Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 45500
per

Your estimated
City
free-cash

Valencia , Spain
₽667
₽519
₽5647
₽172
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 500
accident
-
-
-
409
income
-
-
-
6 566
pensions
-
-
-
12 876
other
-
-
-
45
unemployment
-
-
-
319
total
-
-
-
20 215
Employee
33 767
-
34 502
-
unemployment
523
-
536
-
pensions
1 587
-
1 622
-
income
6 510
-
6 676
-
other
33
-
35
-
total
8 653
-
8 869
-
Employer
33 767
-
34 502
-
pensions
7 968
-
8 142
-
other
270
-
276
-
unemployment
1 858
-
1 898
-
accident
669
-
683
-
total
10 765
-
10 999
-
Corporate
967
45 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

146
6 825
-
-
total
146
6 825
-
-
Dividends
822
38 675
-
-
withholding
156
7 915
-
-
total
156
7 915
-
-
Income
45 500
45 500
45 500
45 500
Total tax
19 720
14 740
19 868
20 215
After tax
25 780
30 760
25 632
25 285
Living cost
25 113
25 113
25 113
25 113
Free-cash
667
5 647
519
172

Estimated living cost  is ₽25113 per week

₽16951
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2414
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽440
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5308
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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Source

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