Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 42500
per

Your estimated
City
free-cash

Andorra , Andorra
₽6098
₽8174
₽7355
₽11197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
social contributions
-
-
-
9 350
income
-
-
-
-
total
-
-
-
9 350
Employee
28 933
-
36 798
-
social contributions
1 880
-
2 391
-
income
-
-
-
-
total
1 880
-
2 391
-
Employer
28 933
-
36 798
-
social contributions
4 485
-
5 702
-
total
4 485
-
5 702
-
Corporate
9 082
42 500
-
-
income
909
4 251
-
-
total
909
4 251
-
-
Dividends
8 174
38 249
-
-
total
-
-
-
-
Income
42 500
42 500
42 500
42 500
Total tax
7 274
4 251
8 093
9 350
After tax
35 226
38 249
34 407
33 150
Living cost
27 052
27 052
27 052
27 052
Free-cash
8 174
11 197
7 355
6 098

Estimated living cost  is ₽27052 per week

₽17492
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2039
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7012
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽4787
-₽9015
-₽11964
-₽6528
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
surtax
-
-
-
-
unemployment
-
-
-
5 520
health
-
-
-
3 252
chamber of commerce
-
-
-
171
pensions
-
-
-
7 863
income
-
-
-
1 769
total
-
-
-
18 575
Employee
39 340
35 865
35 865
-
unemployment
1 180
1 076
985
-
other
393
359
328
-
income
3 504
2 645
2 784
-
pensions
4 029
3 672
3 361
-
health
1 522
1 388
1 271
-
total
10 628
9 140
8 729
-
Employer
39 340
35 865
35 865
-
pensions
4 937
4 502
4 119
-
surtax
-
-
-
-
payroll
1 180
1 076
1 076
-
other
1 868
1 703
1 677
-
health
1 488
1 356
1 242
-
accident
511
466
427
-
unemployment
1 180
1 076
985
-
chamber of commerce
157
143
143
-
total
11 321
10 322
9 669
-
Corporate
3 416
3 416
29 415
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
7 354
-
total
854
854
7 354
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
42 500
42 500
42 500
42 500
Total tax
22 803
20 316
25 752
18 575
After tax
19 697
22 184
16 748
23 925
Living cost
28 712
28 712
28 712
28 712
Free-cash
-9 015
-6 528
-11 964
-4 787

Estimated living cost  is ₽28712 per week

₽17224
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽512
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽7964
-₽16448
-₽15053
-₽9705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
surtax
-
-
-
178
unemployment
-
-
-
5 520
health
-
-
-
3 252
chamber of commerce
-
-
-
171
pensions
-
-
-
7 863
income
-
-
-
1 769
total
-
-
-
18 753
Employee
44 976
35 865
35 865
-
unemployment
1 349
1 076
980
-
other
449
359
326
-
income
5 120
2 645
2 791
-
pensions
4 606
3 672
3 347
-
health
1 740
1 388
1 266
-
total
13 264
9 140
8 710
-
Employer
44 976
35 865
35 865
-
pensions
5 644
4 502
4 102
-
surtax
178
178
178
-
payroll
1 349
1 076
1 076
-
other
2 137
1 703
1 677
-
health
1 699
1 356
1 235
-
accident
584
466
425
-
unemployment
1 349
1 076
980
-
chamber of commerce
179
143
143
-
total
13 119
10 500
9 816
-
Corporate
3 416
3 416
29 268
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

854
854
7 316
-
total
854
854
7 316
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
42 500
42 500
42 500
42 500
Total tax
27 237
20 494
25 842
18 753
After tax
15 263
22 006
16 658
23 747
Living cost
31 711
31 711
31 711
31 711
Free-cash
-16 448
-9 705
-15 053
-7 964

Estimated living cost  is ₽31711 per week

₽21150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽521
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽8665
-₽40614
-₽13969
-₽8805
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
national
-
-
-
11 980
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 306
social contributions
-
-
-
4 065
total
-
-
-
18 351
Employee

The minimum management director salary is set at €45,000 per year.

64 375
-
32 917
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

560
-
287
-
national
19 791
-
8 052
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 358
-
1 716
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 828
-
2 470
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 025
-
1 547
-
total
31 562
-
14 072
-
Employer

The minimum management director salary is set at €45,000 per year.

64 375
-
32 917
-
surtax
7 299
-
3 733
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 704
-
2 917
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 959
-
2 024
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

837
-
429
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

939
-
480
-
total
18 738
-
9 583
-
Corporate
-
42 500
-
-
income
-
8 500
-
-
surtax
-
171
-
-
total
-
8 671
-
-
Dividends
-
33 829
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
9 820
-
-
total
-
9 820
-
-
Income
42 500
42 500
42 500
42 500
Total tax
50 300
18 491
23 655
18 351
After tax
-7 800
24 009
18 845
24 149
Living cost
32 814
32 814
32 814
32 814
Free-cash
-40 614
-8 805
-13 969
-8 665

Estimated living cost  is ₽32814 per week

₽21136
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2869
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8295
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽12299
₽15414
₽12717
₽20887
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
6 375
total
-
-
-
14 751
Employee
20 458
-
36 345
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
income
2 046
-
3 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 796
-
2 755
-
health
941
-
1 443
-
total
5 008
-
8 178
-
Employer
20 458
-
36 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 254
-
3 457
-
health
1 412
-
2 165
-
accident

We are using the highest rate at 1.1%.

225
-
345
-
unemployment
123
-
188
-
total
4 014
-
6 155
-
Corporate
18 028
42 500
-
-
income
1 803
4 250
-
-
total
1 803
4 250
-
-
Dividends
16 225
38 250
-
-
withholding
811
1 913
-
-
total
811
1 913
-
-
Income
42 500
42 500
42 500
42 500
Total tax
11 636
6 163
14 333
14 751
After tax
30 864
36 337
28 167
27 749
Living cost
15 450
15 450
15 450
15 450
Free-cash
15 414
20 887
12 717
12 299

Estimated living cost  is ₽15450 per week

₽10219
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽885
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽369
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3979
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽15973
₽20390
₽16391
₽24561
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
unemployment
-
-
-
125
health
-
-
-
3 608
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 643
income
-
-
-
6 375
total
-
-
-
14 751
Employee
15 593
-
36 345
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
income
1 559
-
3 635
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 369
-
2 755
-
health
717
-
1 443
-
total
3 817
-
8 178
-
Employer
15 593
-
36 345
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 718
-
3 457
-
health
1 076
-
2 165
-
accident

We are using the highest rate at 1.1%.

172
-
345
-
unemployment
93
-
188
-
total
3 059
-
6 155
-
Corporate
23 848
42 500
-
-
income
2 385
4 250
-
-
total
2 385
4 250
-
-
Dividends
21 463
38 250
-
-
withholding
1 073
1 913
-
-
total
1 073
1 913
-
-
Income
42 500
42 500
42 500
42 500
Total tax
10 334
6 163
14 333
14 751
After tax
32 166
36 337
28 167
27 749
Living cost
11 776
11 776
11 776
11 776
Free-cash
20 390
24 561
16 391
15 973

Estimated living cost  is ₽11776 per week

₽6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽841
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3748
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽13652
₽5650
₽6566
₽1313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
health
-
-
-
1 084
social contributions
-
-
-
6 630
income
-
-
-
297
total
-
-
-
8 011
Employee
69 203
69 203
69 203
-
income
7 535
6 406
7 323
-
social contributions
2 616
5 743
3 202
-
health
536
1 177
656
-
total
10 687
13 326
11 181
-
Employer
69 203
69 203
69 203
-
social contributions
2 616
5 743
3 202
-
health
582
1 281
714
-
total
3 198
7 024
3 916
-
Corporate
7 777
-
-
-
income
972
-
-
-
total
972
-
-
-
Dividends
6 805
-
-
-
withholding
1 156
-
-
-
total
1 156
-
-
-
Income
42 500
42 500
42 500
42 500
Total tax
16 013
20 350
15 097
8 011
After tax
26 487
22 150
27 403
34 489
Living cost
20 837
20 837
20 837
20 837
Free-cash
5 650
1 313
6 566
13 652

Estimated living cost  is ₽20837 per week

₽12488
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2044
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽461
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5844
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽5299
-₽2121
-₽1787
-₽7040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
health
-
-
-
1 084
social contributions
-
-
-
6 630
income
-
-
-
297
total
-
-
-
8 011
Employee
69 203
69 203
69 203
-
income
7 267
6 406
7 323
-
social contributions
3 363
5 743
3 202
-
health
688
1 177
656
-
total
11 318
13 326
11 181
-
Employer
69 203
69 203
69 203
-
social contributions
3 363
5 743
3 202
-
health
750
1 281
714
-
total
4 113
7 024
3 916
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
42 500
42 500
42 500
42 500
Total tax
15 431
20 350
15 097
8 011
After tax
27 069
22 150
27 403
34 489
Living cost
29 190
29 190
29 190
29 190
Free-cash
-2 121
-7 040
-1 787
5 299

Estimated living cost  is ₽29190 per week

₽19954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6466
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽72
₽1078
₽795
₽8489
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
health
-
-
-
5 737
social contributions
-
-
-
12 410
income
-
-
-
3 653
solidarity contribution
-
-
-
-
total
-
-
-
21 800
Employee
30 548
-
31 716
-
income
3 666
-
3 806
-
social contributions
1 986
-
2 062
-
health
4 124
-
4 282
-
solidarity contribution
-
-
-
-
total
9 776
-
10 150
-
Employer
30 548
-
31 716
-
social contributions
7 637
-
7 929
-
health
2 749
-
2 854
-
total
10 386
-
10 783
-
Corporate
1 566
42 500
-
-
income
298
8 075
-
-
total
298
8 075
-
-
Dividends
1 269
34 425
-
-
withholding
190
5 164
-
-
total
190
5 164
-
-
Income
42 500
42 500
42 500
42 500
Total tax
20 650
13 239
20 933
21 800
After tax
21 850
29 261
21 567
20 700
Living cost
20 772
20 772
20 772
20 772
Free-cash
1 078
8 489
795
-72

Estimated living cost  is ₽20772 per week

₽14429
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽409
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4457
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽4897
-₽7942
-₽4030
₽3664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
health
-
-
-
5 737
social contributions
-
-
-
12 410
income
-
-
-
3 653
solidarity contribution
-
-
-
-
total
-
-
-
21 800
Employee
37 643
-
31 716
-
income
4 517
-
3 806
-
social contributions
2 447
-
2 062
-
health
5 082
-
4 282
-
solidarity contribution
-
-
-
-
total
12 046
-
10 150
-
Employer
37 643
-
31 716
-
social contributions
9 411
-
7 929
-
health
3 388
-
2 854
-
total
12 799
-
10 783
-
Corporate
-
42 500
-
-
income
-
8 075
-
-
total
-
8 075
-
-
Dividends
-
34 425
-
-
withholding
-
5 164
-
-
total
-
5 164
-
-
Income
42 500
42 500
42 500
42 500
Total tax
24 845
13 239
20 933
21 800
After tax
17 655
29 261
21 567
20 700
Living cost
25 597
25 597
25 597
25 597
Free-cash
-7 942
3 664
-4 030
-4 897

Estimated living cost  is ₽25597 per week

₽19036
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1418
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽443
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽15286
-₽154184
-₽154184
-₽154184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
national
-
-
-
3 779
pensions
-
-
-
782
municipal
-
-
-
6 412
labour market
-
-
-
3 337
total
-
-
-
14 310
Employee
183 500
183 500
183 500
-
municipal
39 075
39 075
39 075
-
national
22 418
22 418
22 418
-
pensions
261
261
261
-
labour market
14 659
14 659
14 659
-
total
76 413
76 413
76 413
-
Employer
183 500
183 500
183 500
-
pensions
522
522
522
-
labour market
14 680
14 680
14 680
-
municipal
39 137
39 137
39 137
-
national
22 457
22 457
22 457
-
total
76 796
76 796
76 796
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
42 500
42 500
42 500
42 500
Total tax
153 209
153 209
153 209
14 310
After tax
-110 709
-110 709
-110 709
28 190
Living cost
43 476
43 476
43 476
43 476
Free-cash
-154 184
-154 184
-154 184
-15 286

Estimated living cost  is ₽43476 per week

₽29755
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽669
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9206
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽2661
₽6672
₽4138
₽12263
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
health
-
-
-
5 525
pensions
-
-
-
8 500
income
-
-
-
4 077
total
-
-
-
18 102
Employee
25 530
-
31 763
-
unemployment
408
-
509
-
income
2 874
-
4 744
-
pensions
511
-
635
-
total
3 793
-
5 888
-
Employer
25 530
-
31 763
-
pensions
5 106
-
6 353
-
health
3 318
-
4 130
-
unemployment
205
-
254
-
total
8 629
-
10 737
-
Corporate
8 340
42 500
-
-
income
1 669
8 500
-
-
total
1 669
8 500
-
-
Dividends
6 671
34 000
-
-
total
-
-
-
-
Income
42 500
42 500
42 500
42 500
Total tax
14 091
8 500
16 625
18 102
After tax
28 409
34 000
25 875
24 398
Living cost
21 737
21 737
21 737
21 737
Free-cash
6 672
12 263
4 138
2 661

Estimated living cost  is ₽21737 per week

₽14909
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽437
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽659
-₽13782
-₽7948
-₽5143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
42 500
national
-
-
-
729
health
-
-
-
278
municipal
-
-
-
7 600
total
-
-
-
8 607
Employee
47 349
-
35 754
-
unemployment
710
-
536
-
municipal
7 755
-
5 873
-
national
782
-
154
-
pensions
3 195
-
2 413
-
health
354
-
174
-
total
12 796
-
9 150
-
Employer
47 349
-
35 754
-
pensions
8 215
-
6 203
-
health
364
-
275
-
accident
48
-
36
-
unemployment
307
-
232
-
total
8 934
-
6 746
-
Corporate
-
42 500
-
-
income
-
8 500
-
-
total
-
8 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
25 500
-
-
municipal
-
4 591
-
-
national
-
-
-
-
total
-
4 591
-
-
Income
42 500
42 500
42 500
42 500
Total tax
21 730
13 091
15 896
8 607
After tax
20 770
29 409
26 604
33 893
Living cost
34 552
34 552
34 552
34 552
Free-cash
-13 782
-5 143
-7 948
-659

Estimated living cost  is ₽34552 per week

₽22569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3323
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽550
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8111
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽2064
-₽2619
-₽1469
-₽6320
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
surtax
-
-
-
-
health
-
-
-
369
pensions
-
-
-
12 484
social contributions
-
-
-
1 211
income
-
-
-
1 443
other
-
-
-
1 317
total
-
-
-
16 824
Employee
34 382
-
32 388
-
income
1 773
-
1 532
-
surtax
-
-
-
-
social contributions
980
-
922
-
pensions
3 889
-
3 663
-
total
6 642
-
6 117
-
Employer
34 382
-
32 388
-
pensions
5 650
-
5 320
-
social contributions
102
-
97
-
other
1 187
-
1 117
-
health
2 406
-
2 266
-
unemployment
1 392
-
1 312
-
total
10 737
-
10 112
-
Corporate
-
42 500
-
-
income
-
11 900
-
-
surtax
-
-
-
-
total
-
11 900
-
-
Dividends
-
30 600
-
-
withholding
-
3 916
-
-
social contributions
-
5 264
-
-
surtax
-
-
-
-
total
-
9 180
-
-
Income
42 500
42 500
42 500
42 500
Total tax
17 379
21 080
16 229
16 824
After tax
25 121
21 420
26 271
25 676
Living cost
27 740
27 740
27 740
27 740
Free-cash
-2 619
-6 320
-1 469
-2 064

Estimated living cost  is ₽27740 per week

₽16088
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2818
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8309
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽5115
-₽8046
-₽4520
-₽9371
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
surtax
-
-
-
-
health
-
-
-
369
pensions
-
-
-
12 484
social contributions
-
-
-
1 211
income
-
-
-
1 443
other
-
-
-
1 317
total
-
-
-
16 824
Employee
38 517
-
32 388
-
income
2 273
-
1 532
-
surtax
-
-
-
-
social contributions
1 098
-
922
-
pensions
4 355
-
3 663
-
total
7 726
-
6 117
-
Employer
38 517
-
32 388
-
pensions
6 328
-
5 320
-
social contributions
116
-
97
-
other
1 329
-
1 117
-
health
2 697
-
2 266
-
unemployment
1 559
-
1 312
-
total
12 029
-
10 112
-
Corporate
-
42 500
-
-
income
-
11 900
-
-
surtax
-
-
-
-
total
-
11 900
-
-
Dividends
-
30 600
-
-
withholding
-
3 916
-
-
social contributions
-
5 264
-
-
surtax
-
-
-
-
total
-
9 180
-
-
Income
42 500
42 500
42 500
42 500
Total tax
19 755
21 080
16 229
16 824
After tax
22 745
21 420
26 271
25 676
Living cost
30 791
30 791
30 791
30 791
Free-cash
-8 046
-9 371
-4 520
-5 115

Estimated living cost  is ₽30791 per week

₽19415
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2504
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽524
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8350
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽17791
-₽31469
-₽17196
-₽22047
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
surtax
-
-
-
-
health
-
-
-
369
pensions
-
-
-
12 484
social contributions
-
-
-
1 211
income
-
-
-
1 443
other
-
-
-
1 317
total
-
-
-
16 824
Employee
56 366
-
32 388
-
income
4 918
-
1 532
-
surtax
-
-
-
-
social contributions
1 605
-
922
-
pensions
6 375
-
3 663
-
total
12 898
-
6 117
-
Employer
56 366
-
32 388
-
pensions
9 262
-
5 320
-
social contributions
169
-
97
-
other
1 945
-
1 117
-
health
3 945
-
2 266
-
unemployment
2 283
-
1 312
-
total
17 604
-
10 112
-
Corporate
-
42 500
-
-
income
-
11 900
-
-
surtax
-
-
-
-
total
-
11 900
-
-
Dividends
-
30 600
-
-
withholding
-
3 916
-
-
social contributions
-
5 264
-
-
surtax
-
-
-
-
total
-
9 180
-
-
Income
42 500
42 500
42 500
42 500
Total tax
30 502
21 080
16 229
16 824
After tax
11 998
21 420
26 271
25 676
Living cost
43 467
43 467
43 467
43 467
Free-cash
-31 469
-22 047
-17 196
-17 791

Estimated living cost  is ₽43467 per week

₽29418
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽596
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9897
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽36252
₽33461
₽28177
₽34552
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
42 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
425
total
-
-
-
425
Employee
7 278
-
42 500
-
income
1 455
-
8 500
-
total
1 455
-
8 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

35 222
42 500
-
-
total
-
-
-
-
Dividends
35 222
42 500
-
-
withholding
1 761
2 125
-
-
total
1 761
2 125
-
-
Income
42 500
42 500
42 500
42 500
Total tax
3 216
2 125
8 500
425
After tax
39 284
40 375
34 000
42 075
Living cost
5 823
5 823
5 823
5 823
Free-cash
33 461
34 552
28 177
36 252

Estimated living cost  is ₽5823 per week

₽3608
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽484
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1570
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽33002
₽29601
₽24927
₽31302
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
42 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
425
total
-
-
-
425
Employee
11 342
-
42 500
-
income
2 268
-
8 500
-
total
2 268
-
8 500
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

31 158
42 500
-
-
total
-
-
-
-
Dividends
31 158
42 500
-
-
withholding
1 558
2 125
-
-
total
1 558
2 125
-
-
Income
42 500
42 500
42 500
42 500
Total tax
3 826
2 125
8 500
425
After tax
38 674
40 375
34 000
42 075
Living cost
9 073
9 073
9 073
9 073
Free-cash
29 601
31 302
24 927
33 002

Estimated living cost  is ₽9073 per week

₽6140
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽304
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2248
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽1716
-₽2278
-₽1622
-₽12681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
42 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
169
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 060
trade
-
-
-
94
total
-
-
-
9 471
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

44 779
-
42 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 682
-
3 060
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

203
-
169
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 033
-
9 377
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
42 500
-
-
trade
-
6 099
-
-
income
-
6 375
-
-
chamber of commerce
-
198
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
350
-
-
total
-
13 022
-
-
Dividends
-
29 478
-
-
withholding
-
7 028
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
386
-
-
total
-
7 414
-
-
Income
42 500
42 500
42 500
42 500
Total tax
10 033
20 436
9 377
9 471
After tax
32 467
22 064
33 123
33 029
Living cost
34 745
34 745
34 745
34 745
Free-cash
-2 278
-12 681
-1 622
-1 716

Estimated living cost  is ₽34745 per week

₽23968
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3738
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽504
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6534
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽5760
₽4319
₽5864
-₽5633
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
42 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
169
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 060
trade
-
-
-
104
total
-
-
-
9 481
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 422
-
42 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

962
-
3 060
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
169
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
7 163
-
9 377
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
8 078
42 500
-
-
trade
1 272
6 693
-
-
income
1 213
6 375
-
-
chamber of commerce
149
198
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

67
350
-
-
total
2 701
13 616
-
-
Dividends
5 378
28 883
-
-
withholding
1 003
6 879
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

55
379
-
-
total
1 058
7 258
-
-
Income
42 500
42 500
42 500
42 500
Total tax
10 922
20 874
9 377
9 481
After tax
31 578
21 626
33 123
33 019
Living cost
27 259
27 259
27 259
27 259
Free-cash
4 319
-5 633
5 864
5 760

Estimated living cost  is ₽27259 per week

₽17147
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3178
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽509
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6425
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽2339
-₽3138
-₽2231
-₽13945
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
42 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
169
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 060
trade
-
-
-
108
total
-
-
-
9 485
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 639
-
42 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 921
-
3 060
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

215
-
169
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
10 284
-
9 377
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
42 500
-
-
trade
-
6 992
-
-
income
-
6 375
-
-
chamber of commerce
-
196
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
350
-
-
total
-
13 913
-
-
Dividends
-
28 586
-
-
withholding
-
6 804
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
374
-
-
total
-
7 178
-
-
Income
42 500
42 500
42 500
42 500
Total tax
10 284
21 091
9 377
9 485
After tax
32 216
21 409
33 123
33 015
Living cost
35 354
35 354
35 354
35 354
Free-cash
-3 138
-13 945
-2 231
-2 339

Estimated living cost  is ₽35354 per week

₽23645
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3728
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽528
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7453
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽8218
-₽11586
-₽8105
-₽20040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
42 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
169
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 148
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
3 060
trade
-
-
-
113
total
-
-
-
9 490
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 086
-
42 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 360
-
3 060
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

350
-
169
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 148
-
6 148
-
total
12 858
-
9 377
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
42 500
-
-
trade
-
7 289
-
-
income
-
6 375
-
-
chamber of commerce
-
196
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
350
-
-
total
-
14 210
-
-
Dividends
-
28 289
-
-
withholding
-
6 731
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
371
-
-
total
-
7 102
-
-
Income
42 500
42 500
42 500
42 500
Total tax
12 858
21 312
9 377
9 490
After tax
29 642
21 188
33 123
33 010
Living cost
41 228
41 228
41 228
41 228
Free-cash
-11 586
-20 040
-8 105
-8 218

Estimated living cost  is ₽41228 per week

₽30111
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3298
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7284
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽4183
₽3654
₽3135
₽6519
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
surtax
-
-
-
225
unemployment
-
-
-
205
health
-
-
-
3 018
pensions
-
-
-
8 500
income
-
-
-
6 155
other
-
-
-
-
total
-
-
-
18 103
Employee
30 307
-
35 110
-
unemployment
2 109
-
2 444
-
other
-
-
-
-
income
5 081
-
5 885
-
surtax
108
-
196
-
pensions
2 022
-
2 341
-
health
774
-
895
-
total
10 094
-
11 761
-
Employer
30 307
-
35 110
-
pensions
4 041
-
4 679
-
other
-
-
-
-
health
1 378
-
1 597
-
unemployment
962
-
1 114
-
total
6 381
-
7 390
-
Corporate
5 812
42 500
-
-
income
1 511
11 050
-
-
total
1 511
11 050
-
-
Dividends
4 301
31 450
-
-
withholding
646
4 717
-
-
total
646
4 717
-
-
Income
42 500
42 500
42 500
42 500
Total tax
18 632
15 767
19 151
18 103
After tax
23 868
26 733
23 349
24 397
Living cost
20 214
20 214
20 214
20 214
Free-cash
3 654
6 519
3 135
4 183

Estimated living cost  is ₽20214 per week

₽12204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1757
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽4538
₽4071
₽3490
₽6874
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
surtax
-
-
-
225
unemployment
-
-
-
205
health
-
-
-
3 018
pensions
-
-
-
8 500
income
-
-
-
6 155
other
-
-
-
-
total
-
-
-
18 103
Employee
29 761
-
35 110
-
unemployment
2 072
-
2 444
-
other
-
-
-
-
income
4 989
-
5 885
-
surtax
97
-
196
-
pensions
1 985
-
2 341
-
health
760
-
895
-
total
9 903
-
11 761
-
Employer
29 761
-
35 110
-
pensions
3 967
-
4 679
-
other
-
-
-
-
health
1 354
-
1 597
-
unemployment
943
-
1 114
-
total
6 264
-
7 390
-
Corporate
6 475
42 500
-
-
income
1 684
11 050
-
-
total
1 684
11 050
-
-
Dividends
4 791
31 450
-
-
withholding
719
4 717
-
-
total
719
4 717
-
-
Income
42 500
42 500
42 500
42 500
Total tax
18 570
15 767
19 151
18 103
After tax
23 930
26 733
23 349
24 397
Living cost
19 859
19 859
19 859
19 859
Free-cash
4 071
6 874
3 490
4 538

Estimated living cost  is ₽19859 per week

₽12143
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1833
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5426
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽11576
₽6654
₽6772
₽6283
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
unemployment
-
-
-
637
health
-
-
-
2 975
pensions
-
-
-
4 250
income
-
-
-
5 196
total
-
-
-
13 058
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
35 565
-
unemployment
387
154
533
-
income
3 153
1 255
4 348
-
pensions
2 579
1 026
3 556
-
health
1 805
718
2 490
-
total
7 924
3 153
10 927
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

25 789
10 264
35 565
-
pensions
5 029
2 001
6 935
-
total
5 029
2 001
6 935
-
Corporate
11 682
30 235
-
-
income
1 051
2 721
-
-
total
1 051
2 721
-
-
Dividends
10 630
27 514
-
-
withholding
2 020
5 228
-
-
social contributions
1 956
5 248
-
-
total
3 976
10 476
-
-
Income
42 500
42 500
42 500
42 500
Total tax
17 980
18 351
17 862
13 058
After tax
24 520
24 149
24 638
29 442
Living cost
17 866
17 866
17 866
17 866
Free-cash
6 654
6 283
6 772
11 576

Estimated living cost  is ₽17866 per week

₽12192
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1462
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽357
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽16532
-₽31173
-₽16198
-₽17051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
national
-
-
-
6 019
pensions
-
-
-
5 100
social contributions
-
-
-
457
municipal
-
-
-
3 885
total
-
-
-
15 461
Employee
67 543
-
36 741
-
municipal
8 343
-
4 049
-
national
12 928
-
6 274
-
pensions
2 702
-
1 470
-
total
23 973
-
11 793
-
Employer
67 543
-
36 741
-
pensions
5 403
-
2 939
-
social contributions
726
-
395
-
total
6 129
-
3 334
-
Corporate
-
42 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
8 500
-
-
total
-
8 500
-
-
Dividends
-
34 000
-
-
withholding
-
7 480
-
-
total
-
7 480
-
-
Income
42 500
42 500
42 500
42 500
Total tax
30 102
15 980
15 127
15 461
After tax
12 398
26 520
27 373
27 039
Living cost
43 571
43 571
43 571
43 571
Free-cash
-31 173
-17 051
-16 198
-16 532

Estimated living cost  is ₽43571 per week

₽29615
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4050
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽652
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽17227
-₽27898
-₽17227
-₽21517
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
social contributions
-
-
-
2 779
income
-
-
-
5 682
total
-
-
-
8 461
Employee
70 397
-
42 500
-
social contributions
5 848
-
2 779
-
income
13 284
-
5 682
-
total
19 132
-
8 461
-
Employer
70 397
-
42 500
-
total
-
-
-
-
Corporate
-
42 500
-
-
income
-
5 313
-
-
total
-
5 313
-
-
Dividends
-
37 187
-
-
withholding
-
7 438
-
-
total
-
7 438
-
-
Income
42 500
42 500
42 500
42 500
Total tax
19 132
12 751
8 461
8 461
After tax
23 368
29 749
34 039
34 039
Living cost
51 266
51 266
51 266
51 266
Free-cash
-27 898
-21 517
-17 227
-17 227

Estimated living cost  is ₽51266 per week

₽39002
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4177
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7596
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽14566
-₽37483
-₽16966
-₽15299
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
national
-
-
-
7 499
regional
-
-
-
409
social contributions
-
-
-
10 930
municipal
-
-
-
253
total
-
-
-
19 091
Employee
79 983
-
42 500
-
municipal
424
-
225
-
national
13 859
-
6 580
-
social contributions
26 970
-
14 330
-
regional
755
-
356
-
total
42 008
-
21 491
-
Employer
79 983
-
42 500
-
total
-
-
-
-
Corporate
-
42 500
-
-
nationa
-
10 199
-
-
municipal
-
1 658
-
-
total
-
11 857
-
-
Dividends
-
30 642
-
-
withholding
-
7 967
-
-
total
-
7 967
-
-
Income
42 500
42 500
42 500
42 500
Total tax
42 008
19 824
21 491
19 091
After tax
492
22 676
21 009
23 409
Living cost
37 975
37 975
37 975
37 975
Free-cash
-37 483
-15 299
-16 966
-14 566

Estimated living cost  is ₽37975 per week

₽26472
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2490
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽582
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8430
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽1066
-₽7423
-₽3449
-₽1904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 500
national
-
-
-
7 499
regional
-
-
-
641
social contributions
-
-
-
10 930
municipal
-
-
-
253
total
-
-
-
19 323
Employee
49 922
-
42 500
-
municipal
265
-
225
-
national
7 909
-
6 580
-
social contributions
16 834
-
14 330
-
regional
672
-
571
-
total
25 680
-
21 706
-
Employer
49 922
-
42 500
-
total
-
-
-
-
Corporate
-
42 500
-
-
nationa
-
10 199
-
-