Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽2711
-₽3019
₽3150
₽10977
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
health
-
-
-
1 020
income
-
-
-
-
social contributions
-
-
-
6 240
total
-
-
-
7 260
Employee
72 278
72 278
72 278
-
income
7 870
6 691
7 768
-
health
560
1 229
617
-
social contributions
2 733
5 999
3 015
-
total
11 163
13 919
11 400
-
Employer
72 278
72 278
72 278
-
health
608
1 338
672
-
social contributions
2 733
5 999
3 015
-
total
3 341
7 337
3 687
-
Corporate
3 734
-
-
-
income
467
-
-
-
total
467
-
-
-
Dividends
3 266
-
-
-
withholding
555
-
-
-
total
555
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 526
21 256
15 087
7 260
After tax
24 474
18 744
24 913
32 740
Living cost
21 763
21 763
21 763
21 763
Free-cash
2 711
-3 019
3 150
10 977

Estimated living cost  is ₽21763 per week

₽13043
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2135
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6104
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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