Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
-₽2747
₽2876
₽11116
₽3345
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
-
health
-
-
-
1 019
social contributions
-
-
-
6 239
total
-
-
-
7 258
Employee
71 824
71 824
71 824
-
health
557
1 221
617
-
social contributions
2 716
5 961
3 013
-
income
7 820
6 649
7 714
-
total
11 093
13 831
11 344
-
Employer
71 824
71 824
71 824
-
health
604
1 329
672
-
social contributions
2 716
5 961
3 013
-
total
3 320
7 290
3 685
-
Corporate
3 962
-
-
-
income
495
-
-
-
total
495
-
-
-
Dividends
3 467
-
-
-
withholding
590
-
-
-
total
590
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 498
21 121
15 029
7 258
After tax
24 502
18 879
24 971
32 742
Living cost
21 626
21 626
21 626
21 626
Free-cash
2 876
-2 747
3 345
11 116

Estimated living cost  is ₽21626 per week

₽12961
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2122
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽479
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽6066
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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