Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽2870
-₽2762
₽3333
₽11107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 240
income
-
-
-
-
health
-
-
-
1 020
total
-
-
-
7 260
Employee
71 849
71 849
71 849
-
health
557
1 222
617
-
social contributions
2 716
5 963
3 014
-
income
7 823
6 651
7 717
-
total
11 096
13 836
11 348
-
Employer
71 849
71 849
71 849
-
social contributions
2 716
5 963
3 014
-
health
605
1 330
672
-
total
3 321
7 293
3 686
-
Corporate
3 949
-
-
-
income
493
-
-
-
total
493
-
-
-
Dividends
3 456
-
-
-
withholding
587
-
-
-
total
587
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 497
21 129
15 034
7 260
After tax
24 503
18 871
24 966
32 740
Living cost
21 633
21 633
21 633
21 633
Free-cash
2 870
-2 762
3 333
11 107

Estimated living cost  is ₽21633 per week

₽12965
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2122
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6068
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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