Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽3585
-₽1590
₽4168
₽11702
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
health
-
-
-
1 019
income
-
-
-
-
social contributions
-
-
-
6 239
total
-
-
-
7 258
Employee
69 879
69 879
69 879
-
income
7 609
6 469
7 474
-
health
542
1 188
617
-
social contributions
2 642
5 800
3 014
-
total
10 793
13 457
11 105
-
Employer
69 879
69 879
69 879
-
health
588
1 293
673
-
social contributions
2 642
5 800
3 014
-
total
3 230
7 093
3 687
-
Corporate
4 938
-
-
-
income
617
-
-
-
total
617
-
-
-
Dividends
4 320
-
-
-
withholding
735
-
-
-
total
735
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 375
20 550
14 792
7 258
After tax
24 625
19 450
25 208
32 742
Living cost
21 040
21 040
21 040
21 040
Free-cash
3 585
-1 590
4 168
11 702

Estimated living cost  is ₽21040 per week

₽12610
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2064
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽466
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5901
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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