Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽3385
-₽2688
₽11146
₽2914
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
social contributions
-
-
-
6 239
income
-
-
-
-
health
-
-
-
1 020
total
-
-
-
7 259
Employee
71 723
71 723
71 723
-
health
556
1 220
618
-
social contributions
2 712
5 953
3 014
-
income
7 809
6 639
7 701
-
total
11 077
13 812
11 333
-
Employer
71 723
71 723
71 723
-
health
604
1 328
673
-
social contributions
2 712
5 953
3 014
-
total
3 316
7 281
3 687
-
Corporate
4 013
-
-
-
income
501
-
-
-
total
501
-
-
-
Dividends
3 512
-
-
-
withholding
597
-
-
-
total
597
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 491
21 093
15 020
7 259
After tax
24 509
18 907
24 980
32 741
Living cost
21 595
21 595
21 595
21 595
Free-cash
2 914
-2 688
3 385
11 146

Estimated living cost  is ₽21595 per week

₽12942
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2119
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽478
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6057
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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