Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽11227
-₽2530
₽3011
₽3500
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
health
-
-
-
1 019
social contributions
-
-
-
6 239
income
-
-
-
-
total
-
-
-
7 258
Employee
71 456
71 456
71 456
-
health
554
1 215
617
-
social contributions
2 702
5 931
3 014
-
income
7 780
6 615
7 668
-
total
11 036
13 761
11 299
-
Employer
71 456
71 456
71 456
-
health
601
1 323
672
-
social contributions
2 702
5 931
3 014
-
total
3 303
7 254
3 686
-
Corporate
4 146
-
-
-
income
518
-
-
-
total
518
-
-
-
Dividends
3 628
-
-
-
withholding
617
-
-
-
total
617
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 474
21 015
14 985
7 258
After tax
24 526
18 985
25 015
32 742
Living cost
21 515
21 515
21 515
21 515
Free-cash
3 011
-2 530
3 500
11 227

Estimated living cost  is ₽21515 per week

₽12894
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2111
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽476
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6035
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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