Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40500
per

Your estimated
City
free-cash

Valencia , Spain
-₽4633
-₽5051
-₽8008
₽66
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
other
-
-
-
40
unemployment
-
-
-
283
accident
-
-
-
364
income
-
-
-
5 630
pensions
-
-
-
11 461
total
-
-
-
17 778
Employee
36 783
-
29 910
-
income
7 091
-
5 496
-
pensions
1 729
-
1 561
-
unemployment
570
-
515
-
other
36
-
34
-
total
9 426
-
7 606
-
Employer
36 783
-
29 910
-
pensions
8 680
-
7 840
-
other
294
-
266
-
accident
729
-
657
-
unemployment
2 024
-
1 827
-
total
11 727
-
10 590
-
Corporate
-
40 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
6 075
-
-
total
-
6 075
-
-
Dividends
-
34 425
-
-
withholding
-
7 004
-
-
total
-
7 004
-
-
Income
40 500
40 500
40 500
40 500
Total tax
21 153
13 079
18 196
17 778
After tax
19 347
27 421
22 304
22 722
Living cost
27 355
27 355
27 355
27 355
Free-cash
-8 008
66
-5 051
-4 633

Estimated living cost  is ₽27355 per week

₽18464
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2630
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5782
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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