Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 41000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽12874
₽9831
₽18676
₽9591
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
health
-
-
-
3 825
income
-
-
-
6 150
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 922
unemployment
-
-
-
133
total
-
-
-
15 030
Employee
21 688
-
34 475
-
accident

We are using the highest rate at 1.1%.

238
-
366
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 904
-
2 920
-
health
998
-
1 530
-
income
2 169
-
3 448
-
total
5 309
-
8 264
-
Employer
21 688
-
34 475
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 390
-
3 665
-
health
1 497
-
2 295
-
unemployment
130
-
200
-
accident

We are using the highest rate at 1.1%.

238
-
366
-
total
4 255
-
6 526
-
Corporate
15 057
41 000
-
-
income
1 506
4 100
-
-
total
1 506
4 100
-
-
Dividends
13 551
36 900
-
-
withholding
677
1 845
-
-
total
677
1 845
-
-
Income
41 000
41 000
41 000
41 000
Total tax
11 747
5 945
14 790
15 030
After tax
29 253
35 055
26 210
25 970
Living cost
16 379
16 379
16 379
16 379
Free-cash
12 874
18 676
9 831
9 591

Estimated living cost  is ₽16379 per week

₽10833
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽938
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽391
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4218
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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