Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Nice , France
-₽11682
-₽11321
-₽6568
-₽7223
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
other
-
-
-
1 240
social contributions
-
-
-
1 140
income
-
-
-
1 149
pensions
-
-
-
11 864
health
-
-
-
347
surtax
-
-
-
-
total
-
-
-
15 740
Employee
39 382
-
30 481
-
surtax
-
-
-
-
pensions
4 453
-
3 447
-
social contributions
1 123
-
870
-
income
2 324
-
1 249
-
total
7 900
-
5 566
-
Employer
39 382
-
30 481
-
other
1 359
-
1 051
-
pensions
6 470
-
5 008
-
unemployment
1 594
-
1 235
-
social contributions
119
-
91
-
health
2 757
-
2 134
-
total
12 299
-
9 519
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 686
-
-
social contributions
-
4 952
-
-
surtax
-
-
-
-
total
-
8 638
-
-
Income
40 000
40 000
40 000
40 000
Total tax
20 199
19 838
15 085
15 740
After tax
19 801
20 162
24 915
24 260
Living cost
31 483
31 483
31 483
31 483
Free-cash
-11 682
-11 321
-6 568
-7 223

Estimated living cost  is ₽31483 per week

₽19851
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Marseille , France
-₽6133
-₽8201
-₽3448
-₽4103
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
other
-
-
-
1 240
social contributions
-
-
-
1 140
income
-
-
-
1 149
pensions
-
-
-
11 864
health
-
-
-
347
surtax
-
-
-
-
total
-
-
-
15 740
Employee
35 154
-
30 481
-
surtax
-
-
-
-
pensions
3 976
-
3 447
-
social contributions
1 002
-
870
-
income
1 813
-
1 249
-
total
6 791
-
5 566
-
Employer
35 154
-
30 481
-
other
1 214
-
1 051
-
pensions
5 777
-
5 008
-
unemployment
1 423
-
1 235
-
social contributions
105
-
91
-
health
2 460
-
2 134
-
total
10 979
-
9 519
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 686
-
-
social contributions
-
4 952
-
-
surtax
-
-
-
-
total
-
8 638
-
-
Income
40 000
40 000
40 000
40 000
Total tax
17 770
19 838
15 085
15 740
After tax
22 230
20 162
24 915
24 260
Living cost
28 363
28 363
28 363
28 363
Free-cash
-6 133
-8 201
-3 448
-4 103

Estimated living cost  is ₽28363 per week

₽16449
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽538
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8495
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽35634
-₽24282
-₽19529
-₽20184
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
other
-
-
-
1 240
social contributions
-
-
-
1 140
income
-
-
-
1 149
pensions
-
-
-
11 864
health
-
-
-
347
surtax
-
-
-
-
total
-
-
-
15 740
Employee
57 633
-
30 481
-
surtax
-
-
-
-
pensions
6 519
-
3 447
-
social contributions
1 641
-
870
-
income
5 029
-
1 249
-
total
13 189
-
5 566
-
Employer
57 633
-
30 481
-
other
1 989
-
1 051
-
pensions
9 470
-
5 008
-
unemployment
2 335
-
1 235
-
social contributions
173
-
91
-
health
4 034
-
2 134
-
total
18 001
-
9 519
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 686
-
-
social contributions
-
4 952
-
-
surtax
-
-
-
-
total
-
8 638
-
-
Income
40 000
40 000
40 000
40 000
Total tax
31 190
19 838
15 085
15 740
After tax
8 810
20 162
24 915
24 260
Living cost
44 444
44 444
44 444
44 444
Free-cash
-35 634
-24 282
-19 529
-20 184

Estimated living cost  is ₽44444 per week

₽30079
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3636
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽609
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10119
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
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