Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽2517
-₽3335
₽2927
₽10816
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 240
income
-
-
-
-
health
-
-
-
1 021
total
-
-
-
7 261
Employee
72 810
72 810
72 810
-
health
564
1 238
618
-
social contributions
2 753
6 043
3 013
-
income
7 928
6 740
7 834
-
total
11 245
14 021
11 465
-
Employer
72 810
72 810
72 810
-
social contributions
2 753
6 043
3 013
-
health
613
1 348
672
-
total
3 366
7 391
3 685
-
Corporate
3 467
-
-
-
income
433
-
-
-
total
433
-
-
-
Dividends
3 034
-
-
-
withholding
516
-
-
-
total
516
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 560
21 412
15 150
7 261
After tax
24 440
18 588
24 850
32 739
Living cost
21 923
21 923
21 923
21 923
Free-cash
2 517
-3 335
2 927
10 816

Estimated living cost  is ₽21923 per week

₽13139
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2151
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽485
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6149
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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