Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 45000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽10560
₽10312
₽13938
₽20358
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
unemployment
-
-
-
147
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 444
income
-
-
-
6 750
health
-
-
-
4 230
total
-
-
-
16 571
Employee
23 989
-
37 783
-
accident

We are using the highest rate at 1.1%.

264
-
405
-
income
2 399
-
3 778
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 106
-
3 230
-
health
1 104
-
1 692
-
total
5 873
-
9 105
-
Employer
23 989
-
37 783
-
accident

We are using the highest rate at 1.1%.

264
-
405
-
health
1 655
-
2 538
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 644
-
4 054
-
unemployment
144
-
221
-
total
4 707
-
7 218
-
Corporate
16 304
45 000
-
-
income
1 631
4 500
-
-
total
1 631
4 500
-
-
Dividends
14 673
40 500
-
-
withholding
734
2 025
-
-
total
734
2 025
-
-
Income
45 000
45 000
45 000
45 000
Total tax
12 945
6 525
16 323
16 571
After tax
32 055
38 475
28 677
28 429
Living cost
18 117
18 117
18 117
18 117
Free-cash
13 938
20 358
10 560
10 312

Estimated living cost  is ₽18117 per week

₽11982
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽432
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4666
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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