Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 41000
per

Your estimated
City
free-cash

Madrid , Spain
-₽12029
-₽12349
-₽22464
-₽7260
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
other
-
-
-
42
unemployment
-
-
-
287
accident
-
-
-
369
income
-
-
-
5 711
pensions
-
-
-
11 602
total
-
-
-
18 011
Employee
48 121
-
30 392
-
income
10 051
-
5 609
-
pensions
2 261
-
1 564
-
unemployment
745
-
516
-
other
47
-
34
-
total
13 104
-
7 723
-
Employer
48 121
-
30 392
-
pensions
11 356
-
7 853
-
other
386
-
267
-
accident
953
-
658
-
unemployment
2 647
-
1 830
-
total
15 342
-
10 608
-
Corporate
-
41 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
6 151
-
-
total
-
6 151
-
-
Dividends
-
34 849
-
-
withholding
-
7 091
-
-
total
-
7 091
-
-
Income
41 000
41 000
41 000
41 000
Total tax
28 446
13 242
18 331
18 011
After tax
12 554
27 758
22 669
22 989
Living cost
35 018
35 018
35 018
35 018
Free-cash
-22 464
-7 260
-12 349
-12 029

Estimated living cost  is ₽35018 per week

₽25148
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2723
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽494
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6654
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Madrid model

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