Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 45000
per

Your estimated
City
free-cash

Marseille , France
-₽677
-₽210
-₽117
-₽5116
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
surtax
-
-
-
-
health
-
-
-
390
pensions
-
-
-
13 139
social contributions
-
-
-
1 282
income
-
-
-
1 675
other
-
-
-
1 395
total
-
-
-
17 881
Employee
34 451
-
34 291
-
income
1 776
-
1 757
-
surtax
-
-
-
-
social contributions
982
-
975
-
pensions
3 897
-
3 878
-
total
6 655
-
6 610
-
Employer
34 451
-
34 291
-
pensions
5 661
-
5 634
-
social contributions
103
-
103
-
other
1 189
-
1 183
-
health
2 411
-
2 401
-
unemployment
1 395
-
1 390
-
total
10 759
-
10 711
-
Corporate
-
45 000
-
-
income
-
12 600
-
-
surtax
-
-
-
-
total
-
12 600
-
-
Dividends
-
32 400
-
-
withholding
-
4 146
-
-
social contributions
-
5 574
-
-
surtax
-
-
-
-
total
-
9 720
-
-
Income
45 000
45 000
45 000
45 000
Total tax
17 414
22 320
17 321
17 881
After tax
27 586
22 680
27 679
27 119
Living cost
27 796
27 796
27 796
27 796
Free-cash
-210
-5 116
-117
-677

Estimated living cost  is ₽27796 per week

₽16120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2824
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽527
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8325
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Marseille model

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