Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽2417
₽2809
₽10735
-₽3501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
health
-
-
-
1 019
income
-
-
-
-
social contributions
-
-
-
6 239
total
-
-
-
7 258
Employee
73 088
73 088
73 088
-
income
7 958
6 766
7 868
-
social contributions
2 763
6 066
3 014
-
health
566
1 243
617
-
total
11 287
14 075
11 499
-
Employer
73 088
73 088
73 088
-
social contributions
2 763
6 066
3 014
-
health
615
1 353
671
-
total
3 378
7 419
3 685
-
Corporate
3 327
-
-
-
income
417
-
-
-
total
417
-
-
-
Dividends
2 911
-
-
-
withholding
494
-
-
-
total
494
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 576
21 494
15 184
7 258
After tax
24 424
18 506
24 816
32 742
Living cost
22 007
22 007
22 007
22 007
Free-cash
2 417
-3 501
2 809
10 735

Estimated living cost  is ₽22007 per week

₽13189
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2159
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽487
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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