Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Nice , France
-₽14072
-₽9105
-₽9867
-₽16195
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
919
other
-
-
-
1 240
surtax
-
-
-
-
social contributions
-
-
-
1 139
health
-
-
-
347
pensions
-
-
-
11 990
total
-
-
-
15 635
Employee
42 822
-
30 480
-
pensions
4 842
-
3 448
-
surtax
-
-
-
-
social contributions
1 221
-
870
-
income
2 527
-
1 035
-
total
8 590
-
5 353
-
Employer
42 822
-
30 480
-
health
2 998
-
2 134
-
pensions
7 035
-
5 009
-
unemployment
1 734
-
1 234
-
social contributions
129
-
91
-
other
1 477
-
1 052
-
total
13 373
-
9 520
-
Corporate
-
40 000
-
-
income
-
11 201
-
-
surtax
-
-
-
-
total
-
11 201
-
-
Dividends
-
28 799
-
-
surtax
-
-
-
-
social contributions
-
4 954
-
-
withholding
-
3 685
-
-
total
-
8 639
-
-
Income
40 000
40 000
40 000
40 000
Total tax
21 963
19 840
14 873
15 635
After tax
18 037
20 160
25 127
24 365
Living cost
34 232
34 232
34 232
34 232
Free-cash
-16 195
-14 072
-9 105
-9 867

Estimated living cost  is ₽34232 per week

₽21585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2784
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽583
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9283
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Nice model

Close
Marseille , France
-₽10680
-₽5713
-₽6475
-₽10161
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
919
other
-
-
-
1 240
surtax
-
-
-
-
social contributions
-
-
-
1 139
health
-
-
-
347
pensions
-
-
-
11 990
total
-
-
-
15 635
Employee
38 224
-
30 480
-
pensions
4 323
-
3 448
-
surtax
-
-
-
-
social contributions
1 090
-
870
-
income
1 971
-
1 035
-
total
7 384
-
5 353
-
Employer
38 224
-
30 480
-
health
2 675
-
2 134
-
pensions
6 281
-
5 009
-
unemployment
1 547
-
1 234
-
social contributions
114
-
91
-
other
1 320
-
1 052
-
total
11 937
-
9 520
-
Corporate
-
40 000
-
-
income
-
11 201
-
-
surtax
-
-
-
-
total
-
11 201
-
-
Dividends
-
28 799
-
-
surtax
-
-
-
-
social contributions
-
4 954
-
-
withholding
-
3 685
-
-
total
-
8 639
-
-
Income
40 000
40 000
40 000
40 000
Total tax
19 321
19 840
14 873
15 635
After tax
20 679
20 160
25 127
24 365
Living cost
30 840
30 840
30 840
30 840
Free-cash
-10 161
-10 680
-5 713
-6 475

Estimated living cost  is ₽30840 per week

₽17886
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3133
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽585
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽9237
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Marseille model

Close
Paris , France
-₽28165
-₽23198
-₽23960
-₽42239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
919
other
-
-
-
1 240
surtax
-
-
-
-
social contributions
-
-
-
1 139
health
-
-
-
347
pensions
-
-
-
11 990
total
-
-
-
15 635
Employee
62 666
-
30 480
-
pensions
7 088
-
3 448
-
surtax
-
-
-
-
social contributions
1 785
-
870
-
income
5 468
-
1 035
-
total
14 341
-
5 353
-
Employer
62 666
-
30 480
-
health
4 386
-
2 134
-
pensions
10 297
-
5 009
-
unemployment
2 539
-
1 234
-
social contributions
188
-
91
-
other
2 163
-
1 052
-
total
19 573
-
9 520
-
Corporate
-
40 000
-
-
income
-
11 201
-
-
surtax
-
-
-
-
total
-
11 201
-
-
Dividends
-
28 799
-
-
surtax
-
-
-
-
social contributions
-
4 954
-
-
withholding
-
3 685
-
-
total
-
8 639
-
-
Income
40 000
40 000
40 000
40 000
Total tax
33 914
19 840
14 873
15 635
After tax
6 086
20 160
25 127
24 365
Living cost
48 325
48 325
48 325
48 325
Free-cash
-42 239
-28 165
-23 198
-23 960

Estimated living cost  is ₽48325 per week

₽32705
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3953
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽663
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽11003
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Paris model

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