Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽2781
-₽3535
₽10716
₽2396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 240
health
-
-
-
1 020
income
-
-
-
-
total
-
-
-
7 260
Employee
73 146
73 146
73 146
-
social contributions
2 765
6 071
3 015
-
income
7 964
6 771
7 876
-
health
567
1 244
617
-
total
11 296
14 086
11 508
-
Employer
73 146
73 146
73 146
-
health
616
1 354
672
-
social contributions
2 765
6 071
3 015
-
total
3 381
7 425
3 687
-
Corporate
3 299
-
-
-
income
412
-
-
-
total
412
-
-
-
Dividends
2 887
-
-
-
withholding
491
-
-
-
total
491
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 580
21 511
15 195
7 260
After tax
24 420
18 489
24 805
32 740
Living cost
22 024
22 024
22 024
22 024
Free-cash
2 396
-3 535
2 781
10 716

Estimated living cost  is ₽22024 per week

₽13199
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2161
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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