Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽3338
-₽1993
₽3881
₽11495
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 241
income
-
-
-
-
health
-
-
-
1 020
total
-
-
-
7 261
Employee
70 556
70 556
70 556
-
health
547
1 200
618
-
social contributions
2 668
5 856
3 014
-
income
7 682
6 531
7 557
-
total
10 897
13 587
11 189
-
Employer
70 556
70 556
70 556
-
social contributions
2 668
5 856
3 014
-
health
594
1 306
672
-
total
3 262
7 162
3 686
-
Corporate
4 598
-
-
-
income
575
-
-
-
total
575
-
-
-
Dividends
4 023
-
-
-
withholding
684
-
-
-
total
684
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 418
20 749
14 875
7 261
After tax
24 582
19 251
25 125
32 739
Living cost
21 244
21 244
21 244
21 244
Free-cash
3 338
-1 993
3 881
11 495

Estimated living cost  is ₽21244 per week

₽12732
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2084
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5959
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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