15 516
After tax
29 012
28 634
29 275
34 984
Living cost
18 231
18 231
18 231
18 231
Free-cash
10 781
10 403
11 044
16 753

Estimated living cost  is ₽18231 per week

₽12441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽364
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3934
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Tallinn , Estonia
₽16343
₽6299
₽4542
₽10154
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
5 234
health
-
-
-
6 565
pensions
-
-
-
10 101
total
-
-
-
21 900
Employee
28 256
-
37 741
-
unemployment
452
-
603
-
pensions
565
-
754
-
income
3 181
-
6 028
-
total
4 198
-
7 385
-
Employer
28 256
-
37 741
-
health
3 673
-
4 907
-
pensions
5 652
-
7 549
-
unemployment
227
-
302
-
total
9 552
-
12 758
-
Corporate
12 693
50 500
-
-
income
2 538
10 099
-
-
total
2 538
10 099
-
-
Dividends
10 155
40 401
-
-
total
-
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
16 288
10 099
20 143
21 900
After tax
34 212
40 401
30 357
28 600
Living cost
24 058
24 058
24 058
24 058
Free-cash
10 154
16 343
6 299
4 542

Estimated living cost  is ₽24058 per week

₽16501
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5640
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Gdansk , Poland
-₽18079
₽4500
₽12811
₽690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
accident
-
-
-
254
income
-
-
-
8 502
other
-
-
-
373
health
-
-
-
2 198
pensions
-
-
-
4 193
total
-
-
-
15 520
Employee
34 873
-
41 950
-
pensions
3 927
-
4 723
-
income
4 784
-
5 755
-
health
3 993
-
4 803
-
total
12 704
-
15 281
-
Employer
34 873
-
41 950
-
pensions
5 671
-
6 821
-
accident
582
-
701
-
unemployment
854
-
1 028
-
total
7 107
-
8 550
-
Corporate
8 520
50 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

7 668
45 450
-
-
total
7 668
45 450
-
-
Dividends
852
5 050
-
-
withholding
162
960
-
-
total
162
960
-
-
Income
50 500
50 500
50 500
50 500
Total tax
27 641
46 410
23 831
15 520
After tax
22 859
4 090
26 669
34 980
Living cost
22 169
22 169
22 169
22 169
Free-cash
690
-18 079
4 500
12 811

Estimated living cost  is ₽22169 per week

₽16248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽463
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4230
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Gdansk model

Close
Batumi , Georgia
₽39830
₽32255
₽41850
₽38303
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
50 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
505
total
-
-
-
505
Employee
10 181
-
50 500
-
income
2 036
-
10 100
-
total
2 036
-
10 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

40 319
50 500
-
-
total
-
-
-
-
Dividends
40 319
50 500
-
-
withholding
2 016
2 525
-
-
total
2 016
2 525
-
-
Income
50 500
50 500
50 500
50 500
Total tax
4 052
2 525
10 100
505
After tax
46 448
47 975
40 400
49 995
Living cost
8 145
8 145
8 145
8 145
Free-cash
38 303
39 830
32 255
41 850

Estimated living cost  is ₽8145 per week

₽5048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2196
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Bratislava , Slovakia
₽10562
₽3060
₽805
₽3835
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
6 413
other
-
-
-
2 399
health
-
-
-
2 223
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
12 120
total
-
-
-
23 155
Employee
36 165
-
40 335
-
unemployment
361
-
403
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

2 531
-
2 824
-
income
6 226
-
6 943
-
health
507
-
565
-
total
9 625
-
10 735
-
Employer
36 165
-
40 335
-
health
507
-
565
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

6 149
-
6 857
-
accident
289
-
323
-
unemployment
361
-
403
-
other
1 809
-
2 017
-
total
9 115
-
10 165
-
Corporate
5 221
50 500
-
-
income
1 096
10 606
-
-
total
1 096
10 606
-
-
Dividends
4 125
39 894
-
-
withholding
289
2 792
-
-
total
289
2 792
-
-
Income
50 500
50 500
50 500
50 500
Total tax
20 125
13 398
20 900
23 155
After tax
30 375
37 102
29 600
27 345
Living cost
26 540
26 540
26 540
26 540
Free-cash
3 835
10 562
3 060
805

Estimated living cost  is ₽26540 per week

₽18752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1792
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽427
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Bratislava model

Close
London , United Kingdom
-₽28475
-₽33121
-₽28224
-₽56181
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
9 523
pensions
-
-
-
2 889
total
-
-
-
12 412
Employee
93 822
-
45 264
-
pensions
9 051
-
3 225
-
income
16 912
-
8 298
-
health
1 546
-
550
-
total
27 509
-
12 073
-
Employer
93 822
-
45 264
-
health
1 782
-
860
-
pensions
11 078
-
4 376
-
total
12 860
-
5 236
-
Corporate
-
50 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 595
-
-
total
-
9 595
-
-
Dividends
-
40 905
-
-
withholding
-
3 068
-
-
total
-
3 068
-
-
Income
50 500
50 500
50 500
50 500
Total tax
40 369
12 663
17 309
12 412
After tax
10 131
37 837
33 191
38 088
Living cost
66 312
66 312
66 312
66 312
Free-cash
-56 181
-28 475
-33 121
-28 224

Estimated living cost  is ₽66312 per week

₽49689
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽539
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8294
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for London model

Close
Varna , Bulgaria
₽30119
₽21211
₽20578
₽25494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
7 575
unemployment
-
-
-
139
health
-
-
-
4 001
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 149
total
-
-
-
16 864
Employee
17 290
-
43 675
-
accident

We are using the highest rate at 1.1%.

190
-
383
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 518
-
3 055
-
income
1 729
-
4 368
-
health
795
-
1 600
-
total
4 232
-
9 406
-
Employer
17 290
-
43 675
-
health
1 193
-
2 400
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 906
-
3 833
-
accident

We are using the highest rate at 1.1%.

190
-
383
-
unemployment
103
-
209
-
total
3 392
-
6 825
-
Corporate
29 817
50 500
-
-
income
2 982
5 050
-
-
total
2 982
5 050
-
-
Dividends
26 835
45 450
-
-
withholding
1 342
2 273
-
-
total
1 342
2 273
-
-
Income
50 500
50 500
50 500
50 500
Total tax
11 948
7 323
16 231
16 864
After tax
38 552
43 177
34 269
33 636
Living cost
13 058
13 058
13 058
13 058
Free-cash
25 494
30 119
21 211
20 578

Estimated living cost  is ₽13058 per week

₽7623
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽346
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Amsterdam , Netherlands
-₽56322
-₽61912
-₽26292
-₽58012
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
4 719
health
-
-
-
7 752
pensions
-
-
-
9 090
total
-
-
-
21 561
Employee
92 345
85 057
85 057
-
pensions
11 670
11 670
15 310
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

13 922
13 922
13 922
-
health
11 520
11 105
13 055
-
total
37 112
36 697
42 287
-
Employer
92 345
85 057
85 057
-
health
6 417
5 912
5 912
-
pensions
6 427
5 920
5 920
-
unemployment
3 325
3 062
3 062
-
total
16 169
14 894
14 894
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
income
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
53 281
51 591
57 181
21 561
After tax
-2 781
-1 091
-6 681
28 939
Living cost
55 231
55 231
55 231
55 231
Free-cash
-58 012
-56 322
-61 912
-26 292

Estimated living cost  is ₽55231 per week

₽40742
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4933
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽633
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8923
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Amsterdam model

Close
Brno , Czech Republic
₽10019
₽876
-₽154
₽1189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
4 340
social contributions
-
-
-
14 746
solidarity contribution
-
-
-
-
health
-
-
-
6 818
total
-
-
-
25 904
Employee
36 396
-
37 687
-
solidarity contribution
-
-
-
-
social contributions
2 366
-
2 450
-
income
4 368
-
4 522
-
health
4 914
-
5 088
-
total
11 648
-
12 060
-
Employer
36 396
-
37 687
-
health
3 276
-
3 392
-
social contributions
9 099
-
9 422
-
total
12 375
-
12 814
-
Corporate
1 729
50 500
-
-
income
328
9 595
-
-
total
328
9 595
-
-
Dividends
1 400
40 905
-
-
withholding
210
6 136
-
-
total
210
6 136
-
-
Income
50 500
50 500
50 500
50 500
Total tax
24 561
15 731
24 874
25 904
After tax
25 939
34 769
25 626
24 596
Living cost
24 750
24 750
24 750
24 750
Free-cash
1 189
10 019
876
-154

Estimated living cost  is ₽24750 per week

₽17191
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1761
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5311
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Milan , Italy
-₽15085
-₽17158
-₽14306
-₽38021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
social contributions
-
-
-
12 989
regional
-
-
-
494
municipal
-
-
-
301
national
-
-
-
8 993
total
-
-
-
22 777
Employee
88 521
-
50 500
-
municipal
469
-
268
-
national
15 339
-
7 903
-
regional
835
-
430
-
social contributions
29 849
-
17 028
-
total
46 492
-
25 629
-
Employer
88 521
-
50 500
-
total
-
-
-
-
Corporate
-
50 500
-
-
municipal
-
1 970
-
-
nationa
-
12 120
-
-
total
-
14 090
-
-
Dividends
-
36 411
-
-
withholding
-
9 466
-
-
total
-
9 466
-
-
Income
50 500
50 500
50 500
50 500
Total tax
46 492
23 556
25 629
22 777
After tax
4 008
26 944
24 871
27 723
Living cost
42 029
42 029
42 029
42 029
Free-cash
-38 021
-15 085
-17 158
-14 306

Estimated living cost  is ₽42029 per week

₽29297
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2756
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽645
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9330
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Thessaloniki , Greece
₽9784
₽5726
₽6986
₽6687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
7 317
other
-
-
-
-
surtax
-
-
-
306
unemployment
-
-
-
227
health
-
-
-
3 586
pensions
-
-
-
10 099
total
-
-
-
21 535
Employee
32 938
-
41 718
-
other
-
-
-
-
unemployment
2 293
-
2 903
-
pensions
2 196
-
2 782
-
surtax
108
-
270
-
income
5 521
-
6 994
-
health
841
-
1 064
-
total
10 959
-
14 013
-
Employer
32 938
-
41 718
-
health
1 499
-
1 898
-
pensions
4 391
-
5 561
-
unemployment
1 043
-
1 323
-
other
-
-
-
-
total
6 933
-
8 782
-
Corporate
10 629
50 500
-
-
income
2 763
13 131
-
-
total
2 763
13 131
-
-
Dividends
7 865
37 369
-
-
withholding
1 179
5 606
-
-
total
1 179
5 606
-
-
Income
50 500
50 500
50 500
50 500
Total tax
21 834
18 737
22 795
21 535
After tax
28 666
31 763
27 705
28 965
Living cost
21 979
21 979
21 979
21 979
Free-cash
6 687
9 784
5 726
6 986

Estimated living cost  is ₽21979 per week

₽13439
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2028
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽507
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6005
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Cambridge , United Kingdom
-₽7466
-₽12112
-₽7215
-₽20377
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
9 523
pensions
-
-
-
2 889
total
-
-
-
12 412
Employee
62 877
-
45 264
-
pensions
5 337
-
3 225
-
income
11 324
-
8 298
-
health
913
-
550
-
total
17 574
-
12 073
-
Employer
62 877
-
45 264
-
health
1 194
-
860
-
pensions
6 806
-
4 376
-
total
8 000
-
5 236
-
Corporate
-
50 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 595
-
-
total
-
9 595
-
-
Dividends
-
40 905
-
-
withholding
-
3 068
-
-
total
-
3 068
-
-
Income
50 500
50 500
50 500
50 500
Total tax
25 574
12 663
17 309
12 412
After tax
24 926
37 837
33 191
38 088
Living cost
45 303
45 303
45 303
45 303
Free-cash
-20 377
-7 466
-12 112
-7 215

Estimated living cost  is ₽45303 per week

₽33941
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3396
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7492
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Cambridge model

Close
Zurich , Switzerland
-₽55618
-₽38583
-₽35728
-₽50388
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 011
regional
-
-
-
956
health
-
-
-
257
city
-
-
-
530
national
-
-
-
117
pensions
-
-
-
4 646
total
-
-
-
7 517
Employee
92 112
-
45 048
-
unemployment
-
-
-
-
pensions
7 739
-
3 954
-
national
436
-
87
-
regional
3 016
-
792
-
city
989
-
481
-
health
208
-
101
-
total
12 388
-
5 415
-
Employer
92 112
-
45 048
-
health
208
-
101
-
pensions
7 739
-
3 954
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

1 842
-
902
-
total
9 789
-
4 957
-
Corporate
-
50 500
-
-
regional
-
10 680
-
-
national
-
4 292
-
-
total
-
14 972
-
-
Dividends
-
35 528
-
-
withholding
-
12 435
-
-
total
-
12 435
-
-
Income
50 500
50 500
50 500
50 500
Total tax
22 177
27 407
10 372
7 517
After tax
28 323
23 093
40 128
42 983
Living cost
78 711
78 711
78 711
78 711
Free-cash
-50 388
-55 618
-38 583
-35 728

Estimated living cost  is ₽78711 per week

₽51185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽7063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽966
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽19496
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
Munich , Germany
-₽20474
-₽6508
-₽7226
-₽9360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
50 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 336
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
238
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 805
trade
-
-
-
718
total
-
-
-
12 097
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

59 860
-
50 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

387
-
238
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

7 039
-
4 336
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 805
-
6 805
-
total
14 231
-
11 379
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
50 500
-
-
income
-
7 576
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
416
-
-
chamber of commerce
-
223
-
-
trade
-
8 661
-
-
total
-
16 876
-
-
Dividends
-
33 625
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
442
-
-
withholding
-
8 027
-
-
total
-
8 469
-
-
Income
50 500
50 500
50 500
50 500
Total tax
14 231
25 345
11 379
12 097
After tax
36 269
25 155
39 121
38 403
Living cost
45 629
45 629
45 629
45 629
Free-cash
-9 360
-20 474
-6 508
-7 226

Estimated living cost  is ₽45629 per week

₽33325
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3650
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽594
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8062
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Nice , France
-₽8626
-₽3058
-₽3661
-₽5443
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
1 926
other
-
-
-
1 565
surtax
-
-
-
-
social contributions
-
-
-
1 438
health
-
-
-
437
pensions
-
-
-
14 717
total
-
-
-
20 083
Employee
42 629
-
38 481
-
pensions
4 820
-
4 351
-
surtax
-
-
-
-
social contributions
1 215
-
1 096
-
income
2 516
-
2 015
-
total
8 551
-
7 462
-
Employer
42 629
-
38 481
-
health
2 985
-
2 693
-
pensions
7 003
-
6 324
-
unemployment
1 726
-
1 559
-
social contributions
129
-
115
-
other
1 471
-
1 327
-
total
13 314
-
12 018
-
Corporate
-
50 500
-
-
income
-
14 140
-
-
surtax
-
-
-
-
total
-
14 140
-
-
Dividends
-
36 360
-
-
surtax
-
-
-
-
social contributions
-
6 255
-
-
withholding
-
4 654
-
-
total
-
10 909
-
-
Income
50 500
50 500
50 500
50 500
Total tax
21 865
25 049
19 480
20 083
After tax
28 635
25 451
31 020
30 417
Living cost
34 078
34 078
34 078
34 078
Free-cash
-5 443
-8 626
-3 058
-3 661

Estimated living cost  is ₽34078 per week

₽21487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽580
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9241
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽5250
₽319
-₽284
₽285
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
1 926
other
-
-
-
1 565
surtax
-
-
-
-
social contributions
-
-
-
1 438
health
-
-
-
437
pensions
-
-
-
14 717
total
-
-
-
20 083
Employee
38 052
-
38 481
-
pensions
4 304
-
4 351
-
surtax
-
-
-
-
social contributions
1 085
-
1 096
-
income
1 962
-
2 015
-
total
7 351
-
7 462
-
Employer
38 052
-
38 481
-
health
2 663
-
2 693
-
pensions
6 253
-
6 324
-
unemployment
1 540
-
1 559
-
social contributions
113
-
115
-
other
1 314
-
1 327
-
total
11 883
-
12 018
-
Corporate
565
50 500
-
-
income
159
14 140
-
-
surtax
-
-
-
-
total
159
14 140
-
-
Dividends
406
36 360
-
-
surtax
-
-
-
-
social contributions
70
6 255
-
-
withholding
51
4 654
-
-
total
121
10 909
-
-
Income
50 500
50 500
50 500
50 500
Total tax
19 514
25 049
19 480
20 083
After tax
30 986
25 451
31 020
30 417
Living cost
30 701
30 701
30 701
30 701
Free-cash
285
-5 250
319
-284

Estimated living cost  is ₽30701 per week

₽17805
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3119
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9196
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Vilnius , Lithuania
₽9688
₽9404
₽11309
₽10205
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
7 576
social contributions
-
-
-
6 969
health
-
-
-
3 525
total
-
-
-
18 070
Employee
33 771
-
50 500
-
social contributions
4 661
-
6 969
-
income
5 633
-
9 481
-
health
2 357
-
3 525
-
total
12 651
-
19 975
-
Employer
33 771
-
50 500
-
total
-
-
-
-
Corporate
16 729
50 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

837
2 525
-
-
total
837
2 525
-
-
Dividends
15 891
47 975
-
-
social contributions
2 193
6 621
-
-
withholding
2 383
7 196
-
-
health
1 110
3 349
-
-
total
5 686
17 166
-
-
Income
50 500
50 500
50 500
50 500
Total tax
19 174
19 691
19 975
18 070
After tax
31 326
30 809
30 525
32 430
Living cost
21 120
21 120
21 120
21 120
Free-cash
10 205
9 688
9 404
11 309

Estimated living cost  is ₽21120 per week

₽14135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1302
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5196
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Vilnius model

Close
Vienna , Austria
-₽7279
-₽14907
-₽6909
-₽14742
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
2 599
surtax
-
-
-
197
unemployment
-
-
-
6 109
chamber of commerce
-
-
-
202
health
-
-
-
3 863
pensions
-
-
-
9 343
total
-
-
-
22 313
Employee
49 777
39 693
39 693
-
other
497
397
389
-
unemployment
1 493
1 191
1 170
-
pensions
5 098
4 064
3 996
-
income
5 667
2 928
2 960
-
health
1 926
1 537
1 510
-
total
14 681
10 117
10 025
-
Employer
49 777
39 693
39 693
-
chamber of commerce
198
159
159
-
health
1 881
1 501
1 474
-
pensions
6 247
4 982
4 897
-
accident
646
516
507
-
unemployment
1 493
1 191
1 170
-
surtax
197
197
197
-
payroll
1 493
1 191
1 191
-
other
2 365
1 884
1 879
-
total
14 520
11 621
11 474
-
Corporate
3 780
3 780
35 246
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

945
945
8 812
-
total
945
945
8 812
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
30 146
22 683
30 311
22 313
After tax
20 354
27 817
20 189
28 187
Living cost
35 096
35 096
35 096
35 096
Free-cash
-14 742
-7 279
-14 907
-6 909

Estimated living cost  is ₽35096 per week

₽23408
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2994
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽576
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽7814
-₽14198
-₽8165
-₽41486
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 716
social contributions
-
-
-
5 226
national
-
-
-
14 406
total
-
-
-
22 348
Employee

The minimum management director salary is set at €45,000 per year.

71 247
-
39 116
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

620
-
340
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 716
-
2 039
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 343
-
2 934
-
national
21 904
-
9 845
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 347
-
1 839
-
total
34 930
-
16 997
-
Employer

The minimum management director salary is set at €45,000 per year.

71 247
-
39 116
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 381
-
2 404
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

6 313
-
3 467
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

926
-
508
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 040
-
571
-
surtax
8 079
-
4 434
-
total
20 739
-
11 384
-
Corporate
-
50 500
-
-
income
-
10 099
-
-
surtax
-
202
-
-
total
-
10 301
-
-
Dividends
-
40 199
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
11 696
-
-
total
-
11 696
-
-
Income
50 500
50 500
50 500
50 500
Total tax
55 669
21 997
28 381
22 348
After tax
-5 169
28 503
22 119
28 152
Living cost
36 317
36 317
36 317
36 317
Free-cash
-41 486
-7 814
-14 198
-8 165

Estimated living cost  is ₽36317 per week

₽23393
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3175
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽569
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9180
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Barcelona , Spain
-₽1834
-₽7540
-₽7928
-₽14884
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
accident
-
-
-
454
income
-
-
-
7 308
other
-
-
-
51
unemployment
-
-
-
353
pensions
-
-
-
14 291
total
-
-
-
22 457
Employee
49 580
-
38 291
-
other
49
-
38
-
unemployment
769
-
594
-
pensions
2 331
-
1 799
-
income
10 461
-
7 429
-
total
13 610
-
9 860
-
Employer
49 580
-
38 291
-
pensions
11 700
-
9 037
-
accident
981
-
758
-
unemployment
2 727
-
2 106
-
other
395
-
308
-
total
15 803
-
12 209
-
Corporate
-
50 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 576
-
-
total
-
7 576
-
-
Dividends
-
42 924
-
-
withholding
-
8 787
-
-
total
-
8 787
-
-
Income
50 500
50 500
50 500
50 500
Total tax
29 413
16 363
22 069
22 457
After tax
21 087
34 137
28 431
28 043
Living cost
35 971
35 971
35 971
35 971
Free-cash
-14 884
-1 834
-7 540
-7 928

Estimated living cost  is ₽35971 per week

₽26489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6411
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Barcelona model

Close
Luxembourg , Luxembourg
-₽22356
-₽19682
-₽20294
-₽33939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
communal
-
-
-
-
accident
-
-
-
454
income
-
-
-
1 671
surtax
-
-
-
2 673
health
-
-
-
3 788
pensions
-
-
-
8 080
total
-
-
-
16 666
Employee
75 429
-
44 835
-
pensions
6 033
-
3 792
-
surtax
4 623
-
2 726
-
income
7 286
-
1 762
-
health
3 357
-
2 109
-
total
21 299
-
10 389
-
Employer
75 429
-
44 835
-
health
2 300
-
1 446
-
pensions
6 033
-
3 792
-
accident
679
-
427
-
total
9 012
-
5 665
-
Corporate
-
50 500
-
-
communal
-
3 408
-
-
income
-
7 576
-
-
surtax
-
531
-
-
total
-
11 515
-
-
Dividends
-
38 985
-
-
income
-
1 365
-
-
withholding
-
5 848
-
-
total
-
7 213
-
-
Income
50 500
50 500
50 500
50 500
Total tax
30 311
18 728
16 054
16 666
After tax
20 189
31 772
34 446
33 834
Living cost
54 128
54 128
54 128
54 128
Free-cash
-33 939
-22 356
-19 682
-20 294

Estimated living cost  is ₽54128 per week

₽40604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽573
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9670
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Luxembourg model

Close
Athens , Greece
₽9391
₽5333
₽6593
₽6226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
7 317
other
-
-
-
-
surtax
-
-
-
306
unemployment
-
-
-
227
health
-
-
-
3 586
pensions
-
-
-
10 099
total
-
-
-
21 535
Employee
33 543
-
41 718
-
other
-
-
-
-
unemployment
2 334
-
2 903
-
pensions
2 238
-
2 782
-
surtax
119
-
270
-
income
5 623
-
6 994
-
health
856
-
1 064
-
total
11 170
-
14 013
-
Employer
33 543
-
41 718
-
health
1 525
-
1 898
-
pensions
4 472
-
5 561
-
unemployment
1 064
-
1 323
-
other
-
-
-
-
total
7 061
-
8 782
-
Corporate
9 896
50 500
-
-
income
2 573
13 131
-
-
total
2 573
13 131
-
-
Dividends
7 323
37 369
-
-
withholding
1 098
5 606
-
-
total
1 098
5 606
-
-
Income
50 500
50 500
50 500
50 500
Total tax
21 902
18 737
22 795
21 535
After tax
28 598
31 763
27 705
28 965
Living cost
22 372
22 372
22 372
22 372
Free-cash
6 226
9 391
5 333
6 593

Estimated living cost  is ₽22372 per week

₽13507
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1945
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Naples , Italy
-₽287
-₽2210
₽625
-₽4752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
social contributions
-
-
-
12 989
regional
-
-
-
761
municipal
-
-
-
301
national
-
-
-
8 993
total
-
-
-
23 044
Employee
55 251
-
50 500
-
municipal
293
-
268
-
national
8 753
-
7 903
-
regional
744
-
680
-
social contributions
18 631
-
17 028
-
total
28 421
-
25 879
-
Employer
55 251
-
50 500
-
total
-
-
-
-
Corporate
-
50 500
-
-
municipal
-
2 510
-
-
nationa
-
12 120
-
-
total
-
14 630
-
-
Dividends
-
35 870
-
-
withholding
-
9 326
-
-
total
-
9 326
-
-
Income
50 500
50 500
50 500
50 500
Total tax
28 421
23 956
25 879
23 044
After tax
22 079
26 544
24 621
27 456
Living cost
26 831
26 831
26 831
26 831
Free-cash
-4 752
-287
-2 210
625

Estimated living cost  is ₽26831 per week

₽16686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2718
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6967
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Naples model

Close
Prague , Czech Republic
₽4271
-₽4872
-₽5902
-₽9599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
4 340
social contributions
-
-
-
14 746
solidarity contribution
-
-
-
-
health
-
-
-
6 818
total
-
-
-
25 904
Employee
44 850
-
37 687
-
solidarity contribution
-
-
-
-
social contributions
2 915
-
2 450
-
income
5 382
-
4 522
-
health
6 055
-
5 088
-
total
14 352
-
12 060
-
Employer
44 850
-
37 687
-
health
4 036
-
3 392
-
social contributions
11 213
-
9 422
-
total
15 249
-
12 814
-
Corporate
-
50 500
-
-
income
-
9 595
-
-
total
-
9 595
-
-
Dividends
-
40 905
-
-
withholding
-
6 136
-
-
total
-
6 136
-
-
Income
50 500
50 500
50 500
50 500
Total tax
29 601
15 731
24 874
25 904
After tax
20 899
34 769
25 626
24 596
Living cost
30 498
30 498
30 498
30 498
Free-cash
-9 599
4 271
-4 872
-5 902

Estimated living cost  is ₽30498 per week

₽22680
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Graz , Austria
-₽3763
-₽11492
-₽3393
-₽6514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
2 599
surtax
-
-
-
-
unemployment
-
-
-
6 109
chamber of commerce
-
-
-
202
health
-
-
-
3 863
pensions
-
-
-
9 343
total
-
-
-
22 116
Employee
43 539
39 693
39 693
-
other
435
397
391
-
unemployment
1 306
1 191
1 176
-
pensions
4 459
4 064
4 013
-
income
3 879
2 928
2 952
-
health
1 684
1 537
1 516
-
total
11 763
10 117
10 048
-
Employer
43 539
39 693
39 693
-
chamber of commerce
174
159
159
-
health
1 646
1 501
1 482
-
pensions
5 464
4 982
4 918
-
accident
565
516
508
-
unemployment
1 306
1 191
1 176
-
surtax
-
-
-
-
payroll
1 306
1 191
1 191
-
other
2 068
1 884
1 881
-
total
12 529
11 424
11 315
-
Corporate
3 780
3 780
35 405
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

945
945
8 852
-
total
945
945
8 852
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
25 237
22 486
30 215
22 116
After tax
25 263
28 014
20 285
28 384
Living cost
31 777
31 777
31 777
31 777
Free-cash
-6 514
-3 763
-11 492
-3 393

Estimated living cost  is ₽31777 per week

₽19062
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3245
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8903
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Tbilisi , Georgia
₽35282
₽27707
₽37302
₽32902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
50 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
505
total
-
-
-
505
Employee
15 866
-
50 500
-
income
3 173
-
10 100
-
total
3 173
-
10 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

34 634
50 500
-
-
total
-
-
-
-
Dividends
34 634
50 500
-
-
withholding
1 732
2 525
-
-
total
1 732
2 525
-
-
Income
50 500
50 500
50 500
50 500
Total tax
4 905
2 525
10 100
505
After tax
45 595
47 975
40 400
49 995
Living cost
12 693
12 693
12 693
12 693
Free-cash
32 902
35 282
27 707
37 302

Estimated living cost  is ₽12693 per week

₽8589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽533
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽426
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3145
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Ljubljana , Slovenia
₽8055
-₽198
₽1402
-₽402
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
50 500
income
-
-
-
8 115
unemployment
-
-
-
76
health
-
-
-
4 969
pensions
-
-
-
9 222
total
-
-
-
22 382
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 045
-
43 695
-
unemployment
62
-
60
-
pensions
6 827
-
6 772
-
income
7 595
-
7 524
-
health
2 845
-
2 822
-
total
17 329
-
17 178
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

44 045
-
43 695
-
health
2 934
-
2 911
-
pensions
3 897
-
3 867
-
unemployment
26
-
26
-
total
6 857
-
6 804
-
Corporate
-
50 500
-
-
income
-
9 594
-
-
total
-
9 594
-
-
Dividends
-
40 906
-
-
withholding
-
6 135
-
-
total
-
6 135
-
-
Income
50 500
50 500
50 500
50 500
Total tax
24 186
15 729
23 982
22 382
After tax
26 314
34 771
26 518
28 118
Living cost
26 716
26 716
26 716
26 716
Free-cash
-402
8 055
-198
1 402

Estimated living cost  is ₽26716 per week

₽18334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1712
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽518
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6152
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Ljubljana model

Close
Oslo , Norway
-₽12960
-₽6503
-₽8784
-₽100454
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
9 843
social contributions
-
-
-
5 757
total
-
-
-
15 600
Employee
62 637
-
-
-
social contributions
5 136
-
732
-
income
13 816
-
-
-
total
18 952
-
732
-
Employer
62 637
-
-
-
social contributions
88 318
-
12 587
-
total
88 318
-
12 587
-
Corporate
-
50 500
-
-
income
-
11 110
-
-
total
-
11 110
-
-
Dividends
-
39 390
-
-
income
-
8 666
-
-
total
-
8 666
-
-
Income
50 500
50 500
50 500
50 500
Total tax
107 270
19 776
13 319
15 600
After tax
-56 770
30 724
37 181
34 900
Living cost
43 684
43 684
43 684
43 684
Free-cash
-100 454
-12 960
-6 503
-8 784

Estimated living cost  is ₽43684 per week

₽28344
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10675
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Oslo model

Close
Lisbon , Portugal
-₽2519
-₽3022
-₽1831
-₽6190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
50 500
income
-
-
-
3 541
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
17 548
total
-
-
-
21 089
Employee
45 810
-
40 807
-
surtax
-
-
-
-
social contributions
5 039
-
4 489
-
income
9 529
-
8 100
-
total
14 568
-
12 589
-
Employer
45 810
-
40 807
-
social contributions
10 880
-
9 691
-
total
10 880
-
9 691
-
Corporate
-
50 500
-
-
income
-
10 606
-
-
surtax
-
-
-
-
total
-
10 606
-
-
Dividends
-
39 894
-
-
withholding
-
11 171
-
-
total
-
11 171
-
-
Income
50 500
50 500
50 500
50 500
Total tax
25 448
21 777
22 280
21 089
After tax
25 052
28 723
28 220
29 411
Living cost
31 242
31 242
31 242
31 242
Free-cash
-6 190
-2 519
-3 022
-1 831

Estimated living cost  is ₽31242 per week

₽23376
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1843
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5502
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Lisbon model

Close
Paris , France
-₽22656
-₽17087
-₽17690
-₽31366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
1 926
other
-
-
-
1 565
surtax
-
-
-
-
social contributions
-
-
-
1 438
health
-
-
-
437
pensions
-
-
-
14 717
total
-
-
-
20 083
Employee
62 383
-
38 481
-
pensions
7 056
-
4 351
-
surtax
-
-
-
-
social contributions
1 777
-
1 096
-
income
5 443
-
2 015
-
total
14 276
-
7 462
-
Employer
62 383
-
38 481
-
health
4 366
-
2 693
-
pensions
10 250
-
6 324
-
unemployment
2 527
-
1 559
-
social contributions
187
-
115
-
other
2 153
-
1 327
-
total
19 483
-
12 018
-
Corporate
-
50 500
-
-
income
-
14 140
-
-
surtax
-
-
-
-
total
-
14 140
-
-
Dividends
-
36 360
-
-
surtax
-
-
-
-
social contributions
-
6 255
-
-
withholding
-
4 654
-
-
total
-
10 909
-
-
Income
50 500
50 500
50 500
50 500
Total tax
33 759
25 049
19 480
20 083
After tax
16 741
25 451
31 020
30 417
Living cost
48 107
48 107
48 107
48 107
Free-cash
-31 366
-22 656
-17 087
-17 690

Estimated living cost  is ₽48107 per week

₽32558
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3935
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽660
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Andorra , Andorra
₽15510
₽10941
₽9450
₽12164
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
-
social contributions
-
-
-
11 110
total
-
-
-
11 110
Employee
32 021
-
43 724
-
income
-
-
-
-
social contributions
2 081
-
2 843
-
total
2 081
-
2 843
-
Employer
32 021
-
43 724
-
social contributions
4 964
-
6 776
-
total
4 964
-
6 776
-
Corporate
13 515
50 500
-
-
income
1 351
5 050
-
-
total
1 351
5 050
-
-
Dividends
12 164
45 450
-
-
total
-
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
8 396
5 050
9 619
11 110
After tax
42 104
45 450
40 881
39 390
Living cost
29 940
29 940
29 940
29 940
Free-cash
12 164
15 510
10 941
9 450

Estimated living cost  is ₽29940 per week

₽19359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2257
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽563
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Copenhagen , Denmark
-₽166409
-₽166409
-₽14736
-₽166409
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
labour market
-
-
-
3 971
municipal
-
-
-
7 848
national
-
-
-
4 608
pensions
-
-
-
863
total
-
-
-
17 290
Employee
202 369
202 369
202 369
-
municipal
43 093
43 093
43 093
-
labour market
16 166
16 166
16 166
-
pensions
288
288
288
-
national
24 723
24 723
24 723
-
total
84 270
84 270
84 270
-
Employer
202 369
202 369
202 369
-
national
24 766
24 766
24 766
-
labour market
16 190
16 190
16 190
-
pensions
575
575
575
-
municipal
43 162
43 162
43 162
-
total
84 693
84 693
84 693
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
168 963
168 963
168 963
17 290
After tax
-118 463
-118 463
-118 463
33 210
Living cost
47 946
47 946
47 946
47 946
Free-cash
-166 409
-166 409
-166 409
-14 736

Estimated living cost  is ₽47946 per week

₽32815
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4241
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽737
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10152
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Krakow , Poland
-₽17752
₽4827
₽13138
₽739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
accident
-
-
-
254
income
-
-
-
8 502
other
-
-
-
373
health
-
-
-
2 198
pensions
-
-
-
4 193
total
-
-
-
15 520
Employee
34 359
-
41 950
-
pensions
3 869
-
4 723
-
income
4 714
-
5 755
-
health
3 934
-
4 803
-
total
12 517
-
15 281
-
Employer
34 359
-
41 950
-
pensions
5 587
-
6 821
-
accident
574
-
701
-
unemployment
842
-
1 028
-
total
7 003
-
8 550
-
Corporate
9 139
50 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

8 225
45 450
-
-
total
8 225
45 450
-
-
Dividends
914
5 050
-
-
withholding
174
960
-
-
total
174
960
-
-
Income
50 500
50 500
50 500
50 500
Total tax
27 919
46 410
23 831
15 520
After tax
22 581
4 090
26 669
34 980
Living cost
21 842
21 842
21 842
21 842
Free-cash
739
-17 752
4 827
13 138

Estimated living cost  is ₽21842 per week

₽15898
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1245
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽410
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Krakow model

Close
Helsinki , Finland
-₽3294
-₽6801
₽1832
-₽11790
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
50 500
health
-
-
-
363
municipal
-
-
-
9 025
national
-
-
-
1 040
total
-
-
-
10 428
Employee
52 403
-
42 484
-
municipal
8 583
-
6 973
-
unemployment
786
-
637
-
pensions
3 536
-
2 867
-
national
866
-
329
-
health
391
-
238
-
total
14 162
-
11 044
-
Employer
52 403
-
42 484
-
health
403
-
327
-
pensions
9 092
-
7 372
-
accident
53
-
42
-
unemployment
340
-
276
-
total
9 888
-
8 017
-
Corporate
-
50 500
-
-
income
-
10 099
-
-
total
-
10 099
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
30 301
-
-
municipal
-
5 455
-
-
national
-
-
-
-
total
-
5 455
-
-
Income
50 500
50 500
50 500
50 500
Total tax
24 050
15 554
19 061
10 428
After tax
26 450
34 946
31 439
40 072
Living cost
38 240
38 240
38 240
38 240
Free-cash
-11 790
-3 294
-6 801
1 832

Estimated living cost  is ₽38240 per week

₽24978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3678
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽609
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Larnaca , Cyprus
₽4915
₽10189
₽17378
₽8765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
896
social contributions
-
-
-
7 878
health
-
-
-
1 287
total
-
-
-
10 061
Employee
76 590
76 590
76 590
-
social contributions
2 896
6 357
3 805
-
income
8 339
7 090
8 012
-
health
594
1 302
779
-
total
11 829
14 749
12 596
-
Employer
76 590
76 590
76 590
-
health
645
1 418
849
-
social contributions
2 896
6 357
3 805
-
total
3 541
7 775
4 654
-
Corporate
12 070
-
-
-
income
1 508
-
-
-
total
1 508
-
-
-
Dividends
10 562
-
-
-
withholding
1 796
-
-
-
total
1 796
-
-
-
Income
50 500
50 500
50 500
50 500
Total tax
18 674
22 524
17 250
10 061
After tax
31 826
27 976
33 250
40 439
Living cost
23 061
23 061
23 061
23 061
Free-cash
8 765
4 915
10 189
17 378

Estimated living cost  is ₽23061 per week

₽13821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6468
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Podgorica , Montenegro
₽26004
₽15505
₽20611
₽20937
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

By law (Article 9 §1 (7); Article 10 §1 (7); Article 11 §1 (5)) a social contribution base is set as:

  • up to €9,000.00, 60% of the average monthly wage in Montenegro
  • up to €15,000.00, 100% of the average monthly wage in Montenegro
  • in excess of €15,000, 150% of the average monthly wage in Montenegro
-
-
-
50 500
income
-
-
-
4 106
unemployment
-
-
-
28
health
-
-
-
3 605
pensions
-
-
-
6 336
total
-
-
-
14 075
Employee

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 862
-
45 784
-
unemployment
113
-
229
-
pensions
3 429
-
6 867
-
income
1 563
-
3 476
-
health
1 943
-
3 892
-
total
7 048
-
14 464
-
Employer

We use the last available minimum wage (€288,05 per month) as a minimum base for social contributions.

22 862
-
45 784
-
health
983
-
1 970
-
pensions
1 257
-
2 518
-
unemployment
113
-
229
-
total
2 353
-
4 717
-
Corporate
25 284
50 500
-
-
income
2 276
4 546
-
-
total
2 276
4 546
-
-
Dividends
23 009
45 954
-
-
withholding
2 072
4 136
-
-
total
2 072
4 136
-
-
Income
50 500
50 500
50 500
50 500
Total tax
13 749
8 682
19 181
14 075
After tax
36 751
41 818
31 319
36 425
Living cost
15 814
15 814
15 814
15 814
Free-cash
20 937
26 004
15 505
20 611

Estimated living cost  is ₽15814 per week

₽10090
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1140
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4113
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Podgorica model

Close
Valencia , Spain
₽6747
₽1041
₽653
₽1329
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
accident
-
-
-
454
income
-
-
-
7 308
other
-
-
-
51
unemployment
-
-
-
353
pensions
-
-
-
14 291
total
-
-
-
22 457
Employee
36 829
-
38 291
-
other
36
-
38
-
unemployment
571
-
594
-
pensions
1 731
-
1 799
-
income
7 100
-
7 429
-
total
9 438
-
9 860
-
Employer
36 829
-
38 291
-
pensions
8 691
-
9 037
-
accident
730
-
758
-
unemployment
2 026
-
2 106
-
other
295
-
308
-
total
11 742
-
12 209
-
Corporate
1 929
50 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

289
7 576
-
-
total
289
7 576
-
-
Dividends
1 640
42 924
-
-
withholding
312
8 787
-
-
total
312
8 787
-
-
Income
50 500
50 500
50 500
50 500
Total tax
21 781
16 363
22 069
22 457
After tax
28 719
34 137
28 431
28 043
Living cost
27 390
27 390
27 390
27 390
Free-cash
1 329
6 747
1 041
653

Estimated living cost  is ₽27390 per week

₽18488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2633
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5790
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
Istanbul , Turkey
₽29560
₽29588
₽29727
₽29239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
16 365
health
-
-
-
1 032
pensions
-
-
-
1 424
total
-
-
-
18 821
Employee
2 973
-
48 898
-
unemployment
30
-
71
-
pensions
268
-
641
-
income
575
-
16 291
-
health
149
-
356
-
total
1 022
-
17 359
-
Employer
2 973
-
48 898
-
health
282
-
676
-
pensions
327
-
783
-
unemployment
59
-
142
-
total
668
-
1 601
-
Corporate
46 858
50 500
-
-
income
10 309
11 110
-
-
total
10 309
11 110
-
-
Dividends
36 549
39 390
-
-
withholding
7 310
7 878
-
-
total
7 310
7 878
-
-
Income
50 500
50 500
50 500
50 500
Total tax
19 309
18 988
18 960
18 821
After tax
31 191
31 512
31 540
31 679
Living cost
1 952
1 952
1 952
1 952
Free-cash
29 239
29 560
29 588
29 727

Estimated living cost  is ₽1952 per week

₽1160
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽158
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽45
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽589
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Istanbul model

Close
Belgrade , Serbia
₽19264
₽10130
₽7957
₽14365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
50 500
income
-
-
-
6 232
unemployment
-
-
-
757
health
-
-
-
5 202
pensions
-
-
-
13 130
total
-
-
-
25 321
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

25 969
-
42 833
-
unemployment
195
-
321
-
pensions
3 636
-
5 997
-
income
3 580
-
6 957
-
health
1 337
-
2 206
-
total
8 748
-
15 481
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

25 969
-
42 833
-
health
1 337
-
2 206
-
pensions
3 116
-
5 140
-
unemployment
195
-
321
-
total
4 648
-
7 667
-
Corporate
19 882
50 500
-
-
income
2 982
7 575
-
-
total
2 982
7 575
-
-
Dividends
16 900
42 925
-
-
withholding
2 535
6 439
-
-
total
2 535
6 439
-
-
Income
50 500
50 500
50 500
50 500
Total tax
18 913
14 014
23 148
25 321
After tax
31 587
36 486
27 352
25 179
Living cost
17 222
17 222
17 222
17 222
Free-cash
14 365
19 264
10 130
7 957

Estimated living cost  is ₽17222 per week

₽11595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1332
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽498
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Belgrade model

Close
Porto , Portugal
₽1871
₽1368
₽2559
₽1514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
50 500
income
-
-
-
3 541
surtax
-
-
-
-
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
17 548
total
-
-
-
21 089
Employee
38 658
-
40 807
-
surtax
-
-
-
-
social contributions
4 253
-
4 489
-
income
7 554
-
8 100
-
total
11 807
-
12 589
-
Employer
38 658
-
40 807
-
social contributions
9 180
-
9 691
-
total
9 180
-
9 691
-
Corporate
2 661
50 500
-
-
income
559
10 606
-
-
surtax
-
-
-
-
total
559
10 606
-
-
Dividends
2 102
39 894
-
-
withholding
588
11 171
-
-
total
588
11 171
-
-
Income
50 500
50 500
50 500
50 500
Total tax
22 134
21 777
22 280
21 089
After tax
28 366
28 723
28 220
29 411
Living cost
26 852
26 852
26 852
26 852
Free-cash
1 514
1 871
1 368
2 559

Estimated living cost  is ₽26852 per week

₽19019
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Porto model

Close
Madrid , Spain
-₽868
-₽6574
-₽6962
-₽12942
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
accident
-
-
-
454
income
-
-
-
7 308
other
-
-
-
51
unemployment
-
-
-
353
pensions
-
-
-
14 291
total
-
-
-
22 457
Employee
48 104
-
38 291
-
other
47
-
38
-
unemployment
745
-
594
-
pensions
2 261
-
1 799
-
income
10 047
-
7 429
-
total
13 100
-
9 860
-
Employer
48 104
-
38 291
-
pensions
11 352
-
9 037
-
accident
953
-
758
-
unemployment
2 646
-
2 106
-
other
386
-
308
-
total
15 337
-
12 209
-
Corporate
-
50 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
7 576
-
-
total
-
7 576
-
-
Dividends
-
42 924
-
-
withholding
-
8 787
-
-
total
-
8 787
-
-
Income
50 500
50 500
50 500
50 500
Total tax
28 437
16 363
22 069
22 457
After tax
22 063
34 137
28 431
28 043
Living cost
35 005
35 005
35 005
35 005
Free-cash
-12 942
-868
-6 574
-6 962

Estimated living cost  is ₽35005 per week

₽25139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2722
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Madrid model

Close
Sofia , Bulgaria
₽26045
₽17137
₽16504
₽19976
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
7 575
unemployment
-
-
-
139
health
-
-
-
4 001
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 149
total
-
-
-
16 864
Employee
22 685
-
43 675
-
accident

We are using the highest rate at 1.1%.

249
-
383
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 992
-
3 055
-
income
2 269
-
4 368
-
health
1 044
-
1 600
-
total
5 554
-
9 406
-
Employer
22 685
-
43 675
-
health
1 565
-
2 400
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 500
-
3 833
-
accident

We are using the highest rate at 1.1%.

249
-
383
-
unemployment
136
-
209
-
total
4 450
-
6 825
-
Corporate
23 364
50 500
-
-
income
2 337
5 050
-
-
total
2 337
5 050
-
-
Dividends
21 027
45 450
-
-
withholding
1 051
2 273
-
-
total
1 051
2 273
-
-
Income
50 500
50 500
50 500
50 500
Total tax
13 392
7 323
16 231
16 864
After tax
37 108
43 177
34 269
33 636
Living cost
17 132
17 132
17 132
17 132
Free-cash
19 976
26 045
17 137
16 504

Estimated living cost  is ₽17132 per week

₽11331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽981
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4412
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Berlin , Germany
-₽12260
₽667
₽66
₽504
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
50 500
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 336
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
238
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 805
trade
-
-
-
601
total
-
-
-
11 980
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 559
-
50 500
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

225
-
238
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 075
-
4 336
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 805
-
6 805
-
total
11 105
-
11 379
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
941
50 500
-
-
income
142
7 576
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

8
416
-
-
chamber of commerce
153
225
-
-
trade
134
7 247
-
-
total
437
15 464
-
-
Dividends
505
35 037
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
461
-
-
withholding
-
8 381
-
-
total
-
8 842
-
-
Income
50 500
50 500
50 500
50 500
Total tax
11 542
24 306
11 379
11 980
After tax
38 958
26 194
39 121
38 520
Living cost
38 454
38 454
38 454
38 454
Free-cash
504
-12 260
667
66

Estimated living cost  is ₽38454 per week

₽26526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4138
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7232
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dublin , Ireland
-₽21387
-₽16675
-₽16675
-₽27413
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
6 980
social contributions
-
-
-
3 457
total
-
-
-
10 437
Employee
77 912
-
50 500
-
income
14 702
-
6 980
-
social contributions
6 473
-
3 457
-
total
21 175
-
10 437
-
Employer
77 912
-
50 500
-
total
-
-
-
-
Corporate
-
50 500
-
-
income
-
6 313
-
-
total
-
6 313
-
-
Dividends
-
44 187
-
-
withholding
-
8 836
-
-
total
-
8 836
-
-
Income
50 500
50 500
50 500
50 500
Total tax
21 175
15 149
10 437
10 437
After tax
29 325
35 351
40 063
40 063
Living cost
56 738
56 738
56 738
56 738
Free-cash
-27 413
-21 387
-16 675
-16 675

Estimated living cost  is ₽56738 per week

₽43165
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4623
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8407
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Sliema , Malta
-₽8255
₽167
-₽20068
-₽2824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
50 500
income
-
-
-
28 352
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
6 060
total
-
-
-
34 412
Employee
45 692
-
45 918
-
income
4 958
-
5 013
-
social contributions
4 578
-
4 582
-
total
9 536
-
9 595
-
Employer
45 692
-
45 918
-
social contributions
4 578
-
4 582
-
total
4 578
-
4 582
-
Corporate
230
50 500
-
-
income
81
17 675
-
-
total
81
17 675
-
-
Dividends
149
32 825
-
-
social contributions
2 973
4 924
-
-
total
2 973
4 924
-
-
Income
50 500
50 500
50 500
50 500
Total tax
17 168
22 599
14 177
34 412
After tax
33 332
27 901
36 323
16 088
Living cost
36 156
36 156
36 156
36 156
Free-cash
-2 824
-8 255
167
-20 068

Estimated living cost  is ₽36156 per week

₽23816
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2850
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sliema model

Close
Edinburgh , United Kingdom
₽1007
-₽3639
₽1258
-₽6123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
income
-
-
-
9 523
pensions
-
-
-
2 889
total
-
-
-
12 412
Employee
50 554
-
45 264
-
pensions
3 859
-
3 225
-
income
9 206
-
8 298
-
health
659
-
550
-
total
13 724
-
12 073
-
Employer
50 554
-
45 264
-
health
961
-
860
-
pensions
5 108
-
4 376
-
total
6 069
-
5 236
-
Corporate
-
50 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

-
9 595
-
-
total
-
9 595
-
-
Dividends
-
40 905
-
-
withholding
-
3 068
-
-
total
-
3 068
-
-
Income
50 500
50 500
50 500
50 500
Total tax
19 793
12 663
17 309
12 412
After tax
30 707
37 837
33 191
38 088
Living cost
36 830
36 830
36 830
36 830
Free-cash
-6 123
1 007
-3 639
1 258

Estimated living cost  is ₽36830 per week

₽25265
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3387
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Source of data for Edinburgh model

Close
Warsaw , Poland
-₽19914
₽2665
₽10976
₽409
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
accident
-
-
-
254
income
-
-
-
8 502
other
-
-
-
373
health
-
-
-
2 198
pensions
-
-
-
4 193
total
-
-
-
15 520
Employee
37 760
-
41 950
-
pensions
4 252
-
4 723
-
income
5 180
-
5 755
-
health
4 323
-
4 803
-
total
13 755
-
15 281
-
Employer
37 760
-
41 950
-
pensions
6 139
-
6 821
-
accident
631
-
701
-
unemployment
925
-
1 028
-
total
7 695
-
8 550
-
Corporate
5 045
50 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

4 541
45 450
-
-
total
4 541
45 450
-
-
Dividends
504
5 050
-
-
withholding
96
960
-
-
total
96
960
-
-
Income
50 500
50 500
50 500
50 500
Total tax
26 087
46 410
23 831
15 520
After tax
24 413
4 090
26 669
34 980
Living cost
24 004
24 004
24 004
24 004
Free-cash
409
-19 914
2 665
10 976

Estimated living cost  is ₽24004 per week

₽17616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1399
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Source of data for Warsaw model

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Skopje , Macedonia
₽29476
₽16726
₽16726
₽24635
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Sole-trader should pay social contributions from a minimum of 50% of an average salary to a maximum of twelve average salaries. The minimum personal income for the first year should be at least 50% of an average salary.

-
-
-
50 500
income
-
-
-
6 437
unemployment
-
-
-
606
work injury
-
-
-
253
health insurance
-
-
-
3 737
pensions
-
-
-
9 292
total
-
-
-
20 325
Employee

Minimal social contribution is 50% of an average salary to a maximum of six average salaries.

21 518
-
50 500
-
health insurance
1 592
-
3 737
-
unemployment
258
-
606
-
work injury
108
-
253
-
pensions
3 959
-
9 292
-
income
2 152
-
6 437
-
total
8 069
-
20 325
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
28 982
50 500
-
-
income

Macedonia has a simplified tax regime. Before 3,000,000 MKD per annum you will be taxed at 0%, and before 6,000,000 MKD it is 1%.

-
-
-
-
total
-
-
-
-
Dividends
28 982
50 500
-
-
withholding
4 347
7 575
-
-
total
4 347
7 575
-
-
Income
50 500
50 500
50 500
50 500
Total tax
12 416
7 575
20 325
20 325
After tax
38 084
42 925
30 175
30 175
Living cost
13 449
13 449
13 449
13 449
Free-cash
24 635
29 476
16 726
16 726

Estimated living cost  is ₽13449 per week

₽8332
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽977
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3720
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Skopje model

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Rome , Italy
-₽13081
-₽15041
-₽12239
-₽33432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
50 500
social contributions
-
-
-
12 989
regional
-
-
-
740
municipal
-
-
-
338
national
-
-
-
8 993
total
-
-
-
23 060
Employee
83 932
-
50 500
-
municipal
501
-
301
-
national
14 184
-
7 903
-
regional
1 267
-
630
-
social contributions
28 301
-
17 028
-
total
44 253
-
25 862
-
Employer
83 932
-
50 500
-
total
-
-
-
-
Corporate
-
50 500
-
-
municipal
-
2 435
-
-
nationa
-
12 120
-
-
total
-
14 555
-
-
Dividends
-
35 946
-
-
withholding
-
9 347
-
-
total
-
9 347
-
-
Income
50 500
50 500
50 500
50 500
Total tax
44 253
23 902
25 862
23 060
After tax
6 247
26 598
24 638
27 440
Living cost
39 679
39 679
39 679
39 679
Free-cash
-33 432
-13 081
-15 041
-12 239

Estimated living cost  is ₽39679 per week

₽27872
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2729
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽599
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Rome model

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