Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Nice , France
-₽5471
-₽3075
-₽3581
-₽7541
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
1 466
other
-
-
-
1 240
health
-
-
-
346
social contributions
-
-
-
1 140
pensions
-
-
-
11 689
surtax
-
-
-
-
total
-
-
-
15 881
Employee
34 650
-
30 481
-
pensions
3 918
-
3 448
-
income
2 045
-
1 541
-
social contributions
988
-
868
-
surtax
-
-
-
-
total
6 951
-
5 857
-
Employer
34 650
-
30 481
-
health
2 426
-
2 134
-
social contributions
104
-
92
-
pensions
5 692
-
5 007
-
unemployment
1 403
-
1 234
-
other
1 195
-
1 051
-
total
10 820
-
9 518
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
social contributions
-
4 955
-
-
surtax
-
-
-
-
withholding
-
3 686
-
-
total
-
8 641
-
-
Income
40 000
40 000
40 000
40 000
Total tax
17 771
19 841
15 375
15 881
After tax
22 229
20 159
24 625
24 119
Living cost
27 700
27 700
27 700
27 700
Free-cash
-5 471
-7 541
-3 075
-3 581

Estimated living cost  is ₽27700 per week

₽17466
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2252
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽472
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7511
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽26543
-₽14478
-₽14984
-₽18944
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
1 466
other
-
-
-
1 240
health
-
-
-
346
social contributions
-
-
-
1 140
pensions
-
-
-
11 689
surtax
-
-
-
-
total
-
-
-
15 881
Employee
50 708
-
30 481
-
pensions
5 735
-
3 448
-
income
4 424
-
1 541
-
social contributions
1 444
-
868
-
surtax
-
-
-
-
total
11 603
-
5 857
-
Employer
50 708
-
30 481
-
health
3 549
-
2 134
-
social contributions
152
-
92
-
pensions
8 332
-
5 007
-
unemployment
2 054
-
1 234
-
other
1 750
-
1 051
-
total
15 837
-
9 518
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
social contributions
-
4 955
-
-
surtax
-
-
-
-
withholding
-
3 686
-
-
total
-
8 641
-
-
Income
40 000
40 000
40 000
40 000
Total tax
27 440
19 841
15 375
15 881
After tax
12 560
20 159
24 625
24 119
Living cost
39 103
39 103
39 103
39 103
Free-cash
-26 543
-18 944
-14 478
-14 984

Estimated living cost  is ₽39103 per week

₽26464
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3199
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8903
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Marseille , France
-₽589
-₽330
-₽836
-₽4796
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
1 466
other
-
-
-
1 240
health
-
-
-
346
social contributions
-
-
-
1 140
pensions
-
-
-
11 689
surtax
-
-
-
-
total
-
-
-
15 881
Employee
30 930
-
30 481
-
pensions
3 498
-
3 448
-
income
1 595
-
1 541
-
social contributions
882
-
868
-
surtax
-
-
-
-
total
5 975
-
5 857
-
Employer
30 930
-
30 481
-
health
2 165
-
2 134
-
social contributions
92
-
92
-
pensions
5 082
-
5 007
-
unemployment
1 252
-
1 234
-
other
1 068
-
1 051
-
total
9 659
-
9 518
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
social contributions
-
4 955
-
-
surtax
-
-
-
-
withholding
-
3 686
-
-
total
-
8 641
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 634
19 841
15 375
15 881
After tax
24 366
20 159
24 625
24 119
Living cost
24 955
24 955
24 955
24 955
Free-cash
-589
-4 796
-330
-836

Estimated living cost  is ₽24955 per week

₽14473
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2535
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽473
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽7475
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
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