Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 46500
per

Your estimated
City
free-cash

Valencia , Spain
-₽110557
-₽75242
-₽89971
-₽143698
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
income
-
-
-
4 056
pensions
-
-
-
23 737
unemployment
-
-
-
585
accident
-
-
-
755
other
-
-
-
81
total
-
-
-
29 214
Employee
144 221
-
4 976
-
pensions
6 780
-
6 121
-
other
141
-
133
-
income
27 805
-
-
-
unemployment
2 235
-
2 021
-
total
36 961
-
8 275
-
Employer
144 221
-
4 976
-
accident
2 857
-
2 576
-
unemployment
7 935
-
7 165
-
other
1 155
-
1 044
-
pensions
34 033
-
30 740
-
total
45 980
-
41 525
-
Corporate
-
46 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
6 972
-
-
total
-
6 972
-
-
Dividends
-
39 528
-
-
withholding
-
7 513
-
-
total
-
7 513
-
-
Income
46 500
46 500
46 500
46 500
Total tax
82 941
14 485
49 800
29 214
After tax
-36 441
32 015
-3 300
17 286
Living cost
107 257
107 257
107 257
107 257
Free-cash
-143 698
-75 242
-110 557
-89 971

Estimated living cost  is ₽107257 per month

₽72397
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10311
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1880
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22672
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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