Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 45500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽18564
₽16134
₽15516
₽23886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 513
unemployment
-
-
-
122
income
-
-
-
6 825
health
-
-
-
3 507
total
-
-
-
14 967
Employee
19 884
-
39 518
-
health
915
-
1 403
-
accident

We are using the highest rate at 1.1%.

219
-
335
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 746
-
2 677
-
income
1 989
-
3 952
-
total
4 869
-
8 367
-
Employer
19 884
-
39 518
-
health
1 372
-
2 104
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 191
-
3 360
-
accident

We are using the highest rate at 1.1%.

219
-
335
-
unemployment
119
-
183
-
total
3 901
-
5 982
-
Corporate
21 714
45 500
-
-
income
2 172
4 550
-
-
total
2 172
4 550
-
-
Dividends
19 543
40 950
-
-
withholding
977
2 047
-
-
total
977
2 047
-
-
Income
45 500
45 500
45 500
45 500
Total tax
11 919
6 597
14 349
14 967
After tax
33 581
38 903
31 151
30 533
Living cost
15 017
15 017
15 017
15 017
Free-cash
18 564
23 886
16 134
15 516

Estimated living cost  is ₽15017 per week

₽9932
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽860
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3867
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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