Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 42000
per

Your estimated
City
free-cash

Valencia , Spain
-₽151338
-₽80113
-₽117648
-₽95723
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
42 000
other
-
-
-
83
unemployment
-
-
-
594
income
-
-
-
3 122
pensions
-
-
-
24 129
accident
-
-
-
767
total
-
-
-
28 695
Employee
146 603
-
-
-
unemployment
2 272
-
2 054
-
other
143
-
135
-
pensions
6 892
-
6 222
-
income
28 264
-
-
-
total
37 571
-
8 411
-
Employer
146 603
-
-
-
other
1 174
-
1 061
-
accident
2 904
-
2 618
-
pensions
34 595
-
31 247
-
unemployment
8 066
-
7 283
-
total
46 739
-
42 209
-
Corporate
-
42 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
6 298
-
-
total
-
6 298
-
-
Dividends
-
35 702
-
-
withholding
-
6 787
-
-
total
-
6 787
-
-
Income
42 000
42 000
42 000
42 000
Total tax
84 310
13 085
50 620
28 695
After tax
-42 310
28 915
-8 620
13 305
Living cost
109 028
109 028
109 028
109 028
Free-cash
-151 338
-80 113
-117 648
-95 723

Estimated living cost  is ₽109028 per month

₽73592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10481
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1911
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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