Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 48500
per

Your estimated
City
free-cash

Andorra , Andorra
₽9918
₽12618
₽11349
₽15739
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
social contributions
-
-
-
10 670
income
-
-
-
-
total
-
-
-
10 670
Employee
29 853
-
41 991
-
social contributions
1 940
-
2 730
-
income
-
-
-
-
total
1 940
-
2 730
-
Employer
29 853
-
41 991
-
social contributions
4 627
-
6 509
-
total
4 627
-
6 509
-
Corporate
14 020
48 500
-
-
income
1 403
4 849
-
-
total
1 403
4 849
-
-
Dividends
12 617
43 651
-
-
total
-
-
-
-
Income
48 500
48 500
48 500
48 500
Total tax
7 970
4 849
9 239
10 670
After tax
40 530
43 651
39 261
37 830
Living cost
27 912
27 912
27 912
27 912
Free-cash
12 618
15 739
11 349
9 918

Estimated living cost  is ₽27912 per week

₽18048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2104
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽2382
-₽4654
-₽10183
-₽2088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
surtax
-
-
-
-
unemployment
-
-
-
5 695
health
-
-
-
3 711
chamber of commerce
-
-
-
194
pensions
-
-
-
8 973
income
-
-
-
2 684
total
-
-
-
21 257
Employee
40 590
37 005
37 661
-
unemployment
1 218
1 110
1 130
-
other
405
370
377
-
income
3 616
2 730
2 863
-
pensions
4 157
3 789
3 857
-
health
1 570
1 433
1 457
-
total
10 966
9 432
9 684
-
Employer
40 590
37 005
37 661
-
pensions
5 094
4 645
4 726
-
surtax
-
-
-
-
payroll
1 218
1 110
1 130
-
other
1 928
1 757
1 790
-
health
1 535
1 399
1 424
-
accident
527
481
490
-
unemployment
1 218
1 110
1 130
-
chamber of commerce
162
148
150
-
total
11 682
10 650
10 840
-
Corporate
3 524
3 524
34 137
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

881
881
8 534
-
total
881
881
8 534
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
48 500
48 500
48 500
48 500
Total tax
23 529
20 963
29 058
21 257
After tax
24 971
27 537
19 442
27 243
Living cost
29 625
29 625
29 625
29 625
Free-cash
-4 654
-2 088
-10 183
-2 382

Estimated living cost  is ₽29625 per week

₽17771
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3026
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽5659
-₽12322
-₽13329
-₽5365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
surtax
-
-
-
183
unemployment
-
-
-
5 695
health
-
-
-
3 711
chamber of commerce
-
-
-
194
pensions
-
-
-
8 973
income
-
-
-
2 684
total
-
-
-
21 440
Employee
46 406
37 005
37 518
-
unemployment
1 392
1 110
1 126
-
other
463
370
375
-
income
5 283
2 730
2 835
-
pensions
4 752
3 789
3 841
-
health
1 796
1 433
1 452
-
total
13 686
9 432
9 629
-
Employer
46 406
37 005
37 518
-
pensions
5 824
4 645
4 708
-
surtax
183
183
183
-
payroll
1 392
1 110
1 126
-
other
2 204
1 757
1 782
-
health
1 753
1 399
1 419
-
accident
603
481
488
-
unemployment
1 392
1 110
1 126
-
chamber of commerce
185
148
150
-
total
13 536
10 833
10 982
-
Corporate
3 524
3 524
33 994
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

881
881
8 499
-
total
881
881
8 499
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
48 500
48 500
48 500
48 500
Total tax
28 103
21 146
29 110
21 440
After tax
20 397
27 354
19 390
27 060
Living cost
32 719
32 719
32 719
32 719
Free-cash
-12 322
-5 365
-13 329
-5 659

Estimated living cost  is ₽32719 per week

₽21822
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2791
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽537
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽7062
-₽37256
-₽12722
-₽6496
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
national
-
-
-
13 936
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 599
social contributions
-
-
-
5 170
total
-
-
-
21 705
Employee

The minimum management director salary is set at €45,000 per year.

66 421
-
37 564
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

578
-
326
-
national
20 420
-
9 560
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 464
-
1 959
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 982
-
2 818
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 121
-
1 766
-
total
32 565
-
16 429
-
Employer

The minimum management director salary is set at €45,000 per year.

66 421
-
37 564
-
surtax
7 531
-
4 261
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 886
-
3 329
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 085
-
2 310
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

863
-
488
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

969
-
548
-
total
19 334
-
10 936
-
Corporate
-
48 500
-
-
income
-
9 701
-
-
surtax
-
194
-
-
total
-
9 895
-
-
Dividends
-
38 606
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
11 244
-
-
total
-
11 244
-
-
Income
48 500
48 500
48 500
48 500
Total tax
51 899
21 139
27 365
21 705
After tax
-3 399
27 361
21 135
26 795
Living cost
33 857
33 857
33 857
33 857
Free-cash
-37 256
-6 496
-12 722
-7 062

Estimated living cost  is ₽33857 per week

₽21808
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽530
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8559
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽16587
₽19834
₽17248
₽25492
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
7 275
total
-
-
-
15 937
Employee
21 155
-
42 135
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
income
2 116
-
4 214
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 857
-
2 848
-
health
973
-
1 492
-
total
5 178
-
8 911
-
Employer
21 155
-
42 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 331
-
3 575
-
health
1 460
-
2 238
-
accident

We are using the highest rate at 1.1%.

232
-
357
-
unemployment
127
-
195
-
total
4 150
-
6 365
-
Corporate
23 195
48 500
-
-
income
2 319
4 850
-
-
total
2 319
4 850
-
-
Dividends
20 875
43 650
-
-
withholding
1 043
2 182
-
-
total
1 043
2 182
-
-
Income
48 500
48 500
48 500
48 500
Total tax
12 690
7 032
15 276
15 937
After tax
35 810
41 468
33 224
32 563
Living cost
15 976
15 976
15 976
15 976
Free-cash
19 834
25 492
17 248
16 587

Estimated living cost  is ₽15976 per week

₽10566
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽381
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽20387
₽24976
₽21048
₽29292
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
unemployment
-
-
-
130
health
-
-
-
3 731
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 801
income
-
-
-
7 275
total
-
-
-
15 937
Employee
16 123
-
42 135
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
income
1 612
-
4 214
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 416
-
2 848
-
health
742
-
1 492
-
total
3 948
-
8 911
-
Employer
16 123
-
42 135
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 777
-
3 575
-
health
1 113
-
2 238
-
accident

We are using the highest rate at 1.1%.

178
-
357
-
unemployment
96
-
195
-
total
3 164
-
6 365
-
Corporate
29 213
48 500
-
-
income
2 921
4 850
-
-
total
2 921
4 850
-
-
Dividends
26 291
43 650
-
-
withholding
1 315
2 182
-
-
total
1 315
2 182
-
-
Income
48 500
48 500
48 500
48 500
Total tax
11 348
7 032
15 276
15 937
After tax
37 152
41 468
33 224
32 563
Living cost
12 176
12 176
12 176
12 176
Free-cash
24 976
29 292
21 048
20 387

Estimated living cost  is ₽12176 per week

₽7109
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽323
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3876
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽17131
₽9203
₽10699
₽6003
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
health
-
-
-
1 237
social contributions
-
-
-
7 567
income
-
-
-
1 066
total
-
-
-
9 870
Employee
71 403
71 403
71 403
-
income
7 775
6 610
7 429
-
social contributions
2 700
5 926
3 655
-
health
553
1 214
749
-
total
11 028
13 750
11 833
-
Employer
71 403
71 403
71 403
-
social contributions
2 700
5 926
3 655
-
health
601
1 322
814
-
total
3 301
7 248
4 469
-
Corporate
12 673
-
-
-
income
1 584
-
-
-
total
1 584
-
-
-
Dividends
11 089
-
-
-
withholding
1 885
-
-
-
total
1 885
-
-
-
Income
48 500
48 500
48 500
48 500
Total tax
17 798
20 998
16 302
9 870
After tax
30 702
27 502
32 198
38 630
Living cost
21 499
21 499
21 499
21 499
Free-cash
9 203
6 003
10 699
17 131

Estimated living cost  is ₽21499 per week

₽12885
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2109
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6030
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽8512
₽1785
₽2080
-₽2616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
health
-
-
-
1 237
social contributions
-
-
-
7 567
income
-
-
-
1 066
total
-
-
-
9 870
Employee
71 403
71 403
71 403
-
income
7 498
6 610
7 429
-
social contributions
3 470
5 926
3 655
-
health
710
1 214
749
-
total
11 678
13 750
11 833
-
Employer
71 403
71 403
71 403
-
social contributions
3 470
5 926
3 655
-
health
774
1 322
814
-
total
4 244
7 248
4 469
-
Corporate
2 461
-
-
-
income
308
-
-
-
total
308
-
-
-
Dividends
2 153
-
-
-
withholding
367
-
-
-
total
367
-
-
-
Income
48 500
48 500
48 500
48 500
Total tax
16 597
20 998
16 302
9 870
After tax
31 903
27 502
32 198
38 630
Living cost
30 118
30 118
30 118
30 118
Free-cash
1 785
-2 616
2 080
8 512

Estimated living cost  is ₽30118 per week

₽20589
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2352
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6671
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽2145
₽4253
₽3135
₽11915
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
health
-
-
-
6 547
social contributions
-
-
-
14 162
income
-
-
-
4 169
solidarity contribution
-
-
-
-
total
-
-
-
24 878
Employee
31 583
-
36 194
-
income
3 790
-
4 343
-
social contributions
2 053
-
2 353
-
health
4 264
-
4 886
-
solidarity contribution
-
-
-
-
total
10 107
-
11 582
-
Employer
31 583
-
36 194
-
social contributions
7 896
-
9 049
-
health
2 842
-
3 257
-
total
10 738
-
12 306
-
Corporate
6 179
48 500
-
-
income
1 174
9 215
-
-
total
1 174
9 215
-
-
Dividends
5 005
39 285
-
-
withholding
751
5 893
-
-
total
751
5 893
-
-
Income
48 500
48 500
48 500
48 500
Total tax
22 770
15 108
23 888
24 878
After tax
25 730
33 392
24 612
23 622
Living cost
21 477
21 477
21 477
21 477
Free-cash
4 253
11 915
3 135
2 145

Estimated living cost  is ₽21477 per week

₽14918
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1528
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽422
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4609
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽2843
-₽3652
-₽1853
₽6927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
health
-
-
-
6 547
social contributions
-
-
-
14 162
income
-
-
-
4 169
solidarity contribution
-
-
-
-
total
-
-
-
24 878
Employee
38 919
-
36 194
-
income
4 670
-
4 343
-
social contributions
2 530
-
2 353
-
health
5 254
-
4 886
-
solidarity contribution
-
-
-
-
total
12 454
-
11 582
-
Employer
38 919
-
36 194
-
social contributions
9 730
-
9 049
-
health
3 503
-
3 257
-
total
13 233
-
12 306
-
Corporate
-
48 500
-
-
income
-
9 215
-
-
total
-
9 215
-
-
Dividends
-
39 285
-
-
withholding
-
5 893
-
-
total
-
5 893
-
-
Income
48 500
48 500
48 500
48 500
Total tax
25 687
15 108
23 888
24 878
After tax
22 813
33 392
24 612
23 622
Living cost
26 465
26 465
26 465
26 465
Free-cash
-3 652
6 927
-1 853
-2 843

Estimated living cost  is ₽26465 per week

₽19681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽13040
-₽154366
-₽154366
-₽154366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
national
-
-
-
4 464
pensions
-
-
-
807
municipal
-
-
-
7 612
labour market
-
-
-
3 815
total
-
-
-
16 698
Employee
189 268
189 268
189 268
-
municipal
40 303
40 303
40 303
-
national
23 122
23 122
23 122
-
pensions
269
269
269
-
labour market
15 120
15 120
15 120
-
total
78 814
78 814
78 814
-
Employer
189 268
189 268
189 268
-
pensions
538
538
538
-
labour market
15 141
15 141
15 141
-
municipal
40 368
40 368
40 368
-
national
23 163
23 163
23 163
-
total
79 210
79 210
79 210
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
48 500
48 500
48 500
48 500
Total tax
158 024
158 024
158 024
16 698
After tax
-109 524
-109 524
-109 524
31 802
Living cost
44 842
44 842
44 842
44 842
Free-cash
-154 366
-154 366
-154 366
-13 040

Estimated living cost  is ₽44842 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽690
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽4891
₽10604
₽6579
₽16371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
health
-
-
-
6 305
pensions
-
-
-
9 701
income
-
-
-
5 175
total
-
-
-
21 181
Employee
26 342
-
36 248
-
unemployment
421
-
580
-
income
2 966
-
5 937
-
pensions
527
-
724
-
total
3 914
-
7 241
-
Employer
26 342
-
36 248
-
pensions
5 269
-
7 249
-
health
3 424
-
4 712
-
unemployment
211
-
291
-
total
8 904
-
12 252
-
Corporate
13 254
48 500
-
-
income
2 650
9 701
-
-
total
2 650
9 701
-
-
Dividends
10 604
38 799
-
-
total
-
-
-
-
Income
48 500
48 500
48 500
48 500
Total tax
15 468
9 701
19 493
21 181
After tax
33 032
38 799
29 007
27 319
Living cost
22 428
22 428
22 428
22 428
Free-cash
10 604
16 371
6 579
4 891

Estimated living cost  is ₽22428 per week

₽15383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1336
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽2616
-₽9571
-₽5519
-₽2088
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
48 500
national
-
-
-
1 211
health
-
-
-
359
municipal
-
-
-
8 664
total
-
-
-
10 234
Employee
48 854
-
40 801
-
unemployment
733
-
611
-
municipal
8 002
-
6 694
-
national
807
-
370
-
pensions
3 297
-
2 754
-
health
365
-
241
-
total
13 204
-
10 670
-
Employer
48 854
-
40 801
-
pensions
8 476
-
7 078
-
health
375
-
314
-
accident
49
-
41
-
unemployment
317
-
266
-
total
9 217
-
7 699
-
Corporate
-
48 500
-
-
income
-
9 701
-
-
total
-
9 701
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
29 100
-
-
municipal
-
5 237
-
-
national
-
-
-
-
total
-
5 237
-
-
Income
48 500
48 500
48 500
48 500
Total tax
22 421
14 938
18 369
10 234
After tax
26 079
33 562
30 131
38 266
Living cost
35 650
35 650
35 650
35 650
Free-cash
-9 571
-2 088
-5 519
2 616

Estimated living cost  is ₽35650 per week

₽23287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽567
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8368
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₽550
₽982
₽1094
-₽4179
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
surtax
-
-
-
-
health
-
-
-
421
pensions
-
-
-
14 092
social contributions
-
-
-
1 382
income
-
-
-
1 930
other
-
-
-
1 503
total
-
-
-
19 328
Employee
35 475
-
36 958
-
income
1 829
-
2 009
-
surtax
-
-
-
-
social contributions
1 011
-
1 054
-
pensions
4 012
-
4 180
-
total
6 852
-
7 243
-
Employer
35 475
-
36 958
-
pensions
5 829
-
6 071
-
social contributions
106
-
111
-
other
1 225
-
1 276
-
health
2 483
-
2 587
-
unemployment
1 436
-
1 496
-
total
11 079
-
11 541
-
Corporate
1 947
48 500
-
-
income
544
13 581
-
-
surtax
-
-
-
-
total
544
13 581
-
-
Dividends
1 402
34 919
-
-
withholding
180
4 471
-
-
social contributions
241
6 005
-
-
surtax
-
-
-
-
total
421
10 476
-
-
Income
48 500
48 500
48 500
48 500
Total tax
18 896
24 057
18 784
19 328
After tax
29 604
24 443
29 716
29 172
Living cost
28 622
28 622
28 622
28 622
Free-cash
982
-4 179
1 094
550

Estimated living cost  is ₽28622 per week

₽16599
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2908
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽2597
-₽3651
-₽2053
-₽7326
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
surtax
-
-
-
-
health
-
-
-
421
pensions
-
-
-
14 092
social contributions
-
-
-
1 382
income
-
-
-
1 930
other
-
-
-
1 503
total
-
-
-
19 328
Employee
39 741
-
36 958
-
income
2 345
-
2 009
-
surtax
-
-
-
-
social contributions
1 133
-
1 054
-
pensions
4 493
-
4 180
-
total
7 971
-
7 243
-
Employer
39 741
-
36 958
-
pensions
6 529
-
6 071
-
social contributions
120
-
111
-
other
1 371
-
1 276
-
health
2 782
-
2 587
-
unemployment
1 609
-
1 496
-
total
12 411
-
11 541
-
Corporate
-
48 500
-
-
income
-
13 581
-
-
surtax
-
-
-
-
total
-
13 581
-
-
Dividends
-
34 919
-
-
withholding
-
4 471
-
-
social contributions
-
6 005
-
-
surtax
-
-
-
-
total
-
10 476
-
-
Income
48 500
48 500
48 500
48 500
Total tax
20 382
24 057
18 784
19 328
After tax
28 118
24 443
29 716
29 172
Living cost
31 769
31 769
31 769
31 769
Free-cash
-3 651
-7 326
-2 053
-2 597

Estimated living cost  is ₽31769 per week

₽20032
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2583
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8615
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽15677
-₽27821
-₽15133
-₽20406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
surtax
-
-
-
-
health
-
-
-
421
pensions
-
-
-
14 092
social contributions
-
-
-
1 382
income
-
-
-
1 930
other
-
-
-
1 503
total
-
-
-
19 328
Employee
58 158
-
36 958
-
income
5 074
-
2 009
-
surtax
-
-
-
-
social contributions
1 656
-
1 054
-
pensions
6 578
-
4 180
-
total
13 308
-
7 243
-
Employer
58 158
-
36 958
-
pensions
9 556
-
6 071
-
social contributions
174
-
111
-
other
2 007
-
1 276
-
health
4 071
-
2 587
-
unemployment
2 356
-
1 496
-
total
18 164
-
11 541
-
Corporate
-
48 500
-
-
income
-
13 581
-
-
surtax
-
-
-
-
total
-
13 581
-
-
Dividends
-
34 919
-
-
withholding
-
4 471
-
-
social contributions
-
6 005
-
-
surtax
-
-
-
-
total
-
10 476
-
-
Income
48 500
48 500
48 500
48 500
Total tax
31 472
24 057
18 784
19 328
After tax
17 028
24 443
29 716
29 172
Living cost
44 849
44 849
44 849
44 849
Free-cash
-27 821
-20 406
-15 133
-15 677

Estimated living cost  is ₽44849 per week

₽30353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3669
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10212
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽42066
₽39011
₽32851
₽40126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
48 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
485
total
-
-
-
485
Employee
7 436
-
48 500
-
income
1 487
-
9 700
-
total
1 487
-
9 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

41 064
48 500
-
-
total
-
-
-
-
Dividends
41 064
48 500
-
-
withholding
2 053
2 425
-
-
total
2 053
2 425
-
-
Income
48 500
48 500
48 500
48 500
Total tax
3 540
2 425
9 700
485
After tax
44 960
46 075
38 800
48 015
Living cost
5 949
5 949
5 949
5 949
Free-cash
39 011
40 126
32 851
42 066

Estimated living cost  is ₽5949 per week

₽3687
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽495
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽164
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1604
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽38745
₽35066
₽29530
₽36805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
48 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
485
total
-
-
-
485
Employee
11 588
-
48 500
-
income
2 318
-
9 700
-
total
2 318
-
9 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

36 912
48 500
-
-
total
-
-
-
-
Dividends
36 912
48 500
-
-
withholding
1 846
2 425
-
-
total
1 846
2 425
-
-
Income
48 500
48 500
48 500
48 500
Total tax
4 164
2 425
9 700
485
After tax
44 336
46 075
38 800
48 015
Living cost
9 270
9 270
9 270
9 270
Free-cash
35 066
36 805
29 530
38 745

Estimated living cost  is ₽9270 per week

₽6273
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽389
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽311
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2297
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₽855
₽1447
₽1620
-₽10701
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
48 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
245
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 441
trade
-
-
-
765
total
-
-
-
11 795
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 202
-
48 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 799
-
4 441
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

210
-
245
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 353
-
11 030
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
2 298
48 500
-
-
trade
330
6 960
-
-
income
345
7 276
-
-
chamber of commerce
144
211
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

19
400
-
-
total
838
14 847
-
-
Dividends
1 459
33 652
-
-
withholding
12
8 060
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
444
-
-
total
12
8 504
-
-
Income
48 500
48 500
48 500
48 500
Total tax
11 203
23 351
11 030
11 795
After tax
37 297
25 149
37 470
36 705
Living cost
35 850
35 850
35 850
35 850
Free-cash
1 447
-10 701
1 620
855

Estimated living cost  is ₽35850 per week

₽24730
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽520
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽8505
₽6796
₽9344
-₽3476
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
48 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
245
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 441
trade
-
-
-
839
total
-
-
-
11 869
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

35 516
-
48 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

992
-
4 441
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
-
245
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
7 391
-
11 030
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
12 984
48 500
-
-
trade
2 046
7 639
-
-
income
1 947
7 276
-
-
chamber of commerce
160
211
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

107
400
-
-
total
4 260
15 526
-
-
Dividends
8 723
32 974
-
-
withholding
1 827
7 891
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

100
433
-
-
total
1 927
8 324
-
-
Income
48 500
48 500
48 500
48 500
Total tax
13 578
23 850
11 030
11 869
After tax
34 922
24 650
37 470
36 631
Living cost
28 126
28 126
28 126
28 126
Free-cash
6 796
-3 476
9 344
8 505

Estimated living cost  is ₽28126 per week

₽17692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3279
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽525
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6629
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₽116
₽811
₽992
-₽12079
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
48 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
245
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 441
trade
-
-
-
876
total
-
-
-
11 906
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

47 090
-
48 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

4 046
-
4 441
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

222
-
245
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
10 612
-
11 030
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
1 410
48 500
-
-
trade
233
7 979
-
-
income
211
7 276
-
-
chamber of commerce
143
210
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

12
400
-
-
total
599
15 865
-
-
Dividends
811
32 635
-
-
withholding
-
7 806
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
430
-
-
total
-
8 236
-
-
Income
48 500
48 500
48 500
48 500
Total tax
11 211
24 101
11 030
11 906
After tax
37 289
24 399
37 470
36 594
Living cost
36 478
36 478
36 478
36 478
Free-cash
811
-12 079
992
116

Estimated living cost  is ₽36478 per week

₽24397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3847
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽544
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽5983
-₽7305
-₽5068
-₽18388
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
48 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
245
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 344
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
4 441
trade
-
-
-
915
total
-
-
-
11 945
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

55 805
-
48 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 562
-
4 441
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

361
-
245
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 344
-
6 344
-
total
13 267
-
11 030
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
48 500
-
-
trade
-
8 317
-
-
income
-
7 276
-
-
chamber of commerce
-
210
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
400
-
-
total
-
16 203
-
-
Dividends
-
32 297
-
-
withholding
-
7 722
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
425
-
-
total
-
8 147
-
-
Income
48 500
48 500
48 500
48 500
Total tax
13 267
24 350
11 030
11 945
After tax
35 233
24 150
37 470
36 555
Living cost
42 538
42 538
42 538
42 538
Free-cash
-7 305
-18 388
-5 068
-5 983

Estimated living cost  is ₽42538 per week

₽31068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽553
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7516
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽6951
₽6697
₽5737
₽9650
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
surtax
-
-
-
308
unemployment
-
-
-
211
health
-
-
-
3 443
pensions
-
-
-
9 701
income
-
-
-
7 029
other
-
-
-
-
total
-
-
-
20 692
Employee
31 271
-
40 065
-
unemployment
2 176
-
2 788
-
other
-
-
-
-
income
5 242
-
6 715
-
surtax
111
-
273
-
pensions
2 086
-
2 673
-
health
798
-
1 022
-
total
10 413
-
13 471
-
Employer
31 271
-
40 065
-
pensions
4 169
-
5 341
-
other
-
-
-
-
health
1 422
-
1 824
-
unemployment
992
-
1 270
-
total
6 583
-
8 435
-
Corporate
10 646
48 500
-
-
income
2 768
12 610
-
-
total
2 768
12 610
-
-
Dividends
7 877
35 890
-
-
withholding
1 182
5 383
-
-
total
1 182
5 383
-
-
Income
48 500
48 500
48 500
48 500
Total tax
20 946
17 993
21 906
20 692
After tax
27 554
30 507
26 594
27 808
Living cost
20 857
20 857
20 857
20 857
Free-cash
6 697
9 650
5 737
6 951

Estimated living cost  is ₽20857 per week

₽12592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1813
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5968
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽7318
₽7127
₽6104
₽10017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
surtax
-
-
-
308
unemployment
-
-
-
211
health
-
-
-
3 443
pensions
-
-
-
9 701
income
-
-
-
7 029
other
-
-
-
-
total
-
-
-
20 692
Employee
30 707
-
40 065
-
unemployment
2 137
-
2 788
-
other
-
-
-
-
income
5 147
-
6 715
-
surtax
100
-
273
-
pensions
2 048
-
2 673
-
health
784
-
1 022
-
total
10 216
-
13 471
-
Employer
30 707
-
40 065
-
pensions
4 093
-
5 341
-
other
-
-
-
-
health
1 397
-
1 824
-
unemployment
973
-
1 270
-
total
6 463
-
8 435
-
Corporate
11 329
48 500
-
-
income
2 946
12 610
-
-
total
2 946
12 610
-
-
Dividends
8 383
35 890
-
-
withholding
1 258
5 383
-
-
total
1 258
5 383
-
-
Income
48 500
48 500
48 500
48 500
Total tax
20 883
17 993
21 906
20 692
After tax
27 617
30 507
26 594
27 808
Living cost
20 490
20 490
20 490
20 490
Free-cash
7 127
10 017
6 104
7 318

Estimated living cost  is ₽20490 per week

₽12529
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1891
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5598
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽15028
₽9339
₽9545
₽8952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
unemployment
-
-
-
728
health
-
-
-
3 395
pensions
-
-
-
4 850
income
-
-
-
5 929
total
-
-
-
14 902
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
40 586
-
unemployment
402
160
609
-
income
3 277
1 304
4 962
-
pensions
2 681
1 067
4 059
-
health
1 876
747
2 841
-
total
8 236
3 278
12 471
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 805
10 668
40 586
-
pensions
5 227
2 080
7 914
-
total
5 227
2 080
7 914
-
Corporate
16 467
35 752
-
-
income
1 482
3 218
-
-
total
1 482
3 218
-
-
Dividends
14 985
32 534
-
-
withholding
2 847
6 181
-
-
social contributions
2 800
6 222
-
-
total
5 647
12 403
-
-
Income
48 500
48 500
48 500
48 500
Total tax
20 592
20 979
20 385
14 902
After tax
27 908
27 521
28 115
33 598
Living cost
18 570
18 570
18 570
18 570
Free-cash
9 339
8 952
9 545
15 028

Estimated living cost  is ₽18570 per week

₽12672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽371
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4007
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽14290
-₽27319
-₽13910
-₽14577
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
national
-
-
-
7 055
pensions
-
-
-
5 820
social contributions
-
-
-
521
municipal
-
-
-
4 553
total
-
-
-
17 949
Employee
69 511
-
41 928
-
municipal
8 586
-
4 741
-
national
13 304
-
7 346
-
pensions
2 780
-
1 677
-
total
24 670
-
13 764
-
Employer
69 511
-
41 928
-
pensions
5 561
-
3 354
-
social contributions
747
-
451
-
total
6 308
-
3 805
-
Corporate
-
48 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
9 700
-
-
total
-
9 700
-
-
Dividends
-
38 800
-
-
withholding
-
8 536
-
-
total
-
8 536
-
-
Income
48 500
48 500
48 500
48 500
Total tax
30 978
18 236
17 569
17 949
After tax
17 522
30 264
30 931
30 551
Living cost
44 841
44 841
44 841
44 841
Free-cash
-27 319
-14 577
-13 910
-14 290

Estimated living cost  is ₽44841 per week

₽30478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4168
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽671
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽14568
-₽24135
-₽14568
-₽18945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
social contributions
-
-
-
3 380
income
-
-
-
6 793
total
-
-
-
10 173
Employee
72 635
-
48 500
-
social contributions
6 034
-
3 380
-
income
13 706
-
6 793
-
total
19 740
-
10 173
-
Employer
72 635
-
48 500
-
total
-
-
-
-
Corporate
-
48 500
-
-
income
-
6 062
-
-
total
-
6 062
-
-
Dividends
-
42 438
-
-
withholding
-
8 488
-
-
total
-
8 488
-
-
Income
48 500
48 500
48 500
48 500
Total tax
19 740
14 550
10 173
10 173
After tax
28 760
33 950
38 327
38 327
Living cost
52 895
52 895
52 895
52 895
Free-cash
-24 135
-18 945
-14 568
-14 568

Estimated living cost  is ₽52895 per week

₽40242
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4310
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽12592
-₽34026
-₽15329
-₽13307
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
national
-
-
-
8 670
regional
-
-
-
477
social contributions
-
-
-
12 474
municipal
-
-
-
289
total
-
-
-
21 910
Employee
82 526
-
48 500
-
municipal
437
-
257
-
national
14 300
-
7 621
-
social contributions
27 828
-
16 354
-
regional
779
-
415
-
total
43 344
-
24 647
-
Employer
82 526
-
48 500
-
total
-
-
-
-
Corporate
-
48 500
-
-
nationa
-
11 641
-
-
municipal
-
1 891
-
-
total
-
13 532
-
-
Dividends
-
34 969
-
-
withholding
-
9 093
-
-
total
-
9 093
-
-
Income
48 500
48 500
48 500
48 500
Total tax
43 344
22 625
24 647
21 910
After tax
5 156
25 875
23 853
26 590
Living cost
39 182
39 182
39 182
39 182
Free-cash
-34 026
-13 307
-15 329
-12 592

Estimated living cost  is ₽39182 per week

₽27313
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽601
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8698
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽1321
-₽3009
-₽1399
₽477
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
national
-
-
-
8 670
regional
-
-
-
732
social contributions
-
-
-
12 474
municipal
-
-
-
289
total
-
-
-
22 165
Employee
51 509
-
48 500
-
municipal
273
-
257
-
national
8 160
-
7 621
-
social contributions
17 369
-
16 354
-
regional
693
-
653
-
total
26 495
-
24 885
-
Employer
51 509
-
48 500
-
total
-
-
-
-
Corporate
-
48 500
-
-
nationa
-
11 641
-
-
municipal