Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 46500
per

Your estimated
City
free-cash

Valencia , Spain
-₽92571
-₽77428
-₽147571
-₽113756
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
accident
-
-
-
770
other
-
-
-
83
pensions
-
-
-
24 221
unemployment
-
-
-
597
income
-
-
-
3 958
total
-
-
-
29 629
Employee
147 159
-
4 130
-
pensions
6 918
-
6 246
-
unemployment
2 281
-
2 062
-
other
143
-
136
-
income
28 371
-
-
-
total
37 713
-
8 444
-
Employer
147 159
-
4 130
-
accident
2 915
-
2 628
-
pensions
34 727
-
31 366
-
other
1 178
-
1 065
-
unemployment
8 096
-
7 311
-
total
46 916
-
42 370
-
Corporate
-
46 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
6 979
-
-
total
-
6 979
-
-
Dividends
-
39 521
-
-
withholding
-
7 507
-
-
total
-
7 507
-
-
Income
46 500
46 500
46 500
46 500
Total tax
84 629
14 486
50 814
29 629
After tax
-38 129
32 014
-4 314
16 871
Living cost
109 442
109 442
109 442
109 442
Free-cash
-147 571
-77 428
-113 756
-92 571

Estimated living cost  is ₽109442 per month

₽73871
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1918
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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