Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40500
per

Your estimated
City
free-cash

Valencia , Spain
-₽4473
₽506
-₽4210
-₽7225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
pensions
-
-
-
11 461
accident
-
-
-
364
unemployment
-
-
-
284
other
-
-
-
41
income
-
-
-
5 647
total
-
-
-
17 797
Employee
36 188
-
30 081
-
unemployment
561
-
507
-
pensions
1 701
-
1 536
-
other
35
-
33
-
income
6 977
-
5 565
-
total
9 274
-
7 641
-
Employer
36 188
-
30 081
-
pensions
8 540
-
7 713
-
other
290
-
262
-
unemployment
1 991
-
1 798
-
accident
717
-
646
-
total
11 538
-
10 419
-
Corporate
-
40 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
6 075
-
-
total
-
6 075
-
-
Dividends
-
34 425
-
-
withholding
-
7 006
-
-
total
-
7 006
-
-
Income
40 500
40 500
40 500
40 500
Total tax
20 812
13 081
18 060
17 797
After tax
19 688
27 419
22 440
22 703
Living cost
26 913
26 913
26 913
26 913
Free-cash
-7 225
506
-4 473
-4 210

Estimated living cost  is ₽26913 per week

₽18166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2587
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5689
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Valencia model

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Estimated living cost

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