Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
-₽5585
₽1322
₽9679
₽1138
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
-
social contributions
-
-
-
6 239
health
-
-
-
1 021
total
-
-
-
7 260
Employee
76 590
76 590
76 590
-
social contributions
2 896
6 357
3 015
-
income
8 339
7 090
8 298
-
health
594
1 302
618
-
total
11 829
14 749
11 931
-
Employer
76 590
76 590
76 590
-
health
645
1 418
671
-
social contributions
2 896
6 357
3 015
-
total
3 541
7 775
3 686
-
Corporate
1 570
-
-
-
income
197
-
-
-
total
197
-
-
-
Dividends
1 374
-
-
-
withholding
234
-
-
-
total
234
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 801
22 524
15 617
7 260
After tax
24 199
17 476
24 383
32 740
Living cost
23 061
23 061
23 061
23 061
Free-cash
1 138
-5 585
1 322
9 679

Estimated living cost  is ₽23061 per week

₽13821
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2263
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽510
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6468
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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