Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽2622
-₽3763
₽10600
₽2255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
-
health
-
-
-
1 020
social contributions
-
-
-
6 241
total
-
-
-
7 261
Employee
73 530
73 530
73 530
-
social contributions
2 780
6 103
3 014
-
income
8 006
6 807
7 923
-
health
570
1 250
617
-
total
11 356
14 160
11 554
-
Employer
73 530
73 530
73 530
-
social contributions
2 780
6 103
3 014
-
health
619
1 361
671
-
total
3 399
7 464
3 685
-
Corporate
3 106
-
-
-
income
388
-
-
-
total
388
-
-
-
Dividends
2 717
-
-
-
withholding
463
-
-
-
total
463
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 606
21 624
15 239
7 261
After tax
24 394
18 376
24 761
32 739
Living cost
22 139
22 139
22 139
22 139
Free-cash
2 255
-3 763
2 622
10 600

Estimated living cost  is ₽22139 per week

₽13269
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2172
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽490
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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