Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 46500
per

Your estimated
City
free-cash

Valencia , Spain
-₽152372
-₽80129
-₽117719
-₽95793
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
other
-
-
-
85
income
-
-
-
3 839
unemployment
-
-
-
611
pensions
-
-
-
24 820
accident
-
-
-
789
total
-
-
-
30 144
Employee
150 799
-
3 082
-
other
147
-
139
-
unemployment
2 337
-
2 113
-
pensions
7 089
-
6 400
-
income
29 073
-
-
-
total
38 646
-
8 652
-
Employer
150 799
-
3 082
-
other
1 207
-
1 091
-
accident
2 987
-
2 693
-
unemployment
8 297
-
7 492
-
pensions
35 586
-
32 142
-
total
48 077
-
43 418
-
Corporate
-
46 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
6 973
-
-
total
-
6 973
-
-
Dividends
-
39 527
-
-
withholding
-
7 507
-
-
total
-
7 507
-
-
Income
46 500
46 500
46 500
46 500
Total tax
86 723
14 480
52 070
30 144
After tax
-40 223
32 020
-5 570
16 356
Living cost
112 149
112 149
112 149
112 149
Free-cash
-152 372
-80 129
-117 719
-95 793

Estimated living cost  is ₽112149 per month

₽75699
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10781
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1966
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23706
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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