Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 41000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽13786
₽10948
₽19351
₽10632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
health
-
-
-
3 667
income
-
-
-
6 150
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 719
unemployment
-
-
-
128
total
-
-
-
14 664
Employee
20 795
-
34 744
-
accident

We are using the highest rate at 1.1%.

229
-
351
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 826
-
2 800
-
health
957
-
1 467
-
income
2 080
-
3 474
-
total
5 092
-
8 092
-
Employer
20 795
-
34 744
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 292
-
3 514
-
health
1 435
-
2 200
-
unemployment
125
-
191
-
accident

We are using the highest rate at 1.1%.

229
-
351
-
total
4 081
-
6 256
-
Corporate
16 125
41 000
-
-
income
1 612
4 100
-
-
total
1 612
4 100
-
-
Dividends
14 513
36 900
-
-
withholding
725
1 845
-
-
total
725
1 845
-
-
Income
41 000
41 000
41 000
41 000
Total tax
11 510
5 945
14 348
14 664
After tax
29 490
35 055
26 652
26 336
Living cost
15 704
15 704
15 704
15 704
Free-cash
13 786
19 351
10 948
10 632

Estimated living cost  is ₽15704 per week

₽10387
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽899
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽375
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4044
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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