Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 5000
per

Your estimated
City
free-cash

Andorra , Andorra
-₽23403
-₽28727
-₽23255
-₽22803
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
social contributions
-
-
-
1 100
income
-
-
-
-
total
-
-
-
1 100
Employee
29 201
-
4 328
-
social contributions
1 898
-
281
-
income
-
-
-
-
total
1 898
-
281
-
Employer
29 201
-
4 328
-
social contributions
4 526
-
671
-
total
4 526
-
671
-
Corporate
-
5 000
-
-
income
-
500
-
-
total
-
500
-
-
Dividends
-
4 500
-
-
total
-
-
-
-
Income
5 000
5 000
5 000
5 000
Total tax
6 424
500
952
1 100
After tax
-1 424
4 500
4 048
3 900
Living cost
27 303
27 303
27 303
27 303
Free-cash
-28 727
-22 803
-23 255
-23 403

Estimated living cost  is ₽27303 per week

₽17654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7077
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

Close
Graz , Austria
-₽31938
-₽46992
-₽35212
-₽44484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
surtax
-
-
-
-
unemployment
-
-
-
5 571
health
-
-
-
693
chamber of commerce
-
-
-
21
pensions
-
-
-
1 675
income
-
-
-
-
total
-
-
-
7 960
Employee
39 704
36 197
36 197
-
unemployment
1 191
1 086
272
-
other
396
362
91
-
income
3 537
2 670
4 252
-
pensions
4 066
3 706
927
-
health
1 536
1 401
350
-
total
10 726
9 225
5 892
-
Employer
39 704
36 197
36 197
-
pensions
4 983
4 544
1 138
-
surtax
-
-
-
-
payroll
1 191
1 086
1 086
-
other
1 886
1 718
1 489
-
health
1 501
1 369
343
-
accident
515
471
7
-
unemployment
1 191
1 086
272
-
chamber of commerce
159
145
145
-
total
11 426
10 419
4 480
-
Corporate
3 447
3 447
3 447
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

862
862
862
-
total
862
862
862
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
5 000
5 000
5 000
5 000
Total tax
23 014
20 506
11 234
7 960
After tax
-18 014
-15 506
-6 234
-2 960
Living cost
28 978
28 978
28 978
28 978
Free-cash
-46 992
-44 484
-35 212
-31 938

Estimated living cost  is ₽28978 per week

₽17383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Graz model

Close
Vienna , Austria
-₽35144
-₽54496
-₽38416
-₽47690
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
surtax
-
-
-
179
unemployment
-
-
-
5 571
health
-
-
-
693
chamber of commerce
-
-
-
21
pensions
-
-
-
1 675
income
-
-
-
-
total
-
-
-
8 139
Employee
45 393
36 197
36 197
-
unemployment
1 362
1 086
272
-
other
453
362
91
-
income
5 168
2 670
4 252
-
pensions
4 649
3 706
927
-
health
1 756
1 401
350
-
total
13 388
9 225
5 892
-
Employer
45 393
36 197
36 197
-
pensions
5 697
4 544
1 138
-
surtax
179
179
179
-
payroll
1 362
1 086
1 086
-
other
2 156
1 718
1 489
-
health
1 715
1 369
343
-
accident
589
471
5
-
unemployment
1 362
1 086
272
-
chamber of commerce
181
145
145
-
total
13 241
10 598
4 657
-
Corporate
3 447
3 447
3 447
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

862
862
862
-
total
862
862
862
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
5 000
5 000
5 000
5 000
Total tax
27 491
20 685
11 411
8 139
After tax
-22 491
-15 685
-6 411
-3 139
Living cost
32 005
32 005
32 005
32 005
Free-cash
-54 496
-47 690
-38 416
-35 144

Estimated living cost  is ₽32005 per week

₽21346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Source of data for Vienna model

Close
Brussels , Belgium
-₽32971
-₽78885
-₽30795
-₽30003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
national
-
-
-
53
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
12
social contributions
-
-
-
4 788
total
-
-
-
4 853
Employee

The minimum management director salary is set at €45,000 per year.

64 971
-
3 874
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
34
-
national
19 975
-
841
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
202
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 873
-
291
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
183
-
total
31 855
-
1 551
-
Employer

The minimum management director salary is set at €45,000 per year.

64 971
-
3 874
-
surtax
7 367
-
438
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 757
-
343
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 995
-
238
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
50
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
57
-
total
18 912
-
1 126
-
Corporate
-
5 000
-
-
income
-
1 000
-
-
surtax
-
21
-
-
total
-
1 021
-
-
Dividends
-
3 980
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
864
-
-
total
-
864
-
-
Income
5 000
5 000
5 000
5 000
Total tax
50 767
1 885
2 677
4 853
After tax
-45 767
3 115
2 323
147
Living cost
33 118
33 118
33 118
33 118
Free-cash
-78 885
-30 003
-30 795
-32 971

Estimated living cost  is ₽33118 per week

₽21332
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brussels model

Close
Sofia , Bulgaria
-₽12959
-₽19752
-₽13029
-₽11352
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
unemployment
-
-
-
24
health
-
-
-
681
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
877
income
-
-
-
750
total
-
-
-
2 332
Employee
20 693
-
3 837
-
accident

We are using the highest rate at 1.1%.

227
-
65
-
income
2 070
-
383
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 817
-
520
-
health
952
-
272
-
total
5 066
-
1 240
-
Employer
20 693
-
3 837
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 280
-
653
-
health
1 428
-
409
-
accident

We are using the highest rate at 1.1%.

227
-
65
-
unemployment
124
-
35
-
total
4 059
-
1 162
-
Corporate
-
5 000
-
-
income
-
500
-
-
total
-
500
-
-
Dividends
-
4 500
-
-
withholding
-
225
-
-
total
-
225
-
-
Income
5 000
5 000
5 000
5 000
Total tax
9 125
725
2 402
2 332
After tax
-4 125
4 275
2 598
2 668
Living cost
15 627
15 627
15 627
15 627
Free-cash
-19 752
-11 352
-13 029
-12 959

Estimated living cost  is ₽15627 per week

₽10336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4025
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

Close
Varna , Bulgaria
-₽9243
-₽13867
-₽9313
-₽7636
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
unemployment
-
-
-
24
health
-
-
-
681
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
877
income
-
-
-
750
total
-
-
-
2 332
Employee
15 772
-
3 837
-
accident

We are using the highest rate at 1.1%.

174
-
65
-
income
1 577
-
383
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 385
-
520
-
health
725
-
272
-
total
3 861
-
1 240
-
Employer
15 772
-
3 837
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 738
-
653
-
health
1 089
-
409
-
accident

We are using the highest rate at 1.1%.

174
-
65
-
unemployment
94
-
35
-
total
3 095
-
1 162
-
Corporate
-
5 000
-
-
income
-
500
-
-
total
-
500
-
-
Dividends
-
4 500
-
-
withholding
-
225
-
-
total
-
225
-
-
Income
5 000
5 000
5 000
5 000
Total tax
6 956
725
2 402
2 332
After tax
-1 956
4 275
2 598
2 668
Living cost
11 911
11 911
11 911
11 911
Free-cash
-13 867
-7 636
-9 313
-9 243

Estimated living cost  is ₽11911 per week

₽6954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

Close
Larnaca , Cyprus
-₽22297
-₽30046
-₽28629
-₽36570
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 529
health
-
-
-
881
social contributions
-
-
-
5 386
income
-
-
-
-
total
-
-
-
6 267
Employee
69 844
69 844
69 844
-
income
7 605
6 465
7 853
-
social contributions
2 641
5 797
1 955
-
health
541
1 188
400
-
total
10 787
13 450
10 208
-
Employer
69 844
69 844
69 844
-
social contributions
2 641
5 797
1 955
-
health
588
1 293
436
-
total
3 229
7 090
2 391
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
5 000
5 000
5 000
5 000
Total tax
14 016
20 540
12 599
6 267
After tax
-9 016
-15 540
-7 599
-1 267
Living cost
21 030
21 030
21 030
21 030
Free-cash
-30 046
-36 570
-28 629
-22 297

Estimated living cost  is ₽21030 per week

₽12603
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5898
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Larnaca model

Close
Limassol , Cyprus
-₽30728
-₽40035
-₽37060
-₽45001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
34 529
health
-
-
-
881
social contributions
-
-
-
5 386
income
-
-
-
-
total
-
-
-
6 267
Employee
69 844
69 844
69 844
-
income
7 334
6 465
7 853
-
social contributions
3 394
5 797
1 955
-
health
695
1 188
400
-
total
11 423
13 450
10 208
-
Employer
69 844
69 844
69 844
-
social contributions
3 394
5 797
1 955
-
health
757
1 293
436
-
total
4 151
7 090
2 391
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
5 000
5 000
5 000
5 000
Total tax
15 574
20 540
12 599
6 267
After tax
-10 574
-15 540
-7 599
-1 267
Living cost
29 461
29 461
29 461
29 461
Free-cash
-40 035
-45 001
-37 060
-30 728

Estimated living cost  is ₽29461 per week

₽20139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Limassol model

Close
Brno , Czech Republic
-₽18605
-₽36461
-₽18504
-₽17597
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
health
-
-
-
675
social contributions
-
-
-
1 460
income
-
-
-
430
solidarity contribution
-
-
-
-
total
-
-
-
2 565
Employee
30 941
-
3 731
-
income
3 713
-
448
-
social contributions
2 011
-
243
-
health
4 177
-
504
-
solidarity contribution
-
-
-
-
total
9 901
-
1 195
-
Employer
30 941
-
3 731
-
social contributions
7 735
-
933
-
health
2 785
-
336
-
total
10 520
-
1 269
-
Corporate
-
5 000
-
-
income
-
950
-
-
total
-
950
-
-
Dividends
-
4 050
-
-
withholding
-
607
-
-
total
-
607
-
-
Income
5 000
5 000
5 000
5 000
Total tax
20 421
1 557
2 464
2 565
After tax
-15 421
3 443
2 536
2 435
Living cost
21 040
21 040
21 040
21 040
Free-cash
-36 461
-17 597
-18 504
-18 605

Estimated living cost  is ₽21040 per week

₽14614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4515
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Brno model

Close
Prague , Czech Republic
-₽23492
-₽46090
-₽23391
-₽22484
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
health
-
-
-
675
social contributions
-
-
-
1 460
income
-
-
-
430
solidarity contribution
-
-
-
-
total
-
-
-
2 565
Employee
38 127
-
3 731
-
income
4 575
-
448
-
social contributions
2 478
-
243
-
health
5 147
-
504
-
solidarity contribution
-
-
-
-
total
12 200
-
1 195
-
Employer
38 127
-
3 731
-
social contributions
9 532
-
933
-
health
3 431
-
336
-
total
12 963
-
1 269
-
Corporate
-
5 000
-
-
income
-
950
-
-
total
-
950
-
-
Dividends
-
4 050
-
-
withholding
-
607
-
-
total
-
607
-
-
Income
5 000
5 000
5 000
5 000
Total tax
25 163
1 557
2 464
2 565
After tax
-20 163
3 443
2 536
2 435
Living cost
25 927
25 927
25 927
25 927
Free-cash
-46 090
-22 484
-23 391
-23 492

Estimated living cost  is ₽25927 per week

₽19281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Prague model

Close
Copenhagen , Denmark
-₽40000
-₽193481
-₽193481
-₽193481
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
national
-
-
-
-
pensions
-
-
-
790
municipal
-
-
-
-
labour market
-
-
-
337
total
-
-
-
1 127
Employee
185 177
185 177
185 177
-
municipal
39 432
39 432
39 432
-
national
22 623
22 623
22 623
-
pensions
263
263
263
-
labour market
14 793
14 793
14 793
-
total
77 111
77 111
77 111
-
Employer
185 177
185 177
185 177
-
pensions
526
526
526
-
labour market
14 814
14 814
14 814
-
municipal
39 495
39 495
39 495
-
national
22 662
22 662
22 662
-
total
77 497
77 497
77 497
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
5 000
5 000
5 000
5 000
Total tax
154 608
154 608
154 608
1 127
After tax
-149 608
-149 608
-149 608
3 873
Living cost
43 873
43 873
43 873
43 873
Free-cash
-193 481
-193 481
-193 481
-40 000

Estimated living cost  is ₽43873 per week

₽30027
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Copenhagen model

Close
Tallinn , Estonia
-₽20351
-₽29477
-₽20806
-₽17939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
health
-
-
-
1 344
pensions
-
-
-
2 068
income
-
-
-
-
total
-
-
-
3 412
Employee
25 767
-
1 504
-
unemployment
412
-
165
-
income
2 901
-
-
-
pensions
515
-
207
-
total
3 828
-
372
-
Employer
25 767
-
1 504
-
pensions
5 154
-
2 068
-
health
3 349
-
1 344
-
unemployment
207
-
83
-
total
8 710
-
3 495
-
Corporate
-
5 000
-
-
income
-
1 000
-
-
total
-
1 000
-
-
Dividends
-
4 000
-
-
total
-
-
-
-
Income
5 000
5 000
5 000
5 000
Total tax
12 538
1 000
3 867
3 412
After tax
-7 538
4 000
1 133
1 588
Living cost
21 939
21 939
21 939
21 939
Free-cash
-29 477
-17 939
-20 806
-20 351

Estimated living cost  is ₽21939 per week

₽15048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Tallinn model

Close
Helsinki , Finland
-₽30772
-₽51803
-₽31708
-₽31412
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
5 000
national
-
-
-
-
health
-
-
-
-
municipal
-
-
-
900
total
-
-
-
900
Employee
47 787
-
4 207
-
unemployment
717
-
64
-
municipal
7 827
-
695
-
national
789
-
-
-
pensions
3 225
-
284
-
health
357
-
-
-
total
12 915
-
1 043
-
Employer
47 787
-
4 207
-
pensions
8 291
-
729
-
health
367
-
33
-
accident
48
-
3
-
unemployment
310
-
28
-
total
9 016
-
793
-
Corporate
-
5 000
-
-
income
-
1 000
-
-
total
-
1 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
3 000
-
-
municipal
-
540
-
-
national
-
-
-
-
total
-
540
-
-
Income
5 000
5 000
5 000
5 000
Total tax
21 931
1 540
1 836
900
After tax
-16 931
3 460
3 164
4 100
Living cost
34 872
34 872
34 872
34 872
Free-cash
-51 803
-31 412
-31 708
-30 772

Estimated living cost  is ₽34872 per week

₽22778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
Marseille , France
-₽26840
-₽40537
-₽24726
-₽25476
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
surtax
-
-
-
-
health
-
-
-
241
pensions
-
-
-
3 306
social contributions
-
-
-
141
income
-
-
-
-
other
-
-
-
155
total
-
-
-
3 843
Employee
34 700
-
3 809
-
income
1 789
-
-
-
surtax
-
-
-
-
social contributions
989
-
109
-
pensions
3 925
-
431
-
total
6 703
-
540
-
Employer
34 700
-
3 809
-
pensions
5 702
-
626
-
social contributions
103
-
12
-
other
1 198
-
131
-
health
2 429
-
267
-
unemployment
1 405
-
153
-
total
10 837
-
1 189
-
Corporate
-
5 000
-
-
income
-
1 400
-
-
surtax
-
-
-
-
total
-
1 400
-
-
Dividends
-
3 600
-
-
withholding
-
460
-
-
social contributions
-
619
-
-
surtax
-
-
-
-
total
-
1 079
-
-
Income
5 000
5 000
5 000
5 000
Total tax
17 540
2 479
1 729
3 843
After tax
-12 540
2 521
3 271
1 157
Living cost
27 997
27 997
27 997
27 997
Free-cash
-40 537
-25 476
-24 726
-26 840

Estimated living cost  is ₽27997 per week

₽16237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Nice , France
-₽29919
-₽46013
-₽27805
-₽28555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
surtax
-
-
-
-
health
-
-
-
241
pensions
-
-
-
3 306
social contributions
-
-
-
141
income
-
-
-
-
other
-
-
-
155
total
-
-
-
3 843
Employee
38 874
-
3 809
-
income
2 294
-
-
-
surtax
-
-
-
-
social contributions
1 108
-
109
-
pensions
4 395
-
431
-
total
7 797
-
540
-
Employer
38 874
-
3 809
-
pensions
6 386
-
626
-
social contributions
117
-
12
-
other
1 341
-
131
-
health
2 722
-
267
-
unemployment
1 574
-
153
-
total
12 140
-
1 189
-
Corporate
-
5 000
-
-
income
-
1 400
-
-
surtax
-
-
-
-
total
-
1 400
-
-
Dividends
-
3 600
-
-
withholding
-
460
-
-
social contributions
-
619
-
-
surtax
-
-
-
-
total
-
1 079
-
-
Income
5 000
5 000
5 000
5 000
Total tax
19 937
2 479
1 729
3 843
After tax
-14 937
2 521
3 271
1 157
Living cost
31 076
31 076
31 076
31 076
Free-cash
-46 013
-28 555
-27 805
-29 919

Estimated living cost  is ₽31076 per week

₽19595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Paris , France
-₽42713
-₽69656
-₽40599
-₽41349
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
surtax
-
-
-
-
health
-
-
-
241
pensions
-
-
-
3 306
social contributions
-
-
-
141
income
-
-
-
-
other
-
-
-
155
total
-
-
-
3 843
Employee
56 888
-
3 809
-
income
4 964
-
-
-
surtax
-
-
-
-
social contributions
1 620
-
109
-
pensions
6 434
-
431
-
total
13 018
-
540
-
Employer
56 888
-
3 809
-
pensions
9 347
-
626
-
social contributions
171
-
12
-
other
1 963
-
131
-
health
3 982
-
267
-
unemployment
2 305
-
153
-
total
17 768
-
1 189
-
Corporate
-
5 000
-
-
income
-
1 400
-
-
surtax
-
-
-
-
total
-
1 400
-
-
Dividends
-
3 600
-
-
withholding
-
460
-
-
social contributions
-
619
-
-
surtax
-
-
-
-
total
-
1 079
-
-
Income
5 000
5 000
5 000
5 000
Total tax
30 786
2 479
1 729
3 843
After tax
-25 786
2 521
3 271
1 157
Living cost
43 870
43 870
43 870
43 870
Free-cash
-69 656
-41 349
-40 599
-42 713

Estimated living cost  is ₽43870 per week

₽29690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

Close
Batumi , Georgia
-₽888
-₽2297
-₽1838
-₽1088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
5 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
50
total
-
-
-
50
Employee
7 298
-
5 000
-
income
1 459
-
1 000
-
total
1 459
-
1 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

-
5 000
-
-
total
-
-
-
-
Dividends
-
5 000
-
-
withholding
-
250
-
-
total
-
250
-
-
Income
5 000
5 000
5 000
5 000
Total tax
1 459
250
1 000
50
After tax
3 541
4 750
4 000
4 950
Living cost
5 838
5 838
5 838
5 838
Free-cash
-2 297
-1 088
-1 838
-888

Estimated living cost  is ₽5838 per week

₽3618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1574
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Batumi model

Close
Tbilisi , Georgia
-₽4148
-₽6373
-₽5098
-₽4348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
5 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
50
total
-
-
-
50
Employee
11 373
-
5 000
-
income
2 275
-
1 000
-
total
2 275
-
1 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

-
5 000
-
-
total
-
-
-
-
Dividends
-
5 000
-
-
withholding
-
250
-
-
total
-
250
-
-
Income
5 000
5 000
5 000
5 000
Total tax
2 275
250
1 000
50
After tax
2 725
4 750
4 000
4 950
Living cost
9 098
9 098
9 098
9 098
Free-cash
-6 373
-4 348
-5 098
-4 148

Estimated living cost  is ₽9098 per week

₽6157
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Source of data for Tbilisi model

Close
Berlin , Germany
-₽36272
-₽40193
-₽36272
-₽32239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
5 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 205
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 193
-
5 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 716
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
10 126
-
6 205
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
5 000
-
-
trade
-
717
-
-
income
-
750
-
-
chamber of commerce
-
145
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
41
-
-
total
-
1 653
-
-
Dividends
-
3 347
-
-
withholding
-
491
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
28
-
-
total
-
519
-
-
Income
5 000
5 000
5 000
5 000
Total tax
10 126
2 172
6 205
6 205
After tax
-5 126
2 828
-1 205
-1 205
Living cost
35 067
35 067
35 067
35 067
Free-cash
-40 193
-32 239
-36 272
-36 272

Estimated living cost  is ₽35067 per week

₽24190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Berlin model

Close
Dresden , Germany
-₽28717
-₽29740
-₽28717
-₽24736
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
5 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 205
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 741
-
5 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

970
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
7 228
-
6 205
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
5 000
-
-
trade
-
788
-
-
income
-
750
-
-
chamber of commerce
-
145
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
41
-
-
total
-
1 724
-
-
Dividends
-
3 276
-
-
withholding
-
474
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
26
-
-
total
-
500
-
-
Income
5 000
5 000
5 000
5 000
Total tax
7 228
2 224
6 205
6 205
After tax
-2 228
2 776
-1 205
-1 205
Living cost
27 512
27 512
27 512
27 512
Free-cash
-29 740
-24 736
-28 717
-28 717

Estimated living cost  is ₽27512 per week

₽17306
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Dresden model

Close
Hamburg , Germany
-₽36887
-₽41062
-₽36887
-₽32931
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
5 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 205
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 062
-
5 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
10 380
-
6 205
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
5 000
-
-
trade
-
822
-
-
income
-
750
-
-
chamber of commerce
-
145
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
41
-
-
total
-
1 758
-
-
Dividends
-
3 242
-
-
withholding
-
465
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
26
-
-
total
-
491
-
-
Income
5 000
5 000
5 000
5 000
Total tax
10 380
2 249
6 205
6 205
After tax
-5 380
2 751
-1 205
-1 205
Living cost
35 682
35 682
35 682
35 682
Free-cash
-41 062
-32 931
-36 887
-36 887

Estimated living cost  is ₽35682 per week

₽23864
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7522
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Hamburg model

Close
Munich , Germany
-₽42815
-₽49587
-₽42815
-₽38886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
5 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
-
trade
-
-
-
-
total
-
-
-
6 205
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 587
-
5 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 419
-
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
-
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
12 977
-
6 205
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
5 000
-
-
trade
-
857
-
-
income
-
750
-
-
chamber of commerce
-
145
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
41
-
-
total
-
1 793
-
-
Dividends
-
3 207
-
-
withholding
-
457
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
26
-
-
total
-
483
-
-
Income
5 000
5 000
5 000
5 000
Total tax
12 977
2 276
6 205
6 205
After tax
-7 977
2 724
-1 205
-1 205
Living cost
41 610
41 610
41 610
41 610
Free-cash
-49 587
-38 886
-42 815
-42 815

Estimated living cost  is ₽41610 per week

₽30390
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7351
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Source of data for Munich model

Close
Athens , Greece
-₽19197
-₽32028
-₽20010
-₽17256
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
surtax
-
-
-
-
unemployment
-
-
-
207
health
-
-
-
862
pensions
-
-
-
2 425
income
-
-
-
302
other
-
-
-
-
total
-
-
-
3 796
Employee
30 588
-
2 449
-
unemployment
2 129
-
843
-
other
-
-
-
-
income
5 128
-
98
-
surtax
109
-
-
-
pensions
2 041
-
808
-
health
781
-
309
-
total
10 188
-
2 058
-
Employer
30 588
-
2 449
-
pensions
4 078
-
1 615
-
other
-
-
-
-
health
1 391
-
552
-
unemployment
970
-
384
-
total
6 439
-
2 551
-
Corporate
-
5 000
-
-
income
-
1 300
-
-
total
-
1 300
-
-
Dividends
-
3 700
-
-
withholding
-
555
-
-
total
-
555
-
-
Income
5 000
5 000
5 000
5 000
Total tax
16 627
1 855
4 609
3 796
After tax
-11 627
3 145
391
1 204
Living cost
20 401
20 401
20 401
20 401
Free-cash
-32 028
-17 256
-20 010
-19 197

Estimated living cost  is ₽20401 per week

₽12317
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

Close
Thessaloniki , Greece
-₽18839
-₽31359
-₽19652
-₽16898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
surtax
-
-
-
-
unemployment
-
-
-
207
health
-
-
-
862
pensions
-
-
-
2 425
income
-
-
-
302
other
-
-
-
-
total
-
-
-
3 796
Employee
30 037
-
2 449
-
unemployment
2 091
-
843
-
other
-
-
-
-
income
5 035
-
98
-
surtax
98
-
-
-
pensions
2 003
-
808
-
health
767
-
309
-
total
9 994
-
2 058
-
Employer
30 037
-
2 449
-
pensions
4 004
-
1 615
-
other
-
-
-
-
health
1 367
-
552
-
unemployment
951
-
384
-
total
6 322
-
2 551
-
Corporate
-
5 000
-
-
income
-
1 300
-
-
total
-
1 300
-
-
Dividends
-
3 700
-
-
withholding
-
555
-
-
total
-
555
-
-
Income
5 000
5 000
5 000
5 000
Total tax
16 316
1 855
4 609
3 796
After tax
-11 316
3 145
391
1 204
Living cost
20 043
20 043
20 043
20 043
Free-cash
-31 359
-16 898
-19 652
-18 839

Estimated living cost  is ₽20043 per week

₽12255
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

Close
Budapest , Hungary
-₽15192
-₽26371
-₽17581
-₽18433
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
unemployment
-
-
-
120
health
-
-
-
559
pensions
-
-
-
799
income
-
-
-
528
total
-
-
-
2 006
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 252
10 448
10 448
-
unemployment
394
157
120
-
income
3 209
1 277
1 344
-
pensions
2 625
1 045
803
-
health
1 838
731
562
-
total
8 066
3 210
2 829
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 252
10 448
10 448
-
pensions
5 119
2 037
1 566
-
total
5 119
2 037
1 566
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
social contributions
-
-
-
-
total
-
-
-
-
Income
5 000
5 000
5 000
5 000
Total tax
13 185
5 247
4 395
2 006
After tax
-8 185
-247
605
2 994
Living cost
18 186
18 186
18 186
18 186
Free-cash
-26 371
-18 433
-17 581
-15 192

Estimated living cost  is ₽18186 per week

₽12411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3924
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Budapest model

Close
Reykjavik , Iceland
-₽39582
-₽69277
-₽39493
-₽40808
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
national
-
-
-
-
pensions
-
-
-
600
social contributions
-
-
-
54
municipal
-
-
-
-
total
-
-
-
654
Employee
68 096
-
4 322
-
municipal
8 411
-
-
-
national
13 034
-
-
-
pensions
2 724
-
173
-
total
24 169
-
173
-
Employer
68 096
-
4 322
-
pensions
5 448
-
346
-
social contributions
732
-
46
-
total
6 180
-
392
-
Corporate
-
5 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
1 000
-
-
total
-
1 000
-
-
Dividends
-
4 000
-
-
withholding
-
880
-
-
total
-
880
-
-
Income
5 000
5 000
5 000
5 000
Total tax
30 349
1 880
565
654
After tax
-25 349
3 120
4 435
4 346
Living cost
43 928
43 928
43 928
43 928
Free-cash
-69 277
-40 808
-39 493
-39 582

Estimated living cost  is ₽43928 per week

₽29857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9330
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Source of data for Reykjavik model

Close
Dublin , Ireland
-₽46741
-₽66051
-₽46741
-₽48243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
social contributions
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Employee
71 049
-
5 000
-
social contributions
5 903
-
-
-
income
13 407
-
-
-
total
19 310
-
-
-
Employer
71 049
-
5 000
-
total
-
-
-
-
Corporate
-
5 000
-
-
income
-
626
-
-
total
-
626
-
-
Dividends
-
4 374
-
-
withholding
-
876
-
-
total
-
876
-
-
Income
5 000
5 000
5 000
5 000
Total tax
19 310
1 502
-
-
After tax
-14 310
3 498
5 000
5 000
Living cost
51 741
51 741
51 741
51 741
Free-cash
-66 051
-48 243
-46 741
-46 741

Estimated living cost  is ₽51741 per week

₽39363
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Source of data for Dublin model

Close
Milan , Italy
-₽40366
-₽75724
-₽42556
-₽35660
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
national
-
-
-
-
regional
-
-
-
-
social contributions
-
-
-
7 039
municipal
-
-
-
-
total
-
-
-
7 039
Employee
80 724
-
5 000
-
municipal
427
-
-
-
national
13 988
-
-
-
social contributions
27 220
-
9 229
-
regional
762
-
-
-
total
42 397
-
9 229
-
Employer
80 724
-
5 000
-
total
-
-
-
-
Corporate
-
5 000
-
-
nationa
-
1 200
-
-
municipal
-
195
-
-
total
-
1 395
-
-
Dividends
-
3 606
-
-
withholding
-
938
-
-
total
-
938
-
-
Income
5 000
5 000
5 000
5 000
Total tax
42 397
2 333
9 229
7 039
After tax
-37 397
2 667
-4 229
-2 039
Living cost
38 327
38 327
38 327
38 327
Free-cash
-75 724
-35 660
-42 556
-40 366

Estimated living cost  is ₽38327 per week

₽26717
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Milan model

Close
Naples , Italy
-₽26507
-₽45385
-₽28697
-₽21840
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
5 000
national
-
-
-
-
regional
-
-
-
-
social contributions
-
-
-
7 039
municipal
-
-
-
-
total
-
-
-
7 039
Employee
50 385
-
5 000
-
municipal
267
-
-
-
national
7 982
-
-
-
social contributions
16 990
-
9 229
-
regional
678
-
-
-
total
25 917
-
9 229
-
Employer
50 385
-
5 000
-
total
-
-
-
-
Corporate
-
5 000
-
-
nationa
-
1 200
-
-
municipal
-
248
-
-
total
-
1 448