Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 45000

per

Your estimated

Best value All models

City

free-cash

Sofia , Bulgaria

₽9464

₽9033

₽12817

₽19529

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

45 000

unemployment

154

pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

5 694

income

6 749

health

4 424

total

17 021

Employee

25 087

37 620

accident

We are using the highest rate at 1.1%.

276

414

income

2 509

3 762

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 202

3 303

health

1 154

1 731

total

6 141

9 210

Employer

25 087

37 620

accident

We are using the highest rate at 1.1%.

276

414

health

1 731

2 596

pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 765

4 145

unemployment

151

225

total

4 923

7 380

Corporate

14 990

45 000

income

1 499

4 500

total

1 499

4 500

Dividends

13 491

40 500

withholding

674

2 025

total

674

2 025

Income

45 000

Total tax

13 237

6 525

16 590

17 021

After tax

31 763

38 475

28 410

27 979

Living cost

18 946

Free-cash

12 817

19 529

9 464

9 033

Estimated living cost is ₽18946 per week

₽12531

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽1085

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽452

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽4879

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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