Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 44000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽10783
₽11077
₽14246
₽20360
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
unemployment
-
-
-
140
health
-
-
-
4 030
income
-
-
-
6 600
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 187
total
-
-
-
15 957
Employee
22 854
-
37 124
-
income
2 286
-
3 712
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 006
-
3 077
-
health
1 051
-
1 612
-
accident

We are using the highest rate at 1.1%.

251
-
386
-
total
5 594
-
8 787
-
Employer
22 854
-
37 124
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 518
-
3 862
-
accident

We are using the highest rate at 1.1%.

251
-
386
-
health
1 577
-
2 418
-
unemployment
137
-
210
-
total
4 483
-
6 876
-
Corporate
16 662
44 000
-
-
income
1 667
4 400
-
-
total
1 667
4 400
-
-
Dividends
14 995
39 600
-
-
withholding
750
1 980
-
-
total
750
1 980
-
-
Income
44 000
44 000
44 000
44 000
Total tax
12 494
6 380
15 663
15 957
After tax
31 506
37 620
28 337
28 043
Living cost
17 260
17 260
17 260
17 260
Free-cash
14 246
20 360
11 077
10 783

Estimated living cost  is ₽17260 per week

₽11415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽988
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽412
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4445
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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