Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Nice , France
-₽11961
-₽7153
-₽7839
-₽12730
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
1 096
other
-
-
-
1 240
surtax
-
-
-
-
social contributions
-
-
-
1 139
health
-
-
-
347
pensions
-
-
-
11 895
total
-
-
-
15 717
Employee
40 183
-
30 479
-
pensions
4 543
-
3 446
-
surtax
-
-
-
-
social contributions
1 146
-
868
-
income
2 371
-
1 199
-
total
8 060
-
5 513
-
Employer
40 183
-
30 479
-
health
2 813
-
2 133
-
pensions
6 601
-
5 008
-
unemployment
1 627
-
1 235
-
social contributions
121
-
91
-
other
1 386
-
1 051
-
total
12 548
-
9 518
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
surtax
-
-
-
-
social contributions
-
4 953
-
-
withholding
-
3 686
-
-
total
-
8 639
-
-
Income
40 000
40 000
40 000
40 000
Total tax
20 608
19 839
15 031
15 717
After tax
19 392
20 161
24 969
24 283
Living cost
32 122
32 122
32 122
32 122
Free-cash
-12 730
-11 961
-7 153
-7 839

Estimated living cost  is ₽32122 per week

₽20254
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2612
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽547
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8711
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽8779
-₽3971
-₽4657
-₽7070
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
1 096
other
-
-
-
1 240
surtax
-
-
-
-
social contributions
-
-
-
1 139
health
-
-
-
347
pensions
-
-
-
11 895
total
-
-
-
15 717
Employee
35 869
-
30 479
-
pensions
4 057
-
3 446
-
surtax
-
-
-
-
social contributions
1 023
-
868
-
income
1 849
-
1 199
-
total
6 929
-
5 513
-
Employer
35 869
-
30 479
-
health
2 510
-
2 133
-
pensions
5 894
-
5 008
-
unemployment
1 452
-
1 235
-
social contributions
107
-
91
-
other
1 238
-
1 051
-
total
11 201
-
9 518
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
surtax
-
-
-
-
social contributions
-
4 953
-
-
withholding
-
3 686
-
-
total
-
8 639
-
-
Income
40 000
40 000
40 000
40 000
Total tax
18 130
19 839
15 031
15 717
After tax
21 870
20 161
24 969
24 283
Living cost
28 940
28 940
28 940
28 940
Free-cash
-7 070
-8 779
-3 971
-4 657

Estimated living cost  is ₽28940 per week

₽16784
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2940
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽549
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8668
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Paris , France
-₽25186
-₽20378
-₽21064
-₽37169
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
1 096
other
-
-
-
1 240
surtax
-
-
-
-
social contributions
-
-
-
1 139
health
-
-
-
347
pensions
-
-
-
11 895
total
-
-
-
15 717
Employee
58 804
-
30 479
-
pensions
6 651
-
3 446
-
surtax
-
-
-
-
social contributions
1 675
-
868
-
income
5 131
-
1 199
-
total
13 457
-
5 513
-
Employer
58 804
-
30 479
-
health
4 116
-
2 133
-
pensions
9 662
-
5 008
-
unemployment
2 382
-
1 235
-
social contributions
176
-
91
-
other
2 029
-
1 051
-
total
18 365
-
9 518
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
surtax
-
-
-
-
social contributions
-
4 953
-
-
withholding
-
3 686
-
-
total
-
8 639
-
-
Income
40 000
40 000
40 000
40 000
Total tax
31 822
19 839
15 031
15 717
After tax
8 178
20 161
24 969
24 283
Living cost
45 347
45 347
45 347
45 347
Free-cash
-37 169
-25 186
-20 378
-21 064

Estimated living cost  is ₽45347 per week

₽30690
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3709
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽622
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10325
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

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