Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 46500

per

Your estimated

Best value All models

City

free-cash

Gdansk , Poland

-₽16877

₽600

₽11573

₽3914

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

46 500

income

7 749

other

348

health

2 046

accident

237

pensions

3 904

total

14 284

Employee

32 472

38 628

health

3 718

4 423

income

4 455

5 299

pensions

3 656

4 349

total

11 829

14 071

Employer

32 472

38 628

accident

542

645

pensions

5 280

6 281

unemployment

796

946

total

6 618

7 872

Corporate

7 410

46 500

income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

6 669

41 850

total

6 669

41 850

Dividends

741

4 650

withholding

141

884

total

141

884

Income

46 500

Total tax

25 257

42 734

21 943

14 284

After tax

21 243

3 766

24 557

32 216

Living cost

20 643

Free-cash

600

-16 877

3 914

11 573

Estimated living cost is ₽20643 per week

₽15129

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽1144

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽431

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽3939

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.