Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 44500

per

Your estimated

Best value All models

City

free-cash

Gdansk , Poland

-₽17041

₽437

₽10209

₽2854

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

44 500

income

7 108

other

348

health

2 047

accident

237

pensions

3 905

total

13 645

Employee

32 477

36 966

health

3 719

4 233

income

4 456

5 071

pensions

3 657

4 162

total

11 832

13 466

Employer

32 477

36 966

accident

542

617

pensions

5 281

6 011

unemployment

796

906

total

6 619

7 534

Corporate

5 404

44 500

income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

4 863

40 050

total

4 863

40 050

Dividends

540

4 450

withholding

103

845

total

103

845

Income

44 500

Total tax

23 417

40 895

21 000

13 645

After tax

21 083

3 605

23 500

30 855

Living cost

20 646

Free-cash

437

-17 041

2 854

10 209

Estimated living cost is ₽20646 per week

₽15132

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽1144

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽431

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽3940

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.