Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 41000
per

Your estimated
City
free-cash

Valencia , Spain
-₽159869
-₽85048
-₽124868
-₽101589
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
other
-
-
-
86
income
-
-
-
2 744
unemployment
-
-
-
618
pensions
-
-
-
25 069
accident
-
-
-
797
total
-
-
-
29 314
Employee
152 314
-
-
-
other
149
-
141
-
unemployment
2 361
-
2 134
-
pensions
7 160
-
6 465
-
income
29 365
-
-
-
total
39 035
-
8 740
-
Employer
152 314
-
-
-
other
1 219
-
1 102
-
accident
3 017
-
2 720
-
unemployment
8 380
-
7 567
-
pensions
35 943
-
32 464
-
total
48 559
-
43 853
-
Corporate
-
41 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
6 152
-
-
total
-
6 152
-
-
Dividends
-
34 848
-
-
withholding
-
6 621
-
-
total
-
6 621
-
-
Income
41 000
41 000
41 000
41 000
Total tax
87 594
12 773
52 593
29 314
After tax
-46 594
28 227
-11 593
11 686
Living cost
113 275
113 275
113 275
113 275
Free-cash
-159 869
-85 048
-124 868
-101 589

Estimated living cost  is ₽113275 per month

₽76459
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10889
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1986
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽23944
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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