Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 45000

per

Your estimated

Best value All models

City

free-cash

Gdansk , Poland

-₽416

₽6535

-₽789

-₽20536

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

45 000

accident

278

pensions

4 573

other

407

income

6 629

health

2 397

total

14 284

Employee

38 038

37 381

income

5 218

5 128

pensions

4 283

4 209

health

4 355

4 280

total

13 856

13 617

Employer

38 038

37 381

accident

635

624

pensions

6 185

6 078

unemployment

932

916

total

7 752

7 618

Corporate

45 000

income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

40 500

total

40 500

Dividends

4 500

withholding

855

total

855

Income

45 000

Total tax

21 608

41 355

21 235

14 284

After tax

23 392

3 645

23 765

30 716

Living cost

24 181

Free-cash

-789

-20 536

-416

6 535

Estimated living cost is ₽24181 per week

₽17723

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽1340

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽505

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽4614

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.