Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40500
per

Your estimated
City
free-cash

Barcelona , Spain
-₽20233
-₽10516
-₽6005
-₽10772
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
accident
-
-
-
365
income
-
-
-
5 712
pensions
-
-
-
11 461
other
-
-
-
40
unemployment
-
-
-
283
total
-
-
-
17 861
Employee
46 052
-
30 651
-
unemployment
715
-
479
-
pensions
2 165
-
1 452
-
income
9 717
-
5 793
-
other
46
-
32
-
total
12 643
-
7 756
-
Employer
46 052
-
30 651
-
pensions
10 868
-
7 291
-
other
367
-
248
-
unemployment
2 533
-
1 699
-
accident
911
-
611
-
total
14 679
-
9 849
-
Corporate
-
40 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

-
6 075
-
-
total
-
6 075
-
-
Dividends
-
34 425
-
-
withholding
-
7 019
-
-
total
-
7 019
-
-
Income
40 500
40 500
40 500
40 500
Total tax
27 322
13 094
17 605
17 861
After tax
13 178
27 406
22 895
22 639
Living cost
33 411
33 411
33 411
33 411
Free-cash
-20 233
-6 005
-10 516
-10 772

Estimated living cost  is ₽33411 per week

₽24604
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2370
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽481
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5955
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Additional information

Source

[[ row[2] ]] [[ row[0] ]]

Additional information

Source