Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 41000
per

Your estimated
City
free-cash

Valencia , Spain
-₽112300
-₽76465
-₽91370
-₽144649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
income
-
-
-
3 121
pensions
-
-
-
23 170
other
-
-
-
79
unemployment
-
-
-
571
accident
-
-
-
737
total
-
-
-
27 678
Employee
140 772
-
469
-
unemployment
2 182
-
1 972
-
pensions
6 618
-
5 975
-
other
137
-
130
-
income
27 140
-
-
-
total
36 077
-
8 077
-
Employer
140 772
-
469
-
accident
2 789
-
2 514
-
other
1 127
-
1 019
-
unemployment
7 745
-
6 994
-
pensions
33 219
-
30 004
-
total
44 880
-
40 531
-
Corporate
-
41 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
6 148
-
-
total
-
6 148
-
-
Dividends
-
34 852
-
-
withholding
-
6 625
-
-
total
-
6 625
-
-
Income
41 000
41 000
41 000
41 000
Total tax
80 957
12 773
48 608
27 678
After tax
-39 957
28 227
-7 608
13 322
Living cost
104 692
104 692
104 692
104 692
Free-cash
-144 649
-76 465
-112 300
-91 370

Estimated living cost  is ₽104692 per month

₽70665
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽10064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽1835
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽22129
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Valencia model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close