Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽2660
₽3092
-₽3103
₽10934
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 239
health
-
-
-
1 021
income
-
-
-
-
total
-
-
-
7 260
Employee
72 421
72 421
72 421
-
health
561
1 231
617
-
social contributions
2 738
6 011
3 013
-
income
7 885
6 704
7 787
-
total
11 184
13 946
11 417
-
Employer
72 421
72 421
72 421
-
health
609
1 340
672
-
social contributions
2 738
6 011
3 013
-
total
3 347
7 351
3 685
-
Corporate
3 662
-
-
-
income
458
-
-
-
total
458
-
-
-
Dividends
3 205
-
-
-
withholding
545
-
-
-
total
545
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 534
21 297
15 102
7 260
After tax
24 466
18 703
24 898
32 740
Living cost
21 806
21 806
21 806
21 806
Free-cash
2 660
-3 103
3 092
10 934

Estimated living cost  is ₽21806 per week

₽13068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2139
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6116
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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