Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 47000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽13610
₽13178
₽22825
₽16674
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
47 000
income
-
-
-
7 050
health
-
-
-
4 054
unemployment
-
-
-
141
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 217
total
-
-
-
16 462
Employee
22 988
-
40 084
-
income
2 299
-
4 009
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
health
1 058
-
1 622
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 018
-
3 095
-
total
5 628
-
9 114
-
Employer
22 988
-
40 084
-
unemployment
138
-
212
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 533
-
3 884
-
health
1 586
-
2 432
-
accident

We are using the highest rate at 1.1%.

253
-
388
-
total
4 510
-
6 916
-
Corporate
19 502
47 000
-
-
income
1 951
4 700
-
-
total
1 951
4 700
-
-
Dividends
17 552
42 300
-
-
withholding
877
2 115
-
-
total
877
2 115
-
-
Income
47 000
47 000
47 000
47 000
Total tax
12 966
6 815
16 030
16 462
After tax
34 034
40 185
30 970
30 538
Living cost
17 360
17 360
17 360
17 360
Free-cash
16 674
22 825
13 610
13 178

Estimated living cost  is ₽17360 per week

₽11482
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽994
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4471
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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