Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Nice , France
-₽12216
-₽11648
-₽6865
-₽7537
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
other
-
-
-
1 240
social contributions
-
-
-
1 140
income
-
-
-
1 122
pensions
-
-
-
11 879
health
-
-
-
348
surtax
-
-
-
-
total
-
-
-
15 729
Employee
39 790
-
30 482
-
surtax
-
-
-
-
pensions
4 499
-
3 447
-
social contributions
1 134
-
868
-
income
2 348
-
1 223
-
total
7 981
-
5 538
-
Employer
39 790
-
30 482
-
other
1 373
-
1 052
-
pensions
6 537
-
5 007
-
unemployment
1 611
-
1 235
-
social contributions
120
-
92
-
health
2 786
-
2 133
-
total
12 427
-
9 519
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 686
-
-
social contributions
-
4 954
-
-
surtax
-
-
-
-
total
-
8 640
-
-
Income
40 000
40 000
40 000
40 000
Total tax
20 408
19 840
15 057
15 729
After tax
19 592
20 160
24 943
24 271
Living cost
31 808
31 808
31 808
31 808
Free-cash
-12 216
-11 648
-6 865
-7 537

Estimated living cost  is ₽31808 per week

₽20056
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2586
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽542
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8626
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Marseille , France
-₽6610
-₽8497
-₽3714
-₽4386
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
other
-
-
-
1 240
social contributions
-
-
-
1 140
income
-
-
-
1 122
pensions
-
-
-
11 879
health
-
-
-
348
surtax
-
-
-
-
total
-
-
-
15 729
Employee
35 518
-
30 482
-
surtax
-
-
-
-
pensions
4 017
-
3 447
-
social contributions
1 013
-
868
-
income
1 831
-
1 223
-
total
6 861
-
5 538
-
Employer
35 518
-
30 482
-
other
1 226
-
1 052
-
pensions
5 836
-
5 007
-
unemployment
1 438
-
1 235
-
social contributions
106
-
92
-
health
2 486
-
2 133
-
total
11 092
-
9 519
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 686
-
-
social contributions
-
4 954
-
-
surtax
-
-
-
-
total
-
8 640
-
-
Income
40 000
40 000
40 000
40 000
Total tax
17 953
19 840
15 057
15 729
After tax
22 047
20 160
24 943
24 271
Living cost
28 657
28 657
28 657
28 657
Free-cash
-6 610
-8 497
-3 714
-4 386

Estimated living cost  is ₽28657 per week

₽16619
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽543
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽8583
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
-₽36415
-₽24743
-₽19960
-₽20632
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
other
-
-
-
1 240
social contributions
-
-
-
1 140
income
-
-
-
1 122
pensions
-
-
-
11 879
health
-
-
-
348
surtax
-
-
-
-
total
-
-
-
15 729
Employee
58 229
-
30 482
-
surtax
-
-
-
-
pensions
6 586
-
3 447
-
social contributions
1 658
-
868
-
income
5 081
-
1 223
-
total
13 325
-
5 538
-
Employer
58 229
-
30 482
-
other
2 010
-
1 052
-
pensions
9 568
-
5 007
-
unemployment
2 359
-
1 235
-
social contributions
175
-
92
-
health
4 075
-
2 133
-
total
18 187
-
9 519
-
Corporate
-
40 000
-
-
income
-
11 200
-
-
surtax
-
-
-
-
total
-
11 200
-
-
Dividends
-
28 800
-
-
withholding
-
3 686
-
-
social contributions
-
4 954
-
-
surtax
-
-
-
-
total
-
8 640
-
-
Income
40 000
40 000
40 000
40 000
Total tax
31 512
19 840
15 057
15 729
After tax
8 488
20 160
24 943
24 271
Living cost
44 903
44 903
44 903
44 903
Free-cash
-36 415
-24 743
-19 960
-20 632

Estimated living cost  is ₽44903 per week

₽30390
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽3673
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽616
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽10224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
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