Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽1694
-₽5063
₽9943
₽1459
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
-
health
-
-
-
1 020
social contributions
-
-
-
6 239
total
-
-
-
7 259
Employee
75 716
75 716
75 716
-
social contributions
2 863
6 284
3 014
-
income
8 244
7 009
8 190
-
health
587
1 287
617
-
total
11 694
14 580
11 821
-
Employer
75 716
75 716
75 716
-
social contributions
2 863
6 284
3 014
-
health
637
1 401
673
-
total
3 500
7 685
3 687
-
Corporate
2 009
-
-
-
income
250
-
-
-
total
250
-
-
-
Dividends
1 759
-
-
-
withholding
299
-
-
-
total
299
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 743
22 265
15 508
7 259
After tax
24 257
17 735
24 492
32 741
Living cost
22 798
22 798
22 798
22 798
Free-cash
1 459
-5 063
1 694
9 943

Estimated living cost  is ₽22798 per week

₽13663
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2237
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽505
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6394
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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