Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
-₽4800
₽1619
₽10075
₽1883
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
-
health
-
-
-
1 020
social contributions
-
-
-
6 240
total
-
-
-
7 260
Employee
75 274
75 274
75 274
-
social contributions
2 846
6 247
3 013
-
income
8 196
6 968
8 137
-
health
583
1 280
617
-
total
11 625
14 495
11 767
-
Employer
75 274
75 274
75 274
-
social contributions
2 846
6 247
3 013
-
health
633
1 393
672
-
total
3 479
7 640
3 685
-
Corporate
2 231
-
-
-
income
279
-
-
-
total
279
-
-
-
Dividends
1 952
-
-
-
withholding
333
-
-
-
total
333
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 716
22 135
15 452
7 260
After tax
24 284
17 865
24 548
32 740
Living cost
22 665
22 665
22 665
22 665
Free-cash
1 619
-4 800
1 883
10 075

Estimated living cost  is ₽22665 per week

₽13583
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2224
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽502
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6357
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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