Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽14145
₽11453
₽11098
₽19502
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 546
unemployment
-
-
-
123
income
-
-
-
6 075
health
-
-
-
3 532
total
-
-
-
14 276
Employee
20 029
-
34 474
-
health
921
-
1 413
-
accident

We are using the highest rate at 1.1%.

220
-
338
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 758
-
2 697
-
income
2 003
-
3 448
-
total
4 902
-
7 896
-
Employer
20 029
-
34 474
-
health
1 382
-
2 119
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 207
-
3 384
-
accident

We are using the highest rate at 1.1%.

220
-
338
-
unemployment
120
-
184
-
total
3 929
-
6 025
-
Corporate
16 542
40 500
-
-
income
1 654
4 050
-
-
total
1 654
4 050
-
-
Dividends
14 887
36 450
-
-
withholding
744
1 822
-
-
total
744
1 822
-
-
Income
40 500
40 500
40 500
40 500
Total tax
11 229
5 872
13 921
14 276
After tax
29 271
34 628
26 579
26 224
Living cost
15 126
15 126
15 126
15 126
Free-cash
14 145
19 502
11 453
11 098

Estimated living cost  is ₽15126 per week

₽10004
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽866
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽361
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3895
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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