Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₽4884
-₽582
₽12209
₽4201
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
income
-
-
-
-
social contributions
-
-
-
6 240
health
-
-
-
1 020
total
-
-
-
7 260
Employee
68 186
68 186
68 186
-
social contributions
2 578
5 659
3 014
-
health
528
1 159
618
-
income
7 424
6 312
7 268
-
total
10 530
13 130
10 900
-
Employer
68 186
68 186
68 186
-
health
574
1 262
671
-
social contributions
2 578
5 659
3 014
-
total
3 152
6 921
3 685
-
Corporate
5 787
-
-
-
income
724
-
-
-
total
724
-
-
-
Dividends
5 063
-
-
-
withholding
862
-
-
-
total
862
-
-
-
Income
40 000
40 000
40 000
40 000
Total tax
15 268
20 051
14 585
7 260
After tax
24 732
19 949
25 415
32 740
Living cost
20 531
20 531
20 531
20 531
Free-cash
4 201
-582
4 884
12 209

Estimated living cost  is ₽20531 per week

₽12304
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽2014
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽454
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽5758
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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