Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₽ 40000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₽13853
₽11170
₽10831
₽19176
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
4 515
unemployment
-
-
-
122
income
-
-
-
6 000
health
-
-
-
3 508
total
-
-
-
14 145
Employee
19 894
-
34 015
-
health
915
-
1 403
-
accident

We are using the highest rate at 1.1%.

219
-
336
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 747
-
2 679
-
income
1 990
-
3 402
-
total
4 871
-
7 820
-
Employer
19 894
-
34 015
-
health
1 373
-
2 105
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 192
-
3 362
-
accident

We are using the highest rate at 1.1%.

219
-
336
-
unemployment
119
-
183
-
total
3 903
-
5 986
-
Corporate
16 202
40 000
-
-
income
1 620
4 000
-
-
total
1 620
4 000
-
-
Dividends
14 582
36 000
-
-
withholding
729
1 800
-
-
total
729
1 800
-
-
Income
40 000
40 000
40 000
40 000
Total tax
11 123
5 800
13 806
14 145
After tax
28 877
34 200
26 194
25 855
Living cost
15 024
15 024
15 024
15 024
Free-cash
13 853
19 176
11 170
10 831

Estimated living cost  is ₽15024 per week

₽9937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₽860
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₽358
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₽3869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₽0
I'm drinking at home rarely or never.
₽0
I do not smoke or smoke very rarely.
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