Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽11518
-₽1952
₽3365
₽3908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
health
-
-
-
1 019
social contributions
-
-
-
6 240
income
-
-
-
-
total
-
-
-
7 259
Employee
70 486
70 486
70 486
-
health
546
1 199
618
-
social contributions
2 665
5 850
3 015
-
income
7 675
6 525
7 550
-
total
10 886
13 574
11 183
-
Employer
70 486
70 486
70 486
-
health
593
1 305
671
-
social contributions
2 665
5 850
3 015
-
total
3 258
7 155
3 686
-
Corporate
4 633
-
-
-
income
579
-
-
-
total
579
-
-
-
Dividends
4 054
-
-
-
withholding
689
-
-
-
total
689
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 412
20 729
14 869
7 259
After tax
24 588
19 271
25 131
32 741
Living cost
21 223
21 223
21 223
21 223
Free-cash
3 365
-1 952
3 908
11 518

Estimated living cost  is ₽21223 per week

₽12719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2082
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽470
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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