Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
-₽1866
₽3415
₽11560
₽3969
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
-
health
-
-
-
1 021
social contributions
-
-
-
6 239
total
-
-
-
7 260
Employee
70 344
70 344
70 344
-
health
545
1 196
618
-
social contributions
2 660
5 838
3 014
-
income
7 659
6 512
7 533
-
total
10 864
13 546
11 165
-
Employer
70 344
70 344
70 344
-
health
592
1 302
672
-
social contributions
2 660
5 838
3 014
-
total
3 252
7 140
3 686
-
Corporate
4 704
-
-
-
income
589
-
-
-
total
589
-
-
-
Dividends
4 116
-
-
-
withholding
700
-
-
-
total
700
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 405
20 686
14 851
7 260
After tax
24 595
19 314
25 149
32 740
Living cost
21 180
21 180
21 180
21 180
Free-cash
3 415
-1 866
3 969
11 560

Estimated living cost  is ₽21180 per week

₽12694
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2078
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽469
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5941
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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