Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 43500

per

Your estimated

Best value All models

City

free-cash

Gdansk , Poland

-₽15158

₽4291

₽11438

₽658

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

43 500

health

1 852

pensions

3 533

accident

214

other

315

income

7 467

total

13 381

Employee

29 387

36 135

health

3 365

4 137

pensions

3 309

4 069

income

4 032

4 957

total

10 706

13 163

Employer

29 387

36 135

pensions

4 778

5 876

accident

491

604

unemployment

720

885

total

5 989

7 365

Corporate

8 124

43 500

income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

7 312

39 150

total

7 312

39 150

Dividends

812

4 350

withholding

154

827

total

154

827

Income

43 500

Total tax

24 161

39 977

20 528

13 381

After tax

19 339

3 523

22 972

30 119

Living cost

18 681

Free-cash

658

-15 158

4 291

11 438

Estimated living cost is ₽18681 per week

₽13692

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽1035

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽390

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽3565

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.