Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Nice , France
-₽12656
-₽11917
-₽7115
-₽7795
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
other
-
-
-
1 240
social contributions
-
-
-
1 139
income
-
-
-
1 100
pensions
-
-
-
11 892
health
-
-
-
347
surtax
-
-
-
-
total
-
-
-
15 718
Employee
40 126
-
30 479
-
surtax
-
-
-
-
pensions
4 537
-
3 448
-
social contributions
1 144
-
868
-
income
2 368
-
1 203
-
total
8 049
-
5 519
-
Employer
40 126
-
30 479
-
other
1 384
-
1 052
-
pensions
6 592
-
5 008
-
unemployment
1 624
-
1 235
-
social contributions
121
-
91
-
health
2 809
-
2 133
-
total
12 530
-
9 519
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 687
-
-
social contributions
-
4 953
-
-
surtax
-
-
-
-
total
-
8 640
-
-
Income
40 000
40 000
40 000
40 000
Total tax
20 579
19 840
15 038
15 718
After tax
19 421
20 160
24 962
24 282
Living cost
32 077
32 077
32 077
32 077
Free-cash
-12 656
-11 917
-7 115
-7 795

Estimated living cost  is ₽32077 per week

₽20226
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2608
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽546
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8699
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Marseille , France
-₽7005
-₽8739
-₽3937
-₽4617
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
other
-
-
-
1 240
social contributions
-
-
-
1 139
income
-
-
-
1 100
pensions
-
-
-
11 892
health
-
-
-
347
surtax
-
-
-
-
total
-
-
-
15 718
Employee
35 818
-
30 479
-
surtax
-
-
-
-
pensions
4 051
-
3 448
-
social contributions
1 021
-
868
-
income
1 847
-
1 203
-
total
6 919
-
5 519
-
Employer
35 818
-
30 479
-
other
1 237
-
1 052
-
pensions
5 886
-
5 008
-
unemployment
1 450
-
1 235
-
social contributions
107
-
91
-
health
2 507
-
2 133
-
total
11 187
-
9 519
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 687
-
-
social contributions
-
4 953
-
-
surtax
-
-
-
-
total
-
8 640
-
-
Income
40 000
40 000
40 000
40 000
Total tax
18 106
19 840
15 038
15 718
After tax
21 894
20 160
24 962
24 282
Living cost
28 899
28 899
28 899
28 899
Free-cash
-7 005
-8 739
-3 937
-4 617

Estimated living cost  is ₽28899 per week

₽16760
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2936
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽548
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8656
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽37062
-₽25123
-₽20321
-₽21001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
other
-
-
-
1 240
social contributions
-
-
-
1 139
income
-
-
-
1 100
pensions
-
-
-
11 892
health
-
-
-
347
surtax
-
-
-
-
total
-
-
-
15 718
Employee
58 721
-
30 479
-
surtax
-
-
-
-
pensions
6 642
-
3 448
-
social contributions
1 672
-
868
-
income
5 124
-
1 203
-
total
13 438
-
5 519
-
Employer
58 721
-
30 479
-
other
2 027
-
1 052
-
pensions
9 649
-
5 008
-
unemployment
2 379
-
1 235
-
social contributions
176
-
91
-
health
4 110
-
2 133
-
total
18 341
-
9 519
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 687
-
-
social contributions
-
4 953
-
-
surtax
-
-
-
-
total
-
8 640
-
-
Income
40 000
40 000
40 000
40 000
Total tax
31 779
19 840
15 038
15 718
After tax
8 221
20 160
24 962
24 282
Living cost
45 283
45 283
45 283
45 283
Free-cash
-37 062
-25 123
-20 321
-21 001

Estimated living cost  is ₽45283 per week

₽30647
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽621
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10310
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
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