Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
-₽5968
₽905
₽9484
₽1051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
-
health
-
-
-
1 020
social contributions
-
-
-
6 241
total
-
-
-
7 261
Employee
77 236
77 236
77 236
-
social contributions
2 920
6 410
3 014
-
health
599
1 313
618
-
income
8 410
7 150
8 377
-
total
11 929
14 873
12 009
-
Employer
77 236
77 236
77 236
-
social contributions
2 920
6 410
3 014
-
health
650
1 430
671
-
total
3 570
7 840
3 685
-
Corporate
1 246
-
-
-
income
156
-
-
-
total
156
-
-
-
Dividends
1 090
-
-
-
withholding
185
-
-
-
total
185
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 840
22 713
15 694
7 261
After tax
24 160
17 287
24 306
32 739
Living cost
23 255
23 255
23 255
23 255
Free-cash
905
-5 968
1 051
9 484

Estimated living cost  is ₽23255 per week

₽13937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2282
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽515
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6523
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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