Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Nice , France
-₽14205
-₽16414
-₽9997
-₽9225
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
907
pensions
-
-
-
11 997
other
-
-
-
1 241
health
-
-
-
347
surtax
-
-
-
-
social contributions
-
-
-
1 140
total
-
-
-
15 632
Employee
42 988
-
30 481
-
social contributions
1 226
-
869
-
surtax
-
-
-
-
income
2 537
-
1 025
-
pensions
4 861
-
3 448
-
total
8 624
-
5 342
-
Employer
42 988
-
30 481
-
other
1 483
-
1 052
-
social contributions
130
-
91
-
unemployment
1 740
-
1 235
-
pensions
7 062
-
5 007
-
health
3 010
-
2 133
-
total
13 425
-
9 518
-
Corporate
-
40 000
-
-
surtax
-
-
-
-
income
-
11 200
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
surtax
-
-
-
-
social contributions
-
4 954
-
-
withholding
-
3 686
-
-
total
-
8 640
-
-
Income
40 000
40 000
40 000
40 000
Total tax
22 049
19 840
14 860
15 632
After tax
17 951
20 160
25 140
24 368
Living cost
34 365
34 365
34 365
34 365
Free-cash
-16 414
-14 205
-9 225
-9 997

Estimated living cost  is ₽34365 per week

₽21668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2794
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9319
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Marseille , France
-₽10800
-₽10356
-₽6592
-₽5820
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
907
pensions
-
-
-
11 997
other
-
-
-
1 241
health
-
-
-
347
surtax
-
-
-
-
social contributions
-
-
-
1 140
total
-
-
-
15 632
Employee
38 373
-
30 481
-
social contributions
1 094
-
869
-
surtax
-
-
-
-
income
1 979
-
1 025
-
pensions
4 340
-
3 448
-
total
7 413
-
5 342
-
Employer
38 373
-
30 481
-
other
1 325
-
1 052
-
social contributions
114
-
91
-
unemployment
1 553
-
1 235
-
pensions
6 305
-
5 007
-
health
2 686
-
2 133
-
total
11 983
-
9 518
-
Corporate
-
40 000
-
-
surtax
-
-
-
-
income
-
11 200
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
surtax
-
-
-
-
social contributions
-
4 954
-
-
withholding
-
3 686
-
-
total
-
8 640
-
-
Income
40 000
40 000
40 000
40 000
Total tax
19 396
19 840
14 860
15 632
After tax
20 604
20 160
25 140
24 368
Living cost
30 960
30 960
30 960
30 960
Free-cash
-10 356
-10 800
-5 820
-6 592

Estimated living cost  is ₽30960 per week

₽17955
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽587
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9273
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽28352
-₽42556
-₽24144
-₽23372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
907
pensions
-
-
-
11 997
other
-
-
-
1 241
health
-
-
-
347
surtax
-
-
-
-
social contributions
-
-
-
1 140
total
-
-
-
15 632
Employee
62 909
-
30 481
-
social contributions
1 792
-
869
-
surtax
-
-
-
-
income
5 489
-
1 025
-
pensions
7 115
-
3 448
-
total
14 396
-
5 342
-
Employer
62 909
-
30 481
-
other
2 171
-
1 052
-
social contributions
189
-
91
-
unemployment
2 548
-
1 235
-
pensions
10 337
-
5 007
-
health
4 403
-
2 133
-
total
19 648
-
9 518
-
Corporate
-
40 000
-
-
surtax
-
-
-
-
income
-
11 200
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
surtax
-
-
-
-
social contributions
-
4 954
-
-
withholding
-
3 686
-
-
total
-
8 640
-
-
Income
40 000
40 000
40 000
40 000
Total tax
34 044
19 840
14 860
15 632
After tax
5 956
20 160
25 140
24 368
Living cost
48 512
48 512
48 512
48 512
Free-cash
-42 556
-28 352
-23 372
-24 144

Estimated living cost  is ₽48512 per week

₽32832
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3968
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽665
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
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