Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40500
per

Your estimated
City
free-cash

Andorra , Andorra
₽4286
₽6096
₽5483
₽9146
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
social contributions
-
-
-
8 911
income
-
-
-
-
total
-
-
-
8 911
Employee
29 201
-
35 065
-
social contributions
1 898
-
2 279
-
income
-
-
-
-
total
1 898
-
2 279
-
Employer
29 201
-
35 065
-
social contributions
4 526
-
5 435
-
total
4 526
-
5 435
-
Corporate
6 773
40 500
-
-
income
677
4 051
-
-
total
677
4 051
-
-
Dividends
6 095
36 449
-
-
total
-
-
-
-
Income
40 500
40 500
40 500
40 500
Total tax
7 101
4 051
7 714
8 911
After tax
33 399
36 449
32 786
31 589
Living cost
27 303
27 303
27 303
27 303
Free-cash
6 096
9 146
5 483
4 286

Estimated living cost  is ₽27303 per week

₽17654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2058
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7077
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
-₽6145
-₽11492
-₽13285
-₽8984
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
surtax
-
-
-
-
unemployment
-
-
-
5 571
health
-
-
-
3 097
chamber of commerce
-
-
-
162
pensions
-
-
-
7 493
income
-
-
-
1 344
total
-
-
-
17 667
Employee
39 704
36 197
36 197
-
unemployment
1 191
1 086
934
-
other
396
362
312
-
income
3 537
2 670
2 899
-
pensions
4 066
3 706
3 191
-
health
1 536
1 401
1 207
-
total
10 726
9 225
8 543
-
Employer
39 704
36 197
36 197
-
pensions
4 983
4 544
3 911
-
surtax
-
-
-
-
payroll
1 191
1 086
1 086
-
other
1 886
1 718
1 677
-
health
1 501
1 369
1 177
-
accident
515
471
405
-
unemployment
1 191
1 086
934
-
chamber of commerce
159
145
145
-
total
11 426
10 419
9 335
-
Corporate
3 447
3 447
27 717
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

862
862
6 929
-
total
862
862
6 929
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
40 500
40 500
40 500
40 500
Total tax
23 014
20 506
24 807
17 667
After tax
17 486
19 994
15 693
22 833
Living cost
28 978
28 978
28 978
28 978
Free-cash
-11 492
-8 984
-13 285
-6 145

Estimated living cost  is ₽28978 per week

₽17383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
-₽9351
-₽18996
-₽16403
-₽12190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
surtax
-
-
-
179
unemployment
-
-
-
5 571
health
-
-
-
3 097
chamber of commerce
-
-
-
162
pensions
-
-
-
7 493
income
-
-
-
1 344
total
-
-
-
17 846
Employee
45 393
36 197
36 197
-
unemployment
1 362
1 086
931
-
other
453
362
310
-
income
5 168
2 670
2 904
-
pensions
4 649
3 706
3 177
-
health
1 756
1 401
1 200
-
total
13 388
9 225
8 522
-
Employer
45 393
36 197
36 197
-
pensions
5 697
4 544
3 892
-
surtax
179
179
179
-
payroll
1 362
1 086
1 086
-
other
2 156
1 718
1 675
-
health
1 715
1 369
1 172
-
accident
589
471
403
-
unemployment
1 362
1 086
931
-
chamber of commerce
181
145
145
-
total
13 241
10 598
9 483
-
Corporate
3 447
3 447
27 569
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

862
862
6 893
-
total
862
862
6 893
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
40 500
40 500
40 500
40 500
Total tax
27 491
20 685
24 898
17 846
After tax
13 009
19 815
15 602
22 654
Living cost
32 005
32 005
32 005
32 005
Free-cash
-18 996
-12 190
-16 403
-9 351

Estimated living cost  is ₽32005 per week

₽21346
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2730
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽526
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
-₽9766
-₽43385
-₽14970
-₽10221
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
national
-
-
-
11 334
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 213
social contributions
-
-
-
3 601
total
-
-
-
17 148
Employee

The minimum management director salary is set at €45,000 per year.

64 971
-
31 366
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

565
-
272
-
national
19 975
-
7 482
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

3 389
-
1 636
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

4 873
-
2 353
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 053
-
1 474
-
total
31 855
-
13 217
-
Employer

The minimum management director salary is set at €45,000 per year.

64 971
-
31 366
-
surtax
7 367
-
3 558
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

5 757
-
2 779
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

3 995
-
1 931
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

845
-
409
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

948
-
458
-
total
18 912
-
9 135
-
Corporate
-
40 500
-
-
income
-
8 100
-
-
surtax
-
162
-
-
total
-
8 262
-
-
Dividends
-
32 238
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

-
9 341
-
-
total
-
9 341
-
-
Income
40 500
40 500
40 500
40 500
Total tax
50 767
17 603
22 352
17 148
After tax
-10 267
22 897
18 148
23 352
Living cost
33 118
33 118
33 118
33 118
Free-cash
-43 385
-10 221
-14 970
-9 766

Estimated living cost  is ₽33118 per week

₽21332
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2896
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽519
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8372
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₽10326
₽13465
₽10625
₽19000
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
6 075
total
-
-
-
14 547
Employee
20 693
-
34 274
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
income
2 070
-
3 427
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 817
-
2 786
-
health
952
-
1 460
-
total
5 066
-
8 022
-
Employer
20 693
-
34 274
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 280
-
3 497
-
health
1 428
-
2 190
-
accident

We are using the highest rate at 1.1%.

227
-
349
-
unemployment
124
-
190
-
total
4 059
-
6 226
-
Corporate
15 747
40 500
-
-
income
1 574
4 050
-
-
total
1 574
4 050
-
-
Dividends
14 173
36 450
-
-
withholding
709
1 823
-
-
total
709
1 823
-
-
Income
40 500
40 500
40 500
40 500
Total tax
11 408
5 873
14 248
14 547
After tax
29 092
34 627
26 252
25 953
Living cost
15 627
15 627
15 627
15 627
Free-cash
13 465
19 000
10 625
10 326

Estimated living cost  is ₽15627 per week

₽10336
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽895
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽373
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4025
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₽14042
₽18497
₽14341
₽22716
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
unemployment
-
-
-
127
health
-
-
-
3 649
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 696
income
-
-
-
6 075
total
-
-
-
14 547
Employee
15 772
-
34 274
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
income
1 577
-
3 427
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 385
-
2 786
-
health
725
-
1 460
-
total
3 861
-
8 022
-
Employer
15 772
-
34 274
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 738
-
3 497
-
health
1 089
-
2 190
-
accident

We are using the highest rate at 1.1%.

174
-
349
-
unemployment
94
-
190
-
total
3 095
-
6 226
-
Corporate
21 634
40 500
-
-
income
2 163
4 050
-
-
total
2 163
4 050
-
-
Dividends
19 470
36 450
-
-
withholding
973
1 823
-
-
total
973
1 823
-
-
Income
40 500
40 500
40 500
40 500
Total tax
10 092
5 873
14 248
14 547
After tax
30 408
34 627
26 252
25 953
Living cost
11 911
11 911
11 911
11 911
Free-cash
18 497
22 716
14 341
14 042

Estimated living cost  is ₽11911 per week

₽6954
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽851
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3791
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₽12121
₽3959
₽4604
-₽1070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
health
-
-
-
1 032
social contributions
-
-
-
6 317
income
-
-
-
-
total
-
-
-
7 349
Employee
69 844
69 844
69 844
-
income
7 605
6 465
7 457
-
social contributions
2 641
5 797
3 051
-
health
541
1 188
626
-
total
10 787
13 450
11 134
-
Employer
69 844
69 844
69 844
-
social contributions
2 641
5 797
3 051
-
health
588
1 293
681
-
total
3 229
7 090
3 732
-
Corporate
5 455
-
-
-
income
683
-
-
-
total
683
-
-
-
Dividends
4 773
-
-
-
withholding
812
-
-
-
total
812
-
-
-
Income
40 500
40 500
40 500
40 500
Total tax
15 511
20 540
14 866
7 349
After tax
24 989
19 960
25 634
33 151
Living cost
21 030
21 030
21 030
21 030
Free-cash
3 959
-1 070
4 604
12 121

Estimated living cost  is ₽21030 per week

₽12603
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2063
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽465
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5898
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₽3690
-₽4535
-₽3827
-₽9501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
health
-
-
-
1 032
social contributions
-
-
-
6 317
income
-
-
-
-
total
-
-
-
7 349
Employee
69 844
69 844
69 844
-
income
7 334
6 465
7 457
-
social contributions
3 394
5 797
3 051
-
health
695
1 188
626
-
total
11 423
13 450
11 134
-
Employer
69 844
69 844
69 844
-
social contributions
3 394
5 797
3 051
-
health
757
1 293
681
-
total
4 151
7 090
3 732
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
40 500
40 500
40 500
40 500
Total tax
15 574
20 540
14 866
7 349
After tax
24 926
19 960
25 634
33 151
Living cost
29 461
29 461
29 461
29 461
Free-cash
-4 535
-9 501
-3 827
3 690

Estimated living cost  is ₽29461 per week

₽20139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2301
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6526
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
-₽1314
-₽961
-₽488
₽6844
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
health
-
-
-
5 467
social contributions
-
-
-
11 826
income
-
-
-
3 481
solidarity contribution
-
-
-
-
total
-
-
-
20 774
Employee
30 941
-
30 224
-
income
3 713
-
3 627
-
social contributions
2 011
-
1 965
-
health
4 177
-
4 080
-
solidarity contribution
-
-
-
-
total
9 901
-
9 672
-
Employer
30 941
-
30 224
-
social contributions
7 735
-
7 556
-
health
2 785
-
2 720
-
total
10 520
-
10 276
-
Corporate
-
40 500
-
-
income
-
7 695
-
-
total
-
7 695
-
-
Dividends
-
32 805
-
-
withholding
-
4 921
-
-
total
-
4 921
-
-
Income
40 500
40 500
40 500
40 500
Total tax
20 421
12 616
19 948
20 774
After tax
20 079
27 884
20 552
19 726
Living cost
21 040
21 040
21 040
21 040
Free-cash
-961
6 844
-488
-1 314

Estimated living cost  is ₽21040 per week

₽14614
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1497
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽414
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4515
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
-₽6201
-₽10590
-₽5375
₽1957
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
health
-
-
-
5 467
social contributions
-
-
-
11 826
income
-
-
-
3 481
solidarity contribution
-
-
-
-
total
-
-
-
20 774
Employee
38 127
-
30 224
-
income
4 575
-
3 627
-
social contributions
2 478
-
1 965
-
health
5 147
-
4 080
-
solidarity contribution
-
-
-
-
total
12 200
-
9 672
-
Employer
38 127
-
30 224
-
social contributions
9 532
-
7 556
-
health
3 431
-
2 720
-
total
12 963
-
10 276
-
Corporate
-
40 500
-
-
income
-
7 695
-
-
total
-
7 695
-
-
Dividends
-
32 805
-
-
withholding
-
4 921
-
-
total
-
4 921
-
-
Income
40 500
40 500
40 500
40 500
Total tax
25 163
12 616
19 948
20 774
After tax
15 337
27 884
20 552
19 726
Living cost
25 927
25 927
25 927
25 927
Free-cash
-10 590
1 957
-5 375
-6 201

Estimated living cost  is ₽25927 per week

₽19281
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽449
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽4761
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₽16824
-₽157981
-₽157981
-₽157981
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
national
-
-
-
3 524
pensions
-
-
-
790
municipal
-
-
-
5 960
labour market
-
-
-
3 177
total
-
-
-
13 451
Employee
185 177
185 177
185 177
-
municipal
39 432
39 432
39 432
-
national
22 623
22 623
22 623
-
pensions
263
263
263
-
labour market
14 793
14 793
14 793
-
total
77 111
77 111
77 111
-
Employer
185 177
185 177
185 177
-
pensions
526
526
526
-
labour market
14 814
14 814
14 814
-
municipal
39 495
39 495
39 495
-
national
22 662
22 662
22 662
-
total
77 497
77 497
77 497
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
40 500
40 500
40 500
40 500
Total tax
154 608
154 608
154 608
13 451
After tax
-114 108
-114 108
-114 108
27 049
Living cost
43 873
43 873
43 873
43 873
Free-cash
-157 981
-157 981
-157 981
-16 824

Estimated living cost  is ₽43873 per week

₽30027
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽675
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9290
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₽1579
₽4818
₽2990
₽10461
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
health
-
-
-
5 266
pensions
-
-
-
8 100
income
-
-
-
3 616
total
-
-
-
16 982
Employee
25 767
-
30 270
-
unemployment
412
-
484
-
income
2 901
-
4 252
-
pensions
515
-
605
-
total
3 828
-
5 341
-
Employer
25 767
-
30 270
-
pensions
5 154
-
6 054
-
health
3 349
-
3 935
-
unemployment
207
-
241
-
total
8 710
-
10 230
-
Corporate
6 023
40 500
-
-
income
1 205
8 100
-
-
total
1 205
8 100
-
-
Dividends
4 819
32 400
-
-
total
-
-
-
-
Income
40 500
40 500
40 500
40 500
Total tax
13 743
8 100
15 571
16 982
After tax
26 757
32 400
24 929
23 518
Living cost
21 939
21 939
21 939
21 939
Free-cash
4 818
10 461
2 990
1 579

Estimated living cost  is ₽21939 per week

₽15048
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽441
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5143
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
-₽2458
-₽16303
-₽9400
-₽6847
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
40 500
national
-
-
-
595
health
-
-
-
245
municipal
-
-
-
7 246
total
-
-
-
8 086
Employee
47 787
-
34 071
-
unemployment
717
-
510
-
municipal
7 827
-
5 600
-
national
789
-
47
-
pensions
3 225
-
2 299
-
health
357
-
145
-
total
12 915
-
8 601
-
Employer
47 787
-
34 071
-
pensions
8 291
-
5 910
-
health
367
-
262
-
accident
48
-
34
-
unemployment
310
-
221
-
total
9 016
-
6 427
-
Corporate
-
40 500
-
-
income
-
8 100
-
-
total
-
8 100
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

-
24 300
-
-
municipal
-
4 375
-
-
national
-
-
-
-
total
-
4 375
-
-
Income
40 500
40 500
40 500
40 500
Total tax
21 931
12 475
15 028
8 086
After tax
18 569
28 025
25 472
32 414
Living cost
34 872
34 872
34 872
34 872
Free-cash
-16 303
-6 847
-9 400
-2 458

Estimated living cost  is ₽34872 per week

₽22778
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3354
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽555
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
-₽3464
-₽5037
-₽2830
-₽7585
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
surtax
-
-
-
-
health
-
-
-
352
pensions
-
-
-
11 976
social contributions
-
-
-
1 153
income
-
-
-
1 231
other
-
-
-
1 255
total
-
-
-
15 967
Employee
34 700
-
30 861
-
income
1 789
-
1 325
-
surtax
-
-
-
-
social contributions
989
-
879
-
pensions
3 925
-
3 490
-
total
6 703
-
5 694
-
Employer
34 700
-
30 861
-
pensions
5 702
-
5 071
-
social contributions
103
-
93
-
other
1 198
-
1 065
-
health
2 429
-
2 160
-
unemployment
1 405
-
1 250
-
total
10 837
-
9 639
-
Corporate
-
40 500
-
-
income
-
11 340
-
-
surtax
-
-
-
-
total
-
11 340
-
-
Dividends
-
29 160
-
-
withholding
-
3 732
-
-
social contributions
-
5 016
-
-
surtax
-
-
-
-
total
-
8 748
-
-
Income
40 500
40 500
40 500
40 500
Total tax
17 540
20 088
15 333
15 967
After tax
22 960
20 412
25 167
24 533
Living cost
27 997
27 997
27 997
27 997
Free-cash
-5 037
-7 585
-2 830
-3 464

Estimated living cost  is ₽27997 per week

₽16237
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽531
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8386
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
-₽6543
-₽10513
-₽5909
-₽10664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
surtax
-
-
-
-
health
-
-
-
352
pensions
-
-
-
11 976
social contributions
-
-
-
1 153
income
-
-
-
1 231
other
-
-
-
1 255
total
-
-
-
15 967
Employee
38 874
-
30 861
-
income
2 294
-
1 325
-
surtax
-
-
-
-
social contributions
1 108
-
879
-
pensions
4 395
-
3 490
-
total
7 797
-
5 694
-
Employer
38 874
-
30 861
-
pensions
6 386
-
5 071
-
social contributions
117
-
93
-
other
1 341
-
1 065
-
health
2 722
-
2 160
-
unemployment
1 574
-
1 250
-
total
12 140
-
9 639
-
Corporate
-
40 500
-
-
income
-
11 340
-
-
surtax
-
-
-
-
total
-
11 340
-
-
Dividends
-
29 160
-
-
withholding
-
3 732
-
-
social contributions
-
5 016
-
-
surtax
-
-
-
-
total
-
8 748
-
-
Income
40 500
40 500
40 500
40 500
Total tax
19 937
20 088
15 333
15 967
After tax
20 563
20 412
25 167
24 533
Living cost
31 076
31 076
31 076
31 076
Free-cash
-10 513
-10 664
-5 909
-6 543

Estimated living cost  is ₽31076 per week

₽19595
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2527
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽19337
-₽34156
-₽18703
-₽23458
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
surtax
-
-
-
-
health
-
-
-
352
pensions
-
-
-
11 976
social contributions
-
-
-
1 153
income
-
-
-
1 231
other
-
-
-
1 255
total
-
-
-
15 967
Employee
56 888
-
30 861
-
income
4 964
-
1 325
-
surtax
-
-
-
-
social contributions
1 620
-
879
-
pensions
6 434
-
3 490
-
total
13 018
-
5 694
-
Employer
56 888
-
30 861
-
pensions
9 347
-
5 071
-
social contributions
171
-
93
-
other
1 963
-
1 065
-
health
3 982
-
2 160
-
unemployment
2 305
-
1 250
-
total
17 768
-
9 639
-
Corporate
-
40 500
-
-
income
-
11 340
-
-
surtax
-
-
-
-
total
-
11 340
-
-
Dividends
-
29 160
-
-
withholding
-
3 732
-
-
social contributions
-
5 016
-
-
surtax
-
-
-
-
total
-
8 748
-
-
Income
40 500
40 500
40 500
40 500
Total tax
30 786
20 088
15 333
15 967
After tax
9 714
20 412
25 167
24 533
Living cost
43 870
43 870
43 870
43 870
Free-cash
-34 156
-23 458
-18 703
-19 337

Estimated living cost  is ₽43870 per week

₽29690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3589
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽602
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9989
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₽34257
₽31543
₽26562
₽32637
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
40 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
405
total
-
-
-
405
Employee
7 298
-
40 500
-
income
1 459
-
8 100
-
total
1 459
-
8 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

33 202
40 500
-
-
total
-
-
-
-
Dividends
33 202
40 500
-
-
withholding
1 660
2 025
-
-
total
1 660
2 025
-
-
Income
40 500
40 500
40 500
40 500
Total tax
3 119
2 025
8 100
405
After tax
37 381
38 475
32 400
40 095
Living cost
5 838
5 838
5 838
5 838
Free-cash
31 543
32 637
26 562
34 257

Estimated living cost  is ₽5838 per week

₽3618
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽160
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽1574
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₽30997
₽27671
₽23302
₽29377
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
40 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
405
total
-
-
-
405
Employee
11 373
-
40 500
-
income
2 275
-
8 100
-
total
2 275
-
8 100
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

29 127
40 500
-
-
total
-
-
-
-
Dividends
29 127
40 500
-
-
withholding
1 456
2 025
-
-
total
1 456
2 025
-
-
Income
40 500
40 500
40 500
40 500
Total tax
3 731
2 025
8 100
405
After tax
36 769
38 475
32 400
40 095
Living cost
9 098
9 098
9 098
9 098
Free-cash
27 671
29 377
23 302
30 997

Estimated living cost  is ₽9098 per week

₽6157
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽382
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽305
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽2254
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
-₽3355
-₽4693
-₽3355
-₽14026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
40 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
134
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 449
trade
-
-
-
-
total
-
-
-
8 788
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

45 193
-
40 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 716
-
2 449
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
-
134
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
10 126
-
8 788
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
40 500
-
-
trade
-
5 812
-
-
income
-
6 074
-
-
chamber of commerce
-
196
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
334
-
-
total
-
12 416
-
-
Dividends
-
28 083
-
-
withholding
-
6 676
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
367
-
-
total
-
7 043
-
-
Income
40 500
40 500
40 500
40 500
Total tax
10 126
19 459
8 788
8 788
After tax
30 374
21 041
31 712
31 712
Living cost
35 067
35 067
35 067
35 067
Free-cash
-4 693
-14 026
-3 355
-3 355

Estimated living cost  is ₽35067 per week

₽24190
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3773
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽508
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6595
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₽4200
₽3158
₽4200
-₽6889
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
40 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
134
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 449
trade
-
-
-
-
total
-
-
-
8 788
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

34 741
-
40 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

970
-
2 449
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

53
-
134
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
7 228
-
8 788
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
5 759
40 500
-
-
trade
907
6 379
-
-
income
864
6 074
-
-
chamber of commerce
147
196
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

48
334
-
-
total
1 966
12 983
-
-
Dividends
3 794
27 516
-
-
withholding
603
6 534
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

33
360
-
-
total
636
6 894
-
-
Income
40 500
40 500
40 500
40 500
Total tax
9 830
19 877
8 788
8 788
After tax
30 670
20 623
31 712
31 712
Living cost
27 512
27 512
27 512
27 512
Free-cash
3 158
-6 889
4 200
4 200

Estimated living cost  is ₽27512 per week

₽17306
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3208
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽514
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6484
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
-₽3970
-₽5562
-₽3970
-₽15266
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
40 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
134
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 449
trade
-
-
-
-
total
-
-
-
8 788
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

46 062
-
40 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

3 958
-
2 449
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

217
-
134
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
10 380
-
8 788
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
40 500
-
-
trade
-
6 662
-
-
income
-
6 074
-
-
chamber of commerce
-
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
334
-
-
total
-
13 265
-
-
Dividends
-
27 235
-
-
withholding
-
6 464
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
355
-
-
total
-
6 819
-
-
Income
40 500
40 500
40 500
40 500
Total tax
10 380
20 084
8 788
8 788
After tax
30 120
20 416
31 712
31 712
Living cost
35 682
35 682
35 682
35 682
Free-cash
-5 562
-15 266
-3 970
-3 970

Estimated living cost  is ₽35682 per week

₽23864
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3763
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽533
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7522
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
-₽9898
-₽14087
-₽9898
-₽21404
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
40 500
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
134
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
6 205
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
2 449
trade
-
-
-
-
total
-
-
-
8 788
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

54 587
-
40 500
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

6 419
-
2 449
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

353
-
134
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

6 205
-
6 205
-
total
12 977
-
8 788
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
-
40 500
-
-
trade
-
6 946
-
-
income
-
6 074
-
-
chamber of commerce
-
195
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
334
-
-
total
-
13 549
-
-
Dividends
-
26 950
-
-
withholding
-
6 393
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
352
-
-
total
-
6 745
-
-
Income
40 500
40 500
40 500
40 500
Total tax
12 977
20 294
8 788
8 788
After tax
27 523
20 206
31 712
31 712
Living cost
41 610
41 610
41 610
41 610
Free-cash
-14 087
-21 404
-9 898
-9 898

Estimated living cost  is ₽41610 per week

₽30390
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3328
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽541
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7351
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₽2861
₽2183
₽1871
₽5074
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
surtax
-
-
-
190
unemployment
-
-
-
207
health
-
-
-
2 877
pensions
-
-
-
8 100
income
-
-
-
5 864
other
-
-
-
-
total
-
-
-
17 238
Employee
30 588
-
33 457
-
unemployment
2 129
-
2 329
-
other
-
-
-
-
income
5 128
-
5 609
-
surtax
109
-
162
-
pensions
2 041
-
2 232
-
health
781
-
853
-
total
10 188
-
11 185
-
Employer
30 588
-
33 457
-
pensions
4 078
-
4 459
-
other
-
-
-
-
health
1 391
-
1 524
-
unemployment
970
-
1 060
-
total
6 439
-
7 043
-
Corporate
3 472
40 500
-
-
income
903
10 530
-
-
total
903
10 530
-
-
Dividends
2 569
29 970
-
-
withholding
386
4 495
-
-
total
386
4 495
-
-
Income
40 500
40 500
40 500
40 500
Total tax
17 916
15 025
18 228
17 238
After tax
22 584
25 475
22 272
23 262
Living cost
20 401
20 401
20 401
20 401
Free-cash
2 183
5 074
1 871
2 861

Estimated living cost  is ₽20401 per week

₽12317
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽474
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5838
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₽3219
₽2604
₽2229
₽5432
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
surtax
-
-
-
190
unemployment
-
-
-
207
health
-
-
-
2 877
pensions
-
-
-
8 100
income
-
-
-
5 864
other
-
-
-
-
total
-
-
-
17 238
Employee
30 037
-
33 457
-
unemployment
2 091
-
2 329
-
other
-
-
-
-
income
5 035
-
5 609
-
surtax
98
-
162
-
pensions
2 003
-
2 232
-
health
767
-
853
-
total
9 994
-
11 185
-
Employer
30 037
-
33 457
-
pensions
4 004
-
4 459
-
other
-
-
-
-
health
1 367
-
1 524
-
unemployment
951
-
1 060
-
total
6 322
-
7 043
-
Corporate
4 141
40 500
-
-
income
1 077
10 530
-
-
total
1 077
10 530
-
-
Dividends
3 063
29 970
-
-
withholding
460
4 495
-
-
total
460
4 495
-
-
Income
40 500
40 500
40 500
40 500
Total tax
17 853
15 025
18 228
17 238
After tax
22 647
25 475
22 272
23 262
Living cost
20 043
20 043
20 043
20 043
Free-cash
2 604
5 432
2 229
3 219

Estimated living cost  is ₽20043 per week

₽12255
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽462
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5476
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₽9870
₽5229
₽5293
₽4850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
unemployment
-
-
-
608
health
-
-
-
2 835
pensions
-
-
-
4 050
income
-
-
-
4 951
total
-
-
-
12 444
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 252
10 448
33 891
-
unemployment
394
157
508
-
income
3 209
1 277
4 143
-
pensions
2 625
1 045
3 389
-
health
1 838
731
2 372
-
total
8 066
3 210
10 412
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

26 252
10 448
33 891
-
pensions
5 119
2 037
6 609
-
total
5 119
2 037
6 609
-
Corporate
9 128
28 015
-
-
income
822
2 521
-
-
total
822
2 521
-
-
Dividends
8 307
25 493
-
-
withholding
1 578
4 844
-
-
social contributions
1 500
4 852
-
-
total
3 078
9 696
-
-
Income
40 500
40 500
40 500
40 500
Total tax
17 085
17 464
17 021
12 444
After tax
23 415
23 036
23 479
28 056
Living cost
18 186
18 186
18 186
18 186
Free-cash
5 229
4 850
5 293
9 870

Estimated living cost  is ₽18186 per week

₽12411
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽1488
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽363
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3924
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
-₽18010
-₽33777
-₽17691
-₽18656
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
national
-
-
-
5 644
pensions
-
-
-
4 860
social contributions
-
-
-
435
municipal
-
-
-
3 643
total
-
-
-
14 582
Employee
68 096
-
35 012
-
municipal
8 411
-
3 799
-
national
13 034
-
5 887
-
pensions
2 724
-
1 400
-
total
24 169
-
11 086
-
Employer
68 096
-
35 012
-
pensions
5 448
-
2 801
-
social contributions
732
-
376
-
total
6 180
-
3 177
-
Corporate
-
40 500
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

-
8 100
-
-
total
-
8 100
-
-
Dividends
-
32 400
-
-
withholding
-
7 128
-
-
total
-
7 128
-
-
Income
40 500
40 500
40 500
40 500
Total tax
30 349
15 228
14 263
14 582
After tax
10 151
25 272
26 237
25 918
Living cost
43 928
43 928
43 928
43 928
Free-cash
-33 777
-18 656
-17 691
-18 010

Estimated living cost  is ₽43928 per week

₽29857
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽657
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9330
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
-₽19037
-₽30551
-₽19037
-₽23391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
social contributions
-
-
-
2 541
income
-
-
-
5 255
total
-
-
-
7 796
Employee
71 049
-
40 500
-
social contributions
5 903
-
2 541
-
income
13 407
-
5 255
-
total
19 310
-
7 796
-
Employer
71 049
-
40 500
-
total
-
-
-
-
Corporate
-
40 500
-
-
income
-
5 062
-
-
total
-
5 062
-
-
Dividends
-
35 438
-
-
withholding
-
7 088
-
-
total
-
7 088
-
-
Income
40 500
40 500
40 500
40 500
Total tax
19 310
12 150
7 796
7 796
After tax
21 190
28 350
32 704
32 704
Living cost
51 741
51 741
51 741
51 741
Free-cash
-30 551
-23 391
-19 037
-19 037

Estimated living cost  is ₽51741 per week

₽39363
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽4216
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽495
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7667
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
-₽15957
-₽40224
-₽18247
-₽16719
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
national
-
-
-
7 088
regional
-
-
-
385
social contributions
-
-
-
10 416
municipal
-
-
-
241
total
-
-
-
18 130
Employee
80 724
-
40 500
-
municipal
427
-
215
-
national
13 988
-
6 214
-
social contributions
27 220
-
13 657
-
regional
762
-
334
-
total
42 397
-
20 420
-
Employer
80 724
-
40 500
-
total
-
-
-
-
Corporate
-
40 500
-
-
nationa
-
9 720
-
-
municipal
-
1 579
-
-
total
-
11 299
-
-
Dividends
-
29 201
-
-
withholding
-
7 593
-
-
total
-
7 593
-
-
Income
40 500
40 500
40 500
40 500
Total tax
42 397
18 892
20 420
18 130
After tax
-1 897
21 608
20 080
22 370
Living cost
38 327
38 327
38 327
38 327
Free-cash
-40 224
-16 719
-18 247
-15 957

Estimated living cost  is ₽38327 per week

₽26717
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2513
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽588
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8508
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
-₽2324
-₽9885
-₽4600
-₽3180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 500
national
-
-
-
7 088
regional
-
-
-
611
social contributions
-
-
-
10 416
municipal
-
-
-
241
total
-
-
-
18 356
Employee
50 385
-
40 500
-
municipal
267
-
215
-
national
7 982
-
6 214
-
social contributions
16 990
-
13 657
-
regional
678
-
546
-
total
25 917
-
20 632
-
Employer
50 385
-
40 500
-
total
-
-
-
-
Corporate
-
40 500
-
-
nationa
-
9 720
-
-