Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
-₽3555
₽2768
₽10706
₽2383
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
-
social contributions
-
-
-
6 240
health
-
-
-
1 020
total
-
-
-
7 260
Employee
73 180
73 180
73 180
-
social contributions
2 767
6 074
3 014
-
income
7 968
6 774
7 880
-
health
567
1 244
618
-
total
11 302
14 092
11 512
-
Employer
73 180
73 180
73 180
-
health
616
1 355
672
-
social contributions
2 767
6 074
3 014
-
total
3 383
7 429
3 686
-
Corporate
3 281
-
-
-
income
410
-
-
-
total
410
-
-
-
Dividends
2 871
-
-
-
withholding
488
-
-
-
total
488
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 583
21 521
15 198
7 260
After tax
24 417
18 479
24 802
32 740
Living cost
22 034
22 034
22 034
22 034
Free-cash
2 383
-3 555
2 768
10 706

Estimated living cost  is ₽22034 per week

₽13205
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2162
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽488
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6180
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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