Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 45000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽18082
₽15614
₽15026
₽23416
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 526
unemployment
-
-
-
122
income
-
-
-
6 750
health
-
-
-
3 517
total
-
-
-
14 915
Employee
19 941
-
39 001
-
health
917
-
1 407
-
accident

We are using the highest rate at 1.1%.

219
-
336
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 751
-
2 685
-
income
1 994
-
3 900
-
total
4 881
-
8 328
-
Employer
19 941
-
39 001
-
health
1 376
-
2 110
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 197
-
3 370
-
accident

We are using the highest rate at 1.1%.

219
-
336
-
unemployment
120
-
183
-
total
3 912
-
5 999
-
Corporate
21 147
45 000
-
-
income
2 115
4 500
-
-
total
2 115
4 500
-
-
Dividends
19 032
40 500
-
-
withholding
951
2 025
-
-
total
951
2 025
-
-
Income
45 000
45 000
45 000
45 000
Total tax
11 859
6 525
14 327
14 915
After tax
33 141
38 475
30 673
30 085
Living cost
15 059
15 059
15 059
15 059
Free-cash
18 082
23 416
15 614
15 026

Estimated living cost  is ₽15059 per week

₽9960
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽862
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽359
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3878
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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