Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽869
₽9358
-₽6218
₽752
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 240
income
-
-
-
-
health
-
-
-
1 020
total
-
-
-
7 260
Employee
77 655
77 655
77 655
-
social contributions
2 936
6 445
3 015
-
income
8 455
7 189
8 429
-
health
602
1 320
617
-
total
11 993
14 954
12 061
-
Employer
77 655
77 655
77 655
-
health
654
1 437
673
-
social contributions
2 936
6 445
3 015
-
total
3 590
7 882
3 688
-
Corporate
1 036
-
-
-
income
130
-
-
-
total
130
-
-
-
Dividends
905
-
-
-
withholding
153
-
-
-
total
153
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 866
22 836
15 749
7 260
After tax
24 134
17 164
24 251
32 740
Living cost
23 382
23 382
23 382
23 382
Free-cash
752
-6 218
869
9 358

Estimated living cost  is ₽23382 per week

₽14013
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2294
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽517
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6558
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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