Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 44500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽9502
₽9729
₽19682
₽13176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 500
health
-
-
-
4 289
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 519
unemployment
-
-
-
149
income
-
-
-
6 675
total
-
-
-
16 632
Employee
24 319
-
37 201
-
accident

We are using the highest rate at 1.1%.

267
-
409
-
health
1 119
-
1 711
-
income
2 432
-
3 720
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 135
-
3 266
-
total
5 953
-
9 106
-
Employer
24 319
-
37 201
-
unemployment
146
-
223
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 680
-
4 100
-
health
1 678
-
2 567
-
accident

We are using the highest rate at 1.1%.

267
-
409
-
total
4 771
-
7 299
-
Corporate
15 410
44 500
-
-
income
1 541
4 450
-
-
total
1 541
4 450
-
-
Dividends
13 869
40 050
-
-
withholding
693
2 002
-
-
total
693
2 002
-
-
Income
44 500
44 500
44 500
44 500
Total tax
12 958
6 452
16 405
16 632
After tax
31 542
38 048
28 095
27 868
Living cost
18 366
18 366
18 366
18 366
Free-cash
13 176
19 682
9 729
9 502

Estimated living cost  is ₽18366 per week

₽12147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1051
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽438
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4730
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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