Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽3945
-₽999
₽4588
₽11999
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 239
income
-
-
-
-
health
-
-
-
1 020
total
-
-
-
7 259
Employee
68 889
68 889
68 889
-
health
534
1 171
617
-
social contributions
2 605
5 717
3 014
-
income
7 501
6 377
7 353
-
total
10 640
13 265
10 984
-
Employer
68 889
68 889
68 889
-
social contributions
2 605
5 717
3 014
-
health
580
1 275
672
-
total
3 185
6 992
3 686
-
Corporate
5 434
-
-
-
income
680
-
-
-
total
680
-
-
-
Dividends
4 754
-
-
-
withholding
808
-
-
-
total
808
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 313
20 257
14 670
7 259
After tax
24 687
19 743
25 330
32 741
Living cost
20 742
20 742
20 742
20 742
Free-cash
3 945
-999
4 588
11 999

Estimated living cost  is ₽20742 per week

₽12431
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2035
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽459
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5818
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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