Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
-₽7274
₽120
₽8826
₽106
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 239
health
-
-
-
1 019
income
-
-
-
-
total
-
-
-
7 258
Employee
79 429
79 429
79 429
-
health
616
1 351
617
-
social contributions
3 003
6 592
3 015
-
income
8 648
7 353
8 645
-
total
12 267
15 296
12 277
-
Employer
79 429
79 429
79 429
-
social contributions
3 003
6 592
3 015
-
health
668
1 470
672
-
total
3 671
8 062
3 687
-
Corporate
146
-
-
-
income
18
-
-
-
total
18
-
-
-
Dividends
128
-
-
-
withholding
22
-
-
-
total
22
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 978
23 358
15 964
7 258
After tax
24 022
16 642
24 036
32 742
Living cost
23 916
23 916
23 916
23 916
Free-cash
106
-7 274
120
8 826

Estimated living cost  is ₽23916 per week

₽14333
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2346
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽529
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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