Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 45500
per

Your estimated
City
free-cash

Valencia , Spain
₽754
₽5887
₽401
₽960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 500
income
-
-
-
6 575
pensions
-
-
-
12 877
unemployment
-
-
-
319
accident
-
-
-
410
other
-
-
-
46
total
-
-
-
20 227
Employee
33 444
-
34 499
-
pensions
1 572
-
1 622
-
other
33
-
34
-
income
6 448
-
6 685
-
unemployment
518
-
536
-
total
8 571
-
8 877
-
Employer
33 444
-
34 499
-
accident
663
-
683
-
unemployment
1 840
-
1 897
-
other
268
-
276
-
pensions
7 892
-
8 141
-
total
10 663
-
10 997
-
Corporate
1 393
45 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

209
6 825
-
-
total
209
6 825
-
-
Dividends
1 184
38 675
-
-
withholding
225
7 916
-
-
total
225
7 916
-
-
Income
45 500
45 500
45 500
45 500
Total tax
19 668
14 741
19 874
20 227
After tax
25 832
30 759
25 626
25 273
Living cost
24 872
24 872
24 872
24 872
Free-cash
960
5 887
754
401

Estimated living cost  is ₽24872 per week

₽16788
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2391
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽436
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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Source

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