Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Nice , France
-₽13251
-₽7448
-₽12279
-₽8141
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
1 139
health
-
-
-
347
income
-
-
-
1 069
surtax
-
-
-
-
pensions
-
-
-
11 907
other
-
-
-
1 240
total
-
-
-
15 702
Employee
40 578
-
30 482
-
pensions
4 588
-
3 449
-
social contributions
1 157
-
867
-
income
2 395
-
1 175
-
surtax
-
-
-
-
total
8 140
-
5 491
-
Employer
40 578
-
30 482
-
pensions
6 666
-
5 007
-
other
1 400
-
1 051
-
health
2 841
-
2 134
-
unemployment
1 643
-
1 234
-
social contributions
122
-
92
-
total
12 672
-
9 518
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
surtax
-
-
-
-
social contributions
-
4 953
-
-
withholding
-
3 687
-
-
total
-
8 640
-
-
Income
40 000
40 000
40 000
40 000
Total tax
20 812
19 840
15 009
15 702
After tax
19 188
20 160
24 991
24 298
Living cost
32 439
32 439
32 439
32 439
Free-cash
-13 251
-12 279
-7 448
-8 141

Estimated living cost  is ₽32439 per week

₽20454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2638
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽552
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8797
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Marseille , France
-₽7534
-₽4234
-₽9065
-₽4927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
1 139
health
-
-
-
347
income
-
-
-
1 069
surtax
-
-
-
-
pensions
-
-
-
11 907
other
-
-
-
1 240
total
-
-
-
15 702
Employee
36 222
-
30 482
-
pensions
4 097
-
3 449
-
social contributions
1 033
-
867
-
income
1 868
-
1 175
-
surtax
-
-
-
-
total
6 998
-
5 491
-
Employer
36 222
-
30 482
-
pensions
5 952
-
5 007
-
other
1 250
-
1 051
-
health
2 535
-
2 134
-
unemployment
1 466
-
1 234
-
social contributions
108
-
92
-
total
11 311
-
9 518
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
surtax
-
-
-
-
social contributions
-
4 953
-
-
withholding
-
3 687
-
-
total
-
8 640
-
-
Income
40 000
40 000
40 000
40 000
Total tax
18 309
19 840
15 009
15 702
After tax
21 691
20 160
24 991
24 298
Living cost
29 225
29 225
29 225
29 225
Free-cash
-7 534
-9 065
-4 234
-4 927

Estimated living cost  is ₽29225 per week

₽16949
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2969
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽554
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8753
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽37928
-₽20802
-₽25633
-₽21495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
1 139
health
-
-
-
347
income
-
-
-
1 069
surtax
-
-
-
-
pensions
-
-
-
11 907
other
-
-
-
1 240
total
-
-
-
15 702
Employee
59 383
-
30 482
-
pensions
6 717
-
3 449
-
social contributions
1 691
-
867
-
income
5 181
-
1 175
-
surtax
-
-
-
-
total
13 589
-
5 491
-
Employer
59 383
-
30 482
-
pensions
9 757
-
5 007
-
other
2 049
-
1 051
-
health
4 156
-
2 134
-
unemployment
2 406
-
1 234
-
social contributions
178
-
92
-
total
18 546
-
9 518
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
surtax
-
-
-
-
social contributions
-
4 953
-
-
withholding
-
3 687
-
-
total
-
8 640
-
-
Income
40 000
40 000
40 000
40 000
Total tax
32 135
19 840
15 009
15 702
After tax
7 865
20 160
24 991
24 298
Living cost
45 793
45 793
45 793
45 793
Free-cash
-37 928
-25 633
-20 802
-21 495

Estimated living cost  is ₽45793 per week

₽30992
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3746
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽628
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10427
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
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