Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽12065
₽4030
₽4683
-₽867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 241
income
-
-
-
-
health
-
-
-
1 020
total
-
-
-
7 261
Employee
68 662
68 662
68 662
-
income
7 476
6 356
7 325
-
social contributions
2 596
5 699
3 015
-
health
532
1 168
617
-
total
10 604
13 223
10 957
-
Employer
68 662
68 662
68 662
-
social contributions
2 596
5 699
3 015
-
health
578
1 271
671
-
total
3 174
6 970
3 686
-
Corporate
5 548
-
-
-
income
693
-
-
-
total
693
-
-
-
Dividends
4 855
-
-
-
withholding
825
-
-
-
total
825
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 296
20 193
14 643
7 261
After tax
24 704
19 807
25 357
32 739
Living cost
20 674
20 674
20 674
20 674
Free-cash
4 030
-867
4 683
12 065

Estimated living cost  is ₽20674 per week

₽12390
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2028
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽458
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5799
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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