Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 46500
per

Your estimated
City
free-cash

Valencia , Spain
-₽146588
-₽91911
-₽76867
-₽112943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
accident
-
-
-
766
unemployment
-
-
-
594
pensions
-
-
-
24 098
other
-
-
-
83
income
-
-
-
3 983
total
-
-
-
29 524
Employee
146 413
-
4 345
-
pensions
6 883
-
6 214
-
other
143
-
135
-
income
28 227
-
-
-
unemployment
2 269
-
2 051
-
total
37 522
-
8 400
-
Employer
146 413
-
4 345
-
accident
2 901
-
2 615
-
other
1 172
-
1 060
-
unemployment
8 055
-
7 274
-
pensions
34 551
-
31 207
-
total
46 679
-
42 156
-
Corporate
-
46 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
6 973
-
-
total
-
6 973
-
-
Dividends
-
39 527
-
-
withholding
-
7 507
-
-
total
-
7 507
-
-
Income
46 500
46 500
46 500
46 500
Total tax
84 201
14 480
50 556
29 524
After tax
-37 701
32 020
-4 056
16 976
Living cost
108 887
108 887
108 887
108 887
Free-cash
-146 588
-76 867
-112 943
-91 911

Estimated living cost  is ₽108887 per month

₽73497
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10467
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1909
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23016
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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