Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 43500

per

Your estimated

Best value All models

City

free-cash

Gdansk , Poland

₽408

-₽16791

₽2658

₽9851

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

43 500

health

2 014

other

342

income

6 903

pensions

3 842

accident

233

total

13 334

Employee

31 956

36 136

pensions

3 598

4 069

income

4 384

4 957

health

3 659

4 138

total

11 641

13 164

Employer

31 956

36 136

unemployment

783

885

accident

533

603

pensions

5 196

5 875

total

6 512

7 363

Corporate

5 031

43 500

income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

4 528

39 150

total

4 528

39 150

Dividends

503

4 350

withholding

826

total

826

Income

43 500

Total tax

22 777

39 976

20 527

13 334

After tax

20 723

3 524

22 973

30 166

Living cost

20 315

Free-cash

408

-16 791

2 658

9 851

Estimated living cost is ₽20315 per week

₽14889

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₽1126

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₽424

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₽3877

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₽0

I'm drinking at home rarely or never.

₽0

I do not smoke or smoke very rarely.

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Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.