Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 44000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽17170
₽14646
₽14113
₽22520
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 538
unemployment
-
-
-
123
income
-
-
-
6 600
health
-
-
-
3 526
total
-
-
-
14 787
Employee
19 995
-
37 984
-
health
920
-
1 410
-
accident

We are using the highest rate at 1.1%.

220
-
337
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 755
-
2 692
-
income
2 000
-
3 799
-
total
4 895
-
8 238
-
Employer
19 995
-
37 984
-
health
1 380
-
2 116
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 203
-
3 379
-
accident

We are using the highest rate at 1.1%.

220
-
337
-
unemployment
120
-
184
-
total
3 923
-
6 016
-
Corporate
20 082
44 000
-
-
income
2 008
4 400
-
-
total
2 008
4 400
-
-
Dividends
18 074
39 600
-
-
withholding
904
1 980
-
-
total
904
1 980
-
-
Income
44 000
44 000
44 000
44 000
Total tax
11 730
6 380
14 254
14 787
After tax
32 270
37 620
29 746
29 213
Living cost
15 100
15 100
15 100
15 100
Free-cash
17 170
22 520
14 646
14 113

Estimated living cost  is ₽15100 per week

₽9987
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽864
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽360
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3889
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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