Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40500
per

Your estimated
City
free-cash

Andorra , Andorra
₽5609
₽8708
₽5043
₽3848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
income
-
-
-
-
social contributions
-
-
-
8 911
total
-
-
-
8 911
Employee
29 669
-
35 064
-
social contributions
1 928
-
2 280
-
income
-
-
-
-
total
1 928
-
2 280
-
Employer
29 669
-
35 064
-
social contributions
4 599
-
5 436
-
total
4 599
-
5 436
-
Corporate
6 232
40 500
-
-
income
623
4 051
-
-
total
623
4 051
-
-
Dividends
5 609
36 449
-
-
total
-
-
-
-
Income
40 500
40 500
40 500
40 500
Total tax
7 150
4 051
7 716
8 911
After tax
33 350
36 449
32 784
31 589
Living cost
27 741
27 741
27 741
27 741
Free-cash
5 609
8 708
5 043
3 848

Estimated living cost  is ₽27741 per week

₽17937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2091
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽522
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7191
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Source of data for Andorra model

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