Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Nice , France
-₽11488
-₽11206
-₽6459
-₽7107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
other
-
-
-
1 240
social contributions
-
-
-
1 139
income
-
-
-
1 159
pensions
-
-
-
11 858
health
-
-
-
346
surtax
-
-
-
-
total
-
-
-
15 742
Employee
39 235
-
30 480
-
surtax
-
-
-
-
pensions
4 436
-
3 448
-
social contributions
1 119
-
868
-
income
2 316
-
1 258
-
total
7 871
-
5 574
-
Employer
39 235
-
30 480
-
other
1 353
-
1 051
-
pensions
6 446
-
5 009
-
unemployment
1 588
-
1 235
-
social contributions
118
-
92
-
health
2 747
-
2 133
-
total
12 252
-
9 520
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 686
-
-
social contributions
-
4 955
-
-
surtax
-
-
-
-
total
-
8 641
-
-
Income
40 000
40 000
40 000
40 000
Total tax
20 123
19 841
15 094
15 742
After tax
19 877
20 159
24 906
24 258
Living cost
31 365
31 365
31 365
31 365
Free-cash
-11 488
-11 206
-6 459
-7 107

Estimated living cost  is ₽31365 per week

₽19777
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2550
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽534
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8505
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Marseille , France
-₽5960
-₽8098
-₽3351
-₽3999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
other
-
-
-
1 240
social contributions
-
-
-
1 139
income
-
-
-
1 159
pensions
-
-
-
11 858
health
-
-
-
346
surtax
-
-
-
-
total
-
-
-
15 742
Employee
35 023
-
30 480
-
surtax
-
-
-
-
pensions
3 961
-
3 448
-
social contributions
999
-
868
-
income
1 806
-
1 258
-
total
6 766
-
5 574
-
Employer
35 023
-
30 480
-
other
1 209
-
1 051
-
pensions
5 755
-
5 009
-
unemployment
1 418
-
1 235
-
social contributions
104
-
92
-
health
2 451
-
2 133
-
total
10 937
-
9 520
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 686
-
-
social contributions
-
4 955
-
-
surtax
-
-
-
-
total
-
8 641
-
-
Income
40 000
40 000
40 000
40 000
Total tax
17 703
19 841
15 094
15 742
After tax
22 297
20 159
24 906
24 258
Living cost
28 257
28 257
28 257
28 257
Free-cash
-5 960
-8 098
-3 351
-3 999

Estimated living cost  is ₽28257 per week

₽16388
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2870
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽536
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8464
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽35348
-₽24118
-₽19371
-₽20019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
other
-
-
-
1 240
social contributions
-
-
-
1 139
income
-
-
-
1 159
pensions
-
-
-
11 858
health
-
-
-
346
surtax
-
-
-
-
total
-
-
-
15 742
Employee
57 417
-
30 480
-
surtax
-
-
-
-
pensions
6 494
-
3 448
-
social contributions
1 635
-
868
-
income
5 010
-
1 258
-
total
13 139
-
5 574
-
Employer
57 417
-
30 480
-
other
1 981
-
1 051
-
pensions
9 434
-
5 009
-
unemployment
2 326
-
1 235
-
social contributions
172
-
92
-
health
4 019
-
2 133
-
total
17 932
-
9 520
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 686
-
-
social contributions
-
4 955
-
-
surtax
-
-
-
-
total
-
8 641
-
-
Income
40 000
40 000
40 000
40 000
Total tax
31 071
19 841
15 094
15 742
After tax
8 929
20 159
24 906
24 258
Living cost
44 277
44 277
44 277
44 277
Free-cash
-35 348
-24 118
-19 371
-20 019

Estimated living cost  is ₽44277 per week

₽29966
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3622
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽607
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10081
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
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