Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 42000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽7789
₽6821
₽10548
₽17184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
unemployment
-
-
-
152
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 628
income
-
-
-
6 300
health
-
-
-
4 373
total
-
-
-
16 453
Employee
24 796
-
35 111
-
accident

We are using the highest rate at 1.1%.

273
-
387
-
income
2 480
-
3 511
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 177
-
3 083
-
health
1 141
-
1 615
-
total
6 071
-
8 596
-
Employer
24 796
-
35 111
-
accident

We are using the highest rate at 1.1%.

273
-
387
-
health
1 711
-
2 423
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 732
-
3 869
-
unemployment
149
-
210
-
total
4 865
-
6 889
-
Corporate
12 339
42 000
-
-
income
1 234
4 200
-
-
total
1 234
4 200
-
-
Dividends
11 105
37 800
-
-
withholding
556
1 890
-
-
total
556
1 890
-
-
Income
42 000
42 000
42 000
42 000
Total tax
12 726
6 090
15 485
16 453
After tax
29 274
35 910
26 515
25 547
Living cost
18 726
18 726
18 726
18 726
Free-cash
10 548
17 184
7 789
6 821

Estimated living cost  is ₽18726 per week

₽12385
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1072
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽447
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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