Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Nice , France
-₽8377
-₽12524
-₽13655
-₽7676
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
pensions
-
-
-
11 918
health
-
-
-
348
surtax
-
-
-
-
other
-
-
-
1 240
social contributions
-
-
-
1 138
income
-
-
-
1 048
total
-
-
-
15 692
Employee
40 886
-
30 480
-
social contributions
1 166
-
868
-
surtax
-
-
-
-
pensions
4 623
-
3 448
-
income
2 413
-
1 155
-
total
8 202
-
5 471
-
Employer
40 886
-
30 480
-
pensions
6 717
-
5 009
-
social contributions
123
-
91
-
other
1 410
-
1 051
-
unemployment
1 655
-
1 235
-
health
2 863
-
2 134
-
total
12 768
-
9 520
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 686
-
-
surtax
-
-
-
-
social contributions
-
4 953
-
-
total
-
8 639
-
-
Income
40 000
40 000
40 000
40 000
Total tax
20 970
19 839
14 991
15 692
After tax
19 030
20 161
25 009
24 308
Living cost
32 685
32 685
32 685
32 685
Free-cash
-13 655
-12 524
-7 676
-8 377

Estimated living cost  is ₽32685 per week

₽20609
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2658
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽557
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Marseille , France
-₽5138
-₽9285
-₽7895
-₽4437
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
pensions
-
-
-
11 918
health
-
-
-
348
surtax
-
-
-
-
other
-
-
-
1 240
social contributions
-
-
-
1 138
income
-
-
-
1 048
total
-
-
-
15 692
Employee
36 497
-
30 480
-
social contributions
1 041
-
868
-
surtax
-
-
-
-
pensions
4 128
-
3 448
-
income
1 882
-
1 155
-
total
7 051
-
5 471
-
Employer
36 497
-
30 480
-
pensions
5 997
-
5 009
-
social contributions
109
-
91
-
other
1 260
-
1 051
-
unemployment
1 478
-
1 235
-
health
2 554
-
2 134
-
total
11 398
-
9 520
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 686
-
-
surtax
-
-
-
-
social contributions
-
4 953
-
-
total
-
8 639
-
-
Income
40 000
40 000
40 000
40 000
Total tax
18 449
19 839
14 991
15 692
After tax
21 551
20 161
25 009
24 308
Living cost
29 446
29 446
29 446
29 446
Free-cash
-7 895
-9 285
-4 437
-5 138

Estimated living cost  is ₽29446 per week

₽17077
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2991
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽558
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽21833
-₽25980
-₽38521
-₽21132
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
pensions
-
-
-
11 918
health
-
-
-
348
surtax
-
-
-
-
other
-
-
-
1 240
social contributions
-
-
-
1 138
income
-
-
-
1 048
total
-
-
-
15 692
Employee
59 833
-
30 480
-
social contributions
1 704
-
868
-
surtax
-
-
-
-
pensions
6 768
-
3 448
-
income
5 221
-
1 155
-
total
13 693
-
5 471
-
Employer
59 833
-
30 480
-
pensions
9 831
-
5 009
-
social contributions
179
-
91
-
other
2 065
-
1 051
-
unemployment
2 424
-
1 235
-
health
4 188
-
2 134
-
total
18 687
-
9 520
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 686
-
-
surtax
-
-
-
-
social contributions
-
4 953
-
-
total
-
8 639
-
-
Income
40 000
40 000
40 000
40 000
Total tax
32 380
19 839
14 991
15 692
After tax
7 620
20 161
25 009
24 308
Living cost
46 141
46 141
46 141
46 141
Free-cash
-38 521
-25 980
-21 132
-21 833

Estimated living cost  is ₽46141 per week

₽31227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3774
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽633
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10506
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
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