Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 46500
per

Your estimated
City
free-cash

Valencia , Spain
-₽153281
-₽118469
-₽80645
-₽96404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
accident
-
-
-
793
income
-
-
-
3 817
pensions
-
-
-
24 933
other
-
-
-
86
unemployment
-
-
-
614
total
-
-
-
30 243
Employee
151 488
-
2 884
-
unemployment
2 348
-
2 122
-
pensions
7 122
-
6 430
-
income
29 206
-
-
-
other
148
-
140
-
total
38 824
-
8 692
-
Employer
151 488
-
2 884
-
pensions
35 748
-
32 288
-
other
1 213
-
1 096
-
unemployment
8 334
-
7 526
-
accident
3 001
-
2 706
-
total
48 296
-
43 616
-
Corporate
-
46 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
6 974
-
-
total
-
6 974
-
-
Dividends
-
39 526
-
-
withholding
-
7 510
-
-
total
-
7 510
-
-
Income
46 500
46 500
46 500
46 500
Total tax
87 120
14 484
52 308
30 243
After tax
-40 620
32 016
-5 808
16 257
Living cost
112 661
112 661
112 661
112 661
Free-cash
-153 281
-80 645
-118 469
-96 404

Estimated living cost  is ₽112661 per month

₽76044
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10830
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1975
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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