Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 48500
per

Your estimated
City
free-cash

Andorra , Andorra
₽18756
₽14291
₽12931
₽15975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
social contributions
-
-
-
10 669
income
-
-
-
6
total
-
-
-
10 675
Employee
26 624
-
41 992
-
social contributions
1 730
-
2 730
-
income
-
-
77
-
total
1 730
-
2 807
-
Employer
26 624
-
41 992
-
social contributions
4 127
-
6 508
-
total
4 127
-
6 508
-
Corporate
17 749
48 500
-
-
income
1 774
4 850
-
-
total
1 774
4 850
-
-
Dividends
15 975
43 650
-
-
total
-
-
-
-
Income
48 500
48 500
48 500
48 500
Total tax
7 631
4 850
9 315
10 675
After tax
40 869
43 650
39 185
37 825
Living cost
24 894
24 894
24 894
24 894
Free-cash
15 975
18 756
14 291
12 931

Estimated living cost  is ₽24894 per week

₽16096
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1876
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₽1433
-₽7855
₽517
₽794
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
chamber of commerce
-
-
-
193
unemployment
-
-
-
5 079
health
-
-
-
3 710
pensions
-
-
-
8 972
income
-
-
-
3 608
surtax
-
-
-
-
total
-
-
-
21 562
Employee
36 201
33 003
37 659
-
health
1 400
1 278
1 457
-
pensions
3 707
3 379
3 857
-
other
361
330
377
-
unemployment
1 086
990
1 130
-
income
3 225
2 434
3 643
-
total
9 779
8 411
10 464
-
Employer
36 201
33 003
37 659
-
pensions
4 543
4 143
4 726
-
accident
470
429
490
-
unemployment
1 086
990
1 130
-
surtax
-
-
-
-
payroll
1 086
990
1 130
-
chamber of commerce
145
132
151
-
health
1 369
1 248
1 424
-
other
1 719
1 567
1 790
-
total
10 418
9 499
10 841
-
Corporate
3 143
5 999
34 516
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

786
1 499
8 629
-
total
786
1 499
8 629
-
Dividends
1 096
4 499
-
-
withholding
302
1 237
-
-
total
302
1 237
-
-
Income
48 500
48 500
48 500
48 500
Total tax
21 285
20 646
29 934
21 562
After tax
27 215
27 854
18 566
26 938
Living cost
26 421
26 421
26 421
26 421
Free-cash
794
1 433
-7 855
517

Estimated living cost  is ₽26421 per week

₽15849
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2698
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽471
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽1416
-₽10643
-₽2406
-₽5747
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
chamber of commerce
-
-
-
193
unemployment
-
-
-
5 079
health
-
-
-
3 710
pensions
-
-
-
8 972
income
-
-
-
3 608
surtax
-
-
-
163
total
-
-
-
21 725
Employee
41 387
33 003
37 529
-
health
1 601
1 278
1 452
-
pensions
4 239
3 379
3 842
-
other
413
330
376
-
unemployment
1 242
990
1 125
-
income
4 712
2 434
3 607
-
total
12 207
8 411
10 402
-
Employer
41 387
33 003
37 529
-
pensions
5 194
4 143
4 710
-
accident
537
429
487
-
unemployment
1 242
990
1 125
-
surtax
163
163
163
-
payroll
1 242
990
1 125
-
chamber of commerce
165
132
151
-
health
1 564
1 248
1 419
-
other
1 966
1 567
1 782
-
total
12 073
9 662
10 962
-
Corporate
3 143
5 835
34 394
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

786
1 458
8 598
-
total
786
1 458
8 598
-
Dividends
-
4 377
-
-
withholding
-
1 204
-
-
total
-
1 204
-
-
Income
48 500
48 500
48 500
48 500
Total tax
25 066
20 735
29 962
21 725
After tax
23 434
27 765
18 538
26 775
Living cost
29 181
29 181
29 181
29 181
Free-cash
-5 747
-1 416
-10 643
-2 406

Estimated living cost  is ₽29181 per week

₽19462
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2489
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6750
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽2869
-₽9439
-₽4269
-₽27981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
social contributions
-
-
-
5 713
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 568
national
-
-
-
14 293
total
-
-
-
22 574
Employee

The minimum management director salary is set at €45,000 per year.

59 238
-
37 565
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 783
-
1 766
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 443
-
2 818
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 090
-
1 960
-
national
18 212
-
9 938
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

515
-
327
-
total
29 043
-
16 809
-
Employer

The minimum management director salary is set at €45,000 per year.

59 238
-
37 565
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

770
-
489
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

864
-
548
-
surtax
6 717
-
4 259
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 643
-
2 310
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 249
-
3 329
-
total
17 243
-
10 935
-
Corporate
-
48 500
-
-
surtax
-
193
-
-
income
-
9 700
-
-
total
-
9 893
-
-
Dividends
-
38 607
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
11 281
-
-
total
-
11 281
-
-
Income
48 500
48 500
48 500
48 500
Total tax
46 286
21 174
27 744
22 574
After tax
2 214
27 326
20 756
25 926
Living cost
30 195
30 195
30 195
30 195
Free-cash
-27 981
-2 869
-9 439
-4 269

Estimated living cost  is ₽30195 per week

₽19450
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2640
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7633
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽27246
₽20150
₽19293
₽22210
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
7 275
total
-
-
-
14 986
Employee
18 831
-
42 835
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
health
866
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 653
-
2 535
-
income
1 883
-
4 283
-
total
4 609
-
8 464
-
Employer
18 831
-
42 835
-
accident

We are using the highest rate at 1.1%.

207
-
318
-
unemployment
113
-
173
-
health
1 299
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 075
-
3 182
-
total
3 694
-
5 665
-
Corporate
25 975
48 500
-
-
income
2 597
4 850
-
-
total
2 597
4 850
-
-
Dividends
23 378
43 650
-
-
withholding
1 169
2 183
-
-
total
1 169
2 183
-
-
Income
48 500
48 500
48 500
48 500
Total tax
12 069
7 033
14 129
14 986
After tax
36 431
41 467
34 371
33 514
Living cost
14 221
14 221
14 221
14 221
Free-cash
22 210
27 246
20 150
19 293

Estimated living cost  is ₽14221 per week

₽9406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽814
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽339
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3662
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽30628
₽23532
₽22675
₽26788
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
unemployment
-
-
-
116
health
-
-
-
3 321
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 274
income
-
-
-
7 275
total
-
-
-
14 986
Employee
14 352
-
42 835
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
health
660
-
1 328
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 260
-
2 535
-
income
1 435
-
4 283
-
total
3 513
-
8 464
-
Employer
14 352
-
42 835
-
accident

We are using the highest rate at 1.1%.

158
-
318
-
unemployment
86
-
173
-
health
991
-
1 992
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 582
-
3 182
-
total
2 817
-
5 665
-
Corporate
31 332
48 500
-
-
income
3 133
4 850
-
-
total
3 133
4 850
-
-
Dividends
28 199
43 650
-
-
withholding
1 410
2 183
-
-
total
1 410
2 183
-
-
Income
48 500
48 500
48 500
48 500
Total tax
10 873
7 033
14 129
14 986
After tax
37 627
41 467
34 371
33 514
Living cost
10 839
10 839
10 839
10 839
Free-cash
26 788
30 628
23 532
22 675

Estimated living cost  is ₽10839 per week

₽6328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽287
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3450
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽10599
₽13972
₽18713
₽12018
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
social contributions
-
-
-
7 566
health
-
-
-
1 237
income
-
-
-
1 810
total
-
-
-
10 613
Employee
63 681
63 681
63 681
-
health
493
1 083
748
-
social contributions
2 408
5 285
3 654
-
income
6 934
5 895
6 484
-
total
9 835
12 263
10 886
-
Employer
63 681
63 681
63 681
-
social contributions
2 408
5 285
3 654
-
health
536
1 179
814
-
total
2 944
6 464
4 468
-
Corporate
16 548
-
-
-
income
2 068
-
-
-
total
2 068
-
-
-
Dividends
14 480
-
-
-
withholding
2 461
-
-
-
total
2 461
-
-
-
Income
48 500
48 500
48 500
48 500
Total tax
17 308
18 727
15 354
10 613
After tax
31 192
29 773
33 146
37 887
Living cost
19 174
19 174
19 174
19 174
Free-cash
12 018
10 599
13 972
18 713

Estimated living cost  is ₽19174 per week

₽11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽424
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5378
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽2912
₽6285
₽11026
₽5405
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
social contributions
-
-
-
7 566
health
-
-
-
1 237
income
-
-
-
1 810
total
-
-
-
10 613
Employee
63 681
63 681
63 681
-
health
633
1 083
748
-
social contributions
3 094
5 285
3 654
-
income
6 687
5 895
6 484
-
total
10 414
12 263
10 886
-
Employer
63 681
63 681
63 681
-
social contributions
3 094
5 285
3 654
-
health
690
1 179
814
-
total
3 784
6 464
4 468
-
Corporate
7 440
-
-
-
income
930
-
-
-
total
930
-
-
-
Dividends
6 510
-
-
-
withholding
1 106
-
-
-
total
1 106
-
-
-
Income
48 500
48 500
48 500
48 500
Total tax
16 234
18 727
15 354
10 613
After tax
32 266
29 773
33 146
37 887
Living cost
26 861
26 861
26 861
26 861
Free-cash
5 405
2 912
6 285
11 026

Estimated living cost  is ₽26861 per week

₽18362
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2098
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5950
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₽13939
₽5159
₽4169
₽6999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
social contributions
-
-
-
14 162
health
-
-
-
6 547
solidarity contribution
-
-
-
-
income
-
-
-
4 169
total
-
-
-
24 878
Employee
28 608
-
36 194
-
health
3 862
-
4 886
-
social contributions
1 859
-
2 353
-
solidarity contribution
-
-
-
-
income
3 433
-
4 343
-
total
9 154
-
11 582
-
Employer
28 608
-
36 194
-
social contributions
7 152
-
9 049
-
health
2 575
-
3 257
-
total
9 727
-
12 306
-
Corporate
10 166
48 500
-
-
income
1 932
9 215
-
-
total
1 932
9 215
-
-
Dividends
8 234
39 285
-
-
withholding
1 235
5 893
-
-
total
1 235
5 893
-
-
Income
48 500
48 500
48 500
48 500
Total tax
22 048
15 108
23 888
24 878
After tax
26 452
33 392
24 612
23 622
Living cost
19 453
19 453
19 453
19 453
Free-cash
6 999
13 939
5 159
4 169

Estimated living cost  is ₽19453 per week

₽13512
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1384
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽383
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4174
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₽9421
₽641
-₽349
₽870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
social contributions
-
-
-
14 162
health
-
-
-
6 547
solidarity contribution
-
-
-
-
income
-
-
-
4 169
total
-
-
-
24 878
Employee
35 252
-
36 194
-
health
4 759
-
4 886
-
social contributions
2 291
-
2 353
-
solidarity contribution
-
-
-
-
income
4 230
-
4 343
-
total
11 280
-
11 582
-
Employer
35 252
-
36 194
-
social contributions
8 813
-
9 049
-
health
3 173
-
3 257
-
total
11 986
-
12 306
-
Corporate
1 262
48 500
-
-
income
240
9 215
-
-
total
240
9 215
-
-
Dividends
1 023
39 285
-
-
withholding
153
5 893
-
-
total
153
5 893
-
-
Income
48 500
48 500
48 500
48 500
Total tax
23 659
15 108
23 888
24 878
After tax
24 841
33 392
24 612
23 622
Living cost
23 971
23 971
23 971
23 971
Free-cash
870
9 421
641
-349

Estimated living cost  is ₽23971 per week

₽17827
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽415
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4402
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽132471
-₽132471
-₽8571
-₽132471
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
labour market
-
-
-
3 822
municipal
-
-
-
7 910
pensions
-
-
-
720
national
-
-
-
4 617
total
-
-
-
17 069
Employee
168 840
168 840
168 840
-
municipal
35 953
35 953
35 953
-
pensions
240
240
240
-
national
20 627
20 627
20 627
-
labour market
13 488
13 488
13 488
-
total
70 308
70 308
70 308
-
Employer
168 840
168 840
168 840
-
labour market
13 507
13 507
13 507
-
national
20 663
20 663
20 663
-
municipal
36 011
36 011
36 011
-
pensions
480
480
480
-
total
70 661
70 661
70 661
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
48 500
48 500
48 500
48 500
Total tax
140 969
140 969
140 969
17 069
After tax
-92 469
-92 469
-92 469
31 431
Living cost
40 002
40 002
40 002
40 002
Free-cash
-132 471
-132 471
-132 471
-8 571

Estimated living cost  is ₽40002 per week

₽27378
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3539
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽615
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽18797
₽8468
₽6783
₽13651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
health
-
-
-
6 305
pensions
-
-
-
9 700
income
-
-
-
5 709
total
-
-
-
21 714
Employee
23 493
-
36 248
-
pensions
470
-
724
-
unemployment
376
-
580
-
income
2 645
-
6 472
-
total
3 491
-
7 776
-
Employer
23 493
-
36 248
-
pensions
4 699
-
7 250
-
unemployment
189
-
291
-
health
3 054
-
4 712
-
total
7 942
-
12 253
-
Corporate
17 066
48 500
-
-
income
3 413
9 700
-
-
total
3 413
9 700
-
-
Dividends
13 652
38 800
-
-
total
-
-
-
-
Income
48 500
48 500
48 500
48 500
Total tax
14 846
9 700
20 029
21 714
After tax
33 654
38 800
28 471
26 786
Living cost
20 003
20 003
20 003
20 003
Free-cash
13 651
18 797
8 468
6 783

Estimated living cost  is ₽20003 per week

₽13720
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽402
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4690
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₽1681
-₽1897
₽5675
-₽3291
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
48 500
health
-
-
-
401
municipal
-
-
-
8 658
national
-
-
-
1 971
total
-
-
-
11 030
Employee
43 571
-
40 801
-
health
325
-
283
-
municipal
7 136
-
6 687
-
pensions
2 940
-
2 753
-
national
720
-
569
-
unemployment
654
-
611
-
total
11 775
-
10 903
-
Employer
43 571
-
40 801
-
accident
44
-
41
-
unemployment
283
-
266
-
health
335
-
314
-
pensions
7 559
-
7 078
-
total
8 221
-
7 699
-
Corporate
-
48 500
-
-
income
-
9 700
-
-
total
-
9 700
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
29 100
-
-
municipal
-
5 238
-
-
national
-
86
-
-
total
-
5 324
-
-
Income
48 500
48 500
48 500
48 500
Total tax
19 996
15 024
18 602
11 030
After tax
28 504
33 476
29 898
37 470
Living cost
31 795
31 795
31 795
31 795
Free-cash
-3 291
1 681
-1 897
5 675

Estimated living cost  is ₽31795 per week

₽20768
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽506
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7463
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽1081
₽3922
₽3517
₽3521
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
social contributions
-
-
-
1 383
health
-
-
-
420
pensions
-
-
-
13 933
other
-
-
-
1 504
income
-
-
-
2 217
surtax
-
-
-
-
total
-
-
-
19 457
Employee
31 638
-
36 958
-
income
1 631
-
2 274
-
social contributions
902
-
1 055
-
pensions
3 578
-
4 180
-
surtax
-
-
-
-
total
6 111
-
7 509
-
Employer
31 638
-
36 958
-
pensions
5 199
-
6 073
-
social contributions
94
-
112
-
unemployment
1 281
-
1 496
-
health
2 214
-
2 587
-
other
1 092
-
1 275
-
total
9 880
-
11 543
-
Corporate
6 981
48 500
-
-
surtax
-
-
-
-
income
1 955
13 580
-
-
total
1 955
13 580
-
-
Dividends
5 026
34 920
-
-
surtax
-
-
-
-
withholding
643
4 470
-
-
social contributions
864
6 005
-
-
total
1 507
10 475
-
-
Income
48 500
48 500
48 500
48 500
Total tax
19 453
24 055
19 052
19 457
After tax
29 047
24 445
29 448
29 043
Living cost
25 526
25 526
25 526
25 526
Free-cash
3 521
-1 081
3 922
3 517

Estimated living cost  is ₽25526 per week

₽14804
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2593
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽484
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7646
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽3889
₽1114
₽709
₽999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
social contributions
-
-
-
1 383
health
-
-
-
420
pensions
-
-
-
13 933
other
-
-
-
1 504
income
-
-
-
2 217
surtax
-
-
-
-
total
-
-
-
19 457
Employee
35 443
-
36 958
-
income
2 092
-
2 274
-
social contributions
1 011
-
1 055
-
pensions
4 007
-
4 180
-
surtax
-
-
-
-
total
7 110
-
7 509
-
Employer
35 443
-
36 958
-
pensions
5 823
-
6 073
-
social contributions
107
-
112
-
unemployment
1 435
-
1 496
-
health
2 482
-
2 587
-
other
1 223
-
1 275
-
total
11 070
-
11 543
-
Corporate
1 988
48 500
-
-
surtax
-
-
-
-
income
556
13 580
-
-
total
556
13 580
-
-
Dividends
1 432
34 920
-
-
surtax
-
-
-
-
withholding
184
4 470
-
-
social contributions
247
6 005
-
-
total
431
10 475
-
-
Income
48 500
48 500
48 500
48 500
Total tax
19 167
24 055
19 052
19 457
After tax
29 333
24 445
29 448
29 043
Living cost
28 334
28 334
28 334
28 334
Free-cash
999
-3 889
1 114
709

Estimated living cost  is ₽28334 per week

₽17866
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7683
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽15553
-₽10550
-₽10955
-₽19568
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
social contributions
-
-
-
1 383
health
-
-
-
420
pensions
-
-
-
13 933
other
-
-
-
1 504
income
-
-
-
2 217
surtax
-
-
-
-
total
-
-
-
19 457
Employee
51 868
-
36 958
-
income
4 526
-
2 274
-
social contributions
1 477
-
1 055
-
pensions
5 867
-
4 180
-
surtax
-
-
-
-
total
11 870
-
7 509
-
Employer
51 868
-
36 958
-
pensions
8 523
-
6 073
-
social contributions
156
-
112
-
unemployment
2 101
-
1 496
-
health
3 630
-
2 587
-
other
1 790
-
1 275
-
total
16 200
-
11 543
-
Corporate
-
48 500
-
-
surtax
-
-
-
-
income
-
13 580
-
-
total
-
13 580
-
-
Dividends
-
34 920
-
-
surtax
-
-
-
-
withholding
-
4 470
-
-
social contributions
-
6 005
-
-
total
-
10 475
-
-
Income
48 500
48 500
48 500
48 500
Total tax
28 070
24 055
19 052
19 457
After tax
20 430
24 445
29 448
29 043
Living cost
39 998
39 998
39 998
39 998
Free-cash
-19 568
-15 553
-10 550
-10 955

Estimated living cost  is ₽39998 per week

₽27070
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3272
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9107
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽40241
₽32966
₽42181
₽39148
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
48 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
485
total
-
-
-
485
Employee
7 292
-
48 500
-
income
1 458
-
9 700
-
total
1 458
-
9 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

41 208
48 500
-
-
total
-
-
-
-
Dividends
41 208
48 500
-
-
withholding
2 060
2 425
-
-
total
2 060
2 425
-
-
Income
48 500
48 500
48 500
48 500
Total tax
3 518
2 425
9 700
485
After tax
44 982
46 075
38 800
48 015
Living cost
5 834
5 834
5 834
5 834
Free-cash
39 148
40 241
32 966
42 181

Estimated living cost  is ₽5834 per week

₽3615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1573
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽36984
₽29709
₽38924
₽35279
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
48 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
485
total
-
-
-
485
Employee
11 364
-
48 500
-
income
2 273
-
9 700
-
total
2 273
-
9 700
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

37 136
48 500
-
-
total
-
-
-
-
Dividends
37 136
48 500
-
-
withholding
1 857
2 425
-
-
total
1 857
2 425
-
-
Income
48 500
48 500
48 500
48 500
Total tax
4 130
2 425
9 700
485
After tax
44 370
46 075
38 800
48 015
Living cost
9 091
9 091
9 091
9 091
Free-cash
35 279
36 984
29 709
38 924

Estimated living cost  is ₽9091 per week

₽6152
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2252
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽6852
₽5093
₽3658
₽3982
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
48 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
1 435
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 474
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
302
total
-
-
-
12 869
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 205
-
48 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

187
-
302
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 388
-
5 474
-
total
9 233
-
11 434
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
7 295
48 500
-
-
trade
1 047
6 960
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

60
401
-
-
chamber of commerce
137
196
-
-
income
1 094
7 275
-
-
total
2 338
14 832
-
-
Dividends
4 958
33 668
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

50
446
-
-
withholding
924
8 101
-
-
total
974
8 547
-
-
Income
48 500
48 500
48 500
48 500
Total tax
12 545
23 379
11 434
12 869
After tax
35 955
25 121
37 066
35 631
Living cost
31 973
31 973
31 973
31 973
Free-cash
3 982
-6 852
5 093
3 658

Estimated living cost  is ₽31973 per week

₽22055
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽464
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
-₽464
₽11982
₽10407
₽8699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
48 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
1 575
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 474
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
302
total
-
-
-
13 009
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

31 675
-
48 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

49
-
302
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

885
-
5 474
-
total
6 592
-
11 434
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
16 825
48 500
-
-
trade
2 650
7 639
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

138
401
-
-
chamber of commerce
149
195
-
-
income
2 524
7 275
-
-
total
5 461
15 510
-
-
Dividends
11 364
32 990
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

138
437
-
-
withholding
2 526
7 933
-
-
total
2 664
8 370
-
-
Income
48 500
48 500
48 500
48 500
Total tax
14 717
23 880
11 434
13 009
After tax
33 783
24 620
37 066
35 491
Living cost
25 084
25 084
25 084
25 084
Free-cash
8 699
-464
11 982
10 407

Estimated living cost  is ₽25084 per week

₽15779
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2925
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽468
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5912
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽8163
₽4533
₽2889
₽3475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
48 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
1 644
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 474
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
302
total
-
-
-
13 078
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

41 997
-
48 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

198
-
302
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 608
-
5 474
-
total
9 464
-
11 434
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
6 503
48 500
-
-
trade
1 070
7 979
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
401
-
-
chamber of commerce
135
195
-
-
income
976
7 275
-
-
total
2 234
15 850
-
-
Dividends
4 268
32 651
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

41
432
-
-
withholding
753
7 848
-
-
total
794
8 280
-
-
Income
48 500
48 500
48 500
48 500
Total tax
12 492
24 130
11 434
13 078
After tax
36 008
24 370
37 066
35 422
Living cost
32 533
32 533
32 533
32 533
Free-cash
3 475
-8 163
4 533
2 889

Estimated living cost  is ₽32533 per week

₽21758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3431
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽486
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽13816
-₽872
-₽2587
-₽1271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
48 500
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
5 658
trade
-
-
-
1 715
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
5 474
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
302
total
-
-
-
13 149
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

49 770
-
48 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

5 658
-
5 658
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

322
-
302
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

5 853
-
5 474
-
total
11 833
-
11 434
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
48 500
-
-
trade
-
8 318
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
401
-
-
chamber of commerce
-
193
-
-
income
-
7 275
-
-
total
-
16 187
-
-
Dividends
-
32 313
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
427
-
-
withholding
-
7 764
-
-
total
-
8 191
-
-
Income
48 500
48 500
48 500
48 500
Total tax
11 833
24 378
11 434
13 149
After tax
36 667
24 122
37 066
35 351
Living cost
37 938
37 938
37 938
37 938
Free-cash
-1 271
-13 816
-872
-2 587

Estimated living cost  is ₽37938 per week

₽27708
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3035
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽493
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6703
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽11905
₽7690
₽8732
₽9271
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
unemployment
-
-
-
189
health
-
-
-
3 445
pensions
-
-
-
9 700
other
-
-
-
-
income
-
-
-
7 369
surtax
-
-
-
464
total
-
-
-
21 167
Employee
27 889
-
40 067
-
health
712
-
1 022
-
pensions
1 861
-
2 673
-
surtax
99
-
383
-
other
-
-
-
-
unemployment
1 941
-
2 788
-
income
4 675
-
6 910
-
total
9 288
-
13 776
-
Employer
27 889
-
40 067
-
pensions
3 718
-
5 340
-
unemployment
885
-
1 270
-
health
1 268
-
1 823
-
other
-
-
-
-
total
5 871
-
8 433
-
Corporate
14 740
48 500
-
-
income
3 833
12 610
-
-
total
3 833
12 610
-
-
Dividends
10 906
35 890
-
-
withholding
1 636
5 384
-
-
total
1 636
5 384
-
-
Income
48 500
48 500
48 500
48 500
Total tax
20 628
17 994
22 209
21 167
After tax
27 872
30 506
26 291
27 333
Living cost
18 601
18 601
18 601
18 601
Free-cash
9 271
11 905
7 690
8 732

Estimated living cost  is ₽18601 per week

₽11230
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5323
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽12232
₽8017
₽9059
₽9655
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
unemployment
-
-
-
189
health
-
-
-
3 445
pensions
-
-
-
9 700
other
-
-
-
-
income
-
-
-
7 369
surtax
-
-
-
464
total
-
-
-
21 167
Employee
27 386
-
40 067
-
health
699
-
1 022
-
pensions
1 826
-
2 673
-
surtax
90
-
383
-
other
-
-
-
-
unemployment
1 906
-
2 788
-
income
4 591
-
6 910
-
total
9 112
-
13 776
-
Employer
27 386
-
40 067
-
pensions
3 651
-
5 340
-
unemployment
868
-
1 270
-
health
1 246
-
1 823
-
other
-
-
-
-
total
5 765
-
8 433
-
Corporate
15 349
48 500
-
-
income
3 990
12 610
-
-
total
3 990
12 610
-
-
Dividends
11 359
35 890
-
-
withholding
1 704
5 384
-
-
total
1 704
5 384
-
-
Income
48 500
48 500
48 500
48 500
Total tax
20 571
17 994
22 209
21 167
After tax
27 929
30 506
26 291
27 333
Living cost
18 274
18 274
18 274
18 274
Free-cash
9 655
12 232
8 017
9 059

Estimated living cost  is ₽18274 per week

₽11174
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1686
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽421
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4993
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽11086
₽11724
₽17207
₽11427
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
unemployment
-
-
-
728
health
-
-
-
3 395
pensions
-
-
-
4 850
income
-
-
-
5 929
total
-
-
-
14 902
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
40 586
-
health
1 656
659
2 841
-
pensions
2 366
942
4 059
-
unemployment
355
141
609
-
income
2 893
1 151
4 962
-
total
7 270
2 893
12 471
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

23 661
9 417
40 586
-
pensions
4 614
1 836
7 914
-
total
4 614
1 836
7 914
-
Corporate
20 225
37 247
-
-
income
1 820
3 352
-
-
total
1 820
3 352
-
-
Dividends
18 405
33 895
-
-
withholding
3 497
6 440
-
-
social contributions
3 481
6 502
-
-
total
6 978
12 942
-
-
Income
48 500
48 500
48 500
48 500
Total tax
20 682
21 023
20 385
14 902
After tax
27 818
27 477
28 115
33 598
Living cost
16 391
16 391
16 391
16 391
Free-cash
11 427
11 086
11 724
17 207

Estimated living cost  is ₽16391 per week

₽11186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽328
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽11666
-₽11181
-₽11562
-₽22399
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
social contributions
-
-
-
521
municipal
-
-
-
4 625
pensions
-
-
-
5 820
national
-
-
-
7 166
total
-
-
-
18 132
Employee
65 000
-
41 928
-
municipal
8 029
-
4 812
-
pensions
2 600
-
1 677
-
national
12 441
-
7 457
-
total
23 070
-
13 946
-
Employer
65 000
-
41 928
-
social contributions
699
-
451
-
pensions
5 200
-
3 354
-
total
5 899
-
3 805
-
Corporate
-
48 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
9 700
-
-
total
-
9 700
-
-
Dividends
-
38 800
-
-
withholding
-
8 536
-
-
total
-
8 536
-
-
Income
48 500
48 500
48 500
48 500
Total tax
28 969
18 236
17 751
18 132
After tax
19 531
30 264
30 749
30 368
Living cost
41 930
41 930
41 930
41 930
Free-cash
-22 399
-11 666
-11 181
-11 562

Estimated living cost  is ₽41930 per week

₽28500
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3898
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8905
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽13226
-₽9372
-₽9372
-₽16281
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
social contributions
-
-
-
3 590
income
-
-
-
7 107
total
-
-
-
10 697
Employee
64 780
-
48 500
-
social contributions
5 382
-
3 590
-
income
12 224
-
7 107
-
total
17 606
-
10 697
-
Employer
64 780
-
48 500
-
total
-
-
-
-
Corporate
-
48 500
-
-
income
-
6 063
-
-
total
-
6 063
-
-
Dividends
-
42 437
-
-
withholding
-
8 488
-
-
total
-
8 488
-
-
Income
48 500
48 500
48 500
48 500
Total tax
17 606
14 551
10 697
10 697
After tax
30 894
33 949
37 803
37 803
Living cost
47 175
47 175
47 175
47 175
Free-cash
-16 281
-13 226
-9 372
-9 372

Estimated living cost  is ₽47175 per week

₽35890
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽451
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6990
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽9070
-₽11219
-₽8476
-₽25100
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
regional
-
-
-
486
social contributions
-
-
-
12 474
municipal
-
-
-
288
national
-
-
-
8 783
total
-
-
-
22 031
Employee
73 601
-
48 500
-
regional
694
-
425
-
municipal
390
-
258
-
social contributions
24 818
-
16 354
-
national
12 753
-
7 737
-
total
38 655
-
24 774
-
Employer
73 601
-
48 500
-
total
-
-
-
-
Corporate
-
48 500
-
-
nationa
-
11 641
-
-
municipal
-
1 892
-
-
total
-
13 533
-
-
Dividends
-
34 967
-
-
withholding
-
9 092
-
-
total
-
9 092
-
-
Income
48 500
48 500
48 500
48 500
Total tax
38 655
22 625
24 774
22 031
After tax
9 845
25 875
23 726
26 469
Living cost
34 945
34 945
34 945
34 945
Free-cash
-25 100
-9 070
-11 219
-8 476

Estimated living cost  is ₽34945 per week

₽24359
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2291
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7757
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₽3184
₽1190
₽3915
₽1347
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 500
regional
-
-
-
732
social contributions
-
-
-
12 474
municipal
-
-
-
288
national
-
-
-
8 783
total
-
-
-
22 277
Employee
45 939
-
48 500
-
regional
618
-
653
-
municipal
244
-
258
-
social contributions
15 491
-
16 354
-
national
7 278
-
7 737
-
total
23 631
-
25 002
-
Employer
45 939
-
48 500
-
total
-
-
-
-
Corporate
2 561
48 500
-
-
nationa
614
11 641
-
-
municipal
127
2 411